Okaloosa County, FL Real Estate Search

Okaloosa County, FL 3 Bedroom Homes for Sale

Okaloosa County, FL, offers a diverse array of three-bedroom homes for sale, appealing to a variety of buyers from first-time homeowners to those seeking vacation properties. Nestled between the stunning beaches of the Emerald Coast and the vibrant communities of Fort Walton Beach and Niceville, these homes often feature spacious layouts, modern amenities, and proximity to top-rated schools and recreational facilities. With its rich blend of outdoor activities—from fishing and boating to hiking and biking—living in Okaloosa County provides not just a home, but a lifestyle. As the real estate market continues to evolve, potential buyers will find ample opportunities to invest in properties that meet their needs in this picturesque coastal region.

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Newest Okaloosa County, FL 3 Bedroom Homes for Sale

$499,900
3 Beds 2 Baths 1008620 MLS 1,944 SqFt.
Welcome to this beautifully maintained, one-owner home in the heart of the highly sought-after Bluewater Bay golf community. Nestled on a spacious, tree-shaded lot, this inviting home offers timeless charm, abundant natural light, and room for the whole family. The open living areas feature soaring vaulted ceilings that create a bright and airy atmosphere. The thoughtfully designed floor plan includes two guest bedrooms and a full bath on the main level, while the entire second floor is dedicated to a private primary retreat. The spacious primary suite offers a peaceful escape with its own private balcony overlooking the beautifully landscaped backyard--perfect for enjoying your morning coffee or relaxing in the evening. A versatile loft area provides additional living space that can serve as a home office, reading nook, or sitting area. Just off of the main living area, you'll find a wonderful screened and enclosed porch overlooking the private backyard. This inviting space is ideal for year-round entertaining, relaxing with a good book, or simply enjoying the peaceful setting and mature trees. Bluewater Bay is one of the area's most desirable communities, offering an exceptional lifestyle with a championship golf course, a premier tennis center, a marina, multiple community swimming pools, walking paths, parks, and more. Outdoor enthusiasts will love being just minutes from Rocky Bayou State Park, where hiking, kayaking, and nature trails await. The sugar-white beaches and emerald waters of Destin are only a short drive away, along with outstanding dining, shopping, and entertainment. This lovingly cared-for home is ready to welcome its next owners and offers the perfect combination of comfort, location, and the unmatched Bluewater Bay lifestyle. Make your appointment today! Buyers and Buyer's Agent to verify all information and measurements.

808 S Turnberry Cv, Niceville

$539,000
3 Beds 2 Baths 1008592 MLS 2,160 SqFt.
Welcome to this updated, spacious 3-bedroom, 2-bathroom home situated on one of the largest lots in the highly desirable Magnolia Forest neighborhood of BlueWater Bay. Designed for comfortable living and seamless entertaining, the property boasts three distinct indoor living areas alongside an expansive outdoor patio, providing abundant space for both relaxation and social gatherings. Every major system has been completely updated to offer the new owner total peace of mind and long-term cost savings. The brand-new roof, hot water heater, and electrical panel ensure maximum efficiency and reliability. Inside, the home features modern, carpet-free flooring throughout for easy maintenance, fresh paint, and smoothly finished ceilings. The comfort and air quality are further enhanced by new A/C ductwork equipped with UV purification lights, while a new front door and garage door add to the property's strong curb appeal and security.Beyond the home's individual upgrades, buyers will benefit from exceptionally low HOA fees and insurance costs, maximizing monthly affordability. The vibrant BlueWater Bay community offers an unparalleled active lifestyle with access to premier amenities including boating, sailing, water sports, tennis and pickleball courts, golf courses, pools, walking trails, and disc golf. Perfectly located in Niceville, this turnkey property places you just minutes from top-rated schools, dining, shopping, and the Twin Cities hospital, and sits a mere 12 minutes away from the crystal white sand beaches of Destin.

4198 Whitetail Cir, Niceville

$1,095,000
3 Beds 4 Baths 1008590 MLS 2,377 SqFt.
Wake each morning to harbor views and end your evenings watching spectacular sunsets, Thursday night fireworks, and the iconic Destin boat parades, all from the comfort of your own private waterfront retreat. Harbor Landing IS one of Destin's desired luxury condominium communities, where effortless coastal living meets world-class amenities. Offered fully furnished and turnkey, this beautifully appointed residence was designed to embrace its incredible waterfront setting. Floor-to-ceiling glass fills the open-concept living space with natural light, while an expansive covered balcony stretching the full length of the home creates a seamless indoor-outdoor lifestyle, perfect for morning coffee, sunset cocktails, or entertaining against the backdrop of the Destin Harbor. The thoughtfully designed kitchen blends functionality with timeless elegance, featuring granite countertops, stainless appliances, upgraded wood cabinetry with abundant storage, accent lighting, and generous workspace for gathering with family and friends. Each spacious bedroom serves as a private retreat with its own en-suite bath, while a convenient powder room offers added comfort for guests. A private storage room just steps from the elevator and a rare deeded oversized detached one-car garage provide exceptional convenience and storage seldom found in condominium living. For boating enthusiasts, Harbor Landing offers the opportunity to own or lease a deep-water boat slip within the private marina, and deeded beach access just across the street, placing both the harbor and the sugar-white sands at your doorstep. Perfectly positioned in the heart of Destin, you're only minutes from HarborWalk Village, award-winning waterfront dining, boutique shopping, championship fishing, and the vibrant coastal lifestyle that has made Destin one of Florida's premier waterfront destinations. Whether you're seeking an elegant primary residence, an exceptional second home, or a luxury vacation rental with outstanding income potential, this remarkable Harbor Landing residence offers far more than a place to live--it offers a lifestyle defined by boating, beaches, unforgettable sunsets, and the very best of Destin waterfront living.

725 Gulf Shore Dr Unit 303A, Destin

$289,900
3 Beds 2 Baths 1007458 MLS 1,822 SqFt.
Beautiful home in the heart of Crestview and a perfect location for getting to the military base! VA assumable loan 2.25%!!!!!! New roof and carpet allowance with acceptable offer. This charming 3 bedroom and 2 bath home in Redstone Estates has 1822 sq ft! The home has an open floor plan with the kitchen opening to the dining room and living room with large case openings. Enter the home in a foyer and there is a huge great room with a recessed wall for media equipment and flat screen TV perfect for entertainment or gaming. There are double windows in the living room allowing for natural light. The kitchen features an island, a side by side refrigerator, dishwasher and oven/stove. The kitchen also has sliding glass doors to a large open deck and open shelving! The dining room also has a window and a chandelier. The primary bedroom is large and has an ensuite bathroom. The primary bathroom has a double vanity, soaking tub/shower combination, and a large walk in closet with shelving. There are two additional guest bedrooms and a full bath. The home has a two car garage with automatic opener, extra parking in the driveway, and a beautiful back yard with privacy. In addition the lights, ceiling fans, gutters, and more have been updated. Redstone Estates is a sought after neighborhood due to the convenience of being close to schools, shopping and restaurants. Great home and located in a perfect location! Buyer to verify all dimensions and information.

272 Limestone Cir, Crestview

$799,900
3 Beds 3 Baths 1008566 MLS 2,835 SqFt.
Welcome to 244 Tequesta Drive, an exceptional lakefront home in the highly sought-after gated community of Emerald Lakes. Meticulously maintained and beautifully updated, this spacious residence offers peaceful water views, soaring 10 to 12-foot ceilings, crown molding, abundant natural light, and an open floor plan designed for comfortable living and effortless entertaining. Features include wood, tile, and carpet flooring, granite countertops, updated kitchen appliances, natural gas fireplace, a natural gas outdoor grill, and multiple living areas that provide exceptional flexibility, including the option for a formal living and dining room. The private office offers a quiet workspace, while the spacious primary suite features a sitting area overlooking the lake. Major updates include a new roof installed in 2020 and both HVAC systems replaced in 2025, providing added value and peace of mind. Enjoy relaxing or entertaining outdoors while taking in the tranquil lake views. Additional highlights include a central vacuum system, in-wall pest control system, and a spacious side-entry two car garage. Emerald Lakes offers a gated entrance, beautifully maintained grounds, community pool, tennis courts, and a prime central Destin location just minutes from white-sand beaches, shopping, dining, championship golf, boating, and top-rated schools. This exceptional home truly offers the perfect combination of luxury, comfort, and location.

244 Tequesta Dr, Destin

$410,000
3 Beds 2 Baths 1008461 MLS 2,007 SqFt.
This Crestview home truly has it all! Situated on a spacious half acre lot, this beautifully maintained 3 bedroom, 2 bathroom home is packed with features today's buyers are looking for. From the moment you walk in, you'll be welcomed by soaring cathedral ceilings that create an open, airy feel. The inviting living room is centered around a beautiful fireplace, making it the perfect place to gather with family and friends. The stunning culinary kitchen offers both style and functionality with ample workspace and storage, making meal preparation and entertaining a breeze. The spacious primary suite and well appointed secondary bedrooms provide comfortable living, while the washer and dryer are included, making this home even more move in ready. Step outside to your own private oasis featuring a screened in pool, a beautifully landscaped front yard, and a fully fenced backyard that's perfect for entertaining, pets, or simply relaxing. A storage shed provides the ideal space for lawn equipment, tools, or seasonal items, and the spacious 2 car garage offers even more storage and convenience. The best part? This home has been exceptionally cared for. The seller has stayed on top of maintenance throughout ownership, giving buyers peace of mind and a home that's truly move in ready. If you've been searching for a property that combines space, comfort, thoughtful upgrades, and outstanding upkeep, this Crestview gem is one you won't want to miss.

6021 Dorchester Pl, Crestview

$595,000
3 Beds 3 Baths 1008457 MLS 1,988 SqFt.
Luxury is more than beautiful finishes. It's thoughtful design, exceptional craftsmanship, and a setting that simply cannot be replicated. Introducing one of Crestview's most distinctive custom-built waterfront estates, perfectly situated on 2.13 private, lakefront acres. Designed with quality over compromise, this remarkable residence offers a rare opportunity to own a home where nearly every detail was intentionally upgraded--not because it had to be, but because excellence was the standard. From the moment you arrive, the sweeping fiber-reinforced concrete driveway welcomes you through a picturesque setting of mature trees, manicured grounds, and peaceful water views. The exterior immediately sets the tone with timeless architecture, warm cedar accents, an inviting front porch, and a stunning wraparound deck overlooking the lake. Completing the home's impressive exterior is a gorgeous copper-colored metal roof accented by matching copper gutters, adding timeless character and exceptional curb appeal. Step inside and you'll immediately notice this is not builder-grade construction. The home showcases timeless finishes throughout, including elegant crown molding, upgraded baseboards, custom door and window casings, oversized handcrafted red oak window stools, plantation shutters on every window, solid red oak stair treads and handrails, and a beautiful shiplap fireplace feature wall that anchors the spacious living room. Every space feels refined while maintaining the warmth. At the center of the home, the gourmet kitchen was designed to gather people together. Custom cabinetry stretches to the, ceiling, complemented by beautiful stone countertops, subway tile backsplash, stainless appliances, designer lighting, and an oversized island perfect for entertaining or everyday living. The owner's suite offers a peaceful retreat featuring a luxurious spa-inspired bathroom complete with a custom frameless glass shower, lighted anti-fog mirror, elevated comfort-height fixtures, and finishes selected for both beauty and longevity. Upstairs, an expansive bonus room provides endless flexibility. Whether envisioned as a media room, executive office, fitness studio, guest retreat, playroom, or additional sleeping quarters, this incredible space adapts beautifully to your lifestyle. Beyond its beauty, this home delivers a level of engineering and functionality rarely found at this price point. TWO separate high-efficiency HVAC systems independently serve each level for maximum comfort and efficiency. A whole-home central vacuum system includes a convenient retractable hose downstairs. A professionally installed six-camera wired security system allows monitoring directly from the living room or owner's suite televisions. A six-zone irrigation system keeps the property lush year-round, while six-inch seamless gutters with underground drainage provide long-term protection. The lakefront improvements are equally impressive. The property is already equipped with a 240-volt electrical circuit, 110-volt outlet, and freshwater connection at the lake, making it perfectly suited for future waterfront enhancements, outdoor entertaining, or recreational use. A 30-foot security pole with a powerful 1,000-watt LED light provides additional security while maintaining the peaceful setting. The expansive 12' x 28' treated deck creates the perfect outdoor living space to host family and friends, enjoy breathtaking sunsets over the water, or simply unwind while watching wildlife along the shoreline. Perhaps most impressive is what buyers cannot immediately see. The sleeping quarters were constructed using double-wall construction reinforced with 14-inch steel beams, reflecting an extraordinary commitment to structural integrity rarely found in residential construction today. Homes of this caliber are exceptionally difficult to duplicate. The combination of custom craftsmanship, luxury finishes, premium infrastructure, private acreage, and lakefront living would cost substantially more to recreate in today's market. For the buyer searching for something beyond the ordinary--for someone who values privacy, quality, timeless design, and the peace that comes with waterfront living--108 Creek Drive is truly one of one. This isn't simply another beautiful home. It's a legacy property.

108 Creek Dr, Crestview

$1,950,000
3 Beds 3 Baths 1008082 MLS 3,386 SqFt.
The incomparable setting for this elegant estate will surprise and delight you. With an expansive southern view of Choctawhatchee Bay including Destin harbor to the east, Okaloosa Island dunes to the south and Fort Walton Beach bayous to the west you are wrapped in beauty. 24 feet above the bay, your mind will be at ease as you live among graceful live oaks and coastal breezes. A private driveway delivers you into the serenity of this well-maintained home on .95 acres of land. Every living area takes advantage of the waterfront including a formal dining area and eat-in kitchen with a gas fireplace. The downstairs, large primary bedroom includes a generous sitting area and library with full-length windows to enjoy the views. The second floor includes two spacious bedrooms. Walk-in attic provides convenient storage. The detached 3+car garage is connected by a bricked, shaded courtyard. The heated pool and hot tub take full advantage of the scenery. No HOA fees and no required flood insurance are added savings. Adjacent to Shalimar Pointe, you can drive to a golf course, tennis center and marina by golf cart. 10 minutes from Destin-Fort Walton Beach airport, you don't even cross a bridge to find home. You won't fight Destin or South Walton traffic. Property like this is both rare and rarely available. Make an appointment today to experience this exceptional place and secure your new home on the exquisite, sparkling waters of the Gulf Coast.

93 Meigs Dr, Shalimar

$584,900
3 Beds 3 Baths 1008323 MLS 2,142 SqFt.
Welcome home to 5 Maple Ave. an updated 3-bedroom,3 full bath home with a pool and large lot. Nestled in the charming community of Poquito Bayou, and a 3-minute walk to the boat launch and park. This immaculate home has many upgrades and offers a private oasis complete with a large inground pool and private brick walls. Enter through the front entry and discover two stunning living spaces each with a fireplace (1 gas and 1 electric). The main level includes entry, living room with electric fireplace, dining room, kitchen and a screened in Florida room The large custom kitchen features upgraded cabinets, granite countertops, tile backsplash, newer appliances, dual ovens and a large pantry. The kitchen leads to a beautiful screened in porch that has been completely renovated, it is the perfect place to enjoy outdoor meals or entertain. The porch overlooks the sparkling in-ground pool and gardens that beckon you to relax in your own private oasis. A brick privacy fence surrounds the large backyard, ensuring seclusion while you enjoy the lush surroundings. Upstairs is the large primary suite and primary bath with a large custom closet and 2nd bedroom or office area and 2nd full bath. The lower level has a large family room with a full wall brick gas fireplace, a full bath and private large 3rd bedroom. In addition to the attached 2 car garage there is a separate detached garage that could be converted into a pool house or work space.

5 Maple Ave, Shalimar

$985,000
3 Beds 3 Baths 1008294 MLS 2,038 SqFt.
Location, location, location!! Welcome to Sides Moreno Point, an exclusive waterfront community, located at the base of the Destin Bridge overlooking the emerald waters of East Pass and Crab Island. This beautifully renovated 3 bed/3 bath residence offers a spacious open floor plan complemented by a large balcony with breathtaking water views, making it the perfect primary residence, second home, or investment property. Boaters will appreciate the included, protected 40' boat slip with quick access to the Gulf. Extensively Renovated in 2024, featuring a Shiplap accent wall from the entry into the living room; LVP flooring throughout the living area, hallway, and kitchen; new carpet in all bedrooms and new tile throughout the bathrooms; and a luxurious primary bath with a redesigned layout, custom cabinetry, oversized walk-in rain shower, and bidet toilet. The kitchen has been completely remodeled to include custom cabinetry; a large center island with abundant storage; stainless steel appliances; built-in drawer microwave and a Farmhouse sink plus additional bar sink. (See the complete Renovation List in the Document Section). Additional features include custom wood closet shelving and a convenient storage unit located on the same floor. This exceptional waterfront residence combines luxury, location, and an unbeatable boating lifestyle. Don't miss this rare opportunity to own one of Destin's premier waterfront properties.

5 Calhoun Ave Unit 602, Destin

$300,000
3 Beds 2 Baths 1008297 MLS 1,293 SqFt.
**Assumable FHA Loan @ 2.875% Offered to Qualified Buyers** Live minutes from the beach lifestyle you want, without paying beach prices! Add in a $10,000 seller credit and an assumable 2.875% FHA loan, and this opportunity stands out from the start. Set in the heart of Valparaiso, this well-located home delivers both convenience and flexibility with a functional layout plus a converted garage bonus space, perfect for a home office, gym, playroom, or additional storage (not included in bedroom count). Just minutes from Eglin Air Force Base, dining, shopping, and everyday essentials, the location makes daily living easy. An added plus, you're only about 5 minutes to VPS Airport, making travel in and out of the area incredibly convenient! Spend your weekends exploring Turkey Creek Nature Trail just down the road, known for its clear spring-fed waters, scenic paths, and kayaking. The home is also zoned for highly regarded schools recognized for strong academics and athletics, adding long-term appeal. All of this, while being a short drive to the white-sand beaches of the Emerald Coast, giving you the best of coastal living with the space, accessibility, and value that's getting harder to find. Updates include a newer roof (2019) and a new AC system (2023), so you can move in with confidence. Whether you're searching for a primary residence, second home, or investment opportunity, this property checks the boxes for lifestyle, location, and added financial advantage!

79 Kelly Way, Valparaiso

$540,000
3 Beds 3 Baths 1008272 MLS 2,404 SqFt.
Tucked away on a quiet cul-de-sac in the highly sought-after Shalimar community, this home offers the kind of space and flexibility that's hard to find. With 3 bedrooms, 3 full bathrooms, including 2 private ensuites, plus a dedicated office that could easily become a 4th bedroom, there's room for just about everyone. And that's not all: the heated & cooled FL room adds an additional 264 sf of living space that's not included in the advertised square footage, making it the perfect spot for relaxing, entertaining, or enjoying your morning coffee. The renovated kitchen is ready for everything from weeknight dinners to holiday gatherings, featuring custom cabinetry, granite countertops, SS appliances with a gas range, pot filler, dual sinks, wine rack, & a spacious pantry. Tile flooring runs throughout the home, making maintenance a breeze. When it's time to unwind, the oversized primary suite offers plenty of room for a cozy sitting area, while the bathroom includes dual vanities, a large soaking tub, separate shower, walk-in closet, & private water closet. The second ensuite bedroom also boasts an oversized closet, & every bathroom features beautifully tiled showers. Step outside & you'll find your own backyard retreat. Cool off in the saltwater Gunite pool surrounded by a paver patio, enjoy meals under the covered patio, or soak up the FL sunshine on one of the two additional open patios. The FL room seamlessly connects indoor & outdoor living with two sets of French doors... featuring built-in mini blinds leading to both the covered patio and pool area. Additional highlights include two gas fireplaces--one in the living room and another in the FL room--plantation shutters, & a formal dining room with soaring cathedral ceilings that adds just the right touch of character. Best of all? There's no HOA, giving you the freedom to truly make this home your own. If you've been looking for a home that combines thoughtful updates, generous living spaces, & an incredible outdoor setup in one of Shalimar's most desirable neighborhoods, this one is definitely worth a look.

2587 Dana Ct, Shalimar

$619,000
3 Beds 2 Baths 1008162 MLS 1,587 SqFt.
Welcome to Osprey 505 at Destin West Beach & Bay Resort, where your balcony overlooks the famous lazy river and pool complex with sparkling Choctawhatchee Bay views. Sold fully furnished and truly turnkey, this 3BR/2BA condo features a brand-new HVAC (one of two, installed June 2026), freshly painted walls and trim, granite countertops, stainless appliances, and LVP and tile flooring. The primary bath is thoughtfully equipped with safety grab bars at both tub and toilet - a true accessibility feature nearly impossible to find in beach condos, welcoming guests with limited mobility and multi-generational families alike. An established vacation rental with consistent income history, ready to earn from day one. Destin West offers the best of both worlds - Gulfside: 5,000 sq. ft. beachside pool, hot tub, kiddie pool, second heated pool, and fitness center; Bayside: 700-foot lazy river (floats provided!), zero-entry access, heated pool with waterfall, two hot tubs, the Osprey building's own pool, and a bayside dock with boat slips - all linked by a private pedestrian bridge. The new Sunset Isle Yacht Club marina sits just east, with Island Watersports to the west offering pontoon and jet ski rentals for a quick run to famous Crab Island. Walk to The Boardwalk's gulf-front dining, the Gulfarium, and the pier. To the east, miles of protected, undeveloped military shoreline keep the island uncrowded - minutes from Destin without the congestion.

1328 Se Miracle Strip Pkwy Unit 505, Fort Walton Beach

$410,000
3 Beds 2 Baths 1006308 MLS 2,279 SqFt.
Tucked away at the end of a cul-de-sac on a spacious .48-acre lot, this beautifully maintained home offers the perfect blend of comfort, function, and Florida lifestyle--all just minutes from Hurlburt Field, Eglin AFB, shopping, dining, and the world's most beautiful beaches. With 2,279 square feet of well-designed living space, this 3-bedroom, 2-bath home offers room to spread out and enjoy. The inviting entry makes a statement with its custom barrel ceiling, while the formal living room with fireplace creates a cozy gathering space. A separate oversized family room adds incredible flexibility and could easily serve as a home office, media room, hobby space, or second living area. The kitchen is both stylish and practical, featuring beautiful wood cabinetry, solid surface countertops, stainless steel appliances, and a large pantry, with a separate dining area nearby for everything from casual meals to holiday hosting. All three bedrooms offer walk-in closets, and the spacious primary bath includes a relaxing jacuzzi tub. Step outside and you'll find the kind of backyard that makes staying home feel like a getaway. The large saltwater in-ground pool is ready for summer afternoons, weekend cookouts, and quiet evening swims, while the expansive yard offers plenty of room to enjoy the outdoors. A storage building provides the perfect spot for lawn equipment, beach gear, and all the extras that come with living the good life on the Gulf Coast. Additional highlights include: solar panels to help keep electric bills low, a skylight for added natural light, a separate laundry room, and a location that puts you close to work, play, and everything in between. This is the kind of home that gives you space to live well--inside and out.

601 Ironwood Dr, Fort Walton Beach

$424,900
3 Beds 2 Baths 1007968 MLS 1,705 SqFt.
Welcome to 105 Underwood Lane, an inviting brick home nestled on a private cul-de-sac in the heart of highly desirable Niceville, Florida. This charming 3-bedroom, 2-bathroom residence is perfectly situated just minutes from top-rated schools, convenient shopping, and the world's most beautiful beaches, making it the ideal place to call home. Step inside to discover spacious raised ceilings and updated luxury vinyl plank flooring that flows seamlessly throughout the main living spaces. The great room features a cozy gas fireplace, providing a perfect setting for relaxing evenings or entertaining friends. Glass sliders open onto a screened-in back porch, ideal for enjoying your morning coffee or hosting summer barbecues. Home chefs will love the well-equipped kitchen, complete with abundant cabinetry, gleaming granite countertops, and modern appliances. An oversized laundry room adds practicality and convenience to your daily routine. Enjoy peace of mind with a brand new garage door, sprinkler system, and a 6ft privacy-fenced backyard, perfect for play, pets, or simply unwinding in your own outdoor oasis. With its thoughtful updates and unbeatable location, 105 Underwood Lane offers the perfect blend of comfort, convenience, and style. Don't miss your chance to own a piece of Niceville paradise. Schedule your private showing today and discover why this move-in ready home should be your next address! Buyers to verify items of importance such as measurements and school zones. New White garage door has been ordered and will be installed. Roof is 2019, WH is 2021 and HVAC is 2012.

105 Underwood Ln, Niceville

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