Panama City, FL Real Estate Search

Panama City, FL Homes between $900,000 and $1,000,000 for Sale

The real estate market around Panama City, FL offers a diverse selection of homes in the desirable price range, showcasing a blend of coastal charm and modern amenities. Buyers can find stunning properties that often come with breathtaking views of the Gulf of Mexico, private beach access, and spacious outdoor living areas perfect for entertaining. Many of these homes boast high-end finishes, open floor plans, and expansive lot sizes, catering to both families and retirees seeking a serene lifestyle. With the area's rich cultural heritage and vibrant community, along with proximity to local attractions and recreational activities, living in Panama City promises a delightful blend of relaxation and adventure.

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Newest Panama City, FL Homes between $900,000 and $1,000,000 for Sale

3 Beds ⋅ 4 Baths ⋅ 793004 MLS

Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

4 Beds ⋅ 5 Baths ⋅ 792906 MLS

The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4½ baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy, the coast, and near-zero utilities, together at one address. Built once, by hand, and you wont find another.

9101 N Highway 231, Panama City

4 Beds ⋅ 5 Baths ⋅ 792856 MLS

Panama City Beach is booming, making this a prime time to own in one of the area's most desirable gated communities. Located in Martinique on the coveted east end, this custom-built 4-bedroom, 5-bath coastal home is just minutes from the sugar-white sands and emerald waters of the Gulf. Inside, you'll find an open-concept design with 10' ceilings, crown molding, a gourmet kitchen with granite countertops, stainless steel appliances, and a spacious living area with a fireplace. Two luxurious primary suites, each with spa-inspired baths, provide exceptional comfort, while every bedroom features its own private bath. Your backyard is designed for relaxation with a private plunge pool, water feature, outdoor shower, and covered lanai. Recent improvements include a new upstairs HVAC system, oversized water heater with instant hot water recirculation, fresh exterior paint, new sod, impact-resistant windows, and a recently inspected roof. Martinique offers walking trails, ponds, lush natural landscaping, and a community pool, all within walking distance of Grand Marlin, Captain Anderson's, J. Michael's, the marina, and the weekend farmers market. With new attractions, continued investment, and rising demand fueling Panama City Beach's growth, homes in premier locations like Martinique are becoming increasingly difficult to find. Don't miss your opportunity to own a luxury coastal home in the heart of it all.

5301 Hopetown Lane, Panama City

3 Beds ⋅ 4 Baths ⋅ 792144 MLS

Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

6 Beds ⋅ 4 Baths ⋅ 791960 MLS

ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

5 Beds ⋅ 4 Baths ⋅ 791579 MLS

cANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

4 Beds ⋅ 4 Baths ⋅ 790666 MLS

INVESTOR OPPORTUNITY WITH PROVEN SHORT-TERM RENTAL HISTORY! $100k in revenue on the books for 2026 so far, with plenty of dates still available! This beautifully designed duplex offers the perfect blend of income potential and resort-style living just minutes from Panama City Beach's world-famous white sand beaches. Consisting of two separate 2-bedroom, 2-bath units, the property features a total of 4 bedrooms, 4 full bathrooms, 1 half bath, and is currently operating as a successful short-term rental. Each unit showcases modern coastal finishes, spacious open-concept living areas, large kitchen islands with quartz countertops, stainless steel appliances, luxury vinyl plank flooring, and private laundry rooms complete with dedicated washers and dryers for each side. The bedrooms are generously sized, while the spa-inspired bathrooms feature custom tile showers and upscale finishes. One of the primary suites even includes a private sauna, creating an elevated guest experience that helps set this property apart in the vacation rental market. The centerpiece of the property is the stunning shared courtyard designed for entertaining and relaxation. Guests can enjoy the private pool with water feature, covered outdoor living spaces, outdoor bar seating, fire tables, dining areas, and multiple gathering spaces that create a true resort-like atmosphere. A convenient poolside half bath enhances the outdoor experience, while the natural gas heated pool allows for extended seasonal enjoyment and added appeal for vacation renters. The thoughtful courtyard design provides privacy while encouraging outdoor enjoyment year-round. Designed with both guest comfort and operational efficiency in mind, the property is equipped with two tankless natural gas water heaters, providing reliable hot water capacity for both units while offering energy-efficient performance. With ample parking, durable metal roofing, attractive coastal architecture, and a location convenient to beaches, dining, shopping, marinas, and local attractions, this property is well-positioned for continued rental success. Whether you're looking to expand your investment portfolio, generate vacation rental income, or own a versatile coastal property with multiple use options, this turnkey duplex presents a rare opportunity.

8918 Lorento Street, Panama City

6 Beds ⋅ 3 Baths ⋅ 789957 MLS

You've found it! Privately gated 1.19 acres, 6 bedrooms, 4,458sf, and no HOA on the east end of Panama City Beach. Located not far from the US Coast Guard Station, shopping and restaurants. This home is an easy golf cart ride to the white sandy beaches and emerald coast waters known as the Gulf of America. Enjoy the grand circular drive with parking for approximately 20 cars; extra-large front porch; single car detached garage; 75' heated lap pool; and an additional oversized 3 car garage/workshop/workout/game room. The mature trees and landscaping create a peaceful slice of paradise that you will treasure. Terrific as a professional retreat, family vacation home or residence. Recent property updates can be found in the MLS ''Documents'' tab. The interior of this home includes 6 bedrooms, office space, 2.5 bathrooms with a bonus comfort room near the mud room that includes a shower and sink. The kitchen and living room spaces are open and work naturally in combination with the back patio/pool deck. Perfect for entertaining a group of friends or a happy family. This home is equipped with a Generac whole home generator. Reach out to your favorite Realtor to set up a showing today!

138 Laird Circle, Panama City

3 Beds ⋅ 2 Baths ⋅ 786919 MLS

3BR/2BA Gulf-front condo in Treasure Island, Panama City Beach. West-end corner unit with wraparound views. 1,950 SF, $930K, STR allowed. If Gulf views are a priority, this west-end corner unit at Treasure Island delivers one of the widest and most dynamic perspectives along Panama City Beach. Located in a 23-story Gulf-front building, Unit 1212 is positioned to take advantage of the natural curve of the coastline, offering extended sightlines down the beach toward Walton County and even Sandestin on clear days. This is a 3-bedroom, 2-bath condominium with approximately 1,950 square feet, built in 2005, listed at $930,000, and short-term rentals are allowed. The interior layout is designed around those views. As you enter, the unit opens into a main living, dining, and kitchen area where floor-to-ceiling windows frame the Gulf and bring in natural light throughout the day. The kitchen offers generous workspace with abundant cabinetry, a pantry, and a breakfast bar with seating. A separate dining area and breakfast nook provide flexibility for everyday use or larger gatherings, consistent with the original design intent. Tile flooring runs throughout the unit for durability and ease of maintenance, and crown molding accents the main living areas. The primary suite is positioned on the Gulf side with balcony access, a walk-in closet, and an oversized bathroom featuring double vanities and a walk-in shower. Two additional bedrooms each have their own balcony access and offer a combination of inland and water views. A dedicated laundry room includes space for full-size washer and dryer along with additional storage and the water heater. The building includes secured garage parking with multiple levels, one assigned parking space and additional parking available. Monthly HOA dues of approximately $995 cover water, sewer, internet, cable, insurance, maintenance, security, and access to amenities. Treasure Island amenities include a Gulf-front pool heated in cooler months, hot tubs, expansive sun decks, direct beach access, a fitness center, community spaces, and on-site management and rental services. The covered entrance allows for convenient loading and unloading in all weather conditions. Located on Thomas Drive on the east end of Panama City Beach, this property offers proximity to local dining, marinas, shopping, and outdoor recreation. Public beach access, boating, and nearby state park amenities contribute to the overall usability of the location for both owners and guests. COST TO OWN 2025 Electric Bill Average was $91 per month 2025 Homeowners Insurance was $762 year 2025 Property Taxes were $10,112 2026 Homeowners Association Condo Fee is $2,987.82 paid quarterly. ***The Baby Grand Piano Does NOT Convey with purchase of the unit***

5004 Thomas Drive Unit 1212, Panama City

4 Beds ⋅ 4 Baths ⋅ 786911 MLS

Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

5522 Thomas Drive, Panama City

3 Beds ⋅ 2 Baths ⋅ 784951 MLS

SELLER PAYING $10,000 TOWARDS BUYERS CLOSING COST OR TO PAY DOWN POINTS''''LET YOUR DREAMS COME TRUE'' You won't be disappointed in this beautiful spacious condo with 9' ceilings and the perfect floor plan for the most expansive and best views of the beach shoreline. With wrap around decks, you can enjoy amazing sunrises on the front and sunsets on the beach side. This Quieter end of the beach is conveniently located with ''Walk To'' restaurants including Schooners and Patches. The Famous Tootie's Restaurant will be opening down the Street soon and it's just a short drive to St Andrews Park just down the street and an easy walk along the beach. Several Marinas are conveniently located for boat rentals and tours. New Publix Sports Park approximately 5 miles away. Comes complete with assigned parking space. New heat/Air unit installed 8/28/2023. Treasure Island has some of the lowest condo Dues on the Beach.

5004 Thomas Drive Unit 1512, Panama City

8 Beds ⋅ 8 Baths ⋅ 783019 MLS

*** ATTENTION INVESTORS *** Income producing property making close to $100k yearly. * Over $200k in upgrades...Completely renovated with top of the line! 4 Townhomes with 2beds/2baths each. New kitchen cabinets, Quartz countertops, new tile flooring including stairs, new recessed lighting trough out, freshly painted, new bathrooms, laundry room, landscaping, and much more!!! * Excellent central location close to the beach, St. Andrews Bay, downtown, and Tyndall Air Force base! * Call now, it won't last!!!

1211 Stephen Drive, Panama City

3 Beds ⋅ 2 Baths ⋅ 781347 MLS

''The Captain's Lodge'' at Treasure Island: A Nautical Masterpiece & Investment Powerhouse In a market full of identical condos, Unit 1712 at Treasure Island Resort stands alone. Known as ''The Captain's Lodge,'' this expansive 1,950 sq. ft. corner unit has been meticulously transformed into a moody, high-end nautical retreat that captures the imagination--and the highest rental premiums. An Immersive Experience From the moment you cross the threshold, you are transported. Walk through ''Blackbeard's Hallway'' into the Captain's Lounge, featuring a professional-sized pool table, vintage dart board, and a custom bar setup. The Master Suite offers ''Titanic-inspired'' luxury with floor-to-ceiling windows that make you feel like you're floating above the emerald waters of the Gulf. Designed for Maximum Occupancy While many 3-bedroom condos feel cramped, this 17th-floor end unit utilizes a clever layout to sleep up to 10 guests comfortably. The ''West Wing'' features thematic guest rooms--The Parrot's Port and The First Mate's Hideaway--each offering sweeping views of the Grand Lagoon. Unbeatable Resort Amenities Treasure Island is the ''Quiet End'' crown jewel of Thomas Drive. Owners and guests enjoy: Direct Beach Access and a massive heated Gulf-front pool. On-Site Dining at Liza's Munchies (poolside). Location: Walking distance to the legendary Schooners and minutes from St. Andrews State Park. Convenience: Covered parking, high-speed elevators, and a pet-friendly policy for owners. The Investor Edge Themed rentals are the top performers in the 2026 short-term rental market. By offering a ''destination within a destination,'' The Captain's Lodge reduces vacancy rates and drives higher ADR (Average Daily Rate) than standard units.

5004 Thomas Drive Unit 1712, Panama City

3 Beds ⋅ 3 Baths ⋅ 778961 MLS

Welcome to 808 Plantation Drive, a stunning blend of plantation and coastal charm with 102 feet of breathtaking waterfront. A beautifully maintained single-story home with a dock that offers the ultimate Florida lifestyle. This 3-bedroom, 3-bathroom home sits on the water with direct Gulf access, perfect for boating, fishing, and sunset cruising right from your backyard. The home offers an inviting open floor plan, perfect for both everyday living and entertaining. Step inside to find a bright living area with vaulted ceilings and plenty of natural light and water views from almost every room. The kitchen features ample cabinet space, an island, and a double oven. From the kitchen, walk into the relaxing, serene Florida room. The primary suite and other rooms you will enjoy peaceful water views. The office/bonus room can be used for another bedroom. The home has a lot of closet spaces. The oversized lot has been beautifully landscaped with plants, large trees, and a circle driveway. It also offers a 2 car garage, rv/boat parking. Located just minutes from Tyndall Air Force Base, shopping, schools, and restaurants, this home combines comfort and convenience. Call today to schedule a showing! Dock 2019, A/C's 2017 & 2020, roof 2019, hot water heater 12/2025.

808 Plantation Drive, Panama City

8 Beds ⋅ 8 Baths ⋅ 738248 MLS

Investors, two duplex buildings with 2 units in each building that's new construction all brick duplex homes with front porch & yard. This low cost Maintenace under warranty offers lots of room with its open floor plans and lots of natural light. LVP flooring throughout and the kitchen offers lots of room as well as the large two bedrooms to fit your furniture. The Master bedroom has its own bath with a walk-in shower with seat and the other full bathroom has a full tub and shower. Utility and washer /dryer room will hold a lot of storage. Own driveway parking for each side. 10-minute drive to beach side, Now leasing each side. If important all measurements and information should be verified.

1917ABCD Michigan Avenue, Panama City

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