Panama City, FL Real Estate Search

Panama City, FL Homes for Sale

Overview of the Real Estate Market in Panama City, FL

The real estate market in Panama City, Florida, has been experiencing significant changes, attracting potential homeowners and investors alike. Situated along the stunning Gulf Coast, the city offers a mix of vibrant community life, beautiful beaches, and a growing economy. With a diverse range of properties available—from cozy beachfront condos to expansive family homes—Panama City has become a sought-after destination for those looking to relocate or invest in real estate. Whether you are drawn by the area’s natural beauty or its economic opportunities, those considering a real estate endeavor in Panama City will find a bustling market with plenty of options.

Types of Properties Available

In Panama City, prospective buyers can explore a wide variety of real estate options. Condominiums dot the coastline, offering stunning views of the beaches and easy access to waterfront activities. Single-family homes are prevalent in family-friendly neighborhoods, often featuring spacious yards and community amenities. For those looking for investment properties, Panama City also has a range of duplexes and multi-family homes that provide potential rental income. With such diversity, the local market caters to a broad audience, ensuring that everyone can find something that fits their lifestyle and budget.

Market Trends and Predictions

Recent trends in the Panama City real estate market indicate a robust demand that has resulted in rising property values. Following the economic recovery post-COVID-19, there has been an influx of buyers seeking real estate in coastal areas for both permanent residence and summer getaways. Experts predict that this upward trajectory will continue, as remote work becomes more common and individuals seek homes that offer not only aesthetic appeal but also a desirable quality of life. Moreover, new commercial developments are on the rise, which could further stimulate residential demand in the coming years.

The Economic Impact of Tourism

Tourism plays an essential role in Panama City’s economy, directly influencing the real estate market. The area's pristine beaches and vibrant local attractions draw millions of visitors annually, creating a strong demand for rental properties. This influx has encouraged many investors to purchase homes and condos to capitalize on short-term rental opportunities. The popularity of platforms like Airbnb has transformed the landscape, as many property owners are now generating significant income through vacation rentals. Thus, the symbiotic relationship between real estate and tourism continues to strengthen the local economy.

Future Developments and Community Expansion

Looking ahead, Panama City is poised for future growth, with various development projects underway aimed at enhancing living conditions and attracting new residents. Expansion of infrastructure, public facilities, and green spaces are all part of the city's plan to create a more livable and inviting environment. As the community continues to develop, property values are likely to rise, making it an opportune time for potential buyers and investors to enter the market. As Panama City embraces modernization while maintaining its charm, it positions itself as a prime destination for those seeking real estate in a vibrant coastal setting.

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Panama City, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
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Cost per ft2
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Newest Panama City, FL Homes for Sale

$396,000
3 Beds 3 Baths 789191 MLS
Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. Buyer should independently verify all measurements, features, finishes, specifications, optional improvements, completion dates, and any other information deemed important.

927 Grace Avenue, Panama City

$280,000
4 Beds 2 Baths 1001876 MLS 1,550 SqFt.
Reduced!!! this beauty is only 3 yrs. old. Priced to sell, don't let this one get away!! Located in Park Place in Panama City FL, this 4-bedroom, 2-bath Freeport floor plan offers 1,550 square feet of well-designed living space in one of the closest new construction communities to Tyndall Air Force Base. The welcoming entry opens into a bright, open-concept layout ideal for everyday living and entertaining. The kitchen features a large center island and granite countertops throughout the home, with clear sightlines to the dining and living areas. A split-bedroom design provides privacy, with two bedrooms and a full bathroom at the front of the home and an additional bedroom off the entry hallway. Main living areas, bathrooms, and laundry room are finished with luxury vinyl plank flooring, while the bedrooms feature carpeting. The primary suite includes a spacious bedroom and an en-suite bathroom with a double vanity, oversized shower, and large walk-in closet. Exterior features include a brand-new privacy fence with integrated LED lighting and a backyard with ample space. Residents enjoy access to a beautiful community pool maintained by the low cost HOA. Conveniently located near shopping, parks, and schools, with easy access to Tyndall Air Force Base. Low HOA fees, billed quarterly, add to the home's overall value. Schedule your private showing today and see why this home is the perfect place to make your next move.

270 Boggy Creek Way, Panama City

$279,990
3 Beds 2 Baths 789130 MLS
The Ultimate Move-In Ready Home.No HOA and no Flood zone. .Discover the perfect blend of durability and freedom in this stunning all-brick residence, meticulously maintained and ready for its next owner. Situated in a ''High and Dry'' non-flood zone area, this home offers incredible peace of mind with a roof replaced in 2019 (permit pulled) and a structural profile designed to breeze through a four-point inspection. At the heart of the home, the kitchen serves as a true centerpiece, featuring a functional island that provides extra prep space and a natural gathering spot for guests. Modern updates shine throughout the three-bedroom, two-bathroom layout, including brand-new flooring in two bedrooms and the versatile bonus room, ensuring a fresh, modern feel from the moment you walk through the door. The exterior of the property is a true standout for those who value space and utility. The oversized driveway and expansive backyard, secured by a full privacy fence, provide more than enough room to park both an RV and a boat directly on your property without the restrictions of an HOA. For even more utility, the yard features a functional, oversized storage shed, perfect for housing tools, equipment, or outdoor gear. Enjoy quiet Florida evenings from the comfort of your screened-in porch, overlooking a massive yard that offers endless possibilities for outdoor living. While the home is conveniently connected to public utilities, a private well remains on-site, offering an efficient solution for lawn maintenance and irrigation. Perfectly positioned for convenience, this home is located just a short drive from Tyndall Air Force Base and only 35 minutes from the world-famous white sands of Panama City Beach. This property represents a rare opportunity to own a home with maximum flexibility and modern comforts. Whether you are looking for proximity to the base or a spacious, updated home, this brick beauty is prepared to meet every need.Call to view today

6506 Hiwassee Street, Panama City

$465,000
3 Beds 2 Baths 789125 MLS
Assumable VA Loan!! 5.25% (VA ONLY) Welcome to this beautifully maintained all-brick home tucked away at the end of a quiet cul-de-sac in the desirable Northshore subdivision. Offering 3 bedrooms, 2 bathrooms, and a rare three-car garage, this property combines comfort, space, and functionality in a peaceful neighborhood setting. Situated on a spacious, well-manicured lot, the home is surrounded by lush landscaping and fruit trees, creating a private backyard retreat. Inside, you'll find an abundance of natural light, high ceilings, and an open-concept layout designed for both everyday living and entertaining. The kitchen features stainless steel appliances and flows seamlessly into the main living areas, while a second living space provides flexibility for family gatherings, holidays, or a cozy retreat. One of the standout features is the heated and cooled sunroom--perfect for enjoying your morning coffee or relaxing year-round while overlooking the backyard oasis. Step outside to your private pool, ideal for soaking up the Florida sunshine and entertaining guests. Additional highlights include an oversized driveway with plenty of room for boats or RVs, no HOA, and a location in Flood Zone X for added peace of mind. Major updates have already been taken care of, including a new roof in 2020, pool resurfaced in 2017, and updated windows installed in 2017. This home offers the perfect blend of indoor comfort and outdoor living--ideal as a primary residence or a place to gather and make lasting memories. A newer riding lawnmower will convey with a full price offer. All measurements and items of importance to be confirmed by buyer or buyer agent.

4012 Mary Louise Drive, Panama City

$620,000
4 Beds 3 Baths 789098 MLS
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.

7111 Winona Street, Panama City

$284,999
1 Beds 1 Baths 789093 MLS
Same owner for the last 30 years! Recently placed on the rental market and doing significantly better than anticipated! Imagine waking to the sound of gentle waves and stepping onto your private balcony to take in breathtaking panoramic views of the emerald Gulf of America and 500 feet of pristine, sugar-white sands. This one-bedroom condo at the highly sought-after Sunbird Beach Resort offers the perfect blend of coastal luxury and unbeatable value, set within one of Panama City Beach's most iconic beachfront complexes. Featuring a thoughtfully designed living space, the unit includes a fully equipped kitchen, comfortable queen bedding, and a queen sofa sleeper, which is ideal for families, couples, or savvy investors. Residents enjoy direct private beach access to one of the area's largest stretches of private shoreline, three Gulf-side pools (including a heated option), tennis courts, a state-of-the-art fitness center, Gulf views, shuffleboard, BBQ grills, and high-speed Wi-Fi throughout the gated community. Located next to the legendary Pineapple Willy's and within walking distance of amenities and vibrant nightlife, this condo offers unmatched convenience and rental demand. In today's Panama City Beach market, where one-bedroom beachfront condos in established complexes like Sunbird are listed in the $300,000-$400,000 range and have strong short-term rental potential, this property offers exceptional value and long-term appreciation in a high-tourism destination. Whether you're seeking a personal coastal retreat or a turnkey investment with income-generating power, this Sunbird one-bedroom is your gateway to the ultimate Florida beach lifestyle. Don't miss your chance to own a slice of paradise where memories are made every day.

9850 S Thomas Drive Unit 202E, Panama City

$214,500
3 Beds 2 Baths 789068 MLS
Welcome to Cottage 148 in Emerald Pointe Resort--a delightful coastal retreat with a carport and the PERFECT porch for enjoying the Florida lifestyle. This cottage features a large primary bedroom, spacious family room, and comfortable flow designed for easy full-time living or extended beach escape getaways. Offered partially furnished and ready for your personal decorator touches, this cottage in this unique community is an outstanding opportunity for full-time living, a second home, or an income-producing short-term rental. Emerald Pointe Resort is one of Panama City Beach's hidden gems--a gated, pet-friendly, golf-cart-friendly community in the highly desirable Upper Grand Lagoon area. Unlike crowded high-rise condos, this low-density neighborhood offers you the opportunity to own a detached, single-family cottage with covered, private parking in a secure, gated community with resort-style amenities. Residents and guests enjoy access to two swimming pools (one seasonally heated), a hot tub, large clubhouse with full kitchen, Ping-Pong table, fitness center, catch and release fishing pond, shuffleboard, and beautifully maintained grounds. The peaceful setting offers the perfect balance of privacy, convenience, and recreation. With its ideal Upper Grand Lagoon location, you're just minutes from the sugar-white beaches of the Gulf, several marinas on Grand Lagoon, shopping, dining, and local attractions. St. Andrews State Park, Shell Island, and Pier Park are all within easy reach, while Northwest Florida Beaches International Airport is just a 30 minute drive away. Whether you're searching for a primary residence, vacation getaway, or smart investment property, Cottage 148 delivers the best of beach living in one of the area's most charming, gated communities.

1219 Navy Boulevard Unit 148, Panama City

$294,900
1 Beds 1 Baths 789067 MLS
HOLY SMOKES THE VIEW FROM HERE IS AMAZING! GULF FRONT AND HIGHLY DESIREABLE 11TH FLOOR UNIT ON THE SHADY EAST TOWER STEPS TO THE WHITE SANDY BEACHES OF PANAMA CITY BEACH! OVERLOOKING EAST POOL AND AMAZING VIEWS EASTWARD TOWARDS THE NEW TOOTSIES BEAR BAR AND CLUB! You also are right next to the EAST POOL and the picnic area with grills, restrooms and the gate to the beach! Walk to Pineapple WIlly's for lunch and dinner and to see the absolutely AMAZING SUNSETS EACH NIGHT right in front of your unit! SUNBIRD has been renovated, painted, new tennis courts and pickle ball, and fitness center upgrades! BUILDING INSPECTION/MILESTONE INSPECTION COMPLETED AND SPECIAL ASSEMENTS HAVE BEEN PAID. This is also walking distance to Pizza, Ice cream, Parlour donuts, Waffle House and shopping at SUPER WALMART right up the street! Take in the very best of Panama City Beach from this location! Captain Andersons Marina and restaurant only 10 minutes, Golfing is 5 minutes away, fun with PUTT-PUTT, RIPLEYS adventures, BOWLING AT 810 ENTERTAINMENT AND SPORTS BAR across the street and even more are at your fingertips! New restaurants and bars opening daily! Walk the beach to the NEW TOOTSIES ORCHID LOUNGE opening MAY 1, featuring LIVE MUSIC! Deep Sea Fishing, Dolphin cruises and fun in the sun await you! Bring your sunscreen and your binoculars and LET'S GET STARTED ON YOUR DREAMS OF OWNING AN AFFORDABLE BEACH CONDO ON ONE OF THE WORLD'S MOST BEAUFITUL BEACHES! CALL TODAY!

9850 S Thomas Drive Unit 1103E, Panama City

$1,299,123
5 Beds 4 Baths 789058 MLS
Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. The owner is in the process of replacing all the glass in all the slider doors in the home so that it will be a crisp, clear view of the lagoon! Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Drive, Panama City

$369,000
4 Beds 2 Baths 1001688 MLS 1,749 SqFt.
Beautifully maintained and move-in ready, this 4-bedroom, 2-bath Rhett floor plan offers peaceful pond views and a thoughtfully designed layout in the highly sought-after Bridge Harbor community. Ideally located just off Tyndall Parkway, you're minutes from shopping, dining, Tyndall AFB, and everyday conveniences. Inside, the home showcases quality Horton upgrades, including luxury vinyl plank flooring, granite countertops throughout, tray ceilings, and crown molding. The spacious entryway welcomes you with two guest bedrooms and a full bath to the left, while a third bedroom and laundry room are tucked privately down the hall. The heart of the home features an open-concept kitchen and living area, perfectly positioned to capture serene water views. The kitchen is equipped with granite countertops, a large island with breakfast bar and additional cabinetry, a walk-in pantry, recessed lighting, stainless steel appliances, and a dedicated dining space. The living room is highlighted by a double tray ceiling with crown molding, adding an elevated touch. The primary suite offers a relaxing retreat with pond views, a tray ceiling, dual granite vanities, a garden tub, separate shower, and a spacious walk-in closet. Bridge Harbor residents enjoy beautifully maintained grounds with sidewalks throughout, scenic ponds, a resort-style community pool with pavilion and BBQ area, a charming park centered around a historic oak tree, and access to the bay. This home blends comfort, style, and community amenities--schedule your private showing today.

321 Highbrook Rd, Panama City

$309,900
3 Beds 2 Baths 788802 MLS
Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out. Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please. Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape. Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day. Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all. Call today to schedule your showing! A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025). Located in Flood Zone X. *Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed. **Buyer to verify all information and measurements, if important* ***Listing agent is related to seller.

1305 Ware Drive, Panama City

$349,900
5 Beds 3 Baths 788290 MLS
Welcome to this well-maintained 5-bedroom, 3-bath home offering over 1,900 square feet of versatile living space with a desirable split floor plan. A standout feature of this home is the rear bedroom with its own full bathroom and private exterior entrance--ideal for guests, extended family, or potential rental income. Don't let the exterior fool you--this home opens up into a spacious and functional interior that feels larger than expected. The layout features two bedrooms on one side of the home off of a front hallway, a private primary suite off of the living area, an additional bedroom off of the kitchen, and the private studio (bedroom with private bathroom) at the back of the home off of a hallway as you leave the kitchen to head out to the back deck space. As you enter the home, you're welcomed into a spacious living area that flows seamlessly into the dining space and kitchen, creating an open and functional layout ideal for both everyday living and entertaining. The thoughtfully designed layout maximizes every square foot, offering functional living space with no wasted areas. The interior features textured walls for a more finished look, along with updated vinyl plank flooring. The kitchen offers ample counter space, a pantry, and stainless-steel appliances, while a large laundry room adds extra convenience. The spacious primary suite includes a large walk-in closet and an en-suite bathroom featuring double vanities, a walk-in shower, soaking tub, and a private toilet closet. Major updates provide peace of mind, including a metal roof and a fully replaced HVAC system within the past 3 years, along with fresh interior paint and updated flooring in the majority of the home! Situated on a desirable corner lot with a city park directly across the street, this home is conveniently located just minutes from the Hathaway Bridge, Florida State University Panama City, and Gulf Coast State College. Enjoy quick access to St. Andrews Bay with nearby boat ramps and waterfront recreation. The fully fenced backyard features a 21-ft above-ground pool with partial in-ground installation, a surrounding deck, additional back deck space, and a large 25x10 enclosed shed. The property also offers ample parking for up to 6 vehicles, including space to accommodate a boat or trailer--perfect for enjoying the nearby water access. The home also includes an installed solar energy system, offering long-term energy efficiency and consistently low utility costs. This home offers space, flexibility, major updates, and an excellent location--ready for its next owner to make it their own.

4500 W 19th Street, Panama City

$207,500
2 Beds 1 Baths 788992 MLS
INVESTMENT OPPORTUNITY with both short-term and long-term rentals allowed! Full of the charm and character you'd hope to find in a classic Florida cottage, this 2-bedroom, 1-bath home offers an opportunity that's just as appealing for its personality as it is for its potential. From the wood details and cottage-style touches throughout to the cozy, welcoming feel, this is a home that feels anything but cookie-cutter. Inside, you'll find a functional layout and a surprisingly spacious kitchen with ample cabinet space, while the screened-in back porch extends the living space outdoors. Beyond it is a HUGE backyard with plenty of room to create an outdoor entertaining area, fire pit, garden, or simply enjoy all that extra space. And then there's the location. HISTORIC ST. ANDREWS is LESS THAN 1 MILE away, putting some of Panama City's favorite local restaurants, coffee shops, boutiques, the marina, waterfront, and year-round community events just minutes from home. PANAMA CITY BEACH is also LESS THAN 3 MILES away, giving you easy access to the white sand beaches and beach living while still enjoying the character and local feel of Panama City. Whether you're looking for a short-term rental, long-term investment, primary residence, or a property that gives you flexibility for the future, this cottage brings together character, location, outdoor space, and investment potential in a way that's hard to find.

1509 Wilmont Avenue, Panama City

$429,900
2 Beds 2 Baths 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City

$799,900
3 Beds 2 Baths 788896 MLS
Condo Just Reduced $25K for QUICK CLOSE! This is one of the few condos that has paid off in advance ALL HOA Assessments, including the Everything is a Dollar procurement!! This is THE condo of your dreams! This west-facing unit offers floor to ceiling unobstructed views from the kitchen, dining room, and living area all the way down the beach to Phillips Inlet on a clear day!! Seychelles sits right beside Schooners, so dinner is only an elevator ride away. Situated on the ideal 4th floor, you will be at the perfect height to dodge the noise of the pool deck and have easy access to your room without using the elevators. And, you have a huge balcony that wraps from the master bedroom, past the living room, and all the way around to the guest bedroom balcony! This unit was fully renovated in 2019 and includes all new wood-look luxury vinyl plank flooring, coastal wall colors and furnishings, updated fans and led lighting, wall mounted flat screen TV's, stainless appliances, full sized stackable washer/dryer, new single-level kitchen countertops with porcelain backsplash, white cabinets, and a spectacular master bathroom with double shower heads, tiled walls and floors, and double vanities. It is in pristine condition as the sellers never put it on a rental program. And, Seychelles is one of the only resorts that includes your electricity in your HOA fees! This complex has 2 Gulf front pools, a hot tub, gated parking garage, conference center, and state of the art fitness center! Plus, outdoor closets are available to rent. Note: All measurements are approx. Please verify if important!

5115 Gulf Drive Unit 409, Panama City

$430,000
2 Beds 2 Baths 788890 MLS
Experience refined coastal living at 5314 Beach Dr, ideally situated just two blocks from the pristine sugar-white sands of Panama City Beach. Enjoy effortless access to the Gulf with a short stroll or leisurely golf cart ride, placing sun, sand, and sea at your fingertips. Set within a well-established neighborhood with no HOA, this residence offers comfort and convenience just moments from local dining, marinas, and the natural beauty of St. Andrews State Park. The public boat ramp is only 0.7 miles away! This thoughtfully designed 2-bedroom, 1.5-bath home features a desirable split-bedroom layout, creating separate spaces for privacy and retreat. The interiors are warm and inviting, highlighted by an elegantly updated kitchen with modern appliances, a light-filled living area designed for relaxation and entertaining, and the added benefit of being fully furnished for immediate enjoyment or rental readiness. Outdoors, the property truly shines with exceptional outdoor living spaces. A spacious covered patio with a beach bar, seating area, grilling space, and sand-filled lounging area creates the perfect atmosphere for hosting friends and family or relaxing after a day on the water. The fully fenced yard provides a private and secure retreat. Low-maintenance landscaping and ample parking complete the exterior appeal. Whether envisioned as a sophisticated primary residence, an exclusive coastal retreat, or a high-performing vacation rental, this property presents a compelling opportunity. Discover the essence of elevated beachside living--where comfort, style, and location converge.

5314 Beach Drive Unit 5314, Panama City

$489,000
3 Beds 2 Baths 788885 MLS
Welcome to 1713 Sweet Pea Court, a beautifully maintained 3-bedroom, 2-bath Orchid Plan by Samuel Taylor Homes located in the highly sought-after SweetBay master-planned community. Designed with both comfort and functionality in mind, this Craftsman-style home offers an open-concept layout, quality finishes, and an exceptional lifestyle in one of Panama City's most desirable golf cart-friendly neighborhoods. A golf cart is included with the home, making it easy to enjoy everything this vibrant coastal community has to offer. Inside, the home features fresh interior paint, updated light fixtures, and thoughtful upgrades throughout. The kitchen is designed for everyday living and entertaining with quartz countertops, custom backsplash, under-cabinet lighting, stainless steel appliances including a gas range, a spacious walk-in pantry, and a large island overlooking the living and dining spaces. The private primary suite offers a peaceful retreat with tray ceilings, double vanities, a tiled walk-in shower, and a generous walk-in closet. A split-bedroom floor plan provides privacy, while additional features include custom blinds, ceiling fans, dedicated laundry area, gutters, hurricane protection, and meticulous upkeep throughout. Step outside to a screened lanai, extended patio, and fenced backyard ideal for relaxing, entertaining, or enjoying outdoor living. Beyond the home itself, SweetBay offers a true lifestyle destination. Residents enjoy private beach access on North Bay, miles of walking and biking trails, open green spaces, community pools, sports courts, playgrounds, kayaking and paddleboarding access, shopping, dining, and a vibrant town center. Families will appreciate having University Academy, a top-rated K-8 school, located right within the community, adding convenience and long-term value. Golf cart-friendly streets make it easy to explore neighborhood amenities, connect with neighbors, and enjoy the coastal community atmosphere SweetBay is known for. Located just minutes from downtown Panama City, waterfront recreation, and the Gulf beaches, this home offers an exceptional opportunity for buyers seeking a primary residence in a highly amenitized master-planned community. All measurements are approximate and should be verified by buyer if important.

1713 Sweet Pea Court, Panama City

$1,991,100
4 Beds 3 Baths 788875 MLS
To be built the Solera, with AR Homes, a thoughtfully designed luxury residence offering over 4,300 square feet of refined living space, perfectly suited for a premier waterfront homesite. This two-story plan features 4 bedrooms, 4 full baths, a powder room, and a 3-car garage, blending elegant architecture with modern functionality. The main level is designed for both everyday living and entertaining, highlighted by a grand two-story foyer and a light-filled great room with soaring ceilings and expansive walls of glass that seamlessly connect indoor and outdoor living. The open-concept kitchen and dining area flow effortlessly to a spacious lanai, creating the ideal setting to capture water views and coastal breezes. A private owner's suite on the first floor offers a true retreat, complete with a spa-inspired bath and a secluded wing for added privacy. Additional main-level features include a den or office and a versatile bonus room, perfect for a media space or entertaining lounge. Upstairs, a generous loft with optional wet bar and access to a covered balcony provides an elevated gathering space overlooking the main living areas. Three additional bedrooms each offer comfort and privacy for family or guests. Designed with waterfront living in mind, the Solera's expansive outdoor living areas can be customized to include a pool, outdoor kitchen, and cabana, creating a seamless extension of the home's luxurious interior. This is a rare opportunity to build a fully customized coastal dream home, combining sophisticated design, flexible spaces, and exceptional indoor-outdoor living in a prime waterfront setting. -No fill dirt, clearing, additional foundation or lot preparation is included. It's an additional expense. Pool/outdoor living and outdoor kitchen are optional, and they're not included in the base price. The sale of the lot is a separate transaction.

3030 W 27th Court, Panama City

$647,000
3 Beds 3 Baths 1001436 MLS 3,913 SqFt.
Welcome to this inviting and spacious 4-bedroom, 3-full bath home. It is situated on a .44 acre corner lot, offering the perfect floor plan for a growing or extended family. This approx. 3,900 sq. ft. Tudor style home feels fresh and modern. A cozy fireplace serves as a great focal point for gatherings and holiday festivities. The home is filled with high-end upgrades, including granite countertops and a lighting package with recessed can lighting, under-counter accents, and stylish new fixtures throughout. You'll find durable neutral ceramic tile in the main living areas and new wide-plank luxury vinyll flooring in the bedrooms. Take note of the many new features included with this property: New Roof, 2 New HVAC, New Double Pane Windows, New Insulation and all new receptacles and switches! The floor plan is unique because it features two primary suites among the four bedrooms. The main suite is a total retreat, boasting an extra-large walk-in closet and sliding glass doors that lead out to a large patio and pool. It's the perfect spot to wake up, grab a coffee, and head outside to your backyard oasis. The backyard is where you'll really spend your time. The massive 20' x 40' pool reaches a rare 9-foot depth and boasts a brand-new liner and high-efficiency variable pump. The entire yard is enclosed by a privacy fence with gates for added security and functionality, making it easy to move gear in and out. Whether you're hosting a big summer BBQ or winding down to enjoy a Florida sunset, this patio was built for it. There is also a extra-large shed with electricity, a huge bonus for a hobbyist, workshop, or storing boat and beach gear. The location of this home and the neighborhood is ideal. You are situated right in the heart of Panama City, just minutes from the medical, restaurants, and prime shopping, while being a quick 10-15-minute drive to the beaches and entertainment districts. This isn't just a house; it's a place where you spread out and enjoy everything our Florida Panhandle lifestyle has to offer.

308 Cascade St, Panama City

$799,900
5 Beds 4 Baths 788775 MLS
Set on a prominent corner lot in SweetBay, this expansive Marco two-floor plan pairs generous square footage with the kind of thoughtful layout that makes everyday living feel effortless. With five bedrooms, three-and-a-half baths, two living areas and a detached garage, the home offers exceptional flexibility for households that need room to gather, work and recharge. The main level is anchored by an open-concept living space designed for connection and ease, with a well-equipped kitchen featuring stainless steel appliances, quartz countertops and an oversized island ready for casual mornings or weekend entertaining. Just off the main living areas, the primary suite creates a private retreat with a spacious ensuite bath and a walk-in closet that connects directly to the laundry room for added convenience. Three additional bedrooms are also located on the first floor, including one that works beautifully as a home office, den or multipurpose flex space. Upstairs, a second living area, an additional bedroom, and a full bath provide an ideal setup for guests, a media room, or a tucked-away space for family gatherings. As one of the larger floor plans in SweetBay, this residence stands out for its versatility, scale and easy livability. Residents enjoy access to two community pools, parks, trails, water access and a dock, along with the convenience of a golf cart-friendly setting. The nearby Town Center continues to add to the appeal with Publix, nail services and more, while University Academy is just a short walk away. This is a home that delivers space, comfort and a strong sense of place in one of the area's most connected communities.

1708 Daffodil Street, Panama City

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