Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$564,000
2 Beds 2 Baths 786633 MLS
Welcome to the Gated Community of Pinnacle Port Resort in Panama City Beach! Experience a unique blend of relaxation and adventure. You can easily take your kayak into the clear waters of the Gulf or Lake Powell, both just a short walk away. Unwind on the stunning white sandy beaches of this Gulf Front condo and enjoy breathtaking sunsets. Conveniently located just 3 miles from Rosemary Beach and 6 miles from Pier Park, and adjacent to Camp Helen State Park, this gated community is centrally situated to everything! This fully renovated 2-bedroom, 2-bath unit comes fully furnished, making it an ideal spot for personal retreat or a turnkey investment property--or a combination of both! The refrigerator and HVAC unit are less than 4 years old. Last year, the entire interior was renovated at a cost of $55,000, featuring LVP flooring, new furniture, a washer/dryer combo, and remodeled bathrooms (a complete list is available in the documents section). The master suite and living room offer stunning Gulf views, which can also be enjoyed from the kitchen and dining area. The guest bedroom overlooks Lake Powell. The community boasts numerous amenities, including: • Two swimming pools, one heated • Lighted BBQ and Picnic area • Lighted Tennis and Pickleball courts • Seasonal onsite snack bar and grill • Sauna/steam room • Bocci Ball Court • Shuffleboard • Fitness room • Private freshwater dock with boat slips/boat launch Association fees cover electricity for heating, cooling, and hot water. Owners only pay a small billor lighting and appliances. For a detailed list of what the HOA covers, please refer to the Association Fee Inclusion section. Schedule an appointment to see this beautiful unit--you won't be disappointed!

23223 Front Beach Road Unit C1-502, Panama City Beach

$765,000
3 Beds 3 Baths 786628 MLS
This Gulf-front corner unit at Sunrise Beach Resort offers a rare opportunity to enjoy breathtaking west-facing sunset views from a wraparound balcony--one of the most desirable positions in the building. Ideally situated on the 5th-floor amenity level, the unit provides quick and easy access to the pool and spa. Even better, you can skip the elevator entirely by parking on the 4th floor and taking just one flight of stairs directly to your door. This spacious 3-bedroom, 3-bath residence features sweeping Gulf views from the living room, kitchen, dedicated dining area, and primary bedroom. Ten-foot ceilings--higher than many units in the building--enhance the open, airy feel throughout. The thoughtfully designed layout includes a Gulf-front primary suite with direct balcony access, dual closets, and an ensuite bath. A guest bedroom with a private bath and a second guest room large enough to accommodate both a full-size bed and bunk beds make this unit ideal for hosting family and guests. A formal foyer creates a welcoming entry, while custom built-ins and crown molding throughout add warmth and character rarely found in typical condominiums. Additional features include a separate laundry room with an interior owner's closet, generous living spaces, and a layout that lives more like a home than a condo--perfect for extended stays or full-time living. The seller has made significant upgrades to enhance comfort and functionality, including a commercial-grade Speed Queen washer and dryer (with 8-year warranty), updated HVAC heat pump, new king mattress in the primary suite, LG refrigerator, GE stove, dishwasher, and an added beverage refrigerator. A new water heater is also being installed. The Gulf-front balcony is outfitted with durable Polywood outdoor furniture designed to withstand coastal conditions. Sunrise Beach Resort offers covered Gulf-side parking with convenient access--no need to cross the street--and major building improvements have already been completed. Located within walking distance to restaurants, coffee shops, convenience stores, and beach supply shops, this property combines lifestyle, convenience, and strong rental potential. Whether you're searching for a profitable investment or a relaxing coastal retreat, this exceptional unit at Sunrise Beach delivers the best of both.

14825 Front Beach Road Unit 511, Panama City Beach

$499,000
2 Beds 3 Baths 786597 MLS
Step into breathtaking Gulf-front views the moment you enter this beautiful condo at Tidewater Beach Resort. This highly sought-after 2BR + bunk nook, 3BA rental-friendly floor plan offers plenty of space for family and guests and comfortably sleeps 8, making it ideal for vacation rentals. Tidewater units are well known for their generous layouts and strong rental potential. A rare bonus, this condo also conveys with two deeded exterior storage closets-- perfect for larger items like surfboards or kayaks, a premium feature not often found in Gulf-front condos. Whether you're searching for a Gulf-front getaway or a high-performing investment property, this condo presents an outstanding opportunity. Accessibility is a breeze with new elevators in close proximity to the unit, and two parking spaces allocated to the unit in the parking deck with a convenient skywalk across Front Beach Road. Tidewater's location is prime - completed in 2008 and strategically situated in the heart of the new and ever-growing west end just minutes from Pier Park, dining, shopping, and attractions. Tidewater offers a combination of amenities and location that you won't find anywhere else. The development has one of the deepest amenity packages of any development in PCB including 636 feet of glorious white sand beach, a movie theater, heated indoor pool, coffee bar, fitness center with large spas overlooking the beautiful Gulf of Mexico, and two large beach front pools. Owners are treated right with access to their exclusive Owner's Lounge on the top floor of the building complete with bar, flat screen TVs and plenty of seating for a relaxing evening WiFi and Cable TV are included in the dues. Rental guests love the proximity to famed Pier Park - only 2 blocks away from the world class, shopping, dining and world class entertainment PCB is famous for! All measurements deemed accurate; buyer to verify if important.

16819 Front Beach Road Unit 1913, Panama City Beach

$380,000
1 Beds 2 Baths 997517 MLS 916 SqFt.
Skip the elevators and step straight into beach life with this 3rd floor end-unit at Regency Towers in Panama City Beach. Located on the desirable west side of the building next to the stairs, this 1-bedroom, 2-bath condo features a corner balcony with a sweeping coastline, plus direct Gulf, pool, and beach views. The additional west-facing living room window fills the space with natural light and showcases stunning sunset vistas. The condo has been updated with luxury vinyl plank flooring throughout, new bathroom vanities with granite countertops, shiplap accent wall, and a convenient stackable washer and dryer. The primary bedroom offers Gulf views and private balcony access through sliding glass doors. For over 40 years, Regency Towers has been a very popular beachfront destination, offering gated access with 24-hour security, two beachfront pools (seasonally heated), kids pool, indoor hot tub, fitness center, game room, owner's lounge, picnic and grill area, boardwalk beach access, large green space, and poolside dining at Bikini Bob's. Ideally located in the South Lagoon area near St. Andrews State Park, Cobra Adventure Park, and local favorites like Schooners and Fin's Island Style Grub, with the exciting new Hadley's Beach luxury development next door. This condo has primarily been enjoyed by friends and family rather than used as a short-term rental, offering a well-cared-for coastal retreat.

5801 Thomas Dr Unit UNIT 305, Panama City Beach

$1,429,000
4 Beds 5 Baths 786550 MLS
Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! • On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) • Bike path along Front Beach Road for cycling and walking • Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park • 17 miles to Northwest Florida Beaches International Airport (ECP) PROPERTY HIGHLIGHTS: • Spacious 3-story coastal home, built in 2020 • Short 3-minute walk to the white sandy beaches - Access #82 • Water views of the Gulf and coastal lake • Sleeps up to 14 guests - ideal for large families or vacation rentals • Three levels, each with living area, kitchen/kitchenette, and covered balcony • 4 bedrooms including two king suites plus bunk room • Ground floor guest suite with king bed, living area, kitchenette, and patio access • Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities • Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views • Third floor living area with additional kitchenette and balcony access • Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs • Community pool shared by only 10 other homes • Garage plus driveway parking for up to 3 vehicles • Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

116 Riviera Drive, Panama City Beach

$3,695,000
6 Beds 7 Baths 786527 MLS
BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

13657 Front Beach Road, Panama City Beach

$325,000
4 Beds 2 Baths 786518 MLS
Introducing 9121 Burnt Mill Creek Road, one of the most peaceful and serene settings in Bay County. Imagine sitting on the 700 square foot deck, overlooking Burnt Mill Creek, listenting the sounds of nature and watching Bald Eagles fly over!! This 4 bedroom, 2 bath home sits on a 3/4 acre lot and has been completely renovated, it needs NOTHING to move in and enjoy. The interior layout is what really makes this home standout. The kitchen is MASSIVE with loads of counter space, abundant cabinet storage and a kitchen island that would be the envy of any home chef. There is also a very generous stainess steel appliance package. From the kitchen you can enjoy the views through the living room, overlooking Burnt Mill Creek. Tiled floors throughout the kitchen and living room make this the perfect home for those that love to spend time in the kitchen and those that like to entertain. The bedroom plan is split with a master suite on one end of the home. The master bath is fully modernized with a tiled walk in shower, double vanities and ship lap siding behind the stylish vanity. There is a bedroom near the master that could be the perfect nursery or extra space for the master. 2 more bedrooms are on the opposite end of the home, sharing a full bath that has been renovated as well with a huge soaking tub and separate shower. And if that was not enough there is another room that can be used as a formal dining room, office or a media room. The interior of the home shows amazingly well and has tile and luxury vinyl plank flooring throughout as well as decorative knock down textured walls. This feels like a high end home without the high end price. The exterior features easy to maintain vinyl siding and a newer roof as well as a fenced in back yard. If you are looking for a slice of paradise that is close to both Panama City and Panama City Beach, look no further!! Call today.

9121 S Burnt Mill Creek Road, Panama City

$560,000
2 Beds 2 Baths 997301 MLS 1,366 SqFt.
Welcome to Edgewater excellence in Tower II-307, featuring the coveted 'Deluxe' floor plan that delivers the resort's most spacious 2-bedroom design plus massive rental opportunity. This well-maintained third-floor retreat is sold fully-furnished and features several high-value updates, including a 2021 HVAC system and newer hurricane-rated floor-to-ceiling sliding glass doors for seamless balcony access. The kitchen is equipped with stainless steel appliances and painted white cabinets. Throughout the unit is upgraded wood-look flooring and tile (no carpet!). The dining room flows to the large balcony which provides spectacular, direct views of the emerald waters and white sands from a vantage point that feels remarkably connected to the beauty of the Gulf. Since it is already on a rental program, a new buyer has the opportunity to begin collecting rental income immediately. Comparable 2-bedroom units at Edgewater are generating $50,000-$60,000 annually! Now is the perfect time for a new buyer to add their own personal flair and coastal vision to capitalize on rental potential. Tower II is an ideal location, situated west of the grand lagoon pool and closer to the beach than Tower I for added privacy and easier shoreline access. Edgewater Beach and Golf Resort remains a landmark destination in Panama City Beach, offering an array of amenities that no other complex can match. The HOA is in a strong position with all required inspections completed and no special assessments pending. Edgewater offers direct beachfront access and a wealth of on-site conveniences including a beachfront restaurant, market, pizza, and ice cream shop. Stay active at the large fitness center, pickleball and tennis courts, or the golf course located right on the property. The guarded security gates and proximity to a plethora of local dining and attractions make this one of the most sought-after locations on the Emerald Coast. Whether you are looking for a beach home or a strategic investment, this unit offers a solid foundation at an incredible value. Schedule your showing today to experience the amazing Gulf views and the endless possibilities of this Tower II Deluxe oasis. A video tour is also available

11619 Front Beach Rd Unit UNIT 307, Panama City Beach

$479,900
3 Beds 2 Baths 786469 MLS
Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower. Floor-to-ceiling glass doors lead to a private balcony where mornings begin with the sound of the waves and evenings end with unforgettable sunsets over the Gulf. Inside, the open living and dining space is designed to make the most of the view, creating a relaxed coastal atmosphere ideal for unwinding after a day on the beach. The kitchen provides plenty of cabinet space and a functional layout for preparing meals before heading out to explore the area's restaurants, attractions, and entertainment. The primary suite offers a peaceful retreat with direct Gulf views and private balcony access, allowing you to wake up to the sound of the surf. Additional sleeping space makes this property ideal for hosting guests or maximizing rental potential. Located within Laketown Wharf, residents and guests enjoy resort-style amenities including multiple pools, lakefront boardwalk, fitness center, and easy beach access just across the street. With dining, shopping, and entertainment within walking distance, this property places you in the center of everything Panama City Beach has to offer. Whether used as a vacation escape, income-producing rental, or personal beach retreat, this condo offers the chance to enjoy the coastal lifestyle from one of the most sought-after vantage points on the Gulf.

9860 S Thomas Drive Unit 2124, Panama City

$899,000
3 Beds 4 Baths 786399 MLS
PHASE 3 - TRINIDAD BAY - POND VIEW - Brand new and never lived in, this highly sought-after Island Collection Trinidad Bay floorplan is move-in ready and located on one of the most desirable lots in the community. The home features 3 bedrooms plus a den/optional 4th bedroom, 3.5 bathrooms, and sits on an oversized pond-front homesite with space for a future pool. Ideally located close to the community amenities and the Intracoastal Waterway, this property offers both convenience and scenic water views. The home includes numerous high-end upgrades such as wood-look tile throughout, gas cooktop, and a spacious, open layout designed for luxurious and comfortable living and entertaining. Located in Latitude Margaritaville Watersound, an active adult community just minutes from the Panama City Beach airport, offering resort-style amenities including a private restaurant with three bars, resort pool, live entertainment 7 days a week, pickleball, bocce ball, cornhole, putting green, Fins Up Fitness Center, indoor lap pool, and whirlpool spa, along with a full lifestyle program and daily activities. Enjoy the newest amenities such as the full size theatre, Barkaritaville dog spa, woodworking shop, pottery room, business center, and community rooms for clubs and gatherings. The community also features expanding retail with a golf cart store and bank currently open, with Publix just breaking ground and many services and restaurants planned.

8490 Landshark Boulevard, Panama City Beach

$560,000
2 Beds 2 Baths 786387 MLS
Welcome to Edgewater excellence in Tower II-307, featuring the coveted 'Deluxe' floor plan that delivers the resort's most spacious 2-bedroom design plus massive rental opportunity. This well-maintained third-floor retreat is sold fully-furnished and features several high-value updates, including a 2021 HVAC system and newer hurricane-rated floor-to-ceiling sliding glass doors for seamless balcony access. The kitchen is equipped with stainless steel appliances and painted white cabinets. Throughout the unit is upgraded wood-look flooring and tile (no carpet!). The dining room flows to the large balcony which provides spectacular, direct views of the emerald waters and white sands from a vantage point that feels remarkably connected to the beauty of the Gulf. Since it is already on a rental program, a new buyer has the opportunity to begin collecting rental income immediately. Comparable 2-bedroom units at Edgewater are generating $50,000-$60,000 annually! It has already generated over $26,000 in the first 6 months of 2026. Now is the perfect time for a new buyer to add their own personal flair and coastal vision to capitalize on rental potential. Tower II is an ideal location, situated west of the grand lagoon pool and closer to the beach than Tower I for added privacy and easier shoreline access. Edgewater Beach and Golf Resort remains a landmark destination in Panama City Beach, offering an array of amenities that no other complex can match. The HOA is in a strong position with all required inspections completed and no special assessments pending. Edgewater offers direct beachfront access and a wealth of on-site conveniences including a beachfront restaurant, market, pizza, and ice cream shop. Stay active at the large fitness center, pickleball and tennis courts, or the golf course located right on the property. The guarded security gates and proximity to a plethora of local dining and attractions make this one of the most sought-after locations on the Emerald Coast. Whether you are looking for a beach home or a strategic investment, this unit offers a solid foundation at an incredible value. Schedule your showing today to experience the amazing Gulf views and the endless possibilities of this Tower II Deluxe oasis. A video tour is also available

11619 Front Beach Road Unit 307, Panama City Beach

$1,899,000
3 Beds 2 Baths 997069 MLS 1,296 SqFt.
Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.

5903 Gulf Dr, Panama City Beach

$1,899,000
3 Beds 2 Baths 786283 MLS
Gulf Front | Rare Deeded Land to the Water's Edge | No HOA! Welcome to The Palapa House, a Gulf-front residence positioned directly on the sugar-white sands of the Gulf of America, with deeded ownership extending to the water's edge. Fewer than 7% of Gulf-front parcels in Panama City Beach offer this level of private beachfront ownership, making opportunities like this exceptionally rare. Originally designed by the architects of Regency Towers, the home is positioned farther onto the beach than neighboring properties, ensuring unobstructed panoramic Gulf views to the east and west. Step from your back door onto your private stretch of beach or relax beneath the city-approved private Palapa, made possible by the extended property lines reaching the water's edge. The palapa's thatched roof was replaced in Fall 2025. The upstairs Gulf-front balcony is accessed from the main family room and offers sweeping sunrise & sunset views. On the lower level, a beachside deck is accessible from the second bedroom and opens directly to the sand. A private boardwalk extends from the front porch to the beach, and an exterior shower on the rear boardwalk provides convenient sand removal after leaving the beach. Major improvements include a new GAF roof system with new roof decking and fascia board, backed by a 15-year wind and material warranty installed in July 2025. A new Siemens 200-amp circuit breaker panel with corrosion-resistant copper wiring was installed in 2025. The exterior was upgraded with Tyvek vapor barrier, Hardie plank siding and trim, and fully painted with Sherwin-Williams exterior paint. All decks were stained with Super Deck marine stain and all windows were freshly caulked. The home passed a professional 4-point and wind inspection in 2025, resulting in a 17% reduction in homeowners insurance premium. The interior and exterior have been freshly painted and luxury vinyl plank flooring runs throughout the home. Additional upgrades include new ceiling fans, updated bathroom light fixtures, new smart TVs with upgraded WiFi, new locks and security features, new kitchen accessories, and solar film installed on all windows to improve energy efficiency during extreme weather conditions. The living room features a 3-D glass electric fireplace with optional heat and color-changing flame. New lighting and updated family room, dining room, and bedroom furniture and accessories enhance the home's coastal design. The kitchen and baths were previously remodeled, and the home is offered beautifully furnished. Appliances include electric range, microwave, dishwasher, refrigerator, washer and dryer. This three-bedroom home comfortably sleeps 11, including Twin XL bunks, a newer queen mattress in the downstairs bunk room, and a queen sleeper sofa. The primary bedroom is located on the second floor for privacy and separation. Exterior features include mature palm trees, an 8x40 privacy fence, covered porch areas, private driveway parking, and two beach decks with custom cable rails. High-end Sunbrella outdoor furniture was added in April 2021. The property consistently rents more than 200 days per year with documented rental income available upon request. Daily and weekly rental structure is already in place. Flood insurance remains favorable due to grandfathered mapping status. Located near St. Andrew State Park, Shell Island, marinas, waterfront dining, and public boat access, this is Gulf-front ownership at its rarest. Private, deeded, income-producing, and architecturally positioned for unobstructed views. This is not simply a beach house. It is a generational Gulf-front asset.

5903 Gulf Drive, Panama City Beach

$8,475,000
5 Beds 10 Baths 996848 MLS 9,473 SqFt.
Perched on 380 feet of pristine West Bay waterfront along the Northwest Florida Gulf Coast, Villa Chimera is the most extraordinary luxury estate in Panama City Beach. Spanning 9,473 sq. ft. across three expansive lots, this 5BR/6BA/4HB masterpiece was authentically modeled after an Italian Venetian Palazzo -- designed by architect Philip Spann from hand-sketched owner drawings inspired by Renaissance master Andrea Palladio. Every finish was sourced from Italy or crafted by world-renowned artisans: a hand-carved Italian marble fountain, cushion-cut marble walls, Venetian silk upholstery, a Rome-crafted stone dining table, and a Renaissance fresco ceiling hand-painted by artist Jody Matokovich. This is not simply a Gulf Coast luxury home -- it is a one-of-a-kind legacy estate. The soaring foyer commands immediate attention with its grand Schonbek crystal chandelier, custom compass rose marble floor inlay, and solid stone staircase with marble balusters. The great room overlooking West Bay features a marble fireplace, limestone accents, and walls upholstered in Bevilacqua silk -- made in Venice and renowned worldwide. A media room with a theater-size projection screen and theatrical lighting flows seamlessly from the living space. The gourmet kitchen features Wolf and Sub-Zero appliances, a breakfast bar, separate bar area, and a fully equipped butler's pantry for effortless large-scale entertaining. All cabinetry was custom-designed by Design Galleria of Atlanta. The dining room centers around a custom stone table crafted in Rome outside the Vatican walls, beneath Venetian watermark plasterwork evoking centuries of Palazzo history. The second-level master suite is a private sanctuary with bay views, a columned balcony, and a hand-painted Renaissance fresco vault ceiling. Separate his-and-hers bathrooms each feature heated floors and double showers with body jets. A detached guest house -- connected by covered walkway -- includes a full kitchen, sitting area, private veranda, and full bath. Smart home living is delivered via a full Crestron system controlling all lighting, media, and security. Additional highlights: Kohler 100KW whole-house generator, all-copper plumbing, 4-car garage with wheelchair lift, whole-house central vacuum, monitored security cameras, LED lighting throughout, and all windows and exterior doors replaced post-Hurricane Michael. A rare and irreplaceable Florida Gulf Coast waterfront estate -- schedule your private showing today.

3730 Preserve Bay Blvd, Panama City Beach

$345,000
1 Beds 2 Baths 786205 MLS
Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests. The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential. The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed. The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1817, Panama City Beach

$630,000
2 Beds 2 Baths 786101 MLS
Wake up to the soothing sound of waves and endless emerald horizons at Calypso Resort and Towers in the heart of Panama City Beach. This beautifully appointed 2-bedroom, 2-bath Gulf-front condo offers the perfect blend of comfort, style, and strong income-producing potential--complete with front-row views of the sugar-white sands and turquoise waters. Designed for both relaxation and entertaining, the open-concept floor plan showcases sweeping Gulf views from the living room, dining area, and kitchen. Large sliding glass doors flood the space with natural light and lead to an expansive private balcony--ideal for morning coffee, sunset dinners, or simply soaking in the coastal breeze. The true highlight is the Gulf-front primary suite, complete with direct balcony access and stunning water views right from your bed. The spacious guest bedroom is thoughtfully positioned with access to a full bath, while the bonus bunk room adds valuable sleeping space--perfect for accommodating extra guests and maximizing rental revenue. Offered fully furnished and currently on a rental program, this condo is truly turnkey. From stylish coastal décor to a well-equipped kitchen, everything is in place for immediate enjoyment or continued short-term rental success. Resort amenities elevate the experience even further, featuring two beachfront pools, a lively tiki bar, and a fully equipped fitness center. And the location is unbeatable--just steps from the shopping, dining, and entertainment of Pier Park, making it one of the most desirable destinations along the Gulf Coast. Whether you're seeking a high-performing investment property, a vacation escape, or a little of both, this exceptional Gulf-front residence delivers the ultimate beach lifestyle. Call today to schedule your private showing and start living the dream.

15817 Front Beach Road Unit W-1708, Panama City Beach

$2,000,000
5 Beds 5 Baths 996595 MLS 5,520 SqFt.
Step back in time to the grandeur of Colonial Virginia with this extraordinary Georgian Manor, inspired by the historic Wythe House where Thomas Jefferson once lived and studied law. Designed by Mark Wenger, chief architect for the Colonial Williamsburg Foundation, this remarkable estate blends timeless architecture with refined craftsmanship. Inside, the impeccable interior showcases four bedrooms, a private study, a basement complete with full gym and game room, and striking architectural millwork throughout. Oversized 9x12 wooden windows with interior shutters, intricate wainscoting, a custom staircase, four fireplaces, and interior archways complement nearly 200-year-old Loblolly pine flooring. Ten-foot ceilings are adorned with antique chandeliers and sconces, creating an atmosphere of classic elegance and warmth. Beyond the ornate gated entrance lies 12 breathtaking acres of a fully functioning equestrian estate nestled among deep oak woods and overlooking 1,200 feet of picturesque Mill Bayou. The exterior features handmade Old Salem brick, a stately front fountain and swan pool, and a Baroque-style manicured lawn. Exact brick replicas of a Williamsburg-style gazebo, complemented by a charming bridle path and a classic smokehouse at the water's edge, further enhance the property's timeless historic appeal. Equestrian enthusiasts will appreciate the exceptional horse facilities, including a 10-stall working barn with office and tack room, dedicated stables, a lighted dressage arena, and a jump course--making this a rare opportunity to own a private, turnkey equestrian farm designed for both beauty and performance. Ideally situated in North Florida and just four short hours from Ocala--known as the ''Horse Capital of the World''--this estate offers convenient access to one of the nation's premier equestrian destinations while maintaining the privacy and serenity of its own waterfront sanctuary. This one-of-a-kind estate offers historic inspiration, waterfront serenity, and premier equestrian functionality in a truly unforgettable setting.

2677 Ferol Ln, Lynn Haven

$329,000
1 Beds 1 Baths 786081 MLS
Is there a 1 bed Gulf front condo in Panama City Beach with strong rental performance, unobstructed east views and recent updates at this price? This D floorplan at Sunbird Beach Resort offers 618 square feet one bedroom, one bath and a prime east tower position with views stretching toward St. Andrews State Park. Welcome to coastal living in the heart of Panama City Beach where this self managed unit produced impressive first year income outperforming many neighboring units. Inside the renovated interior blends modern updates with relaxed beach style. The open kitchen features quartz countertops, updated white cabinetry, stainless appliances, a deep single bowl sink and a breakfast bar designed for gathering. The private bedroom connects directly to a beautifully updated bath featuring an exquisitely tiled stand up shower with glass doors and a stylish vanity. The open living area also offers a second entrance into the bathroom creating functional flow for guests and owners. A separate owner's closet located in the hallway and shared with two other units provides convenient additional storage. Large living area windows frame amazing Gulf views and fill the space with natural light creating the perfect backdrop for relaxing or entertaining after a day on the beach. Sunbird is a gated community with freshly painted pillared fencing refreshed buildings completed repairs newly painted parking areas updated landscaping and decorative water fountains at each tower. Amenities include three pools with the west pool heated composite sun decking gas grills a fitness center with upgraded equipment a nearly new pickleball and tennis court and three private beach walkways. Located within walking distance to popular restaurants beach bars and the soon to open Tootsies this 1 bed Gulf front condo at Sunbird is ideal as a primary residence second home or investment property with short term rental potential. Among current listings in the complex this is the only unit available in this east facing stack a strong indicator of long term owner satisfaction. If you are searching for a 1 bed Gulf front condo in Panama City Beach with proven income and premier positioning this opportunity stands out.

9850 S Thomas Drive Unit 601E, Panama City

$375,000
3 Beds 3 Baths 786059 MLS
Welcome to luxury coastal living at Magnolia Bay Club in beautiful Panama City Beach, Florida. This spacious 3-bedroom, 3-bath condominium offers the perfect blend of comfort, style, and resort-style amenities within one of the area's most desirable gated waterfront communities overlooking St. Andrew Bay. The interior features an open-concept layout designed for both everyday living and entertaining. The living and dining areas are filled with natural light and open to a private balcony, creating a seamless indoor-outdoor flow. The well-appointed kitchen includes granite countertops, custom cabinetry, stainless steel appliances, and a breakfast bar for additional seating. The thoughtfully designed floor plan features two spacious primary suites, each with its own private en-suite bathroom, offering exceptional comfort and privacy for owners and guests alike. A third bedroom and full bath provide additional flexibility, making this residence ideal as a primary home or vacation retreat. With three full bathrooms, ample storage, and a functional floor plan, this residence is ideal as a primary home or vacation getaway. An added bonus is the designated covered parking space, providing convenience and protection for the owner year-round. Magnolia Bay Club offers resort-style amenities including a stunning bayfront lagoon-style swimming pool, sun deck, fitness center, secure entry, covered parking, and beautifully maintained grounds. The elegant pool courtyard provides a tranquil setting that feels like a private waterfront retreat. Conveniently located in the heart of Panama City Beach, this property is just minutes from the Gulf of Mexico's sugar-white beaches, St. Andrews State Park, marinas, dining, shopping, and entertainment. This is an exceptional opportunity to enjoy waterfront living with privacy, convenience, and coastal elegance all in one premier community.

2400 Grandiflora Boulevard Unit E406, Panama City Beach

$375,000
1 Beds 2 Baths 786019 MLS
Turn-key Gulf-front ownership with strong, consistent rental performance. This beautifully updated 1-bedroom, 2-bath residence at Emerald Beach Resort offers the ideal blend of personal enjoyment and income-producing potential. Located 1.5 miles from Pier Park, 1.2 miles from TopGolf, less than a mile from the newly approved surf park, and comfortable walking distance to Run-Away Island Restaurant & Bar, this sixth-floor condo delivers stunning gulf views, direct beach access, and access to one of Panama City Beach's most amenity-rich resorts. Designed for the vacation rental and second-home market, the unit has been thoughtfully refreshed and meticulously maintained, including: • New Fridge, Stove, Microwave (2018) • All new bedroom furnishings (2022) • Entire unit painted (2022 & 2025) • New Dishwasher (2024) • New Water Heater (2025) • New LR Couch, Chair and Rug (2025) • New Stack Washer Dryer (2025) • New HVAC (2025) The floor plan offers two full baths, a spacious Gulf-front balcony with new Polywood furnishings, and comfortable coastal interiors designed for guest satisfaction and repeat bookings. Owners and guests enjoy Emerald Beach Resort's extensive amenities, including: • Large Gulf-front pool, hot tub and Tiki Bar • Private beach access • Designated beach chair and umbrella set-up for two • Large family friend amenities area with two pools, one being an oversized kid friendly water play area. • On-site Starbucks • On-site Sundries and Gift Shop • On-Site Fitness Center • On-Site Game room • Outdoor rec area & Shuffleboard Court • Air-conditioned SkyBridge Bar & Grill with comfortable seating and fantastic views • Private gated parking with two parking spots • Eight high-speed elevators • 24/7 security Whether you're expanding your investment portfolio or securing your own Gulf-front escape that offsets ownership costs, Unit 627 presents a compelling opportunity in a highly recognizable beachfront destination. Rental history and projections available upon request.

14701 Front Beach Road Unit 627, Panama City Beach

$449,000
1 Beds 2 Baths 996410 MLS 846 SqFt.
😎NEW PRICE & EXCELLENT RENTALS 😎Welcome to your slice of paradise located on the first floor of Celadon Beach Resort at 17757 Front Beach Rd, Panama City Beach, FL This beautifully designed 1-bed 2-bath condo offers the perfect coastal retreat with a blend of comfort and convenience. Unload your car steps from the door. Features include 9 foot ceilings and incredible views. This updated well maintained unit boasts modern laminate floors throughout, creating a seamless and low-maintenance living space. The charm and decor are meant to make beach life enjoyable and the location is second to none with amenities and ease of access to the beach. Natural light floods the interior through dual-pane windows, enhancing energy efficiency while providing serene views. Step out onto your private balcony to savor breathtaking sunrises, sunsets & the calming sea breeze. The unit also includes a new full size stackable washer dryer unit, offering ultimate convenience for day-to-day living. Enjoy added peace of mind with smart locks and security staff, ensuring safety and ease of access. For those prioritizing fitness and wellness, the building features a fully equipped gym right on site, an indoor heated pool for swimming no matter the weather, and an outdoor pool for the sun lover. Do you want to play tennis or pickleball? Both are available at Celadon Beach Resort! Then relax in one of the two pools or hot tubs! Life is good! Ideally located along Front Beach Road, this condo is perfect for anyone seeking a balance of privacy and proximity to popular coastal attractions. Pier Park shopping and restaurants are 2.5 miles away and Top Golf is a 10 minute drive. Whether you're looking for a permanent home, a vacation property, or an investment opportunity, this condo delivers a premier beachside experience. Schedule a private showing today and discover all that this stunning property has to offer!

17757 Front Beach Rd Unit 104, Panama City Beach

$449,000
1 Beds 2 Baths 785941 MLS
😎NEW PRICE & EXCELLENT RENTALS😎 Welcome to a slice of paradise located on the first floor of Celadon Beach Resort at 17757 Front Beach Rd, Panama City Beach, FL This beautifully designed 1-bed 2-bath condo offers the perfect coastal retreat with a blend of comfort and convenience. Unload your car steps from the door. Features include 9 foot ceilings and incredible views. This updated well maintained unit boasts modern laminate floors throughout, creating a seamless and low-maintenance living space. The charm and decor are meant to make beach life enjoyable and the location is second to none with amenities and ease of access to the beach. Natural light floods the interior through dual-pane windows, enhancing energy efficiency while providing serene views. Step out onto your private balcony to savor breathtaking sunrises and your favorite drink as you embrace the calming sea breeze. The unit also includes a new full size stackable washer dryer unit, offering ultimate convenience for day-to-day living. Enjoy added peace of mind with smart locks and security staff, ensuring safety and ease of access. For those prioritizing fitness and wellness, the building features a fully equipped gym right on site, an indoor heated pool for swimming no matter the weather, and an outdoor pool for the sun lover. Do you want to play tennis or pickleball? Both are available at Celadon Beach Resort! Then relax in one of the two pools or hot tubs! Life is good! Ideally located along Front Beach Road, this condo is perfect for anyone seeking a balance of privacy and proximity to popular coastal attractions. Pier Park shopping and restaurants are 2.5 miles away and Top Golf is a 10 minute drive. Whether you're looking for a permanent home, a vacation property, or an investment opportunity, this condo delivers a premier beachside experience. Schedule a private showing today and discover all that this stunning property has to offer!

17757 Front Beach Road Unit 104, Panama City Beach

$420,000
1 Beds 2 Baths 785996 MLS
SMART LAYOUT, SWEET-SPOT FLOOR, EXPANDED GULF VIEWS! Located in Building 2 at Tidewater Beach Resort, Unit 716 sits on one of the most loved floors in the complex, high enough for stunning Gulf views, yet low enough for easy access and a comfortable connection to the beach below. In fact, the current owners love this floor so much, they are retaining another unit on this same level for personal use. This 817-square-foot Unit K floor plan is one of the most efficient of the one-bedroom, two-bath layouts with a bunk area, and it lives exceptionally well. The intelligently designed layout includes; Bunk area with adjacent full bath immediately upon entry, Private primary bedroom with ensuite bath, Open-concept kitchen, dining, and living area and a Gulf-front balcony with a distinctive angled design. Unlike many balconies in the building, this floor plan features a uniquely slanted side wall, eliminating the boxed-in retaining wall effect and opening up a broader, more dynamic view of the coastline. The result is a panoramic Gulf experience that feels larger than the footprint suggests. The owners have updated much of the unit over their years of ownership including several updates in 2024; a new refrigerator, sleeper sofa, washer and dryer and a 65'' TV for the living room. Fully furnished and rental-ready, this is a streamlined, turnkey investment opportunity providing the systems, layout, and amenities today's short-term rental guests expect. Residents and guests alike enjoy access to one of the most comprehensive amenity packages on the west end of Panama City Beach. Amenities include: 2 Lagoon-style swimming pools, hot tubs, heated indoor pool, Roman spa, sauna, game room, poolside Tiki Bar, movie theater, on-site gift shop, direct beach access and optional chair and umbrella beach rentals. Resort amenities set the stage, but location is what defines the experience -- and Tidewater's placement on the desirable west end of Panama City Beach delivers the perfect balance of access and escape. 1 mile to Pier Park, home to 120+ shops, restaurants, and entertainment venues. 0.8 miles to Aaron Bessant Park offering 70 acres of green space, walking trails, amphitheater, and a free summer concert series. 0.6 miles to PCB Dog Beach, ideal for owners traveling with pets. Just 1.3 miles away, the newly opened Topgolf brings a nationally recognized entertainment venue to Panama City Beach, while Pirates Voyage Dinner & Show, Dolly Parton's immersive dinner theater experience, 1.5 miles away, offers a unique, family-friendly attraction featuring live performances and themed dining -- both contributing to the area's expanding year-round appeal. Convenience is key at Tidewater, and Unit 716 benefits from the property's dedicated multi-level covered parking garage with elevator access and a protected walkway leading directly to the building. Easy arrivals, simple unloading, and no traffic crossings make this floor especially attractive for repeat guests and owners alike. Set against the backdrop of Panama City Beach's signature emerald waters, this Gulf-front residence delivers the lifestyle owners dream of and the performance investors demand.

16819 Front Beach Road Unit 716, Panama City Beach

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