Panama City Beach, FL Real Estate Search

Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

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Newest Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

3 Beds ⋅ 3 Baths ⋅ 781566 MLS

Investment Opportunity awaits: whether to live in or flip home is in sought after Bay Point Gated Community. This spacious home offers endless potential to customize your perfect coastal dream home getaway. Home is Located in the premier golf and marina community for your convenience and enjoyment. This home is 2100+ square feet featuring nicely sized vaulted family room with floor to ceiling wood burning fireplace and sliders leading to the back yard. Separate Dining Room for family dinners or the buyer who loves to entertain. The eat in kitchen also has sliders to the back yard. Bedrooms are nicely sized. The Master Bedroom with plenty of closet space and also has a slider leading to back yard. Master Bath with a sunk in tub great for a relaxing bubble bath. Possible In-Law quarters. Come and See!!

612 Amberjack Drive, Panama City Beach

3 Beds ⋅ 3 Baths ⋅ 780594 MLS

BACK ON THE MARKET -- AT NO FAULT TO THE SELLERS! Buyer financing fell through, creating a second chance to own this RARE 3-bedroom, 3-bath Gulf Villa at Edgewater Beach Resort. Even better? We have a lender who is locked, loaded, and ready to roll for qualified buyers. Welcome to one of the most desirable Villas in all of Edgewater Beach Resort -- a beautifully maintained second-floor beachfront unit offering 1,448 square feet of coastal comfort, incredible views, and strong rental potential. Already boasting over $7,000 in 2026 rental bookings with a new management company just getting started, this property is positioned to be both a relaxing retreat and an income-producing investment. And the views? Not one. Not two. But THREE stunning Gulf views from your south-facing balcony, where you can soak in breathtaking emerald water views and unforgettable sunsets. The Gulf-front primary suite offers private balcony access and panoramic beach views, while the north-facing guest suite overlooks the private Gulf Villas pool for the perfect blend of resort and relaxation vibes. Inside, the open-concept layout is bright, spacious, and designed for effortless entertaining or unwinding after a day on the beach. Every detail captures the laid-back luxury that makes Edgewater one of Panama City Beach's premier full-service resorts. Just steps away, enjoy a scenic walk around the pond to the resort's unique 9-hole, par-27 executive golf course designed by Wes Burnham -- one of the few places where beach living and golf course views come together so seamlessly. As an owner at Edgewater Beach Resort, you'll enjoy world-class amenities including: • Direct beach access to the sugar-white sands of the Gulf • Lagoon-style pools and beachfront hot tubs • Fitness center and full-service spa • Tennis and pickleball courts • Poolside dining, bars, restaurants, and market • Resort tram service for easy transportation throughout the property Whether you're searching for a vacation getaway, primary residence, or a high-performing short-term rental investment, this rare Gulf Villa delivers the perfect combination of luxury, location, and resort lifestyle. Opportunities like this at Edgewater don't come around often -- especially a 3/3 Villa with these views and rental potential.

520 Richard Jackson Blvd Unit 3207, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 779941 MLS

A Boater's Dream with Gulf Access! Welcome to Hibiscus By The Bay, an exclusive gated waterfront community tucked away on a 10-acre peninsula along St. Andrew's Bay with a private marina and direct access to the Gulf. This beautifully updated 2BR/2BA condo is being offered fully furnished and turnkey, making it the perfect coastal retreat or full-time residence. Enjoy panoramic bay views from the expansive balcony, accessible from both the living room and master suite. Interior upgrades include brand new LVP flooring throughout, all-new kitchen appliances, new window treatments, fresh paint, and high-quality furnishings. A boat slip with a 9,000 lb lift is also available for purchase separately at $28,000, offering the ultimate convenience for boating enthusiasts. Hibiscus By The Bay is known for its peaceful residential atmosphere with no short-term rentals allowed, ensuring a quiet community feel. Residents enjoy resort-style amenities including a waterfront pool, hot tub, fitness center, library, tennis courts, and a private marinaâ”all just minutes from Panama City Beach's world-famous sugar-white sands.

6500 Bridge Water Way Unit 702, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 779790 MLS

Welcome to a sunny shore oasis at Sterling Reef 1802B. This 18th-floor Gulf front condo offers breathtaking views of turquoise waters and sugar-white sand. Brand new luxury vinyl plank flooring was installed in September 2025, complementing a bright coastal design and open layout that draws your eye to the horizon. The Gulf front primary suite opens to the balcony, which also connects to the living room, creating seamless indoor-outdoor living. With two bedrooms, and two baths, this fully furnished condo is turnkey and professionally styled. Marketed on Airbnb as Sunny Shore Oasis, it boasts outstanding reviews and secured bookings that convey to the new owner. Sterling Reef features resort-style amenities including two pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building updates include modernized elevators and exterior finishes. Located next to the County Pier, across from Shipwreck Island, and just minutes to Pier Park.

12011 Front Beach Road Unit 1802B, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 779730 MLS

Beautifully updated beach townhome just steps from the world's most beautiful beaches of Panama City Beach! Nestled on the highly sought-after West End, this home offers the perfect balance of peace and convenience—only 2-3 miles from popular 30A, approx. 5 miles to shopping and dining at Pier Park, and just a short stroll to the white sandy shoreline. Inside, you'll find 2 spacious bedrooms upstairs with a Jack-and-Jill bath, plus a convenient half bath downstairs. An enclosed outdoor shower provides the perfect 2nd shower option after a day at the beach. Notable updates include: All windows replaced (~8 years ago) New Hardiplank flooring (~5 years ago) Balcony/porch replaced (~4 years ago) Brand new HVAC system Exterior planks replaced (2021) Fresh exterior paint (2022) Roof (approx. 8 years) Whether you're searching for a primary residence, a second home, or an investment property, this beach retreat offers a prime location, thoughtful updates, and the relaxed coastal lifestyle you've been waiting for!

120 Palm Beach Drive Unit C, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 773283 MLS

Available this week to show! It's been a busy summer so far, but this week this condo is available to view. Call your favorite Realtor and make your appointment to view. This condo, has 2 good sized bedrooms with King beds, fully equipped kitchen, beautiful gulf front views, many updates and ready for you to enjoy. Majestic has 5 pools, including 2 indoor pools, hot tubs, tennis/pickle ball courts, fitness center, movie theater, owners lounge, ball rooms on premises with a complimentary game room for you, your guest and family to enjoy! The unit itself has newer water heater (2022), kitchen appliances replaced (2023,), washer/dryer (2024), shiplap, 65'' TV in living room, kitchen backsplash, fresh paint, king-sized beds with new Mattresses (2023). A fully funded/solid HOA helps to make this a great value. Call to schedule your showing appointment (All important details should be verified by the appropriate specialist).

10901 Front Beach Road Unit 1311, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 766188 MLS

Amazing 2 Bedroom 2 Bath in the desired B Building in Summerhouse. Kitchen with newer oak cabinets and granite counter tops, sliding glass door window treatments, all tile flooring throughout, leather living room furniture and double recliner couch, French doors that lead to master bath, master bedroom is gulf side with slider leading to balcony, mirrored closet doors in master bedroom. Amenities include: 2 pools, 1 heated, kiddy pool, hot tub, gulf front gazebo, game room, owners lounge and tennis court. Relax and enjoy! All dimensions are approx.

6505 Thomas Drive Unit 910, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 747753 MLS

Summerhouse Condo on Panama City Beach is one of the most respected complexes in the area. This beautiful 2-Bedroom, 2-Bath unit is located on the very desirable fifth floor. This will be a favorite for renters as it is not too high or too low. This unit overlooks the beach and pools and offers a sunset view all year long. The owner has furnished and accented this unit very nicely and it is ''suitcase and rental ready'' It is all plank flooring throughout which makes it easy to keep clean. Most rooms in the unit offer beautiful beach views.. The spacious kitchen has had plenty of updating with new granite counters and cabinets replaced along with a beautiful tile back-splash. Both baths have also undergone updating. Guest come back each year and pay special compliments on the beautiful pools and grounds area. One of the pools is kept heated for winter enjoyment. There is a 'toddler pool'' for the little people and a hot tub for the big people. The gulf front gazebo is a great place to spend time outside without overdoing the sun. Other amenities include a gameroom, owners lounge, racket and tennis courts, and Homeowners and onsite rental offices for the guest and owners convenience. The Thomas Dr. area of the beach is very popular because it is four-laned and close to everything our area has to offer. Summerhouse has been making owner and guest memories for many sunsets. Come claim your ''SUMMERHOUSE SUNSET'' today.

6505 Thomas Drive Unit 510, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 772925 MLS

Experience the best of beachfront living at Majestic Beach Towers II in beautiful Panama City Beach. This impeccably maintained 2-bedroom, 2-bath Gulf-front condo offers 975 square feet of thoughtfully designed space with panoramic views of the emerald waters and sugar-white sands of the Gulf of Mexico. The open-concept layout features a bright and airy living area, a modern kitchen with stainless steel appliances, and seamless access to a private balcony—perfect for enjoying sunrise coffee, al fresco dining, or simply relaxing to the sound of the waves. Whether you're looking for a personal coastal retreat or a high-performing rental property, this unit delivers the ideal blend of luxury, comfort, and unbeatable location.

10811 Front Beach Unit 1503, Panama City Beach

1 Beds ⋅ 2 Baths ⋅ 745445 MLS

BACK ON THE MARKET! You're in luck, this beautiful beachfront condo is available to purchase again! The previous buyer defaulted after a very long contract to purchase. Act fast and check out this completely renovated Celadon Beachfront Condo on the popular west end of Panama City Beach, Florida. This gorgeous unit has been fully remodeled with upgrades including all new furnishings, stainless steel appliances, vanities, showers, lighting, fans, roller shades, flooring and paint. This floor plan is in high demand featuring a 1-bedroom with 2 full baths + built-in bunk beds. Spacious Gulf-Front Living Room with 9' ceilings. Floor-to-ceiling glass sliding doors to let in that Florida sunshine. Relax on your private balcony with endless water views and salty breezes. The Galley Kitchen with a breakfast bar and dining area is the perfect size for a vacation get-a-way. The master features a king size bed, plus there are built-in-bunks in the hall and a sofa sleeper to accommodate up to 6 guests. It's the perfect location for a beach vacation with many exclusive resort amenities including beach access, indoor/outdoor heated pool, hot tub, exercise room, tennis court, detached garage with skywalk, hi-speed elevators, security. Nice central location near Pier Park, Airport, 30A Shops & Eateries. Call today to schedule a showing and make this property yours.

17757 Front Beach Road Unit 2207D, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 758001 MLS

Charming low maintenance beach cottage ready for you, your family and friends to make a lifetime of memories. The home has a newer raised seamless metal roof. There is a 10' recorded easement on the south side of 208 3rd St to access the home. Also the owner of 208 3rd Street parks in front of his home. There is 2,800+/- feet of beach with no buildings. There is not an HOA. The home is connected to public sewer. It is the responsibility of the buyer to verify all measurements.

208 3rd Street Unit 1/2, Panama City Beach

3 Beds ⋅ 4 Baths ⋅ 774345 MLS

Great Opportunity to purchase a rare executive Penthouse unit in the Exclusive Gated Island Reserve. There are only 12 of these large units 2500 sq ft plus. Entering the unit, you are greeted with a beautifully decorated furnishings throughout. This unit is close to 2600 square feet with 3 bedrooms and 3.5 bath to include two Master Suites. A formal Dining area and laundry room incorporates the elegance of this unit. A half bathroom on the first floor and storage space is included. Two masters with all bedrooms having a full baths and large walk in closets. On the third floor is a another large master bedroom with a sitting area excellent for an office. Large upgraded kitchen with an open floor plan, granite counters, stainless steel appliances, island breakfast bar. wet bar with wine cooler, and ice maker. Computer office area next to laundry room. Crown molding throughout with raised ceilings. Balcony off the master bedroom on the second floor. New gray plank wood flooring and new carpet. Large oversize 2 car garage. Unit is close to front gate, clubhouse and pool. Amenities on the premises include a large pool with waterfall, basketball court, hot tub and Clubhouse

8700 Front Beach Road Unit 8107, Panama City Beach

1 Beds ⋅ 2 Baths ⋅ 773876 MLS

Introducing Porpoise of Life—a stunning 1-bedroom, 2-bathroom coastal retreat located in the coveted Calypso Tower III, Panama City Beach's newest luxury high-rise. Designed by Grace Interiors of Birmingham, this turnkey unit blends timeless style with modern convenience. From the moment you step inside, you're welcomed by custom furnishings, a calming color palette, and high-end finishes, including granite countertops and sleek tile floors. The king bedroom includes a private ensuite bath, while hallway bunks and a queen sleeper sofa comfortably accommodate up to six guests. A second full bathroom adds functionality, and the fully equipped kitchen, in-unit washer/dryer, high-speed Wi-Fi, and smart TVs make it ideal for both relaxing beach escapes and long-term rental appeal. Step out onto the oversized balcony and enjoy sweeping views of the Emerald Coast, perfect for morning coffee or sunset cocktails. Just steps from the sand and across the street from the famed Pier Park, this unit offers unbeatable access to dining, shopping, and entertainment. Guests and owners alike enjoy exclusive amenities including a resort-style pool, spa, fitness center, fire pit, and more. This property is currently managed under a 10% management fee structure with 30A Seascapes, one of the most competitive and trusted vacation rental platforms in the region—providing owners with strong performance, direct booking exposure, and full-service support. Whether you're looking for a cash-flowing investment, a second home, or a bit of both, Porpoise of Life delivers style, income potential, and location in one polished package.

15928 Front Beach Road Unit 3-410, Panama City Beach

2 Beds ⋅ 3 Baths ⋅ 770401 MLS

Stunning Panama City Beach Condominium for Sale! Welcome to your dream coastal retreat, nestled in one of the most popular Resorts in Panama City Beach. This stunning condominium is perfect for those seeking both luxury and comfort, offering a serene escape with breathtaking views of the Gulf of Mexico. Key Features • Bedrooms & Bathrooms: This spacious condo boasts two beautifully appointed bedrooms, including a convenient bunk room, and three full bathrooms, ensuring ample space for family and guests. • Fully Equipped Kitchen: The kitchen features modern appliances and ample counter space, making meal preparation a joy. • Open Floor Plan: Enjoy the seamless flow between the living, dining, and kitchen areas, perfect for entertaining or relaxing with loved ones. • Large Balcony: Step out onto the expansive balcony and soak in the stunning panoramic views of the Gulf of Mexico, a perfect spot for morning coffee or sunset cocktails. • Amenities Galore: The resort offers a plethora of amenities designed for your enjoyment and relaxation, making every day feel like a vacation. • Convenient Parking: Benefit from covered parking adding ease to your beachside living experience. Don't miss the opportunity to own a piece of paradise. This condominium is the epitome of luxury living in Panama City Beach, offering a perfect blend of comfort, style, and breathtaking natural beauty. Schedule a viewing today and start imagining the coastal lifestyle you've always dreamed of!

9900 S Thomas 1204 Drive Unit 1204, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 775983 MLS

If you've been watching Reflections, you know opportunities at this price point are limited, especially above the lower floors. This 5th floor 2BR/2BA offers better light, privacy, and elevation views than similarly priced units, making it a standout option for buyers who want more than just the lowest price. Priced with today's market in mind and ready for its next owner.

4100 Marriott Drive Unit 511, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 774075 MLS

This spacious 2 bed 2 bath condo overlooking the Gulf, white sugar sands, and the pool deck at Origin is ready for a new owner. Unit 1408 has been renovated with new paint, fans, furniture, and decor. Thoughtfully finished and being sold fully furnished. Once through the sold wood entry door, there is a large kitchen with a new refrigerator, black appliances, and tile floors. A bar top for 4, and a mid-century dining table for 6 will keep your guests together and close to the kitchen for those meals in, or family game night. There is even a desk next to the dining area that provides a nice workspace. The large living room offers plenty of seating, and a sleeper sofa for additional heads in beds. The split floorplan gives plenty of privacy with the guest bedroom opposite the primary bedroom, and a guest bath that opens to the living area and bedroom. The primary bedroom is absolutely huge! There are 2 closets (one that is currently being used as an owner's lock closet), a large hallway, room for a sitting area, an attached full bath, and a sliding patio door with access to the oversized balcony. Both bedrooms have king sized beds and stunning Gulf views. No carpet in the entire unit! Both bedrooms have luxury vinyl plank flooring, and all other area have ceramic tile. Once through the sliding glass door in the living room, or bedroom, you step onto your private balcony overlooking the beach, Gulf, and pool deck. Unit 1408 is one of only two condos with this floorplan at Origin that has an oversized balcony with a walkthrough to the living area and primary bedroom. The patio furniture has recently been upgraded to a composite tall top table with 2 chairs and 2 Adirondack chairs with a side table that will last for many years to come. At 1293 square feet inside, and the large balcony, you will have plenty of room for all your guests! Origin offers many amenities including two BBQ grill/picnic areas, a heated pool, hot tub, theater, game room, laundry facility, vending, a gated community with 24-hour security, Beaches and Cream convenient store and grill, and a Sunsations beach store located on the ground level. Origin is also one of the only high-rise condos on the beach that offers interior corridors that will keep you out of any inclement weather. The sellers are motivated to see their home away from home go to a new owner that will love it the way they have. Give me a call today to schedule your private viewing and make this space your slice of paradise!

15100 Front Beach Road Unit 1408, Panama City Beach

3 Beds ⋅ 3 Baths ⋅ 769771 MLS

Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level. The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage. Give us a call today to see this beautiful new home in the gated community of Sanctuary Beach!

3528 Cottage Cove Lane, Panama City Beach

2 Beds ⋅ 3 Baths ⋅ 773306 MLS

Welcome to an exceptional opportunity to own a stunning two-story condominium Pinnacle Port, located in the heart of Panama City Beach, Florida. This condo offers a harmonious blend of coastal and lakeside living, providing an unparalleled lifestyle experience. Upon entering the condo, you are greeted by a spacious living area that seamlessly flows into a Gulf-front balcony, offering breathtaking views of the pristine waters. The main level features a well-appointed kitchen, designed for both functionality and style, making it ideal for entertaining guests or enjoying a quiet evening at home. The upper level houses two generously sized bedrooms, each offering unique views. The guest bedroom provides captivating vistas of the Gulf, while the master bedroom features a private balcony overlooking the serene waters of Lake Powell. This thoughtful layout ensures privacy and comfort, enhancing the living experience. Residents of this exclusive community enjoy a host of amenities designed to enrich their lifestyle. The 24/7 gated community ensures security and peace of mind, while the fitness center caters to your health and wellness needs. For sports enthusiasts, the pickleball court, playground, and basketball court offer ample opportunities for recreation. The boat dock and launch, along with a fishing pier, provide direct access to Lake Powell, perfect for canoeing and fishing enthusiasts. Located just minutes away from the vibrant 30A corridor, this property offers convenient access to a variety of attractions and entertainment options. A short drive will take you to Pier Park, where exciting new attractions such as the Dolly Pirate Show and Top Golf are set to open in June. Additionally, the nearby Shops at Carillon offer a delightful shopping experience, while the summer concerts in the park at Carillon provide cultural enrichment and entertainment. This condominium represents the best of both worlds, combining the tranquility of lakeside living with the excitement of Gulf views. Whether you are seeking a permanent residence or a vacation retreat, this property offers an unparalleled opportunity to experience the beauty and lifestyle of Panama City Beach. Don't miss the chance to make this exceptional property your own.

23223 Front Beach Road Unit 533, Panama City Beach

2 Beds ⋅ 2 Baths ⋅ 777834 MLS

*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

12011 Front Beach Road Unit 405B, Panama City Beach

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