Panama City, FL Real Estate | Panama City, FL Waterfront Homes for Sale

NEW SALE PRICE Fully furnished and turnkey 1BR/1BA at Sunbird Condominiums offering immediate rental or personal use on the beach of Panama City Beach. Approx. 609 H&C sq ft with a functional, light-filled layout and all furnishings conveying. Sunbird offers resort-style amenities including three pools (one heated), pickleball, tennis, shuffleboard, fitness center, and direct beach access. Prime location on Thomas Drive near dining, shopping, and entertainment. Ideal investment, vacation retreat, or both. Professional photos coming soon!

9850 S Thomas Drive Unit 909E, Panama City

$325,000

3 Beds ⋅ 2 Baths ⋅ 1000776 MLS ⋅ 1,628 SqFt.

Welcome to this beautifully maintained all-brick ranch-style home featuring 3 bedrooms and 2 full bathrooms--where comfort, style, and practicality come together seamlessly. Nestled in a peaceful setting, this home offers the perfect blend of indoor charm and outdoor serenity. You'll love the open-concept kitchen with updated cabinetry that flows effortlessly into the inviting family room, complete with a cozy wood-burning fireplace. There's also a spacious formal dining and living area--ideal for hosting holidays and special gatherings. Step outside to unwind on the screened-in porch or enjoy the stunning water views from the backyard deck--perfect spots for your morning coffee or evening meals. The property includes a 2-car attached garage and an extra driveway space with an exterior electric hookup--perfect for your RV or boat. The sprinkler system is on well water. Major updates include a 2019 roof, 2025 AC with air purifier, 2021 hot water heater, and installed impact-resistant windows (excluding the garage window). This move-in-ready gem offers both peace of mind and everyday comfort. Canal ends at the end of the street. Come see this wonderful home for yourself--you won't want to miss it!

1207 Tuscany Rd, Panama City

$325,000

3 Beds ⋅ 2 Baths ⋅ 788456 MLS

Welcome to this beautifully maintained all-brick ranch-style home featuring 3 bedrooms and 2 full bathrooms--where comfort, style, and practicality come together seamlessly. Nestled in a peaceful setting, this home offers the perfect blend of indoor charm and outdoor serenity. You'll love the open-concept kitchen with updated cabinetry that flows effortlessly into the inviting family room, complete with a cozy wood-burning fireplace. There's also a spacious formal dining and living area--ideal for hosting holidays and special gatherings. Step outside to unwind on the screened-in porch or enjoy the stunning water views from the backyard deck--perfect spots for your morning coffee or evening meals. The property includes a 2-car attached garage and an extra driveway space with an exterior electric hookup--perfect for your RV or boat. The sprinkler system is on well water. Major updates include a 2019 roof, 2025 AC with air purifier, 2021 hot water heater, and installed impact-resistant windows (excluding the garage window). This move-in-ready gem offers both peace of mind and everyday comfort. Canal ends at the end of the street. Come see this wonderful home for yourself--you won't want to miss it!

1207 Tuscany Road, Panama City

$339,000

1 Beds ⋅ 1 Baths ⋅ 788297 MLS

Welcome to a refined Gulf-front retreat in the heart of Panama City Beach--where elevated coastal living meets effortless luxury at Sunbird Resort #309E. Top Reasons to OWN This Exceptional Gulf-Front Condo: • Newly renovated with a private Gulf-front balcony showcasing sweeping pool and emerald gulf waterfront views! • Designed for intimate getaways or upscale small-family retreats • Boutique low-rise beachfront community offering a more exclusive feel • Three shimmering Gulf-front pools just steps from the sand • Onsite fitness center and convenient community laundry • Prime location next to the iconic Pineapple Willy's Step inside to an open-concept layout adorned with designer furnishings and curated coastal finishes. The gourmet kitchen is a true showpiece, featuring stainless steel appliances, endless granite countertops, and a custom backsplash that elevates every culinary moment. The spa-inspired bathroom offers a luxurious glass-enclosed shower--crafted for indulgence after sun-soaked beach days. Wake each morning to the glow of the Gulf and unwind each evening with breathtaking sunset views from your private balcony. This residence comfortably accommodates four guests with a serene queen suite and a stylish sleeper sofa, blending comfort with sophistication. Sunbird Resort delivers a premier beachfront lifestyle with resort-style amenities, walkable dining, and direct access to sugar-white sands. Whether you're seeking a personal escape or a high-performing investment, this Gulf-front gem captures the essence of elevated coastal living.

9850 S Thomas Drive Unit 309E, Panama City

$499,000

2 Beds ⋅ 2 Baths ⋅ 788278 MLS

Dunes of Panama 2 bedroom with large balcony. Located on the 15th floor this unit has outstanding views from the living room and primary bedroom. The oversized floor plan has plenty of storage and new slider doors to to view the gulf. Short term rentals are allowed and being sold furnished rental ready.

7205 Thomas Drive Unit 1504, Panama City

$335,000

1 Beds ⋅ 2 Baths ⋅ 788246 MLS

Magnolia Bay--where waterfront living meets comfort, convenience, and lifestyle. This beautifully maintained 10th-floor condo offers 1 bedroom plus a versatile bonus room, 2 full bathrooms, and 1,248 square feet of thoughtfully designed living space. Owned by the original owners and lightly used as a vacation home, this residence has been exceptionally cared for and is truly move-in ready. The spacious primary bedroom layout allows for an expanded living area, while the bonus room provides the perfect space for a home office, guest room, or flex space--comfortably accommodating a queen-size bed. Enjoy stunning waterfront surroundings and the peace of mind that comes with living in a gated community known for its beautifully maintained grounds, charming paver streets, sidewalks, and playgrounds. Magnolia Bay offers resort-style amenities, including a fitness center, waterfront pool, grilling areas, private dock, sandy beach along the bay, kayak storage, and a community room complete with a pool table--ideal for relaxing or entertaining guests. This unit also includes an assigned covered parking space for added convenience. Ideally located just minutes from grocery stores, shopping, dining, the beaches, boat ramps, and everyday essentials, this condo combines low-maintenance living with an unbeatable coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this waterfront gem checks all the boxes.

2400 Grandiflora Boulevard Unit 1002, Panama City

$359,000

3 Beds ⋅ 3 Baths ⋅ 787892 MLS

Experience waterfront living at this beautifully updated 3-bedroom, 2.5-bath duplex, perfectly situated in one of the most sought-after areas in town. This stunning property has been completely transformed with a modern design throughout. Step inside to find fresh paint, a fully updated kitchen, and stylishly renovated bathrooms, offering a clean, contemporary feel from top to bottom. Every detail has been thoughtfully upgraded, making this home truly move-in ready with no work needed. Go green and save--this home comes equipped with fully paid-off solar panels, delivering sustainable living and significant energy savings without any added expense. Enjoy outdoor living with a spacious deck -perfect for entertaining or relaxing - and your own private dock with direct Gulf access. Whether you're an avid boater or simply love spending time by the water, this property offers the ideal lifestyle. Don't miss this rare opportunity to own a waterfront home that combines comfort, style, and unbeatable location!

1211 Capri Drive, Panama City

$549,000

2 Beds ⋅ 2 Baths ⋅ 787779 MLS

This 2-bedroom condo in Edgewater Tower III offers a layout that just makes sense...comfortable, functional, and easy to enjoy whether you're here for a weekend or an extended stay. One of the standout features is the Gulf view from the primary bedroom, giving you that everyday reminder of why you wanted a place at the beach in the first place. The primary suite also includes a spacious bathroom, creating a more private and relaxed feel, while the second bedroom works well for guests or additional flexibility. What makes this one especially appealing is that it's already on a rental program with a proven history. It's truly TURNKEY and ready to go, no waiting, no extra setup, whether you're looking for an investment, a second home, or a mix of both. Located in Edgewater Beach & Golf Resort, you're part of a gated and guarded community that offers one of the most complete amenity packages in Panama City Beach. Owners and guests enjoy beach service along the white sand shoreline, complimentary golf, tram service, multiple pools and hot tubs, pickleball and tennis courts, a fitness center, and convenient on-site dining options including Oceans Restaurant and Edgie's Market. You're also right in the middle of everything...walkable to local favorites like Firefly for dinner or Rock'it Lanes for a fun night out. If you've been looking for something that's easy to own, easy to rent, and in a location people come back to year after year, then it's time to schedule a viewing toady!

11347 Front Beach Road Unit 511, Panama City

$270,000

3 Beds ⋅ 3 Baths ⋅ 787768 MLS

Seller will contribute $7,500 towards buyers closing costs with strong offer. $45,000 Price Improvement! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today. Sorry No Short Term Rentals.

6089 E Highway 98, Panama City

$550,000

2 Beds ⋅ 2 Baths ⋅ 787727 MLS

GULF FRONT, FULLY UPDATED, FURNISHED, RENTAL READY, HUGE BALCONY! Beautifully updated and meticulously maintained 2BR/2BA condo at the Dunes of Panama Resort, offering 1,289 sq ft with stunning Gulf views from the living area and master suite, plus breathtaking sunsets from your oversized private balcony. Features include a remodeled kitchen and bathrooms (updated just a couple years ago), along with a gorgeous tiled master shower. The split-bedroom layout offers privacy with ample storage. Sold fully furnished (excluding balcony furniture) and ready to generate income or enjoy as a second home or full-time residence. Resort amenities include 1,500 feet of sugar-white beachfront, 3 Gulf-front pools (one heated), tennis & pickle ball courts, basketball, fitness center, shuffleboard, volleyball, BBQ grills, Stingray's restaurant, and the Sneaky Tiki. Beach life looks good on you--don't miss this one!

7205 Thomas Drive Unit E1904, Panama City

$225,000

1 Beds ⋅ 2 Baths ⋅ 787657 MLS

***A BEST VALUE PRICED UNIT with SOLID RENTAL RETURNS***Calling Investors*** This charming coastal beach condo is move in ready or rental ready if you are looking for a great short term rental unit! This is a 1 big bedroom, 1 bunk room, 2 full bath condo with 1047 sq. ft. of living space. Compare that with other condo complex's and you get more size for your money at Laketown Wharf. Check out the new stainless steel kitchen appliances, granite countertops, and new premium plush carpet in the living areas. Beautiful furniture package is included plus a stacked washer and dryer is included too. The covered balcony is 19'x8' and being on the lower levels eliminates elevator waits and gives you or your guests he best views of the nightly Las Vegas style light show set to music! This unit has direct waterfront lake views from the balcony and is across the street from the GULF with a dedicated deeded access gate & boardwalk through Pineapple Willy's. COA fee's include Cable, Internet, Hazard Property Insurance, Water & Garbage (you basically only pay for power) The most amenities around which include: access to 5 POOLS, Full 2 story GYM, Pickleball Courts, Many restaurants, 24 hour security and gated property. Come experience this one stop destination for your next vacation and a great investment.

9902 S Thomas Drive Unit 135, Panama City

$485,000

2 Beds ⋅ 3 Baths ⋅ 787612 MLS

Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.

9900 S Thomas Drive Unit 323, Panama City

$399,900

2 Beds ⋅ 2 Baths ⋅ 787603 MLS

Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2-bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly increases occupancy--making this unit ideal for vacation rental income. Coastal tones and modern finishes create a bright, clean, and turnkey-ready interior. Step outside to your private balcony and take in panoramic beachfront views, perfect for sunrise coffee or sunset cocktails--one of the most desirable features for Panama City Beach vacation rentals. This unit also includes a deeded parking space, a rare and highly valuable asset that enhances both convenience and rental appeal. Owners and guests at Shores of Panama enjoy resort-style amenities including: Lagoon-style beachfront pool, Indoor heated pool & hot tub, Fitness center & full-service spa, On-site dining and bar, Direct beach access. Located in the heart of Panama City Beach, Florida, this property is minutes from dining, entertainment, and attractions--making it a top choice for investment property buyers, second-home owners, and those seeking a turnkey beachfront condo. Whether you're searching for a high-performing investment property or a Gulf-front second home, this opportunity delivers on every level.

9900 S Thomas Drive Unit 2011, Panama City

$225,000

2 Beds ⋅ 2 Baths ⋅ 787549 MLS

Seller offers $5,000 in FLEX $$$! WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!

316 Cherry Street Unit 33, Panama City

$1,450,000

3 Beds ⋅ 2 Baths ⋅ 787486 MLS

Discover Luxury at 6323 Thomas Drive Unit 501, Summerwinds Condominium. Escape to this exclusive beachfront paradise in Panama City Beach's premier non-rental gated community. This stunning 5th-floor end unit in the East Tower offers 3 bedrooms, 2 baths, and 2,400 sq ft of living space with forever Gulf views. Perched directly on pristine beaches, Unit 501 delivers sweeping sunrise and sunset vistas from the open living area, master suite, and expansive wraparound balcony. The private, secure Summerwinds community ensures tranquility with no rentals allowed, perfect for personal retreats or primary residences. The gourmet kitchen boasts quartz countertops, custom cabinets, tile backsplash, and a large bar for effortless entertaining. Contemporary lighting and new flooring throughout, elevating everyday luxury. Unwind in the Gulf-front master with a large walk-in closet, dressing room, oversized tub, double vanity, and separate shower. Enjoy two Gulf-front pools (one heated seasonally), a clubhouse, beachfront pavilion, fitness center, and private enclosed garage.

6323 Thomas Drive Unit 501A, Panama City

$364,500

3 Beds ⋅ 3 Baths ⋅ 787453 MLS

REDUCED -- REDUCED --IMMACULATE - UPDATED - THIS SPACIOUS TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. BEAUTIFUL ELECTRIC FIREPLACE FOR ADDED COMFORT IN COOLER WEATHER. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN FLOOR ALSO. TONGUE AND GROOVE CEILINGS THROUGHOUT THE HOME OFFER ADDED INTEREST WHILE A COMBO OF TILE AND BEAUTIFUL LUXURY VINYL FLOORS OFFER DURABILITY AND EASY OF CLEANING. UPSTAIRS: OVERSIZE MASTER BEDROOM THAT OVERLOOKS THE CANAL OUT BACK HAS 2 SEPARATE CLOSETS (ONE IS A WALKIN) AND A LARGE NEWLY UPDATED TILE SHOWER WITH A SEPARATE TOILET AREA. THERE IS AN UPSTAIRS BALCONY OVERLOOKING THE CANAL. TWO OTHER ROOMY BEDROOMS SHARE A HALL BATH. THE LIST GOES ON ! THE 22'X22' COVERED DECK/ PATIO OVERLOOKS THE CANAL WITH AN UPDATED SEAWALL AND 21' X 10' DECK JUST WAITING FOR YOUR BOAT. SEVERAL STREETS HAVE BEEN NEWLY PAVED WITH NEW CURBS, GUTTERS, FIRE HYDRANTS, AND WATER AND SEWER LINES. LOTS OF AMENITIES TO SEE AND ENJOY. THIS HOME HAS BEEN ALMOST TOTALLY UPDATED! THIS IS A RARE FIND AND BEING ON THE WATER REALLY LETS YOU PLAY A LITTLE. THIS IS A MUST SEE PROPERTY CALL TODAY FOR AN APPOINTMENT. !!!

1341 Capri Drive, Panama City

$449,999

2 Beds ⋅ 2 Baths ⋅ 998919 MLS ⋅ 1,458 SqFt.

~~Price Correction~~This low rise 2 BDRM condo is Bay front you have an amazing view of the resort pool but, far enough away from the pool noise. If relaxing is on your agenda there is a full-service spa on the first floor. Golfing, fishing, sunning, and or biking all great in this area. The complex allows short term rentals, and many make this their full-time residence.

4100 Marriott Dr Unit UNIT 310, Panama City

$699,800

3 Beds ⋅ 3 Baths ⋅ 787342 MLS

THERE IS GREAT POTENTIAL TO MAKE MONEY ON THIS CONDO! If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that discerning buyers are always chasing--and seldom find. Positioned in the highly coveted ''07 stack,'' this unit boasts more direct Gulf-front windows than nearly any other in the building, flooding the interior with natural light and showcasing truly panoramic, unobstructed views of the emerald waters and sugar-white sands. Step outside to what is arguably one of the most impressive balconies on the beach. Expansive and built for entertaining, this Gulf-front terrace can comfortably host 20+ guests--perfect for sunset gatherings, coastal breezes, and unforgettable evenings overlooking miles of pristine shoreline. Located on the 16th floor, this unit strikes the ideal balance: high enough for sweeping, private views, yet low enough to keep you connected to the pool, beach, and shoreline activity--without the noise of lower levels. It's a perspective both owners and guests consistently prefer. Now, here's where the opportunity becomes truly compelling: this condo is priced $75,000 below market value, giving you the rare chance to create a fully customized beachfront retreat tailored to your exact taste. Instead of settling for someone else's design choices, you can transform this already exceptional space into a modern coastal showpiece--while instantly building equity. Watercrest is widely regarded as one of the premier Gulf-front communities on Panama City Beach, and inventory in this building--especially in this stack and layout--is extremely limited. Whether you're seeking a luxury personal escape, a high-demand rental investment, or both, this property delivers location, layout, views, and upside in one compelling package. Opportunities like this don't wait--and neither should you. Secure your place on the beach and turn this exceptional value into your own one-of-a-kind coastal masterpiece!

6201 Thomas Drive Unit 1607, Panama City

$465,000

3 Beds ⋅ 3 Baths ⋅ 787303 MLS

Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout designed for entertaining, complete with a convenient downstairs half bath. Upstairs, the massive waterfront primary suite serves as a true retreat, featuring a private balcony for soaking in serene sunsets, a huge walk-in closet, and an ensuite with his-and-hers vanities, a jacuzzi tub, and a separate walk-in shower. Practicality meets peace of mind with a two-car garage, storm shutters, and a 2019 metal roof. Perfectly situated just minutes from Tyndall AFB, shopping, and dockside dining--some even accessible by boat--this home is an unbeatable find for year-round living or a weekend escape. Tour today!

5116 Blue Harbor Drive, Panama City

$525,000

2 Beds ⋅ 2 Baths ⋅ 787265 MLS

My Featured Listing this month is #1405 Watercrest Condo at 6201 Thomas Dr. This 2-bedroom 2-bath Gulf Front condo has great views of the Gulf. ** The lowest Priced condo at Watercrest for just $525,000. ** This 14th floor condo is in the center of the building. Large totally private balcony can't be seen from any other unit. Recently remodeled with high-end finishes. Large Beautiful 2 Bedroom/2 Bath Gulf Front condo. This is a great location on the desirable East End of the Beach. (Quiet, less traffic and the Best Restaurants). With the large living room and dining area and boasting a whopping 1,379 sq. ft of floorspace, you have plenty of room for large family get togethers. This condo will give you the perfect place to make many wonderful memories. Watercrest is a very popular beach destination which makes this a very good investment property. Take a look at this condo today. (This building has passed the Milestone Inspections. All new exterior hurricane doors)

6201 Thomas Drive Unit 1405, Panama City

$550,000

4 Beds ⋅ 4 Baths ⋅ 787119 MLS

Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

3412 Harrison Avenue, Panama City

$1,635,200

3 Beds ⋅ 3 Baths ⋅ 787114 MLS

Home to be built. Open and comfortable, casual yet elegant, The Bella Vista, an AR Homes floor plan is designed to make everyone feel like a member of the family. The kitchen is at the heart of it all with island seating, a walk-in pantry, and sight lines to the great room, dining room, and glass-door-walled outdoor spaces. Owner's suit, Two bedrooms and a large bonus room line the length of the home, while the private owner's suite offers peaceful indulgence. The Bella Vista Features: Main living area with 10' tray ceilings opens to covered lanai via pocketing sliding glass doors, bedroom, one adjacent to full bath, both with walk-in closets Den in front of home can function as additional media room, office, and quiet space Bonus room in back corner of home offers easy access to cabana for indoor/outdoor entertaining This home can be customized to suit your needs and preferences. Lot preparation - clearing extra fill dirt or foundation (if needed) is not included in the base price, outdoor kitchen, pool and screen enclosure are optional. To purchase the lot only - see listing #786835 Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle.

000 Plantation Drive, Panama City

$579,000

3 Beds ⋅ 3 Baths ⋅ 998393 MLS ⋅ 2,263 SqFt.

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: " Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. " Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! " Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Dr, Panama City

$245,000

1 Beds ⋅ 2 Baths ⋅ 787007 MLS

*The adjacent unit #107 is also available for purchase! This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This cozy unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. Back at St Thomas Square, enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickle ball and tennis! The shops and restaurants at St Thomas give the opportunity to shop and walk to dinner if you want to stay close to home. This beautiful, charming and inviting villa is the perfect beach home or beach rental! Come take a look at this lovely community today! All measurements are approximate, please verify if important. List of items that DO NOT convey: living room lamps, entryway mirror, bedroom furniture and tv, any personal effects.

8730 S Thomas Drive Unit 106, Panama City

$589,000

2 Beds ⋅ 2 Baths ⋅ 786940 MLS

Welcome to your Gulf-front getaway at Treasure Island Resort--where the views are endless and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out 2-bedroom, 2-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the Gulf--bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish--perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized with dual vanities and dual shower heads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished and the seller has already secured annual beach chair service--making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location... this is it.

5004 Thomas Drive Unit 1102, Panama City

$579,000

3 Beds ⋅ 3 Baths ⋅ 786925 MLS

Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Drive, Panama City

$915,000

3 Beds ⋅ 2 Baths ⋅ 786919 MLS

3BR/2BA Gulf-front condo in Treasure Island, Panama City Beach. West-end corner unit with wraparound views. 1,950 SF, $930K, STR allowed. If Gulf views are a priority, this west-end corner unit at Treasure Island delivers one of the widest and most dynamic perspectives along Panama City Beach. Located in a 23-story Gulf-front building, Unit 1212 is positioned to take advantage of the natural curve of the coastline, offering extended sightlines down the beach toward Walton County and even Sandestin on clear days. This is a 3-bedroom, 2-bath condominium with approximately 1,950 square feet, built in 2005, listed at $930,000, and short-term rentals are allowed. The interior layout is designed around those views. As you enter, the unit opens into a main living, dining, and kitchen area where floor-to-ceiling windows frame the Gulf and bring in natural light throughout the day. The kitchen offers generous workspace with abundant cabinetry, a pantry, and a breakfast bar with seating. A separate dining area and breakfast nook provide flexibility for everyday use or larger gatherings, consistent with the original design intent. Tile flooring runs throughout the unit for durability and ease of maintenance, and crown molding accents the main living areas. The primary suite is positioned on the Gulf side with balcony access, a walk-in closet, and an oversized bathroom featuring double vanities and a walk-in shower. Two additional bedrooms each have their own balcony access and offer a combination of inland and water views. A dedicated laundry room includes space for full-size washer and dryer along with additional storage and the water heater. The building includes secured garage parking with multiple levels, one assigned parking space and additional parking available. Monthly HOA dues of approximately $995 cover water, sewer, internet, cable, insurance, maintenance, security, and access to amenities. Treasure Island amenities include a Gulf-front pool heated in cooler months, hot tubs, expansive sun decks, direct beach access, a fitness center, community spaces, and on-site management and rental services. The covered entrance allows for convenient loading and unloading in all weather conditions. Located on Thomas Drive on the east end of Panama City Beach, this property offers proximity to local dining, marinas, shopping, and outdoor recreation. Public beach access, boating, and nearby state park amenities contribute to the overall usability of the location for both owners and guests. COST TO OWN 2025 Electric Bill Average was $91 per month 2025 Homeowners Insurance was $762 year 2025 Property Taxes were $10,112 2026 Homeowners Association Condo Fee is $2,987.82 paid quarterly. ***The Baby Grand Piano Does NOT Convey with purchase of the unit***

5004 Thomas Drive Unit 1212, Panama City

$385,900

1 Beds ⋅ 2 Baths ⋅ 786857 MLS

Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation. Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room. Whether you're seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security. The resort's reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the perfect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you're searching for a proven investment property or your own slice of paradise on the World's Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding amenities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

5115 Gulf Drive Unit 1403, Panama City

$385,000

2 Beds ⋅ 2 Baths ⋅ 786853 MLS

Nobody is above you in this handsome 2nd Story condo with a FANTASTIC view of the yachts docked at the Point South Marina in Bay Point. Unit C226 (in Building 5 at Harbour Villas) will take your breath away, and the good news is that it comes furnished. Enjoy waterfront sunsets without leaving your condo! You always have a bird's-eye view of the many gorgeous yachts that are docked outside your building! You will enjoy the weigh-ins at the popular Billfish tournaments and other sponsored functions from your 2BR-2 BATH recently renovated unit! Bay Point is such a popular place because of the wonderful security, the golf course, Neon's Bar 72, and the beautiful surroundings in Bay Point- If you would like to be proud of your investment or permanent home, this one is tastefully done--magazine worthy- If you're a boater or golfer, it is a no-brainer! - Move right in!

4726 Bay Point Unit C226, Panama City

$8,475,000

5 Beds ⋅ 10 Baths ⋅ 786845 MLS

Perched on 380 feet of pristine West Bay waterfront along the Northwest Florida Gulf Coast, Villa Chimera is the most extraordinary luxury estate in Panama City Beach. Spanning 9,473 sq. ft. across three expansive lots, this 5BR/6BA/4HB masterpiece was authentically modeled after an Italian Venetian Palazzo -- designed by architect Philip Spann from hand-sketched owner drawings inspired by Renaissance master Andrea Palladio. Every finish was sourced from Italy or crafted by world-renowned artisans: a hand-carved Italian marble fountain, cushion-cut marble walls, Venetian silk upholstery, a Rome-crafted stone dining table, and a Renaissance fresco ceiling hand-painted by artist Jody Matokovich. This is not simply a Gulf Coast luxury home -- it is a one-of-a-kind legacy estate. The soaring foyer commands immediate attention with its grand Schonbek crystal chandelier, custom compass rose marble floor inlay, and solid stone staircase with marble balusters. The great room overlooking West Bay features a marble fireplace, limestone accents, and walls upholstered in Bevilacqua silk -- made in Venice and renowned worldwide. A media room with a theater-size projection screen and theatrical lighting flows seamlessly from the living space. The gourmet kitchen features Wolf and Sub-Zero appliances, a breakfast bar, separate bar area, and a fully equipped butler's pantry for effortless large-scale entertaining. All cabinetry was custom-designed by Design Galleria of Atlanta. The dining room centers around a custom stone table crafted in Rome outside the Vatican walls, beneath Venetian watermark plasterwork evoking centuries of Palazzo history. The second-level master suite is a private sanctuary with bay views, a columned balcony, and a hand-painted Renaissance fresco vault ceiling. Separate his-and-hers bathrooms each feature heated floors and double showers with body jets. A detached guest house -- connected by covered walkway -- includes a full kitchen, sitting area, private veranda, and full bath. Smart home living is delivered via a full Crestron system controlling all lighting, media, and security. Additional highlights: Kohler 100KW whole-house generator, all-copper plumbing, 4-car garage with wheelchair lift, whole-house central vacuum, monitored security cameras, LED lighting throughout, and all windows and exterior doors replaced post-Hurricane Michael. A rare and irreplaceable Florida Gulf Coast waterfront estate -- schedule your private showing today.

3730 Preserve Bay Boulevard, Panama City

$225,000

3 Beds ⋅ 2 Baths ⋅ 786846 MLS

Seller offering $10,000 in buyer closing costs! Affordable waterfront living! This large 3Br/2Ba manufactured home features fresh paint, large rooms, fireplace, sits on 0.69 acres, metal roof, and a huge back porch. Relax and watch the sunset from this expansive porch or on dock. Plenty of fish to catch here too! Bring your boat or jet ski to head out to North Bay. If you prefer, you can lazily Kayak around to enjoy the nature among the needle rush. Hickory Bluff is only minutes from shopping, dining, and the beautiful white sands of Panama City Beach!

586 Hickory Bluff Drive, Panama City

$569,900

3 Beds ⋅ 2 Baths ⋅ 786841 MLS

Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

6905 Hugh Drive, Panama City

$199,000

3 Beds ⋅ 2 Baths ⋅ 786811 MLS

***INVESTORS DREAM*** Home was taken down to studs and rebuilt, from plumbing to electrical, 220 amp breakers, New roof in 2022, Seller had to change directions and now your buyer can get this great deal, Only a few items left to do. Home has new Water Treatment system, that is attached to outside spigots, 3 bed 2 bath home with bonus room, Separate Garage, and Lots of Space. 75 ft of water front Bayou George that flows into Deer Point Lake . This is a great investment for someone who is not afraid of a little work.

6533 Dahlia Drive, Panama City

$439,000

2 Beds ⋅ 2 Baths ⋅ 786790 MLS

2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit***

6505 Thomas Drive Unit 411, Panama City

$413,300

2 Beds ⋅ 3 Baths ⋅ 786779 MLS

WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

9900 S Thomas Drive Unit 1704, Panama City

$309,300

1 Beds ⋅ 1 Baths ⋅ 786766 MLS

LOW COST TO INVEST IN THIS BEACHFRONT CONDO WITH GREAT ROI.... NEW AC UNITS TO BE INSTALLED SUMMER 2026 through the HOA reserves at no cost to the owners. The current AC unit is ONLY 1.5 years old ... .....Don't miss this TURNKEY 1 Bedroom/1 Bath beachfront condo in the highly sought-after West Tower. Located on a desirable low floor, this unit has been totally renovated from top to bottom to include brand new kitchen and bathroom cabinets, stylish countertops, updated flooring, and newer furniture throughout. Enjoy resort-style living with 3 sparkling pools, pickleball and tennis courts, and 24-hour gated security in this well-maintained community. The building has passed all required milestones, and the reserve study has been completed for your peace of mind. Perfect as a vacation home, rental property, or year-round residence--schedule your showing today! Walking distance to local restaurants, bars and shopping!

9850 S Thomas Drive Unit 401W, Panama City

$399,000

3 Beds ⋅ 2 Baths ⋅ 786742 MLS

PRICE REDUCED!! Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place. Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or entertaining. The brand new kitchen is a true showstopper, featuring all-new appliances, brand new cabinets, modern fixtures, and beautiful new flooring that flows throughout the home. Both bathrooms have also been fully updated, offering fresh, modern finishes and thoughtful design. Just off the main living area, you'll find a beautiful sunroom filled with natural light, complete with built-in bookcases and cabinets, making it the perfect space for hobbies, reading, crafting, or a peaceful home office. Outdoor living is just as enjoyable with a screened-in porch and a deck overlooking the canal--ideal for morning coffee, evening relaxation, or entertaining guests. The two-car garage offers abundant storage and workspace, perfect for vehicles, hobbies, or equipment. There is also additional parking available for extra vehicles or even a boat. Situated in a quiet, well-established neighborhood and centrally located, this home combines charm, quality upgrades, and an unbeatable location. Don't miss this opportunity--homes like this don't come around often!

1211 Tuscany Road, Panama City

$1,625,000

3 Beds ⋅ 3 Baths ⋅ 786629 MLS

St. Andrews Park Place - Experience exceptional coastal living in this highly sought-after private residence ideally located on the quiet east end of Panama City Beach. Situated adjacent to St. Andrews State Park, one of Florida's premier natural preserves, this condominium enjoys a setting known for pristine beaches, emerald waters, abundant wildlife, and some of the area's best outdoor recreation. Whether you enjoy kayaking, fishing, paddleboarding, or simply relaxing along an uncrowded shoreline, this location offers a lifestyle that is difficult to match. Inside, the condominium features a comfortable layout, remodeled in 2019, ideal for full-time living or a second home. Step outside your door and you are just moments from the sand, the Gulf, and the scenic beauty that defines the east end of Panama City Beach. This west-facing residence also offers beautiful sunset views and one of the most desirable locations on the beach--combining convenience, natural surroundings, and strong long-term value. This is a non-rental property.

4421 Thomas Drive Unit 202, Panama City

$439,999

2 Beds ⋅ 2 Baths ⋅ 786622 MLS

~~ Seller willing to pay 1 yr HOA fees!~~This low rise 2 bdrm condo is Bay front you have an amazing view of the resort pool but, far enough away from the pool noise. If relaxing is on your agenda there is a full service spa on the first floor. Golfing, fishing, sunning, and or biking all great in this area. The complex allows short term rentals and many make this their full time residence.

4100 Marriott Drive Unit 310, Panama City

$325,000

4 Beds ⋅ 2 Baths ⋅ 786518 MLS

Introducing 9121 Burnt Mill Creek Road, one of the most peaceful and serene settings in Bay County. Imagine sitting on the 700 square foot deck, overlooking Burnt Mill Creek, listenting the sounds of nature and watching Bald Eagles fly over!! This 4 bedroom, 2 bath home sits on a 3/4 acre lot and has been completely renovated, it needs NOTHING to move in and enjoy. The interior layout is what really makes this home standout. The kitchen is MASSIVE with loads of counter space, abundant cabinet storage and a kitchen island that would be the envy of any home chef. There is also a very generous stainess steel appliance package. From the kitchen you can enjoy the views through the living room, overlooking Burnt Mill Creek. Tiled floors throughout the kitchen and living room make this the perfect home for those that love to spend time in the kitchen and those that like to entertain. The bedroom plan is split with a master suite on one end of the home. The master bath is fully modernized with a tiled walk in shower, double vanities and ship lap siding behind the stylish vanity. There is a bedroom near the master that could be the perfect nursery or extra space for the master. 2 more bedrooms are on the opposite end of the home, sharing a full bath that has been renovated as well with a huge soaking tub and separate shower. And if that was not enough there is another room that can be used as a formal dining room, office or a media room. The interior of the home shows amazingly well and has tile and luxury vinyl plank flooring throughout as well as decorative knock down textured walls. This feels like a high end home without the high end price. The exterior features easy to maintain vinyl siding and a newer roof as well as a fenced in back yard. If you are looking for a slice of paradise that is close to both Panama City and Panama City Beach, look no further!! Call today.

9121 S Burnt Mill Creek Road, Panama City

$479,900

3 Beds ⋅ 2 Baths ⋅ 786469 MLS

Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

9860 S Thomas Drive Unit 2124, Panama City

$236,000

1 Baths ⋅ 786394 MLS

The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets. The location could not be any better! Nearby attractions include Ripley's Believe It or Not, Wonderworks, Signal Hill Golf Course & St. Andrews State Park. Ready for Lunch or Dinner? Walk just down the beach to one of the most well known restaurants in PCB - Pineapple Willy's! There are also many other dining, shopping and entertainment options a short stroll away. JUST OPENED - Tootsie's Orchid Lounge. Located right on the beach just steps from Top of the Gulf. It will feature Live Music, Food & Drinks in a massive 36,0000 sqft venue. Schedule your showing today!

8817 S Thomas Drive Unit 615, Panama City

$329,000

1 Beds ⋅ 1 Baths ⋅ 786081 MLS

Is there a 1 bed Gulf front condo in Panama City Beach with strong rental performance, unobstructed east views and recent updates at this price? This D floorplan at Sunbird Beach Resort offers 618 square feet one bedroom, one bath and a prime east tower position with views stretching toward St. Andrews State Park. Welcome to coastal living in the heart of Panama City Beach where this self managed unit produced impressive first year income outperforming many neighboring units. Inside the renovated interior blends modern updates with relaxed beach style. The open kitchen features quartz countertops, updated white cabinetry, stainless appliances, a deep single bowl sink and a breakfast bar designed for gathering. The private bedroom connects directly to a beautifully updated bath featuring an exquisitely tiled stand up shower with glass doors and a stylish vanity. The open living area also offers a second entrance into the bathroom creating functional flow for guests and owners. A separate owner's closet located in the hallway and shared with two other units provides convenient additional storage. Large living area windows frame amazing Gulf views and fill the space with natural light creating the perfect backdrop for relaxing or entertaining after a day on the beach. Sunbird is a gated community with freshly painted pillared fencing refreshed buildings completed repairs newly painted parking areas updated landscaping and decorative water fountains at each tower. Amenities include three pools with the west pool heated composite sun decking gas grills a fitness center with upgraded equipment a nearly new pickleball and tennis court and three private beach walkways. Located within walking distance to popular restaurants beach bars and the soon to open Tootsies this 1 bed Gulf front condo at Sunbird is ideal as a primary residence second home or investment property with short term rental potential. Among current listings in the complex this is the only unit available in this east facing stack a strong indicator of long term owner satisfaction. If you are searching for a 1 bed Gulf front condo in Panama City Beach with proven income and premier positioning this opportunity stands out.

9850 S Thomas Drive Unit 601E, Panama City

$699,000

3 Beds ⋅ 3 Baths ⋅ 786054 MLS

Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions.

3001 W 10th Street Unit 711, Panama City

$529,900

2 Beds ⋅ 2 Baths ⋅ 786033 MLS

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

4620 Bay Point Road Unit 1002, Panama City

$249,000

2 Beds ⋅ 2 Baths ⋅ 785899 MLS

Rare lagoon-front opportunity in Panama City Beach! This 2-bedroom, 2-bath condo at Grand Lagoon Cove offers direct waterfront views, shared dock access, and a peaceful coastal setting along highly desirable North Lagoon Drive. Enjoy morning coffee from your covered balcony overlooking the water and green space. Inside, the unit features updated LVP flooring, stainless appliances, a water heater replaced in 2025, and HVAC updated in 2013. The open living area is comfortable and functional for full-time living, a second home, or long-term investment. Community amenities include a pool, tennis courts, BBQ area, and waterfront common areas. Short-term rentals are permitted per association guidelines (minimum rental period restrictions apply). Conveniently located near beaches, marinas, waterfront dining, shopping, and St. Andrews State Park. A rare chance to own waterfront property in Panama City Beach at an attractive price point.

6903 N Lagoon Drive Unit 52, Panama City

$437,900

2 Beds ⋅ 3 Baths ⋅ 785898 MLS

Gulf-Front Primary Suite Strong Rental Income See Walk-through Video Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy: • 500 feet of Gulf frontage • 14,000 sq. ft. lagoon-style pool • Heated indoor pool, hot tub, sauna, and steam room • Fitness center • On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential. See Documents section for additional details. Buyer to verify all information deemed important.

9900 S Thomas Drive Unit 1920, Panama City

$359,000

1 Beds ⋅ 2 Baths ⋅ 785852 MLS

RENTAL MACHINE: 2025 Gross Revenue - $58,743.00 2024 Gross Revenue - $59,741.00 2023 Gross Revenue - $60,025.00 ...... TRUE GULF-FRONT! Beautiful 1bd + Bunkroom with 2 full bathrooms. One uniform floor through-out. Stainless Steel appliances. FULLY FURNISHED AND RENTAL READY. Make sure to get this one on your list to see. INCLUDES DEDICATED PARKING ON THE SAME FLOOR. Park and walk right over to your condo. NEW HVAC in 2024, New TV in Master Bedroom. New Fridge in 2024. All other appliances and water heater 2019. Bunkroom has door added. Bunkroom shower has glass door added.

9900 S Thomas Drive Unit 1030, Panama City

$650,000

4 Beds ⋅ 2 Baths ⋅ 996244 MLS ⋅ 2,930 SqFt.

Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!

7432 Chipewa St, Panama City

$650,000

2 Beds ⋅ 2 Baths ⋅ 785546 MLS

Enjoy elevated coastal living from this 20th-floor Gulf-front residence at Gulf Crest Condominiums, offering breathtaking panoramic views of emerald waters and sugar-white sands. From the oversized beachfront balcony, dolphins and stingrays are frequently spotted gliding through the surf--an unforgettable daily bonus that truly sets this unit apart. This bright, coastal-style 2-bedroom, 2-bath condo with bonus bunks features a well-designed split floor plan that offers both comfort and privacy, ideal for owners and guests alike. The open living, dining, and kitchen areas are filled with natural light and designed to fully capture the stunning Gulf views, with floor-to-ceiling glass doors leading directly to the expansive balcony--perfect for morning coffee, sunset cocktails, or relaxing to the sound of the waves. The primary suite serves as a peaceful retreat with direct Gulf views and a beautifully updated en-suite bathroom featuring a tiled walk-in shower and double vanity. Recent upgrades include all new furniture (less than two years old), a new refrigerator, stove, master shower, and air conditioner, offering peace of mind and turnkey convenience for the next owner. Hurricane shutters on the oceanfront windows provide added protection and value. The guest bedroom and bunk area provide flexible accommodations, making this layout especially attractive for families and vacation renters. As an added bonus, this unit is approximately 80% booked--nearly fully booked through June--demonstrating strong rental demand and excellent income potential. Gulf Crest Condominiums is a gated, resort-style community featuring two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access. Centrally located in the heart of Panama City Beach, the property is less than one mile from Walmart and Walgreens and just minutes from shopping, dining, and entertainment. Whether you're searching for a primary residence, a second home, or a proven income-producing vacation rental, this exceptional unit delivers on views, updates, location, and performance--all while offering the opportunity to personalize over time.

8715 Surf Drive Unit 2002B, Panama City

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