Bay County, FL Real Estate Search

Bay County, FL Homes for Sale

Overview of Bay County Real Estate

Bay County, FL, is a vibrant and rapidly growing region known for its stunning coastal scenery and robust real estate market. Located in the heart of the Florida Panhandle, this area features a diverse array of properties, ranging from beachfront condominiums to charming single-family homes. The beautiful beaches of Panama City Beach and the surrounding areas not only attract tourists but also provide a desirable lifestyle for residents. With a balanced combination of affordable housing options and luxury developments, Bay County has become a hotspot for homebuyers and investors alike.

Market Trends and Investment Opportunities

The real estate market in Bay County has experienced noticeable trends in recent years, with a surge in both property values and demand. As more individuals seek to move to this sun-soaked region, the competition for homes has intensified. Investors are particularly drawn to rental properties due to the increased influx of tourists and seasonal residents. Coastal properties, in particular, have seen significant appreciation, making them an attractive option for income-generating investments. Potential buyers should stay informed about market trends to make educated decisions.

Types of Properties Available

Bay County offers a wide variety of properties to cater to different lifestyles and budgets. The coastal areas host luxurious beachfront homes and condominiums, providing breathtaking views and easy access to the sand. Inland, buyers can find charming single-family homes and townhouses that offer a more suburban feel. Additionally, the area boasts a range of new constructions that appeal to those looking for modern amenities. Whether seeking a vacation home or a primary residence, Bay County's real estate market accommodates diverse preferences.

Community and Lifestyle

Living in Bay County means embracing a vibrant community and enjoying an outdoor-oriented lifestyle. The area is known for its recreational activities, including water sports, fishing, and golfing. Communities often organize events, ensuring there is always something happening for residents and visitors. The friendly and welcoming atmosphere of Bay County encourages new residents to integrate into the community easily. Proximity to schools, shopping centers, and healthcare facilities adds convenience to an already attractive living environment.

Future Prospects and Considerations

As Bay County continues to grow, the future of its real estate market looks promising. With ongoing infrastructural developments and an increasing influx of residents, property investment is likely to remain a wise choice. However, potential buyers should conduct thorough research and consider factors such as property taxes, insurance costs, and market saturation. Engaging with a knowledgeable local real estate agent can be invaluable in navigating this dynamic market and making informed decisions that align with individual goals.

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Bay County, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
Avg. Living Ft2
Avg. Listing Price
Cost per ft2
Days on Market

Newest Bay County, FL Homes for Sale

$499,000
4 Beds 4 Baths 792367 MLS
Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.

362 Emerald Cove Street, Panama City Beach

$589,000
4 Beds 3 Baths 792354 MLS
Welcome to 427 Bunkers Cove Road, an exceptional coastal residence located in the highly sought-after Cove neighborhood of Panama City, just moments from St. Andrews Bay and around the corner from the St. Andrews Bay Yacht Club. This prime location offers the perfect blend of waterfront living and convenience, with downtown Panama City, restaurants, shopping, and local attractions only minutes away. Offering approximately 3,576 square feet of thoughtfully designed living space, this beautiful Colonial Revival home features 4 bedrooms, 3 full bathrooms, and timeless architectural character throughout. The inviting two-story design showcases a symmetrical façade, welcoming columned portico, classic brick chimney, and mature live oak trees draped with Spanish moss, creating unforgettable curb appeal. Inside, you'll find a spacious and functional floor plan enhanced by hardwood flooring, abundant natural light, divided-pane windows, and stainless steel appliances. The chef's kitchen flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. A bright sunroom overlooks the backyard and provides the perfect space to relax year-round. Upstairs, a hidden bonus/game room tucked off the fourth bedroom offers endless possibilities as a media room, playroom, home office, or guest retreat while enjoying views of the pool and backyard. Step outside to your own private oasis featuring an in-ground swimming pool, spa, beautifully landscaped grounds, and multiple areas for entertaining or unwinding. Alley access provides ample parking for a boat, RV, or camper, while the large detached workshop offers outstanding space for storage, hobbies, or recreational equipment. Additional features include a whole-home water filtration system, covered side carport, established landscaping, mature shade trees, and a golf cart-friendly neighborhood that enhances the relaxed coastal lifestyle. Combining timeless architecture, modern comforts, generous indoor and outdoor living spaces, and an unbeatable location, 427 Bunkers Cove Road presents a rare opportunity to own one of Panama City's most distinctive homes. Schedule your private showing today and experience everything this exceptional property has to offer.

427 Bunkers Cove Road, Panama City

$329,000
1 Beds 2 Baths 792352 MLS
One of the few opportunities currently available at Pinnacle Port with an EXCEPTIONAL rental history, this beautifully maintained condo offers an impressive calendar of bookings (almost everyday turn around!), outstanding 5-star guest reviews, and a loyal base of returning visitors year after year. Those are most valuable trades in vacation rental business that is already established for this property!. Professionally staged( yes, owner paid for it!), fully furnished, and truly turnkey, it's ready to continue its success as a high-performing vacation rental or become your own private coastal retreat. Finally, a waterfront property where you don't have to choose between the Gulf and the lake. Here, you can enjoy breathtaking Gulf sunsets from your living room while overlooking the peaceful waters of Lake Powell from the dining area and primary suite - a combination so rare that it truly sets this condo apart. Inside, the thoughtfully updated interior features an open-concept kitchen with granite countertops, a breakfast bar, and spacious living areas designed for entertaining. Upstairs, the loft has been transformed into a private retreat with a custom stone and tile shower and a sliding barn door, creating a flexible space for owners and guests. Unit perfectly located in the center of the building at perfect height, and close to the elevator! Pinnacle Port is one of Panama City Beach's most unique waterfront communities, tucked behind the gates of Carillon Beach on 25 acres where the Gulf of America meets Lake Powell - Florida's largest coastal dune lake and one of the world's rare ecosystems where freshwater naturally connects with the Gulf. Spend your mornings watching dolphins offshore, your afternoons boating or fishing on the lake, and your evenings enjoying spectacular sunsets--all without leaving the community. Residents enjoy two pools, tennis and pickleball courts, a fitness center, sauna, private marina with boat slips and boat launch, fishing dock, and direct beach access. Bordering Camp Helen State Park, you'll also enjoy miles of preserved coastline, hiking trails, kayaking, wildlife, and one of the most peaceful stretches of beach along the Emerald Coast. Just minutes from the boutiques, restaurants, and entertainment of 30A, Rosemary Beach, Alys Beach, and Pier Park, Pinnacle Port feels like a secluded island retreat while remaining close to everything the Emerald Coast has to offer. An added bonus? Association dues include electricity for heating, cooling, and hot water, helping keep ownership costs more affordable.

23223 Front Beach Road Unit A-737, Panama City Beach

$512,000
4 Beds 2 Baths 792348 MLS
Purchase for 10% down! NO HOA w/ WATERVIEWS! Welcome to Coastal Bliss, where every detail has been thoughtfully designed to create unforgettable moments along Florida's Emerald Coast. Perfectly positioned in one of Panama City Beach's most desirable golf cart-friendly neighborhoods, this beautifully appointed 4-bedroom, 2-bath coastal residence offers the rare combination of luxury, location, and investment potential--all just moments from the Gulf of Mexico. Situated on an oversized corner homesite, this exceptional property enjoys tranquil lagoon views from the backyard while Public Beach Access #12 is just moments away, placing the sugar-white sand, emerald-green waters, TopGOLF - practically at your doorstep. Whether you're searching for a full-time residence, luxurious second home, or exceptional income-producing investment, this turnkey property is ready to enjoy from day one. From the moment you enter, you'll appreciate the bright, open-concept design that effortlessly blends sophisticated finishes with relaxed coastal elegance. The spacious living room flows seamlessly into the dining area and beautifully appointed kitchen, creating an inviting gathering space perfect for entertaining family and friends. At the heart of the home, the chef-inspired kitchen showcases an oversized island, elegant glass tile backsplash, stainless steel appliances, abundant cabinetry, and generous workspace, making every meal feel like a special occasion. Designed to comfortably accommodate family and guests, the home features four spacious bedrooms. Two beautifully appointed guest bedrooms with queen beds are conveniently located on the main level, while upstairs you'll discover a luxurious primary suite with a king bed alongside an additional 4th bedroom featuring two full-size beds. The thoughtful floor plan comfortably sleeps everyone while maintaining an open, spacious feel throughout. One of the home's signature features is the expansive second-floor wraparound balcony that surrounds the residence, creating an incredible outdoor living experience. Sip your morning coffee overlooking the lagoon, unwind beneath breathtaking Gulf Coast sunsets, or gather with loved ones as the coastal breeze sets the perfect backdrop for unforgettable evenings. The outdoor living continues below with a covered furnished patio overlooking the private vinyl-fenced backyard. Designed for entertaining, you'll enjoy a grilling pavilion, relaxing porch swing, fire pit gathering area, and an abundance of green space for games, family gatherings, and outdoor dining beneath the stars. Coastal Bliss isn't simply a beautiful home--it was created around family traditions. After every incredible day at the beach, ring the home's welcoming bell as you return ''home'' to celebrate another day of making lifelong memories. Before departing for your journey home, ring it once more as a wish for safe travels until your next visit. It's a simple tradition that turns every stay into something truly unforgettable. Beyond its exceptional beauty, this property offers the convenience every coastal homeowner desires. The oversized corner lot provides ample parking for multiple vehicles, boats, golf carts, and recreational equipment, along with a covered garage measuring approximately 12.5' x 25' and an additional lockable storage area for all your beach essentials. Boating enthusiasts will appreciate being just blocks from the neighborhood boat ramp, making days on the water effortless. Spend mornings fishing the lagoon, afternoons on the Gulf, and evenings enjoying the area's incredible restaurants, shopping, entertainment, and waterfront attractions--all just minutes from your front door. Quality craftsmanship and thoughtful upgrades provide lasting value throughout the home, including new ocean-rated impact windows installed within the last 6 years, elegant plantation shutters, a durable metal roof, luxury vinyl plank flooring, and beautifully mai Offered fully furnished (excluding select personal items), this remarkable residence is completely turnkey and ready to enjoy immediately. Luxury Coastal Highlights Public Beach Access #12 just moments away Lagoon views from the backyard Golf cart-friendly neighborhood One block to the lagoon and community dock Three blocks to the Gulf of Mexico Expansive wraparound second-floor balcony Covered outdoor living area with television Fire pit, grilling pavilion, and porch swing Oversized corner homesite with fully fenced backyard Boat and RV parking Covered garage plus additional lockable storage Ocean-rated impact windows with plantation shutters Minutes from marinas, waterfront dining, boutique shopping, entertainment, Topgolf, and area attractions Whether you're enjoying sunset cocktails from the wraparound balcony, spending the day boating on the lagoon, walking to the beach with family, or entertaining guests beneath the stars, Coastal Bliss offers far more than a home--it delivers the luxury coastal lifestyle buyers dream of. This is a rare opportunity to own an extraordinary beach retreat where every day feels like a vacation and every visit becomes a cherished memory.

6706 Sunset Avenue, Panama City Beach

$320,000
1 Beds 2 Baths 792344 MLS
Welcome to Shores of Panama Unit 2208, a beautifully renovated 1-bedroom + bunk area, 2 full bath condo offering the perfect combination of coastal living, comfort, and investment potential. Renovated within the past 12 months, this turnkey condo features all-new flooring, paint, furnishings, appliances, décor, and more. Best of all, this unit has never been used as a vacation rental, making it exceptionally well-maintained and truly move-in or rental ready. Designed to comfortably accommodate 6 guests, this floor plan includes a spacious primary suite, hallway bunk area, and two full bathrooms. Rental projections exceed $40,000 annually, with many comparable units in the resort generating even higher income. Shores of Panama is widely recognized as one of Panama City Beach's premier short-term rental resorts and offers some of the highest ROI potential on the beach, making this an exceptional opportunity for investors or those looking for a second home that can help offset ownership costs. Owners and guests enjoy an impressive lineup of resort-style amenities, including one of the area's largest lagoon-style Gulf-front pools, multiple hot tubs, an indoor heated pool, a 24-hour fitness center, on-site tiki bar and grill, seasonal live entertainment, covered parking, and 24-hour security. Perfectly located, you'll be just steps from Pineapple Willy's and directly across the street from Laketown Wharf, offering a variety of restaurants, shopping, and entertainment. Whether you're searching for a high-performing vacation rental, a second home, or your own beachfront getaway, this fully furnished, turnkey condo checks every box. Sellers are motivated and will entertain all reasonable offers.

9900 S Thomas Drive Unit 2208, Panama City Beach

$1,175,000
4 Beds 5 Baths 792318 MLS
GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife. The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room. This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025. The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch. This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower. RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek. RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

6408 River Bluff Trail, Panama City Beach

$1,650,000
4 Beds 3 Baths 1007099 MLS 2,608 SqFt.
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.

7852 Grand Lagoon Way, Panama City Beach

$374,900
4 Beds 3 Baths 792296 MLS
** Seller offing $7,000 to be used towards a rate buy down with acceptable offer. ** This stunning 2023-built Craftsman-style home nestled in the highly sought-after Hodges Bayou subdivision. Offering 2,301 square feet of thoughtfully designed living space, this exceptional residence features 4 bedrooms, 3 full bathrooms, and the perfect blend of modern elegance, functionality, and everyday comfort. Step inside to discover an open-concept floor plan highlighted by soaring tray ceilings in the spacious living room, abundant natural light, and high-end finishes throughout. The beautifully appointed kitchen comes complete with a brand-new refrigerator, ample cabinetry, built in oven, and a seamless flow into the main living and dining areas--perfect for entertaining or family gatherings. The private owner's suite is a true retreat, featuring a luxurious ensuite bathroom with a walk-in tiled shower, relaxing soaking tub, dual vanities, and a spacious walk-in closet. Most of the interior has been freshly painted, giving the home a crisp, move-in-ready feel. Enjoy Florida living year-round from the screened-in back patio, overlooking the fully fenced backyard--ideal for children, pets, outdoor entertaining, or simply relaxing in complete privacy. Located in the desirable Hodges Bayou community of Southport, you'll enjoy a peaceful setting while remaining just minutes from shopping, dining, schools, parks, and all that Panama City has to offer. This nearly new home offers the rare opportunity to enjoy modern construction, luxurious finishes, and a prime location--all without the wait of building. Schedule your private showing today.

3049 Rachel Place, Southport

$499,000
3 Beds 3 Baths 792291 MLS
OPEN HOUSE SUNDAY, JULY 26TH FROM 12-2PM Welcome to 632 Mount Holyoke Street, a beautifully renovated home nestled on approximately 0.73 acres in the highly desirable College Point area of Lynn Haven. Offering the perfect blend of modern updates, flexibility, and freedom, this property provides the opportunity to enjoy country-style living while remaining conveniently close to town. Located in unincorporated Bay County, homeowners benefit from no city taxes, lower utility costs with well and septic service, and an X Flood Zone designation, meaning flood insurance is not typically required by lenders. For military buyers, this home also features an assumable VA loan, providing a valuable financing opportunity. Conveniently located approximately 14 miles from Tyndall Air Force Base, 13 miles from NSA Panama City, and 14.5 miles from Northwest Florida Beaches International Airport (ECP), this property is well-positioned for both military and civilian commuters. Known for its golf cart-friendly roads and relaxed coastal lifestyle, College Point is one of Bay County's hidden gems. Residents enjoy easy access to outdoor recreation, waterfront parks, and community amenities while maintaining the privacy and space that larger lots provide. The Lynn Haven Sports Complex is just minutes away, offering ball fields, walking trails, playgrounds, and year-round recreational activities. Whether you're dreaming of a garden, hobby farm, or simply extra space to spread out, this property offers endless possibilities. County regulations allow for chickens, ducks, and other homesteading opportunities. Buyers may also have the ability to add future improvements such as a pool, pole barn, workshop, detached garage, or accessory dwelling unit (ADU), subject to county permitting and approval. Inside, the home showcases extensive renovations with fresh paint, updated lighting, elegant textures, modern wallpaper accents, and abundant natural light throughout. The beautifully updated kitchen features quartz countertops, all-new stainless-steel appliances, a glass-top electric range, and ample cabinet and prep space for everyday living and entertaining. Just off the foyer, a formal dining room provides a welcoming space for gatherings and holiday meals. The flexible floor plan offers room to adapt as your needs change. The current office adjacent to the living room could easily serve as a fourth bedroom, nursery, playroom, or second living area. The oversized laundry and utility room provides exceptional versatility and could function as a home office, quilting or craft room, canning and food-prep space, hobby room, mudroom, or additional storage area. Above the garage, a spacious unfinished storage area presents even more opportunity. With climate control and finishing touches, this area could become a reading nook, playroom, hobby space, bonus room, or expanded storage area accessible from one of the upstairs bedrooms. Outdoor enthusiasts will appreciate the property's proximity to multiple waterfront parks. One bayfront park is located approximately 900 feet away, while another waterfront park featuring a pavilion and playground is just 0.4 miles from the home. Whether you enjoy fishing, kayaking, evening walks, or simply taking in the bay views, you'll love having these amenities so close by. If you've been searching for a move-in ready home that combines modern updates, military convenience, homesteading potential, room to grow, and the freedom of county living, 632 Mount Holyoke Street is a rare opportunity in one of Bay County's most sought-after waterfront communities.

632 Mount Holyoke Street, Lynn Haven

$730,000
3 Beds 2 Baths 792286 MLS
Wake up to breathtaking Gulf views and end every day with unforgettable sunsets from this beautifully positioned beachfront condo at Marisol. Whether you're searching for a luxury vacation retreat, second home, or a proven short-term rental investment, this property checks every box with exceptional income-producing potential in one of Panama City Beach's most desirable Gulf-front locations. Floor-to-ceiling windows and a spacious private balcony showcase panoramic emerald-green waters and sugar-white sand, creating the perfect setting to relax or entertain. Inside, the open-concept floor plan is designed to maximize the stunning waterfront views while providing plenty of space for family and guests. Marisol is a low-density Gulf-front community offering owners and guests resort-style amenities including a beachfront pool, hot tub, fitness center, covered parking, and direct beach access, providing a more private and relaxing atmosphere than many of the area's larger resorts. Perfectly located in the heart of Panama City Beach, you're just minutes from countless restaurants, beachfront entertainment, shopping, golf courses, water sports, and local attractions. Spend the day at Pier Park, take a trip to Shell Island, explore St. Andrews State Park, enjoy fishing charters from nearby marinas, or experience family favorites like Shipwreck Island Waterpark and Gulf World Marine Park. Everything that makes Panama City Beach one of Florida's premier vacation destinations is right at your doorstep. With spectacular waterfront views, strong vacation rental appeal, outstanding amenities, and an unbeatable location, this is a rare opportunity to own a Gulf-front property that offers both an incredible lifestyle and excellent investment potential.

10719 Front Beach Road Unit 203, Panama City Beach

$309,000
4 Beds 2 Baths 792284 MLS
Welcome to Barrett Park, where exceptional value meets modern comfort! This meticulously maintained 4-bedroom, 2-bath home offers more than 2,000 square feet of spacious living and was built in 2019, providing all the advantages of a newer home without the higher price of new construction. Inside, you'll find a bright, open floor plan designed for both comfortable everyday living and effortless entertaining. The well-appointed kitchen offers generous cabinet and countertop space while overlooking the dining and living areas, making it easy to stay connected with family and guests. The spacious owner's suite provides a peaceful retreat with two large walk-in closets and a private en-suite bath. Three additional bedrooms offer plenty of room for family, overnight guests, or a home office. Adding even more appeal, this home is being offered fully furnished, making it an incredible turnkey opportunity. Included are three complete bedroom suites with nightstands that offer built in charging stations. A brand-new oversized leather sectional in the living room, as well as the washer and dryer, allowing you to move in with ease. A brand-new water heater provides added peace of mind. Step outside to the fully screened and enclosed back porch--an inviting space that's perfect for sipping your morning coffee, relaxing after a busy day, or entertaining friends and family throughout every season. This additional living area lets you enjoy the outdoors comfortably year-round. The home is equipped with solar panels, which will need to be assumed by the buyer. In return, you'll enjoy outstanding energy efficiency with an average electric bill of approximately $25 per month, helping keep monthly utility costs remarkably low. Conveniently located just minutes from Tyndall Air Force Base, shopping, dining, schools, and the beautiful white-sand beaches of the Gulf Coast, this home offers an outstanding combination of location, comfort, and value. This move-in-ready, fully furnished home is truly a rare find. Schedule your private showing today and experience everything it has to offer!Use the seller's preferred lender and eligible buyers can take advantage of a 1-0 temporary buydown, lender credit, or a FREE appraisal, helping reduce upfront costs and lower monthly payments during the first year. Contact the listing agent for lender details and qualification requirements.

7128 Hatteras Boulevard, Panama City

$415,000
3 Beds 3 Baths 792276 MLS
Seller to offer Fence allowance with accepted offer! Welcome to your fully remodeled farmhouse retreat, where modern updates meet the ultimate outdoor lifestyle. Nestled on a spacious property approximately one mile from Cherokee Landing Boat Ramp, this stunning three-story home is a dream for boating enthusiasts. Spend your days cruising beautiful Deer Point Lake, kayaking the crystal-clear waters of Econfina Creek, or exploring the nearby natural springs just 10 minutes away. Inside, you'll find three bedrooms and three full bathrooms, thoughtfully designed with one bedroom and one bath on each level, providing privacy and flexibility for family, guests, or multi-generational living. Every inch of this home has been beautifully renovated, blending farmhouse charm with stylish, modern finishes. Love outdoor living? This property offers plenty of room to park your boat, RV, trailers, and all your recreational toys. An air-conditioned detached shed provides 345sq ft of the perfect space for a home office, fitness studio, workshop, or hobby room. Additional conveniences include washer and dryer hookups on both the first and second floors, making everyday living even more functional. If you've been searching for a move-in-ready home that offers privacy, space, and easy access to some of the area's best boating, fishing, kayaking, and freshwater springs, this one checks every box. Don't miss your opportunity to own this incredible outdoor paradise!

8924 Seminole Street, Youngstown

$1,444,000
4 Beds 4 Baths 1007071 MLS 2,827 SqFt.
Welcome to 210 Marlin Circle, where coastal living and wellness come together for you to live the lifestyle you deserve. Set on a calm canal east of the Bonefish Bridge in Bay Point, this property is re-crafted by a medical doctor and yoga therapist, offering green to blue spaces, simple Gulf boating access, and restorative design. Stepping onto the grounds feels like entering a resort, where a bubbling fountain and meticulous zero-scaped paver design with beach pebbles set the tone for relaxation. Entering the house, the soaring cathedral ceiling in the Great Room is anchored by a functional fireplace, creating a warm and inviting centerpiece. Just steps away, the wet bar features a custom granite waterfall countertop and is equipped with a beverage fridge and automatic ice maker, making it perfect for effortless entertaining. At the heart of the home is a Chemist-Style Kitchen, illuminated by skylights and framed by soapstone countertops. This thoughtfully designed workspace includes a touchless faucet, foot-tap to open rubbish cabinet, a combination convection microwave wall oven, and a six-burner gas cooktop with a pot filler. There's even a secret built-in spice rack that adds a delightful element of surprise. This one-level interior layout home includes four en-suites, one with a curbless shower for limited mobility, another ideal for children, and the third with a courtyard and private entrance for guests or caretakers. The primary suite has a Turkish-inspired steam shower equipped with mood lighting/speakers, a soaking tub, and a courtyard featuring a dual-temperature outdoor shower with a hot tub. The landscaped backyard serves as your launch for sunrise fishing trips, sunset sailboat cruises, diving excursions, spontaneous escapes to Shell Island, magical dolphin encounters, dining at Capt. Anderson's, and refueling at the full service Point South Marina. Back at your private dock, you're greeted by jumping fish, zoysia grass under your feet, and watercraft washing stations. There are many chill-out spots on property to choose from, including a native Southern Magnolia Tree, which provides a natural cooling sanctuary aligned with western facing sunsets to connect and unwind from the coastal breeze and lively birdsong. This property is move-in ready. It offers 70' of bridge-free private dockage, 30amp shore power, space for a boat lift or keep it open for a sailboat . There are dual laundry zones, air purification systems, HVAC serviced semi-annually since its 2020 installation including ductwork, smart thermostats, tankless gas water heaters installed in 2020 & serviced annually, intelligent irrigation, surround sound, surveillance, automated landscape lighting, dock lights and so much more. 210 Marlin Circle is where wellness meets wonder, and living becomes art. Schedule your showing today.

210 Marlin Cir, Panama City Beach

$810,000
3 Beds 3 Baths 792274 MLS
GOLF COURSE LIVING IN BAY POINT'S PREMIER GATED COMMUNITY! Located in the desirable Legend Lake neighborhood and overlooking the Jack Nicklaus Signature Golf Course, this meticulously maintained single-level home offers the perfect blend of comfort, privacy, and resort-style living. Featuring 10-foot ceilings, luxury vinyl plank flooring throughout, and custom shiplap accents, this thoughtfully designed home is ideal for both everyday living and entertaining. Upon entering, you're welcomed by an elegant front living space with soaring ceilings and expansive windows, offering endless possibilities as a grand piano room, private library, home office, or sophisticated gathering area. The beautifully updated chef's kitchen serves as the heart of the home, featuring custom cabinetry, granite countertops, a spacious center island, farmhouse sink, designer lighting, stainless steel appliances, a separate ice maker, and abundant storage. Open to the kitchen, the impressive family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows framing picturesque views of the private pool and the Jack Nicklaus Signature Golf Course beyond. The large screened porch creates the perfect indoor-outdoor living experience, offering ample space to entertain, relax in the hot tub, and enjoy breathtaking sunsets over the fairway. The primary suite serves as a private retreat, offering peaceful views of the sparkling pool and backyard oasis, private access to the screened porch, dual walk-in closets, and a spa-inspired bath complete with a soaking tub. Additional highlights include updated bathrooms, custom closets, extensive crown molding, a two-car garage, and double gate access to the fully fenced backyard for storing a boat, trailer, or jet skis. Step outside to your private backyard retreat featuring a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Bay Point residents enjoy 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf cart-friendly streets, and an active social lifestyle with clubs, events, and live entertainment. Whether you're seeking a primary residence, retirement retreat, or second home, this is a rare opportunity to experience the very best of Bay Point living.

117 Legend Lakes Drive, Panama City

$180,000
3 Beds 2 Baths 1007053 MLS 1,680 SqFt.
Welcome to your future home, spacious, private, and affordable while being nestled on a large, tree-lined lot just minutes from Panama City. Step inside to an open-concept, split bedroom layout with new luxury vinyl plank flooring, fresh paint, and warm wood accent walls that add style and character. The inviting living area flows seamlessly into the kitchen and dining spaces, creating an ideal setting for both daily living and entertaining. The kitchen features ample counter space, a center island, and bar seating, while the laundry room is conveniently located just off the kitchen with easy access to the backyard. Enjoy meals in the dining area, where sliding glass doors fill the space with natural light, and relax in the adjoining den that's perfect for gatherings or unwinding. The primary suite offers two walk-in closets and a luxurious five-piece bathroom with double vanities, a soaking tub, and a sunlit shower. Two additional bedrooms and a full bath are situated off the den, providing comfortable accommodations for family or guests. Step outside to a private, spacious yard with covered parking, a carport, storage outbuilding, and a secluded backyard, all surrounded by a natural tree line for extra privacy and tranquility. Recent upgrades include new HVAC (2021), roof (2019), new siding (2025), and updated flooring throughout. Enjoy a large carport and two additional outbuildings, one being a 10 x 16 loft barn shed.

10742 S Fork Loop, Panama City

$315,000
4 Beds 2 Baths 792263 MLS
Completely Renovated 4-Bedroom Block Home on a Spacious Corner Lot with Solar Panels & No HOA Welcome to 176 N Anita Drive, a beautifully renovated block home on a slab foundation situated on a generous 0.41-acre corner lot. This move-in-ready property offers 4 bedrooms, 2 bathrooms, modern upgrades throughout, and the freedom of no HOA. Every major system has been updated for peace of mind, including newer plumbing, newer electrical, a newer HVAC system with updated ductwork, luxury vinyl plank flooring throughout, and a tankless hot water heater. The roof was replaced in 2019, adding even more long-term value. The stunning kitchen is designed to impress, featuring: Quartz countertops Large center island with additional workspace and seating LG stainless steel appliance package, including a gas range and InstaView touchscreen refrigerator White shaker-style cabinetry with abundant storage Oversized sink Sleek black glass backsplash Recessed lighting for a bright, modern feel Natural light fills the home, complemented by stylish contemporary light fixtures throughout. A charming barn door leads from the kitchen into the spacious primary suite, which also offers its own private entrance from the front of the home. The primary suite serves as a relaxing retreat with a large walk-in closet and a luxurious ensuite bathroom featuring a custom tile-to-the-ceiling walk-in shower and double vanity. Step outside to a large, fenced backyard offering endless possibilities. With 0.41 acres, there's plenty of room to expand the home, build a workshop or detached garage, add a pool, or create the backyard paradise you've always envisioned. Whether you're entertaining, gardening, or simply enjoying the outdoors, this spacious lot provides the flexibility to make it your own. Relax and welcome guests from the expansive covered front porch, adding even more outdoor living space. Conveniently located just 1 mile from Walmart Supercenter, shopping, restaurants, and everyday conveniences, this home is also only 12 minutes from Tyndall Air Force Base. Located in Flood Zone X, flood insurance is not required by lenders. Additional highlights include: Block construction on a slab foundation Roof replaced in 2019 No HOA Spacious 0.41-acre corner lot Solar panels (buyer must qualify to assume the separate solar loan) Seller has a valid survey. This beautifully updated home combines modern style, durable block construction, thoughtful upgrades, and exceptional outdoor potential in an unbeatable location. Schedule your private showing today and discover everything 176 N Anita Drive has to offer.

176 N Anita Drive, Panama City

$432,500
3 Beds 3 Baths 792257 MLS
**UPDATE** Big expenses taken care of! NEW ROOF 9/24 and a NEW RUDD HVAC 4/24. Home is now vacant so come see this great floorplan as its a blank canvas for your beachy designs in a nicely manicured subdivision. Come and see all that Summerwood has to offer, conveniently located to the best shopping, golf cart approved, quick beach access and lovely community pool, picnic area and community room. Pier Park is less than a mile away, Top Golf, Pirates Show by Dolly Parton and Walmart nearby too! (HOA only $177 qtr. includes pool and clubhouse access). The home features an open floorplan, vaulted ceilings and arched doorways. Bar area at the large kitchen opens up to a huge vaulted grand-room. ** BONUS FULL SIZE Office** with 3 Bedrooms and 2.5 Baths. All major kitchen appliances remain. Back yard has full privacy with white vinyl and white wood painted fence. Well established yard, beautiful grass and many fruit trees planted. Two car attached garage, palm trees out front and just a beautiful coastal living feel! Other facts: All bedrooms have large walk-in closets, ceiling fans. The yard has a 4 zone sprinkler system (front and back yard), Master bedroom has dual walk-in closets and double vanities. Main living area of the home has NEW LVP Vinyl Plank Flooring! Location is less than a mile to the Gulf of Mexico with Subdivision quick access. A MUST SEE HOME INDEED!***** NEW PRICE IMPROVEMENT****NOW $468,500

334 Summerwood Drive, Panama City Beach

$379,900
3 Beds 2 Baths 792253 MLS
POOL HOME ON 2 ACRES WITH NO HOA! If you've been searching for the perfect combination of privacy, space, and convenience, this all-brick 3-bedroom, 2-bath home is ready to welcome you home. Located just off Highway 231 in Panama City, this move-in-ready property offers peaceful country living while remaining just minutes from shopping, dining, schools, and a short drive to Tyndall Air Force Base and the beautiful Gulf Coast beaches. Inside, you'll find a warm and inviting floor plan featuring fresh interior paint, luxury vinyl plank flooring, a welcoming foyer with a coat closet, and a spacious living room showcasing beautiful wood-beamed ceilings and a cozy wood-burning fireplace. The kitchen offers stainless steel appliances, a breakfast nook perfect for casual dining, and easy access to the adjoining air-conditioned sunroom, providing additional year-round living space ideal for relaxing, entertaining, or enjoying views of the backyard. The home also features a separate laundry room, two linen closets, a tiled shower/tub combination, and a functional primary suite with a large walk-in closet. Step outside to your own private backyard oasis featuring a large in-ground gunite pool, a covered screened patio, and a privacy fence surrounding the backyard, creating the perfect setting for entertaining or enjoying quiet evenings at home. The pool is professionally maintained by Tropical Pools & Spas, making ownership simple and convenient. With two acres of land, there's plenty of room for all your hobbies, equipment, and outdoor toys. Two concrete parking pads provide ample space for RVs, boats, trailers, or additional vehicles, with one pad already equipped with electricity. A storage shed offers even more space for tools and lawn equipment. This home also provides peace of mind with a brand-new septic system, a roof approximately six years old, an HVAC system approximately six years old, and a private well. Whether you're looking for a pool home, acreage, RV parking, boat parking, no HOA restrictions, or simply more room to spread out while staying close to town, this property checks all the boxes and offers the lifestyle you've been searching for.

7006 Messer Road, Panama City

$325,000
3 Beds 2 Baths 792238 MLS
Recently upgraded and move in ready, this 3 bedroom, 2 bathroom home offers 1,074 square feet of comfortable living space and is ideally situated on a 3,049 square foot lot in the heart of Panama City Beach. Small but mighty, this home features a perfectly flowing layout that makes the footprint feel spacious and functional. Inside, you will find modern updates including a stylish tile backsplash and upgraded tile showers, giving the home a fresh and updated feel. Major systems have already been addressed for peace of mind, with a 2023 roof report indicating at least 10 years of remaining life, along with a brand new HVAC system and water heater installed in 2023, helping minimize future expenses. Enjoy a fully fenced backyard perfect for pets, kids, or entertaining. The property also offers rare added privacy with vacant lots on both sides, one of which is county owned, so you will not feel crowded by neighboring homes. Located just minutes from the white sand beaches, this home is perfectly positioned for both locals and tourists alike, with convenient access to shopping, dining, and entertainment. Situated within a desirable school zone, it is also a great option for families. Located in an X flood zone, this property does not require flood insurance, adding even more value and affordability. Whether you are a first time homebuyer, searching for a vacation home, or looking for a strong short term rental opportunity, this property offers the ideal combination of updates, location, and long term value.

1712 Vecuna Circle, Panama City Beach

$835,000
3 Beds 2 Baths 1006985 MLS 1,776 SqFt.
Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 Massalina Dr, Panama City

$865,000
7 Beds 6 Baths 1006983 MLS 2,988 SqFt.
$7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes.

405 Massalina Dr, Panama City

$283,000
4 Beds 2 Baths 792232 MLS
LUXURY LIVING: Welcome to the coveted Luxury LIBERTY Resort community! Your dream home is within a few minutes walking distance to the incredible state-of-the-art clubhouse that features a huge tropical resort-style community pool, water splash pad area for the kids, an all-purpose fitness gym, yoga workout room, game room, event center, and BBQ picnic area pavilion! ************PEACE OF MIND: This beautiful ranch-style home (built in 2023) features an incredible open floor plan design with 4-bedrooms, 2-full bathrooms, and 2-car garage with remote access. The large Master Bedroom comes with a private Master Ensuite Bathroom with dual vanity sinks and large walk-in closet! Everything in this home is practically brand new (2023): Architectural Roof, HVAC System, ADT Smart Home Security System, Water Heater, Plumbing, Electrical, Electric Garage Door Opener and WHIRLPOOL Stainless-Steel Appliances (Large French Door Fridge)! ************OPEN FLOOR PLAN: This amazing architectural designed home comes with a full-service island kitchen, centered perfectly to host family and friend gatherings in the midst of the large adjacent dining and living room. The huge backyard with patio includes beautiful polished white vinyl fencing, which is especially nice for hosting your family and friends -- a very private feel with the Wildlife Refuge wooded area as your backdrop! ************CONVENIENTY LOCATED: Just 15-miles (25-minute drive) from the white sandy beaches, emerald-blue waters and warm breezes of the GULF of AMERICA! Just a short transit 12-miles (20-minute drive) to TYNDALL Air Force Base!

4881 Shurer Lane, Panama City

$1,700,000
10 Beds 8 Baths 1006980 MLS 4,856 SqFt.
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Dr, Panama City

$1,700,000
10 Beds 8 Baths 792227 MLS
ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities.

401 & 405 Massalina Drive, Panama City

$329,900
4 Beds 2 Baths 792226 MLS
Welcome to this beautiful 4-bedroom, 2-bath home located in one of Panama City's growing and desirable communities! Offering the perfect blend of comfort, style, and convenience, 4817 Loblolly Way is ideal for families, first-time buyers, or anyone looking to enjoy the Florida lifestyle. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect gathering place for family and friends. The kitchen features modern finishes, ample cabinet space, and a functional layout that makes meal preparation a breeze. The four generously sized bedrooms provide comfort and privacy for everyone, while the primary suite offers a peaceful retreat complete with an en-suite bath and walk-in closet. The additional bedrooms are perfect for family, guests, a home office, or flex space to fit your needs. Outside, enjoy a private backyard with plenty of room for relaxing, grilling, gardening, or creating your own outdoor oasis. Conveniently located just minutes from shopping, dining, schools, Tyndall Air Force Base, and the beautiful beaches of Panama City, this home offers easy access to everything you need while maintaining the charm of a quiet neighborhood. Whether you're searching for your first home, your forever home, or a smart investment opportunity, 4817 Loblolly Way is a must-see. Schedule your private showing today and discover everything this exceptional home has to offer! all information deemed accurate, if important buyer to verify

4817 Loblolly Way, Panama City

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