Bay County, FL Real Estate Search

Bay County, FL Homes between $900,000 and $1,000,000 for Sale

Bay County, FL, offers a diverse selection of stunning homes that cater to those seeking luxurious living in a picturesque coastal setting. Nestled along the beautiful shores of the Gulf of Mexico, these properties feature modern architectural designs and high-end finishes, making them perfect for second homes or primary residences. The area boasts a vibrant community with access to pristine beaches, outdoor recreation, and a plethora of dining and shopping options. Whether you're looking for a spacious family home or a charming retreat, Bay County's real estate market provides ample opportunities to find your dream property in this idyllic location.

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Newest Bay County, FL Homes between $900,000 and $1,000,000 for Sale

$950,000
4 Beds 4 Baths 1011067 MLS 2,017 SqFt.
Experience the best of Panama City Beach living in this stunning new construction coastal retreat designed for both luxury living and exceptional short-term rental potential. Offered fully furnished and turnkey, this thoughtfully designed beach house combines upscale finishes, spacious accommodations, and an unbeatable location just steps from the Gulf of Mexico, with two beach access points located within approximately 500 feet of the property. Featuring 4 bedrooms, 3.5 baths, and over 2,000 square feet of beautifully crafted living space, this home was designed with the ultimate vacation lifestyle in mind. The flexible floor plan includes spacious primary suites on both the first and second floors, along with two additional guest bedrooms and extra space for built-in bunks or additional sleeping arrangements, making it ideal for hosting large families and vacation guests alike. The open-concept living, dining, and kitchen areas create a seamless flow for entertaining, while upscale coastal finishes and durable construction elements -- including a metal roof and impact windows for long-term performance -- offer both style and peace of mind. Outdoor living is equally impressive with a privacy-fenced backyard, outdoor shower, plunge pool and low-maintenance landscaping, and paver entertaining areas designed for relaxing after a day at the beach. The property also includes a 1 car garage and ample space for beach gear, golf carts, or owner storage. Located on the desirable west

306 Rose Ln, West Panama City Beach

$995,000
4 Beds 4 Baths 794698 MLS
EXTRAORDINARY 1.99% ASSUMABLE VA LOAN available to qualified buyers, subject to lender approval. Welcome to 325 Confidence Way, where peaceful bayou living meets Gulf-access adventure. Positioned directly on the water in the desirable Fanning Bayou community, this exceptional home offers boating access to the Gulf, Shell Island and Gulf Intracoastal Waterway destinations, including Crab Island. Enjoy wide water views from the main living areas, primary suite and expansive screened porch. Envision building your own private dock and creating the waterfront lifestyle you have always wanted. Across the street, a recorded conservation easement requires the land to be maintained forever predominantly in its natural condition and prohibits buildings and other structures, providing a protected natural buffer. Inside, the bright, open-concept design is filled with natural light and thoughtfully arranged for everyday living and entertaining. Updated lighting fixtures throughout add a stylish, contemporary touch. The spacious gathering room features a tray ceiling, recessed lighting and picturesque bayou views. The adjoining dining area flows into a well-appointed kitchen featuring an oversized granite island, abundant cabinetry, stainless steel appliances, double ovens, range hood and walk-in pantry. The waterfront primary suite offers a peaceful retreat with a tray ceiling and beautiful bayou views. The spacious bath features dual vanities, a soaking tub, and a separate shower while the walk in closet includes a custom organization system. Custom-designed closet organization systems are found throughout the home, offering abundant built-in shelving, hanging space and storage. Step outside to the screened waterfront porch and enjoy morning coffee, evening sunsets and the ever-changing bayou scenery. The spacious three car garage offers ample parking along with built in storage for boating equipment and recreational gear. The roof was replaced in 2023 with GAF Timberline HDZ shingles and GAF WeatherWatch underlayment, adding another valuable improvement. Community amenities include a resort-style pool, hot tub, covered gathering pavilion and playground. With its direct bayou frontage, exceptional boating access, protected natural surroundings, spacious open layout and remarkably low assumable interest rate, 325 Confidence Way presents a rare opportunity to enjoy the best of Northwest Florida waterfront living.

325 Confidence Way, Panama City

$999,000
3 Beds 3 Baths 794106 MLS
Welcome to Aqua 2109, a showstopping Gulf-front residence where exceptional craftsmanship, luxury design and panoramic coastal views come together 21 stories above the Emerald Coast. Completely remodeled and professionally designed, this exquisite 3-bedroom, 3-bath residence offers 1,569 square feet of beautifully curated living space and is truly one of the most striking condominiums at Aqua. Every detail has been thoughtfully selected to create a sophisticated coastal retreat that feels as luxurious as it is inviting. The transformation of Aqua 2109 showcases exceptional craftsmanship throughout, with beautiful finishes, custom design elements and an elevated coastal aesthetic. The spacious living area has been enhanced with a gorgeous custom bar and electric fireplace, creating a dramatic focal point and an incredible space for entertaining while enjoying the Gulf as your backdrop. One of the most desirable features of this floor plan is the Gulf-front primary suite. Wake each morning to sparkling emerald waters from your king bedroom and step directly onto the balcony through your own Gulf-facing balcony door. The beautifully appointed primary bath features a custom glass-enclosed shower and double vanity, continuing the upscale design found throughout the residence. The additional bedrooms provide excellent accommodations for family and guests, including a second king bedroom and a third bedroom designed to maximize sleeping capacity. With three full bathrooms, this floor plan offers the space and privacy sought after in a premier vacation residence or investment property. Step onto the west-facing balcony and experience one of Aqua 2109's greatest luxuries: breathtaking sunsets over the Gulf of Mexico. From the 21st floor, the views stretch across the sugar-white shoreline and brilliant blue-green waters of Panama City Beach, creating an unforgettable backdrop from morning through sunset. Aqua 2109 is also exceptionally positioned in the vacation rental market, with potential annual rental income averaging approximately $60,000 to $75,000, offering an outstanding opportunity to combine luxury ownership with investment potential. Location is everything, and Aqua places you in the heart of Panama City Beach. Leave the car behind and stroll to Pier Park for shopping, dining and entertainment, enjoy nearby Topgolf, Tootsie's and countless restaurants and attractions, then return home to your luxury retreat directly on the Gulf. Aqua offers the complete beachfront resort experience with direct beach access, multiple pools, whirlpool spa, beautiful Gulf-front terraces and additional resort amenities, all within one of Panama City Beach's most recognizable luxury condominium destinations. Aqua 2109 is more than a beach condo. It is a completely reimagined Gulf-front residence, a proven vacation destination and a rare opportunity to own one of Aqua's most beautifully finished properties. Come experience the craftsmanship, the sunsets, the location and the incomparable Gulf views of Aqua 2109. Your Drop of Heaven on the Gulf Coast awaits!

15625 Front Beach Road Unit 2109, Panama City Beach

$909,000
3 Beds 4 Baths 793606 MLS
Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

$999,999
6 Beds 8 Baths 793278 MLS
Seller will leave money in escrow toward construction of a pool! One property or two, Endless possibilities! Whether you're looking for a primary residence with income potential, a full investment property, or a place for multigenerational living, this brand-new construction duplex offers exceptional flexibility in one of Panama City Beach's most desirable locations. Available as the entire duplex or by individual unit, each side has been appraised. recently at after construction closing for $550,000, presenting an outstanding value opportunity being bought together you have lots of instant equity. Each residence features 3 bedrooms, 3.5 bathrooms, soaring ceilings, an open-concept floor plan, and modern light coastal finishes throughout. The spacious kitchens flow seamlessly into the living and dining areas, creating the perfect space for entertaining or everyday living. Outside, you'll find a private fenced backyard, a storage building ideal for a golf cart and beach gear, and plenty of room to add a pool. Located on public sewer with NO HOA, you'll enjoy the freedom to use the property as a primary residence, second home, or investment ran as a Short term rental! Just approximately three minutes from the beach in a golf cart-friendly area, this property combines convenience, versatility, and new construction an opportunity that's becoming increasingly difficult to find. Whether you're an investor looking to maximize rental potential, a buyer wanting to offset ownership costs, or a family hoping to live close while maintaining privacy, 2626 Allison Avenue is designed to fit a variety of lifestyles and investment goals.

2626 Allison Avenue Unit A,B, Panama City

$910,000
4 Beds 5 Baths 792856 MLS
Panama City Beach is booming, making this a prime time to own in one of the area's most desirable gated communities. Located in Martinique on the coveted east end, this custom-built 4-bedroom, 5-bath coastal home is just minutes from the sugar-white sands and emerald waters of the Gulf. Inside, you'll find an open-concept design with 10' ceilings, crown molding, a gourmet kitchen with granite countertops, stainless steel appliances, and a spacious living area with a fireplace. Two luxurious primary suites, each with spa-inspired baths, provide exceptional comfort, while every bedroom features its own private bath. Your backyard is designed for relaxation with a private plunge pool, water feature, outdoor shower, and covered lanai. Recent improvements include a new upstairs HVAC system, oversized water heater with instant hot water recirculation, fresh exterior paint, new sod, impact-resistant windows, and a recently inspected roof. Martinique offers walking trails, ponds, lush natural landscaping, and a community pool, all within walking distance of Grand Marlin, Captain Anderson's, J. Michael's, the marina, and the weekend farmers market. With new attractions, continued investment, and rising demand fueling Panama City Beach's growth, homes in premier locations like Martinique are becoming increasingly difficult to find. Don't miss your opportunity to own a luxury coastal home in the heart of it all.

5301 Hopetown Lane, Panama City

$999,000
3 Beds 4 Baths 792582 MLS
NEW LUXURY CONSTRUCTION just 500 feet from the sugar-white sands of Mexico Beach! This is a rare opportunity to own a beautifully crafted 3-bedroom, 3.5-bath coastal townhome while there's still time to make it uniquely yours. Currently under construction and nearing completion, buyers who secure the home before September 10, 2026, can personalize select finishes including flooring, countertops, tile, and interior paint colors, creating a one-of-a-kind beach retreat tailored to their style. Built with exceptional quality, premium craftsmanship, and upgraded construction, this thoughtfully designed residence offers an open-concept floor plan, spacious bedrooms, covered parking, Gulf views, and multiple outdoor living spaces designed to embrace the coastal lifestyle. The showpiece of the home is the covered rooftop terrace--an extraordinary feature unlike anything else in Mexico Beach--offering the perfect setting for entertaining, relaxing with family and friends, or taking in spectacular sunsets and Gulf breezes year-round. Situated on desirable 37th Street, just 500 feet from the beach, this elevated home is located in the coveted X Flood Zone for added peace of mind. With no HOA and short-term rentals allowed, it offers outstanding flexibility as a primary residence, luxury vacation home, or high-performing investment property. Brand-new construction, exceptional quality, customizable designer finishes, an unmatched covered rooftop living space, and one of Mexico Beach's most sought-after locations combine to create an opportunity that is rarely available on Florida's Forgotten Coast. Secure your dream beach home today before finish selections are finalized.

106 S 37th Street Unit B, Mexico Beach

$999,000
3 Beds 2 Baths 792553 MLS
Experience beachfront living in this beautifully updated 3-bedroom, 2-bath condominium offering 1,480 square feet of spacious, coastal comfort in Mexico Beach. Located directly on the Gulf, this inviting residence showcases sweeping water and shoreline views from the open living area and private covered balcony. The thoughtfully designed floor plan features an open-concept kitchen, dining, and living space ideal for entertaining. The updated kitchen includes abundant shaker-style cabinetry, quartz countertops, stainless-steel appliances, a decorative tile backsplash, pantry storage, and a large island with seating. The adjoining dining and living areas are filled with natural light and open directly to the beachfront balcony, creating an effortless indoor-outdoor connection. The spacious primary suite offers a private bath with dual vanities and a tiled walk-in shower. Two additional bedrooms provide comfortable accommodations for family and guests, while the second full bath includes a tiled tub and shower combination. Plantation shutters, wood-look flooring, recessed lighting, ceiling fans, generous storage, and an in-unit stacked washer and dryer add both style and convenience. Built in 2012 and offered with cheerful coastal furnishings, this well-maintained property is perfectly suited as a primary residence, second home, or vacation-rental investment. Relax on the covered balcony, listen to the waves, and enjoy unobstructed views of Mexico Beach's sugar-white sand and the Gulf of Mexico--all just steps from your door.

2303 Highway 98 Unit 3A, Mexico Beach

$949,000
5 Beds 4 Baths 1007398 MLS 3,435 SqFt.
Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Lndg Unit Lot 177, Panama City Beach

$949,000
5 Beds 4 Baths 792480 MLS
Welcome to your Toll Brothers dream home, where luxury, comfort, and convenience come together in perfect harmony. Construction estimated completion March 2027. Nestled in a gated community, this grand two-story residence boasts over 20-foot ceilings and an inviting open floor plan designed to impress from the moment you step inside. As you enter, you're greeted by the grandeur of soaring ceilings and an abundance of natural light that fills the home with warmth. The kitchen and great room a space that invites both creativity and connection, perfect for family gatherings or entertaining guests. On the main level is the primary suite, a true retreat offering both relaxation and luxury. With a spa-like bathroom featuring a large tile shower, a separate soaking tub, and two spacious walk-in closets, every detail has been meticulously designed to create an oasis of serenity. This is more than just a bedroom; it's a sanctuary where you can unwind in ultimate comfort. Upstairs, the expansive loft and bonus area offer endless possibilities for your lifestyle, whether it's a game room, home theater, or a second living area. With four spacious bedrooms and 3.5 beautifully appointed baths, this home accommodates every need with elegance and functionality. The office room offers the ideal space for work, study or can be used as 5th bedroom. 3-car garage offers ample room for your vehicles, storage, and more. Step outside the multi slide glass door onto your covered lanai and embrace the natural wood preserve beauty providing both privacy and a tranquil setting. The community is filled with completed resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss the opportunity to make this extraordinary property your forever home, where every detail is crafted for your utmost enjoyment. Pictures are not of actual home, but same floor plan.

657 Shoal Landing Unit Lot 177, Panama City Beach

$999,000
4 Beds 3 Baths 792034 MLS
Welcome to 108 N 32nd St, a brand-new 4BR/3BA home perfectly situated in the heart of Mexico Beach, just 1,000 feet from the nearest beach access and steps from local favorites like Mango Marley's, the future grocery store, coffee shops, and Ace Hardware. Built with both comfort and style in mind, this home offers 1,872 square feet of living space and Gulf views from both balconies. The interior features LVP flooring throughout with a kitchen that includes soft-close cabinets, quartz countertops, stainless steel appliances, and a tile backsplash. The open-concept living area is warm and inviting, featuring shiplap walls and wood accents that bring a true beachy feel. Off the living room, enjoy a 14-foot-wide covered balcony with Trex decking, the perfect spot for morning coffee or evening sunset views over the Gulf. Every bathroom features a fully tiled shower, and the primary suite stands out with a private covered balcony, dual vanities with a tile backsplash, and a large walk-in shower. Outside, the home is designed for low-maintenance enjoyment with a heated gunite pool surrounded by pavers, a fenced yard, and an outdoor shower for rinsing off after the beach. Additional features include ample parking, covered golf cart parking, and plenty of outdoor storage. Best of all, this home is being sold fully furnished with high-end furniture, making it completely turnkey, whether you're looking for a full-time residence, a vacation getaway, or an investment property ready to generate income from day one. Quality construction, a prime location, and nothing left to do but enjoy it. Call today!

108 N 32nd Street, Mexico Beach

$969,000
6 Beds 4 Baths 1006613 MLS 4,182 SqFt.
ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!** Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, enjoying a sunset cruise, or simply unwinding by the water, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. This is more than a home--it's a lifestyle. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, 147 Lake Merial Shores stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Dr, Southport

$969,000
6 Beds 4 Baths 791960 MLS
ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

147 Lake Merial Shores Drive, Panama City

$950,000
3 Beds 3 Baths 791837 MLS
Experience waterfront living at its finest on picturesque Mill Bayou, offering deep-water access to the Gulf and an exceptional blend of luxury, comfort, and coastal charm. This beautifully crafted Cape-style residence welcomes you with classic Southern architecture, highlighted by expansive covered porches and impeccably maintained landscaping that create a stunning first impression. A newly added oversized covered parking pavilion provides ample space for multiple vehicles, a large boat, RV, or recreational equipment, while the elegant wraparound driveway enhances both convenience and curb appeal. The professionally landscaped grounds offer a private, estate-like setting that perfectly complements the home's waterfront location. Designed for both everyday living and entertaining, the home features rich bamboo flooring throughout the main living areas, soaring ceilings, and a thoughtfully designed open-concept floor plan. The chef's kitchen is a true centerpiece, showcasing stainless steel appliances, a six-burner gas cooktop, an oversized island with seating, and custom finishes throughout. Adjacent to the kitchen, the spacious butler's pantry and laundry room provide exceptional storage and built-in washer and dryer accommodations. Step outside to your private waterfront retreat where a large covered deck overlooks the tranquil bayou. Entertain guests with ease in the fully equipped outdoor kitchen featuring a Big Green Egg, oversized pergola, and beautifully designed raised garden beds, all while enjoying breathtaking water views. The luxurious primary suite serves as a peaceful sanctuary with serene bayou vistas. The spa-inspired ensuite bath is beautifully appointed with marble finishes, a soaking tub, dual vanities, a separate walk-in shower, and an extraordinary custom walk-in closet with built-in organization systems. A desirable split-bedroom layout offers privacy for family and guests, with two additional bedrooms and a full bath located on the opposite side of the home. A versatile front room can serve as a sophisticated home office, library, or formal dining space. Upstairs, a massive bonus room offers endless possibilities and has been pre-plumbed for a future full bath, making it ideal for a guest suite, media room, or additional living quarters. The spacious backyard provides plenty of room for a custom in-ground pool, allowing you to create the ultimate waterfront oasis. Wake each morning to spectacular sunrises over your private estuary, then spend your evenings cruising by boat to the bay to enjoy unforgettable Gulf Coast sunsets. This is a rare opportunity to own a truly exceptional waterfront property where luxury, lifestyle, and adventure converge.

1023 N Bay Drive, Lynn Haven

$940,350
5 Beds 4 Baths 791579 MLS
Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City

$999,998
3 Beds 3 Baths 791270 MLS
The views are what stop you in your tracks. From this 19th-floor end-unit at Calypso Tower I, nearly every room is framed by the Gulf, with more than 27 feet of glass across the living and dining areas delivering panoramic coastline views stretching in multiple directions. The wraparound balcony extends the living space outdoors, creating front-row seats to emerald water, white sand beaches, unforgettable sunsets, and the energy of Panama City Beach below. Designed to comfortably accommodate families, groups, or vacation guests, this 3BR/3BA condo sleeps up to eight and offers something rarely found in beachfront condominiums -- every bedroom has its own bathroom and impressive beach views. The gulf-front primary suite opens directly to the balcony and features a spacious ensuite bath with double vanities, a jetted soaking tub, separate shower, private water closet, and walk-in closet. Inside, the open-concept layout is filled with natural light thanks to its corner position and expansive windows. The kitchen is equipped with stainless steel appliances and a breakfast bar for casual dining. A separate wet bar adds convenience, creating a dedicated space for coffee, beverages, or snacks. Tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedrooms provide durability, easy maintenance, and a clean coastal look with no carpet to worry about. A dedicated laundry room offers added storage and functionality, helping keep beach gear, luggage, and everyday essentials organized during extended stays. Well maintained and thoughtfully designed, this residence offers the space, layout, and views buyers seek in a Panama City Beach beachfront condo. Calypso's location makes it one of the most popular resorts in Panama City Beach. Situated directly on the sand and just steps from Pier Park, owners and guests can walk to shopping, restaurants, entertainment, Topgolf, concerts, festivals, and year-round attractions without ever getting in the car. Resort amenities include two gulf-front pools, a poolside bar, beachside fire pits, BBQ grills, a gulf-front fitness center, an onsite convenience store, seasonal activities, and beach services right outside your door. Photos can only begin to capture what this condo feels like in person. Schedule a private showing to experience it firsthand.

15817 Front Beach Road Unit 1-1901, Panama City Beach

$935,000
6 Beds 5 Baths 791146 MLS
***STUDS TO RAFTERS 5 BEDROOM, 5 BATHROOM COMPLETELY RENOVATED HOME WALKING DISTANCE TO THE BEACH*** Sellers have spared no expense in COMPLETELY restoring this beautiful family beach house approximately 2 city blocks from our beautiful beaches. The upgrade list can be emailed upon request. Upgrades include but are NOT limited to: All new drywall, vinyl plank flooring and tile throughout the entire home, wood tread staircase, interior and exterior grand staircases, impact front door, impact garage doors, new custom shaker cabinets with soft close drawers and doors, stainless steel top of the line appliances, Moen faucets, ceiling and exhaust fans, quartz countertops throughout the home, large walk in pantry room with quartz tops and new cabinets. All 5 bathrooms and kitchen cabinets and vanities have brand new brushed nickel fixtures. The upstairs entertainment area has a built in box for a 65'' television and has a built in 60'' electric fireplace, 4 floating shelves, a beverage refrigerator, wine refrigerator, and sink with disposal. Some windows were replaced, both interior and exteriors are completely repainted, all new sod and till, and there is a newly poured concrete walk/path leading to the exterior shed that if finished out would make for a great office or in-laws quarters. There are 2 separate and attached garage spaces that could be used for additional storage if need be. By now you have stopped reading...so please contact me for a full itemized and detailed upgrade list :-} All information is approximate and should be verified by buyers if important

125 Cobb Road, Panama City Beach

$950,000
4 Beds 4 Baths 790206 MLS
Open House Sunday 1:00 - 4:00. Experience the best of Panama City Beach living in this stunning new construction coastal retreat designed for both luxury living and exceptional short-term rental potential. Offered fully furnished and turnkey, this thoughtfully designed beach house combines upscale finishes, spacious accommodations, and an unbeatable location just steps from the Gulf of Mexico, with two beach access points located within approximately 500 feet of the property. *Pool photo is Digitally Staged'' Featuring 4 bedrooms, 3.5 baths, and over 2,000 square feet of beautifully crafted living space, this home was designed with the ultimate vacation lifestyle in mind. The flexible floor plan includes spacious primary suites on both the first and second floors, along with two additional guest bedrooms and extra space for built-in bunks or additional sleeping arrangements, making it ideal for hosting large families and vacation guests alike. The open-concept living, dining, and kitchen areas create a seamless flow for entertaining, while upscale coastal finishes and durable construction elements -- including a metal roof and impact windows for long-term performance -- offer both style and peace of mind. Outdoor living is equally impressive with a privacy-fenced backyard, outdoor shower, plunge pool and low-maintenance landscaping, and paver entertaining areas designed for relaxing after a day at the beach. The property also includes a 1 car garage and ample space for beach gear, golf carts, or owner storage. Located on the desirable west end in Laguna Beach, this property offers an ideal opportunity as a primary residence, second home, or high-performing vacation rental investment. With no HOA, strong rental demand, and easy beach access nearby, this fully furnished coastal getaway delivers the perfect blend of luxury, location, and income-producing potential. Under Construction with estimated completion mid July. Buyer to verify all measurements, specifications, and information deemed important.

306 Rose Lane, Panama City Beach

$995,000
3 Beds 3 Baths 790160 MLS
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Road Unit 1502, Panama City Beach

$995,000
3 Beds 3 Baths 1003571 MLS 1,475 SqFt.
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Rd Unit 1502, Panama City Beach

$920,000
4 Beds 3 Baths 789959 MLS
Wake up to pristine fairway views, spend your morning on the only Nicklaus Design Course in Northwest Florida, and your evening toasting the sunset on the sugar white sands of the Gulf. This isn't a vacation, its your everyday life. Situated directly between the 10th green and 11th tee box of the Legends golf course, this pristine 3,055-square-foot estate in Bay Point's prestigious Queensberry neighborhood redefines daily living minutes from Gulf beaches and St. Andrews State Park. The outdoor sanctuary centers around a heated in-ground pool with a tranquil waterfall (resurfaced in 2024), framed by professional landscaping and 2023 exterior lighting. Spend your afternoons relaxing poolside, taking in fairway views, or watching deer graze on the green at dawn. Inside, an expansive circular driveway leads into light-filled living spaces marked by soaring 14-foot ceilings, high-end crown molding, built-in bookcases, and a gas fireplace. Work comfortably from a private home office overlooking the course, or make use of a versatile laundry suite that transitions into a home gym or craft room. Recent interior updates include fresh paint and a newly renovated primary bathroom (2025). The kitchen serves as the heart of the residence, featuring a farmhouse sink, gas stove, custom cabinetry with pull-out organizers, and premium appliances upgraded between 2022 and 2024. Modern conveniences like power window shades, a central vacuum system, floor-integrated outlets, and a specialized front-porch timer for seasonal lighting make day-to-day operation seamless. Every mechanical and structural detail has been well maintained, including dual HVAC units (one replaced in 2022), a three-car garage with generous storage, and full exterior protection via hurricane fabric and shutters. Tucked away from the city's hustle, this home offers the ultimate retreat--combining the rare privacy, security, and distinction of an established gated community with world-class leisure right outside your front door.

3504 Dragon's Ridge Road, Panama City Beach

$950,000
3 Beds 3 Baths 786957 MLS
No detail has been overlooked in this fully upgraded 3BR/3BA unit at Aqua featuring over 1,700 sq. ft. of luxurious living space. The moment you step inside, you'll notice one-of-a-kind porcelain flooring throughout, unique stone feature walls, and interchangeable ambient lighting - details that make this home truly stand out. Floor-to-ceiling windows and a private curved balcony showcase breathtaking gulf views while custom plantation blinds in the living area add a sleek, elevated touch that complements the light-filled, coastal ambiance. The gourmet kitchen is both stylish and functional, with granite countertops, large breakfast bar, stainless appliances, and a tucked-away stackable washer/dryer. Both the primary and second bedrooms features stunning gulf views, king-size beds, as well as private ensuite baths with tubs and double vanities, providing comfort and privacy for everyone. The primary suite also offers direct balcony access and a separate walk-in shower. The third bedroom provides flexible accommodations for family or guests. Flat-screen TVs in every room lets everyone relax and enjoy their own entertainment after a day on the beach. Aqua elevates everyday living with resort-style amenities, including a gulf-front pool, heated indoor/outdoor pool, hot tubs, poolside cafe, BBQ grills, fitness center with ocean views, conference/media room, and private covered parking with an elevated air-conditioned walkway. Located just steps from Pier Park and minutes from TopGolf, Dolly Parton's Pirate Dinner Adventure, and some of Panama City Beach's best dining, shopping and attractions, this penthouse offers luxury, refined design, and unparalleled gulf-front views. Don't miss the chance to see it in person and discover everything this remarkable condo has to offer!

15625 Front Beach Road Unit 1602, Panama City Beach

$989,000
4 Beds 4 Baths 786911 MLS
Gulf-View Coastal Retreat | Prime Investment + Luxury Living Welcome to your private tropical oasis--this beautifully updated and professionally designed home offers stunning Gulf views, exceptional indoor-outdoor living, and outstanding short-term rental potential in one of the most desirable areas along Thomas Drive. Thoughtfully curated with high-end finishes, lush landscaping, and inviting entertaining spaces, this property is built to impress both owners and guests alike. The open-concept living, dining, and kitchen area on the second floor is filled with natural light and flows seamlessly onto a spacious balcony--perfect for taking in Gulf views and coastal breezes. With two master suites plus two additional generously sized bedrooms, this home comfortably accommodates large groups, maximizing occupancy and rental income. The first-floor master suite features a private entrance and lock-out capability, creating the ideal setup for a separate rental unit or flexible guest quarters--an investor's dream for dual-income potential. Step outside to your own fenced backyard retreat, complete with a 7-person hot tub, designed for relaxation and memorable guest experiences that drive repeat bookings and top-tier reviews. Located just steps from the beach and minutes from dining, entertainment, and outdoor adventure--including St. Andrews State Park--this home offers the perfect balance of privacy and accessibility in a high-demand vacation market. Investment Highlights: • Strong Airbnb / VRBO income potential • Flexible lock-out floor plan for multiple revenue streams • Gulf views + walkable beach access (premium nightly rates) • Turnkey condition--ideal for immediate rental or personal use • Located in a proven high-demand vacation rental corridor. Whether you're looking for a high-performing investment or a luxurious coastal escape, this property truly offers the best of both worlds. (Buyer to verify all information and dimensions deemed important.)

5522 Thomas Drive, Panama City

$920,000
3 Beds 3 Baths 785815 MLS
$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and décor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Road Unit 2501, Panama City Beach

$920,000
3 Beds 3 Baths 996193 MLS 2,248 SqFt.
$175,970.29 in gross rental income in the past 19 months (verified) - and growing daily with repeat vacationers. ONE OF THE HIGHEST GROSSING RENTAL UNITS IN TIDEWATER (EASILY SLEEPS 10 PEOPLE). REMODELED! NEW FURNISHINGS, TONS OF UPDATES ! IMMACULATELY MAINTAINED! Tidewater Type D (boasting 2,248 square feet and 3 bedrooms, 3 bathrooms) very rarely come to the market because of their highly desired wrap around porch and Gulf front master bedroom. Be ready to step into this turnkey condo and generate massive rental income from day one, or even enjoy it as a primary residence, or second home. Enjoy sweeping unobstructed views in every direction of the Gulf of Mexico at this beachfront condo located at Tidewater in the heart of Panama City Beach, Florida. This luxury condo is located on the 25th floor with easy access to the elevator and features 3 bedrooms, and 3 full bathrooms, a full kitchen with modern upgrades such as granite countertops and stainless steel appliances, and the open concept is generous in size offering plenty of room for entertaining. The living room leads out to the South facing private balcony that overlooks the pool and the Gulf of Mexico. The spacious master suite is located just off the living area, complete with ample natural light through the bay window and sliding glass doors that open up to the balcony. The main living areas are updated with premium tile, and bedrooms have new carpet. The master bathroom features a shower and tub combo complimented by ivory white countertops and a dual vanity. The second bedroom has two full beds and the second full bathroom is located right off the bedroom, providing an added convenience for visitors. The third bedroom has a full bed and its own private bathroom. There is a private room off the hallway that has large bunk beds for extra sleeping capacity, and separate laundry room is available with washer/dryer combo. Upgrades include newer window treatments, lighting and fixtures, and modern artwork and décor. Tidewater Resort offers one of the best locations in town with close proximity to Pier Park Mall, Frank Brown Park, and the International Airport! You can't go wrong with Tidewater amenities including 2 outdoor gulf front pools, 1 indoor heated pool, game rooms, 1 restaurant, a convenience store, a huge beach front fitness center, movie theater, 4 hot tubs, saunas, steam rooms, conference room, covered parking, a computer lounge, library/game area, and a beautiful owners lounge on the 30th floor. Come see for yourself and schedule your showing today! *All dimensions are approximate and should be verified if important. Come see this remarkable beauty and enjoy the beach lifestyle. The rental income on this condo is remarkable and will make you significant income for years to come.

16819 Front Beach Rd Unit 2501, Panama City Beach

$989,000
5 Beds 4 Baths 784633 MLS
Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.

125 Smugglers Cove Court, Panama City Beach

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