Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

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Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$885,800
3 Beds 3 Baths 996240 MLS 2,480 SqFt.
Store your RV, boat, tractors, and equipment all on your own property. Rare opportunities like this don't come along often. Nestled on 27.45 beautiful acres, this exceptional country estate offers the perfect blend of privacy, functionality, and endless possibilities. Whether you're looking for a private family retreat, an equestrian property, a hobby farm, or a place to operate your home-based business, this property is ready to bring your vision to life. As you travel down the private drive, you'll discover a peaceful setting surrounded by mature trees, open spaces, and the quiet beauty of Northwest Florida. The well-maintained home offers comfortable living with an inviting floor plan designed for both everyday life and entertaining. The property truly shines outdoors. Nearly 50 established blueberry bushes, a variety of fruit trees, and ample open acreage provide opportunities for gardening, farming, livestock, or simply enjoying the freedom that comes with owning your own private retreat. A standout feature is the impressive 36' x 60' enclosed pole barn, complete with two attached lean-tos and a climate-controlled office. Whether you need space for equipment, recreational vehicles, woodworking, a workshop, agricultural operations, or a growing business, this versatile building provides endless flexibility. An additional detached climate-controlled office offers the perfect setup for working from home while maintaining separation between business and personal life. Additional improvements include a chicken coop, generous parking for RVs, boats, trailers, and equipment, plus plenty of room to expand. The property's agricultural zoning creates opportunities for a variety of uses while still providing the comfort and privacy of country living. Located just minutes from Crestview's shopping, dining, medical facilities, and schools, you'll enjoy the best of both worlds--peaceful rural living with convenient access to everyday necessities. Interstate 10 is also nearby, making travel to the Emerald Coast, military bases, and surrounding communities quick and convenient. If you've been searching for more than just a home--if you've been searching for space to grow, room to work, and the freedom to create the lifestyle you've always imagined--this exceptional property is ready to welcome you home.

4353 Poverty Creek Rd, Crestview

$999,000
3 Beds 3 Baths 996027 MLS 2,244 SqFt.
ROOM FOR A POOL!- HOA has previously approved. Welcome to refined coastal living in the gated community of Destiny East. Ideally positioned just steps (approximately 150 yards) from neighborhood's premier amenities, this beautifully maintained home offers easy access to one of the community pools, the clubhouse, fitness center, and more all while maintaining a sense of privacy and retreat. From the moment you arrive, the curb appeal makes an impression. Lush, established landscaping and mature trees frame the property, while the newly installed standing seam metal roof (2025) adds both durability and architectural appeal. Inside, a semi-private foyer opens to a light-filled living space where double French doors and shadow box windows invite in an abundance of natural light. Coastal details shine throughout, including a charming shiplap accent wall that anchors the living room with warmth and style. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a generous breakfast bar, ample cabinetry, and stainless-steel appliances. The open concept layout seamlessly connects the kitchen, dining, and living areas creating an inviting space where everyone can gather comfortably. The first floor also offers a guest bedroom with convenient access to a shared bath, ideal for visitors. Upstairs, a covered balcony creates a peaceful escape and is accessible from both the landing and the primary suite, perfect for enjoying morning coffee or evening breezes. Both upstairs guest bedrooms have been updated with tile flooring for a clean, coastal look. The primary bathroom has been thoughtfully renovated, showcasing a spacious walk-in shower with bench seat and distinctive brick detailing. The second guest suite enjoys its own private bath, also remodeled with updated fixtures and finishes. Back downstairs, the outdoor living space truly expands your options. A covered porch with grilling area flows to an expansive paver patio with direct access to the greenway that leads to the community amenities. The generous lot offers plentiful space to add a private pool if desired. In fact, the HOA has previously approved pool plans for this property. The home is offered unfurnished however select furnishings may be available for negotiation. Destiny East residents and guests enjoy an exceptional amenity package including the peace of gated access from both Scenic 98 and US Hwy 98, two community pools (one at the clubhouse and one along Scenic Highway 98 overlooking the lake), a hot tub, playground, fitness center, theater room, tennis courts, and a beautifully appointed clubhouse ideal for hosting gatherings. Located on the east end of Destin, the community provides easy access to dining, shopping, and entertainment with golf cart convenience to nearby restaurants and the beach. Within five miles you'll find Destin Commons, The Crab Trap, Silver Sands Premium Outlets, Seascape, and countless other local favorites.

4789 Bonaire Cay, Destin

$399,000
3 Beds 3 Baths 996044 MLS 1,594 SqFt.
Located in the heart of Niceville, this well-maintained home offers a blend of comfort, functionality, and inviting indoor-outdoor living. The backyard leads to a sparkling pool and fully fenced backyard, creating a private setting for relaxing, entertaining, or enjoying Florida's sunshine year-round. Inside, the layout provides both flexibility and flow. A dedicated dining area offers space for gatherings and special occasions, while the breakfast nook provides a bright and comfortable spot for casual meals or morning coffee. The interior design supports everyday living with defined spaces that feel connected yet purposeful. Upstairs, all three bedrooms feature carpeted flooring, offering a soft and comfortable underfoot feel. The carpeting adds warmth and helps create a cozy retreat environment in each bedroom. The primary suite and additional bedrooms are thoughtfully positioned upstairs, providing separation from the main living areas. The home also includes a spacious two-car garage, allowing for convenient parking, storage, or workspace options. Centrally located, this property is approximately: 8 miles to Eglin Air Force Base East Gate 12 miles to EOD School 17 miles to Duke Field 20 miles to Hurlburt Field With convenient access to shopping, dining, parks, and everyday amenities, this home presents an opportunity to enjoy the energy and accessibility of central Niceville while having a comfortable place to call your own.

507 Matthew St, Niceville

$990,000
3 Beds 2 Baths 995324 MLS 1,869 SqFt.
Welcome to coastal living at its finest! This stunning 3-bedroom, 2-bathroom condo in the heart of Destin offers 1,869 square feet of beautifully designed space and breathtaking northeastern exposure views. Nestled in an ideal location, this property is perfect for those seeking a blend of comfort, convenience, and relaxation. An open and airy floor plan welcomes you, boasting a thoughtfully designed kitchen with granite countertops, a refrigerator, dishwasher, electric oven and electric stove--all perfect for preparing meals with ease and style. The expansive layout flows seamlessly into the living and dining areas, providing the perfect space for entertaining or unwinding after a day of enjoying the local beaches. Being sold mostly furnished. Seller has paid 3rd quarter HOA dues and is willing to pay 4th quarter with accepted offer. The three generously sized bedrooms are light-filled retreats, while the two well-appointed bathrooms offer functionality and comfort. Additional highlights include a storage shed in covered parking area, convenient elevator for easy access and shared access to sparkling communal pool, perfect for cooling off on warm Florida days. Whether you're looking for a permanent residence, a vacation getaway, or an investment property, this condo offers the flexibility to meet your needs. Enjoy the perfect combination of tranquility and the vibrant lifestyle Destin has to offer - pristine beaches, world-class dining, and entertainment. Don't miss the opportunity to make this coastal gem your very own. Schedule your private showing today!

110 Gulf Shore Dr Unit UNIT 226, Destin

$930,000
3 Beds 4 Baths 994438 MLS 2,862 SqFt.
Welcome to refined coastal living in this luxurious Brownstone townhome nestled within the gated and highly coveted Kelly Plantation community in beautiful Destin, Florida. Designed for both elegance and comfort, this expansive residence offers an exceptional opportunity to enjoy space, privacy, and upscale living in one of the Emerald Coast's most prestigious neighborhoods. The home features a thoughtfully designed layout with living spaces that are ideal for entertaining and relaxing in style. High ceilings, abundant natural light, and upscale finishes create an inviting yet sophisticated atmosphere throughout. Whether hosting guests or enjoying quiet evenings at home, the flow and scale of this townhome make everyday living feel effortless and elevated. Located within Kelly Plantation, residents enjoy access to an impressive array of exceptional amenities in a secure, gated setting. This sought-after subdivision is renowned for its beautifully maintained grounds, resort-style offerings, and prime location near world-class beaches, dining, shopping, and entertainment. From leisurely days to active lifestyles, everything you need is just moments away. This remarkable townhome combines luxury, space, and an unbeatable Destin address an ideal primary residence, second home, or investment in one of Northwest Florida's most desirable communities. *Notable Features* 2 Trane HVAC units, Navien gas tankless water heater, pantry has hardwood shelving, microwave in the pantry, electric vehicle plug in garage, master bath tub is a soaking tub, lawncare is included in the HOA dues. This home does come with an elevator for use instead of the stairs.

4375 Bahia Ln, Destin

$390,000
3 Beds 3 Baths 995085 MLS 2,130 SqFt.
North Fort Walton Beach doesn't get much better positioned than this. 1405 Ariel Lane sits in Crosswinds Landing, a quiet cul-de-sac neighborhood just 10 minutes from Eglin AFB's main gate and 18 from Hurlburt Field -- with downtown Fort Walton Beach, the bridge to Okaloosa Island, and the beaches themselves all within easy reach. If you're PCSing into the area, this is the corridor you want to land in. At 2,130 square feet, this is the largest move-in-ready detached home currently available in Crosswinds Landing -- three bedrooms, two and a half baths, master on the first floor, cathedral and vaulted ceilings that open the space up well beyond the square footage. Here's the real story: a prior buyer walked away after an inspection report, and instead of negotiating around it, the sellers just fixed it. Every item. Then they kept going -- new roof (2022), a brand new hot water heater (June 2026), new carpet through the master and second floor, an epoxy-coated garage floor, and a tree removal that flooded the kitchen with natural light and opened up the yard. Ready now, no deferred maintenance to inherit. Skylights, gas fireplace, fenced backyard, attached garage, quiet cul-de-sac lot. VA, FHA, and Conventional financing accepted -- now offered at $390,000, the most competitive price per square foot for a detached home in this neighborhood in the past year. Location, condition, and price all line up here. Come see it before someone else does. The Full Story on 1405 Ariel Lane Some homes sit on the market because they're overpriced. Some because they need work. This one sat because a buyer got cold feet after an inspection report -- and the sellers made a decision most sellers don't make. Instead of negotiating a credit and hoping the next buyer wouldn't ask the same questions, they fixed every single item on that report. Then they kept going. What you're looking at today is a home that has been more thoroughly prepared for its next owner than most new listings ever are. Start with the location, because for a lot of buyers looking in this corridor, location is the whole decision. 1405 Ariel Lane sits inside Crosswinds Landing, a quiet, established neighborhood in North Fort Walton Beach -- a straight ten-minute drive to Eglin Air Force Base's main gate, about eighteen minutes to Hurlburt Field. Downtown Fort Walton Beach, the bridge over to Okaloosa Island, and the beaches themselves are all close enough to be part of everyday life, not a special-occasion drive. For anyone PCSing into the area on a timeline, or anyone who just wants to stop losing an hour a day to a commute, this address does a lot of the work for you. The house itself is 2,130 square feet -- the largest move-in-ready detached home currently available in Crosswinds Landing. Three bedrooms, two and a half baths, and a master suite on the first floor, which matters more than people expect once they're actually living with stairs every day. Cathedral and vaulted ceilings run through the main living space, with skylights that bring in far more natural light than the square footage alone would suggest. A gas fireplace anchors the living room for the handful of genuinely cold nights this part of Florida gets. Out back, a fenced yard on a quiet cul-de-sac lot gives you privacy without the maintenance of a big lot -- and a recent tree removal opened up both the yard and the kitchen, which now gets natural light it simply didn't have before. Here is what's been done, plainly, so there are no surprises at inspection number two: new roof in 2022. A brand new hot water heater, installed June 2026. New carpet throughout the master bedroom and the entire second floor. An epoxy-coated garage floor. And, as mentioned, a backyard tree removal that changed how the whole back of the house lives and feels. None of this is cosmetic staging done to move a listing -- it's real, dated, verifiable work, and a pre-repair inspection summary is available on request for anyone who wants to see exactly what was addressed and when. On price: this home is now offered at $390,000, which puts it at the most competitive price per square foot of any detached home that's sold or is currently available in Crosswinds Landing over the past year. You are not paying a premium for size here -- if anything, you're getting more house for less than the neighborhood's own recent sales would suggest is possible. VA, FHA, and Conventional financing are all accepted, and for a VA buyer specifically, the math here is worth sitting down with a lender over. Little to no money down, a payment that can compete directly with what you're paying in rent today, and equity that's building for you instead of a landlord starting on day one. If you've been watching this corridor and waiting for the right combination of space, location, and a price that actually reflects the work that's gone into a home -- this is that home.

1405 Ariel Ln, Fort Walton Beach

$1,500,000
3 Beds 3 Baths 994599 MLS 1,970 SqFt.
Soak up the sunshine and endless Gulf views from your expansive, gulf-front terrace. Your front row seat to paradise! Step straight from your terrace to the pool or beach with zero elevators to slow you down. This lanai-level, 3-bedroom, 3-bath residence is ideal for full-time living or the perfect coastal escape. Inside, soaring 11-foot ceilings and walls of windows in every room flood the space with natural light, creating an airy, open feel throughout. Upgrades include travertine tile, granite kitchen countertops, Corian bath surfaces, a double oven, and elegant crown molding. The luxurious primary suite features a spacious walk-in closet and a spa-like bath with double vanities, a Jacuzzi tub, and a separate walk-in shower. Completing this exceptional offering is a private one-car garage and a climate-controlled storage cage, because coastal living should be as effortless as it is beautiful. St. Thomas has a private pool, hot tub and grill area and just steps away from the beach. An elegant and beautifully remodeled lobby makes a "WOW" first impression. The Silver Shells Resort sits on 27+ beautifully landscaped acres and is gated/guarded 24/7. Additional amenities include a massive lagoon pool, hot tub and kiddie pool, 6 pickle ball courts, 2 tennis courts, basketball court, indoor/outdoor pool, state of the art cardio and weight rooms and a Sand Bar on the beach. Also located on the resort is a Ruth Chris Steakhouse and the Silver Shells Day Spa. With approximately 1000 ft. of beach frontage, no other resort compares to Silver Shells!

15400 Emerald Coast Pkwy Unit 202, Destin

$347,000
3 Beds 2 Baths 994279 MLS 1,188 SqFt.
HUGE PRICE REDUCTION! Welcome home to this beautifully renovated 3-bedroom, 2-bath Florida cottage, perfectly situated at the end of a quiet cul-de-sac for added privacy and minimal traffic. This charming home blends classic character with modern updates and an unbeatable location--within a mile of schools, the Niceville Sports Complex, the Children's Park, and conveniently close to the police and fire departments. Step inside to a light-filled living room featuring a vaulted ceiling and striking stone fireplace, creating a warm and inviting focal point. The home boasts new luxury vinyl plank flooring in all bedrooms, offering both style and durability throughout. The updated kitchen shines with brand-new cabinets and countertops, highlighted by a gorgeous bay window that floods the space with natural light perfect for casual dining or morning coffee. Both bathrooms have been tastefully renovated with new cabinetry and countertops, while the primary suite impresses with a vaulted ceiling, walk-in closet, and a beautifully tiled walk-in shower. Major upgrades include a new roof installed in 2023 and a modern PEX plumbing system, offering improved water pressure, durability, and long-term reliability for peace of mind. Outdoor living is a dream with a large screened-in porch that opens to a huge back patio, creating the perfect setup for entertaining or relaxing year-round. The fully fenced backyard provides plenty of space to play or garden and includes a storage shed for outdoor equipment or extra storage. Move-in ready, thoughtfully updated, and located close to everything Niceville has to offer. This home is a must-see!

206 Esmond Ct, Niceville

$1,299,999
3 Beds 4 Baths 994245 MLS 2,280 SqFt.
Discover coastal elegance in this stunning harbor-front condo offering an unmatched blend of comfort, convenience and breathtaking views. Perfectly positioned in the heart of Destin, this non-rental property is your private oasis, delivering panoramic sunsets and fireworks from your very own balcony. Step inside to find plantation shutters throughout and blackout shades that create a serene, stylish environment. The open concept living area is ideal for entertaining, featuring a sleek wet bar, perfect for evening cocktails or hosting guests. This condo boasts high-end updates, including a 2-year old A/C system, new washer, dryer, and an O3 Pure Professional Ozone Eco Laundry Washer System and a Stielbel Eltron tankless water heater for endless hot water. Smart living is at your fingertips with an EcoBee smart thermostat and a Ring camera and alarm system, giving you comfort and security wherever you are. Convenient water transportation is available to harbor front restaurants aboard the Destin Water Taxi. This residence also includes: Private boat slip (Boat slip C) with a 3-year old lift, Owner's closet in garage for secure personal storage, one parking space and presenting 10ft ceilings throughout the unit. Whether you're unwinding on the balcony or heading out for an evening cruise from you private slip, this harbor-front gem offers the best of coastal living with all the right upgrades. Schedule your private showing today and experience the sunset views and unbeatable location for yourself. See list of items that do not convey in document section.

602 Harbor Blvd Unit 301, Destin

$1,225,000
3 Beds 3 Baths 994188 MLS 3,220 SqFt.
MOVATED SELLER! PLEASE BRING AN OFFER! Experience effortless luxury living in the highly desirable ground-level Castleton floorplan, offering the rare convenience of walk-out access paired with an elevated vantage point and sweeping, unobstructed views of Choctawhatchee Bay and the Fred Couples-designed championship golf course. Designed for both comfort and sophistication, this residence features a rare expanded primary closet, soaring 10-foot ceilings, elegant crown molding, and rich hardwood floors throughout the main living areas. The spacious chef's kitchen is outfitted with granite countertops and Viking professional-grade appliances, ideal for entertaining or everyday living. Relax by the gas fireplace or step directly onto your private wraparound balcony, where sweeping bay and golf course vistas create a seamless indoor-outdoor living experience. Additional highlights include an air-conditioned storage unit and two assigned garage parking spaces (E126 & E125). One Water Place at Kelly Plantation offers an unmatched resort-style lifestyle, featuring two expansive pools, a hot tub, indoor and outdoor spas, a full-sized fitness center, movie theater, game room, dog park, car wash station, and beautifully maintained common areas ideal for entertaining and social gatherings. This property sold unfurnished, allowing you to personalize the space to your own taste. SELLER SAYS BRING ME AN OFFER! Experience unparalleled luxury and refinement in a residence that truly redefines condominium living along the Emerald Coast. This motivated seller invites you to make this extraordinary home yours today.

400 Kelly Plantation Dr Unit 303, Destin

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