Panama City, FL Real Estate | Panama City, FL Homes with a Pool for Sale

Gulf views, directly across from the beach AND beach access--5518 Gulf Drive offers the ideal blend of location, space, and flexibility, making it ideal as second home rental investment, with the benefit of no HOA. Situated on a large corner lot on the east end of Panama City Beach, this home is designed with both comfort and functionality in mind. Newer construction and featuring a spacious living and kitchen area that opens to a private pool and a large patio with both covered and uncovered spaces--perfectly blending indoor and outdoor living for easy gathering and entertaining.The thoughtful layout includes two primary suites, along with two additional bedrooms with en suite baths, and 2 sets of full bunks - enhancing it's versatility to host large groups without sacrificing privacy. The private pool makes this a true vacation-style setting, while the front porch and expansive second-floor deck offer additional outdoor living spaces to enjoy Gulf views and coastal breezes. The corner lot provides ample parking--a rare and valuable feature this close to the beach. With short-term rentals allowed, a highly functional floor plan, and a location just moments from the sand, this property presents an exceptional opportunity to own your piece of paradise at the beach!

5518 Gulf Drive, Panama City

$3,150,000

6 Beds ⋅ 7 Baths ⋅ 787785 MLS

Set within the exclusive coastal enclave of Hadley's Beach, a thoughtfully planned community of just 20 residences, 5936 Gulf Drive offers a refined approach to modern beach living along the shores of Panama City Beach. With direct beach access just steps away, days unfold easily between the home and the turquoise waters and white sand shoreline that define this stretch of the Gulf. Completed in 2025, the residence spans 4,747 square feet and is offered fully furnished, blending contemporary design with effortless livability. Gulf views are woven throughout the home, creating a constant connection to the water and surrounding coastal landscape. The home features six bedrooms and six-and-a-half bathrooms, including a dedicated bunk room designed with both flexibility and comfort in mind. The second floor serves as the primary gathering space, where a spacious living area, expansive kitchen, and dining area come together in an open, light-filled setting. Premium kitchen appliances, generous counter space, and thoughtful design details support both everyday living and elevated entertaining. On the third floor, the primary suite offers a private retreat with a balcony overlooking the Gulf, accompanied by a sitting area, wet bar, and private laundry, creating a self-contained space designed for both relaxation and convenience. Outdoor living is centered around a private pool, offering a peaceful alternative to the beach just beyond. A first-floor laundry room adds ease after time spent at the pool or shoreline, supporting the natural rhythm of coastal living. Located within a community that allows short-term rentals, the property offers flexibility alongside its design-forward appeal. With its combination of Gulf views, curated interiors, and immediate access to the beach, 5936 Gulf Drive presents a residence where thoughtful architecture and the coastal lifestyle come together in seamless balance.

5936 Gulf Drive, Panama City

$899,000

4 Beds ⋅ 4 Baths ⋅ 787743 MLS

Stunning 2023 custom-built 4BR/4BA residence in desirable Grand Lagoon Shores, offering refined coastal living with no HOA. Designed with intention, this single-level home features soaring ceilings with elegant tray details, a light-filled open layout, and a striking living room accent wall with built-in fireplace. The interior blends style and function with designer finishes, custom built-ins, and a seamless flow ideal for both everyday living and entertaining. Step outside to your private backyard retreat, complete with a resort-style pool, paver deck, and fully fenced yard, perfect for relaxing or hosting. Situated on a spacious homesite just minutes from Grand Lagoon, marinas, dining, and the white-sand beaches, this home delivers a rare combination of modern design, comfort, and prime location. Short-term rentals are allowed in this area, offering strong potential for income-producing use or a flexible second home.

121 Rusty Gans Drive, Panama City

$359,000

3 Beds ⋅ 2 Baths ⋅ 787583 MLS

Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education and community. This home has been lovingly maintained by its original owner for the past 20 years, reflecting pride of ownership throughout. Just 15 minutes from downtown Panama City, Riverside offers a peaceful, picturesque setting that feels worlds away. With majestic oak trees draped in Spanish moss and beautiful Savannah-inspired architecture, the neighborhood has a timeless Southern charm that's hard to find in Florida. Residents enjoy low HOA fees of just $135/month, which include access to exceptional community amenities: • Waterfront community dock • Swimming pool • Basketball court • Clubhouse and game room • Private fitness center • Grounds maintenance Motivated seller--currently purchasing another property and open to reasonable offers. For Sale by Owner, giving buyers the opportunity to work directly with the owner and potentially save on transaction costs.

4005 Riverside Drive, Panama City

$595,000

4 Beds ⋅ 3 Baths ⋅ 787516 MLS

Step into one of the largest homes in highly desirable Palm Bay community that is positioned perfectly on a cul-de-sac in this single-level home with a private pool, 4 bedrooms, 3 full baths, home office, multiple living areas and an extended garage! This home has been well-maintained and offers over 2,800 square feet and is just 10 minutes from the World's Most Beautiful Beaches. As you step inside, you're greeted with 14 foot ceilings and a home office with glass French doors. A formal living room and dining room also feature soaring ceilings with incredible views of the private pool and covered patio. The family room, kitchen and breakfast dining area are just off the living room and are accessible to the pool and patio. The kitchen features solid wood cabinetry, center island and a large pantry. Ample counter space and a breakfast bar is great for entertaining and is open to the breakfast nook and family room. The family room features tons of natural light and built-ins with a fireplace. The three guest bedrooms and two guest baths are easily accessible from the family room while the split floor plan is highly desirable where the primary suite is located off the formal living room. The primary suite offers a tray ceiling, French doors to the patio, lots of natural light, dual walk-in closets, soaking tub, walk-in shower and dual vanities with solid wood cabinetry. The high ceilings in this single-level home are incredible! The quality construction paired with a 2-car garage is great at the beach and even better...an extended garage with roll-up garage door for golf cart, ice machine, toys and more!! In Palm Bay, you're just minutes from dining, shopping and entertaining on Panama City Beach. The Florida lifestyle is perfected with a private pool on a cul-de-sac homesite giving a spacious yard and privacy. Make Palm Bay your home today! The corner

8236 Grand Bay Boulevard, Panama City

$575,000

4 Beds ⋅ 3 Baths ⋅ 787263 MLS

Welcome to this meticulously updated 4-bedroom, 3 full-bath brick residence with a screened-in pool, ideally situated in the highly desirable Woods II subdivision. Offering approximately 2,588 square feet of thoughtfully designed living space, this home is set on a generous 0.37-acre lot and features an oversized driveway, providing both functionality and curb appeal. Perfectly positioned in a central location, the property offers convenient access to premier shopping, dining, and leading medical facilities, while being approximately 20 minutes from both Tyndall Air Force Base and Naval Support Activity Panama City Beach. This home has undergone a comprehensive renovation between 2019 and 2021, reflecting quality craftsmanship and modern design throughout. Upgrades include durable tile flooring, as well as a fully reimagined kitchen equipped with quartz countertops, an undermount sink, pot filler, updated appliances, under-cabinet lighting, and an expansive walk-in pantry--ideal for both everyday living and entertaining. The living area is designed to be both inviting and functional, featuring a stylish electric fireplace complemented by custom built-in cabinetry, creating a warm and sophisticated gathering space. The primary suite serves as a private retreat, complete with elegant French doors that open directly to the pool area, enhancing the home's seamless indoor-outdoor flow. The en-suite bathroom is well-appointed with dual vanities, a jetted soaking tub, a tiled walk-in shower with built-in seating, and a private water closet. The outdoor living space is equally impressive, offering a fully fenced backyard designed for privacy and relaxation. The in-ground Gunite chlorine pool, enclosed within a screened lanai, was resurfaced in 2021, providing both aesthetic appeal and long-term peace of mind. Additional features include a 16' x 10' powered storage shed suitable for a workshop or hobby space, a full irrigation/sprinkler system, a hard-wired security system with cameras and dual network video recorders, and a partially floored attic for added storage capacity. This well-maintained property presents a rare opportunity to own a move-in ready home that combines modern upgrades, functional design, and exceptional outdoor living in one of the area's most established communities. Schedule your private showing today. All measurements are approximate and should be verified by the buyer if deemed important.

2601 Parkwood Drive, Panama City

$2,100,000

7 Beds ⋅ 4 Baths ⋅ 787257 MLS

EXCEPTIONAL VALUE ALERT - PRICE IMPROVEMENT OF $200,000! Repriced for immediate sale, this elegant Mediterranean-style beach home presents an outstanding opportunity on the Emerald Coast. Located just 75 feet from the sugar white sand with Gulf views from multiple balconies, this spacious 3-story property is being offered FULLY FURNISHED and TURNKEY with $215,000 in 2025 rental income and future bookings transferable to the new owner. Featuring 7 bedrooms, 4 full baths, and approximately 3,451 square feet, this thoughtfully designed home offers flexibility for personal use, large groups, or vacation rental investment potential. Interior features include soaring 10-foot ceilings, custom cabinetry, granite countertops, stainless steel appliances, commercial-grade tile flooring, and abundant natural light throughout. Designed with functionality in mind, the property includes TWO full kitchens, TWO laundry areas, and a lockout configuration ideal for maximizing occupancy and rental versatility. Spacious indoor and outdoor living areas provide ample room for entertaining and relaxing after a day at the beach. Outdoor highlights include a PRIVATE HEATED POOL, expansive balconies with Gulf views, covered patio spaces, and ample parking with a 2-car garage plus 5 additional driveway parking spaces. Low annual HOA dues add to the appeal of this exceptional coastal property. Whether you're searching for a primary residence, second home, or income-producing beach investment, this turnkey property offers space, location, and exceptional value in the heart of Panama City Beach.

4120 Nancee Drive, Panama City

$1,745,000

4 Beds ⋅ 4 Baths ⋅ 787149 MLS

HEATED POOL- STEPS TO BEACH Last years rental income in the high $90 and this year is on its way to over $100K Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience. Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath. Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze. Don't miss out on this incredible beachside retreat!

4109 Choctaw Street, Panama City

$8,475,000

5 Beds ⋅ 10 Baths ⋅ 786845 MLS

Perched on 380 feet of pristine West Bay waterfront along the Northwest Florida Gulf Coast, Villa Chimera is the most extraordinary luxury estate in Panama City Beach. Spanning 9,473 sq. ft. across three expansive lots, this 5BR/6BA/4HB masterpiece was authentically modeled after an Italian Venetian Palazzo -- designed by architect Philip Spann from hand-sketched owner drawings inspired by Renaissance master Andrea Palladio. Every finish was sourced from Italy or crafted by world-renowned artisans: a hand-carved Italian marble fountain, cushion-cut marble walls, Venetian silk upholstery, a Rome-crafted stone dining table, and a Renaissance fresco ceiling hand-painted by artist Jody Matokovich. This is not simply a Gulf Coast luxury home -- it is a one-of-a-kind legacy estate. The soaring foyer commands immediate attention with its grand Schonbek crystal chandelier, custom compass rose marble floor inlay, and solid stone staircase with marble balusters. The great room overlooking West Bay features a marble fireplace, limestone accents, and walls upholstered in Bevilacqua silk -- made in Venice and renowned worldwide. A media room with a theater-size projection screen and theatrical lighting flows seamlessly from the living space. The gourmet kitchen features Wolf and Sub-Zero appliances, a breakfast bar, separate bar area, and a fully equipped butler's pantry for effortless large-scale entertaining. All cabinetry was custom-designed by Design Galleria of Atlanta. The dining room centers around a custom stone table crafted in Rome outside the Vatican walls, beneath Venetian watermark plasterwork evoking centuries of Palazzo history. The second-level master suite is a private sanctuary with bay views, a columned balcony, and a hand-painted Renaissance fresco vault ceiling. Separate his-and-hers bathrooms each feature heated floors and double showers with body jets. A detached guest house -- connected by covered walkway -- includes a full kitchen, sitting area, private veranda, and full bath. Smart home living is delivered via a full Crestron system controlling all lighting, media, and security. Additional highlights: Kohler 100KW whole-house generator, all-copper plumbing, 4-car garage with wheelchair lift, whole-house central vacuum, monitored security cameras, LED lighting throughout, and all windows and exterior doors replaced post-Hurricane Michael. A rare and irreplaceable Florida Gulf Coast waterfront estate -- schedule your private showing today.

3730 Preserve Bay Boulevard, Panama City

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 786327 MLS

RARE OPPORTUNITY to own this fully- furnished, gulf-view home with private pool and literally just steps to the beach! Situated on a private road with private beach access, this property offers a unique combination of privacy, convenience, and strong investment potential. This 4-bedroom, 3-bath home features a great layout for enjoying family and friends, an open kitchen, dining and living area, a 2nd living area located just off the pool, and an additional loft area that provides flexible space for guests or additional sleeping quarters. Enjoy gorgeous gulf views from your second and third stories, and a balcony on each level. The second story balcony offers a spacious area with plenty of room to take in the breathtaking views and relax for family meals, sunbathing, morning coffee, and evening sunsets. The fenced backyard is designed for entertaining, and features a private pool and spa, pool deck, covered area to cool off in the shade, and grill space - this is the perfect spot to create new memories! Ideally situated in Panama City Beach and within walking distance to local favorites including Finns, Liza's Kitchen, and Gypsea Crepes, as well as close to shopping, St Andrew's State Park, boating, and more. Properties with these gulf views, private beach access, and private pool at this price point are extremely limited. Come make this your new primary residence, second home, or SHORT-TERM RENTAL INVESTMENT! Schedule your private showing today!

4120 Danny Drive, Panama City

$485,000

3 Beds ⋅ 3 Baths ⋅ 786301 MLS

Kings Point Harbour, one of Panama City's most convenient and established neighborhoods. This well-maintained 3-bedroom, 2-bath home offers over 2,000 square feet of heated and cooled living space, designed for both everyday comfort and entertaining. What truly sets this property apart is the additional 1,000+ square feet of covered outdoor living, creating a private backyard retreat that feels like an extension of the home. Step outside to enjoy a fully screened pool and porch area featuring an in-ground pool, spacious covered seating areas, and plenty of room for outdoor dining and entertaining. The screened enclosure allows you to enjoy the outdoors while staying cool during the summer while keeping the space comfortable and enjoyable year-round. Inside, the floor plan offers both openness and flexibility. The family room centers around a gas fireplace that produces substantial heat, creating a warm and inviting gathering space. The kitchen features custom-built wood cabinetry, generous storage, and convenient access to both the formal dining room and a bright breakfast area for more casual meals. A dedicated study or home office provides a quiet workspace, ideal for remote work, reading, or managing daily life. The primary suite includes an updated bathroom with his and her vanities, offering both comfort and functionality. Two additional bedrooms and a second full bath provide flexibility for family, guests, or hobbies. The home sits on nearly half an acre, offering space, privacy, and room to enjoy the outdoors. The landscaped yard and mature surroundings add to the property's curb appeal while maintaining the relaxed coastal lifestyle that makes this area so desirable. Bonus features worth noting include an updated HVAC system, Brock Pest termite bond, a 2 car garage, and a large driveway providing ample parking for family and guests. Another major advantage is the freedom of living in a neighborhood without an association to answer to. Kings Point Harbour is known for its central location and everyday convenience. From this home you are just minutes from Publix, Sam's Club, ALDI, HCA Florida Gulf Coast Hospital, and only a short drive to the Hathaway Bridge for quick access to Panama City Beach. Homes in this neighborhood rarely combine size, outdoor living, lot space, and location this well. If you've been looking for a property that offers room to live, room to entertain, and the convenience of everything close by, this home deserves a closer look.

2910 Kings Harbour Road, Panama City

$559,999

3 Beds ⋅ 3 Baths ⋅ 785807 MLS

Newly reduced! This elegant, executive home in the very desirable Palm Bay neighborhood in Panama City Beach is priced for quick sale. The open floor plan includes a large Great Room with built-in bookcases and cabinetry, a gas fireplace and a large, wall mounted, flat screen, smart TV. The spacious kitchen has a large breakfast bar with quartz countertops, glass top stove and breakfast nook, which also has an installed flat screen TV. Filling out the main living space is a dining area that could also accommodate a pool table. The large Owners Retreat looks out onto the amazing pool area; the master bath has a Jacuzzi tub, separate shower and double vanity. There are 2 additional bedrooms, one of which includes a half bath. There is a full bathroom with access to the pool area. The large custom paver pool area has an outdoor shower and abundant seating space for hosting friends and family fun. Rounding out this beautiful home is a two-car garage with built in cabinetry and work bench, and a paver driveway. Palm Bay is a family-friendly community close to the Navy base, schools, shopping, restaurants, marinas, and the beach! The two wall mounted indoor televisions, patio television wall mount, a large additional refrigerator in garage, the security system, Polaris pool cleaner and the automatic pool filler all convey with sale. Additional Highlights include: - New Exterior Paint-2026, - Pool Paver area and sidewalks sanded and sealed-2026 - Transferable Florida Pest Control Termite Bond-Paid 2026 - New Roof-2024 - A/C-2017, - TifTuf Bermuda Grass - Scotchshield Security window film - Drip Irrigation around paver pool area - 5 Outdoor Water Spigots (2 in pool area and on 3 sides of the home) - Irrigation system - Outlets in all external areas - Low HOA fees Age, Square Footage, Lot and Room Sizes are approximate, please verify if important.

138 Palm Grove Boulevard, Panama City

$575,000

4 Beds ⋅ 2 Baths ⋅ 785311 MLS

Owner Financing available if needed- No LLC's but buyers with good credit will be considered - Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) ---OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL - NO HOA - Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. In the other part of the house, you will find 2 updated baths. Close to the 'Base of the Future'', you are also a short ride to Mexico Beach. So much to offer! So little time before someone wanting a big yard and a nice waterfront ''like new'' home snaps it up. Termite Bond and Moisture Barrier included -

1434 W Park Lane, Panama City

$1,094,600

4 Beds ⋅ 5 Baths ⋅ 784601 MLS

Here you can have the best of both worlds: Private pool AND close to beach access! Whether you want to stay in and swim or venture out to salt and sand, 7403 Sunset has you covered! HIGHLIGHTS: --Fully furnished and ready to rent! --Master suite downstairs --4 spacious bedrooms (2 with en suites) --4 full + 1 half bath --Split living/dining areas with lots of possibilities --Great flow from kitchen to dining to living area --Coffee bar area --Laundry room downstairs --Bonus room upstairs for lounging, play, or bunks --Private heated pool with large decking --Covered back porch --Single-car garage (would make a great game room!) --Driveway parking for 3 + golf cart space See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

7403 Sunset Avenue, Panama City

$385,000

4 Beds ⋅ 3 Baths ⋅ 784595 MLS

Up to $10,000 offered toward buyer closing costs or rate buy-down.. Welcome to the kind of home that rarely hits the market fully updated, thoughtfully laid out, and loaded with the features buyers search for most: no HOA, a brick exterior, a private pool, a fenced backyard, a large kitchen with brand-new appliances, and two oversized garages with space you simply don't see every day. Step inside and you're welcomed by a classic brick fireplace and new Lifeproof flooring throughout, giving the home a clean, modern, low-maintenance feel. To the left, the spacious great room offers the perfect place to relax or entertain and flows right into the kitchen--bright, open, and designed for real-life use with generous space for cooking, gathering, and storage. Just off the kitchen, a private bedroom with its own bathroom is ideal for guests, in-laws, or a home office. Nearby, you'll appreciate the practical layout with easy access to the laundry room and the main garage--and the way this floorplan is designed truly makes it feel like two homes in one: a perfect setup for multi-generational living, hosting long-term guests, or simply having a separate area that functions like its own private retreat while still staying connected to the main living space. On the other side, the open-concept dining area leads into a bonus room and connects to the second garage/workshop area. This property is a dream for anyone who needs room for vehicles, toys, tools, or projects: two garages total, with one large enough for two SUVs or trucks, and the other able to fit up to four cars with extra space for a workshop. The bedroom wing sits privately on the far right side of the home. The primary suite opens directly to the pool area for effortless indoor-outdoor living, while the additional bedrooms are generously sized with walk-in closets and their own bathrooms--an added bonus for comfort, privacy, and everyday convenience. And when you're ready to head out, the location makes life easy: about 10 minutes to Tyndall Air Force Base and around 5 minutes to grocery stores and daily essentials. This is the total package--space, upgrades, privacy, storage, and lifestyle--all in one place.Call Today!

6001 Minneola Street, Panama City

$1,495,000

5 Beds ⋅ 7 Baths ⋅ 784547 MLS

Resort luxury meets everyday living in this custom 5BR, 6.5BA home in the gated, Lake Merial Community! Welcome to 158 Lake Merial Blvd a home of timeless elegance and modern sophistication. Perfectly positioned in the quiet, gated enclave of Lake Merial and just moments from Bozeman School (K-12), this custom-built estate offers 5 bedrooms, 6.5 baths, and an unparalleled blend of comfort, privacy, and style. From the moment you arrive, the architectural presence is undeniable. Manicured grounds, an oversized three-car garage with epoxy flooring and custom cabinetry, and a paver drive set the tone for the detail and craftsmanship within. Inside, the home reveals itself with wide-plank flooring, soaring 20-foot vaulted ceilings, and walls of natural light. At its heart, a chef's kitchen designed for both function and beauty — a massive 10'x6' Carrera marble island, Viking and Fisher Paykel appliances, Butler's pantry with prep sink and ice maker, and a 200+ bottle climate-controlled wine cabinet. The expansive dining and living areas easily host family gatherings or elegant entertaining. The Owner's Suite is a sanctuary unto itself, nearly 1,000 sq ft of private luxury overlooking Lake Merial, while the spa bath features a rainfall shower with body jets, freestanding soaking tub, dual vanities, and a custom dressing room with center island and jewelry storage also having a balcony overlooking the pool. Additional 4 en-suite bedrooms provide refined comfort for family and guests alike. The outdoor living experience is resort caliber: a heated pool with infinity-edge spa, waterfall feature, and jets, surrounded by ample patio space designed for entertaining up to 40-50 guests. A fully appointed outdoor kitchen with quartz counters, Blaze refrigerator, grill, pizza oven, and fireplace. Conveniently includes a pool house with outdoor bathroom & sauna. No detail has been overlooked! Solar power with battery backup, EV charging station, CAT 7 wiring, fiber internet, hurricane-rated Anderson windows, copper gutters, and solid concrete construction are just a few of the countless upgrades. This is a property where luxury meets peace of mind. A true must-see, 158 Lake Merial Blvd is more than a home. It's a statement of refined living.

158 Lake Merial Boulevard, Panama City

$1,649,000

4 Beds ⋅ 4 Baths ⋅ 784223 MLS

The Crown Jewel of the East End | New Construction Luxury Estate with Private Elevator Welcome to 5914 Sunset Avenue, a brand-new architectural masterpiece where coastal elegance meets unmatched tranquility. Perfectly situated in the highly coveted ''East End'' of Panama City Beach, this 4-bedroom, 4-bathroom residence is designed for those who demand resort-style living without the restrictions of an HOA. Sophisticated Interiors & Seamless Living Spanning 3,078 square feet across three stunning levels, the home offers effortless accessibility via a private interior elevator. The third-floor ''Grand Level'' features soaring cathedral ceilings and an open-concept gourmet kitchen that is a chef's dream. Outfitted with sleek Café black-matte appliances, pristine quartz countertops, and a dedicated wine bar with a wine fridge, it is the ultimate space for sunset entertaining. A Backyard Oasis Like No Other Step outside into your private sanctuary. The rear grounds have been professionally transformed into an outdoor retreat, featuring: Heated Saltwater Pool: An in-ground centerpiece for year-round relaxation. Summer Kitchen: Fully equipped for al fresco dining under the Florida stars. Tropical Privacy: Lush landscaping and a full privacy fence create a secluded resort feel, complete with a convenient outdoor shower. Exclusive Features & Versatility This home is offered fully furnished and turnkey, making it ready for immediate use as a primary estate, a luxury second home, or a high-performing short-term rental. Unlike most beach properties, 5914 Sunset offers massive utility with a 4-car carport plus dedicated RV and Boat parking--a rare find so close to the Gulf. Unbeatable Location Located just blocks from the sugary white sands, you'll enjoy sweeping Gulf views and the most breathtaking panoramic sunsets in the Panhandle. Experience the luxury of 30A style and quality, but with the freedom and value of the PCB East End.

5914 Sunset Avenue, Panama City

$599,000

6 Beds ⋅ 4 Baths ⋅ 784163 MLS

Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

101 White Oaks Boulevard, Panama City

$4,490,000

9 Beds ⋅ 7 Baths ⋅ 784135 MLS

''INVESTMENT PROPERTY'' This beautiful Private Beach home is a money maker! It has produced over $400k in rentals a year over the last four years. It is already booked at 70% for 2026! The location is great in the heart of all the attractions in Panama City Beach! The home has a 14x24 heated pool, hot tub , and over 2000sq ft of back deck to enjoy. You can walk off the back deck right into the beautiful white sand, and into the gulf! Home also boasts plenty of parking for boats, motorcycles, or RV's. With 9 bed rooms and 7 bathrooms there is room for the entire family! King size beds are in seven of the nine bedrooms, and almost every room has a beautiful view of the gulf. Home has a Large open area for entertaining and Gourmet Kitchen. There is also a separate Media/Game room for the kids upstairs with game table and large flat screen TV. ''Making Waves'' is a premiere gulf front home with a proven rental record! You must come see it for yourself!

5409 Gulf Drive, Panama City

$549,000

4 Beds ⋅ 2 Baths ⋅ 783966 MLS

Home is located in the Preserve on the Bay, a gated neighborhood that is very quiet and well-maintained, with a well established HOA. This home is a perfect fit for the couple looking to retire or a young couple starting their family. Flooring is a combination of tile and plank flooring for easy maintenance and cleaning. Open floor plan, which is perfect for entertaining guests while keeping the bedrooms private. Enjoy the gas fireplace to make the most of those cool winter evenings. The kitchen is equipped to prepare everything from a bowl of cereal to a gourmet dinner. With a walk-in pantry with space to keep your kitchen very organized. New granite countertops, sink, faucet and lighting finish off the kitchen. The large master bedroom has a walk-in closet and bathroom that includes a double vanity with new granite countertops, sinks and faucets. Rounding out this is a jacuzzi tub, a walk-in shower, and a water closet with a linen closet. Bedrooms 2 and 3 are in the other side of the house and share a bathroom with new Granite countertops, sink and faucet. This bathroom also has access to the pool area. The 4th bedroom, across from the master bedroom, can be used as a bedroom, guest room, office or hobby room. There is shelving in the closet that can be removed to create a clothes closet. The laundry room is a spacious with a large storage closet. The laundry room is spacious with a large storage closet. The laundry room leads to the garage, which has both upper and lower cabinets, and a nice countertop along one side. It provides you with lots of of extra storage and workspace for any projects. The home sits on .33 acres surrounded by lots of vegetation and mature trees that add privacy to the inground pool and Jacuzzi. The pool was resurfaced in 2019, a new heater ( for pool and spa), and a sand filter in 2025. At the end of 2025, the owner replaced a pump motor. This home was built by Ledman Construction known for their exceptional quality. They were awarded BBIA Builder of the Year in1989, 1990, 2001 and 2009. They also won the Aurora Award in 2009. They currently build homes on 30A.

3522 Fox Run Boulevard, Panama City

$875,000

5 Beds ⋅ 3 Baths ⋅ 782527 MLS

Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. Also available for sale is a separate half-acre, fully buildable lot (estimated $125K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner's suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.

4409 Deer Point Cove Lane, Panama City

$629,900

4 Beds ⋅ 2 Baths ⋅ 782813 MLS

Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting. Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!

7432 Chipewa Street, Panama City

$1,850,000

6 Beds ⋅ 4 Baths ⋅ 782564 MLS

***2025 RENTAL INCOME: $175,000 ***2026 BOOKINGS AT $172,000 YTD AND ON TRACK FOR $185,000 This beach house has it ALL! Sleeping up to 24 people across 6 bedrooms and 2 sleeper sofas, this is the perfect memory-making personal vacation home, generously-sized private beach residence, or lucrative short term rental investment. Whether you are accommodating multiple generations vacationing together or a group of friends for a quick trip to the beach, the possibilities are endless. Come see for yourself! HIGHLIGHTS INCLUDE: --One house away from public beach access #19 --Private heated pool and hot tub --Gulf views from upstairs balcony --Great outdoor entertaining space --4 of 6 bedrooms on the first floor --4 full baths --TWO bunk rooms (one up, one down) --Fully furnished and seats up to 20 for dining --Parking for up to 6 vehicles --Large laundry with storage --TWO living areas --Full kitchen PLUS kitchenette --Solar panels to reduce electricity expense --Low maintenance metal roof Ask your realtor for the AirBNB link and the FACTS AND FIGURES on this property year to date. Walkthrough video available in PHOTOS or tour in person. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

4116 Ocean Street, Panama City

$599,500

4 Beds ⋅ 3 Baths ⋅ 782177 MLS

Discover a home you'll never want to leave—especially once you step into the incredible backyard retreat waiting just beyond the doors. Designed for relaxation and entertaining, this outdoor oasis features low-maintenance composite decking throughout, a full bar with sink, a hot tub under a charming pergola, a sparkling pool with its own private bar, sunshades for comfort, and stunning nighttime lighting that transforms the entire space into your personal getaway. Inside, the home is equally impressive. The spacious kitchen boasts brand-new quartz countertops and flows seamlessly into a generous dining area. The living room is warm and inviting with a real wood-burning fireplace, and the main floor includes a comfortable bedroom with its own ensuite bathroom. Upstairs, the primary suite spans over 500 square feet and includes an attached bonus room—ideal for a home office, nursery, library, or private lounge. The suite continues with a large walk-in closet, multiple linen closets, a private water closet, a garden tub with its own TV, a separate shower, and dual vanities. Best of all, the primary bedroom opens to a private balcony overlooking your backyard paradise—perfect for morning coffee or late-night unwinding. Two additional bedrooms and a full bathroom complete the second level. Outside, a dedicated workshop offers plenty of space for projects and includes covered storage. An insulated attached greenhouse is ready for gardening enthusiasts. The home also features a whole-home propane generator for peace of mind. With durable stone siding, a metal roof, and nearly 4 acres of serene land, this property delivers exceptional quality and privacy. A rare find in today's market, this property combines luxury, comfort, and true tranquility, and is located just 30 minutes from the beautiful white sandy beaches of Panama City Beach! ALL MEASUREMENTS ARE ESTIMATES AND MAY NOT BE ACCURATE.

8508 S Holland Road, Panama City

$1,540,000

4 Beds ⋅ 3 Baths ⋅ 781311 MLS

LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

$479,999

5 Beds ⋅ 3 Baths ⋅ 780275 MLS

These homes feature recently renovated open-concept kitchen with stainless steel appliances and solid surface counters. The main home includes three bedrooms, two bathrooms, and a spacious bonus room. The secondary home offers two bedrooms and a recently updated bathroom. The main home also boasts a backyard pool and pavilion area, with both homes secured by fencing for privacy. Both properties share a septic system and well, which has a newly installed filtering system. The metal roofs on both homes are less than seven years old. This beautiful property is located within a half-mile of Deerpoint Park and Boat Ramp.

4806 High Point Drive, Panama City

$2,875,000

6 Beds ⋅ 5 Baths ⋅ 769495 MLS

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

8205 Surf Drive, Panama City

$218,000

5 Beds ⋅ 2 Baths ⋅ 774050 MLS

HUGE PRICE DROP!!!!! **Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!! Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are in the works. The kitchen is updated! New cabinets, countertops and floors. There is a nice big bonus room you can use as a dining room and such a lovely back yard to enjoy family time while you grill. Schedule your showing today to see all this house has to offer! Minutes from the beach, restaurants, schools and shopping.

1912 Chestnut Avenue, Panama City

$850,000

3 Beds ⋅ 2 Baths ⋅ 778203 MLS

Welcome to a home that feels like a breath of fresh air. This beautifully cared-for 3-bedroom, 2-bathroom property sits on a spacious double lot that gives you room to live, relax, and create memories. There's a charming detached cottage with its own full bathroom, perfect for guests, extended family, or a little extra rental income. Inside the main home, you'll find modern updates throughout the kitchen and bathrooms that make daily living feel easy and comfortable. The two-car garage offers plenty of storage and includes a laundry area, plus there's a convenient laundry closet inside the home too. Step outside and you'll see why this home stands out. The large yard, swim spa, boat barn, and shed give you space to unwind, work on projects, or just enjoy time outdoors. There's even a well for irrigation to keep the landscaping looking lush all year long. Located just over half a mile from the public boat launch, this home is ideal for anyone who loves the water. It has been enjoyed as both a second home and a vacation rental, giving you flexibility as a full-time residence, getaway, or income-producing property. Rental history is available upon request. With its updated interior, unique outdoor features, and location close to everything Panama City Beach has to offer, this home is truly a rare find.

7425 S Lagoon Drive, Panama City

$5,250,000

6 Beds ⋅ 8 Baths ⋅ 760174 MLS

CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. This is the newest built home for sale on the beachfront! 6-bedroom, 6-bathroom house offers over 4,600 square feet of luxurious living space. Situated directly on the beach with private access, this home provides an unbeatable coastal lifestyle. The spacious interior includes gourmet kitchen with high-end appliances and custom cabinetry. Each bedroom features an en-suite bathroom and comes fully furnished with stylish décor. An elevator ensures easy access to all levels of the home. Outside, enjoy your private pool with breathtaking ocean views. The expansive deck is ideal for sunbathing, dining, and entertaining. This home combines luxury and comfort in a stunning natural setting. Sold fully furnished as turn-key, high producing vacation rental!

9704 Beach Boulevard, Panama City

Panama City, FL Homes with a Pool for Sale

Newest Panama City, FL Homes with a Pool for Sale

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