Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$162,500
1 Baths 793448 MLS
Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

14401 Front Beach Road Unit 220, Panama City Beach

$735,000
3 Beds 3 Baths 793447 MLS
Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living areas. The private primary suite offers a generous bedroom and an ensuite bath with double vanities, a garden tub, separate shower, and walk-in closet. Two additional bedrooms are located on the opposite side of the home for added privacy. Step outside to enjoy Florida living at its best with a screen-enclosed in-ground pool, covered porch, and a large backyard overlooking the canal. Boaters will appreciate the vinyl seawall, covered boathouse, and direct water access. As part of the county's canal dredging project, the canal adjacent to the property was reported to provide an approximate water depth of five feet at Mean High Water (MHW), offering excellent access for many recreational boats. Approximate canal depth is based on the county's dredging information; buyers should verify suitability for their specific vessel and operating conditions. The oversized lot provides plenty of room for outdoor activities and entertaining. Additional features include a 600-square-foot attached garage, inside laundry, mature landscaping, and a desirable location in King's Point. According to the Bay County Property Appraiser, the home offers 2,567 heated square feet, was built in 1988, sits on approximately 0.48 acres, and is located in Flood Zones X and AE, with the residence itself believed to be in Flood Zone X. Buyer should verify flood zone designation and insurance requirements. A rare opportunity to own a spacious waterfront home with a pool, private boating amenities, and the lifestyle that makes Florida living so enjoyable.

116 Queens Circle, Panama City

$634,900
2 Beds 2 Baths 793441 MLS
Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities.

6201 Thomas Drive Unit 702, Panama City

$243,900
1 Baths 793436 MLS
Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

8817 S Thomas Drive Unit A110, Panama City

$349,900
2 Beds 2 Baths 793385 MLS
CENTERED GULF VIEWS • DEEDED PARKING • GULF-FRONT PRIMARY SUITE • $35k IN RENTAL REVENUE (PREVIOUS 12 MONTHS) Experience the best of Gulf-front living in Shores of Panama Unit 1612. Located on the 16th floor and perfectly centered within the resort, this highly sought-after Type C floor plan offers an oversized balcony with stunning, unobstructed views of the emerald Gulf of Mexico, sugar-white sand beaches, and the resort's signature tropical lagoon-style pool. This beautifully appointed 2-bedroom, 2-bath condominium combines an exceptional layout with one of the most desirable vantage points in the resort. The previous 12 months produced $35,000 in rental revenue, making this an excellent opportunity for buyers seeking both personal enjoyment and income potential. The spacious Gulf-front primary suite features balcony access, stunning water views, and a private ensuite bath. The second bedroom is a private bunk room conveniently located beside the second full bathroom, while the sleeper sofa allows the condo to comfortably accommodate up to six guests. The open living, dining, and kitchen area was designed to maximize the incredible views, creating a bright, inviting space for relaxing or entertaining. Step onto your private balcony to enjoy spectacular sunrises, unforgettable sunsets, and panoramic views of the Gulf and resort below. A deeded parking space provides a valuable convenience that owners and guests appreciate, without the hassle of searching for an available open parking spot. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, offering an expansive lagoon-style pool with zero-entry entry, tropical landscaping, waterfalls, fountains, hot tubs, private beach access, an indoor heated pool, fitness center, sauna, seasonal Tiki bar, and resort-style amenities that continue to make it one of the area's most sought-after vacation destinations. Conveniently located in the heart of Panama City Beach, the resort sits adjacent to Pineapple Willy's and is just minutes from shopping, restaurants, entertainment, and family attractions including Laketown Wharf, Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, McGuire's Irish Pub, and more. Whether you're searching for a beachfront getaway, a primary or second home, or a proven vacation rental investment, Unit 1612 offers an outstanding opportunity to own one of Shores of Panama's most popular floor plans. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1612, Panama City

$478,900
2 Beds 2 Baths 1008873 MLS 1,299 SqFt.
Experience the ultimate Gulf-front lifestyle at Emerald Beach Resort! This beautifully updated, turnkey 2-bedroom + bunk area, 2-bath condominium offers the perfect combination of coastal elegance, modern updates, and exceptional rental potential. Whether you're searching for a vacation retreat, second home, or income-producing investment, this stunning beachfront condo is ready to impress. Designed with a fresh, inviting coastal aesthetic, the interior features smooth ceilings, soft designer gray paint, contemporary lighting, and an open-concept layout that showcases breathtaking Gulf views. The living and dining areas flow seamlessly onto the private balcony, creating the perfect space to enjoy morning coffee, watch dolphins play, or unwind with spectacular sunsets over the Emerald Coast. The spacious Gulf-front primary suite has been beautifully refreshed with brand-new coastal white bedroom furniture, direct balcony access, and panoramic water views that guests love. The guest accommodations bunk area has also been updated with new coastal white bunk bed furniture, creating a bright, beach-inspired space that's perfect for families and maximizing rental occupancy. Recent improvements include: * Brand-new stainless steel refrigerator, range, and microwave (September 2025) * New sleeper sofa and accent chair (October 2025) * New coastal white furniture in the primary bedroom * New coastal white bunk beds * New drapes and Roman shades for added comfort and privacy * Updated ceiling fans and contemporary lighting throughout * Stylish, durable furnishings designed for both everyday enjoyment and short-term rental success Emerald Beach Resort continues to be one of Panama City Beach's premier Gulf-front destinations, offering an exceptional collection of resort-style amenities, including multiple beachfront pools, a children's splash zone, SkyBar, on-site Starbucks, fitness center, game room, and convenient beach access just steps from the sugar-white sand and emerald-green waters. As an added bonus, this unit includes **two premium beach chairs and an umbrella already reserved for the 2026 season**, providing immediate value for both owners and guests. Offered fully furnished and completely turnkey, this beautifully updated Gulf-front condo is move-in and rental-ready, making it an outstanding opportunity to own one of Panama City Beach's most desirable beachfront investment properties. Schedule your private showing today and discover why Emerald Beach Resort remains a favorite destination for vacationers and owners alike.

14701 Front Beach Rd Unit UNIT 1931, Panama City Beach

$342,000
3 Beds 3 Baths 1007987 MLS 1,485 SqFt.
THREE BEDROOMS. THREE BATHROOMS. BAYFRONT LIVING ON THE QUIETER SIDE OF PANAMA CITY BEACH. Magnolia Bay Club Unit 404 is a freshly painted three-bedroom, three-bathroom residence offering a split floor plan, large bayfront balcony, and central fourth-floor position overlooking St. Andrews Bay with views toward the Hathaway Bridge. Professionally deep cleaned and move-in ready, the interior features wood flooring throughout the main living areas, tile flooring in the kitchen, hallway, and bathrooms, and an open-concept layout with space for a dining table. The kitchen includes stainless steel appliances, ample workspace, and a direct connection to the living area, while the washer and dryer are also included. The spacious primary suite features sliding glass door access to the balcony, along with a large bathroom offering a double vanity and walk-in shower. The seller is replacing the fogged glass panel in the primary bedroom window and door assembly prior to closing. The split-bedroom design creates additional separation between sleeping areas. The guest bedroom on the right includes a pocket door, allowing it to function as a bedroom, home office, or flex space. The guest bedroom on the left has its own private full bathroom with double vanities, creating a true second suite. The living room opens through sliding glass doors to the large balcony, where the fourth-floor position provides sunrise views across the bay, illuminated nighttime views of the Hathaway Bridge, and the sound of the water along Magnolia Bay Club's private bay beach below. Fourth-floor residences also feature a solid balcony wall rather than metal railings, providing additional privacy and a greater sense of security. The enclosed design may be especially appealing to owners with small pets because there are no railing openings. Magnolia Bay Club is a gated bayfront condominium community with no short-term rentals permitted. Community amenities include a bayfront pool, private beach, dock, kayak access, fitness center, meeting room, BBQ grills, dumpster service, and maintained common grounds. The property is located approximately one mile from Publix and approximately three miles from the beaches of Panama City Beach. Monthly condominium association dues are currently $1,066.64 and include water, sewer, trash service, pest control, and maintenance of the common areas. All information is deemed reliable but not guaranteed; buyer to verify if important.

2400 Grandiflora Blvd Unit E404, Panama City Beach

$379,000
3 Beds 2 Baths 1002150 MLS 1,262 SqFt.
UPDATED. REMODELED. 09 STACK. Laketown Wharf Unit 809 delivers a fully remodeled 3-bedroom, 2-bath layout on the 8th floor in one of the building's most desirable stack positions, known for wide east-facing beach views and strong appeal among Panama City Beach vacation-rental buyers. This unit has been thoughtfully updated throughout with a clean, modern finish package, including LVP flooring across the entire space, fresh interior paint, white quartz countertops, a tile backsplash, white cabinetry with gold hardware, matching white appliances, and a deep stainless steel sink with a faucet that coordinates with the cabinet hardware. The kitchen, dining, and living areas feel clean, cohesive, and modern, with updated barstools, all new flat-screen TVs, and a leather sofa and loveseat loveseat that are approximately one year old. The living area opens to a large balcony with lounge furniture, creating a strong indoor-outdoor connection and showcasing the east-facing beach views that help set this 09-stack unit apart. The primary bedroom faces the Gulf and offers direct balcony access, adding another highly desirable feature for both personal use and rental performance. The bunk area has also been upgraded with a sliding barn door, giving it true privacy and making the overall layout function more like three defined sleeping spaces. Throughout the unit, unique single-blade wooden ceiling fans add a subtle coastal, almost nautical vibe without going overboard. It is one of those details that helps the space feel more custom than cookie-cutter. Additional updates include refreshed bathroom details with updated light fixtures, matching cabinet hardware, faucets, and mirrors, along with a front-load stackable washer and dryer, new mattresses, tasteful cohesive décor, and a turnkey setup that is professionally managed by a local rental company. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, which opened in May 2026. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Dr Unit UNIT 809, Panama City Beach

$330,000
3 Beds 2 Baths 1005464 MLS 1,262 SqFt.
WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Dr Unit 108, Panama City Beach

$449,000
2 Beds 2 Baths 1002199 MLS 1,144 SqFt.
GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT CONDO. Regency Towers 1319 is a furnished beachfront condo in Panama City Beach, Florida, with a gulf-facing balcony and westward coastline views over the white sand beaches of PCB. The balcony is set up with high-top Polywood furniture, creating an elevated outdoor space for taking in the Gulf views. Inside, the unit features updated windows and sliding glass doors, consistent tile flooring throughout, and a renovated kitchen centered around natural stone countertops with gold-accent details that make a statement. The kitchen also includes stainless steel appliances, updated cabinetry, and a tiled backsplash. The primary bedroom features a king bed, balcony access, and an ensuite bath with a granite-topped vanity and tiled walk-in shower. The guest bedroom includes a full bed and access to its own bath with a tiled tub/shower combination. Additional sleeping space is available with the living room sleeper sofa, allowing the unit to sleep up to eight guests. Fully furnished and turn-key, Regency Towers 1319 is currently on the Regency Towers on-site rental program. Regency Towers has been a favorite Panama City Beach destination for more than 40 years. Located in the South Lagoon area, the gated beachfront community is minutes from St. Andrews State Park, area attractions, and dining options including Captain Jack's, Schooners, and Patches Pub. Community amenities include 24-hour security, ample parking, two beachfront pools, one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic area with grills, private beach access by boardwalk, and The Sandbar, a recently remodeled on-site dining option open daily from 11 AM to 6 PM. Recent additions to Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, continue to add to the area's appeal for visitors, owners, and rental guests. All information is deemed reliable but should be verified by the buyer if important. Pets are not permitted except for verified service animals or emotional support animals.

5801 Thomas Dr Unit 1319, Panama City Beach

$470,000
2 Beds 3 Baths 1000802 MLS 1,131 SqFt.
GULF-FRONT VIEWS. TWO TRUE SUITES. A HIGHLY DESIRED TIDEWATER FLOOR PLAN ON THE 10TH FLOOR. Tidewater Beach Resort Unit 1013 in Panama City Beach, Florida offers a well-positioned Gulf-front layout with two bedroom suites, a bunk area, and a third full bathroom, creating a flexible setup for owners and guests alike. The 10th-floor elevation strikes an ideal balance, giving you strong beach and Gulf views from the balcony while still offering privacy and welcome separation from pool and beach activity below. This desirable M floor plan includes floor-to-ceiling glass doors, an outdoor storage locker labeled 10-S3, an owner's closet, and a stackable washer and dryer. The kitchen is finished with granite countertops and stainless steel appliances, while recent updates include HVAC in 2020 and water heater in 2022. Both suite bathrooms feature new vanities and glass shower enclosures. The unit has been well maintained, professionally managed, and accommodates up to 8 guests. Tidewater Beach Resort remains one of the most recognized vacation destinations in Panama City Beach because of its Gulf-front setting, strong amenity package, and location near major attractions. Owners and guests enjoy two outdoor pools, a heated indoor pool, four hot tubs, a Gulf-front fitness center with Roman spas and saunas, a movie theater, on-site dining, a tiki bar, game room, and beach store. Ownership also includes complimentary professional beach setup with two chairs and an umbrella, adding convenience to time spent on the sand. The 30th-floor owner's lounge showcases panoramic views across Panama City Beach. Tidewater is positioned near Pier Park, restaurants, shopping, and entertainment, and is also approximately 20 minutes from Northwest Florida Beaches International Airport. Nearby attractions within about a mile include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is also scheduled to open in May 2026. All listing information is deemed reliable but should be independently verified by buyers if important.

16819 Front Beach Rd Unit 1013, Panama City Beach

$265,000
1 Beds 2 Baths 982713 MLS 1,047 SqFt.
HIGH FLOOR. LOW STACK. BIG VIEWS. This 13th-floor unit near the southeast end of Laketown Wharf offers stunning Gulf views from the living room and balcony, plus peaceful golf course and lagoon views from the front entry. Located in the desirable fourth stack—close to the elevator but away from heavy foot traffic—this 1-bedroom, 2-bath condo also includes a dedicated bunk area with a double bed on the bottom bunk, comfortably accommodating up to six. Used exclusively as a vacation home by the current owners, this condo has not been rented under their ownership. The excellent condition reflects the care and maintenance consistent with non-rental occupancy, along with thoughtful updates that have preserved its like-new feel. With 9-foot ceilings, 1,047 square feet of well-maintained space, and being sold fully furnished and turnkey, it's ready for immediate enjoyment. Enjoy resort-style living with access to five pools (one heated year-round), two hot tubs, a gym with Gulf views, mini-golf, kids' playground, and gated beach access right next to Pineapple Willy's. The 52,000 sqft lakefront boardwalk features a nightly fountain and light show, and the ground level is home to Juan Tacoone of PCB's best-kept culinary secrets. Reasonable HOA dues include water, sewer, cable/TV, pest control, and more. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Dr Unit 1304, Panama City Beach

$315,000
1 Beds 1 Baths 793336 MLS
Turnkey Gulf-View Condo | Beautifully Renovated | Exceptional Value, Convenient location- 1 floor up from parking no elevators necessary close to pool and beach. Beautifully renovated and offered fully furnished, this turnkey Gulf-view condo combines coastal charm, modern updates, and excellent investment potential. Featuring new tile flooring, a beautifully remodeled kitchen, and tasteful finishes throughout, this move-in-ready residence is ideal as a primary residence, vacation home, or income-producing rental. Situated in a desirable six-story, low-rise community, you'll enjoy a more relaxed beachfront atmosphere while taking in breathtaking Gulf views from your private balcony. Start your mornings with the sound of the waves and end your evenings watching unforgettable sunsets over the water. Conveniently located within walking distance of Pier Park, Topgolf, shopping, dining, and entertainment, the property is also just approximately 20 minutes from Northwest Florida Beaches International Airport (ECP). The well-managed HOA offers outstanding value and includes: Electricity Water, sewer, and trash Cable and internet (if applicable) Building insurance Exterior maintenance Resort-style amenities The community has also undergone significant recent improvements, including: New exterior paint New roof New elevators New railings With estimated annual rental income of $45,000-$50,000, this condo offers outstanding income potential while providing the perfect personal beach retreat. Whether you're looking for a full-time residence, a second home, or a high-performing investment property, this beautifully updated Gulf-view condo is an opportunity you won't want to miss. Schedule your private showing today!

15413 Front Beach Road Unit 302, Panama City Beach

$319,000
1 Beds 2 Baths 793331 MLS
LOW FLOOR. CENTER-BUILDING POOL AND GULF VIEWS. The Summit 418 is a one-bedroom, one-and-a-half-bathroom condominium in Panama City Beach, Florida, featuring a hallway bunk area and direct views of the beach, the Gulf, and the resort pools below. Positioned near the center of the building, this fourth-floor unit offers a balanced view of both beachfront pools, the beach access, and the Gulf beyond. The interior features tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedroom. Coastal-style furnishings and décor complement the updated windows and sliding glass door, while flat-screen televisions are located in both the living room and bedroom. The bedroom includes a king-size bed, and the hallway bunk area provides an additional sleeping space. Shiplap accents extend along the hallway and across the hallway and bathroom ceilings. Both bathrooms feature new vanities, updated lighting, and tall toilets, while the full bathroom also includes a tile tub-and-shower combination. An all-in-one washer and dryer is located inside the unit. The fully equipped kitchen includes granite countertops, a tile backsplash, a stainless-steel sink, and an industrial-style faucet. Polywood furniture is included on the balcony. The HVAC system was replaced in 2020, and the water heater was replaced in 2018. The Summit is a gated Gulf-front condominium offering two beachfront pools, including one that is seasonally heated, two poolside hot tubs, two children's pools, an indoor sauna, an exercise room, a game room, shuffleboard, and lighted pickleball courts. On-site conveniences include an ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar. The property is also located near Panama City Beach attractions, dining, entertainment, and nightlife, with Tootsie's Orchid Lounge next door and destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed; buyer to verify if important.

8743 Thomas Drive Unit 418, Panama City

$1,299,000
3 Beds 2 Baths 793326 MLS
Once-in-a-Lifetime Waterfront Opportunity on Moonlight Bay Drive! Experience breathtaking waterfront living with some of the widest water views available in all of Panama City Beach! Situated on an impressive 200-foot-deep waterfront lot, this exceptional contemporary style home offers the perfect combination of luxury, comfort, and an unbeatable location. Boaters will appreciate the reinforced seawall, brand-new 100-foot dock, and covered boathouse, making this property ideal for enjoying life on the water. The home also features a private well for the irrigation system, helping maintain the beautifully landscaped grounds with ease. Freshly updated inside and out with new interior and exterior paint, this meticulously maintained residence showcases new tile floors and existing beautiful wood engineered flooring, with comfortable New Berber carpet in the primary and guest bedrooms. Soaring 10- and 12-foot ceilings, architectural columns, and elegant transom windows create a bright, open atmosphere filled with natural light. The spacious primary suite is a true retreat, featuring a luxurious custom bathroom with a frameless glass walk-in shower, private water closet, and an oversized walk-in closet complete with custom shelving. Both guest bedrooms also offer oversized closets with abundant storage. The heart of the home is the spectacular new custom kitchen, thoughtfully designed for the culinary enthusiast. Features include an oversized island and countertop workspace, custom lighting, glass-front cabinetry, double double ovens (four ovens total), matte black fixtures and hardware, and exceptional storage. A large pantry and dedicated laundry room provide even more functionality. Additional upgrades and features of the home include: Deep cleaning of the a/c ductwork throughout the home Epoxy Coating on the spacious two-car garage All new 200-amp electrical service Matte black plumbing fixtures and hardware throughout Enclosed Florida room overlooking the water Multiple 8-foot sliding glass doors that seamlessly connect indoor and outdoor living Whether you're relaxing in the Florida room, entertaining guests, or heading out for a day on the water, this home offers an unmatched waterfront lifestyle. Rarely does an opportunity like this become available. Don't miss your chance to own one of the finest waterfront properties on Moonlight Bay Drive with panoramic water views that truly have to be seen to be believed!

334 Moonlight Bay Drive, Panama City Beach

$359,500
1 Beds 1 Baths 998331 MLS 745 SqFt.
HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWS Boardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor. The central stack placement provides a unique vantage point with views extending both east and west along the coastline. From this high-floor position, the Gulf becomes the focal point, offering a perspective that captures the scale of Panama City Beach beyond the immediate shoreline. The interior features a clean, updated design with modern coastal finishes. The primary bedroom accommodates a king-size bed, and the jack-and-jill bathroom includes a tile walk-in shower with glass enclosure and quartz countertops. Additional sleeping space is provided with built-in bunk beds, each with its own flat-screen TV. The kitchen is equipped with stainless steel appliances and granite countertops. A large front-load washer and dryer are located within the unit behind a barn-style door. Boardwalk Central is a Gulf-front condominium on South Thomas Drive offering direct beach access and a range of resort-style amenities, including six elevators (two panoramic), a large zero-entry pool, two hot tubs, a splash pad, seasonal on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking for owners. The property is located approximately three blocks from the future Tootsie's Orchid Lounge, scheduled to open in 2026, and is positioned within the central Panama City Beach corridor near dining, shopping, and entertainment. HOA dues are $2,328.73 and include management, accounting, cable TV, building insurance, high-speed internet, grounds maintenance, pest control, security, sewer, trash, and water. All information is deemed reliable but not guaranteed. Buyer to verify if important.

9450 S Thomas Dr Unit UNIT 2106D, Panama City Beach

$319,000
1 Beds 2 Baths 1008812 MLS 740 SqFt.
LOW FLOOR. CENTER-BUILDING POOL AND GULF VIEWS. The Summit 418 is a one-bedroom, one-and-a-half-bathroom condominium in Panama City Beach, Florida, featuring a hallway bunk area and direct views of the beach, the Gulf, and the resort pools below. Positioned near the center of the building, this fourth-floor unit offers a balanced view of both beachfront pools, the beach access, and the Gulf beyond. The interior features tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedroom. Coastal-style furnishings and décor complement the updated windows and sliding glass door, while flat-screen televisions are located in both the living room and bedroom. The bedroom includes a king-size bed, and the hallway bunk area provides an additional sleeping space. Shiplap accents extend along the hallway and across the hallway and bathroom ceilings. Both bathrooms feature new vanities, updated lighting, and tall toilets, while the full bathroom also includes a tile tub-and-shower combination. An all-in-one washer and dryer is located inside the unit. The fully equipped kitchen includes granite countertops, a tile backsplash, a stainless-steel sink, and an industrial-style faucet. Polywood furniture is included on the balcony. The HVAC system was replaced in 2020, and the water heater was replaced in 2018. The Summit is a gated Gulf-front condominium offering two beachfront pools, including one that is seasonally heated, two poolside hot tubs, two children's pools, an indoor sauna, an exercise room, a game room, shuffleboard, and lighted pickleball courts. On-site conveniences include an ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar. The property is also located near Panama City Beach attractions, dining, entertainment, and nightlife, with Tootsie's Orchid Lounge next door and destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed; buyer to verify if important.

8743 Thomas Dr Unit 418, Panama City Beach

$489,900
4 Beds 4 Baths 1008724 MLS 2,350 SqFt.
Assumable VA loan at 3.25% interest rate! Experience refined coastal living where championship golf meets serene waterfront beauty. Perfectly positioned within the prestigious Panama Country Club--one of the area's most historic and sought-after golf communities--this exceptional 4-bedroom, 3.5-bath residence offers sweeping views of both the Bayou and the Bay as well as a private pool overlooking the water. Set on a prime waterfront homesite, this property is designed for those who appreciate relaxed luxury living, privacy, and a deep connection to nature. Whether you enjoy kayaking at sunrise, paddleboarding along the calm waters, or simply taking in the peaceful surroundings, this home delivers a true waterfront lifestyle. Spend your days watching dolphins play, fish jump, and a variety of birds and ducks glide across the water--right from your own backyard. Inside, the home showcases an elegant open-concept design with soaring ceilings and abundant natural light. The primary suite is a private retreat, featuring a walk in closet and private bathroom with an additional walk in closet, double vanities and tile shower. A second main-level suite, complete with kitchenette and private entrance, offers the perfect space for guests or multi-generational living. The beautifully updated kitchen features an apron-style sink, newer appliances, and a functional layout that flows seamlessly into the main living areas--ideal for entertaining in style.

1918 Country Club Dr, Lynn Haven

$455,000
2 Beds 2 Baths 793247 MLS
2BR/2BA Gulf-front remodeled condo in Summerhouse, Panama City Beach. Furnished, dual balcony access, 1,015 sq ft, STR allowed Unit 512C at Summerhouse is a fully furnished, thoughtfully updated 2-bedroom, 2-bath Gulf-front condo offering 1,015 square feet and unobstructed views of the Gulf, beach, and pool deck. Positioned on the fifth floor, the condo combines an established vacation-rental setup with the flexibility to serve as a coastal getaway or full-time residence. Short-term rentals are allowed. The Gulf view becomes the focal point as soon as you enter. The living area opens to a covered private balcony through full-height sliding glass doors, while the primary bedroom has its own balcony access and direct water views. The connected living, dining, and kitchen spaces create an easy flow for everyday use, entertaining, and guest stays. Inside, crown molding, updated lighting, vinyl plank flooring, coordinated coastal furnishings, and a clean, cohesive palette give the condo a polished finish. The kitchen features granite countertops, stainless steel appliances, bar seating, distinctive cabinetry, and a new dishwasher. Both bathrooms also have granite countertops, creating consistency throughout the interior. The spacious primary suite includes Gulf views, balcony access, a walk-in closet, and an en-suite bath. The guest bedroom is furnished with two full beds and has convenient access to the second bathroom, providing a practical layout for owners and rental guests. Recent improvements include a new water heater and dishwasher, with documentation available. The condo is being sold fully furnished, offering a turnkey setup with furnishings, appliances, and essential features already in place. There are no current special assessments. The covered balcony provides room for dining and relaxing while overlooking the emerald Gulf, white-sand beach, pools, and tropical landscaping. Summerhouse amenities include direct beach access, two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, a game room with billiards and arcade games, grilling areas, elevators, gathering spaces, and on-site security. The monthly HOA fee is $1,264.69 and includes exterior insurance, management, cable, internet, water, sewer, trash, grounds maintenance, pest control, security, and access to community amenities. Located on Thomas Drive, the Summerhouse provides convenient access to St. Andrews State Park, Shell Island excursions, fishing, dining, shopping, and the recreational attractions of Panama City Beach. Unit 512C stands apart through its fifth-floor Gulf-front position, views from the living area and primary suite, dual balcony access, cohesive updates, documented improvements, furnished condition, and rental-ready setup. Save Unit 512C and contact your agent for active-date details, showing availability, and the opportunity to experience this furnished Gulf-front condo in person.

6505 Thomas Drive Unit 512, Panama City

$439,000
2 Beds 2 Baths 1008637 MLS 1,075 SqFt.
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design as a turnkey, vacation rental. This 2 bedroom, 2 bath unit at Summerhouse is a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Dr Unit 503, Panama City Beach

$489,000
2 Beds 2 Baths 793217 MLS
Welcome to Unit 402, a beautifully updated top-floor, 2-bedroom, 2-bath condo offering stunning Gulf views, exceptional privacy, and one of the most desirable positions in Summerhouse at Mexico Beach. This light-filled residence features an open-concept layout with tile flooring, and a clean coastal design throughout. The spacious living and dining areas flow seamlessly to a large private balcony, where you'll enjoy panoramic Gulf views, sea breezes, and front-row sunsets. The kitchen is thoughtfully designed with white cabinetry, updated hardware, solid surface countertops, bar seating, and full appliance package, making it ideal for entertaining or extended stays. A full-size in-unit washer and dryer adds everyday convenience. The primary suite offers a relaxing retreat and an en-suite bath, while the guest bedroom and additional sleeping space provide flexibility for family, guests, or strong rental income potential. Step outside to a large balcony, perfectly positioned to capture both east and west Gulf views--ideal for morning coffee and evening unwinding. Summerhouse amenities include a pool, hot tub, sauna and covered parking, and just steps from the sand. Whether you're searching for a full-time residence, vacation getaway, or high-performing rental, this top-floor Gulf view unit delivers on location, layout, and lifestyle. Opportunities like this in Mexico Beach are limited--schedule your showing today.

2202 Highway 98 Unit 402, Mexico Beach

$419,000
3 Beds 4 Baths 793213 MLS
WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own!

7813 N Lagoon Drive Unit 9D, Panama City Beach

$259,000
1 Baths 793163 MLS
Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- ''TOP FLOOR UNIT''means added peace and quiet for owners and guests alike. Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and décor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2½ years ago, providing enhanced comfort, efficiency, and peace of mind. For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately. Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location. Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!

8817 S Thomas Drive Unit A804, Panama City Beach

$325,000
2 Beds 2 Baths 793145 MLS
Excellent price for same floor parking unit! Most popular floorplan at Shores and these floorplans make very good revenue. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! Highly coveted plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Mid floor and one of the best views in this building. This unit has a same floor deeded parking spot literally right in front of the door. Stainless appliances, beautiful furniture and decor and completely turnkey. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals have continued to be strong during construction.

9900 S Thomas Drive Unit 1214, Panama City Beach

$439,000
2 Beds 2 Baths 793140 MLS
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design as a turnkey, vacation rental. This 2 bedroom, 2 bath unit at Summerhouse is a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Drive Unit 503, Panama City Beach

$285,000
2 Beds 2 Baths 793137 MLS
Welcome to Golf Villa 1914 at Edgewater Beach Resort, a beautifully renovated 2-bedroom, 2-bathroom golf villa offering the perfect blend of luxury, comfort, and investment potential in the heart of Panama City Beach, Florida. Whether you're searching for a vacation home, second home, primary residence, or income-producing short-term rental, this turnkey property checks every box. Overlooking the lush fairways and tranquil pond of Edgewater's scenic 9-hole Executive Golf Course, this second-floor villa offers approximately 1,254 square feet of beautifully updated living space. Inside, you'll find a completely renovated interior featuring a modern kitchen with stainless steel appliances, stylish cabinetry, updated finishes, and an open-concept layout designed for entertaining and everyday living. The spacious living room and dining area feature brand-new, high-end furnishings, while the sleeper sofa includes an 8-inch memory foam mattress for added guest comfort. Both bedrooms are generously sized, creating a comfortable retreat after a day at the beach or on the golf course. Step onto your private balcony and enjoy peaceful views of the golf course, sparkling pond, and elegant water fountain landscaping while sipping your morning coffee or unwinding at sunset. This villa has been thoughtfully updated for peace of mind with all appliances, washer and dryer, HVAC system, and water heater less than two years old, making it truly move-in or rental ready. Even better, the villa is located just 30 steps from the nearest heated pool, offering convenient access to resort-style relaxation. Edgewater Beach Resort is widely recognized as the only full-service beachfront resort in Panama City Beach, offering an unmatched collection of amenities that attract vacationers year-round. Owners and guests enjoy private beach access to the Gulf of Mexico, a spectacular 11,500-square-foot oceanside lagoon pool, 11 swimming pools (10 heated), 4 hot tubs, 10 tennis courts, 5 pickleball courts, shuffleboard, basketball courts, a fitness center, kids' splash pad, tram service throughout the resort, executive golf course, onsite restaurant, Starbucks, ice cream shop, poolside tiki bar, beach chair service, and 24-hour gated security. The HOA provides exceptional value by covering water, sewer, trash, cable, basic internet, pest control, lawn maintenance, gated entry, and 24-hour security, and the HOA dues have already been paid through September, providing immediate savings for the new owner. Whether you're looking for one of the best investment properties in Panama City Beach, a high-demand vacation rental, or your own private beach retreat within one of PCB's most sought-after resort communities, Golf Villa 1914 offers an exceptional opportunity to own a fully updated property in an unbeatable location just steps from world-famous white sand beaches and endless resort amenities

520 N Richard Jackson Boulevard Unit 1914, Panama City Beach

$335,000
2 Beds 2 Baths 793121 MLS
HIGH FLOOR. GULF-FRONT PRIMARY SUITE. 30-FOOT BALCONY. Shores of Panama 2213 is a furnished Type C floor plan on the 22nd floor of Shores of Panama Resort in Panama City Beach, Florida, featuring one bedroom, a private bunk room, two full bathrooms, and accommodations for up to six guests. The Gulf-front primary suite includes a king-size bed, Gulf views, a private ensuite bathroom, and a renovated vanity with a granite countertop, updated mirror, and updated lighting. A barn door provides separation and privacy for the bunk room, while the adjacent full bathroom includes a stackable washer and dryer and a dehumidifier. The interior features luxury vinyl plank flooring throughout, coastal-inspired décor, updated light fixtures, flat-screen televisions, granite kitchen countertops, and abundant natural light. The oversized balcony extends more than 30 feet across the unit, providing elevated views of the Gulf, the resort's lagoon-style pool, and the surrounding coastline. The property generated $36,171 in gross rental income during 2025. Gross rental income for 2026 totaled $24,330 through June, excluding July, with the current pace positioned to meet or exceed the prior year despite owner use. Rental figures are provided for reference only and are not a guarantee of future performance. The HVAC system was installed in 2017, and the water heater was installed in 2018. This unit does not include a deeded parking space. Overflow parking is available throughout the resort parking garage, subject to resort rules and availability. Shores of Panama Resort features a large Gulf-front lagoon-style pool with zero-entry access, palm-lined islands, fountains, and a spacious hot tub. Additional amenities include resort-exclusive beachfront access, an indoor heated pool and hot tub, a 24-hour fitness center, a seasonal poolside Tiki bar, covered parking, complimentary Wi-Fi, and on-site security. Pineapple Willy's is adjacent to the resort, while Laketown Wharf across the street offers dining, retail, and entertainment options. Additional Panama City Beach attractions include Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Quarterly HOA dues are currently $3,491.71. All information, measurements, rental figures, availability, and HOA fees are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2213, Panama City Beach

$457,900
4 Beds 2 Baths 793118 MLS
Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America. Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home. This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise. The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower. This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite. High End Upgrades Include: • Luxury LVP flooring throughout the house in every room • Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite • Two laundry rooms • Upgraded lighting fixtures and door hardware • Ceiling fans in every bedroom • Professionally landscaped yard • Sidewalk surrounding the home for added convenience • Custom stone paver walkway • Tray ceilings and premium finishes throughout * Three car driveway This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!

109 Moonraker Circle, Panama City Beach

$199,900
1 Beds 1 Baths 793110 MLS
**NEW PRICE $199,900 | WATERFRONT | DIRECT GULF ACCESS | BRING YOUR BOAT!** Now offered **under $200,000!** Discover waterfront living at **6568 Harbour Boulevard** in the gated Harbour Towne community of Panama City Beach. This updated one-bedroom townhome combines modern interior improvements with **direct canal access to the Gulf of Mexico and the ability to add a private boat lift**, subject to applicable HOA requirements and permitting. Inside, you'll find new tile flooring throughout, updated kitchen appliances, new kitchen cabinetry, and new bathroom cabinetry, creating a fresh, contemporary interior that's ready to enjoy. The flexible floor plan provides additional space for guests, a home office, or expanded living. Step outside to your waterfront setting and enjoy direct access to the area's waterways. Add a private boat lift and enjoy convenient access for boating, fishing, kayaking, trips to Shell Island, or an evening cruise. The outdoor space offers canal views and an opportunity to enjoy the waterfront setting right from home. Harbour Towne is a gated community offering **two swimming pools and pickleball courts**, with a community pool conveniently located directly across from the property. **Long-term rentals are permitted**, providing additional flexibility for ownership and investment use. **PROPERTY HIGHLIGHTS** • **NEW PRICE -- $199,900** • Updated one-bedroom waterfront townhome • Direct canal access to the Gulf of Mexico • Private boat lift allowed, subject to HOA requirements and applicable permitting • Waterfront outdoor space with canal views • Flexible interior space for guests, office, or additional living area • New tile flooring throughout • Updated kitchen appliances • New kitchen cabinetry • New bathroom cabinetry • Gated Harbour Towne community • Two community swimming pools • Pickleball courts • Community pool conveniently located directly across from the property • Long-term rentals permitted • Convenient Panama City Beach location **WATERFRONT. GULF ACCESS. UNDER $200K.** At **$199,900**, 6568 Harbour Boulevard offers an opportunity to own an updated waterfront property with direct Gulf access in Panama City Beach. Bring your boat and discover the Harbour Towne waterfront lifestyle.

6568 Harbour Boulevard Unit 5, Panama City Beach

$695,000
2 Beds 2 Baths 793043 MLS
Wake up to breathtaking views from this stunning beachfront penthouse in the heart of Panama City Beach at Aqua! Featuring 2 bedrooms, 2 bathrooms, plus a bunk area to comfortably sleep 6-8 making it perfect for family, guests, and rental income. Soaring 10 ft ceilings and expansive windows fill the space with natural light while showcasing incredible coastal views. Thoughtful window treatments provide both style and privacy. The open-concept layout creates a spacious and inviting atmosphere, making it easy to relax or entertain after a day at the beach. Large dining area with seating for 6 plus breakfast bar with additional seating for 3 along with a well-equipped kitchen make meal preparation and entertaining a breeze. The unit also has a full-size washer/dryer for everyday convenience. Residents and guests enjoy resort-style amenities including pools (1 partially indoors), spa/hot tub, fitness center including steam room, event spaces, and the ease of direct access to the beach. You'll also love the convenience of having Paparazzi Pizza onsite for a quick bite and covered parking with an elevated walkway. Located just minutes from Pier Park's shopping, dining, and entertainment including Dolly Parton's Pirate Voyage dinner show, Topgolf, and other popular nearby attractions making Aqua a favorite destination for guests who return year after year. Book your private showing today!

15625 Front Beach Road Unit 2305, Panama City Beach

$899,000
3 Beds 4 Baths 793004 MLS
Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City

$529,900
2 Beds 2 Baths 1008210 MLS 1,593 SqFt.
Experience beachfront living at its finest in this beautifully maintained Gulf-front residence at Tidewater Beach Resort, one of Panama City Beach's most sought-after resort destinations. Designed for both personal enjoyment and strong vacation rental appeal, this spacious floor plan features an open-concept layout that maximizes natural light and showcases breathtaking views of the Gulf. One of the residence's standout features is the Gulf-front primary suite, allowing you to wake each morning to panoramic emerald water views and direct balcony access--a highly desirable floor plan rarely found in many beachfront condominiums. Hard surface flooring throughout provides a clean, low-maintenance interior that's ideal for coastal living and rental use alike. Offered in turnkey condition, this property is ready to enjoy from day one while eliminating many of the updates buyers often face. Tidewater Beach Resort remains one of Panama City Beach's premier Gulf-front communities, offering over 600 feet of sugar-white beachfront along with an exceptional collection of amenities including multiple outdoor pools, a heated indoor pool, Gulf-view fitness center, on-site movie theater, coffee bar, and an exclusive top-floor owner's lounge. Ideally situated on the desirable west end of Panama City Beach, you're just minutes from Pier Park's shopping, dining, and entertainment, providing the perfect combination of resort-style beachfront living and everyday convenience.

16819 Front Beach Rd Unit UNIT 1605, Panama City Beach

$375,000
1 Beds 1 Baths 792985 MLS
Unit 529 at family friendly Emerald Beach Resort is for sale! This low floor getaway in popular Panama City Beach promises breathtaking beach scenes and sunset views. Step inside to a bright, refreshed interior where crisp white walls, elegant crown molding, and luxury plank flooring through the main living areas create a clean, coastal backdrop. Modern furnishings featuring brand new sofa and thoughtfully chosen beach-inspired décor give the condo an inviting feel, blending comfort with a stylish sense of place. Relax on the private balcony overlooking the Gulf where warm salty breezes invite you to unwind and breathe. A ''just like home'' kitchen with brand new appliances, breakfast bar, and dining area welcomes gatherings. The king bedroom offers a cozy retreat with soft carpet underfoot, making it the perfect spot to unwind after a sun-filled day on the sand. The full bathroom features a shower/tub combo with hall bunk beds right outside so kid friendly. There is even a handy in-room stackable laundry. The condo is safety-equipped with a leak detection system, fire extinguisher, sprinklers, and roving resort security for extra peace of mind. The resort itself is a destination, offering unparalleled amenities. Take a dip in the beachfront pool and hot tub, grab a drink at the tiki bar, or stroll the boardwalk to the sand for time at the water. The unique SkyBar bridges the amenity building and condo tower, serving cocktails while hosting daily events. Enjoy on-site conveniences like Starbucks, Sunsations Beach Shop and the SkyBar Snack Bar serving pizza, burgers, ice cream, and offering a refrigerated section with grab and go items. There is a fitness center and beach yoga is on the resort activities calendar. The kids have their own area with swim and splash pools, snack bar, gaming room, and activities center. Grown-ups can hang out in the shade, grill some hotdogs, or float the day away while the kids play nearby. The resort is a walkable location giving you easy access to a retail center and FunLand Arcade across the street, and must-visit restaurants on either side; Runaway Island and Señor Frog's. Pet lovers will appreciate the nearby Pier Park dog beach. Panama City Beach is a vibrant destination buzzing with new attractions like Top Golf and Dolly Parton's Pirates Voyage Dinner Show. This resort is approved for both short-term rental and VA lending so is designed for the coastal lifestyle you've always imagined! Reach out today for a Cost To Own Estimate to see how much rental income offsets ownership costs.

14701 Front Beach Road Unit 529, Panama City Beach

$1,999,999
3 Beds 3 Baths 1008190 MLS 3,463 SqFt.
Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach

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