Panama City, FL Real Estate Search

Panama City, FL Homes between $900,000 and $1,000,000 for Sale

The real estate market around Panama City, FL offers a diverse selection of homes in the desirable price range, showcasing a blend of coastal charm and modern amenities. Buyers can find stunning properties that often come with breathtaking views of the Gulf of Mexico, private beach access, and spacious outdoor living areas perfect for entertaining. Many of these homes boast high-end finishes, open floor plans, and expansive lot sizes, catering to both families and retirees seeking a serene lifestyle. With the area's rich cultural heritage and vibrant community, along with proximity to local attractions and recreational activities, living in Panama City promises a delightful blend of relaxation and adventure.

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Newest Panama City, FL Homes between $900,000 and $1,000,000 for Sale

3 Beds ⋅ 3 Baths ⋅ 794796 MLS

BRING YOUR BOAT! 3-Br 2.5-Ba house with a 14'x36' covered boat dock with water, electricity and jet ski lift. Totally updated with all new hurricane windows and doors, tri[ple opening sliding door, new bathrooms and kitchen, the upstairs bedroom currently used as a man cave with a bar sink, wine cooler, and 1/2 Bath. *New A/C units, sprinkler system w/well pump. just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. The lagoon front lot next door is for sale at $685k (mls# 793039) Live in this house while you build a new one. Can do Vacation Rentals. ** Rare opportunity to own two lagoon-front properties side by side**

7308 S Lagoon Drive, Panama City

4 Beds ⋅ 4 Baths ⋅ 794698 MLS

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

325 Confidence Way, Panama City

3 Beds ⋅ 4 Baths ⋅ 793606 MLS

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

6 Beds ⋅ 8 Baths ⋅ 793278 MLS

Seller will leave money in escrow toward construction of a pool! One property or two, Endless possibilities! Whether you're looking for a primary residence with income potential, a full investment property, or a place for multigenerational living, this brand-new construction duplex offers exceptional flexibility in one of Panama City Beach's most desirable locations. Available as the entire duplex or by individual unit, each side has been appraised. recently at after construction closing for $550,000, presenting an outstanding value opportunity being bought together you have lots of instant equity. Each residence features 3 bedrooms, 3.5 bathrooms, soaring ceilings, an open-concept floor plan, and modern light coastal finishes throughout. The spacious kitchens flow seamlessly into the living and dining areas, creating the perfect space for entertaining or everyday living. Outside, you'll find a private fenced backyard, a storage building ideal for a golf cart and beach gear, and plenty of room to add a pool. Located on public sewer with NO HOA, you'll enjoy the freedom to use the property as a primary residence, second home, or investment ran as a Short term rental! Just approximately three minutes from the beach in a golf cart-friendly area, this property combines convenience, versatility, and new construction an opportunity that's becoming increasingly difficult to find. Whether you're an investor looking to maximize rental potential, a buyer wanting to offset ownership costs, or a family hoping to live close while maintaining privacy, 2626 Allison Avenue is designed to fit a variety of lifestyles and investment goals.

2626 Allison Avenue Unit A,B, Panama City

4 Beds ⋅ 5 Baths ⋅ 792906 MLS

The coast is close. The quiet is yours. Built like a storm shelter, finished like a custom home, and close to self-sufficient. 5,137 square feet on 5 private acres, reached by a long, paved driveway, a short drive from the beaches. Built stronger than the code requires: twice the wall studs, a hurricane tie on every roof truss. Owned solar: the monthly electric bill is just the FPL connection fee. Sole-source artesian well: cold, clear water from the ground, and even the outdoor spigots run cold and clear, with no water bill. 4 bedrooms and 4½ baths in slate, marble, hardwood, and custom tile. 12-foot ceilings, crown molding, hardwood through the living space, every closet cedar-lined. Steam shower, slate shower, clawfoot tub, jetted tub, wood-burning slate fireplace. Custom kitchen cabinets to the ceiling, dual-fuel range, upstairs wet bar and entertaining space, screen-enclosed saltwater pool. Two garden plots ready to plant and a pole barn with a concrete floor Space, privacy, the coast, and near-zero utilities, together at one address. Built once, by hand, and you wont find another.

9101 N Highway 231, Panama City

4 Beds ⋅ 5 Baths ⋅ 792856 MLS

Panama City Beach is booming, making this a prime time to own in one of the area's most desirable gated communities. Located in Martinique on the coveted east end, this custom-built 4-bedroom, 5-bath coastal home is just minutes from the sugar-white sands and emerald waters of the Gulf. Inside, you'll find an open-concept design with 10' ceilings, crown molding, a gourmet kitchen with granite countertops, stainless steel appliances, and a spacious living area with a fireplace. Two luxurious primary suites, each with spa-inspired baths, provide exceptional comfort, while every bedroom features its own private bath. Your backyard is designed for relaxation with a private plunge pool, water feature, outdoor shower, and covered lanai. Recent improvements include a new upstairs HVAC system, oversized water heater with instant hot water recirculation, fresh exterior paint, new sod, impact-resistant windows, and a recently inspected roof. Martinique offers walking trails, ponds, lush natural landscaping, and a community pool, all within walking distance of Grand Marlin, Captain Anderson's, J. Michael's, the marina, and the weekend farmers market. With new attractions, continued investment, and rising demand fueling Panama City Beach's growth, homes in premier locations like Martinique are becoming increasingly difficult to find. Don't miss your opportunity to own a luxury coastal home in the heart of it all.

5301 Hopetown Lane, Panama City

6 Beds ⋅ 4 Baths ⋅ 791960 MLS

ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

2 Beds ⋅ 3 Baths ⋅ 791636 MLS

Gulf Front 2 bedroom 3 full bath townhome. Park at your front door. No elevator to wait on. Walk in and go right out to the beach. The spacious family room with a nice deck is a great place for entertainment. Each of the upstairs bedrooms have their own bath. The full bath downstairs is a nice extra when you have company. This townhome is the perfect place to relax. Make an appointment to see it today.

7719 Surf Drive, Panama City

5 Beds ⋅ 4 Baths ⋅ 791579 MLS

Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

4 Beds ⋅ 4 Baths ⋅ 786911 MLS

Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

5522 Thomas Drive, Panama City

8 Beds ⋅ 8 Baths ⋅ 783019 MLS

*** ATTENTION INVESTORS *** Income producing property making close to $100k yearly. * Over $200k in upgrades...Completely renovated with top of the line! 4 Townhomes with 2beds/2baths each. New kitchen cabinets, Quartz countertops, new tile flooring including stairs, new recessed lighting trough out, freshly painted, new bathrooms, laundry room, landscaping, and much more!!! * Excellent central location close to the beach, St. Andrews Bay, downtown, and Tyndall Air Force base! * Call now, it won't last!!!

1211 Stephen Drive, Panama City

3 Beds ⋅ 3 Baths ⋅ 778961 MLS

Welcome to 808 Plantation Drive, a stunning blend of plantation and coastal charm with 102 feet of breathtaking waterfront. A beautifully maintained single-story home with a dock that offers the ultimate Florida lifestyle. This 3-bedroom, 3-bathroom home sits on the water with direct Gulf access, perfect for boating, fishing, and sunset cruising right from your backyard. The home offers an inviting open floor plan, perfect for both everyday living and entertaining. Step inside to find a bright living area with vaulted ceilings and plenty of natural light and water views from almost every room. The kitchen features ample cabinet space, an island, and a double oven. From the kitchen, walk into the relaxing, serene Florida room. The primary suite and other rooms you will enjoy peaceful water views. The office/bonus room can be used for another bedroom. The home has a lot of closet spaces. The oversized lot has been beautifully landscaped with plants, large trees, and a circle driveway. It also offers a 2 car garage, rv/boat parking. Located just minutes from Tyndall Air Force Base, shopping, schools, and restaurants, this home combines comfort and convenience. Call today to schedule a showing! Dock 2019, A/C's 2017 & 2020, roof 2019, hot water heater 12/2025.

808 Plantation Drive, Panama City

8 Beds ⋅ 8 Baths ⋅ 738248 MLS

Investors, two duplex buildings with 2 units in each building that's new construction all brick duplex homes with front porch & yard. This low cost Maintenace under warranty offers lots of room with its open floor plans and lots of natural light. LVP flooring throughout and the kitchen offers lots of room as well as the large two bedrooms to fit your furniture. The Master bedroom has its own bath with a walk-in shower with seat and the other full bathroom has a full tub and shower. Utility and washer /dryer room will hold a lot of storage. Own driveway parking for each side. 10-minute drive to beach side, Now leasing each side. If important all measurements and information should be verified.

1917ABCD Michigan Avenue, Panama City

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