Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$399,900
2 Beds 2 Baths 999261 MLS 907 SqFt.
Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2 bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with stainless steel appliances, a spacious living area with updated coastal furnishings, and floor-to-ceiling glass doors leading to a private balcony overlooking the emerald waters and white sand beaches of the Gulf of Mexico. The primary suite offers a comfortable king-sized bed, while the separate bunk room (queen-over-queen configuration) significantly increases occupancy--making this unit ideal for vacation rental income. Coastal tones and modern finishes create a bright, clean, and turnkey-ready interior. Step outside to your private balcony and take in panoramic beachfront views, perfect for sunrise coffee or sunset cocktails--one of the most desirable features for Panama City Beach vacation rentals.This unit also includes a deeded parking space, a rare and highly valuable asset that enhances both convenience and rental appeal. Owners and guests at Shores of Panama enjoy resort-style amenities including: Lagoon-style beachfront pool,Indoor heated pool & hot tub, Fitness center & full-service spa, On-site dining and bar, Direct beach access. Located in the heart of Panama City Beach, Florida, this property is minutes from dining, entertainment, and attractions--making it a top choice for investment property buyers, second-home owners, and those seeking a turnkey beachfront condo. Whether you're searching for a high-performing investment property or a Gulf-front second home, this opportunity delivers on every level.

9900 S Thomas Dr Unit UNIT 2011, Panama City Beach

$845,000
3 Beds 3 Baths 787594 MLS
Welcome to Edgewater Tower 1-901, a beautiful 9th-floor corner residence in the prestigious Tower I at Edgewater Beach & Golf Resort. This spacious 3-bedroom, 3-bathroom retreat perfectly captures the essence of the Emerald Coast, offering sweeping panoramic views of the Gulf of Mexico through expansive floor-to-ceiling windows. Whether you are seeking a high-performing investment property or a luxurious private sanctuary, this ''01'' floor plan is one of the most coveted layouts on the beach. Edgewater 1-901 features an open-concept living and dining area that flows seamlessly onto a massive wraparound balcony--the perfect vantage point for watching dolphins play in the morning or enjoying world-class sunsets over the water. Each of the three oversized bedrooms serves as a private oasis, with the master suite offering direct balcony access and en-suite bath. As part of Panama City Beach's only full-service resort, Edgewater owners and guests enjoy unparalleled amenities. The Lagoon Pool: 11,500 square feet of tropical paradise with waterfalls and islands. Active Lifestyle: A 10-court tennis complex, pickleball, shuffleboard, and a 9-hole executive golf course. Convenience: On-site dining at Ocean's Bar & Grill, a fitness center, Starbucks, and 24/7 gated security. Situated just steps from the sand and minutes from the area's best shopping and dining, Unit 1-901 offers the ultimate blend of luxury, comfort, and rental potential. Don't miss your chance to own a piece of paradise in Tower I--schedule your private showing today.

11483 Front Beach Road Unit 901, Panama City Beach

$435,000
2 Beds 3 Baths 787460 MLS
Brand-New West-Facing Lakefront Home on Deer Point Lake! Discover the perfect blend of modern comfort, outdoor adventure, and breathtaking natural beauty with this new construction home on Deer Point Lake. West-facing and perfectly positioned to capture incredible sunsets over the water, this home features an open-concept main living area with breathtaking lake views from almost every room. The spacious layout includes 2 bedrooms, each with its own private bathroom, plus a versatile bonus room that can easily serve as a guest room, kids' bunk room, home office, or additional flex space. In addition, there is also a large third bathroom with a convenient indoor laundry area. The heart of the home is the gourmet kitchen, featuring a large center island, premium granite countertops, abundant cabinetry, a spacious pantry, and a deep-basin farmhouse-style sink. Whether you're preparing a quiet dinner at home or entertaining friends and family, this kitchen is designed to be both beautiful and functional. Step outside to the covered lakefront patio, where you can relax, entertain, watch the sunset, or simply enjoy the peaceful views. The spacious lot is partially fenced and offers plenty of room to enjoy the outdoors. An attached garage, long driveway, and two additional parking pads provide ample parking for vehicles, boats, and guests. Additional construction upgrades include the use of hardie board siding, a durable metal roof complete with gutters, on-demand hot water plus the home was constructed 3 feet above the flood zone for added peace of mind. The location offers both privacy and convenience, with Garner's Supermarket & Deli and a DG Market nearby, two public boat ramps less than a mile away, and a short drive to the new Publix shopping center on Highway 231, Ascension Sacred Heart, and Tyndall Air Force Base. Deer Point Lake offers outstanding opportunities for freshwater fishing, kayaking, jet skiing, boating, and other water activities, all right in your backyard. And there's even more value: the seller is offering $3,500 in concessions, which can be used toward eligible closing costs, new kitchen appliances, landscaping, or other buyer expenses. Don't miss this rare chance to own a brand-new lakefront home with private water access, incredible sunsets, and the best of Deer Point Lake right outside your door. Schedule your private showing today!!!

9019 Pecan Avenue, Youngstown

$764,000
2 Beds 2 Baths 787511 MLS
AQUA 1507 is one of the highest in demand across PCB and the Gulf Coast! Spectacular sunsets and excellent rental income potentially averaging between 55K and 65K! 1 Oceanfront Primary King Bedroom, 1 King Guest Bedroom, 2 Full Bathrooms and Bunk area w/ Twin Beds. Interior spaces include a primary suite w/ garden tub, glass enclosed shower and double vanity, guest room suite w/ tub/shower combo and single vanity, spacious kitchen w/ refrigerator, oven/range, microwave and washer/dryer. AQUA 1507 is market strong and in position to drive the highest ROI! Make this your Permanent or Investment Vacation Dream Home Today! Aqua is in the middle of a Goldmine at Pier Park and nothing compares to this opportunity across the Gulf Coast! PCB has been defined as No. 2 ''Emerging Destination'' in the world! Connect to the magic of the gulf and fulfill your beach front vacation dreams in this Luxury AQUA 1507 condominium! AQUA commands one of the most enchanting views on the gulf coast as this beautiful property rises above the white sands of Panama City Beach to the vibrant blue of the Gulf Coast sky. Sandy white beaches and blue-green crystalline waters stretch as far as the eye can see. Experience the poolside café, the whirlpool spa and the majestic beachside terrace of pools, fountains and water gardens - Aqua is your ultimate Gulf-front vista, all the beauty of resort living and all the comfort of home. Vacation pleasures abound as there is championship golf, fine restaurants, spectacular shopping, sport fishing, scuba diving, parasailing and amusement parks...or just make new tracks in the sand. Whatever you choose, AQUA is both your enchanting host and your luxurious sanctuary. While at Aqua you can enjoy on-site pampering services such as our Aromatherapy Steam Room, Fitness Center, supervised Kid's Club during peak vacation seasons, Poolside Party, Meeting and Media Room, an Event Center and more. Entertainment Highlight: AQUA is located 10 minutes from the Northwest Florida Beaches International Airport and just a pleasant stroll away from PIER PARK, a 240-acre high-energy entertainment, dining and retail wonder for the whole family. Pier Park is a unique open-air regional retail environment providing shopping, entertainment, and dining experiences. Ride the Waves of Luxury Living! AQUA 1507 on the Gulf Coast awaits you!

15625 Front Beach Road Unit 1507, Panama City Beach

$309,000
2 Beds 3 Baths 787507 MLS
This is not just a condo, it is a rare opportunity to own beach life, lake life, boat life, and resort life all in one place. Welcome to this beautifully updated, fully furnished, and rental-ready 2-bedroom, 2.5-bath condo in the highly sought-after gated community of Pinnacle Port in Panama City Beach. This unique unit offers the best of both worlds with a Gulf view from the primary bedroom and a Lake Powell view from the second bedroom, giving you an incredible water-view experience on both sides. Enjoy peaceful mornings, stunning sunsets, dolphin sightings in the Gulf, and the natural beauty of one of the most special coastal locations in Florida. Updated and turn-key, this property features luxury vinyl flooring (2023), HVAC (2021), washer and dryer (2022), appliances (2022), furniture (2022), fresh paint, and new granite countertops. Whether you are looking for a primary residence, second home, or income-producing vacation rental, this condo checks every box. Pinnacle Port sits on 25 acres between the Gulf of Mexico and Lake Powell, Florida's largest coastal dune lake, where freshwater meets saltwater in an incredibly rare natural setting. Located next to Camp Helen State Park, you are surrounded by preserved beauty, wildlife, hiking, kayaking, fishing, swimming, and endless outdoor adventure. The community offers outstanding resort-style amenities including two pools, one heated and open year-round, pickleball, tennis, bocce ball, shuffleboard, basketball, sauna, steam room, fitness center, grills, boat ramp, boat slips, and fishing pier. With 24/7 gated entry monitoring, privacy and peace of mind come built in. An added bonus is that the HOA includes almost all utilities, including electricity for heating, cooling, and hot water, so owners typically only pay a small monthly electric bill for lights. Just minutes from 30A, shopping, dining, Publix, and ALDI, yet once inside the gate, it feels like a private island escape. If you want views, privacy, nature, boating, fishing, beach access, and strong rental potential, this is the one.

23223 Front Beach Road Unit A-139, Panama City Beach

$361,500
3 Beds 3 Baths 787453 MLS
OPEN HOUSE -- 9-19-26--10AM. TO. 1PM. -------REDUCED -- REDUCED --IMMACULATE - UPDATED --- BRING OFFERS. -- SELLER MOTIVATED. --- THIS SPACIOUS TOWNHOME OPENS TO A LARGE GREATROOM WITH AN UNBELIEVABLE WATERFRONT VIEW. BEAUTIFUL ELECTRIC FIREPLACE FOR ADDED COMFORT IN COOLER WEATHER. RECENTLY UPDATED KITCHEN HAS GRANITE COUNTERTOPS. THE LARGE ISLAND ALSO HAS SMALLER PORTABLE ISLAND FOR ADDED COUNTER SPACE AND STORAGE. CLOSET/LAUNDRY IN THE HALL AND A PANTRY OFFER EXTRA STORAGE( LAUNDRY HOOKUP IN GARAGE ALSO). A HALF BATH IS LOCATED ON THE MAIN FLOOR ALSO. TONGUE AND GROOVE CEILINGS THROUGHOUT THE HOME OFFER ADDED INTEREST WHILE A COMBO OF TILE AND BEAUTIFUL LUXURY VINYL FLOORS OFFER DURABILITY AND EASY OF CLEANING. UPSTAIRS: OVERSIZE MASTER BEDROOM THAT OVERLOOKS THE CANAL OUT BACK HAS 2 SEPARATE CLOSETS (ONE IS A WALKIN) AND A LARGE NEWLY UPDATED TILE SHOWER WITH A SEPARATE TOILET AREA. THERE IS AN UPSTAIRS BALCONY OVERLOOKING THE CANAL. TWO OTHER ROOMY BEDROOMS SHARE A HALL BATH. THE LIST GOES ON ! THE 22'X22' COVERED DECK/ PATIO OVERLOOKS THE CANAL WITH AN UPDATED SEAWALL AND 21' X 10' DECK JUST WAITING FOR YOUR BOAT. SEVERAL STREETS HAVE BEEN NEWLY PAVED WITH NEW CURBS, GUTTERS, FIRE HYDRANTS, AND WATER AND SEWER LINES. LOTS OF AMENITIES TO SEE AND ENJOY. THIS HOME HAS BEEN ALMOST TOTALLY UPDATED! THIS IS A RARE FIND AND BEING ON THE WATER REALLY LETS YOU PLAY A LITTLE. THIS IS A MUST SEE PROPERTY CALL TODAY FOR AN APPOINTMENT. !!!

1341 Capri Drive, Panama City

$405,000
2 Beds 3 Baths 787411 MLS
Experience the best of coastal living in this beautifully positioned two-story condominium at Pinnacle Port, ideally located on the highly desirable west end of Panama City Beach. Offering a rare blend of Gulf-front and lakeside access, this property delivers a unique lifestyle surrounded by both the emerald waters of the Gulf and the tranquility of Lake Powell. The main level features a bright and open living space that flows seamlessly to a private balcony overlooking the lake, creating the perfect setting for relaxing or entertaining. The kitchen is thoughtfully designed with both style and functionality in mind, while a convenient half bath is ideal for guests. Upstairs, two spacious bedrooms provide comfort and privacy, each offering its own scenic perspective. The primary suite includes access to a private balcony, while the guest bedroom captures stunning coastal views. This well-designed layout maximizes both space and functionality. Residents of this gated community enjoy an impressive array of amenities, including direct beach access, multiple pools, tennis and shuffleboard courts, a fitness center, and access to Lake Powell with a boat launch and dock. Bordering Camp Helen State Park, the setting offers a peaceful, natural backdrop while remaining just minutes from the shopping, dining, and entertainment of 30A and Pier Park. Whether you are searching for a primary residence, vacation getaway, or investment opportunity, this property presents an exceptional opportunity to enjoy the very best of Panama City Beach waterfront living.

23223 Front Beach Road Unit 505A, Panama City Beach

$1,650,000
4 Beds 3 Baths 787360 MLS
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.*USE 7900 S LAGOON DRIVE IN GPS*

7852 Grand Lagoon Way, Panama City Beach

$685,000
3 Beds 3 Baths 787342 MLS
If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that discerning buyers are always chasing--and seldom find. Positioned in the highly coveted ''07 stack,'' this unit boasts more direct Gulf-front windows than nearly any other in the building, flooding the interior with natural light and showcasing truly panoramic, unobstructed views of the emerald waters and sugar-white sands. Step outside to what is arguably one of the most impressive balconies on the beach. Expansive and built for entertaining, this Gulf-front terrace can comfortably host 20+ guests--perfect for sunset gatherings, coastal breezes, and unforgettable evenings overlooking miles of pristine shoreline. Located on the 16th floor, this unit strikes the ideal balance: high enough for sweeping, private views, yet low enough to keep you connected to the pool, beach, and shoreline activity--without the noise of lower levels. It's a perspective both owners and guests consistently prefer. Now, here's where the opportunity becomes truly compelling: this condo is priced $75,000 below market value, giving you the rare chance to create a fully customized beachfront retreat tailored to your exact taste. Instead of settling for someone else's design choices, you can transform this already exceptional space into a modern coastal showpiece--while instantly building equity. Watercrest is widely regarded as one of the premier Gulf-front communities on Panama City Beach, and inventory in this building--especially in this stack and layout--is extremely limited. Whether you're seeking a luxury personal escape, a high-demand rental investment, or both, this property delivers location, layout, views, and upside in one compelling package. Opportunities like this don't wait--and neither should you. Secure your place on the beach and turn this exceptional value into your own one-of-a-kind coastal masterpiece!

6201 Thomas Drive Unit 1607, Panama City

$1,635,200
3 Beds 3 Baths 787114 MLS
Home to be built. Open and comfortable, casual yet elegant, The Bella Vista, an AR Homes floor plan is designed to make everyone feel like a member of the family. The kitchen is at the heart of it all with island seating, a walk-in pantry, and sight lines to the great room, dining room, and glass-door-walled outdoor spaces. Owner's suit, Two bedrooms and a large bonus room line the length of the home, while the private owner's suite offers peaceful indulgence. The Bella Vista Features: Main living area with 10' tray ceilings opens to covered lanai via pocketing sliding glass doors, bedroom, one adjacent to full bath, both with walk-in closets Den in front of home can function as additional media room, office, and quiet space Bonus room in back corner of home offers easy access to cabana for indoor/outdoor entertaining This home can be customized to suit your needs and preferences. Lot preparation - clearing extra fill dirt or foundation (if needed) is not included in the base price, outdoor kitchen, pool and screen enclosure are optional. To purchase the lot only - see listing #786835 Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle.

000 Plantation Drive, Panama City

$364,000
1 Beds 1 Baths 787112 MLS
Where the horizon melts into hues of blue and the rhythm of the tide becomes part of your everyday life, this gulf-front retreat invites you to slow down and savor each moment. From the instant you step inside, a sense of calm washes over you--sunlight spilling across an open-concept living space where the kitchen, dining, and lounge areas flow effortlessly together, all designed for easy coastal living. Just beyond, the bedroom becomes your private escape, where a large window frames endless water views--nature's own ever-changing artwork. Thoughtfully designed with generous storage, including a separate owner's closet, it's a space as practical as it is peaceful. The bath offers a clean, coastal feel with a tiled tub/shower combo and vanity, while the kitchen's crisp white cabinetry and full suite of appliances make everything from morning coffee to sunset dinners feel effortless. A tucked-away washer and dryer add everyday convenience without sacrificing space. But it's the balcony that truly captures your heart. Step outside to your own gulf-front haven, where salty breezes and the sound of rolling waves set the tone. Sip coffee at sunrise or unwind with a glass of wine -- this is coastal living at its finest. Located within the gated community of Pinnacle Port Resort, spanning over 25 acres with more than a quarter mile of pristine beachfront, the lifestyle here is unmatched. Enjoy two pools, tennis courts, a sauna and steam room, fitness center, and a private freshwater dock with boat slips and launch. Even better, association fees cover heating, cooling, and hot water--leaving you with only minimal utility costs. This isn't just a condo--it's your place by the sea, where every day begins and ends with the beauty of the Gulf.

23223 Front Beach Road Unit B3-407, Panama City Beach

$579,000
3 Beds 3 Baths 998393 MLS 2,263 SqFt.
Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: " Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. " Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! " Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Dr, Panama City

$245,000
1 Beds 2 Baths 787007 MLS
*The adjacent unit #107 is also available for purchase! This villa at St Thomas Square offers a serene and relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This cozy unit is very well kept, fully furnished and ready to be enjoyed. Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Your boat or rental can be docked in one of the boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick ride down the Lagoon to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. Back at St Thomas Square, enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickle ball and tennis! The shops and restaurants at St Thomas give the opportunity to shop and walk to dinner if you want to stay close to home. This beautiful, charming and inviting villa is the perfect beach home or beach rental! Come take a look at this lovely community today! All measurements are approximate, please verify if important. List of items that DO NOT convey: living room lamps, entryway mirror, bedroom furniture and tv, any personal effects.

8730 S Thomas Drive Unit 106, Panama City

$230,000
1 Beds 2 Baths 787006 MLS
*The adjacent unit #106 is available for purchase. This cozy and inviting villa at St Thomas Square offers a relaxing space for enjoying all that Panama City Beach has to offer. Whether that be as your own personal home or as a beach rental! This unit is fully furnished and ready to be enjoyed! Grand Lagoon, located just steps out the back door, is excellent for fishing, observing wildlife and boating. The St Thomas Square dock is a short walk down the paved pathway and is one of the few condominiums on PCB that has the availability for a dock tie up. Enjoy the resort style pool, fire pit, sauna or clubhouse amenities and don't forget about pickleball and tennis! If you have a boat it can be docked in one of the dock boat slips which is able to accommodate boats as large as 25 ft. It is a scenic and quick boat ride to Shell Island, St Andrews State Park and the Gulf! If you prefer to walk or bike to the beach, you are only 0.4 miles to the nearest public beach access #24. The shops and restaurants at St Thomas Square give the opportunity to shop and walk to dinner if you want to stay close to home. This charming villa is the perfect beach home or beach rental! This unit currently has a renter through the end of June with potential for another long term renter. These rents may be able to transfer to a new owner if desired. All measurements are approximate, please verify if important. Entryway mirror and personal effects do not convey.

8730 S Thomas Drive Unit 107, Panama City Beach

$249,000
1 Beds 2 Baths 998341 MLS 1,047 SqFt.
Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The open layout of the kitchen & living area is perfect for entertaining! It is bright and airy with tons of natural light pouring in from the large sliding doors to the Gulf-facing balcony. You will find tile & LVP flooring throughout the unit. No carpet = easy upkeep! The condo includes a private master en-suite and a versatile bunk room with its own bathroom. It can sleep 6 guests comfortably. This condo is perfect for a primary residence or short term rental. Laketown Wharf is known for its impressive resort amenities, including five unique swimming pools, a state-of-the-art fitness center, a poolside bar, waterfront dining, and a nightly fountain light show that creates a fun and lively atmosphere. Guests also enjoy gated beach access for easy trips to the sugar-white sand and emerald waters. The location is hard to beat, directly across the street from the famous Pineapple Willy's and convenient to shopping, dining, and entertainment. The commercial level under the building features restaurants, shops, and a bowling alley, making it easy to enjoy everything Panama City Beach has to offer without ever leaving the property. Whether you are searching for a vacation getaway or a strong short-term rental investment, this darling condo offers stunning views, excellent amenities, and a prime beachside location. Come see it today!

9860 S Thomas Dr Unit UNIT 1116, Panama City Beach

$359,500
1 Beds 1 Baths 786997 MLS
HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWS Boardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor. The central stack placement provides a unique vantage point with views extending both east and west along the coastline. From this high-floor position, the Gulf becomes the focal point, offering a perspective that captures the scale of Panama City Beach beyond the immediate shoreline. The interior features a clean, updated design with modern coastal finishes. The primary bedroom accommodates a king-size bed, and the jack-and-jill bathroom includes a tile walk-in shower with glass enclosure and quartz countertops. Additional sleeping space is provided with built-in bunk beds, each with its own flat-screen TV. The kitchen is equipped with stainless steel appliances and granite countertops. A full size front-load washer and dryer are located within the unit behind a barn-style door. Boardwalk Central is a Gulf-front condominium on South Thomas Drive offering direct beach access and a range of resort-style amenities, including six elevators (two panoramic), a large zero-entry pool, two hot tubs, a splash pad, seasonal on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking for owners. The property is located approximately three blocks from the Tootsie's Orchid Lounge, other recent additions to Panama City Beach includes Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub adding to the area's growing collection of entertainment and dining options. HOA dues are $2,328.73 and include management, accounting, cable TV, building insurance, high-speed internet, grounds maintenance, pest control, security, sewer, trash, and water. All information is deemed reliable but not guaranteed. Buyer to verify if important. 2026 GRI $23,011.42 (of AUG/21) 2025 GRI: $36,294.28 2024 GRI: $40,689.15

9450 S Thomas Drive Unit 2106D, Panama City Beach

$950,000
3 Beds 3 Baths 786957 MLS
No detail has been overlooked in this fully upgraded 3BR/3BA unit at Aqua featuring over 1,700 sq. ft. of luxurious living space. The moment you step inside, you'll notice one-of-a-kind porcelain flooring throughout, unique stone feature walls, and interchangeable ambient lighting - details that make this home truly stand out. Floor-to-ceiling windows and a private curved balcony showcase breathtaking gulf views while custom plantation blinds in the living area add a sleek, elevated touch that complements the light-filled, coastal ambiance. The gourmet kitchen is both stylish and functional, with granite countertops, large breakfast bar, stainless appliances, and a tucked-away stackable washer/dryer. Both the primary and second bedrooms features stunning gulf views, king-size beds, as well as private ensuite baths with tubs and double vanities, providing comfort and privacy for everyone. The primary suite also offers direct balcony access and a separate walk-in shower. The third bedroom provides flexible accommodations for family or guests. Flat-screen TVs in every room lets everyone relax and enjoy their own entertainment after a day on the beach. Aqua elevates everyday living with resort-style amenities, including a gulf-front pool, heated indoor/outdoor pool, hot tubs, poolside cafe, BBQ grills, fitness center with ocean views, conference/media room, and private covered parking with an elevated air-conditioned walkway. Located just steps from Pier Park and minutes from TopGolf, Dolly Parton's Pirate Dinner Adventure, and some of Panama City Beach's best dining, shopping and attractions, this penthouse offers luxury, refined design, and unparalleled gulf-front views. Don't miss the chance to see it in person and discover everything this remarkable condo has to offer!

15625 Front Beach Road Unit 1602, Panama City Beach

$575,000
2 Beds 2 Baths 998233 MLS 1,370 SqFt.
Welcome to your Gulf-front getaway at Treasure Island Resort--where the views are endless and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out 2-bedroom, 2-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the Gulf--bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish--perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized with dual vanities and dual shower heads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished and the seller has already secured annual beach chair service--making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location... this is it.

5004 Thomas Dr Unit 1102, Panama City Beach

$575,000
2 Beds 2 Baths 786940 MLS
Welcome to your Gulf-front getaway at Treasure Island Resort--where the views are endless and the lifestyle is exactly what you've been dreaming of. This beautifully laid-out 2-bedroom, 2-bath condo (plus a fun bunk nook that guests will love) offers a spacious, open floor plan designed for both relaxing and entertaining. The primary suite sits right on the beach, so you can wake up to the sound of the waves, while the living room opens directly to the Gulf--bringing those breathtaking views into your everyday living space. In fact, you'll catch a glimpse of the water from nearly every room. Oversized tile flooring runs throughout the condo, making it as durable as it is stylish--perfect for a low-maintenance second home or a high-performing rental. The primary bathroom is generously sized with dual vanities and dual shower heads, creating a true retreat for owners and guests alike. Step outside and you'll find one of Treasure Island's signature features: the oversized balcony. These are some of the largest on the beach, giving you front-row seats to sunrise coffee, sunset cocktails, and everything in between. Treasure Island Resort is known for its family-friendly atmosphere and top-tier amenities, including a large heated pool, whirlpool, on-site bar and grill, fitness center, and a spacious community room. Located on the quieter eastern end of Thomas Drive, you're just minutes from St. Andrews State Park and within walking distance to some of the area's favorite dining spots. As an added bonus, this unit is being sold fully furnished and the seller has already secured annual beach chair service--making this a true turnkey experience for both owners and guests. If you've been waiting for the perfect blend of comfort, views, and location... this is it.

5004 Thomas Drive Unit 1102, Panama City

$579,000
3 Beds 3 Baths 786925 MLS
Lake Life, Every Day! Forget the ''weekend getaway''--make every day a vacation in this masterfully redesigned waterfront estate on popular Deer Point Lake! Nestled at the end of a private cul-de-sac on nearly an acre of pristine rolling waterfront land, 4403 Bluewater Drive in Panama City, FL offers more than just a home, it's a complete lifestyle upgrade! Enjoy breathtaking lake views and the serenity of true waterfront living from this stunning retreat. Boater's Paradise: Launch from your newly rebuilt private dock and enjoy a scenic boat ride to the crystal-clear waters of Econfina Creek Springs Recreation Area. Spend your mornings fishing for trophy bass or take a short hop to McCall Everett Park for Gulf access and a run out to Shell Island. This is waterfront living at its finest. ''New Everything'' & Smart Integration This is a true ''down to the studs'' transformation. Remodeled to perfection, you can move in with a zero ''to-do'' list: • Peace of Mind: New Roof (2019), new septic system, new plumbing throughout, and two new HVAC Units for dual-zone climate perfection. • Chef's Smart Kitchen: Who knew we'd have ''techy'' kitchens... This stand out kitchen is fully equipped with smart technology, including a smart oven, trash compactor, Moen smart faucet and ''Scan to Cook'' microwave--all framed by a seamless open concept design, perfect for entertaining! • Modern Aesthetics: New flooring throughout, designer lighting and fixtures, and expansive windows that capture those incredible lake views. The Unicorn of Florida Real Estate: In today's market, insurance matters - and this home delivers! The property sits on a gentle slope in Flood Zone X, meaning flood insurance is NOT required. Combine that with the recent upgrades, it offers some of the most favorable insurance premiums in Bay County. Privacy Meets Convenience: Enjoy panoramic water views from almost every room, including the oversized Master Suite. The fenced, nearly one-acre lot offers peaceful seclusion and a true birder's paradise, while still being conveniently located near shopping and amenities - including the new Publix shopping center on Hwy 231. And an easy 17-mile commute to Tyndall AFB. Stop searching. Start Living! Homes of this caliber on Deer Point Lake rarely hit the market - especially ones that feel this new! Schedule your showing and experience #lakelife for yourself

4403 Bluewater Drive, Panama City

$370,000
1 Beds 2 Baths 786906 MLS
PENTHOUSE LEVEL. CURVED BALCONY DESIGN. GULF-FRONT VIEWS. Twin Palms 2203 in Panama City Beach, Florida is a top-floor penthouse residence positioned within one of the most recognizable Gulf-front condominium buildings along Front Beach Road. Located on the 22th floor with only a limited number of penthouse residences, this unit offers a more private setting and immediate access from the elevator, reducing hallway traffic and enhancing convenience for owners and guests. A defining feature of this residence is the curved balcony design, where the outward radius extends beyond traditional linear layouts. This architectural detail creates a broader Gulf-facing perspective, allowing for a more expansive view line compared to standard stacked balconies. Twin Palms is a Gulf-front condominium completed in 2004, consisting of approximately 91 units. The building is known for its central beachfront location, short-term rental allowance, and full-service amenity profile, supporting both personal use and rental demand. Amenities include direct Gulf-front beach access, a Gulf-facing outdoor pool and spa, an indoor hot tub, steam room, sauna, fitness center, outdoor grilling area, covered parking, and secured access with coded entry for both vehicle and pedestrian gates. Twin Palms is located along Front Beach Road in Panama City Beach within the central beach corridor, near established destinations including Pineapple Willy's and the Thomas Drive area, providing convenient access to dining, retail, and coastal attractions. Twin Palms 2203 represents a top-floor opportunity within a Gulf-front building that combines location, design, and amenity access in Panama City Beach. The 2026 HOA dues are $2,575.00/quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

10519 Front Beach Road Unit 2203C, Panama City Beach

$421,000
2 Beds 2 Baths 786900 MLS
Top-floor 2-Bedroom Condo at Ocean Villa. Discover unmatched coastal luxury in this gorgeous 2-bedroom unit at Ocean Villa, situated directly on the beautiful white sands of Panama City Beach. Boasting one of the largest balconies available in a two-bedroom floor plan, this home offers breathtaking Gulf vistas--ideal for savoring morning coffee at sunrise or unwinding amid stunning sunset colors. The interior features a welcoming open-concept layout, perfect for short weekend getaways or extended vacations. Units on the top five floors enjoy elevated 10-foot ceilings. The stylish, modern finishes include smooth tile flooring throughout for a clean, contemporary vibe. The upscale kitchen impresses with stainless steel appliances and elegant granite countertops, blending beauty with functional design. An owner's storage closet just outside the door provides added practicality. This condo is already part of a successful short-term rental program. Ocean Villa delivers exceptional amenities: two inviting pools (one outdoor and one seasonally heated indoor), a spacious hot tub, and a lively grilling area. Stay active or relax in the fully equipped fitness center, complete with sauna and steam room. Hassle-free access and safety are ensured by a covered walkover linking to a three-story parking garage across the street. Additional parking is offered in the two-story garage on the south side of Front Beach Road, right beneath the building. Don't miss your chance to own this turnkey beachfront treasure, where refined luxury embraces relaxed seaside living.

10625 Front Beach Road Unit 2305, Panama City Beach

$430,000
1 Beds 2 Baths 786896 MLS
Looking for that hidden gem that offers the most amenities along a white sandy beach with turquoise waters, lower dues and built in rental revenue? How about just steps to the sand, no elevator required? Windward 105 is it! As members of The Club at Edgewater, owners and guests enjoy an array of first class amenities including a large tropical lagoon-style beachside pool with lush landscaping, waterfalls and private cabana rentals, a kids' splash pad, gulf-front hot tubs, 10 plexicushion tennis courts, 5 pickleball courts, 10 shuffleboard courts, basketball court, an executive par-3 golf course, a robust fitness center, tram service around the property, Ocean's Restaurant onsite with poolside service, Edgie's market (Starbuck's) for treats and essentials, a conference center, and more all behind a gated complex with 24-hour security. The Windward building is a low-density, mid-rise condominium that sits on the quiet, far west side of the property. Owners and guests get the best of both worlds; private and peaceful open beach space with all the amenities just a short walk or tram ride away. No elevators are required, as this unit is on the coveted 1st floor just steps away from the beach. W-105 is the only 1-Bedroom/2-Bath unit with this floor plan currently available, which has the *LOWEST* HOA dues in Leeward/Windward. The condo offers 816 square feet of living space and comfortably sleeps 4. The floor-to-ceiling beachside glass and patio door was replaced in 2024 to meet current hurricane and turtle glass standards (not many units have this upgrade). The south-facing view offers both sunrise and sunset, giving you unparalleled beauty from the private covered balcony any time of day. Views of the pier, seagulls, dolphins at play, peaceful tides rolling in, it's all here! Step inside the unit and immediately take in the stunning Gulf views from the living, dining and kitchen areas. The kitchen has updated Diamond cabinets, granite countertops, stainless steel appliances and comes fully stocked with everything needed. It overlooks the living and dining area with a built in breakfast bar, creating the perfect setting for entertaining. The Master Bedroom Suite offers a private bath and a laundry area with a new stackable washer and dryer, adding extra convenience for longer stays. The second bathroom is large and located away from the living area. Both bathrooms have the same Diamond cabinetry and granite countertops as the kitchen for a cohesive aesthetic. The wood-look tile floor throughout the unit allows for easy upkeep. The hot water tank was replaced in 2020. The HVAC is from 2018 and has been on a maintenance contract (2 routine visits per year) since the owners purchased the unit in 2019. This condo is sold fully furnished and rental ready, making it an excellent turnkey investment or a luxurious second home. New furniture and upgraded mattresses in the bedroom and on the sleeper sofa ensure continued guest comfort. The unit has a proven rental history with many repeat guests. Rental actuals can be provided upon request (see agent to agent remarks). The current rental bookings for 2026 date out into October with more bookings being added every day, and they can transfer with the sale if the Buyer chooses to use the same rental management company. Discover your dream coastal retreat at Windward 105 in Panama City Beach today before it's gone!

11757 Front Beach Road Unit W105, Panama City Beach

$249,000
2 Beds 2 Baths 998096 MLS 1,040 SqFt.
Waterfront living at Grand Lagoon Cove! This 2BR/2BA lagoon-front condo offers direct water views, dock access, and a rare opportunity to own in one of North Lagoon's true waterfront communities. Enjoy peaceful mornings from your covered balcony overlooking the lagoon and green space. Community amenities include a pool, tennis courts, and shared dock access (slip use subject to HOA rules and availability). Recent updates include LVP flooring, stainless appliances, water heater replaced October 2025, and HVAC replaced in 2013. Short-term rentals are permitted per association guidelines. Conveniently located near beaches, marinas, dining, and St. Andrews State Park. Grand Lagoon Cove is a true lagoon-front community offering direct water access along highly desirable North Lagoon Drive. The community features a pool, tennis courts, and shared dock facilities designed for enjoying the boating lifestyle. There are approximately 10 boat slips serving 54 units, and slip assignments are managed by the association on a first-come basis subject to availability and HOA rules. Slips are generally intended for resident owners, and renters are not eligible to obtain slip assignments. Buyers should verify current availability, any waiting list, and applicable fees directly with the association. Inside, the unit offers a functional two-bedroom, two-bath layout with lagoon views from the covered balcony, making it suitable as a primary residence, second home, or investment property. Located just minutes from Gulf beaches, public boat ramps, marinas, shopping, and restaurants, this property provides convenient access to everything Panama City Beach has to offer while maintaining a quieter waterfront setting. All ages, measurements, square footage, rental guidelines, boat slip availability, and room sizes are approximate; buyer to verify all information deemed important.

6903 N Lagoon Dr Unit APT 52, Panama City Beach

$385,900
1 Beds 2 Baths 786857 MLS
Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation. Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room. Whether you're seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security. The resort's reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the perfect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you're searching for a proven investment property or your own slice of paradise on the World's Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding amenities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

5115 Gulf Drive Unit 1403, Panama City

$8,475,000
5 Beds 10 Baths 786845 MLS
Perched on 380 feet of pristine West Bay waterfront along the Northwest Florida Gulf Coast, Villa Chimera is the most extraordinary luxury estate in Panama City Beach. Spanning 9,473 sq. ft. across three expansive lots, this 5BR/6BA/4HB masterpiece was authentically modeled after an Italian Venetian Palazzo -- designed by architect Philip Spann from hand-sketched owner drawings inspired by Renaissance master Andrea Palladio. Every finish was sourced from Italy or crafted by world-renowned artisans: a hand-carved Italian marble fountain, cushion-cut marble walls, Venetian silk upholstery, a Rome-crafted stone dining table, and a Renaissance fresco ceiling hand-painted by artist Jody Matokovich. This is not simply a Gulf Coast luxury home -- it is a one-of-a-kind legacy estate. The soaring foyer commands immediate attention with its grand Schonbek crystal chandelier, custom compass rose marble floor inlay, and solid stone staircase with marble balusters. The great room overlooking West Bay features a marble fireplace, limestone accents, and walls upholstered in Bevilacqua silk -- made in Venice and renowned worldwide. A media room with a theater-size projection screen and theatrical lighting flows seamlessly from the living space. The gourmet kitchen features Wolf and Sub-Zero appliances, a breakfast bar, separate bar area, and a fully equipped butler's pantry for effortless large-scale entertaining. All cabinetry was custom-designed by Design Galleria of Atlanta. The dining room centers around a custom stone table crafted in Rome outside the Vatican walls, beneath Venetian watermark plasterwork evoking centuries of Palazzo history. The second-level master suite is a private sanctuary with bay views, a columned balcony, and a hand-painted Renaissance fresco vault ceiling. Separate his-and-hers bathrooms each feature heated floors and double showers with body jets. A detached guest house -- connected by covered walkway -- includes a full kitchen, sitting area, private veranda, and full bath. Smart home living is delivered via a full Crestron system controlling all lighting, media, and security. Additional highlights: Kohler 100KW whole-house generator, all-copper plumbing, 4-car garage with wheelchair lift, whole-house central vacuum, monitored security cameras, LED lighting throughout, and all windows and exterior doors replaced post-Hurricane Michael. A rare and irreplaceable Florida Gulf Coast waterfront estate -- schedule your private showing today.

3730 Preserve Bay Boulevard, Panama City

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