Panama City, FL Real Estate Search

Panama City, FL 3 Bedroom Homes for Sale

Panama City, FL, offers a diverse selection of three-bedroom homes for sale, appealing to a wide range of buyers from families to retirees. These properties often boast spacious layouts and modern amenities, ideal for comfortable living in this coastal community. With proximity to beautiful beaches, parks, and vibrant local attractions, homeowners enjoy both relaxation and adventure. The real estate market in Panama City is continually evolving, with many homes featuring open floor plans, updated kitchens, and outdoor living spaces that enhance the Florida lifestyle. Whether you’re seeking a home for year-round living or a vacation retreat, the three-bedroom options in Panama City present enticing opportunities to experience the charm and beauty of this thriving area.

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Newest Panama City, FL 3 Bedroom Homes for Sale

$399,990
3 Beds 2 Baths 790565 MLS
Opportunity is knocking just two blocks from the Gulf! Whether you're looking for an affordable beach getaway, an investment property, or a home you can make your own, this unique property offers endless possibilities because its sits on two lots on the corner. Previously owner-occupied and most recently used as a long-term rental, this home is located in a short-term rental friendly area, giving you flexibility to enjoy it personally, generate rental income, or both. The main living area features 2 bedrooms and 1 bathroom upstairs, while the lower level offers an additional 1-bedroom, 1-bathroom living space that could potentially be utilized separately for guests, extended family, or additional rental opportunities. Sitting on a generously sized lot with exceptional parking, there's room for multiple vehicles, boats, trailers, golf carts, and all your beach toys. The front yard easily accommodates several vehicles, while the rear parking area includes a dedicated Bahama rock pad designed for boat and trailer storage. Even better, you're just two blocks from public beach access and only two blocks from the Dolphin Boat Ramp, making it easy to enjoy both the Gulf and the Lagoon lifestyle. With good bones, a large deck, a spacious sunroom, and a location that screams summer fun, this property is ready for its next chapter. Move in and enjoy it as-is, continue using it as an income-producing property, or update it to maximize its full potential. Beach properties with this much flexibility, parking, and location don't come along often at an affordable price point. HVAC 2024 Water heater 2025 New Roof and Vinyl 2019

6010 Sunset Avenue, Panama City

$374,000
3 Beds 2 Baths 790462 MLS
3 Bed | 2 Bath + Flex Room | 2,131 Sq Ft in Sunrise at EastBay Welcome to this beautifully updated 3-bedroom, 2-bath home with a versatile flex room and 2,131 square feet of thoughtfully designed living space in the desirable Sunrise at EastBay community. This home features a newly updated walk-in master closet complete with custom built-ins, offering exceptional storage and organization. The spacious laundry room is truly a dream setup and includes a General Electric washer and dryer. The primary bathroom includes a relaxing soaker tub along with added shelving in both the master bathroom and water closet for extra storage and functionality. Throughout the home, you'll find stylish custom tile work in the bathrooms along with a beautifully finished kitchen backsplash that adds a modern touch. The kitchen is designed with both style and functionality in mind, featuring pull-out cabinet drawers in all lower cabinets for easy access and added convenience. The pantry has also been upgraded with custom 22-inch shelving to maximize storage space and organization. Enjoy outdoor living with a welcoming 12 x 8 front porch and an open lanai that is perfect for relaxing evenings, entertaining guests, or family activities. The fully fenced backyard offers added privacy and includes a concrete grill pad ready for your outdoor cooking setup. The open-concept layout provides plenty of room for entertaining, relaxing, or working from home, while the flex room offers endless possibilities for an office, playroom, or guest space. Enjoy the peaceful waterfront lifestyle Sunrise at EastBay is known for, including access to the community dock and the Intracoastal Waterway. Outdoor lovers will appreciate being just a short boat ride from Shell Island and the Gulf of Mexico. Conveniently located only 10 minutes from Walmart and everyday shopping, and approximately 20 minutes from Tyndall Air Force Base, this home combines coastal charm with everyday convenience. About Sunrise at EastBay Sunrise at EastBay is a scenic bayside community nestled along Florida's Panhandle between Panama City Beach and Apalachicola. Known for its peaceful waterfront setting and old Florida charm, the community offers residents a relaxed coastal lifestyle with modern conveniences nearby. Located on the Intracoastal Waterway, EastBay is just a 15-minute boat ride to Shell Island and the Gulf of Mexico, and about 30 minutes from Northwest Florida Beaches International Airport.

11701 Poston Road, Panama City

$732,576
3 Beds 2 Baths 790448 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The NEIMAN II G in Saltaire community offers a 3BR/2BA open design. Upgrades for this home include wood look ceramic tile flooring throughout, quartz countertops, LED coach lights on each side of the garage, blinds for the windows, upgraded kitchen backsplash, upgraded cabinets with soft close doors and drawers, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, boot bench in mudroom, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3767 Saltaire Court, Panama City

$397,540
3 Beds 3 Baths 790436 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. POND VIEW LOT! The WHITTIER II H in Saltaire community offers a 3BR/2.5BA 2-story design with a flex room. Upgrades for this home include revwood flooring, custom tiled shower in master bathroom, blinds for the windows, upgraded kitchen backsplash, undermount cabinet lighting, LED coach lights on each side of the garage, framed mirrors in all bathrooms, soft close doors and drawers for cabinets, quartz countertops, wood look ceramic tile flooring, and more! Special Features: double vanity, large shower, and 2 walk-in closets in master suite, double vanity in 2nd bathroom, kitchen island, pantry, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3769 Shoreline Circle, Panama City

$255,000
3 Beds 3 Baths 790414 MLS
Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space, making meal prep and entertaining easy. The downstairs half bath has been tastefully renovated, and the home also features all-new laminate flooring and newly installed carpeting for a fresh, updated feel. Step outside and relax on your private screened-in porch overlooking the peaceful community pond and fountain. The perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the tranquil scenery. Located within the gated Baldwin Rowe community, this home is ideally positioned between Panama City and Lynn Haven and offers convenient access to top-rated schools, shopping, dining, parks, medical facilities, and the bay. The open-concept kitchen, dining, and living area creates a bright and welcoming space that is perfect for entertaining guests or enjoying everyday living. Upstairs, the bedrooms are thoughtfully situated near the laundry area for added convenience and functionality. Guest parking is located right next to the home, making visits from family and friends easy and accessible. Residents of Baldwin Rowe enjoy an array of community amenities, including a swimming pool, clubhouse, and multiple scenic ponds throughout the neighborhood. The HOA covers lawn care, landscaping, and more, allowing for a beautiful, low-maintenance lifestyle while helping preserve the community's appeal and strong property values. Whether you are looking for a primary residence, a low-maintenance lifestyle, or a place to simply enjoy all that the area has to offer, this townhome is one you will not want to miss. All measurements are approximate and should be verified if important. Schedule your private showing today!

201 Baldwin Rowe Circle, Panama City

$699,000
3 Beds 3 Baths 790389 MLS
3BR/2.5BA home in Martinique in Panama City Beach. Extensive upgrades, metal roof 2025, pond views, screened outdoor kitchen. Located in the gated Martinique community on the east end of Panama City Beach, this 3-bedroom, 2.5-bath home offers 2,080 square feet on a 0.11-acre lot with a layout designed for both full-time living and coastal second-home use. Martinique is known for its Old Florida-style architecture, mature landscaping, ponds, walking trails, community pool, playground, basketball court, and limited inventory of available homes. The neighborhood is positioned near Grand Lagoon, Capt. Anderson's Marina, St. Andrews State Park, public beach accesses, restaurants, and shopping. Inside, all bedrooms are located upstairs, including the primary suite with walk-in closets. The secondary bedrooms have access to the upstairs balcony with new Trex decking that measures approximately 6'1'' by 21'4''. The main living area features ambient lighting, a gas fireplace, and new French doors and windows that bring additional natural light into the home. The kitchen was remodeled with quartz countertops, backsplash upgrades, Frigidaire Gallery appliances, updated sink and faucet, and a convection/air fryer oven. Washer, dryer, and refrigerator convey with the property, and the laundry room includes a second-floor laundry chute. Recent improvements provide long-term value and peace of mind, including a snap lock standing seam galvalume metal roof installed in 2025, impact-rated windows and doors on portions of the home, updated exterior and interior paint, Honeywell smart thermostats, epoxy garage flooring, and driveway pavers installed in 2025. Additional updates include a remodeled downstairs half bath, three new American Standard Comfort toilets, upgraded electrical, backflow prevention replacement, new fencing, expanded patio space with pavers, exterior lighting improvements, and a termite bond. Outdoor living is a major feature of the property with a screened porch outdoor kitchen, cooktop, wood-burning outdoor fireplace, hot tub (that also stays with the house), fenced backyard, outdoor shower, and pond views. The oversized garage includes hanging storage systems and keypad access. The home also includes irrigation with two water lines and sprinkler systems already in place. Martinique is one of the more established gated neighborhoods in Panama City Beach and is valued for its custom homes, walkability, and proximity to boating, beaches, and dining without the density of larger resort communities. Owners can walk to nearby restaurants, bike to St. Andrews State Park, and reach Grand Lagoon marinas within minutes. Short-term rentals are not allowed in Martinique, helping preserve the residential atmosphere many buyers seek on the east end of PCB.

3410 Martinique Lane, Panama City

$333,846
3 Beds 2 Baths 790341 MLS
The 1711 floorplan design by Adams Homes is a well-designed and spacious home that offers both style and functionality. With three bedrooms, two bathrooms, and a two-car garage, this single-story home provides a comfortable and versatile living space. As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the kitchen, dining area, and living room, creating a bright and inviting atmosphere. The kitchen is thoughtfully designed with modern appliances, ample cabinet space, and a breakfast nook, making it a practical and stylish space for cooking and entertaining. The adjacent dining area provides plenty of room for family meals and gatherings. The living room serves as a central gathering space, offering ample room for relaxation and entertainment. The master suite is located at the back of the home, providing a private retreat for homeowners. It features a spacious bedroom, a walk-in closet, and an ensuite bathroom with a double vanity, and garden tub. The two additional bedrooms are situated near the front of the home, offering privacy and flexibility to accommodate family members, and guests, or create a home office or hobby space. The two-car garage provides ample space for parking and storage. Additionally, a covered porch at the back of the home extends the living space outdoors, providing a perfect spot for relaxation or outdoor gatherings. With Adams Homes' commitment to quality craftsmanship, this home is designed to provide both comfort and style. Embrace the functionality and spaciousness of the 1711 floorplan, and personalize it to match your individual preferences and lifestyle, creating a home that truly reflects your unique personality and brings joy to everyday living.

3636 Basal Street, Panama City

$345,686
3 Beds 2 Baths 790310 MLS
Introducing the 1901 floorplan by Adams Homes, a true gem in the world of home design. This single-story masterpiece offers an impressive array of features and a layout that perfectly blends style, comfort, and functionality. Step into the grand foyer and be captivated by the spaciousness and elegance that awaits you. The open-concept design flawlessly connects the kitchen, dining area, and living room, creating a seamless flow that is perfect for both entertaining and everyday living. The kitchen is a chef's dream, equipped with top-of-the-line appliances, ample cabinet space, and a breakfast nook that serves as a gathering point for friends and family. The master suite is a true retreat, featuring a luxurious bedroom, a walk-in closet, and an ensuite bathroom with double vanities, Walk in Shower, and a linen closet. Two additional bedrooms are strategically placed at the front of the home, providing privacy and space for family members or guests. The 1901 floorplan also includes a designated laundry room, ensuring that this chore is a breeze to handle. With ample storage space and well-designed layout, this home truly caters to your every need. Enjoy the beauty of outdoor living with a covered patio that extends your living space and provides a perfect spot for relaxation and outdoor gatherings. The two-car garage offers convenience and security for your vehicles and additional storage needs. Make the 1901 floorplan your own by personalizing it to match your unique style and preferences. Imagine creating a home that reflects your personality and becomes the backdrop for countless cherished memories.

3640 Basal Street, Panama City

$523,990
3 Beds 3 Baths 790281 MLS
Special Rate Incentive Available! Introducing the Eden B, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you'll immediately notice a den on the left, providing a versatile space that can be tailored to your preferences. Whether you envision it as a home office, playroom, or even a fourth bedroom, this flexible area offers endless possibilities. To the right, a formal dining room awaits, creating an elegant setting for hosting memorable dinner parties or enjoying special meals with loved ones. Continuing through the home, you'll find a full guest bathroom conveniently located near the front of the home. In the heart of the Eden, a spacious great room awaits, serving as the central gathering space for relaxation and entertainment. Just off the great room, an outdoor living area invites you to enjoy the beauty of the surrounding environment. The great room seamlessly connects to the breakfast nook and kitchen, forming the hub of the home. The kitchen features an island with a sink and dishwasher, providing a functional and stylish workspace with the ability to entertain guests and view family. A walk-in pantry within the kitchen ensures ample storage space for all your culinary needs. The second and third bedrooms are separated by a shared bathroom, offering convenience for family members or guests. This wing of the home also includes two linen closets, with one located in the hallway and the other inside the bathroom, providing ample storage options. The Eden features a split floorplan, with the owner's suite situated on the opposite side of the great room. The expansive suite offers a tranquil retreat, featuring dual closets and an owner's bathroom. You'll find an additional two linen closets in this wing of the home, one inside the bathroom, while the other is conveniently located just outside the owner's suite. A large three-car garage is situated off the kitchen and laundry room area, providing plenty of space for vehicles and additional storage. With 2,639 square feet of living space, the Eden offers a generous layout that ensures comfort and functionality for your family. Its well-designed floorplan promotes privacy, convenience, and a sense of togetherness.

227 Lake Merial Boulevard Unit 51, Panama City

$282,500
3 Beds 2 Baths 790214 MLS
Opportunities like this are exceptionally rare -- a beautifully remodeled property with MIXED USE zoning that allows you to legally LIVE and WORK in the same space. Whether you're an entrepreneur, small business owner, creative professional, investor, or simply someone who wants flexibility for the future, this property delivers a lifestyle and business opportunity that's hard to duplicate. Perfectly positioned near Tyndall Air Force Base and just off busy Tyndall Parkway, the location offers both convenience and visibility with strong traffic counts for potential business exposure. Unlike standard commercial zoning, the Mixed-Use designation in this area allows residential occupancy -- giving you the freedom to operate a business without sacrificing the comfort of home. Inside, the remodel is nothing short of brilliant. Every inch of the space has been thoughtfully reimagined for maximum functionality, flow, and style. The main area of this home features a living room, dining area, remodeled kitchen with quartz countertops and new stainless appliance package and 2 bedrooms and 2 full baths, including a stunning newly created primary suite complete with an ensuite bath and walk-in closet. On the opposite side of the home, on the other side of the living room, there is a separate flex space with an oversized closet and an exterior door that walks out into the carport, which creates endless possibilities. Use it as a private third bedroom, client office, salon studio, creative workspace, consultation room, boutique, or home-based business -- all without clients or customers ever needing to enter your main living space. It's the ideal setup for maintaining both professionalism and privacy. Outside, the oversized corner lot adds even more value and versatility. The fully fenced yard with front and side gates provides security and functionality, while the drive-through carport and generous parking areas make access easy for personal vehicles, trailers, work trucks, or business clients. There's plenty of room here to truly make the property work for your lifestyle. Additional features include: huge corner lot with excellent accessibility; fully fenced with solar light post caps and multiple gated access points; large slab for the addition of a future shed; drive-through carport; working irrigation pump; flexible floor plan with residential and business potential; excellent visibility and convenience near shopping, dining, and Tyndall AFB; rare zoning flexibility in a rapidly growing area! This is more than just a remodeled home -- it's a smart lifestyle investment that gives you options, flexibility, visibility, and freedom all in one property.

5220 Cherry Street, Panama City

$285,000
3 Beds 2 Baths 790151 MLS
SELLER OFFERING $13,000 IN CONCESSIONS + NO HOA + BAY VIEWS. Just minutes from Tyndall Air Force Base, this well-located home offers convenience, flexibility, and coastal charm in a peaceful established neighborhood. Whether you're searching for a primary residence, investment opportunity, first home, or an off-base property near Tyndall AFB, this home provides an excellent opportunity to make it your own. A subtle bay view from the driveway offers a daily reminder of nearby water access, beautiful sunsets, and relaxed coastal living. The spacious corner lot features a fully fenced backyard, providing added privacy and plenty of room for outdoor enjoyment, pets, entertaining, or creating your own private retreat. Take advantage of the double car garage with custom-built workbench and outdoor storage shed. Major updates provide peace of mind, including a 2019 roof, 2022 HVAC system, and 2025 gas water heater. Inside, the home features a functional layout with a dedicated dining room, vaulted ceilings, and an electric fireplace adding warmth and character to the living space. The brick foundation offers timeless appeal and a durable construction feature designed for long-term enjoyment. Located just 1 minute from Under The Oaks Park, Smuggler's Cove Marina, and Gulf Oaks RV Park, outdoor recreation is right at your fingertips. Enjoy walking paths, playgrounds, disc golf, picnic areas, boat ramps, fishing spots, and scenic bay views beneath beautiful historic oak trees. Conveniently located near Callaway's growing shopping and dining options, Historic St. Andrews, revitalized downtown Panama City, and just a short drive to Panama City Beach's world-famous white sand beaches and emerald waters. This home offers the location, flexibility, and lifestyle you've been looking for.

1525 Donna Avenue, Panama City

$289,000
3 Beds 2 Baths 1003483 MLS 1,727 SqFt.
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Ave, Panama City

$259,000
3 Beds 2 Baths 790088 MLS
PRICE IMPROVEMENT - PRICED TO SELL! PLUS $10,000 TOWARD BUYER CLOSING COSTS! Move-in ready and packed with upgrades, this brand-new construction home offers the perfect blend of style, quality, efficiency, and affordability. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,200 square feet of thoughtfully designed living space, this home is ideal for first-time homebuyers, growing families, or anyone seeking low-maintenance living. Inside, you'll find an open-concept floor plan with soaring 9-foot ceilings, luxury vinyl plank flooring throughout, beautiful quartz countertops, and a complete appliance package, making move-in day effortless. Built with quality in mind, the home also features durable Hardie Board siding, hurricane-rated windows and doors, and full spray foam insulation for enhanced energy efficiency and year-round comfort. Enjoy your morning coffee on the full-length front porch or take advantage of the spacious pole barn, perfect for storage, a workshop, recreational equipment, or hobbies. Conveniently located just minutes from Downtown Panama City, you'll have easy access to shopping, dining, schools, and entertainment--all with the added benefit of NO HOA. To help showcase the property's full potential, select listing photos have been virtually enhanced using AI to illustrate possible landscaping and interior staging. These images are for visualization purposes only and do not represent the property's current condition or included improvements. Take advantage of the $10,000 buyer closing cost incentive and schedule your private showing today!

2201 E 6th Street, Panama City

$289,000
3 Beds 2 Baths 790063 MLS
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Avenue, Panama City

$284,900
3 Beds 2 Baths 790047 MLS
OPEN HOUSE! FRI 7/30 2-4PM Welcome to 7066 George Day Lane in the highly sought-after Liberty community of Panama City! This move-in ready 3-bedroom, 2-bath home offers the perfect combination of modern design, everyday comfort, and valuable upgrades already completed for you. Best of all, the street construction is complete, allowing you to enjoy an established neighborhood feel without the inconvenience of ongoing building nearby. Inside, you'll find a bright open-concept layout with durable vinyl plank flooring throughout the main living areas, granite countertops, white soft-close cabinetry, stainless steel appliances, and a spacious kitchen island ideal for entertaining or casual dining. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite while still offering comfortable guest bedrooms and bath space for family or visitors. The spacious primary suite features a double vanity, walk-in shower, and large walk-in closet. Throughout the home, you'll appreciate features that many new construction homes do not include, such as installed blinds and a fully fenced backyard with 6-foot white vinyl fencing for added privacy and security. The refrigerator can also convey with an acceptable offer, making your move even easier. This home is also equipped with smart home technology, allowing you to conveniently manage features right from your phone, along with a professionally installed 3-stage water filtration system for enhanced water quality throughout the home. Additional highlights include a two-car garage, dimensional shingle roof, and underground utilities. Residents of Liberty enjoy access to incredible community amenities including two pools, a splash pad, playgrounds, pickleball courts, basketball court, fitness center, yoga room, and more. If you're looking for a newer home where the upgrades are already done and the home is truly move-in ready, 7066 George Day Lane is one you won't want to miss.

7066 George Day Lane, Panama City

$287,000
3 Beds 2 Baths 789987 MLS
This updated Florida cottage puts you right in the middle of everything people love about living in Panama City. With 3 bedrooms, 2 bathrooms, and a layout designed for everyday living as well as entertaining, this home offers the kind of space and functionality that's hard to find at this price point. Natural light fills the interior, highlighting the updated flooring, newer appliances, and the well-maintained condition throughout. Major improvements have already been taken care of, including the HVAC system, roof, and water heater, all which have been replaced within the last few years for added peace of mind. Outside, the home continues to impress with a screened-in patio, oversized deck, privacy-fenced backyard, and additional outdoor storage. The oversized true two-car garage provides plenty of room for vehicles, tools, beach gear, or hobbies. The street itself has recently been repaved and improved with new curbs and sidewalks adding to the overall appeal of the neighborhood. Location is one of the standout features here. This home is less than five minutes from Beach Drive and the public beach access at Calhoun Beach Park and just minutes from Historic St. Andrews and Downtown Panama City. You're also under 20 minutes from the white sandy beaches of the Gulf. Tyndall Air Force Base and the Navy Base are also both just a short drive away. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity with short-term rental potential, this property checks all the boxes for enjoying the Florida lifestyle year-round. The city will be laying sod out front sometime in the next few weeks where they were working on the road/curbs.

1403 Arthur Avenue, Panama City

$369,900
3 Beds 2 Baths 789951 MLS
Experience the best of coastal living with this Gulf-side condo at Laketown Wharf, offering a front-row seat to some of the most incredible Florida sunsets. This spacious 3-bedroom, 2-bathroom residence features a thoughtfully designed floor plan that truly feels like home. A new HVAC was just installed in June 2026. Inside, the open-concept layout creates a seamless flow between the kitchen and living areas--perfect for relaxing or entertaining. The kitchen is well-appointed with granite countertops, stainless steel appliances, and ample space for gathering. The living room has been updated with luxury vinyl plank flooring, adding both style and durability, while the in-unit washer and dryer provide everyday convenience. The Gulf-front primary suite serves as a private retreat, complete with direct balcony access and a spacious en-suite bathroom featuring a double vanity, large soaking tub, and a walk-in shower. Step outside to your expansive private balcony, where you can unwind and take in breathtaking views of the Gulf--an ideal setting for morning coffee or evening sunsets. Laketown Wharf offers an unmatched resort-style experience with an impressive list of amenities, including: Five unique pools, including a rooftop pool and Gulf-view zero-entry pool, Direct gated beach access, Famous nightly fountain show, On-site dining, buffet, and bars, Fitness center, Covered parking. The monthly HOA covers cable TV, WiFi, insurance, security, and all resort amenities, making ownership both convenient and stress-free. Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this Gulf-side condo offers the perfect blend of location, lifestyle, and value.

9860 S Thomas Drive Unit 508, Panama City

$525,000
3 Beds 3 Baths 789942 MLS
BAYFRONT LIVING AT MAGNOLIA BAY! Welcome to your coastal oasis at Magnolia Bay! This exceptional 3-bedroom, 3-bathroom condominium nestled on the serene bayfront, offers a lifestyle of luxury and convenience. Featured are two master bedrooms and private bathrooms, with an added bonus of a generously sized bonus room, perfect for a second bedroom or your home office. This condo features stainless steel VIKING appliances, custom granite countertops, tile and luxury vinyl plank flooring throughout, a custom marble wall under the kitchen bar area, plantation blinds and custom drapes, newer hot water heater , and newer HVAC and dishwasher. The open concept design seamlessly leads to an expansive, wrap around, corner balcony, inviting you to enjoy bayfront views, including those mesmerizing sunsets! This bay front condo is a coastal living haven, just a short boat ride away from the emerald waters of the Gulf of Mexico. This gated community boasts a wealth of amenities for your pleasure to include a waterfront fitness room, a community room complete with a pool table and a pool that is heated during several months. For outdoor enthusiasts, a pier and kayak rack are available, ensuring you can make the most of the bay at your leisure. This unit comes with one covered parking space. Don't miss the chance to experience bay front living in this splendid coastal condominium! As always, dimensions are approximate. Buyer to verify if deemed important.

2400 Grandiflora Boulevard Unit E601, Panama City

$1,450,000
3 Beds 5 Baths 1003151 MLS 4,350 SqFt.
Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. A lifetime of living is found at 2806 Canal Drive.

2806 Canal Dr, Panama City

$1,450,000
3 Beds 5 Baths 789910 MLS
Nestled in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay become part of your regular rhythm. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf. Waterfront achieved!

2806 Canal Drive, Panama City

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