Panama City, FL Real Estate | Panama City, FL Homes between $1,000,000 and $1,500,000 for Sale

BIG BAY VIEWS. BIG BEACH DRIVE PRESENCE. AN ADDRESS PEOPLE KNOW. Positioned across from St. Andrews Bay in Panama City, Florida, 900 W Beach Drive brings Coastal New England-inspired character to a home designed for life on a larger scale. The big-picture appeal begins with a half-acre corner lot adjoining an alley, creating an even bigger sense of openness and separation along one of Panama City's most recognizable residential corridors. A huge screened patio frames panoramic views across St. Andrews Bay, while impact-rated windows carry those views into nearly every room. Inside, the scale reaches its peak with approximately 4,372 square feet and massive living spaces spread across two levels. Hardwood flooring continues through four upstairs bedrooms, two additional flex rooms, an office, an upstairs loft and living area, the main living space, and the kitchen. Two living areas, four full bathrooms, and multiple private flex spaces provide substantial room to live, work, host, and adapt. At the center of it all, the well-appointed kitchen features stainless steel appliances, granite countertops, an island, and bar seating. Beyond the biggest spaces, the smaller details matter just as much: ten-foot ceilings, crown molding, wireless motorized window treatments, extensive built-in storage, granite countertops in all four bathrooms, and three laundry connections, including one in the upstairs primary bathroom. Designer furniture is negotiable. From its broad bay views and generous proportions to its unmistakable position on West Beach Drive, this is a substantial residence with a presence that extends well beyond its walls. Downtown Panama City, local dining, shops, marinas, boatable waters, and the shoreline of St. Andrews Bay are all conveniently accessible. All information is deemed reliable but not guaranteed; buyer to verify if important.

900 W Beach Drive, Panama City

$1,444,000

4 Beds ⋅ 4 Baths ⋅ 791832 MLS

Welcome to 210 Marlin Circle, where coastal living and wellness come together for you to live the lifestyle you deserve. Set on a calm canal east of the Bonefish Bridge in Bay Point, this property is re-crafted by a medical doctor and yoga therapist, offering green to blue spaces, simple Gulf boating access, and restorative design. Stepping onto the grounds feels like entering a resort, where a bubbling fountain and meticulous zero-scaped paver design with beach pebbles set the tone for relaxation. Entering the house, the soaring cathedral ceiling in the Great Room is anchored by a functional fireplace, creating a warm and inviting centerpiece. Just steps away, the wet bar features a custom granite waterfall countertop and is equipped with a beverage fridge and automatic ice maker, making it perfect for effortless entertaining. At the heart of the home is a Chemist-Style Kitchen, illuminated by skylights and framed by soapstone countertops. This thoughtfully designed workspace includes a touchless faucet, foot-tap to open rubbish cabinet, a combination convection microwave wall oven, and a six-burner gas cooktop with a pot filler. There's even a secret built-in spice rack that adds a delightful element of surprise. This one-level interior layout home includes four en-suites, one with a curbless shower for limited mobility, another ideal for children, and the third with a courtyard and private entrance for guests or caretakers. The primary suite has a Turkish-inspired steam shower equipped with mood lighting/speakers, a soaking tub, and a courtyard featuring a dual-temperature outdoor shower with a hot tub. The landscaped backyard serves as your launch for sunrise fishing trips, sunset sailboat cruises, diving excursions, spontaneous escapes to Shell Island, magical dolphin encounters, dining at Capt. Anderson's, and refueling at the full service Point South Marina. Back at your private dock, you're greeted by jumping fish, zoysia grass under your feet, and watercraft washing stations. There are many chill-out spots on property to choose from, including a native Southern Magnolia Tree, which provides a natural cooling sanctuary aligned with western facing sunsets to connect and unwind from the coastal breeze and lively birdsong. This property is move-in ready. It offers 70' of bridge-free private dockage, 30amp shore power, space for a boat lift or keep it open for a sailboat . There are dual laundry zones, air purification systems, HVAC serviced semi-annually since its 2020 installation including ductwork, smart thermostats, tankless gas water heaters installed in 2020 & serviced annually, intelligent irrigation, surround sound, surveillance, automated landscape lighting, dock lights and so much more. 210 Marlin Circle is where wellness meets wonder, and living becomes art. Schedule your showing today.

210 Marlin Circle, Panama City

$1,500,000

791716 MLS

Turnkey Multi-Family Investment Opportunity - 8 Units in the Heart of Panama City Exceptional opportunity to own four duplexes consisting of eight total units, each featuring 2 bedrooms and 2 bathrooms, ideally located in central Panama City with convenient access to shopping, dining, schools, medical facilities, and major roadways. Following Hurricane Michael, these properties were taken down to the concrete block walls and studs and completely rebuilt, offering the benefits of modern construction and major system upgrades throughout. Improvements include: New roofs New PVC plumbing from fixtures through the slab and out to the exterior PEX water lines throughout Spray foam insulation on the roof deck for enhanced energy efficiency New HVAC systems and ductwork New appliances All new sheetrock New plumbing fixtures New lighting fixtures New electrical service and wiring New flooring throughout Indoor laundry rooms in every unit Strong Income-Producing Asset Monthly Gross Income: $12,000 Annual Gross: $143,700 All eight units are currently leased, making this a true turnkey investment with immediate cash flow and minimal deferred maintenance. Opportunities to acquire a fully renovated, stabilized multi-family portfolio in this location are rare. Whether you're expanding your rental portfolio or seeking a high-demand income property, this offering checks all the boxes

810 E 25th Street, Panama City

$1,200,000

2 Beds ⋅ 3 Baths ⋅ 791636 MLS

Gulf Front 2 bedroom 3 full bath townhome. Park at your front door. No elevator to wait on. Walk in and go right out to the beach. The spacious family room with a nice deck is a great place for entertainment. Each of the upstairs bedrooms have their own bath. The full bath downstairs is a nice extra when you have company. This townhome is the perfect place to relax. Make an appointment to see it today.

7719 Surf Drive, Panama City

$1,090,000

4 Beds ⋅ 4 Baths ⋅ 791280 MLS

REDUCED 10,000.00 MOTIVATED SELLER! WATERFRONT HOME IN LAGOON ESTATES. 4 Bedroom, 3.5 baths, plus an office. Fresh paint. Boat slip with a lift. Walk to your boat and take a ride to the gulf. Community pool with low HOA, only $800.00 a quarter. Metal roof. Sit on your patio and enjoy the view of the Lagoon or on your deck. BOAT SLIP WITH A LIFT!

7009 N Lagoon Drive Unit 119, Panama City

$1,195,000

3 Beds ⋅ 3 Baths ⋅ 791261 MLS

At over 2,300 square feet with a true grand foyer entry, this gulf-front 3BR/3BA at Hidden Dunes feels less like a condo and more like a coastal residence - one where every bedroom has its own private bath and the balcony stretches 43 feet across the Gulf. A true grand foyer entry sets the tone immediately, creating a sense of arrival more typical of a full-sized coastal residence than a standard condominium. The floor plan then opens into a large great room, formal dining area, and well-appointed kitchen, all arranged to function as connected yet defined living spaces. Windows throughout the residence bring in natural light and capture multiple gulf views from the living room, dining area, kitchen, and primary suite. A defining feature is the expansive 43-foot-wide gulf-front balcony, offering a substantial outdoor living area directly overlooking the beach. Its width easily accommodates multiple seating and gathering areas, extending the main living space outdoors with uninterrupted shoreline views. The gulf-front primary suite includes direct balcony access, a sitting area, walk-in closet, double vanities, and a separate shower. Two additional guest bedrooms are positioned on opposite sides of the foyer, each with its own private bathroom and generous closet space, providing privacy and separation within the layout. Interior features include 9-foot ceilings, tile flooring throughout for durability and low maintenance, a full-sized laundry room with additional storage capacity, and exterior storage for beach equipment and owner use. Hidden Dunes is a gated gulf-front community located along the quieter east end of Panama City Beach. Residents enjoy 377 ft of private beach frontage along with a gulf-front pool, heated pool, kiddie pool, fitness center, owners' lounge, game room, grilling areas, and on-site security. The location offers a more peaceful coastal setting while remaining close to St. Andrews State Park, marinas, golf courses, dining, shopping, and the broader Panama City Beach entertainment corridor. Schedule a private showing to experience it firsthand.

7115 Thomas Drive Unit 502, Panama City

$1,399,000

3 Beds ⋅ 4 Baths ⋅ 790734 MLS

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

$1,070,000

4 Beds ⋅ 3 Baths ⋅ 790307 MLS

Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City

$1,399,000

4 Beds ⋅ 3 Baths ⋅ 1003412 MLS ⋅ 1,962 SqFt.

A newly renovated two-story home in the quiet Laguna Beach area of Panama City Beach, two minutes' walk from the white sand. Four bedrooms, three baths, a brand-new private pool, and a private dock on the freshwater lake behind the house. Two blocks to multiple public beach access points. The home is primarily used as a personal residence yet generating approximately $71,000 in gross rental revenue in roughly 90 days of summer rentals. For a buyer who wants a Gulf Coast property with proven income potential, the opportunity is both substantial and documented.

20613 First Ave, Panama City

$1,100,000

5 Beds ⋅ 5 Baths ⋅ 790039 MLS

Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City

$1,450,000

3 Beds ⋅ 5 Baths ⋅ 1003151 MLS ⋅ 4,350 SqFt.

Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. A lifetime of living is found at 2806 Canal Drive.

2806 Canal Dr, Panama City

$1,450,000

3 Beds ⋅ 5 Baths ⋅ 789910 MLS

Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. Waterfront achieved!

2806 Canal Drive, Panama City

$1,300,000

12 Beds ⋅ 12 Baths ⋅ 789738 MLS

Beautiful complex of 6 apartments built in 2024. 2 bedrooms and 2 bathrooms for each apartment, Excellent acquisition, modern and in a good area, close to hospitals, restaurants, schools, shops, beaches and more.

528 Kraft Avenue Unit A,B,C,D,E,F., Panama City

$1,017,000

3 Beds ⋅ 3 Baths ⋅ 789383 MLS

Experience refined coastal living with this to-be-built Antigua II by AR Homes, a thoughtfully designed 3-bedroom, 3-bath residence plus a flex room that blends luxury with everyday functionality. The open-concept great room is filled with natural light and offers seamless sightlines, flowing effortlessly to a private cabana and expansive lanai, creating the perfect setting for year-round entertaining or quiet outdoor relaxation. The split-bedroom layout provides privacy for both owners and guests, while the primary suite serves as a true retreat, complete with a spa-inspired bath, soaking tub, and a spacious walk-in shower. Every detail has been carefully considered, from the well-appointed living spaces to the ample storage solutions that support an organized lifestyle. A two-car garage adds convenience, completing this exceptional home designed for comfort, elegance, and modern living. It's a block from the water and in Flood Zone X which means a lender won't require flood insurance. *-No fill dirt, clearing, additional foundation or lot preparation is included. It's an additional expense. Pool/outdoor living and outdoor kitchen are optional, and they're not included in the base price. The sale of the lot is a separate transaction. For the buildable lot only please see CPAR MLS listing 782227

4133 Catherine Street, Panama City

$1,439,000

5 Beds ⋅ 3 Baths ⋅ 789203 MLS

One of only eight waterfront homesites! King's Landing, an exclusive new community of 39 single-family homes nestled in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Abney C plan offers 3073 square feet of thoughtfully designed two-story living with 5 bedrooms, 3 baths, a study, spacious loft and a 2 car garage. The Abney layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, shower and separate water closet. Four additional bedrooms and 2 full baths provide comfortable accommodations for family and guests. Residents will enjoy access to the community pool and cabana, perfect for relaxing and socializing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftsmanship and attention to detail that Traton Homes has delivered for 55 years.

3117 Castleview Lane, Panama City

$1,475,000

5 Beds ⋅ 4 Baths ⋅ 789058 MLS

Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Drive, Panama City

$1,200,000

3 Beds ⋅ 4 Baths ⋅ 787910 MLS

Beautiful Palm Beach-style 3-story cottage located just yards from the sugar-white sand beaches and the sparkling Gulf of Mexico! This stunning fully furnished 3-bedroom, 3.5-bath home offers the perfect blend of coastal charm and modern comfort. Features include granite countertops, stainless steel appliances, a cozy gas fireplace, and a mix of hardwood and carpet flooring throughout. Enjoy Gulf views from the spacious deck, or relax in your private in-ground swimming pool--perfect for cooling off on warm summer days. No HOA fees and short term rentals are allowed. Just one block away to the World's Most Beautiful Beaches and beach access. This home has been thoughtfully upgraded with newer appliances (all with warranties), two newer A/C units, a custom Connell built-in bookcase and cabinetry, plantation shutters, and a newly updated pool. The kitchen also features a convenient knife storage drop-down. Additional highlights include an electric Sunesta automatic retractable awning with remote control, LED lighting, Sunbrella fabric, warranty coverage, and an automatic wind/turbulence retraction sensor. The first floor is wheelchair accessible and the home is equipped with a security system with video monitoring. The primary bath includes a new glass shower enclosure. Don't miss this incredible beachside retreat--this one won't last long!

4804 Hispaniola Street, Panama City

$1,450,000

3 Beds ⋅ 2 Baths ⋅ 787486 MLS

Discover Luxury at 6323 Thomas Drive Unit 501, Summerwinds Condominium. Escape to this exclusive beachfront paradise in Panama City Beach's premier non-rental gated community. This stunning 5th-floor end unit in the East Tower offers 3 bedrooms, 2 baths, and 2,400 sq ft of living space with forever Gulf views. Perched directly on pristine beaches, Unit 501 delivers sweeping sunrise and sunset vistas from the open living area, master suite, and expansive wraparound balcony. The private, secure Summerwinds community ensures tranquility with no rentals allowed, perfect for personal retreats or primary residences. The gourmet kitchen boasts quartz countertops, custom cabinets, tile backsplash, and a large bar for effortless entertaining. Contemporary lighting and new flooring throughout, elevating everyday luxury. Unwind in the Gulf-front master with a large walk-in closet, dressing room, oversized tub, double vanity, and separate shower. Enjoy two Gulf-front pools (one heated seasonally), a clubhouse, beachfront pavilion, fitness center, and private enclosed garage.

6323 Thomas Drive Unit 501A, Panama City

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 786327 MLS

RARE OPPORTUNITY to own this fully- furnished, gulf-view home with private pool and literally just steps to the beach! Situated on a private road with private beach access, this property offers a unique combination of privacy, convenience, and strong investment potential. This 4-bedroom, 3-bath home features a great layout for enjoying family and friends, an open kitchen, dining and living area, a 2nd living area located just off the pool, and an additional loft area that provides flexible space for guests or additional sleeping quarters. Enjoy gorgeous gulf views from your second and third stories, and a balcony on each level. The second story balcony offers a spacious area with plenty of room to take in the breathtaking views and relax for family meals, sunbathing, morning coffee, and evening sunsets. The fenced backyard is designed for entertaining, and features a private pool and spa, pool deck, covered area to cool off in the shade, and grill space - this is the perfect spot to create new memories! Ideally situated in Panama City Beach and within walking distance to local favorites including Finns, Liza's Kitchen, and Gypsea Crepes, as well as close to shopping, St Andrew's State Park, boating, and more. Properties with these gulf views, private beach access, and private pool at this price point are extremely limited. Come make this your new primary residence, second home, or SHORT-TERM RENTAL INVESTMENT! Schedule your private showing today!

4120 Danny Drive, Panama City

$1,094,600

4 Beds ⋅ 5 Baths ⋅ 784601 MLS

Here you can have the best of both worlds: Private pool AND close to beach access! Whether you want to stay in and swim or venture out to salt and sand, 7403 Sunset has you covered! HIGHLIGHTS: --Fully furnished and ready to rent! --Master suite downstairs --4 spacious bedrooms (2 with en suites) --4 full + 1 half bath --Split living/dining areas with lots of possibilities --Great flow from kitchen to dining to living area --Coffee bar area --Laundry room downstairs --Bonus room upstairs for lounging, play, or bunks --Private heated pool with large decking --Covered back porch --Single-car garage (would make a great game room!) --Driveway parking for 3 + golf cart space See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

7403 Sunset Avenue, Panama City

$1,495,000

5 Beds ⋅ 7 Baths ⋅ 784547 MLS

Resort luxury meets everyday living in this custom 5BR, 6.5BA home in the gated, Lake Merial Community! Welcome to 158 Lake Merial Blvd a home of timeless elegance and modern sophistication. Perfectly positioned in the quiet, gated enclave of Lake Merial and just moments from Bozeman School (K-12), this custom-built estate offers 5 bedrooms, 6.5 baths, and an unparalleled blend of comfort, privacy, and style. From the moment you arrive, the architectural presence is undeniable. Manicured grounds, an oversized three-car garage with epoxy flooring and custom cabinetry, and a paver drive set the tone for the detail and craftsmanship within. Inside, the home reveals itself with wide-plank flooring, soaring 20-foot vaulted ceilings, and walls of natural light. At its heart, a chef's kitchen designed for both function and beauty — a massive 10'x6' Carrera marble island, Viking and Fisher Paykel appliances, Butler's pantry with prep sink and ice maker, and a 200+ bottle climate-controlled wine cabinet. The expansive dining and living areas easily host family gatherings or elegant entertaining. The Owner's Suite is a sanctuary unto itself, nearly 1,000 sq ft of private luxury overlooking Lake Merial, while the spa bath features a rainfall shower with body jets, freestanding soaking tub, dual vanities, and a custom dressing room with center island and jewelry storage also having a balcony overlooking the pool. Additional 4 en-suite bedrooms provide refined comfort for family and guests alike. The outdoor living experience is resort caliber: a heated pool with infinity-edge spa, waterfall feature, and jets, surrounded by ample patio space designed for entertaining up to 40-50 guests. A fully appointed outdoor kitchen with quartz counters, Blaze refrigerator, grill, pizza oven, and fireplace. Conveniently includes a pool house with outdoor bathroom & sauna. No detail has been overlooked! Solar power with battery backup, EV charging station, CAT 7 wiring, fiber internet, hurricane-rated Anderson windows, copper gutters, and solid concrete construction are just a few of the countless upgrades. This is a property where luxury meets peace of mind. A true must-see, 158 Lake Merial Blvd is more than a home. It's a statement of refined living.

158 Lake Merial Boulevard, Panama City

$1,250,000

4 Beds ⋅ 5 Baths ⋅ 782809 MLS

Waterfront elegance meets modern luxury in this stunning Intracoastal home located within a private gated community. Enjoy sweeping water views from the primary bedroom and multiple balconies designed for seamless indoor-outdoor living. This fully remodeled residence features four bedrooms, each with its own private full bathroom, offering both comfort and privacy for family and guests. The gourmet kitchen is a true showpiece, boasting quartz countertops, a copper farmhouse sink, induction cooktop with downdraft, drawer microwave, and double wall ovens with air-fryer functionality. High end lighting over the large island. Plenty of room for seating or entertaining. The family room is beautifully appointed with surround sound, custom built-ins, crown molding, glass cabinetry, coffee bar. The Dining Room has spectacular view of the water and sunsets. The primary suite is a luxurious retreat featuring a spa-like en suite with a clawfoot soaking tub, double vanities, and an expansive custom walk-in closet. Low HOA. This home features its own deeded dock. This home has been thoughtfully renovated throughout and delivers refined coastal living with exceptional attention to detail.

6724 Yacht Club Drive, Panama City

$1,190,000

781440 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Completely revitalized and effectively new as of 2021, this 14-unit multifamily property offers an exceptional turnkey investment opportunity. Each studio unit is approximately 280 square feet and has been fully updated as of 2021 with brand-new electrical wiring, sewer and water lines, windows and doors, drywall, trusses, and roof. With full occupancy and consistent rental income, this asset provides stable cash flow and minimal operational headaches. The site includes 15 parking spaces to accommodate tenants and guests comfortably. Investors will appreciate the potential cap rate of approximately 10%, underscoring the property's strong performance and value within the local rental market. Whether held as a steady income producer or added to a growing portfolio, this property stands out as a rare opportunity to acquire a fully renovated multifamily complex offering modern infrastructure and long-term financial strength. Rent roll and financials available upon request.

3533 US-98, Panama City

$1,239,000

3 Beds ⋅ 3 Baths ⋅ 779329 MLS

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City

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