Panama City, FL Real Estate | Panama City, FL Land for Sale

Property is over a half acre. It is near the bay and across the street from homes on the canal. It has a 3 bays parking for cars, boats or your toys. It has an attached concrete floor workshop with shelves etc. Size is 22x31 for attached covered parking and shop is 16x22. It has had electric to the shop. Lot is some cleared and ready to build your dream home. I think if you built a two story house you probably could have a view of the bay. Buyer to verify all information including schools.

1411 W Park Ln, Panama City

$775,000

1005906 MLS

Waterfront lot that is a wow view, sunset and location. Easy to get to Shell Island and the Gulf. It has had major improvements since Hurricane. New 326 ft dock with 2 boat lifts, Dock piling all new and dock raised approximately 2 ft and is extra wide for scooter, so was seawall and all of seawall redone from the water side. It has a new 6 x100 patio across water side of lot and a19x19 patio with electric and water.as well as dock. Dock has double screws to make it stronger. There is a 3rd bay but has no lift. It has extra pilings to tie up boats even a 55 ft boat. Deep water. It had tons of dirt added to lot to raise it up to the dock height. New sidewalk. House was removed after Michael. House is in 3 flood zones. House location is high and level. House not flooded not even close and very little of yard was flooded by Michael. Lot was high and is now higher. It has water, electric and sewer to lot. Building does not convey. This property has a front row seat to fireworks all over. Hearing the taps at Tyndal is awesome. Mexico beach just 20 mins away. Buyer to verify any information that is important to them and schools

141 Blackshear Dr, Panama City

$349,000

791413 MLS

Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing, this property offers not only breathtaking water views but also convenience and accessibility. The property is also a few minutes' drive from some of the BEST restaurants in town! The potential for this land is limitless, whether you envision a sprawling contemporary home with floor-to-ceiling windows to maximize the views or a cozy retreat, perfect for relaxing and unwinding. The lot already has a seawall in place and recent survey done. All measurements are approximate and should be verified by the buyer if important. These gorgeous panoramic views of North Bay could be YOURS! This beautiful lot is ready for your Dream Home!

119 Cashel Mara Drive, Panama City

$79,999

791396 MLS

Build your dream home in the desirable High Point Preserve community! Located at 4504 Tara Lane in Panama City, this builder-ready lot offers a rare opportunity to begin construction without the delays often associated with new development. The lot has already been filled and has had approximately four years to settle, providing added confidence and convenience for your building plans. Situated on a quiet street within this well-maintained neighborhood, the property offers a peaceful setting while remaining conveniently close to shopping, dining, schools, and everyday amenities. Whether you're planning your forever home or your next investment, this ready-to-build lot is prepared for your vision to become reality.

4504 Tara Lane, Panama City

$44,000

791331 MLS

Looking for an affordable residential lot in the heart of Panama City with serious potential? Look no further than 1917 Lombardy Avenue! This 5,600± sq. ft. parcel provides convenient access to shopping, medical facilities, schools, and major roadways. Enjoy close proximity to St. Andrews Bay access points, marinas, and waterfront recreation, making this an ideal location for those seeking a coastal lifestyle without direct waterfront pricing. The property is also just minutes from higher education and workforce hubs, including Gulf Coast State College and Florida State University Panama City. With its central location, nearby bay access, and proximity to major educational institutions, this property offers a rare combination of convenience and opportunity in a growing area of Panama City! *Buyers are advised to conduct due diligence regarding elevation requirements, build standards, and insurance implications.

1917 Lombardy Avenue, Panama City

$699,900

791271 MLS

Discover a rare opportunity to own a private waterfront 0.48 acre lot in one of Panama City Beach's most desirable locations. This prime vacant lot offers approximately 20,995.92 square feet and is ideally situated at the end of North Lagoon, providing a unique and secluded setting with endless possibilities for your future home or investment. The property features waterfront access, public sewer and water, fill dirt already on site, and a boat dock and seawall permit opportunity, making it an excellent choice for new construction. Enjoy the convenience of being within walking distance to the beach while also being close to shopping, restaurants, and everyday amenities. Located in an established neighborhood, this large lot offers a peaceful atmosphere while remaining conveniently close to beach access, boating, fishing, paddle boarding, jet skiing, and other popular coastal activities. Whether you're looking to build a custom waterfront residence, a vacation retreat, or an investment property, this exceptional homesite provides the perfect canvas to bring your vision to life.

8916 N Lagoon Drive, Panama City

$54,500

791160 MLS

Shell Island!!! Great bragging rights and privacy as well as access overnight to your own little piece of Shell Island Only a few lots are privately owned on Shell Island Great opportunity to say you own Shell Island....well... a little piece of it. This vacant lot offers the perfect setting for those seeking privacy, natural beauty, and direct access to the stunning waters of the Gulf. Accessible by boat, the property provides a unique island lifestyle ideal for recreation or a private getaway, camping, pull up your boat...YOU OWN IT or whatever is left of it bc the survey is old. the seller bought it for bragging rights and private get away an investment in one of Florida's most sought-after coastal locations, this Shell Island lot is a must-see. Seller can assist with arrangements for accessing the property. County says you can build on it but the seller is selling it as a novelty camping paradise. buyer must do his own research if he intends to build. i have off market great listings including home w acreage and owner financing opportunities

31 4s 14w Unit 14W, Panama City

$139,000

791105 MLS

Best priced waterfront in the Panhandle! Spectacular deep water home site in the desirable Laird Bayou. Plenty of space to build your Dream Home. Enjoy panoramic views of Cook and Laird Bayou. Even views of East Bay. Experience true deep water access to accommodate large fishing boats and cruisers. No worries of low tides or low bridges preventing your access to the Gulf of Mexico. If you love bay fishing East Bay boasts some of the best grass flats in the Panhandle. Laird Bayou is a gated waterfront community that features ribbon curbed streets and beautiful custom built homes. Amenities include a Boat Launch w Dock, Pool w Bath House, RV/Boat Storage, and a Mail Kiosk. Laird Bayou offers great proximity to Mexico Beach and Panama City Beach, but is just far enough to escape the traffic and tourism. Schedule your visit today!

711 Island Court, Panama City

$169,000

791104 MLS

Deepwater dock-able waterfront in the gated Laird Point Community. Nearly half an acre with 75 feet on the water. Beautiful water views. The seller has House plans that have already been approved by the HOA and will provide the full set of plans to new buyer. The dock has already been approved and permitted by the FDEP. Boundary survey, topographic and elevation survey already complete. 75 feet on the water and excellent year-round water depths. Will easily accommodate your large cruiser or fishing boat. No worries of low tides or low bridges preventing your short boat ride to the Gulf. Only a short dock is needed for great access. Laird Point is located on East Bay which boasts some of the best redfish and speckled trout fishing in the panhandle. This gated waterfront community offers city utilities, underground electric, and ribbon curbed streets. Amenities include tennis courts, new pickleball courts, and RV/Boat storage. Experience water views at nearly every turn in this community. Great proximity to Mexico Beach, Port St Joe and Panama City Beach. Close to shopping and restaurants. Call to schedule a tour of Laird Point.

939 Tidewater Lane, Panama City

$450,000

791101 MLS

CORNER LOT ALERT with 50' of frontage on Thomas Dr. with 120' on Holiday Dr. Currently has an ice vending machine on it (will be removed before closing if desired). Close to two beach accesses on Gulf Dr. High & Dry - Flood Zone X.

6812 Thomas Drive, Panama City

$60,000

790879 MLS

Here is your chance to build your dream home on a spacious 0.75-acre homesite backing to a permanently protected natural area, ensuring exceptional privacy and peaceful surroundings! Deer and native birds are frequent visitors, creating a true nature lover's retreat. This homesite is among the closest in the community to the pool, boat/RV storage, and private boat ramp, offering exceptional convenience to key amenities while still enjoying a private setting. Explore some of the Panhandle's most scenic and uncrowded waters, with outstanding fishing, boating, and miles of undeveloped shoreline. Catch redfish and speckled trout or cruise to secluded sandy beaches accessible only by boat. The neighborhood offers custom homes, underground utilities, and convenient access to Tyndall Air Force Base, shopping, dining, and daily essentials - delivering the ideal blend of privacy, natural beauty, waterfront recreation, and modern conveniences.

810 Vista Del Sol Lane, Panama City

$54,000

790874 MLS

Plenty of room to breathe! This property gives you the space to slow down, spread out, and make something your own. Whether you're looking to build, place a mobile home, start a small homestead, or just secure a little more land, this one gives you options. Quiet setting, usable space, and still close enough to town when you need it. Bring your plans and make your slice of land happen.

304 Chestnut Way, Panama City

$47,500

790835 MLS

Perfect opportunity your chance to own a beautiful homesite in the desirable Highpoint Preserve neighborhood. Sitting at just under half an acre, there is plenty of ample space to build your dream home. This is a serene neighborhood in a great area. Just a short drive to Highpoint Landing for direct access to Deerpoint Lake. A wonderful overall location. Lot is not cleared, so you can pick and choose the trees you want to keep for added privacy. Don't let this opportunity slip away!

4516 E Lakeland Drive, Panama City

$49,000

790821 MLS

MORE PHOTOS COMING SOON! Build your custom coastal retreat in the exclusive gated waterfront community of Laird Point, perfectly positioned on a natural peninsula along the Intracoastal Waterway. This exceptional water-view home site offers the rare opportunity to enjoy bayou, marsh, and East Bay views from multiple vantage points, with Laird Bayou just across the street. Build up to 45 feet high to capture breathtaking panoramic water views and unforgettable sunsets. Laird Point is a private, amenity-rich community designed for those who appreciate boating, nature, and coastal living at its finest. Residents enjoy access to a marina, private boat launch, fishing piers, tennis courts, walking and nature trails with scenic boardwalks, pavilion/gazebo areas, and boat/RV storage. Underground utilities preserve the beauty and charm of the neighborhood. Conveniently located near Panama City and Tyndall Air Force Base, this home site combines privacy with accessibility. With a minimum heated and cooled living space requirement of 2,000 square feet, this lot is ideal for creating a luxury primary residence, second home, or investment property in one of the area's most desirable waterfront communities. Boaters will love the easy access to the Gulf of America and surrounding waterways. Opportunities like this are becoming increasingly rare, competitively priced and ready for a quick closing. Bring your builder, your vision, and your cash offer before this incredible property is gone.

1026 Tidewater Lane, Panama City

$35,000

790808 MLS

Discover the opportunity to build your dream home on this waterfront residential lot in the peaceful Southport area. Positioned along a creek that flows directly into Deer Point Lake, this property offers a unique setting where nature, recreation, and waterfront living come together. Enjoy the sights and sounds of the water right from your backyard, with easy access to one of Bay County's most treasured freshwater destinations. Deer Point Lake spans thousands of acres and is well known for boating, kayaking, canoeing, paddleboarding, fishing, and wildlife viewing. The creek frontage provides a scenic backdrop while creating a direct connection to the expansive waters of the lake. Whether you're looking for a private homesite, a weekend retreat, or a place to enjoy Florida's outdoor lifestyle year-round, this property delivers a rare opportunity to own waterfront land with access to Deer Point Lake's vast network of waterways. Spend your days fishing for bass, bream, and crappie, exploring the shoreline by kayak, or simply relaxing while taking in the natural beauty that surrounds you. Conveniently located just a short drive from Panama City, Lynn Haven, schools, shopping, and dining, this waterfront property offers the perfect balance of privacy and accessibility. Build the home you've always envisioned and enjoy the waterfront lifestyle that makes this area so special.

Panama City

$28,500

790752 MLS

Welcome to 900 Lanyard Court, a beautifully positioned homesite in the highly desirable Laird Point Phase I community. Nestled on a quiet cul-de-sac, this property offers the perfect blend of privacy, natural beauty, and coastal charm. Situated within a gated, bayfront neighborhood, residents enjoy access to exclusive amenities including a private waterfront park, community dock, and serene nature trails--ideal for kayaking, fishing, or simply soaking in breathtaking sunsets over East Bay. Electrical and sewer connections are available, making this an ideal location to build your dream home with ease. This homesite provides a peaceful retreat while still being conveniently located just minutes from shopping, dining, and the white-sand beaches of Panama City Beach. Whether you're looking to build a full-time residence or a coastal getaway, this property delivers the best of Florida living. Don't miss the opportunity to own in one of the area's most sought-after waterfront communities where tranquility meets convenience.

900 Lanyard Court, Panama City

$119,000

790669 MLS

GREAT BIG LOT to build your dream home!! The lot is cleared and ready. This area is up and coming, is close enough to town but far enough away to be secluded! Drive by and go see it!!

5319 Sunwood Road, Panama City

$85,000

790626 MLS

Prime development opportunity in Panama City. This 0.34-acre vacant lot at 2607 W 21st Court offers a centrally located site with convenient access to local shopping, services, and major roadways. Situated in Flood Zone X with no HOA the property features clear, level land with utilities available in the area, supporting a streamlined build process. Paved road access and a cul-de-sac setting enhance ease of entry and circulation. A current survey is available, providing added clarity for planning and permitting. This parcel presents a strong option for investors, builders, or owners seeking a well-positioned site in a growing Panama City corridor. All uses are subject to verification with local zoning and permitting authorities.

2607 W 21st Court, Panama City

$1,550,000

790613 MLS

Don't miss your chance to own this magnificent waterfront lot in The Preserve on the Bay. With the expansive water front and the preserved nature areas, the Preserve is the most unique community on Panama City Beach. This large homesite is almost half an acre and has panoramic water views of St Andrews Bay. Build your dream home and dock for easy boating in the bay or gulf! The Preserve is gated and features a manned, 24 hour security gate. It is just minutes away from all the restaurants and attractions offered on Panama City Beach yet it is quiet and secluded!

3604 Preserve Boulevard, Panama City

$599,000

790596 MLS

Prime 2-Acre Commercial Opportunity on Highway 231 Position your business for success with this exceptional 2-acre commercial parcel located within Bay County limits. Zoned General Commercial, this property offers outstanding flexibility and long-term potential in one of the area's growing commercial corridors. Boasting approximately 285± feet of frontage along Highway 231, the property benefits from exceptional visibility and exposure. According to Florida Department of Transportation traffic data, the area experiences an estimated 25,000+ vehicles per day, providing a consistent flow of traffic and strong commercial presence. Surrounded by established communities, ongoing development, and major retail destinations, this site is strategically positioned to capitalize on Bay County's continued growth. The General Commercial zoning allows for a broad range of potential uses, creating a rare opportunity for investors, developers, and business owners alike. High visibility, strong traffic counts, and a prime location make this a standout opportunity in today's market.

Star Avenue, Panama City

$20,000

790567 MLS

*Build Your Vision in a Peaceful Setting* NO HOA ... Discover the freedom to design your dream home on this R-1 residential-zoned lot (no mobile homes). This large 145x307 property spans over an acre of tranquil Florida land just off East Bay. Tucked away on Cue Drive, this property offers the perfect blend of privacy and potential, with easy access. Whether you're planning a custom build, a weekend retreat, or an investment for the future, this cleared lot offers opportunity and invites creativity. With room for a well and septic installation, you can shape your own self-sufficient lifestyle minutes from Panama City's conveniences, coastal attractions, and beautiful beaches. Drive by or reach out today for more information!

12128 Cue Drive, Panama City

$1,500,000

790539 MLS

Welcome to 3536 Preserve Boulevard, an exceptional waterfront homesite tucked inside the exclusive gated community of The Preserve in Panama City Beach. Offering an impressive 100 feet of waterfront frontage, this rare lot provides the perfect canvas to design and build your custom dream home while enjoying breathtaking water views and the peaceful privacy this premier neighborhood is known for. Imagine waking up each morning to stunning sunrises over the water, enjoying serene evenings from your future back porch, and having direct access to the beauty and tranquility of waterfront living. With ample space to create the ultimate coastal retreat, this lot offers endless possibilities for a luxury residence designed to fit your lifestyle. Located within one of Panama City Beach's most desirable gated communities, The Preserve offers an ideal blend of natural beauty, privacy, and convenience. You'll enjoy a quiet, upscale setting while still being just minutes from the white sandy beaches of the Gulf, world-class dining, shopping, entertainment, and everything Panama City Beach has to offer. Opportunities like this are hard to find -- 100 feet of pristine waterfront in a gated community, ready for your vision to come to life. Build the dream home you've always imagined at 3536 Preserve Boulevard and experience the very best of coastal waterfront living.

3536 Preserve Boulevard, Panama City

$145,000

790441 MLS

Multifamily allowed! Build your dream coastal retreat or investment property at 2526 Shady Oak Court, a prime vacant lot tucked away in the desirable North Lagoon area of Panama City Beach. Situated on a quiet cul-de-sac, this versatile homesite presents an exceptional opportunity for a custom single-family residence or multifamily development, making it ideal for both homeowners and investors alike. Perfectly positioned just minutes from the white-sand beaches of the Gulf, this property offers the ideal balance of privacy and convenience. Enjoy easy access to St. Andrews State Park, nearby marinas, public boat launches, waterfront dining, shopping, and all the attractions that make beachside living so desirable. With the potential for multifamily construction, this lot offers an excellent opportunity for long-term rental income, multi-generational living, or maximizing your investment in one of Panama City Beach's most sought-after locations. Nestled in an established neighborhood surrounded by beautiful homes, this is a rare chance to secure land with flexibility and strong future potential. Whether you're looking to build your primary residence, vacation getaway, or income-producing property, this lot offers endless possibilities in the heart of Panama City Beach. Don't miss your opportunity to create something special in a location where lifestyle and investment potential come together.

2526 Shady Oak Court, Panama City

$3,500

790402 MLS

This 1.75± acre property features a fully enclosed fence with attractive landscaping and direct access from Canal Street. Its proximity to Highway 231 offers excellent connectivity to the area's major routes--whether you're heading through town or north toward the I-10 corridor. With split zoning, approximately half an acre falls under Bay County's Neighborhood Commercial designation, ideal for future office space or parking. The remaining acreage carries flexible C-3 zoning, allowing a wide range of uses, from storage yards to warehousing. A recently approved development order authorizes storage use and includes the installation of a power pole to support approved operations which is currently underway. This is a prime opportunity for commercial or light-storage use.

2716 Canal Avenue, Panama City

$240,000

790342 MLS

21 acres of endless possibilities! Over 700 ft. of frontage on Hwy 231 and only 12 miles north of Hwy 77 and Hwy 231 intersection. Additional land available (05461-000-000)

0000 Hwy 231, Panama City

$1,490,000

790230 MLS

MOTIVATED SELLER!!! AN APPRAISAL REPORT IS AVAILABLE. Seller financing may be available for a qualified buyer with a strong down payment and acceptable terms. Seller will also consider discounted offers for a fast, clean closing where seller receives full proceeds at closing. Zoned-3 Commercial land that has been entitled with completed Development Order and engineering plans. Engineering and plans completed for 6 buildings of 16,000 sq/ft each for a total of 96,000 sq/ft Intended purpose of project was for Flex warehouse space with spaces dividable from 2000 sq/ft up. Rapidly growing area on main corridor of Hwy 77 and Hwy 388 near the airport.

9322 Florida 77, Panama City

$109,000

790163 MLS

Wow! Waiting for a great piece of property on the West end of desirable PCB to build your dream home or vacation getaway? Check out this spacious vacant lot (.33) acre located at the end of street with no through traffic! This property provides plenty of space to build your dream home or vacation getaway, all while being conveniently close everything PCB has to offer. And No HOA. Per Bay County Planning & Zoning Dept; zoned R1. No wetlands. Just minutes from PIER PARK, you'll enjoy easy access to Shopping, Restaurants, Entertainment, Fishing and the beautiful white sand Beaches! A fantastic opportunity to own property in a prime location near the beach and local attractions!

570 N Lakeshore Drive, Panama City

$235,000

790105 MLS

RARE SOUTHPORT OPPORTUNITY! Prime 8-acre parcel located in the heart of the rapidly growing Southport area, offering endless potential for development, investment, or your private estate. Properties with this much usable acreage, existing improvements, and development flexibility are becoming increasingly hard to find in North Bay County. This property has already undergone major improvements, saving buyers both time and expense. The previous home has been removed, creating a clean slate ready for your vision. A culvert has been installed, providing improved access throughout the property and opening the door for multiple uses. The existing layout offers the potential for two buildable lots as-is, with additional room for future development opportunities. A scenic creek runs through the property, adding natural beauty, privacy, and character rarely found on parcels this size. An existing barn remains on-site and could be repurposed for storage, workshop space, agricultural use, or future improvements. Conveniently located just minutes from Panama City, schools, shopping, and area amenities while still offering the peaceful feel of country living. Whether you're looking to build, develop, invest, or secure land in one of Bay County's fastest-growing areas, this is a rare opportunity you do not want to miss. Seller is motivated so bring all offers!

7909 Madison Avenue, Panama City

$85,000

790089 MLS

Nestled within the gated coastal community of Laird Bayou, this beautiful vacant lot on almost a full acre offers the perfect canvas to build your dream home. Surrounded by natural beauty and a peaceful, serene atmosphere, this spacious homesite provides both privacy and a true sense of coastal living. Residents enjoy exclusive access to a community boat ramp with Bay and Gulf access, making it ideal for boating, fishing, and water enthusiasts. The neighborhood also features a refreshing community pool and the convenience of private RV and Boat storage. Whether you're envisioning a full-time residence or a relaxing coastal retreat, this property combines tranquility, security, and exceptional amenities in one desirable location.

831 Vista Del Sol Lane, Panama City

$125,000

790079 MLS

4407 Deer Point Cove presents the perfect opportunity to build your custom dream home in one of the area's desirable gated communities near Deer Point Lake. This oversized vacant homesite offers a peaceful setting surrounded by natural beauty and established homes, while still allowing you the freedom to create a property tailored to your vision. The lot has not yet been cleared, giving buyers a blank canvas to design exactly what they want from the ground up. Deer Point Cove features neighborhood covenants and restrictions that help preserve the community's appeal and long-term value. Property will require well and septic installation. Conveniently located near public boat ramps, outdoor recreation, shopping, dining, and local schools, this property offers the ideal blend of privacy, flexibility, and location. Call a REALTOR® today to schedule a private tour. If important, buyer to verify all measurements and restrictions. No survey available.

4407 Deer Point Cove Lane, Panama City

$78,000

790066 MLS

This beautiful, gated community is the perfect location for your new home. Ammenities include a private boat ramp and a clubhouse with community pool.

723 Vista Del Sol Lane, Panama City

$125,000

790011 MLS

Cedar Creek at Deerpoint Lake is an incredible subdivision with incredible amenities. This subdivision is nestled in a natural setting with access to Deerpoint Lake. The subdivision boasts a large pavilion for picnics and parties, an outdoor catering kitchen, swimming pool, playground with updated play equipment, decorated clubhouse, & fire pits! This lot makes for the perfect place to build your dream home! Public Water and Electricity are available to the lot.

9812 Summer Creek Drive, Panama City

$79,000

789937 MLS

AMAZING PRICE REDUCTION on this pristine 1.499 acre lot that is loaded with potential! Build your new home and have plenty of room for gardening, live stock, and outdoor activities. You'll have that spacious country living feel but you are just minutes to everything! There is no HOA and the lot is high and dry. There is beautiful trees, a pond and a blank slate to build your oasis. This beautiful lot can be accessed in multiple locations with 330 feet along John Pitts Road. The location is just a few miles to Majette Park, HG Harders Recreation Complex and only 4 miles to the new Publix. There was a home on the lot prior to hurricane Micahel with power, well and septic tank but all will need to be assessed by the new buyer. Survey is available. Seller is motivated...make an offer today!

6807 John Pitts Road, Panama City

$50,000

789879 MLS

You have heard it said, it is all about the location! This mixed use ( per the city of PC ) could not be in a better one! Located less then a 1/4 of a mile from Ascension Sacred Heart Hospital, it could be a great temporary location for your FOOD/COFFEE TRUCK!!! Maybe even a commercial type ICE MACHINE//// Buyer to check with all Governing Municipalities for specific desired use.

831 N Cove Boulevard, Panama City

$260,000

789657 MLS

HUGE INVESTMENT POTENTIAL!! Positioned in a prime location in the heart of Panama City, this exceptional 2.5-acre corner parcel offers unlimited potential for developers, investors, and business owners alike. Located in an opportunity zone. Zoned Mix Use 3, the property is ideally suited for medium to high-density residential development combined with professional offices, educational facilities, and low-intensity neighborhood commercial uses. Multifamily development opportunities allow for up to 20 units per acre, creating incredible possibilities for apartments, townhomes, mixed-use concepts, or a live/work community. Extensive due diligence has already been completed, including an environmental/ecological site assessment, GEO-technical engineering report, boundary and topographical survey, and wetland survey--saving valuable time and expense for future development. With its highly visible corner location, strong development flexibility, and convenient access to shopping, dining, medical facilities, and major thoroughfares, this parcel is perfectly positioned for growth and long-term value. Whether you are looking to develop multifamily housing, professional office space, educational facilities, or a mixed-use investment project, this property presents a rare opportunity in one of the area's most desirable and rapidly growing locations. All measurements and items of importance are to be confirmed by buyer or buyer agent.

1014 Mercedes Avenue, Panama City

$39,000

789646 MLS

Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

12109 Caruso Drive, Panama City

$27,500

789620 MLS

Property is raw land, uncleared. It's a 1 acre corner lot with electrical service at the street. The property has no mailing address. Next door neighbor address is 2201 BJ Drive. Buyer should verify all zoning, measurements and land uses plus all other information deemed important. Property is in a flood zone. Property is on a dirt road less than a mile to the paved road.

000 BJ Drive, Panama City

$395,000

789572 MLS

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

$2,800,000

789480 MLS

The site features approximately 335 feet of frontage along Jenks Avenue, providing excellent visibility and access in a growing area. Located just 2,000 feet south of 23rd Street, a primary commercial thoroughfare with traffic counts exceeding 36,000 vehicles per day. The property sits contiguous to the 280+ bed HCA Florida Gulf Coast Hospital, creating strong positioning for medical office, urgent care, pharmacy, or service-oriented users. The property also offers convenient access to major transportation routes including U.S. Highway 98, U.S. Highway 231, and State Road 77.

1937 Jenks Avenue, Panama City

$140,000

789453 MLS

Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

462 E Highway 20, Panama City

$120,000

789404 MLS

Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal getaway, this property serves as the perfect canvas to bring your vision to life. Enjoy the freedom to design and build without HOA limitations, allowing flexibility for parking, storage, or additional features such as a pool, workshop, or outdoor entertainment space. Take advantage of the direct water access and create your own private oasis with stunning views and coastal living at its finest. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss this rare opportunity to secure a versatile Gulf-access property and turn your dream into reality. Buyer to verify all measurements. Please verify if important.

00 Stephens Drive, Panama City

$80,000

789401 MLS

Gorgeous 0.223-acre lot offering an exceptional opportunity to build your dream home in a beautiful setting--with no HOA restrictions. This spacious parcel provides plenty of room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful getaway, this property serves as the perfect canvas to bring your ideas to life. Enjoy the freedom to design and build without HOA limitations, giving you flexibility for parking, storage, or even additional features like a pool or workshop. Conveniently located with easy access to nearby amenities, this lot offers the perfect balance of privacy, space, and accessibility. Don't miss the chance to secure this versatile piece of land and turn your vision into reality. Buyer to verify all measurements. Please verify if important.

00 Charles Drive, Panama City

$89,000

789255 MLS

Dreaming of waterfront living? This Canal-Front property offers direct Bay and Gulf access, making it a boater's paradise! Build your dream home, place a mobile home, or simply use the cleared Waterfront space to store your boat in the water and enjoy effortless access to the open water. Zoned R-2. Your coastal adventure starts here!

6420 Marvin Lane, Panama City

$600

789184 MLS

THIS CENTRALLY LOCATED CORNER COMMERCIAL LOT IS AVAILABLE FOR LONG-TERM LEASE. IT IS NEITHER FENCED NOR HAS ANY UTILITIES. TERMS AND CONDITIONS ARE FLEXIBLE AND WILL BE FINALIZED BY INTERESTED PARTIES THROUGH THE BROKER.

2823 N East, Panama City

$649,000

1001914 MLS

The site features 225 feet of frontage and is zoned C-3, which allows for outside storage and most commercial uses. The property is high and dry, with all utilities already available on-site, including a grinder station. This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park. Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Dr, Panama City

$695,000

789162 MLS

WATERFRONT! Now is the time to build your dream home on beautiful Beach Dr. Enjoy stunning views of St, Andrews Bay. Centrally located so you can walk or bike to either Historic St Andrews or Historic Downtown Panama City. Drive by and see where you will be building your next home.

1248 W Beach Drive, Panama City

$249,000

789156 MLS

The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive Unit Lot 3, Panama City

$249,000

789153 MLS

The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park.

4010 Thomas Drive Unit Lot 5, Panama City

$649,000

789152 MLS

The site features 225 feet of frontage and is zoned C-3, which allows for outside storage and most commercial uses. The property is high and dry, with all utilities already available on-site, including a grinder station. This location offers excellent visibility and traffic, with nearly 20,000 cars passing by daily. Additionally, it is situated across from two large marinas and in close proximity to St. Andrews State Park. Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive, Panama City

$249,000

789107 MLS

The site features 75' feet of frontage and is 85' deep & zoned C-3, which allows for outside storage including RV's & Boats. The property is high and dry, with all utilities already available on-site. Flood Zone ''X'' You can build Duplex units or multi - story rental for seasonal rentals Please let me know if you would like more information or are interested in discussing this opportunity further. OWNER FINANCING AVAILABLE

4010 Thomas Drive Unit lot 4, Panama City

Panama City, FL Land for Sale

Newest Panama City, FL Land for Sale

Mike Johnson

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