Panama City, FL Real Estate Search

Panama City, FL 3 Bedroom Homes for Sale

Panama City, FL, offers a diverse selection of three-bedroom homes for sale, appealing to a wide range of buyers from families to retirees. These properties often boast spacious layouts and modern amenities, ideal for comfortable living in this coastal community. With proximity to beautiful beaches, parks, and vibrant local attractions, homeowners enjoy both relaxation and adventure. The real estate market in Panama City is continually evolving, with many homes featuring open floor plans, updated kitchens, and outdoor living spaces that enhance the Florida lifestyle. Whether you’re seeking a home for year-round living or a vacation retreat, the three-bedroom options in Panama City present enticing opportunities to experience the charm and beauty of this thriving area.

Our website features the best real estate search for 3 bedroom homes available in Panama City, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Panama City, FL real estate market? Sign up for a  Panama City, FL Real Estate Market Report to see what’s active, under contract, and sold!

Newest Panama City, FL 3 Bedroom Homes for Sale

829 Grace Avenue, Panama City
$299,900
3 Beds ⋅ 3 Baths ⋅ 788746 MLS
Welcome to this beautifully crafted, newly constructed two-story townhome ideally located just minutes from downtown Panama City. Enjoy convenient access to local restaurants, marina activities, vibrant community events, and a short drive to Tyndall Air Force Base and the stunning beaches of Panama City Beach. This thoughtfully designed 3-bedroom, 2.5-bath home offers approximately 1,350 square feet of modern living space. The exterior features durable Hardie board siding, a private sidewalk, and a built-in irrigation system for easy maintenance. Inside, the main level showcases stylish luxury vinyl plank flooring and a convenient half bath. The kitchen is equipped with sleek quartz countertops, ample cabinetry, stainless steel appliances, recessed lighting, a breakfast bar, and a pantry, perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the kitchen, dining, and family areas, creating a bright and inviting space. The master bedroom is conveniently located on the main floor, offering added privacy. The en-suite bath includes a single vanity, walk-in shower, and tile flooring. Upstairs, you'll find two additional bedrooms and a full bath, providing comfortable accommodations for family or guests. Whether you're a first-time homebuyer or seeking a property with strong rental income potential, this townhome presents an excellent opportunity for both primary residence and investment. Please call if interested in purchasing all 3 townhomes together. All measurements are approximate and should be verified if important.

829 Grace Avenue, Panama City

827 Grace Avenue, Panama City
$299,900
3 Beds ⋅ 3 Baths ⋅ 788745 MLS
Welcome to this beautifully crafted, newly constructed two-story townhome ideally located just minutes from downtown Panama City. Enjoy convenient access to local restaurants, marina activities, vibrant community events, and a short drive to Tyndall Air Force Base and the stunning beaches of Panama City Beach. This thoughtfully designed 3-bedroom, 2.5-bath home offers approximately 1,350 square feet of modern living space. The exterior features durable Hardie board siding, a private sidewalk, and a built-in irrigation system for easy maintenance. Inside, the main level showcases stylish luxury vinyl plank flooring and a convenient half bath. The kitchen is equipped with sleek quartz countertops, ample cabinetry, stainless steel appliances, recessed lighting, a breakfast bar, and a pantry, perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the kitchen, dining, and family areas, creating a bright and inviting space. The master bedroom is conveniently located on the main floor, offering added privacy. The en-suite bath includes a single vanity, walk-in shower, and tile flooring. Upstairs, you'll find two additional bedrooms and a full bath, providing comfortable accommodations for family or guests. Whether you're a first-time homebuyer or seeking a property with strong rental income potential, this townhome presents an excellent opportunity for both primary residence and investment. Please call if interested in purchasing all 3 townhomes together. All measurements are approximate and should be verified if important.

827 Grace Avenue, Panama City

825 Grace Avenue, Panama City
$275,000
3 Beds ⋅ 3 Baths ⋅ 788744 MLS
Welcome to this beautifully crafted, newly constructed two-story townhome ideally located just minutes from downtown Panama City. Enjoy convenient access to local restaurants, marina activities, vibrant community events, and a short drive to Tyndall Air Force Base and the stunning beaches of Panama City Beach. This thoughtfully designed 3-bedroom, 2.5-bath home offers approximately 1,350 square feet of modern living space. The exterior features durable Hardie board siding, a private sidewalk, and a built-in irrigation system for easy maintenance. Inside, the main level showcases stylish luxury vinyl plank flooring and a convenient half bath. The kitchen is equipped with sleek quartz countertops, ample cabinetry, stainless steel appliances, recessed lighting, a breakfast bar, and a pantry, perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the kitchen, dining, and family areas, creating a bright and inviting space. The master bedroom is conveniently located on the main floor, offering added privacy. The en-suite bath includes a single vanity, walk-in shower, and tile flooring. Upstairs, you'll find two additional bedrooms and a full bath, providing comfortable accommodations for family or guests. Whether you're a first-time homebuyer or seeking a property with strong rental income potential, this townhome presents an excellent opportunity for both primary residence and investment. Please call if interested in purchasing all 3 townhomes together. All measurements are approximate and should be verified if important.

825 Grace Avenue, Panama City

8601 Surf Drive Unit 10W, Panama City
$749,900
3 Beds ⋅ 2 Baths ⋅ 788641 MLS
Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for entertaining or simply relaxing to the sound of the waves. The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower--designed for comfort and relaxation. A standout feature of this residence is the covered parking space located under the building, a highly desirable upgrade valued at approximately $50,000--offering both convenience and protection that many units simply do not have. Residents of Grande Surf Club enjoy a heated beachfront pool and a pristine, uncrowded shoreline just steps away. Despite the peaceful, tucked-away feel, you're just a short beach stroll from dining, entertainment, and the upcoming Tootsies venue--blending privacy with accessibility. Recent building enhancements include a complete exterior paint and seal (2024), new fire control system (2025), new domestic water pump, and all structural engineering and elevator inspections current as of 2025--providing confidence in the building's quality and upkeep. Whether you're seeking a full-time residence, second home, or investment opportunity, this is Gulf-front living at its best--refined, private, and truly hard to find in today's market.

8601 Surf Drive Unit 10W, Panama City

3143 Rachel Place, Panama City
$282,452
3 Beds ⋅ 2 Baths ⋅ 788219 MLS
Approved short Sale. Fridge included and landscaping updates have been made since photos were taken. The Aldridge is a thoughtfully designed one-story home located in the desirable Hodges Bayou Plantation community in Southport, Florida. This 3-bedroom, 2-bath floorplan offers 1,272 square feet of comfortable, functional living--perfect for first-time buyers or those looking to downsize without sacrificing style. Inside, you'll find 8-foot ceilings throughout, durable engineered vinyl plank flooring in the main living areas, and soft carpet in the bedrooms. The open-concept living room and kitchen create a welcoming space for everyday living and entertaining. The kitchen features quartz countertops, white cabinetry, a center island ideal for casual dining or serving, a spacious walk-in pantry, and stainless-steel appliances including a smooth-top range, microwave, and dishwasher. The adjacent dining area makes mealtime and hosting seamless. The primary bedroom is conveniently located at the front of the home and includes a large walk-in closet and a private ensuite bath with double vanity, quartz countertops, and a walk-in shower. The two additional bedrooms are well-sized and share a guest bathroom with quartz countertops and a tub/shower combination. Additional features include a 2-car garage and a layout designed for both comfort and efficiency. This home offers a clean, modern feel in a quiet community--ready for its next owner.

3143 Rachel Place, Panama City

2734 Jamedon Drive, Panama City
$435,000
3 Beds ⋅ 3 Baths ⋅ 788022 MLS
BEAUTIFULLY UPDATED THROUGHOUT! Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED , TOO MANY EXTRAS TO LIST THEM ALL!. The open floorplan is extremely spacious with an impressive great room & dining room as you enter, including a wood burning fireplace that offers a 7' wide brick hearth. There is fresh paint & Luxury Vinyl Plank flooring throughout. The new kitchen has been opened to the living area and is appointed with recessed lighting and a magnificent quartz countertop, white with gray veins. A brushed stainless GE appliance pkg has been installed, along with full length cabinets to the ceiling & topped with crown moulding. Moving on to the master bdrm find plenty of room at 20 ft wide. The new master bath includes an elegant fully tiled shower with seamless glass. Complete with new fixtures & toilets. The double vanity comes with lighted mirrors, new cabinets & countertops. Includes new roof & windows and original construction built with 2x6 walls for strong bones. New 50 gal water heater. A/C blower unit and compressor replaced about 2 yrs ago. New electric service panel & breakers, upgraded to a 200 amp service, plus all outlets & switches replaced. There is also a GENERAC WHOLE HOUSE GENERATOR with a 500 gal propane tank (buried & full of gas). Plus a deep water submersible well along with a Culligan water softener system. The workshop out back will come in handy too. And the incredibly large back yard has unlimited possibilities for a pool or outdoor kitchen/entertainment area. Owner financing terms: 4.9% RATE!! With 20% down, amortized 30yrs with a 7 yr balloon. (Owner financing is available only for an owner occupant/primary residence of purchaser)

2734 Jamedon Drive, Panama City

4725 Halcyon Dr, Panama City
$445,000
3 Beds ⋅ 2 Baths ⋅ 999485 MLS ⋅ 1,743 SqFt.
Welcome to 4725 Halcyon Dr. -- a beautiful three-bedroom, two-bath all-brick home tucked away on a quiet street, just a short walk from the boat landing at Deer Point Lake. Fully renovated down to the studs in 2019, this home feels brand new, featuring all-new upgrades including a 30-year dimensional shingle roof, insulation, sheetrock, flooring, HVAC system, hot water heater, windows, kitchen and appliances, sleek black gutters, plumbing and lighting fixtures, and fresh paint throughout. As you step through the private front gate, you'll be greeted by the fragrant Jasmine Evergreen climbing the fence, adding charm and character to the property. The spacious paver driveway leads to a two-car garage. Inside, you'll find luxury vinyl plank flooring throughout and a modern kitchen that boasts soft-close cabinetry, floating shelves, white subway tile backsplash, quartz countertops, and high-end appliances--including a white refrigerator less than a year old. The living room features a fully operational wood-burning fireplace that can also be used as an electric heat source, perfect for cozy winter evenings. The primary bedroom is bright and generously sized, offering serene views of the private backyard. The primary bath includes a double vanity and a walk-in closet. With a split floor plan, both bathrooms have been completely updated with matching quartz countertops and custom cabinetry. Step outside to a large screened and covered back porch, a fully fenced backyard for ultimate privacy, and even a chicken coop. With no HOA, you're free to park your RV or boat on-site. Located in Flood Zone X, flood insurance is not required. This home is the perfect blend of comfort, privacy, and modern living--schedule your private showing today.

4725 Halcyon Dr, Panama City

4725 Halcyon Drive, Panama City
$445,000
3 Beds ⋅ 2 Baths ⋅ 787700 MLS
Welcome to 4725 Halcyon Dr. -- a beautiful three-bedroom, two-bath all-brick home tucked away on a quiet street, just a short walk from the boat landing at Deer Point Lake. Fully renovated down to the studs in 2019, this home feels brand new, featuring all-new upgrades including a 30-year dimensional shingle roof, insulation, sheetrock, flooring, HVAC system, hot water heater, windows, kitchen and appliances, sleek black gutters, plumbing and lighting fixtures, and fresh paint throughout. As you step through the private front gate, you'll be greeted by the fragrant Jasmine Evergreen climbing the fence, adding charm and character to the property. The spacious paver driveway leads to a two-car garage. Inside, you'll find luxury vinyl plank flooring throughout and a modern kitchen that boasts soft-close cabinetry, floating shelves, white subway tile backsplash, quartz countertops, and high-end appliances--including a white refrigerator less than a year old. The living room features a fully operational wood-burning fireplace that can also be used as an electric heat source, perfect for cozy winter evenings. The primary bedroom is bright and generously sized, offering serene views of the private backyard. The primary bath includes a double vanity and a walk-in closet. With a split floor plan, both bathrooms have been completely updated with matching quartz countertops and custom cabinetry. Step outside to a large screened and covered back porch, a fully fenced backyard for ultimate privacy. With no HOA, you're free to park your RV or boat on-site. Located in Flood Zone X, flood insurance is not required. This home is the perfect blend of comfort, privacy, and modern living--schedule your private showing today.

4725 Halcyon Drive, Panama City

7405 Beach Drive Unit B, Panama City
$405,000
3 Beds ⋅ 2 Baths ⋅ 787601 MLS
Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf--perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements--including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023--provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

7405 Beach Drive Unit B, Panama City

941 Agnes Scott Circle, Panama City
$389,000
3 Beds ⋅ 3 Baths ⋅ 787341 MLS
Welcome to the highly desired Forest Park neighborhood! This unique property has a thoughtfully designed 3 bedroom 2 1/2 bathroom home with a Metal roof and Hardie board siding, a newly renovated workshop shed, and a 12 x 30 pole barn concrete pad with 30 amp power for RV storage, accessed via a farm gate off the driveway. This beautiful home is rich with craftsman features to include custom doorway and archway trim, wainscoting, crown molding, and wall alcoves. As you enter the home, you step into the open living room with high vaulted ceilings. The open stairway leads to the loft and bedroom area. Under the stairs is the hall to the powder room and gorgeous spacious primary suite. Through the living room is the modern kitchen with quartz countertops, a large porcelain farm sink, ample custom maple cabinets, a broad island with bar seating, a walk-in pantry, Whirlpool Gold stainless appliances, and new LED recessed lights. Off the kitchen is a dining room and den area that leads to the backyard, as well as the laundry room which leads to the garage. The downstairs primary bedroom has a tray ceiling and two closets, one of which is a large walk-in with built-in shelving. There is also a deep linen closet just outside of the primary bathroom. This bathroom has a large walk-in tiled shower with rainfall and handheld showerheads, two quartz-top vanities with new mirrors and individual built-in medicine cabinets, and a separate toilet closet with extra shelved storage space. There is also an exit to the backyard, which is excellent restroom access for backyard entertaining or shower access following yardwork or returning from the beach. The powder bathroom was remodeled in 2025 with a new vanity, quartz vanity top, lighting, mirror, and brushed nickel fixtures. The entire lower level has hand-scraped wood-look ceramic tile, except for the primary bathroom, which has marble look ceramic tile to match the shower surround tile. Upstairs, you will find the other primary style bedroom with an en suite bathroom and two closets, as well as the open loft bedroom, which has built-in wall shelving, a closet, and enough room for a queen bed and desk or a nice office set up. The upstairs en suite bathroom has plenty of cabinetry for storage and linens, a new mirror, new vanity light, and new brushed nickel fixtures, and a tiled walk-in shower with a built-in bench and niche. The workshop shed has new steel siding and roofing, a new door with a pin code deadbolt, new foam board insulation, ceiling fan, overhead lumber storage 2 work tables, and electric power with its own breaker panel. The pole barn with concrete pad has a very high metal roof cover to house most RVs, boats, or other recreational vehicles. The pad has Georgia granite rock borders on the fence side and back to keep weed growth down and provide excellent drainage to the city easement behind the privacy fence. The home has solar panels on two roof surfaces (which are not visible from the street) to keep electric costs low. There are hurricane shutters, gutters, and a freshly painted pergola and covered porch in front to relax and enjoy your maintenance free quiet cul-de-sac home. This is a must-see property!

941 Agnes Scott Circle, Panama City

5125 Salvation Street, Panama City
$322,400
3 Beds ⋅ 2 Baths ⋅ 787203 MLS
Currently under construction: This well-designed 1,634-square-foot home offers an ideal blend of comfort, functionality, and modern style. Upon entry, you are welcomed by a charming dining area that flows effortlessly into the kitchen, creating an inviting space perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the living room, dining area, and kitchen, providing a spacious and versatile environment for gathering with family and friends. The kitchen is thoughtfully appointed with modern appliances, abundant cabinetry, a convenient breakfast bar, and elegant quartz countertops throughout, combining beauty with practicality. The private primary suite serves as a relaxing retreat, featuring a generous walk-in closet and a well-appointed en-suite bathroom designed for comfort and convenience. Two additional bedrooms provide flexible space ideal for family members, guests, or a home office. Exterior features include durable Hardie Board ColorPlus® siding for long-lasting curb appeal and low maintenance. A covered patio extends the living space outdoors, offering a perfect setting for relaxing or entertaining year-round. The home is also within walking distance to H.L. Majette Park, which offers a playground, scenic walking trails, and a popular disc golf course. This property combines quality finishes, functional design, and a desirable location, making it an excellent opportunity for comfortable Florida living. Images are a.i. enhanced.

5125 Salvation Street, Panama City

000 Plantation Drive, Panama City
$1,635,200
3 Beds ⋅ 3 Baths ⋅ 787114 MLS
Home to be built. Open and comfortable, casual yet elegant, The Bella Vista, an AR Homes floor plan is designed to make everyone feel like a member of the family. The kitchen is at the heart of it all with island seating, a walk-in pantry, and sight lines to the great room, dining room, and glass-door-walled outdoor spaces. Owner's suit, Two bedrooms and a large bonus room line the length of the home, while the private owner's suite offers peaceful indulgence. The Bella Vista Features: Main living area with 10' tray ceilings opens to covered lanai via pocketing sliding glass doors, bedroom, one adjacent to full bath, both with walk-in closets Den in front of home can function as additional media room, office, and quiet space Bonus room in back corner of home offers easy access to cabana for indoor/outdoor entertaining This home can be customized to suit your needs and preferences. Lot preparation - clearing extra fill dirt or foundation (if needed) is not included in the base price, outdoor kitchen, pool and screen enclosure are optional. To purchase the lot only - see listing #786835 Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle.

000 Plantation Drive, Panama City

4403 Bluewater Dr, Panama City
$579,000
3 Beds ⋅ 3 Baths ⋅ 998393 MLS ⋅ 2,263 SqFt.
Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: " Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. " Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! " Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Dr, Panama City

1613 Hickory Avenue, Panama City
$214,499
3 Beds ⋅ 2 Baths ⋅ 787036 MLS
Perfectly located in the historic and highly sought-after St. Andrews area of Panama City, this home puts you just minutes from local restaurants, shops, parks, schools, and the waterfront--making everyday living both convenient and enjoyable. Originally built in 1955 and thoughtfully remodeled in 2016, this property blends timeless character with modern upgrades, all set on a durable concrete block foundation. Inside, you'll find a spacious living room that creates the perfect setting for relaxing or entertaining, along with updated bathrooms featuring tile finishes as well as brand new double-pane windows that improve both comfort and energy efficiency. Major systems have already been taken care of, including an HVAC system and all-metal roof replaced in 2019, as well as a brand new water heater installed at the end of 2025, giving you peace of mind for years to come. Enjoy the separate utility room space, as well as a backyard designed for both privacy and possibility. Concrete block walls provide a secluded feel, while the custom-built back porch offers the perfect spot to unwind and even the potential to be enclosed for additional living space. The property also includes a storage shed/doghouse, adding flexibility for pets, storage, or hobbies. This home is a great opportunity to own a move-in-ready property in one of Panama City's most charming and established neighborhoods, with the upgrades, space, and location that you are looking for.

1613 Hickory Avenue, Panama City

5616 Pinetree Avenue, Panama City
$419,000
3 Beds ⋅ 2 Baths ⋅ 787034 MLS
Fully renovated beach cottage and RENTAL MACHINE only .3 miles from the Gulf! This stunning 3-bedroom, 2-bath coastal home sits on a huge lot with no HOA in the heart of Lower Grand Lagoon, offering the kind of space that is nearly impossible to find this close to the water. Every inch of this cottage has been meticulously updated, including a 2020 metal roof, HVAC, Hardie Board siding, vinyl windows, septic system, PEX plumbing, and copper wiring. The coastal interior shines with granite countertops, white cabinets, stainless appliances, wood-look tile flooring, and updated fixtures throughout. All of the furnishings convey to the new buyer. Beyond the beautiful renovations, this property is a proven high-producing investment that has consistently delivered impressive results, generating $58,642 in 2023, $50,378 in 2024, and $45,591 in 2025. It is currently self-managed and the seller would be happy to share his process and vendors so a new buyer could continue. 2026 is on track with HUGE numbers! Over $41,500 already completed in Jan-July 2026! The massive yard provides plenty of room to add a private pool, while the oversized driveway offers an abundance of parking for a boat, jet skis, and golf cart. An amazing covered front porch offers the perfect hangout, while the private outdoor shower makes cleaning off the sand effortless after a day at the beach. This prime location puts you mere blocks from the community boat ramp and minutes from the area's best-loved dining spots like Schooners, Patches, and Finn's, offering guests the ultimate coastal lifestyle with world-class boating, fishing, and white sandy beaches just down the street. This property perfectly balances a relaxed coastal vibe with a proven track record of rental success. Schedule your showing today. A video tour is also available

5616 Pinetree Avenue, Panama City

8617 Marlin Place Unit 16, Panama City
$279,000
3 Beds ⋅ 3 Baths ⋅ 786955 MLS
INCREDIBLE VALUE UNDER $280K IN PANAMA CITY BEACH! Welcome to 8617 Marlin Place, a move-in ready 3-bedroom, 2.5-bath home tucked inside a quiet, gated 24-home community with a pool--all just minutes from the beach, St. Andrews State Park, Naval Support Activity Panama City, shopping, dining, and more. Built in 2015 and recently refreshed with new interior paint, this charming cottage-style home offers a smart, functional layout with the primary suite conveniently located on the first floor, complete with a walk-in closet and private bath. The open main living area features 9-foot ceilings and flows into a beautifully appointed kitchen with Carrera marble countertops, white shaker cabinetry with crown molding and glass accents, stainless steel appliances, and a center island. Upstairs, two additional bedrooms provide plenty of space for family, guests, or a home office, including one with access to a private balcony--the perfect spot to enjoy the coastal breeze. Residents enjoy a community pool, gated access, and HOA-maintained common areas, pool, and trash service. Each residence also includes its own private gated storage area. Now offered at just $279,900, this is a standout opportunity to own a newer home in Panama City Beach without the condo lifestyle or condo price tag. Ideal as a primary residence, second home, or long-term investment, 8617 Marlin Place delivers location, lifestyle, and exceptional value at a price that's increasingly hard to find in PCB.

8617 Marlin Place Unit 16, Panama City

4403 Bluewater Drive, Panama City
$579,000
3 Beds ⋅ 3 Baths ⋅ 786925 MLS
Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Drive, Panama City

6905 Hugh Drive, Panama City
$549,999
3 Beds ⋅ 2 Baths ⋅ 786841 MLS
Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

6905 Hugh Drive, Panama City

6537 Pine Drive, Panama City
$408,000
3 Beds ⋅ 2 Baths ⋅ 786826 MLS
Just off Thomas Drive and directly across from Publix, this beautifully maintained 3-bedroom, 2-bath brick home offers the perfect balance of beach convenience, privacy, and functionality. Originally built in 1993 and thoughtfully updated since 2017, the home blends solid construction with modern upgrades and distinctive interior craftsmanship. Inside you'll find luxury vinyl plank flooring, solid wood interior doors, tongue-and-groove paneling, and craftsman-style trim that create a warm, cohesive feel throughout the home. The kitchen features Samsung stainless appliances, farmhouse-style touches, and inviting lighting, opening naturally into the dining and living areas where a custom fireplace and rustic wood accents create a comfortable gathering space. Each room reflects pride of ownership and intentional design. With 1,756 heated and cooled square feet (2,412 total under roof), the home also offers impressive efficiency thanks to solar panels that have reduced the current owner's electric bill to approximately $30 per month, along with newer windows that enhance comfort year-round. Outside, the property is built for both practicality and entertaining. An expansive insulated metal panel covered driveway provides space for up to six vehicles in addition to the two-car garage, making it ideal for guests, boats, or multiple vehicles. The large covered rear porch and outdoor dining area, also built with insulated metal panel roofing, create a shaded and comfortable outdoor living space. Custom sun shades add additional cooling, making it perfect for relaxing or entertaining after a day at the beach. The backyard has been designed for low-maintenance enjoyment, featuring paved walkways, decorative pebble rock borders, and a stylish custom fence with wood framing and corrugated metal panels. A large side gate provides access for equipment or a tractor and leads to a dedicated workshop/storage area with pegboard walls, plus an additional covered lean-to for tools and lawn equipment. And for buyers who fall in love with the style, much of the home's furniture and décor is negotiable, offering the opportunity to purchase the home nearly turnkey. Located just minutes from the beach, dining, and shopping, this solid brick home combines location, character, energy efficiency, and exceptional parking

6537 Pine Drive, Panama City

854 Magnolia Avenue, Panama City
$575,000
3 Beds ⋅ 3 Baths ⋅ 786744 MLS
Welcome to this one-of-a-kind custom home on a huge half-acre lot in the heart of historic Panama City. This gorgeous home will surprise you with it's superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with newly refinished wood floors, and all new interior tongue and groove pine walls, with cathedral ceilings. Two large master suites are each complimented by cozy gas fireplaces, walk-in closets, and custom bathrooms with tiled showers. Each have private entrances for accessibility, or future rental capabilities. An additional guest bedroom has access to the 3rd bathroom, conveniently located right off the kitchen. The open living area with new kitchen will impress when entertaining, with sleek quartz countertops and high end kitchen cabinetry. New stainless appliances and under-cabinet lighting provide the finishing touches to this gorgeous kitchen. Modern amenities include Built-in deluxe speakers throughout the home, as well as security and Nest systems that convey. Giant yard is high and dry, with room to store ALL your toys. A large covered porch is your key to a shady afternoon retreat, entertaining guests, or enjoying a relaxing rain shower. Located within minutes to revitalized and booming downtown Panama City, with dozens of restaurants, shops, night spots, and activities. The area is abundant with parks, boating, fishing, events, and ongoing improvements to the area. Whether looking for your next home, or investing in the future of Panama City, this property has room to add additional dwelling units, pool, parking, outbuildings, and so much more! With Mixed-Use Zoning, there are options for commercial use, live-work situations, and so much more! Also offered as a commercial lease. An additional concrete patio was prepared, but not yet finished. See pictures for similar design. Alterations to the home can be negotiated. All appliances, including HVAC and Water Heaters, are within 3 years old and warrantied. This entire home has been remodeled by quality contractors and is like new, with some original touches kept for historic and aesthetic value. Furnishings are negotiable.

854 Magnolia Avenue, Panama City

1211 Tuscany Road, Panama City
$365,000
3 Beds ⋅ 2 Baths ⋅ 786742 MLS
PRICE REDUCED!! Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place. Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or entertaining. The brand new kitchen is a true showstopper, featuring all-new appliances, brand new cabinets, modern fixtures, and beautiful new flooring that flows throughout the home. Both bathrooms have also been fully updated, offering fresh, modern finishes and thoughtful design. Just off the main living area, you'll find a beautiful sunroom filled with natural light, complete with built-in bookcases and cabinets, making it the perfect space for hobbies, reading, crafting, or a peaceful home office. Outdoor living is just as enjoyable with a screened-in porch and a deck overlooking the canal--ideal for morning coffee, evening relaxation, or entertaining guests. The two-car garage offers abundant storage and workspace, perfect for vehicles, hobbies, or equipment. There is also additional parking available for extra vehicles or even a boat. Situated in a quiet, well-established neighborhood and centrally located, this home combines charm, quality upgrades, and an unbeatable location. Don't miss this opportunity--homes like this don't come around often! (Seller is willing to install a fence prior to closing if requested by the buyer.)

1211 Tuscany Road, Panama City

6120 Beach Drive, Panama City
$500,000
3 Beds ⋅ 3 Baths ⋅ 786630 MLS
Welcome to 6120 Beach Drive - your chance to own a versatile beach retreat on the peaceful east end of Panama City Beach. This elevated coastal home offers the perfect blend of personal beach living and income potential, just moments from the Gulf. Upstairs you'll find a bright and inviting 1716sqft 2BR 2BA main living space featuring an open layout, spacious kitchen with island seating, durable flooring, and abundant natural light. Step outside to the large covered deck, the ideal spot for morning coffee, evening drinks, or simply relaxing in the coastal breeze after a day on the water. What truly sets this property apart is the fully separate 822 sqft 1 bedroom, 1 bathroom apartment located downstairs. With its own living space and private feel, this setup creates an excellent opportunity to generate rental income, host guests, or create a private retreat for extended family and friends. Whether you're looking for a vacation rental investment or a beach home that helps offset ownership costs, this flexible layout offers options buyers love. The property also features ample parking, covered space, and a fun backyard putting green area, making it perfect for entertaining after a day at the beach. Location is everything, and this home puts you right in the heart of the laid-back East End beach lifestyle. You're just minutes from some of the area's most loved destinations including Schooners Beach Club, public beach access points along Thomas Drive, and the natural beauty of St. Andrews State Park with its miles of shoreline, boating, fishing, and wildlife. Enjoy quick access to local restaurants, beach bars, marinas, and entertainment, while still enjoying a quieter side of Panama City Beach away from the heavy traffic of the west end. Whether you're searching for a smart investment opportunity, a second home near the Gulf, or a full-time coastal escape, this property delivers the flexibility and location to make it happen. Beach life, income potential, and the best of the East End -- all in one property. Come see it today!

6120 Beach Drive, Panama City

Start Your Search

Vendor Member Number : 28166

How much is your home worth?

Get instant property value now!