Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

Here's your front-row seat to 200 feet of pristine white sand and the Gulf of Mexico at Seychelles, tucked away on Panama City Beach's quieter east end. The desirable 5th-floor location is favored by vacationers for its perfect balance--low enough for quick access to the beach and amenities without waiting for the elevator, yet high enough to offer privacy and stunning views. This 1BR/2BA condo with a master suite and bunks comfortably sleeps six. The space is bright and airy, featuring 9' ceilings, 8' glass doors leading to the balcony, and tile flooring throughout for effortless maintenance. Enjoy sweeping views of Panama City Beach's iconic sugar-white sands and emerald waters from the spacious balcony or living area. The kitchen boasts stainless steel appliances, solid surface counters, and solid wood cabinets, while both bathrooms showcase elegant marble vanities. Seychelles' resort amenities are exceptional: two Gulf-front pools (one heated seasonally), a hot tub, dune walkover, fully-equipped fitness center, community room, high-speed elevators, and secure, gated parking in a covered garage--all surrounded by lush tropical landscaping. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The inclusive HOA covers utilities - electricity, WiFi, cable, water, and sewage - making ownership worry-free. Whether as a vacation home or a short-term rental, this condo is the perfect gateway to the best of Panama City Beach. Don't miss your chance to own this beachfront paradise!

5115 Gulf Drive Unit 507, Panama City

$349,000

1 Beds ⋅ 1 Baths ⋅ 785437 MLS

This A floor plan, the largest one bedroom layout at Sunbird, offers 751 square feet of well arranged living space with luxury vinyl planks positioned directly on the Gulf and beach. The kitchen features upgraded white cabinetry, a breakfast bar for casual seating and opens to an oversized living room surrounded by windows with a sliding glass door leading to the covered Gulf front balcony. A separate dining room with a window provides flexibility and can easily be converted into a second sleeping area. There is also an additional flex space between the kitchen and living room that works well as a dining area, office, sitting room or could accommodate a Murphy bed along the existing wall. The king size bedroom includes a rare walk-in closet. Some owners have modified the doorway with glass French doors to capture Gulf views from the bedroom. The bathroom is the largest design available in the building and includes a super-sized vanity with generous counter space. If you are seeking space, layout versatility and true beachfront positioning within Sunbird, this 1-bed Gulf-front condo at Sunbird stands out. Sunbird is a gated community with freshly painted pillared fencing, refreshed buildings, completed repairs, newly painted parking areas, updated landscaping and decorative water fountains at each tower. Amenities include three pools with the west pool heated, composite sun decking, gas grills, a fitness center with upgraded equipment, a nearly new pickleball and tennis court and three private beach walkways. Located within walking distance to popular restaurants, beach bars and the soon to open Tootsies, this 1-bed Gulf-front condo at Sunbird is ideal as a primary residence, second home, or investment property with short term rental potential.

9850 S Thomas Drive Unit 707W, Panama City

$379,000

1 Beds ⋅ 2 Baths ⋅ 785321 MLS

Enjoy spectacular panoramic gulf views from this stunning Commodore condo from the living room, kitchen and bedroom. This rental powerhouse is fully furnished with an expansive and beautifully decorated balcony outside that is accessible from the living room and primary bedroom through new sliding doors with high impact glass that are quiet, low maintenance, and energy efficient. This gated waterfront condominium on the east end of the beach is within walking distance to St. Andrews State Park with a beautiful pool and hot tub facing the Gulf and a private boardwalk to the beach. Take advantage of the great rental income or use it as a second home or permanent residence. After seeing the sunrise and sunset from the balcony and watching dolphins swim by, you'll never want to leave. The possibilities are endless with this turnkey beach retreat!

4715 Thomas Drive Unit 302B, Panama City

$375,000

3 Beds ⋅ 3 Baths ⋅ 785315 MLS

Welcome to this well-kept, updated Laketown Wharf residence offering 3 bedrooms, 3 full bathrooms, plus a dedicated bunk room, comfortably accommodating up to 10 guests. The hot water heater is 2020 & HVAC July 2023. The smart, functional layout makes it ideal for both personal enjoyment and rental potential. A rare highlight at Laketown Wharf, the guest bedroom and bunk room are connected by a Jack & Jill bathroom, providing added privacy and convenience for families and visitors. The kitchen features granite countertops, stainless steel appliances and a breakfast bar perfect for casual dining or entertaining. Luxury laminate plank & tile flooring runs throughout the main living areas, and the private balcony offers peaceful lake views, the perfect setting to unwind and take in the sunset. Situated in the heart of Panama City Beach, Laketown Wharf offers resort-style living just across from the beach with convenient beach access. Owners and guests enjoy five unique pools, Splash Bar & Grill, a fitness center overlooking the Gulf, covered garage parking, and sweeping views of the Gulf, lake, and golf course from various vantage points throughout the property. The community also features a 52,000-square-foot lakefront boardwalk with dining and shopping, along with a nightly fountain and light show that adds to the vibrant coastal experience.

9902 S Thomas Drive Unit 333, Panama City

$575,000

4 Beds ⋅ 2 Baths ⋅ 785311 MLS

Owner Financing available if needed- No LLC's but buyers with good credit will be considered - Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) ---OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL - NO HOA - Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. In the other part of the house, you will find 2 updated baths. Close to the 'Base of the Future'', you are also a short ride to Mexico Beach. So much to offer! So little time before someone wanting a big yard and a nice waterfront ''like new'' home snaps it up. Termite Bond and Moisture Barrier included -

1434 W Park Lane, Panama City

$589,000

2 Beds ⋅ 2 Baths ⋅ 785236 MLS

Welcome to Unit 413 in Edgewater Tower III, a Gulf-front condo in the heart of Panama City Beach offering expansive Gulf views, resort-style living, and a strong investment profile. Located within the highly sought-after Edgewater Beach Resort, this residence presents an excellent opportunity for a primary residence, second home, or short-term rental property. The interior features an open and functional layout designed to maximize natural light and showcase stunning views of the emerald waters and sugar-white sands. A private Gulf-front balcony provides the perfect space to relax and enjoy the coastal setting, whether for personal use or guest enjoyment. Edgewater Tower III offers a quieter residential atmosphere while still providing full access to Edgewater's extensive resort amenities. Owners and guests enjoy over 11,500 feet of private beach frontage, multiple lagoon-style and heated pools, an on-site golf course, fitness center and spa, tennis and pickleball courts, on-site dining and retail options, and 24-hour gated security—creating a true resort-style experience in one of Panama City Beach's most established communities. This condo also offers a solid history of short-term rental performance, making it a strong option for buyers seeking a Panama City Beach investment with consistent demand. Based on recent performance, the unit has produced an approximate five-year average gross income of $43,429 per year, reflecting steady occupancy and long-term appeal in a Gulf-front resort setting. Additional highlights include a water heater installed in May 2014, an HVAC system replaced in October 2018, and the added benefit of recent building-wide upgrades, with the fire sprinkler system fully renovated and brought up to current code, along with electrical system updates, providing peace of mind for owners and guests alike. Conveniently located near Pier Park, dining, shopping, entertainment, and local attractions, Unit 413 offers a rare combination of location, lifestyle, and income potential. Whether you're looking for a turnkey vacation rental, second home, or Gulf-front investment, this Edgewater Tower III condo stands out as a compelling opportunity on the Emerald Coast.

11347 Front Beach Road Unit 413, Panama City

$365,000

2 Beds ⋅ 2 Baths ⋅ 785174 MLS

Don't miss this beautifully maintained 2BR/2BA condo located on the 19th floor of the sought-after Shores of Panama resort. Ideally situated in the center section of the building, this unit offers unobstructed southern-facing views directly over the resort's lagoon-style pool and the sparkling waters of the Gulf. Enjoy a spacious open floor plan, private balcony and tile flooring throughout the main living areas. The kitchen features granite countertops, modern appliances, and a convenient layout perfect for entertaining. Both bedrooms, the primary and second bedroom featuring bunk beds, have full, private bathrooms, both have closets, and exterior windows. The bedroom with bunks offers guests full privacy behind a closed door. And the unit conveys with a full sized washer and dryer.

9900 S Thomas Drive Unit 1911, Panama City

$529,000

3 Beds ⋅ 2 Baths ⋅ 785136 MLS

Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty. This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of sugar-white sand and emerald waters stretching endlessly down the coastline. From sunrise coffee to sunset cocktails, the sweeping side views create a dramatic, postcard-worthy backdrop you simply won't want to leave. Inside, you'll find a beautifully updated, open-concept layout featuring a renovated kitchen with granite countertops, white cabinetry, subway tile backsplash, and an oversized breakfast bar perfect for entertaining. The dining and living areas flow seamlessly, enhanced by mirrored walls that reflect natural light and maximize the gulf views. Updated flooring throughout adds a clean, coastal feel. The gulf-front primary suite offers direct balcony access and incredible water views right from your bed. Additional bedrooms are spacious and thoughtfully designed for guests and family. Major upgrades include completely repainted interior, AC condenser replaced (2022), new stove (2022), furniture upgrades (2023), new patio doors and windows (2024) and a new AC evaporator (2025). Regency Towers offers one of the most impressive amenity packages in the area, including: two saltwater pools, waterslide, poolside bar/snack area, Indoor hot tub, game room with billiards, Seasonal community events, outdoor movies & poolside entertainment. Located just minutes from St. Andrews State Park, you'll have some of the area's best outdoor recreation, boating, fishing, and nature trails right at your fingertips. Whether you're looking for a primary residence, second home, or high-performing rental investment, this Gulf-front condo delivers space, upgrades, amenities, and — most importantly — an unforgettable side coastline view that captures the true beauty of Panama City Beach. Schedule your private showing today!

5801 Thomas Drive Unit 1204, Panama City

$214,950

1 Beds ⋅ 1 Baths ⋅ 785061 MLS

Stunning and Amazing one -of-a-kind WATERFRONT fully furnished (ground floor) condo directly on the most beautiful calming lagoon water leading to the Gulf. This highly sought unit is beautifully decorated in creams, blues, and grays to inspire relaxation day or night. It has a reserved parking space right outside the front door, pool and tennis courts directly in front of the unit, across from the parking lot, and incredible water views from the hallway, living room and kitchen with your own private patio to watch the water for dolphins and gorgeous sunsets. Private cozy back patio with huge storage unit. Water, BBQ grill, boat slips, sunning deck, birds singing, dolphins playing, jet-skis, boats, huge trees amazing breeze and pier and water is your backyard. Breathtaking, quiet and serene. There are 10 Boat slips at Grand Lagoon Cove and presently one is available for rent for $150.00 a month with free boat trailer storage onsite if available. Fully furnished, freshly painted, upgraded and cleaned, brand new TVs, Wifi and cable, etc. Extremely conveniently located just oof of North Lagoon near Thomas Drive (in PCB) close to absolutely everything (restaurants, hospitals, the bay, marina, grocery stores, resale stores, local farmers market, Pier Park, Navy base, beach, shopping, fun activities and tons of different types of entertainment). Truly amazing unit (have to see and feel to fully appreciate) and you will love calling it 'home' for however long you choose. Very small, quiet, safe complex tucked away from the hustle and bustle/traffic and surrounded by owners who love and care for their little pieces of paradise.

6903 N Lagoon Drive Unit 35, Panama City

$934,900

3 Beds ⋅ 2 Baths ⋅ 784951 MLS

SELLER PAYING $10,000 TOWARDS BUYERS CLOSING COST OR TO PAY DOWN POINTS''''LET YOUR DREAMS COME TRUE'' You won't be disappointed in this beautiful spacious condo with 9' ceilings and the perfect floor plan for the most expansive and best views of the beach shoreline. With wrap around decks, you can enjoy amazing sunrises on the front and sunsets on the beach side. This Quieter end of the beach is conveniently located with ''Walk To'' restaurants including Schooners and Patches. The Famous Tootie's Restaurant will be opening down the Street soon and it's just a short drive to St Andrews Park just down the street and an easy walk along the beach. Several Marinas are conveniently located for boat rentals and tours. New Publix Sports Park approximately 5 miles away. Comes complete with assigned parking space. New heat/Air unit installed 8/28/2023. Treasure Island has some of the lowest condo Dues on the Beach.

5004 Thomas Drive Unit 1512, Panama City

$349,000

1 Beds ⋅ 2 Baths ⋅ 784846 MLS

Mariner West Condominium complex is located on the quiet east end of Panama City Beach near St. Andrews State Park and the jetties. This 5th floor condo has been updated with wood grain style tile flooring, paint, lighting, brand new AC and water heater, and tasteful coastal decorations. Personal laundry room is located across the walkway from the front door of the unit. Code is in AGENT Remarks! With one large bedroom and two full baths, this condo is perfect for a small family or vacation rental. Open parking lot with no parking garages to maneuver! Building renovations are underway and the assessment will be paid by the seller before closing. This condo is located very close to Schooners, Patches Pub, Treasure Island Marina, Legendary Marine, Capt. Anderson's Restaurant and the all-new Tootsie's Orchid Lounge! Age, sq ft, and dimensions approximate. Owner's pets welcome.

6213 Thomas Drive Unit 506, Panama City

$359,300

1 Beds ⋅ 1 Baths ⋅ 784782 MLS

FIRST FLOOR ALERT WITH GULF VIEWS FROM THE KITCHEN!!!!! SHORT TERM RENTAL WITH SOLD BOOKINGS ALREADY FOR 2026. LOW COST TO OWN. NO SPECIAL ASSESSMENTS... *Stunning Gulf Front Condo - Your Dream Vacation Awaits!** Welcome to your slice of paradise! This beautiful one-bedroom, one-bath beach condo offers the perfect blend of luxury and comfort. Located on the first floor, you'll enjoy seamless access to the sparkling Gulf waters and the inviting pool, just steps away from your door. Step inside to discover a bright and airy living space adorned with coastal decor, where every detail has been thoughtfully curated for an unforgettable beach getaway. The modern kitchen features stainless steel appliances, allowing for effortless meal preparations while you soak in the breathtaking views. The spacious bedroom is a tranquil retreat, complete with plush furnishings and ample storage. The elegantly updated bathroom showcases high-end finishes and a spa-like atmosphere, perfect for unwinding after a sun-soaked day. Whether you're looking for a personal getaway or an exceptional investment opportunity, this condo boasts strong short term rental potential, making it a true vacation rental machine. Enjoy the convenience of nearby dining, shopping, and endless outdoor activities. Don't miss your chance to own this slice of paradise! Schedule your private tour today and start making unforgettable memories by the beach!

9850 S Thomas Drive Unit 111E, Panama City

$170,000

1 Beds ⋅ 1 Baths ⋅ 784721 MLS

SHORT TERM RENTALS ALLOWED!! Waterfront living at an amazing price. This 2nd floor condo offers breathtaking views of the bay, with direct access to the gulf. Spend your days boating or relaxing in the pool, treat yourself to delicious meals at the new restaurant coming soon and enjoy the serenity of the water view and the beauty of the sunset every evening from your balcony. This unit has a new GE convection oven with built in air fryer, new AC unit and updated flooring. The HOA fees include water, sewer, garbage, pest control, pool and cable. A brand new marina was recently constructed with boat slips available for rent. Offering convenience right at your doorstep. This location offers easy access to Panama City Beach and only 30 minutes to the ECP airport. Don't miss out on this incredible opportunity to own a piece of paradise! Sizes are approximate, buyer to verify all info.

5505 Sun Harbor Road Unit 217, Panama City

$399,000

3 Beds ⋅ 3 Baths ⋅ 784711 MLS

A rare double-unit waterfront residence at The Cove, now offered with a $96K price reduction. This 2,701 sq ft bayfront home combines Units 604/605 into an expansive, mid-century-inspired layout framed by sweeping views of St. Andrews Bay and Shell Island. Full-height sliders span the entire length of the residence, opening to two generous balconies and creating a seamless connection to the water. Automated hurricane shutters and remote sunshades add effortless comfort and protection. Refined updates include refreshed parquet flooring, new designer lighting, and freshly painted interiors. The chef's kitchen features a Wolf cooktop, Maytag oven, and built-in JennAir microwave. Three private bedroom suites each offer their own full bath, with the owner's suite showcasing balcony access, panoramic bay views, and dual custom walk-in closets. A bay-facing office with built-ins provides an elevated workspace. Additional features include two recently replaced HVAC systems, two private storage units, and two dedicated parking spaces steps from the elevator. The Cove offers a waterfront pool, clubhouse, and dock, all minutes from Historic Downtown Panama City--now evolving into a growing arts and dining hub with galleries, studios, and chef-driven restaurants. A standout opportunity to own one of the largest and most distinctive luxury waterfront residences in the area.

100 Cherry Street Unit 604, Panama City

$479,900

3 Beds ⋅ 4 Baths ⋅ 784626 MLS

Welcome home to 2400 Bayview Avenue! This unique Panama City residence offers a three bed, four bath layout spanning over 2600 square feet of updated living space in a prime, central location. Conveniently situated just off 23rd street, this home is minutes from top local restaurants, shopping and attractions, with an easy commute to the world renown beaches of Panama City Beach. Inside, this property boasts heightened ceilings and the ideal split layout to maximize square feet and functionality. All of the bedrooms are generously sized and offer excellent privacy. Additional upscale upgrades include a marble dining table, luxury surround sound system, and second kitchen that has been added in the garage. Situated on over half an acre, the property overlooks both Lake Hentz and Pretty Bayou. With its expansive layout, refined finishes, premium furnishings, and exceptional location, this home presents an outstanding opportunity in the heart of Panama City. ''Seller is open to selling furniture separately. If sold with property, furniture is valued at $40,000''

2400 Bayview Avenue, Panama City

$249,000

1 Beds ⋅ 2 Baths ⋅ 784614 MLS

Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The open layout of the kitchen & living area is perfect for entertaining! It is bright and airy with tons of natural light pouring in from the large sliding doors to the Gulf-facing balcony. You will find tile & LVP flooring throughout the unit. No carpet = easy upkeep! The condo includes a private master en-suite and a versatile bunk room with its own bathroom. It can sleep 6 guests comfortably. This condo is perfect for a primary residence or short term rental. Laketown Wharf is known for its impressive resort amenities, including five unique swimming pools, a state-of-the-art fitness center, a poolside bar, waterfront dining, and a nightly fountain light show that creates a fun and lively atmosphere. Guests also enjoy gated beach access for easy trips to the sugar-white sand and emerald waters. The location is hard to beat, directly across the street from the famous Pineapple Willy's and convenient to shopping, dining, and entertainment. The commercial level under the building features restaurants, shops, and a bowling alley, making it easy to enjoy everything Panama City Beach has to offer without ever leaving the property. Whether you are searching for a vacation getaway or a strong short-term rental investment, this darling condo offers stunning views, excellent amenities, and a prime beachside location. Come see it today!

9860 S Thomas Drive Unit 1116, Panama City

$475,000

1 Beds ⋅ 1 Baths ⋅ 784524 MLS

Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony — the perfect place for morning coffee or evening sunsets. Inside, enjoy an open, light-filled layout with thoughtful updates throughout. The kitchen and living areas flow seamlessly, ideal for both relaxed living and entertaining guests. Amazing wood-like tile through the entire home. The kitchen boasts beautiful cabinetry, a copper apron sink, and stunning quartz countertops. Also matching copper backsplash and a high-end Whirlpool appliance package. A spacious en-suite with walk-in-closet. Currently a permanent residence and pride of ownership shows throughout. Previously a 2 bath and owners coverted to 1 bath, could easily be changed back and owners have the matching flooring.on the second story offers elevated views while still providing easy access. The current owners have the living space set up as the master bedroom to wake up to the view! This well-maintained condo is part of a low-density community that enhances privacy and charm while placing you in close proximity to local dining, shopping, and entertainment options. It may have the lowest association fees that you will find anywhere. Hvac and water heater are less than 4 years old. Whether you're seeking a permanent residence, vacation escape, or investment property, this Gulf-front gem delivers unparalleled beach lifestyle living. Don't miss your chance to own a piece of coastal bliss!

8517 Surf Drive Unit 203, Panama City

$445,000

2 Beds ⋅ 2 Baths ⋅ 784487 MLS

Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed.. Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex (no elevators) with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas. Both the milestone report and structural integrity reserve study have been completed with no pending special assessments. Don't let this fully furnished and fully renovated unit pass.

8610 Surf Drive Unit 307, Panama City

$290,900

1 Baths ⋅ 784205 MLS

Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

9900 S Thomas Drive Unit 2306, Panama City

$426,000

2 Beds ⋅ 2 Baths ⋅ 784144 MLS

SUNSETS FIRST...NOISE LAST. Positioned in one of the resort's most desirable sunset-facing stacks, this beautifully maintained 2 bedroom, (one of them being an ocean front master suite) 2 full bathroom condo captures the kind of evening views buyers come to the beach for...warm Gulf skies, sweeping horizons, and unforgettable sunsets right from your own balcony. Unlike many other buildings in the resort, this residence offers true sunset exposure, creating a daily experience that never gets old. If you've been waiting for a truly turnkey, income-ready property, this is it. Offered fully furnished and thoughtfully stocked, this unit is ready for its next owner to step in and immediately enjoy or begin generating rental income...no setup, no stress, and not a single detail overlooked. Both bathrooms have been beautifully remodeled within the past five years, and a BRAND NEW WATER HEATER was installed in March 2026, offering added peace of mind. Well cared for and well appointed, this property presents an exceptional opportunity as a second home, vacation getaway, or investment. Between the rare sunset views and true turnkey condition, this is the kind of property that stands out in today's market. While other units in the building vary in layout, view orientation, and floor height, this residence stands apart with true sunset views, generous square footage, and a higher floor vantage point that enhances both privacy and perspective. Inside, the layout is bright and welcoming, with Gulf-front views that carry through the living space and onto the private balcony, perfect for winding down as the sun dips into the water. This is the kind of unit guests return to and owners hold onto. Beyond the unit itself, Summerhouse continues to be a favorite among owners and vacationing families alike. Residents and guests enjoy two resort style pools with abundant lounge seating and shaded gathering areas, a kiddie pool, hot tub, tennis and pickleball courts, horseshoe pits, arcade, billiards room, and a recently renovated lobby. Secure RFID bracelet access provides controlled entry to community amenities, creating an enjoyable and family friendly resort experience just steps from the sand. As an added bonus for owners, HOA DUES HAVE JUST BEEN REDUCED, improving both cash flow and long-term value. Whether you're seeking a high performing investment, a second home with strong rental upside, or a private Gulf-front retreat elevated above the crowd, this 10th floor B-stack unit checks the boxes that matter most.

6505 Thomas Drive Unit 1009, Panama City

$4,490,000

9 Beds ⋅ 7 Baths ⋅ 784135 MLS

''INVESTMENT PROPERTY'' This beautiful Private Beach home is a money maker! It has produced over $400k in rentals a year over the last four years. It is already booked at 70% for 2026! The location is great in the heart of all the attractions in Panama City Beach! The home has a 14x24 heated pool, hot tub , and over 2000sq ft of back deck to enjoy. You can walk off the back deck right into the beautiful white sand, and into the gulf! Home also boasts plenty of parking for boats, motorcycles, or RV's. With 9 bed rooms and 7 bathrooms there is room for the entire family! King size beds are in seven of the nine bedrooms, and almost every room has a beautiful view of the gulf. Home has a Large open area for entertaining and Gourmet Kitchen. There is also a separate Media/Game room for the kids upstairs with game table and large flat screen TV. ''Making Waves'' is a premiere gulf front home with a proven rental record! You must come see it for yourself!

5409 Gulf Drive, Panama City

$395,000

2 Beds ⋅ 3 Baths ⋅ 784037 MLS

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

9900 S Thomas Drive Unit 1921, Panama City

$285,000

1 Baths ⋅ 784020 MLS

This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

9900 S Thomas Drive Unit 1905, Panama City

$885,000

3 Beds ⋅ 3 Baths ⋅ 784000 MLS

Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

3001 W 10th Street Unit 203, Panama City

$285,000

1 Beds ⋅ 2 Baths ⋅ 783971 MLS

Rental machine: 2025=$36,727.03, 2024=$34,965.84, 2023=$37,327.83, 2022=$37,787.05, 2021=$49,644.27 This incredible unit is strategically located on the south end so no unobstructed view of the pristine gulf waters. Additionally, located near the stairs and elevator... meaning during peak rental times your guests can avoid the elevator and take 2 flights to the kiddie pool, or the parking garage! Happier guests, better reviews, higher gross rents! Amenities include 5 pools, 2 hot tubs, pool restaurant, putting green, fitness center, the boardwalk, light show each evening, 2 parking garages, multiple onsite restaurants for the largest onsite resort on PCB!

9860 S Thomas Drive Unit 604, Panama City

$749,000

3 Beds ⋅ 2 Baths ⋅ 783877 MLS

Dunes of Panama 3 bedroom condos are exceptional investment properties. 3 bedroom condos in the E building produce $75,000 - $80,000 gross annual income. Never miss a sunset from this exceptional 3-bedroom, 2-bath end-unit condo, where balcony access from every room creates a seamless connection to coastal breezes and breathtaking Gulf views. Thoughtfully updated, this residence features tile flooring, granite countertops, crown molding, king-sized bedrooms, walk-in closets, and full-size laundry, offering both comfort and refined coastal style. A garage parking space adds rare convenience and value. Dunes of Panama is a truly one-of-a-kind beachfront community, celebrated for its expansive green spaces, resort-style atmosphere, and prime location adjacent to Rick Seltzer Park. Residents enjoy an impressive suite of amenities including three pools, pickleball, tennis, shuffleboard, fitness center, and on-site snack shop. Perfect as a primary residence, second home, or high-performing rental investment, this stunning condo delivers the ultimate beachfront lifestyle. A must-see opportunity with so much to offer. Buyer to verify all information deemed important. This comes with 1 garage space.

7205 Thomas Drive Unit E706, Panama City

$700,000

2 Beds ⋅ 2 Baths ⋅ 783667 MLS

WELCOME TO YOUR NEW PERSONAL HOME OR INVESTMENT CONDO!!! 80-100K GROSS RETURN ON INVESTMENT PROJECTED depending on the use of the owner. See documents for actual rentals since January 2025. SUNRISE AND SUNSET VIEWS FROM YOUR BEDROOM TO THE MAIN LIVING AREA! WALK IN AND DO NOTHING BUT REST AND RELAX OR RENT AND RETURN! CASH YOUR MAILBOX MONEY NOW! THIS UNIT IS CURRENTLY ON THE RENTAL MARKET AND IS HEAVILY RENTED SO CALL FOR TURN DATES. DESIGNER FURNITURE AND ALL DECOR CONVEYS. Spectacular views of the Gulf with this gorgeous East end unit with WRAP AROUND BALCONY. This is a totally renovated condo from floor to ceiling. There are upgrades and personal touches to this condo that make it a stand out in the building. The condo building itself has had several big renovations in the last several years to include new hurricane windows and sliders....Current renovations as of January 2026 thru March 2026 which are fully funded by the reserves include new exterior paint, new balcony railings and renovation of balconies. The windows and slider doors, pool, pool deck and hot tub were also been renovated in the last 6 years. Watercrest Amenities include a heated pool, hot tub, kid's pool, BBQ grills, exercise room, conference room, tennis courts, Pickle Ball court, shuffleboard, and a poolside tiki bar. There are also on-site vending machines, an ice machine, and ATM. Across the street you will find over flow parking and a storage area for your jet skis, boat, or trailer. WATERCREST is close to many kid and adult activities as well as too many to count local restaurants and pubs. Walmart, Publix, Winn Dixie are just minutes from the complex. WONDER WHAT IS GOING ON NEXT DOOR TO WATERCREST? HADLEY'S BEACH..... NO OBSTRUCTION FROM THOSE NEW HOME BUILTS TO THIS CONDO. THESE WILL BE HOUSES NOT A HIGH RISE COMMUNITY. The HOA is onsite on the 3rd floor making it easy for owners to communicate. Don't miss out. The reserve and integrity study is too large to add to documents please have your agent request and I will email

6201 Thomas Drive Unit 401, Panama City

$1,250,000

4 Beds ⋅ 5 Baths ⋅ 782809 MLS

Waterfront elegance meets modern luxury in this stunning Intracoastal home located within a private gated community. Enjoy sweeping water views from the primary bedroom and multiple balconies designed for seamless indoor-outdoor living. This fully remodeled residence features four bedrooms, each with its own private full bathroom, offering both comfort and privacy for family and guests. The gourmet kitchen is a true showpiece, boasting quartz countertops, a copper farmhouse sink, induction cooktop with downdraft, drawer microwave, and double wall ovens with air-fryer functionality. High end lighting over the large island. Plenty of room for seating or entertaining. The family room is beautifully appointed with surround sound, custom built-ins, crown molding, glass cabinetry, coffee bar. The Dining Room has spectacular view of the water and sunsets. The primary suite is a luxurious retreat featuring a spa-like en suite with a clawfoot soaking tub, double vanities, and an expansive custom walk-in closet. Low HOA. This home features its own deeded dock. This home has been thoughtfully renovated throughout and delivers refined coastal living with exceptional attention to detail.

6724 Yacht Club Drive, Panama City

$1,650,000

4 Beds ⋅ 4 Baths ⋅ 783393 MLS

LAGOON LIVING now UNDER CONSTRUCTION. Home will have boat slip on community dock. The new homesites in the gated Grand Lagoon Pointe will offer waterfront and interior sites. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. This home is available for pre-sale, design selections are able to be changed. Home is to be built. *USE 7900 S LAGOON DRIVE IN GPS*

7860 Grand Lagoon Way, Panama City

$649,900

3 Beds ⋅ 3 Baths ⋅ 992322 MLS ⋅ 1,581 SqFt.

**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment

2222 W 29th, Panama City

$299,999

2 Beds ⋅ 2 Baths ⋅ 783342 MLS

2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities.

100 Cherry Street Unit 406, Panama City

$189,900

1 Beds ⋅ 1 Baths ⋅ 983809 MLS ⋅ 750 SqFt.

RENOVATIONS COMPLETED and WOW! . New flooring! New paint! New countertops! Landmark Condominiums on Saint Andrew at an affordable price, your own piece of paradise! This pristine, beautiful condominium property offers a private beach, two community pools, a workout facility, outdoor grills and sitting areas, and even an owner's storage closet conveniently located outside the unit for extra storage space. The open floor plan and well-designed kitchen/dining area give you plenty of space for entertaining. And there is even an outdoor sitting area to enjoy the peaceful morning or to unwind in the afternoon. Just minutes away from dining options along Harrison or Beck Avenue, or venture on to Panama City Beach for the white sand beaches and emerald waters of the Gulf of Mexico.

2100 W Beach Dr Unit H103, Panama City

$1,895,000

4 Beds ⋅ 5 Baths ⋅ 987287 MLS ⋅ 4,125 SqFt.

LANDMAXXING at its finest! Welcome to 34 Palms -- A One-of-a-kind Waterfront Oasis Redefining Luxury Coastal Living. Experience the pinnacle of Florida waterfront living at 6701 Yacht Club Drive, a remarkable 0.83-acre peninsula estate with 360° panoramic bay views and endless adventure come together. Perfectly positioned with water on all sides, this 4-bedroom, 5-bath, 4,125-square-foot home captures the essence of the Florida boating lifestyle -- where every sunrise, sunset, and gentle breeze reminds you that you've arrived somewhere truly special. A Boater's Paradise: With direct Gulf access from your backyard, 34 Palms is your personal gateway to the open water. Offering both a private dock and an additional community boat slip, this property was designed for those who love to live life on the water. The calm bay setting is also perfect for kayaking, paddle-boarding, and jet skiing, all from the comfort of your home. Outdoor Living at Its Finest: Every inch of the estate was designed to celebrate outdoor living. Expansive decks and palm-lined walkways lead to multiple lounging areas ideal for entertaining or simply soaking in the serenity. Surrounded by lush tropical landscaping, this private oasis allows you to fish, paddle, or relax in complete tranquility all while enjoying breathtaking 360° views unique to its peninsula setting. Elegant Interiors & Inspired Design: Inside, natural light pours through floor-to-ceiling windows, illuminating open living spaces that seamlessly blend indoor and outdoor living. The heart of the home a bright, modern kitchen and inviting living area is perfect for both gatherings and quiet reflection, offering stunning water views from every angle. Luxurious Private Retreats: The primary master suite, perched on the top floor, provides a peaceful sanctuary with a private balcony, outdoor shower, and sweeping sunrise-to-sunset views. A third-floor guest suite offers its own ensuite bath and walk-in closet, while two additional bedrooms share a charming Jack-and-Jill bath ideal for family or guests. A three-car garage with an office or workshop space completes the thoughtful layout. Key Features -0.83-acre peninsula lot with water on all sides -Over 500+ of Waterfront -Private dock plus community marina boat slip -Direct Gulf of Mexico access for boating and fishing -Expansive 4,125 sq. ft. of light-filled living space -Multiple decks and outdoor entertaining areas -Lush tropical landscaping -Waterfront Gazebo with Private Beach -Largest lot in East Bay Preserve More than a home, 34 Palms is a lifestyle one defined by endless horizons, outdoor adventure, and effortless elegance. Discover unparalleled waterfront living where every day feels like a getaway. Schedule your private tour today and experience how 34 Palms redefines luxury coastal living.

6701 Yacht Club Dr, Panama City

$4,350,000

7 Beds ⋅ 9 Baths ⋅ 977364 MLS ⋅ 4,715 SqFt.

If you're looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis. The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.

8711 Surf Dr, Panama City

$329,500

2 Beds ⋅ 2 Baths ⋅ 969090 MLS ⋅ 1,262 SqFt.

Own a Slice of Paradise at Laketown Wharf - Gulf-View Turnkey Investment! Discover the perfect blend of luxury, convenience, and rental potential with this stunning 2-bedroom, 2-bathroom condo, plus an additional bunk room—ideal for maximizing occupancy and returns. Wake up to breathtaking Gulf views and enjoy a fully equipped kitchen featuring stainless steel appliances, granite countertops, and ample cabinet space. Recently updated with new kitchen appliances and a water heater (within the last 2 years), this unit is truly move-in ready. Nestled in the heart of Panama City Beach, Laketown Wharf offers unmatched resort-style amenities: Multiple pools & hot tubs 52,000 sq. ft. lakefront boardwalk with nightly fountain & light shows Fitness center, onsite dining, shopping, arcade, & bowling alley Stunning Gulf from a prime unit location Whether you're looking for a vacation home, full-time residence, or lucrative investment property, this turnkey condo offers endless possibilities. For more details & showings, contact Andrew Turner at 850.339.1715 today!

9860 S Thomas Dr Unit 907, Panama City

$305,000

4 Beds ⋅ 2 Baths ⋅ 990033 MLS ⋅ 1,827 SqFt.

$5,000.00 Towards your closing cost! Welcome to your new home! This beautifully maintained 4-bedroom, 2-bathroom property has been professionally cleaned and is move-in ready. Featuring an open-concept layout, this home offers spacious living areas and a stunning view of the backyard pond, surrounded by lush landscaping. Enjoy the outdoors in the generously sized backyard - perfect for gatherings with family and friends. The home includes stainless steel appliances, a washer and dryer, and gutters installed around the entire house. Located in the desirable Bridge Harbor community, you'll enjoy amenities like sidewalks, scenic walking Tyndall Air Force Base, major grocery stores, restaurants, a boat ramp, and more - everything you need is just minutes away. Don't miss your chance to own this beautiful home. Schedule your private showing today! $5,000.00 Towards your closing cost with a full price offer.

362 Highbrook Rd, Panama City

$234,900

2 Beds ⋅ 2 Baths ⋅ 783308 MLS

Welcome to Unit 37 at Palisades Condos, located on Panama City Beach's Grand Lagoon. This 2 bedroom, 2 bath ground floor condo has been nicely renovated with new kitchen and both baths and comes furnished. The galley style kitchen has a nice stainless appliance package,bright white cabinets and decorative back splash, A breakfast bar is there for your morrning coffee and quick lunch. Formal meals are enjoyed in the dining room,adjacent to the large living room. Both bedrooms are very large with pleny of closet space. Both bath rooms have been updated with new tiled showers, new vanities and new comodes. This condo NEEDS NOTHING except for a new buyer to enjoy. The condo complex has inground pools, tennis courts and BEST OF ALL a waterfront boat dock and fish cleaning station on Grand Lagoon. Dock your boat and be ready for a short trip to Shell Island or into the Gulf for some fishing. If fishing isn't your thing, paddleboarding,kayaking or a quick drive to the Worlds Most Beautfiful beaches will make anyone happy. As a bonus some of the most popular local restaurants are very close by. THIS ONE HAS IT ALL, call today.

6901 N Lagoon Drive Unit 37, Panama City

$667,000

3 Beds ⋅ 3 Baths ⋅ 783303 MLS

Priced to Sell, 31K Price Reduction. Waterfront, Beautiful Dream Townhouse, 3bedroom 2.5 Bath, 9 Foot Ceilings. In Exclusive Pelican Bay. Stunning Waterfront View of Saint Andrews Bay and Harbor where you can enjoy boating, fishing or Kayaking. Ceramic Tile on the First Floor with Hardwood Stair Case and Hardwood Floors on Second Story. Ample Closet Space Throughout, Spacious living area where can enjoy the Beautiful View of the Bay, Walk in Closet, en suite Bathroom with Jacuzzi Type Tub . Enjoy your coffee in the morning watching the Sunrise or Cocktail in the Evening from your Screened Downstairs Porch or Upstairs Balcony overlooking Saint Andrews Bay and Harbor. Entire Complex Recently Painted. Rentals must be 1 year. Loaded with Community Amenities including Nature Walk, Swimming Pool, Hot Tub, 2 Docks, Clubhouse with Kitchen. Shopping, St Andrews Park, Nearby. Don't Miss This Opportunity. BRING ALL OFFERS.

2330 Pelican Bay Court, Panama City

$252,500

1 Beds ⋅ 2 Baths ⋅ 783243 MLS

WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It doesn't get much better than that. Don't forget the pool & tennis courts, shuffle board, fire pit & community room. If you're looking for a short term, rental income producing property, this is it. Located in the middle of Thomas Dr. where all of the action is but a security gate for your privacy. This complex has a Commercial strip outside the gates, with restaurants, a winery & more. St. Thomas Sq. is also within walking distance of the Beach (with handicapped accessible access), and there are more restaurants nearby. (Mexican, Big Easy, Hammerhead Fred's, Wendy's, Pizza, Ice cream) AND NASHVILLE'S TOOTSIE'S !

8730 Thomas Drive Unit 104, Panama City

$288,000

1 Beds ⋅ 1 Baths ⋅ 783086 MLS

***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

4726 Bay Point Road Unit A208, Panama City

$639,000

3 Beds ⋅ 3 Baths ⋅ 783055 MLS

**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

2222 W 29th Plaza, Panama City

$375,000

1 Beds ⋅ 2 Baths ⋅ 782986 MLS

OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2302, Panama City

$367,500

1 Beds ⋅ 1 Baths ⋅ 782949 MLS

1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

$477,000

2 Beds ⋅ 2 Baths ⋅ 782948 MLS

2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

9450 S Thomas Drive Unit 1209C, Panama City

$355,000

1 Beds ⋅ 2 Baths ⋅ 782942 MLS

OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

9900 S Thomas Drive Unit 2325, Panama City

$629,900

4 Beds ⋅ 2 Baths ⋅ 782813 MLS

Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting. Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!

7432 Chipewa Street, Panama City

$699,600

2 Beds ⋅ 2 Baths ⋅ 782703 MLS

LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want—and very few ever get! Why is the 08 stack so coveted? Simple: more direct Gulf-front windows than any other unit in the building—and arguably on the beach. The views are breathtaking, expansive, and impossible to replicate. Then there's the massive Gulf-front balcony—a true showstopper. Designed for entertaining, it comfortably hosts 20+ guests for sunset cocktails, coastal breezes, and unforgettable evenings overlooking miles of emerald water and sugar-white sand! Perched on the 10th floor, this unit hits the sweet spot. High enough for panoramic views and privacy, yet low enough to clearly see the pool, beach, and ocean—while staying comfortably above the noise of lower floors. Guests and owners alike love this level! Watercrest is widely regarded as one of the premier Gulf-front condominiums on Panama City Beach, and opportunities like this are increasingly rare. Units in this location, with this floor plan and view, do not last! If owning a standout beachfront property is your goal, now is the time to act. Prime locations like this are always in demand—and rarely available. Don't miss your chance to claim one of the finest condos on the beach!

6201 Thomas Drive Unit 1008, Panama City

$715,000

2 Beds ⋅ 2 Baths ⋅ 782639 MLS

Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you'll enjoy a serene atmosphere free from vacation crowds. This unit's unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

6323 Thomas Drive Unit 104B, Panama City

$542,000

2 Beds ⋅ 2 Baths ⋅ 782502 MLS

Experience beachfront living at its best in this beautifully updated condo at Sunrise Beach, where floor-to-ceiling views showcase the emerald Gulf waters and the iconic PCB shoreline. This spacious layout features 2 bedrooms, 2 bathrooms, and a full bunk room, offering the flexibility of a three-bedroom setup—perfect for guests, extended family, or maximizing rental potential. The main living area is filled with natural light, enhanced by high ceilings and seamless tile flooring that flows straight out to the oversized private balcony. Whether you're sipping your morning coffee or unwinding at sunset, the Gulf views here are nothing short of spectacular. The kitchen is designed for both style and function, complete with granite countertops, a breakfast bar, and modern appliances, while the full laundry room adds everyday convenience. The Gulf-front primary suite creates a peaceful retreat, offering balcony access and a large ensuite with double vanities, a soaking tub, and a separate walk-in shower. Guests will appreciate the comfortable second bedroom and the dedicated bunk room that makes excellent use of space. At Sunrise Beach, every amenity is thoughtfully placed on the Gulf side of Front Beach Road for effortless beach access. Enjoy two gulf-front pools (one seasonally heated), hot tubs, a splash area for kids, a fitness center, grilling stations, an owners' lounge, arcade, and high-speed elevators. With 346 feet of pristine beachfront and some of the most reasonable HOA fees on the coast, this resort feels like a true getaway. Ideally located less than a mile from Pier Park and within walking distance of dining hotspots, this condo places the best of Panama City Beach right at your doorstep. Whether you're seeking a second home, investment property, or full-time beach retreat, this Sunrise Beach beauty delivers incredible views, comfort, and convenience in one exceptional package.

14825 Front Beach Road Unit Unit #903, Panama City

$240,000

1 Beds ⋅ 2 Baths ⋅ 782480 MLS

Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

8730 Thomas Drive Unit 102, Panama City

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