Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

THIS END UNIT CONDO IS A STEAL!....PRICED AT JUST $575,000....WELL BELOW MARKET VALUE.. AVAILABLE TO SHOW ANYTIME.......Welcome to Watercrest 501--your private Gulf-front sanctuary in the heart of Panama City Beach. This beautifully renovated beachfront condominium offers breathtaking panoramic views of the emerald waters and sugar-white sands that have made the Emerald Coast famous.This spacious two-bedroom, two-bath condo has been totally renovated including new kitchen and baths. It has not been in a rental program, but is furnished and ready to go if that is what you would like and is an exceptional opportunity for both investors and those seeking their own beachfront escape. The moment you step inside, your attention is drawn to the spectacular floor-to-ceiling Gulf views. The expansive living area flows seamlessly onto the oversized wraparound balcony, where you'll enjoy uninterrupted vistas of the Gulf of Mexico, refreshing sea breezes, and unforgettable sunsets. Whether you're sipping your morning coffee, dining al fresco, or relaxing with an evening cocktail, this outdoor living space is simply extraordinary. A second private balcony provides additional outdoor enjoyment while overlooking the tennis courts, offering yet another peaceful retreat to enjoy Florida's beautiful weather. Watercrest is consistently recognized as one of Panama City Beach's premier Gulf-front resorts, offering an impressive selection of amenities including: Large beachfront swimming pool Hot tub Kiddie pool Fitness center Tennis courts Direct access to the pristine beaches of the Gulf Ideally located, Watercrest places you just minutes from exceptional restaurants, shopping, entertainment, golf, fishing, and many of Panama City Beach's most popular attractions. Whether you're searching for a high-performing investment property, a luxurious second home, or your own permanent beachfront residence, Watercrest 501 delivers on every level. With extensive renovations, spectacular Gulf views, and a truly turnkey condition, this is a rare opportunity to own one of the area's finest beachfront condominiums. Experience the beauty of Gulf-front living at Watercrest 501--where every sunrise inspires, every sunset captivates, and every day feels like a vacation.

6201 Thomas Drive Unit 501, Panama City

$624,900

3 Beds ⋅ 3 Baths ⋅ 1008571 MLS ⋅ 2,546 SqFt.

Welcome to 3024 Kingswood Drive - a spacious canal-front home on nearly one full acre in the desirable Kings Point neighborhood. Properties of this scale, offering 240 feet of pristine water frontage, are a very rare find. Situated on a premier corner lot with zero HOA restrictions, this 3-bedroom, 2.5-bath estate stands as a crown jewel of Kings Point. Enjoy peace of mind as several major capital improvements are already done: the roof was replaced in 2018, over $54,000 has been invested in a new seawall, plus the home is equipped with updated windows with hurricane shutters. Inside, the 2,546-square-foot layout is thoughtfully designed for both effortless entertaining and comfortable everyday living. An elegant entryway and formal dining room flow seamlessly into the kitchen and an extra-large living space, where a double-sided fireplace wall divides the main living area from a secondary sitting room. The north side of the home features the spacious kitchen, a separate laundry room, a convenient half bath, and an attached two-car garage. The primary suite is a private retreat of its own with a large walk-in closet, multiple vanities, a separate tub and shower, and its own private access onto a screened, covered back porch overlooking the canal. Additional screened and covered outdoor living spaces span the back and sides of the home, providing the perfect spots to relax and enjoy the peaceful waterfront setting. The oversized, nearly one-acre homesite is truly the star of the property. Mature trees line the perimeter for exceptional privacy, and an extra-long driveway with gated backyard access makes it easy to store a boat, trailer, or recreational equipment. Because of how it is tucked into the corner, it offers the space and flexibility of a double lot while remaining a single parcel. While a previous pool has been filled in, the expansive backyard still provides abundant space overlooking the canal for a future pool, home addition, or a detached guest house. The covered boat dock is a huge highlight. Combining secluded waterfront living with everyday convenience, this location is hard to beat. It is only minutes from Panama City's premier shopping, dining, and medical facilities along 23rd Street. Plus, you're less than 20 minutes from the Gulf Coast's renowned white-sand beaches and emerald waters. Whether you are looking for a waterfront primary residence, a custom renovation opportunity, or a property with room to expand, this is a rare chance to add your own personal style to an already exceptional, high-equity setting. Schedule your showing today. A video tour is also available

3024 Kingswood Dr, Panama City

$624,900

3 Beds ⋅ 3 Baths ⋅ 793138 MLS

***OPEN HOUSE! SAT, AUG 1, 2PM-4PM*** Welcome to 3024 Kingswood Drive - a spacious canal-front home on nearly one full acre in the desirable Kings Point neighborhood. Properties of this scale with 240 feet of beautiful water frontage are a very rare find. Situated on a premier corner lot with no HOA, this 3-bedroom, 2.5-bath estate stands as a crown jewel of Kings Point. Enjoy peace of mind as several major capital improvements are already done: the roof was replaced in 2018, over $54,000 has been invested in a new seawall, plus the home is equipped with updated windows with hurricane shutters. Inside, the 2,546-square-foot layout is thoughtfully designed for both effortless entertaining and comfortable everyday living. An elegant entryway and formal dining room flow seamlessly into the kitchen and an extra-large living space, where a double-sided fireplace wall divides the main living area from a secondary sitting room. The north side of the home features the spacious kitchen, a separate laundry room, a convenient half bath, and an attached two-car garage. The primary suite is a private retreat of its own with a large walk-in closet, multiple vanities, a separate tub and shower, and its own private access onto a screened, covered back porch overlooking the canal. Additional screened and covered outdoor living spaces span the back and sides of the home, providing the perfect spots to relax and enjoy the peaceful waterfront setting. The oversized, nearly one-acre homesite is truly the star of the property. Mature trees line the perimeter for exceptional privacy, and an extra-long driveway with gated backyard access makes it easy to store a boat, trailer, or recreational equipment. Because of how it is tucked into the corner, it offers the space and flexibility of a double lot while remaining a single parcel. While a previous pool has been filled in, the expansive backyard still provides abundant space overlooking the canal for a future pool, home addition, or a detached guest house. The covered boat dock is a huge highlight. Combining secluded waterfront living with everyday convenience, this location is hard to beat. It is only minutes from Panama City's premier shopping, dining, and medical facilities along 23rd Street. Plus, you're less than 20 minutes from the Gulf Coast's renowned white-sand beaches and emerald waters. Whether you are looking for a waterfront primary residence, a custom renovation opportunity, or a property with room to expand, this is a rare chance to add your own personal style to an already exceptional, high-equity setting. Schedule your showing today. A video tour is also available

3024 Kingswood Drive, Panama City

$229,000

3 Beds ⋅ 3 Baths ⋅ 793062 MLS

Investors and creative potential owners. Come experience this visually impressive waterfront townhome that needs some TLC. A brand-new roof, updated kitchen with new appliances, new HVAC system, new flooring. A contemporary and consistently attractive feel throughout. This spacious townhouse home has three bedrooms and two and a half baths, providing plenty of room for comfortable living. It also features a community pool area perfect for cooling off on hot summer days. Step outside to your own private waterfront patio, the perfect spot for outdoor dining, peaceful mornings, and unforgettable sunsets. Lots of opportunities to make this home your own haven. Contact your realtor today to schedule a showing. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

318 Sukoshi Drive, Panama City

$389,900

4 Beds ⋅ 2 Baths ⋅ 793009 MLS

Sunrise East Bay Community Waterfront Home for under $400k!! Featuring the best view in East Bay with beautiful sunsets and extensive bay views. This beautiful, like new home offers 4 bedrooms, 2 full baths and an inviting open floor plan. This home features a Vaulted Great Room, Granite countertops in kitchen and bath, large pantry, waterproof Core-Tec LVP flooring, and a rear-load car garage. The primary bedroom includes a large on suite bathroom with soaking tub and an extra-large closet. Additional recent upgrades by owner include LED lighting, upgraded LG appliances, new aluminum fencing, outdoor concrete patio and cabana. The community boat dock and dog park are only a one-minute walk around the corner. Tucked along the Intracoastal Waterway, it's an ideal spot for anyone who loves being on or near the water. Spend your days boating, fishing, or exploring-Shell Island and the Gulf of Mexico, only a 20-minute boat ride away. You're also just 20 minutes from Tyndall AFB and conveniently located only 10 minutes from Walmart and shopping. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity in a growing area, this home offers a great combination of location, quality, and lifestyle. Come see what makes Eastbay such a special place to call home!

11420 Fowler Street, Panama City

$929,000

3 Beds ⋅ 4 Baths ⋅ 793004 MLS

Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

$240,000

2 Beds ⋅ 2 Baths ⋅ 792976 MLS

Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City

$349,000

1 Beds ⋅ 1 Baths ⋅ 792959 MLS

Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring and more. Paver patio to go in end of July! The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 20% down- call for details.

4726 Bay Point Road Unit A110, Panama City

$399,000

2 Beds ⋅ 2 Baths ⋅ 792920 MLS

2BR/2BA Gulf-front Summerhouse condo on Thomas Dr. in Panama City Beach. 1,075 SF with Gulf-view balcony, fully furnished and move-in ready. Located on the ninth floor of Summerhouse, a Gulf-front condominium community on Thomas Drive, this residence features updated interior finishes, direct beach access, resort-style amenities, and the added confidence of the building's 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS) already completed. Whether you're looking for a primary residence, vacation home, or investment property where short-term rentals are permitted, this condominium offers the flexibility today's buyers are seeking. Designed to maximize its Gulf-front setting, the open living and dining areas flow seamlessly to a private balcony where you can enjoy sweeping beach and Gulf views. The kitchen features updated stainless steel appliances, granite countertops, a breakfast bar, and ample cabinet space. Matching granite countertops in both bathrooms and luxury vinyl plank flooring throughout the entire unit create a clean, cohesive, contemporary look that is also easy to maintain. The split-bedroom floor plan enhances privacy, while the spacious primary suite offers Gulf views and direct balcony access. This condominium is offered fully furnished and is ready for immediate enjoyment. According to the seller, the unit has not been used as a rental during their ownership, reflecting the care it has received. Monthly HOA dues of $1,212.15 include cable TV, high-speed internet, water, sewer, trash, pest control, insurance, legal services, and professional management, helping simplify ownership. Situated on approximately 400 feet of Gulf frontage, Summerhouse offers an exceptional collection of resort-style amenities, including two swimming pools, one heated for year-round enjoyment, a beachfront hot tub, kiddie pool, gazebo, barbecue grills, a game room, pickleball, tennis, racquetball, shuffleboard courts, direct beach access, elevators, an on-site convenience store, and professional on-site management. Located along the desirable Thomas Drive corridor, this Gulf-front community is just minutes from St. Andrews State Park, marinas, charter fishing, diving excursions, waterfront restaurants, grocery stores, shopping, and many of Panama City Beach's most popular attractions. Spend your mornings watching dolphins offshore, your afternoons enjoying the sugar-white sand, and your evenings taking in spectacular sunsets from your private Gulf-front balcony. If you're searching for a Gulf-front condo in Panama City Beach with direct beach access, updated stainless steel appliances, granite countertops, luxury vinyl plank flooring throughout, resort-style amenities, a completed 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS), and short-term rentals permitted, this Summerhouse residence presents an outstanding opportunity to own a beautifully maintained beachfront property on Florida's Emerald Coast.

6505 Thomas Drive Unit 804, Panama City

$145,400

2 Beds ⋅ 2 Baths ⋅ 792897 MLS

12030 Raintree Dr, Unit B offers comfortable living with 2 bedrooms and 2 baths, making it a great option for anyone seeking a home in a peaceful community. Located right next to a beautifully maintained pond, this unit provides a relaxing waterfront-style setting in desirable Lakeview Villages. The home offers a solid layout with room to make it your own over time. The community is well maintained and features a reasonable HOA of just $400 annually. Whether you're looking for a primary residence, second home, or investment, this unit offers great potential in a quiet, convenient location.

12030 Raintree Drive Unit B, Panama City

$330,000

1 Beds ⋅ 1 Baths ⋅ 792884 MLS

Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

$460,000

4 Beds ⋅ 3 Baths ⋅ 792478 MLS

Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

$625,000

3 Beds ⋅ 3 Baths ⋅ 792803 MLS

This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

$474,900

2 Beds ⋅ 3 Baths ⋅ 792765 MLS

Ocean-View Luxury Condo - Sleeps 8 - Strong Pre-Bookings for the Year! Welcome to your dream ocean-view condominium! This fully furnished, beautifully updated unit comfortably sleeps eight guests and is move-in or rental-ready. It features a spacious layout with brand-new flooring throughout and a remodeled kitchen equipped with modern amenities. Designed for comfort and style, it offers two luxurious bedroom suites--one with a king bed and the other with a queen--each with private tiled bathrooms. A charming third bedroom/bunk room, complete with two bunk beds and an additional full bathroom, ensures ample space for everyone. The living room also includes a queen sleeper sofa, providing extra flexibility for larger groups. Step onto the private balcony and take in breathtaking views of the resort pool, sugar-white sandy beach, and the stunning emerald waters of the Gulf. Inside, you'll find everything you need for a seamless stay, including Cable TV, WiFi, a Washer/Dryer, and a Full Kitchen with essential appliances such as a Coffee Maker, Microwave, Toaster, and Blender. Shores of Panama has resort-style amenities, including a beachfront deck with a lagoon-style pool, a children's play area, an outdoor jacuzzi, a heated indoor pool and indoor jacuzzi, a tiki bar & grill, a fitness center, and a grilling area. Its prime location offers convenient access to top-tier dining, shopping, golf courses, and entertainment options, making it the perfect vacation retreat. With strong pre-bookings already secured for the year, this condo is an outstanding investment opportunity with immediate income potential! Don't miss your chance to own a piece of paradise--schedule your showing today!

9900 S Thomas Drive Unit 804, Panama City

$5,200,000

7 Beds ⋅ 7 Baths ⋅ 792763 MLS

Welcome to A Sight to Sea, an exceptional 7-bedroom, 6.5-bath coastal retreat offering of beautifully designed living space. The home features expansive open-concept living areas, a well-appointed kitchen, private elevator, generous bedrooms, multiple gathering spaces, and abundant room for entertaining. Outdoors, enjoy a private swimming pool, hot tub, and inviting areas for relaxing in the Florida sunshine. Conveniently located near the sugar-white beaches of Panama City Beach, dining, shopping, parks, and entertainment. Currently operated as an established vacation rental, this impressive property is equally suited as a primary residence, second home, or investment opportunity. Available furnished or unfurnished, subject to the final purchase agreement.

9708 Beach Boulevard, Panama City

$350,000

5 Beds ⋅ 3 Baths ⋅ 792672 MLS

Welcome to Barrett Park, where space, comfort, and convenience come together. This 5-bedroom, 2.5-bath home offers over 2,700 square feet of living space, making it ideal for growing families, multi-generational living, or anyone needing room to spread out. Situated on a spacious lot with no rear neighbors, you'll enjoy added privacy and a large backyard perfect for entertaining, kids, pets, or even adding your dream outdoor living space. Located just minutes from shopping, restaurants, schools, medical facilities, and everyday conveniences, Barrett Park also offers an easy commute to Tyndall Air Force Base and is approximately 30 minutes from the white-sand beaches and world-famous attractions of Panama City Beach. Whether you're looking for extra bedrooms, dedicated office space, or simply a home that offers room to grow, this property checks all the boxes while keeping you close to everything Bay County has to offer.

7125 Riverbrooke Street, Panama City

$319,000

3 Beds ⋅ 3 Baths ⋅ 792590 MLS

Welcome! Come enjoy picturesque pond views overlooking the Jack Nicklaus Golf Course from this beautifully situated 3-bedroom, 2.5-bath home in the gated community of Bay Point. In addition to 3 spacious bedrooms, you'll find a versatile bonus room that can easily serve as a 4th bedroom, home office, hobby room, or extra storage. The open floor plan is perfect for everyday living and entertaining. Enjoy an updated kitchen that opens to your dining area and a spacious living room and large sun porch, all with beautiful views and lots of light. The sunporch is a great spot to extend relaxing and entertaining, or an inviting multi-functional space that could also serve as a light filled home office, exercise or hobby area. This golf villa has great outdoor spaces with pond and golf course views, including covered balconies off of two bedrooms, a large back deck, and also features a large front courtyard entry. The covered balconies and spacious back deck are the perfect places to sip a beverage, share a meal, or lounge with a book while taking in your tranquil setting. The welcoming courtyard entrance is a large space to make your own and also features additional storage closet. This turnkey golf villa is offered fully furnished and move-in ready for you - even the bikes stay! Bay Point is one of the area's premier gated communities, featuring 24-hour security, a championship Jack Nicklaus golf course, a full-service marina, on-site dining, and a variety of amenities, all just minutes from the beaches, shopping, and restaurants of Panama City Beach. Call today and make this your new home at the beach!

4301 Bay Point Road Unit 487, Panama City

$889,000

3 Beds ⋅ 2 Baths ⋅ 792588 MLS

Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking. For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market. Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.

8715 Surf Drive Unit 1601A, Panama City

$300,000

2 Beds ⋅ 2 Baths ⋅ 792568 MLS

Waterfront living meets effortless boating at Landmark Condominiums! This beautifully maintained 2-bedroom, 2-bath condo includes Deeded Boat Slip #11 with a remote-controlled boat lift, making it a rare opportunity for boaters and waterfront enthusiasts. Enjoy beautiful views of St. Andrews Bay from your private balcony and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, plus an exterior storage unit for your beach and boating gear. Landmark is a well-maintained two-story waterfront community offering exceptional amenities, including a private marina, two swimming pools, fitness center, waterfront clubhouse with full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues include water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Boat Slip #11 accommodates an approximately 25-foot boat with a 10-foot beam and features electrical service and excellent rental potential. Enjoy quick access by water to Panama City Marina, St. Andrews Marina, St. Andrews Pass, the Gulf of Mexico, and Shell Island. Ideally located between Historic St. Andrews and Downtown Panama City, this property is perfect as a primary residence, vacation home, or investment opportunity. Schedule your private showing today!

2100 W Beach Drive Unit J201, Panama City

$684,000

2 Beds ⋅ 2 Baths ⋅ 792508 MLS

Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find.

6609 Thomas Drive Unit 205, Panama City

$650,000

2 Beds ⋅ 2 Baths ⋅ 792401 MLS

Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.

6201 Thomas Drive Unit 609, Panama City

$525,000

2 Beds ⋅ 2 Baths ⋅ 792392 MLS

Imagine waking up to the sound of waves from the beautiful gulf or sipping coffee while watching the waves crash! This Beautifully furnished unit is at the desirable Moonspinner condominium. New flooring was installed in 2024, New A/C in 2025 anda new dryer along with an icemaker, and all new bedroom suits, toilets and a couch in 2026. Moonspinner is conveniently located next to St. Andrews State Park and great local restaurants. You don't want to miss this! Call today for your private tour before its gone!

4425 Thomas Drive Unit 702, Panama City

$374,900

3 Beds ⋅ 3 Baths ⋅ 792383 MLS

Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City

$835,000

3 Beds ⋅ 2 Baths ⋅ 1006985 MLS ⋅ 1,776 SqFt.

Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Dr, Panama City

$865,000

7 Beds ⋅ 6 Baths ⋅ 1006983 MLS ⋅ 2,988 SqFt.

$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Dr, Panama City

$1,700,000

10 Beds ⋅ 8 Baths ⋅ 1006980 MLS ⋅ 4,856 SqFt.

ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Dr, Panama City

$1,700,000

10 Beds ⋅ 8 Baths ⋅ 792227 MLS

ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

$865,000

7 Beds ⋅ 6 Baths ⋅ 792225 MLS

$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

$649,000

2 Beds ⋅ 2 Baths ⋅ 792177 MLS

Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

$425,000

3 Beds ⋅ 2 Baths ⋅ 792171 MLS

Experience the best of lakeside living on beautiful Lake Marin! This well-maintained 3 bedroom, 2 bath home features a desirable split floor plan designed for both comfort and privacy. The spacious living and dining areas flow seamlessly into a large family room, where expansive lake views create the perfect backdrop for everyday living. Step outside to your private backyard oasis and unwind on the patio. Ideal for grilling, entertaining, or simply soaking in breathtaking sunset views over the water. Enjoy endless outdoor recreation with fishing, kayaking, and paddle boarding right from your own backyard. Conveniently located near shopping, dining, schools, and medical facilities, this home offers the perfect combination of peaceful waterfront living and everyday convenience. This Lake Marin home is one you won't want to miss! *The Seller shall provide the Buyer with a credit of $3,500.00 at closing to be applied toward the purchase of appliances.*

220 Lakeridge Drive, Panama City

$835,000

3 Beds ⋅ 2 Baths ⋅ 792157 MLS

Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

$372,500

3 Beds ⋅ 3 Baths ⋅ 792152 MLS

This 3-bedroom, 3-bath condo at Laketown Wharf offers 1,681 square feet of comfortable living space in the heart of Panama City Beach. The unit features an open layout, spacious bedrooms, and views of the lake, golf course, and surrounding area. Laketown Wharf offers a convenient resort-style setting with a variety of amenities including pools, fitness center, restaurants, shopping, covered parking, and easy access to the beach, dining, entertainment, golf, and water activities. Whether used as a primary residence, second home, or investment property, this condo provides a great opportunity to enjoy the Panama City Beach lifestyle in a central location.

9902 S Thomas Drive Unit 934, Panama City

$949,900

3 Beds ⋅ 4 Baths ⋅ 792144 MLS

Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

$2,385,000

3 Beds ⋅ 2 Baths ⋅ 792023 MLS

Beachfront Gem on Gulf Drive -- Tastefully Remodeled with 50 Feet of Pristine Gulf Frontage Wake up to endless turquoise water and sugar-white sand from this beautifully remodeled 3-bedroom, 2-bath beachfront retreat on one of Panama City Beach's most coveted stretches of shoreline. With 50 feet of private beach frontage, this home offers unobstructed Gulf views from nearly every room and a front-row seat to legendary PCB sunsets. The recent remodel strikes a rare balance: premium materials and modern finishes throughout, without losing the relaxed, salt-air charm that makes a classic Panama City Beach cottage feel like home. Inside, you'll find an open, light-filled layout with updated kitchen and baths, high-end fixtures, and thoughtful design touches that elevate the space while preserving its laid-back coastal character. Large windows and beach-facing living areas blur the line between indoors and out, making the most of that priceless water view. Step outside and you're just steps from the surf, with plenty of room to relax, entertain, or simply soak in the Gulf breeze. And the location can't be beat -- you're just minutes from Pier Park's shopping, dining, and entertainment, the rides and arcade games at Coconut Creek Family Fun Park, world-class fishing charters out of Capt. Anderson's Marina, and the lively restaurant and nightlife scene along Front Beach Road. Whether you're looking for a full-time residence, a vacation getaway, or a high-performing rental property, this home delivers the best of Panama City Beach living. Three bedrooms, two baths, 50 feet of private beach, and a remodel done right -- this is beachfront living the way it's meant to be.

6621 Gulf Drive, Panama City

$1,749,000

3 Beds ⋅ 3 Baths ⋅ 792012 MLS

Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home!

1522 Trout Lane, Panama City

$989,000

6 Beds ⋅ 4 Baths ⋅ 791960 MLS

ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

$439,900

1 Beds ⋅ 2 Baths ⋅ 791940 MLS

Enjoy breathtaking Gulf views from this beautifully maintained, owner-occupied beachfront condominium. Offering a desirable 1-bedroom plus bunk room layout that comfortably sleeps six, this residence is ideal as a personal getaway, full-time home, or vacation rental. The Gulf-front primary suite opens directly to the balcony, while the bright bunk room with its own window provides flexible space for guests. Interior features include wood-look tile flooring, updated kitchen cabinetry, new kitchen appliances, and tastefully renovated bathrooms, including a spacious walk-in shower and double vanity in the primary suite. Tinted sliding glass doors help improve energy efficiency and minimize glare, allowing you to enjoy the stunning Gulf views year-round. Meticulously cared for and move-in ready, this condo offers timeless coastal appeal in one of the area's most sought-after beachfront communities.

14825 Front Beach Road Unit 1806, Panama City

$389,000

1 Beds ⋅ 1 Baths ⋅ 791938 MLS

DONT MISS THIS!!! BEACHFRONT!! Wake up watching the ocean! Enjoy breathtaking Gulf views from this beautifully remodeled beachfront condo at Edgewater Beach & Golf Resort. Professionally renovated with luxury finishes throughout, this turnkey unit offers the perfect blend of modern coastal style and resort living. The updated interior features a stunning kitchen, stylish finishes, luxury flooring, and a bright, open layout designed to maximize the incredible beachfront views. Step onto your private balcony to enjoy sunsets over the Gulf, or take advantage of the resort's premier amenities, including multiple pools, hot tubs, private beach access, golf, tennis, pickleball, fitness center, on-site dining, and more. Whether you're looking for a vacation home, investment property, or full-time beachfront residence, this move-in-ready condo is an exceptional opportunity in one of Edgewater Beach & Golf Resort's most sought-after communities. STR allowed. Property Highlights: Direct beachfront location Professionally remodeled Turnkey and move-in/rental ready Private Gulf-front balcony Strong vacation rental potential Resort-style amenities with private beach access This description is optimized for both MLS and online searches by emphasizing keywords such as beachfront, professionally remodeled, Gulf views, turnkey, vacation rental, and investment opportunity.

11347 Front Beach Road Unit 706, Panama City

$349,900

2 Beds ⋅ 2 Baths ⋅ 791932 MLS

Welcome to Dockside North, a charming, gated waterfront community tucked away on Grand Lagoon. This loft-style, two-bedroom, two-bath condo offers a fantastic floor plan with an open living space designed to make the most of the beautiful water views. Enjoy peaceful scenery from the living room, kitchen and spacious breezy deck, making it the perfect place to relax after a day on the water. With low HOA fees which include; water/sewer, trash, building insurance, landscaping and pool maintenance, this community offers an affordable way to enjoy a carefree lifestyle of waterfront living. Unit is located on the west end of the building - with beautiful unobstructed views, this condo overlooks the community dock as well, which is reserved exclusively for residents. Unit has low electric bills with new high efficiency A/C heat pump. Completely renovated kitchen with soft close cabinets, quartzite countertops, energy efficient-large refrigerator, range, microwave, dishwasher and energy efficient combo washer/dryer. Large walk-in attic space for storage. Owners can keep a boat or other watercraft at the dock for up to two weeks at a time, with convenient Gulf access from Grand Lagoon. Spend your days boating, fishing, or exploring the nearby waters, then cool off in the community pool or enjoy a picnic in the cool breezeway. The location is hard to beat. Located on east end of Panama City Beach, away from hustle and bustle of tourist condos, you're just minutes from the white sand beaches and the natural beauty of St. Andrews State Park, one of the area's most popular destinations for hiking, kayaking, fishing, snorkeling, and wildlife viewing. When it's time to grab a bite, there are numerous local dining favorites like Dat Cajun Place, The Big Easy, and Christo's Sports Bar & Grill, all just around the corner. You'll also be close to marinas, shopping, entertainment, and everything that makes Panama City Beach such a special place to call home. End each day watching the sunset from your oversized deck while taking in the peaceful waterfront views. This is coastal living at its best.

6909 N Lagoon Drive Unit E2, Panama City

$239,900

1 Beds ⋅ 1 Baths ⋅ 791907 MLS

MOTIVATED SELLER! BRING ALL OFFERS!!! Make every day feel like a getaway in this charming first-floor condo! Designed with an open-concept layout, this cozy home offers effortless comfort and flow. Step out onto your private balcony to enjoy spectacular lagoon sunsets. Whether you're fishing, watching dolphins play, or heading to the Gulf (with easy water access) this is true coastal living. Call today for a private tour!

6909 N Lagoon Drive Unit B3, Panama City

$424,999

3 Beds ⋅ 2 Baths ⋅ 791905 MLS

Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties. Whether you're searching for a family home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living.

6836 Forsythe Drive, Panama City

$5,295,000

7 Beds ⋅ 9 Baths ⋅ 791891 MLS

There is something timeless about waking to the sight of the Gulf stretching endlessly beyond your window. At 5931 Gulf Drive, that experience becomes part of everyday life. Positioned directly on the shoreline within Hadley's Beach, an intimate community where only ten residences enjoy true Gulf-front placement, this fully furnished home invites you to live at the water's edge, where the rhythm of the waves sets the pace of the day. Spanning 5,031 square feet, the residence was designed around the view. From the moment you enter, the Gulf commands attention--an ever-changing backdrop of turquoise water, white sand, and expansive coastal sky. Sunlight moves effortlessly through the home's generous living spaces, creating an atmosphere that feels both elevated and welcoming. The heart of the home is where people naturally gather. A beautifully appointed kitchen with premium appliances opens seamlessly into the living and dining areas, creating a setting equally suited for celebratory dinners, holiday gatherings, or quiet mornings with coffee overlooking the shoreline. Every space feels connected, designed to bring family and friends together while never losing sight of the water beyond. With seven bedrooms and eight-and-a-half bathrooms, the home offers room to spread out and settle in. Yet it is the third-floor primary suite that truly captures the imagination. Elevated above the coastline, it feels almost suspended between sea and sky. Here, sweeping Gulf views greet the morning, while evenings are framed by breathtaking sunsets reflected across the water. Outside, life naturally gravitates toward the Gulf. A private pool offers a refreshing retreat between beach walks, while the shoreline itself is just steps away. Days begin with sunrise strolls along the sugar-white sand and end with conversations carried by the sound of the surf. Thoughtful additions such as two laundry rooms and an elevator servicing all levels bring comfort and convenience to everyday living. Offered fully furnished and with short-term rentals permitted, the home is prepared to be enjoyed from the moment you arrive. Whether envisioned as a gathering place for generations, a coastal retreat, or an investment in one of Panama City Beach's most desirable beachfront communities, the experience remains the same: effortless, refined, and deeply connected to the beauty of the Gulf. At 5931 Gulf Drive, the shoreline is not simply a view--it becomes part of the way you live.

5931 Gulf Drive, Panama City

$349,000

1 Beds ⋅ 1 Baths ⋅ 791857 MLS

Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach.

4100 Marriott Drive Unit 706, Panama City

$765,000

4 Beds ⋅ 3 Baths ⋅ 791844 MLS

Welcome to your custom waterfront retreat on the shores of Deer Point Lake, where comfort, style, and stunning views come together with no HOA. This beautifully designed 4 bedroom, 3 bath home offers the perfect blend of luxury and functionality. From the moment you step inside, you are greeted by soaring beamed ceilings in the living room, creating a warm yet impressive gathering space filled with natural light. Just off the entry, a spacious home office sits behind a custom barn door, ideal for remote work or a quiet flex space. Across the hall, the formal dining room showcases a striking wood ceiling and detailed molding, adding charm and character. The heart of the home is the open concept kitchen, featuring a custom copper farmhouse sink, modern cabinetry, stone backsplash, and a large breakfast bar perfect for family and entertaining. Flowing seamlessly into the living area, you will find built in bookshelves, an electric fireplace, and beautiful views of the oversized screened porch and lake beyond. Designed with a split floor plan, one side of the home offers three oversized bedrooms and two full baths, providing comfort and privacy for family or guests. On the opposite side, the spacious primary suite serves as a true retreat, complete with room for a sitting area, a spa like bathroom with dual shower heads, soaking tub, walk in closet, and private patio access with breathtaking lake views. Outside is where this home truly shines. Relax on the large screened porch, sip your morning coffee overlooking the water, or head down to the brand new dock for easy access to everything Deer Point Lake has to offer. Thoughtfully designed inside and out, this exceptional lakefront home offers peaceful waterfront living in Panama City with space to grow, entertain, and make lifelong memories.

6319 Oak Knoll Road, Panama City

$849,000

4 Beds ⋅ 4 Baths ⋅ 791835 MLS

Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property -- with a dedicated driveway and garage. This level offers convenient single-level, step-free living -- no stairs throughout (just a small lip at the entry) and a curbless, zero-entry shower -- making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

1440 Dover Road, Panama City

$1,444,000

4 Beds ⋅ 4 Baths ⋅ 791832 MLS

Welcome to 210 Marlin Circle, where coastal living and wellness come together for you to live the lifestyle you deserve. Set on a calm canal east of the Bonefish Bridge in Bay Point, this property is re-crafted by a medical doctor and yoga therapist, offering green to blue spaces, simple Gulf boating access, and restorative design. Stepping onto the grounds feels like entering a resort, where a bubbling fountain and meticulous zero-scaped paver design with beach pebbles set the tone for relaxation. Entering the house, the soaring cathedral ceiling in the Great Room is anchored by a functional fireplace, creating a warm and inviting centerpiece. Just steps away, the wet bar features a custom granite waterfall countertop and is equipped with a beverage fridge and automatic ice maker, making it perfect for effortless entertaining. At the heart of the home is a Chemist-Style Kitchen, illuminated by skylights and framed by soapstone countertops. This thoughtfully designed workspace includes a touchless faucet, foot-tap to open rubbish cabinet, a combination convection microwave wall oven, and a six-burner gas cooktop with a pot filler. There's even a secret built-in spice rack that adds a delightful element of surprise. This one-level interior layout home includes four en-suites, one with a curbless shower for limited mobility, another ideal for children, and the third with a courtyard and private entrance for guests or caretakers. The primary suite has a Turkish-inspired steam shower equipped with mood lighting/speakers, a soaking tub, and a courtyard featuring a dual-temperature outdoor shower with a hot tub. The landscaped backyard serves as your launch for sunrise fishing trips, sunset sailboat cruises, diving excursions, spontaneous escapes to Shell Island, magical dolphin encounters, dining at Capt. Anderson's, and refueling at the full service Point South Marina. Back at your private dock, you're greeted by jumping fish, zoysia grass under your feet, and watercraft washing stations. There are many chill-out spots on property to choose from, including a native Southern Magnolia Tree, which provides a natural cooling sanctuary aligned with western facing sunsets to connect and unwind from the coastal breeze and lively birdsong. This property is move-in ready. It offers 70' of bridge-free private dockage, 30amp shore power, space for a boat lift or keep it open for a sailboat . There are dual laundry zones, air purification systems, HVAC serviced semi-annually since its 2020 installation including ductwork, smart thermostats, tankless gas water heaters installed in 2020 & serviced annually, intelligent irrigation, surround sound, surveillance, automated landscape lighting, dock lights and so much more. 210 Marlin Circle is where wellness meets wonder, and living becomes art. Schedule your showing today.

210 Marlin Circle, Panama City

$349,000

1 Beds ⋅ 2 Baths ⋅ 791661 MLS

Calling all investors! This is more than just a condo -- it's an established income-producing business opportunity with a proven rental history already in place. This successful vacation rental has been professionally managed through the seller's rental company and includes a solid 3-year rental history, making it an excellent opportunity for investors seeking a turnkey property that is already generating revenue comparable to Gulf view units. Whether you're looking to expand your portfolio, invest in a beach property, or purchase an established short-term rental business, this condo offers the opportunity to step into a property that is already working for you from day one. This 1 bedroom, 2 bathroom + bunk room condo has been meticulously maintained and updated with LVP flooring, stainless steel appliances, tile backsplash. It is being offered fully furnished and is turnkey rental ready. The location on the 16th floor close to the elevators offers easy access and amazing views of the lake and fountain as well as a peek of the Gulf from your private balcony. Resort-style amenities include direct gated beach access for endless sun & surf, 5 pools including a lagoon pool & rooftop pool, Kids Funscape Playground & splash zone, Gulf-view fitness center to work out, Splash Bar & Grill - dine without leaving the resort, covered garage parking for convenience & security, 52,000 sq. ft. lakefront boardwalk with market shops and new to the property is 810 Billiards & Bowling complete with an arcade and milkshake bar - a place for social fun for all ages. In today's market, opportunities like this are about more than location -- they're about return on investment, consistent income potential, and owning a property with an established track record. Please note: all arcade 1up machines not included in sale . Contact me for rental history, income details, and more information on this exceptional investment opportunity.

9902 S Thomas Drive Unit 1635, Panama City

$1,200,000

2 Beds ⋅ 3 Baths ⋅ 791636 MLS

Gulf Front 2 bedroom 3 full bath townhome. Park at your front door. No elevator to wait on. Walk in and go right out to the beach. The spacious family room with a nice deck is a great place for entertainment. Each of the upstairs bedrooms have their own bath. The full bath downstairs is a nice extra when you have company. This townhome is the perfect place to relax. Make an appointment to see it today.

7719 Surf Drive, Panama City

$339,900

4 Beds ⋅ 2 Baths ⋅ 791620 MLS

Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful home situated on a spring-fed lake. Featuring 9-foot ceilings and an open-concept design, the home offers a spacious and inviting atmosphere from the moment you walk in. The heart of the home is the stunning kitchen, complete with a large center island, ample cabinet space, and plenty of room for gathering with family and friends. Large windows showcase serene water views and fill the home with natural light. Step outside and enjoy fishing right from your backyard, or take a short drive to nearby Deer Point Lake for boating, fishing, and endless outdoor recreation. Conveniently located just 10 minutes from the center of town and only 5 minutes from shopping, restaurants, and everyday essentials, this property offers the lifestyle you've been looking for without sacrificing convenience. Whether you're enjoying your morning coffee overlooking the water, spending afternoons on the lake, or hosting friends and family, this home is designed to help you make the most of Florida living.

6922 Bayou George Drive, Panama City

$967,500

5 Beds ⋅ 4 Baths ⋅ 791579 MLS

cANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

Panama City, FL Waterfront Homes for Sale

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