Panama City, FL Real Estate Search

Panama City, FL Single Family Homes for Sale

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Newest Panama City, FL Single Family Homes for Sale

$460,000
4 Beds 4 Baths 781834 MLS
2.5 VA LOAN ASSUMPTION!!! BEST OFFERING IN THE MARKET! Seller paid ONE year home warranty. Home is BARELY 5 years old! It's just under 3,000 square feet, this beautifully maintained 4-bedroom, 4-bathroom home with a 3-car garage delivers the space, comfort, and modern features today's buyers want. Located in the sought-after Bridge Harbor community, homes with this layout and level of upgrades are hard to find. Barn-style luxury vinyl plank flooring, 9-foot ceilings, and elegant trey ceilings that enhance the study, dining room, living room, and spacious primary suite. The open-concept design creates a natural flow for everyday living and entertaining. At the heart of the home, the kitchen features a large center island, granite countertops, and abundant workspace, all overlooking a generous breakfast nook ideal for casual meals and morning coffee. Smart living is built right in with a full Smart Home package that includes Kwikset keyless entry, a SkyBell video doorbell, automated porch lighting, a Qolsys touch panel controlling the thermostat, lighting, front door, and more, along with added security motion lights and exterior security cameras for enhanced peace of mind. This corner-lot property stands out with thoughtful upgrades and functional additions. Enjoy relaxing on the screened-in back porch complete with a convenient doggie door. The sellers enhanced daily living by adding storage cabinets and a utility sink in the laundry room, ceiling fans throughout the home, and additional shelving in the finished garage. The floor plan includes a Jack and Jill bathroom, a guest half bath, and a spacious mother-in-law suite with its own private ensuite bathroom, ideal for multigenerational living or extended guests. Outdoor features provide both enjoyment and practicality. The large backyard is enclosed by a 6-foot privacy fence and includes double gate access for additional parking. A full sprinkler system and gutters further enhance convenience and curb appeal. With remaining coverage on the 10-year structural builder warranty, this home offers peace of mind along with style and functionality. Move-in ready, thoughtfully upgraded, and competitively priced, this is an opportunity you do not want to miss. Schedule your private showing today. Buyers to verify all measurements. Sellers to over a 1 year home warranty. Ask sellers agent for specific information.

301 Allie Way, Panama City

$315,000
4 Beds 2 Baths 781712 MLS
Seller Offering $10,000 Cash for Closing and Concession. Welcome to this spacious 4-bedroom home in the heart of Panama City, offering over 2,400 square feet of living space on a generous 0.32-acre lot. Located in Island View Estates and directly across from a community park, this property pairs an excellent location with strong investment and lifestyle potential. Whether you're looking to customize a home to your taste or secure your next rental or flip opportunity, the space and versatility here truly stand out. Inside, the home features a large, light-filled living room, a dedicated dining area, and a bright kitchen with abundant cabinetry. The adjoining Florida Room adds valuable flexible space--perfect for casual entertaining, a playroom, or hobbies. The primary suite includes a walk-in closet and an en-suite bath with double vanities and a step-in shower. Three additional bedrooms plus a separate office provide plenty of room for guests, remote work, or multigenerational living. Out back, the fully fenced yard offers even more opportunity. In addition to a detached storage shed, there is a separate building located at the rear of the property with plumbing and electrical already installed, making it ideal for a potential guest suite, home office, workshop, studio, or future income-producing space (buyer to verify permitted use). The yard also provides ample room for gardening, outdoor seating, or future enhancements. An oversized driveway allows for multiple vehicles, RV parking, or boat storage--perfect for taking advantage of nearby public boat ramps with direct access to North Bay. Conveniently located just one mile from University Academy and The Shops at SweetBay, this home offers easy access to dining, shopping, walking trails, waterfront views, and community events, with schools, healthcare, and major roadways close by. With solid bones, generous square footage, and an unbeatable location, this property is ready for its next chapter. An excellent opportunity for investors or buyers seeking space, flexibility, and value--schedule your showing today.

2506 W 26th Street, Panama City

$1,895,000
4 Beds 5 Baths 781374 MLS
Landmaxxing at its finest! Welcome to 34 Palms A One-of-a-kind Waterfront Oasis Redefining Luxury Coastal Living. Experience the pinnacle of Florida waterfront living at 6701 Yacht Club Drive, a remarkable 0.83-acre peninsula estate with 360 panoramic bay views and endless adventure come together. Perfectly positioned with water on all sides, this 4-bedroom, 5-bath, 4,125-square-foot home captures the essence of the Florida boating lifestyle where every sunrise, sunset, and gentle breeze reminds you that you've arrived somewhere truly special. A Boater's Paradise: With direct Gulf access from your backyard, 34 Palms is your personal gateway to the open water. Offering both a private dock and an additional community boat slip, this property was designed for those who love to live life on the water. The calm bay setting is also perfect for kayaking, paddle-boarding, and jet skiing, all from the comfort of your home. Outdoor Living at Its Finest: Every inch of the estate was designed to celebrate outdoor living. Expansive decks and palm-lined walkways lead to multiple lounging areas ideal for entertaining or simply soaking in the serenity. Surrounded by lush tropical landscaping, this private oasis allows you to fish, paddle, or relax in complete tranquility all while enjoying breathtaking views unique to its peninsula setting. Elegant Interiors & Inspired Design: Inside, natural light pours through floor-to-ceiling windows, illuminating open living spaces that seamlessly blend indoor and outdoor living. The heart of the home a bright, modern kitchen and inviting living area is perfect for both gatherings and quiet reflection, offering stunning water views from every angle. Luxurious Private Retreats: The primary master suite, perched on the top floor, provides a peaceful sanctuary with a private balcony, outdoor shower, and sweeping sunrise-to-sunset views. A third-floor guest suite offers its own ensuite bath and walk-in closet, while two additional bedrooms share a charming Jack-and-Jill bath ideal for family or guests. A three-car garage with an office or workshop space completes the thoughtful layout. Key Features Include: -0.83-acre peninsula lot with water on all sides. -Over 500+ of Waterfront. -Private dock plus community marina boat slip -Direct Gulf of Mexico access for boating and fishing. -Expansive 4,125 sq. ft. of light-filled living space. -Multiple decks and outdoor entertaining areas -Lush tropical landscaping. -Waterfront Gazebo with Private Beach. -Largest lot in East Bay PreserveMore than a home. 34 Palms is a lifestyle one defined by endless horizons, outdoor adventure, and effortless elegance. Discover unparalleled waterfront living where every day feels like a getaway. Schedule your private tour today and experience how 34 Palms redefines luxury coastal living.

6701 Yacht Club Drive, Panama City

$1,540,000
4 Beds 3 Baths 781311 MLS
LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

$280,000
3 Beds 2 Baths 781291 MLS
'OPEN HOUSE SATURDAY, JULY 25TH FROM 1 TO 3PM' Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty, giving you lasting confidence and peace of mind. Inside, you'll find an open-concept floor plan filled with natural light. The living room offers plenty of space for relaxing or entertaining, seamlessly flowing into the kitchen and dining areas. The kitchen features modern appliances, ample cabinetry and a peninsula style island. The primary suite includes a private ensuite bath and spacious walk-in closet, while additional bedrooms offer comfort and flexibility for guests, kids, or a home office. Step outside and experience the vibrant lifestyle that Liberty is known for! This thoughtfully planned community offers something for everyone, including: Two sparkling resort-style pools A massive clubhouse with event space and a children's splash pad The largest pool in Bay County for those who love to swim or lounge Pickleball courts, a playground, and wide, oversized sidewalks perfect for biking, running, or golf cart cruising Liberty isn't just a neighborhood -- it's a community designed for connection. Neighbors wave as they walk their dogs, kids play at the splash pad, and families gather for community events. Prime Location: This home is ideally situated within Panama City proper, meaning first-time homebuyers may qualify for SHIP or ReHouse Bay grants -- valuable programs that help make homeownership more affordable. You'll also love the short commute to Tyndall Air Force Base, NSA Panama City, and Northwest Florida Beaches International Airport (ECP). Liberty offers easy access to top-rated schools, shopping, dining, and the sugar-white beaches that make the Emerald Coast famous. Whether you're a first-time buyer, relocating for the military, or simply looking for a family-friendly community with incredible amenities, 6570 Atkins Road offers the perfect blend of lifestyle, location, and lasting value. Schedule your showing today and discover why so many families are proud to call Liberty home!

6570 Atkins Road, Panama City

$318,990
3 Beds 2 Baths 780255 MLS
SPECIAL PROMTIONS AVAILABLE! Introducing the Alden, a beautiful home designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a comforting warmth. As you step inside, you'll be welcomed into a spacious and long foyer, perfect for displaying cherished memories. Before you enter the large and open great room, the spare bedrooms are thoughtfully positioned off a guest hall, creating a separate wing for added privacy. These two bedrooms share a well-appointed bathroom and a linen closet, catering to the needs of your family and guests. Convenience is key in the Alden as the laundry room is just steps away, offering easy access for day-to-day chores. The two-car garage has access from the foyer and provides plenty of space for storage and parking, accommodating all your needs. The spacious and inviting great room is open to the dining area and kitchen creating family togetherness. From the great room, there's access to a 13×8 covered outdoor living space that awaits barbecue dinners and afternoons enjoying the sunny Florida weather. The large kitchen is a chef's delight, boasting an abundance of counter and cabinet space, a pantry, and a kitchen island complete with a dishwasher and sink. It's a functional and stylish space that will inspire your culinary adventures. The Alden's split floorplan ensures privacy and comfort. Located off the great room, the generously sized owners' suite is a haven of relaxation, featuring an ensuite bathroom and double walk-in closets that provide ample storage. The Alden offers standard selections of quartz countertops, tile flooring in the common/wet areas, and cozy carpet in bedrooms. Rest assured, this home includes a 1-year transferable builder warranty and a 10-year structural warranty. Your peace of mind is our priority. Experience the pride of homeownership. The Alden is waiting for you to make it your own. Buyer to confirm any information contained herein that is important in making a buying decision.

5167 Harvey Street, Panama City

$1,239,000
3 Beds 3 Baths 779329 MLS
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City

$2,875,000
6 Beds 5 Baths 769495 MLS
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

8205 Surf Drive, Panama City

$705,000
4 Beds 3 Baths 755465 MLS
**Luxury Living in Candlewick: A Prestigious Retreat Near the Water** Discover unmatched elegance in the esteemed Candlewick subdivision, where this newly constructed residence merges luxury with serenity, perfect for those seeking a high-end second home in Florida or a permanent abode. Just a short stroll from the water, this home boasts 4 stunning bedrooms, 3 opulent bathrooms, and two fireplaces, set under lofty ceilings that amplify the sense of space and luxury. At the heart lies a gourmet kitchen, a haven for culinary enthusiasts, outfitted with top-of-the-line stainless steel appliances, a grand island with a chic gold sink, state-of-the-art microwave, oven, double fridge, and a commercial-grade gas cooktop with 6 burners, making it an entertainer's paradise. The grand master suite is a realm of tranquility, featuring expansive dual walk-in closets, a decadent soaking tub, and a spacious shower with seating, complemented by multiple shower heads, including a rain shower for the ultimate spa-like experience. The home also includes a plush junior master suite with an ensuite bath, two more generously sized bedrooms, a substantial laundry room complete with a pantry, and versatile bonus rooms that adapt to your lifestyle needs. The outdoor area, with its vast backyard and charming sunroom, provides a tranquil haven for relaxation or hosting gatherings. Nestled near serene waters yet not directly waterfront, this home offers privacy and exclusivity, high-end finishes, untouched living spaces, and an exclusive opportunity for those seeking the pinnacle of Florida living in a high-market locale. Discover your next extraordinary getaway or forever home in this magnificent Candlewick estate.

1305 Kristanna Drive, Panama City

$490,000
3 Beds 3 Baths 777213 MLS
Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar large enough for four. Just off the kitchen, you will find a full-sized washer and dryer with plenty of shelving behind double doors. The double garage access is located just off the kitchen, which includes an outdoor shower, laundry sink, and shelves on each side with plenty of counter space for all your tools and hobbies; back inside, you will find a half bathroom and a sizable closet. Back through the kitchen, you will find a living area fit for royalty with impressive 10-foot ceilings, upgraded lighting, and a Bay view captured through the large glass sliding doors that lead to a very large covered porch overlooking the Bay and dock, where you will surely enjoy many evenings with your nearest and dearest. Back inside and up the stairs, you will find the waterfront primary bedroom that features a private covered balcony, a vaulted ceiling, a walk-in closet, a soaking tub, and a separate shower, along with two more sizable bedrooms and a full-sized bathroom on the opposite side of the home. This one has it all and is ready for new owners, so call your favorite Realtor today for more information or to schedule a showing.

5108 Blue Harbor Drive, Panama City

$565,000
3 Beds 4 Baths 772324 MLS
Waterfront Living in the Heart of Panama City Welcome to 246 E 3rd Place, where waterfront living meets timeless elegance. Perfectly positioned in the historic Cove neighborhood and just minutes from vibrant downtown Panama City, this stunning 3-story townhome offers the ultimate blend of comfort, convenience, and coastal charm. With 3 spacious bedrooms, 3.5 bathrooms, and a 2-car garage, this home boasts breathtaking views of Massalina Bayou and direct Gulf access via your deeded deep-water boat slip—14x40 feet, wide and deep enough to accommodate both sailboats and larger dream vessels. Step inside to find a thoughtfully designed layout that maximizes both space and privacy. A power chair lift provides easy access to the main level. The first floor features a generous bedroom with a full bath and access to a large private deck overlooking the water—perfect for guests or a serene office space. The second floor is the heart of the home, where soaring 9-foot ceilings, Brazilian hardwood floors, and abundant natural light create a warm and welcoming atmosphere. The open-concept living and dining areas flow into a well-appointed kitchen featuring emerald black granite countertops, custom cabinetry, and an oversized pantry. On the third floor, the luxurious primary suite offers a peaceful retreat with its own private balcony and panoramic views of the harbor. There's even space for a home office or workout area. The ensuite bathroom features double vanities, a jetted soaking tub, a walk-in shower, and a spacious walk-in closet. An additional bedroom on this level comes with its own full bathroom and could easily serve as a second primary suite. Built with quality in mind, this home includes a 6-year-old roof, brand-new water heater, fresh interior paint, hurricane shutters, a fire sprinkler system, and 2x6 exterior framing. It's also prepped for an elevator, making it future-ready. Whether you're an avid boater, seeking a low-maintenance waterfront escape, or looking to enjoy the lifestyle and charm of downtown living—this home has it all. Don't miss your chance to live where every day feels like a vacation. Schedule your private tour today.

246 E 3rd Place, Panama City

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