Panama City, FL Real Estate | Panama City, FL Homes between $500,000 and $600,000 for Sale

Luxury touches, poolside living, and the flexibility of a standalone ADU come together at 901 Laurel Oak, perfectly positioned in the N Lagoon area of Panama City Beach's sought-after east end. Beautifully upgraded interiors, two driveways, and space to welcome aging parents, explore short term or long term tenants, or even older children/young adults this property offers a beautiful blend of coastal comfort and great versatility as multi-generational, or income producing. An open living space creates an inviting setting for gathering in the main 3 bed-2 bath home. Details throughout include board-and-batten detailing, carefully selected wallpaper, and luxury tile & fixtures. Two beautifully updated bathrooms feature spacious walk-in showers with tile extending to the ceiling, glass doors, and gold-finish Kohler fixtures. Kohler toilets and fixtures sourced directly from the Kohler design store reflect the attention given to these personal retreats. All-new windows throughout feature striking black trim that contrasts beautifully with the white siding, complemented by new black gutters and a new mailbox for a fresh, cohesive modern exterior. Updated landscaping, a garden irrigation system on a timer, and outdoor lighting enhance the outdoor setting for indoor/outdoor living. New water heater for those hot showers. The private pool, with a new pump invites leisurely afternoons in the Florida sunshine, while the garage, carport and storage add practical convenience. The standalone 1 bedroom ADU (accessory dwelling unit), or apartment, adds exceptional flexibility. A glass entry door welcomes natural light and creates a greater connection to the outdoors, while an added washer and dryer, complete with the necessary electrical wiring, support independent living. Whether envisioned as an in-law suite, a private apartment for an adult child, accommodations for extended guests, or a potential short-term or long-term rental, this space offers possibilities that extend well beyond a traditional home. Two driveways provide parking flexibility for the main residence and separate for the ADU. The location puts some of Panama City Beach's most beloved coastal experiences close at hand. Enjoy dining at Captain Anderson's and The Grand Marlin, nearby marinas along the N Lagoon and Thomas Drive corridor, and convenient access to public boat ramps for days exploring the lagoon and beyond. St. Andrews State Park, the sugar-white beaches of the Gulf of Mexico, and Schooners, the ''Last Local Beach Club,'' are all nearby, along with the local favorites that make the east end so special. From the beautifully finished bathrooms to the independent living space and your own backyard pool, Laurel Oak is ready to bring more possibilities to Your Best Beach Life.

901 Laurel Oak Lane, Panama City

4050 Marriott Drive Unit 3803, Panama City

$575,000

2 Beds ⋅ 2 Baths ⋅ 796965 MLS

2BR/2BA penthouse condo at Bay Point Grand Residences in Panama City Beach. 1,512 SF, Gulf and lagoon views, bonus room, balcony, 2024 HVAC. LOCATION, LOCATION, LOCATION! Welcome to Grand Residences at Bay Point, where beautiful waterfront views of Grand Lagoon, Shell Island, St. Andrews State Park, the Pass, and the Gulf of Mexico are part of everyday living! This 8th-floor penthouse-level condominium offers 1,512 square feet, 2 bedrooms, 2 full baths, and a versatile bonus room. Whether you are looking for a full-time residence or a second home along Florida's Emerald Coast, Grand Residences combines luxury living, outstanding amenities, and the Bay Point lifestyle. One of the most impressive features of Unit 3803 is the spectacular water views from nearly every room! The spacious interior features 10-foot and 12-foot ceilings, beautiful crown molding in the living and dining areas, and plenty of storage throughout. Step onto your private balcony to enjoy morning coffee, watch the boats traveling through Grand Lagoon, or simply take in the coastal scenery. The kitchen features black and stainless GE Profile appliances, abundant cabinetry, and a convenient breakfast bar. The adjoining laundry room includes a full-size stacked Samsung washer and dryer with additional storage shelving. The split-bedroom floor plan offers flexibility, and the second bedroom, currently used as an office, features built-in bookshelves. The primary suite offers beautiful water views, balcony access, and a walk-in closet. The spacious primary bathroom features separate marble vanities, a walk-in shower with a bench seat, and an additional linen/walk-in closet. A separate bonus room provides flexible space for an office, hobby room, or additional guest accommodations. The condominium is offered furnished, making your transition to Bay Point even more convenient. Important updates include a NEW HVAC system installed in 2024 and deeded covered parking space #22, conveniently located near the elevators. The unit also includes assigned storage space S3803. Every condominium at Grand Residences features the HALO Protection System, providing automated water leak detection and shut-off capabilities at both the building and individual unit levels for added peace of mind. Grand Residences offers a beautiful community pool, hot tub/spa, outdoor grills, fire pit, fitness center, game room, meeting room, and covered patio areas. Residents also enjoy gated access, elevators, and the convenience of a nearby marina, golf, and boating opportunities within the Bay Point community. Quarterly HOA dues are $3,750. With its spectacular water views, generous ceiling heights, flexible floor plan, ample storage, covered parking, and exceptional community amenities, Unit 3803 offers a wonderful opportunity to experience coastal condominium living in Panama City Beach. Come see for yourself what makes Grand Residences at Bay Point so special!

4050 Marriott Drive Unit 3803, Panama City

$598,000

3 Beds ⋅ 2 Baths ⋅ 796893 MLS

Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in Panama City. The property features 7 mobile homes and room to add 2 more units. Four of the units are 2 bedrooms 1 bath and three of the units are 3 bedroom 2 baths. The property is currently generating 4200.00 per month. 2 of the 3/2's are 1100.00 a month and 2 of the 2/1's are 1000.00 a month. There is one 3/2 available and two 2/1 available. The property is easily accessible and is convenient to Tyndall Air Force Base and Highway 98. Whether you are an experienced Investor or just entering the mobile home park space, this property could offer long-term potential. Contact your favorite realtor today to schedule your showing.

1329 Transmitter Road, Panama City

14825 Front Beach Road Unit 1510, Panama City

$518,000

2 Beds ⋅ 2 Baths ⋅ 796874 MLS

If you've been looking for a gulf-front spot that gives you way more bang for your buck, this 2BR/2BA + bunk room condo at Sunrise Beach Resort is it. Thanks to a separate bunk room with its own door, you basically get the perks and sleeping space of a three-bedroom setup at a two-bedroom price point. That means extra room for family and friends, awesome rental potential, and a super versatile layout! Wake up to ocean views right from your bed in the primary suite (which also has its own balcony access!). The second bedroom can easily accommodate a queen bed, and the bunk room has a twin-over-full bunk. Includes two full baths, a separate laundry room, and a locked owner's closet for all your personal beach gear. Step through huge 8-foot glass sliders onto a deep, private balcony with plenty of room for loungers, Adirondack chairs, and a bistro table. The views of the emerald water and white sand are so good you'll never want to leave. When you aren't on the sand, enjoy two elevated oceanfront pools (one heated seasonally), hot tubs, a kids' splash area, a beachfront gym, BBQ grills, an arcade, and the on-site Soggy Dollar Snack Bar. Plus, you get covered parking, beach chair rentals right on site, and a private boardwalk straight down to the beach. You're just minutes from Pier Park's top restaurants, shops, and entertainment. Shipwreck Island Waterpark, St. Andrews State Park, and tons of local favorites are right around the corner, too.

14825 Front Beach Road Unit 1510, Panama City

$570,000

3 Beds ⋅ 2 Baths ⋅ 796803 MLS

INVESTOR SPECIAL!!! Priced significantly below recent comparable sales and seller is ready to sell! Built and LIVED IN by Ledman, a premier and high-end builder in Bay County, you have strong bones to update the interior and 10 foot ceilings with your cosmetic preferences. The roof and pool lanai were replaced in 2019, and the home is equipped with a 20kwh Cummings generator. In addition to a two-car garage, a rare attached and insulated RV garage provides over 40 feet of extra storage depth. Outside, the screened in pool and backyard on this almost half acre lot overlook the 12th Fairway of the acclaimed Nicklaus Course of Bay Point Golf Club. Inside, the living space and kitchen flow seamlessly together in an open concept with high ceilings that offers a kitchen island, formal dining area, and space for an eat-in kitchen table or option to place a fixed kitchen island for more counter space. The three bedrooms are located on the north wing of the house. The master suite has two walk-in closets that flank the king sized bed, and the sizable master bathroom has an additional door which opens directly to the pool deck, allowing for a simple rinse-off after a day by the pool. The Bay Point community is one of the most beloved communities in Panama City Beach due to its close proximity to all the shopping and employment opportunities on both the east and west side of the Hathaway Bridge and West Bay. Bay Point itself offers golfing, tennis, pickleball, waterfront boardwalk, and dining options within the community. The Marina is an impressive community feature, with over 100 boat slips and a boat ramp for marina members, as well as a dockside pool for those wishing to cool off after a day on the water. Shell Island and the white sand beaches of St. Andrews State Park are just a short boat ride away. Within Bay Point, Fairways is a highly desired neighborhood. Because of the location along the golf course, gated entrance, large lots, and limited availability, those who purchase a home in Fairways usually stay for a long time. Give us a call today to arrange your private showing, and you'll see why locals rave about Fairways in Bay Point.

104 Golf Drive, Panama City

$520,000

4 Beds ⋅ 2 Baths ⋅ 796756 MLS

Welcome to 7505 Coleridge Road, a spacious brick road in Panama City offering comfort, character and an inviting Florida life style. Set on approximately .46 acres, this 4 bedroom, 2 bathroom residence features nearly 2983 square feet of living space, a screened in pool, a bright sunroom, generous 3 car garage and a 50 amp hook up on the side of the garage. Inside, high tray ceilings create an open airy feel, while the traditional fireplace and mantel add warmth and charm to the living area The spacious floor plan provides plenty of room for everyday living, hosting guests and creating comfortable spaces for everyone to enjoy. The primary suite offers a relaxing retreat with a garden jacuzzi tub and a separate walk in shower. Step outside to enjoy the screened in porch and sunroom-ideal for morning coffee, afternoon relaxation or entertaining family and friends in a comfortable setting. A full brick exterior, exposed fastener metal roof and an expansive lot add lasting appeal and functionality. With its generous living spaces, desirable outdoor amenities and welcoming atmosphere, 7505 Coleridge Rd is ready to become your next home. Schedule your private showing today and experience all this Panama City property has to offer!

7505 Coleridge Road, Panama City

$500,000

3 Beds ⋅ 2 Baths ⋅ 796676 MLS

Spacious Coastal Home Just Four Minutes from the Beach! Welcome to a well-maintained home that combines everyday comfort, versatile living space, and durable construction in an unbeatable coastal location--just a four-minute walk from the beach! This inviting property offers 3 generously sized bedrooms, 2 bathrooms, and a two-car garage, providing plenty of room for family, guests, vehicles, and storage. The spacious layout is designed for comfortable living, whether you're settling in full-time, enjoying a vacation retreat, or looking for a smart coastal investment. One of the home's standout features is the 500+ square-foot heated and cooled bonus space, currently used as a man cave. With its generous size and climate-controlled comfort, this flexible area can easily serve as an entertainment room, game room, home office, fitness area, hobby space, guest retreat, or private getaway. Built with concrete block and concrete construction, the home offers a strong, durable foundation designed for lasting peace of mind. Additional updates and features include: ● Roof and water heater replaced in 2020 following Hurricane Michael ● Spacious, functional floor plan ● Well-maintained interior and exterior ● Refrigerator and stove included ● Two-car garage with ample storage potential ● Expansive heated and cooled bonus space Enjoy the best of coastal living with the beach just a short stroll away, while still having the comfort, space, and durability needed for everyday life. Whether you're searching for a primary residence, vacation home, or coastal escape, this property offers an exceptional opportunity in a highly desirable location. Come see all this welcoming beachside home has to offer and make it your own!

3704 Long John Drive, Panama City

$599,000

1 Beds ⋅ 1 Baths ⋅ 796473 MLS

Nearly 3 Acres | Residential Conversion Potential | Large Insulated Metal Building | Pole Barn | Just Off Hwy 231 Bring your vision and create a one-of-a-kind residential property with nearly 3 acres of space, privacy, and endless possibilities! Whether you're looking to convert an existing building into a custom home, create a barndominium-style residence, establish a private workshop, or build your dream homestead, this unique property offers an incredible opportunity to make it your own. Located on a quiet road just off Hwy 231 in Bay County, the property offers a peaceful setting with convenient access to shopping, dining, and the rapidly growing Hwy 231 corridor. With nearly 3 acres to work with, there's plenty of room for outdoor living, recreational vehicles, boats, hobbies, equipment, and future improvements. The centerpiece of the property is a 74' x 54' fully insulated metal building with power, water, and septic already in place. Offering approximately 4,000 square feet under roof, this substantial structure provides a blank canvas for those envisioning a custom residential conversion, barndominium, spacious workshop, or a combination of living and hobby space. Four large roll-up doors provide convenient access and flexibility for a variety of potential layouts and uses. An additional 70' x 40' pole barn offers approximately 2,800 square feet of covered space, ideal for storing boats, RVs, tractors, trailers, outdoor equipment, or creating an expansive covered workspace. The property is also enclosed by a 6-foot-high fence with rolling gates, providing added privacy, security, and easy access for larger vehicles and equipment. Properties offering this much acreage, existing infrastructure, and usable covered space are increasingly difficult to find. Whether your dream is a custom barndominium, a private country retreat, a home with an oversized workshop, or simply a place with room to spread out, this property offers the flexibility to bring that vision to life. Don't miss the opportunity to transform this versatile property into something truly your own! Residential conversion, construction, and intended uses are subject to applicable zoning, permitting, building codes, and county approvals. Buyers should independently verify feasibility with Bay County.

S Bear Creek Road, Panama City

14825 Front Beach Road Unit 2102, Panama City

$518,000

2 Beds ⋅ 2 Baths ⋅ 796446 MLS

PRICE IMPROVEMENT! 3-bedroom Function at a 2-bedroom price AND sold with a RARE STORAGE UNIT S-086. Unit 2102 combines a highly functional 2-bedroom layout with a separate enclosed bunk room with window, giving owners and guests the sleeping capacity and flexibility buyers often seek in a larger unit. Highly prized upper floor unit offers expansive Gulf and horizon views, added privacy, and a full-width Gulf-front balcony measuring approximately 23' wide for dining, sunset watching, or entertaining. Ample closets throughout, full size in-unit laundry Room, and additional locked owner's closet provide valuable space for beach gear, owner items, and rental supplies. Offered furnished and rental-ready, with a strong five-star guest history. Practical updates include a replaced refrigerator, range, microwave, faucets throughout, an upgraded living-room ceiling fan, and a newer primary-bedroom mattress. Existing finishes and furnishings convey, making the condo ready to enjoy as-is while still giving the next owner the opportunity to refresh flooring, paint, window treatments, artwork, rugs, and furnishings over time to suit their own taste. Optimum choice to personalize colors or furniture in time to relaunch on rental market and have back in service before December 31, 2026. Sunrise Beach Resort offers approximately 346 feet of Gulf frontage, two Gulf-front pools including one seasonally heated, two hot tubs, a children's splash area, Gulf-front fitness center, owners' lounge/clubhouse, grilling areas, high-speed elevators, and covered parking on the Gulf side of Front Beach Road--no pedestrian bridge required. Sunrise Beach is governed by a unit-owner-controlled condominium association, giving owners a direct voice in budgeting, reserves, rules, maintenance and the long-term stewardship of the property. HOA services include cable TV, internet, water/sewer, trash, association management, common-area maintenance, insurance, recreation facilities and pest control. Pets are allowed subject to association rules and restrictions. Located less than a mile from Pier Park and close to dining, shopping and entertainment.

14825 Front Beach Road Unit 2102, Panama City

$505,000

2 Beds ⋅ 4 Baths ⋅ 796333 MLS

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

$599,000

4 Beds ⋅ 3 Baths ⋅ 796318 MLS

Welcome to 3021 Osprey Circle, a beautifully maintained home located in one of Lynn Haven's premier subdivisions--an upscale, quiet community where homes rarely become available. Ideally situated in a prime Lynn Haven location, this property offers the combination of neighborhood quality, privacy, thoughtful upgrades, and resort-style outdoor living that is increasingly difficult to find. Built in 2015, the home features a number of updates and improvements designed for both comfort and convenience. The HVAC system was replaced in 2020, the roof was replaced following Hurricane Michael, and the living room and primary bedroom have been freshly painted. A tankless water heater provides efficient on-demand hot water, while a gas fireplace adds warmth and character to the living space. The heart of the outdoor experience is the saltwater swimming pool, installed in 2019 by Panama Pool and Spa. The pool features an in-floor cleaning system, wireless pool equipment, and an outdoor shower--creating a private backyard retreat ideal for relaxing or entertaining. A permanent wireless exterior lighting system by Invisilights adds another level of ambiance and usability after dark. Additional exterior improvements include a French drain system and sump pump designed to assist with drainage, as well as an irrigation/sprinkler system. The garage is equipped with a 30-amp electrical hookup suitable for a camper. A security system conveys with the home, and the washer and dryer are included as well. The property also features a distinctive custom front door crafted with local woodwork by a local artist, adding a one-of-a-kind touch to the home's entrance. Served by Lynn Haven utilities and located in a highly desirable area, 3021 Osprey Circle offers an exceptional opportunity to own a well-appointed home in a sought-after neighborhood where properties seldom come available.

3021 Osprey Circle, Panama City

$575,000

796086 MLS

Beautiful Bay front lot with a commercial free standing building. This would be a wonderful site to build homes or town homes. Beautiful waterfront lot and over 1 acre. Building has been taken down to the studs. Heavy traffic count. Business or homes this will be a money maker for someone. Included is information for a 26 unit Home development which would be a money maker being so close to Tyndall Air Force Base. See Photo's for idea of what a developer could do here and make money! Seller will build the homes, townhomes, or apartments for the purchaser of the land. This is a great location because of Tyndall Air Force Base!

6213 E Highway 98, Panama City

$585,000

3 Beds ⋅ 3 Baths ⋅ 795914 MLS

Welcome to this beautifully appointed single-family home in the highly desirable SweetBay community! Offering a thoughtfully designed layout, stylish updates, and an unbeatable location, this home provides the perfect blend of comfort, privacy, and convenience. Step inside and you'll immediately appreciate the inviting atmosphere and attention to detail throughout. The updated kitchen is both beautiful and functional, featuring luxury Hallman and Café appliances that make cooking and entertaining a true pleasure. A whole-house water filtration system adds an extra layer of comfort and peace of mind. Outside, the home truly shines. The fully fenced backyard backs up to no neighbors, creating a private and peaceful retreat. Enjoy the Florida lifestyle with a spacious paver patio, outdoor living area, and pergola--perfect for morning coffee, entertaining friends, or relaxing after a long day. The two-car garage provides convenient parking and additional storage, while ample guest parking is available directly across the street. Even better, the community pool is conveniently located just across the street, making summer days by the water easy and accessible. SweetBay offers an incredible lifestyle with amenities designed for everyone. Spend the day enjoying the pool, gather with family and friends at the community spaces, let the kids enjoy the parks and green spaces, or take advantage of the surrounding trails and outdoor areas. Location is another standout feature. SweetBay is conveniently located near top-rated schools, popular restaurants, shopping, and everyday conveniences. Residents also have access to University Academy, serving students in grades K-8. With its beautiful updates, private backyard, desirable amenities, and exceptional SweetBay location, this home offers an opportunity to enjoy everything this sought-after community has to offer.

1621 Kestrel Street, Panama City

$569,600

5 Beds ⋅ 3 Baths ⋅ 795793 MLS

Welcome to the Mckenzie, a new home floor plan at Liberty in sunny Panama City, Florida. The Mckenzie is a large, beautiful home with many popular layout choices including an open kitchen and living room, as well as a front study a separate dining room. This 3,000+ square foot home comes with 5 bedrooms, 3 bathrooms, and a two-car garage as well as a covered front porch and a spacious covered rear patio. This floor plan will be the largest at Liberty to date and is perfect for the growing family with plenty of room for guests visiting in town for those lovely beach vacations in Panama City. As you walk inside the home, you are greeted by the large study room and dining room to the right and left of the main hallway that leads into the open living room. The front room is great for an office with a desk and bookshelf, the kids to have a space for play and homework, or any other multipurpose use you can find. The dining room has room for a large table and connects to the kitchen via the hallway that wraps around the walk-in pantry and laundry room, passing the garage entrance. The open main area of the home features a kitchen with a large island that has extra storage on the front, stainless steel appliances, and plenty of cabinet space. Large windows throughout the home illuminate the home with plenty of natural sunlight into these main areas. This home is also equipped with Smart Home technology, making the comfort of your home easy and modern. The bedrooms are spread across the house, with two smaller rooms behind the study room and two larger rooms beside the kitchen. Each grouping shares a bathroom with single and double vanity countertop spaces and the primary bedroom has its own bathroom completed with a tub, walk-in shower, and large walk-in closet. The spacious primary bedroom also features a door with direct access to the covered back porch. The outside of the home features beautiful and durable Hardie siding, and the covered porches have plenty of room for furniture to enjoy the beautiful Florida weather. After a long day playing at the splash pad, pool, pickleball court, or basketball court at Liberty's two clubhouses, relax and enjoy your evenings grilling out with the family and friends on your back porch. The Mckenzie is a popular floor plan that you will fall in love with as soon as you step inside. Contact us today to learn more about this beautiful home at Liberty.

6538 Haskins Drive, Panama City

12844 Lake Merial Strand Drive Unit 19, Panama City

$576,990

4 Beds ⋅ 3 Baths ⋅ 795759 MLS

Upon entering the foyer, you'll notice the den/flex space on the left, providing a private area that can be customized to suit your preferences. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Beyond the foyer, you'll discover a great room that seamlessly connects to the outdoor living area, allowing for seamless indoor-outdoor entertaining. The great room flows into the breakfast nook and kitchen, forming the heart of the home. The kitchen boasts an island with a sink, creating a functional and stylish workspace. Two pantries, located opposite each other in the kitchen, offer ample storage space for your culinary essentials. This central space is perfect for entertaining and hosting events or just togetherness with family. The Hamilton features a split floorplan, with the impressive owner's suite situated on one side of the great room. This layout promotes privacy and tranquility. The owner's suite boasts an oversized walk-in closet and a spacious owner's bathroom with a linen closet, providing luxurious comfort and convenience. The remaining bedrooms are located on the opposite side of the great room, ensuring privacy and personal space for family members or guests. Bedrooms 2 and 3 have easy access to a full bathroom, and a linen closet is conveniently located in the hallway. Bedroom 4 is privately situated beyond the kitchen and features a walk-in closet with access to a third bathroom just outside the bedroom. The oversized laundry room accommodates a large linen closet and offers the flexibility to include additional appliances or cabinetry for storage. The two-car garage is conveniently located off the mudroom near the kitchen and laundry room area.

12844 Lake Merial Strand Drive Unit 19, Panama City

$510,990

4 Beds ⋅ 3 Baths ⋅ 795710 MLS

MOVE IN READY!!!! HUGE YARD! Introducing the Navarre B plan! With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you'll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you'll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you'll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials.

213 Lake Merial Boulevard, Panama City

12846 Lake Merial Strand Drive Unit 18, Panama City

$574,990

4 Beds ⋅ 3 Baths ⋅ 795705 MLS

Upon entering the foyer, you'll notice the den/flex space on the left, providing a private area that can be customized to suit your preferences. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Beyond the foyer, you'll discover a great room that seamlessly connects to the outdoor living area, allowing for seamless indoor-outdoor entertaining. The great room flows into the breakfast nook and kitchen, forming the heart of the home. The kitchen boasts an island with a sink, creating a functional and stylish workspace. Two pantries, located opposite each other in the kitchen, offer ample storage space for your culinary essentials. This central space is perfect for entertaining and hosting events or just togetherness with family. The Hamilton features a split floorplan, with the impressive owner's suite situated on one side of the great room. This layout promotes privacy and tranquility. The owner's suite boasts an oversized walk-in closet and a spacious owner's bathroom with a linen closet, providing luxurious comfort and convenience. The remaining bedrooms are located on the opposite side of the great room, ensuring privacy and personal space for family members or guests. Bedrooms 2 and 3 have easy access to a full bathroom, and a linen closet is conveniently located in the hallway. Bedroom 4 is privately situated beyond the kitchen and features a walk-in closet with access to a third bathroom just outside the bedroom. The oversized laundry room accommodates a large linen closet and offers the flexibility to include additional appliances or cabinetry for storage. The two-car garage is conveniently located off the mudroom near the kitchen and laundry room area.

12846 Lake Merial Strand Drive Unit 18, Panama City

$512,000

3 Beds ⋅ 2 Baths ⋅ 795673 MLS

Property is being sold As Is. Will need some work. Not far from HWY 98 allowing convenient access to essentials. Buyer to verify all pertinent information including square footage and lot dimensions.

1002 E 2nd Court, Panama City

$589,900

3 Beds ⋅ 3 Baths ⋅ 795652 MLS

Beautiful and well maintained home constructed by Samuel Taylor Homes in the highly desirable Sweetbay community! This builder no longer builds in the neighborhood, so this is a rare opportunity to own one of these highly desired builds! This home is situated in the highly desirable Chickadee Park. The one way street makes it a quietly trafficked position. There is also an alley leading to the garage positioned behind the home. Next to the garage, a cement parking block has been constructed that provides space for more vehicles. The expansive front porch is also equipped with a two seat porch swing. The home boasts wood flooring throughout the main level, the staircase, and the upstairs hallway. This particular home has a laundry room expansion for more storage and easier access. The main level also boasts a custom built in bench and storage from the back entrance, as well as a custom, floor to ceiling stone fireplace with electric fireplace insert. This home has 3 total bedrooms on the second level, with a bonus room already equipped with a closet that could easily be converted into a 4th bedroom. The master bedroom also boasts a large walk in closet equipped with custom shelving storage. In the backyard, pavers expand the back patio to a beautiful stone fire pit area, which makes for great times with great people. Sweetbay features incredible amenities, including 2 pools, basketball courts, parks, and more! It is a centrally located subdivision with quick access to shopping, groceries, and a short drive to the beautiful sandy beaches. Schedule your showing today!

1220 Finch Street, Panama City

$508,000

4 Beds ⋅ 2 Baths ⋅ 795566 MLS

Tucked away at the end of a quiet road on Callaway Bayou, this waterfront home feels like your own little escape. Inside, soaring ceilings, dramatic windows and a second-story walkway overlooking the main living area create an open, light-filled space with tons of architectural character. A stone fireplace anchors the main living space, while expansive windows keep those beautiful waterfront views front and center. LVP flooring flows throughout much of the home, and the remodeled kitchen features new cabinetry, countertops and stainless steel appliances. With over 2,100 square feet, four bedrooms, two baths and just over a quarter-acre lot, there's plenty of space to make this home your own. But step outside, and this is where the Florida lifestyle really takes over. Fish from your private dock, watch for dolphins in the bayou, or pour a glass of wine and settle in for the evening. With approximately 4.5 feet of water depth at the dock and access from Callaway Bayou to the Bay, Gulf and Intracoastal Waterway, days on the water can start right from your backyard. Mature palms and four pecan trees add to the peaceful setting, while a dedicated RV electrical outlet offers added convenience. Whether you're fishing for redfish in the spring, spending an afternoon on the water, or simply sitting outside and taking in the view, this is the kind of place that makes you want to slow down and stay awhile.

208 S Star Avenue, Panama City

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

$564,113

3 Beds ⋅ 2 Baths ⋅ 795433 MLS

Take advantage of $37,500 BUILDER INCENTIVE with preferred lender! Harris Doyle Homes offers a Hillsboro plan in waterfront SweetBay. This charming home features three spacious bedrooms plus a large formal dining, den or study, an open kitchen with a slide-in gas range, built in microwave, quartz countertops, tile backsplash, stunning designer range hood and under cabinet lighting.The large Great Room extends out to a rear lanai. The laundry connects to the primary closet for added convenience. The primary suite features a zero-entry tile-to-ceiling shower and dual quartz vanities. The design team has incorporated stylish finishes with quartz countertops, decorative doors, designer light package, LVP flooring and crown molding. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$548,003

3 Beds ⋅ 2 Baths ⋅ 795430 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

9900 S Thomas Drive Unit 1728, Panama City

$555,000

3 Beds ⋅ 3 Baths ⋅ 795286 MLS

Shores of Panama 1728 is a freshly rejuvenated 3-bedroom, 3-bathroom Gulf-front condo on the 17th floor of one of Panama City Beach's best-known towers. Living space opens to Gulf views--emerald water, white sand, and the lagoon pool below--so mornings start on the balcony and evenings end on that same horizon. A bunk-hall addition adds extra beds in a dedicated nook so the unit sleeps a full family without crowding the three primary suites. Three full baths make it easy to book groups that want both privacy and capacity. The resort sells the stay. Shores of Panama centers on a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck. Add an indoor heated pool and hot tubs, a lobby coffee shop, seasonal tiki bars, and a convenience-style concession so guests skip the car for snacks. Covered parking, fitness, and private beach access round it out. You're next door to Pineapple Willy's, across from Walmart, and minutes from 810 Billiards & Bowling, Ripley's, Thomas Drive nightlife, and Pier Park. Location and amenities keep occupancy high.

9900 S Thomas Drive Unit 1728, Panama City

14825 Front Beach Road Unit 1909, Panama City

$585,000

2 Beds ⋅ 2 Baths ⋅ 795241 MLS

You're one decision away from living where everyone else vacations! Welcome to Sunrise Beach Resort, a premier GULF-FRONT DESTINATION in the heart of Panama City Beach, where breathtaking views, resort-style amenities, and the sugar-white sands of the Emerald Coast are right outside your door. Located on the 19TH FLOOR, this beautifully appointed 2-bedroom, 2-bath GULF-FRONT RESIDENCE offers an additional private bunk room and comfortably accommodates up to 8 guests. From the moment you step inside, expansive Gulf views take center stage. The open living area features oversized windows, coastal-inspired finishes, tile flooring, comfortable furnishings, and a PRIVATE BALCONY perfectly positioned for morning coffee, afternoon relaxation, or unforgettable Gulf sunsets. The Gulf-front primary suite offers stunning water views, a king-size bed, generous closet space, and a private en-suite bathroom with a luxurious glass-enclosed shower. The spacious second bedroom features a queen bed, while the separate bunk room includes a twin-over-full bunk, creating a versatile space for children, guests, or additional sleeping accommodations. A queen-size sleeper sofa in the living room provides even more flexibility. The kitchen is fully equipped for both everyday living and entertaining, with ample cabinetry, full-size appliances, and everything needed to prepare meals without ever leaving the comfort of your beachfront retreat. The residence is being offered FULLY FURNISHED, including the washer and dryer, making it truly turnkey for personal use or rental purposes. Adding even more functionality is a SEPARATE DEEDED STORAGE CLOSET on the same floor, (valued at $15K) providing valuable space for beach gear, owners' belongings, and recreational equipment. Beyond your front door, Sunrise Beach Resort delivers the amenities buyers come to the beach for--TWO GULF-FRONT SWIMMING POOLS, HOT TUBS, CHILDREN'S SPLASH AREA, GULF-FRONT FITNESS CENTER, COVERED PARKING GARAGE, UNLIMITED PARKING, AND DIRECT BEACH ACCESS. The resort's location places you just minutes from Pier Park, restaurants, shopping, entertainment, fishing, water sports, and family attractions. NORTHWEST FLORIDA BEACHES INTERNATIONAL AIRPORT (ECP) IS APPROXIMATELY 14 MILES AWAY, making this an easy-to-reach destination for owners and guests. Whether you're searching for a Gulf-front getaway, investment opportunity, second home, or your own piece of paradise, this is your opportunity to stop vacationing here and start owning here.

14825 Front Beach Road Unit 1909, Panama City

$558,900

4 Beds ⋅ 3 Baths ⋅ 794774 MLS

BUYER INCENTIVE OFFERED! Seller is offering $5,000 toward an interest-rate buydown or eligible closing costs, subject to lender approval and the terms of the purchase contract. 4 Bedroom 3 Bath single story beach house with RV or Boat trailer parking is located South of Grand Lagoon in Panama City Beach, walk/Golf cart to the beach and easy access to boat ramps! Inside, you'll find a well-maintained interior with an updated kitchen, upgraded lighting, and a flexible layout featuring a game room--perfect for guests or maximizing rental income. Outside, enjoy a privacy-fenced backyard built for BBQs and relaxing, plus a front-yard pergola that gives you that laid-back beach vibe. Investor? This is a turnkey property. Primary/2nd home Buyer? Skip the HOA headaches and enjoy space, convenience, and Panama City Beach living. The interior is in great condition, and the location is incredible! Walk to the beach from this 4BR/3BA with a game-room, updated kitchen, lighting and more, lounge and BBQ outside in your privacy fenced back yard, relax in your front yard under the pergola and park your boat or RV in your large driveway. Looking for an investment property and to capture that bonus depreciation this year? Been dreaming of buying a home in Panama City Beach? Ready for stress free living/investing and want room to park your toys without paying a fortune?

3914 Sabine Street, Panama City

$600,000

4 Beds ⋅ 3 Baths ⋅ 794755 MLS

Timeless elegance meets refined modern design in this stunning 2,840 sq ft, 4 bed, 2.5 bath home. From its striking white German schmear exterior and manicured garden to its thoughtfully curated interior, every detail has been designed to create a home that feels both sophisticated and inviting. Inside, warm wood tones and crisp finishes create a welcoming atmosphere, while distinctive architectural details add character throughout. The living room makes an unforgettable impression with a dramatic floor-to-ceiling electric fireplace feature framed by custom built-in shelving, creating an elegant focal point for both everyday living and entertaining. The kitchen is truly the heart of the home, offering an impressive combination of style and functionality. Ample soft-close cabinetry, a spacious center island with bar seating, and luxurious waterfall quartz countertops provide plenty of storage, workspace, and room to gather. White appliances with sophisticated gold detailing complement the warm wood accents and elegant finishes. The primary suite offers a private retreat with a beautifully appointed ensuite bath featuring dual vanities, a spacious glass-enclosed walk-in shower, and a freestanding soaking tub. A generous walk-in closet provides abundant storage. Two additional bedrooms offer flexibility for guests, a home office, study, hobby room, or whatever best suits your lifestyle. A closed-in patio area provides additional living space and creates a comfortable setting for relaxing or entertaining. Combined with its sophisticated design, thoughtful upgrades, beautiful landscaping, and attention to detail, 305 Wood Trail is a truly distinctive home that seamlessly blends classic architectural charm with contemporary luxury.

305 Wood Trail, Panama City

$519,900

6 Beds ⋅ 3 Baths ⋅ 794103 MLS

Welcome home to this spacious 6-bedroom, 3-bathroom property that offers the perfect blend of comfort, convenience, and outdoor living. Move-in ready and thoughtfully maintained, this home provides plenty of room for families, guests, a home office, or multi-generational living. Step outside to your own private backyard retreat featuring a newly replastered pool, a fully fenced yard, and plenty of space for entertaining, pets, or play. Whether you're hosting summer gatherings or enjoying a quiet evening outdoors, this backyard is designed to be enjoyed year-round. Located in a highly desirable neighborhood, this home offers a central location with quick access to shopping, dining, schools, parks, and everything the area has to offer. The generous yard provides the space you've been looking for, while the home's functional layout makes everyday living easy. If you're searching for a home that combines size, location, and lifestyle, this one checks all the boxes. Don't miss your opportunity to make this beautiful move-in-ready home yours!

760 Rosemont Drive, Panama City

9900 S Thomas Drive Unit 1428, Panama City

$525,000

3 Beds ⋅ 3 Baths ⋅ 794017 MLS

LOWEST PRICED ''R'' FLOOR PLAN !! Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

9900 S Thomas Drive Unit 1428, Panama City

4050 Marriott Drive Unit 3404, Panama City

$569,000

3 Beds ⋅ 3 Baths ⋅ 793924 MLS

3BR/3BA furnished condo at Grand Residences at Bay Point. 2,017 SF with office, Grand Lagoon views, private balcony, pool and private marina for boaters. Unit 3404 at Grand Residences at Bay Point is a furnished 3-bedroom, 3-bath condominium plus a dedicated office, offering 2,017 square feet, Grand Lagoon views, a private balcony, and resort-style amenities in Panama City Beach. Located on the 4th floor, this 2007-built residence offers generous living space within a gated waterfront community known for golf, marina access, and an impressive collection of amenities. Inside, 9-foot ceilings extend throughout the residence, complemented by new carpet in the bedrooms and crown molding in the living and dining areas. The open living and dining space features built-in shelving and a custom bar with black granite countertop and storage. An 11' x 12' dedicated office with French doors provides valuable additional space separate from the three bedrooms. The kitchen features granite countertops, stainless steel appliances, electric range, double sink, breakfast bar, recessed lighting, built-in pantry, and convenient pull-out cabinet storage. The separate laundry room includes a full-size washer and dryer, storage cabinetry, an additional refrigerator/freezer, and a HALO System, (a water leak detection system) along with a oxidizing UVC light installed in the HVAC system. The primary suite offers Grand Lagoon views and direct access to the approximately 9' x 10' private balcony. Its bath includes granite countertops, separate vanities, recessed lighting, and a deep garden tub. The second suite provides a large walk-in closet and bath with granite countertop, deep garden tub, separate tiled shower, and linen storage. The third bedroom offers views toward the water and pool with convenient access to the third full bath. Grand Residences at Bay Point offers a pool, fitness center, community room, BBQ and grilling areas, elevators, recreation facilities, tennis courts, golf course, marina, gated access, and 24-hour security. Unit 3404 also includes one dedicated parking space, #40 which is located conveniently right up close to the front entrance, plus a separate storage room conveniently located directly down the hall. For boating enthusiasts, the private Bay Point marina offers boat slips for lease, subject to availability and marina terms. The Bay Point location provides convenient access to boating, fishing, golf, dining, and the recreational opportunities of Panama City Beach. Quarterly HOA dues are currently $3,750 and include cable TV, Internet/Wi-Fi, grounds maintenance, management, trash disposal, security, separate storage, and access to community amenities. Owners may have pets subject to association restrictions. Association information states rentals of less than three months and Ring doorbells are not permitted. Buyers should verify current HOA dues, inclusions, pet restrictions, marina availability, and association rules. With 2,017 square feet, three bedrooms, three full baths, a dedicated office, furnished interior, private balcony, Grand Lagoon views, parking, separate storage, and access to Bay Point's private marina, golf, pool, fitness center, and waterfront amenities, Unit 3404 offers a distinctive opportunity for waterfront condominium living in Panama City Beach. UNIT VACANT AND EASY TO SHOW, CALL YOUR REALTOR TODAY

4050 Marriott Drive Unit 3404, Panama City

2306 Pretty Bayou Island Drive, Panama City

$519,000

4 Beds ⋅ 2 Baths ⋅ 793863 MLS

All-Brick Waterfront Home | Direct Gulf Access | Over ½ Acre | NO HOA | Exceptional Privacy | New flooring & Paint Rare opportunity to own over half an acre of private waterfront with no HOA and complete freedom to make the property your own. A dense natural tree line along the back of the lot creates exceptional privacy--you won't see neighbors across the canal, giving you a true sense of seclusion while still enjoying direct waterfront living. This charming all-brick 4-bedroom, 2-bath home offers more than 2,400 sq ft of living space filled with natural light, new flooring throughout, and a fresh interior paint job. Approximately 100 feet of natural shoreline--one of the few remaining natural shorelines in the area--provides easy, soft access for kayaking and paddleboarding, plus a private dock for launching your boat. Cruise less than 9 nautical miles to the crystal-clear waters and white sandy beaches of Shell Island, or head about 11 nautical miles through the pass to open water for deep-sea fishing. Panama City Beach is less than 3 miles away, Tyndall Air Force Base is approximately 15 miles away, and grocery stores and shopping are located nearby. Inside An open, inviting living and dining area centers on a cozy wood-burning fireplace. The kitchen features a breakfast bar, warm wood cabinetry, and granite countertops that flow into the formal dining space. You'll also find a dining nook, a dedicated formal dining room, and a versatile bonus space next to the living room--ideal as a home office or extra dining area. The spacious master suite includes a walk-in closet and a private bath with a walk-in tile shower. Three additional bedrooms share a full bathroom featuring a tiled tub/shower combo. A large laundry room makes daily living effortless. Outdoor Living Step outside to your private waterfront oasis. Enjoy the included hot tub, entertain around the built-in gas and charcoal grill, or gather at the firepit on cooler evenings. The expansive backyard is large enough for a pool, play area, or garden, with two storage sheds and a beautiful orange tree adding charm and fresh citrus. A sprinkler system covers the front and back yards. The home sits on a well-and-septic system with an instant hot-water heater under the sink. Roof is approximately 2017. All-brick construction. This rare waterfront gem combines classic Florida charm, modern updates, natural shoreline access, unmatched privacy from the tree-lined canal, and unbeatable boating convenience--without HOA restrictions. Ideal as a primary residence, weekend getaway, or investment. All sizes, distances, and ages are approximate; please verify if important.

2306 Pretty Bayou Island Drive, Panama City

$513,000

5 Beds ⋅ 4 Baths ⋅ 793699 MLS

SPACE, LOCATION & LIFESTYLE! Big family, like room to move around? No problem for this impressive 4,128 sq. ft. home offering 5 bedrooms, 3.5 baths, and plenty of room for everyone. A large bonus room provides endless possibilities--create a playroom, second living area, home theater/media room, game room, or whatever fits your lifestyle. Located near Harders Park, you'll have easy access to disc golf, walking trails, and peaceful ponds, perfect for enjoying the outdoors close to home. Plus, you're conveniently located near Tyndall Air Force Base and just a short drive from the area's beautiful white-sand beaches. With generous living space, flexible rooms, and a location that puts recreation, military facilities, and the beach within easy reach, this home offers the space and lifestyle you've been looking for. Come see all this home has to offer!

5528 Mars Hill Lane, Panama City

$599,000

3 Beds ⋅ 2 Baths ⋅ 793548 MLS

Experience true Florida waterfront living in this beautifully updated 3-bedroom, 2-bath home offering unobstructed views of Parker Bayou at the mouth of Pratt Bayou. Situated on a corner lot at the end of W. Park Street, this charming home blends classic Florida character with modern updates and features water views from most rooms, a spacious family room, Florida room, open kitchen with a stunning 5x10 granite island, custom glass cabinetry, and a large dining area perfect for entertaining. Outside, enjoy your private 40-foot dock, private beach, and direct access to the bay for boating, fishing, paddleboarding, or a quick ride to Shell Island or Bayou Joe's. Watch dolphins and pelicans from your backyard while taking in spectacular sunsets. Conveniently located near parks with pickleball and tennis courts, shopping, dining, schools, Tyndall Air Force Base, Northwest Florida Beaches International Airport, and just 30 minutes from Panama City Beach, this exceptional waterfront property is ideal as a primary residence, second home, or vacation getaway.

4700 E 6th Street, Panama City

$580,995

4 Beds ⋅ 3 Baths ⋅ 1009011 MLS ⋅ 2,043 SqFt.

1829 Sweetgum Ave -- A Home That Redefines ''UPGRADED.'' Welcome to SweetBay's most ELEVATED residence, where every detail has been intentionally crafted, UPGRADED, and refined to deliver a lifestyle far beyond standard new-construction. This isn't just a home -- it's a STATEMENT PIECE, wrapped in LUXURY FINISHES, CUSTOM CRAFTSMANSHIP, and MAGAZINE-WORTHY DESIGN. Step inside and immediately feel the difference: WOOD SHUTTERS, PREMIUM TRIMWORK, and BUILT-INS THROUGHOUT create a warm, upscale aesthetic rarely found at this price point. The living room centers around a CUSTOM ELECTRIC FIREPLACE with mantel and cabinetry, while the kitchen showcases a DESIGNER BAR AREA with glass-front cabinets, matching backsplash, and SOFT-CLOSE CABINETRY throughout the entire home. The upgrades continue in every direction -- EPOXY FLOORS on both porches and the garage, HARDWIRED UNDER-CABINET LIGHTING, CLOSET BUILT-INS, and a fully enhanced laundry room and master bath with added cabinetry and an UPGRADED VANITY MIRROR. The office/4th bedroom features CUSTOM BUILT-INS designed to accommodate a queen bed, making it the perfect flex space. Outside, the transformation is just as impressive. Enjoy a FENCED BACKYARD with three gates, BRICK-PAVER HARDSCAPED PATIO, additional parking pad, raised garden beds, and a storage shed -- all surrounded by the beauty and walkability of SweetBay's RESORT-STYLE COMMUNITY. Security and convenience are dialed in with a FULL CAMERA SYSTEM, MOTION-SENSOR FLOOD LIGHTING, and GARAGE ATTIC ACCESS with flooring for maximum storage. This home delivers the lifestyle everyone wants -- LUXURY UPGRADES, thoughtful design, and a community that feels like a vacation. 1829 Sweetgum Ave isn't just move-in ready. It's move-in EXCEPTIONAL.

1829 Sweetgum Ave, Panama City

$585,000

4 Beds ⋅ 2 Baths ⋅ 793419 MLS

Looking for a newer 4 bedroom home on nearly an acre near Lynn Haven and Panama City? This custom-built home offers 4 bedrooms, 2 bathrooms, and 2,150 square feet on a spacious .86-acre corner lot in a gated community with a saltwater pool, clubhouse, and playground. Completed in late 2021 by Jeff Puckett Construction, the home combines custom craftsmanship with valuable upgrades, including a whole-home Generac generator, hurricane shutters, and gutters. The oversized backyard is a standout feature, offering space to explore adding a private pool, workshop, pole barn, or covered boat and RV storage, subject to applicable approvals. Enjoy room for outdoor living, gardening, and raising chickens; yes, the community allows chickens, so you can bring a little more country living to your backyard. The peaceful setting offers a country feel while keeping shopping, dining, healthcare, and everyday conveniences in Lynn Haven and Panama City within easy reach. Spend the day at the community saltwater swimming pool, gather at the clubhouse, or enjoy the neighborhood playground. Conveniently located only 20 miles from Tyndall Air Force Base and 19 miles from Naval Support Activity Panama City, the home also offers access to Northwest Florida Beaches International Airport, approximately 14 miles away, and Pier Park, approximately 23 miles away. Gulf beaches are approximately a 25-minute drive, and the property is zoned for Deane Bozeman K-12 School. If your search includes a large lot, a newer custom home, four bedrooms, and a gated community with a pool, put this property on your list. Schedule your private showing today!

9716 Sweetfield Lane, Panama City

$589,900

3 Beds ⋅ 3 Baths ⋅ 793415 MLS

Welcome to your ultimate COASTAL RETREAT with views of GRAND LAGOON! This stunning, new construction Coastal Craftsman masterpiece perfectly combines modern elegance with the relaxed Panama City Beach lifestyle. Step inside to discover a bright, sun-drenched sanctuary defined by soaring 10-foot ceilings, loads of windows, and glass doors designed to seamlessly bring the outside in. The gourmet kitchen is a chef's dream, beautifully appointed with premium Quartz countertops, stylish designer lighting, contemporary hardware and a custom RANGE HOOD. Engineered for the active coastal lifestyle, this property features an oversized garage plus a separate, dedicated parking space to easily store your boat, golf cart, and all your outdoor toys. Enjoy total freedom and unbeatable peace of mind with durable, low-maintenance Hardie board siding, low insurance costs, no required flood insurance, and no HOA fees. Located in a premier golf-cart-friendly community, you are just moments from a public boat launch, top-rated local restaurants, and the pristine shores of St. Andrews State Park. Whether you are looking for a private beachside sanctuary or a high-yielding Short-Term Rental (STR) investment, this turnkey property hits every mark. Schedule your tour today and start living the coastal dream!

6907 N Lagoon Drive, Panama City

$510,000

2 Beds ⋅ 2 Baths ⋅ 793154 MLS

Turn-Key, Fully Furnished Beach House with Proven Short-Term Rental History! Welcome to 6220 Sunset Avenue in Panama City Beach, a beautifully maintained 2-bedroom, 2-bath coastal home located on the highly desirable east end of Panama City Beach, just a short walk or golf cart ride to the sugar-white sand and emerald waters of the Gulf. Whether you're searching for a fully furnished vacation home, income-producing short-term rental, second home, or your own beach retreat, this property is ready to go. With a proven history of successful vacation rentals, this home offers an exceptional opportunity for investors and buyers looking to enjoy the Florida Gulf Coast while generating rental income. The open-concept floor plan creates a bright, welcoming space for family and guests. Recent updates include a brand-new HVAC system and new bedroom windows, providing added comfort and peace of mind. One of this home's standout features is the abundant parking for multiple vehicles, boats, golf carts, and guests--a rare find in Panama City Beach. The spacious enclosed area underneath offers endless possibilities as a garage, owner's storage, workshop, game room, or hobby space, making it ideal for both homeowners and investment property owners. Conveniently located near public beach access, St. Andrews State Park, Shell Island, Capt. Anderson's Marina, boat ramps, waterfront dining, shopping, and local attractions, this home places you in the heart of everything the east end of Panama City Beach has to offer. If you're looking for a Panama City Beach investment property, fully furnished beach house, vacation rental with proven income history, or a coastal home with boat parking and storage, 6220 Sunset Avenue delivers the location, flexibility, and lifestyle buyers are looking for. All information, including room sizes, lot dimensions, and square footage, is deemed reliable but not guaranteed. Buyers should verify all information and measurements if important.

6220 Sunset Avenue, Panama City

$580,995

4 Beds ⋅ 3 Baths ⋅ 792711 MLS

1829 Sweetgum Ave -- A Home That Redefines ''UPGRADED.'' Welcome to SweetBay's most ELEVATED residence, where every detail has been intentionally crafted, UPGRADED, and refined to deliver a lifestyle far beyond standard new-construction. This isn't just a home -- it's a STATEMENT PIECE, wrapped in LUXURY FINISHES, CUSTOM CRAFTSMANSHIP, and MAGAZINE-WORTHY DESIGN. Step inside and immediately feel the difference: WOOD SHUTTERS, PREMIUM TRIMWORK, and BUILT-INS THROUGHOUT create a warm, upscale aesthetic rarely found at this price point. The living room centers around a CUSTOM ELECTRIC FIREPLACE with mantel and cabinetry, while the kitchen showcases a DESIGNER BAR AREA with glass-front cabinets, matching backsplash, and SOFT-CLOSE CABINETRY throughout the entire home. The upgrades continue in every direction -- EPOXY FLOORS on both porches and the garage, HARDWIRED UNDER-CABINET LIGHTING, CLOSET BUILT-INS, and a fully enhanced laundry room and master bath with added cabinetry and an UPGRADED VANITY MIRROR. The office/4th bedroom features CUSTOM BUILT-INS designed to accommodate a queen bed, making it the perfect flex space. Outside, the transformation is just as impressive. Enjoy a FENCED BACKYARD with three gates, BRICK-PAVER HARDSCAPED PATIO, additional parking pad, raised garden beds, and a storage shed -- all surrounded by the beauty and walkability of SweetBay's RESORT-STYLE COMMUNITY. Security and convenience are dialed in with a FULL CAMERA SYSTEM, MOTION-SENSOR FLOOD LIGHTING, and GARAGE ATTIC ACCESS with flooring for maximum storage. This home delivers the lifestyle everyone wants -- LUXURY UPGRADES, thoughtful design, and a community that feels like a vacation. 1829 Sweetgum Ave isn't just move-in ready. It's move-in EXCEPTIONAL.

1829 Sweetgum Avenue, Panama City

$575,000

4 Beds ⋅ 3 Baths ⋅ 792455 MLS

Perfectly positioned on an oversized corner lot in a quiet cul-de-sac, this beautifully updated residence offers the rare combination of timeless elegance, modern upgrades, and access to the pristine waters of Deer Point Lake. Designed with both comfort and entertaining in mind, the thoughtfully crafted floor plan is filled with natural light and generous living spaces. The impressive living room features an electric fireplace and flows seamlessly into a heated and cooled sunroom, creating an inviting year-round retreat for relaxing or hosting guests. A formal dining room and private home office provide both sophistication and functionality. At the heart of the home, the beautifully appointed kitchen showcases solid surface countertops, stainless steel appliances, abundant cabinetry, and ample workspace--perfect for everything from casual meals to elegant dinner parties. The luxurious primary suite serves as a private sanctuary, offering two walk-in closets, dual vanities, a jetted tub, and a separate walk-in shower designed for everyday comfort and relaxation. Outdoor living is equally exceptional. An expansive covered pavilion creates the perfect setting for entertaining, outdoor dining, and weekend gatherings. While this home offers both attached and detached garages, the detached garage is a standout feature, offering not only extra parking but also a workshop, home gym, and a convenient rear-facing garage door for drive-in storage for lawn equipment. With ample space and a solid foundation, this versatile structure presents an excellent opportunity for conversion into additional living space--whether as a guest cottage, rental unit, or in-law suite. Significant improvements completed in 2022 provide lasting peace of mind and modern efficiency, including: * Culligan water softener and sulfur removal system * New pressure tank * New well pump, seal, piping * New Siemens interior electrical panel * New exterior electrical panel * Upgraded electrical panel in the detached garage * New HVAC system with Ecobee smart thermostat and upgraded return In addition, the interior was updated in 2025 to include new flooring, new interior paint, refinished kitchen and bathroom cabinets.The landscaping was updated spring of 2026. Combining exceptional indoor and outdoor living, extensive mechanical upgrades, interior updates and coveted access to Deer Point Lake, this remarkable property presents a rare opportunity to enjoy refined living in one of the area's most desirable settings. Schedule your private tour today and experience all this exceptional home has to offer.

5108 Deep Bayou Drive, Panama City

$505,000

5 Beds ⋅ 3 Baths ⋅ 1007295 MLS ⋅ 2,552 SqFt.

If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

163 Ryder Ln, Panama City

$505,000

5 Beds ⋅ 3 Baths ⋅ 792406 MLS

If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. This beautiful home is almost perfectly halfway between Mexico Beach (20 miles) and Panama City Beach, driving. Also, only 6 miles to Tyndall AFB ''front gate''. Nice for active duty, or for veterans to have access to base amenities and the commissary. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

163 Ryder Lane, Panama City

$599,900

2 Beds ⋅ 2 Baths ⋅ 792401 MLS

Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.

6201 Thomas Drive Unit 609, Panama City

2220 Saint Andrews Boulevard, Panama City

$599,990

3 Beds ⋅ 2 Baths ⋅ 791841 MLS

Unique Residential & Commercial Opportunity on Highway 390! Situated on approximately 0.801 acres, this versatile property offers endless possibilities for both residential and commercial use. The existing 2,867 sq. ft. home features 3 bedrooms, 2 full bathrooms, and three additional oversized living areas that can be utilized as a family room, living room, bonus room, office space, conference rooms, retail space, or other business-related uses. With excellent visibility along Highway 390 (St. Andrews Boulevard), this property is ideal for entrepreneurs, investors, or homeowners seeking a live/work setup. The expansive lot provides ample room to potentially build an additional residence on the rear portion of the property while utilizing the existing structure for commercial purposes, subject to zoning and local approval. Whether you're looking for a spacious home, a business location, investment opportunity, or a combination of all three, this property offers the flexibility and space to bring your vision to life. Conveniently located near shopping, dining, schools, and major thoroughfares, this is a rare opportunity to own a property with both residential comfort and commercial potential. All measurements are approximate and should be verified if important. Schedule your private showing today!

2220 Saint Andrews Boulevard, Panama City

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

$529,635

4 Beds ⋅ 4 Baths ⋅ 791503 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! SweetBay Welcome Center & builder model homes open Daily. The Iva plan by Harris Doyle Homes in Indigo Lakes at SweetBay! The open great room has connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite has a tile-to-ceiling shower, dual vanities, and walk-in closet. The Iva includes a two-car garage, large front porch, optional balcony and rear covered patio. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and even more future amenities to come! New Construction home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1453 Tulip Court Unit LOT 731 - IVA PLAN, Panama City

$559,900

5 Beds ⋅ 3 Baths ⋅ 791365 MLS

Welcome to the Mckenzie, a new home floor plan at Liberty in sunny Panama City, Florida. The Mckenzie is a large, beautiful home with many popular layout choices including an open kitchen and living room, as well as a front study a separate dining room. This 3,000+ square foot home comes with 5 bedrooms, 3 bathrooms, and a two-car garage as well as a covered front porch and a spacious covered rear patio. This floor plan will be the largest at Liberty to date and is perfect for the growing family with plenty of room for guests visiting in town for those lovely beach vacations in Panama City. As you walk inside the home, you are greeted by the large study room and dining room to the right and left of the main hallway that leads into the open living room. The front room is great for an office with a desk and bookshelf, the kids to have a space for play and homework, or any other multipurpose use you can find. The dining room has room for a large table and connects to the kitchen via the hallway that wraps around the walk-in pantry and laundry room, passing the garage entrance. The open main area of the home features a kitchen with a large island that has extra storage on the front, stainless steel appliances, and plenty of cabinet space. Large windows throughout the home illuminate the home with plenty of natural sunlight into these main areas. This home is also equipped with Smart Home technology, making the comfort of your home easy and modern. The bedrooms are spread across the house, with two smaller rooms behind the study room and two larger rooms beside the kitchen. Each grouping shares a bathroom with single and double vanity countertop spaces and the primary bedroom has its own bathroom completed with a tub, walk-in shower, and large walk-in closet. The spacious primary bedroom also features a door with direct access to the covered back porch. The outside of the home features beautiful and durable Hardie siding, and the covered porches have plenty of room for furniture to enjoy the beautiful Florida weather. After a long day playing at the splash pad, pool, pickleball court, or basketball court at Liberty's two clubhouses, relax and enjoy your evenings grilling out with the family and friends on your back porch. The Mckenzie is a popular floor plan that you will fall in love with as soon as you step inside. Contact us today to learn more about this beautiful home at Liberty.

6482 Haskins Drive, Panama City

$525,000

4 Beds ⋅ 3 Baths ⋅ 791339 MLS

Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and inviting atmosphere. The kitchen features modern appliances, plenty of counter space, and a functional design that makes cooking a breeze. The home is also equipped with a Generac whole-house generator, ensuring peace of mind during power outages, and solar panels, offering you the benefit of low power bills.. A tankless water heater provides endless hot water on demand, and a water softener enhances water quality throughout the home. Storage is never an issue here, with two attic entries that offer an abundance of space for seasonal items, keepsakes, or extra household goods. The huge covered patio is perfect for entertaining family and friends or simply enjoying quiet evenings outdoors. Keep your lawn green and lush with a sprinkler system that has a separate meter. Beyond the walls of your beautiful home, the Sweetbay Community offers an array of amenities designed for active living and relaxation. Right across the street, you'll find a playground, along with a basketball court and nature trails for outdoor adventures. Enjoy the serene beauty of the private dock, perfect for fishing, kayaking, or just unwinding by the water. Plus, the community pool offers the ideal place to cool off on a warm day and socialize with neighbors. Located in the heart of Sweetbay, you'll enjoy the convenience of nearby amenities, parks, schools, and a welcoming community atmosphere. Don't miss your chance to own this exceptional property--schedule a tour today!

1224 Finch Street, Panama City

17739 Front Beach Road Unit 1703W, Panama City

$599,000

2 Beds ⋅ 2 Baths ⋅ 791337 MLS

PRICED TO SELL! Welcome to Splash Resort is one of the most sought-after family-focused beachfront resorts in Panama City Beach. If you are searching for a Gulf-front condo that returning families and guests love year after year, this is the one. This turn-key ''Beachcomber'' floor plan with 2 bedrooms, 2 baths plus bunk room this condo offers a rare layout with a Gulf-front primary bedroom, allowing you to wake up to breathtaking views of the emerald waters and step directly onto the private balcony. The spacious primary suite features a large bath and direct balcony access, creating the perfect coastal retreat for owners and vacationing guests alike. Known for its unforgettable family experience, Splash Resort delivers amenities that keep guests coming back every season. Families and kids of all ages enjoy the interactive beachfront water park, complete with splash pads, water slides, and a lazy river, while adults can unwind in the adults-only pool and Jacuzzi, overlooking the Gulf. Additional highlights include a state-of-the-art fitness center with stunning Gulf views and over 400 feet of sugar-white sand beach just steps away. With its proven rental appeal, unbeatable amenities, and direct beachfront location, Unit 1703W offers the perfect opportunity to own a fun-filled coastal getaway and income-producing investment on the Emerald Coast.

17739 Front Beach Road Unit 1703W, Panama City

$535,000

4 Beds ⋅ 3 Baths ⋅ 791301 MLS

NEW LOWER PRICE AND A VERY MOTIVATED SELLER!!!!!!! PRICED BELOW THE BUILDERS COST....WITH SOOOOOO MANY UPGRADES!!! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities. This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living. The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, FULL GUTTERS surrounding the home, and storage racks in the garage. Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.

207 Lake Merial Boulevard, Panama City

$550,000

4 Beds ⋅ 3 Baths ⋅ 791285 MLS

THE ST. ANDREWS SANCTUARY: COASTAL CHARM. EXTRAORDINARY SPACE. Imagine spending Saturday mornings beneath centuries-old oak trees at the local farmers market, enjoying fresh-catch seafood along the waterfront, and returning home to a residence that feels like your own private retreat. Nestled within St. Andrews on the Bay, one of Panama City's most beloved waterfront communities, this meticulously maintained home offers something increasingly difficult to find...space that truly lives large. From the moment you step inside, the scale is undeniable. Soaring vaulted ceilings accented by rich exposed beams create an atmosphere that is both warm and impressive, while expansive living and entertaining spaces provide room for everything from intimate gatherings to holiday celebrations. At the heart of the home, a sprawling wraparound kitchen peninsula That naturally draws family and friends together, complemented by a wet bar designed for effortless entertaining. The owner's retreat is far more than a bedroom...it's an entire private wing dedicated to comfort and relaxation. Generously sized and thoughtfully designed, this exceptional sanctuary features private patio access, a cedar-lined walk-in closet, oversized walk-in shower, bidet, and a massive jetted soaking tub that transforms everyday living into a spa-like experience. While the primary suite steals the spotlight, the home also offers three additional generously sized bedrooms, providing flexibility for family, guests, hobbies, a home office, or multi-generational living. The thoughtful floor plan allows everyone to enjoy their own space while still maintaining a strong connection to the home's expansive gathering areas. This home's beauty is matched by the care it has received. Recent improvements include complete interior and exterior painting, a new HVAC system installed in 2023 for the front part of the home, and a second HVAC replacement in 2025 for the master suite wing, offering valuable peace of mind for years to come. Practicality meets convenience with an oversized laundry and utility room/mud room providing direct access from the garage, creating the ideal transition space for daily living. Step outside and discover yet another reason this property stands apart. The meticulously maintained grounds create a private backyard retreat designed for both relaxation and entertaining. Accessible from multiple areas of the home, the outdoor living spaces flow naturally from indoors to out, encouraging year-round enjoyment of Florida's coastal climate. The screened patio offers a comfortable extension of the home's living space and even includes a full counter prep area and sink, making outdoor dining, entertaining, gardening, and cleaning the day's catch remarkably convenient. Whether enjoying a quiet morning coffee, hosting family gatherings, or simply unwinding beneath the evening sky, the outdoor spaces feel every bit as inviting as the interior. Yet perhaps the home's most compelling feature lies beyond its walls. Located in the heart of historic St. Andrews, this vibrant waterfront community blends small-town charm with coastal sophistication. Enjoy walkable access to waterfront restaurants, local boutiques, marinas, community festivals, and the beloved weekly farmers market at Oaks by the Bay Park. Once a historic fishing village, St. Andrews has evolved into one of the region's most sought-after neighborhoods while preserving the character and sense of community that make it so special. This isn't simply a home, it's an opportunity to embrace one of Panama City's most treasured waterfront lifestyles.

1605 Louise Avenue, Panama City

$549,900

4 Beds ⋅ 3 Baths ⋅ 791052 MLS

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level. Furniture may be negotiable for interested buyers and can be included with an acceptable offer. Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.

3513 Cottage Cove Lane, Panama City

$565,000

4 Beds ⋅ 5 Baths ⋅ 1004979 MLS ⋅ 1,850 SqFt.

Enjoy breathtaking water views from every floor of this beautifully positioned waterfront townhome. Designed with flexibility in mind, this property offers multiple possibilities for full-time living, vacation use, or income production. The spacious layout can accommodate separate living areas, making it ideal for multi-generational living or maximizing rental potential. An additional top-floor bonus room provides the perfect space for a home office, bunk room, hobby area, or guest accommodations. Whether you're looking for a primary residence, second home, or investment property, this townhome offers the versatility to fit your needs. Short-term rentals are permitted, creating an excellent opportunity for additional income. Located adjacent to the City's newly completed boat launch facility, this property is perfectly situated for boating enthusiasts. There is also the potential to obtain a private boat slip at the neighboring marina, with accommodations for boats up to 35 feet.

306 Penny Ct, Panama City

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