Panama City, FL Real Estate Search

Panama City, FL Waterfront Homes for Sale

Panama City, FL, offers a stunning selection of waterfront homes that attract buyers seeking both serenity and adventure. Nestled along the Gulf Coast, these properties boast breathtaking views of the shimmering waters and easy access to numerous outdoor activities, from boating and fishing to snorkeling and swimming. The vibrant local community is complemented by an array of amenities, including waterfront dining, scenic parks, and shopping centers, making it an ideal location for families and retirees alike. Whether you're looking for a cozy cottage or a sprawling estate, the real estate market around Panama City provides diverse options tailored to meet various lifestyle needs. With its unique blend of natural beauty and Southern charm, waterfront living in Panama City presents an unparalleled investment opportunity for those seeking a slice of paradise.

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Newest Panama City, FL Waterfront Homes for Sale

$399,000
3 Beds 3 Baths 791544 MLS
BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity. Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel appliances, flat-screen TVs, and a washer and dryer. The oversized balcony captures beautiful views of Panama City Beach's eastern coastline, creating an inviting outdoor space for coffee, coastal views, or unwinding after time at the beach. This condo is turn key and move-in ready! Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,358 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and newly opened Tootsie's Orchid Lounge. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Drive Unit 1612, Panama City

$1,195,000
3 Beds 3 Baths 791261 MLS
At over 2,300 square feet with a true grand foyer entry, this gulf-front 3BR/3BA at Hidden Dunes feels less like a condo and more like a coastal residence - one where every bedroom has its own private bath and the balcony stretches 43 feet across the Gulf. A true grand foyer entry sets the tone immediately, creating a sense of arrival more typical of a full-sized coastal residence than a standard condominium. The floor plan then opens into a large great room, formal dining area, and well-appointed kitchen, all arranged to function as connected yet defined living spaces. Windows throughout the residence bring in natural light and capture multiple gulf views from the living room, dining area, kitchen, and primary suite. A defining feature is the expansive 43-foot-wide gulf-front balcony, offering a substantial outdoor living area directly overlooking the beach. Its width easily accommodates multiple seating and gathering areas, extending the main living space outdoors with uninterrupted shoreline views. The gulf-front primary suite includes direct balcony access, a sitting area, walk-in closet, double vanities, and a separate shower. Two additional guest bedrooms are positioned on opposite sides of the foyer, each with its own private bathroom and generous closet space, providing privacy and separation within the layout. Interior features include 9-foot ceilings, tile flooring throughout for durability and low maintenance, a full-sized laundry room with additional storage capacity, and exterior storage for beach equipment and owner use. Hidden Dunes is a gated gulf-front community located along the quieter east end of Panama City Beach. Residents enjoy 377 ft of private beach frontage along with a gulf-front pool, heated pool, kiddie pool, fitness center, owners' lounge, game room, grilling areas, and on-site security. The location offers a more peaceful coastal setting while remaining close to St. Andrews State Park, marinas, golf courses, dining, shopping, and the broader Panama City Beach entertainment corridor. Schedule a private showing to experience it firsthand.

7115 Thomas Drive Unit 502, Panama City

$474,900
2 Beds 2 Baths 791242 MLS
When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

9450 S Thomas Drive Unit 2102, Panama City

$289,000
3 Beds 2 Baths 791212 MLS
Own an affordable waterfront-access property in a sought-after neighborhood on Mill Bayou. This 3-bedroom, 2-bath home is ready for its next owner. The spacious open living area features a wood-burning fireplace with a floor-to-ceiling stone surround and wood-accented ceilings that extend to the second floor. Tile and carpet flooring run throughout the first floor, and wood stairs lead upstairs to an oversized loft bedroom overlooking the living room and primary suite. The first-floor bonus room could serve as a fourth bedroom, office, family room, or be combined to create a second primary suite. Brand-new carpet has been installed in all bedrooms and the first-floor bonus room. For added peace of mind, a whole-house Generac generator was installed in February 2021; the gas tank services the generator only. Parking is easy with a 2-car garage, pull-through driveway, and an additional storage building behind the garage. Recent updates include the roof (2021), water heater (2023), HVAC (2021), windows (2013), artesian well pump (2022), Bosch dishwasher (2022), and stove and refrigerator (2021). The property once had a dock, which could potentially be restored for use with a small Jon boat, kayak, canoe, or jet ski, with direct backyard access to the water. Priced to allow for cosmetic updates and general repairs, this home could become the waterfront retreat you've been dreaming of. Schedule your showing today to see all it has to offer. While all information is believed to be accurate, buyers should verify any details of importance.

4508 Brook Forest Drive, Panama City

$899,000
3 Beds 3 Baths 791108 MLS
This newly remodeled and beautifully maintained 3-bedroom with additional bunk besd in the hallway, 3-bathroom corner condo in the iconic Edgewater Beach Resort is a rare find. Lightly used as a second home, this fully furnished turnkey ready property is ready to generate strong rental income or serve as your private beachfront retreat. Located on the 6th floor, this spacious end unit offers 1,847 square feet of open living space and breathtaking, unobstructed Gulf views. The expansive wraparound balcony sports a 180 degree view of the beach. Two bedrooms, along with the living and dining areas, open to the balcony through five tinted sliding glass doors, blending indoor comfort with outdoor beauty. Inside, the open-concept layout is bright and airy, perfect for entertaining or relaxing. The unit comes fully furnished, making it ideal for short-term rentals with immediate income potential or personal use. Edgewater Beach Resort is Panama City Beach's only full-service resort, featuring gated access and 24-hour security, direct beach access, multiple pools with cabanas, hot tubs, a fitness center, golf course, tennis and pickleball courts, as well as on-site dining, BBQ areas, picnic spots, elevators, and upgraded fire safety systems. Whether you're seeking a high-performing rental or a luxurious second home, this condo offers exceptional value in one of the most sought-after beachfront communities on the Emerald Coast.

11347 Front Beach Road Unit 601, Panama City

$800,990
5 Beds 4 Baths 791109 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The LINDSTROM II G in Saltaire community offers a 5BR/4BA, open and split 2-story design with the master bedroom on the first floor and a bonus room upstairs. Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bathroom, kitchen island, walk-in pantry, boot bench at garage entry, double vanity in upstairs bathroom, ensuite bathroom in bedroom 5, two separate attic spaces on 2nd floor, covered porches, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

3777 Saltaire Court, Panama City

$899,000
4 Beds 4 Baths 791093 MLS
Welcome to 505 Beulah Avenue, a spectacular waterfront retreat nestled on a rare, sprawling 1.17 acre lot in the heart of Callaway. If you have been searching for the perfect blend of modern luxury, deep water access, and income producing potential, this completely remodeled estate delivers on every front. Strategically located just moments from local shopping and dining, the property offers a highly convenient lifestyle while positioning you perfectly to capitalize on the exciting coming revival and commercial growth of the Callaway area. No detail was spared in this top to bottom transformation. The main residence boasts a light filled, open concept floor plan designed to capture stunning water views. High end finishes, modern flooring, and a chef inspired kitchen make this home an entertainer's dream. Retreat to the private upstairs master suite, which serves as your own personal sanctuary. This gorgeous space features a brand new private deck, offering breathtaking, panoramic views of East Bay the absolute perfect spot for morning coffee or unwinding at sunset. A standout feature of this property is the completely separate, fully permitted living space. Featuring its own independent access, full bathroom, and fully equipped kitchen, this space is perfectly positioned to be utilized as a highly lucrative Short Term Rental (STR), a private mother in law suite, or a guest house. With Callaway's favorable rental flexibility, you can let your property pay for itself from day one. Step outside into your own private coastal playground. With over an acre of cleared, prime land leading down to the serene waters of East Bay, you have direct, deep water access out to St. Andrews Bay and the Gulf. The property features its own small backyard ramp, making it incredibly easy to launch kayaks, paddleboards, or jet skis. For larger vessels, you are located a mere 150 yards from the public boat ramp at John B. Gore Park, making heavy trailering completely effortless. The expansive lot offers the ultimate footprint for customization, featuring a perfect building site with incredible water views to add a separate detached building for hobbies, an art studio, or the ultimate entertainment pavilion. Whether you are hitting the open water for a day of world class fishing, parking an RV, or building your dream detached workshop, this estate offers a waterfront lifestyle that is increasingly hard to find. Do not miss the opportunity to own a fully updated, income generating piece of Florida waterfront. Schedule your private tour today!

505 Beulah Avenue, Panama City

$498,000
3 Beds 3 Baths 791084 MLS
Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. But the real magic happens right at your back door. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. But the real magic happens right at your back door. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City

$460,000
4 Beds 3 Baths 1005118 MLS 1,834 SqFt.
Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Dr, Panama City

$2,850,000
4 Beds 5 Baths 791000 MLS
Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Road, Panama City

$348,900
1 Beds 2 Baths 790916 MLS
Experience coastal living at its finest in this beautifully appointed 1-bedroom, 2-bathroom condo located on the 6th floor of the highly sought-after Shores of Panama Resort in Panama City Beach. Showcasing breathtaking Gulf views through expansive floor-to-ceiling windows, this stylish residence blends timeless beach décor with comfortable, high-end furnishings for a warm and inviting coastal retreat. The open-concept living area features a sleeper sofa, flat-screen television, and direct access to a spacious private balcony overlooking the world's most beautiful beaches. The fully equipped kitchen offers everything needed for preparing meals at home, while the generous dining space provides plenty of room to gather with family and friends. The primary bedroom features a king-sized bed and private bath with a tub/shower combination. A hallway bunk area with twin bunks provides additional sleeping accommodations, and a second full bathroom adds convenience for guests. This thoughtfully designed condo comfortably sleeps up to 6 guests and includes a washer and dryer, high-speed internet, cable, and a reserved parking space conveniently located on the same floor. Shores of Panama is one of Panama City Beach's most popular Gulf-front resort destinations, known for its impressive amenities and unbeatable location. Perfectly situated at the corner of South Thomas Drive and Front Beach Road, the resort places owners and guests within walking distance of restaurants, shopping, entertainment, and family-friendly attractions. Resort amenities include private beach access, a stunning lagoon-style Gulf-side pool with fountains, two tiki bars, a spacious pool deck with recreational features, Gulf-side hot tub, heated indoor pool and hot tub, fitness center, covered on-site parking, and complimentary high-speed internet. Whether you are searching for a personal beach getaway, vacation rental investment, or a turnkey coastal retreat, this Shores of Panama condo offers exceptional views, resort-style amenities, and a prime Panama City Beach location.

9900 S Thomas Drive Unit 612, Panama City

$539,000
2 Beds 2 Baths 790838 MLS
Welcome to Sunrise Beach 1903, this Gulf-front condo is positioned high up in this 25-story resort with stunning views of the white sand beaches, emerald green waters of the Gulf, and captivating sunrises and sunsets. This 2 bedroom plus bunk room, 2 bathroom unit feels more like a 3 bedroom, with room for the whole family and guests to spread out and enjoy. The open floor plan features a kitchen with stainless steel appliances, including a brand new refrigerator, granite countertops, and kitchen island. Flowing seamlessly into the dining area, and comfortable living room all looking out to your covered private balcony. Also gulf front with balcony access sits the master suite, with a King sized bed, dual closets, and a spacious ensuite bathroom. The 2nd bedroom also features a king bed, and the bunk room offers flexibility to sleep additional guests. 1903 has tile flooring throughout the whole unit, and includes an in-unit laundry room and owners closet, adding to functionality and increasing storage. Recent upgrades include HVAC (2020), Water Heater (2021), and paint (2023). Sold fully furnished, this is truly a turnkey condo ready to be yours whether that's for personal use, or as an investment. With strong rental numbers and high occupancy, including future reservations and a recurring snowbird already on the books, this unit provides immediate rental income for any savvy investor. Sunrise Beach Resort is located on Front Beach Road in Panama City Beach, just over one mile east of Pier Park. The resort offers the finest of Gulf-front living, with over 300ft of beachfront, two Gulf-front pools, one of which is heated, two hot tubs, a splash pad, gas grills, a fitness center and owner's lounge, and covered parking garage located all on site. Whether you want a central location to all PCB has to offer in dining, shopping, and entertainment, or your own beach getaway where you don't have to leave your resort, Sunrise Beach is the place for you. Call today for more information, and ask about non-warrantable condo financing with a preferred lender for 20% down and rates in the low-6's.

14825 Front Beach Road Unit 1903, Panama City

$1,399,000
3 Beds 4 Baths 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

$526,900
3 Beds 2 Baths 790710 MLS
Boater's Paradise on Deer Point Lake! Welcome to 7248 W. Lakeland Drive, a rare waterfront gem offering approximately 250 feet of water frontage along the side and rear of the property. Ideally situated on a canal, this home captures stunning views of the expansive, deep waters of Deer Point Lake and delivers the ultimate Florida waterfront lifestyle. With direct water access, this property is perfect for boating, fishing, kayaking, and lakefront living right from your backyard. The surrounding water front provides ample depth for boating, allowing easy access to the deep waters of Deer Point Lake, an ideal setup for avid boaters and water enthusiasts. Nestled in a quiet, established neighborhood, the home offers a peaceful setting while remaining conveniently close to shopping, dining, schools, and Tyndall Air Force Base. Inside, the functional, light filled floor plan features rich Brazilian cherry hardwood flooring, a cozy fireplace, and an oversized screened in porch overlooking the water, perfect for relaxing and entertaining, as well as a side porch. In addition to the three bedrooms, the home includes a versatile 12' x 12' bonus room that offers a plethora of possibilities. This flexible space can easily be used as a fourth bedroom, home office, exercise room, hobby space, or guest retreat, allowing you to tailor the home to your lifestyle needs. Outdoors, the expansive waterfront yard offers endless possibilities, including ample space for a swimming pool, outdoor entertaining areas, additional outbuildings, or simply relaxing while taking in the breathtaking lake views and unforgettable sunsets. Whether you're searching for a full time residence, a weekend retreat, or a long term investment, this exceptional Deer Point Lake property offers location, lifestyle, and remarkable water frontage, an excellent opportunity in Bay County, FL. Schedule your private showing today and experience waterfront living at its finest.

7248 W Lakeland Drive, Panama City

$766,247
4 Beds 3 Baths 790450 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The FLOWERS II G in Saltaire community offers a 4BR/3BA open design. Upgrades for this home include wood look ceramic tile flooring throughout, upgraded kitchen backsplash, LED coach lights on each side of the garage, upgraded cabinets with soft close doors and drawers, quartz countertops, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, double vanity in 2nd bath, ensuite bath in bedroom 4, kitchen island, walk-in pantry, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3763 Saltaire Court, Panama City

$732,576
3 Beds 2 Baths 790448 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The NEIMAN II G in Saltaire community offers a 3BR/2BA open design. Upgrades for this home include wood look ceramic tile flooring throughout, quartz countertops, LED coach lights on each side of the garage, blinds for the windows, upgraded kitchen backsplash, upgraded cabinets with soft close doors and drawers, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, boot bench in mudroom, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3767 Saltaire Court, Panama City

$265,000
3 Beds 3 Baths 790414 MLS
Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space, making meal prep and entertaining easy. The downstairs half bath has been tastefully renovated, and the home also features all-new laminate flooring and newly installed carpeting for a fresh, updated feel. Step outside and relax on your private screened-in porch overlooking the peaceful community pond and fountain. The perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the tranquil scenery. Located within the gated Baldwin Rowe community, this home is ideally positioned between Panama City and Lynn Haven and offers convenient access to top-rated schools, shopping, dining, parks, medical facilities, and the bay. The open-concept kitchen, dining, and living area creates a bright and welcoming space that is perfect for entertaining guests or enjoying everyday living. Upstairs, the bedrooms are thoughtfully situated near the laundry area for added convenience and functionality. Guest parking is located right next to the home, making visits from family and friends easy and accessible. Residents of Baldwin Rowe enjoy an array of community amenities, including a swimming pool, clubhouse, and multiple scenic ponds throughout the neighborhood. The HOA covers lawn care, landscaping, and more, allowing for a beautiful, low-maintenance lifestyle while helping preserve the community's appeal and strong property values. Whether you are looking for a primary residence, a low-maintenance lifestyle, or a place to simply enjoy all that the area has to offer, this townhome is one you will not want to miss. All measurements are approximate and should be verified if important. Schedule your private showing today!

201 Baldwin Rowe Circle, Panama City

$699,000
3 Beds 3 Baths 790389 MLS
3BR/2.5BA home in Martinique in Panama City Beach. Extensive upgrades, metal roof 2025, pond views, screened outdoor kitchen. Located in the gated Martinique community on the east end of Panama City Beach, this 3-bedroom, 2.5-bath home offers 2,080 square feet on a 0.11-acre lot with a layout designed for both full-time living and coastal second-home use. Martinique is known for its Old Florida-style architecture, mature landscaping, ponds, walking trails, community pool, playground, basketball court, and limited inventory of available homes. The neighborhood is positioned near Grand Lagoon, Capt. Anderson's Marina, St. Andrews State Park, public beach accesses, restaurants, and shopping. Inside, all bedrooms are located upstairs, including the primary suite with walk-in closets. The secondary bedrooms have access to the upstairs balcony with new Trex decking that measures approximately 6'1'' by 21'4''. The main living area features ambient lighting, a gas fireplace, and new French doors and windows that bring additional natural light into the home. The kitchen was remodeled with quartz countertops, backsplash upgrades, Frigidaire Gallery appliances, updated sink and faucet, and a convection/air fryer oven. Washer, dryer, and refrigerator convey with the property, and the laundry room includes a second-floor laundry chute. Recent improvements provide long-term value and peace of mind, including a snap lock standing seam galvalume metal roof installed in 2025, impact-rated windows and doors on portions of the home, updated exterior and interior paint, Honeywell smart thermostats, epoxy garage flooring, and driveway pavers installed in 2025. Additional updates include a remodeled downstairs half bath, three new American Standard Comfort toilets, upgraded electrical, backflow prevention replacement, new fencing, expanded patio space with pavers, exterior lighting improvements, and a termite bond. Outdoor living is a major feature of the property with a screened porch outdoor kitchen, cooktop, wood-burning outdoor fireplace, hot tub (that also stays with the house), fenced backyard, outdoor shower, and pond views. The oversized garage includes hanging storage systems and keypad access. The home also includes irrigation with two water lines and sprinkler systems already in place. Martinique is one of the more established gated neighborhoods in Panama City Beach and is valued for its custom homes, walkability, and proximity to boating, beaches, and dining without the density of larger resort communities. Owners can walk to nearby restaurants, bike to St. Andrews State Park, and reach Grand Lagoon marinas within minutes. Short-term rentals are not allowed in Martinique, helping preserve the residential atmosphere many buyers seek on the east end of PCB.

3410 Martinique Lane, Panama City

$765,000
5 Beds 3 Baths 790380 MLS
OPEN HOUSE THIS SUNDAY 1-4PM! Wake up to breathtaking water views and direct Gulf access from this incredible home designed for coastal living at its finest! You'll just need to add a dock to fully enjoy world-class fishing, peaceful morning coffee on the water, and unforgettable sunset views right from your backyard. Inside feels like new and showcases custom lighting in a spacious living room along with a dedicated office/den that is perfect for working from home or extra flex space. The chef-inspired kitchen features a built-in oven, microwave, and cooktop, sleek granite countertops, a breakfast nook, formal dining area, and a massive breakfast bar made for entertaining. You'll love the endless counter space, oversized pantry, and an abundance of crisp white cabinetry that keeps everything bright and organized. The primary suite is a true retreat with stunning water views, a generous layout, huge walk-in closet, soaking tub, separate shower, and double vanity. Each additional bedroom is spacious with large closets, giving everyone room to spread out comfortably. Step outside to your covered patio and fully fenced backyard with a beautiful paver patio that is perfect for grilling, relaxing, and spotting dolphins passing by. When you're ready to leave your private oasis, enjoy resort-style amenities including a community pool, kids' park, and more! Coastal living doesn't get better than​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ this.

382 Grafton Street, Panama City

$1,070,000
4 Beds 3 Baths 790307 MLS
Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City

$530,000
2 Beds 2 Baths 790189 MLS
You're one decision away from living where everyone else vacations. Welcome to the highly sought-after Dunes of Panama! A fully gated gulf front community with 24-hour on-site security, private guard-gated entry, resort-style amenities, and direct beach access to the world-famous white sand beaches of Panama City Beach. Located in Building D, the closest building to the Gulf in the entire complex, this beautifully renovated 11th-floor condominium offers breathtaking Gulf views and an unmatched coastal lifestyle. This spacious 2-bedroom, 2-bath residence features approximately 980 square feet and comes fully furnished, including washer, dryer, and all kitchen appliances, making it completely move-in or rental ready. Inside, you'll find an updated coastal-modern interior featuring GE Profile stainless steel appliances, white shaker cabinetry, quartz countertops, Carrera marble hexagonal backsplash, and tasteful finishes throughout. Unlike many beach properties, this condo has never been rented and has seen very light personal use, resulting in exceptional condition without the typical wear and tear often found in vacation units. Residents and guests enjoy access to three pools including one heated pool along with poolside gazebos, a private on-site restaurant, fitness center, tennis courts, pickleball courts, basketball courts with evening lighting, and fast elevators for convenient access to the upper floors. Perfectly positioned just minutes from Topgolf, premier dining, shopping, entertainment, Grand Lagoon, and some of the best attractions Panama City Beach has to offer, this property is more than just a condo, it's a lifestyle. Let's make that beach dream real.

7205 Thomas Drive Unit 1103, Panama City

$775,000
4 Beds 4 Baths 790102 MLS
WATERFRONT on Burnt Mill Creek with direct Gulf access and no HOA! This unique property also includes a separate income-producing 1 bedroom, 1 bathroom cottage with a current tenant already in place. If you've been dreaming of waterfront living, this is your chance to own a private slice of paradise. Launch your boat from your backyard, take a trip to Shell Island, fish from your dock, or spend the day kayaking, paddleboarding, or jet skiing right from home. One of the most special features of this property is the privacy. Surrounded by conservation land, the natural beauty and peaceful setting are protected, meaning you won't have to worry about future subdivisions or dense development changing the landscape around you. The wildlife here is something truly special. It's common to spot dolphins swimming through the creek, pelicans diving for fish, and even the occasional otter or manatee passing by your dock. Between the peaceful water views, mature Magnolia trees, and protected surroundings, this property offers the kind of Old Florida atmosphere that's becoming harder to find. This spacious home offers stunning water views from nearly every room. The large living area features double French doors that open into a Florida room overlooking the creek. The kitchen is beautifully appointed with granite countertops, custom cabinetry, a breakfast bar, and a large pantry. The oversized laundry room includes built-in cabinetry and a bay window, making it ideal for a home office, hobby space, or extra storage. Just off the kitchen and dining area, the screened porch creates the perfect setting for relaxing evenings and sunset views over the water. Designed for both comfort and functionality, the home features generous storage throughout with multiple large closets and built-in storage areas rarely found in waterfront properties. Upstairs, the primary suite features French doors leading to a private screened balcony with breathtaking waterfront views. A second master suite downstairs includes a double vanity, walk-in closet, and French doors opening to the Florida room. The additional downstairs bedroom is generously sized and features a charming bay window. Outside, the property is designed for enjoying life on the water. Large shaded decks sit beneath beautiful mature Magnolia trees, creating a peaceful outdoor retreat even during the hottest summer days. Two docks provide ample space for boats, kayaks, and jet skis. The covered dock features a motorized boat lift and previously accommodated a 22' bay boat with ease. A fish-cleaning station with water and power makes it easy to clean the day's catch right from your dock. Fishing enthusiasts will love the location. Head up the creek for bass and bream, or venture into the bay for redfish and trout. Burnt Mill Creek is especially known for excellent speckled trout fishing during the winter months. Additional features include: 25' x 20' Carolina carport built in 2024, Two storage sheds, Short-term rentals allowed, 3,667 SF total area with room for multiple families or guests & Conveniently located: 7 minutes to Northwest Florida Beaches International Airport. 15 minutes to the beach. 15 minutes to Lynn Haven shopping and dining. 25 minutes to 30A. 30 minutes to historic downtown Panama City. Whether you're searching for a waterfront forever home, vacation property, or investment opportunity, this one offers the best of Florida living with income potential already in place. All measurements are approximate and should be verified if important.

9927 Bedgood Road, Panama City

$1,100,000
5 Beds 5 Baths 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City

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