Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

Welcome to this beautifully maintained 4 bedroom, 2-bathroom, home located in the desirable Bridge Harbor community with views of the bay from your back screened in patio. Built in 2020, this thoughtfully designed Cali floor plan offers open concept layout, split bedroom design, and comfortable one level living. Step inside to find durable LVP flooring, 8-foot ceilings, recessed lighting, and a spacious living area that flows seamlessly into the kitchen and dining spaces. The kitchen features a large island with breakfast bar seating, stainless steel appliances, a walk-in pantry with added shelving, and plenty of cabinetry for storage. The primary suite is tucked away from the additional bedrooms and features a spacious bedroom, dual vanities, soaking tub, separate walk-in shower, and walk in closet. Three additional bedrooms and a full bathroom provide plenty of space for family, guests, or a home office. The home also offers a dedicated laundry room with additional cabinetry, a covered porch, gutters, a screened in back patio overlooking the fenced backyard with peaceful views of the bay through the surrounding tree line.

548 Albert Meadow Lane, Panama City

$384,000

2 Beds ⋅ 2 Baths ⋅ 795339 MLS

2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1983. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1983 and listed at $384,000, the unit allows short term rentals and is being sold furnished and is ''Suitcase Ready''. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover easy. Tile flooring carries through the unit making cleanup quick and easy. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,212.15 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.

6505 Thomas Drive Unit 403, Panama City

$325,000

1 Beds ⋅ 2 Baths ⋅ 795311 MLS

GULF-FRONT VIEWS + PRIVATE BEACH ACCESS! Welcome to Summit Beach Resort #207, a second-floor beachfront condo with a private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach. Whether you're looking for your own beach escape or a vacation rental investment, this one puts you right where you want to be. The comfortable layout sleeps up to five with a king-size bed in the bedroom, two recessed bunk beds in the hallway alcove, and a queen-size sleeper sofa in the living room. Step outside to the balcony for your morning coffee, evening sunset or simply a front-row view of the Gulf. Summit Beach Resort offers an impressive lineup of amenities including private beach access, two pools, two hot tubs, fitness center, sauna, tennis, basketball, pickleball, shuffleboard, game room, BBQ area and picnic area. Seasonal amenities include the Tiki Bar and Bikini Bob's. The gated resort also offers 24/7 onsite security, elevators and private parking. Located on Thomas Drive, you're close to restaurants, entertainment and some of Panama City Beach's most popular attractions, including Ripley's Believe It or Not!, WonderWorks, ZooWorld and Signal Hill Golf Course. Pier Park is also just a short drive away. Beachfront location. Gulf views. Private balcony. Resort amenities. And a layout that makes the most of every square foot. Summit #207 is ready for its next chapter, whether that's yours or your guests'.

8743 Thomas Drive Unit 207, Panama City

$570,000

3 Beds ⋅ 3 Baths ⋅ 795286 MLS

Shores of Panama 1728 is a freshly painted 3-bedroom, 3-bathroom Gulf-front residence on the 17th floor of one of Panama City Beach's most recognizable towers. The new paint gives the whole unit a clean, light, rental-ready feel the moment you walk in. Living space opens to Gulf views--emerald water, white sand, and the resort's lagoon pool below--so mornings start on the balcony and evenings end with that same horizon. The third sleeping area is a bunk-hall addition: extra beds tucked into a dedicated hall/nook so the unit sleeps a full family without crowding the primary suites. Two proper bedrooms plus the bunk hall and three full baths make it easy to book for groups that want privacy and capacity in the same listing. The resort does the rest of the selling. Shores of Panama is built around a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck that photographs like a Caribbean property. There is an indoor heated pool and hot tubs for weather days, a lobby coffee shop, seasonal tiki bars on the pool deck, and a convenience-style concession so guests are not in the car for every snack. Covered parking, fitness, and private beach access round it out. You are next door to Pineapple Willy's for beachfront seafood and frozen drinks, across from Walmart, and a short hop from 810 Billiards & Bowling, Ripley's, and the Thomas Drive nightlife strip. Pier Park--Margaritaville, shopping, late energy--is only minutes west. Location and amenities together keep occupancy high.

9900 S Thomas Drive Unit 1728, Panama City

$1,499,000

4 Beds ⋅ 3 Baths ⋅ 795278 MLS

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City

$619,000

2 Beds ⋅ 2 Baths ⋅ 795243 MLS

9450 S Thomas Drive Unit 1701A, Panama City

$585,000

2 Beds ⋅ 2 Baths ⋅ 795241 MLS

You're one decision away from living where everyone else vacations! Welcome to Sunrise Beach Resort, a premier GULF-FRONT DESTINATION in the heart of Panama City Beach, where breathtaking views, resort-style amenities, and the sugar-white sands of the Emerald Coast are right outside your door. Located on the 19TH FLOOR, this beautifully appointed 2-bedroom, 2-bath GULF-FRONT RESIDENCE offers an additional private bunk room and comfortably accommodates up to 8 guests. From the moment you step inside, expansive Gulf views take center stage. The open living area features oversized windows, coastal-inspired finishes, tile flooring, comfortable furnishings, and a PRIVATE BALCONY perfectly positioned for morning coffee, afternoon relaxation, or unforgettable Gulf sunsets. The Gulf-front primary suite offers stunning water views, a king-size bed, generous closet space, and a private en-suite bathroom with a luxurious glass-enclosed shower. The spacious second bedroom features a queen bed, while the separate bunk room includes a twin-over-full bunk, creating a versatile space for children, guests, or additional sleeping accommodations. A queen-size sleeper sofa in the living room provides even more flexibility. The kitchen is fully equipped for both everyday living and entertaining, with ample cabinetry, full-size appliances, and everything needed to prepare meals without ever leaving the comfort of your beachfront retreat. The residence is being offered FULLY FURNISHED, including the washer and dryer, making it truly turnkey for personal use or rental purposes. Adding even more functionality is a SEPARATE DEEDED STORAGE CLOSET on the same floor, (valued at $15K) providing valuable space for beach gear, owners' belongings, and recreational equipment. Beyond your front door, Sunrise Beach Resort delivers the amenities buyers come to the beach for--TWO GULF-FRONT SWIMMING POOLS, HOT TUBS, CHILDREN'S SPLASH AREA, GULF-FRONT FITNESS CENTER, COVERED PARKING GARAGE, UNLIMITED PARKING, AND DIRECT BEACH ACCESS. The resort's location places you just minutes from Pier Park, restaurants, shopping, entertainment, fishing, water sports, and family attractions. NORTHWEST FLORIDA BEACHES INTERNATIONAL AIRPORT (ECP) IS APPROXIMATELY 14 MILES AWAY, making this an easy-to-reach destination for owners and guests. Whether you're searching for a Gulf-front getaway, investment opportunity, second home, or your own piece of paradise, this is your opportunity to stop vacationing here and start owning here.

14825 Front Beach Road Unit 1909, Panama City

$2,850,000

3 Beds ⋅ 5 Baths ⋅ 1011673 MLS ⋅ 4,000 SqFt.

Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Rd, Panama City

$259,000

1 Baths ⋅ 795209 MLS

GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

8817 S Thomas Drive Unit 101, Panama City

$1,350,000

3 Beds ⋅ 3 Baths ⋅ 795199 MLS

EXPANSIVE 2,274 SQ. FT. GULF-FRONT RESIDENCE AT STERLING BEACH! Experience the space and comfort of a true coastal home combined with breathtaking Gulf-front living in this spacious 3-bedroom, 3-bath residence. Floor-to-ceiling windows showcase sweeping views of the emerald-green waters and sugar-white sands of Panama City Beach, filling the living spaces with natural light and putting the Gulf on display from the moment you walk through the door. Offering an impressive 2,274 square feet, this spacious floor plan provides plenty of room to gather, entertain and relax while still offering privacy for family and guests. The open-concept living and dining areas flow seamlessly into the beautifully appointed kitchen featuring a large granite island, stainless steel appliances, custom cabinetry and abundant workspace and storage. The Gulf-front primary suite is a private retreat featuring its own balcony, beautiful water views and a spacious ensuite bath with an oversized walk-in shower, dual vanities and upscale finishes. Two generously sized guest bedrooms and additional baths provide comfortable accommodations for family and visitors, making this residence an exceptional choice as a primary home, second home or vacation retreat. Tile flooring, crown molding, recessed lighting and timeless architectural details complement the home's coastal style, while expansive windows and multiple outdoor spaces allow you to enjoy the Gulf views that make this residence so special. Currently participating in a vacation rental program with a strong booking history, Unit 301 also offers an attractive opportunity for buyers looking for a Gulf-front second home with established rental appeal. Rental history and additional information are available upon request. Sterling Beach offers more than 300 feet of pristine Gulf frontage along with an impressive collection of resort-style amenities, including a spectacular 4,000 sq. ft. beachfront pool, seasonally heated spa, fitness center, private 48-seat theater and convenient beach access. Ideally located on the quieter east end of Panama City Beach along sought-after Thomas Drive, Sterling Beach is just minutes from St. Andrews State Park, marinas, boating and fishing, waterfront dining, shopping and many of the area's favorite local destinations. If you've been searching for a Gulf-front property that offers the SPACE of a home, the VIEWS of a beachfront retreat and the AMENITIES of a luxury resort, Sterling Beach Unit 301 deserves to be at the top of your list. Schedule your private showing and experience this exceptional Gulf-front residence for yourself.

6627 Thomas Drive Unit 301, Panama City

$449,999

4 Beds ⋅ 2 Baths ⋅ 795124 MLS

Welcome to 103 Arlington Drive, a beautifully updated waterfront home offering approximately 2,745 square feet, 4 bedrooms, 2 bathrooms, multiple living areas, and peaceful views of Lake Martin. The versatile split-bedroom floor plan places the water-view primary suite on its own wing, while the additional bedrooms and bath are located on the opposite side of the home. From the moment you enter, your view carries through the spacious living area and expansive Florida room to the backyard and lake beyond. The home offers plenty of room to gather, including a large dining room, family room with fireplace, and an updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, LED lighting, and an Instahot system. The oversized Florida room provides another exceptional living and entertaining space while taking full advantage of the backyard and water views. Since purchasing in 2022, the sellers have continued to improve the property with hurricane-impact windows and sliders throughout the main home, a new water heater, fresh interior paint, a complete hall bath plumbing upgrade, chimney cleaning and upgrades with a new cap, an A/C air scrubber, gutter leaf-filter screens, regrouted kitchen and family room floors, motion security lighting, and custom closet inserts in the primary and additional bedrooms. Outside, the approximately 0.26-acre property offers generous parking and space for a boat, RV, and guests, plus a detached 27x16 shop with 220V power and an additional 15x12 shop, providing excellent storage, workshop, or hobby space. With its combination of waterfront views, substantial square footage, multiple living spaces, extensive improvements, and convenient access to shopping, dining, schools, and Tyndall Air Force Base, 103 Arlington Drive offers a rare amount of space and versatility inside and out.

103 Arlington Drive, Panama City

$330,000

4 Beds ⋅ 2 Baths ⋅ 795092 MLS

Assumable 2.25% VA loan! Welcome home to this beautiful, move-in-ready single-story residence situated on a scenic pond-front lot in Callaway, FL. Framed by durable Hardie-board siding and freshly painted throughout, this home offers 1,835 square feet of light-filled living space featuring 4 bedrooms, 2 full bathrooms, and 9-foot ceilings that enhance the open, airy feel. The heart of the home centers around a spacious kitchen equipped with rich granite countertops and brand-new stainless steel stove and refrigerator installed in July 2026. Designed with modern convenience in mind, the property comes outfitted with Z-Wave smart home technology, including smart door locks, select smart outlets, and customizable lighting control. Relax or entertain outdoors in the privacy of your fully enclosed patio overlooking serene water views. Additional highlights include an attached 2-car garage equipped with a high-power NEMA 14-50 EV charging outlet, an included washer and dryer, and a low-maintenance layout built for everyday comfort. Located in the desirable Bridge Harbor community, this home seamlessly blends smart home efficiency with classic coastal living. All conveniently located within 15 minutes of Tyndall. Seller offering $5,000 towards Buyer Closing Costs with acceptable offer!

329 Highbrook Road, Panama City

$1,199,999

3 Beds ⋅ 3 Baths ⋅ 795051 MLS

Experience true Gulf-front living with this rare 3-bedroom, 2.5-bath beachfront townhome with Hall bunks located directly on the sand in the heart of Panama City Beach and with NO HOA. Forget elevators, parking garages, and hauling beach gear across a resort. Here, you can simply step off your private back deck and onto the sugar-white sand of the Gulf of Mexico. This property has been used as a second home and has been exceptionally well cared for, offering buyers a move-in-ready coastal retreat with the added potential to become an amazing short-term rental investment. The spacious three-bedroom layout provides plenty of room for family, guests, or vacationers. Enjoy morning coffee with the sound of the waves, spend your afternoons soaking up the Florida sunshine, end the day with sunset walks along the beach or a glass of wine and hot tub time just steps from your door. Centrally located along Front Beach Road, you are convenient to some of Panama City Beach's favorite restaurants, shopping, entertainment, and attractions while still enjoying the privacy and character of a true beachfront home. Whether you are looking for a second home, full-time beach residence, or a property with strong vacation-rental appeal, this one checks some very hard-to-find boxes. Direct Gulf frontage, private beach access, three bedrooms, NO HOA, and the opportunity to create an incredible PCB short-term rental.

10999 Front Beach Road Unit 6, Panama City

$1,250,000

3 Beds ⋅ 3 Baths ⋅ 795046 MLS

3BR/3BA Gulf-front condo at Sterling Beach in Panama City Beach. 34 feet of floor-to-ceiling glass, 12-foot ceilings and covered parking #15. From the moment you arrive at Sterling Beach, the winding paver drive, Royal Palms and Gulf-front setting create a memorable introduction. Unit 1401 is a 2,274-square-foot Gulf-front condominium where approximately 34 feet of floor-to-ceiling glass showcases expansive Gulf and coastline views. Large rooms, abundant natural light and oversized crown molding complement the spacious interior. The completely upgraded kitchen gives this residence a distinctive look of its own, with new cabinetry, backsplash, tile flooring, laundry room cabinetry and black stainless steel appliances. The centerpiece is the Vetrazzo countertop surface, where colorful recycled-glass pieces create an artisanal, mosaic-like appearance reminiscent of sea glass and the emerald-toned Gulf beyond the windows. An oversized open enamel sink completes the updated kitchen. Updates continue throughout the baths with new granite countertops and tile flooring. The primary suite offers a large walk-in closet, private balcony and bath with double vanities, walk-in shower, jetted tub and private water closet. The second primary bedroom serves as the lockout suite and features its own private balcony and a completely remodeled bath with a custom tiled walk-in shower with bench, vessel sinks and a beautiful handcrafted barn door. Tile flooring also enhances both the main entry and separate lockout entry. One of Unit 1401's most versatile features is this second primary suite and lockout configuration. With the addition of an interior door in the foyer area, the residence can function as a full 3-bedroom condominium or allow the second primary suite to be separated, providing flexibility for personal use or rentals. Short-term rentals are allowed. The residence was also wired for surround sound during construction, and water heaters were replaced in 2021 and 2023. Unit 1401 includes covered garage parking space #15. Sterling Beach offers approximately 400 feet of Gulf frontage along with a heated free-form pool and expansive deck areas, spa/hot tub, Gulf-front fitness center, high-speed elevators, bike and kayak racks, owners lounge and meeting room, 44-seat theater, BBQ and picnic area, covered pergola and beach access. Onsite HOA and rental offices provide additional convenience. Located on Thomas Drive in Panama City Beach, Sterling Beach provides convenient access to restaurants, grocery shopping, marinas, fishing, diving and sightseeing operations, with St. Andrews State Park toward the east end of Thomas Drive. Built in 2003, Unit 1401 combines panoramic Gulf views, extensive interior upgrades, a second primary lockout suite, covered parking and resort-style amenities. Monthly HOA dues are currently listed at $1,191.98. Schedule a showing to experience the space, finishes and Gulf-front setting of Sterling Beach Unit 1401.

6627 Thomas Drive Unit 1401, Panama City

$327,000

2 Beds ⋅ 2 Baths ⋅ 795029 MLS

SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City

$530,000

3 Beds ⋅ 2 Baths ⋅ 795023 MLS

Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer.

7516 Chipewa Street, Panama City

$199,000

1 Beds ⋅ 2 Baths ⋅ 794933 MLS

Enjoy beautiful lagoon views from this top-floor, one-bedroom, one-bathroom unit located in Bonita Point. The interior features tile and carpet flooring, recessed lighting, and an open kitchen overlooking the main living area. Step outside onto the private balcony and take in some of the community's best lagoon views. Bonita Point offers a gated entrance and fenced community pool. A privately owned, third-party boat dock is also located on-site

214 Bonita Circle Unit F, Panama City

$337,500

4 Beds ⋅ 2 Baths ⋅ 794931 MLS

Welcome to 109 Saw Grass Way, a beautifully maintained 4-bedroom, 2-bath home in the desirable Villages of Mill Bayou. From the moment you arrive, it's clear this home has been well cared for--and the setting makes it even more special. Inside, the open floor plan creates a bright, comfortable space that's perfect for everyday living and entertaining. The spacious kitchen features granite countertops, custom cabinetry, a breakfast bar, and an adjoining dining area, all flowing naturally into the main living space. Durable LVP flooring adds both style and easy maintenance, while the generous primary suite includes a private bath with granite countertops and a relaxing soaking tub. One of the best features of this home is what you'll find out back. Step onto the screened-in back porch and enjoy a peaceful view of the pond--an ideal place for morning coffee, evening drinks, or simply unwinding at the end of the day. The backyard is fully fenced while still preserving the beautiful water view, giving you the benefit of an enclosed yard without sacrificing the scenery. With no homes directly behind you, the backyard feels open, peaceful, and private. The Villages of Mill Bayou offers a welcoming community atmosphere with sidewalks, opportunities for kayaking and fishing, and a community pool located just a short walk from the house. Outdoor recreation is also close at hand with Lynn Haven Bayou Park & Preserve nearby, along with easy access to the bay for boating, fishing, kayaking, paddleboarding, and other water activities. The location is convenient to shopping, dining, area schools, and everyday necessities, while still offering the relaxed feel of a neighborhood tucked close to the water. If you're looking for a move-in-ready home with plenty of space, a fantastic backyard setting, water views, and a community you'll enjoy coming home to, 109 Saw Grass Way deserves a closer look.

109 Saw Grass Way, Panama City

$384,900

3 Beds ⋅ 3 Baths ⋅ 794902 MLS

Welcome to this stunning custom built 3 bedroom, 2.5 bath home offering 1,696 square feet of thoughtfully designed living space with peaceful pond views. From the moment you arrive, the modern farmhouse exterior, board and batten siding, warm wood accents, and inviting entry set this home apart. Inside, you'll find an open concept layout filled with natural light and upscale finishes throughout. The beautiful kitchen features quartz countertops, custom cabinetry, a large center island, stylish pendant lighting, tile backsplash, and designer hardware perfect for both everyday living and entertaining. One of the home's standout features is the custom walk-in pantry, complete with built-in shelving, cabinetry, countertop workspace, and plenty of storage. The primary suite continues the custom feel with a spa inspired bathroom featuring a double vanity, freestanding soaking tub, oversized tiled walk-in shower, frameless glass enclosure, and modern black fixtures. With 3 bedrooms, 2.5 baths, a two car garage, custom finishes, and a pond front setting, 7314 Rachel Way combines modern style, functionality, and peaceful waterfront living in one beautiful package. Brand new construction without the cookie cutter feel this one needs to be seen in person.

7314 Rachel Way, Panama City

$245,000

3 Beds ⋅ 2 Baths ⋅ 794893 MLS

Enjoy resort living in this never-rented condo at Laketown Wharf, a spacious 2 bedroom, 2 bath condo with a bunk nook offering 1,262 square feet of comfortable coastal living with lake view just steps from the Gulf of Mexico. A rare find in this resort community, this unit is well-maintained and ideal as a primary residence, second home, or future vacation rental. The open floor plan features a large living area, full kitchen, and private balcony, while the bunk nook provides additional sleeping space for guests. Laketown Wharf is known for its incredible resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and the nightly fountain and light show. Owners and guests enjoy onsite dining, shops, and entertainment including Juan Taco, PCB Pizza & Wings, Sunshine Bar & Grill, The Wharf Seafood Buffet, Candymaker Ice Cream Shop, Laketown Market, and 810 Billiards & Bowling featuring bowling lanes, arcade games, billiards, and more. Located just across the street from the beach and within walking distance to Pineapple Willy's and local attractions, this property offers the ultimate Panama City Beach lifestyle.

9902 S Thomas Drive Unit 732, Panama City

$365,900

2 Beds ⋅ 3 Baths ⋅ 794879 MLS

Welcome to Shores of Panama unit 1318 (J floor plan), one of the most popular vacation spots in all of Panama City Beach! Step into this RARE, gorgeous, modified 2 bedroom + bunk room, 2.5 bath unit PRICED TO SELL. With a Gulf facing primary suite, upgraded LVP flooring throughout all main areas with tile in the bathrooms! This unit was modified from the original plan with owners closet moved to the front entry to allow for more kitchen space as well as extended cabinets/countertops!! The laundry room was modified to allow for a full size washer and dryer. This unit includes an assigned 6th floor parking spot. This beautifully maintained 13th floor unit provides picturesque views of the Gulf of America as well as the massive lagoon style pool! On site - Fitness Center with sauna, massage therapy and steam room, Coffee House, Grand Lobby & Reception, trendy knick-knack store, and 24-Hour Courtesy Patrol. Situated in the heart of PCB, just steps away from the beach, top local restaurants, bars and shopping. Schedule your showing today!!!

9900 S Thomas Drive Unit 1318, Panama City

$355,900

1 Beds ⋅ 2 Baths ⋅ 794877 MLS

Welcome to the Moondrifter, this unit is priced to SELL; overlooking the pool and the new Tootsies Orchid Lounge! Featuring 2 bedroom, 2 baths, this 5th floor unit has been FULLY renovated with great taste. The now open kitchen allows for better entertaining and features ample custom cabinets, quartz countertops, tiled backsplash and more. Beautiful glossy LVP flooring throughout the entire unit with bead-board, shiplap and wide baseboards bring a modern flare. The master bathroom had a complete remodel with a gorgeous tiled shower and quartz countertops. Guest bedroom offers a Murphy bed/desk for convenience. Enjoy the plethora of amenities including an inground pool, tennis courts and shuffleboard. Just minutes/steps away from shopping, top restaurants, and popular attractions! Great rental property or perfect for peaceful living- Schedule your showing TODAY!!!

8815 Thomas Drive Unit 503, Panama City

$725,000

2 Beds ⋅ 2 Baths ⋅ 794832 MLS

WEST-END CORNER RESIDENCE | UNOBSTRUCTED COASTLINE VIEWS | EXCEPTIONAL SUNSETS. This 2BR/2BA residence at Princess Condo captures Gulf-front living at its best--expansive water views, dramatic sunsets and an oversized tiled balcony overlooking the coastline. Positioned on the coveted west end of the building, this corner residence offers a remarkable perspective down the coast, while floor-to-ceiling windows and doors bring the Gulf views directly into the living area and Gulf-front primary suite. Both open to the balcony, creating a seamless connection between indoor and outdoor living. Inside, LVP flooring carries through the residence, while the spacious kitchen features granite countertops, stainless appliances and a breakfast bar ideal for casual entertaining. A wet bar and full-size laundry room with utility sink add convenience. The Gulf-front primary suite is a private retreat featuring a renovated shower, whirlpool tub, double vanities and a west-facing window framing the coastline. The generously sized guest bedroom comfortably accommodates two queen beds and includes a full bath with tub/shower combination. Princess Condo is a gated Gulf-front community offering secured high-speed elevators, 3 heated pools (one is indoor), hot tub, fitness center, game room, tennis court and an on-site rental office. VA-approved financing provides an additional ownership opportunity. The defining feature, however, is the setting. From this coveted west-end position, the coastline stretches into the distance and sunset becomes an evening event. This is more than a Gulf-front condo, it's a front-row seat to some of Panama City Beach's most spectacular views. For buyers seeking a Panama City Beach Gulf-front condo, second home or vacation rental investment, this residence combines a highly desirable beachfront location with the features today's coastal buyers value most. Princess Condo offers direct beach access, Gulf-front amenities and an established setting along Thomas Drive, making this property equally compelling as a personal coastal retreat or short-term rental investment.

6415 Thomas Drive Unit 1405, Panama City

$460,000

3 Beds ⋅ 3 Baths ⋅ 794799 MLS

Investors Take Notice... this is the ABSOLUTE LOWEST PRICED and one of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach!!! This unbelievable condo has been loved by the same family for 27 years, and now that they are starting a new chapter in life, they are offering it up at a once in a lifetime price! Let's look at the facts... Maximizing rental income starts with one basic concept - maximizing ''Heads in Beds.'' And when it comes to ensuring incredible occupancy rates, this unit offers all the key amenities renters look for when booking their vacation: View, Location, Complex Amenities, and Price. VIEW: Most people come to PCB for the breathtaking Gulf views, and being just a few short feet to your very own private Beach Access - this condo does not disappoint. What they don't expect is to also have an incredible view over an expansive courtyard that is so well manicured, including a beautiful Koi/Turtle pond. Sugar Beach is the only place on the beach with views like this, and they are truly unforgettable... LOCATION: After watching some of the world's most awe-inspiring sunsets, simply head out your front door and experience the legendary action of Thomas Drive. If you don't want to drive to dinner, rest assured knowing that your vehicle is safely parked right outside - and there is no need to drive anywhere to enjoy the best that PCB has to offer. Located on the coveted East end of the beach (considerably less traffic), there are go cart tracks, arcades, mini golf courses, thrill rides, ice cream shops, a winery, souvenir shops, etc. - directly in front of the property. For the adults, there are numerous bars/restaurants, and countless options for live music, right outside your door - including the Famous Ms. Newby's and the all new and Wildly Popular Tootsie's Honkytonk (with big name country music stars performing regularly)! No need to drive after those adult beverages, your condo is perfectly located just a few seconds away! Yep... talk about KILLER location!!! AMMENITIES: Success in business is all about Competitive Advantage, and Sugar Beach offers something that differentiates itself from everyone else in PCB... It is one of the only PET FRIENDLY Gulf-front rental destinations in the entire area. Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so you have true competitive advantage with this one. In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! It also offers a private gated beach access, a pool, huge clubhouse with games, tennis/pickleball courts, shuffleboard, a grilling area, over 375 feet of incredible beach access, and expansive greenspace unique from every other Gulf Front property in PCB! PRICE: Last but not CERTAINLY not least, renters pick their vacation condo based on price. With a low selling price, low utility costs, and some of the lowest HOA's of all the competition, you have less overhead which ensures that you can charge less per night (as compared to the competition), bringing in strong rentals and generating an incredible profit! The average 3 bedroom in Sugar Beach brings in over $60k annually in rentals, and some of the well-established ones bring in over $80k. At the high end your annual ROI would be well over 10% - which is unheard of nowadays. And with over $90k invested in updates over the last few years, it simply doesn't get any better than this! Updates include: All new kitchen cabinets and counter tops, HVAC, water heater, electrical panel, shower inserts, LVP flooring in bedrooms, couch and loveseat, and all new hurricane sliding doors and windows. Welcome to Paradise!!!

8727 Thomas Drive Unit B6, Panama City

$960,000

3 Beds ⋅ 3 Baths ⋅ 794796 MLS

BRING YOUR BOAT! 3-Br 2.5-Ba house with a 14'x36' covered boat dock with water, electricity and jet ski lift. Totally updated with all new hurricane windows and doors, tri[ple opening sliding door, new bathrooms and kitchen, the upstairs bedroom currently used as a man cave with a bar sink, wine cooler, and 1/2 Bath. *New A/C units, sprinkler system w/well pump. just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. The lagoon front lot next door is for sale at $685k (mls# 793039) Live in this house while you build a new one. Can do Vacation Rentals. ** Rare opportunity to own two lagoon-front properties side by side**

7308 S Lagoon Drive, Panama City

$1,645,000

3 Beds ⋅ 3 Baths ⋅ 794794 MLS

BRING YOUR BOAT! **TWO Properties, Lagoon-Front Lot and House being sold together or separately** (Lot mls#793039) * Gulf of America Access in Minutes! * NO HOA Fees! **(recent lot SOLD at 7204 S. Lagoon $699k in April 27, 2026) Rare opportunity to own two lagoon-front properties** 3-Br 2.5-Ba house with a 14'x36' covered boat dock with water, electricity and jet ski lift. Totally updated with all new hurricane windows and doors, tri[ple opening sliding door, new bathrooms and kitchen, new A/C units, sprinkler system w/well pump. just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Live in the house while you build a new one. Can do Vacation Rentals.

7308 S Lagoon Drive, Panama City

$728,000

3 Beds ⋅ 3 Baths ⋅ 794724 MLS

OPEN HOUSE SUNDAY 9/6 (1:30-3:30) Welcome to Sunrise Beach Resort Unit 1101, a spacious 3-bedroom, 3-bath GULF-FRONT CORNER condo offering the perfect combination of a memorable family retreat, second home, and investment opportunity in the heart of Panama City Beach! Located on the 11th floor, this larger floor plan comfortably sleeps up to 11 guests, making it especially appealing for extended families, multiple families traveling together, or vacationers looking for more space than the typical beach condo. From the moment you step inside, the Gulf takes center stage. The corner location provides additional windows, abundant natural light, and incredible Gulf views, while the expansive wraparound balcony creates an amazing outdoor living space for morning coffee, sunsets, and enjoying the emerald-green waters and sugar-white sand. The Gulf-front primary suite offers direct balcony access and a private bath with double vanities, garden tub, and separate shower. Two additional bedrooms and two additional full bathrooms provide plenty of room and privacy for family and guests. The open living and dining areas flow into the kitchen featuring granite countertops, stainless appliances, and a breakfast bar. In-unit laundry adds convenience for both owners and vacation guests. For buyers looking for a property they can enjoy personally while also generating rental income, #1101 offers an established rental history. The condo has generated approximately $60,000 in gross annual rental revenue during stronger historical rental periods, with more recent years closer to the mid-$40,000 range. This provides buyers with an opportunity to enjoy the property as a second home while potentially offsetting ownership expenses when they're away. With a 2021 HVAC and new water heater. Don't have the time or desire to manage a vacation rental yourself? An established rental management company located within the complex provides owners with a convenient option for professional management, including reservations, guest communication, and day-to-day rental operations. Sunrise Beach Resort offers an impressive amenity package including TWO Gulf-front swimming pools, hot tubs, a children's splash area, Gulf-front fitness center, BBQ grills, community spaces, and DIRECT BEACH ACCESS. Another standout feature is the covered parking garage located on the Gulf side of Front Beach Road--no pedestrian bridge to cross with luggage, groceries, or beach gear. Owners and guests also enjoy UNLIMITED PARKING, a valuable convenience for a larger 3-bedroom unit accommodating extended families and groups. An additional OWNER'S STORAGE CLOSET located on the 11th floor is available for purchase separately for $15,000, giving an owner the option to securely store personal belongings, beach equipment, supplies, and other items while the condo is being rented. The location is ideal for both personal use and rental guests, with Pier Park, shopping, restaurants, entertainment, fishing, water sports, and family attractions just minutes away. Northwest Florida Beaches International Airport (ECP) is approximately 14 miles away, making this an easy-to-reach second-home destination for owners and guests flying into the area. Whether you're searching for an income-producing Gulf-front property, a spacious second home where the entire extended family can gather, or a combination of both, Sunrise Beach #1101 offers the space, views, location, and flexibility that make Panama City Beach ownership so appealing. Imagine having a place where the whole family can come together, wake up to the Gulf, spend the day on the beach, and end the evening watching the sunset from your 11th-floor wraparound balcony--while having the opportunity to generate rental income when you're not using it. Rental figures are historical and are not a guarantee of future performance. Buyers should independently verify rental income, management terms and HOA information.

14825 Front Beach Road Unit 1101, Panama City

$265,000

3 Beds ⋅ 2 Baths ⋅ 794714 MLS

**Welcome home to 217 Claire Avenue -- where charm, comfort, and a little bit of nature come together!** 🌿🏡 From the moment you arrive, you'll love the beautiful vegetation and colorful flowers tucked inside the fenced front area, creating wonderful curb appeal and a warm welcome. This nearly new home has been lovingly cared for and is truly **move-in ready for its next family!** Inside, you'll find an easy-to-maintain home with **NO carpet**, while outside is where this property really shines! The **giant backyard** feels like your own private retreat, complete with a **scenic pond full of bass, turtles, and other wildlife** -- perfect for fishing, relaxing, or simply enjoying the view. And don't miss the ultimate bonus: a **mancave shed already equipped with a refrigerator and TV**, making it the perfect spot to watch the game, entertain friends, or create your own backyard getaway! Conveniently located close to **shopping, dining, and Tyndall Air Force Base**, 217 Claire Avenue also puts you in a fantastic location between the white sandy beaches of **Panama City Beach and the laid-back coastal charm of Mexico Beach**. Add in **great neighbors and a well-cared-for home**, and this one is ready to welcome you home. **Come for the house, fall in love with the backyard, and stay for the lifestyle!** 🌸🎣🐢🏡

217 Claire Avenue, Panama City

$540,000

4 Beds ⋅ 2 Baths ⋅ 794702 MLS

Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

4917 High Point Drive, Panama City

$540,000

4 Beds ⋅ 2 Baths ⋅ 1010789 MLS ⋅ 1,876 SqFt.

Rare waterfront freedom meets elevated design on the peaceful shores of Deerpoint Lake. Situated at 4917 High Point Dr, this exceptional estate spans a rare double lot featuring 160 feet of direct shoreline. The four-bedroom residence has been completely transformed with a refined rustic modern aesthetic--seamlessly pairing rich organic textures, architectural warmth, and clean contemporary finishes. Sun-drenched living areas frame stunning water views, offering an effortless flow designed for both quiet everyday relaxation and high-end entertaining. The expansive grounds deliver unprecedented versatility and long-term value. In addition to the main four-bedroom home, the property showcases a massive pole barn built to accommodate oversized boat storage, RV parking, a custom workshop, or a recreational compound. Crucially, the unique double-lot footprint provides rare strategic potential: keep the entire footprint as an ultra-private waterfront domain, expand your compound, or build and sell a second independent residence for capital gain. Whether you are searching for a private freshwater retreat, a multi-structure sanctuary, or a smart real estate investment with built-in development flexibility on Deerpoint Lake, this Panama City offering stands in a class of its own.

4917 High Point Dr, Panama City

$995,000

4 Beds ⋅ 4 Baths ⋅ 794698 MLS

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

325 Confidence Way, Panama City

$368,900

1 Beds ⋅ 2 Baths ⋅ 794672 MLS

RARE 2-BATH FLOOR PLAN + COMPLETELY UPDATED! This stunning 1-bedroom, 2-full-bath condo at The Summit is a true standout--one of the most desirable and hard-to-find in the building. Beautifully renovated with a fresh coastal feel and sold turnkey ready, it's perfect as a vacation rental, second home, or beach getaway. Enjoy incredible Gulf views, a private balcony, and resort-style amenities--all just steps from the sugar-white sand. Updated, turnkey, Gulf-front, and TWO full baths--this one has it all!

8743 Thomas Drive Unit 1419, Panama City

$240,000

1 Beds ⋅ 1 Baths ⋅ 794624 MLS

Welcome to effortless coastal living in one of Panama City Beach's most established and sought-after communities, Bay Point. This one-bedroom condo is ideally situated right on the marina at Point South Marina, offering the kind of boating lifestyle that is hard to find. Step right outside your door and be just moments from your sportfishing boat, making early-morning offshore trips, sunset cruises, and days on the water incredibly convenient. Perfect as a primary residence, second home, or low-maintenance Panama City Beach getaway, this condo gives you more time to enjoy the lifestyle and less time worrying about upkeep. Its one-bedroom layout makes it easy to maintain while still giving you your own place at the coast. Living in Bay Point puts some of the best amenities in Panama City Beach right at your fingertips. Enjoy marina boating at Point South Marina, golf, tennis courts, a spa, restaurants, and more, all located within the neighborhood. For beach lovers, the white-sand beaches of Panama City Beach are approximately five minutes or less away. For boaters and sportfishing enthusiasts, the location is especially appealing. Imagine waking up, walking out of your condo, stepping aboard your boat at the marina, and heading out for a day of fishing without having to trailer your boat or drive across town. When you're back at the dock, you're already home. If you're searching for a waterfront condo near Point South Marina, a Bay Point condo for sale, a low-maintenance

4726 Bay Point Road Unit D140, Panama City

$268,000

1 Beds ⋅ 1 Baths ⋅ 794575 MLS

Discover the laid-back coastal lifestyle of Sugar Beach, a gated beachfront community in the heart of Panama City Beach. This well-positioned condo offers the ideal combination of beach access, pool proximity, resort-style amenities, convenience, and investment potential. Whether you're searching for a vacation getaway, a second home, or an income-producing property, Sugar Beach provides an appealing setting just minutes from the area's popular dining, entertainment, shopping, golf, boating, and family-friendly attractions. The community's beachfront location makes it easy to enjoy long days in the sun, while the convenient location puts everything Panama City Beach has to offer within easy reach. Residents and guests enjoy convenient parking near their units, eliminating the hassle of navigating crowded parking areas or elevators. Sugar Beach offers an impressive array of amenities designed for both relaxation and recreation, including private gated beach access, a resort-style swimming pool, two tennis courts, shuffleboard, a community room with kitchen, ping pong, and a beautifully landscaped pond featuring koi and turtles. Outdoor grilling areas provide the perfect place to gather after a day at the beach. The quarterly HOA fee includes water, trash, cable, exterior insurance, grounds maintenance, 24-hour video surveillance, and access to the community's extensive amenities. Daily on-site maintenance and weekday on-site property management add another level of convenience for owners. With its beachfront setting, desirable amenities, and proximity to Panama City Beach's restaurants, attractions, and entertainment, Sugar Beach offers an exceptional opportunity to enjoy the coastal lifestyle while maintaining strong flexibility for personal use or rental potential. Come experience all that this community has to offer and make your own piece of Panama City Beach paradise yours.

8727 Thomas Drive Unit E8, Panama City

$320,000

3 Beds ⋅ 2 Baths ⋅ 794409 MLS

Enjoy peaceful pond front living from this 3 bedroom 2 bath home built in 2018, perfectly positioned to take advantage of tranquil water views and frequent visits from the neighborhood ducks. The screened-in back porch provides the perfect spot to relax and enjoy the scenery. Inside, a thoughtfully designed floor plan sets this home apart, offering a dedicated office, dining area, spacious living room, and an electric fireplace that creates a cozy focal point. The split-bedroom layout provides added privacy, while the two-car garage offers plenty of room for parking and storage. Residents can also enjoy access to the neighborhood community pool, adding another great option for relaxing and enjoying the Florida lifestyle. The convenient location puts you close to some of the area's newest shopping, dining, and everyday conveniences, including the growing Lindsay's Crossing area, with close proximity to North Bay Haven Charter Academy. With its pond views, screened in porch, versatile floor plan, and convenient location, this home offers a wonderful opportunity to make it your own in an established and growing area of Panama City.

132 N Shoreview Drive, Panama City

$315,000

4 Beds ⋅ 2 Baths ⋅ 794355 MLS

Move-in ready and freshly painted. This thoughtfully designed living space is in a beautifully landscaped community. Just off the foyer, the versatile front room makes an ideal home office, playroom, or flex space. The open-concept kitchen, dining, and living areas are perfect for entertaining. The kitchen features durable laminate countertops, abundant cabinetry, a pantry, a stylish accent wall, a beautiful backsplash, a built-in microwave over the range, a full-size GE refrigerator, and plenty of room for a large center island. The spacious primary suite includes dual sinks with a vanity, a large walk-in closet, and a linen closet. Ceiling fans throughout every bedroom and the living room add year-round comfort. Step outside to enjoy the freshly painted covered back porch complete with a ceiling fan, overlooking a serene retention pond where you can relax and take in breathtaking sunset views. Additional exterior features include gutters, an extended driveway, a dedicated garbage pad, and a two-car garage. This smart home also includes an ADT security package plus a Maytag washer and dryer, making moving in even easier. Residents enjoy access to a large community pool with a barbecue and cooking area, as well as a playground. Conveniently located near beaches, Tyndall Air Force Base, restaurants, shopping, and the airport, this home offers the perfect combination of comfort, convenience, and lifestyle. Don't miss your chance to make these beautiful sunsets part of your everyday view! One or more photos have been virtually staged.

112 Merrion Road, Panama City

$204,900

3 Beds ⋅ 3 Baths ⋅ 794311 MLS

WATERFRONT LIVING at an exceptional value! This spacious 3-bedroom, 2.5-bath townhome offers over 1,700 square feet of comfortable living space with beautiful water views and a convenient location close to Tyndall Air Force Base, shopping, dining, and schools. The main level features an open and inviting floor plan with generous living and dining areas, abundant natural light, and easy access to the waterfront patio--perfect for morning coffee, evening sunsets, or entertaining guests. The kitchen offers new cabinetry and counter tops with ample cabinet and counter space, making meal preparation and hosting a breeze. The main floor spacious primary suite provides a private retreat with water views, while two additional bedrooms offer flexibility for family, guests, or a home office. With 2.5 bathrooms and plenty of storage throughout, this home combines comfort, functionality, and low-maintenance living. Whether you're searching for a primary residence, second home, or investment opportunity, this waterfront property delivers outstanding value in a desirable location. Enjoy peaceful views, a spacious layout, and easy access to everything Panama City has to offer. Schedule your private showing today!

1824 Mallard Drive Unit B, Panama City

$250,000

1 Beds ⋅ 2 Baths ⋅ 794242 MLS

Enjoy easy first-floor living and skip the elevator waits in this inviting 1-bedroom, 2-bath condo at Laketown Wharf Resort. Featuring peaceful lake views, no carpet throughout, bunk rooms allowing up to 7 occupants/guests. This unit feels bright, coastal, and ready for its next owner to love. The spacious layout offers plenty of room to relax after a day at the beach, while two full bathrooms provide added convenience for owners and guests. The bunk room has an added barn door allowing the kids to have a zone away from the open living space. Step outside and enjoy the beautiful lakefront setting, nightly fountain light show at eye level, and private boardwalk surrounding the lake. Laketown Wharf offers an impressive collection of resort-style amenities, including five pools, two hot tubs, a Gulf-view fitness center, putting green, and multiple onsite restaurants. The resort is also home to 810 Billiards & Bowling, featuring bowling, billiards, arcade games, and axe throwing for rainy-day entertainment. Whether you are searching for a personal coastal getaway or an investment-ready vacation rental, this first-floor condo offers the perfect combination of convenience, amenities, and location near the white sands and emerald waters of Panama City Beach. New memories and new stories are waiting to be created here!

9860 S Thomas Drive Unit 119, Panama City

$439,900

2 Beds ⋅ 3 Baths ⋅ 794232 MLS

Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.

3001 W 10th Street Unit 202, Panama City

$325,000

2 Beds ⋅ 2 Baths ⋅ 794191 MLS

Sugar Beach Ground Floor 2 Bedroom steps away from beach access and pool. This spacious unit features 2 full bathrooms and washer dryer. This gated complex is conveniently located with dozens of restaurants and entertainment within walking distance.

8727 Thomas Drive Unit D9, Panama City

$649,000

3 Beds ⋅ 3 Baths ⋅ 794185 MLS

Looking for Privacy on the water and in the middle of Callaway, this property has 1.49 and 256 Feet Waterfront on Callaway Bayou. This 3 Bedroom 3 Bath home had the pool equipment professionally refurbished in August of 2026, the home needs updating but this is a chance to make your own private oasis close to Tyndall AFB and Downtown Panama City. Water is deep enough to rebuild the dock and have access to the Gulf. There is 10ft-12ft clearance for your boat under the Star Ave bridge depending on tides. The home also has 2 hot water heaters, one by the kitchen and the other next to master bedroom. Metal Roof was replaced in 2019 after Hurricane Michael. The home is located in Flood Zone X. Home is currently on Well and Septic but Public Sewer and Water is available at front of the parcel.

7606 Lilly Street, Panama City

$315,000

4 Beds ⋅ 2 Baths ⋅ 794156 MLS

Welcome home to 4953 Connor Ln! This beautiful 4-bedroom, 2-bath Cali floor plan is located in Phase 1 of Liberty, just steps from the clubhouse and all the amenities the community has to offer.this home has been thoughtfully cared for and has so many little touches that make it feel like home. The kitchen is bright and functional with white cabinets, a large island, stainless steel appliances, an upgraded single-basin sink, and plenty of space for gathering with family and friends. The patio is one of my favorite features it gives you a great spot to sit outside and enjoy the beautiful view of the backyard while the kids or pets have room to play in the fenced yard. And then there's Liberty! You'll have access to two pools, a splash pad, two playgrounds, basketball and pickleball courts, sidewalks with water fountains, and a 7,500-square-foot clubhouse with a gym, kids' room, yoga/Pilates area, and outdoor kitchens. You're also conveniently located near Tyndall AFB, local beaches, shopping, Publix, Starbucks, and more. This is one of those homes that has been loved, cared for and it's ready for someone new to call it home. Come take a look and see for yourself!

4953 Conner Lane, Panama City

$750,000

3 Beds ⋅ 2 Baths ⋅ 794084 MLS

Unique piece of paradise tucked away in a quiet, tranquil neighborhood directly across the bay from Tyndall Air Force Base. This well-maintained and updated 3-bedroom, 2-bath ranch-style home offers a comfortable layout with a separate living room, formal dining room, bonus den, and enclosed heated and cooled sunroom. Oversized laundry room provides storage with easy access. The primary bedroom has a bay view and it's own private entry. The nearly half-acre property features 95 feet of bay frontage with Gulf access, creating the perfect setting for waterfront living. Relax on the deck at the water's edge, fish, watch dolphins play, or simply enjoy the peaceful natural surroundings. A fish-cleaning station is conveniently located at the waterfront. The long driveway and additional parking along the property line provide plenty of space for a boat, jet skis, camper, and other recreational toys. A public boat launch is less than 2 miles away. Solar panels will be paid in full at closing, helping provide the new owners with a lower monthly power bill. Conveniently located just minutes from Tyndall Air Force Base and approximately 15 minutes from downtown Panama City, this property offers the perfect combination of peaceful waterfront living and easy access to shopping, dining, entertainment, and work. Bayfront properties with this much land, parking, and Gulf access are a rare find!

4517 Sunset Drive, Panama City

$189,000

1 Beds ⋅ 1 Baths ⋅ 794063 MLS

Don't miss this Sun Harbor Marina condominium! Currently a long-term rental, this could be your perfect getaway spot, investment property or coastal home. Conveniently located on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Nicely renovated with LVP throughout, the single vanity bathroom has a tiled tub/shower, the kitchen has a small breakfast bar with shiplap accents and is fully outfitted with a refrigerator, oven, and microwave. The living area is open concept and has sliding glass doors that lead to the patio with a beautiful view of the marina. There is no washer/dryer in the unit, but there is a laundry room onsite. A community pool and an area to grill are the other amenities along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. The unit furnishings belong to the tenant. The tenant would love to continue renting if you are looking for a new investment property for your portfolio. Appointments to see must have 24 hours' notice. Call to set up your showing today!

5505 Sun Harbor Road Unit 105, Panama City

$629,000

2 Beds ⋅ 3 Baths ⋅ 794019 MLS

The ONLY ''S'' Floor Plan, (East Wing, West End stack) condo on the market. Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 2029, Panama City

$610,000

3 Beds ⋅ 3 Baths ⋅ 794018 MLS

LOWEST PRICED ''U'' Floor Plan!! Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach. Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet, Updated hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage. With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 131, Panama City

$550,000

3 Beds ⋅ 3 Baths ⋅ 794017 MLS

LOWEST PRICED ''R'' FLOOR PLAN !! Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

9900 S Thomas Drive Unit 1428, Panama City

$369,000

2 Beds ⋅ 3 Baths ⋅ 794014 MLS

LOWEST PRICED B FLOOR PLAN!! CLOSE TO THE POOL GATE ENTRANCE & GROUND LEVEL. Welcome to Shores of Panama unit #107, a ground floor condo with 2 Bedroom + Bunk, 3 Full Bath Gulf-front condo designed for both personal enjoyment and strong rental appeal. This highly desirable ''B'' floor plan offers views overlooking the lagoon-style pool and stretching down the breathtaking coastline of Panama City Beach. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. The smart layout--with two true bedrooms, a bunk area, and three full bathrooms--maximizes occupancy and comfort, a key feature for vacation rentals. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 107, Panama City

$349,000

1 Beds ⋅ 2 Baths ⋅ 794013 MLS

THE ONLY GROUND FLOOR ''C'' Floor Plan on Market. Own a ground floor level condo at The Shores of Panama and walk right from your balcony out to the pool with this highly sought-after ''C'' stack condo--1BD 2BA + Bunk. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 115, Panama City

$310,000

1 Beds ⋅ 2 Baths ⋅ 794010 MLS

LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach. Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1227, Panama City

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