Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

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Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$305,000
3 Beds 3 Baths 1002250 MLS 1,317 SqFt.
VA Assumable loan! 5.25% interest rate! Welcome to your waterfront oasis in the heart of Niceville! This beautifully maintained 3-bedroom, 2.5-bath townhouse offers the best of Niceville waterfront living for an exceptional price! Ideal as a primary residence, vacation home, or investment property. Nestled along the scenic Rocky Bayou, which flows directly into the Choctawhatchee Bay, you'll enjoy effortless access to boating, fishing, paddle-boarding, and more. One of the best parts, a boat dock and waterfront access are included in the HOA, along with additional storage space for boats and jet skis--making it easy to embrace the waterfront lifestyle! Boat slips are available for owners as well. Inside, you will enjoy a nicely sized living room with a fireplace, and dining area to create a warm and inviting space for relaxing or entertaining. Downstairs, you will be welcomed in with durable luxury vinyl tile flooring; perfect for pets or coming back from those fun days on the bay or at the beach. Upstairs, are two guest rooms with a shared full bathroom, and a master-suite with it's own ensuite bathroom, and walk-in closet. As a bonus, both bathrooms are equipped with their own bidets. The home also comes with a smart thermostat--perfect for easy temperature adjustments during the hot summers. Stepping outside, you're just a short distance to Rocky Bayou, ideal for your watercraft enjoyment, or simply catching a nice sunset and unwinding. Washer, dryer, patio furniture, and kayaks are negotiable, offering a move-in-ready opportunity with a little splash of added value. Don't miss your chance to own one of Niceville's best kept secrets--schedule your showing today!

1800 17th St, Niceville

$639,900
3 Beds 3 Baths 1002156 MLS 1,811 SqFt.
Under contract with a 72-hour kick out clause in place. Welcome to Sailwatch Landing - B401, 187 Brooks St SE, Fort Walton Beach Discover true Southern living in this stunning 4th-floor end unit nestled within one of historic downtown Fort Walton Beach's most sought-after addresses. This beautifully appointed 3-bedroom, 3-bathroom luxury condo spans 1,740 square feet of sun-drenched living space, with windows on three sides flooding the interior with natural light from southern, eastern, and northern exposures. From your covered balcony, let the views take your breath away. Watch barges glide along the Santa Rosa Sound, take in boating activities on the Intracoastal Waterway, and gaze all the way to Destin across gorgeous bay waters. From Billy Bowlegs festivities to spectacular fireworks displays, this balcony becomes your front-row seat to the best of Emerald Coast living. Sailwatch Landing is a private, secure 29-unit complex offering a gated entrance, sparkling swimming pool, community day dock, and private docks available for purchase. Your unit includes a private enclosed oversized one-car garage and a convenient 5x7 storage unit. The neighborhood puts everything within easy reach. Brooks Bridge Waterfront Park is just moments away, with the nearby Publix, charming local restaurants, and shops also close by. The beach is just over Brooks Bridge, making sandy toes an everyday affair. Designed as a long-term rental-only community, this property presents an exceptional opportunity for steady rental income in one of Florida's most desirable coastal markets. Don't let this rare gem slip away--schedule your private showing today!

187 Brooks St Unit UNIT B401, Fort Walton Beach

$305,000
3 Beds 3 Baths 1002097 MLS 1,868 SqFt.
2.75% VA LOAN ASSUMPTION option available for qualified VA Buyers (ask for details). Stop the car, you've found THE ONE! Comfort and style awaits with this 3 bedroom, 2.5 bathroom home. The two-story layout features a spacious, open floor plan downstairs that flows seamlessly from one area to the next. Upgraded LVP flooring throughout the home, except in one bedroom, accentuates this home true and nature beauty. The kitchen is a chef's dream, equipped with a decorative backsplash, breakfast bar, pantry, and sleek stainless-steel appliances. The dining area opens to a beautiful, covered patio with an epoxy-finished floor, and a roman sunscreen shade so you can enjoy the outdoors and the privacy-fenced backyard. To complete the first-floor space, you'll find a half bath and... oversized storage closet. Upstairs, you'll find three generous bedrooms, two full bathrooms, and a conveniently located laundry room. The owner's suite is a true retreat, offering dual vanities, a separate shower, a garden tub, and a large walk-in closet. The home's exterior is enhanced with an epoxy-coated front porch and walkway, and a stone wall accent finish. This home is only a couple of years old and lives like new. Don't miss your opportunity to tour this beautiful and well-maintained home. Buyer is responsible for verifying all data and information, including lot size and room measurements, as it is deemed to be reliable but not guaranteed.

239 Wainwright Dr, Crestview

$344,999
3 Beds 3 Baths 1001992 MLS 1,543 SqFt.
Seller is offering up to $5,000 toward buyer's closing costs with an acceptable offer!!! Located in the heart of Destin, this well-maintained townhome offers the perfect combination of comfort, convenience, and coastal living. With easy access to shopping, dining, entertainment, schools, and the area's renowned white-sand beaches, the location makes it easy to enjoy everything the Emerald Coast has to offer. The property features a bright and inviting interior filled with natural light, creating a warm and welcoming atmosphere throughout the home. The updated kitchen offers modern finishes, generous cabinet space, and a functional layout that flows seamlessly into the main living and dining areas, making the space ideal for both everyday living and entertaining. The home also features an updated full bathroom, spacious bedrooms, and a private 1-car garage that provides additional storage and convenience. Large windows throughout the home enhance the open feel of the interior while bringing in abundant natural light. Step outside to enjoy the covered back patio overlooking open green space, offering a relaxing outdoor setting for morning coffee or evening gatherings. Whether you are looking for a primary residence, second home, or investment opportunity, this centrally located Destin property presents a great opportunity to enjoy low-maintenance living in a desirable location close to beaches, boating, restaurants, and local attractions.

261 Mattie M Kelly Blvd Unit 261, Destin

$309,000
3 Beds 3 Baths 1000566 MLS 1,543 SqFt.
BRAND NEW 2026 A/C INSIDE & OUT! Water Heater 2022! LVP Throughout! 295 Mattie M. Kelly Blvd. delivers an unbeatable combination of location, value, and lifestyle on the Emerald Coast. Tucked just off Airport Road, this charming townhome offers effortless access to the beach and an array of local attractions--all within minutes. A standout feature is the back-road access, enabling you to skip Hwy 98 and quickly reach hotspots like Destin Harbor, Destin Commons, June White Decker Park, Henderson State Park, Joe's Bayou, and major conveniences like Publix, Winn Dixie, and countless dining and shopping options. Perfect as a primary residence or a savvy long-term rental investment, this property has been thoughtfully updated to blend comfort and style. Recent renovations include durable, modern Luxury Vinyl Plank flooring throughout and brand-new HVAC system (inside and out) installed in 2026, and the hot water heater was replaced in the last few years, so ensuring peace of mind for years to come. Inside, the first floor boasts high ceilings, and a spacious, open-concept living room with a seamless pass-through to the kitchen. The kitchen is both functional and stylish, featuring granite countertops, ample cabinetry, and a pantry for extra storage. Step outside from the living room onto a generous back porch--ideal for relaxing or entertaining--or enjoy the convenience of a highly sought-after 1-car garage. Upstairs, you'll find all three bedrooms, including a generously sized Master Suite with a walk-in closet and an expansive Master Bathroom. The second floor also includes a full guest bathroom and a large laundry room with built-in shelving. All of these luxuries in unit 295 are a rare convenience at this price point. 295 Mattie M. Kelly Blvd. is truly a hidden gem, offering the perfect blend of modern upgrades, unbeatable location, and exceptional value. Whether you're looking for a full-time home or a lucrative investment property, this townhome checks all the boxes. Don't miss your chance to see it for yourself--contact Michael Tucker today to schedule your private showing!

295 Mattie M Kelly Blvd, Destin

$1,099,500
3 Beds 3 Baths 1001569 MLS 2,324 SqFt.
Welcome to the coveted Destiny gated community! Ideally positioned in one of Destin's most sought-after neighborhoods, this home offers the perfect opportunity for a full-time residence, second home, or vacation rental investment. Designed for convenience and comfort, the home features main-level living with an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen is well-appointed with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar, making it ideal for both everyday living and entertaining. Step inside to a light-filled foyer showcasing crisp white tones, soaring ceilings, and easy-care tile flooring. Plantation-shuttered windows and glass sliders invite in natural light while enhancing the home's coastal elegance. The living area is anchored by an inviting fireplace, creating a warm and welcoming atmosphere. The primary suite is a true retreat, offering a walk-in closet, private balcony, and a spacious ensuite featuring a garden tub, separate shower, and dual vanities. Outdoor living is just as impressive with a large, newly added back patio, perfect for relaxing or entertaining. The fenced backyard provides privacy, and the outdoor shower adds a practical coastal touch. One car attached garage and large lockable storage area. Residents of Destiny enjoy access to resort-style amenities, including a stunning community pool, hot tub, fitness center, tennis courts, and beautifully maintained grounds. Located just across the street from the Gulf of Mexico's sugar-white sands and emerald waters, this home truly offers the best of coastal living. Currently on a short term rental program and performing well.

130 Cayman Cv, Destin

$399,000
3 Beds 2 Baths 1001514 MLS 1,508 SqFt.
Consider stepping into this beautifully refreshed home just in time to party for the 4th of July holiday! This bright and revitalized home is centrally located in the Niceville neighborhood of Palm Estates and features a new dimensional roof with skylights for increased natural light. Split Bedroom floor plan and no popcorn ceilings, fresh interior and exterior paint, new waterproof and pet friendly LVP flooring throughout makes life easier. The updated kitchen shines with all new stainless steel appliances, new soft close cabinetry with hidden hinges, brushed brass hardware and quartz countertops. Both bathrooms have been completely renovated with new vanities, toilets, and stylish new finishes--plus a walk in shower in the primary suite. Click Read More Additional upgrades include new ceiling fans and stylish light fixtures, all new interior and exterior doors, a new hot water heater, and a new overhead garage door with automatic opener. Exterior improvements feature a new 2 car driveway, front sidewalk, garage side-entry stoop, and a 12x20 poured patio perfect for outdoor living. Generous, newly privacy fenced backyard provides plenty of romping room for the young at heart, and a new patio to chill while watching the young'uns with a tall glass of peach flavored southern sweet iced tea. This move in ready home blends modern comfort with thoughtful design and low home maintenance. Unpack and head to the beach!

103 Perdido Cir, Niceville

$1,260,000
3 Beds 3 Baths 1001503 MLS 2,313 SqFt.
EVERY ROOM HAS A WATER VIEW! DEEP WATER BOAT SLIP and dock with 25 ft of water frontage! This stately RENOVATED home situated on a PRIME corner lot in Grand Oaks is truly the 'Belle of the Bayou' perched above Boggy Bayou and nestled amongst majestic oak trees draped with Spanish moss. This elegant and well appointed home offers the best of both worlds, more character and charm than new construction, and a fully renovated (2020) updated interior with every feature on your wish list! The kitchen features a massive island, Viking dual fuel range, wine refrigerator, charming pantry, and a window seat providing panoramic bayou views! A gas fireplace flanked by custom built-ins, anchors the living space and the hardwood floors, board and batten and shiplap trimmed walls, and grand staircase Truly elevate the space. Upstairs a loft with built in bookcases awaits at the top of the staircase. All bedrooms overlook the water so everyone gets a magnificent view. The oversized primary suite features a bay window making the water view and sunset view visible from your bed. The En-Suite bath features dual vanities, a freestanding soaker tub and travertine shower. The primary closet has adjoining space perfect for exercise room or office! The additional bedrooms both have access to a balcony overlooking the water. Some of the added features include a whole home generator system, a tesla EV charger in the garage, newly refinished tongue and groove stained wood ceilings on the wrap around porch, freshly painted exterior, both HVAC units replaced in 2024, and an active termite bond in place for buyer peace of mind. The bayou front community owned private green space provides an additional "backyard lawn" for you to use to host parties and get togethers, play sports, or just chill out and enjoy coastal living. Your very own deep water boat slip adds a quality of life bonus you can't find in a traditional subdivision. Customize your space by your dock and consider setting up a fire pit and "sandy beach" spot as some other owners have chosen to do. These type properties rarely come on market and 327 Grand Oaks Drive offers one of the BEST VIEW PERSPECTIVES in the neighborhood. Why settle for "bigger" when what you really want is "better"...better home, better view, and better quality of life! Come and see for yourself why Niceville is one of the most sought after communities in Florida and experience the magic of coastal Florida living. You can enjoy boating, paddle boarding, jet skiing, and fishing right from your own back yard, or take a short stroll to visit local eateries and popular spots along the Bayou. Watch the dolphins play, enjoy picture perfect sunsets, and ask yourself why you waited this long to start living your BEST LIFE! Call to schedule your private showing today.

327 Grand Oaks Dr, Niceville

$619,000
3 Beds 3 Baths 1001452 MLS 1,400 SqFt.
Positioned within Destin, this 3 bedroom, 3 bath end unit residence at The Terrace at Pelican Beach presents a compelling opportunity to create value in one of the Emerald Coast's most sought after locations. Priced with renovation in mind, this condo invites a buyer with vision to transform it into a personalized coastal retreat or high-performing investment. The thoughtfully designed floor plan offers both openness and flexibility. A private rear bedroom suite, complete with full bath and laundry, can be closed off with its own door, ideal for guests or rental versatility. Expansive glass sliders lead to a spacious balcony where western-facing views capture sunsets over the lake, while the end-unit positioning allows for additional eastern windows that welcome soft morning light. Ownership includes access to an impressive suite of amenities shared with Pelican Beach Resort, including multiple pools, a fitness center, gated entry, and direct beach access. In addition, The Terrace also maintains a community pool and fitness center in the building. Enjoy days by the Gulf, unwind at the beachside gazebo and bar, or take advantage of nearby attractions like Big Kahuna's Water & Adventure Park, along with dining, shopping, and everyday conveniences just moments away. Whether positioned as a short-term rental investment, second home, or full-time residence, this property offers a rare blend of location, layout, and upside potential!

970 Us-98 Unit 1207, Destin

$539,900
3 Beds 3 Baths 1001450 MLS 2,402 SqFt.
Golfers Dream Home with perks like 1 free round per quarter, pro shop discounts, and more. Ask agent for additional perks. Don't miss this immaculate custom-built home by Robert Fisher on the 8th green of the Shalimar Pointe golf course in the highly desirable gated community of Shalimar Pointe. Step inside to a bright, elegant, and open layout featuring a spacious foyer highlighted by an open staircase and striking chandelier that separates two versatile living areas, each with its own dining space, perfect for entertaining or flexible living arrangements. First floor updates include all new flooring throughout, half bath has been recently renovated with updated fixtures, updated fireplace surround and updated the custom built-in. The kitchen is well-appointed with newly refinished cabinets, Stainless Steel Appliances including a newer gas range, center island, and a large window over the new sink offering picturesque views of the golf course and beyond. Thoughtful updates and meticulous care are evident throughout including new light fixtures, new flooring, renovated and updated bathrooms, resurfaced fireplaces, and more. The spacious primary suite is a true retreat, featuring a private balcony overlooking the golf course perfect for enjoying morning sunshine or peaceful evenings. The en-suite bath includes a raised ceiling, all new tile, whirlpool garden tub, separate shower and water closet, double vanity with expansive mirror and new light fixture, plus a generously sized walk-in closet and conveniently located linen storage. All large furniture conveys with the home. This is a rare opportunity to own a beautiful golf course home in one of the area's most sought-after communities! Schedule your showing today!

935 Shalimar Point Dr, Shalimar

$1,250,000
3 Beds 4 Baths 1001370 MLS 3,373 SqFt.
WHAT A VIEW! Catch your breath! The Choctawhatchee Bay, the Emerald Bay Golf Course and oh the sunset! This custom built one owner Bay Front home is on the 16th green and perfect for entertaining! Designed for your relaxed, elegant lifestyle! Soaring ceilings, crown molding and architectural details throughout! This house says QUALITY! Meticulously maintained and exquisitely appointed, this spacious home is ready to be enjoyed by you, your friends and family. Enter into the welcoming foyer and step into the expansive tiled great room with fireplace and wet bar. Enjoy sweeping golf course views from nearly every room, as the main living areas and primary suite open seamlessly to the outdoor space. No expense has been spared! The finishes in this home are first class and the space is very well utilized. Great storage, large living space & closets galore. The kitchen is as functional as it is inviting, with granite countertops, stainless steel appliances, a prep island, under-cabinet lighting, tiled backsplash, and custom cabinetry for storage.The en suite bath features a jetted tub, separate shower, dual vanities, a private water closet, and two closets, including a walk-in. Designed with everyday comfort in mind, the home also includes a laundry room and cabinetry. Truly move-in ready, this home offers a turn-key opportunity in one of the area's most sought-after communities. Located in an X flood zone with a low HOA, Emerald Bay provides access to golf, a clubhouse, tennis courts, and a community pool--all just minutes from shopping, dining, and the beach.

120 Garnet Pl, Destin

$899,000
3 Beds 3 Baths 1001210 MLS 1,804 SqFt.
Discover coastal elegance in this gorgeous luxury end-unit condo in the exclusive St. Lucia building at the Silver Shells Resort in Destin where over 1000 feet of private beach with turquoise water and sugar white sand await. Perfect for a permanent residence, beach getaway or short term rental, St. Lucia 306 features calming coastal colors and decor, luxury LVP flooring throughout, quartz countertops, stainless steel appliances, modern lighting, floor-to-ceiling blinds, high ceilings, auto reclining cream color leather sofa and loveseat, and huge windows that allow an abundance of natural light. The open-concept living and dining area extends to two expansive balconies, with Gulf views from the living room balcony. The primary suite includes a king-sized bed, walk-in closet, and it opens to the balcony while the primary en-suite bathroom features dual vanities, a whirlpool tub, walk-in shower, owner's closet and separate linen closet. A split-bedroom layout offers privacy for guests whose bedrooms are on the other side of the foyer; a king bedroom with ensuite bathroom and another bedroom with twin beds and ensuite bathroom both open to the second covered balcony. Additional highlights include a full-size laundry room with utility sink, and electronic filter on the HVAC to filter dust and allergens, four smart TVs (all under three years old), and a 75-inch living room TV- not to mention glimpses of the gorgeous gulf waters from the dining table, the master bedroom and the living area. The unit comes with not only an on-site storage cage for beach gear and other items, but it also includes a dedicated, covered parking space perfect for Florida's warm or occasionally wet weather. Enjoy resort-style amenities, including a massive 7500 square foot lagoon pool, a heated indoor pool, a children's pool and playground, hot tub, fitness center, on-site spa, beachside tiki bar, grill area, tennis courts, pickleball courts, basketball court and Ruth's Chris Steak House. Securely located behind a gated entrance with 24-hour security, and right in the heart of Destin beside Restaurant Row and close to activities like The Track, Big Kahunas Water Park, Destin Commons, the Destin Harbor and Crab Island, St. Lucia 306 is coastal perfection as either a beach retreat or rental investment. With 35k projected in annual rental income and 31k already on the books this year as of mid-April, the possibilities abound. Cruise on over to see how good the coastal life can be at St. Lucia 306.

15100 Emerald Coast Pkwy Unit UNIT 306, Destin

$269,990
3 Beds 2 Baths 998724 MLS 1,237 SqFt.
Experience peaceful waterfront living at 308 Westlake Court, a beautifully maintained condominium tucked inside the highly desirable Bluewater Bay community. Perfectly positioned along a serene lake, this home offers calming water views that can be enjoyed from both the private porch and the spacious primary bedroom--creating a daily backdrop of relaxation and coastal charm. Located on the second level and spanning two stories, this residence offers the added privacy and peace of mind of having no neighbors living above you. Inside, the thoughtfully designed layout blends comfort and functionality. A first-floor bedroom and full bath provide flexibility for guests, a home office, or multi-generational living, while the main living spaces are filled with natural light and tranquil scenery that make the home feel open, inviting, and connected to its surroundings. All walls have been freshly painted, and the home is exceptionally well maintained throughout, adding to its move-in-ready appeal. Recent updates include an HVAC system (2022), water heater (2022), washer, dryer, and stove, along with a roof replaced by the HOA in 2020--allowing for easy, low-maintenance ownership. The condominium is VA-approved and also qualifies for short-term rental use, offering added flexibility for both homeowners and investors. Beyond the home itself, Bluewater Bay offers a lifestyle that is hard to match, just minutes from Eglin Air Force Base, top-rated schools, shopping, dining, and the Emerald Coast's white-sand beaches. Residents enjoy easy access by foot or golf cart to LJ Schooners, the marina, and waterfront activities like boating, fishing, and paddleboarding. Whether you're searching for a primary residence, second home, or coastal investment, this property presents a rare opportunity to enjoy scenic views, flexible living, low-maintenance ownership, and the added privacy of no upstairs neighbors in one of the area's most sought-after communities.

308 Westlake Ct Unit 308, Niceville

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