Panama City, FL Real Estate Search

Panama City, FL Homes for Sale

Overview of the Real Estate Market in Panama City, FL

The real estate market in Panama City, Florida, has been experiencing significant changes, attracting potential homeowners and investors alike. Situated along the stunning Gulf Coast, the city offers a mix of vibrant community life, beautiful beaches, and a growing economy. With a diverse range of properties available—from cozy beachfront condos to expansive family homes—Panama City has become a sought-after destination for those looking to relocate or invest in real estate. Whether you are drawn by the area’s natural beauty or its economic opportunities, those considering a real estate endeavor in Panama City will find a bustling market with plenty of options.

Types of Properties Available

In Panama City, prospective buyers can explore a wide variety of real estate options. Condominiums dot the coastline, offering stunning views of the beaches and easy access to waterfront activities. Single-family homes are prevalent in family-friendly neighborhoods, often featuring spacious yards and community amenities. For those looking for investment properties, Panama City also has a range of duplexes and multi-family homes that provide potential rental income. With such diversity, the local market caters to a broad audience, ensuring that everyone can find something that fits their lifestyle and budget.

Market Trends and Predictions

Recent trends in the Panama City real estate market indicate a robust demand that has resulted in rising property values. Following the economic recovery post-COVID-19, there has been an influx of buyers seeking real estate in coastal areas for both permanent residence and summer getaways. Experts predict that this upward trajectory will continue, as remote work becomes more common and individuals seek homes that offer not only aesthetic appeal but also a desirable quality of life. Moreover, new commercial developments are on the rise, which could further stimulate residential demand in the coming years.

The Economic Impact of Tourism

Tourism plays an essential role in Panama City’s economy, directly influencing the real estate market. The area's pristine beaches and vibrant local attractions draw millions of visitors annually, creating a strong demand for rental properties. This influx has encouraged many investors to purchase homes and condos to capitalize on short-term rental opportunities. The popularity of platforms like Airbnb has transformed the landscape, as many property owners are now generating significant income through vacation rentals. Thus, the symbiotic relationship between real estate and tourism continues to strengthen the local economy.

Future Developments and Community Expansion

Looking ahead, Panama City is poised for future growth, with various development projects underway aimed at enhancing living conditions and attracting new residents. Expansion of infrastructure, public facilities, and green spaces are all part of the city's plan to create a more livable and inviting environment. As the community continues to develop, property values are likely to rise, making it an opportune time for potential buyers and investors to enter the market. As Panama City embraces modernization while maintaining its charm, it positions itself as a prime destination for those seeking real estate in a vibrant coastal setting.

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Panama City, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
Avg. Living Ft2
Avg. Listing Price
Cost per ft2
Days on Market

Newest Panama City, FL Homes for Sale

$515,000
5 Beds 3 Baths 792406 MLS
If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. This beautiful home is almost perfectly halfway between Mexico Beach (20 miles) and Panama City Beach, driving. Also, only 6 miles to Tyndall AFB ''front gate''. Nice for active duty, or for veterans to have access to base amenities and the commissary. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

163 Ryder Lane, Panama City

$650,000
2 Beds 2 Baths 792401 MLS
Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.

6201 Thomas Drive Unit 609, Panama City

$299,900
5 Beds 4 Baths 792396 MLS
Welcome to this amazing, spacious home featuring a whopping 5 bedrooms and 3.5 bathrooms. Situated in a beautiful, quiet neighborhood, this completely remodeled solid brick home offers a decent curb appeal and high-end craftsmanship. It boasts a lot of new plumbing, new electric panels, new roof, new HVAC, new flooring throughout, new kitchen with stylish cabinetry, new stainless steel appliances, as well as new and remodeled bathrooms. There is an abundance of oversized windows that fill the home with natural sunlight, and a bright, inviting layout designed for everyday living. In-lieu of its size, spacious nature and thoughtful architecture, and boasting two master ensuites, this home would be perfect for multi-generational living, large families or flexible living arrangements without compromising on privacy. Step outside to the sprawling, covered back porch where lots of pleasant memories to be made await its new owners. The yard is humongous with more than enough room for a private pool. As if that is not enough, this waterfront property has a pond at its rear end. This pond area could be tastefully sculpted to provide lasting enjoyment all year round. The features and benefits go on and on. The Y-shaped driveway make for easy entrance and exit while providing tons of parking space for any number of cars, RVs or boats you may have. You would have no fears about bringing the party home to this nearly 1 acre of property. This special property is located at the heart of the city, just minutes from white sandy beaches, hospitals, Tyndall Airforce Base, shopping, and dining. And at this price, there is simply nothing else like it in the area. Make it yours!

5312 Hickory Street, Panama City

$390,000
4 Beds 3 Baths 792394 MLS
Welcome to 7016 Benton Drive in Panama City, FL! This 4 bedroom, 3 full bathroom brick home offers 1,993 square feet of well-designed living space on a 0.26 acre lot in the Callaway Point subdivision with no HOA. Built in 2021, the home features an attractive brick exterior, 2-car attached garage, covered front entry, and a functional layout with comfortable indoor and outdoor living areas. Inside, you'll find an open main living area with tray ceiling detail, recessed lighting, and easy flow into the kitchen, breakfast nook, and formal dining area. The kitchen features white cabinetry, a center island with bar seating, pendant lighting, tile backsplash, and stainless appliances, including refrigerator, dishwasher, microwave, and electric range/oven. The primary suite includes a tray ceiling, walk-in closet, and private bathroom with double vanity, soaking tub, tiled walk-in shower, and separate water closet. Three additional bedrooms and both of the other full bathrooms provide flexibility for sleeping space, office use, guests, hobbies, or storage. The fully fenced backyard includes a screened-in back porch and a 13 ft x 13 ft pole barn that can be used for covered storage, grilling, outdoor seating, or entertaining. Conveniently located less than 8 miles from Tyndall Air Force Base and less than 3 miles from two public boat ramps, this Bay County home offers quick access to Panama City, Callaway, local waterways, and everyday conveniences.

7016 Benton Drive, Panama City

$375,000
3 Beds 3 Baths 792376 MLS
Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

2603 Mystic Lane Unit PO46, Panama City

$589,000
4 Beds 3 Baths 792354 MLS
Welcome to 427 Bunkers Cove Road, an exceptional coastal residence located in the highly sought-after Cove neighborhood of Panama City, just moments from St. Andrews Bay and around the corner from the St. Andrews Bay Yacht Club. This prime location offers the perfect blend of waterfront living and convenience, with downtown Panama City, restaurants, shopping, and local attractions only minutes away. Offering approximately 3,576 square feet of thoughtfully designed living space, this beautiful Colonial Revival home features 4 bedrooms, 3 full bathrooms, and timeless architectural character throughout. The inviting two-story design showcases a symmetrical façade, welcoming columned portico, classic brick chimney, and mature live oak trees draped with Spanish moss, creating unforgettable curb appeal. Inside, you'll find a spacious and functional floor plan enhanced by hardwood flooring, abundant natural light, divided-pane windows, and stainless steel appliances. The chef's kitchen flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. A bright sunroom overlooks the backyard and provides the perfect space to relax year-round. Upstairs, a hidden bonus/game room tucked off the fourth bedroom offers endless possibilities as a media room, playroom, home office, or guest retreat while enjoying views of the pool and backyard. Step outside to your own private oasis featuring an in-ground swimming pool, spa, beautifully landscaped grounds, and multiple areas for entertaining or unwinding. Alley access provides ample parking for a boat, RV, or camper, while the large detached workshop offers outstanding space for storage, hobbies, or recreational equipment. Additional features include a whole-home water filtration system, covered side carport, established landscaping, mature shade trees, and a golf cart-friendly neighborhood that enhances the relaxed coastal lifestyle. Combining timeless architecture, modern comforts, generous indoor and outdoor living spaces, and an unbeatable location, 427 Bunkers Cove Road presents a rare opportunity to own one of Panama City's most distinctive homes. Schedule your private showing today and experience everything this exceptional property has to offer.

427 Bunkers Cove Road, Panama City

$309,000
4 Beds 2 Baths 792284 MLS
Welcome to Barrett Park, where exceptional value meets modern comfort! This meticulously maintained 4-bedroom, 2-bath home offers more than 2,000 square feet of spacious living and was built in 2019, providing all the advantages of a newer home without the higher price of new construction. Inside, you'll find a bright, open floor plan designed for both comfortable everyday living and effortless entertaining. The well-appointed kitchen offers generous cabinet and countertop space while overlooking the dining and living areas, making it easy to stay connected with family and guests. The spacious owner's suite provides a peaceful retreat with two large walk-in closets and a private en-suite bath. Three additional bedrooms offer plenty of room for family, overnight guests, or a home office. Adding even more appeal, this home is being offered fully furnished, making it an incredible turnkey opportunity. Included are three complete bedroom suites with nightstands that offer built in charging stations. A brand-new oversized leather sectional in the living room, as well as the washer and dryer, allowing you to move in with ease. A brand-new water heater provides added peace of mind. Step outside to the fully screened and enclosed back porch--an inviting space that's perfect for sipping your morning coffee, relaxing after a busy day, or entertaining friends and family throughout every season. This additional living area lets you enjoy the outdoors comfortably year-round. The home is equipped with solar panels, which will need to be assumed by the buyer. In return, you'll enjoy outstanding energy efficiency with an average electric bill of approximately $25 per month, helping keep monthly utility costs remarkably low. Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and the beautiful white-sand beaches of the Gulf Coast, this home offers an outstanding combination of location, comfort, and value. This move-in-ready, fully furnished home is truly a rare find. Schedule your private showing today and experience everything it has to offer!Use the seller's preferred lender and eligible buyers can take advantage of a 1-0 temporary buydown, lender credit, or a FREE appraisal, helping reduce upfront costs and lower monthly payments during the first year. Contact the listing agent for lender details and qualification requirements.

7128 Hatteras Boulevard, Panama City

$810,000
3 Beds 3 Baths 792274 MLS
GOLF COURSE LIVING IN BAY POINT'S PREMIER GATED COMMUNITY! Located in the desirable Legend Lake neighborhood and overlooking the Jack Nicklaus Signature Golf Course, this meticulously maintained single-level home offers the perfect blend of comfort, privacy, and resort-style living. Featuring 10-foot ceilings, luxury vinyl plank flooring throughout, and custom shiplap accents, this thoughtfully designed home is ideal for both everyday living and entertaining. Upon entering, you're welcomed by an elegant front living space with soaring ceilings and expansive windows, offering endless possibilities as a grand piano room, private library, home office, or sophisticated gathering area. The beautifully updated chef's kitchen serves as the heart of the home, featuring custom cabinetry, granite countertops, a spacious center island, farmhouse sink, designer lighting, stainless steel appliances, a separate ice maker, and abundant storage. Open to the kitchen, the impressive family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows framing picturesque views of the private pool and the Jack Nicklaus Signature Golf Course beyond. The large screened porch creates the perfect indoor-outdoor living experience, offering ample space to entertain, relax in the hot tub, and enjoy breathtaking sunsets over the fairway. The primary suite serves as a private retreat, offering peaceful views of the sparkling pool and backyard oasis, private access to the screened porch, dual walk-in closets, and a spa-inspired bath complete with a soaking tub. Additional highlights include updated bathrooms, custom closets, extensive crown molding, a two-car garage, and double gate access to the fully fenced backyard for storing a boat, trailer, or jet skis. Step outside to your private backyard retreat featuring a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Bay Point residents enjoy 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf cart-friendly streets, and an active social lifestyle with clubs, events, and live entertainment. Whether you're seeking a primary residence, retirement retreat, or second home, this is a rare opportunity to experience the very best of Bay Point living.

117 Legend Lakes Drive, Panama City

$180,000
3 Beds 2 Baths 1007053 MLS 1,680 SqFt.
Welcome to your future home, spacious, private, and affordable while being nestled on a large, tree-lined lot just minutes from Panama City. Step inside to an open-concept, split bedroom layout with new luxury vinyl plank flooring, fresh paint, and warm wood accent walls that add style and character. The inviting living area flows seamlessly into the kitchen and dining spaces, creating an ideal setting for both daily living and entertaining. The kitchen features ample counter space, a center island, and bar seating, while the laundry room is conveniently located just off the kitchen with easy access to the backyard. Enjoy meals in the dining area, where sliding glass doors fill the space with natural light, and relax in the adjoining den that's perfect for gatherings or unwinding. The primary suite offers two walk-in closets and a luxurious five-piece bathroom with double vanities, a soaking tub, and a sunlit shower. Two additional bedrooms and a full bath are situated off the den, providing comfortable accommodations for family or guests. Step outside to a private, spacious yard with covered parking, a carport, storage outbuilding, and a secluded backyard, all surrounded by a natural tree line for extra privacy and tranquility. Recent upgrades include new HVAC (2021), roof (2019), new siding (2025), and updated flooring throughout. Enjoy a large carport and two additional outbuildings, one being a 10 x 16 loft barn shed.

10742 S Fork Loop, Panama City

$315,000
4 Beds 2 Baths 792263 MLS
Completely Renovated 4-Bedroom Block Home on a Spacious Corner Lot with Solar Panels & No HOA Welcome to 176 N Anita Drive, a beautifully renovated block home on a slab foundation situated on a generous 0.41-acre corner lot. This move-in-ready property offers 4 bedrooms, 2 bathrooms, modern upgrades throughout, and the freedom of no HOA. Every major system has been updated for peace of mind, including newer plumbing, newer electrical, a newer HVAC system with updated ductwork, luxury vinyl plank flooring throughout, and a tankless hot water heater. The roof was replaced in 2019, adding even more long-term value. The stunning kitchen is designed to impress, featuring: Quartz countertops Large center island with additional workspace and seating LG stainless steel appliance package, including a gas range and InstaView touchscreen refrigerator White shaker-style cabinetry with abundant storage Oversized sink Sleek black glass backsplash Recessed lighting for a bright, modern feel Natural light fills the home, complemented by stylish contemporary light fixtures throughout. A charming barn door leads from the kitchen into the spacious primary suite, which also offers its own private entrance from the front of the home. The primary suite serves as a relaxing retreat with a large walk-in closet and a luxurious ensuite bathroom featuring a custom tile-to-the-ceiling walk-in shower and double vanity. Step outside to a large, fenced backyard offering endless possibilities. With 0.41 acres, there's plenty of room to expand the home, build a workshop or detached garage, add a pool, or create the backyard paradise you've always envisioned. Whether you're entertaining, gardening, or simply enjoying the outdoors, this spacious lot provides the flexibility to make it your own. Relax and welcome guests from the expansive covered front porch, adding even more outdoor living space. Conveniently located just 1 mile from Walmart Supercenter, shopping, restaurants, and everyday conveniences, this home is also only 12 minutes from Tyndall Air Force Base. Located in Flood Zone X, flood insurance is not required by lenders. Additional highlights include: Block construction on a slab foundation Roof replaced in 2019 No HOA Spacious 0.41-acre corner lot Solar panels (buyer must qualify to assume the separate solar loan) Seller has a valid survey. This beautifully updated home combines modern style, durable block construction, thoughtful upgrades, and exceptional outdoor potential in an unbeatable location. Schedule your private showing today and discover everything 176 N Anita Drive has to offer.

176 N Anita Drive, Panama City

$379,900
3 Beds 2 Baths 792253 MLS
POOL HOME ON 2 ACRES WITH NO HOA! If you've been searching for the perfect combination of privacy, space, and convenience, this all-brick 3-bedroom, 2-bath home is ready to welcome you home. Located just off Highway 231 in Panama City, this move-in-ready property offers peaceful country living while remaining just minutes from shopping, dining, schools, and a short drive to Tyndall Air Force Base and the beautiful Gulf Coast beaches. Inside, you'll find a warm and inviting floor plan featuring fresh interior paint, luxury vinyl plank flooring, a welcoming foyer with a coat closet, and a spacious living room showcasing beautiful wood-beamed ceilings and a cozy wood-burning fireplace. The kitchen offers stainless steel appliances, a breakfast nook perfect for casual dining, and easy access to the adjoining air-conditioned sunroom, providing additional year-round living space ideal for relaxing, entertaining, or enjoying views of the backyard. The home also features a separate laundry room, two linen closets, a tiled shower/tub combination, and a functional primary suite with a large walk-in closet. Step outside to your own private backyard oasis featuring a large in-ground gunite pool, a covered screened patio, and a privacy fence surrounding the backyard, creating the perfect setting for entertaining or enjoying quiet evenings at home. The pool is professionally maintained by Tropical Pools & Spas, making ownership simple and convenient. With two acres of land, there's plenty of room for all your hobbies, equipment, and outdoor toys. Two concrete parking pads provide ample space for RVs, boats, trailers, or additional vehicles, with one pad already equipped with electricity. A storage shed offers even more space for tools and lawn equipment. This home also provides peace of mind with a brand-new septic system, a roof approximately six years old, an HVAC system approximately six years old, and a private well. Whether you're looking for a pool home, acreage, RV parking, boat parking, no HOA restrictions, or simply more room to spread out while staying close to town, this property checks all the boxes and offers the lifestyle you've been searching for.

7006 Messer Road, Panama City

$835,000
3 Beds 2 Baths 1006985 MLS 1,776 SqFt.
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Dr, Panama City

$865,000
7 Beds 6 Baths 1006983 MLS 2,988 SqFt.
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Dr, Panama City

$283,000
4 Beds 2 Baths 792232 MLS
LUXURY LIVING: Welcome to the coveted Luxury LIBERTY Resort community! Your dream home is within a few minutes walking distance to the incredible state-of-the-art clubhouse that features a huge tropical resort-style community pool, water splash pad area for the kids, an all-purpose fitness gym, yoga workout room, game room, event center, and BBQ picnic area pavilion! ************PEACE OF MIND: This beautiful ranch-style home (built in 2023) features an incredible open floor plan design with 4-bedrooms, 2-full bathrooms, and 2-car garage with remote access. The large Master Bedroom comes with a private Master Ensuite Bathroom with dual vanity sinks and large walk-in closet! Everything in this home is practically brand new (2023): Architectural Roof, HVAC System, ADT Smart Home Security System, Water Heater, Plumbing, Electrical, Electric Garage Door Opener and WHIRLPOOL Stainless-Steel Appliances (Large French Door Fridge)! ************OPEN FLOOR PLAN: This amazing architectural designed home comes with a full-service island kitchen, centered perfectly to host family and friend gatherings in the midst of the large adjacent dining and living room. The huge backyard with patio includes beautiful polished white vinyl fencing, which is especially nice for hosting your family and friends -- a very private feel with the Wildlife Refuge wooded area as your backdrop! ************CONVENIENTY LOCATED: Just 15-miles (25-minute drive) from the white sandy beaches, emerald-blue waters and warm breezes of the GULF of AMERICA! Just a short transit 12-miles (20-minute drive) to TYNDALL Air Force Base!

4881 Shurer Lane, Panama City

$1,700,000
10 Beds 8 Baths 1006980 MLS 4,856 SqFt.
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Dr, Panama City

$1,700,000
10 Beds 8 Baths 792227 MLS
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

$329,900
4 Beds 2 Baths 792226 MLS
Welcome to this beautiful 4-bedroom, 2-bath home located in one of Panama City's growing and desirable communities! Offering the perfect blend of comfort, style, and convenience, 4817 Loblolly Way is ideal for families, first-time buyers, or anyone looking to enjoy the Florida lifestyle. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect gathering place for family and friends. The kitchen features modern finishes, ample cabinet space, and a functional layout that makes meal preparation a breeze. The four generously sized bedrooms provide comfort and privacy for everyone, while the primary suite offers a peaceful retreat complete with an en-suite bath and walk-in closet. The additional bedrooms are perfect for family, guests, a home office, or flex space to fit your needs. Outside, enjoy a private backyard with plenty of room for relaxing, grilling, gardening, or creating your own outdoor oasis. Conveniently located just minutes from shopping, dining, schools, Tyndall Air Force Base, and the beautiful beaches of Panama City, this home offers easy access to everything you need while maintaining the charm of a quiet neighborhood. Whether you're searching for your first home, your forever home, or a smart investment opportunity, 4817 Loblolly Way is a must-see. Schedule your private showing today and discover everything this exceptional home has to offer! all information deemed accurate, if important buyer to verify

4817 Loblolly Way, Panama City

$865,000
7 Beds 6 Baths 792225 MLS
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

$185,000
2 Beds 2 Baths 792222 MLS
Welcome to 6716 Olokee Street, an updated, move-in ready townhome offering stylish finishes, functional living space, and low-maintenance ownership in the heart of Callaway. This two-story, 2-bedroom, 1.5-bath home has been thoughtfully renovated from top to bottom. Step inside to discover new sheetrock, fresh interior paint, updated trim throughout, new flooring upstairs, a beautifully remodeled kitchen featuring granite countertops, new cabinetry, tile backsplash, and new stainless steel appliances. Downstairs offers an open and comfortable living area, a convenient half bath for guests, and a separate laundry room with direct access to the backyard. Tucked beneath the staircase is a spacious under-stair storage area--perfect for seasonal décor, pantry overflow, hobbies, or even your own ''Harry Potter'' closet. Upstairs you'll find two bedrooms with new flooring, along with a full bathroom designed for everyday comfort. Additional updates include new interior doors, new downstairs windows, new vinyl exterior siding, a new roof post hurricane, a newer water heater (approximately 3 years old), and updated exterior trim. Outside, enjoy a fully fenced backyard complete with a storage shed, offering plenty of room for pets, gardening, entertaining, or additional storage. Conveniently located near shopping, dining, schools, parks, and Tyndall Air Force Base, this affordable Florida home is ideal for buyers looking for a move-in ready property without the expense of major renovations. Whether you're purchasing your first home, downsizing, or searching for an investment property with strong rental potential, this beautifully updated townhome is one you won't want to miss. If important, Buyer to verify all information and measurements.

6716 Olokee Street, Panama City

$649,000
2 Beds 2 Baths 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

$479,500
3 Beds 2 Baths 792161 MLS
Welcome to your own private country retreat, where peaceful living meets modern convenience. Nestled on 1.184 acres, this spacious 3-bedroom, 2-bath home offers over 2,500 square feet of thoughtfully designed living space, just 30 minutes from the sugar-white sands and emerald waters of Panama City Beach. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that span the kitchen, dining, and living areas. The kitchen is beautifully appointed with granite countertops, creating the perfect gathering space for family and friends. The impressive 14' x 22' living room is anchored by a stunning floor-to-ceiling stone fireplace, while the expansive 21' x 22' den with custom built-in shelving provides endless possibilities for entertaining, relaxing, or working from home. Enjoy year-round sunshine in the 20' x 10' Florida sunroom overlooking your backyard oasis. Outside, you'll find an above-ground pool, a covered screened porch complete with a whirlpool spa, and a charming pergola that creates the perfect setting for outdoor entertaining or quiet evenings under the stars. Beyond the backyard, take in serene views of a small pond with access to a private dock. The primary suite and guest bath both feature double-sink vanities, while the generous 6' x 10' laundry room offers plenty of workspace along with peaceful outdoor views. Constructed with beautiful stone and rough-cut cedar siding, this home exudes timeless character and curb appeal. Additional features include two outbuildings for abundant storage, an oversized carport, and a gated driveway with an electric entrance for added privacy and security. If you've been searching for the tranquility of country living without sacrificing access to shopping, dining, and the Gulf Coast's world-famous beaches, this exceptional property truly offers the best of both worlds.

6334 High Point Road, Panama City

$835,000
3 Beds 2 Baths 792157 MLS
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

$949,900
3 Beds 4 Baths 792144 MLS
Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

$318,500
3 Beds 2 Baths 792112 MLS
Welcome to 3025 Sarasota Avenue, a beautifully maintained 2020-built residence offering the perfect combination of modern finishes, everyday functionality, and a highly convenient Panama City location. Featuring 3 bedrooms, 2 bathrooms, and a desirable open-concept design, this home is ideal for first-time homebuyers, downsizers, or investors seeking a low-maintenance property in the heart of Bay County. Inside, you'll find waterproof vinyl flooring throughout, granite countertops, and a spacious living area highlighted by a striking tray ceiling, custom shiplap accent wall, electric fireplace, and built-in entertainment center. The well-appointed kitchen offers ample workspace and storage, while the primary suite features a double vanity and private bath. The exterior showcases attractive stone and vinyl accents that create exceptional curb appeal. Enjoy both front and rear covered porches, gutters, a fully fenced backyard with swing set, and an extended concrete patio perfect for grilling, entertaining, or relaxing outdoors. A stone paver pathway provides convenient access to the backyard, while the two-car garage adds additional storage and functionality. Located in Flood Zone X with no HOA, this property offers added peace of mind and flexibility. Situated just minutes from everyday conveniences, you'll enjoy quick access to Publix, Winn-Dixie, Walmart, and numerous dining and shopping destinations. The home is also conveniently located near schools, parks, and major commuter routes, making daily errands and travel effortless. Combining modern construction, thoughtful upgrades, and an exceptionally convenient central location, 3025 Sarasota Avenue presents an outstanding opportunity to own a move-in-ready home in one of Panama City's most accessible areas.

3025 Sarasota Avenue, Panama City

$515,000
3 Beds 2 Baths 792064 MLS
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom pool home tucked away on a quiet dead-end street in a desirable neighborhood. Ideally located just minutes from shopping, dining, the Navy base, and the stunning beaches of the Gulf of America, this home offers the perfect blend of comfort, convenience, and coastal living. Step inside to discover a thoughtfully designed split floor plan that provides privacy for the spacious primary suite while keeping the guest bedrooms on the opposite side of the home. The remodeled primary bathroom features a gorgeous new over sized walk-in shower, creating a relaxing retreat at the end of the day. The kitchen has been tastefully updated with beautiful countertops, newer appliances (2023 & 2024), and an incredible gourmet gas range that will impress any home chef. Plantation shutters add timeless style throughout, while durable ceramic porcelain tile flows through most of the home. Out back, your private oasis awaits. Enjoy the screened-in pool, perfect for entertaining, relaxing, or hosting summer cookouts. The owners have invested in major pool system upgrades, including a new pool filter, pump, and control panel in 2023, along with a new salt cell installed in 2026 for added peace of mind. The backyard has been enhanced with low-maintenance turf, attractive hardscaping, and raised garden beds equipped with a drip irrigation system for easy gardening. A custom-built 8-foot privacy fence along the back of the yard, constructed with heavy-duty 6x6 posts set 3 feet into the ground and secured in concrete for exceptional strength, durability, and privacy. Two storage sheds (8' x 12' and 4.5' x 6.5') provide plenty of space for tools, gardening supplies, and outdoor equipment. Additional features include extra parking for your boat, hurricane shutters on all exterior openings, a generator-ready electrical hookup that has been pre-wired for easy generator connection during power outages, and the pride of ownership that shines throughout this meticulously maintained home. If you've been searching for a move-in ready home with exceptional updates, outdoor living, and an unbeatable central location close to everything the Gulf Coast has to offer, this is one you won't want to miss!

431 Hidden Island Drive, Panama City

$347,000
3 Beds 2 Baths 792047 MLS
Beautifully Renovated 3-Bedroom Home with Workshop & Modern Updates Move right into this beautifully renovated 3-bedroom, 2-bath block home offering 1,423 square feet of comfortable living space in a convenient location close to hospitals, schools, shopping, Tyndall Air Force Base, and just a short drive to the world's most beautiful beaches. The updated kitchen is sure to impress with elegant quartz countertops, Whirlpool stainless steel appliances, and luxury vinyl plank flooring. Original oak hardwood floors add warmth and character throughout the living room and all three bedrooms. The spacious primary suite features a private bath with a walk-in shower and quartz vanity, while the guest bath offers a tub/shower combination with updated quartz countertops. Renovated following Hurricane Michael, the home also features replacement windows installed after the storm, providing added efficiency and peace of mind. Step outside to enjoy the 23' x 14' uncovered concrete patio--perfect for grilling, entertaining, or relaxing. Need extra storage or workspace? The 24' x 24' workshop includes electricity, with half of the building featuring a concrete floor and the remaining area offering double-door access with a dirt floor that's ideal for storing a boat, vehicle, or lawn equipment. Additional features include a wheelchair-accessible ramp at the rear entrance and a private well for watering the lawn. (No sprinkler system.) If you're looking for a move-in-ready home with modern updates, character, and a fantastic location, this one is a must-see. Schedule your private showing today!

2431 Game Farm Road, Panama City

$239,000
3 Beds 2 Baths 792046 MLS
Room to Spread Out--Inside and Out! This spacious 2,393-square-foot manufactured home located on .633 of an acre. Home offers 3 bedrooms, 2 bathrooms, plus a large bonus room that is currently being used as a fourth bedroom. An additional laundry room provides extra convenience and flexibility. The kitchen is designed for both everyday living and entertaining, featuring abundant cabinet and counter space, a large pantry with built-in shelving, a center island, smooth-top range, refrigerator, and dishwasher. (Pie safe does not convey; pantry shelving units remain.) Durable luxury vinyl plank flooring flows throughout the kitchen, dining area, and pantry, while the bedrooms and bonus room are comfortably carpeted. Step outside to enjoy the 25' x 30' open concrete patio overlooking the large backyard, enclosed with a combination of chain-link and privacy fencing. RV owners will appreciate the 20' x 20' motorhome pad complete with water and electric hookups. The property also features two water heaters, providing added convenience for a busy household. Conveniently located just minutes from Tyndall Air Force Base, shopping, medical facilities, and the beautiful white-sand beaches of Panama City Beach, this home offers the perfect combination of space, functionality, and location. Whether you're looking for room to grow, space for guests, or a place to park your RV, this property is ready to welcome you home!

2429 Game Farm Road, Panama City

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