Bay County, FL Real Estate Search

Bay County, FL Homes for Sale

Overview of Bay County Real Estate

Bay County, FL, is a vibrant and rapidly growing region known for its stunning coastal scenery and robust real estate market. Located in the heart of the Florida Panhandle, this area features a diverse array of properties, ranging from beachfront condominiums to charming single-family homes. The beautiful beaches of Panama City Beach and the surrounding areas not only attract tourists but also provide a desirable lifestyle for residents. With a balanced combination of affordable housing options and luxury developments, Bay County has become a hotspot for homebuyers and investors alike.

Market Trends and Investment Opportunities

The real estate market in Bay County has experienced noticeable trends in recent years, with a surge in both property values and demand. As more individuals seek to move to this sun-soaked region, the competition for homes has intensified. Investors are particularly drawn to rental properties due to the increased influx of tourists and seasonal residents. Coastal properties, in particular, have seen significant appreciation, making them an attractive option for income-generating investments. Potential buyers should stay informed about market trends to make educated decisions.

Types of Properties Available

Bay County offers a wide variety of properties to cater to different lifestyles and budgets. The coastal areas host luxurious beachfront homes and condominiums, providing breathtaking views and easy access to the sand. Inland, buyers can find charming single-family homes and townhouses that offer a more suburban feel. Additionally, the area boasts a range of new constructions that appeal to those looking for modern amenities. Whether seeking a vacation home or a primary residence, Bay County's real estate market accommodates diverse preferences.

Community and Lifestyle

Living in Bay County means embracing a vibrant community and enjoying an outdoor-oriented lifestyle. The area is known for its recreational activities, including water sports, fishing, and golfing. Communities often organize events, ensuring there is always something happening for residents and visitors. The friendly and welcoming atmosphere of Bay County encourages new residents to integrate into the community easily. Proximity to schools, shopping centers, and healthcare facilities adds convenience to an already attractive living environment.

Future Prospects and Considerations

As Bay County continues to grow, the future of its real estate market looks promising. With ongoing infrastructural developments and an increasing influx of residents, property investment is likely to remain a wise choice. However, potential buyers should conduct thorough research and consider factors such as property taxes, insurance costs, and market saturation. Engaging with a knowledgeable local real estate agent can be invaluable in navigating this dynamic market and making informed decisions that align with individual goals.

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Bay County, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
Avg. Living Ft2
Avg. Listing Price
Cost per ft2
Days on Market

Newest Bay County, FL Homes for Sale

$865,000
7 Beds 6 Baths 792225 MLS
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Drive, Panama City

$189,900
2 Beds 2 Baths 792223 MLS
Welcome to this beautifully built 2-bedroom, 2-bath home offering the perfect combination of durability, efficiency, and low-maintenance living. Constructed with solid concrete block and topped with a durable metal roof, this home is designed to provide years of comfort and peace of mind. Inside, you'll find an inviting open-concept floor plan with stylish concrete floors throughout, creating a clean, modern look that's both attractive and easy to maintain. The kitchen features stainless steel appliances, Formica countertops, and a convenient breakfast bar that flows seamlessly into the living and dining areas--perfect for everyday living or entertaining guests. Built with quality and efficiency in mind, this home includes a 17 SEER HVAC system, Low-E energy-efficient windows, a secondary roof water barrier, a septic system, private well water, and a concrete driveway. Enjoy relaxing mornings or evenings on the covered front porch, and a spacious lot offering plenty of room to enjoy the outdoors without the restrictions of an HOA. Conveniently located in a quiet area north of Panama City near Highway 231 and Highway 20, you'll enjoy easy access to shopping, dining, and recreation while still appreciating the privacy of country living. Just 30 minutes from Panama City and approximately 40 minutes from Panama City Beach, this home offers the ideal balance of tranquility and convenience. Whether you're looking for a primary residence, a second home, or an investment opportunity, this move-in-ready property is one you won't want to miss.

13709 Windsor Avenue, Youngstown

$185,000
2 Beds 2 Baths 792222 MLS
Welcome to 6716 Olokee Street, an updated, move-in ready townhome offering stylish finishes, functional living space, and low-maintenance ownership in the heart of Callaway. This two-story, 2-bedroom, 1.5-bath home has been thoughtfully renovated from top to bottom. Step inside to discover new sheetrock, fresh interior paint, updated trim throughout, new flooring upstairs, a beautifully remodeled kitchen featuring granite countertops, new cabinetry, tile backsplash, and new stainless steel appliances. Downstairs offers an open and comfortable living area, a convenient half bath for guests, and a separate laundry room with direct access to the backyard. Tucked beneath the staircase is a spacious under-stair storage area--perfect for seasonal décor, pantry overflow, hobbies, or even your own ''Harry Potter'' closet. Upstairs you'll find two bedrooms with new flooring, along with a full bathroom designed for everyday comfort. Additional updates include new interior doors, new downstairs windows, new vinyl exterior siding, a new roof post hurricane, a newer water heater (approximately 3 years old), and updated exterior trim. Outside, enjoy a fully fenced backyard complete with a storage shed, offering plenty of room for pets, gardening, entertaining, or additional storage. Conveniently located near shopping, dining, schools, parks, and Tyndall Air Force Base, this affordable Florida home is ideal for buyers looking for a move-in ready property without the expense of major renovations. Whether you're purchasing your first home, downsizing, or searching for an investment property with strong rental potential, this beautifully updated townhome is one you won't want to miss. If important, Buyer to verify all information and measurements.

6716 Olokee Street, Panama City

$300,000
2 Beds 2 Baths 792217 MLS
RARE TYPE F FLOOR PLAN. DEEDED PARKING. FRONT DOOR RIGHT BY THE ELEVATOR. Shores of Panama 1410 is a rare Type F floor plan in Panama City Beach, offering deeded parking, a front-door location right by the elevator, and a furnished setup ready for continued rental use. This one-bedroom plus bunk layout includes a cozy living area with a flat-screen TV, dining area, luxury vinyl plank flooring through the main living spaces, and tile flooring in the kitchen and bathrooms. The kitchen features granite countertops, two refrigerators, and a front-load stackable washer and dryer. Near the entry, a spacious bunk area is positioned along the hallway with a convenient half bathroom nearby. The primary suite includes a king-size bed and a private full bathroom. The balcony is furnished with Polywood high-top table and chairs, creating a comfortable outdoor setup overlooking the resort setting. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2018. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also selling unit 1408 (MLS 792192), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,507.11 per quarter. One special assessment payment remains in the amount of $1,218.04 (4th quarter of 2026) Approximate Gross rental income was $25,000 in 2024, $20,000 in 2025 when the balcony was closed for repairs, and $22,400 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1410, Panama City Beach

$549,000
3 Beds 2 Baths 792211 MLS
Back on the market with no fault of the sellers! Inspections have been completed and show the home is in great shape. Move right into this beautifully renovated 2,078-square-foot, 3-bedroom, 2-bathroom pool home that's truly like new! Located at the end of a quiet cul-de-sac in the highly sought-after Grand Lagoon Shores neighborhood, you can enjoy added privacy with no through traffic, plus the freedom of no restrictive HOA. Short-term rentals are allowed, making this an ideal primary residence, vacation home, or income-producing investment. Inside, you'll love the open, inviting floor plan featuring soaring vaulted ceilings and a cozy wood-burning fireplace. Nearly every room overlooks the sparkling backyard pool, creating the perfect indoor-outdoor Florida lifestyle. The home has been extensively updated with hurricane-impact windows and doors, luxury vinyl plank flooring, new carpeting, and a beautifully remodeled kitchen featuring white cabinetry, granite countertops, black stainless-steel appliances, and a raised breakfast bar perfect for entertaining. The spacious primary suite offers direct access to the pool and features a luxurious ensuite bath with a glass-enclosed tile shower, jetted soaking tub, double vanity, and generous space to relax. A separate dining room and versatile bonus room provide endless possibilities for a home office, game room, or additional living space. Step outside to your private backyard retreat featuring a freeform pool, covered patio, grilling area, expansive green space for kids and pets, and a workshop for storing lawn equipment and pool supplies. The location is hard to beat! You're just 1.5 miles from the sugar-white beaches of Panama City Beach, making it an easy golf cart ride to the Gulf. You'll also be minutes from great restaurants, shopping, marinas, boating, water sports, entertainment, and attractions. The area is served by highly rated schools, and commuting is convenient with quick access across the Hathaway Bridge into Panama City and only about a 30-minute drive to Tyndall Air Force Base. With all the major updates already completed, this move-in-ready home is ready for you to start enjoying the Florida lifestyle from day one!

169 Grand Lagoon Shores Drive, Panama City Beach

$1,290,000
3 Beds 4 Baths 792207 MLS
Stunning Southern Living home in the exclusive gated waterfront community of RiverCamps! Built in 2007, this beautifully updated 2,433-square-foot home offers 3 bedrooms, 3.5 bathrooms, and exceptional craftsmanship throughout. Situated on two lots totaling 1.95 acres with only one HOA fee, this rare property offers privacy, quality, and resort-style living. Inside, you'll find hardwood floors throughout, tongue-and-groove walls and ceilings, custom built-ins, and timeless architectural details. Each of the three spacious bedrooms features a private en-suite bath, providing comfort and privacy for family and guests. Recent updates include a new HVAC system, metal roof, appliances, water heater, washer and dryer, pool pump, solar system, and a private irrigation well. Enjoy peaceful pond views from more than 800 square feet of screened porches, a wood burning fireplace, relax by the private in-ground pool, and take advantage of the cargo lift for added convenience. All appliances convey. RiverCamps is a premier 1,500-acre gated waterfront community surrounded by West Bay, the Intracoastal Waterway, and Crooked Creek. With fewer than 450 homes planned, residents enjoy an unmatched blend of privacy and outdoor recreation, including a community pool, boat ramp with direct Gulf access via West Bay, day-use boat slips, more than seven miles of scenic trails and boardwalks, kayaking, boating, fishing, wildlife viewing, and golf cart-friendly streets. A new fitness center is currently under construction and is expected to be completed by the end of 2026. Conveniently located just 10 miles from the sugar-white beaches of Panama City Beach and the shopping, dining, and entertainment at Pier Park, approximately 10 minutes from Northwest Florida Beaches International Airport, the new FSU Health hospital and medical campus, and only 2 miles from the new Publix and a planned 500,000-square-foot retail development, this home offers the perfect balance of peaceful coastal living and everyday convenience. This is a rare opportunity to own one of RiverCamps' most distinctive homes in one of Northwest Florida's most sought-after waterfront communities. Close to everything yet far from the traffic and crowds!

8500 Grass Lake Lane, Panama City Beach

$515,000
4 Beds 2 Baths 1006917 MLS 1,750 SqFt.
Brand-New Construction | No HOA | STR-Friendly | Minutes to the Beach! Welcome to 515 Pinetree Drive, a beautifully crafted new construction home completed in 2025, offering the perfect blend of modern coastal design, functionality, and investment potential. Whether you're searching for a primary residence, second home, or income-producing vacation rental, this 4-bedroom, 2-bath home checks all the boxes. Step inside to discover 1,750 square feet of thoughtfully designed living space featuring soaring 8-foot interior doors, luxury wide-plank flooring, recessed lighting, and an open-concept floor plan ideal for entertaining and everyday living. The chef-inspired kitchen is the centerpiece of the home, showcasing a large quartz island, striking two-tone cabinetry, stainless steel appliances, designer tile backsplash, and elegant pendant lighting. The spacious living and dining areas flow seamlessly to the covered rear patio, creating the perfect indoor-outdoor lifestyle. The private primary suite offers a spa-like retreat with quartz countertops, designer fixtures, dual vanities, and a luxurious walk-in shower with frameless glass enclosure. Three additional bedrooms provide flexibility for guests, family, or a home office. Outside, enjoy a fully privacy-fenced backyard with plenty of room for pets, entertaining, or future outdoor enhancements. Located just minutes from the white sugar-sand beaches of Panama City Beach, Pier Park, Frank Brown Park, shopping, dining, and entertainment, this move-in-ready home offers the rare opportunity to own a low-maintenance property in one of the area's most desirable short-term rental corridors. Whether you're looking to generate vacation rental income or simply enjoy the Florida beach lifestyle, 515 Pinetree Drive delivers exceptional value, style, and flexibility.

515 Pinetree Dr, Panama City Beach

$515,000
4 Beds 2 Baths 792199 MLS
Brand-New Construction | No HOA | STR-Friendly | Minutes to the Beach! Welcome to 515 Pinetree Drive, a beautifully crafted new construction home completed in 2025, offering the perfect blend of modern coastal design, functionality, and investment potential. Whether you're searching for a primary residence, second home, or income-producing vacation rental, this 4-bedroom, 2-bath home checks all the boxes. Step inside to discover 1,750 square feet of thoughtfully designed living space featuring soaring 8-foot interior doors, luxury wide-plank flooring, recessed lighting, and an open-concept floor plan ideal for entertaining and everyday living. The chef-inspired kitchen is the centerpiece of the home, showcasing a large quartz island, striking two-tone cabinetry, stainless steel appliances, designer tile backsplash, and elegant pendant lighting. The spacious living and dining areas flow seamlessly to the covered rear patio, creating the perfect indoor-outdoor lifestyle. The private primary suite offers a spa-like retreat with quartz countertops, designer fixtures, dual vanities, and a luxurious walk-in shower with frameless glass enclosure. Three additional bedrooms provide flexibility for guests, family, or a home office. Outside, enjoy a fully privacy-fenced backyard with plenty of room for pets, entertaining, or future outdoor enhancements. Located just minutes from the white sugar-sand beaches of Panama City Beach, Pier Park, Frank Brown Park, shopping, dining, and entertainment, this move-in-ready home offers the rare opportunity to own a low-maintenance property in one of the area's most desirable short-term rental corridors. Whether you're looking to generate vacation rental income or simply enjoy the Florida beach lifestyle, 515 Pinetree Drive delivers exceptional value, style, and flexibility.

515 Pinetree Drive, Panama City Beach

$465,000
3 Beds 3 Baths 792193 MLS
This beautiful home is truly a part of Panama City history as it was originally built in 1911. Put that together with the modern revitalization and you end up this truly gorgeous property. From the modern kitchen all equipped with Viking appliances quartzite countertops to the newly completed bathrooms with all of today's comfort pleasures, garden tub walk-in shower quartzite counters. Add all these modern features without losing any of the original character of this unique property. Original Oak hardwood floors refurbished to all new condition with the original stunning built in hutch cabinets separating the living and dining area. Wood framed fireplace in the living room area was added in 1994. The list of great things about this warm and comforting home just keeps pleasing you as you make your way through this great home. Here is the major improvement list completed in just the last few years. Both A/Cs are just a couple of years old. Double hung double pane windows throughout. Home received a complete rewiring throughout in 2020. All new plumbing of the entire home in 2019. New roof in 2023. Vapor barrier and all new blown insulation in 2019. And of course, all properly permitted with copies of all permits in hand. Let's go to the fun part now. The large inground private pool was completely redone in 2022 as it was replastered and retiled with new timer electric outlet and LED light in 2022. The lot is a large corner lot with trees and landscaping that fit the house just right. The property backyard is fully fenced for the family privacy we all look for There is a separate 2 car garage along with a LARGE separate shed in the yard for any project you choose to challenge. The only things remaining to be completed are in one room where the original flooring is settling and a sometime small leak where the front of the home is connected to separate enclosed front porch and the fireplace needs a new insert. The seller is making a financial concession of #$35,000.00 as professional estimates are available. This magnificent property is going to make a very lucky family a beautiful home with years of memories and enjoyment. Assumable Terminate Bond on the home.

204 New York Avenue, Lynn Haven

$325,000
1 Beds 2 Baths 792192 MLS
TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410 (MLS 792217), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1408, Panama City Beach

$345,000
2 Beds 2 Baths 792190 MLS
SUNSET VIEWS. GULF-SIDE PRIMARY BEDROOM. DEDICATED PARKING. Shores of Panama 1917 is a C floor plan in Panama City Beach, offering a high-floor position, a large balcony, dedicated parking, and a Gulf-side primary bedroom with a large window framing Gulf views. This one-bedroom plus bunk layout includes two full bathrooms, modern furniture, coastal décor, updated light fixtures, and LVP tile flooring throughout the entire unit. The kitchen features granite countertops, white appliances, a white subway tile backsplash, and a kitchen island wrapped in shiplap. The living area opens to the large balcony, creating an easy indoor-outdoor connection with sunset views and a strong resort-view setting. The hall bunk room includes access to its own private full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The primary bedroom is positioned on the Gulf side and includes a large window with Gulf views. The primary bathroom features a tiled tub/shower combination. Additional interior details include a full-size front-load stackable washer and dryer, whole-unit dehumidifier, water heater from 2017, and original HVAC. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. One special assessment payment remains in the amount of $1,212.69. (4th quarter of 2026). Approximate Gross rental income was $24,000 in 2024, $28,000 in 2025, and $26,500 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1917, Panama City Beach

$627,000
3 Beds 3 Baths 792183 MLS
Welcome to Unit 403 at Edgewater Resort with beautiful updates and amazing gulf views! This desirable lower floor unit offers 1573 s.f. of living space, 3 generous sized bedrooms, each with en-suite bath, and a GULF FRONT PRIMARY BEDROOM. Step inside to find tile flooring throughout and an open concept living and dining area filled with natural light and direct balcony access, ideal for enjoying the coastal breeze and panoramic water views. Your balcony opens from the living area, as well as the primary suite, and you can literally enjoy views from almost every room! The fully equipped kitchen features stainless appliances, updated cabinetry and countertops, and a convenient breakfast bar. Each of the 3 baths has been updated and 2 feature a large walk-in shower. Edgewater Beach and Golf Resort is a gated full-service condominium resort with the most incredible amenities to offer in all of Panama City Beach. Resort amenities include 11 pools, with multiple beachfront pools (some heated!), hot tubs, lagoon style pool with waterfalls, kids splash pad, full-service gulf front dining at Ocean's restaurant, Edgie's corner market for ice cream, Starbucks, snacks and sundries, fitness center, spa services, tennis, golf, pickleball, shuffleboard, activities, entertainment and 24/7 gated security. With prime location, breathtaking views, beautifully updated interior, and incredible amenities - this property offers it all - luxury and convenience and the ultimate coastal lifestyle. This is the perfect choice for a primary beach home, relaxing vacation get-away, or high-performing investment rental - CALL TODAY!

11619 Front Beach Road Unit 403, Panama City Beach

$649,000
2 Beds 2 Baths 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

$2,995,000
5 Beds 5 Baths 792167 MLS
Elevate your coastal lifestyle in this one-of-a-kind, 4,000+ square-foot beach home, ideally positioned directly across from the protected dunes of Laguna Beach. A rare offering in one of the area's most desirable locations, this exceptional property offers unobstructed Gulf views and convenient beach access, creating the perfect setting for unforgettable family gatherings and everyday coastal living. Designed for effortless entertaining, the home features a stunning exposed brick kitchen that flows seamlessly into an expansive living area with soaring 12-foot reclaimed wood ceilings, blending warmth, character, and sophisticated coastal style. Enjoy breathtaking Gulf views from multiple levels, including the private top-floor primary suite, where spectacular sunrises and sunsets become part of your daily routine. The home offers five luxurious bedroom suites, each thoughtfully appointed with a king-size bed with en suites, providing comfort and privacy for family and guests alike. Step outside to your private second-floor heated infinity pool overlooking the Gulf, or take advantage of the commercial elevator providing convenient access to every level. Additional highlights include a spacious three-car garage and the convenience of being offered fully furnished and turnkey, ready for immediate enjoyment or investment. Blending timeless coastal elegance with exceptional amenities, this extraordinary retreat offers luxury living just steps from the sugar-white sands and emerald waters of the Gulf.

19400 Front Beach Road, Panama City Beach

$479,500
3 Beds 2 Baths 792161 MLS
Welcome to your own private country retreat, where peaceful living meets modern convenience. Nestled on 1.184 acres, this spacious 3-bedroom, 2-bath home offers over 2,500 square feet of thoughtfully designed living space, just 30 minutes from the sugar-white sands and emerald waters of Panama City Beach. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that span the kitchen, dining, and living areas. The kitchen is beautifully appointed with granite countertops, creating the perfect gathering space for family and friends. The impressive 14' x 22' living room is anchored by a stunning floor-to-ceiling stone fireplace, while the expansive 21' x 22' den with custom built-in shelving provides endless possibilities for entertaining, relaxing, or working from home. Enjoy year-round sunshine in the 20' x 10' Florida sunroom overlooking your backyard oasis. Outside, you'll find an above-ground pool, a covered screened porch complete with a whirlpool spa, and a charming pergola that creates the perfect setting for outdoor entertaining or quiet evenings under the stars. Beyond the backyard, take in serene views of a small pond with access to a private dock. The primary suite and guest bath both feature double-sink vanities, while the generous 6' x 10' laundry room offers plenty of workspace along with peaceful outdoor views. Constructed with beautiful stone and rough-cut cedar siding, this home exudes timeless character and curb appeal. Additional features include two outbuildings for abundant storage, an oversized carport, and a gated driveway with an electric entrance for added privacy and security. If you've been searching for the tranquility of country living without sacrificing access to shopping, dining, and the Gulf Coast's world-famous beaches, this exceptional property truly offers the best of both worlds.

6334 High Point Road, Panama City

$649,000
3 Beds 4 Baths 792160 MLS
Coastal charm, thoughtful upgrades, and a rare private beach lifestyle come together in this beautifully maintained Key West-style home in the highly sought-after Bid-A-Wee Beach community. With exclusive gated beach access and just two blocks from the Gulf, this 2014 residence captures the ease, durability, and quiet luxury of true coastal living. Inside, the home offers a desirable first-floor primary suite featuring a double vanity and direct back patio access to the backyard. The kitchen balances style and function with high-end stainless steel appliances, induction stove, quartz countertops, a large center island, and built-in pantry shelving that adds both charm and practical storage. Also on the main level, the bright, open layout and bonus half bath make entertaining effortless. Upstairs, you'll find hardwood flooring throughout, along with two additional bedrooms, each offering an en suite bathroom and walk-in closet. Outdoors, the lifestyle truly takes center stage. Lush tropical landscaping surrounds a private backyard retreat, complete with an outdoor shower that's perfect for rinsing off after a day at the beach before stepping back into comfort. The extended patio and fully fenced yard create the perfect post-beach sanctuary for grilling with friends, unwinding in the hot tub, or enjoying warm coastal evenings under the stars. Topped with a low-maintenance metal roof, this home also comes with no HOA dues and no required flood insurance. A spacious outdoor storage shed keeps beach gear, gardening tools, and seasonal items neatly tucked away. And don't forget to enjoy a glimpse of the Gulf every time you head out to check the mail. From this exceptional location, you're perfectly positioned to enjoy everything Panama City Beach has to offer. Just minutes away are the newly opened TopGolf, Pirates Voyage Dinner & Show, World Famous Tootsie's Orchid Lounge, and 810 Billiards & Bowling. You'll also be approximately 2 miles from Pier Park, 8 miles from St. Andrews State Park, 12 miles from 30A, and 15 miles from Northwest Florida Beaches International Airport. Homes in Bid-A-Wee that offer modern construction, thoughtful updates, a straight shot to the Gulf, and easy access to the best of Panama City Beach are a rare find. Schedule your private showing today and discover your own beachside escape.

406 Albatross Street, Panama City Beach

$364,900
3 Beds 3 Baths 792158 MLS
Welcome to this inviting two-story home in a prime North Lagoon Drive location, where coastal living meets everyday comfort. Set back on a beautifully landscaped lot with mature trees and strong curb appeal, this residence offers the perfect blend of comfort and cnvenience. You'll living just minutes from the beaches, restaurants, and attractions of Panama City Beach. The home features three spacious bedrooms and two full bathrooms. The generous master suite includes a large walk-in closet, private covered balcony access, and a luxurious master bath with a walk-in shower, separate jetted soaking tub, and double vanity. Downstairs you will find two additional bedrooms, a full bathroom, a large hall closet, and convenient garage access. One of the downstairs bedrooms opens directly onto the covered back porch and expansive backyard, creating a seamless connection to the outdoors. Upstairs, you'll love the open concept kitchen, dining and living area. The updated kitchen boasts matching GE appliances, updated cabinets and, a pantry, eat-in breakfast bar and abundant storage -- ideal for everyday meal prep and entertaining. Bright, open living spaces with tile flooring and high ceilings complete the comfortable and functional interior. Step outside from the living room to the front balcony, for a water view, overlooking North Lagoon. Outside, enjoy multiple outdoor living zones including the covered front balcony off the master, a spacious screened back porch, and a large grassy backyard perfect for gatherings, play, or future personalization. The two-car garage provides extra room for toys, beach gear, and additional storage under the stairs. This well-maintained home offers easy access to North Lagoon, quick drives to the Gulf, and the relaxed Florida lifestyle you've been looking for. Whether you're seeking a primary residence, vacation retreat, or investment property, 6220 North Lagoon Drive delivers comfort, updates, and location in one attractive package. Schedule your private showing today and imagine calling this slice of Panama City Beach home.

6220 N Lagoon Drive, Panama City Beach

$835,000
3 Beds 2 Baths 792157 MLS
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Drive, Panama City

$375,000
3 Beds 2 Baths 1006857 MLS 1,512 SqFt.
BACK ON MRKT, No Fault of SELLERS>This is your rare opportunity to own a home in the exclusive waterfront community of Dolphin Bay. This secure, gated neighborhood offers an impressive array of amenities, including a deep-water marina, pocket parks, basketball, tennis, and pickleball courts, as well as convenient trailer storage. Ideally located near the Navy Base, shopping, and dining, Dolphin Bay is also just 10 minutes from the World's Most Beautiful Beaches. Even better, residents enjoy all of these amenities with low HOA fees of just $450 per quarter. Situated on a quiet cul-de-sac, this unfurnished, beautifully maintained 3-bedroom, 2-bath home backs up to peaceful, undeveloped woodlands, creating a private and serene setting. The fenced backyard offers ample space for an inground swimming pool, making it easy to create your own outdoor oasis. Inside, the thoughtfully designed open floor plan is enhanced by soaring 10-foot ceilings. The spacious living and dining areas flow seamlessly together, creating the perfect setting for both everyday living and entertaining. Step outside to the expansive deck, where you can enjoy morning coffee, evening sunsets, and additional outdoor living space surrounded by nature. Designed with privacy in mind, the split-bedroom floor plan places the primary suite at the rear of the home, separate from the guest bedrooms. BRAND NEW 2030 EPA Compliant TRANE HVAC SYSTEM. Click MORE. Buyer To Verify All Important Details The spacious eat-in kitchen features a large breakfast bar, providing plenty of seating for family and guests, while the two-car garage offers additional storage space. The home has been meticulously updated over the years. A complete kitchen renovation in 2018 included custom cabinetry, Samsung appliances, quartz countertops, a glass tile backsplash, and new tile flooring that extends through the kitchen, living room, dining area, and guest bath. The guest bathroom was also renovated in 2018 with a new vanity cabinet, quartz countertops, and updated tub and shower tile. In 2024, the primary bathroom underwent a comprehensive renovation featuring a large zero-entry roll-in shower, new tile flooring and shower tile, a glass shower enclosure, replacement exterior window, extra-wide doorway to the toilet area, his and hers separate vanities, one of which has roll-under access, and quartz vanity tops. Additional recent exterior improvements include a new roof in 2025, exterior paint in 2026, gutters in 2022, and a garage door with impact glass installed in 2024. PURCHASE 7020 & 7022 AS AN INVESTMENT DUPLEX! Buyer To Verify All Important Details

7022 Starfish Ct, Panama City Beach

$405,000
2 Beds 2 Baths 792154 MLS
Welcome to Grand Panama Beach Resort Unit 2-505! This beautifully furnished 2-bedroom, 2-bath condominium offers 1,135 square feet of coastal comfort with beautiful Gulf views in one of Panama City Beach's premier beachfront resorts. The open-concept floor plan is designed for effortless beach living, featuring a spacious living area that flows seamlessly into the dining room and well-appointed kitchen. Step onto your private balcony and enjoy the refreshing Gulf breeze while taking in the beautiful water views. This move-in and rental-ready unit has been thoughtfully updated with a 6-month-old water heater, new television, new sofa, and new bar stools, creating a fresh and inviting coastal atmosphere. The spacious primary suite includes a private bath, while the guest bedroom and second full bath provide comfort and privacy for family and friends. Being offered fully furnished, this condominium is ready for immediate enjoyment or income-producing vacation rentals. Grand Panama Beach Resort is known for its outstanding amenities, including two resort-style pools, hot tubs, a fitness center, grilling areas, covered parking, and convenient beach access via a private skybridge. Ideally located near Pier Park, dining, shopping, entertainment, golf, and the sugar-white beaches of the Emerald Coast, this property offers the perfect combination of relaxation and investment potential. Whether you're looking for a primary residence, a vacation getaway, or a proven investment opportunity, Grand Panama Beach Resort Unit 2-505 is ready to welcome you to the beach lifestyle you've been dreaming of.

11800 Front Beach Road Unit 2-505, Panama City Beach

$949,900
3 Beds 4 Baths 792144 MLS
Experience waterfront living at its finest in Harbour Village, nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City

$3,350,000
7 Beds 8 Baths 792141 MLS
Experience luxury coastal living at its finest in this exceptional 7-bedroom beach-view residence located in the private Bid-A-Wee Beach community. Perfectly positioned directly across from the Gulf with unobstructed views of the emerald waters and sugar-white sand, this stunning 4,455-square-foot home comfortably sleeps up to 24 guests, making it an incredible opportunity for a luxury second home or income-producing vacation rental. Offered fully furnished and rental ready, this home is thoughtfully designed for both comfort and functionality. It features multiple King suites, spacious bunk rooms, and beautifully appointed living and entertaining areas. An elevator provides convenient access to all three levels, while expansive balconies capture breathtaking, unobstructed Gulf views that create the perfect backdrop for morning coffee or evening sunsets. Outdoor amenities include a private heated pool, hot tub, outdoor shower, and exclusive coded beach access just steps away, allowing you to enjoy all the benefits of beachfront living without being directly on the Gulf. Inside, you'll find Smart TVs throughout, three sets of washers and dryers, a full-size ice machine, an additional refrigerator, and thoughtful features that make hosting large groups effortless. Located in the highly desirable Bid-A-Wee Beach community, owners and guests enjoy a peaceful stretch of Panama City Beach while remaining just minutes from Pier Park, premier dining, shopping, entertainment, and St. Andrews State Park. Whether you're looking for a private coastal retreat, a luxury family getaway, or the beach investment opportunity you've been waiting for, this extraordinary property offers an unmatched combination of location, luxury, and exceptional income-producing potential.

14300 Front Beach Road, Panama City Beach

$208,200
1 Beds 2 Baths 792138 MLS
Price reduced! Motivated Seller! This condo is sold turn-key, fully furnished and move-in ready. Welcome to Island Reserve -- where resort-style living meets everyday comfort and a true sense of community. This beautifully maintained 1-bedroom, 1.5-bath condo offers an impressive amount of storage space within its 1,588 square feet that you truly have to see to believe. Step inside and you will find soaring 10-foot ceilings on both levels, giving the home a bright and open feel. The main level features an inviting living space and a well-appointed kitchen enhanced with a custom cabinet organization system. Upstairs, the spacious primary suite is a true retreat. With no neighbors on one side, you will enjoy extra windows that fill the space with natural light as well as a private balcony. The en-suite master bathroom offers a tiled walk-in shower with glass door and a separate soaking tub, double vanities and two walk-in closets. The interior is filled with thoughtful upgrades, including high-quality shelving in many of the closets and storage areas, under cabinet lighting, granite countertops and tile backsplash. Need a bit more flexibility? The upstairs 16x4 bonus room may serve many different purposes such as a private office, cozy reading nook, additional sleeping space for guests or a nursery. Two balconies -- one on each floor -- overlook what many consider the most beautiful pool and landscaping in Panama City Beach. Whether you are enjoying your morning coffee or unwinding while overlooking the luscious grounds, the view is always a treat. Unlike most condominiums, you can park on the same level as your residence here, making running errands like grocery shopping so much more convenient. Life here feels like a permanent vacation with endless opportunities for entertainment, including an indoor basketball court and pickleball court, a fully equipped gym, party room, a theater, and a charming library where you can ''give a book, take a book''. The active Social Committee ensures there is always a way to connect, from live music by the pool to community Thanksgiving dinners and holiday parties. Located just minutes from the beach, the airport, and shopping and dining at Pier Park, this condo offers the perfect balance of excitement and serenity. You will feel truly at home, since there are no short-term rentals in Island Reserve.

8700 Front Beach Road Unit 5309, Panama City Beach

$875,000
5 Beds 3 Baths 1006817 MLS 3,119 SqFt.
221 White Oaks Boulevard, where you can enjoy the space and freedom that draws so many people to Southport while still being just minutes from Lynn Haven, Panama City, and Panama City Beach. Situated on 3 acres across two parcels with frontage on both White Oaks Boulevard and Skunk Valley Road, this property offers flexibility that's hard to find. The approximately 4,000-square-foot home features 5 bedrooms, 2 bathrooms, multiple living areas, a formal dining room, an eat-in kitchen, a bonus room, and recent updates including flooring, appliances, and other interior improvements. Highlight- possible to split and make two separate properties, one on White Oak and one on Skunk Valley with two separate dwellings! Step outside and you'll quickly see what makes this property special. The backyard is set up for enjoying the outdoors with an in-ground pool, hot tub, outdoor kitchen, cabana, fire pit, basketball court, outdoor shower, pool bath, and a playhouse. Need room for projects, toys, or a business? The approximately 4,000-square-foot shop includes a vehicle lift and offers plenty of space for equipment, storage, hobbies, or a home-based business. The property also includes two separate one-bedroom apartments, providing excellent rental or guest accommodations, plus an RV site with full hookups for visitors or additional income potential. A private gym adds even more versatility. With no HOA and room to spread out, this is the kind of property that's becoming increasingly difficult to find. Whether you're looking for space for your family, a place to run a business from home, room for all your hobbies, or a property with built-in income opportunities, this one checks a lot of boxes. If you've been looking for country living without feeling isolated, you'll appreciate the location. Enjoy the peace and privacy of Southport while staying just a short drive from Lynn Haven, Panama City, boat ramps, shopping, restaurants, schools, and the beaches.Properties with this much land, this many improvements, and this level of versatility rarely come available. Schedule your private showing today.

221 White Oaks Blvd, Southport

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