Panama City Beach, FL Real Estate | Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

**Motivated Seller!** Ideally located in the heart of the **Panama City Beach tourism district**, this well-maintained condominium puts you within walking distance of **Pier Park and Russell-Fields Pier**, with **Frank Brown Park just minutes away**. The inviting open-concept floor plan seamlessly connects the kitchen and living area, offering **beautiful Gulf views** and a comfortable space for relaxing or entertaining. Tile flooring runs throughout the unit, including upgraded tile in the bedroom and living room designed to resemble maple hardwood. Recent improvements include **fresh interior paint and a newer hot-water heater**. Step outside onto the private balcony and enjoy the convenience of a **built-in electric grill**--perfect for enjoying the coastal atmosphere. The unit comfortably accommodates **up to four adults and two children**, making this floor plan especially appealing for Panama City Beach's vacation rental market. It has historically attracted **prime-season short-term vacationers as well as off-season monthly ''snowbird'' guests**. With its desirable location near some of PCB's most popular attractions, Gulf views, and rental-friendly layout, this condo offers an excellent opportunity for a **vacation getaway, second home, or investment property**.

16701 Front Beach Unit 1105, Panama City Beach

$410,000

2 Beds ⋅ 2 Baths ⋅ 779941 MLS

A Boater's Dream with Gulf Access! Welcome to Hibiscus By The Bay, an exclusive gated waterfront community tucked away on a 10-acre peninsula along St. Andrew's Bay with a private marina and direct access to the Gulf. This beautifully updated 2BR/2BA condo is being offered fully furnished and turnkey, making it the perfect coastal retreat or full-time residence. Enjoy panoramic bay views from the expansive balcony, accessible from both the living room and master suite. Interior upgrades include brand new LVP flooring throughout, all-new kitchen appliances, new window treatments, fresh paint, and high-quality furnishings. A boat slip with a 9,000 lb lift is also available for purchase separately at $28,000, offering the ultimate convenience for boating enthusiasts. Hibiscus By The Bay is known for its peaceful residential atmosphere with no short-term rentals allowed, ensuring a quiet community feel. Residents enjoy resort-style amenities including a waterfront pool, hot tub, fitness center, library, tennis courts, and a private marinaâ”all just minutes from Panama City Beach's world-famous sugar-white sands.

6500 Bridge Water Way Unit 702, Panama City Beach

$415,000

2 Beds ⋅ 2 Baths ⋅ 779790 MLS

Welcome to a sunny shore oasis at Sterling Reef 1802B. This 18th-floor Gulf front condo offers breathtaking views of turquoise waters and sugar-white sand. Brand new luxury vinyl plank flooring was installed in September 2025, complementing a bright coastal design and open layout that draws your eye to the horizon. The Gulf front primary suite opens to the balcony, which also connects to the living room, creating seamless indoor-outdoor living. With two bedrooms, and two baths, this fully furnished condo is turnkey and professionally styled. Marketed on Airbnb as Sunny Shore Oasis, it boasts outstanding reviews and secured bookings that convey to the new owner. Sterling Reef features resort-style amenities including two pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building updates include modernized elevators and exterior finishes. Located next to the County Pier, across from Shipwreck Island, and just minutes to Pier Park.

12011 Front Beach Road Unit 1802B, Panama City Beach

$415,000

2 Beds ⋅ 2 Baths ⋅ 779730 MLS

Beautifully updated beach townhome just steps from the world's most beautiful beaches of Panama City Beach! Nestled on the highly sought-after West End, this home offers the perfect balance of peace and convenience—only 2-3 miles from popular 30A, approx. 5 miles to shopping and dining at Pier Park, and just a short stroll to the white sandy shoreline. Inside, you'll find 2 spacious bedrooms upstairs with a Jack-and-Jill bath, plus a convenient half bath downstairs. An enclosed outdoor shower provides the perfect 2nd shower option after a day at the beach. Notable updates include: All windows replaced (~8 years ago) New Hardiplank flooring (~5 years ago) Balcony/porch replaced (~4 years ago) Brand new HVAC system Exterior planks replaced (2021) Fresh exterior paint (2022) Roof (approx. 8 years) Whether you're searching for a primary residence, a second home, or an investment property, this beach retreat offers a prime location, thoughtful updates, and the relaxed coastal lifestyle you've been waiting for!

120 Palm Beach Drive Unit C, Panama City Beach

$449,000

2 Beds ⋅ 2 Baths ⋅ 778981 MLS

Offered for sale is Ocean Reef Unit 1602, a two-bedroom, two-bath, gulf-front condo with a spacious 10x27 (270+ sq. ft.) balcony. The Unit 1602 floorplan features: a gulf-front living area and gulf-front master bedroom with separate balcony access; tiled floors; luxury vinyl bedroom flooring; and matching tile backsplash and bar facing. The Ocean Reef balcony size is fabulous and sets it apart from many other resorts. From the moment you walk-in you'll notice the beautiful gulf-views from the kitchen, dining, and living areas. The master bedroom features a private bath with double vanity. The guest bedroom is large enough for two beds and offers private access to the guest bathroom. The laundry room includes a side-by-side washer and dryer. Ocean Reef features two pools and a large hot-tub. The gulf-front pool is located directly behind the building. The indoor pool is perfect for colder days. Ocean Reef is perfectly situated! Just to the west, a short walk away, enjoy delicious meals at the beach-front Runaway Island Restaurant or venture across the street for yummy coffee and donuts at A'more or lunch at the Funland Snack Bar. Across the street you'll find the Hidden Lagoon mini golf and golf carts or shop at the large Alvin's Island Gift Shop. The famous Pier Park restaurant, entertainment, and shopping district is just 1.75 miles to the west. The new TopGolf restaurant, bar, and golfing fun is just 1.5 miles to the west. Unit 1602 includes your very own exclusive-use, assigned, parking space on level 2 under the building. No walking across the street or wasted time looking for a parking space. All dimensions and square footages are approximate and to be verified by buyer if important. The HVAC Unit is dated August 2021. *Living rom sofa does not convey.

14415 Front Beach Road Unit 1602, Panama City Beach

$449,900

2 Beds ⋅ 2 Baths ⋅ 773283 MLS

Available this week to show! It's been a busy summer so far, but this week this condo is available to view. Call your favorite Realtor and make your appointment to view. This condo, has 2 good sized bedrooms with King beds, fully equipped kitchen, beautiful gulf front views, many updates and ready for you to enjoy. Majestic has 5 pools, including 2 indoor pools, hot tubs, tennis/pickle ball courts, fitness center, movie theater, owners lounge, ball rooms on premises with a complimentary game room for you, your guest and family to enjoy! The unit itself has newer water heater (2022), kitchen appliances replaced (2023,), washer/dryer (2024), shiplap, 65'' TV in living room, kitchen backsplash, fresh paint, king-sized beds with new Mattresses (2023). A fully funded/solid HOA helps to make this a great value. Call to schedule your showing appointment (All important details should be verified by the appropriate specialist).

10901 Front Beach Road Unit 1311, Panama City Beach

$412,000

2 Beds ⋅ 2 Baths ⋅ 747753 MLS

Summerhouse Condo on Panama City Beach is one of the most respected complexes in the area. This beautiful 2-Bedroom, 2-Bath unit is located on the very desirable fifth floor. This will be a favorite for renters as it is not too high or too low. This unit overlooks the beach and pools and offers a sunset view all year long. The owner has furnished and accented this unit very nicely and it is ''suitcase and rental ready'' It is all plank flooring throughout which makes it easy to keep clean. Most rooms in the unit offer beautiful beach views.. The spacious kitchen has had plenty of updating with new granite counters and cabinets replaced along with a beautiful tile back-splash. Both baths have also undergone updating. Guest come back each year and pay special compliments on the beautiful pools and grounds area. One of the pools is kept heated for winter enjoyment. There is a 'toddler pool'' for the little people and a hot tub for the big people. The gulf front gazebo is a great place to spend time outside without overdoing the sun. Other amenities include a gameroom, owners lounge, racket and tennis courts, and Homeowners and onsite rental offices for the guest and owners convenience. The Thomas Dr. area of the beach is very popular because it is four-laned and close to everything our area has to offer. Summerhouse has been making owner and guest memories for many sunsets. Come claim your ''SUMMERHOUSE SUNSET'' today. Owner will consider giving a buyer an assessment credit at closing with an acceptable offer.

6505 Thomas Drive Unit 510, Panama City Beach

$450,000

2 Beds ⋅ 2 Baths ⋅ 772925 MLS

Experience the best of beachfront living at Majestic Beach Towers II in beautiful Panama City Beach. This impeccably maintained 2-bedroom, 2-bath Gulf-front condo offers 975 square feet of thoughtfully designed space with panoramic views of the emerald waters and sugar-white sands of the Gulf of Mexico. The open-concept layout features a bright and airy living area, a modern kitchen with stainless steel appliances, and seamless access to a private balcony—perfect for enjoying sunrise coffee, al fresco dining, or simply relaxing to the sound of the waves. Whether you're looking for a personal coastal retreat or a high-performing rental property, this unit delivers the ideal blend of luxury, comfort, and unbeatable location.

10811 Front Beach Unit 1503, Panama City Beach

$419,000

1 Beds ⋅ 2 Baths ⋅ 745445 MLS

BACK ON THE MARKET! You're in luck, this beautiful beachfront condo is available to purchase again! The previous buyer defaulted after a very long contract to purchase. Act fast and check out this completely renovated Celadon Beachfront Condo on the popular west end of Panama City Beach, Florida. This gorgeous unit has been fully remodeled with upgrades including all new furnishings, stainless steel appliances, vanities, showers, lighting, fans, roller shades, flooring and paint. This floor plan is in high demand featuring a 1-bedroom with 2 full baths + built-in bunk beds. Spacious Gulf-Front Living Room with 9' ceilings. Floor-to-ceiling glass sliding doors to let in that Florida sunshine. Relax on your private balcony with endless water views and salty breezes. The Galley Kitchen with a breakfast bar and dining area is the perfect size for a vacation get-a-way. The master features a king size bed, plus there are built-in-bunks in the hall and a sofa sleeper to accommodate up to 6 guests. It's the perfect location for a beach vacation with many exclusive resort amenities including beach access, indoor/outdoor heated pool, hot tub, exercise room, tennis court, detached garage with skywalk, hi-speed elevators, security. Nice central location near Pier Park, Airport, 30A Shops & Eateries. Call today to schedule a showing and make this property yours.

17757 Front Beach Road Unit 2207D, Panama City Beach

$449,000

2 Beds ⋅ 2 Baths ⋅ 758001 MLS

Charming low maintenance beach cottage ready for you, your family and friends to make a lifetime of memories. The home has a newer raised seamless metal roof. There is a 10' recorded easement on the south side of 208 3rd St to access the home. Also the owner of 208 3rd Street parks in front of his home. There is 2,800+/- feet of beach with no buildings. There is not an HOA. The home is connected to public sewer. It is the responsibility of the buyer to verify all measurements.

208 3rd Street Unit 1/2, Panama City Beach

$449,900

3 Beds ⋅ 4 Baths ⋅ 774345 MLS

Great Opportunity to purchase a rare executive Penthouse unit in the Exclusive Gated Island Reserve. There are only 12 of these large units 2500 sq ft plus. Entering the unit, you are greeted with a beautifully decorated furnishings throughout. This unit is close to 2600 square feet with 3 bedrooms and 3.5 bath to include two Master Suites. A formal Dining area and laundry room incorporates the elegance of this unit. A half bathroom on the first floor and storage space is included. Two masters with all bedrooms having a full baths and large walk in closets. On the third floor is a another large master bedroom with a sitting area excellent for an office. Large upgraded kitchen with an open floor plan, granite counters, stainless steel appliances, island breakfast bar. wet bar with wine cooler, and ice maker. Computer office area next to laundry room. Crown molding throughout with raised ceilings. Balcony off the master bedroom on the second floor. New gray plank wood flooring and new carpet. Large oversize 2 car garage. Unit is close to front gate, clubhouse and pool. Amenities on the premises include a large pool with waterfall, basketball court, hot tub and Clubhouse

8700 Front Beach Road Unit 8107, Panama City Beach

$425,000

1 Beds ⋅ 2 Baths ⋅ 773876 MLS

Introducing Porpoise of Life—a stunning 1-bedroom, 2-bathroom coastal retreat located in the coveted Calypso Tower III, Panama City Beach's newest luxury high-rise. Designed by Grace Interiors of Birmingham, this turnkey unit blends timeless style with modern convenience. From the moment you step inside, you're welcomed by custom furnishings, a calming color palette, and high-end finishes, including granite countertops and sleek tile floors. The king bedroom includes a private ensuite bath, while hallway bunks and a queen sleeper sofa comfortably accommodate up to six guests. A second full bathroom adds functionality, and the fully equipped kitchen, in-unit washer/dryer, high-speed Wi-Fi, and smart TVs make it ideal for both relaxing beach escapes and long-term rental appeal. Step out onto the oversized balcony and enjoy sweeping views of the Emerald Coast, perfect for morning coffee or sunset cocktails. Just steps from the sand and across the street from the famed Pier Park, this unit offers unbeatable access to dining, shopping, and entertainment. Guests and owners alike enjoy exclusive amenities including a resort-style pool, spa, fitness center, fire pit, and more. This property is currently managed under a 10% management fee structure with 30A Seascapes, one of the most competitive and trusted vacation rental platforms in the region—providing owners with strong performance, direct booking exposure, and full-service support. Whether you're looking for a cash-flowing investment, a second home, or a bit of both, Porpoise of Life delivers style, income potential, and location in one polished package.

15928 Front Beach Road Unit 3-410, Panama City Beach

$449,000

2 Beds ⋅ 2 Baths ⋅ 774075 MLS

This spacious 2 bed 2 bath condo overlooking the Gulf, white sugar sands, and the pool deck at Origin is ready for a new owner. Unit 1408 has been renovated with new paint, fans, furniture, and decor. Thoughtfully finished and being sold fully furnished. Once through the sold wood entry door, there is a large kitchen with a new refrigerator, black appliances, and tile floors. A bar top for 4, and a mid-century dining table for 6 will keep your guests together and close to the kitchen for those meals in, or family game night. There is even a desk next to the dining area that provides a nice workspace. The large living room offers plenty of seating, and a sleeper sofa for additional heads in beds. The split floorplan gives plenty of privacy with the guest bedroom opposite the primary bedroom, and a guest bath that opens to the living area and bedroom. The primary bedroom is absolutely huge! There are 2 closets (one that is currently being used as an owner's lock closet), a large hallway, room for a sitting area, an attached full bath, and a sliding patio door with access to the oversized balcony. Both bedrooms have king sized beds and stunning Gulf views. No carpet in the entire unit! Both bedrooms have luxury vinyl plank flooring, and all other area have ceramic tile. Once through the sliding glass door in the living room, or bedroom, you step onto your private balcony overlooking the beach, Gulf, and pool deck. Unit 1408 is one of only two condos with this floorplan at Origin that has an oversized balcony with a walkthrough to the living area and primary bedroom. The patio furniture has recently been upgraded to a composite tall top table with 2 chairs and 2 Adirondack chairs with a side table that will last for many years to come. At 1293 square feet inside, and the large balcony, you will have plenty of room for all your guests! Origin offers many amenities including two BBQ grill/picnic areas, a heated pool, hot tub, theater, game room, laundry facility, vending, a gated community with 24-hour security, Beaches and Cream convenient store and grill, and a Sunsations beach store located on the ground level. Origin is also one of the only high-rise condos on the beach that offers interior corridors that will keep you out of any inclement weather. The sellers are motivated to see their home away from home go to a new owner that will love it the way they have. Give me a call today to schedule your private viewing and make this space your slice of paradise!

15100 Front Beach Road Unit 1408, Panama City Beach

$425,000

2 Beds ⋅ 3 Baths ⋅ 773306 MLS

Welcome to an exceptional opportunity to own a stunning two-story condominium Pinnacle Port, located in the heart of Panama City Beach, Florida. This condo offers a harmonious blend of coastal and lakeside living, providing an unparalleled lifestyle experience. Upon entering the condo, you are greeted by a spacious living area that seamlessly flows into a Gulf-front balcony, offering breathtaking views of the pristine waters. The main level features a well-appointed kitchen, designed for both functionality and style, making it ideal for entertaining guests or enjoying a quiet evening at home. The upper level houses two generously sized bedrooms, each offering unique views. The guest bedroom provides captivating vistas of the Gulf, while the master bedroom features a private balcony overlooking the serene waters of Lake Powell. This thoughtful layout ensures privacy and comfort, enhancing the living experience. Residents of this exclusive community enjoy a host of amenities designed to enrich their lifestyle. The 24/7 gated community ensures security and peace of mind, while the fitness center caters to your health and wellness needs. For sports enthusiasts, the pickleball court, playground, and basketball court offer ample opportunities for recreation. The boat dock and launch, along with a fishing pier, provide direct access to Lake Powell, perfect for canoeing and fishing enthusiasts. Located just minutes away from the vibrant 30A corridor, this property offers convenient access to a variety of attractions and entertainment options. A short drive will take you to Pier Park, where exciting new attractions such as the Dolly Pirate Show and Top Golf are set to open in June. Additionally, the nearby Shops at Carillon offer a delightful shopping experience, while the summer concerts in the park at Carillon provide cultural enrichment and entertainment. This condominium represents the best of both worlds, combining the tranquility of lakeside living with the excitement of Gulf views. Whether you are seeking a permanent residence or a vacation retreat, this property offers an unparalleled opportunity to experience the beauty and lifestyle of Panama City Beach. Don't miss the chance to make this exceptional property your own.

23223 Front Beach Road Unit 533, Panama City Beach

$430,000

2 Beds ⋅ 2 Baths ⋅ 777834 MLS

*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

12011 Front Beach Road Unit 405B, Panama City Beach

Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

Newest Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

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