Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

Dunes of Panama 2 bedroom with large balcony. Located on the 15th floor this unit has outstanding views from the living room and primary bedroom. The oversized floor plan has plenty of storage and new slider doors to to view the gulf. Short term rentals are allowed and being sold furnished rental ready.

7205 Thomas Drive Unit 1504, Panama City

$335,000

1 Beds ⋅ 2 Baths ⋅ 788246 MLS

Magnolia Bay--where waterfront living meets comfort, convenience, and lifestyle. This beautifully maintained 10th-floor condo offers 1 bedroom plus a versatile bonus room, 2 full bathrooms, and 1,248 square feet of thoughtfully designed living space. Owned by the original owners and lightly used as a vacation home, this residence has been exceptionally cared for and is truly move-in ready. The spacious primary bedroom layout allows for an expanded living area, while the bonus room provides the perfect space for a home office, guest room, or flex space--comfortably accommodating a queen-size bed. Enjoy stunning waterfront surroundings and the peace of mind that comes with living in a gated community known for its beautifully maintained grounds, charming paver streets, sidewalks, and playgrounds. Magnolia Bay offers resort-style amenities, including a fitness center, waterfront pool, grilling areas, private dock, sandy beach along the bay, kayak storage, and a community room complete with a pool table--ideal for relaxing or entertaining guests. This unit also includes an assigned covered parking space for added convenience. Ideally located just minutes from grocery stores, shopping, dining, the beaches, boat ramps, and everyday essentials, this condo combines low-maintenance living with an unbeatable coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this waterfront gem checks all the boxes.

2400 Grandiflora Boulevard Unit 1002, Panama City

$349,000

3 Beds ⋅ 3 Baths ⋅ 787892 MLS

Experience waterfront living at this beautifully updated 3-bedroom, 2.5-bath duplex, perfectly situated in one of the most sought-after areas in town. This stunning property has been completely transformed with a modern design throughout. Step inside to find fresh paint, a fully updated kitchen, and stylishly renovated bathrooms, offering a clean, contemporary feel from top to bottom. Every detail has been thoughtfully upgraded, making this home truly move-in ready with no work needed. Go green and save--this home comes equipped with fully paid-off solar panels, delivering sustainable living and significant energy savings without any added expense. Enjoy outdoor living with a spacious deck -perfect for entertaining or relaxing - and your own private dock with direct Gulf access. Whether you're an avid boater or simply love spending time by the water, this property offers the ideal lifestyle. Don't miss this rare opportunity to own a waterfront home that combines comfort, style, and unbeatable location!

1211 Capri Drive, Panama City

$549,000

2 Beds ⋅ 2 Baths ⋅ 787779 MLS

This 2-bedroom condo in Edgewater Tower III offers a layout that just makes sense...comfortable, functional, and easy to enjoy whether you're here for a weekend or an extended stay. One of the standout features is the Gulf view from the primary bedroom, giving you that everyday reminder of why you wanted a place at the beach in the first place. The primary suite also includes a spacious bathroom, creating a more private and relaxed feel, while the second bedroom works well for guests or additional flexibility. What makes this one especially appealing is that it's already on a rental program with a proven history. It's truly TURNKEY and ready to go, no waiting, no extra setup, whether you're looking for an investment, a second home, or a mix of both. Located in Edgewater Beach & Golf Resort, you're part of a gated and guarded community that offers one of the most complete amenity packages in Panama City Beach. Owners and guests enjoy beach service along the white sand shoreline, complimentary golf, tram service, multiple pools and hot tubs, pickleball and tennis courts, a fitness center, and convenient on-site dining options including Oceans Restaurant and Edgie's Market. You're also right in the middle of everything...walkable to local favorites like Firefly for dinner or Rock'it Lanes for a fun night out. If you've been looking for something that's easy to own, easy to rent, and in a location people come back to year after year, then it's time to schedule a viewing toady!

11347 Front Beach Road Unit 511, Panama City

$229,900

1 Beds ⋅ 2 Baths ⋅ 787657 MLS

***A BEST VALUE PRICED UNIT with SOLID RENTAL RETURNS***Calling Investors*** This charming coastal beach condo is move in ready or rental ready if you are looking for a great short term rental unit! This is a 1 big bedroom, 1 bunk room, 2 full bath condo with 1047 sq. ft. of living space. Compare that with other condo complex's and you get more size for your money at Laketown Wharf. Check out the new stainless steel kitchen appliances, granite countertops, and Brand NEW LVP flooring throughout. Beautiful furniture package is included plus a stacked washer and dryer is included too. The covered balcony is 19'x8' and being on the lower levels eliminates elevator waits and gives you or your guests he best views of the nightly Las Vegas style light show set to music! This unit has direct waterfront lake views from the balcony and is across the street from the GULF with a dedicated deeded access gate & boardwalk through Pineapple Willy's. COA fee's include Cable, Internet, Hazard Property Insurance, Water & Garbage (you basically only pay for power) The most amenities around which include: access to 5 POOLS, Full 2 story GYM, Pickleball Courts, Many restaurants, 24 hour security and gated property. Come experience this one stop destination for your next vacation and a great investment.

9902 S Thomas Drive Unit 135, Panama City

$449,000

2 Beds ⋅ 3 Baths ⋅ 787612 MLS

Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.

9900 S Thomas Drive Unit 323, Panama City

$399,900

2 Beds ⋅ 2 Baths ⋅ 787603 MLS

Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2-bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly increases occupancy--making this unit ideal for vacation rental income. Coastal tones and modern finishes create a bright, clean, and turnkey-ready interior. Step outside to your private balcony and take in panoramic beachfront views, perfect for sunrise coffee or sunset cocktails--one of the most desirable features for Panama City Beach vacation rentals. This unit also includes a deeded parking space, a rare and highly valuable asset that enhances both convenience and rental appeal. Owners and guests at Shores of Panama enjoy resort-style amenities including: Lagoon-style beachfront pool, Indoor heated pool & hot tub, Fitness center & full-service spa, On-site dining and bar, Direct beach access. Located in the heart of Panama City Beach, Florida, this property is minutes from dining, entertainment, and attractions--making it a top choice for investment property buyers, second-home owners, and those seeking a turnkey beachfront condo. Whether you're searching for a high-performing investment property or a Gulf-front second home, this opportunity delivers on every level.

9900 S Thomas Drive Unit 2011, Panama City

$222,500

2 Beds ⋅ 2 Baths ⋅ 787549 MLS

Seller offers $5,000 in FLEX $$$! WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Now comes with 1 year lease! Steady income of $1650 for unfurnished unit! Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!

316 Cherry Street Unit 33, Panama City

$1,450,000

3 Beds ⋅ 2 Baths ⋅ 787486 MLS

Discover Luxury at 6323 Thomas Drive Unit 501, Summerwinds Condominium. Escape to this exclusive beachfront paradise in Panama City Beach's premier non-rental gated community. This stunning 5th-floor end unit in the East Tower offers 3 bedrooms, 2 baths, and 2,400 sq ft of living space with forever Gulf views. Perched directly on pristine beaches, Unit 501 delivers sweeping sunrise and sunset vistas from the open living area, master suite, and expansive wraparound balcony. The private, secure Summerwinds community ensures tranquility with no rentals allowed, perfect for personal retreats or primary residences. The gourmet kitchen boasts quartz countertops, custom cabinets, tile backsplash, and a large bar for effortless entertaining. Contemporary lighting and new flooring throughout, elevating everyday luxury. Unwind in the Gulf-front master with a large walk-in closet, dressing room, oversized tub, double vanity, and separate shower. Enjoy two Gulf-front pools (one heated seasonally), a clubhouse, beachfront pavilion, fitness center, and private enclosed garage.

6323 Thomas Drive Unit 501A, Panama City

$361,500

3 Beds ⋅ 3 Baths ⋅ 787453 MLS

OPEN HOUSE -- 9-19-26--10AM. TO. 1PM. -------REDUCED -- REDUCED --IMMACULATE - UPDATED --- BRING OFFERS. -- SELLER MOTIVATED. --- THIS SPACIOUS TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. BEAUTIFUL ELECTRIC FIREPLACE FOR ADDED COMFORT IN COOLER WEATHER. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN FLOOR ALSO. TONGUE AND GROOVE CEILINGS THROUGHOUT THE HOME OFFER ADDED INTEREST WHILE A COMBO OF TILE AND BEAUTIFUL LUXURY VINYL FLOORS OFFER DURABILITY AND EASY OF CLEANING. UPSTAIRS: OVERSIZE MASTER BEDROOM THAT OVERLOOKS THE CANAL OUT BACK HAS 2 SEPARATE CLOSETS (ONE IS A WALKIN) AND A LARGE NEWLY UPDATED TILE SHOWER WITH A SEPARATE TOILET AREA. THERE IS AN UPSTAIRS BALCONY OVERLOOKING THE CANAL. TWO OTHER ROOMY BEDROOMS SHARE A HALL BATH. THE LIST GOES ON ! THE 22'X22' COVERED DECK/ PATIO OVERLOOKS THE CANAL WITH AN UPDATED SEAWALL AND 21' X 10' DECK JUST WAITING FOR YOUR BOAT. SEVERAL STREETS HAVE BEEN NEWLY PAVED WITH NEW CURBS, GUTTERS, FIRE HYDRANTS, AND WATER AND SEWER LINES. LOTS OF AMENITIES TO SEE AND ENJOY. THIS HOME HAS BEEN ALMOST TOTALLY UPDATED! THIS IS A RARE FIND AND BEING ON THE WATER REALLY LETS YOU PLAY A LITTLE. THIS IS A MUST SEE PROPERTY CALL TODAY FOR AN APPOINTMENT. !!!

1341 Capri Drive, Panama City

$685,000

3 Beds ⋅ 3 Baths ⋅ 787342 MLS

If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that discerning buyers are always chasing--and seldom find. Positioned in the highly coveted ''07 stack,'' this unit boasts more direct Gulf-front windows than nearly any other in the building, flooding the interior with natural light and showcasing truly panoramic, unobstructed views of the emerald waters and sugar-white sands. Step outside to what is arguably one of the most impressive balconies on the beach. Expansive and built for entertaining, this Gulf-front terrace can comfortably host 20+ guests--perfect for sunset gatherings, coastal breezes, and unforgettable evenings overlooking miles of pristine shoreline. Located on the 16th floor, this unit strikes the ideal balance: high enough for sweeping, private views, yet low enough to keep you connected to the pool, beach, and shoreline activity--without the noise of lower levels. It's a perspective both owners and guests consistently prefer. Now, here's where the opportunity becomes truly compelling: this condo is priced $75,000 below market value, giving you the rare chance to create a fully customized beachfront retreat tailored to your exact taste. Instead of settling for someone else's design choices, you can transform this already exceptional space into a modern coastal showpiece--while instantly building equity. Watercrest is widely regarded as one of the premier Gulf-front communities on Panama City Beach, and inventory in this building--especially in this stack and layout--is extremely limited. Whether you're seeking a luxury personal escape, a high-demand rental investment, or both, this property delivers location, layout, views, and upside in one compelling package. Opportunities like this don't wait--and neither should you. Secure your place on the beach and turn this exceptional value into your own one-of-a-kind coastal masterpiece!

6201 Thomas Drive Unit 1607, Panama City

$440,000

3 Beds ⋅ 3 Baths ⋅ 787303 MLS

Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout designed for entertaining, complete with a convenient downstairs half bath. Upstairs, the massive waterfront primary suite serves as a true retreat, featuring a private balcony for soaking in serene sunsets, a huge walk-in closet, and an ensuite with his-and-hers vanities, a jacuzzi tub, and a separate walk-in shower. Practicality meets peace of mind with a two-car garage, storm shutters, and a 2019 metal roof. Perfectly situated just minutes from Tyndall AFB, shopping, and dockside dining--some even accessible by boat--this home is an unbeatable find for year-round living or a weekend escape. Tour today!

5116 Blue Harbor Drive, Panama City

$550,000

4 Beds ⋅ 4 Baths ⋅ 787119 MLS

Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

3412 Harrison Avenue, Panama City

$1,635,200

3 Beds ⋅ 3 Baths ⋅ 787114 MLS

Home to be built. Open and comfortable, casual yet elegant, The Bella Vista, an AR Homes floor plan is designed to make everyone feel like a member of the family. The kitchen is at the heart of it all with island seating, a walk-in pantry, and sight lines to the great room, dining room, and glass-door-walled outdoor spaces. Owner's suit, Two bedrooms and a large bonus room line the length of the home, while the private owner's suite offers peaceful indulgence. The Bella Vista Features: Main living area with 10' tray ceilings opens to covered lanai via pocketing sliding glass doors, bedroom, one adjacent to full bath, both with walk-in closets Den in front of home can function as additional media room, office, and quiet space Bonus room in back corner of home offers easy access to cabana for indoor/outdoor entertaining This home can be customized to suit your needs and preferences. Lot preparation - clearing extra fill dirt or foundation (if needed) is not included in the base price, outdoor kitchen, pool and screen enclosure are optional. To purchase the lot only - see listing #786835 Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle.

000 Plantation Drive, Panama City

$579,000

3 Beds ⋅ 3 Baths ⋅ 998393 MLS ⋅ 2,263 SqFt.

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: " Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. " Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! " Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Dr, Panama City

$245,000

1 Beds ⋅ 2 Baths ⋅ 787007 MLS

*The adjacent unit #107 is also available for purchase! This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This cozy unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. Back at St Thomas Square, enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickle ball and tennis! The shops and restaurants at St Thomas give the opportunity to shop and walk to dinner if you want to stay close to home. This beautiful, charming and inviting villa is the perfect beach home or beach rental! Come take a look at this lovely community today! All measurements are approximate, please verify if important. List of items that DO NOT convey: living room lamps, entryway mirror, bedroom furniture and tv, any personal effects.

8730 S Thomas Drive Unit 106, Panama City

$575,000

2 Beds ⋅ 2 Baths ⋅ 786940 MLS

Welcome to your Gulf-front getaway at Treasure Island Resort--where the views are endless and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out 2-bedroom, 2-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the Gulf--bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish--perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized with dual vanities and dual shower heads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished and the seller has already secured annual beach chair service--making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location... this is it.

5004 Thomas Drive Unit 1102, Panama City

$579,000

3 Beds ⋅ 3 Baths ⋅ 786925 MLS

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Drive, Panama City

$385,900

1 Beds ⋅ 2 Baths ⋅ 786857 MLS

Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation. Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room. Whether you're seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security. The resort's reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the perfect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you're searching for a proven investment property or your own slice of paradise on the World's Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding amenities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

5115 Gulf Drive Unit 1403, Panama City

$8,475,000

5 Beds ⋅ 10 Baths ⋅ 786845 MLS

Perched on 380 feet of pristine West Bay waterfront along the Northwest Florida Gulf Coast, Villa Chimera is the most extraordinary luxury estate in Panama City Beach. Spanning 9,473 sq. ft. across three expansive lots, this 5BR/6BA/4HB masterpiece was authentically modeled after an Italian Venetian Palazzo -- designed by architect Philip Spann from hand-sketched owner drawings inspired by Renaissance master Andrea Palladio. Every finish was sourced from Italy or crafted by world-renowned artisans: a hand-carved Italian marble fountain, cushion-cut marble walls, Venetian silk upholstery, a Rome-crafted stone dining table, and a Renaissance fresco ceiling hand-painted by artist Jody Matokovich. This is not simply a Gulf Coast luxury home -- it is a one-of-a-kind legacy estate. The soaring foyer commands immediate attention with its grand Schonbek crystal chandelier, custom compass rose marble floor inlay, and solid stone staircase with marble balusters. The great room overlooking West Bay features a marble fireplace, limestone accents, and walls upholstered in Bevilacqua silk -- made in Venice and renowned worldwide. A media room with a theater-size projection screen and theatrical lighting flows seamlessly from the living space. The gourmet kitchen features Wolf and Sub-Zero appliances, a breakfast bar, separate bar area, and a fully equipped butler's pantry for effortless large-scale entertaining. All cabinetry was custom-designed by Design Galleria of Atlanta. The dining room centers around a custom stone table crafted in Rome outside the Vatican walls, beneath Venetian watermark plasterwork evoking centuries of Palazzo history. The second-level master suite is a private sanctuary with bay views, a columned balcony, and a hand-painted Renaissance fresco vault ceiling. Separate his-and-hers bathrooms each feature heated floors and double showers with body jets. A detached guest house -- connected by covered walkway -- includes a full kitchen, sitting area, private veranda, and full bath. Smart home living is delivered via a full Crestron system controlling all lighting, media, and security. Additional highlights: Kohler 100KW whole-house generator, all-copper plumbing, 4-car garage with wheelchair lift, whole-house central vacuum, monitored security cameras, LED lighting throughout, and all windows and exterior doors replaced post-Hurricane Michael. A rare and irreplaceable Florida Gulf Coast waterfront estate -- schedule your private showing today.

3730 Preserve Bay Boulevard, Panama City

$569,900

3 Beds ⋅ 2 Baths ⋅ 786841 MLS

***Seller is offering $10,000 toward buyer's closing costs, prepaid expenses, or other allowable buyer expenses with an acceptable offer. All concessions are subject to the terms of the purchase agreement and lender approval, if applicable.r*** Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

6905 Hugh Drive, Panama City

$439,000

2 Beds ⋅ 2 Baths ⋅ 786790 MLS

2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit***

6505 Thomas Drive Unit 411, Panama City

$407,900

2 Beds ⋅ 3 Baths ⋅ 786779 MLS

WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

9900 S Thomas Drive Unit 1704, Panama City

$309,300

1 Beds ⋅ 1 Baths ⋅ 786766 MLS

LOW COST TO INVEST IN THIS BEACHFRONT CONDO WITH GREAT ROI.... NEW AC UNITS TO BE INSTALLED SUMMER 2026 through the HOA reserves at no cost to the owners. The current AC unit is ONLY 1.5 years old ... .....Don't miss this TURNKEY 1 Bedroom/1 Bath beachfront condo in the highly sought-after West Tower. Located on a desirable low floor, this unit has been totally renovated from top to bottom to include brand new kitchen and bathroom cabinets, stylish countertops, updated flooring, and newer furniture throughout. Enjoy resort-style living with 3 sparkling pools, pickleball and tennis courts, and 24-hour gated security in this well-maintained community. The building has passed all required milestones, and the reserve study has been completed for your peace of mind. Perfect as a vacation home, rental property, or year-round residence--schedule your showing today! Walking distance to local restaurants, bars and shopping!

9850 S Thomas Drive Unit 401W, Panama City

$390,000

3 Beds ⋅ 2 Baths ⋅ 786742 MLS

PRICE REDUCED!! Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place. Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or entertaining. The brand new kitchen is a true showstopper, featuring all-new appliances, brand new cabinets, modern fixtures, and beautiful new flooring that flows throughout the home. Both bathrooms have also been fully updated, offering fresh, modern finishes and thoughtful design. Just off the main living area, you'll find a beautiful sunroom filled with natural light, complete with built-in bookcases and cabinets, making it the perfect space for hobbies, reading, crafting, or a peaceful home office. Outdoor living is just as enjoyable with a screened-in porch and a deck overlooking the canal--ideal for morning coffee, evening relaxation, or entertaining guests. The two-car garage offers abundant storage and workspace, perfect for vehicles, hobbies, or equipment. There is also additional parking available for extra vehicles or even a boat. Situated in a quiet, well-established neighborhood and centrally located, this home combines charm, quality upgrades, and an unbeatable location. Don't miss this opportunity--homes like this don't come around often!

1211 Tuscany Road, Panama City

$1,599,000

3 Beds ⋅ 3 Baths ⋅ 786629 MLS

St. Andrews Park Place - Experience exceptional coastal living in this highly sought-after private residence ideally located on the quiet east end of Panama City Beach. Situated adjacent to St. Andrews State Park, one of Florida's premier natural preserves, this condominium enjoys a setting known for pristine beaches, emerald waters, abundant wildlife, and some of the area's best outdoor recreation. Whether you enjoy kayaking, fishing, paddleboarding, or simply relaxing along an uncrowded shoreline, this location offers a lifestyle that is difficult to match. Inside, the condominium features a comfortable layout, remodeled in 2019, ideal for full-time living or a second home. Step outside your door and you are just moments from the sand, the Gulf, and the scenic beauty that defines the east end of Panama City Beach. This west-facing residence also offers beautiful sunset views and one of the most desirable locations on the beach--combining convenience, natural surroundings, and strong long-term value. This is a non-rental property.

4421 Thomas Drive Unit 202, Panama City

$439,999

2 Beds ⋅ 2 Baths ⋅ 786622 MLS

~~ Seller willing to pay 1 yr HOA fees!~~This low rise 2 bdrm condo is Bay front you have an amazing view of the resort pool but, far enough away from the pool noise. If relaxing is on your agenda there is a full service spa on the first floor. Golfing, fishing, sunning, and or biking all great in this area. The complex allows short term rentals and many make this their full time residence.

4100 Marriott Drive Unit 310, Panama City

$469,900

3 Beds ⋅ 2 Baths ⋅ 786469 MLS

Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

9860 S Thomas Drive Unit 2124, Panama City

$675,000

3 Beds ⋅ 3 Baths ⋅ 786054 MLS

Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions.

3001 W 10th Street Unit 711, Panama City

$529,900

2 Beds ⋅ 2 Baths ⋅ 786033 MLS

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

4620 Bay Point Road Unit 1002, Panama City

$249,000

2 Beds ⋅ 2 Baths ⋅ 785899 MLS

Rare lagoon-front opportunity in Panama City Beach! This 2-bedroom, 2-bath condo at Grand Lagoon Cove offers direct waterfront views, shared dock access, and a peaceful coastal setting along highly desirable North Lagoon Drive. Enjoy morning coffee from your covered balcony overlooking the water and green space. Inside, the unit features updated LVP flooring, stainless appliances, a water heater replaced in 2025, and HVAC updated in 2013. The open living area is comfortable and functional for full-time living, a second home, or long-term investment. Community amenities include a pool, tennis courts, BBQ area, and waterfront common areas. Short-term rentals are permitted per association guidelines (minimum rental period restrictions apply). Conveniently located near beaches, marinas, waterfront dining, shopping, and St. Andrews State Park. A rare chance to own waterfront property in Panama City Beach at an attractive price point.

6903 N Lagoon Drive Unit 52, Panama City

$388,000

1 Beds ⋅ 2 Baths ⋅ 785505 MLS

Here's your front-row seat to 200 feet of pristine white sand and the Gulf of Mexico at Seychelles, tucked away on Panama City Beach's quieter east end. The desirable 5th-floor location is favored by vacationers for its perfect balance--low enough for quick access to the beach and amenities without waiting for the elevator, yet high enough to offer privacy and stunning views. This 1BR/2BA condo with a master suite and bunks comfortably sleeps six. The space is bright and airy, featuring 9' ceilings, 8' glass doors leading to the balcony, and tile flooring throughout for effortless maintenance. Enjoy sweeping views of Panama City Beach's iconic sugar-white sands and emerald waters from the spacious balcony or living area. The kitchen boasts stainless steel appliances, solid surface counters, and solid wood cabinets, while both bathrooms showcase elegant marble vanities. Seychelles' resort amenities are exceptional: two Gulf-front pools (one heated seasonally), a hot tub, dune walkover, fully-equipped fitness center, community room, high-speed elevators, and secure, gated parking in a covered garage--all surrounded by lush tropical landscaping. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The inclusive HOA covers utilities - electricity, WiFi, cable, water, and sewage - making ownership worry-free. Whether as a vacation home or a short-term rental, this condo is the perfect gateway to the best of Panama City Beach. Don't miss your chance to own this beachfront paradise!

5115 Gulf Drive Unit 507, Panama City

$379,000

1 Beds ⋅ 2 Baths ⋅ 785321 MLS

Enjoy spectacular panoramic gulf views from this stunning Commodore condo from the living room, kitchen and bedroom. This rental powerhouse is fully furnished with an expansive and beautifully decorated balcony outside that is accessible from the living room and primary bedroom through new sliding doors with high impact glass that are quiet, low maintenance, and energy efficient. This gated waterfront condominium on the east end of the beach is within walking distance to St. Andrews State Park with a beautiful pool and hot tub facing the Gulf and a private boardwalk to the beach. Take advantage of the great rental income or use it as a second home or permanent residence. After seeing the sunrise and sunset from the balcony and watching dolphins swim by, you'll never want to leave. The possibilities are endless with this turnkey beach retreat!

4715 Thomas Drive Unit 302B, Panama City

$370,000

3 Beds ⋅ 3 Baths ⋅ 785315 MLS

Welcome to this well-kept, updated Laketown Wharf residence offering 3 bedrooms, 3 full bathrooms, plus a dedicated bunk room, comfortably accommodating up to 10 guests. The hot water heater is 2020 & HVAC July 2023. The smart, functional layout makes it ideal for both personal enjoyment and rental potential. A rare highlight at Laketown Wharf, the guest bedroom and bunk room are connected by a Jack & Jill bathroom, providing added privacy and convenience for families and visitors. The kitchen features granite countertops, stainless steel appliances and a breakfast bar perfect for casual dining or entertaining. Luxury laminate plank & tile flooring runs throughout the main living areas, and the private balcony offers peaceful lake views, the perfect setting to unwind and take in the sunset. Situated in the heart of Panama City Beach, Laketown Wharf offers resort-style living just across from the beach with convenient beach access. Owners and guests enjoy five unique pools, Splash Bar & Grill, a fitness center overlooking the Gulf, covered garage parking, and sweeping views of the Gulf, lake, and golf course from various vantage points throughout the property. The community also features a 52,000-square-foot lakefront boardwalk with dining and shopping, along with a nightly fountain and light show that adds to the vibrant coastal experience.

9902 S Thomas Drive Unit 333, Panama City

$559,000

4 Beds ⋅ 2 Baths ⋅ 785311 MLS

Owner Financing available if needed- No LLC's but buyers with good credit will be considered - Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) ---OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL - NO HOA - Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. In the other part of the house, you will find 2 updated baths. Close to the 'Base of the Future'', you are also a short ride to Mexico Beach. So much to offer! So little time before someone wanting a big yard and a nice waterfront ''like new'' home snaps it up. Termite Bond and Moisture Barrier included -

1434 W Park Lane, Panama City

$523,000

3 Beds ⋅ 2 Baths ⋅ 785136 MLS

Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty. This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of sugar-white sand and emerald waters stretching endlessly down the coastline. From sunrise coffee to sunset cocktails, the sweeping side views create a dramatic, postcard-worthy backdrop you simply won't want to leave. Inside, you'll find a beautifully updated, open-concept layout featuring a renovated kitchen with granite countertops, white cabinetry, subway tile backsplash, and an oversized breakfast bar perfect for entertaining. The dining and living areas flow seamlessly, enhanced by mirrored walls that reflect natural light and maximize the gulf views. Updated flooring throughout adds a clean, coastal feel. The gulf-front primary suite offers direct balcony access and incredible water views right from your bed. Additional bedrooms are spacious and thoughtfully designed for guests and family. Major upgrades include completely repainted interior, AC condenser replaced (2022), new stove (2022), furniture upgrades (2023), new patio doors and windows (2024) and a new AC evaporator (2025). Regency Towers offers one of the most impressive amenity packages in the area, including: two saltwater pools, waterslide, poolside bar/snack area, Indoor hot tub, game room with billiards, Seasonal community events, outdoor movies & poolside entertainment. Located just minutes from St. Andrews State Park, you'll have some of the area's best outdoor recreation, boating, fishing, and nature trails right at your fingertips. Whether you're looking for a primary residence, second home, or high-performing rental investment, this Gulf-front condo delivers space, upgrades, amenities, and — most importantly — an unforgettable side coastline view that captures the true beauty of Panama City Beach. Schedule your private showing today!

5801 Thomas Drive Unit 1204, Panama City

$339,000

1 Beds ⋅ 2 Baths ⋅ 784846 MLS

Mariner West Condominium complex is located on the quiet east end of Panama City Beach near St. Andrews State Park and the jetties. This 5th floor condo has been updated with wood grain style tile flooring, paint, lighting, brand new AC and water heater, and tasteful coastal decorations. Personal laundry room is located across the walkway from the front door of the unit. Code is in AGENT Remarks! With one large bedroom and two full baths, this condo is perfect for a small family or vacation rental. Open parking lot with no parking garages to maneuver! Building renovations are underway and the assessment will be paid by the seller before closing. This condo is located very close to Schooners, Patches Pub, Treasure Island Marina, Legendary Marine, Capt. Anderson's Restaurant and the all-new Tootsie's Orchid Lounge! Age, sq ft, and dimensions approximate. Owner's pets welcome.

6213 Thomas Drive Unit 506, Panama City

$359,300

1 Beds ⋅ 1 Baths ⋅ 784782 MLS

FIRST FLOOR ALERT WITH GULF VIEWS FROM THE KITCHEN!!!!! SHORT TERM RENTAL WITH SOLD BOOKINGS ALREADY FOR 2026. LOW COST TO OWN. NO SPECIAL ASSESSMENTS... *Stunning Gulf Front Condo - Your Dream Vacation Awaits!** Welcome to your slice of paradise! This beautiful one-bedroom, one-bath beach condo offers the perfect blend of luxury and comfort. Located on the first floor, you'll enjoy seamless access to the sparkling Gulf waters and the inviting pool, just steps away from your door. Step inside to discover a bright and airy living space adorned with coastal decor, where every detail has been thoughtfully curated for an unforgettable beach getaway. The modern kitchen features stainless steel appliances, allowing for effortless meal preparations while you soak in the breathtaking views. The spacious bedroom is a tranquil retreat, complete with plush furnishings and ample storage. The elegantly updated bathroom showcases high-end finishes and a spa-like atmosphere, perfect for unwinding after a sun-soaked day. Whether you're looking for a personal getaway or an exceptional investment opportunity, this condo boasts strong short term rental potential, making it a true vacation rental machine. Enjoy the convenience of nearby dining, shopping, and endless outdoor activities. Don't miss your chance to own this slice of paradise! Schedule your private tour today and start making unforgettable memories by the beach!

9850 S Thomas Drive Unit 111E, Panama City

$399,000

3 Beds ⋅ 3 Baths ⋅ 784711 MLS

A rare double-unit waterfront residence at The Cove, now offered with a $96K price reduction. This 2,701 sq ft bayfront home combines Units 604/605 into an expansive, mid-century-inspired layout framed by sweeping views of St. Andrews Bay and Shell Island. Full-height sliders span the entire length of the residence, opening to two generous balconies and creating a seamless connection to the water. Automated hurricane shutters and remote sunshades add effortless comfort and protection. Refined updates include refreshed parquet flooring, new designer lighting, and freshly painted interiors. The chef's kitchen features a Wolf cooktop, Maytag oven, and built-in JennAir microwave. Three private bedroom suites each offer their own full bath, with the owner's suite showcasing balcony access, panoramic bay views, and dual custom walk-in closets. A bay-facing office with built-ins provides an elevated workspace. Additional features include two recently replaced HVAC systems, two private storage units, and two dedicated parking spaces steps from the elevator. The Cove offers a waterfront pool, clubhouse, and dock, all minutes from Historic Downtown Panama City--now evolving into a growing arts and dining hub with galleries, studios, and chef-driven restaurants. A standout opportunity to own one of the largest and most distinctive luxury waterfront residences in the area.

100 Cherry Street Unit 604, Panama City

$249,000

1 Beds ⋅ 2 Baths ⋅ 784614 MLS

Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The open layout of the kitchen & living area is perfect for entertaining! It is bright and airy with tons of natural light pouring in from the large sliding doors to the Gulf-facing balcony. You will find tile & LVP flooring throughout the unit. No carpet = easy upkeep! The condo includes a private master en-suite and a versatile bunk room with its own bathroom. It can sleep 6 guests comfortably. This condo is perfect for a primary residence or short term rental. Laketown Wharf is known for its impressive resort amenities, including five unique swimming pools, a state-of-the-art fitness center, a poolside bar, waterfront dining, and a nightly fountain light show that creates a fun and lively atmosphere. Guests also enjoy gated beach access for easy trips to the sugar-white sand and emerald waters. The location is hard to beat, directly across the street from the famous Pineapple Willy's and convenient to shopping, dining, and entertainment. The commercial level under the building features restaurants, shops, and a bowling alley, making it easy to enjoy everything Panama City Beach has to offer without ever leaving the property. Whether you are searching for a vacation getaway or a strong short-term rental investment, this darling condo offers stunning views, excellent amenities, and a prime beachside location. Come see it today!

9860 S Thomas Drive Unit 1116, Panama City

$469,000

1 Beds ⋅ 1 Baths ⋅ 784524 MLS

Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony — the perfect place for morning coffee or evening sunsets. Inside, enjoy an open, light-filled layout with thoughtful updates throughout. The kitchen and living areas flow seamlessly, ideal for both relaxed living and entertaining guests. Amazing wood-like tile through the entire home. The kitchen boasts beautiful cabinetry, a copper apron sink, and stunning quartz countertops. Also matching copper backsplash and a high-end Whirlpool appliance package. A spacious en-suite with walk-in-closet. Currently a permanent residence and pride of ownership shows throughout. Previously a 2 bath and owners coverted to 1 bath, could easily be changed back and owners have the matching flooring.on the second story offers elevated views while still providing easy access. The current owners have the living space set up as the master bedroom to wake up to the view! This well-maintained condo is part of a low-density community that enhances privacy and charm while placing you in close proximity to local dining, shopping, and entertainment options. It may have the lowest association fees that you will find anywhere. Hvac and water heater are less than 4 years old. Whether you're seeking a permanent residence, vacation escape, or investment property, this Gulf-front gem delivers unparalleled beach lifestyle living. Don't miss your chance to own a piece of coastal bliss!

8517 Surf Drive Unit 203, Panama City

$445,000

2 Beds ⋅ 2 Baths ⋅ 784487 MLS

Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed.. Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex (no elevators) with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas. Both the milestone report and structural integrity reserve study have been completed with no pending special assessments. Don't let this fully furnished and fully renovated unit pass.

8610 Surf Drive Unit 307, Panama City

$290,900

1 Baths ⋅ 784205 MLS

Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

9900 S Thomas Drive Unit 2306, Panama City

$409,000

2 Beds ⋅ 2 Baths ⋅ 784144 MLS

SUNSETS FIRST...NOISE LAST. Positioned in one of the resort's most desirable sunset-facing stacks, this beautifully maintained 2 bedroom, (one of them being an ocean front master suite) 2 full bathroom condo captures the kind of evening views buyers come to the beach for...warm Gulf skies, sweeping horizons, and unforgettable sunsets right from your own balcony. Unlike many other buildings in the resort, this residence offers true sunset exposure, creating a daily experience that never gets old. If you've been waiting for a truly turnkey, income-ready property, this is it. Offered fully furnished and thoughtfully stocked, this unit is ready for its next owner to step in and immediately enjoy or begin generating rental income...no setup, no stress, and not a single detail overlooked. Both bathrooms have been beautifully remodeled within the past five years, and a BRAND NEW WATER HEATER was installed in March 2026, offering added peace of mind. Well cared for and well appointed, this property presents an exceptional opportunity as a second home, vacation getaway, or investment. Between the rare sunset views and true turnkey condition, this is the kind of property that stands out in today's market. While other units in the building vary in layout, view orientation, and floor height, this residence stands apart with true sunset views, generous square footage, and a higher floor vantage point that enhances both privacy and perspective. Inside, the layout is bright and welcoming, with Gulf-front views that carry through the living space and onto the private balcony, perfect for winding down as the sun dips into the water. This is the kind of unit guests return to and owners hold onto. Beyond the unit itself, Summerhouse continues to be a favorite among owners and vacationing families alike. Residents and guests enjoy two resort style pools with abundant lounge seating and shaded gathering areas, a kiddie pool, hot tub, tennis and pickleball courts, horseshoe pits, arcade, billiards room, and a recently renovated lobby. Secure RFID bracelet access provides controlled entry to community amenities, creating an enjoyable and family friendly resort experience just steps from the sand. As an added bonus for owners, HOA DUES HAVE JUST BEEN REDUCED, improving both cash flow and long-term value. Whether you're seeking a high performing investment, a second home with strong rental upside, or a private Gulf-front retreat elevated above the crowd, this 10th floor B-stack unit checks the boxes that matter most.

6505 Thomas Drive Unit 1009, Panama City

$4,490,000

9 Beds ⋅ 7 Baths ⋅ 784135 MLS

''INVESTMENT PROPERTY'' This beautiful Private Beach home is a money maker! It has produced over $400k in rentals a year over the last four years. It is already booked at 70% for 2026! The location is great in the heart of all the attractions in Panama City Beach! The home has a 14x24 heated pool, hot tub , and over 2000sq ft of back deck to enjoy. You can walk off the back deck right into the beautiful white sand, and into the gulf! Home also boasts plenty of parking for boats, motorcycles, or RV's. With 9 bed rooms and 7 bathrooms there is room for the entire family! King size beds are in seven of the nine bedrooms, and almost every room has a beautiful view of the gulf. Home has a Large open area for entertaining and Gourmet Kitchen. There is also a separate Media/Game room for the kids upstairs with game table and large flat screen TV. ''Making Waves'' is a premiere gulf front home with a proven rental record! You must come see it for yourself!

5409 Gulf Drive, Panama City

$390,000

2 Beds ⋅ 3 Baths ⋅ 784037 MLS

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

9900 S Thomas Drive Unit 1921, Panama City

$285,000

1 Baths ⋅ 784020 MLS

This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

9900 S Thomas Drive Unit 1905, Panama City

$885,000

3 Beds ⋅ 3 Baths ⋅ 784000 MLS

Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

3001 W 10th Street Unit 203, Panama City

$260,000

1 Beds ⋅ 2 Baths ⋅ 783971 MLS

Rental machine: 2025=$36,727.03, 2024=$34,965.84, 2023=$37,327.83, 2022=$37,787.05, 2021=$49,644.27 This incredible unit is strategically located on the south end so no unobstructed view of the pristine gulf waters. Additionally, located near the stairs and elevator... meaning during peak rental times your guests can avoid the elevator and take 2 flights to the kiddie pool, or the parking garage! Happier guests, better reviews, higher gross rents! Amenities include 5 pools, 2 hot tubs, pool restaurant, putting green, fitness center, the boardwalk, light show each evening, 2 parking garages, multiple onsite restaurants for the largest onsite resort on PCB!

9860 S Thomas Drive Unit 604, Panama City

$650,000

2 Beds ⋅ 2 Baths ⋅ 783667 MLS

PRICE POINT LISTED UNDER VALUE!!!!!WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

6201 Thomas Drive Unit 401, Panama City

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