Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$332,900
1 Beds 1 Baths 791563 MLS
ABSOLUTELY BEAUTIFUL AND RELAXING 1 BEDROOM 1 BATH BEACHFRONT CONDO RIGHT ON THE WHITE SANDS OF PANAMA CITY BEACH! Sparkling views from the balcony of this unit are nothing short of spectacular. 10th floor fully furnished and ready for your rental guests this property has had an impressive rental history with income in 2024 at 46,000.00! The Sunbird complex looks like new as all of the maintenance has been completed, the milestone inspections finished and no special assessments for new buyers! All units gettting new HVAC systems in the coming months and the tennis courts have been refreshed with pickle ball courts and shuffleboard! You have 3 pools to enjoy here at Sunbird and beach access right next door to the world famous PINEAPPLE WILLY'S BAR and RESTAURANT. Bring your cowboy boots and walk down to the NEW TOOTSIES on the beach for some country music and some two steppin' fun that may have you staggering back along the beach! Very spacious living room area with open kitchen, granite counter tops and stools for breakfast bar. There is also a dining area with table and chairs for four with a beautiful view! Or picnic outside on the large balcony that is covered. Bedroom is spacious and cozy with ceiling fan and smart TV. There is a fitness center for guests and owners to enjoy and walking in the area is fantastic. There is a Waffle House, Walmart, Gas station, Arcade with bowling alley and restaurants all within walking distance of this complex. Spend your evenings watching the sunset right from your balcony or spash your toes in the emerald green waters of the GULF OF AMERICA! Exclusive restaurants nearby with tasty fresh seafood and beverages from traditional recipies to Cajun food, chargrilled oysters, steaks and more. You just can't beat this location, in beautiful PANAMA CITY BEACH, truly one of America's MOST BEAUTIFUL BEACHES and a vacation destination for generations of families past current and future. Call me today and LET'S GET STARTED ON YOUR DREAMS OF OWNING AN AFFORDABLE BEACH CONDO !

9850 S Thomas Drive Unit 1004W, Panama City Beach

$415,000
1 Beds 2 Baths 791545 MLS
Experience elevated Gulf-front living from the 29th Floor of Tidewater Beach Resort! This exceptional unit offers breathtaking views of the emerald waters and sugar-white sands of Panama City Beach, along with the versatility of a primary residence, vacation retreat, or income-producing investment property. Keep it on the same program to start earning rental income right away! This spacious 1-bedroom plus bunk room and 2 full bath condo features an open-concept layout designed to maximize Gulf views from the main living areas and private balcony. The well-appointed kitchen flows seamlessly into the dining and living spaces, creating the perfect setting for comfort and relaxing after a day at the beach. Recent updates include freshly painted interiors, painted kitchen cabinetry, a new washer and dryer, and a replaced water heater, offering peace of mind for the next owner. The primary suite features an owner's closet, while an additional exterior storage closet located just outside the unit provides valuable space for beach gear and personal belongings. Tidewater Beach Resort is known for its exceptional amenities, including multiple Gulf-front pools, an indoor pool, fitness center, owner's lounge, on-site dining, and direct beach access. All inspections have been completed and there are no pending special assessments! Plus, enjoy lower HOA dues than surrounding complexes at only $2108/quarter. Located just minutes from Pier Park, you'll enjoy convenient access to shopping, restaurants, entertainment, and some of Panama City Beach's most popular attractions. Schedule your showing today. A video tour is also available.

16819 Front Beach Road Unit 2916, Panama City Beach

$399,000
3 Beds 3 Baths 791544 MLS
BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity. Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel appliances, flat-screen TVs, and a washer and dryer. The oversized balcony captures beautiful views of Panama City Beach's eastern coastline, creating an inviting outdoor space for coffee, coastal views, or unwinding after time at the beach. This condo is turn key and move-in ready! Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,358 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and newly opened Tootsie's Orchid Lounge. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Drive Unit 1612, Panama City

$1,499,000
3 Beds 3 Baths 1005667 MLS 2,454 SqFt.
Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. The primary suite serves as a true retreat and features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trl, Panama City Beach

$1,499,000
3 Beds 3 Baths 791500 MLS
Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. Designed as a true retreat, the primary suite features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trail, Panama City Beach

$683,900
4 Beds 4 Baths 791469 MLS
Reduced! Don't miss out on this exclusive Waterfront Pool Home with an Assumable 3.65% FHA Loan for qualified buyers! Situated on over half an acre directly on the Community Lake. This beautifully maintained custom 2649 sq. ft all-brick home offers 4 bedrooms, 3.5 bathrooms, bonus/flex room (or office), formal dinning room, informal breakfast room, large kitchen, and a back yard designed for enjoyment of your salt water pool, and Florida living year round. Located in the desirable Kirkland Manor and not in a flood zone. This property presents a rare opportunity in today's market. The open floor plan features granite counter tops, custom frame windows, crown molding, abundance of natural lighting and surround system throughout the the interior and exterior of home. The kitchen offers stainless steel appliances, a center island, large breakfast bar, walk-in pantry and extensive cabinetry, thus making it ideal for everyday living and entertaining with the open floor plan. Two additional bedrooms share a Jack and Jill bathroom. New roof installed in 2024, HVAC installed in 2025, two new water heaters installed in 2025, new pool pump in 2024, microwave/dishwasher both installed in 2024. Step outside to your own Lake waterfront retreat featuring a saltwater pool with upgraded sand filtration, a 5 person hot tub, expansive brick paved patio, covered porch, professional landscaping, sprinkler system, and a fully fenced backyard overlooking the lake. Enjoy fishing kayaking and paddle boarding right from your backyard. Deerpoint Lake is minutes away with a public boat ramp. Conventionally located and move-in-ready custom home offers the perfect combination of waterfront living, modern and upscale updates, and outdoor enjoyment. This is a fabulous opportunity to own a waterfront pool home with and assumable and rare 3. 65% FHA Loan. Schedule your showing today!

7508 Nautical Court, Southport

$999,900
3 Beds 2 Baths 791455 MLS
LYNN HAVEN WATERFRONT LIVING WITH AN INCREDIBLE GARAGE! Situated on scenic Anderson Bayou, this thoughtfully designed 3-bedroom + bunk room home offers panoramic water views and exceptional indoor and outdoor living. Nestled on a beautifully landscaped lot with mature trees and a circle driveway, this property provides easy boat access to North Bay and is just a golf cart ride from the Panama Country Club. Designed for both everyday living and entertaining, the spacious interior features an inviting open living area with vaulted ceiling, a gas fireplace, and a dining room complete with a wet bar. (Great for Entertaining) The chef's kitchen boasts a large island with breakfast bar seating, stainless steel appliances, a walk-in pantry, and an additional butler's pantry/utility room. Just off the kitchen and overlooking the bayou, there is a covered back porch AND a large paver patio, creating the perfect settings for relaxing or entertaining guests. The waterfront master suite is a private retreat featuring a gas fireplace with room to sit around it, direct access to the backyard, a walk-in closet, and breathtaking bayou views. The additional bedrooms are generously sized and offer ample closet space. Outdoor amenities include a covered boat lift, dock, and access to a small boat launch. The oversized 46x30 detached garage is truly a showpiece, featuring high-end trim work, a kitchen area, air compressor hookups, specialty lighting, and a climate-controlled upstairs room ideal for storage, a home office, gym, or game room. Additional highlights include a carport with built-in column storage, dual HVAC systems, security system, sprinkler system on a well, landscape lighting, a newer roof, and a desirable dead-end street location near the Panama Country Club and Lynn Haven boat launch. This exceptional waterfront property offers the best of the Florida lifestyle. Call today to schedule your private showing.

700 Iowa Avenue, Lynn Haven

$599,900
3 Beds 3 Baths 791443 MLS
Watch the sunrise and sunset from your private balcony! Marina Landing #601 is a beautiful 3 bedroom, 3 bathroom corner-unit condo featuring over 1,900 square feet of interior living space plus more than 600 square feet of wraparound balconies. This waterfront condo is located on the marina side directly overlooking St. Andrews Bay, with a marina next door offering boat slips available to lease. Lightly lived in as an occasional part-time retreat, the condo is in excellent condition and is move-in ready. It is being sold fully furnished with all furniture, appliances, décor, and home goods included -- just bring your clothes and enjoy waterfront living in Panama City Beach. The bright BoHo Coastal interior features artisan and international décor, bright colors, and custom finishes throughout. The fully stocked chef's kitchen includes a dedicated coffee bar. Recent updates include a new water heater, washer, dryer, and refrigerator. This grandkid-friendly home is beach and paddleboard ready. The huge wraparound balcony offers a bar, grill, and teak bar chairs with outstanding marina and bay views. Additional features include a large secure storage closet, prime parking space, private gym, owner private party area, and a private pier. The building has been newly painted with completed stucco restoration. Marina Landing is a peaceful waterfront community with no vacation rentals allowed and a six-month minimum lease policy. This turnkey condo is ready for immediate enjoyment on St. Andrews Bay.

6422 W Highway 98 Unit 601, Panama City Beach

$499,000
1 Beds 2 Baths 791420 MLS
Welcome to Palazzo 1604! This beachy, nautical themed, 1 bedroom/2 bathroom condo offers a bonus Bunk Room. The expansive Living Area and balcony overlook the sugar sands of the Gulf with views of both Piers to the east and Inlet Beach to the west. This open concept condo affords a tremendous view from every angle. The fully equipped Kitchen with its granite counters and tile backsplash also provides bar seating for four. A strategically placed wicker dining table brings additional seating for four. The Primary Suite offers a King-sized bed, updated furniture, and a private ensuite Bathroom. The dedicated Bunk Room offers storage to tuck away clothes, suit cases, or beach toys. Its adjoining full Bathroom is accessible to the Living Area and offers privacy with both separate Hallway and Bunk Room doors. And with the Living Area's sofa sleeper, you can sleep 6 guests very comfortably. With durable tile and Luxury Vinyl Plank throughout, Palazzo 1604 is ready for you! Pets are welcome. The Palazzo, built in 2008, offers resort style amenities including a state-of-the-art fitness center, under building parking, heated pool, hot tub, grilling and picnic areas, on-site security, and owner pet walking area. Major building updates completed within the past 4 years include with no special assessments full exterior painting, new deck with beach access, pool and lobby area retiling, balcony resurfacing, and parking garage fire suppression replacement. 2026 HOA amounts have not risen for 3 years.

17281 Front Beach Road Unit 1604, Panama City Beach

$499,000
1 Beds 2 Baths 1005596 MLS 1,026 SqFt.
Welcome to Palazzo 1604! This beachy, nautical themed, 1 bedroom/2 bathroom condo offers a bonus Bunk Room. The expansive Living Area and balcony overlook the sugar sands of the Gulf with views of both Piers to the east and Inlet Beach to the west. This open concept condo affords a tremendous view from every angle. The fully equipped Kitchen with its granite counters and tile backsplash also provides bar seating for four. A strategically placed wicker dining table brings additional seating for four. The Primary Suite offers a King-sized bed, updated furniture, and a private ensuite Bathroom. The dedicated Bunk Room offers storage to tuck away clothes, suit cases, or beach toys. Its adjoining full Bathroom is accessible to the Living Area and offers privacy with both separate Hallway and Bunk Room doors. And with the Living Area's sofa sleeper, you can sleep 6 guests very comfortably. With durable tile and Luxury Vinyl Plank throughout, Palazzo 1604 is ready for you! Owner pets are welcome. The Palazzo, built in 2008, offers resort style amenities including a state-of-the-art fitness center, under building parking, heated pool, hot tub, grilling and picnic areas, coded garage access with on-site building security, and owner pet walking area. Major building updates completed within the past 4 years include--with no special assessments--full exterior painting, new deck with beach access, pool and lobby area retiling, balcony resurfacing, and parking garage fire suppression replacement. The 2026 HOA fees have not risen in 3 years.

17281 Front Beach Rd Unit UNIT 1604, Panama City Beach

$699,950
2 Beds 3 Baths 791406 MLS
RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2.9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2.5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

9900 S Thomas Drive Unit 1003, Panama City Beach

$1,399,000
4 Beds 4 Baths 1005527 MLS 4,677 SqFt.
Tucked behind the gates of Bay Point, a grand Southern, Colonial plantation-style estate set on nearly an acre of manicured grounds has been designed for families to enjoy for generations to come. A stunning, two and a half homesites in total overlooking the 6th green, this home truly impresses! At almost 4,700 square feet and sitting on one of the largest homesites in the community, you'll enjoy .87 acres overlooking a tranquil pond and private pool. A showstopper of acreage, views and privacy, this is a property that earns its reputation before you ever step through the door. The full-width, wrap-around porches and balconies spanning both levels set the tone immediately: this is a home built for living and blends the indoors and outdoors seamlessly. Step through the grand foyer and you'll see a thoughtful design with attention to family gatherings. To the right, a private home office with a full bath and direct access to the wrap-around patio, perfect for the executive who needs a true separation between work and home, or for guests who deserve their own wing. To the left, an extraordinary living room anchors the main level entertaining experience: a room large enough for pool, ping pong and more, including a wet bar and a fireplace, soaring high ceilings, and the energy of a space that has seen it's share of neighborhood family parties! This is the room that becomes part of your family's legend. A wine room positioned across from the formal dining room speaks to the home's commitment to entertaining done properly. The kitchen has been fully renovated and nothing short of spectacular. A built-in banquette for relaxed morning breakfasts. A dedicated coffee bar. A large island with waterfall countertops. Custom cabinetry, stainless appliances, and a layout that opens directly to a cozy living area and a screened porch, keeping the cook in your family connected to the conversation. Every detail here was considered! Step off the screened porch and into a backyard that redefines what outdoor living at the beach looks like. The pool and spa are stunning. They're built for long summer afternoons and evenings that never seem to end. Beyond the 40' pool, nearly an acre of lush, private lawn opens up into something rare in any gated community: space. Room for pickleball, bocce ball, basketball, batting practice, or whatever your family dreams up. And at the edge of it all, your own private dock on the pond overlooking the golf course. Upstairs, the primary suite is a true sanctuary. Spacious, serene, and anchored by a fully appointed en-suite bath with a soaking tub, a tiled walk-in shower, and double vanities. Step through to the full-width wrap-around balcony, your own private morning retreat with coffee in hand and nothing but pond and golf course views of Bay Point. Each of the remaining bedrooms offers its own en-suite bath, giving every member of the household the kind of privacy that keeps families at peace. A flex room at the top of the stairs rounds out the upper level, equally suited as a fitness room, a playroom, a study, or whatever the next chapter of your life requires. This home has been well-maintained and recently had the exterior completely repainted and is stunning from the moment you drive in the gates. Living at Legend Lakes means living inside one of the most coveted communities on the Gulf Coast. Bay Point is golf-cart friendly, gated, and layered with amenities that make every day feel like a vacation you never have to leave. Point South Marina. The Bay Point Golf Club. Neon's Bar 72. The Serenity full-service spa...all on site. And when the beach calls, you are ten minutes from some of the most beautiful white sand and turquoise waters on the Florida Panhandle. Keep your boat at the Point South Marina and never get in your car to hit the water - just a short 2 minute golf cart ride to your vessel! This is the home where your family builds its memories and legends begin.

131 Legend Lakes Dr, Panama City Beach

$620,000
2 Beds 3 Baths 791382 MLS
Welcome to an extraordinary Gulf-front escape soaring above the sugar-white sands of Panama City Beach from the 19th floor of the renowned Shores of Panama Resort. Offering spectacular panoramic views of the emerald-green waters of the Gulf of Mexico, endless coastline, and the resort's stunning lagoon-style pool, this exceptional residence captures the very essence of luxury coastal living. Beautifully appointed and offered fully furnished, this turnkey 2-bedroom, 3-bath condominium is ready to be enjoyed from day one. Floor-to-ceiling views create a breathtaking backdrop throughout the main living areas, while the expansive private balcony provides the perfect setting to enjoy morning coffee above the shoreline, watch dolphins play in the surf, or unwind as the sun melts into the horizon. Recently renovated bathrooms add a fresh and sophisticated touch, while the thoughtfully designed floor plan offers both comfort and functionality. In addition to the spacious bedrooms, the residence includes a versatile bunk alcove conveniently located adjacent to the half bath, providing additional flexibility for hosting family and guests. Every detail needed for immediate enjoyment is already in place, with furniture, appliances, décor, and household contents conveying with the sale. Whether seeking a personal beachfront sanctuary, a luxury vacation retreat, or a rental-ready investment opportunity, this residence is positioned to deliver an exceptional ownership experience. Included with the property is reserved covered parkin space 8th floor, 1903, within the resort's private parking garage, providing convenience and peace of mind. Shores of Panama remains one of Panama City Beach's most sought-after beachfront destinations, celebrated for its direct beach access, breathtaking tropical lagoon-style pool, indoor pool, hot tubs, fitness center, and impressive resort-style amenities. Ongoing community improvements and enhancements continue to elevate the property's appeal and long-term value. Rarely does an opportunity arise to own a residence that combines such captivating Gulf views, resort luxury, turnkey convenience, and an unbeatable beachfront location. From the moment you step inside, you'll understand why Shores of Panama continues to be one of the most desirable addresses on the Emerald Coast. Buyer to verify all measurements, dimensions, square footage, and any information deemed important.

9900 S Thomas Drive Unit 1903, Panama City Beach

$1,399,000
4 Beds 4 Baths 791360 MLS
Tucked behind the gates of Bay Point, a grand Southern, Colonial plantation-style estate set on nearly an acre of manicured grounds has been designed for families to enjoy for generations to come. A stunning, two and a half homesites in total overlooking the 6th green, this home truly impresses! At almost 4,700 square feet and sitting on one of the largest homesites in the community, you'll enjoy .87 acres overlooking a tranquil pond and private pool. A showstopper of acreage, views and privacy, this is a property that earns its reputation before you ever step through the door. The full-width, wrap-around porches and balconies spanning both levels set the tone immediately: this is a home built for living and blends the indoors and outdoors seamlessly. Step through the grand foyer and you'll see a thoughtful design with attention to family gatherings. To the right, a private home office with a full bath and direct access to the wrap-around patio, perfect for the executive who needs a true separation between work and home, or for guests who deserve their own wing. To the left, an extraordinary living room anchors the main level entertaining experience: a room large enough for pool, ping pong and more, including a wet bar and a fireplace, soaring high ceilings, and the energy of a space that has seen it's share of neighborhood family parties! This is the room that becomes part of your family's legend. A wine room positioned across from the formal dining room speaks to the home's commitment to entertaining done properly. The kitchen has been fully renovated and nothing short of spectacular. A built-in banquette for relaxed morning breakfasts. A dedicated coffee bar. A large island with waterfall countertops. Custom cabinetry, stainless appliances, and a layout that opens directly to a cozy living area and a screened porch, keeping the cook in your family connected to the conversation. Every detail here was considered! Step off the screened porch and into a backyard that redefines what outdoor living at the beach looks like. The pool and spa are stunning. They're built for long summer afternoons and evenings that never seem to end. Beyond the 40' pool, nearly an acre of lush, private lawn opens up into something rare in any gated community: space. Room for pickleball, bocce ball, basketball, batting practice, or whatever your family dreams up. And at the edge of it all, your own private dock on the pond overlooking the golf course. Upstairs, the primary suite is a true sanctuary. Spacious, serene, and anchored by a fully appointed en-suite bath with a soaking tub, a tiled walk-in shower, and double vanities. Step through to the full-width wrap-around balcony, your own private morning retreat with coffee in hand and nothing but pond and golf course views of Bay Point. Each of the remaining bedrooms offers its own en-suite bath, giving every member of the household the kind of privacy that keeps families at peace. A flex room at the top of the stairs rounds out the upper level, equally suited as a fitness room, a playroom, a study, or whatever the next chapter of your life requires. This home has been well-maintained and recently had the exterior completely repainted and is stunning from the moment you drive in the gates. Living at Legend Lakes means living inside one of the most coveted communities on the Gulf Coast. Bay Point is golf-cart friendly, gated, and layered with amenities that make every day feel like a vacation you never have to leave. Point South Marina. The Bay Point Golf Club. Neon's Bar 72. The Serenity full-service spa...all on site. And when the beach calls, you are ten minutes from some of the most beautiful white sand and turquoise waters on the Florida Panhandle. Keep your boat at the Point South Marina and never get in your car to hit the water - just a short 2 minute golf cart ride to your vessel! This is the home where your family builds its memories and legends begin.

131 Legend Lakes Drive, Panama City Beach

$330,000
3 Beds 2 Baths 791349 MLS
WHIMSICAL COASTAL STYLE. LAKEFRONT BALCONY VIEWS. FIRST RESIDENTIAL LEVEL CONVENIENCE. Laketown Wharf 108 is beautifully updated, thoughtfully styled, and full of beach-inspired personality. This spacious three-bedroom, two-bathroom split-bedroom floor plan has been extensively refreshed within the past year. From the furnishings and décor to the lighting, finishes, and updated details, this residence is move-in ready and equally suited as a primary residence, second home, or vacation rental investment. The primary suite overlooks the lake and features sliding glass door access to the large balcony. The ensuite bathroom includes double vanities, a soaking tub with decorative tile surround, a large walk-in shower, and updated fixtures. On the opposite side of the residence, a guest bedroom and bunk room share a full bathroom, creating privacy for owners and guests alike. A modern barn door with frosted glass panels provides privacy to the bunk room while also concealing the full-size stacked front-load washer and dryer. Throughout the residence, you'll find updated faucets, fresh paint, new lighting, ceiling fans, flat-screen TVs, and polished coastal décor with a distinctive Mermaid Cove feel. The owner's attention to detail is evident throughout, and the combination of furnishings, colors, lighting, and décor creates a residence that feels curated, memorable, and ready to enjoy from day one. The kitchen has been thoughtfully updated with River White granite countertops, an extended granite island with beveled corners, tile backsplash, all-new stainless-steel appliances, a deep undermount stainless steel sink, and an upgraded designer faucet. Luxury vinyl plank flooring runs throughout the living areas, with tile flooring in the bathrooms. Step outside onto the oversized balcony, fully furnished with a dining table and multiple seating areas overlooking the Laketown Wharf boardwalk, lake, and the famous nightly fountain show. From the primary bedroom and balcony, you'll also enjoy views of the iconic WonderWorks Upside Down House and Ripley's Believe It or Not!, two of Panama City Beach's most recognizable landmarks. Located on the first residential level, this residence offers convenient access without depending on elevators, although the elevators are located near the front door. The unit is also conveniently positioned near the owner's parking garage. Additional improvements include a new water heater installed in 2025 and a brand-new HVAC system installed in June 2026. This residence is owner-occupied and meticulously maintained. Some personal items do not convey with the sale. Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, and a 52,000-square-foot boardwalk surrounding the lake with a nightly fountain and light show. The property also offers gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,065.20 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Drive Unit 108, Panama City Beach

$3,595,000
6 Beds 7 Baths 791347 MLS
MAJOR PRICE CHANGE, SELLER SAID TO MOVE IT! This unit was the very first unit on Margaritaville Cottages Rental Program in 2024. Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Beach Villa 2 has the Best Gulf Views and as well easy access from Front Beach Road. The Oasis Floor Plan features over 3784 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with Pool Table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including The Salty Rim Bar & Grill, Fins Restaurant and Bar and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Established Rental history and booked solid for 2025. History and current booking are available.

13659 Front Beach Road, Panama City Beach

$624,000
3 Beds 3 Baths 791328 MLS
Welcome to Waterhaven, one of Panama City Beach's most sought-after gated waterfront communities on beautiful St. Andrews Bay. This exclusive non-rental community offers a peaceful coastal lifestyle with resort-style amenities, breathtaking bay views, and convenient access to beaches, boating, dining, and entertainment. This spacious 3-bedroom, 2.5-bath waterfront residence offers approximately 1,608 square feet of thoughtfully designed living space with stunning bay views and an open-concept layout. While located on the first floor, the bay-side elevation provides the feel and vantage point of a second-floor unit, enhancing natural light and delivering elevated water views. Rich hardwood floors, tall ceilings and elegant molding details add warmth and timeless sophistication throughout. This exceptional condo combines privacy, luxury, and convenience. The beautifully updated kitchen blends elegance and functionality, featuring a Viking gas range, Sub-Zero refrigerator, quartz countertops, designer tile backsplash, under-cabinet lighting, deep Kraus undermount stainless steel sink & faucet, and recently updated dishwasher, microwave, and garbage disposal. The spacious living and dining areas flow seamlessly to a large covered balcony, the perfect place to enjoy breathtaking sunrises over St. Andrews Bay. The primary suite offers tranquil water views through elegant French doors and features a beautifully updated spa-inspired bath with new countertops, vessel sinks & faucets, modern faucets, updated lighting, and a soaking tub designed for ultimate relaxation. Two additional bedrooms provide space for guests, family, or a home office and share a convenient Jack-and-Jill bath. Both bedrooms feature private access to the community-side porches, creating an inviting extension of outdoor living and coastal atmosphere. Residents enjoy exceptional resort-style amenities, including a bayfront pool, a beautifully appointed clubhouse with a fitness center, theater, and meeting room, as well as one of the largest private piers in Bay County. It the perfect spot for fishing, boating, and taking in the breathtaking views of St. Andrews Bay. Conveniently located near marinas, beaches, dining, shopping, golf courses and St. Andrews State Park, this remarkable waterfront residence offers the coastal lifestyle you've been dreaming of.

4113 Cobalt Circle Unit P072, Panama City Beach

$435,000
2 Beds 2 Baths 1005429 MLS 1,458 SqFt.
Welcome to Reflections at Bay Point, one of Panama City Beach's premier luxury resort communities offering the perfect blend of refined coastal living and resort-style amenities. Whether you're searching for a full-time residence, second home, or investment property with short-term rental potential, this beautifully updated 2-bedroom, 2-bath condo is truly turnkey and ready to impress. Located on the convenient first floor, this immaculate unit has undergone over $66,000 in upgrades and renovations. Interior features include LifeProof LVP flooring throughout, crown molding, custom shutters, designer remote-control ceiling fans with lighting, new baseboards, fresh floor-to-ceiling paint including trim and doors, a custom Ruvati sink, Kohler commercial faucet, and Samsung stainless steel appliances, including a smart refrigerator with internet access. Additional updates include newer AC coils and a hot water heater, both less than four years old. Step into a lifestyle surrounded by breathtaking sunrises and sunsets, dolphins playing in the bay, herons along the shoreline, and views of golfers enjoying the signature fifth hole of the only Nicklaus Course in Northwest Florida. Reflections offers exceptional amenities including a 10,000-square-foot tropical resort-style pool, seasonally heated pool, hot tub, fire pit, grilling stations, tennis courts, and lush tropical landscaping throughout the property. Just steps away at Bluegreen Vacations Bayside Resort, you'll enjoy multiple dining options including Cabana Café, Flip Flop's, Tides Restaurant & Lounge, and Pelican's. Outdoor enthusiasts will love the nearby Paradise Adventures kiosk offering watersport rentals, private charters, Shell Island shuttles, and adventure tours right from the marina pathway. If you've been dreaming of a luxury coastal retreat with incredible amenities, strong rental potential, and an unbeatable Bay Point location, this stunning condo checks all the boxes. Schedule your private showing today and start enjoying the Northwest Florida lifestyle you deserve

4100 Marriott Dr Unit UNIT 111, Panama City Beach

$658,000
3 Beds 2 Baths 791304 MLS
Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often--don't let this one slip away! All measurements and items if importance are to be confirmed by buyer or buyer agent.

12011 Front Beach Road Unit 201C, Panama City Beach

$329,000
2 Beds 2 Baths 791302 MLS
CENTERED VIEWS. DEEDED PARKING. GULF-FRONT PRIMARY SUITE. Shores of Panama Unit 1412 features the highly sought-after Type C floor plan with two bedrooms, two bathrooms, and a layout that includes a Gulf-front primary suite plus a private bunk room serving as the second bedroom. Centrally located both vertically and within the resort's signature horseshoe design, Unit 1412 brings the pool, beach, and Gulf together in one impressive view corridor. The spacious living room opens to a large balcony where you can enjoy wide views of the Gulf of Mexico, sugar-white sand, and the resort's lagoon-style pool. The Gulf-front primary suite offers direct water views and a private ensuite bathroom. The private bunk room is located near the adjacent full bathroom, creating a practical layout for owners and rental use. With a pull-out sofa in the living room, the condo comfortably accommodates up to six guests. The kitchen has been updated with white shaker cabinetry, Ubatuba granite countertops, and stainless steel appliances. Additional interior details include crown molding in the living room, an open main living area, and a layout designed to keep the view front and center. A deeded parking space on the 10th floor adds valuable convenience, especially in a resort where parking access can make a meaningful difference. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1412, Panama City Beach

$474,900
2 Beds 2 Baths 1005326 MLS 1,380 SqFt.
When buyers start comparing beachfront condos, the view is often what makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this high-elevation Gulf-front residence captures sweeping views of the emerald waters and sugar-white shoreline from the moment you walk through the door. Unlike many floor plans that reserve the best views for the living area alone, this residence features a true Gulf-front primary suite, allowing you to wake up to the sound of waves and panoramic beach views every morning. The open-concept layout keeps the Gulf as the focal point, creating a bright, spacious setting that feels connected to the coastline from nearly every angle. Located within the highly regarded Boardwalk Beach Resort, owners benefit from a community known for its strong reputation among both vacationers and property owners. The resort's resort-style amenities include a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and the convenience of two levels of parking directly adjacent to the building. Boardwalk's location continues to drive strong visitor demand year after year. Positioned on a palm-lined boulevard across from a golf course and adjacent to Panama City Beach's convention center, the resort attracts vacation guests, event attendees, and repeat visitors throughout the year.

9450 S Thomas Dr Unit UNIT 2102B, Panama City Beach

$999,998
3 Beds 3 Baths 791270 MLS
The views are what stop you in your tracks. From this 19th-floor end-unit at Calypso Tower I, nearly every room is framed by the Gulf, with more than 27 feet of glass across the living and dining areas delivering panoramic coastline views stretching in multiple directions. The wraparound balcony extends the living space outdoors, creating front-row seats to emerald water, white sand beaches, unforgettable sunsets, and the energy of Panama City Beach below. Designed to comfortably accommodate families, groups, or vacation guests, this 3BR/3BA condo sleeps up to eight and offers something rarely found in beachfront condominiums -- every bedroom has its own bathroom and impressive beach views. The gulf-front primary suite opens directly to the balcony and features a spacious ensuite bath with double vanities, a jetted soaking tub, separate shower, private water closet, and walk-in closet. Inside, the open-concept layout is filled with natural light thanks to its corner position and expansive windows. The kitchen is equipped with stainless steel appliances and a breakfast bar for casual dining. A separate wet bar adds convenience, creating a dedicated space for coffee, beverages, or snacks. Tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedrooms provide durability, easy maintenance, and a clean coastal look with no carpet to worry about. A dedicated laundry room offers added storage and functionality, helping keep beach gear, luggage, and everyday essentials organized during extended stays. Well maintained and thoughtfully designed, this residence offers the space, layout, and views buyers seek in a Panama City Beach beachfront condo. Calypso's location makes it one of the most popular resorts in Panama City Beach. Situated directly on the sand and just steps from Pier Park, owners and guests can walk to shopping, restaurants, entertainment, Topgolf, concerts, festivals, and year-round attractions without ever getting in the car. Resort amenities include two gulf-front pools, a poolside bar, beachside fire pits, BBQ grills, a gulf-front fitness center, an onsite convenience store, seasonal activities, and beach services right outside your door. Photos can only begin to capture what this condo feels like in person. Schedule a private showing to experience it firsthand.

15817 Front Beach Road Unit 1-1901, Panama City Beach

$395,000
2 Beds 1 Baths 791264 MLS
Welcome to Boardwalk Beach Resort one of the most sought-after Gulf-front buildings on the Emerald Coast, known for its strong rental performance, unbeatable location, and standout amenities. From the moment you arrive, it's easy to see why owners love it here. The resort-style pool is one of the most impressive in the area designed to attract guests and maximize rental demand. With five elevators, even peak-season waits are minimal, and the convenient on-site parking (including ample covered spaces directly in front of the building) makes access seamless for both owners and guests. Location is everything and Boardwalk delivers. You're just a short walk to Pineapple Willy's, with some of Panama City Beach's best local dining and entertainment just minutes away. Unit 1505 is a proven performer well maintained and already generating strong rental income. Sold fully furnished and turnkey, this unit includes everything from furniture to linens, towels, and dishware making it truly rental ready from day one. For added convenience, the option to remain with the current rental program provides a seamless transition for continued income. Whether you're looking for a high performing investment property, a second home, or the perfect blend of both this is an opportunity to step into a property that's already working for you. Gulf front. Turnkey. Income producing. Opportunities like this don't last long.

9450 S Thomas Drive Unit 1505D, Panama City Beach

$1,195,000
3 Beds 3 Baths 791261 MLS
At over 2,300 square feet with a true grand foyer entry, this gulf-front 3BR/3BA at Hidden Dunes feels less like a condo and more like a coastal residence - one where every bedroom has its own private bath and the balcony stretches 43 feet across the Gulf. A true grand foyer entry sets the tone immediately, creating a sense of arrival more typical of a full-sized coastal residence than a standard condominium. The floor plan then opens into a large great room, formal dining area, and well-appointed kitchen, all arranged to function as connected yet defined living spaces. Windows throughout the residence bring in natural light and capture multiple gulf views from the living room, dining area, kitchen, and primary suite. A defining feature is the expansive 43-foot-wide gulf-front balcony, offering a substantial outdoor living area directly overlooking the beach. Its width easily accommodates multiple seating and gathering areas, extending the main living space outdoors with uninterrupted shoreline views. The gulf-front primary suite includes direct balcony access, a sitting area, walk-in closet, double vanities, and a separate shower. Two additional guest bedrooms are positioned on opposite sides of the foyer, each with its own private bathroom and generous closet space, providing privacy and separation within the layout. Interior features include 9-foot ceilings, tile flooring throughout for durability and low maintenance, a full-sized laundry room with additional storage capacity, and exterior storage for beach equipment and owner use. Hidden Dunes is a gated gulf-front community located along the quieter east end of Panama City Beach. Residents enjoy 377 ft of private beach frontage along with a gulf-front pool, heated pool, kiddie pool, fitness center, owners' lounge, game room, grilling areas, and on-site security. The location offers a more peaceful coastal setting while remaining close to St. Andrews State Park, marinas, golf courses, dining, shopping, and the broader Panama City Beach entertainment corridor. Schedule a private showing to experience it firsthand.

7115 Thomas Drive Unit 502, Panama City

$675,000
4 Beds 2 Baths 791196 MLS
Boat. Swim. Relax. Repeat. Wake up to spectacular sunrises dancing across the water, and spend your evenings soaking in panoramic bayou views, coastal breezes, and a level of tranquility most people only dream about. Nestled along a protected bayou in the heart of Lynn Haven, this well-maintained brick estate is where lifelong memories are made--defined by sun-drenched days on the water, breezy evenings on the porch, and weekends that feel like a permanent vacation. Designed for an uncompromising waterfront lifestyle, the brand-new dock and premium boat lift create the ultimate backyard playground. The 2023 covered boathouse accommodates up to a 25-foot boat, while the drive-on floating dock securely stores two jet skis and is perfectly suited for kayaks, paddleboards, or canoes. Equipped with water and power at the dock, a swim ladder for effortless bayou access, and an outdoor shower for rinsing off after a day of adventure, every single detail has been thoughtfully curated to maximize your time in the sun. Rarely do you find a waterfront sanctuary that offers absolute autonomy. With no HOA, you have the freedom to park your trailer, store your toys, and live how you choose. Waterfront properties at this price point are increasingly hard to find. For the buyer who demands a true waterfront lifestyle, the window of opportunity is closing rapidly; consider this remarkable value now before properties like this become entirely impossible to afford. Inside, the home offers a seamless blend of comfort and sophistication featuring 4 spacious bedrooms, 2 bathrooms, durable tile flooring, and classic granite countertops. The fluid living spaces are designed beautifully for both everyday living and entertaining. Additionally, the oversized garage includes a dedicated workshop area, providing room for projects, storage, and if that's not enough, there's a large shed for all of your outdoor gear. Located in one of Bay County's most desirable, golf-cart-friendly communities, you will enjoy effortless access to local parks, restaurants, top-tier schools, and boutique shopping. Beyond the shoreline, you will fall in love with the vibrant local lifestyle. Take a short golf-cart ride to Al Kinsaul Park, or spend an evening at Sharon J. Sheffield Park enjoying its popular Concerts in the Park series. Imagine watching spectacular Fourth of July fireworks displays directly from your private boat or right from your own yard--free from the hassle of public boat ramps, traffic, crowds and dreaded parking lots. Life here is about savoring the rare moments that most people never get to truly experience. Combining an exceptional waterfront setting, outstanding boating amenities, and an enviable small-town charm, this Lynn Haven gem delivers! Come live the ultimate coastal dream.

213 Kentucky Avenue, Lynn Haven

$474,900
2 Beds 2 Baths 791242 MLS
When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

9450 S Thomas Drive Unit 2102, Panama City

$399,000
3 Beds 2 Baths 1005304 MLS 1,262 SqFt.
Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance.

9860 S Thomas Dr Unit UNIT 2010, Panama City Beach

$289,000
3 Beds 2 Baths 791212 MLS
Own an affordable waterfront-access property in a sought-after neighborhood on Mill Bayou. This 3-bedroom, 2-bath home is ready for its next owner. The spacious open living area features a wood-burning fireplace with a floor-to-ceiling stone surround and wood-accented ceilings that extend to the second floor. Tile and carpet flooring run throughout the first floor, and wood stairs lead upstairs to an oversized loft bedroom overlooking the living room and primary suite. The first-floor bonus room could serve as a fourth bedroom, office, family room, or be combined to create a second primary suite. Brand-new carpet has been installed in all bedrooms and the first-floor bonus room. For added peace of mind, a whole-house Generac generator was installed in February 2021; the gas tank services the generator only. Parking is easy with a 2-car garage, pull-through driveway, and an additional storage building behind the garage. Recent updates include the roof (2021), water heater (2023), HVAC (2021), windows (2013), artesian well pump (2022), Bosch dishwasher (2022), and stove and refrigerator (2021). The property once had a dock, which could potentially be restored for use with a small Jon boat, kayak, canoe, or jet ski, with direct backyard access to the water. Priced to allow for cosmetic updates and general repairs, this home could become the waterfront retreat you've been dreaming of. Schedule your showing today to see all it has to offer. While all information is believed to be accurate, buyers should verify any details of importance.

4508 Brook Forest Drive, Panama City

$340,000
1 Beds 2 Baths 791210 MLS
There is something to be said for a beach condo that makes life easier. Positioned on the ground floor of Mariner West, this gulf-front residence offers the rare convenience of stepping from your front door to the pool, beach and community amenities without ever waiting on an elevator. Framed by views of the gulf and the natural sand dunes beyond, it delivers the effortless coastal lifestyle buyers are searching for along the quiet eastern end of Panama City Beach. Inside, the thoughtfully designed floor plan lives larger than expected, featuring a spacious bedroom, two full bathrooms and an open-concept living area that flows seamlessly to a covered gulf-front patio. Tile flooring throughout creates a clean, low-maintenance environment, while quartz countertops, a fully equipped kitchen and updated bathrooms add style and functionality. The generous living room offers plenty of seating for family and guests, creating a comfortable setting for everyday living or vacation stays. This residence has also proven itself as an exceptional investment opportunity. Self-managed and not currently listed on Airbnb or VRBO, the property generated approximately $32,400 in gross revenue during 2025, with more than $21,600 already on the books for 2026. The combination of strong rental performance, direct beach access and ground-floor convenience makes it particularly appealing to both investors and second-home buyers. Mariner West offers an impressive collection of amenities, including a beachfront pool, tennis and pickleball courts, shuffleboard, a pool table, gas grilling stations, and outdoor gathering areas overlooking the pool deck. Located along Thomas Drive, the community provides convenient access to local restaurants, shopping, marinas, golf, family attractions and some of the area's most popular waterfront destinations. Whether you're searching for a personal beach retreat, a seasonal getaway or an income-producing investment, this gulf-front residence combines comfort, convenience and proven performance in one of Panama City Beach's most established beachfront communities.

6213 Thomas Drive Unit 102, Panama City Beach

$410,000
2 Beds 3 Baths 791204 MLS
SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable ''B'' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

9900 S Thomas Drive Unit 1207, Panama City Beach

$360,000
2 Beds 2 Baths 791202 MLS
SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient. Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 413, Panama City Beach

$289,000
1 Beds 1 Baths 791201 MLS
Rare opportunity to own a completely renovated, top-floor Gulf-front unit at the Ambassador Beach Resort -- one of Panama City Beach's most recognizable beachfront properties. Unit 307 has been rebuilt from the studs out with all permits pulled and inspections passed in 2023. Whether you're looking for a turn-key income producer or your own slice of the Gulf Coast, there is nothing to update, nothing to repair, and nothing to do but enjoy it. At 417 square feet, this 1BR/1BA sleeps 5 with three beds and a full kitchen -- an efficient layout that works just as well for a personal getaway as it does as a high-demand rental. Being on the third floor -- the top floor -- means unobstructed Gulf views, no foot traffic above you, and the kind of quiet that makes a beach trip actually feel like one. Every system in this unit was replaced in 2023: framing, drywall, insulation, electrical panel and wiring, plumbing rough-in and fixtures, PTAC HVAC, flooring, tiled bathroom, walk-in shower, appliances, doors, and windows. The rear sliding glass door and windows are hurricane-rated with turtle-safe compliant glazing. 2023 Florida Building Code throughout. The Ambassador sits directly on the Gulf with a gulf-front pool, outdoor hot tub, tiki bar, BBQ grills, and a pet park. The location is as good as it gets on Front Beach Road: steps from Pier Park and right next to the new TopGolf, with walkable dining, shopping, and entertainment in every direction. Use it yourself, rent it, or both -- this unit performs either way.

15617 Front Beach Road Unit 307, Panama City Beach

$899,000
3 Beds 3 Baths 791108 MLS
This newly remodeled and beautifully maintained 3-bedroom with additional bunk besd in the hallway, 3-bathroom corner condo in the iconic Edgewater Beach Resort is a rare find. Lightly used as a second home, this fully furnished turnkey ready property is ready to generate strong rental income or serve as your private beachfront retreat. Located on the 6th floor, this spacious end unit offers 1,847 square feet of open living space and breathtaking, unobstructed Gulf views. The expansive wraparound balcony sports a 180 degree view of the beach. Two bedrooms, along with the living and dining areas, open to the balcony through five tinted sliding glass doors, blending indoor comfort with outdoor beauty. Inside, the open-concept layout is bright and airy, perfect for entertaining or relaxing. The unit comes fully furnished, making it ideal for short-term rentals with immediate income potential or personal use. Edgewater Beach Resort is Panama City Beach's only full-service resort, featuring gated access and 24-hour security, direct beach access, multiple pools with cabanas, hot tubs, a fitness center, golf course, tennis and pickleball courts, as well as on-site dining, BBQ areas, picnic spots, elevators, and upgraded fire safety systems. Whether you're seeking a high-performing rental or a luxurious second home, this condo offers exceptional value in one of the most sought-after beachfront communities on the Emerald Coast.

11347 Front Beach Road Unit 601, Panama City

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