Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

Our website features the best real estate search for waterfront homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Waterfront Homes for Sale

$5,250,000
6 Beds ⋅ 8 Baths ⋅ 760174 MLS
CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. This is the newest built home for sale on the beachfront! 6-bedroom, 6-bathroom house offers over 4,600 square feet of luxurious living space. Situated directly on the beach with private access, this home provides an unbeatable coastal lifestyle. The spacious interior includes gourmet kitchen with high-end appliances and custom cabinetry. Each bedroom features an en-suite bathroom and comes fully furnished with stylish décor. An elevator ensures easy access to all levels of the home. Outside, enjoy your private pool with breathtaking ocean views. The expansive deck is ideal for sunbathing, dining, and entertaining. This home combines luxury and comfort in a stunning natural setting. Sold fully furnished as turn-key, high producing vacation rental!

9704 Beach Boulevard, Panama City
$1,850,000
5 Beds ⋅ 6 Baths ⋅ 767149 MLS
PRICE IMPROVEMENT!!! OWNER FINANCING AVAILABLE!! This beautiful 2 story WATERFRONT ESTATE has it all! Custom built in Lynn Haven, FL and tucked away on an oversized 2 acre corner lot in a very private setting and quiet neighborhood. Beautifully landscaped with a fish stocked pond, mature trees and an abundance of flowers with something blooming in all seasons. A boater's dream with deepwater access to North Bay and the Gulf from the newly replaced big dock with boat lift! 300 ft water front! Open floor plan on 5,500 sqft with 5 BR's and 5.5 baths. Downstairs you'll find the master bedroom and an additional bedroom with full bath and private entry to the pool area what is currently used as a media room and would make a perfect mother-in-law suite or office. Upstairs are 3 more bedrooms, each with own bathroom. The house has beautiful views of the bay and yard from various rooms. The chef's kitchen with all new appliances including double ovens, Viking warming drawer and gas stove top overlooks the fenced in pool area. Vaulted ceilings, stained glass windows/doors, custom made gas fireplace! The large recreation room upstairs overlooking the bay has a wet bar and leads to the sun deck. Three more bonus rooms upstairs totaling over 800 sq ft - use as a craft room, play room, office, man cave or fitness area. Walk-in 110 sq ft attic with endless storage! The oversized 3 + car garage is every car collector's dream! The house has solid brick exterior with thick walls and 2 x 6 framing. The roof is NEWLY replaced in 2023. The house has 2 NEW HVAC units, 3 NEW hot water heaters including 1 tankless water heater and 2 electric water heaters and NEW central vacuum, an oversized laundry room with extra storage, his and hers walk-in closets in the master bedroom, and a long circular driveway with extra parking. The pool has a new liner plus filter system and takes minimal maintenance. The fenced-in garden area is perfect for a small vegetable garden with raised beds already in place and includes a garden shed. The huge boat dock is BRAND NEW 2024 replaced with high end composite decking and has an outdoor shower and a fish cleaning station. All windows, most doors and floors are new as well. Irrigation in the whole yard. There is a custom made treehouse with a zip line. Too many amenities to list. OWNER FINANCING AVAILABLE!!! Call for your showing today!

400 W 2nd Street, Lynn Haven
$279,900
1 Beds ⋅ 2 Baths ⋅ 776617 MLS
Lowest-Priced Gulf-Front Condo at The Summit - Only $279,900! Don't miss this rare opportunity to own the lowest-priced unit currently on the market at The Summit! Priced at just $279,900, this 13th-floor Gulf-front condo offers amazing views of the sugar-white sand and emerald-green waters from your private balcony. The Summit features resort-style amenities, including two beachfront pools, a tiki bar on the pool deck, hot tubs, tennis courts, a fitness center, and direct beach access. This is the perfect vacation retreat, second home, or short-term rental investment.

8743 S THOMAS Drive Unit 1318, Panama City Beach
$890,000
3 Beds ⋅ 3 Baths ⋅ 763778 MLS
Welcome to Long Beach, Home of the most beautiful beaches in the World! This penthouse end unit has a 30A inspired breathtaking feel with Gulf views from every room. This spacious end unit features fully furnished 3BR/3BA with heavily upgraded furniture and décor, new cabinets, new quartz countertops, a new coffee bar, new appliances, and much more. The buildings at Long Beach are only 14 stories tall, which allows you to avoid long elevator wait times. Two gulf front master bedrooms, 1 with a king size bed and a master bathroom. The other master bedroom has its own private bathroom and 2 queen size beds both with floor to ceiling glass windows with access to a balcony for a nice sunset Gulf view. The third bedroom has two full size beds and a private gulf front balcony. All bathrooms have recently been updated. LONG BEACH RESORT features beautiful landscaped tropical grounds, a 7500 square foot lagoon pool with waterfalls and palm tree islands, two heated Polynesian pools, three whirlpool spas, poolside bar and grill, 1300 feet of powder white beach frontage 24 hour gated security. On site availability of beach chair & umbrella rentals, jet-ski, para-sailing, banana boat rides and more. Enjoy being close to the best local restaurants, entertainment, and shopping (including Walmart) and just a short drive to Pier Park. Short- and long-term rentals allowed. Contact your agent and schedule a showing today!

10509 Front Beach Road Unit 1401, Panama City Beach
$299,800
1 Beds ⋅ 2 Baths ⋅ 777789 MLS
Escape to paradise ! This beautiful fully furnished unit features 1 Bedroom, 1.5 Bathrooms and, bunks located in the hallway. This unit is Turn Key Rental Ready !! The brand new sliding door lets you walk out onto your private balcony and enjoy the amazing views of the two pools and The Gulf of America !! Call today to schedule your very own private tour and make this place home or a great vacation spot.

8743 Thomas Drive Unit 704, Panama City Beach
$359,900
2 Beds ⋅ 2 Baths ⋅ 759678 MLS
Beautifully Furnished Gulf-Front Condo Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options. Don't miss out on this exceptional property—call to schedule your visit today!

9900 S Thomas Drive Unit 1615, Panama City
$430,000
2 Beds ⋅ 2 Baths ⋅ 777834 MLS
*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

12011 Front Beach Road Unit 405B, Panama City Beach
$289,900
1 Beds ⋅ 2 Baths ⋅ 766470 MLS
Gulf-front 10th-floor condo at The Summit in Panama City Beach. This 1-Bedroom, Two-Full-Bath beachfront unit features panoramic Gulf views, direct deeded beach access, and a private balcony overlooking the white-sand shoreline. The Summit is a Gulf-front resort community offering two beachfront pools (one heated seasonally), two kiddie pools, indoor and outdoor hot tubs, sauna, fitness center, shuffleboard, and lighted tennis and pickleball courts. On-site conveniences include a Tiki Bar & Grill, ice cream shop, and a full-service convenience store. Open parking available. Prime location near St. Andrews State Park, marinas, restaurants, shopping, and popular Panama City Beach attractions. Strong potential for short-term vacation rental income or personal use. All information deemed reliable but not guaranteed; buyer to verify if important. ts central location places you near St. Andrews State Park, marinas, popular restaurants, lively entertainment, and a variety of shopping options, ensuring you're never far from the best the area has to offer. The Summit, a gated community, provides an array of resort-style amenities to enhance your experience. Enjoy two beachfront pools, including one that is heated seasonally, along with two kiddie pools, poolside hot tubs, and an indoor sauna and hot tub for ultimate relaxation. The community features a fitness center, shuffleboard, and lighted tennis and pickleball courts for those seeking an active lifestyle. The poolside Tiki Bar & Grill offers a perfect spot to grab a bite while taking in the Gulf views, and the on-site ice cream shop and convenience store add to the ease of living here. Ample open parking ensures hassle-free access to your condo. Don't miss the chance to own this beautiful piece of paradise and start living the Gulf-front lifestyle you've always dreamed of. This condo is a great choice for personal use or rental income. Schedule your showing today! All information is deemed reliable but not guaranteed; buyers are advised to verify if important.

8743 Thomas Drive Unit 1028, Panama City Beach
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