Panama City, FL Real Estate Search

Panama City, FL 2 Bedroom Homes for Sale

The real estate market around Panama City, FL, offers a variety of charming two-bedroom homes that cater to diverse lifestyles and budgets. Nestled amid the scenic beauty of the Florida Panhandle, these residences often feature modern amenities and spacious layouts, making them ideal for first-time buyers, small families, or those seeking a vacation getaway. From cozy cottages near the beach to more contemporary styles in quiet neighborhoods, potential homeowners can enjoy the blend of coastal living and community amenities. The thriving area is known for its warm climate, vibrant local culture, and proximity to stunning natural landscapes, ensuring that residents have plenty of recreational opportunities at their doorstep.

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Newest Panama City, FL 2 Bedroom Homes for Sale

$585,000
2 Beds 2 Baths 795241 MLS
You're one decision away from living where everyone else vacations! Welcome to Sunrise Beach Resort, a premier GULF-FRONT DESTINATION in the heart of Panama City Beach, where breathtaking views, resort-style amenities, and the sugar-white sands of the Emerald Coast are right outside your door. Located on the 19TH FLOOR, this beautifully appointed 2-bedroom, 2-bath GULF-FRONT RESIDENCE offers an additional private bunk room and comfortably accommodates up to 8 guests. From the moment you step inside, expansive Gulf views take center stage. The open living area features oversized windows, coastal-inspired finishes, tile flooring, comfortable furnishings, and a PRIVATE BALCONY perfectly positioned for morning coffee, afternoon relaxation, or unforgettable Gulf sunsets. The Gulf-front primary suite offers stunning water views, a king-size bed, generous closet space, and a private en-suite bathroom with a luxurious glass-enclosed shower. The spacious second bedroom features a queen bed, while the separate bunk room includes a twin-over-full bunk, creating a versatile space for children, guests, or additional sleeping accommodations. A queen-size sleeper sofa in the living room provides even more flexibility. The kitchen is fully equipped for both everyday living and entertaining, with ample cabinetry, full-size appliances, and everything needed to prepare meals without ever leaving the comfort of your beachfront retreat. The residence is being offered FULLY FURNISHED, including the washer and dryer, making it truly turnkey for personal use or rental purposes. Adding even more functionality is a SEPARATE DEEDED STORAGE CLOSET on the same floor, (valued at $15K) providing valuable space for beach gear, owners' belongings, and recreational equipment. Beyond your front door, Sunrise Beach Resort delivers the amenities buyers come to the beach for--TWO GULF-FRONT SWIMMING POOLS, HOT TUBS, CHILDREN'S SPLASH AREA, GULF-FRONT FITNESS CENTER, COVERED PARKING GARAGE, UNLIMITED PARKING, AND DIRECT BEACH ACCESS. The resort's location places you just minutes from Pier Park, restaurants, shopping, entertainment, fishing, water sports, and family attractions. NORTHWEST FLORIDA BEACHES INTERNATIONAL AIRPORT (ECP) IS APPROXIMATELY 14 MILES AWAY, making this an easy-to-reach destination for owners and guests. Whether you're searching for a Gulf-front getaway, investment opportunity, second home, or your own piece of paradise, this is your opportunity to stop vacationing here and start owning here.

14825 Front Beach Road Unit 1909, Panama City

$335,000
2 Beds 2 Baths 1011650 MLS 1,192 SqFt.
Welcome to your ultimate move-in ready retreat at 4026 Kirkpatrick Road! Situated just steps from deeded access to Deer Point Lake, this immaculate 2-bedroom, 2-bathroom home offers the ideal combination of freshwater recreation, major structural upgrades, and low-maintenance outdoor living with no HOA restrictions. The property features high-ticket recent improvements designed for total peace of mind, including brand new energy-efficient windows, a brand new central A/C system, and a 2019 roof. Step outside into your personal backyard oasis centered around a private, fully fenced inground gunite pool. It provides the perfect layout for relaxing after a day on the water, cooling off in the sun, or entertaining family and guests. For outdoor enthusiasts and travelers, the site offers abundant vehicle storage with expansive covered parking, featuring a dedicated high-clearance covered spot built to accommodate a boat or camper. Enjoy deeded access to Deer Point Lake just steps from your front door for effortless paddle-boarding and fishing on Panama City's premier freshwater lake. Located in a quiet, scenic setting with an easy commute into Lynn Haven, Panama City amenities, Tyndall Airforce Base, Panama City Beach, Hospitals, and local public boat launches. Whether you are looking for a turn-key primary home, a relaxed weekend sanctuary, or a strategic rental investment, 4026 Kirkpatrick Road provides exceptional freedom and lifestyle value. Schedule your private showing today

4026 Kirkpatrick Rd, Panama City

$250,000
2 Beds 2 Baths 794873 MLS
INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX WITH FREE LOT! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional dwelling unit if split. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $5,200 PER MONTH / $62,400 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance.

900 E 14th Street Unit A-B, Panama City

$725,000
2 Beds 2 Baths 794832 MLS
WEST-END CORNER RESIDENCE | UNOBSTRUCTED COASTLINE VIEWS | EXCEPTIONAL SUNSETS. This 2BR/2BA residence at Princess Condo captures Gulf-front living at its best--expansive water views, dramatic sunsets and an oversized tiled balcony overlooking the coastline. Positioned on the coveted west end of the building, this corner residence offers a remarkable perspective down the coast, while floor-to-ceiling windows and doors bring the Gulf views directly into the living area and Gulf-front primary suite. Both open to the balcony, creating a seamless connection between indoor and outdoor living. Inside, LVP flooring carries through the residence, while the spacious kitchen features granite countertops, stainless appliances and a breakfast bar ideal for casual entertaining. A wet bar and full-size laundry room with utility sink add convenience. The Gulf-front primary suite is a private retreat featuring a renovated shower, whirlpool tub, double vanities and a west-facing window framing the coastline. The generously sized guest bedroom comfortably accommodates two queen beds and includes a full bath with tub/shower combination. Princess Condo is a gated Gulf-front community offering secured high-speed elevators, 3 heated pools (one is indoor), hot tub, fitness center, game room, tennis court and an on-site rental office. VA-approved financing provides an additional ownership opportunity. The defining feature, however, is the setting. From this coveted west-end position, the coastline stretches into the distance and sunset becomes an evening event. This is more than a Gulf-front condo, it's a front-row seat to some of Panama City Beach's most spectacular views. For buyers seeking a Panama City Beach Gulf-front condo, second home or vacation rental investment, this residence combines a highly desirable beachfront location with the features today's coastal buyers value most. Princess Condo offers direct beach access, Gulf-front amenities and an established setting along Thomas Drive, making this property equally compelling as a personal coastal retreat or short-term rental investment.

6415 Thomas Drive Unit 1405, Panama City

$190,000
2 Beds 2 Baths 794710 MLS
Welcome to 2205 Walosi Way! If you are looking for a great condo with an EXCEPTIONAL amenity package, just 5 minutes from the white sandy beach - you have ARRIVED! This property has a functional layout with 2 bedrooms and 2 baths in a large split floor plan - perfect for roommates! Kitchen has granite countertops and features an island with drop in sink that overlooks the huge living area. There is a large laundry room, great closet spaces and additional storage. This property also comes with a 1 car garage! There is an elevator to access the 2nd floor unit as well. The location is just across the street from the neighborhood dog park, which is one of the long list of amenities this development has to offer. You will want to check out the HUGE resort style pool, one of 2 pools on the property, there is a gym that rivals many of the commercial gyms that you would pay for an expensive membership - this one is INCLUDED with your HOA. There are community work spaces, billiard room, community outdoor kitchens by the pool for entertaining, a playground and more! This unit is PRICED TO SELL due to the current condition of the exterior, however the HOA has confirmed that all repairs will be completed by the end of 2026. There are NO SHORT TERM RENTALS allowed, so you will get to know your neighbors and enjoy a real sense of community. Schedule your showing today and take advantage of this amazing price on this unit while it​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ lasts!

2205 Walosi Way Unit 201, Panama City

$240,000
2 Beds 2 Baths 794618 MLS
INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional accessory dwelling unit, and I already have a permitted plan available. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $3,900 PER MONTH / $46,800 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit without having to start the planning process from scratch. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance. See 1347 Mercedes Ave and 900 E 14th St for the additional properties.

904 E 14th Street Unit A-B, Panama City

$240,000
2 Beds 2 Baths 794521 MLS
INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional accessory dwelling unit, and I already have a permitted plan available. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $3,900 PER MONTH / $46,800 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit without having to start the planning process from scratch. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner is the listing Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance.

1347 Mercedes Avenue Unit A-B, Panama City

$439,900
2 Beds 3 Baths 794232 MLS
Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.

3001 W 10th Street Unit 202, Panama City

$629,000
2 Beds 3 Baths 794019 MLS
The ONLY ''S'' Floor Plan, (East Wing, West End stack) condo on the market. Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 2029, Panama City

$369,000
2 Beds 3 Baths 794014 MLS
LOWEST PRICED B FLOOR PLAN!! CLOSE TO THE POOL GATE ENTRANCE & GROUND LEVEL. Welcome to Shores of Panama unit #107, a ground floor condo with 2 Bedroom + Bunk, 3 Full Bath Gulf-front condo designed for both personal enjoyment and strong rental appeal. This highly desirable ''B'' floor plan offers views overlooking the lagoon-style pool and stretching down the breathtaking coastline of Panama City Beach. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. The smart layout--with two true bedrooms, a bunk area, and three full bathrooms--maximizes occupancy and comfort, a key feature for vacation rentals. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 107, Panama City

$399,000
2 Beds 2 Baths 793955 MLS
Welcome to effortless coastal living in this beautifully furnished 2-bedroom, 2-bathroom condo with a versatile bonus room + designated parking spot and a climate controlled storage room; ideally situated within the gated, waterfront community of Bay Point. Whether you envision the bonus room as a guest bedroom, home office, reading room, or flex space, this thoughtfully designed condo offers plenty of room to make it your own. A welcoming entryway featuring a mini tray ceiling sets the tone as you enter the home. Just off the foyer, the flexible bonus room is enclosed by elegant French doors, creating a private and functional space. Luxury vinyl plank flooring flows throughout the main living areas, complemented by comfortable carpeting in the bedrooms. The kitchen features stainless steel appliances, granite countertops, a large breakfast bar, pantry, and tile backsplash, along with a convenient eat-in dining area. The spacious living room showcases crown molding and opens directly onto the covered patio, creating an inviting space for relaxing or entertaining. The primary suite is a true retreat, offering private patio access, a walk-in closet, and a luxurious en-suite bathroom. The spa-like bath features dual vanities, a spacious walk-in tiled shower with glass doors, and a soaking tub. Step outside to the spacious covered back patio overlooking a pool--the perfect spot for morning coffee, evening cocktails, or enjoying the beautiful surroundings. Additional features include HVAC and water heater replaced after Hurricane Michael, a designated parking space, and a separately climate-controlled storage room located on-site. Residents enjoy an impressive collection of community amenities, including a welcoming lobby, owners' lounge, on-site mailboxes, fitness center, lanai with fireplace and game area, resort-style pool, hot tub, and grilling area. The condominium complex is also waterfront, adding to the relaxed coastal lifestyle. And Bay Point offers even more. This golf-cart-friendly, gated community features a private marina with slips accommodating vessels up to 120 feet, an 18-hole Jack Nicklaus-designed golf course, an on-site restaurant with weekly entertainment, tennis courts, and 24-hour security. Fully furnished and ready to enjoy, this condo offers an exceptional opportunity to experience the best of Bay Point coastal living--with resort-style amenities, waterfront surroundings, and a flexible floor plan all in one beautiful home.

4050 Marriott Drive Unit 3208, Panama City

$749,000
2 Beds 2 Baths 793864 MLS
Rarely Available Summerhouse ''Wraparound'' Condo - Unmatched Gulf Views! Don't miss your chance to own one of the most coveted floor plans at Summerhouse--the highly sought-after wraparound unit. These rarely come on the market, and it's easy to see why. If breathtaking views are a priority, this condo delivers like no other along Panama City Beach. Offering an unobstructed 180-degree panoramic view of the Gulf, you'll enjoy sweeping vistas from sunrise to sunset. The expansive 61-foot balcony and floor-to-ceiling windows that span the entire beachfront side of the unit provide incredible light and scenery throughout the day. No neighboring buildings block your view--just endless sky and water. And with the unique wraparound layout, you can nearly always find a spot sheltered from the wind while still enjoying the sights and sounds of the Gulf. This oversized 2-bedroom, 2-bath condo features two Gulf-front master suites and a generous, open-concept living area ideal for relaxing or entertaining. The kitchen is fully equipped and recently updated with modern countertops, backsplash, hardware, and cabinetry, plus a large pantry and plenty of workspace--perfect for both gourmet meals and easy beach snacks. Nicely furnished and tastefully accented. If you're seeking rental income, wraparound units like this are among the most requested by vacationers and perform exceptionally well. Summerhouse has earned a long-standing reputation as a beloved, family-friendly resort, with many guests returning year after year for over three decades. Amenities include two pools (one heated), a kiddie pool, hot tub, Gulf-front gazebo, BBQ area with gas and charcoal grills, and courts for tennis, pickleball, racquetball, and shuffleboard. There's also a handicap-accessible beach ramp, an owners' lounge, and onsite HOA and rental offices. Located on Thomas Drive, you're just minutes from St. Andrews State Park, popular restaurants, grocery stores, shops, and the marina at Grand Lagoon. The convenient 4th floor location offers the ideal elevation for privacy, stunning views, and easy access--perfect for a family getaway or high-end vacation rental. And yes, you'll enjoy spectacular sunrises and sunsets year-round--this is coastal living at its best.

6505 Thomas Drive Unit 415, Panama City

$849,900
2 Beds 2 Baths 793803 MLS
Bring the boat, the cars, the golf cart, the jet skis, the motorcycles! There is room for it all! This to-be-built Barndominium is designed for the buyer who wants a beautiful home without sacrificing serious space for all the fun stuff. With an impressive three-bay garage under the same roof as the living quarters, this property is equal parts modern coastal retreat and grown-up playground. Inside, the open-concept living and kitchen area is made for entertaining, featuring a generous center island, plenty of gathering space, and a warm contemporary coastal feel. Upstairs, the private owner's suite creates a peaceful retreat away from the action below. And the possibilities don't stop at the Barndo. The spacious lot provides room to potentially add a separate dwelling, perfect for extended family, a guest house, or an additional investment opportunity. Store the boat inside. Protect the vehicles. Create the ultimate workshop. Come home from the water, throw open the doors, invite your friends over, and enjoy a property built around the way you actually want to live. Perfectly positioned for the ultimate coastal lifestyle, enjoy a short drive to multiple boat launches for effortless days on the water, the sugar white sand beaches and emerald waters of the Gulf, and convenient access to dining shopping, entertainment, and endless outdoor recreation Modern coastal style. Massive garage. Room for all the toys. Space to grow. Absolutely nothing boring about it. Welcome to Barndo life!

2315 Anne Avenue, Panama City

$299,900
2 Beds 1 Baths 793499 MLS
This updated Florida cottage offers comfortable coastal living in the heart of Beach Drive/Lake Caroline area. Located a short walk or golf cart ride from Beach Drive beaches and local St Andrew's shopping and dining, the property combines a classic look with extensive modern updates. The home sits on a rare, large lot of nearly half an acre, providing plenty of space for future additions, a pool, or new construction.The interior has been fully updated for turn-key convenience. Features include refinished original hardwood floors with a durable polyurethane finish, brand-new ceilings in all rooms, and custom built-in bookshelves next to the fireplace. The kitchen includes new custom wood cabinets, and the master suite features a cedar-lined closet. Additional living spaces include a sunlit Florida room and a utility room, both upgraded with new tile flooring.Every major home system and structural component has been replaced or updated for peace of mind. The exterior features a brand-new roof with all underlying wood replaced, 30-year warranty shingles, new windows, and new doors. Inside the walls, the home has been fully re-wired and completely re-piped with flexible water lines. Comfort and utility are handled by a new high-efficiency A/C unit with a heat pump installed in January 2026, a recently replaced water heater, a new storage shed, and a full irrigation system powered by a brand-new 2026 well pump. This property offers a rare combination of a prime St. Andrews location and completely updated, low-maintenance systems.

1703 W 10th Street, Panama City

$259,900
2 Beds 3 Baths 793463 MLS
Looking for the perfect blend of golf, boating, and coastal living? This beautifully updated 2-bedroom, 2.5-bath Golf Villa checks all the boxes. Nestled in a gated, golf cart-friendly community with on-site security, you're just steps from the Jack Nicklaus Championship Golf Course, the 180-slip marina, tennis courts, spa, and on-site dining--plus only a short drive to Panama City Beach favorites like Schooners and Tootsie's. Inside, you'll find full of natural light, bright and open layout with peaceful pond and golf course views, a beautifully updated kitchen with new cabinetry, countertops, stainless steel appliances, and LED lighting, plus a cozy shiplap accent wall that adds the perfect coastal touch. Fresh paint, plantation shutters, remodeled downstairs bath, updated lighting and fixtures throughout, a full-size washer and dryer, and numerous additional upgrades make this home truly move-in ready. Upstairs, both spacious bedrooms feature private bathrooms and balconies, while the primary suite offers a walk-in closet and relaxing water views. The Florida room provides the perfect spot to enjoy your morning coffee or unwind after a day on the course or the water. Sold fully furnished (excluding select personal items) and comfortably sleeping up to 8 guests, this villa is equally suited as a primary residence, second home, or vacation retreat. The COA fee provides exceptional value by covering building insurance (including fire, wind, and flood), along with reserves for exterior windows and doors, exterior painting, roof replacement, and ongoing exterior maintenance and repairs--allowing you to enjoy low-maintenance coastal living.

4305 Bay Point Road Unit 459, Panama City

$634,900
2 Beds 2 Baths 793441 MLS
Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities.

6201 Thomas Drive Unit 702, Panama City

$349,900
2 Beds 2 Baths 793385 MLS
CENTERED GULF VIEWS • DEEDED PARKING • GULF-FRONT PRIMARY SUITE • $35k IN RENTAL REVENUE (PREVIOUS 12 MONTHS) Experience the best of Gulf-front living in Shores of Panama Unit 1612. Located on the 16th floor and perfectly centered within the resort, this highly sought-after Type C floor plan offers an oversized balcony with stunning, unobstructed views of the emerald Gulf of Mexico, sugar-white sand beaches, and the resort's signature tropical lagoon-style pool. This beautifully appointed 2-bedroom, 2-bath condominium combines an exceptional layout with one of the most desirable vantage points in the resort. The previous 12 months produced $35,000 in rental revenue, making this an excellent opportunity for buyers seeking both personal enjoyment and income potential. The spacious Gulf-front primary suite features balcony access, stunning water views, and a private ensuite bath. The second bedroom is a private bunk room conveniently located beside the second full bathroom, while the sleeper sofa allows the condo to comfortably accommodate up to six guests. The open living, dining, and kitchen area was designed to maximize the incredible views, creating a bright, inviting space for relaxing or entertaining. Step onto your private balcony to enjoy spectacular sunrises, unforgettable sunsets, and panoramic views of the Gulf and resort below. A deeded parking space provides a valuable convenience that owners and guests appreciate, without the hassle of searching for an available open parking spot. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, offering an expansive lagoon-style pool with zero-entry entry, tropical landscaping, waterfalls, fountains, hot tubs, private beach access, an indoor heated pool, fitness center, sauna, seasonal Tiki bar, and resort-style amenities that continue to make it one of the area's most sought-after vacation destinations. Conveniently located in the heart of Panama City Beach, the resort sits adjacent to Pineapple Willy's and is just minutes from shopping, restaurants, entertainment, and family attractions including Laketown Wharf, Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, McGuire's Irish Pub, and more. Whether you're searching for a beachfront getaway, a primary or second home, or a proven vacation rental investment, Unit 1612 offers an outstanding opportunity to own one of Shores of Panama's most popular floor plans. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1612, Panama City

$455,000
2 Beds 2 Baths 793247 MLS
2BR/2BA Gulf-front remodeled condo in Summerhouse, Panama City Beach. Furnished, dual balcony access, 1,015 sq ft, STR allowed Unit 512C at Summerhouse is a fully furnished, thoughtfully updated 2-bedroom, 2-bath Gulf-front condo offering 1,015 square feet and unobstructed views of the Gulf, beach, and pool deck. Positioned on the fifth floor, the condo combines an established vacation-rental setup with the flexibility to serve as a coastal getaway or full-time residence. Short-term rentals are allowed. The Gulf view becomes the focal point as soon as you enter. The living area opens to a covered private balcony through full-height sliding glass doors, while the primary bedroom has its own balcony access and direct water views. The connected living, dining, and kitchen spaces create an easy flow for everyday use, entertaining, and guest stays. Inside, crown molding, updated lighting, vinyl plank flooring, coordinated coastal furnishings, and a clean, cohesive palette give the condo a polished finish. The kitchen features granite countertops, stainless steel appliances, bar seating, distinctive cabinetry, and a new dishwasher. Both bathrooms also have granite countertops, creating consistency throughout the interior. The spacious primary suite includes Gulf views, balcony access, a walk-in closet, and an en-suite bath. The guest bedroom is furnished with two full beds and has convenient access to the second bathroom, providing a practical layout for owners and rental guests. Recent improvements include a new water heater and dishwasher, with documentation available. The condo is being sold fully furnished, offering a turnkey setup with furnishings, appliances, and essential features already in place. There are no current special assessments. The covered balcony provides room for dining and relaxing while overlooking the emerald Gulf, white-sand beach, pools, and tropical landscaping. Summerhouse amenities include direct beach access, two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, a game room with billiards and arcade games, grilling areas, elevators, gathering spaces, and on-site security. The monthly HOA fee is $1,264.69 and includes exterior insurance, management, cable, internet, water, sewer, trash, grounds maintenance, pest control, security, and access to community amenities. Located on Thomas Drive, the Summerhouse provides convenient access to St. Andrews State Park, Shell Island excursions, fishing, dining, shopping, and the recreational attractions of Panama City Beach. Unit 512C stands apart through its fifth-floor Gulf-front position, views from the living area and primary suite, dual balcony access, cohesive updates, documented improvements, furnished condition, and rental-ready setup. Save Unit 512C and contact your agent for active-date details, showing availability, and the opportunity to experience this furnished Gulf-front condo in person.

6505 Thomas Drive Unit 512, Panama City

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