Panama City, FL Real Estate Search

Panama City, FL Homes for Sale

Overview of the Real Estate Market in Panama City, FL

The real estate market in Panama City, Florida, has been experiencing significant changes, attracting potential homeowners and investors alike. Situated along the stunning Gulf Coast, the city offers a mix of vibrant community life, beautiful beaches, and a growing economy. With a diverse range of properties available—from cozy beachfront condos to expansive family homes—Panama City has become a sought-after destination for those looking to relocate or invest in real estate. Whether you are drawn by the area’s natural beauty or its economic opportunities, those considering a real estate endeavor in Panama City will find a bustling market with plenty of options.

Types of Properties Available

In Panama City, prospective buyers can explore a wide variety of real estate options. Condominiums dot the coastline, offering stunning views of the beaches and easy access to waterfront activities. Single-family homes are prevalent in family-friendly neighborhoods, often featuring spacious yards and community amenities. For those looking for investment properties, Panama City also has a range of duplexes and multi-family homes that provide potential rental income. With such diversity, the local market caters to a broad audience, ensuring that everyone can find something that fits their lifestyle and budget.

Market Trends and Predictions

Recent trends in the Panama City real estate market indicate a robust demand that has resulted in rising property values. Following the economic recovery post-COVID-19, there has been an influx of buyers seeking real estate in coastal areas for both permanent residence and summer getaways. Experts predict that this upward trajectory will continue, as remote work becomes more common and individuals seek homes that offer not only aesthetic appeal but also a desirable quality of life. Moreover, new commercial developments are on the rise, which could further stimulate residential demand in the coming years.

The Economic Impact of Tourism

Tourism plays an essential role in Panama City’s economy, directly influencing the real estate market. The area's pristine beaches and vibrant local attractions draw millions of visitors annually, creating a strong demand for rental properties. This influx has encouraged many investors to purchase homes and condos to capitalize on short-term rental opportunities. The popularity of platforms like Airbnb has transformed the landscape, as many property owners are now generating significant income through vacation rentals. Thus, the symbiotic relationship between real estate and tourism continues to strengthen the local economy.

Future Developments and Community Expansion

Looking ahead, Panama City is poised for future growth, with various development projects underway aimed at enhancing living conditions and attracting new residents. Expansion of infrastructure, public facilities, and green spaces are all part of the city's plan to create a more livable and inviting environment. As the community continues to develop, property values are likely to rise, making it an opportune time for potential buyers and investors to enter the market. As Panama City embraces modernization while maintaining its charm, it positions itself as a prime destination for those seeking real estate in a vibrant coastal setting.

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Panama City, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
Avg. Living Ft2
Avg. Listing Price
Cost per ft2
Days on Market

Newest Panama City, FL Homes for Sale

$275,000
4 Beds 2 Baths 792374 MLS
SHORT SALE APPROVED! Take advantage of this opportunity with lender approval already in place, helping eliminate much of the uncertainty typically associated with a short sale. Property is being sold AS-IS, and all offers remain subject to final lender approval. Buyer and buyer's agent to verify all information deemed important. Welcome home to this charming 4-bedroom, 2-bath residence nestled in the heart of Historic Panama City. Situated on a spacious, fully fenced lot, this property offers plenty of room to entertain, play, garden, or simply unwind in your own private outdoor space. Step inside to discover a warm and inviting living room anchored by a cozy fireplace, creating the perfect gathering place for family and friends. Original hardwood floors add timeless character throughout the living room, dining area, and bedrooms, while the kitchen features durable tile flooring for easy maintenance. Designed with both style and functionality in mind, the kitchen showcases rich butcher block countertops, a stainless steel farmhouse sink, stainless steel appliances, and a convenient coffee and breakfast bar that makes mornings a breeze. Just beyond the kitchen, you'll find a spacious laundry room and mudroom, providing additional storage and everyday convenience. Improvements, included recessed lighting, fresh painted wainscoting, and a newer vanity in the primary bathroom, enhance the home's appeal while complementing its classic character. Offering the perfect blend of historic charm and modern updates, this home is ready for its next chapter. Schedule your private tour with your favorite Realtor® today. All measurements are approximate and should be verified by the buyer if important.

408 N Macarthur Avenue, Panama City

$775,000
3 Beds 3 Baths 792323 MLS
OPEN HOUSE SATURDAY AUGUST 29th 11:00AM - 1:00 PM > CURRENTLY UNDER A CONTINGENT CONTRACT WITH KICK OUT. Welcome to your dream coastal retreat, beautifully designed around a classic Southern Living floor plan that perfectly blends traditional southern hospitality with a relaxed, modern coastal lifestyle. Located in a quiet bayside neighborhood just off SCENIC BEACH DRIVE with an easy walk to the shoreline and area parks or a quick golf cart trip to the historic ST ANDREWS shops and dining! Step inside this custom 2019-built home offering 2,900 square feet of meticulously designed space. The beautiful, light-filled living and dining areas immediately impress with rich hardwood flooring, crisp crown molding, and a cozy fireplace that anchors the room. At the heart of the home is a CHEF'S KITCHEN engineered for the culinary enthusiast. It features custom cabinetry, elegant quartz countertops, a massive center island, a gas cooktop, double built-in ovens, and a premium, seamlessly integrated Liebherr refrigerator. The thoughtful layout accommodates a main floor primary suite that serves as a private sanctuary. It features a fantastic, storage-filled walk-in closet and an attached spa-like bath with a double quartz vanity, a deep soaking tub, and a luxurious walk-in shower. Upstairs offers two dedicated guest bedrooms plus two additional large bonus spaces offering flexibility--perfect for a dedicated home office, playroom or home gym. Southern living is truly defined by the seamless indoor-outdoor flow. Expand your entertaining footprint with over 700 square feet of wrap-around porches. The spectacular outdoor living space comes complete with a gas fireplace and mounted TV, all shaded by a motorized retractable awning for year-round comfort.Built with ultra-durable, low-maintenance Hardie Plank construction and equipped with a whole-house generator, this coastal craftsman offers ultimate structural peace of mind. Best of all, enjoy complete freedom with no HOA fees, no restrictive rules, and no required flood insurance. This is luxury, convenience, and the ultimate in COASTAL LIVING.

1702 Baker Court, Panama City

$309,000
4 Beds 2 Baths 792284 MLS
Welcome to Barrett Park, where exceptional value meets modern comfort! This meticulously maintained 4-bedroom, 2-bath home offers more than 2,000 square feet of spacious living and was built in 2019, providing all the advantages of a newer home without the higher price of new construction. Inside, you'll find a bright, open floor plan designed for both comfortable everyday living and effortless entertaining. The well-appointed kitchen offers generous cabinet and countertop space while overlooking the dining and living areas, making it easy to stay connected with family and guests. The spacious owner's suite provides a peaceful retreat with two large walk-in closets and a private en-suite bath. Three additional bedrooms offer plenty of room for family, overnight guests, or a home office. Adding even more appeal, this home is being offered fully furnished, making it an incredible turnkey opportunity. Included are three complete bedroom suites with nightstands that offer built in charging stations. A brand-new oversized leather sectional in the living room, as well as the washer and dryer, allowing you to move in with ease. A brand-new water heater provides added peace of mind. Step outside to the fully screened and enclosed back porch--an inviting space that's perfect for sipping your morning coffee, relaxing after a busy day, or entertaining friends and family throughout every season. This additional living area lets you enjoy the outdoors comfortably year-round. The home is equipped with solar panels, which will need to be assumed by the buyer. In return, you'll enjoy outstanding energy efficiency with an average electric bill of approximately $25 per month, helping keep monthly utility costs remarkably low. Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and the beautiful white-sand beaches of the Gulf Coast, this home offers an outstanding combination of location, comfort, and value. This move-in-ready, fully furnished home is truly a rare find. Schedule your private showing today and experience everything it has to offer!Use the seller's preferred lender and eligible buyers can take advantage of a 1-0 temporary buydown, lender credit, or a FREE appraisal, helping reduce upfront costs and lower monthly payments during the first year. Contact the listing agent for lender details and qualification requirements.

7128 Hatteras Boulevard, Panama City

$310,700
4 Beds 2 Baths 792263 MLS
✨ MOVE-IN READY! Fully Renovated 4-Bedroom Block Home | Spacious Corner Lot | Solar Panels | NO HOA! Welcome to 176 N Anita Drive, a beautifully renovated block home on a slab foundation situated on a generous 0.41-acre corner lot. This move-in-ready property offers 4 bedrooms, 2 bathrooms, modern upgrades throughout, and the freedom of no HOA. Every major system has been updated for peace of mind, including newer plumbing, newer electrical, a newer HVAC system with updated ductwork, luxury vinyl plank flooring throughout, and a tankless hot water heater. The roof was replaced in 2019, adding even more long-term value. The stunning kitchen is designed to impress, featuring: Quartz countertops Large center island with additional workspace and seating LG stainless steel appliance package, including a gas range and InstaView touchscreen refrigerator White shaker-style cabinetry with abundant storage Oversized sink Sleek black glass backsplash Recessed lighting for a bright, modern feel Natural light fills the home, complemented by stylish contemporary light fixtures throughout. A charming barn door leads from the kitchen into the spacious primary suite, which also offers its own private entrance from the front of the home. The primary suite serves as a relaxing retreat with a large walk-in closet and a luxurious ensuite bathroom featuring a custom tile-to-the-ceiling walk-in shower and double vanity. Step outside to a large, fenced backyard offering endless possibilities. With 0.41 acres, there's plenty of room to expand the home, build a workshop or detached garage, add a pool, or create the backyard paradise you've always envisioned. Whether you're entertaining, gardening, or simply enjoying the outdoors, this spacious lot provides the flexibility to make it your own. Relax and welcome guests from the expansive covered front porch, adding even more outdoor living space. Conveniently located just 1 mile from Walmart Supercenter, shopping, restaurants, and everyday conveniences, this home is also only 12 minutes from Tyndall Air Force Base. Located in Flood Zone X, flood insurance is not required by lenders. Additional highlights include: Block construction on a slab foundation Roof replaced in 2019 No HOA Spacious 0.41-acre corner lot Solar panels (buyer must qualify to assume the separate solar loan) Seller has a valid survey. This beautifully updated home combines modern style, durable block construction, thoughtful upgrades, and exceptional outdoor potential in an unbeatable location. Schedule your private showing today and discover everything 176 N Anita Drive has to offer.

176 N Anita Drive, Panama City

$369,900
3 Beds 2 Baths 792253 MLS
POOL HOME ON 2 ACRES WITH NO HOA! If you've been searching for the perfect combination of privacy, space, and convenience, this all-brick 3-bedroom, 2-bath home is ready to welcome you home. Located just off Highway 231 in Panama City, this move-in-ready property offers peaceful country living while remaining just minutes from shopping, dining, schools, and a short drive to Tyndall Air Force Base and the beautiful Gulf Coast beaches. Inside, you'll find a warm and inviting floor plan featuring fresh interior paint, luxury vinyl plank flooring, a welcoming foyer with a coat closet, and a spacious living room showcasing beautiful wood-beamed ceilings and a cozy wood-burning fireplace. The kitchen offers stainless steel appliances, a breakfast nook perfect for casual dining, and easy access to the adjoining air-conditioned sunroom, providing additional year-round living space ideal for relaxing, entertaining, or enjoying views of the backyard. The home also features a separate laundry room, two linen closets, a tiled shower/tub combination, and a functional primary suite with a large walk-in closet. Step outside to your own private backyard oasis featuring a large in-ground gunite pool, a covered screened patio, and a privacy fence surrounding the backyard, creating the perfect setting for entertaining or enjoying quiet evenings at home. The pool is professionally maintained by Tropical Pools & Spas, making ownership simple and convenient. With two acres of land, there's plenty of room for all your hobbies, equipment, and outdoor toys. Two concrete parking pads provide ample space for RVs, boats, trailers, or additional vehicles, with one pad already equipped with electricity. A storage shed offers even more space for tools and lawn equipment. This home also provides peace of mind with a brand-new septic system, a roof approximately six years old, an HVAC system approximately six years old, and a private well. Whether you're looking for a pool home, acreage, RV parking, boat parking, no HOA restrictions, or simply more room to spread out while staying close to town, this property checks all the boxes and offers the lifestyle you've been searching for.

7006 Messer Road, Panama City

$835,000
3 Beds 2 Baths 1006985 MLS 1,776 SqFt.
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Dr, Panama City

$865,000
7 Beds 6 Baths 1006983 MLS 2,988 SqFt.
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Dr, Panama City

$279,000
4 Beds 2 Baths 792232 MLS
LUXURY LIVING: Welcome to the coveted Luxury LIBERTY Resort community! Your dream home is within a few minutes walking distance to the incredible state-of-the-art clubhouse that features a huge tropical resort-style community pool, water splash pad area for the kids, an all-purpose fitness gym, yoga workout room, game room, event center, and BBQ picnic area pavilion! ************PEACE OF MIND: This beautiful ranch-style home (built in 2023) features an incredible open floor plan design with 4-bedrooms, 2-full bathrooms, and 2-car garage with remote access. The large Master Bedroom comes with a private Master Ensuite Bathroom with dual vanity sinks and large walk-in closet! Everything in this home is practically brand new (2023): Architectural Roof, HVAC System, ADT Smart Home Security System, Water Heater, Plumbing, Electrical, Electric Garage Door Opener and WHIRLPOOL Stainless-Steel Appliances (Large French Door Fridge)! ************OPEN FLOOR PLAN: This amazing architectural designed home comes with a full-service island kitchen, centered perfectly to host family and friend gatherings in the midst of the large adjacent dining and living room. The huge backyard with patio includes beautiful polished white vinyl fencing, which is especially nice for hosting your family and friends -- a very private feel with the Wildlife Refuge wooded area as your backdrop! ************CONVENIENTY LOCATED: Just 15-miles (25-minute drive) from the white sandy beaches, emerald-blue waters and warm breezes of the GULF of AMERICA! Just a short transit 12-miles (20-minute drive) to TYNDALL Air Force Base!

4881 Shurer Lane, Panama City

$1,700,000
10 Beds 8 Baths 1006980 MLS 4,856 SqFt.
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Dr, Panama City

$1,700,000
10 Beds 8 Baths 792227 MLS
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

$865,000
7 Beds 6 Baths 792225 MLS
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

$174,900
2 Beds 2 Baths 792222 MLS
Welcome to 6716 Olokee Street, a beautifully updated 2-bedroom, 1.5-bath townhome offering modern finishes, practical living space, and an affordable opportunity to own in Callaway. Thoughtfully renovated and move-in ready, this two-story home features fresh interior paint, updated trim, new interior doors, and new flooring upstairs. The remodeled kitchen is a standout with granite countertops, new cabinetry, tile backsplash, and stainless steel appliances, creating a fresh, modern space that's ready to enjoy from day one. The main level offers a comfortable living area, convenient half bath for guests, and a separate laundry room with direct backyard access. You'll also find an oversized storage area tucked beneath the stairs--the perfect spot for seasonal décor, pantry overflow, hobbies, or your very own ''Harry Potter'' closet. Upstairs are two bedrooms with updated flooring and a full bathroom. Additional improvements include new downstairs windows, new vinyl exterior siding and trim, a post-hurricane roof, and a water heater approximately three years old. Outside, the fully fenced backyard provides private outdoor space for pets, grilling, gardening, or relaxing, plus a storage shed for all the extras. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, parks, and everyday conveniences, 6716 Olokee Street offers the flexibility of low-maintenance living without sacrificing your own private outdoor space. Whether you're ready to stop renting and purchase your first home, looking to downsize, or adding another property to your investment portfolio, this updated Callaway townhome offers move-in-ready value without the major renovation list. Come see what makes 6716 Olokee Street such a smart place to call home. If important, Buyer to verify all information and measurements. Some photos may be virtually staged to show the home's full potential. No furniture is included in the sale.

6716 Olokee Street, Panama City

$649,000
2 Beds 2 Baths 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

$474,500
3 Beds 2 Baths 792161 MLS
Welcome to your own private country retreat, where peaceful living meets modern convenience. Nestled on 1.184 acres, this spacious 3-bedroom, 2-bath home offers over 2,500 square feet of thoughtfully designed living space, just 30 minutes from the sugar-white sands and emerald waters of Panama City Beach. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that span the kitchen, dining, and living areas. The kitchen is beautifully appointed with granite countertops, creating the perfect gathering space for family and friends. The impressive 14' x 22' living room is anchored by a stunning floor-to-ceiling stone fireplace, while the expansive 21' x 22' den with custom built-in shelving provides endless possibilities for entertaining, relaxing, or working from home. Enjoy year-round sunshine in the 20' x 10' Florida sunroom overlooking your backyard oasis. Outside, you'll find an above-ground pool, a covered screened porch complete with a whirlpool spa, and a charming pergola that creates the perfect setting for outdoor entertaining or quiet evenings under the stars. Beyond the backyard, take in serene views of a small pond with access to a private dock. The primary suite and guest bath both feature double-sink vanities, while the generous 6' x 10' laundry room offers plenty of workspace along with peaceful outdoor views. Constructed with beautiful stone and rough-cut cedar siding, this home exudes timeless character and curb appeal. Additional features include two outbuildings for abundant storage, an oversized carport, and a gated driveway with an electric entrance for added privacy and security. If you've been searching for the tranquility of country living without sacrificing access to shopping, dining, and the Gulf Coast's world-famous beaches, this exceptional property truly offers the best of both worlds.

6334 High Point Road, Panama City

$835,000
3 Beds 2 Baths 792157 MLS
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

$299,500
3 Beds 2 Baths 792112 MLS
Welcome to 3025 Sarasota Avenue, a beautifully maintained 2020-built residence offering the perfect combination of modern finishes, everyday functionality, and a highly convenient Panama City location. Featuring 3 bedrooms, 2 bathrooms, and a desirable open-concept design, this home is ideal for first-time homebuyers, downsizers, or investors seeking a low-maintenance property in the heart of Bay County. Inside, you'll find waterproof vinyl flooring throughout, granite countertops, and a spacious living area highlighted by a striking tray ceiling, custom shiplap accent wall, electric fireplace, and built-in entertainment center. The well-appointed kitchen offers ample workspace and storage, while the primary suite features a double vanity and private bath. The exterior showcases attractive stone and vinyl accents that create exceptional curb appeal. Enjoy both front and rear covered porches, gutters, a fully fenced backyard with swing set, and an extended concrete patio perfect for grilling, entertaining, or relaxing outdoors. A stone paver pathway provides convenient access to the backyard, while the two-car garage adds additional storage and functionality. Located in Flood Zone X with no HOA, this property offers added peace of mind and flexibility. Situated just minutes from everyday conveniences, you'll enjoy quick access to Publix, Winn-Dixie, Walmart, and numerous dining and shopping destinations. The home is also conveniently located near schools, parks, and major commuter routes, making daily errands and travel effortless. Combining modern construction, thoughtful upgrades, and an exceptionally convenient central location, 3025 Sarasota Avenue presents an outstanding opportunity to own a move-in-ready home in one of Panama City's most accessible areas.

3025 Sarasota Avenue, Panama City

$319,250
4 Beds 2 Baths 792079 MLS
Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a large, spacious covered rear porch as well. Both porches have plenty of room for patio furniture to enjoy your day reading a book or watching those beautiful Florida sunsets. As you walk inside the home, the guest bedrooms and guest bathroom with are located at the front of the home. Each bedroom comes with soft carpet floors and a spacious closet for clothing and storage. Further down the hallway is the garage and additional guest bedroom next to the laundry room. The hallway opens to the large open living room and kitchen leading to primary bedroom and backdoor. The kitchen has an island, a large pantry, and stainless-steel appliances. Next to it is the dining area with a double window next to the back door looking out into your covered rear patio and large back yard. The bathrooms and kitchen have beautiful white cabinets and granite countertops for modern style and durability. The large primary bedroom has soft carpet floors and plenty of space for a king size bed and furniture since the closet is in the primary bathroom. In the primary bathroom you will see beautiful EVP flooring and a double vanity with granite countertops as well as a walk-in shower. The Ryder floor plan is a popular choice at Morningside. Schedule a showing to see it today!

7327 Morningside Drive, Panama City

$319,000
3 Beds 2 Baths 792047 MLS
Beautifully Renovated 3-Bedroom Home with Workshop & Modern Updates Move right into this beautifully renovated 3-bedroom, 2-bath block home offering 1,423 square feet of comfortable living space in a convenient location close to hospitals, schools, shopping, Tyndall Air Force Base, and just a short drive to the world's most beautiful beaches. The updated kitchen is sure to impress with elegant quartz countertops, Whirlpool stainless steel appliances, and luxury vinyl plank flooring. Original oak hardwood floors add warmth and character throughout the living room and all three bedrooms. The spacious primary suite features a private bath with a walk-in shower and quartz vanity, while the guest bath offers a tub/shower combination with updated quartz countertops. Renovated following Hurricane Michael, the home also features replacement windows installed after the storm, providing added efficiency and peace of mind. Step outside to enjoy the 23' x 14' uncovered concrete patio--perfect for grilling, entertaining, or relaxing. Need extra storage or workspace? The 24' x 24' workshop includes electricity, with half of the building featuring a concrete floor and the remaining area offering double-door access with a dirt floor that's ideal for storing a boat, vehicle, or lawn equipment. Additional features include a wheelchair-accessible ramp at the rear entrance and a private well for watering the lawn. (No sprinkler system.) If you're looking for a move-in-ready home with modern updates, character, and a fantastic location, this one is a must-see. Schedule your private showing today!

2431 Game Farm Road, Panama City

$219,000
3 Beds 2 Baths 792046 MLS
Room to Spread Out--Inside and Out! This spacious 2,393-square-foot manufactured home located on .633 of an acre. Home offers 3 bedrooms, 2 bathrooms, plus a large bonus room that is currently being used as a fourth bedroom. An additional laundry room provides extra convenience and flexibility. The kitchen is designed for both everyday living and entertaining, featuring abundant cabinet and counter space, a large pantry with built-in shelving, a center island, smooth-top range, refrigerator, and dishwasher. (Pie safe does not convey; pantry shelving units remain.) Durable luxury vinyl plank flooring flows throughout the kitchen, dining area, and pantry, while the bedrooms and bonus room are comfortably carpeted. Step outside to enjoy the 25' x 30' open concrete patio overlooking the large backyard, enclosed with a combination of chain-link and privacy fencing. RV owners will appreciate the 20' x 20' motorhome pad complete with water and electric hookups. The property also features two water heaters, providing added convenience for a busy household. Conveniently located just minutes from Tyndall Air Force Base, shopping, medical facilities, and the beautiful white-sand beaches of Panama City Beach, this home offers the perfect combination of space, functionality, and location. Whether you're looking for room to grow, space for guests, or a place to park your RV, this property is ready to welcome you home!

2429 Game Farm Road, Panama City

$499,999
3 Beds 2 Baths 792043 MLS
**UNDER $500K IN PANAMA CITY BEACH -- WITH A PRIVATE POOL! NOW $499,999!** Welcome to 4601 Magnolia Beach Road, a beautifully maintained 3-bedroom, 2-bath home in Magnolia Point at The Preserve offering comfortable single-level living, valuable updates, and a backyard that immediately sets it apart. Inside, you'll find a spacious living room with a cozy gas fireplace, a formal dining area, and a generous kitchen with a breakfast bar and adjoining breakfast nook. The oversized primary suite features waterproof composite flooring, a large walk-in closet, an en-suite bath with a whirlpool tub and separate shower, plus direct access to the backyard. Step outside and the real showstopper comes into view: a private saltwater pool installed in 2021, surrounded by a large covered patio and fully fenced yard. Whether you're relaxing, entertaining, or simply enjoying Florida sunshine at home, this backyard delivers the kind of outdoor living buyers are searching for. Major updates add even more value and peace of mind, including a 2025 Hisense high-efficiency HVAC system, 2020 roof, 2020 gas water heater, 2025 pool pump, refrigerator and range from 2021, dishwasher from 2024, washer from 2025, and dryer from 2021. Conveniently located just minutes from the Navy base, marinas, shopping, dining, and the white sandy beaches of Panama City Beach, this move-in-ready home offers an exceptional combination of location, condition, outdoor living, and value. At **$499,999**, this home is now positioned below the $500K mark and deserves immediate attention. If you've been waiting for a well-maintained Panama City Beach home with a private pool, single-level living, and major updates already completed, this is one you do not want to miss.

4601 Magnolia Beach Road, Panama City

$1,749,000
3 Beds 3 Baths 792012 MLS
Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home!

1522 Trout Lane, Panama City

$322,500
3 Beds 2 Baths 792007 MLS
One-year builder's home warranty included with the sale! Savor stunning panoramic views of Callaway Bayou and the tranquility of waterfront-inspired living without the higher price tag of a true waterfront property. This newly constructed 3 bedroom, 2 bath custom built home masterfully blends modern elegance with a peaceful coastal vibe, delivering breathtaking views from an elevated vantage point above Callaway Bayou. The split-floor plan is designed for maximum privacy, which is divided by an open-concept living area that flows into a large kitchen & dining area, filled with elegant crown-molding, white shaker cabinets, quartz countertops, premium stainless-steel appliances, pantry closet, and plenty of natural light flooding in from every room in the house. This home is thoughtfully retrofitted with universal remotes in every room, providing seamless, one-touch control of all lighting and ceiling fans throughout the entire house. Whether you're setting the perfect ambiance for movie night, brightening the space for morning routines, or creating a relaxing evening breeze, these convenient controls make daily living effortless and enjoyable. The home also features upgraded hydraulic soft-close dampeners on all cabinets and drawers. These provide a smooth and quiet close that reduces noise, prevents pinched fingers, and extends the lifespan of the cabinets and fixtures by eliminating forceful impacts. The thoughtfully placed primary suite creates a true private oasis with a spa-inspired ensuite bathroom, featuring a double quartz vanity with undermount sinks, a spacious frameless-glass walk-in shower lined in floor-to-ceiling designer tile, and a deep garden soaking tub perfect for unwinding. Another convenient feature is the large walk-in closet on the back side of the ensuite bathroom, creating effortless convenience and seamless flow. On the opposite wing, there are two additional rooms with an abundance of natural light and versatile space, perfect for a home office, gym, nursery, or additional bedrooms. One features an additional walk-in closet for extra storage space, while the other includes a charming closet with French-style doors. A conveniently located hall bath serves the area with a sleek quartz-topped single vanity, shower/tub combination, and a large linen closet just across the hall. This home is located just minutes away from Tyndall Air Force Base, top-rated local schools, a variety of excellent restaurants, and convenient shopping, offering the ideal blend of prime accessibility and effortless lifestyle conveniences. This home reflects attention to every detail, with uncompromising quality and meticulous craftsmanship throughout. So if you're seeking a brand-new custom built home, then don't miss this opportunity!

300 Hugh Thomas Drive, Panama City

$474,900
4 Beds 4 Baths 791976 MLS
**OPEN HOUSE SUNDAY JULY 19th 2-4pm** Immaculate Julian Floor Plan in a Gated Community with GORGEOUS Water Views! Welcome home to this beautifully maintained 4-bedroom, 3.5-bathroom residence, perfectly situated on a large private lot with peaceful water views in a desirable gated community. Thoughtfully upgraded and meticulously cared for, this home offers the perfect blend of comfort, style, and functionality. Step inside to find engineered hardwood flooring throughout the main areas downstairs and an inviting open-concept layout designed for everyday living and entertaining. The spacious living room is the heart of the home, showcasing a stunning shiplap accent wall with an electric fireplace for a warm and welcoming atmosphere. The gourmet kitchen overlooks the living area and features granite countertops, stainless steel appliances, a stone tile backsplash, breakfast bar, pantry, and tile flooring. Just off the kitchen, the elegant dining room is enhanced with wainscoting and French doors that lead to the screened back patio, seamlessly blending indoor and outdoor living. The spacious first-floor primary suite offers a relaxing retreat with crown molding, a large walk-in closet, an additional secondary closet, double vanities, and a beautifully tiled walk-in shower. Upstairs, you'll find luxury vinyl plank flooring, three generously sized bedrooms (one being a 2nd primary suite) and a large 2nd living room facing the water. Step outside to your private backyard oasis featuring a large screened patio with built-in speakers, an extended deck with a pergola, and a fenced backyard --ideal for relaxing or entertaining year-round. Additional highlights include a storm door, and exceptional curb appeal. This move-in-ready home truly has it all. Schedule your private showing today and experience everything this exceptional floor plan has to offer!

1020 Tidewater Lane, Panama City

$969,000
6 Beds 4 Baths 791960 MLS
ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

$335,000
3 Beds 3 Baths 791953 MLS
'OPEN HOUSE SATURDAY 8/29 (10-12) Welcome to Bridge Harbor! 2.99% Assumable VA loan! Built in 2021, this Monroe floor plan features a 3-bedroom, 2.5-bath with approximately 1,800+ square feet of thoughtfully designed living space and is conveniently located directly across the street from the bay, where you will find public beach access. The open-concept floor plan features abundant natural light, 9 foot ceilings, luxury vinyl plank flooring throughout the main living areas, a spacious living room, and a well-appointed kitchen with granite countertops, stainless steel appliances, tile backsplash, ample cabinet space, pantry, breakfast bar, and coffee/wine bar. A convenient half bath is located on the first floor. All bedrooms are located upstairs, including the spacious primary suite featuring a private balcony with bay views. The ensuite bath offers a double vanity, soaking tub, and separate shower. Two additional bedrooms and a full guest bath provide flexibility for family, guests, a home office, or workout space. Outdoor features include a covered rear patio, fenced backyard, a playset, a garden, a separate irrigation meter, irrigation & drip system, and quite a few mature well planned fruit trees (Dorset Gooden & Anna Apple, Bearss Lime, Hamlin Orange, Gulf Beauty Plum, Black Berry and Blueberry bushes). Residents of Bridge Harbor enjoy access to a resort-style community pool with ample sidewalks and green spaces throughout the neighborhood. Conveniently located approximately 6.2 miles from Tyndall Air Force Base, 16 miles from NSA Panama City, and 24 miles from Panama City Beach. Qualified buyers may have the opportunity to assume the existing VA loan at an interest rate of 2.99%.

125 Carriage Road, Panama City

$260,000
3 Beds 2 Baths 791920 MLS
Charming 3-Bedroom Remodeled Home with Expansive Outdoor Space | Prime Panama City Location. Welcome home to this beautifully updated 3-bedroom single-story residence featuring a fresh, modern interior and an incredible fully fenced lot perfect for toys, trailers, and outdoor living. The exterior welcomes you with a clean stucco façade, a newer roof (replaced 2019), and mature shade trees framing the property. What truly sets this home apart is the spacious driveway setup: two driveways including one extra-wide design that allows you to easily pull straight through into the side yard and backyard. The entire yard is fully fenced with three convenient gates--including a massive 18-foot rear gate opening directly onto the 20-foot-wide alley right-of-way behind the home. This layout makes parking boats, campers, trailers, or extra vehicles effortless--no backing in required. Inside, the home shines with recent extensive remodeling. Enjoy brand-new floors, fresh paint throughout, updated lighting, new ceiling fans, and crisp new baseboards. The kitchen has been completely transformed with all-new cabinets, beautiful countertops, and modern stainless steel appliances. The kitchen remodel opened the space up more, with a flowing layout that connects the kitchen seamlessly to the rest of the home. The highlight is the huge living/den area--a massive, light-filled space with soaring ceilings, exposed wood beams, and a striking fireplace with decorative tile surround. This flexible area is perfect for entertaining, relaxing, or family gatherings. The kitchen remodel also created a versatile bonus room, ideal for a home office, study area, or oversized pantry. With only a 3-year-old A/C system, this home offers comfort and peace of mind alongside its stylish updates. Best of all, the location is fantastic--conveniently situated in Panama City and just minutes from the newly revitalized downtown Panama City, with its vibrant shops, restaurants, entertainment, and waterfront attractions. Whether you're looking for a comfortable family home or a low-maintenance property with room to store your Florida lifestyle toys, this one checks every box. Ready to make it yours? Schedule your private showing today--this gem won't last long!

920 Mulberry Avenue, Panama City

$405,000
3 Beds 2 Baths 791905 MLS
Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties. Whether you're searching for a home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living. *Some rooms have been virtually stage.*

6836 Forsythe Drive, Panama City

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