Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

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Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$1,799,000
3 Beds 3 Baths 978565 MLS 2,353 SqFt.
Experience an exceptional standard of Gulf-front living in this meticulously renovated residence, thoughtfully designed as a private retreat rather than a vacation rental. Showcasing timeless materials, elevated craftsmanship, and sophisticated coastal design, this condominium offers a rare opportunity to own a truly turnkey beachfront home. From the moment you enter, natural fossil limestone flooring extends throughout the residence, including all bathrooms and walk-in showers, creating a seamless sense of elegance and continuity. The completely reimagined kitchen serves as the heart of the home, featuring premium finishes, custom cabinetry, designer lighting, and a refined aesthetic that blends luxury with functionality. The brand-new kitchen is both stylish and functional, complemented by smooth scraped ceilings, upgraded cabinetry, designer lighting, and numerous unseen improvements -- including professional firestopping and a new on-demand electric water heater in the kitchen. Beyond the visible upgrades, significant investments have been made to enhance comfort and quality, including professional firestopping improvements, smooth-finished ceilings, and a new on-demand electric water heater. Every detail has been carefully considered to deliver both beauty and peace of mind. Unlike many residences within the building, this floor plan has been thoughtfully redesigned to maximize living space while maintaining privacy where desired. The result is an open, inviting atmosphere ideal for entertaining, relaxing, and enjoying the breathtaking Gulf-front setting. Whether serving as a primary residence, second home, or private coastal escape, this extraordinary condominium offers the perfect balance of luxury, tranquility, and beachfront living--where every day begins and ends with the beauty of the Gulf just beyond your windows.

830 Gulf Shore Dr Unit 5086, Destin

$782,200
3 Beds 3 Baths 990612 MLS 2,531 SqFt.
Seller is Offering $15,000 towards a rate buy down! Welcome to coastal living at its finest. Tucked away at the end of a picturesque cul-de-sac draped with centuries-old live oaks, this 2,531 sq ft all-brick home in the sought-after Plantation Oaks community embodies what life along the Gulf Coast is all about--relaxation, beauty, and effortless entertaining. Built in 2013 and meticulously maintained, this 3-bedroom, 2.5-bath home also offers a loft and dedicated office space. Its thoughtful layout was designed with gathering in mind: the living room, kitchen, and primary suite all overlook the serene backyard, where a sparkling pool and brand-new enclosure set the stage for unforgettable moments. The primary suite is a true retreat, featuring a spacious en-suite with a whirlpool tub, separate shower, double vanities, and private toilet room. Step directly from your sanctuary onto the pavered patio that wraps around the pool, complete with a built-in fire pit and a stand-alone hot tub and spa-your own private resort after a day on the water. Inside, the kitchen is a chef's delight with a commercial-grade side-by-side refrigerator and freezer, double ovens, gas cooktop, walk-in pantry, granite countertops, and a generous island. Upstairs, guests will love the bar area with mini-fridge and the large balcony offering peaceful water views. This home is truly move-in ready, boasting upgrades such as two newer HVAC systems (2021), a tankless water heater, whole-house water filtration, custom closets, lush landscaping with Bluetooth-controlled lighting, newly refinished pool, and natural gas features including lanterns and a cozy fireplace. Ceiling speakers run throughout for seamless entertaining. Storage is abundant with a spacious two-car garage (with two garage doors), ample attic space, and a stand-alone backyard shed. As a resident of Plantation Oaks, you'll enjoy deeded water access with a neighborhood lookout offering tranquil views of the Intracoastal Waterway and Santa Rosa Sound a perfect spot to watch the cotton-candy Gulf Coast sunsets or let your dogs splash in the water. All of this is just minutes from the sugar-white sands of Okaloosa Island, shopping, dining, Hurlburt Field, Eglin AFB, and a short drive to Destin.

16 Plantation Oaks Dr, Mary Esther

$999,995
3 Beds 3 Baths 989171 MLS 1,739 SqFt.
Welcome to Emerald Grande W325, a premier 3-bedroom, 3-bath luxury residence offering some of the best sunset views on the Emerald Coast. Perfectly positioned above Destin Harbor, this spectacular condominium captures panoramic views of Destin Harbor, East Pass, Crab Island, and the Gulf of Mexico while delivering the ultimate blend of coastal luxury and vibrant waterfront living. From the expansive wrap-around balcony, enjoy unforgettable sunsets, morning coffee, evening cocktails, and front-row views of fireworks over the harbor. Emerald Grande and HarborWalk Village continue to evolve as Destin's premier resort destination. The Emerald Grande building is currently undergoing major capital improvements, including a brand-new roof, updated window glazing, a complete exterior repaint with a fresh modern light color palette, and a new boiler system. HarborWalk Village has also recently completed a major refresh and continues to expand with additional permanent dining options, enhanced parking, and the addition of the new hotel completed last year, adding even more value and convenience to this iconic waterfront location. Inside, this beautifully updated and meticulously maintained residence features an inviting open floor plan with high ceilings, elegant finishes, and abundant natural light throughout. The spacious living area flows seamlessly into a gourmet kitchen complete with stainless-steel appliances, custom cabinetry, and a large breakfast bar perfect for entertaining. The luxurious primary suite offers private balcony access, a spa-inspired bathroom with a jetted tub and separate shower, and generous closet space. Two additional guest suites provide comfort and privacy for family and visitors alike.Recent upgrades include new hardwood flooring in both guest bedrooms, a washer and dryer less than one year old, a new refrigerator, updated ceiling fans throughout, custom built-in bunk beds with added closet space in the third bedroom, and updated furnishings throughout the residence. Offered fully furnished and turnkey ready, W325 is ideal as a primary residence, second home, or investment opportunity. Residents and guests enjoy world-class amenities including indoor and outdoor pools, a fitness center, full-service spa, on-site dining, and a private beach shuttle -- all located directly above HarborWalk Village in the heart of Destin.

10 Harbor Blvd Unit W325, Destin

$199,900
3 Beds 3 Baths 990418 MLS 2,422 SqFt.
BACK ON THE MARKET, NO FAULT OF THE SELLER! NOW OFFERED AT $199,900! CASH OFFERS WELCOME! 4444 Sundance Way in Holt offers a rare opportunity to own over 2 acres with frontage on Blue Lake in the peaceful Yellow River Valley. With a significant price improvement, this property is positioned for an investor, builder, or buyer ready to take on a renovation and unlock its potential. The home offers 2,422 square feet with 3 bedrooms and 3 bathrooms and sits on a 1.08-acre parcel with an additional adjoining 1.08-acre parcel included in the sale, for approximately 2.16 acres total. Surrounded by mature natural landscape and tucked away from the hustle, the property offers privacy, acreage, and the potential for beautiful water views with selective clearing. A pole barn provides additional utility, while the amount of land creates plenty of room to reimagine the property as a private retreat, investment, or full-time residence. This is a renovation property and is priced accordingly. Known needs include a new roof, HVAC system, interior and exterior renovations, and evaluation of the well and septic systems. The property is being sold strictly As-Is, and the seller will make no repairs. Sundance Way is a dirt/sand road and 4WD access may be necessary, particularly following heavy rain. Cash buyers only. This property is not suitable for conventional financing. Buyers are encouraged to complete all desired inspections and due diligence prior to closing. For the buyer who see Cash buyers only. Situated on over 2 acres in Holt, FL, this 3BR/3BA home offers 2,422 sq ft and strong potential for renovation or investment. Sale includes an additional adjoining parcel, providing added space and flexibility. Property requires a new roof, HVAC, and full interior and exterior updates, along with inspections of the well and septic. Survey will be needed. Sundance Way is a dirt/sand road and may require 4WD after heavy rain. Ideal for investors or buyers seeking a project with acreage and long-term upside. Property sold as-is. Buyers to perform all due diligence. Schedule your showing today.

4444 Sundance Way, Holt

$325,000
3 Beds 2 Baths 974519 MLS 1,716 SqFt.
Calling all investors, developers, and cash buyers! This 6.29-acre property offers exceptional potential with zoning designated MBL HM SUB and multiple improvements already in place. The property features a 3-bedroom, 2-bath manufactured home with a brand-new roof installed in May 2025. While the home may not qualify for traditional financing, it presents an opportunity for renovation, rental income, replacement, or redevelopment. Additional features include a large workshop ideal for storage, equipment, hobbies, or business use, plus a separate storage shed. The property is equipped with power (meter needed), a light pole, an existing water tap, and an additional septic tank, providing flexibility for future improvements or expansion. Whether you're looking for an investment property, homestead opportunity, manufactured home site, or land for future development, this acreage offers plenty of possibilities. Enjoy the privacy and space of country living while taking advantage of existing infrastructure already in place. Cash or alternative financing may be required. Buyer to verify zoning, land use, and development potential. This property presents an excellent chance to capitalize on the available space and zoning to create a profitable venture. Whether you're looking to develop multiple housing units or utilize the land for commercial purposes, this property offers endless possibilities. Don't miss out on this remarkable opportunity. Contact us today to schedule a viewing or to obtain information!

3062 Highland Avenue Ave, Crestview

$1,750,000
3 Beds 4 Baths 990823 MLS 3,648 SqFt.
PRICED $350,000 BELOW THE MOST RECENT SALE AT REGENCY TOWERS! Welcome to Regency Towers Unit 6081, an exceptional 8th-floor Gulf-front residence offering approximately 3,648 square feet, 3 bedrooms, 3.5 baths, and breathtaking panoramic views of the Gulf of Mexico. Regency Towers is one of Destin's most private and exclusive Gulf-front communities, offering an owners-only, non-rental lifestyle with just 44 residences and only two units per floor. Enjoy the peace, privacy, and spaciousness rarely found in today's beachfront market. This residence features expansive living and dining areas, a Gulf-front primary suite, ensuite guest bedrooms, generous storage, and a private balcony overlooking the emerald waters and sugar-white sand. Residents enjoy outstanding resort-style amenities including approximately 333 feet of private beach, heated pool, hot tub, tennis courts, basketball, shuffleboard, fitness center, sauna, clubhouse and game areas, picnic pavilion, grills, covered parking, climate-controlled owner storage, gated entry, security, and on-site services. The most recent Regency Towers sale closed at $2,100,000. Unit 6081 is offered at $1,750,000 -- $350,000 below that sale. A rare opportunity to own substantial Gulf-front square footage in one of Destin's most exclusive residential communities. Luxury. Privacy. Gulf-front living. Exceptional value. Bring an offer. Regency Towers is renowned for its exclusivity and peaceful, residential atmospherea true owners-only resort, free from the crowds and turnover of vacation rentals. Residents enjoy an unmatched collection of amenities, including 333 feet of private beach frontage, a rooftop heated swimming pool, rooftop hot tub, tennis courts, basketball court, shuffleboard, and a picnic pavilion with gas grills. Inside, owners appreciate a fitness center with sauna, game room with billiards, clubhouse, covered parking garage, and climate-controlled storage for each residence. The property also features concierge services, gated entry with 24-hour security, on-site security staff, and free WiFi throughout the community.

950 E Hwy 98 Unit 6081, Destin

$514,900
3 Beds 2 Baths 977611 MLS 1,028 SqFt.
3 Bedroom SOUTH OF 98!!!! BRAND NEW HVAC + Private Beach Access! Step into coastal elegance with this fully remodeled 3-bedroom, 2-bath second-floor condo, just steps from your gated beach entry. Entertain in style with a designer kitchen featuring granite counters, stainless appliances, pendant lighting, and exquisite cabinetry. Enjoy a spacious split floor plan with hardwood and tile flooring—no carpet! The master suite and living room open to a private balcony, perfect for soaking in the ocean breeze. Updated bathrooms, full-size laundry room, and strong rental history make this a turn-key luxury retreat. Opportunities like this don't last—make your move to beachside bliss today! Do you need 3 Reasons to BUY IN DESTIN? .... Unbeatable Location on the Emerald Coast St. Martin 323 puts you in the heart of Destin's most sought-after coastal experiences. From sugar-white sands and crystal-clear waters to sunrise strolls and sunset views, every moment here is a beach lover's dream. Enjoy instant access to your private, gated beach just steps away. Adventure at Your Doorstep Right across the street is Big Kahuna's Water & Adventure Parkperfect for guests and family fun. Or explore local favorites like Gulfarium Marine Adventure Park for unforgettable marine encounters, fishing charters, and nature reserves. Golfer's Paradise Destin is a golf haven, with 8 courses in the city and 14 more within 20 miles. Four are easily accessible from the Hilton Resort nearbyperfect for morning tee times and relaxing beach afternoons. Own the lifestyle. Own the luxury. Own St. Martin 323.

1006 Hwy 98, Unit 323, Destin

$899,900
3 Beds 4 Baths 987866 MLS 3,682 SqFt.
Step into a home where every detail has been thoughtfully curated to impress & inspire. This fully renovated designer residence welcomes you with a breathtaking foyer featuring a mosaic compass inlay set in marble flooring, soaring vaulted ceilings & a statement chandelier that immediately sets an elegant tone. The expansive main living area is both grand & inviting, showcasing rich bamboo flooring, dramatic vaulted ceilings with cypress beams & a striking marble fireplace framed by custom travertine display niches. Natural light pours in through walls of windows, offering beautiful views of the manicured grounds & circular drive. Designed for both intimate dinners & memorable gatherings, the formal dining room glows into a home where every detail has been thoughtfully curated to impress & inspire. This fully renovated designer residence welcomes you with a breathtaking foyer featuring a mosaic compass inlay set in marble flooring, soaring vaulted ceilings & a statement chandelier that immediately sets an elegant tone. The expansive main living area is both grand & inviting, showcasing rich bamboo flooring, dramatic vaulted ceilings with cypress beams & a striking marble fireplace framed by custom travertine display niches. Natural light pours in through walls of windows, offering beautiful views of the manicured grounds & circular drive. Designed for intimate dinners & memorable gatherings, the formal dining room glows beneath 2 dazzling crystal chandeliers & overlooks your private backyard oasis - complete with lush landscaping, a heated pool & spacious paver entertaining areas. At the heart of the home, the chef's kitchen is as functional as it is stunning, featuring custom cabinetry, granite countertops, Spanish tile flooring & premium appliances including a 5-burner gas cooktop & four-door refrigerator. It opens seamlessly to a dramatic great room with a granite-clad fireplace & a sunlit breakfast area that captures serene pool & garden views. The primary suite is a true retreat, offering travertine flooring, dual ceiling fans, a generous walk-in closet & French doors leading directly to the pool. A private adjoining office with custom mahogany built-ins provides the perfect work-from-home space. The spa-inspired primary bath elevates daily living with marble finishes, dual vanities, a luxurious walk-in shower with multiple massage heads & ample closet space. Two beautifully appointed guest suites each feature their own en-suite baths with marble & designer glass finishes, with one enhanced by a sparkling crystal chandelier for an added touch of elegance. Step outside to your own private sanctuary, where mature tropical landscaping, ambient lighting & a built-in stainless steel grill create the ideal setting for relaxation or entertaining under the stars. Additional highlights include hurricane-rated windows & doors, a spacious laundry room with abundant storage & an oversized two-car garage. Located just steps from the Bay in the sought-after Indian Bayou Community featuring sidewalks, low HOA fees & access to a semi-private Golf & Country Club, this exceptional home offers a rare blend of luxury, comfort & effortless Florida living. All information deemed to be correct, but buyers agent to verify all data & information important.

105 Indian Bayou Dr, Destin

$1,830,000
3 Beds 3 Baths 990464 MLS 1,914 SqFt.
Welcome to coastal luxury at its finest. This stunning 15th-floor end unit in Silver Beach Towers offers 3 bedrooms, 3 bathrooms, and 1,914 sq ft of elevated Gulf-front living with sweeping East and West views that frame both sunrise and sunset over the emerald waters of the Gulf of Mexico. Step inside to an open living concept filled with natural light and stunning Gulf views from nearly every room. The condo has been freshly painted and features newer tile flooring throughout, updated backsplash in kitchen with tiled kick-back under the kitchen bar, and high-end furniture with matching window treatments in each room! The living space flows effortlessly onto a generous balcony, the perfect vantage point to soak in the panoramic coastal views. Located in the heart of Destin, Si Located in the heart of Destin, Silver Beach Towers offers 600 feet of private sugar-white beachfront, plus an unmatched suite of resort-style amenities. Enjoy two Gulf-front pools, hot tubs, direct beach access, a tiki bar, tennis and pickleball courts, assigned beach-storage closet on the ground floor, and an assigned covered parking space. Everything you need for effortless beach living. This established luxury complex in the heart of Destin provides the ideal blend of comfort, style, and convenience. Don't miss the opportunity to own this exceptional end unit with panoramic Gulf views and a turnkey coastal charm ready for your next chapter in paradise.

1048 E Hwy 98 Unit 1501-W, Destin

$1,399,000
3 Beds 3 Baths 978567 MLS 1,848 SqFt.
Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock is a boater's dream, with 4 wet slips, covered aluminum QAB boat lift system for up to 20,000 pounds, and a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. Golf carts welcome! The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light. Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring. Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed. With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.

411-A Cobia Ave, Fort Walton Beach

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