Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

This beautifully remodeled condo at Sun Harbor Marina is your perfect getaway spot, investment property or coastal home. Situated on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Inside you have a nautical blue ship lap entry way, oak LVP flooring throughout, bedroom with Queen bed, single vanity bathroom with a walk-in shower, stackable washer and dryer, the kitchen overlooks the living space and has an island, quartz countertops, a showpiece blue tile backsplash, and fully outfitted with a refrigerator, oven, dish washer and microwave. Sliding glass doors lead to the patio set up for outdoor dining and viewing the marina. There is a community pool and an area to grill along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. Don't miss this gem of a unit!

5505 Sun Harbor Road Unit 129, Panama City

$299,900

1 Beds ⋅ 1 Baths ⋅ 794001 MLS

Bay Point Bayview Villa with view of Grand Lagoon. This remodeled unit has extensive renovations with an abundant amount of nickel gap shiplap and floor to ceiling windows. The kitchen and bathrooms make excellent use of the space. Bayview has a community boat dock and trailer parking for up to a week. Located inside of Bay Point with manned gates and roving security patrols. Point South Marina rents private deep water wet slips. Nicklaus golf course, Bar 72, and Hilton resort all within a golf cart friendly neighborhood.

4286 Kingfish Lane Unit 286, Panama City

$150,000

3 Beds ⋅ 2 Baths ⋅ 1009763 MLS ⋅ 1,248 SqFt.

Welcome to this fantastic 3-bedroom, 2-bathroom home offering the perfect blend of comfort, space, and convenience. Nestled in the established Springfield neighborhood of Panama City, this property boasts 1,412 square feet of functional living space and sits on a generous 9583 SF lot (70 x 140). Whether you are a first-time homebuyer, looking to downsize, or seeking a stellar addition to your investment portfolio, this home is a must-see Prime Location: Situated in Bay County with zero HOA restrictions, allowing you maximum Perfectly positioned near local parks, dining, and the beautiful waterways of Panama City

3114 E 2nd Ct, Panama City

$439,000

1 Beds ⋅ 2 Baths ⋅ 793940 MLS

Very rarely available in Seaside Villas! Discover this nicely remodeled one-bedroom, one-and-a-half-bath condominium on the coveted far east end of Panama City Beach--just minutes from St. Andrews State Park. Located on the second floor, this inviting residence offers peaceful Gulf views across the landscaped courtyard and lawn. Seaside Villas is a low-density, Gulf-front community with less than 75 units, offering a quieter alternative to the area's larger condominium towers. Bring your suitcase and start enjoying the beach lifestyle you've been needing. Whether you are seeking a personal getaway, vacation home, or investment opportunity, this turnkey coastal retreat puts you close to the beach, park, dining, boating, and all the best of the east end of Panama City Beach. Ideal as a personal retreat, second home, or vacation-rental opportunity. It's time to exhale, and enjoy the beach life you've been dreaming about. 📍 Far East End, Panama City Beach 🏖️ Walk to St. Andrews State Park 🌴 Quiet, low-density coastal community ✨ Remodeled and move-in ready

4701 Thomas Drive Unit 214, Panama City

$314,900

1 Beds ⋅ 1 Baths ⋅ 793883 MLS

LOW FLOOR ALERT!!!!!! Never rented and completely renovated, this beachfront 1BR/1BA condo offers breathtaking west-facing Gulf views and exceptional short-term rental potential. Bathroom features newly tiled shower and glass doors, new white kitchen cabinets, and a well-appointed interior with all furnishings conveying. HOA is adding new AC units to all units, and recent community upgrades include the gym, tennis courts, pickleball courts, and repaved parking lot. HOA milestones have been met and reserve studies completed. Low cost to own with projected gross rental income of 30−40K, depending on owner use.Thus this turn-Key Beachfront Condo with West-Facing view has a strong appeal for both investors and second-home buyers. The combination of renovations, furnishings, Gulf views, HOA improvements, and attractive income potential makes it easy to market as a low-maintenance, high-enjoyment coastal property.

9850 S Thomas Drive Unit 210E, Panama City

$1,349,900

3 Beds ⋅ 3 Baths ⋅ 793877 MLS

One of Panama City Beach's best-kept secrets! This spectacular 3BR/3BA condo at Hidden Dunes offers over 2,300 SqFt of living space, one of the most spacious and well-designed floor plans on the beach, and an incredible oversized Gulf-front balcony with high quality outdoor furniture positioned for beautiful sunset views. From the moment you enter the grand foyer with motion-controlled lighting, this condo feels more like a home than a typical beach condo. The expansive interior features 10' ceilings, bull-nose corners, architectural trim work, tile flooring throughout, and plenty of room for family and friends to spread out and relax. The huge Gulf-front Primary Suite features an en suite bath, walk-in closet with custom wood shelving, remote-controlled Hunter Douglas blinds, and direct access to those incredible Gulf views. The Gulf-view gourmet kitchen offers abundant counter space, cherry wood cabinetry, eat-in bar seating, and an open layout overlooking the spacious living and dining areas--perfect for entertaining or cooking and re-hydrating after a day at the beach. Additional upgrades and features include updated shower doors, faucets and trim, remote-controlled ceiling fans in the great room, motorized roll-down storm shutters, an electronic HVAC air filter and UV light system, and remote-controlled Hunter Douglas blinds in the living room and Primary Suite. The oversized laundry room is a standout of its own, complete with a utility sink and additional matching cabinetry for exceptional storage. Even from the 18th floor, the balcony maintains views of the beach below while delivering sweeping Gulf and sunset views. An assigned covered parking space, exterior owner storage, and much more complete the offering. With its exceptional size, thoughtful layout, abundant storage, and true residential feel, this Hidden Dunes condo is equally suited for full-time living, a family beach retreat, second home, or rental investment. All information is believed to be accurate but should be verified by the buyer.

7115 Thomas Drive Unit 1803, Panama City

$749,000

2 Beds ⋅ 2 Baths ⋅ 793864 MLS

Rarely Available Summerhouse ''Wraparound'' Condo - Unmatched Gulf Views! Don't miss your chance to own one of the most coveted floor plans at Summerhouse--the highly sought-after wraparound unit. These rarely come on the market, and it's easy to see why. If breathtaking views are a priority, this condo delivers like no other along Panama City Beach. Offering an unobstructed 180-degree panoramic view of the Gulf, you'll enjoy sweeping vistas from sunrise to sunset. The expansive 61-foot balcony and floor-to-ceiling windows that span the entire beachfront side of the unit provide incredible light and scenery throughout the day. No neighboring buildings block your view--just endless sky and water. And with the unique wraparound layout, you can nearly always find a spot sheltered from the wind while still enjoying the sights and sounds of the Gulf. This oversized 2-bedroom, 2-bath condo features two Gulf-front master suites and a generous, open-concept living area ideal for relaxing or entertaining. The kitchen is fully equipped and recently updated with modern countertops, backsplash, hardware, and cabinetry, plus a large pantry and plenty of workspace--perfect for both gourmet meals and easy beach snacks. Nicely furnished and tastefully accented. If you're seeking rental income, wraparound units like this are among the most requested by vacationers and perform exceptionally well. Summerhouse has earned a long-standing reputation as a beloved, family-friendly resort, with many guests returning year after year for over three decades. Amenities include two pools (one heated), a kiddie pool, hot tub, Gulf-front gazebo, BBQ area with gas and charcoal grills, and courts for tennis, pickleball, racquetball, and shuffleboard. There's also a handicap-accessible beach ramp, an owners' lounge, and onsite HOA and rental offices. Located on Thomas Drive, you're just minutes from St. Andrews State Park, popular restaurants, grocery stores, shops, and the marina at Grand Lagoon. The convenient 4th floor location offers the ideal elevation for privacy, stunning views, and easy access--perfect for a family getaway or high-end vacation rental. And yes, you'll enjoy spectacular sunrises and sunsets year-round--this is coastal living at its best.

6505 Thomas Drive Unit 415, Panama City

$549,900

4 Beds ⋅ 2 Baths ⋅ 793863 MLS

All-Brick Waterfront Home | Direct Gulf Access | Over ½ Acre | NO HOA | Exceptional Privacy Rare opportunity to own over half an acre of private waterfront with no HOA and complete freedom to make the property your own. A dense natural tree line along the back of the lot creates exceptional privacy--you won't see neighbors across the canal, giving you a true sense of seclusion while still enjoying direct waterfront living. This charming all-brick 4-bedroom, 2-bath home offers more than 2,400 sq ft of living space filled with natural light, new flooring throughout, and a fresh interior paint job. Approximately 100 feet of natural shoreline--one of the few remaining natural shorelines in the area--provides easy, soft access for kayaking and paddleboarding, plus a private dock for launching your boat. Cruise less than 9 nautical miles to the crystal-clear waters and white sandy beaches of Shell Island, or head about 11 nautical miles through the pass to open water for deep-sea fishing. Panama City Beach is less than 3 miles away, Tyndall Air Force Base is approximately 15 miles away, and grocery stores and shopping are located nearby. Inside An open, inviting living and dining area centers on a cozy wood-burning fireplace. The kitchen features a breakfast bar, warm wood cabinetry, and granite countertops that flow into the formal dining space. You'll also find a dining nook, a dedicated formal dining room, and a versatile bonus space next to the living room--ideal as a home office or extra dining area. The spacious master suite includes a walk-in closet and a private bath with a walk-in tile shower. Three additional bedrooms share a full bathroom featuring a tiled tub/shower combo. A large laundry room makes daily living effortless. Outdoor Living Step outside to your private waterfront oasis. Enjoy the included hot tub, entertain around the built-in gas and charcoal grill, or gather at the firepit on cooler evenings. The expansive backyard is large enough for a pool, play area, or garden, with two storage sheds and a beautiful orange tree adding charm and fresh citrus. A sprinkler system covers the front and back yards. The home sits on a well-and-septic system with an instant hot-water heater under the sink. Roof is approximately 2017. All-brick construction. This rare waterfront gem combines classic Florida charm, modern updates, natural shoreline access, unmatched privacy from the tree-lined canal, and unbeatable boating convenience--without HOA restrictions. Ideal as a primary residence, weekend getaway, or investment. All sizes, distances, and ages are approximate; please verify if important.

2306 Pretty Bayou Island Drive, Panama City

$435,000

2 Beds ⋅ 2 Baths ⋅ 793816 MLS

STUNNING WATERFRONT VIEWS! Check out the sunset from this beautiful balcony, the view doesn't get any better than this! Great 2-bedroom 2-bathroom Condo with phenomenal water views. Master bedroom suite faces the water, and offers fantastic water views, and large closets. The primary bathroom has two vanity sinks, a stand alone glass shower, separate whirlpool tub, and plenty of cabinet space. Slide back the balcony door and fall asleep to the sound of the waves crashing. This is one of only two units available in the highly desired Marina Bay Condos. The laundry room is very spacious. You can eat at the island in the kitchen or at the dinner table and still catch a beautiful waterfront view. The unit is located on the 2nd floor of this 8 story complex, so not too high or too low. The heated pool and hot tub also have a great view, as well as the large dock that goes out into the Bay with plenty of room to fish. There is a private little beach with a barbecue grill for a relaxing cookout. Call for more information today!

1600 Marina Bay Drive Unit 205, Panama City

$695,000

2 Beds ⋅ 2 Baths ⋅ 793809 MLS

2 bed and 2 bath condominium. Watercrest condo is on the beach side of Thomas Dr.

6201 Thomas Drive Unit 809, Panama City

$375,000

1 Beds ⋅ 1 Baths ⋅ 1009466 MLS ⋅ 673 SqFt.

LOW FLOOR. HIGH APPEAL. UPDATED THROUGHOUT. Sunbird West 305 is a well-appointed one-bedroom Gulf-front condo in Panama City Beach, Florida, with a low-floor location, direct Gulf views, and a master bedroom on the Gulf with sliding glass door access to the balcony. This unit has been extensively updated and thoughtfully finished throughout. Tile flooring runs through the entire condo, while rolling shades, coordinated furnishings, coastal decor, and added design details give the interior a polished, complete feel. The updated kitchen features shaker-style cabinetry, quartz countertops, a glass tile backsplash, stainless steel appliances, and a fully equipped layout. The dual-access bathroom includes a tiled shower, rain showerhead, and glass shower door. The master bedroom includes a king-size bed, Gulf views, and direct balcony access. From the balcony, enjoy front-and-center views of the beach, the Gulf of Mexico, the Pineapple Willy's pier, and phenomenal sunsets. The Sunbird Condo is a gulf front, gated complex that offers ample parking, shuffleboard, tennis courts, elevators, laundry rooms, fitness center, and 3 pools, with one being heated. The entire resort and its pools have been through a complete renovation including all new exterior paint, a new roof, new Trex decking, grills, and high-impact windows and doors, making it feel like a brand new resort! Located right next door to Pineapple Willy's restaurant with several attractions, shopping, and restaurants within walking distance. Additional Panama City Beach attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $2,419.94/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. The HOA will be soon replacing the HVAC system, the current one is from 2012 and the water heater manufacturer date is 2011. All measurements are deemed correct, buyers should verify if they are important.

9850 S Thomas Dr Unit 305W, Panama City

$237,000

1 Baths ⋅ 793690 MLS

Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions. Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach. Now meet Unit A-418 -- a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and durable luxury vinyl plank flooring. Sleeper sofa converts to a king-size bed, providing additional sleeping accommodations for guests. There is partial view of beach from unit. The unit also features a well-equipped kitchen, dedicated dining area, full bathroom with tub/shower combination, and a large owner's closet providing valuable storage for personal items between stays. Best of all, A-418 is offered furnished and is currently on a rental program, giving the next owner the opportunity to continue using it as a vacation rental or keep it as their own easy-to-enjoy beach retreat. Direct beach access, Gulf views, resort-style amenities, furnished and rental-ready -- A-418 puts the Panama City Beach lifestyle right at your fingertips.

8817 S Thomas Drive Unit A418, Panama City

$319,000

1 Beds ⋅ 2 Baths ⋅ 793684 MLS

Welcome to Unit 827 at The Summit, where breathtaking Gulf views and resort-style living come together in the heart of Panama City Beach! This well-maintained Gulf-front condo offers an open floor plan filled with natural light and a private balcony overlooking the sugar-white sand and emerald waters of the Gulf. One of the standout features of this unit is that it is one of the few condos at The Summit with two full bathrooms which BOTH include showers, providing added convenience for owners and guests alike. With proven rental history over the past several years, this property is an outstanding opportunity for investors or anyone looking for their own beachfront getaway. The Summit is one of Panama City Beach's most popular Gulf-front resorts, offering exceptional amenities including two beachfront pools (one heated seasonally), two kiddie pools, indoor and outdoor hot tubs, a sauna, fitness center, tennis and pickleball courts, shuffleboard, direct beach access, a poolside Tiki Bar & Grill, on-site dining, a convenience store, and gated entry with ample open parking. Ideally located on Thomas Drive, you're just minutes from St. Andrews State Park, marinas, shopping, dining, and many of Panama City Beach's most popular attractions. Whether you're searching for a proven income-producing vacation rental or your own slice of paradise on the Gulf, Unit 827 offers the perfect combination of location, amenities, and investment potential. Schedule your private showing today! All information is deemed reliable but not guaranteed. Buyer to verify all information and measurements if important.

8743 Thomas Drive Unit 827, Panama City

$359,900

1 Beds ⋅ 2 Baths ⋅ 793682 MLS

Rare opportunity at The Summit! Unit 423 is a comfortably updated 1-bedroom, 2-full private bath condo positioned on the quieter east side of the building, offering a more tranquil coastal setting and serene views. Sold fully furnished and rental ready, this turnkey residence blends comfort with exceptional convenience--ideal as a beach retreat, investment property, or short-term rental. The Summit offers a wide range of beachfront amenities designed for comfort, recreation, and convenience: • Two beachfront pools, including one seasonally heated pool • Two poolside hot tubs, two children's pools, and an indoor sauna • Exercise room, game room, shuffleboard, and lighted pickleball courts • On-site ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar The property is ideally situated near Panama City Beach attractions, dining, entertainment, and nightlife. Tootsie's Orchid Lounge is next door, with popular destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed. Buyer should verify any details that are important.

8743 Thomas Drive Unit 423, Panama City

$375,000

1 Beds ⋅ 1 Baths ⋅ 793657 MLS

LOW FLOOR. HIGH APPEAL. UPDATED THROUGHOUT. Sunbird West 305 is a well-appointed one-bedroom Gulf-front condo in Panama City Beach, Florida, with a low-floor location, direct Gulf views, and a master bedroom on the Gulf with sliding glass door access to the balcony. This unit has been extensively updated and thoughtfully finished throughout. Tile flooring runs through the entire condo, while rolling shades, coordinated furnishings, coastal decor, and added design details give the interior a polished, complete feel. The updated kitchen features shaker-style cabinetry, quartz countertops, a glass tile backsplash, stainless steel appliances, and a fully equipped layout. The dual-access bathroom includes a tiled shower, rain showerhead, and glass shower door. The master bedroom includes a king-size bed, Gulf views, and direct balcony access. From the balcony, enjoy front-and-center views of the beach, the Gulf of Mexico, the Pineapple Willy's pier, and phenomenal sunsets. The Sunbird Condo is a gulf front, gated complex that offers ample parking, shuffleboard, tennis courts, elevators, laundry rooms, fitness center, and 3 pools, with one being heated. The entire resort and its pools have been through a complete renovation including all new exterior paint, a new roof, new Trex decking, grills, and high-impact windows and doors, making it feel like a brand new resort! Located right next door to Pineapple Willy's restaurant with several attractions, shopping, and restaurants within walking distance. Additional Panama City Beach attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $2,419.94/quarter and include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. The HOA will be soon replacing the HVAC system, the current one is from 2012 and the water heater manufacturer date is 2011. All measurements are deemed correct, buyers should verify if they are important.

9850 S Thomas Drive Unit 305W, Panama City

$909,000

3 Beds ⋅ 4 Baths ⋅ 793606 MLS

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

$575,000

5 Beds ⋅ 5 Baths ⋅ 793604 MLS

Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies. Outdoor living takes center stage with a private deck overlooking the water, creating the perfect setting for relaxing, entertaining, or enjoying beautiful Florida sunsets. The private boat dock provides easy access for boating enthusiasts and those looking to embrace the waterfront lifestyle. With its desirable location, impressive outdoor features, and thoughtful amenities, this property offers a rare opportunity to enjoy the best of Panama City living. Don't miss the chance to make this waterfront retreat your own.

2402 E 2nd Court, Panama City

$270,000

3 Beds ⋅ 2 Baths ⋅ 793552 MLS

Welcome to your own private waterfront retreat! Nestled on a peaceful lot, this charming property offers the perfect blend of country living and everyday convenience. Enjoy tranquil water views from your backyard while taking advantage of the many unique features that make this home truly one of a kind. The property includes a spacious 12' x 24' storage shed/workshop, providing ample room for tools, hobbies, equipment, or additional storage. For those dreaming of a homestead lifestyle, you'll love the custom chicken coop, and the chickens convey with the sale, allowing you to enjoy fresh eggs from day one. Whether you're relaxing by the water, gardening, entertaining, or simply enjoying the peaceful surroundings, this property offers endless possibilities. The waterfront setting creates the perfect backdrop for morning coffee, evening sunsets, fishing, kayaking, or simply unwinding in nature. If you've been searching for a property that combines privacy, functionality, and outdoor living, this is the one. Don't miss your opportunity to own this unique waterfront property with exceptional extras already in place!

3919 Ereno Court, Panama City

$599,000

3 Beds ⋅ 2 Baths ⋅ 793548 MLS

Experience true Florida waterfront living in this beautifully updated 3-bedroom, 2-bath home offering unobstructed views of Parker Bayou at the mouth of Pratt Bayou. Situated on a corner lot at the end of W. Park Street, this charming home blends classic Florida character with modern updates and features water views from most rooms, a spacious family room, Florida room, open kitchen with a stunning 5x10 granite island, custom glass cabinetry, and a large dining area perfect for entertaining. Outside, enjoy your private 40-foot dock, private beach, and direct access to the bay for boating, fishing, paddleboarding, or a quick ride to Shell Island or Bayou Joe's. Watch dolphins and pelicans from your backyard while taking in spectacular sunsets. Conveniently located near parks with pickleball and tennis courts, shopping, dining, schools, Tyndall Air Force Base, Northwest Florida Beaches International Airport, and just 30 minutes from Panama City Beach, this exceptional waterfront property is ideal as a primary residence, second home, or vacation getaway.

4700 E 6th Street, Panama City

$325,000

1 Beds ⋅ 2 Baths ⋅ 793544 MLS

Fully Remodeled & Turnkey Gulf-Front Vacation Rental! This beautifully updated 14th-floor condo at The Summit offers breathtaking Gulf views and is rental-ready from day one. Sold fully furnished, this spacious 1BR/1.5BA comfortably sleeps up to 5 guests with a king bedroom, hallway bunks, sleeper sofa, a modern fully equipped kitchen, and a private beachfront balcony. The Summit is one of Panama City Beach's most sought-after resorts, featuring two beachfront pools, hot tubs, tennis courts, a fitness center, on-site dining, a convenience store, and direct beach access. Ideally located on Thomas Drive, just minutes from restaurants, shopping, entertainment, and St. Andrews State Park. Whether you're searching for a proven investment property or your own beachfront escape, this fully remodeled, turnkey condo is ready for you!

8743 Thomas Drive Unit 1408, Panama City

$159,000

1 Beds ⋅ 1 Baths ⋅ 793517 MLS

This adorable home is for sale!! 2026, lovely finishes and so many features!! Hardie board exterior, luxury interior and all appliances included. There is a loft for extra space or kids sleeping quarters. There is a 40 boat slip BRAND NEW marina on property! Access to the Gulf and beautiful views are at your fingertips! The Coldwater is move in ready, the views are loaded up and ready for you! Go out on your boat all day and park at the marina, come home and relax while you watch the sun go down! Washer and dryer even included and this unit has the option to come fully furnished. Minutes from Tyndall AFB. Live that desired coastal lifestyle! Schedule your showing today!!

5612 E Highway 98 Unit Unit #1, Panama City

$239,000

1 Baths ⋅ 793482 MLS

Priced to Sell! Your Panama City Beach Investment Opportunity Awaits at Top of the Gulf - Unit A516. Seller will pay the HOA dues for the remainder of 2026 with a full asking offer!! Don't miss this incredible opportunity to own Unit A516 at Top of the Gulf, one of Panama City Beach's most affordable Gulf-front communities! Whether you're searching for a vacation getaway, a proven income-producing investment, or your own beach retreat, this condo offers exceptional value at a price point that's hard to beat. This well-maintained unit boasts a proven rental history, making it an ideal turnkey investment with immediate income potential. Guests love the unbeatable location on Thomas Drive, placing you just minutes from Panama City Beach's best attractions while enjoying direct beach access and resort-style amenities. The complex features a Gulf-front pool, fitness center, game room, picnic areas, and easy access to the sugar-white sands and emerald waters that make Panama City Beach a premier vacation destination. Convenience is another major highlight. You'll be just moments from an incredible selection of shopping, restaurants, entertainment, and family attractions. Plus, the exciting new Tootsie's Orchid Lounge is just a short walk away, giving owners and guests easy access to one of the area's newest entertainment hotspots. Whether you're adding to your investment portfolio or purchasing your first beach property, Unit A516 delivers the perfect combination of affordability, rental performance, and location. At this price, opportunities like this don't stay on the market long. Schedule your private showing today and start living the beach lifestyle while your investment works for you!

8817 S Thomas Drive Unit A516, Panama City

$1,595,000

3 Beds ⋅ 3 Baths ⋅ 793470 MLS

Welcome to St. Andrew's Park Place. the best of coastal waterfront living in Panama City Beach. This unit is located on the first floor and has fabulous views of the Gulf, as well as St. Andrew's State Park. This property is located on the East end of PCB where you experience the quiet beauty of the State Park . With the residence being located on the ground floor, you have easy access from the lobby, as well as easy access from your back porches to the beach access which is gated.The open floor plan of this newly updated unit is fabulous. With only 20 units in this particular building it is very much sought after ,and offers a unique opportunity to become an owner here at this treasure.

4421 Thomas Drive Unit 101, Panama City

$735,000

3 Beds ⋅ 3 Baths ⋅ 793447 MLS

Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living areas. The private primary suite offers a generous bedroom and an ensuite bath with double vanities, a garden tub, separate shower, and walk-in closet. Two additional bedrooms are located on the opposite side of the home for added privacy. Step outside to enjoy Florida living at its best with a screen-enclosed in-ground pool, covered porch, and a large backyard overlooking the canal. Boaters will appreciate the vinyl seawall, covered boathouse, and direct water access. As part of the county's canal dredging project, the canal adjacent to the property was reported to provide an approximate water depth of five feet at Mean High Water (MHW), offering excellent access for many recreational boats. Approximate canal depth is based on the county's dredging information; buyers should verify suitability for their specific vessel and operating conditions. The oversized lot provides plenty of room for outdoor activities and entertaining. Additional features include a 600-square-foot attached garage, inside laundry, mature landscaping, and a desirable location in King's Point. According to the Bay County Property Appraiser, the home offers 2,567 heated square feet, was built in 1988, sits on approximately 0.48 acres, and is located in Flood Zones X and AE, with the residence itself believed to be in Flood Zone X. Buyer should verify flood zone designation and insurance requirements. A rare opportunity to own a spacious waterfront home with a pool, private boating amenities, and the lifestyle that makes Florida living so enjoyable.

116 Queens Circle, Panama City

$634,900

2 Beds ⋅ 2 Baths ⋅ 793441 MLS

Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities.

6201 Thomas Drive Unit 702, Panama City

$243,900

1 Baths ⋅ 793436 MLS

Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

8817 S Thomas Drive Unit A110, Panama City

$349,900

2 Beds ⋅ 2 Baths ⋅ 793385 MLS

CENTERED GULF VIEWS • DEEDED PARKING • GULF-FRONT PRIMARY SUITE • $35k IN RENTAL REVENUE (PREVIOUS 12 MONTHS) Experience the best of Gulf-front living in Shores of Panama Unit 1612. Located on the 16th floor and perfectly centered within the resort, this highly sought-after Type C floor plan offers an oversized balcony with stunning, unobstructed views of the emerald Gulf of Mexico, sugar-white sand beaches, and the resort's signature tropical lagoon-style pool. This beautifully appointed 2-bedroom, 2-bath condominium combines an exceptional layout with one of the most desirable vantage points in the resort. The previous 12 months produced $35,000 in rental revenue, making this an excellent opportunity for buyers seeking both personal enjoyment and income potential. The spacious Gulf-front primary suite features balcony access, stunning water views, and a private ensuite bath. The second bedroom is a private bunk room conveniently located beside the second full bathroom, while the sleeper sofa allows the condo to comfortably accommodate up to six guests. The open living, dining, and kitchen area was designed to maximize the incredible views, creating a bright, inviting space for relaxing or entertaining. Step onto your private balcony to enjoy spectacular sunrises, unforgettable sunsets, and panoramic views of the Gulf and resort below. A deeded parking space provides a valuable convenience that owners and guests appreciate, without the hassle of searching for an available open parking spot. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, offering an expansive lagoon-style pool with zero-entry entry, tropical landscaping, waterfalls, fountains, hot tubs, private beach access, an indoor heated pool, fitness center, sauna, seasonal Tiki bar, and resort-style amenities that continue to make it one of the area's most sought-after vacation destinations. Conveniently located in the heart of Panama City Beach, the resort sits adjacent to Pineapple Willy's and is just minutes from shopping, restaurants, entertainment, and family attractions including Laketown Wharf, Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, McGuire's Irish Pub, and more. Whether you're searching for a beachfront getaway, a primary or second home, or a proven vacation rental investment, Unit 1612 offers an outstanding opportunity to own one of Shores of Panama's most popular floor plans. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1612, Panama City

$319,000

1 Beds ⋅ 2 Baths ⋅ 793331 MLS

LOW FLOOR. CENTER-BUILDING POOL AND GULF VIEWS. The Summit 418 is a one-bedroom, one-and-a-half-bathroom condominium in Panama City Beach, Florida, featuring a hallway bunk area and direct views of the beach, the Gulf, and the resort pools below. Positioned near the center of the building, this fourth-floor unit offers a balanced view of both beachfront pools, the beach access, and the Gulf beyond. The interior features tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedroom. Coastal-style furnishings and décor complement the updated windows and sliding glass door, while flat-screen televisions are located in both the living room and bedroom. The bedroom includes a king-size bed, and the hallway bunk area provides an additional sleeping space. Shiplap accents extend along the hallway and across the hallway and bathroom ceilings. Both bathrooms feature new vanities, updated lighting, and tall toilets, while the full bathroom also includes a tile tub-and-shower combination. An all-in-one washer and dryer is located inside the unit. The fully equipped kitchen includes granite countertops, a tile backsplash, a stainless-steel sink, and an industrial-style faucet. Polywood furniture is included on the balcony. The HVAC system was replaced in 2020, and the water heater was replaced in 2018. The Summit is a gated Gulf-front condominium offering two beachfront pools, including one that is seasonally heated, two poolside hot tubs, two children's pools, an indoor sauna, an exercise room, a game room, shuffleboard, and lighted pickleball courts. On-site conveniences include an ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar. The property is also located near Panama City Beach attractions, dining, entertainment, and nightlife, with Tootsie's Orchid Lounge next door and destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed; buyer to verify if important.

8743 Thomas Drive Unit 418, Panama City

$560,000

3 Beds ⋅ 3 Baths ⋅ 793314 MLS

END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals for parking, plus a separate owner's entrance for convenience. Resort-style amenities await just outside your door, including a heated outdoor pool, basketball court, and shuffleboard courts--perfect for both relaxation and recreation. Located next to St. Andrews State Park, this unit offers unmatched access to beaches, boating, and natural beauty, all while being close to the best of Panama City Beach dining and entertainment. Don't miss this opportunity to own a premier condo in one of the most desirable areas on the Gulf Coast!

4715 Thomas Drive Unit 310A, Panama City

$455,000

2 Beds ⋅ 2 Baths ⋅ 793247 MLS

2BR/2BA Gulf-front remodeled condo in Summerhouse, Panama City Beach. Furnished, dual balcony access, 1,015 sq ft, STR allowed Unit 512C at Summerhouse is a fully furnished, thoughtfully updated 2-bedroom, 2-bath Gulf-front condo offering 1,015 square feet and unobstructed views of the Gulf, beach, and pool deck. Positioned on the fifth floor, the condo combines an established vacation-rental setup with the flexibility to serve as a coastal getaway or full-time residence. Short-term rentals are allowed. The Gulf view becomes the focal point as soon as you enter. The living area opens to a covered private balcony through full-height sliding glass doors, while the primary bedroom has its own balcony access and direct water views. The connected living, dining, and kitchen spaces create an easy flow for everyday use, entertaining, and guest stays. Inside, crown molding, updated lighting, vinyl plank flooring, coordinated coastal furnishings, and a clean, cohesive palette give the condo a polished finish. The kitchen features granite countertops, stainless steel appliances, bar seating, distinctive cabinetry, and a new dishwasher. Both bathrooms also have granite countertops, creating consistency throughout the interior. The spacious primary suite includes Gulf views, balcony access, a walk-in closet, and an en-suite bath. The guest bedroom is furnished with two full beds and has convenient access to the second bathroom, providing a practical layout for owners and rental guests. Recent improvements include a new water heater and dishwasher, with documentation available. The condo is being sold fully furnished, offering a turnkey setup with furnishings, appliances, and essential features already in place. There are no current special assessments. The covered balcony provides room for dining and relaxing while overlooking the emerald Gulf, white-sand beach, pools, and tropical landscaping. Summerhouse amenities include direct beach access, two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, a game room with billiards and arcade games, grilling areas, elevators, gathering spaces, and on-site security. The monthly HOA fee is $1,264.69 and includes exterior insurance, management, cable, internet, water, sewer, trash, grounds maintenance, pest control, security, and access to community amenities. Located on Thomas Drive, the Summerhouse provides convenient access to St. Andrews State Park, Shell Island excursions, fishing, dining, shopping, and the recreational attractions of Panama City Beach. Unit 512C stands apart through its fifth-floor Gulf-front position, views from the living area and primary suite, dual balcony access, cohesive updates, documented improvements, furnished condition, and rental-ready setup. Save Unit 512C and contact your agent for active-date details, showing availability, and the opportunity to experience this furnished Gulf-front condo in person.

6505 Thomas Drive Unit 512, Panama City

$225,000

3 Beds ⋅ 3 Baths ⋅ 793062 MLS

Investors and creative potential owners. Come experience this visually impressive waterfront townhome that needs some TLC. A brand-new roof, updated kitchen with new appliances, new HVAC system, new flooring. A contemporary and consistently attractive feel throughout. This spacious townhouse home has three bedrooms and two and a half baths, providing plenty of room for comfortable living. It also features a community pool area perfect for cooling off on hot summer days. Step outside to your own private waterfront patio, the perfect spot for outdoor dining, peaceful mornings, and unforgettable sunsets. Lots of opportunities to make this home your own haven. Contact your realtor today to schedule a showing. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

318 Sukoshi Drive, Panama City

$389,900

4 Beds ⋅ 2 Baths ⋅ 793009 MLS

Sunrise East Bay Community Waterfront Home for under $400k!! Featuring the best view in East Bay with beautiful sunsets and extensive bay views. This beautiful, like new home offers 4 bedrooms, 2 full baths and an inviting open floor plan. This home features a Vaulted Great Room, Granite countertops in kitchen and bath, large pantry, waterproof Core-Tec LVP flooring, and a rear-load car garage. The primary bedroom includes a large on suite bathroom with soaking tub and an extra-large closet. Additional recent upgrades by owner include LED lighting, upgraded LG appliances, new aluminum fencing, outdoor concrete patio and cabana. The community boat dock and dog park are only a one-minute walk around the corner. Tucked along the Intracoastal Waterway, it's an ideal spot for anyone who loves being on or near the water. Spend your days boating, fishing, or exploring-Shell Island and the Gulf of Mexico, only a 20-minute boat ride away. You're also just 20 minutes from Tyndall AFB and conveniently located only 10 minutes from Walmart and shopping. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity in a growing area, this home offers a great combination of location, quality, and lifestyle. Come see what makes Eastbay such a special place to call home!

11420 Fowler Street, Panama City

$899,000

3 Beds ⋅ 4 Baths ⋅ 793004 MLS

Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

$240,000

2 Beds ⋅ 2 Baths ⋅ 792976 MLS

Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City

$336,000

1 Beds ⋅ 1 Baths ⋅ 792959 MLS

SELLER MOTIVATED & SELLER FINANCING AVAILABLE and $1,000 towards closing cost or prepays! Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring, paver patio and more. The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available - call for details.

4726 Bay Point Road Unit A110, Panama City

$399,000

2 Beds ⋅ 2 Baths ⋅ 792920 MLS

2BR/2BA Gulf-front Summerhouse condo on Thomas Dr. in Panama City Beach. 1,075 SF with Gulf-view balcony, fully furnished and move-in ready. Located on the ninth floor of Summerhouse, a Gulf-front condominium community on Thomas Drive, this residence features updated interior finishes, direct beach access, resort-style amenities, and the added confidence of the building's 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS) already completed. Whether you're looking for a primary residence, vacation home, or investment property where short-term rentals are permitted, this condominium offers the flexibility today's buyers are seeking. Designed to maximize its Gulf-front setting, the open living and dining areas flow seamlessly to a private balcony where you can enjoy sweeping beach and Gulf views. The kitchen features updated stainless steel appliances, granite countertops, a breakfast bar, and ample cabinet space. Matching granite countertops in both bathrooms and luxury vinyl plank flooring throughout the entire unit create a clean, cohesive, contemporary look that is also easy to maintain. The split-bedroom floor plan enhances privacy, while the spacious primary suite offers Gulf views and direct balcony access. This condominium is offered fully furnished and is ready for immediate enjoyment. According to the seller, the unit has not been used as a rental during their ownership, reflecting the care it has received. Monthly HOA dues of $1,212.15 include cable TV, high-speed internet, water, sewer, trash, pest control, insurance, legal services, and professional management, helping simplify ownership. Situated on approximately 400 feet of Gulf frontage, Summerhouse offers an exceptional collection of resort-style amenities, including two swimming pools, one heated for year-round enjoyment, a beachfront hot tub, kiddie pool, gazebo, barbecue grills, a game room, pickleball, tennis, racquetball, shuffleboard courts, direct beach access, elevators, an on-site convenience store, and professional on-site management. Located along the desirable Thomas Drive corridor, this Gulf-front community is just minutes from St. Andrews State Park, marinas, charter fishing, diving excursions, waterfront restaurants, grocery stores, shopping, and many of Panama City Beach's most popular attractions. Spend your mornings watching dolphins offshore, your afternoons enjoying the sugar-white sand, and your evenings taking in spectacular sunsets from your private Gulf-front balcony. If you're searching for a Gulf-front condo in Panama City Beach with direct beach access, updated stainless steel appliances, granite countertops, luxury vinyl plank flooring throughout, resort-style amenities, a completed 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS), and short-term rentals permitted, this Summerhouse residence presents an outstanding opportunity to own a beautifully maintained beachfront property on Florida's Emerald Coast.

6505 Thomas Drive Unit 804, Panama City

$330,000

1 Beds ⋅ 1 Baths ⋅ 792884 MLS

Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City

$429,000

4 Beds ⋅ 3 Baths ⋅ 792478 MLS

Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

$474,900

2 Beds ⋅ 3 Baths ⋅ 792765 MLS

Ocean-View Luxury Condo - Sleeps 8 - Strong Pre-Bookings for the Year! Welcome to your dream ocean-view condominium! This fully furnished, beautifully updated unit comfortably sleeps eight guests and is move-in or rental-ready. It features a spacious layout with brand-new flooring throughout and a remodeled kitchen equipped with modern amenities. Designed for comfort and style, it offers two luxurious bedroom suites--one with a king bed and the other with a queen--each with private tiled bathrooms. A charming third bedroom/bunk room, complete with two bunk beds and an additional full bathroom, ensures ample space for everyone. The living room also includes a queen sleeper sofa, providing extra flexibility for larger groups. Step onto the private balcony and take in breathtaking views of the resort pool, sugar-white sandy beach, and the stunning emerald waters of the Gulf. Inside, you'll find everything you need for a seamless stay, including Cable TV, WiFi, a Washer/Dryer, and a Full Kitchen with essential appliances such as a Coffee Maker, Microwave, Toaster, and Blender. Shores of Panama has resort-style amenities, including a beachfront deck with a lagoon-style pool, a children's play area, an outdoor jacuzzi, a heated indoor pool and indoor jacuzzi, a tiki bar & grill, a fitness center, and a grilling area. Its prime location offers convenient access to top-tier dining, shopping, golf courses, and entertainment options, making it the perfect vacation retreat. With strong pre-bookings already secured for the year, this condo is an outstanding investment opportunity with immediate income potential! Don't miss your chance to own a piece of paradise--schedule your showing today!

9900 S Thomas Drive Unit 804, Panama City

$4,999,000

7 Beds ⋅ 7 Baths ⋅ 792763 MLS

Welcome to A Sight to Sea, an exceptional 7-bedroom, 6.5-bath coastal retreat offering of beautifully designed living space. The home features expansive open-concept living areas, a well-appointed kitchen, private elevator, generous bedrooms, multiple gathering spaces, and abundant room for entertaining. Outdoors, enjoy a private swimming pool, hot tub, and inviting areas for relaxing in the Florida sunshine. Conveniently located near the sugar-white beaches of Panama City Beach, dining, shopping, parks, and entertainment. Currently operated as an established vacation rental, this impressive property is equally suited as a primary residence, second home, or investment opportunity. Available furnished or unfurnished, subject to the final purchase agreement.

9708 Beach Boulevard, Panama City

$350,000

5 Beds ⋅ 3 Baths ⋅ 792672 MLS

Welcome to Barrett Park, where space, comfort, and convenience come together. This 5-bedroom, 2.5-bath home offers over 2,700 square feet of living space, making it ideal for growing families, multi-generational living, or anyone needing room to spread out. Situated on a spacious lot with no rear neighbors, you'll enjoy added privacy and a large backyard perfect for entertaining, kids, pets, or even adding your dream outdoor living space. Located just minutes from shopping, restaurants, schools, medical facilities, and everyday conveniences, Barrett Park also offers an easy commute to Tyndall Air Force Base and is approximately 30 minutes from the white-sand beaches and world-famous attractions of Panama City Beach. Whether you're looking for extra bedrooms, dedicated office space, or simply a home that offers room to grow, this property checks all the boxes while keeping you close to everything Bay County has to offer.

7125 Riverbrooke Street, Panama City

$319,000

3 Beds ⋅ 3 Baths ⋅ 792590 MLS

Welcome! Come enjoy picturesque pond views overlooking the Jack Nicklaus Golf Course from this beautifully situated 3-bedroom, 2.5-bath home in the gated community of Bay Point. In addition to 3 spacious bedrooms, you'll find a versatile bonus room that can easily serve as a 4th bedroom, home office, hobby room, or extra storage. The open floor plan is perfect for everyday living and entertaining. Enjoy an updated kitchen that opens to your dining area and a spacious living room and large sun porch, all with beautiful views and lots of light. The sunporch is a great spot to extend relaxing and entertaining, or an inviting multi-functional space that could also serve as a light filled home office, exercise or hobby area. This golf villa has great outdoor spaces with pond and golf course views, including covered balconies off of two bedrooms, a large back deck, and also features a large front courtyard entry. The covered balconies and spacious back deck are the perfect places to sip a beverage, share a meal, or lounge with a book while taking in your tranquil setting. The welcoming courtyard entrance is a large space to make your own and also features additional storage closet. This turnkey golf villa is offered fully furnished and move-in ready for you - even the bikes stay! Bay Point is one of the area's premier gated communities, featuring 24-hour security, a championship Jack Nicklaus golf course, a full-service marina, on-site dining, and a variety of amenities, all just minutes from the beaches, shopping, and restaurants of Panama City Beach. Call today and make this your new home at the beach!

4301 Bay Point Road Unit 487, Panama City

$300,000

2 Beds ⋅ 2 Baths ⋅ 792568 MLS

RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today!

2100 W Beach Drive Unit J201, Panama City

$684,000

2 Beds ⋅ 2 Baths ⋅ 792508 MLS

Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find.

6609 Thomas Drive Unit 205, Panama City

$599,900

2 Beds ⋅ 2 Baths ⋅ 792401 MLS

Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.

6201 Thomas Drive Unit 609, Panama City

$374,900

3 Beds ⋅ 3 Baths ⋅ 792383 MLS

Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City

$835,000

3 Beds ⋅ 2 Baths ⋅ 1006985 MLS ⋅ 1,776 SqFt.

Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Dr, Panama City

$865,000

7 Beds ⋅ 6 Baths ⋅ 1006983 MLS ⋅ 2,988 SqFt.

$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Dr, Panama City

$1,700,000

10 Beds ⋅ 8 Baths ⋅ 1006980 MLS ⋅ 4,856 SqFt.

ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Dr, Panama City

$1,700,000

10 Beds ⋅ 8 Baths ⋅ 792227 MLS

ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

Panama City, FL Waterfront Homes for Sale

Newest Panama City, FL Waterfront Homes for Sale

Mike Johnson

Search

Resources

About