Panama City, FL Real Estate | Panama City, FL 4 Bathroom Homes for Sale

1333 Buttonsage Avenue Unit LOT 651 - HUTCHINSON PLAN, Panama City

The Hutchinson plan by Harris Doyle Homes in SweetBay combines generous living spaces, distinctive architecture and thoughtfully selected finishes. A conservation homesite brings a peaceful natural backdrop to outdoor living. A covered front porch and porte cochere welcome you to a motor court. Four bedrooms, three and a half baths, a study and an upstairs loft offer flexible spaces for everyday living and hosting guests. The open great room connects to an extended covered patio through a 12-foot stacking sliding glass door. The gourmet kitchen offers ample cabinetry, quartz countertops, a farmhouse sink and a tile backsplash, with a dual-fuel range, separate refrigerator and freezer, wall oven and built-in microwave. The main-level primary suite includes dual sinks, a walk-in closet and a tiled shower. Laundry cabinetry adds practical storage. SweetBay invites you outdoors with community pools at Blossom Park and Kestrel Park, neighborhood parks for picnics, bocce and cornhole, playgrounds, a basketball sport court and trails for walking, running and biking. Explore waterfront boardwalks, the community boathouse and kayak dock, or unwind along the sandy bayside beach. North Bay access invites kayaking and paddleboarding. Community gatherings, a weekly farmer's market, seasonal events and frequent food trucks offer opportunities to connect, while the Publix-anchored SweetBay Town Center brings coffee, dining and everyday essentials close to home, including Starbucks. Purchasers of a new home from the developer receive priority access to University Academy, a top-rated tuition-free K-8 public charter school. This home is under construction. Photo may show a sample or model home and not the actual home for sale. Selections, finishes and options may vary. Please see builder sales associates for details. Photos may show optional features and designer additions not included in price. Image is an artistic rendering and subject to change without notice. Dimensions and final features are subject to verification.

1333 Buttonsage Avenue Unit LOT 651 - HUTCHINSON PLAN, Panama City

$1,259,000

4 Beds ⋅ 4 Baths ⋅ 796444 MLS

Just off the coast of Panama City Beach and only one block from beach access, 4115 Holiday Drive is a newly built coastal retreat designed around elevated living, flexibility, and the effortless rhythm of life near the Gulf. Completed in 2025, the three-level residence offers 2,640 square feet of heated and cooled living space with four bedrooms, four bathrooms, Hardie board siding, and covered porches and balconies spanning each level. The home blends a refined coastal aesthetic with a layout designed for both privacy and entertaining. The main level opens into a bright living space and beautifully appointed kitchen featuring quartz countertops, white shaker cabinetry, stainless steel appliances, and a walk-in pantry. A private guest suite with its own en suite bath and a dedicated walk-in laundry room complete the first floor. Upstairs, the second level features two spacious primary-style suites, each with a private en suite bathroom and direct access to the balcony. The third floor serves as a private upper-level retreat with a bedroom or flex space, kitchenette, en suite bath, and an expansive walkout balcony capturing elevated views toward the Gulf. Beyond the main residence, a substantial 1,840-square-foot detached building adds another level of flexibility to the property, with approximately 860 square feet already heated and cooled. The space offers exceptional potential for a guest retreat, entertainment space, studio, fitness area, or additional income-producing use, subject to applicable zoning, permitting, and approvals. Between the residence and detached building, the backyard creates an opportunity to further transform the property into a private coastal escape. Subject to permitting and site requirements, the space may accommodate a pool, surrounding deck, and outdoor entertaining area, creating a resort-style courtyard that connects the two structures. Altogether, the property offers approximately 4,480 square feet of combined building area, including roughly 3,500 square feet currently heated and cooled. With newer construction, Gulf views, multiple private suites, expansive balconies, substantial additional space, and beach access just a block away, 4115 Holiday Drive offers more than a place near the water. It offers the foundation for a distinctive coastal retreat--one that can be enjoyed today and elevated even further for years to come.

4115 Holiday Drive, Panama City

$505,000

2 Beds ⋅ 4 Baths ⋅ 796333 MLS

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

$1,349,900

4 Beds ⋅ 4 Baths ⋅ 796073 MLS

Live the Panama City Beach lifestyle you've been dreaming of--just steps from the Gulf of America! Originally built as the developer's personal residence, this distinctive coastal home is ideally positioned on a desirable corner lot and offers 4 bedrooms and 3.5 bathrooms, including two spacious master suites with plenty of room and privacy for family and guests. Expansive wraparound balconies finished with beautiful brick pavers create an inviting extension of the living space--perfect for entertaining, relaxing in the coastal breeze, or taking in the Gulf views. A large inground pool provides your own private retreat for sunny Florida days and gatherings with family and friends. Located in a golf cart-friendly community near marinas, St. Andrews State Park, popular restaurants, shopping, and the beach, the location puts the best of Panama City Beach within easy reach. Short-term rentals are allowed, adding excellent flexibility for buyers seeking a primary residence, second home, or investment property. Rental projections indicate potential gross rental income upwards of $130,000 annually, subject to rental management, occupancy, rates, and market conditions. With its prime location, generous outdoor living spaces, private pool, Gulf views, and strong rental potential, this property offers an exciting opportunity to own a piece of the Panama City Beach lifestyle.

5509 Thomas Drive, Panama City

$825,000

4 Beds ⋅ 4 Baths ⋅ 796069 MLS

Rare East Bay waterfront. Over an acre of land. A beautifully renovated home with room to dream bigger. Properties that bring together this much waterfront appeal, versatility, and space are hard to find. Set on approximately 1.17 acres in Callaway, 505 Beulah Avenue offers a distinctive opportunity to experience the best of coastal living with the flexibility to make the property your own. Inside, a thoughtfully renovated interior showcases a bright, open-concept design, contemporary flooring, crisp finishes, and a stunning kitchen featuring sleek cabinetry, modern countertops, and an oversized island that naturally brings everyone together. Expansive windows and glass doors invite natural light into the living spaces, while the private upstairs primary suite offers something truly special: its own private deck overlooking East Bay, where peaceful mornings and sunset views become part of everyday life. Beyond the main residence, a separate living space with its own entrance, full bathroom, and fully equipped kitchen opens the door to an exceptional range of possibilities, from multigenerational living and hosting extended guests to exploring potential rental income, subject to applicable regulations. Outside, the expansive grounds offer a rare sense of freedom, with room for outdoor entertaining, recreational vehicles, gardening, or future improvements. Enjoy the waterfront from your own backyard, launch kayaks or paddleboards from the existing ramp, or take advantage of the nearby public boat ramp at John B. Gore Park, approximately 150 yards away, for convenient access to the water. With substantial land, a versatile layout, and a beautiful East Bay setting, there is room here to envision more than just a home. Conveniently located near shopping, dining, and everyday essentials, this property combines the appeal of waterfront living with the flexibility today's buyers are looking for. Whether you envision a private coastal retreat, a multigenerational residence, or a property with income-producing potential, 505 Beulah Avenue offers the space, setting, and possibilities to bring that vision to life. Schedule your private showing and experience it for yourself.

505 Beulah Avenue, Panama City

$475,000

3 Beds ⋅ 4 Baths ⋅ 795885 MLS

A blank canvas for your next Panama City Beach short-term rental or second home. This unit is vacant, newly built, and ready for an owner with a vision. With no HOA, you can furnish the bedrooms, create a memorable living and dining space, add a pool, and bring in the murals and details that make guests stop scrolling. Here's one way to picture the budget: the full interior setup under $25,000. Allow another $55,000 for the plunge pool and outdoor space, and you could create a property that feels designed for guests from day one. Those are planning estimates, so get your own quotes before making an offer. A March 2026 post-construction appraisal valued at $550,000 your winning with instant equity! Call your favorite Realtor and let's make a deal come together for you a great investment property.

2626 Allison Avenue, Panama City

$895,000

3 Beds ⋅ 4 Baths ⋅ 795857 MLS

Grand Lagoon waterfront living with Gulf access! Located at 7202 S. Lagoon Drive in Panama City Beach, this 3-bedroom, 4-bath home offers approximately 2,362 square feet and a setting made for enjoying life on the water. The home features a fully equipped kitchen, spacious living areas, and a primary bedroom with an en suite bath and walk-in closet. An upper balcony and lower covered deck overlook the lagoon, providing plenty of space to relax, entertain, or simply enjoy the waterfront setting. The home has also been freshly painted throughout, with new carpet installed in the carpeted areas, giving the interior a fresh, move-in-ready feel for its new owner. Boaters will appreciate the location on Grand Lagoon with direct access toward St. Andrews Bay and the Gulf. The property also includes a double attached garage, ample driveway parking, and a lot extending approximately 130 feet from S. Lagoon Drive toward the water. The existing home and dock configuration are also reflected on the property survey. Adding further perspective to this Grand Lagoon location, the vacant waterfront lot next door sold for $699,000 in April 2026. That neighboring sale provides an interesting point of reference for the value placed on waterfront land along this stretch of S. Lagoon Drive. The location adds another dimension to the property. Grand Lagoon is known as Panama City Beach's ''Gateway to the Gulf,'' with boating, fishing, sightseeing cruises, paddleboarding and other water activities close at hand. Visit Panama City Beach Nearby St. Andrews State Park offers Gulf beaches, swimming, snorkeling, fishing, paddling and access to Shell Island. Visit Panama City Beach The Thomas Drive/Grand Lagoon area also puts local favorites such as Capt. Anderson's | Restaurant & Waterfront Market and The Grand Marlin nearby, along with marinas, charter fishing, dolphin cruises and other waterfront activities. Whether you're looking for a primary residence, beach getaway, or a home base for boating and fishing, 7202 S. Lagoon Drive combines waterfront living with convenient access to many of the experiences that make Panama City Beach special. Thank you for considering this home!

7202 S Lagoon Drive, Panama City

$435,000

7 Beds ⋅ 4 Baths ⋅ 795846 MLS

Triplex Multi-Units, First Floor, 3 Bedroom 2 Bath with Kitchen & Living Room. Second Floor, with private entrance. 2 Each, 2 Bedroom 1 Bath units with Kitchen & Living Room. Best use owners occupy First Floor, Rent/Lease out Second Floor units, per month. All units separately metered both Power and PC Water/Septic. Great way to offset Mortgage. Rent out second floor Pro forma at $1600.00 each per month. Tenants pay their own power and PC utilities. Currently used as a strong investment, Multifamily First floor, with private bedrooms, shared amenities kitchen and 2 baths. Second floor, 2 units with private bedrooms 1 bath, shared amenities kitchen and bath. Dimensions and Measurements not verified, Buyer to measure to own satisfaction. All measurements are approximate. All information in this listing is believed to be accurate but must be verified by Buyer or Buyer's agent.

1908 Laurel Avenue, Panama City

$815,000

4 Beds ⋅ 4 Baths ⋅ 795581 MLS

Welcome to this beautiful home in SweetBay, one of Panama City's most sought-after communities. Situated on one of the neighborhood's largest corner lots, this property offers exceptional outdoor space and peaceful lake views. Inside the St. George floor plan, you'll find 10-foot ceilings throughout, a beautiful expansive chef-inspired kitchen, spacious bedrooms, and a versatile formal dining room that could easily convert to serve as a fifth bedroom, home office, or private mother-in-law suite. Upstairs, a spacious loft provides the perfect space for a movie theater, playroom, or kids' hangout. Permanent smart lighting installed along the soffits allows you to customize the exterior for holidays, game days, and special occasions throughout the year. SweetBay offers an incredible lifestyle with North Bay access for kayaking, canoeing, and paddleboarding, along with swimming pools, pocket parks, basketball and tennis courts, walking and jogging trails, an amphitheater, playgrounds, and a welcoming, pet-friendly atmosphere.

1905 Kingfisher Court, Panama City

$250,000

4 Beds ⋅ 4 Baths ⋅ 1012259 MLS ⋅ 1,920 SqFt.

INVESTMENT OPPORTUNITY -- FOUR FULLY OCCUPIED RENTAL UNITS! 209 Sherman Ave features four currently occupied apartment units, generating $750 per unit per month, or $3,000 in gross monthly rental income / $36,000 annually. Each unit is individually metered. Owner-reported utilities average approximately $250/month. Property taxes are approximately $2,500 annually. The property consists of two buildings on approximately 0.23 acres with off-street parking. Built in 1947, the property offers an established rental setup with four income-producing units in a convenient Panama City location. Strong opportunity for an investor seeking existing rental income and an occupied multifamily property. Buyer to verify all unit count, square footage, room dimensions, rental income, expenses, utility arrangements, taxes, insurance, zoning, permits, property condition and all other information deemed important by buyer.

209 Sherman Ave, Panama City

$250,000

4 Beds ⋅ 4 Baths ⋅ 795519 MLS

INVESTMENT OPPORTUNITY -- FOUR FULLY OCCUPIED RENTAL UNITS! 209 Sherman Ave features four currently occupied apartment units, generating $750 per unit per month, or $3,000 in gross monthly rental income / $36,000 annually. Each unit is individually metered. Owner-reported utilities average approximately $250/month. Property taxes are approximately $2,500 annually. The property consists of two buildings on approximately 0.23 acres with off-street parking. Built in 1947, the property offers an established rental setup with four income-producing units in a convenient Panama City location. Strong opportunity for an investor seeking existing rental income and an occupied multifamily property. Buyer to verify all unit count, square footage, room dimensions, rental income, expenses, utility arrangements, taxes, insurance, zoning, permits, property condition and all other information deemed important by buyer.

209 Sherman Avenue, Panama City

1110 Sheffield Avenue Unit AB, Panama City

$278,000

6 Beds ⋅ 4 Baths ⋅ 795413 MLS

20k Price Reduction. Ready to Sell, Bring All Buyers. Duplex, Investment Opportunity. Both units are 3 Bedroom 2 Bathroom. Close to Rutherford High School. One, side rented producing $1700 per month. Recent Roof. Front unit is in the process of upgrades. More Photos to come. All information deemed reliable please verify for accuracy.

1110 Sheffield Avenue Unit AB, Panama City

$499,000

4 Beds ⋅ 4 Baths ⋅ 795304 MLS

A RARE OPPORTUNITY TO BUILD A HOME THAT FEELS UNIQUELY YOURS. This exceptional to-be-built residence in Laird Point offers something increasingly difficult to find--a beautiful new home with the opportunity for the buyer to participate in the selection process before construction is complete. Rather than purchasing someone else's choices, the buyer can personalize many of the finishes that will define the home, including flooring, cabinetry, countertops, paint colors, tile, fixtures and other design elements, subject to builder allowances and construction timing. Select the finishes that reflect your own taste and create a home that feels personal from the day you move in. The thoughtfully designed floor plan combines sophisticated architecture with the comfort and functionally expected in a luxury new-construction home. And because the home is to be built, the opportunity exists now to make selections that simply aren't possible once a completed home comes to market. New construction. Your selections. Your style. Your home. For a buyer who appreciates the advantages of a brand-new residence but doesn't want a cookie-cutter home designed for someone else, this is an exceptional opportunity to create something distinctly their own in Laird Point. Just as exceptional as the home is its setting within Laird Point, a distinctive gated waterfront community offering privacy, natural beauty and the relaxed lifestyle of coastal Florida. This particular homesite enjoys an especially desirable location. The water is directly across the street, providing the beauty and atmosphere of a waterfront setting without being directly on the shoreline. Behind the property are the community tennis and pickleball courts, creating an unusually open setting with no future home ever to be built directly behind this residence---a tremendous advantage for a buyer who values privacy, openness and a lasting sense of space. Laird Point offers the serenity of a private gated community surrounded by water and natural Florida beauty, while remaining convenient to the shopping, dining, recreation and attractions of the Panama City area. Combine this exceptional setting with the opportunity to select your own flooring, cabinetry, countertops, tile, colors and finishes, and this becomes far more than an opportunity to purchase a new home. It is a rare chance to create a home that reflects your style, your preferences and the way you want to live---in one of the area's most distinctive waterfront communities. Amenities also include RV/Boat storage and greenspace with sitting area. Schedule your private tour of Laird Point today.

1004 Tidewater Lane, Panama City

$835,000

6 Beds ⋅ 4 Baths ⋅ 795112 MLS

This spacious 6-bedroom, 4-bath home offers 4,230 square feet of comfortable living space on a private 1.53-acre property, perfectly designed for both everyday living and entertaining. Inside, the generous floor plan accommodates family, guests, or multi-generational living with ease. Recent upgrades include new flooring throughout completed last year and new kitchen quartz countertops, also installed last year, adding modern style and durability. The home is further enhanced by twin tankless gas water heaters, providing efficiency and continuous hot water. Outdoors, enjoy a true backyard oasis ideal for year-round enjoyment. The fully fenced yard features an in-ground pool, spa/hot tub, and a built-in barbecue and grill area with ample seating--perfect for hosting gatherings or relaxing in a resort-style setting. A standing seam metal roof installed approximately 1.5 years ago adds long-term value, durability, and peace of mind. Just ½ mile from SweetBay, you're close to shopping, dining, and everyday conveniences while still enjoying plenty of privacy. With exceptional outdoor amenities, thoughtful upgrades, and a desirable location, this property offers a rare opportunity to own a home that truly blends space, functionality, and an entertainer's dream backyard.

3610 Florida Avenue, Panama City

$1,070,000

3 Beds ⋅ 4 Baths ⋅ 795076 MLS

A Coastal Sanctuary Where Luxury Meets Laid-Back Living. Welcome to a truly special home in Panama City Beach, where refined coastal living meets the tranquility of nature. Nestled within a beautiful gated neighborhood and ideally located near Grand Lagoon, pristine beaches, state parks, and an incredible selection of fine and casual dining, this exceptional residence offers the best of the area right at your fingertips--while providing a peaceful retreat to come home to. Thoughtfully designed with both comfort and entertaining in mind, this 3-bedroom, 3½-bath home offers an inviting open-concept layout with beautiful custom finishes throughout. The main level centers around a spacious living, dining, and kitchen area designed for effortless everyday living and gathering with family and friends. The luxurious primary suite is also located on the main floor, creating a private retreat complete with a beautifully appointed ensuite bath, custom tilework, custom cabinetry, and a generous walk-in closet. Upstairs, two spacious bedrooms each feature an attached full bathroom, offering privacy and comfort for family members or guests. A separate bonus room adds another level of enjoyment with a customized home movie theater, creating an incredible cinematic experience without ever leaving home. Step outside and the magic continues. Enjoy your morning coffee or an evening breeze from the inviting open front porch, or retreat to the screened porch overlooking the private dipping pool and expansive pavered outdoor space. Here, the setting becomes just as memorable as the home itself. Beyond the backyard lies a serene lake with a beautiful fountain, creating a picturesque backdrop that changes with the seasons. The surrounding landscape is home to an abundance of wildlife, including deer, herons, osprey, and turtles. It feels less like a backyard and more like your own private nature sanctuary--a place where you can slow down, reconnect with nature, and enjoy the beauty of the outdoors throughout the year. And when you're ready to explore. Spend the day at the beach, explore the nearby state park, enjoy the waters of Grand Lagoon, or discover the area's diverse dining and entertainment options. Adding to the appeal, the gated community prohibits short-term rentals, preserving the peaceful residential character of the neighborhood. This is a home designed for living well, it's beautifully appointed, wonderfully private, and surrounded by the natural beauty and coastal lifestyle that make Panama City Beach such a special place to call home. Come experience the sanctuary for yourself.

5407 Hopetown Lane, Panama City

$350,000

6 Beds ⋅ 4 Baths ⋅ 795016 MLS

Built in 2024, this Panama City duplex offers two units, each featuring 3 bedrooms, 2 bathrooms, and over 1,050 square feet of living space, totaling over 2100sqft. Both units are currently leased at $1,650 per month each, providing combined scheduled gross rental income of $3,300 per month before expenses. The lease for 314 Bayou Avenue runs October 1, 2025, through September 30, 2026, and the lease for 316 Bayou Avenue runs September 1, 2025, through August 31, 2026. An opportunity to purchase a newer duplex with existing leases in place. Buyer to verify square footage, lease terms, and operating expenses.

314 & 316 Bayou Avenue, Panama City

$435,000

4 Beds ⋅ 4 Baths ⋅ 1011205 MLS ⋅ 2,796 SqFt.

Like-new Camden model with a 3-car garage in sought after Bridge Harbor, conveniently located near Tyndall AFB. Homes with this much space, flexibility, and level of upgrades are hard to find. Enjoy LVP flooring, 9-foot ceilings, elegant trey ceilings, and an open-concept layout designed for everyday living and entertaining. The kitchen features a large center island, granite countertops, and a spacious breakfast nook. The flexible floor plan includes a Jack and Jill bath, guest half bath, and an additional bedroom with its own ensuite and flex space perfect for guests, an office, second living area, or multigenerational living. Smart-home features include keyless entry, video doorbell, automated lighting, smart controls, security cameras, and motion lighting. The corner lot offers a screened-in porch with doggie door, large, fenced backyard, double gate access, sprinkler system, and gutters. Additional upgrades include laundry room cabinets and sink, ceiling fans throughout, and garage shelving. If you want a home that feels like new without waiting for the upgrades, this one deserves a look!

301 Allie Way, Panama City

$430,000

4 Beds ⋅ 4 Baths ⋅ 794966 MLS

OPEN HOUSE THIS SUNDAY 1:30PM-4PM! VA Assumable Loan at 2.5%! Like-new Camden model home with a 3-car garage in the sought after Bridge Harbor community, conveniently located near Tyndall AFB. Homes offering this combination of space, upgrades, flexibility, and thoughtful additions are hard to find. From the moment you walk in, you'll notice the luxury vinyl plank flooring, 9-foot ceilings, and elegant trey ceilings featured throughout the study, dining room, living room, and spacious primary suite. The open-concept design creates an effortless flow for everyday living and entertaining. The floor plan offers incredible flexibility with a Jack and Jill bathroom, guest half bath, and a spacious additional bedroom complete with its own private ensuite bathroom and flex area. Use it as an office, second living space, guest suite, or a comfortable setup for multigenerational living or extended guests. At the heart of the home, the kitchen features a large center island, granite countertops, and a generous breakfast nook that is perfect for casual meals or morning coffee. Smart living is already built in with a full Smart Home package, including Kwikset keyless entry, SkyBell video doorbell, automated porch lighting, and a touch panel controlling the thermostat, lighting, front door, and more. Exterior security cameras and motion lighting add an extra layer of peace of mind. Situated on a desirable corner lot, this home also offers a screened-in back porch with a convenient doggie door, a large backyard surrounded by a 6-foot privacy fence, and double gate access for additional parking. The sellers have added thoughtful upgrades including laundry room storage cabinets and a utility sink, ceiling fans throughout, and additional shelving in the garage. A full sprinkler system and gutters add even more convenience. If you've been waiting for a home that feels like new but already has the upgrades and extras you would want to add yourself, this one deserves your attention. Space, flexibility, smart technology, a 3-car garage, and a fantastic location near Tyndall AFB, all in one package.

301 Allie Way, Panama City

$350,000

6 Beds ⋅ 4 Baths ⋅ 794731 MLS

Built in 2023, this duplex features two 3-bedroom, 2-bathroom units, both currently occupied and leased at $1,650 per month each. Combined scheduled gross rental income is $3,300 per month before expenses. Convenient to Tyndall Air Force Base and Business 98, this property offers an opportunity to add a newer duplex with existing tenants to your investment portfolio.

147/ 149 Claire Avenue, Panama City

$949,000

4 Beds ⋅ 4 Baths ⋅ 794698 MLS

EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

325 Confidence Way, Panama City

$440,000

4 Beds ⋅ 4 Baths ⋅ 794471 MLS

MAJOR BONUS FOR QUALIFIED BUYERS: ASSUMABLE VA LOAN AT 4.25%! Welcome to Bridge Harbor! This stunning Craftsman-style home features the Camden floor plan, offering 2,826 sqft of beautifully designed living space, including 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage. As you step inside, you're greeted by luxury vinyl plank flooring and 9-foot ceilings throughout, with elegant trey ceilings in the study, dining room, living room, and primary bedroom. The kitchen is the heart of the home, showcasing a large center island, granite countertops, and stylish painted cabinetry. The primary suite provides a serene retreat, while the second master suite offers added privacy for guests or extended family, complete with its own custom-tiled, glass-enclosed shower and private bathroom. Step outside to the covered patio and enjoy the added elegance and privacy of plantation shutters throughout the home. This Camden floor plan perfectly blends style, functionality, and thoughtful design, making it a home you'll love to call your own. Don't miss the opportunity to take advantage of the assumable VA loan at 4.25% for qualified buyers!

100 Bridge Harbor Drive, Panama City

$407,500

5 Beds ⋅ 4 Baths ⋅ 794411 MLS

For your consideration: This home offers 5 Bedrooms, 3 full Baths, The second floor includes a private en-suite bedroom. Relax and unwind on the screened-in back porch, New 6 month Washer and Dryer will convey with purchase, Granite counter tops, back splash, open concept fit for the family that entertains. Home protection provided by Ring Alarm and Surveillance. VA assumable loan. Community pool, and playground.

214 Bayou Bend Lane, Panama City

$449,900

5 Beds ⋅ 4 Baths ⋅ 794401 MLS

Welcome to the Embry, a new home floor plan at Hodges Bayou in Panama City, Florida. The Embry plan is a 5-bedroom, 3.5-bathroom two-story home with over 2800 Sq. Ft. and a two-car garage. As you step inside, you're greeted by a versatile flex space right off the foyer--perfect for a bright home office, a formal dining room, or a cozy reading nook. The open-concept design flows seamlessly into the heart of the home: a stylish kitchen featuring sleek stainless-steel appliances, crisp white cabinetry, and a massive center island. This space connects directly to an expansive great room, creating the ultimate hub for daily life and entertaining guests. The main-level primary suite is designed as a peaceful retreat, offering a private escape from the hustle and bustle. The en-suite bathroom combines function and luxury, boasting a double vanity, private water closet, spacious shower, a relaxing garden soaking tub, and an oversized walk-in closet. Upstairs, you'll find a large, flexible living area ideal for a game room, media center, or family hangout. Four generously sized secondary bedrooms share two full bathrooms, providing ample room for everyone. One bedroom even includes a private, attached bathroom--perfect for guests or a teen suite. On the outside of this home, you'll see durable Hardie board siding on all sides of the home. There is also a covered front patio area for you to sit and enjoy the beautiful Florida weather. Located in the fast-growing Panama City area, this new construction home in Hodges Bayou is equipped with modern Smart Home Technology to simplify your life. Don't miss your chance to own in this premier community--contact us to tour the Embry plan today!

7217 Shady Oak Way, Panama City

$699,900

3 Beds ⋅ 4 Baths ⋅ 794333 MLS

PRICE IMPROVEMENT! New price of $699,900! NEW CONSTRUCTION CUSTOM-BUILT PROPERTY! Pool-ready backyard with electrical pre-wiring already in place, providing an excellent opportunity for you to custom design your future pool! Step into this stunning 2026 custom-built home, perfectly situated on a serene 1.14-acre lot in the sought-after Bream Pond community of Panama City, featuring underground utilities. Designed for modern living with timeless elegance, this 3-bedroom, 3.5-bath residence offers an open, flowing layout with exceptional attention to detail. The home welcomes you with striking iron French double doors, leading into a light-filled living space with beautiful views of the lanai and outdoor living area for your future pool and outdoor grill! At the heart of the home is a gourmet kitchen featuring high-end KitchenAid appliances, including a French door refrigerator, microwave/oven combination, gas cooktop, and an industrial-grade range hood. The spacious design makes it perfect for cooking, gathering and entertaining. Sunlight fills the expansive main living areas, creating a warm and inviting atmosphere throughout. Each bedroom is generously sized, including a luxurious primary suite with spa-like features. The primary bath offers dual custom closets, dual vanities with a center seating space, and a convenient connecting door to the custom laundry room. Enjoy the privacy and tranquility of over an acre of land--ideal for outdoor living, entertaining, or simply relaxing. The outdoor space includes two gas stub-outs for a future grill or fireplace, as well as a large storage room designed to accommodate future pool equipment. Existing pool equipment is already in place for a future pool installation. Additional features include 8-foot arched doorways, bullnose-edge quartz countertops throughout, neutral LVP flooring, and thoughtfully selected finishes that create a cohesive and stylish design. Key Features: 3 bedrooms | 3.5 bathrooms 2,690 sq ft living | 4,144 total under roof Built in 2026 with high-quality, modern finishes 1.14-acre homesite, open-concept layout with gourmet kitchen,Luxurious primary suite with spa-inspired bath, located in Bream Pond, Bay County North! Conveniently located just 18 miles to the international airport, 25 minutes to medical facilities near Hwy 79, and approximately 35 minutes to Pier Park for shopping, dining, and beach access. Scenic 30A destinations including Rosemary Beach, Seaside, and Alys Beach are just a 45-minute drive away. This property is situated near future development expected to bring additional residential growth, amenities, and conveniences to the surrounding area. Buyer to independently verify all development plans, timelines, and details with the appropriate governmental authorities. Experience the perfect blend of privacy, comfort, and modern luxury! This new construction home is ready to welcome you. *DISCLOSURE- ONE AI IMAGE UPLOADED TO SHOW FUTURE POOL/OUTDOOR/LANDSCAPING OPTIONS. *No active HOA or board. Property may be subject to recorded covenants, conditions, and restrictions. Seller and listing agent make no representations regarding permitted use. Buyer to perform all due diligence regarding restrictions, zoning, utilities, and intended use.

14822 Bream Pond Road, Panama City

$415,000

4 Beds ⋅ 4 Baths ⋅ 794279 MLS

Incredible views from this Bay Front 3 bedroom 2.5 bath Townhome with 1 bedroom 1 bath mother-n-law apartment on ground floor. Boat dock is almost directly in front of this unit, each owner in this group of townhomes has 1/11th deeded ownership, No HOA fees. The main living unit has a really great split level floor plan. Drive up parking for 2 cars. Enter the unit on living room level featuring upon entry kitchen, 1/2 bath and large living room with dining nook. Covered balcony access overlooking the dock and the bay. Head downstairs to your primary bedroom with amazing views of the bay with covered balcony. Just down the hallway you'll find 2 guest bedrooms, a shared full bath, and full size laundry. Head down the exterior stairs to access your full mother-n-law apartment with 1 bedroom, 1 bath, w/ laundry. Both upstairs and mother-n-law have share utilities. The mother-n-law unit features a galley style kitchen and again amazing views of the bay from living room w/ covered porch area off the living space. This townhome is located in Parker, you are a short drive to Tyndall AFB, downtown Panama City, Callaway, and by boat, marina services are a quick boat ride in either direction. Easy boating access to the intercostal, Shell Island, or St Andrew's Pass for gulf access. Pier 99 Marina and Watson Marina are both a short boat ride for fuel, bait, and supplies. The possibilities are here for rental income, Live upstairs and rent downstairs or vice versa. Owner had Peaden install new HVAC in 2023 and has a service contract with Peaden.

914 Pitts Avenue, Panama City

$1,499,000

4 Beds ⋅ 4 Baths ⋅ 794031 MLS

First time to hit the market, 4 bedroom(plus bunk room) RENTAL POWERHOUSE on the highly sought after East End. One home off the water on a stretch of beach not overrun with condos. Owners, investors and tourists/guests LOVE this area for that exact reason. Schooners is on Gulf Dr- a 6 min walk, St Andrews State Park is 1 mile away, and the some of the beach's very best restaurants are concentrated in this Lower Lagoon area. Not to mention the sandy white beach directly across from this home. There's a King master ensuite on the first floor along with the kitchen, dining and living area, the laundry room and a half bathroom. Off of this is a door leading to an outdoor oasis. A heated optional pool with a lounge area and high top dining area. Upstairs is an additional Master King ensuite with a large balcony with views of the Gulf, 2 more bedrooms, bathroom and a bunkroom rounds out the upstairs area. This home has a strong rental history and great reviews. It's being sold furnished. Its sister property, identical in layout, 2 doors down is listed for sale as well.

5516 Gulf Drive, Panama City

$1,499,000

4 Beds ⋅ 4 Baths ⋅ 794028 MLS

First time to hit the market, 4 bedroom(plus bunk room) RENTAL POWERHOUSE on the highly sought after East End. One home off the water on a stretch of beach not overrun with condos. Owners, investors and tourists/guests LOVE this area for that exact reason. Schooners is on Gulf Dr- a 6 min walk, St Andrews State Park is 1 mile away, and the some of the beach's very best restaurants are concentrated in this Lower Lagoon area. Not to mention the sandy white beach directly across from this home. There's a King master ensuite on the first floor along with the kitchen, dining and living area, the laundry room and a half bathroom. Off of this is a door leading to an outdoor oasis. A heated optional pool with a lounge area and high top dining area. Upstairs is an additional Master King ensuite with a large balcony with views of the Gulf, 2 more bedrooms, bathroom and a bunkroom rounds out the upstairs area. This home has a strong rental history and great reviews. It's being sold furnished. Its sister property, identical in layout, 2 doors down is listed for sale as well.

5500 Gulf Drive, Panama City

$513,000

5 Beds ⋅ 4 Baths ⋅ 793699 MLS

SPACE, LOCATION & LIFESTYLE! Big family, like room to move around? No problem for this impressive 4,128 sq. ft. home offering 5 bedrooms, 3.5 baths, and plenty of room for everyone. A large bonus room provides endless possibilities--create a playroom, second living area, home theater/media room, game room, or whatever fits your lifestyle. Located near Harders Park, you'll have easy access to disc golf, walking trails, and peaceful ponds, perfect for enjoying the outdoors close to home. Plus, you're conveniently located near Tyndall Air Force Base and just a short drive from the area's beautiful white-sand beaches. With generous living space, flexible rooms, and a location that puts recreation, military facilities, and the beach within easy reach, this home offers the space and lifestyle you've been looking for. Come see all this home has to offer!

5528 Mars Hill Lane, Panama City

3001 W 10th Street Unit 510, Panama City

$909,000

3 Beds ⋅ 4 Baths ⋅ 793606 MLS

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

$491,350

5 Beds ⋅ 4 Baths ⋅ 793529 MLS

Your NEW construction home awaits! The Aspen. The perfect home for entertaining friends & family. Appetizers on the quartz island, big game on the TV, while you don't miss a beat as the social hub of the home flows seamlessly from one space to another. Step outside to the covered porch to eat or sit down in the dining room with its coffered ceiling. Upstairs the master suite & separate sitting area truly a space to retreat & recharge. The walk-in closet has access to the laundry room so you won't be hauling laundry down the stairs. Bay windows & trey ceilings accentuate some of the 5 bedrooms & the loft is a great bonus space. Visuals feature a similar home for inspiration. Pricing is the base starting point; final price varies based on selected features.

4619 Roundwood Way, Panama City

$421,850

5 Beds ⋅ 4 Baths ⋅ 793067 MLS

The Milton II by Valor Communities is the perfect home for a busy household. This layout features five bedrooms and four full baths, including a private primary suite and a convenient first-floor guest bedroom. The versatile second level includes an additional bedroom and a large bonus room, serving as a second living space or playroom. The main floor centers around an open-concept kitchen and family room, while the charming covered porch offers a peaceful spot to relax. Complete with a two-car garage, this home provides the space and function your household needs. Visuals feature a similar home for inspiration.

4647 Roundwood Way, Panama City

$439,850

5 Beds ⋅ 4 Baths ⋅ 793066 MLS

The Bridgestone. The perfect home for entertaining friends and gathering with family. Appetizers on the granite island, big game on the TV, while you don't miss a beat as the social hub of the home flows seamlessly from one space to another. The dining room with its beautifully coffered ceiling opens conveniently to the kitchen. Or step outside right outside the kitchen to your patio and put some food on the grill. Retreat upstairs to your spacious master suite with a trey ceiling. Enjoy the separate tub and shower along with dual sinks in the bathroom. The large multifunctional loft is perfect for a home office or play area for the kids. The three additional bedrooms on this level also feature trey ceilings. One bedroom and full bathroom located on the first floor is great for guests. Visuals feature a similar home for inspiration. Pricing is the base starting point; final price varies based on selected features.

4643 Roundwood Way, Panama City

$464,900

4 Beds ⋅ 4 Baths ⋅ 792808 MLS

WOW! **SELLER OFFERING HUGE INCENTIVES!** Up to 3.3% (of purchase price) seller credit toward buyer closing costs, rate buy down etc., a 2-year home warranty, and 1 year of HOA dues paid with an acceptable offer! This is an exceptional opportunity for buyers! Welcome to this beautiful 4-bedroom 4-bath home in the highly sought-after Titus Park community, offering a community pool and dog run within walking distance. With 2,817 sqft of thoughtfully designed living space and situated on a corner lot, this spacious residence combines timeless curb appeal with an attractive Hardie board siding construction. Step inside to an inviting foyer that immediately showcases the home's open, modern layout. To the right, two bedrooms share a well-appointed Jack-and-Jill bathroom. As you continue through the home, you'll find a conveniently located half bath, an oversized laundry room, and access to the spacious three-car garage. Adjacent to the foyer is an expansive second living area that can easily serve as a family room, media room, home office, or fitness space. This area also provides access to a private fourth bedroom featuring its own en-suite bathroom and walk-in closet, making it an ideal guest/mother-in-law suite. The main living areas feature elegant tray ceilings with crown molding, recessed lighting, and abundant natural light. The kitchen is truly the heart of the home and designed with functionality in mind. It offers abundant cabinetry, a large granite-topped center island with additional storage on the back side, a coffee bar, oversized walk-in corner pantry, and stainless appliances-including the refrigerator. Just off the kitchen, the breakfast area overlooks the private backyard, creating the perfect setting for casual dining. The spacious owner's suite provides a peaceful retreat overlooking the backyard and features a luxurious en-suite bath with soaking tub, walk-in shower, dual granite vanities, private water closet, generous walk-in closet, and additional linen storage. Step outside to enjoy the fully fenced backyard, complete with an expansive covered patio ideal for entertaining and plenty of room to relax. Additional exterior upgrades include a full irrigation system, wrap around gutters, and a Culligan whole-home water softener system, adding both convenience and value. The oversized 30' x 20' three-car garage offers exceptional space for vehicles, storage, hobbies, or a home gym. Conveniently located just minutes from the growing Lindsey Crossing development with restaurants, shopping, grocery stores, and Starbucks, this home is also approximately 25 minutes to Tyndall Air Force Base and Naval Support Activity Panama City, making it an outstanding location for military personnel and commuters alike. Outdoor enthusiasts will appreciate being only five minutes from Lynn Haven's beautiful Bayou Park & Preserve, a 99-acre destination featuring walking trails, fitness loops, playgrounds, docks, boardwalks, open pavilions, and abundant green space. If you've been searching for a move-in ready home, this incredibly popular Camden open floor plan has it all - the spacious living areas, a private guest suite, three-car garage, and an unbeatable location. All measurements are approximate; buyer to verify if important. Schedule your private showing today!

4850 Loblolly Way, Panama City

$299,900

5 Beds ⋅ 4 Baths ⋅ 792396 MLS

Welcome to this amazing, spacious home featuring a whopping 5 bedrooms and 3.5 bathrooms. Situated in a beautiful, quiet neighborhood, this completely remodeled solid brick home offers a decent curb appeal and high-end craftsmanship. It boasts a lot of new plumbing, new electric panels, new roof, new HVAC, new flooring throughout, new kitchen with stylish cabinetry, new stainless steel appliances, as well as new and remodeled bathrooms. There is an abundance of oversized windows that fill the home with natural sunlight, and a bright, inviting layout designed for everyday living. In-lieu of its size, spacious nature and thoughtful architecture, and boasting two master ensuites, this home would be perfect for multi-generational living, large families or flexible living arrangements without compromising on privacy. Step outside to the sprawling, covered back porch where lots of pleasant memories to be made await its new owners. The yard is humongous with more than enough room for a private pool. As if that is not enough, this waterfront property has a pond at its rear end. This pond area could be tastefully sculpted to provide lasting enjoyment all year round. The features and benefits go on and on. The Y-shaped driveway make for easy entrance and exit while providing tons of parking space for any number of cars, RVs or boats you may have. You would have no fears about bringing the party home to this nearly 1 acre of property. This special property is located at the heart of the city, just minutes from white sandy beaches, hospitals, Tyndall Airforce Base, shopping, and dining. And at this price, there is simply nothing else like it in the area. Make it yours!

5312 Hickory Street, Panama City

3001 W 10th Street Unit 713, Panama City

$895,000

3 Beds ⋅ 4 Baths ⋅ 792144 MLS

YOU can be looking at secluded Shell Island from your private retreat at Harbour Village - just steps from a waterfront park shaded by magnificent 100+ -year-old oak trees. Here, the beauty of St Andrews surrounds you, with the Marina, bay sunsets and Gulf waters creating a setting that feels worlds away while remaining connected to the character and charm of this historic community. Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. Everything you would expect in a luxury residence, including open living spaces with rich wood grain premium porcelain tile flooring throughout, granite countertops, upgraded windows & doors in 2020, custom lighting and designer ceiling fans, whole house dehumidifier, abundant custom storage cabinetry, a cozy gas fireplace, Allen & Roth closet system, and new LG washer & dryer. Two remote controlled Phantom sunscreens on the west-facing balcony provide comfort while you relax and enjoy the ever-changing waterfront scenery. Harbour Village is nestled in the heart of historic St Andrews. Step outside to visit the one-of-a-kind local shops, dine on seafood that swam in the Gulf just last night, and enjoy a way of life open only to a fortunate few . Watch local vessels and Intracoastal shipping cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular 270 degree panoramic views of unforgettable sunrises and sunsets. The location of the unit screens it from the bustle and noise of the nearby public Marina, the commercial businesses, and numerous popular eateries. Homeowners enjoy approximately 2 acres of beautifully landscaped gated rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Harbour Village also offers more than 600 feet of sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. Those who know St Andrews recognize the value of its history, character and irreplaceable waterfront setting. A home you MUST SEE to appreciate. Purchase includes Garage Storage #S04 - 405 cu.ft. climate-controlled. Also available - Furnishings and Boat Slip: Furnishings as shown are available for purchase separately, with price negotiable. 38' Boat slip & Marina storage are also available separately; pricing to be determined.

3001 W 10th Street Unit 713, Panama City

$474,900

4 Beds ⋅ 4 Baths ⋅ 791976 MLS

**OPEN HOUSE SUNDAY JULY 19th 2-4pm** Immaculate Julian Floor Plan in a Gated Community with GORGEOUS Water Views! Welcome home to this beautifully maintained 4-bedroom, 3.5-bathroom residence, perfectly situated on a large private lot with peaceful water views in a desirable gated community. Thoughtfully upgraded and meticulously cared for, this home offers the perfect blend of comfort, style, and functionality. Step inside to find engineered hardwood flooring throughout the main areas downstairs and an inviting open-concept layout designed for everyday living and entertaining. The spacious living room is the heart of the home, showcasing a stunning shiplap accent wall with an electric fireplace for a warm and welcoming atmosphere. The gourmet kitchen overlooks the living area and features granite countertops, stainless steel appliances, a stone tile backsplash, breakfast bar, pantry, and tile flooring. Just off the kitchen, the elegant dining room is enhanced with wainscoting and French doors that lead to the screened back patio, seamlessly blending indoor and outdoor living. The spacious first-floor primary suite offers a relaxing retreat with crown molding, a large walk-in closet, an additional secondary closet, double vanities, and a beautifully tiled walk-in shower. Upstairs, you'll find luxury vinyl plank flooring, three generously sized bedrooms (one being a 2nd primary suite) and a large 2nd living room facing the water. Step outside to your private backyard oasis featuring a large screened patio with built-in speakers, an extended deck with a pergola, and a fenced backyard --ideal for relaxing or entertaining year-round. Additional highlights include a storm door, and exceptional curb appeal. This move-in-ready home truly has it all. Schedule your private showing today and experience everything this exceptional floor plan has to offer!

1020 Tidewater Lane, Panama City

147 Lake Merial Shores Drive, Panama City

$949,000

6 Beds ⋅ 4 Baths ⋅ 791960 MLS

ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

$1,444,000

4 Beds ⋅ 4 Baths ⋅ 791832 MLS

Experience elevated coastal living at 210 Marlin Circle in Bay Point--an elegantly updated waterfront sanctuary on a quiet canal east of the Bonefish Bridge. True move-in readiness meets peace of mind in this pre-inspected, one-level residence located in Zone X, featuring a clean claim history, insurable status, and a recent vinyl seawall evaluation with no issues. The Resort-Style arrival features a circular paver driveway, automated landscape lighting, and a water feature surrounded by soothing beach pebbles. Inside, the Great Room rises to soaring ceilings anchored by a functional gas-to-wood burning fireplace, flowing seamlessly into a wet bar with custom waterfall granite, a beverage fridge, and an ice maker. The efficient kitchen boasts updated cabinetry, soapstone countertops, upgraded KitchenAid appliances, a 6-burner natural-gas cooktop with pot filler, and convection microwave wall oven. Designed for ultimate versatility, the interior layout showcases four en-suite bedrooms. The primary suite features a Turkish-inspired steam shower with Delta/Ferguson dual heads, Bluetooth speakers, and mood lighting, alongside a soaking tub, dual vanities, and a private courtyard with Trex decking, a hot tub, and a dual-temperature outdoor shower. Guests or caretakers enjoy a private-entry suite with its own courtyard, frameless shower, floating vanity, and dedicated laundry zone. A third mobility-friendly front suite includes a curbless roll-in tile shower with dual fixtures, while the fourth suite offers a floating granite vanity paired with a full tiled tub and shower combo. The fenced back yard with lush Zoysia turf serves as your launchpad for deep-water adventure. Positioned on approximately 70 ft of waterfront, the private dock was upgraded in 2019, with a new seawall cap, pilings, and ladder. In addition to, 30-amp shore power, watercraft washing stations, and zero height restrictions--offering uninhibited passage to Shell Island and the Gulf for tall-masted sailboats, flybridge yachts, or tuna towers. There's even a spot for a boat lift! Multiple entertaining and relaxation areas aligned toward western-facing sunsets let you connect and unwind in total serenity with space for a swimming pool! Behind the scenes, mechanical and building infrastructure is entirely turn-key. Upgraded dual HVAC systems with replaced ductwork (2020) feature semi-annual service history and REME HALO® air purification. The 2020 natural gas installation feeds two annually serviced Navien tankless water heaters, cooktop, fireplace, primary laundry, and an outdoor stub for a future fire pit or grill. Additional features include a 2019 roof, gutters, a complete chimney overhaul (cap, chase cover, flue pipe, and collar), storm drain system, dual laundry zones including a boater's closet, smart Honeywell thermostats, Orbit B-hive irrigation, and integrated surround sound with global surveillance access. Every system is checked, completed, and move-in ready. Schedule your private showing today.

210 Marlin Circle, Panama City

$940,350

5 Beds ⋅ 4 Baths ⋅ 791579 MLS

Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

$529,635

4 Beds ⋅ 4 Baths ⋅ 791503 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! SweetBay Welcome Center & builder model homes open Daily. The Iva plan by Harris Doyle Homes in Indigo Lakes at SweetBay! The open great room has connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite has a tile-to-ceiling shower, dual vanities, and walk-in closet. The Iva includes a two-car garage, large front porch, optional balcony and rear covered patio. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and even more future amenities to come! New Construction home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

7009 N Lagoon Drive Unit 119, Panama City

$1,000,000

4 Beds ⋅ 4 Baths ⋅ 791280 MLS

REDUCED $25,000. MOTIVATED SELLER! WATERFRONT HOME IN LAGOON ESTATES. 4 Bedroom, 3.5 baths, plus an office. Fresh paint. Boat slip with a lift. Walk to your boat and take a ride to the gulf. Community pool with low HOA, only $800.00 a quarter. Metal roof. Sit on your patio and enjoy the view of the Lagoon or on your deck. BOAT SLIP WITH A LIFT!

7009 N Lagoon Drive Unit 119, Panama City

$800,990

5 Beds ⋅ 4 Baths ⋅ 791109 MLS

A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The LINDSTROM II G in Saltaire community offers a 5BR/4BA, open and split 2-story design with the master bedroom on the first floor and a bonus room upstairs. Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bathroom, kitchen island, walk-in pantry, boot bench at garage entry, double vanity in upstairs bathroom, ensuite bathroom in bedroom 5, two separate attic spaces on 2nd floor, covered porches, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

3777 Saltaire Court, Panama City

$371,990

5 Beds ⋅ 4 Baths ⋅ 791106 MLS

A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. The LELAND II G in Saltaire community offers a 5BR/3.5BA 2-story design with master bedroom on first floor and flex space upstairs. Special Features: double vanity, large shower, and walk-in closet in master bathroom, kitchen island, double vanity in 2nd bath, ensuite bathroom in bedroom, 5, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

3749 Shoreline Circle, Panama City

$462,757

5 Beds ⋅ 4 Baths ⋅ 790919 MLS

The Bridgestone. The perfect home for entertaining friends and gathering with family. Enjoy appetizers on your quartz island and watch the big game on the TV, with the warmth from your LED Fireplace. The dining room with its beautifully coffered ceiling opens conveniently to the kitchen. Step outside the kitchen to your patio and put some food on the grill. Wood tread stairs lead you to your retreat upstairs and your spacious master suite with a trey ceiling. Enjoy the separate tub and tile shower along with dual sinks in the bathroom. The large multifunctional loft is perfect for a home office or play area for the kids. The three additional bedrooms on this level also feature trey ceilings. One bedroom and full bathroom located on the first floor is great for guests. Visuals feature a similar home for inspiration. Numerous options and upgrades added!

4575 Roundwood Way, Panama City

$474,900

5 Beds ⋅ 4 Baths ⋅ 790889 MLS

Welcome to the Embry, a new home floor plan at Titus Park in Panama City, Florida. The Embry plan is a 5-bedroom, 3.5-bathroom two-story home with over 2800 Sq. Ft. and a two-car garage. As you step inside, you're greeted by a versatile flex space right off the foyer--perfect for a bright home office, a formal dining room, or a cozy reading nook. The open-concept design flows seamlessly into the heart of the home: a stylish kitchen featuring sleek stainless-steel appliances, crisp white cabinetry, and a massive center island. This space connects directly to an expansive great room, creating the ultimate hub for daily life and entertaining guests. The main-level primary suite is designed as a peaceful retreat, offering a private escape from the hustle and bustle. The en-suite bathroom combines function and luxury, boasting a double vanity, private water closet, spacious shower, a relaxing garden soaking tub, and an oversized walk-in closet. Upstairs, you'll find a large, flexible living area ideal for a game room, media center, or family hangout. Four generously sized secondary bedrooms share two full bathrooms, providing ample room for everyone. One bedroom even includes a private, attached bathroom--perfect for guests or a teen suite. On the outside of this home, you'll see durable Hardie board siding on all sides of the home. There is also a covered front patio area for you to sit and enjoy the beautiful Florida weather. Located in the fast-growing Panama City area, this new construction home in Titus Park is equipped with modern Smart Home Technology to simplify your life. Don't miss your chance to own in this premier community--contact us to tour the Embry plan today! Don't forget to ask us about the available upgrades and options for this home!

4792 Windrow Way, Panama City

$1,399,000

3 Beds ⋅ 4 Baths ⋅ 790734 MLS

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

625 Crystal Bayou Boulevard Unit LOT 30, Panama City

$664,984

4 Beds ⋅ 4 Baths ⋅ 789371 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Move-in Ready! The Santa Rosa plan by Harris Doyle Homes on an oversized home site in Breakfast Point East. This popular home offers plenty of living space & room to entertain with an expansive Great Room, separate dining area and covered rear lanai. The second floor features balcony access! This large corner homesite features a lake and conservation views. Breakfast Point East is a walkable and golf-cart friendly community close to the Gulf and Panama City Beach parks, attractions, shopping and amenities. 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

625 Crystal Bayou Boulevard Unit LOT 30, Panama City

$659,500

5 Beds ⋅ 4 Baths ⋅ 789208 MLS

King's Landing, an exclusive new community of 39 single-family homes located in the desirable King's Point area of Lynn Haven's Pretty Bayou. The stunning Abney plan offers 3,073 square feet of thoughtfully designed two-story living with 5 bedrooms, 4 baths and a 2-car garage. The Abney layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, and separate water closet. Four additional bedrooms and 3 full baths provide comfortable accommodations for family and guests. Residents will enjoy access to the community pool and cabana, perfect for relaxing and enjoying the waterfront views. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftmanship and attention to detail that Traton Homes has delivered for 55 years. Completion date late Dec/Jan.

2913 W 27th Court, Panama City

$1,200,000

5 Beds ⋅ 4 Baths ⋅ 789058 MLS

***OPEN HOUSE! SUNDAY, NOV 1, NOON-2PM*** Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned directly on the lagoon and just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and awesome short-term rental (STR) potential, all with no HOA restrictions. It could be perfect as a primary residence, a second home, or an income-producing investment. The seller just received a home inspection report, made updates, and is happy to share the results. This home is ready to SELL! Thoughtfully renovated from top to bottom, the residence features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor then the primary suite and two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. The home is in great shape and ready to be sold. The seller has also just replaced all 10 panes of glass in the sliders, so you get a crisp, clear view of the lagoon! Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Drive, Panama City

2826 La Mesa Avenue Unit 2826/ 2828, Panama City

$450,000

6 Beds ⋅ 4 Baths ⋅ 789006 MLS

Beautiful Newly b built duplex, ready to make it your main or home between families or to turn it into your acquisition for rents. Each duplex has 3 bedrooms and 2 bathrooms, modern kitchen, beautiful bathrooms, a large back yard. Near mall, near 23ST WHERE SCHOOLS, SUPERMARKETS AND DEPARTMENT STORES ARE LOCATED. Just 20 minutes from the best beaches in this area. Don't miss this opportunity.

2826 La Mesa Avenue Unit 2826/ 2828, Panama City

Panama City, FL 4 Bathroom Homes for Sale

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