Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

Our website features the best real estate search for waterfront homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Waterfront Homes for Sale

$229,000
1 Beds ⋅ 2 Baths ⋅ 777599 MLS
Welcome to Laketown Wharf Unit 217! This fully furnished 1Bd/ 2Ba + bunk room 1,047 SqFt condo perfectly located on the 2nd floor - skip the elevator and walk right in! The modern, open-concept layout boasts new LVP flooring throughout, a gourmet kitchen with white appliances, granite countertops, and a spacious living area. The master bedroom offers a peek of the Gulf, and the large private balcony is perfect for enjoying lake views and the nightly fountain show. Now is a great time to invest in Laketown Wharf, with the exciting new addition of ''810 Billiards & Bowling''--a family-friendly venue that enhances the resort's appeal and boosts rental potential. Amenities include 5 pools (one heated), 2 hot tubs, private beach access, on-site dining, a Gulf-view fitness center, ice cream shop, hair salon, playground, multiple elevators, 2 covered parking garages, a boardwalk over the lake, doggie area, and more. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this condo is a must-see. Schedule your private showing today!

9860 S Thomas Drive Unit 217, Panama City Beach
$425,000
2 Beds ⋅ 3 Baths ⋅ 773306 MLS
Welcome to an exceptional opportunity to own a stunning two-story condominium Pinnacle Port, located in the heart of Panama City Beach, Florida. This condo offers a harmonious blend of coastal and lakeside living, providing an unparalleled lifestyle experience. Upon entering the condo, you are greeted by a spacious living area that seamlessly flows into a Gulf-front balcony, offering breathtaking views of the pristine waters. The main level features a well-appointed kitchen, designed for both functionality and style, making it ideal for entertaining guests or enjoying a quiet evening at home. The upper level houses two generously sized bedrooms, each offering unique views. The guest bedroom provides captivating vistas of the Gulf, while the master bedroom features a private balcony overlooking the serene waters of Lake Powell. This thoughtful layout ensures privacy and comfort, enhancing the living experience. Residents of this exclusive community enjoy a host of amenities designed to enrich their lifestyle. The 24/7 gated community ensures security and peace of mind, while the fitness center caters to your health and wellness needs. For sports enthusiasts, the pickleball court, playground, and basketball court offer ample opportunities for recreation. The boat dock and launch, along with a fishing pier, provide direct access to Lake Powell, perfect for canoeing and fishing enthusiasts. Located just minutes away from the vibrant 30A corridor, this property offers convenient access to a variety of attractions and entertainment options. A short drive will take you to Pier Park, where exciting new attractions such as the Dolly Pirate Show and Top Golf are set to open in June. Additionally, the nearby Shops at Carillon offer a delightful shopping experience, while the summer concerts in the park at Carillon provide cultural enrichment and entertainment. This condominium represents the best of both worlds, combining the tranquility of lakeside living with the excitement of Gulf views. Whether you are seeking a permanent residence or a vacation retreat, this property offers an unparalleled opportunity to experience the beauty and lifestyle of Panama City Beach. Don't miss the chance to make this exceptional property your own.

23223 Front Beach Road Unit 533, Panama City Beach
$828,900
4 Beds ⋅ 3 Baths ⋅ 769614 MLS
Wow! INVESTORS This amazing 4 bed/3 bath Gulf front corner unit at desirable Ocean Reef. Already $63k+ in 2026 Bookings! Enjoy the beautiful beach views from your super large balcony (10x24 approx.) Many upgrades! Custom designed foyer floor tiles. No Carpets! Also, custom walk-in shower in master bath. Kitchen has been updated with stainless steel appliances And a Beautiful custom built trey ceiling with recessed lights has been added. New refrigerator 2024. Custom Crown Molding throughout. Ocean Reef amenities include; beach front pool, fitness room, sauna, heated pool & BBQ grills. Located close to Pier Park, shopping, restaurants. NOTE: Seller willing to assist with Buyers Closing Costs. (Include in your offer your desired amount to paid by the Seller towards the Buyers closing costs). Call today! All sizes approximate.

14415 Front Beach Road Unit 1501, Panama City Beach
$316,900
1 Beds ⋅ 2 Baths ⋅ 768487 MLS
Rare ''F'' stack unit at Shores of Panama- Turnkey and Rental Ready! This rarely available Shores of Panama ''F Stack'' unit is the complete package- ideally located just steps from the elevator, with a reserved parking spot just steps from the front door! This 11th floor Gulf front unit boasts updated flooring, stylish beach-inspired decor, modern light fixtures, and high end appliances- all of which convey with the sale. It is also one of very few units in the entire building that offer a private patio with a direct view the Gulf! This unique layout and ideal location make this unit an excellent investment opportunity- rental history and rental projections both available upon request! Shores of Panama is widely regarded as a premier resort in Panama City Beach. This 23- story complex sits on Thomas Drive, within walking distance to top restaurants, entertainment, and attractions. With top-tier resort amenities including a massive lagoon style pool, hot tubs, fitness center and more- your guests will have everything they need for a perfect beach getaway. Don't miss this rare opportunity- inquire for details!

9900 Thomas Drive Unit 1110, Panama City Beach
$5,250,000
6 Beds ⋅ 8 Baths ⋅ 760174 MLS
CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. This is the newest built home for sale on the beachfront! 6-bedroom, 6-bathroom house offers over 4,600 square feet of luxurious living space. Situated directly on the beach with private access, this home provides an unbeatable coastal lifestyle. The spacious interior includes gourmet kitchen with high-end appliances and custom cabinetry. Each bedroom features an en-suite bathroom and comes fully furnished with stylish décor. An elevator ensures easy access to all levels of the home. Outside, enjoy your private pool with breathtaking ocean views. The expansive deck is ideal for sunbathing, dining, and entertaining. This home combines luxury and comfort in a stunning natural setting. Sold fully furnished as turn-key, high producing vacation rental!

9704 Beach Boulevard, Panama City
$279,900
1 Beds ⋅ 2 Baths ⋅ 776617 MLS
Lowest-Priced Gulf-Front Condo at The Summit - Only $279,900! Don't miss this rare opportunity to own the lowest-priced unit currently on the market at The Summit! Priced at just $279,900, this 13th-floor Gulf-front condo offers amazing views of the sugar-white sand and emerald-green waters from your private balcony. The Summit features resort-style amenities, including two beachfront pools, a tiki bar on the pool deck, hot tubs, tennis courts, a fitness center, and direct beach access. This is the perfect vacation retreat, second home, or short-term rental investment.

8743 S THOMAS Drive Unit 1318, Panama City Beach
$890,000
3 Beds ⋅ 3 Baths ⋅ 763778 MLS
Welcome to Long Beach, Home of the most beautiful beaches in the World! This penthouse end unit has a 30A inspired breathtaking feel with Gulf views from every room. This spacious end unit features fully furnished 3BR/3BA with heavily upgraded furniture and décor, new cabinets, new quartz countertops, a new coffee bar, new appliances, and much more. The buildings at Long Beach are only 14 stories tall, which allows you to avoid long elevator wait times. Two gulf front master bedrooms, 1 with a king size bed and a master bathroom. The other master bedroom has its own private bathroom and 2 queen size beds both with floor to ceiling glass windows with access to a balcony for a nice sunset Gulf view. The third bedroom has two full size beds and a private gulf front balcony. All bathrooms have recently been updated. LONG BEACH RESORT features beautiful landscaped tropical grounds, a 7500 square foot lagoon pool with waterfalls and palm tree islands, two heated Polynesian pools, three whirlpool spas, poolside bar and grill, 1300 feet of powder white beach frontage 24 hour gated security. On site availability of beach chair & umbrella rentals, jet-ski, para-sailing, banana boat rides and more. Enjoy being close to the best local restaurants, entertainment, and shopping (including Walmart) and just a short drive to Pier Park. Short- and long-term rentals allowed. Contact your agent and schedule a showing today!

10509 Front Beach Road Unit 1401, Panama City Beach
$359,900
2 Beds ⋅ 2 Baths ⋅ 759678 MLS
Beautifully Furnished Gulf-Front Condo with great actual rental figures. Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options. Don't miss out on this exceptional property--call to schedule your visit today!

9900 S Thomas Drive Unit 1615, Panama City
$430,000
2 Beds ⋅ 2 Baths ⋅ 777834 MLS
*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

12011 Front Beach Road Unit 405B, Panama City Beach
$289,900
1 Beds ⋅ 2 Baths ⋅ 766470 MLS
Beautifully updated and move-in ready, this Gulf-front condo at The Summit has been newly painted throughout and features stylish new coastal artwork, creating a bright, modern beach retreat that's ideal as a primary residence, second home, or vacation rental investment. Gulf-front 10th-floor condo at The Summit in Panama City Beach. This 1-Bedroom, Two-Full-Bath beachfront unit features panoramic Gulf views, direct deeded beach access, and a private balcony overlooking the white-sand shoreline. The Summit is a Gulf-front resort community offering two beachfront pools (one heated seasonally), two kiddie pools, indoor and outdoor hot tubs, sauna, fitness center, shuffleboard, and lighted tennis and pickleball courts. On-site conveniences include a Tiki Bar & Grill, ice cream shop, and a full-service convenience store. Open parking available. Prime location near St. Andrews State Park, marinas, restaurants, shopping, and popular Panama City Beach attractions. Strong potential for short-term vacation rental income or personal use. All information deemed reliable but not guaranteed; buyer to verify if important. ts central location places you near St. Andrews State Park, marinas, popular restaurants, lively entertainment, and a variety of shopping options, ensuring you're never far from the best the area has to offer. The Summit, a gated community, provides an array of resort-style amenities to enhance your experience. Enjoy two beachfront pools, including one that is heated seasonally, along with two kiddie pools, poolside hot tubs, and an indoor sauna and hot tub for ultimate relaxation. The community features a fitness center, shuffleboard, and lighted tennis and pickleball courts for those seeking an active lifestyle. The poolside Tiki Bar & Grill offers a perfect spot to grab a bite while taking in the Gulf views, and the on-site ice cream shop and convenience store add to the ease of living here. Ample open parking ensures hassle-free access to your condo. Don't miss the chance to own this beautiful piece of paradise and start living the Gulf-front lifestyle you've always dreamed of. This condo is a great choice for personal use or rental income. Schedule your showing today! All information is deemed reliable but not guaranteed; buyers are advised to verify if important.

8743 Thomas Drive Unit 1028, Panama City Beach
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