Panama City, FL Real Estate Search

Panama City, FL Homes between $400,000 and $450,000 for Sale

Panama City, FL, offers a diverse selection of homes in the mid-range market, catering to various lifestyles and preferences. Nestled along the stunning Gulf Coast, this vibrant area presents an appealing mix of newly built properties and charming older homes, each designed with modern amenities and attractive landscapes. Buyers can find spacious floor plans ideal for families, as well as cozy retreats perfect for those seeking a seasonal residence. With easy access to beautiful beaches, recreational parks, and a bustling downtown area filled with dining and entertainment options, living in Panama City provides a unique blend of coastal leisure and urban convenience. The local real estate market is vibrant, making it an exciting time for potential homeowners to explore their options in this picturesque community.

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Newest Panama City, FL Homes between $400,000 and $450,000 for Sale

$445,000
2 Beds 2 Baths 789008 MLS
'Investor Alert! Turnkey Gulf View Condo, priced to sell. Seller says bring offers!! ''DONT MISS OUT'' currently rented, no worries we can still get you in for a showing. Welcome to your dream coastal retreat at the highly sought-after Dunes of Panama in Panama City Beach! This beautifully updated 2 bedroom, 2 bath condo offers the perfect blend of comfort, style, and breathtaking scenery, making it an ideal primary residence, vacation home, or investment property. Situated on the 7th floor, this turnkey unit showcases stunning, unobstructed views of the Gulf from both the main living area and the spacious primary suite. Wake up to the sound of the waves and enjoy your morning coffee while taking in the sparkling emerald waters and sugar-white sands. Inside, the condo has been thoughtfully upgraded with modern finishes. The kitchen features sleek granite countertops, ample cabinetry, and a functional layout perfect for entertaining. Primary bathroom has been enhanced with beautifully tiled shower, adding a touch of luxury to your daily routine. Durable and stylish LVP flooring flows seamlessly through main living areas with carpeted bedrooms, offering both elegance and low maintenance living. Gulf views, creating a bright and inviting atmosphere. With two generously sized bedrooms, there's plenty of space for family, guests, or rental potential. Located in one of Panama City Beach's premier beachfront communities, Dunes of Panama offers resort-style amenities including multiple pools, tennis courts, fitness facilities, and direct beach access. 1500Ft of Beach front, letting you stretch out and enjoy your own personal space while lounging on the beach. Ample parking Whether you're looking to relax, invest, or enjoy the best of beachfront living, this exceptional condo is truly move in ready and waiting for you. Schedule your private showing today and experience the beauty of Gulf front living at its finest! If measurements deemed important, buyer to verify

7205 S Thomas Drive Unit D704, Panama City

$429,900
2 Beds 2 Baths 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City

$430,000
2 Beds 2 Baths 788890 MLS
Experience refined coastal living at 5314 Beach Dr, ideally situated just two blocks from the pristine sugar-white sands of Panama City Beach. Enjoy effortless access to the Gulf with a short stroll or leisurely golf cart ride, placing sun, sand, and sea at your fingertips. Set within a well-established neighborhood with no HOA, this residence offers comfort and convenience just moments from local dining, marinas, and the natural beauty of St. Andrews State Park. This thoughtfully designed 2-bedroom, 1.5-bath home features a desirable split-bedroom layout, creating separate spaces for privacy and retreat. The interiors are warm and inviting, highlighted by an elegantly updated kitchen with modern appliances, a light-filled living area designed for relaxation and entertaining, and the added benefit of being fully furnished for immediate enjoyment or rental readiness. Outdoors, the property truly shines with exceptional outdoor living spaces. A spacious covered patio with a beach bar, seating area, grilling space, and sand-filled lounging area creates the perfect atmosphere for hosting friends and family or relaxing after a day on the water. The fully fenced yard provides a private and secure retreat. Low-maintenance landscaping and ample parking complete the exterior appeal. Whether envisioned as a sophisticated primary residence, an exclusive coastal retreat, or a high-performing vacation rental, this property presents a compelling opportunity. Discover the essence of elevated beachside living--where comfort, style, and location converge.

5314 Beach Drive Unit 5314, Panama City

$411,142
5 Beds 4 Baths 788270 MLS
This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a soothing soaking tub, Separate shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

7188 Legacy Court, Panama City

$425,000
3 Beds 2 Baths 1000306 MLS 3,006 SqFt.
Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your needs. As you enter through the grand front entrance, you are welcomed by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is truly built for entertaining, offering ample counter space and a layout that flows seamlessly into the living areas. Just off the kitchen, you will find a breakfast area complete with built-in china and wine storage, giving you both convenience and charm. This home offers the best of both worlds with a full breakfast area as well as a separate formal dining space. The primary suite is truly impressive, featuring a large master bedroom, a huge master bath, and a spacious walk-in closet located just off the bathroom. The split floor plan provides privacy for the additional bedrooms and guest areas. Additional features include a good-sized laundry room and an oversized garage with two main bays plus a third rear-access bay perfect for a golf cart or additional storage. This classic Southern ranch-style brick home welcomes you with a wrap-around front porch, perfect for relaxing and enjoying the neighborhood. Step out back to the back porch, a great spot for winding down and enjoying quiet Florida evenings. The location is exceptional--just one street over from waterfront property and close to family-friendly parks, including Gore Park right around the corner. Located in the heart of Callaway and just minutes from Tyndall Air Force Base, the area has grown tremendously and now offers a variety of shops, restaurants, and everyday conveniences just around the corner. This home offers space, charm, and an incredible location all in one.

313 S Mary Ella Ave, Panama City

$445,000
3 Beds 3 Baths 788022 MLS
BEAUTIFULLY UPDATED THROUGHOUT! Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED , TOO MANY EXTRAS TO LIST THEM ALL!. The open floorplan is extremely spacious with an impressive great room & dining room as you enter, including a wood burning fireplace that offers a 7' wide brick hearth. There is fresh paint & Luxury Vinyl Plank flooring throughout. The new kitchen has been opened to the living area and is appointed with recessed lighting and a magnificent quartz countertop, white with gray veins. A brushed stainless GE appliance pkg has been installed, along with full length cabinets to the ceiling & topped with crown moulding. Moving on to the master bdrm find plenty of room at 20 ft wide. The new master bath includes an elegant fully tiled shower with seamless glass. Complete with new fixtures & toilets. The double vanity comes with lighted mirrors, new cabinets & countertops. Includes new roof & windows and original construction built with 2x6 walls for strong bones. New 50 gal water heater. A/C blower unit and compressor replaced about 2 yrs ago. New electric service panel & breakers, upgraded to a 200 amp service, plus all outlets & switches replaced. There is also a GENERAC WHOLE HOUSE GENERATOR with a 500 gal propane tank (buried & full of gas). Plus a deep water submersible well along with a Culligan water softener system. The workshop out back will come in handy too. And the incredibly large back yard has unlimited possibilities for a pool or outdoor kitchen/entertainment area. Owner financing terms: 4.9% RATE!! With 20% down, amortized 30yrs with a 7 yr balloon. (Owner financing is available only for an owner occupant/primary residence of purchaser)

2734 Jamedon Drive, Panama City

$425,000
3 Beds 2 Baths 787601 MLS
Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf--perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements--including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023--provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

7405 Beach Drive Unit B, Panama City

$425,100
5 Beds 4 Baths 787589 MLS
This home will be built on a cul-de-sac lot on Parkbrook Cove. The pictures are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a tiled shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

5023 Parkbrook Cove, Panama City

$419,000
3 Beds 2 Baths 787034 MLS
Fully renovated beach cottage and RENTAL MACHINE only .3 miles from the Gulf! This stunning 3-bedroom, 2-bath coastal home sits on a huge lot with no HOA in the heart of Lower Grand Lagoon, offering the kind of space that is nearly impossible to find this close to the water. Every inch of this cottage has been meticulously updated, including a 2020 metal roof, HVAC, Hardie Board siding, vinyl windows, septic system, PEX plumbing, and copper wiring. The coastal interior shines with granite countertops, white cabinets, stainless appliances, wood-look tile flooring, and updated fixtures throughout. All of the furnishings convey to the new buyer. Beyond the beautiful renovations, this property is a proven high-producing investment that has consistently delivered impressive results, generating $58,642 in 2023, $50,378 in 2024, and $45,591 in 2025. It is currently self-managed and the seller would be happy to share his process and vendors so a new buyer could continue. 2026 is on track with HUGE numbers! Over $41,500 already completed in Jan-July 2026! The massive yard provides plenty of room to add a private pool, while the oversized driveway offers an abundance of parking for a boat, jet skis, and golf cart. An amazing covered front porch offers the perfect hangout, while the private outdoor shower makes cleaning off the sand effortless after a day at the beach. This prime location puts you mere blocks from the community boat ramp and minutes from the area's best-loved dining spots like Schooners, Patches, and Finn's, offering guests the ultimate coastal lifestyle with world-class boating, fishing, and white sandy beaches just down the street. This property perfectly balances a relaxed coastal vibe with a proven track record of rental success. Schedule your showing today. A video tour is also available

5616 Pinetree Avenue, Panama City

$429,000
3 Beds 2 Baths 786826 MLS
Just off Thomas Drive and directly across from Publix, this beautifully maintained 3-bedroom, 2-bath brick home offers the perfect balance of beach convenience, privacy, and functionality. Originally built in 1993 and thoughtfully updated since 2017, the home blends solid construction with modern upgrades and distinctive interior craftsmanship. Inside you'll find luxury vinyl plank flooring, solid wood interior doors, tongue-and-groove paneling, and craftsman-style trim that create a warm, cohesive feel throughout the home. The kitchen features Samsung stainless appliances, farmhouse-style touches, and inviting lighting, opening naturally into the dining and living areas where a custom fireplace and rustic wood accents create a comfortable gathering space. Each room reflects pride of ownership and intentional design. With 1,756 heated and cooled square feet (2,412 total under roof), the home also offers impressive efficiency thanks to solar panels that have reduced the current owner's electric bill to approximately $30 per month, along with newer windows that enhance comfort year-round. Outside, the property is built for both practicality and entertaining. An expansive insulated metal panel covered driveway provides space for up to six vehicles in addition to the two-car garage, making it ideal for guests, boats, or multiple vehicles. The large covered rear porch and outdoor dining area, also built with insulated metal panel roofing, create a shaded and comfortable outdoor living space. Custom sun shades add additional cooling, making it perfect for relaxing or entertaining after a day at the beach. The backyard has been designed for low-maintenance enjoyment, featuring paved walkways, decorative pebble rock borders, and a stylish custom fence with wood framing and corrugated metal panels. A large side gate provides access for equipment or a tractor and leads to a dedicated workshop/storage area with pegboard walls, plus an additional covered lean-to for tools and lawn equipment. And for buyers who fall in love with the style, much of the home's furniture and décor is negotiable, offering the opportunity to purchase the home nearly turnkey. Located just minutes from the beach, dining, and shopping, this solid brick home combines location, character, energy efficiency, and exceptional parking

6537 Pine Drive, Panama City

$439,000
2 Beds 2 Baths 786790 MLS
2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit***

6505 Thomas Drive Unit 411, Panama City

$413,300
2 Beds 3 Baths 786779 MLS
WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

9900 S Thomas Drive Unit 1704, Panama City

$425,000
3 Beds 2 Baths 786586 MLS
Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your needs. As you enter through the grand front entrance, you are welcomed by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is truly built for entertaining, offering ample counter space and a layout that flows seamlessly into the living areas. Just off the kitchen, you will find a breakfast area complete with built-in china and wine storage, giving you both convenience and charm. This home offers the best of both worlds with a full breakfast area as well as a separate formal dining space. The primary suite is truly impressive, featuring a large master bedroom, a huge master bath, and a spacious walk-in closet located just off the bathroom. The split floor plan provides privacy for the additional bedrooms and guest areas. Additional features include a good-sized laundry room and an oversized garage with two main bays plus a third rear-access bay perfect for a golf cart or additional storage. This classic Southern ranch-style brick home welcomes you with a wrap-around front porch, perfect for relaxing and enjoying the neighborhood. Step out back to the back porch, a great spot for winding down and enjoying quiet Florida evenings. The location is exceptional--just one street over from waterfront property and close to family-friendly parks, including Gore Park right around the corner. Located in the heart of Callaway and just minutes from Tyndall Air Force Base, the area has grown tremendously and now offers a variety of shops, restaurants, and everyday conveniences just around the corner. This home offers space, charm, and an incredible location all in one.

313 S Mary Ella Avenue, Panama City

$437,400
2 Beds 3 Baths 785898 MLS
Gulf-Front Primary Suite Strong Rental Income See Walk-through Video Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy: • 500 feet of Gulf frontage • 14,000 sq. ft. lagoon-style pool • Heated indoor pool, hot tub, sauna, and steam room • Fitness center • On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential. See Documents section for additional details. Buyer to verify all information deemed important.

9900 S Thomas Drive Unit 1920, Panama City

$430,000
4 Beds 3 Baths 784834 MLS
Fanning Bayou, a sought-after neighborhood where country charm meets coastal living. Ideally located minutes from the airport, shopping, dining, and white sand beaches, endless fishing spots, this home offers a perfect blend of luxury and convenience. This elegant 2,303-square-foot home features four bedrooms, two full baths, and one half bath. Upon entry, a grand hallway leads into a spacious living room characterized by impressive vaulted ceilings and recessed lighting. The open floor plan flows seamlessly into a chef's kitchen equipped with a substantial center island, granite countertops, updated appliances, plenty of cabinet storage and an oversized pantry. The dining area transitions beautifully to the backyard, which is fully fenced and features an extended covered porch with pond views. Ideal for relaxation or entertaining. The primary suite offers vaulted ceilings and a luxurious en-suite bathroom with a soaking tub, glass-enclosed shower, and an expansive walk-in closet. Three additional generously sized bedrooms and a well-appointed laundry room complete the functional layout. As a resident of this community, you will also have access to the 5,000 Sq Ft pool pavilion, grilling areas, as well as a playground. I invite you to experience this exceptional home for yourself. Conveys with the property: AquaPro Water Systems reverse osmosis system, Reme Halo UV light air duct purifier, and outdoor shed.

171 Grafton Street, Panama City

$426,000
2 Beds 2 Baths 784144 MLS
SUNSETS FIRST...NOISE LAST. Positioned in one of the resort's most desirable sunset-facing stacks, this beautifully maintained 2 bedroom, (one of them being an ocean front master suite) 2 full bathroom condo captures the kind of evening views buyers come to the beach for...warm Gulf skies, sweeping horizons, and unforgettable sunsets right from your own balcony. Unlike many other buildings in the resort, this residence offers true sunset exposure, creating a daily experience that never gets old. If you've been waiting for a truly turnkey, income-ready property, this is it. Offered fully furnished and thoughtfully stocked, this unit is ready for its next owner to step in and immediately enjoy or begin generating rental income...no setup, no stress, and not a single detail overlooked. Both bathrooms have been beautifully remodeled within the past five years, and a BRAND NEW WATER HEATER was installed in March 2026, offering added peace of mind. Well cared for and well appointed, this property presents an exceptional opportunity as a second home, vacation getaway, or investment. Between the rare sunset views and true turnkey condition, this is the kind of property that stands out in today's market. While other units in the building vary in layout, view orientation, and floor height, this residence stands apart with true sunset views, generous square footage, and a higher floor vantage point that enhances both privacy and perspective. Inside, the layout is bright and welcoming, with Gulf-front views that carry through the living space and onto the private balcony, perfect for winding down as the sun dips into the water. This is the kind of unit guests return to and owners hold onto. Beyond the unit itself, Summerhouse continues to be a favorite among owners and vacationing families alike. Residents and guests enjoy two resort style pools with abundant lounge seating and shaded gathering areas, a kiddie pool, hot tub, tennis and pickleball courts, horseshoe pits, arcade, billiards room, and a recently renovated lobby. Secure RFID bracelet access provides controlled entry to community amenities, creating an enjoyable and family friendly resort experience just steps from the sand. As an added bonus for owners, HOA DUES HAVE JUST BEEN REDUCED, improving both cash flow and long-term value. Whether you're seeking a high performing investment, a second home with strong rental upside, or a private Gulf-front retreat elevated above the crowd, this 10th floor B-stack unit checks the boxes that matter most.

6505 Thomas Drive Unit 1009, Panama City

$414,000
2 Beds 2 Baths 784170 MLS
This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

9902 S Thomas Drive Unit 130, Panama City

$425,000
3 Beds 3 Baths 781935 MLS
Come see your new home sweet home! The perfect location for the young family active in the community, close to schools, church, shopping, and medical facilities. This home is spacious, comfortable, inviting, and meticulously cared for. This brick home in the highly desirable Forest Park East neighborhood is move-in ready or add your personal touch to make it your own. With three bedrooms, three baths, an open layout (almost split floorplan), this could be yours. There are so many options in this home. There are three bedrooms on one end of the home and an addition (with big, beautiful windows looking into the backyard) on the other end with its own walk-in closet and bathroom which could be used as a 4th bedroom. Or! since this addition is located just past the kitchen and has its own entry from outside, it could be used as an additional dining area, den or office. There is a nice size laundry area with a built-in desk for another perfect office space. The master suite has two closets and a fully updated walk-in shower. There is a new privacy fence just installed and the property is protected with a security system transferrable to the new owners. Lawn maintenance is low with a sprinkler system in the front yard. To fully appreciate the scope of this home, you have to see it in person. Reach out today to schedule a private tour. Measurements are approximate. All information is believed to be accurate but should be verified by buyer if important.

2707 Pembroke Drive, Panama City

$425,000
3 Beds 3 Baths 781640 MLS
FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing the elevator! Plus, you're just steps from the beach! Laketown Wharf is one of the most sought-after buildings in PCB. This turn-key condo combines coastal living and convenience. The unit has a strong track record of rental income. And a full-year expected to be $56,000, it presents an outstanding investment opportunity—or if rentals aren't the goal, this beautiful unit can also make the perfect second-home getaway. The resort features some of the largest floor plans in PCB with 9-foot ceilings, and an impressive list of amenities including: five pools, two hot tubs, a putting green, and a fitness center with Gulf views. As the sun sets, enjoy the nightly 8 p.m. light show that adds a touch of magic to your beachfront evenings. The complex also offers on-site dining, billiards & bowling alley, and much more! Your family or rental guests will love vacationing here and want to come back every year! Step inside to discover an open-concept layout designed for entertaining, featuring coastal-inspired finishes, updated flooring, lighting, and premium furnishings. The updated kitchen is equipped with stainless steel appliances, granite counters, and plenty of storage. The spacious primary suite offers balcony access and a spa-like en suite with a soaking tub and a walk-in shower with multiple jets. Every detail has been carefully curated, from the decor to the thoughtful updates. The condo also includes a NEW AC unit, washer/dryer, and parking just steps away with minimal elevator traffic. Experience the perfect blend of luxury, location, and income potential—this one truly has it all.

9902 S Thomas Drive Unit 234, Panama City

$400,000
1 Beds 2 Baths 767725 MLS
This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too as you can lounge on your couch or poly wood loungers on your own private balcony and watch the amazing sunsets Panama City Beach Offers! Having the Master bedroom and a bunk area with 2 full bathrooms provides ample room for up to 6 guests. The bunk area has a full bunk on the lower and is enclosed by a sliding barn door providing you or your guests even more privacy! This condo boasts new flooring throughout, shiplap walls, smooth ceilings, granite countertops, washer/dryer stack. Don't miss the opportunity to make this your home or rental investment and enjoy basking in the indoor/outdoor pools, hot tub, or utilize the fitness center onsite. There is 24 hour security and beach access! The Shores of Panama is also located near so many dining options and fun activities! Check this one out it's really turnkey and ready for you! Fully furnished! You will also have a dedicated parking spot labeled 1925 and it's located on the 10th floor. During peak season there will be tiki food snacks, beverages, bar, and also inside you will find more snacks, along with ice cream shop!

9900 S Thomas Drive Unit 1925, Panama City

$439,000
2 Beds 2 Baths 771398 MLS
Welcome to SUMMERHOUSE CONDOS. Summerhouse has been a favorite area condo resort for years. Several generations of owners and guests have grown up making Summerhouse their Beach Escape. Dive into the coastal lifestyle with this highly desirable 2-Bedroom, 2-Bath unit located on the 6th floor of the newest building. This midrise location will help ensure maximum rental income potential, making it an excellent investment opportunity. Step inside this nicely updated unit, The whole unit has tiled floors which makes it so much easier to keep clean and neat. The kitchen has updated appliances, counters, hdware, sinks, and cabinets. Throughout the unit all the furniture with the exception of the master bedroom has been replaced in the last 18-months, including light fixtures and ceiling fans. The air handler was replaced a couple years ago after Hurricane Michael, along with a full size stack washer/dryer.. New wall mounted TV's, 2-new leather recliners, and sturdy longlasting composite patio furniture round out recent upgrades and helps give this unit a new complete contemporary look. Natural light fills the unit from the wall to wall sliding glass doors in the unit. Enjoy the beautiful beach and gulf views from inside your unit on from outside on the balcony. The owner has high-end composite patio furniture for comfortable seating. Relax with a cool refreshing sasaparilla, (rootbeer) while watching friends and family down at the pools or watching for schools of fish or dophins as theyy swim down the beach. Stay connected and comfortable with the smart thermostat with remote acccessibility. The kitchen is fully stocked with all essentials, ensuring a delightful cooking experience. Summerhouse offers a long list of amenities for your enjoyment, including 2 pools, (one heated in the winter), a kiddie pool for the little ones, hot tub, tennis court, game-room, owners lounge, and an onsite Homeowners and Rental Office. Don't miss the large gulf front gazebo, a perfect spot to take a break from the sun, savor a snack, read a book, or simply people-watch. The lounge area, check in office, and lobby area have just completed a beautiful upgrade to those areas. Along with this updating is also a new little store area carrying small essentials and snacks for the beach. Award winning and picturesque St. Andrews State Park is located just a short distance away along with area grocer stores and popular restaurants. Just a short distance away are also most of our area's fleets of fishing, diving, and sightseeing boats. Summerhouse is an owner pet friendly complex. Don't let this opportunity slip away--make this Summerhouse unit, ''YOUR SUMMERHOUSE''! Embrace the coastal paradise, and contact your agent today to schedule a showing and to find your piece of paradise on Panama City Beach.

6505 Thomas Drive Unit 613C, Panama City

$415,000
3 Beds 3 Baths 768813 MLS
Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master bedrooms with private access to a spacious wraparound balcony, allowing you to soak in stunning views and gentle ocean breezes. This property is designed for both relaxation and entertainment. In addition to the master suites, you'll find a charming room with a built-in bunk bed and a spacious closet, perfect for kids or guests, and another inviting room that shares a large bathroom with that room. The layout is ideal for creating lasting memories with family and friends or capitalizing on its current success as a vacation rental or second home. Laketown Wharf boasts an impressive array of amenities, including **five stunning pools** where you can take a refreshing dip or lounge under the sun. You'll also enjoy exclusive access to the beach with the **private beach access **, just steps from your door, perfect for swimming, sunbathing, or leisurely strolls along the shoreline.For those who love convenience, the property offers an array of **shops and restaurants**, all within easy reach, elevating your vacation experience. Whether you're craving seafood, local cuisine, or a quick snack, you're just a walk away from satisfying your appetite. Plus, with **Walmart directly across the street**, daily necessities are never out of reach, making your stay even more effortless. With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!With easy access and no need for an elevator, this end unit condo is a practical choice for families and vacationers alike. Ample parking is conveniently located close to your unit, ensuring hassle-free arrivals and departures.Invest in this exceptional condo at Laketown Wharf and enjoy the best of coastal living, whether as a personal retreat or a lucrative vacation rental. This rare offering won't last long—schedule your private tour today and step into your dream lifestyle by the beach!

9860 S Thomas Drive Unit 101, Panama City

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