Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

Our website features the best real estate search for 3 bedroom homes available in Okaloosa County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Okaloosa County, FL real estate market? Sign up for a  Okaloosa County, FL Real Estate Market Report to see what’s active, under contract, and sold!

Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$319,000
3 Beds 3 Baths 1002201 MLS 1,386 SqFt.
Perfectly positioned in the heart of Destin, this beautifully designed 3-bedroom, 3 full bathroom townhome offers 1,386 square feet of stylish and functional living -- all with the rare advantage of NO HOA and no monthly fees. Located within walking distance to both Destin Elementary and Destin Middle School, this exceptional property is also just minutes from the sugar-white beaches, championship golf courses, premier shopping, and top dining destinations that make Destin so desirable. Inside, the home showcases modern coastal finishes throughout, including gorgeous white shaker cabinetry, stainless steel appliances, a custom chop block countertop, and a spacious pantry in the kitchen. The open-concept layout is complemented by soaring 9-foot ceilings, luxury vinyl plank flooring throughout the downstairs living areas and all bathrooms, elegant 6-inch baseboards, and vinyl single-hung impact windows that provide both style and peace of mind. Each bathroom has been thoughtfully upgraded with stainless and porcelain sinks, along with LED light-touch mirrors featuring built-in anti-fog technology for a sleek, luxury feel. Additional highlights include a large first-floor storage closet, a spacious private back porch perfect for enjoying breathtaking sunset views, and an oversized 3-car driveway offering ample parking. One of the most convenient features of this location is the ability to access the Mid-Bay Bridge without ever getting onto Highway 98, making commuting EASY! Whether you're searching for a primary residence, second home, or investment opportunity, this Destin property delivers comfort, convenience, and modern coastal living at its finest.

207 Ann Cir Unit 9, Destin

$269,000
3 Beds 3 Baths 1003677 MLS 1,620 SqFt.
NO HOA!!! Welcome to 37 12th Street, Unit Z132, a beautifully updated townhome tucked away in the heart of Shalimar. Offering the perfect blend of comfort, character, and convenience, this move-in ready home features spacious living areas, stylish updates, and a unique layout that truly sets it apart. Step inside to find a bright and inviting interior with fresh neutral tones, updated flooring, modern lighting, and an open-concept flow designed for both everyday living and entertaining. The kitchen showcases striking blue cabinetry, stainless steel appliances, ample counter space, and contemporary finishes that add personality and style to the home. One of the standout features of this property is the completely converted garage space, now a fully heated and cooled flex room offering endless possibilities. Whether used as a home office, media room, game room, fitness area, guest retreat, or additional living space, this versatile bonus room adds incredible functionality to the property. The thoughtfully designed courtyard-style layout creates a unique sense of privacy and separation, giving the home architectural character and a welcoming feel from the moment you arrive. Upstairs, the spacious bedrooms offer abundant natural light and comfortable living spaces, while the primary suite features private balcony access, the perfect place to unwind after a long day. Outside, you'll also enjoy a fenced outdoor area ideal for relaxing, pets, or entertaining guests. Conveniently located near Eglin AFB, shopping, dining, schools, and the beautiful beaches of the Emerald Coast, this property offers easy access to everything the area has to offer while still maintaining a tucked-away neighborhood feel. Buyers may also qualify for a $1,000 preferred lender credit at closing that can be used toward closing costs, a rate buy-down, or other eligible expenses. Whether you're searching for a primary residence, second home, or investment opportunity, 37 12th Street, Unit Z132 is a must-see property full of charm, flexibility, and potential.

37 12th St Unit Z132, Shalimar

$989,200
3 Beds 3 Baths 1003651 MLS 1,629 SqFt.
Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters. From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf. Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends. The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase. Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast. Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one. Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

676 Santa Rosa Blvd Unit 4NO, Fort Walton Beach

$549,000
3 Beds 2 Baths 1003582 MLS 1,445 SqFt.
High above the palms and pool deck, this eighth-floor residence captures what may be one of the most commanding vantage points in the resort. From the oversized balcony in the coveted end-stack position, panoramic views stretch across the Gulf of America, Henderson Beach State Park and the Destin skyline, with both eastern sunrises and glowing western sunsets unfolding from the same outdoor living space. Offered furnished and rental-ready, the three-bedroom, two-bath condominium pairs generous square footage with a thoughtful split-bedroom floor plan that balances privacy and gathering. The spacious main living area flows seamlessly toward the balcony, creating an airy coastal setting ideal for morning coffee, evening cocktails or simply watching the coastline shift colors throughout the day. Recent updates include luxury vinyl tile flooring and carpet, refreshed countertops, tile backsplash, dishwasher and washer and dryer, adding comfort and functionality throughout the residence. Ample closet space and an in-unit laundry room continue the ease of ownership, whether used as a primary residence, second home or investment property. Beyond the residence itself, The Palms delivers a resort-style experience centered around one of the area's most expansive amenity packages. Owners and guests enjoy an 11,000-square-foot lagoon pool with waterfalls and spa, a children's pool and splash area, playground, lighted tennis courts, pickleball and basketball courts, fitness center and seasonal shuttle service to the beach. Covered parking and an electric vehicle charging station add convenience, while HOA dues include all utilities for simplified ownership. Positioned just moments from Destin's dining, shopping and sugar-white shoreline, this residence offers the rare combination of panoramic views, flexible livability and full-scale resort amenities in one of the area's most recognizable vacation destinations.

4203 Indian Bayou Trl Unit 1817, Destin

$349,000
3 Beds 2 Baths 1003277 MLS 1,414 SqFt.
*Eligible for a VA assumption with a 5.25% rate* Move-in ready in the heart of Shalimar! Welcome to 39 9th Street, a beautifully updated 3-bedroom, 2-bath brick home offering an open floor plan, stylish finishes, and an unbeatable location just minutes from Eglin Air Force Base, Hurlburt Field, shopping, dining, parks, and the Emerald Coast's white-sand beaches. Filled with natural light, the spacious living area flows seamlessly into the kitchen and dining space, creating the perfect layout for everyday living and entertaining. Recent improvements provide peace of mind, including a new HVAC system (2025) and roof (2022). Luxury vinyl plank flooring, updated finishes, and a fresh, modern feel make this home truly move-in ready. Step outside to enjoy the newly screened back porch, an ideal space for morning coffee, outdoor dining, or relaxing after a long day while overlooking the large, fully fenced backyard with plenty of room for pets, gardening, or entertaining. An attached two-car garage adds convenience and additional storage. Whether you're searching for your first home, looking to downsize, or simply want an updated home in one of Shalimar's most convenient locations, this property offers comfort, functionality, and lasting value. Don't miss your opportunity to own a move-in ready home with major system updates and easy access to Eglin Air Force Base, local parks, shopping, dining, and everything the Emerald Coast has to offer. Back on market due to no fault of seller

39 9th St, Shalimar

$319,500
3 Beds 2 Baths 1003228 MLS 1,358 SqFt.
MOVE-IN-READY! Offering an $8K BUYER CREDIT with an acceptable offer! NO CARPET! Low-maintenance flooring throughout this 3BR/1.5BA Brick/Hardie Board home conveniently located EAST of Hurlburt & minutes from beaches, bases, & schools! This well-cared for home is nestled in a quaint neighborhood. TWO separate living areas. The updated kitchen has wood cabinets with soft-close drawers, granite countertops, and stainless steel appliances. All three bedrooms are generously sized. All doors are Solid Core & closets are cedar-lined! Major updates include Vinyl Double-Paned Windows (2018); Large Bonus Room (2018); Dimensional Shingled Roof (2018); Electric/Tankless Water Heater; Garage Door (2016); & Updated HVAC (2020). Owner says average power bills are approximately $150/month! The full bath has an updated vanity & faux marble tub/surround. The half bath also has an updated vanity. Enjoy endless hot water with the electric tankless water heater! Ceilings have a Spanish Lace texture - No Popcorn! Outside, the privacy-fenced backyard is perfect for entertaining with 2 patios, lush lawn, wifi sprinkler system, gutters, lawn pump, and extra parking extending beyond the double gate with pavers. A large storage shed and an additional shed on a concrete slab provide ample storage for tools, lawn equipment. Termite bond in place with Bryan Pest for peace of mind. This is a well-cared-for home with affordable power bills - Seller says they are approx. $150/mth! This is a well-cared-for home with affordable utilities (approx. $150/mth) & exceptional outdoor space. The beautiful home has lots of extras and TWO SHEDS!!!!

21 Mary Esther Dr, Mary Esther

$310,000
3 Beds 2 Baths 1003176 MLS 1,581 SqFt.
Welcome to 120 Lillian Way -- where modern luxury, quality construction, and everyday comfort come together in one exceptional home located in the highly sought-after Taylor Farms community of Crestview. Built in 2022, this beautifully designed Craftsman-style residence offers the perfect blend of upscale finishes, energy-efficient features, and functional living spaces that today's buyers are searching for. From the moment you walk through the front door, you are immediately greeted by soaring ceilings, abundant natural light, and an open-concept layout designed to impress. The living room, dining room, and primary suite feature stunning 11-foot ceilings that create a grand and spacious atmosphere, while the remainder of the home offers elevated 10-foot ceilings throughout -- a rare feature that truly sets this property apart from others in the area. Oversized 8-foot interior doors further enhance the luxurious feel of the home and add to its custom-built appearance. Designed with both elegance and durability in mind, the home features ceramic tile flooring throughout, providing a clean, seamless look with easy maintenance and long-lasting quality. The spacious living area flows effortlessly into the beautifully appointed kitchen, creating the ideal space for entertaining guests, hosting family gatherings, or simply enjoying everyday life. The kitchen offers modern cabinetry, stainless steel appliances, ample counter space, and a large island perfect for meal prep, casual dining, and entertaining. The primary suite is a true retreat, offering privacy, comfort, and upscale finishes throughout. The spa-inspired primary bathroom showcases a gorgeous marble walk-in shower, double vanities, and a spacious layout designed to provide both luxury and functionality. Every detail of this home reflects quality craftsmanship and thoughtful design. Beyond its beauty, this home was built to perform. Foam insulation throughout provides exceptional energy efficiency and helps reduce utility costs year-round, while hurricane-impact windows and doors offer added protection, security, and peace of mind during Florida's storm season. An electric vehicle charging outlet has already been installed, making the home future-ready for modern living. The spacious double-car garage provides ample storage and convenience. Located just minutes from I-10, PJ Adams Parkway, shopping, dining, schools, and military bases, this home combines peaceful neighborhood living with easy access to everything Crestview has to offer. Whether you are looking for your forever home, upgrading to newer construction, or searching for a property with premium upgrades already included, 120 Lillian Way delivers unmatched value, style, and comfort.

120 Lillian Way, Crestview

$1,238,999
3 Beds 4 Baths 1002979 MLS 2,619 SqFt.
Under Contract with 72 Hour Kick Out Clause. Welcome to your new oasis nestled in the coveted community of DESTINY, one of Destin's most sought after gated beachfront neighborhoods in Crystal Beach. This is an occupied home. Please reach out to your favorite agent for a private showing. This beautifully refreshed home offers the perfect blend of coastal charm, comfort, and location. Nestled just steps from the sugar-white sands and emerald waters of the Gulf, this home is ideal as a primary residence, second home, or investment property - short term rentals are allowed and the community has a primary residence feel. Enjoy the relaxed luxury lifestyle that Destiny is known for, with beautifully maintained surroundings, a massive community seasonally heated pool and hot tub, tennis, pickleball, basketball, fitness center, and a community event space available for resident use. Step outside the gates to the adjacent bike/pedestrian path and James Lee Park, providing a spacious gulf front beach, amble parking, restrooms, restaurant, and more. This location is unbeatable, close to dining, shopping, and entertainment in Destin. Step inside this lake front retreat and check out the beautiful water views from every level. The first floor features an oversized two stall garage with ample room for your vehicles, toys, and golf cart plus room for storage. On this level you will find two lakefront bedrooms, one to include an ensuite bath, full bath, and a bonus space. The second level is defined by dramatic lake views and a beautiful chef's kitchen equipped with ample counter space, granite countertops and exceptional natural light. The living area is located adjacent to the kitchen and offers ample space for entertaining as well as a tranquil two-sided fireplace with direct access to a balcony to enjoy the sunset lake and gulf views. The oversized primary suite offers privacy and space with an ensuite bathroom complete with a large walk-in closet, dual vanities, oversized tub and walk in shower. The third floor offers an additional living space giving the home a five bedroom feel complete with a full wet bar that opens onto the newly upgraded Duradek rooftop sun deck overlooking the lake and gulf views. Whether you're spending the day at the beach, entertaining friends and family, or simply enjoying the coastal breeze from home, 101 Vista Bluffs captures the essence of Destin living. Don't miss this opportunity to own in one of the area's premier beach side communities. Pictures just don't do it justice. Call your favorite agent today to see it for yourself. * Fresh paint * 2026 HVAC * Tankless Water Heater * 2026 metal tile roof *

101 Vista Blfs, Destin

$690,000
3 Beds 3 Baths 1002917 MLS 1,566 SqFt.
Positioned in one of the most desirable locations within the iconic Emerald Grande at HarborWalk Village, this exceptional 3-bedroom, 3-bath residence offers a rare advantage that sets it apart from every other unit currently on the market. Located on the highly sought-after Grand Vista level, it is the very first unit off the elevator, providing unmatched convenience and effortless access to the resort's premier amenities without the extended wait for elevators or long interior walks. The Grand Vista level offers direct access to the resorts pool deck, sports bar, restaurant, concierge, and gift shop -- creating a true luxury resort experience right outside your doorstep. Inside, it has been freshly painted and updated with new wood flooring, delivering a clean, modern coastal aesthetic ready for immediate enjoyment or rental income. Enjoy two private balconies overlooking the stunning waters of Crab Island, where you can take in the vibrant harbor activity, sunsets, and coastal views that make Destin one of Florida's most celebrated destinations. Offered fully turnkey, this property presents an outstanding investment opportunity, second home, or primary residence in the heart of HarborWalk Village -- just steps from dining, entertainment, boating, fishing, and waterfront attractions. Adding even more long-term value, Emerald Grande is currently undergoing a significant exterior enhancement project including a new roof and full exterior repainting, further elevating the appeal and prestige of this landmark waterfront resort. The exterior repainting started in Dec. of 2025. Complete estimated duration is 14-18 months. Expected completion of new roof is May 2027.

10 Harbor Blvd Unit W129, Destin

$285,000
3 Beds 3 Baths 1002250 MLS 1,317 SqFt.
VA Assumable loan! 5.25% interest rate! Welcome to your waterfront oasis in the heart of Niceville! This beautifully maintained 3-bedroom, 2.5-bath townhouse offers the best of Niceville waterfront living for an exceptional price! Ideal as a primary residence, vacation home, or investment property. Nestled along the scenic Rocky Bayou, which flows directly into the Choctawhatchee Bay, you'll enjoy effortless access to boating, fishing, paddle-boarding, and more. One of the best parts, a boat dock and waterfront access are included in the HOA, along with additional storage space for boats and jet skis--making it easy to embrace the waterfront lifestyle! Boat slips are available for owners as well. Inside, you will enjoy a nicely sized living room with a fireplace, and dining area to create a warm and inviting space for relaxing or entertaining. Downstairs, you will be welcomed in with durable luxury vinyl tile flooring; perfect for pets or coming back from those fun days on the bay or at the beach. Upstairs, are two guest rooms with a shared full bathroom, and a master-suite with it's own ensuite bathroom, and walk-in closet. The home also comes with a smart thermostat--perfect for easy temperature adjustments during the hot summers. Stepping outside, you're just a short distance to Rocky Bayou, ideal for your watercraft enjoyment, or simply catching a nice sunset and unwinding. Don't miss your chance to own one of Niceville's best kept secrets--schedule your showing today!

1800 17th St, Niceville

$305,000
3 Beds 3 Baths 1002097 MLS 1,868 SqFt.
2.75% VA LOAN ASSUMPTION option available for qualified VA Buyers (ask for details). Stop the car, you've found THE ONE! Comfort and style awaits with this 3 bedroom, 2.5 bathroom home. The two-story layout features a spacious, open floor plan downstairs that flows seamlessly from one area to the next. Upgraded LVP flooring throughout the home, except in one bedroom, accentuates this home true and nature beauty. The kitchen is a chef's dream, equipped with a decorative backsplash, breakfast bar, pantry, and sleek stainless-steel appliances. The dining area opens to a beautiful, covered patio with an epoxy-finished floor, and a roman sunscreen shade so you can enjoy the outdoors and the privacy-fenced backyard. To complete the first-floor space, you'll find a half bath and... oversized storage closet. Upstairs, you'll find three generous bedrooms, two full bathrooms, and a conveniently located laundry room. The owner's suite is a true retreat, offering dual vanities, a separate shower, a garden tub, and a large walk-in closet. The home's exterior is enhanced with an epoxy-coated front porch and walkway, and a stone wall accent finish. This home is only a couple of years old and lives like new. Don't miss your opportunity to tour this beautiful and well-maintained home. Buyer is responsible for verifying all data and information, including lot size and room measurements, as it is deemed to be reliable but not guaranteed.

239 Wainwright Dr, Crestview

$344,999
3 Beds 3 Baths 1001992 MLS 1,543 SqFt.
Seller is offering up to $5,000 toward buyer's closing costs with an acceptable offer!!! Located in the heart of Destin, this well-maintained townhome offers the perfect combination of comfort, convenience, and coastal living. With easy access to shopping, dining, entertainment, schools, and the area's renowned white-sand beaches, the location makes it easy to enjoy everything the Emerald Coast has to offer. The property features a bright and inviting interior filled with natural light, creating a warm and welcoming atmosphere throughout the home. The updated kitchen offers modern finishes, generous cabinet space, and a functional layout that flows seamlessly into the main living and dining areas, making the space ideal for both everyday living and entertaining. The home also features an updated full bathroom, spacious bedrooms, and a private 1-car garage that provides additional storage and convenience. Large windows throughout the home enhance the open feel of the interior while bringing in abundant natural light. Step outside to enjoy the covered back patio overlooking open green space, offering a relaxing outdoor setting for morning coffee or evening gatherings. Whether you are looking for a primary residence, second home, or investment opportunity, this centrally located Destin property presents a great opportunity to enjoy low-maintenance living in a desirable location close to beaches, boating, restaurants, and local attractions.

261 Mattie M Kelly Blvd Unit 261, Destin

Start Your Search

Vendor Member Number : 28166