Panama City, FL Real Estate | Panama City, FL 3 Bedroom Homes for Sale

Welcome to this 3-bedroom, 2-bath brick home situated on a spacious 100x150 lot surrounded by mature trees. Inside, the home offers room to spread out with both a living room and a separate family room featuring a fireplace. Just off the family room is an interior laundry area with additional storage space, providing added potential for renovation and customization. The large kitchen has ample counter and cabinet space, white appliances, and plenty of room for everyday meals and gatherings. Offering lots of potential, this home is ready for a new owner to bring their vision to life with updates and personal touches along the way. Outside, the huge backyard provides plenty of room for relaxing, entertaining, pets, play, or creating an outdoor retreat to enjoy year-round. The convenient location puts you near Tyndall Air Force Base, a public boat ramp, parks, schools, restaurants, shopping, and other everyday conveniences. With its spacious lot, mature trees, multiple living areas, and room to make it your own, this home is ready for its next chapter. Call today to schedule your private preview!

731 Buddy Drive, Panama City

$895,000

3 Beds ⋅ 4 Baths ⋅ 795857 MLS

Grand Lagoon waterfront living with Gulf access! Located at 7202 S. Lagoon Drive in Panama City Beach, this 3-bedroom, 4-bath home offers approximately 2,362 square feet and a setting made for enjoying life on the water. The home features a fully equipped kitchen, spacious living areas, and a primary bedroom with an en suite bath and walk-in closet. An upper balcony and lower covered deck overlook the lagoon, providing plenty of space to relax, entertain, or simply enjoy the waterfront setting. The home has also been freshly painted throughout, with new carpet installed in the carpeted areas, giving the interior a fresh, move-in-ready feel for its new owner. Boaters will appreciate the location on Grand Lagoon with direct access toward St. Andrews Bay and the Gulf. The property also includes a double attached garage, ample driveway parking, and a lot extending approximately 130 feet from S. Lagoon Drive toward the water. The existing home and dock configuration are also reflected on the property survey. Adding further perspective to this Grand Lagoon location, the vacant waterfront lot next door sold for $699,000 in April 2026. That neighboring sale provides an interesting point of reference for the value placed on waterfront land along this stretch of S. Lagoon Drive. The location adds another dimension to the property. Grand Lagoon is known as Panama City Beach's ''Gateway to the Gulf,'' with boating, fishing, sightseeing cruises, paddleboarding and other water activities close at hand. Visit Panama City Beach Nearby St. Andrews State Park offers Gulf beaches, swimming, snorkeling, fishing, paddling and access to Shell Island. Visit Panama City Beach The Thomas Drive/Grand Lagoon area also puts local favorites such as Capt. Anderson's | Restaurant & Waterfront Market and The Grand Marlin nearby, along with marinas, charter fishing, dolphin cruises and other waterfront activities. Whether you're looking for a primary residence, beach getaway, or a home base for boating and fishing, 7202 S. Lagoon Drive combines waterfront living with convenient access to many of the experiences that make Panama City Beach special. Thank you for considering this home!

7202 S Lagoon Drive, Panama City

$256,000

3 Beds ⋅ 2 Baths ⋅ 795833 MLS

New construction at an Affordable in the Panama CIty area. This is a 3 bedroom and 2 full baths with upgrades. Custom vinyl flooring throughout, stainless steel appliances, tankless water heater, and new washer and dryer included with the sale. The two bathrooms are fully custom upgraded. You have a large front porch. The back yard is large and plenty of room for kids to play. This is a perfect 1st time Homebuyer, Heroes, or Ship program where your down payment and closing cost is covered by Grants if you qualify. Don't miss this opportunity to buy this brand-new property. Located near hospitals, shops and excellent schools nearby Minutes from the beach and tourist areas. Make your appointment today.

1141 Bay Avenue, Panama City

$399,900

3 Beds ⋅ 2 Baths ⋅ 795820 MLS

COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.

5541 Highway 2297, Panama City

$259,888

3 Beds ⋅ 2 Baths ⋅ 795816 MLS

Discover Your Dream Home in the Grand Oaks at Callaway Community! The Beaumont Plan features a spacious open-concept design, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for relaxation and entertaining. Natural light fills the home through Low E insulated dual-pane vinyl windows, highlighting elegant Shaker cabinets, quartz countertops and stainless steel appliances, including an electric smooth top range, dishwasher, and over-the-range microwave in the kitchen. Retreat to the expansive primary suite with a private bath, dual vanity sinks, and a generous walk-in closet. This home also offers two well-appointed bedrooms, a thoughtfully designed secondary bathroom, and a serene patio--ideal for enjoying morning coffee or sunsets. Experience modern living at its finest in this beautiful Beaumont Plan home, where comfort meets‌‌‌‌‌‌‌‌‌‌‌‌ style!

5136 ELYSE Way, Panama City

3813 Alwyn Cashe Avenue Unit HS 28, Panama City

$307,985

3 Beds ⋅ 2 Baths ⋅ 795805 MLS

Welcome to Magnolia Ridge community in Panama City, offering thoughtfully designed new homes with modern finishes, functional layouts, and exceptional value. The Nash floor plan features 3 bedrooms, 2 bathrooms, and 1,744 square feet of beautifully designed living space. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. The stylish kitchen features quartz countertops, white shaker-style cabinetry, stainless steel appliances, and an oversized pantry. The private owner's suite offers a spacious walk-in closet and a spa-inspired bath with dual vanities and a beautifully tiled walk-in shower. Generously sized secondary bedrooms feature large closets, while the spacious dining nook provides plenty of room for gathering with family and friends. A 2-car garage adds convenience and additional storage. This home is currently under construction. Floor plans, elevation renderings, and photos are for illustrative purposes only. Actual colors, finishes, features, and options may vary. Don't miss your opportunity to own a beautiful new home in Magnolia Ridge. Schedule your private tour today and ask about current builder incentives. Information is deemed reliable but not guaranteed. Buyer or buyer's agent should verify all information. Prices, features, and availability are subject to change without notice.

3813 Alwyn Cashe Avenue Unit HS 28, Panama City

$230,000

3 Beds ⋅ 3 Baths ⋅ 795799 MLS

SELLER IS NOW OFFERING $5K TOWARDS CLOSING COSTS OR INTEREST RATE BUY DOWN!!! ATTN INVESTORS... SUPER INEXPENSIVE HOA & SUCCESSFUL LONG TERM RENTAL HISTORY! NOW VACANT & AVAILABLE IMMEDIATELY! In a world where LOCATION IS KEY, your new home is perfectly positioned with views of East Bay & giant oak trees from the master bedroom (FEATURING A PRIVATE BALCONY & NEW WALK IN SHOWER), living room, extended patio, pool, and the beach access that Sunbay Townhomes offers. This ensures that your home will always set a relaxing tone at the end of your busy day. Even better, you'll be living across the street from a great restaurant, a unique coffee shop, only 5 minutes from Tyndall AFB & the Callaway Boat Ramp, and 20 minutes from Mexico Beach! Let's not forget, the home has a newer roof, HVAC, water heater and plumbing, and is located in FLOOD ZONE X (no required flood insurance). Call us today for a private showing!

6059 E HWY 98 BUS, Panama City

$274,900

3 Beds ⋅ 3 Baths ⋅ 795787 MLS

BEST PRICE ON THE MARKET WITH OPEN BAY VIEWS! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence or second home. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach, or toss your kayak in for a ride. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today. Sorry, NO Short Term Rentals.

6087 E Highway 98, Panama City

$235,000

3 Beds ⋅ 2 Baths ⋅ 795781 MLS

This beautiful new construction home is located in the heart of Panama City. Located near the new Rec Center, Ascension Sacred Heart Bay Hospital, restaurants, and the popular Downtown Panama City. The exterior features a covered porch, large side patio, and a fully sodded & privacy fenced back yard with plenty of space for gardening, summer bbq's, a firepit area and more, as well as a custom built storage shed for your lawn equipment and storage needs. The interior features an open floor plan with 9 foot ceilings throughout, durable, Mohawk luxury vinyl plank flooring, custom built solid wood cabinetry with timeless quartz counter tops, stainless steel appliances, a large stainless steel farmhouse workstation sink, a nice island, and plenty of windows for lots of natural light. The master bedroom features a walk in closet with en suite bath. The master bath features a double vanity and walk in shower. Quality construction by Danny Sullivan with over 40 years experience in Bay County. Call your Realtor TODAY to see this great home.

707 E 10th Court, Panama City

$285,000

3 Beds ⋅ 2 Baths ⋅ 795722 MLS

Paid off Solar panels! Welcome to 705 Joan Lane! This charming 1,248 sqft, 3-bed 2-bath brick home offers comfortable living, classic character, and a convenient location. Situated in the established Towne & Country Lake Estates community, this home features a practical layout with spacious living areas, a functional kitchen, and a 2-car garage. The primary suite offers a beautiful walk-in tiled shower, adding a fresh and inviting touch to the primary bathroom. The home also features durable flooring throughout and a generous yard with plenty of room to enjoy the outdoors. Location is a major highlight! Situated in east Panama City, 705 Joan Lane provides convenient access to shopping, dining, schools, major roadways, and everyday amenities, and Tyndall Air Force Base is only a short drive away! Whether you're looking for a comfortable primary residence or a home with convenient access to the best of Bay County, this home offers a great combination of location, functionality, and classic Florida charm. Schedule your private showing today!

705 Joan Lane, Panama City

$339,900

3 Beds ⋅ 2 Baths ⋅ 795709 MLS

NEW FLOOR PLAN - The Utah! This home is a PRE-SALE to be built. Buyer can select design board for finishes. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites, three-sided brick homes, preserved natural areas, tranquil ponds, future green space, and a walking path for residents to enjoy. Inside this home, you'll find a wide range of high-quality upgrades including a tankless gas water heater, 9-foot ceilings, recessed lighting, painted Hardie-board siding on the front exterior, a gas kitchen range, a gas line ready for an outdoor grill, and a fully sodded yard with a sprinkler system. Tray ceilings enhance the living room and master bedroom, while the master bath includes double vanities, walk-in shower with glass door, a large walk-in closet, and convenient access to the laundry room. Additional features include a utility sink in the garage. Buyer to verify any information deemed important. Design elements subject to change.

3934 Red Deer Circle, Panama City

$479,990

3 Beds ⋅ 2 Baths ⋅ 795708 MLS

100% COMPLETED! MOVE IN READY!! Welcome to the Crystal B plan. This thoughtfully designed home offers a harmonious blend of style, functionality, and comfort. Upon entering the foyer, you'll notice a den on the left, providing a versatile space that can be used as a home office, study, or even a fourth bedroom. To the right, a formal dining room awaits, creating an elegant setting for hosting dinner parties or enjoying special meals with loved ones. Just beyond the den, a corridor leads to a private kids or guest wing of the home. This wing encompasses two bedrooms, a full bathroom, and a convenient laundry room with access to the two-car garage. The presence of a linen closet in the hallway adds practicality and storage options. Returning to the foyer, you'll be greeted by the spacious great room, which serves as the central hub of the Crystal floorplan. This open and inviting space seamlessly connects to the breakfast area and kitchen. The great room provides ample space for relaxation and entertainment, ensuring quality time with family and friends.

211 Lake Merial Boulevard, Panama City

$294,990

3 Beds ⋅ 2 Baths ⋅ 795700 MLS

Introducing the Alden, a beautiful home from the Holiday Builders' Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a comforting warmth. As you step inside, you'll be welcomed into a spacious and long foyer, perfect for displaying cherished memories. Before you enter the large and open great room, the spare bedrooms are thoughtfully positioned off a guest hall, creating a separate wing for added privacy. These two bedrooms share a well-appointed bathroom and a linen closet, catering to the needs of your family and guests. Convenience is key in the Alden as the laundry room is just steps away, offering easy access for day-to-day chores. The two-car garage has access from the foyer and provides plenty of space for storage and parking, accommodating all your needs. The spacious and inviting great room is open to the dining area and kitchen creating family togetherness. From the great room, there's access to a 13×8 covered outdoor living space that awaits barbecue dinners and afternoons enjoying the sunny Florida weather. The large kitchen is a chef's delight, boasting an abundance of counter and cabinet space, a pantry, and a kitchen island complete with a dishwasher and sink. It's a functional and stylish space that will inspire your culinary adventures. The Alden's split floorplan ensures privacy and comfort. Located off the great room, the generously sized owners' suite is a haven of relaxation, featuring an ensuite bathroom and double walk-in closets that provide ample storage.

5145 Harvey Street, Panama City

$294,990

3 Beds ⋅ 2 Baths ⋅ 795697 MLS

Introducing the Alden, a beautiful home from the Holiday Builders' Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a comforting warmth. As you step inside, you'll be welcomed into a spacious and long foyer, perfect for displaying cherished memories. Before you enter the large and open great room, the spare bedrooms are thoughtfully positioned off a guest hall, creating a separate wing for added privacy. These two bedrooms share a well-appointed bathroom and a linen closet, catering to the needs of your family and guests. Convenience is key in the Alden as the laundry room is just steps away, offering easy access for day-to-day chores. The two-car garage has access from the foyer and provides plenty of space for storage and parking, accommodating all your needs. The spacious and inviting great room is open to the dining area and kitchen creating family togetherness. From the great room, there's access to a 13×8 covered outdoor living space that awaits barbecue dinners and afternoons enjoying the sunny Florida weather. The large kitchen is a chef's delight, boasting an abundance of counter and cabinet space, a pantry, and a kitchen island complete with a dishwasher and sink. It's a functional and stylish space that will inspire your culinary adventures. The Alden's split floorplan ensures privacy and comfort. Located off the great room, the generously sized owners' suite is a haven of relaxation, featuring an ensuite bathroom and double walk-in closets that provide ample storage.

5129 Harvey Street, Panama City

3729 Preserve Bay Boulevard, Panama City

$699,000

3 Beds ⋅ 3 Baths ⋅ 795681 MLS

Welcome to this stunning, spacious residence nestled within the prestigious, private gated community of Preserve on the Bay. Offering an exceptional blend of elegance, comfort, and functionality, this beautiful 3-bedroom, 3-bathroom home is designed for both luxurious everyday living and effortless entertaining. Step inside to discover soaring ceilings, generously proportioned rooms, and an inviting floor plan featuring formal living and dining rooms, a dedicated home office, and a spacious second living area complete with a wet bar--perfect for hosting family and friends. The outdoor living space is equally impressive. Enjoy your own private backyard retreat featuring a sparkling swimming pool, covered lanai, and fully fenced yard, creating the ideal setting for relaxing, entertaining, or enjoying Florida's beautiful coastal weather. A three-car attached garage and expansive driveway, complete with a circular drive, provide ample parking for up to nine vehicles--an exceptional convenience for homeowners and guests alike. Located in one of Panama City Beach's most desirable gated communities, this remarkable home offers the privacy, space, and sophisticated coastal lifestyle you've been searching for. Experience the elegance and charm of Preserve on the Bay. Schedule your private showing today!

3729 Preserve Bay Boulevard, Panama City

$512,000

3 Beds ⋅ 2 Baths ⋅ 795673 MLS

Property is being sold As Is. Will need some work. Not far from HWY 98 allowing convenient access to essentials. Buyer to verify all pertinent information including square footage and lot dimensions.

1002 E 2nd Court, Panama City

$249,900

3 Beds ⋅ 2 Baths ⋅ 795656 MLS

Welcome to the Poppy, a new plan located at Liberty in Panama City, Florida. The Poppy is a spacious 3-bedroom, 2-bathroom home spanning 1,281 square feet and features a single car garage. As you walk inside, you will be welcomed by the Engineered Vinyl Plank flooring which spans the main areas and bathrooms with soft carpet in the bedrooms. Upon entering, the front entrance is met with a long hallway next to the bedrooms and full bathroom next to the garage. Walking down the hallway, you'll find the natural light pouring into the open kitchen and living area, offering ample space for all your needs. The Primary bedroom is conveniently located off the living area, providing a private retreat at the back of the home, complete with a bathroom and walk-in closet. The kitchen comes with an island for extra counter space, and you'll find stylish granite countertops in the kitchen and bathrooms seated on beautiful white cabinetry. Your new home also comes with our Smart Home Technology package, designed to elevate your living experience with elegance and modernity. This package offers unparalleled convenience, giving you effortless control over key features such as lighting automation, an IQ panel, a video doorbell, keyless front door entry, and temperature control from your smartphone. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7328 John Levitow Lane, Panama City

$259,900

3 Beds ⋅ 2 Baths ⋅ 795654 MLS

Welcome to the Ryker Plan, one of our new plans at Liberty I Panama City, Florida. The Ryker is a spacious single-story home with 1,443 square feet of comfortable living. This beautiful home offers 3 bedrooms with 2 bathrooms, and a 1-car garage. Met with a cozy covered porch as you enter the home, the foyer welcomes you with beautiful 9' ceiling height with EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door is a bonus area which can serve as an office or a creative space. The hallway leads to the garage and laundry room into the open kitchen and living room area and the second and third bedrooms with the second bathroom in between. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen includes an island for extra counterspace and seating with granite countertops, stainless steel appliances, and beautiful white cabinetry. Natural light illuminates this main area for your family and friends to enjoy. Nearby, covered patio access is located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with double vanity granite countertops, a large walk-in closet, and a relaxing shower. In addition to all the features and amenities our Ryker plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard and the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

4902 Bernard Fisher Court, Panama City

$589,900

3 Beds ⋅ 3 Baths ⋅ 795652 MLS

Beautiful and well maintained home constructed by Samuel Taylor Homes in the highly desirable Sweetbay community! This builder no longer builds in the neighborhood, so this is a rare opportunity to own one of these highly desired builds! This home is situated in the highly desirable Chickadee Park. The one way street makes it a quietly trafficked position. There is also an alley leading to the garage positioned behind the home. Next to the garage, a cement parking block has been constructed that provides space for more vehicles. The expansive front porch is also equipped with a two seat porch swing. The home boasts wood flooring throughout the main level, the staircase, and the upstairs hallway. This particular home has a laundry room expansion for more storage and easier access. The main level also boasts a custom built in bench and storage from the back entrance, as well as a custom, floor to ceiling stone fireplace with electric fireplace insert. This home has 3 total bedrooms on the second level, with a bonus room already equipped with a closet that could easily be converted into a 4th bedroom. The master bedroom also boasts a large walk in closet equipped with custom shelving storage. In the backyard, pavers expand the back patio to a beautiful stone fire pit area, which makes for great times with great people. Sweetbay features incredible amenities, including 2 pools, basketball courts, parks, and more! It is a centrally located subdivision with quick access to shopping, groceries, and a short drive to the beautiful sandy beaches. Schedule your showing today!

1220 Finch Street, Panama City

$362,000

3 Beds ⋅ 3 Baths ⋅ 795648 MLS

Beautifully renovated and move-in ready, this home sits on a spacious half-acre lot with no HOA and plenty of room to enjoy both indoor and outdoor living. Recent updates include brand-new stainless steel kitchen appliances, new quartz countertops in the kitchen and bathrooms, fresh interior paint, new LVP flooring in the bedrooms, and updated light fixtures throughout. Closets all have custom built ins. The home also features new garage doors and an oversized garage offering excellent storage space for vehicles, tools, toys, or hobbies. Outside, you'll love the charming covered front porch, perfect for relaxing and the additional back deck overlooking the generous yard. With modern updates, abundant storage, a large lot, and no HOA restrictions, this home offers the space, flexibility, and updates today's buyers are looking for. The seller is offering buyers the opportunity to purchase an additional 0.25-acre lot for $50,000, bringing the total property size to approximately 0.75 acres.

8011 Blanche Drive, Panama City

$199,900

3 Beds ⋅ 1 Baths ⋅ 795645 MLS

Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track. The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabinetry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard. Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans. Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.

1434 W 10th Street, Panama City

$279,900

3 Beds ⋅ 2 Baths ⋅ 795605 MLS

Welcome to 523 N Church Avenue, a brand-new, move-in-ready home offering modern style, smart design, and incredible value in Panama City, Florida. Featuring 3 bedrooms, 2 bathrooms, and 1,218 square feet of thoughtfully crafted living space, this new construction residence is perfect for first-time buyers, military families relocating to Tyndall Air Force Base, or anyone seeking an affordable, turn-key home. Special Financing Offer- WITH ACCEPTABLE OFFER!!! Take advantage of a seller-paid rate buydown through List & Lock™, offering rates as low as 5.99% (6.675% APR) as of 10/26/2026. Lower your monthly mortgage payment and save significantly over time. (Terms apply; see disclosures for details.) Key Features & Interior Highlights Open-Concept Living include high raised ceilings, recessed halo lighting, luxury vinyl plank (LVP) flooring, and stylish ceiling fans throughout. Modern Chef's Kitchen outfitted with premium granite countertops, a large center island with pendant lighting, chic backsplash, sleek black hardware/finishes, a dedicated pantry, and a full stainless steel appliance package (refrigerator, range/oven, microwave, dishwasher, and disposal). Primary Suite Retreat includes a spacious walk-in closet, oversized single vanity with ample cabinet storage, and a low-maintenance fiberglass walk-in shower. Guest Bedrooms & Bath host two generously sized guest bedrooms with large closets, sharing a full hall bathroom with an oversized vanity and a tub/shower combo. Outdoor Space: Enjoy a fully sodded and landscaped yard with an open rear patio--ideal for weekend grilling, outdoor dining, and entertaining. Prime Location in Panama City, FL Situated right off 11th Street, 15th Street, and Business Highway 98, this location provides unmatched everyday convenience: Minutes from Downtown Panama City with local dining, shopping, waterfront parks, and community events. Local Amenities: Quick access to grocery stores, schools, healthcare facilities, and the Emerald Coast beaches. Whether you're relocating to Bay County or looking for affordable new construction in Panama City, 523 N Church Ave is ready to welcome you home. Schedule your private showing today! Buyer to verify all measurements and listing details if important. Professional photos coming soon.

523 N Church Avenue, Panama City

$269,900

3 Beds ⋅ 2 Baths ⋅ 795600 MLS

Brand-new, modern, and ready to welcome you home! Located at 2909 Wakulla Avenue, this thoughtfully designed 3-bedroom, 2-bath new construction home offers modern finishes, everyday functionality, and a convenient Panama City location, all in one move-in-ready package. Inside, the open-concept layout feels bright and inviting, featuring durable LVP flooring, recessed lighting, quartz countertops, bold black finishes, and a kitchen island perfect for casual meals or entertaining. The full suite of stainless steel appliances including the refrigerator, oven/range, microwave, dishwasher, and disposal is already included, making your move even easier. The private primary suite features a spacious walk-in closet, double vanity, and standing shower. Two additional bedrooms offer generously sized closets and share a guest bath with a tub-and-shower combination. A separate laundry room and two-car garage provide the storage and functionality today's buyers are looking for. Step outside to enjoy a fully sodded, privacy-fenced backyard, and both covered front and back porches, ideal for morning coffee, holiday decorations, weekend cookouts, or simply relaxing at home. Low-maintenance vinyl siding completes the exterior. With easy access to Highway 231 and East Avenue, plus a short drive to 15th Street, shopping, dining, and everyday conveniences are always within reach. Whether you're searching for your first home, a newly built home in Panama City, or a low-maintenance property with modern finishes, 2909 Wakulla Avenue checks all the boxes. Schedule your private showing and come see this beautiful new home for yourself! Buyer to verify all information and measurements. Home is currently under construction, and is to be finished in approximately 6-8 weeks.

2909 Wakulla Avenue, Panama City

$249,000

3 Beds ⋅ 3 Baths ⋅ 795589 MLS

Welcome to low-maintenance living at its finest in the desirable Jakes Landing neighborhood! This stunning, modern townhome offers a bright, open-concept floor plan designed for effortless everyday living and entertainment. The main level seamlessly connects the spacious living and dining areas to a chef-inspired kitchen featuring granite countertops, stainless steel appliances, crisp cabinetry, and a large island perfect for prep or breakfast seating. Upstairs, the expansive primary suite serves as a private retreat complete with an ensuite bath and generous closet space, while the additional bedrooms offer versatility for family, guests, or a home office. Conveniently located near the Hwy 77/390 corridor, you're just minutes from top-rated schools, dining, shopping, major employers, Tyndall AFB, and the white-sand beaches of Panama City Beach. Schedule your private showing today!

1720 Jakes Drive, Panama City

$395,000

3 Beds ⋅ 3 Baths ⋅ 795570 MLS

Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.

3903 Indian Springs Road, Panama City

$299,999

3 Beds ⋅ 2 Baths ⋅ 1012228 MLS ⋅ 1,380 SqFt.

Located in unincorporated Bay County, this 3BR/2BA home features a large fenced backyard and a detached 1BR/1BA unit--great for flexible living. Close to Tyndall AFB, Panama City Beach, parks, and shopping. Unincorporated status may affect taxes/insurance; verify individually. The main home received ~$28,000 in upgrades: fresh paint, updated fixtures/outlets, quartzite kitchen counters, quartz bath counters, new sinks/faucets/hardware, and updated door hardware throughout. Includes a pantry and laundry room. The detached unit (former beauty salon) was converted to a 1BR/1BA with tiled shower, vanity, kitchen sink, tankless water heater, and window AC--not yet permitted with the county. Buyers should verify zoning, permitting, STR eligibility, and any agricultural classification for the chicken coop. Backyard fits a boat/vehicle/trailer, plus a fire pit and chicken coop. ~10 miles to Tyndall AFB, ~20 miles to PCB. Nearby: Bay Dunes and Harders Parks. Note: shed in photos have been updated and have been virtually staged using AI.

5405 Duneridge Rd, Panama City

$299,999

3 Beds ⋅ 2 Baths ⋅ 795567 MLS

Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home's outdoor space, giving the occupant a defined area of access while preserving the main home's backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Updated shed pictures have been uploaded to the listing but have been virtually staged using AI.

5405 Duneridge Road, Panama City

$334,000

3 Beds ⋅ 3 Baths ⋅ 795553 MLS

Welcome to 6914 Ross Drive in the established Callaway Point community. This 3 bedroom, 2.5 bathroom home offers a spacious two-story layout with plenty of updates and room to make it your own. Inside, you'll find updated flooring, lighting, plumbing fixtures, crown molding, and a comfortable living area centered around a gas fireplace with a custom mantel. The kitchen has been refreshed with updated cabinetry and granite countertops, while the primary suite features a generous walk-in closet and an updated bathroom. Step outside to the screened-in porch overlooking a large backyard with plenty of space for pets, entertaining, gardening, or creating your own outdoor setup. One of the standout features is the oversized drive-through garage, offering convenient access straight into the backyard and plenty of flexibility for vehicles, toys, storage, or projects. The home features brick construction with Hardie board siding and solar panels that will be paid in full by the seller at closing, with no solar loan for the buyer to assume. Conveniently located near Tyndall Air Force Base, shopping, restaurants, and everyday amenities, 6914 Ross Drive offers a great mix of space, functionality, and location in Panama City.

6914 Ross Drive, Panama City

$490,000

3 Beds ⋅ 3 Baths ⋅ 1012202 MLS ⋅ 2,358 SqFt.

DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side.

5108 Blue Harbor Dr, Panama City

3001 W 10th Street Unit 203, Panama City

$880,000

3 Beds ⋅ 3 Baths ⋅ 795529 MLS

Harbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren't simply extras -- they're features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive. And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.

3001 W 10th Street Unit 203, Panama City

$339,000

3 Beds ⋅ 2 Baths ⋅ 795515 MLS

Welcome home to this beautiful well-maintained home situated on 0.3 acre! This 3-bedroom 2-bathroom home with vaulted ceiling features a kitchen with stainless and black appliances, a living and dining with French doors that lead to a concrete patio where you can enjoy the spacious backyard, and a 1 car garage. Upgrades done in 2020 include a new roof, new windows, new HVAC, and new water heater. There is also a separate metal garage building that has power with 9ft roll up doors and 10/12 ft ceilings that have foam insulation also a side door entrance, perfect as a workshop or can be converted to an office space, apartment, etc. Conveniently located to schools, fine dining, shopping, and Tyndall AFB. Within 1/2 mile to Patterson Park and John B. Gore Park.

314 S Berthe Avenue, Panama City

$200,000

3 Beds ⋅ 2 Baths ⋅ 795507 MLS

Perfectly cozy home ready for you to move in! This Millville home offers 3 bedrooms & 2 bathrooms with an open concept living room, dining room & kitchen! Breakfast bar seating at the large kitchen island allows for fun conversations while watching the game or while cooking or crafting with friends or family! NO carpet to clean - you will enjoy low maintenance LVP flooring throughout! A metal roof adds longevity & peace of mind to your home! A spacious 8'x10' shed out back provides extra storage space for anything you need! And no HOA allows you the freedom to add personalized details to the home! Come see it today! SHORT SALE OPPORTUNITY - SUBJECT TO LENDER APPROVAL! Don't miss this opportunity to make this home your own! Sale is subject to the seller's mortgage lender's approval of the purchase price and terms. Buyers should allow additional time for lender review and approval. Bring your offers!

2806 E 3rd Street, Panama City

$375,000

3 Beds ⋅ 3 Baths ⋅ 795498 MLS

3bed/2ba, 3,900sqft. home with detached garage/workshop and in ground pool on 1 acre corner lot! Original garage converted to interior living space. Detached garage/workshop has electric & water (toilet,sink & shower), washer/dryer (original hook-ups also in kitchen pantry). Home interior needs updating. All info taken from appraiser site, sizes approx., buyer to verify,if important.

5433 Rushmore Drive, Panama City

3814 Alwyn Cashe Avenue Unit HS 23, Panama City

$307,490

3 Beds ⋅ 2 Baths ⋅ 795462 MLS

Welcome to Magnolia Ridge, Lennar's newest community in Panama City, offering beautifully designed new homes with modern finishes, thoughtful layouts, and exceptional value. The Joplin floor plan features 3 bedrooms, 2 bathrooms, a versatile office/flex room, and 1,891 square feet of spacious single-story living. The open-concept design seamlessly connects the kitchen, dining area, and family room, creating an inviting space for entertaining and everyday life. The well-appointed kitchen features quartz countertops, white shaker-style cabinetry, stainless steel appliances, and an oversized pantry for plenty of storage. The private owner's suite offers a generous walk-in closet and an en-suite bath with dual vanities and a beautifully tiled walk-in shower. Spacious secondary bedrooms feature large closets, while the flex room is perfect for a home office, playroom, fitness space, or hobby room. A 2-car garage adds convenience and additional storage. This home is currently under construction. Floor plans, elevation renderings, and photos are for illustrative purposes only. Actual colors, finishes, features, and options may vary. Schedule your private tour today and ask about current builder incentives. Information is deemed reliable but not guaranteed. Buyer or buyer's agent should verify all information. Prices, features, and availability are subject to change without notice.

3814 Alwyn Cashe Avenue Unit HS 23, Panama City

$259,500

3 Beds ⋅ 2 Baths ⋅ 795448 MLS

Well Maintained 3-bedroom, 2-bath home in the Callaway area, conveniently located close to Tyndall Air Force Base and just minutes from shopping, dining, schools, and everyday conveniences. Built in 1965, this home has been cared for over the years while receiving updates that give it a fresh comfortable feel. Inside, you'll find new ceramic tile flooring throughout and new epoxy countertops. The spacious floor plan features a separate living room, kitchen, and dining area, providing plenty of room for both everyday living and entertaining. Outside, enjoy the extra-large fenced backyard situated on a desirable corner lot. There's plenty of space for outdoor gatherings, pets, gardening, or creating your own private backyard retreat. A great location with easy access to Tyndall Air Force Base and everything the surrounding area has to offer.

214 S Gay Avenue, Panama City

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

$564,113

3 Beds ⋅ 2 Baths ⋅ 795433 MLS

Take advantage of $37,500 BUILDER INCENTIVE with preferred lender! Harris Doyle Homes offers a Hillsboro plan in waterfront SweetBay. This charming home features three spacious bedrooms plus a large formal dining, den or study, an open kitchen with a slide-in gas range, built in microwave, quartz countertops, tile backsplash, stunning designer range hood and under cabinet lighting.The large Great Room extends out to a rear lanai. The laundry connects to the primary closet for added convenience. The primary suite features a zero-entry tile-to-ceiling shower and dual quartz vanities. The design team has incorporated stylish finishes with quartz countertops, decorative doors, designer light package, LVP flooring and crown molding. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$558,003

3 Beds ⋅ 2 Baths ⋅ 795430 MLS

Up to $37,500 in Builder incentives available with preferred lender! Take advantage of $37,500 BUILDER INCENTIVES with preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy! For Incentives, contract and close by December 31, 2026. Limited availability; qualifications and restrictions apply. See agent for details.

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$319,900

3 Beds ⋅ 2 Baths ⋅ 795427 MLS

NEW CONSTRUCTION CRAFTSMAN STYLE 3BR/2BA in Downtown Panama City's coveted Garden Club area! Built for ultimate peace of mind, this 1,500 sq ft home features a premium metal roof, impact windows, and NO REQUIRED FLOOD INSURANCE and NO HOA!. Inside, enjoy LVP flooring throughout, beautiful granite countertops, and upgraded stainless appliances. The exterior offers a low-maintenance, fully landscaped small yard with an automatic sprinkler system. Incredible location just moments from Beach Drive, walking parks, the dog park, and historic downtown dining and shopping.

605 Garden Club Drive, Panama City

$94,500

3 Beds ⋅ 1 Baths ⋅ 1011968 MLS ⋅ 810 SqFt.

Hurry and check out this wonderful home. Updated single family home with an interesting history as a Catholic School! Many years ago, it was relocated from the original location off Business 98 to the current location. Kitchen features a new refrigerator, stove and vent hood. The flooring including joists were replaced within the last two years. Although, there is no central a/c, the home has a built-in GE heat pump system in the main living area and a window a/c in the bedroom keeping the home comfortable. Commercial grade metal roof. Seller has an updated survey. (All details should be verified by the appropriate specialist.)

511 Harlem Ave, Panama City

$299,900

3 Beds ⋅ 2 Baths ⋅ 1011942 MLS ⋅ 1,600 SqFt.

Cute. Updated. Move-in ready. Centrally located. This is a great house! Lovingly cared for by its original owner, this home was charming from the start--but its current owner just completed a top-to-bottom remodel which took it to the next level! Welcome to this adorable 3-bedroom, 2-bath home just off Baldwin Road, where modern updates meet everyday comfort in one of Panama City's most convenient locations. From the brand-new oversized driveway and fresh landscaping to the covered parking and inviting curb appeal, this home makes a great first impression--and it only gets better inside. The functional floor plan offers approximately 1,600 square feet of comfortable living space, perfect for everything from quiet evenings at home to entertaining family and friends. The beautifully updated kitchen features brand-new stainless steel appliances, quartz countertops, a subway tile backsplash, freshly painted wood cabinets, and a freestanding pantry that adds both charm and functionality. Both bathrooms have been thoughtfully refreshed. The hall bath boasts a new double vanity and updated lighting, while the private primary suite features a beautifully renovated bathroom with a new shower and updated fixtures. One of the home's most valuable improvements is one you can't always see--the entire home has been completely rewired--providing added peace of mind for years to come. Several new light fixtures complete the fresh, updated feel. Step outside and you'll find an attached carport, a covered back porch perfect for morning coffee or evening cookouts, and a fully fenced backyard with plenty of room for pets, play, gardening, or simply relaxing. Best of all? No HOA. No restrictions. Just a beautifully updated home in a fantastic central location that makes getting anywhere in Panama City quick and easy. Stop thinking and start packing! This one checks all the boxes!

2930 N Kirkwell Ave, Panama City

$319,900

3 Beds ⋅ 2 Baths ⋅ 795357 MLS

Short Term Rentals Allowed! No HOA and Fully Furnished! This beautiful 3 bedroom, 2 bath house is perfectly situated only 1 mile from the NSAPC gate and 2 miles from beach access 1, offering you the ultimate coastal lifestyle. This home would make a wonderful investment property, second home or permanent residence. Washer, dryer and outdoor storage building included. Sizes are approximate, buyer to verify all info.

6413 Pine Drive, Panama City

9900 S Thomas Drive Unit 1728, Panama City

$555,000

3 Beds ⋅ 3 Baths ⋅ 795286 MLS

Shores of Panama 1728 is a freshly rejuvenated 3-bedroom, 3-bathroom Gulf-front condo on the 17th floor of one of Panama City Beach's best-known towers. Living space opens to Gulf views--emerald water, white sand, and the lagoon pool below--so mornings start on the balcony and evenings end on that same horizon. A bunk-hall addition adds extra beds in a dedicated nook so the unit sleeps a full family without crowding the three primary suites. Three full baths make it easy to book groups that want both privacy and capacity. The resort sells the stay. Shores of Panama centers on a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck. Add an indoor heated pool and hot tubs, a lobby coffee shop, seasonal tiki bars, and a convenience-style concession so guests skip the car for snacks. Covered parking, fitness, and private beach access round it out. You're next door to Pineapple Willy's, across from Walmart, and minutes from 810 Billiards & Bowling, Ripley's, Thomas Drive nightlife, and Pier Park. Location and amenities keep occupancy high.

9900 S Thomas Drive Unit 1728, Panama City

$169,000

3 Beds ⋅ 2 Baths ⋅ 795280 MLS

Welcome to 6511 Pridgen St, a well-maintained 1,248 square-foot end-unit townhome offering comfortable living with modern updates. Home features 3 bedrooms and 1.5 bathrooms. Upstairs is the 3 bedrooms, full bathroom, with a dedicated laundry closet. Enjoy the large privacy-fenced backyard, perfect for relaxing or entertaining. Located in a family-friendly neighborhood and conveniently located near shopping and Tyndall Air Force Base.

6511 Pridgen Street, Panama City

$220,000

3 Beds ⋅ 2 Baths ⋅ 795266 MLS

Welcome home to this beautiful new construction 3-bedroom, 2-bath home situated on a spacious Lot in a peaceful setting. Designed with modern living in mind, this home features gorgeous quartz countertops, durable LVP flooring, and a bright, inviting floor plan. Enjoy plenty of outdoor space with a generous yard perfect for entertaining, relaxing, gardening, or creating your own backyard retreat. With brand-new construction, stylish finishes, and the tranquility of country living, this home offers the perfect combination of comfort, quality, and space. Just a few blocks from public Boat Ramp. Don't miss your opportunity to make this beautiful new home yours!

151 Harlem Avenue, Panama City

$460,000

3 Beds ⋅ 3 Baths ⋅ 1011762 MLS ⋅ 2,446 SqFt.

5.625% ASSUMABLE MORTGAGE AVAILABLE! Subject to lender/servicer approval and buyer qualification, this could provide an eligible buyer significant interest savings compared with obtaining a new loan at prevailing market rates. Welcome to 4910 Christy Lane, where quality craftsmanship, comfort, and exceptional outdoor living come together. This beautifully maintained two-story brick home features soaring 10-foot ceilings, crown molding, granite countertops, rich cherry cabinetry, and a double-sided natural gas fireplace. The spacious primary suite offers a private balcony, dual vanities, sunken soaking tub, and walk-in tiled shower. Step outside to your private backyard oasis featuring a sparkling pool, fully equipped outdoor kitchen, paver patio, and mature landscaping offering year-round privacy. Additional features include a paver driveway, impact-resistant windows, sprinkler system, security system, and upstairs laundry. Conveniently located minutes from Tyndall AFB, shopping, dining, schools, and medical facilities. Schedule your private showing today and ask for details about the assumable 5.625% mortgage!

4910 Christy Ln, Panama City

$229,900

3 Beds ⋅ 2 Baths ⋅ 795261 MLS

Back on the market at no fault of the seller. Beautifully Renovated & Affordable! $5,000 SELLER CONCESSION! Seller offering $5,000 toward a rate buydown with an acceptable offer! This beautifully restored 3-bedroom, 2-bath home has been lovingly renovated over the past 18 months and is ready for its next owner. From the moment you arrive, you'll appreciate the beautifully landscaped yard, inviting curb appeal, and huge lot. Inside, enjoy brand-new carpet and LVP flooring, updated electrical and plumbing, brand-new appliances, and a convenient all-in-one washer/dryer. The property also features a powered workshop/utility building, offering the perfect space for hobbies, projects, storage, or equipment. Conveniently located near Downtown Panama City and Tyndall Air Force Base, this home combines comfort, convenience, space, and affordability. Beautifully restored. Beautifully landscaped. Move-in ready. And now with $5,000 toward a rate buydown! Don't miss this opportunity--schedule your showing today!

319 Harlem Avenue, Panama City

$249,500

3 Beds ⋅ 2 Baths ⋅ 795253 MLS

Make it your first home or make it an addition to your investment portfolio! This home has the charm, the history, and the right price! The original hardwood floors in the living and dining areas make for a great conversation. Similar to the COVE homes, there is a workshop in the back yard that could be turned into an Accessory Dwelling Unit (ADU) since it already has electrical and plumbing. There are SO many ideas for this precious home with 3 bedrooms, 2 baths and a BONUS room that could easily become a 4th bedroom or maybe a gym. After checking with a lender, you could see this could be a MUCH better deal for you than renting would be since the price is under $250K. It appears this address is so close to everything! It's a few minutes drive to Hathaway Bridge leading to the beach, the same to 23rd street for excellent shopping and dining, and probably about the same to the new and improved Downtown area. Check it out, since it could be yours very soon! The city owns the alley (equals 1 rod or 16 1/2 feet ) between the 2 properties. Oh--and wouldn't we love to hear about the memories made in this home when the world was at peace! By the way, no HOA fees here.

1610 Louise Avenue, Panama City

$243,900

3 Beds ⋅ 2 Baths ⋅ 795252 MLS

MOTIVATED SELLER - MAKE AN OFFER!! Located at the quiet end of a cul-de-sac in the Panama City area, 5208 Joshua Ln is a thoughtfully updated duplex ready for its next owner. This 3-bedroom, 2-bathroom home offers 1,401 square feet of living space that balances modern updates with practical, everyday comfort. Inside, LPV flooring runs throughout the main living area, while soft carpet brings warmth to each bedroom. A fireplace anchors the living space, making it a cozy spot on cooler evenings. A slider opens to a generous backyard, complete with a pretty rose garden--ideal for gardening, relaxing, or hosting weekend gatherings. The kitchen comes equipped with stainless steel appliances, a breakfast bar, and a roomy pantry that keeps essentials organized and accessible. Both bathrooms have been updated with new vanities and refreshed lighting for a clean, contemporary look. The master bedroom serves as a private retreat, featuring a large walk-in closet and a comfortable ensuite bath. The location adds further value. Springfield Sports Complex is less than a mile away, perfect for active afternoons, and grocery options are just minutes from home for quick errands. Whether you're seeking a move-in-ready home or a solid investment, this property delivers comfort, convenience, and value in one neat package. Homes in this established neighborhood move quickly--schedule your private tour today.

5208 Joshua Lane, Panama City

$2,850,000

3 Beds ⋅ 5 Baths ⋅ 1011673 MLS ⋅ 4,000 SqFt.

Experience timeless elegance and waterfront serenity in this extraordinary Mediterranean-inspired estate, perfectly positioned on a sprawling bayfront lot. From the moment you arrive, the home's graceful arches, warm architectural details, and inviting courtyard create an unforgettable first impression, setting the stage for a lifestyle defined by beauty, comfort, and coastal charm. Inside, the residence unfolds with refined sophistication. A spacious living room anchored by a stunning fireplace opens to breathtaking bay views, creating the perfect setting for both relaxed evenings and elegant entertaining. The formal dining room showcases exquisite custom plaster-finished walls, offering a rich and artistic backdrop for memorable gatherings. At the heart of the home, the chef's kitchen is as functional as it is beautiful, featuring a striking brick accent wall, double ovens, a gas range, and an oversized island with a butcher block top. Sunlit and inviting, the eat-in kitchen overlooks both the tranquil koi pond and the sparkling bay beyond, seamlessly blending indoor and outdoor living. Just off the kitchen, a cozy sitting room with its own fireplace provides the perfect retreat for quiet mornings or intimate conversations. The thoughtfully designed split floor plan offers privacy and comfort, highlighted by a luxurious master suite that includes a rare original 1940 greenhouse feature, adding a touch of history and charm. The spa-like master bathroom invites relaxation with a large soaking tub, separate shower, and an expansive walk-in closet. Three additional bedrooms, each with their own full bathrooms, ensure comfort for family and guests alike, with one guest suite featuring its own fireplace for added warmth and character. A gallery-style hallway runs through the home, offering the perfect space to display art and personal collections. Outdoors, the property transforms into a true private oasis. Multiple water features, including a beautifully stocked koi pond, create a peaceful, resort-like atmosphere. The custom covered patio and pergola with an outdoor fireplace and built-in grilling area make entertaining effortless, while the expansive lawn stretches to the water's edge, complete with a seawall and direct bay access. Adding a sense of fun and uniqueness, the grounds also feature a zip line and a custom playhouse, making this estate as playful as it is luxurious. Blending classic Mediterranean architecture with modern comforts and unparalleled waterfront living, this one-of-a-kind property offers a lifestyle that is both elegant and unforgettable. Whether enjoying quiet sunsets over the bay or hosting gatherings under the stars, this home is a rare opportunity to own a true coastal masterpiece.

518 Bunkers Cove Rd, Panama City

$258,900

3 Beds ⋅ 2 Baths ⋅ 795207 MLS

NEW CONSTRUCTION -- MOVE-IN READY -- $258,900 PLUS $8,000 IN SELLER-PAID CLOSING COST ASSISTANCE! Discover the value of a brand-new 3-bedroom, 2-bath home with an attached one-car garage, modern finishes, and a convenient central Panama City location. Located approximately 300 feet from a boat ramp, 609 Maple Avenue puts water access close to home, with hospital services, grocery stores, shopping, and dining nearby. Inside, a cathedral ceiling creates an inviting sense of space in the living area, complemented by luxury vinyl plank flooring throughout. The kitchen features quartz countertops, plywood cabinetry with soft-close doors and drawers, and thoughtfully selected fixtures. Quality construction includes 2x6 exterior wall framing and durable Hardie fiber-cement siding. The primary bathroom offers a shower and double-sink vanity, while the second bathroom includes a bathtub. An attached one-car garage and concrete driveway provide convenient parking and additional storage options. Construction is complete--tour the finished home and see the materials, layout, and craftsmanship firsthand. Offered at $258,900, with the seller contributing $8,000 toward the buyer's closing costs to help reduce upfront expenses. Schedule your private showing today!

609 Maple Avenue, Panama City

Panama City, FL 3 Bedroom Homes for Sale

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