Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

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Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$509,000
3 Beds 2 Baths 1010999 MLS 1,600 SqFt.
Imagine waking up to beautiful harbor views, sipping your morning coffee as the sun rises, and ending the day watching spectacular sunsets from your own expansive wrap-around decks. Then, when evening arrives, settle in and enjoy stunning views of Destin's famous fireworks right from home. This is ''Pearl'' -- a rare opportunity to experience the best of Destin from a home designed for enjoying it all. Ideally located in the heart of Destin and overlooking the Destin Harbor, located within walking distance of restaurants, nightlife, entertainment, and everything that makes this coastal community so special. Whether you're enjoying a quiet morning, hosting friends, or making memories with family, the outdoor living spaces create an incredible backdrop for it all. Inside, you'll find beautiful vaulted ceilings, updated bathrooms, gorgeous sliding glass doors, abundant storage, and SMART home technology that allows you to conveniently control your home. A Honeywell smart thermostat adds even more comfort and efficiency.NO HOA and located in a beautiful neighborhood, The home offers something increasingly hard to find in Destin -- space, privacy, incredible views, location, convenience, and the freedom to truly enjoy your home.This isn't just a place to live. It's a place to make memories. From fireworks over the harbor to sunsets on the deck, it gives you the opportunity to experience Destin every day. A rare find. A remarkable location.

329 Summit Dr, Destin

$1,525,000
3 Beds 3 Baths 1011280 MLS 1,907 SqFt.
You simply will not find a more beautiful condo in all of Destin. One of the few 3 bed, 2 bath units combines sweeping Gulf views, a beautifully updated interior, an impressive primary suite, and substantial recent improvements in one of Destin's most convenient Gulf-front locations. Immediately to the left is an expansive primary suite that feels like a private retreat, complete with its own dedicated HVAC system, separate water heater, and private patio access. A beautifully renovated bathroom, completed in July 2025, is a showpiece featuring a freestanding soaking tub, oversized walk-in shower with frameless glass, floor-to-ceiling tile, dual vanities, and contemporary fixtures. The main living area is bright, open, and designed around the view. Large windows and sliding glass doors bring the emerald waters of the Gulf directly into the living space. The open kitchen features stainless steel appliances, generous counter space, and a large peninsula that connects naturally to the dining and living areas. Step outside to the private Gulf-front balcony and enjoy a front-row view of Destin's white-sand beaches. Major recent improvements includes a new water heater serving the main living area installed in 2025, and new hurricane windows and doors. Whether the goal is a full-time residence, second home, or coastal investment property, this is a rare opportunity to own a beautifully updated three-bedroom Gulf-front condo in the heart of Destin.

1080 Us 98, Unit 401, Destin

$2,100,000
3 Beds 3 Baths 1011160 MLS 2,705 SqFt.
There are beach rentals, then there are beach homes. This idyllic Destin home is a cut above your common rental and begs to be lived in and enjoyed- whether full-time or as an investment property. Owned by a longtime hit country songwriter and guitarist, this elegant two-story coastal cottage is located in the popular Crystal Beach neighborhood of Kokomo Cove, and less than two blocks to private beach access. This home sits on a well-manicured, fenced .17-acre lot, with three spacious bedrooms and baths, along with large living room complete with real fireplace, custom cut hardwood floors, high ceilings, and detailed trim work and molding. Adjacent to the large living area is an open dining area and chef's kitchen, complete with solid custom cabinetry, granite countertops, and Bosch six burner gas stove. Additionally, there is a large bonus room with custom oversized billiards table, perfect for entertaining. In back you will find a spacious deck, grilling area, large hot tub, brand new custom swimming pool (to be completed October 2026), tiki bar, garden shed, outdoor television, and beautiful landscaping. This home just had a new metal roof and full exterior paint, spring of 2026, along with new landscaping, new pavers, and a new double-size driveway. Sold tastefully furnished and turnkey ready to move in and enjoy or rent when you're not using it. Current rentals on the books for remainder of 2026 and a few months into coming year also.

78 Sunfish St, Destin

$439,000
3 Beds 2 Baths 1011087 MLS 1,873 SqFt.
Welcome to this beautifully maintained home tucked away on a quiet, private cul-de-sac in the heart of Niceville, complete with sidewalks and convenient access to everything the area has to offer. Thoughtfully designed to make the most of every square foot, this home offers a spacious, comfortable layout with plenty of natural light throughout. A grand entrance welcomes you into the freshly painted great room, where soaring ceilings, abundant windows, and a beautiful ventless gas fireplace create a warm and inviting space. The kitchen features newly refaced cabinets, a new microwave and gas range, plus a pantry with plenty of storage. A large dining room provides the perfect setting for family meals and entertaining. French doors open to the screened-in porch, extending the living space outdoors and overlooking the spacious yard--ideal for kids, pets, play, or simply enjoying the peaceful surroundings. The spacious primary suite offers direct access to the screened porch, along with a large walk-in closet. The primary bath also features a convenient double vanity. The split-bedroom floorplan provides privacy, with two generously sized guest bedrooms that enjoy tons of natural light. An indoor laundry room adds everyday convenience, while the two-car garage provides plenty of space for vehicles, tools, and additional storage. Additional highlights include a sprinkler system and a roof that is only five years old. With its quiet cul-de-sac setting, functional floorplan, and thoughtful updates, this Niceville home offers the perfect blend of comfort, privacy, and convenience. Plus, it's only 15 minutes to Eglin AFB, 17 minutes to Duke Field, and 30 minutes to Hurlburt Field.

534 Wildflower Ct, Niceville

$930,000
3 Beds 3 Baths 1011057 MLS 2,862 SqFt.
Welcome to refined coastal luxury in this executive Brownstone townhome located within the prestigious, 24/7 guard-gated Kelly Plantation community. Thoughtfully designed for both sophisticated entertaining and effortless everyday living, this expansive residence showcases soaring ceilings, abundant natural light, refined architectural details, and an intuitive layout. The open-concept living and dining areas connect seamlessly to a well-appointed kitchen, featuring a spacious walk-in pantry with custom hardwood shelving and a dedicated built-in microwave station. High-performance mechanical updates offer complete peace of mind, including dual Trane HVAC systems for zoned climate control, a high-efficiency Navien gas tankless water heater for endless on-demand hot water, and a garage equipped with a dedicated Level 2 EV charging plug. Living in Kelly Plantation means enjoying a premier country club lifestyle with an extraordinary amenity package: a championship Fred Couples-designed golf course, clubhouse dining, resort-style swimming pool, premier tennis and pickleball courts, fully equipped fitness center, and miles of scenic walking and jogging trails set along Choctawhatchee Bay. Conveniently located just minutes from Destin's world-famous sugar-white sand beaches, upscale shopping at Destin Commons, and renowned coastal dining, this turnkey townhome is ideal as a primary residence, second home, or luxury coastal retreat.

4375 Bahia Ln, Destin

$589,900
3 Beds 2 Baths 1011050 MLS 1,790 SqFt.
Welcome to 1131 Bay Ct., a beautifully refreshed 3-bedroom, 2-bath home in the heart of Old Destin, newly painted inside and out and packed with the features buyers want for Florida coastal living. The private backyard is the centerpiece, featuring a heated inground gunite pool and spa, a covered pergola with swing, covered back patio, 7-foot privacy fence, and privacy tree landscaping along the exterior of the fence. It is a true outdoor retreat designed for relaxing, entertaining, and enjoying the Destin lifestyle year-round. The home also offers major recent updates and valuable storm-ready improvements, including a new roof in 2023, new HVAC in 2025, new storm windows in 2023, hurricane shutters, pull-down wind barriers for the porches, and a whole-house generator. Additional features include a Samsung Bespoke refrigerator, washer and dryer, 80-gallon water heater, double oven, sprinkler system, outdoor storage unit, brick paver sidewalk, covered front porch, brick paver carport with parking for three vehicles, and a 2-car attached garage. Located approximately 800 feet from Joe's Bayou and about 1/4 mile from the Joe's Bayou boat launch, this home places you close to boating, fishing, parks, and the best of Destin's waterfront lifestyle. Old Destin is known for its authentic coastal character, easy access to the Destin Harbor, world-famous fishing fleet, Crab Island, emerald-green Gulf waters, and sugar-white sand beaches. From boating and paddleboarding on the bayou to dining on the harbor, fishing offshore, or spending the day at the beach, this location captures everything people love about Destin. With its private pool and spa, updated systems, storm protection, generous parking, fenced backyard, and prime Old Destin setting, 1131 Bay Ct. is a rare opportunity to own a well-equipped coastal home in one of Destin's most established and convenient neighborhoods.

1131 Bay, Destin

$875,000
3 Beds 3 Baths 1010941 MLS 1,452 SqFt.
Experience Gulf-front living at Sea Dunes Condo #304, a beautifully furnished 3-bedroom, 3-bath corner residence located directly on the sugar-white sands of Okaloosa Island. This spacious condominium offers breathtaking panoramic views of the Emerald Coast, with an open-concept layout designed to maximize natural light and showcase the stunning Gulf views from the living areas and primary suite. The well-appointed kitchen flows seamlessly into the dining and living spaces, creating the perfect setting for entertaining. Floor-to-ceiling windows and sliding glass doors open to an expansive wraparound balcony where you can enjoy morning coffee, coastal breezes, and unforgettable sunsets. The Gulf-front primary suite features private balcony access, spectacular water views, and an ensuite bath, while two additional bedrooms and baths provide comfortable accommodations for family and guests. Sea Dunes is a highly sought-after, low-density beachfront community with only 24 residences, offering a more private and relaxed coastal experience. Amenities include a Gulf-front pool, private beach access, covered parking, grilling area, and outdoor shower. Conveniently located near the Okaloosa Island Boardwalk, Gulfarium, fishing pier, restaurants, shopping, and entertainment, Sea Dunes 304 is ideal as a primary residence, vacation home, or income-producing investment property. Enjoy the best of the Emerald Coast from this exceptional beachfront retreat.

663 Nautilus Court Unit 304, Fort Walton Beach

$575,000
3 Beds 3 Baths 1010803 MLS 1,300 SqFt.
Rarely does a property offer this much flexibility, versatility, and investment potential in one package! This beautifully renovated and updated 3-bedroom, 3-bathroom condo at Seacrest Condominiums on Okaloosa Island offers incredible Gulf and Bay views, outstanding sunrise and sunset vistas, and a unique lockout configuration that gives you the option to enjoy the entire property or utilize a portion as a separate income-producing dwelling. The main residence features 2 bedrooms and 2 bathrooms, while the attached 1 bedroom, 1-bathroom lockout (415A) functions as a true separate dwelling with its own private exterior entrance/exit, kitchenette, and washer/dryer. The lockout has successfully been used for short-term guests, while the 2-bedroom/2-bathroom main residence has been lovingly enjoyed exclusively by the sellers and their family and has never been placed on a rental program. This creates an exceptional opportunity for an owner who wants rental income while retaining a private residence or the flexibility to use the entire condo for themselves.The condo has been completely renovated and thoughtfully updated, with both HVAC systems recently replaced-one in October 2025 and the other in July 2026. Major improvements to the entire complex provide additional peace of mind. In 2022, a $41,000 per-unit assessment was enacted, with New windows, sliding glass doors, waterproofing, exterior paint, and the roof was replaced in 2024! Come see this property for yourself TODAY!!

895 Santa Rosa Blvd Unit 415 / 415A, Fort Walton Beach

$700,000
3 Beds 2 Baths 1010762 MLS 2,440 SqFt.
Private Beach, Gated & Completely Renovated Tucked behind private gates in Windward at Bluewater Bay, 1307 Windward Cir belongs to one of the few communities in the area with a residents only beach and dock. The home itself has been completely renovated from top to bottom, with a New Roof and New HVAC already in place, move in ready, with nothing left to do but enjoy it. Arrive to the spacious brick paver driveway and stunning glazed double front door entry. Inside, a soaring brick fireplace rises from the floor to the vaulted ceilings as a freestanding centerpiece between the entry and the step down living room, giving the open floor plan a striking architectural anchor. Fresh paint, wide plank luxury vinyl flooring, and seventeen new-oversized windows carry natural light through every room. The fully renovated kitchen pairs quartz countertops with a custom range hood, and a full tile backsplash, alongside a coffee bar and dedicated wine storage. A window over the sink frames the kitchen, while separate formal and informal dining spaces make room for everything from weeknight dinners to holiday gatherings. The primary suite is its own retreat: an exposed wood beam overhead, two closets (one a full walk-in), and a spa bath centered on a peninsula quartz vanity beneath a double-sided hanging mirror. A garden tub sits against a shiplap accent wall in a soft coastal hue echoed throughout the home's cabinetry, and the fully tiled walk-in shower features dual shower heads. Outdoor living is just as abundant, with three patios, a screened porch leading to the back deck, and a sunroom connected by French doors. Nearly every room opens onto its own piece of the outdoors. Beyond the gate, Bluewater Bay offers resort caliber amenities: three pools, a five-acre tennis and pickleball complex, a full-service marina with 120 boat slips, disc golf, miles of walking and biking trails, restaurants, and gated boat and RV storage. All this, just a short drive across the Mid-Bay Bridge from Destin's beaches, shopping, and dining. Completely renovated and set inside one of Niceville's most private communities, 1307 Windward Cir is ready for its next owner.

1307 Windward Cir, Niceville

$319,000
3 Beds 2 Baths 1010797 MLS 1,638 SqFt.
*** 6% VA LOAN ASSUMPTION AVAILABLE! *** Welcome to 103 Post Oak Place that's nestled in the heart of Shalimar! {6% VA Loan Assumption Available!} This BEAUTIFUL 3BR/2BA/1,638 SqFt/2-Car Garage Townhome features an open floor plan and lives MUCH bigger than it looks! Enjoy the fully fenced back & side yard spaces where you can entertain your family, friends, & pets within the yard, on the open deck, or under the covered deck area! This townhome would make an excellent primary home or investment property! It was completely remodeled in 2020 with quality craftsmanship and materials. Countless upgrades & fabulous features are throughout and include the following: 2020 Folkers impact windows, 2020 impact garage door, 2022 HVAC, 2019 water heater, 2005 permitted metal roof, 2020 exterior paint, real hardwood flooring throughout with tile in both bathrooms, granite kitchen countertops, kitchen pantry, reverse osmosis system at the kitchen sink, fully renovated guest bathroom, high ceiling in the living room, built-in entertainment center with shelving in the living room, and laundry is located in the spacious 2-car garage. This property does not have an HOA so feel free to leave your cars/boat/jet ski/RV/open & enclosed trailers at YOUR property and use them whenever you want! (No more storage fees!) Items that will stay & convey: all kitchen appliances, washer, dryer, curtains, curtain rods, reverse osmosis system, all outdoor furniture, and Vivint security system devices. Enjoy being SO CLOSE to beaches & bases! This townhome is only 1 mile to the main (front) gate to Eglin,7 miles to the back gate of Hurlburt, and only 5.5 miles to the beach at the Boardwalk on Okaloosa Island! You're less than a mile to the local favorite restaurants, La Famiglia, Twisted Grape Wine Bar and Cafe, and Peppers Mexican Grill & Cantina!!! Publix is less than 2 miles down the road and Walmart is 4.5 miles away! At this townhome, you're close to everything! Don't miss your opportunity to be the next owner of this beautiful townhome! Schedule your private tour today! Survey is available!

103 Post Oak Pl, Shalimar

$269,900
3 Beds 2 Baths 1010713 MLS 1,264 SqFt.
502 E Bowers Avenue, Crestview, FL Where Convenience Meets Like New 2024 Living! There's something special about finding a home that feels tucked into a neighborhood while still keeping you close to the heartbeat of the city. 502 E Bowers Avenue gives you exactly that. Located near the center of Crestview, this like new home puts downtown, Twin Hills Park, community events like Food Truck Fridays, dining, shopping and highly rated schools within easy reach. Surrounded by newer construction in an up-and-coming area, this all brick home was designed for easy, low maintenance living. Step inside to find LVP flooring throughout, no carpet, recessed lighting and upgraded fixtures and finishes that give the home a clean, modern feel. Outside, the corner lot and privacy fenced backyard give you room to actually use your property. A convenient backyard privacy fence gate provides easy backyard access for an RV, trailer, weekend project or whatever fits your lifestyle. And here, some of the extras are already handled. The washer and dryer are included *not just the hookups* and even the wall mounted TV stays. With newer construction, potentially lower homeowners' insurance costs, and a location outside a designated flood zone, this home offers benefits that can matter long after closing. Whether you're buying your first home, looking for a long term investment property, or ready to downsize without giving up quality or convenience, 502 E Bowers deserves a closer look. This isn't just about buying a house. It's about having a home that's easy to maintain, close to the places that make Crestview feel like home and positioned in a neighborhood with an exciting future. Come see 502 E Bowers Avenue and imagine what life could look like here.

502 E Bowers Ave, Crestview

$265,500
3 Beds 2 Baths 1010111 MLS 1,594 SqFt.
Welcome to 1218 Ego Dr! This 3-bedroom, 2-bath home offers a functional layout with plenty of room to enjoy both indoor and outdoor living. As you enter, a separate dining space sits just off the main living area, offering flexibility for everyday meals, entertaining, or additional living space. The spacious living room features vaulted ceilings and a fireplace as its focal point. The kitchen provides an island, pantry storage, and plenty of space for daily use. The primary suite includes a private bathroom and two large walk-in closets, providing plenty of additional storage. Step outside to a spacious fenced backyard surrounded by mature trees, offering plenty of room to relax, entertain, or create your own outdoor retreat. Enjoy evenings around the backyard fire pit, plus an approximately 12' x 30' concrete pad offering flexible space for additional parking, outdoor seating, recreational use, or a future patio setup. Parking is another great feature of this home. In addition to the two-car garage, the extended driveway provides plenty of additional parking space for multiple vehicles. Conveniently located near shopping, dining, a nearby park, and I-10, with approximately 10-12 miles to the 7th Special Forces Group (Airborne), 12-14 miles to Duke Field, 24.5 miles to Eglin Air Force Base, and 30.6 miles to Hurlburt Field. Come take a look and see the possibilities this Crestview home has to offer!

1218 Ego Dr, Crestview

$299,000
3 Beds 2 Baths 1010629 MLS 1,754 SqFt.
Better than new and beautifully renovated, this inviting home in the desirable Kings Crossing subdivision offers the perfect blend of modern comfort, thoughtful updates, and spaces designed for both everyday living and entertaining. Tucked away south of I-10, this move-in-ready 3-bedroom, 2-bath home with a spacious bonus room provides room to spread out while offering a peaceful retreat from the hustle and bustle. From the moment you enter, you'll appreciate the attention to detail and extensive updates throughout. The thoughtfully designed split-bedroom floor plan centers around a spacious great room featuring a newly refinished wood-burning fireplace with gas starter, creating a warm and inviting gathering space. French doors open to the large backyard and newly refinished patio, making indoor-outdoor living and entertaining effortless. The versatile bonus room provides endless possibilities and could easily serve as a fourth bedroom, home office, second living area, playroom, or hobby space. The beautifully updated kitchen is filled with natural light and features new wood cabinetry, custom quartz countertops, a modern subway tile backsplash, and brand-new stainless steel appliances. With plenty of room for a work island, a separate dining area, and an open connection to the great room, this is a kitchen designed to be both functional and welcoming. The private primary suite offers a relaxing retreat with a separate dressing area, single vanity, walk-in closet, and completely updated ensuite bathroom featuring a new tub, toilet, and modern finishes. No detail has been overlooked, with luxury vinyl plank flooring throughout, new exterior doors, fresh paint, updated finishes and fixtures, a brand-new roof (2026), new HVAC (2026), and new water heater (2026). Step outside and discover what truly sets this property apart. The fully fenced backyard provides plenty of space to relax, garden, entertain, or simply enjoy your own private outdoor retreat. The newly refinished patio is ready for morning coffee, evening gatherings, and everything in between. For the hobbyist or craftsman, the property features two outdoor storage buildings, including a powered workshop with electrical hookup--a woodworker's dream and an incredible space for hobbies, projects, tools, or additional workspace. A second storage shed provides even more room for storage. Beautifully renovated, exceptionally functional, and filled with spaces to create, gather, and unwind, this is more than a move-in-ready home--it's a place to create a life away from the ordinary.

4855 Kensington Ln, Crestview

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