Panama City, FL Real Estate Search

Panama City, FL 3 Bedroom Homes for Sale

Panama City, FL, offers a diverse selection of three-bedroom homes for sale, appealing to a wide range of buyers from families to retirees. These properties often boast spacious layouts and modern amenities, ideal for comfortable living in this coastal community. With proximity to beautiful beaches, parks, and vibrant local attractions, homeowners enjoy both relaxation and adventure. The real estate market in Panama City is continually evolving, with many homes featuring open floor plans, updated kitchens, and outdoor living spaces that enhance the Florida lifestyle. Whether you’re seeking a home for year-round living or a vacation retreat, the three-bedroom options in Panama City present enticing opportunities to experience the charm and beauty of this thriving area.

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Newest Panama City, FL 3 Bedroom Homes for Sale

$324,900
3 Beds 2 Baths 788319 MLS
Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes with a lovely water view as well as, equipped with dimensional shingles with a limited lifetime warranty, electronic deadbolts on all exterior doors, weatherproof outlets, and hose bibs. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather at Liberty. Inside you will see 9' ceilings throughout, engineered vinyl plank flooring throughout the home and carpet in the bedrooms. The front bedrooms, bathroom, and garage are close to the front door and welcome you into an open living room and kitchen, perfect for having guests over. Granite countertops, white cabinetry with soft-close are in the kitchen and bathrooms, and the kitchen island makes hosting or serving dinner at the bar a breeze. Complete with a pantry, and stainless-steel appliances including smooth top range, microwave, and dishwasher means your kitchen is fully equipped. The living room has plenty of windows for natural lighting and leads right to the back door. Each bedroom comes with soft carpet floors and spacious closets. The Primary Bedroom features a bathroom with a detached shower and double vanity with granite countertops. The walk-in closet is adjacent to the bathroom, meaning more space in your bedroom. As with all the homes in Liberty, your home is outfitted with the latest Smart Home technology, allowing you to manage your home right from your phone, making your comfort easy and exceptional. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service! Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, and a well-equipped fitness center. Our second amenity center features a basketball court and two pickleball courts for competitive play! Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Situated off Star Avenue, this address is a stone's throw away from downtown Panama City's vibrant scene and the esteemed Tyndall Air Force Base, making it an exceptional choice for military personnel. Schedule an in-person or virtual tour today!

7046 William Pitsenbarger Road, Panama City

$250,000
3 Beds 3 Baths 788254 MLS
Welcome to Jake's Landing Townhomes in Lynn Haven, Florida, a move-in ready exterior townhome offering exceptional value, modern finishes, and a convenient location near Panama City Beach and Tyndall Air Force Base. There is a potential assumable FHA loan available, subject to lender approval and buyer qualification, offering an opportunity for qualified buyers to assume an existing mortgage with favorable terms. This well-maintained 3-bedroom, 2.5-bathroom townhome with a 1-car garage features durable Hardie board siding with ColorPlus exterior, a Prairie-style front door, and dimensional shingles with a 30-year transferable warranty. The fully sodded and cleared yard, steel garage door with opener, weatherproof outlets, and exterior hose bib provide added convenience and functionality. Interior features include an open-concept floor plan with luxury EVP flooring throughout the main living areas, a spacious living room, and a seamless flow into the kitchen and dining areas. The kitchen and bathrooms are finished with granite countertops, white cabinetry, brushed nickel hardware, and a full stainless steel appliance package including stove, microwave, dishwasher, refrigerator, and a white washer and dryer. Additional features include energy-efficient heating and cooling systems, insulated windows and screens, ceiling fans in the living room and primary bedroom, and blinds installed throughout the home for added privacy and comfort. A 10-year transferable structural warranty is also included, providing long-term peace of mind. This property is located in desirable Lynn Haven with convenient access to shopping, dining, schools, hospitals, and major employers including Tyndall Air Force Base. The home is approximately 20 minutes from the white sandy beaches of Panama City Beach. A pond is located directly across the street, offering a pleasant natural view and added sense of space and tranquility.

1762 Jakes Drive, Panama City

$282,452
3 Beds 2 Baths 788219 MLS
Approved short Sale. Fridge included and landscaping updates have been made since photos were taken. The Aldridge is a thoughtfully designed one-story home located in the desirable Hodges Bayou Plantation community in Southport, Florida. This 3-bedroom, 2-bath floorplan offers 1,272 square feet of comfortable, functional living--perfect for first-time buyers or those looking to downsize without sacrificing style. Inside, you'll find 8-foot ceilings throughout, durable engineered vinyl plank flooring in the main living areas, and soft carpet in the bedrooms. The open-concept living room and kitchen create a welcoming space for everyday living and entertaining. The kitchen features quartz countertops, white cabinetry, a center island ideal for casual dining or serving, a spacious walk-in pantry, and stainless-steel appliances including a smooth-top range, microwave, and dishwasher. The adjacent dining area makes mealtime and hosting seamless. The primary bedroom is conveniently located at the front of the home and includes a large walk-in closet and a private ensuite bath with double vanity, quartz countertops, and a walk-in shower. The two additional bedrooms are well-sized and share a guest bathroom with quartz countertops and a tub/shower combination. Additional features include a 2-car garage and a layout designed for both comfort and efficiency. This home offers a clean, modern feel in a quiet community--ready for its next owner.

3143 Rachel Place, Panama City

$425,000
3 Beds 2 Baths 1000306 MLS 3,006 SqFt.
Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your needs. As you enter through the grand front entrance, you are welcomed by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is truly built for entertaining, offering ample counter space and a layout that flows seamlessly into the living areas. Just off the kitchen, you will find a breakfast area complete with built-in china and wine storage, giving you both convenience and charm. This home offers the best of both worlds with a full breakfast area as well as a separate formal dining space. The primary suite is truly impressive, featuring a large master bedroom, a huge master bath, and a spacious walk-in closet located just off the bathroom. The split floor plan provides privacy for the additional bedrooms and guest areas. Additional features include a good-sized laundry room and an oversized garage with two main bays plus a third rear-access bay perfect for a golf cart or additional storage. This classic Southern ranch-style brick home welcomes you with a wrap-around front porch, perfect for relaxing and enjoying the neighborhood. Step out back to the back porch, a great spot for winding down and enjoying quiet Florida evenings. The location is exceptional--just one street over from waterfront property and close to family-friendly parks, including Gore Park right around the corner. Located in the heart of Callaway and just minutes from Tyndall Air Force Base, the area has grown tremendously and now offers a variety of shops, restaurants, and everyday conveniences just around the corner. This home offers space, charm, and an incredible location all in one.

313 S Mary Ella Ave, Panama City

$445,000
3 Beds 3 Baths 788022 MLS
BEAUTIFULLY UPDATED THROUGHOUT! Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED , TOO MANY EXTRAS TO LIST THEM ALL!. The open floorplan is extremely spacious with an impressive great room & dining room as you enter, including a wood burning fireplace that offers a 7' wide brick hearth. There is fresh paint & Luxury Vinyl Plank flooring throughout. The new kitchen has been opened to the living area and is appointed with recessed lighting and a magnificent quartz countertop, white with gray veins. A brushed stainless GE appliance pkg has been installed, along with full length cabinets to the ceiling & topped with crown moulding. Moving on to the master bdrm find plenty of room at 20 ft wide. The new master bath includes an elegant fully tiled shower with seamless glass. Complete with new fixtures & toilets. The double vanity comes with lighted mirrors, new cabinets & countertops. Includes new roof & windows and original construction built with 2x6 walls for strong bones. New 50 gal water heater. A/C blower unit and compressor replaced about 2 yrs ago. New electric service panel & breakers, upgraded to a 200 amp service, plus all outlets & switches replaced. There is also a GENERAC WHOLE HOUSE GENERATOR with a 500 gal propane tank (buried & full of gas). Plus a deep water submersible well along with a Culligan water softener system. The workshop out back will come in handy too. And the incredibly large back yard has unlimited possibilities for a pool or outdoor kitchen/entertainment area. Owner financing terms: 4.9% RATE!! With 20% down, amortized 30yrs with a 7 yr balloon. (Owner financing is available only for an owner occupant/primary residence of purchaser)

2734 Jamedon Drive, Panama City

$309,900
3 Beds 2 Baths 787931 MLS
Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional shingles with a limited lifetime warranty, electronic deadbolts on all exterior doors, weatherproof outlets, and hose bibs. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather at Liberty. Inside you will see 8' ceilings throughout, engineered vinyl plank flooring throughout the home and carpet in the bedrooms. The front bedrooms, bathroom, and garage are close to the front door and welcome you into an open living room and kitchen, perfect for having guests over and enjoying the lovely water views. Granite countertops, white cabinetry with soft-close are in the kitchen and bathrooms, and the kitchen island make hosting or serving dinner at the bar a breeze. Complete with a pantry, and stainless-steel appliances including smooth top range, microwave, and dishwasher means your kitchen is fully equipped. The living room has plenty of windows for natural lighting and leads right to the back door. Each bedroom comes with soft carpet floors and spacious closets. The Primary Bedroom features a bathroom with a detached shower and double vanity with granite countertops. The walk-in closet is adjacent to the bathroom, meaning more space in your bedroom. As with all the homes in Liberty, your home is outfitted with the latest Smart Home technology allowing you to manage your home right from your phone, making your comfort easy and exceptional. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped gym, poker room, yoga room, two pickle ball courts, basketball court, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment.

7160 Merlyn Dethlefsen Road, Panama City

$460,000
3 Beds 2 Baths 999485 MLS 1,743 SqFt.
Welcome to 4725 Halcyon Dr. -- a beautiful three-bedroom, two-bath all-brick home tucked away on a quiet street, just a short walk from the boat landing at Deer Point Lake. Fully renovated down to the studs in 2019, this home feels brand new, featuring all-new upgrades including a 30-year dimensional shingle roof, insulation, sheetrock, flooring, HVAC system, hot water heater, windows, kitchen and appliances, sleek black gutters, plumbing and lighting fixtures, and fresh paint throughout. As you step through the private front gate, you'll be greeted by the fragrant Jasmine Evergreen climbing the fence, adding charm and character to the property. The spacious paver driveway leads to a two-car garage. Inside, you'll find luxury vinyl plank flooring throughout and a modern kitchen that boasts soft-close cabinetry, floating shelves, white subway tile backsplash, quartz countertops, and high-end appliances--including a white refrigerator less than a year old. The living room features a fully operational wood-burning fireplace that can also be used as an electric heat source, perfect for cozy winter evenings. The primary bedroom is bright and generously sized, offering serene views of the private backyard. The primary bath includes a double vanity and a walk-in closet. With a split floor plan, both bathrooms have been completely updated with matching quartz countertops and custom cabinetry. Step outside to a large screened and covered back porch, a fully fenced backyard for ultimate privacy, and even a chicken coop. With no HOA, you're free to park your RV or boat on-site. Located in Flood Zone X, flood insurance is not required. This home is the perfect blend of comfort, privacy, and modern living--schedule your private showing today.

4725 Halcyon Dr, Panama City

$460,000
3 Beds 2 Baths 787700 MLS
Welcome to 4725 Halcyon Dr. -- a beautiful three-bedroom, two-bath all-brick home tucked away on a quiet street, just a short walk from the boat landing at Deer Point Lake. Fully renovated down to the studs in 2019, this home feels brand new, featuring all-new upgrades including a 30-year dimensional shingle roof, insulation, sheetrock, flooring, HVAC system, hot water heater, windows, kitchen and appliances, sleek black gutters, plumbing and lighting fixtures, and fresh paint throughout. As you step through the private front gate, you'll be greeted by the fragrant Jasmine Evergreen climbing the fence, adding charm and character to the property. The spacious paver driveway leads to a two-car garage. Inside, you'll find luxury vinyl plank flooring throughout and a modern kitchen that boasts soft-close cabinetry, floating shelves, white subway tile backsplash, quartz countertops, and high-end appliances--including a white refrigerator less than a year old. The living room features a fully operational wood-burning fireplace that can also be used as an electric heat source, perfect for cozy winter evenings. The primary bedroom is bright and generously sized, offering serene views of the private backyard. The primary bath includes a double vanity and a walk-in closet. With a split floor plan, both bathrooms have been completely updated with matching quartz countertops and custom cabinetry. Step outside to a large screened and covered back porch, a fully fenced backyard for ultimate privacy. With no HOA, you're free to park your RV or boat on-site. Located in Flood Zone X, flood insurance is not required. This home is the perfect blend of comfort, privacy, and modern living--schedule your private showing today.

4725 Halcyon Drive, Panama City

$425,000
3 Beds 2 Baths 787601 MLS
Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf--perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements--including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023--provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

7405 Beach Drive Unit B, Panama City

$699,800
3 Beds 3 Baths 787342 MLS
THERE IS GREAT POTENTIAL TO MAKE MONEY ON THIS CONDO! If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that discerning buyers are always chasing--and seldom find. Positioned in the highly coveted ''07 stack,'' this unit boasts more direct Gulf-front windows than nearly any other in the building, flooding the interior with natural light and showcasing truly panoramic, unobstructed views of the emerald waters and sugar-white sands. Step outside to what is arguably one of the most impressive balconies on the beach. Expansive and built for entertaining, this Gulf-front terrace can comfortably host 20+ guests--perfect for sunset gatherings, coastal breezes, and unforgettable evenings overlooking miles of pristine shoreline. Located on the 16th floor, this unit strikes the ideal balance: high enough for sweeping, private views, yet low enough to keep you connected to the pool, beach, and shoreline activity--without the noise of lower levels. It's a perspective both owners and guests consistently prefer. Now, here's where the opportunity becomes truly compelling: this condo is priced $75,000 below market value, giving you the rare chance to create a fully customized beachfront retreat tailored to your exact taste. Instead of settling for someone else's design choices, you can transform this already exceptional space into a modern coastal showpiece--while instantly building equity. Watercrest is widely regarded as one of the premier Gulf-front communities on Panama City Beach, and inventory in this building--especially in this stack and layout--is extremely limited. Whether you're seeking a luxury personal escape, a high-demand rental investment, or both, this property delivers location, layout, views, and upside in one compelling package. Opportunities like this don't wait--and neither should you. Secure your place on the beach and turn this exceptional value into your own one-of-a-kind coastal masterpiece!

6201 Thomas Drive Unit 1607, Panama City

$389,000
3 Beds 3 Baths 787341 MLS
Welcome to the highly desired Forest Park neighborhood! This unique property has a thoughtfully designed 3 bedroom 2 1/2 bathroom home with a Metal roof and Hardie board siding, a newly renovated workshop shed, and a 12 x 30 pole barn concrete pad with 30 amp power for RV storage, accessed via a farm gate off the driveway. This beautiful home is rich with craftsman features to include custom doorway and archway trim, wainscoting, crown molding, and wall alcoves. As you enter the home, you step into the open living room with high vaulted ceilings. The open stairway leads to the loft and bedroom area. Under the stairs is the hall to the powder room and gorgeous spacious primary suite. Through the living room is the modern kitchen with quartz countertops, a large porcelain farm sink, ample custom maple cabinets, a broad island with bar seating, a walk-in pantry, Whirlpool Gold stainless appliances, and new LED recessed lights. Off the kitchen is a dining room and den area that leads to the backyard, as well as the laundry room which leads to the garage. The downstairs primary bedroom has a tray ceiling and two closets, one of which is a large walk-in with built-in shelving. There is also a deep linen closet just outside of the primary bathroom. This bathroom has a large walk-in tiled shower with rainfall and handheld showerheads, two quartz-top vanities with new mirrors and individual built-in medicine cabinets, and a separate toilet closet with extra shelved storage space. There is also an exit to the backyard, which is excellent restroom access for backyard entertaining or shower access following yardwork or returning from the beach. The powder bathroom was remodeled in 2025 with a new vanity, quartz vanity top, lighting, mirror, and brushed nickel fixtures. The entire lower level has hand-scraped wood-look ceramic tile, except for the primary bathroom, which has marble look ceramic tile to match the shower surround tile. Upstairs, you will find the other primary style bedroom with an en suite bathroom and two closets, as well as the open loft bedroom, which has built-in wall shelving, a closet, and enough room for a queen bed and desk or a nice office set up. The upstairs en suite bathroom has plenty of cabinetry for storage and linens, a new mirror, new vanity light, and new brushed nickel fixtures, and a tiled walk-in shower with a built-in bench and niche. The workshop shed has new steel siding and roofing, a new door with a pin code deadbolt, new foam board insulation, ceiling fan, overhead lumber storage 2 work tables, and electric power with its own breaker panel. The pole barn with concrete pad has a very high metal roof cover to house most RVs, boats, or other recreational vehicles. The pad has Georgia granite rock borders on the fence side and back to keep weed growth down and provide excellent drainage to the city easement behind the privacy fence. The home has solar panels on two roof surfaces (which are not visible from the street) to keep electric costs low. There are hurricane shutters, gutters, and a freshly painted pergola and covered porch in front to relax and enjoy your maintenance free quiet cul-de-sac home. This is a must-see property!

941 Agnes Scott Circle, Panama City

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