Panama City Beach, FL Real Estate Search

Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

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Newest Panama City Beach, FL Homes between $400,000 and $450,000 for Sale

$400,000
3 Beds 2 Baths 1011818 MLS 1,615 SqFt.
Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio with beautiful pergola and all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants & water activities are all nearby. Some furnishings are negotiable. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions & entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity

8821 Laird St, Panama City Beach

$405,000
1 Beds 2 Baths 795053 MLS
Experience ultimate relaxing getaways at this beachfront Sterling Breeze condo in Panama City Beach, FL. Located at 16701 Front Beach Rd Unit 1803, this beachside retreat offers unparalleled views of the Gulf and direct access to pristine white sand beaches and crystal clear waters of Panama City Beach. Unit 1803 conveys truly turn-key to include: all furnishings and decor, kitchen appliances and cooking/dining essentials, washer and dryer and outdoor furnishings to include: rocking Adirondack chair and table set to watch the most beautiful sunsets. The Seller has replaced the HVAC in 2025 and had the interior freshly painted September 2025. Water heater 2019. Step inside this beautifully appointed condo and you will be greeted by modern amenities, serene & relaxing beach decor. Sterling Breeze offers resort style amenities with direct beach access and complimentary beach service: 2 chairs and umbrella for owners, a beachfront pool, hot tub, fire pit and poolside bar with food, snacks and drinks. Sterling Breeze also has an on-site souvenir shop with beach essentials. The fitness center was recently renovated and is fully equipped with treadmills, weights ellipticals, etc. Enjoy beach excursions, rent paddle boards, jetskis, or go parasailing right from the resort. Sterling Breeze is also pet friendly as owners and guests are allowed to bring pets. Whether you're looking for primary residence, 2nd home, or vacation rental property, this community has it all!

16701 Front Beach Road Unit 1803, Panama City Beach

$410,000
2 Beds 3 Baths 1005275 MLS 1,148 SqFt.
SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable 'B' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

9900 S Thomas Dr Unit 1207, Panama City Beach

$429,000
2 Beds 2 Baths 794843 MLS
Why wait to build when you can start enjoying the lifestyle today? This FULLY FURNISHED nearly new Camellia Cottage offers all the benefits of new construction without the wait, the added expense of furnishing, or the countless upgrade decisions. Located in desirable Phase 4 of Latitude Margaritaville Watersound, this beautifully appointed 2-bedroom, 2-bath home is completely move-in ready, allowing you to begin enjoying resort-style living from day one. Step through the upgraded glass front door into an inviting, light-filled interior where plantation shutters, recessed lighting, designer paint, upgraded laminate flooring, and carefully selected furnishings create a warm, sophisticated coastal atmosphere. At the center of the home, the open-concept living area is designed for effortless entertaining and everyday comfort. The upgraded kitchen is both beautiful and functional, featuring Level 5 cabinetry with pull-out shelving, a pots-and-pans drawer, crown molding, matte black hardware, an extended island with upgraded pendant lighting, a gas range, undermount single-bowl sink, Advantage French-door refrigerator, and a charming coffee and wine bar that's perfect for starting or ending the day. The adjoining living room is enhanced with decorative ceiling beams and a stylish ceiling fan, creating a comfortable gathering space for family and friends. The spacious primary suite offers a peaceful retreat with a custom closet organization system and a spa-inspired bath showcasing upgraded Level 5 cabinetry, cabinet stack drawers, and a floor-to-ceiling tiled walk-in shower with a seamless glass enclosure. Guests will feel right at home with a private bedroom and beautifully finished full bath nearby, while practical features such as televisions in every room, a laundry room with upper cabinetry, Whirlpool washer and dryer with pedestals, and a garage utility sink add everyday convenience. Best of all, the home is being sold FULLY FURNISHED. Simply unpack your suitcase and start enjoying everything this exceptional community has to offer. Life here feels like a permanent vacation. Spend the afternoon beside the Paradise Pool, stay active in the state-of-the-art fitness center or indoor lap pool, challenge friends to pickleball or tennis, explore miles of walking and golf-cart paths, or enjoy kayaking, live entertainment at the Last Mango Theater, creative classes in the Clayground pottery studio and woodworking shop, a vibrant monthly farmers market, and countless clubs and social events. Even your four-legged family members have their own paradise at Barkaritaville Dog Park and the on-site pet groomer. The low-maintenance lifestyle is one of the community's greatest luxuries. Outside the community, the future is just as exciting. A new Publix is under construction, additional shopping and dining are on the way, a future marina is planned nearby, and a new hospital is being built just minutes from home making this location even more desirable. Whether you're looking for a full-time residence or a seasonal escape, this exceptional home offers something that's hard to find: the opportunity to skip the construction process and immediately enjoy a beautifully upgraded, professionally furnished home in one of Florida's most desirable active adult communities. The upgrades are complete. The furnishings are included. The lifestyle is waiting.

8671 Shell Sink Drive, Panama City Beach

$449,000
2 Beds 2 Baths 794721 MLS
Welcome to your own slice of paradise in Latitude Margaritaville Watersound! This highly sought-after Aloha cottage floor plan is ideally situated in one of the community's most desirable, close-in phases, just moments from Town Square and the heart of the action. Primarily enjoyed as a vacation home and meticulously maintained, this 2BR plus den home shows like new and is truly move-in ready. Inside, thoughtful upgrades and designer finishes create a bright, coastal-inspired retreat. The beautifully appointed kitchen features white cabinetry, quartz countertops, a full-height quartz backsplash, and an upgraded electric convection range. Laminate flooring flows seamlessly throughout the main living areas, kitchen, and bedrooms, while the bathrooms and laundry room feature easy-care tile flooring. Recessed LED lighting enhances the kitchen, living room, porch, hallway, and both bedrooms, while designer light fixtures and ceiling fans add style throughout. All major appliances convey with the home. The spacious primary suite provides a relaxing private retreat, complete with a custom closet system for exceptional organization. The ensuite bath features white cabinetry with stacked drawers, quartz countertops, and an impressive walk-in shower finished with floor-to-ceiling tile. Additional upgrades and features include extensive additional landscaping and full gutter system, a screened porch with polyaspartic floor coating, glass front door with shade, custom window shades, polyaspartic-coated garage floor, designer lighting and ceiling fans. Every detail has been thoughtfully selected to provide comfort, style, and effortless Florida living. Whether you're looking for a full-time residence, vacation getaway, or investment property, this exceptional cottage offers the perfect opportunity to enjoy everything Latitude Margaritaville Watersound has to offer. Life here is all about fun, friendship, and the freedom to enjoy every day like a vacation. This vibrant 55+ active adult resort-style community offers an unparalleled coastal lifestyle centered around its lively Town Square, where live entertainment fills the air daily and especially on Friday and Saturday evenings. Residents enjoy an impressive array of amenities, including resort-style pools, a state-of-the-art fitness center, group exercise classes, yoga, spin, water aerobics, a lap pool and spa, along with miles of walking, biking, and golf cart trails. Sports enthusiasts can enjoy pickleball, tennis, and bocce, while adventure seekers can launch a kayak and explore the waterways. The community also offers an incredible variety of social and creative spaces, including the Last Mango Theater, ceramics and woodworking studios, pet grooming facilities, and a dedicated dog park. Convenient trails and an underpass provide safe, easy access throughout the neighborhood and to the community's many amenities. The low-maintenance lifestyle means more time for what matters most, with lawn care and exterior painting/roof replacement on a maintenance schedule included in the HOA dues. The home also benefits from a 2/10 structural warranty from the original buyer's closing date. A future on-site shopping complex, currently under construction, is planned to include a Publix grocery store along with additional dining and shopping options, and a public marina is planned for the property. A new hospital is also currently under construction approximately five miles away. With easy access to the sugar-white beaches of the Emerald Coast, Panama City Beach, and the scenic communities of 30A, boating, beach days, dining, and exploring are all within easy reach. Imagine starting your morning with a peaceful cup of coffee on the screened porch, spending the afternoon by the resort-style pool, enjoying a sunset golf cart ride, and ending the evening with live music and cocktails with friends and neighbors. At Latitude Margaritaville Watersound, every day really can feel

8660 Tropics Avenue, Panama City Beach

$410,000
2 Beds 2 Baths 794713 MLS
Beautifully updated 2-bedroom, 2-bath condo with a bunk room and Gulf views at Laketown Wharf! This spacious residence sleeps 8+ and features an open floor plan, expansive balcony, granite countertops, breakfast bar and a private primary suite with double vanity, garden tub and separate shower. Standout upgrades, Gulf views and a prime location at Laketown Wharf! Unit 1123 is a beautifully reimagined with wall-to-wall luxury vinyl plank flooring and a polished mid-century-meets-coastal-chic design.The fully updated kitchen elevates this residence with premium granite countertops, modern cabinetry, upgraded lighting and premium stainless-steel appliances. The redesigned primary bathroom feels like a private retreat, featuring a spacious walk-in shower with premium wall tile, an updated dual vanity, upgraded lighting, gold accents and a classic soaking tub. Step onto the expansive balcony for a Gulf view overlooking Pineapple Willy's and stretching east along the coastline. The spacious open floor plan comfortably accommodates eight or more guests, making the unit equally appealing as a beach getaway or vacation-rental investment. Located across from the beach, Laketown Wharf offers five pools, convenient beach access, a Gulf-view fitness center, kids' playground, covered parking, on-site dining and a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show. Shopping, dining and entertainment are just minutes away.

9860 S Thomas Drive Unit 1123, Panama City Beach

$424,900
2 Beds 2 Baths 794559 MLS
TURNKEY LUXURY AT LATITUDE MARGARITAVILLE! Welcome to 9320 Cool Breeze Dr, a highly upgraded Camellia Cottage conveying fully furnished in the highly sought-after 55+ community of Latitude Margaritaville Watersound. Situated in Phase 6A, this home offers a prime location with its own dedicated gate and no neighborhood cut-through traffic, all while remaining a convenient golf cart ride to Town Square rather than the longer drive from later phases. This turnkey opportunity completely bypasses new construction waitlists, builder timelines, and furniture delivery delays for an immediate move-in ready experience. Inside, the open layout is elevated by 8-foot interior doors, upgraded large-format porcelain tile flooring flowing continuously throughout, and ceiling beams that add style to the main gathering area. The kitchen features premium cabinetry accented by upper and under-cabinet ambient lighting, quartz countertops, an undermount sink, gas range, and a custom walk-in pantry with wood shelving. The primary suite serves as a spacious retreat, complete with a custom closet system and an ensuite bath featuring floor-to-ceiling tile in the walk-in shower, a frameless glass enclosure, and a quartz double vanity. Outdoor living is easy on the private screened lanai finished with durable epoxy flooring, perfect for morning coffee or relaxing evenings. The attached two-car garage is equally well finished with matching epoxy floors, a utility sink, and an upgraded, low-noise, ''smart'' garage door opener that has a camera and can be opened remotely. Cottage HOA dues provide low-maintenance peace of mind by covering exterior lawn care, scheduled exterior repainting, and roof replacement schedules. Located just 7 miles from the white-sand beaches of the Emerald Coast, this community sits directly along the Intracoastal Waterway. Residents enjoy world-class amenities including the resort-style Paradise Pool, the two-story Bar & Chill restaurant, Fins Up! Fitness Center with an indoor lap pool and spa, tennis and pickleball courts, kayak launch, Barkaritaville dog park, Last Mango Theater, and regular live entertainment at the bandshell. With the new Publix town center and healthcare facilities nearby, everything needed for effortless coastal living is right at hand. Pack the bags, bring the golf cart, and welcome to paradise! Schedule your showing today. A video tour is also available

9320 Cool Breeze Drive, Panama City Beach

$429,900
3 Beds 2 Baths 794510 MLS
NEW CONSTRUCTION 2026 | NOW FULLY FURNISHED AND RENTAL-READY High-Quality Build in a Prime Location Near 30A! NO HOA FEES | SHORT- TERM RENTAL ALLOWED | Estimated gross rental income potential of up to $60,000 annually. This beautifully designed 3-bedroom, 2-bathroom home offers the perfect combination of comfort, style, and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home is a rare opportunity in one of Panama City Beach's fastest-growing areas. The open-concept layout features 9-foot ceilings, plenty of natural light, a spacious living area, and a modern kitchen with brand-new stainless steel appliances and upscale finishes. Custom European-style accent walls add a designer touch and make the space feel special. Each bedroom includes tray ceilings and built-in closets, while the bathrooms showcase sleek modern finishes, stylish mirrors, and a tiled glass shower for an elevated look. The home also features a dedicated laundry room with washer and dryer hookups. The 40-foot driveway provides parking for up to 4 vehicles. The fully fenced backyard includes a private well and an already installed sprinkler system for easy landscape maintenance year-round. The oversized backyard also offers the potential to add a pool or create additional outdoor living space. There is also an opportunity to extend the backyard if desired, as additional land behind the fence may be utilized for even more outdoor space and future possibilities. Located in a quiet neighborhood just minutes from beach access, Inlet Beach, Rosemary Beach, and the popular dining, shopping, and entertainment along 30A. High-quality construction, excellent rental potential, and an unbeatable location make this property a standout opportunity. SCHEDULE YOUR SHOWING TODAY !

722 Gulf View Drive, Panama City Beach

$415,000
1 Beds 2 Baths 1010028 MLS 923 SqFt.
Don't miss this opportunity to own the most affordable L floor plan currently available in Tidewater Beach Resort, one of the building's most sought-after layouts, featuring a Gulf-front primary bedroom with direct balcony access. Located on the desirable 6th floor, this furnished 1-bedroom, 2-bath condo offers 923 square feet with beautiful Gulf and beach views from both the primary bedroom and living area. For investors, the combination of a Gulf-front primary bedroom and desirable lower-floor location provides two highly marketable features that can help maximize rental appeal and income potential in Panama City Beach's competitive vacation rental market. The L floor plan offers an open bunk area near the second full bathroom, providing additional sleeping space for family and rental guests. A dedicated storage closet outside the unit adds valuable space for owner belongings, rental supplies, or beach gear without taking up room inside the condo. Tidewater Beach Resort delivers an amenity-rich Gulf-front experience with direct beach access, two Gulf-front outdoor pools, a heated indoor pool, hot tubs, a 4,300-square-foot fitness center with Roman spa, sauna and steam room, movie theater, game room, on-site dining, coffee shop, and convenience store. Located on the west end of Panama City Beach and approximately half a mile from Pier Park, owners and guests have convenient access to shopping, dining, entertainment, and some of PCB's most popular attractions. Unit 615 brings together the right floor plan, the right floor, and an attractive price point for a buyer looking to add a Gulf-front Panama City Beach property to their investment portfolio while still having a beach getaway to enjoy with family and friends. This won't last long!

16819 Front Beach Rd Unit 615, Panama City Beach

$410,000
1 Beds 2 Baths 794178 MLS
Looking for a low-floor unit that avoids height concerns? This is the perfect choice for you. Welcome to an unparalleled coastal oasis at Calypso Tower III, where luxury meets the serene beauty of beachfront living. This one-of-a-kind 1-bedroom, 2-bathroom condo showcases exceptional design and high-end finishes, making it a truly remarkable find. Step inside to be captivated by the sophisticated ambiance, highlighted by shiplap accent walls at the kitchen bar, and custom-made bunkbed. Every detail has been meticulously curated, including high-end window treatments that enhance the elegance of the space while providing privacy and comfort. The custom-built bunk beds add a unique and functional touch, making this unit ideal for families and guests. Both bathrooms feature exquisite detailing, adding timeless charm that beautifully complements the overall coastal aesthetic. With premium finishes throughout, this condo is more than just a home--it's a statement of refined beachfront living. From the moment you enter, you'll appreciate the thoughtful design and luxurious touches that make this residence truly stand out. As a resident of Calypso Tower III, you'll enjoy an impressive lineup of amenities, including resort-style pools, a modern fitness center, on-site dining, and direct beach access, providing an enviable lifestyle just steps from the sand. Don't miss this opportunity to own an exceptional property that seamlessly blends luxury, comfort, and convenience in one of the most sought-after locations. Schedule your private showing today and experience the extraordinary allure of this beachfront gem.

15928 Front Beach Road Unit 3-510, Panama City Beach

$415,000
1 Beds 2 Baths 794135 MLS
Don't miss this opportunity to own the most affordable L floor plan currently available in Tidewater Beach Resort, one of the building's most sought-after layouts, featuring a Gulf-front primary bedroom with direct balcony access. Located on the desirable 6th floor, this furnished 1-bedroom, 2-bath condo offers 923 square feet with beautiful Gulf and beach views from both the primary bedroom and living area. For investors, the combination of a Gulf-front primary bedroom and desirable lower-floor location provides two highly marketable features that can help maximize rental appeal and income potential in Panama City Beach's competitive vacation rental market. The L floor plan offers an open bunk area near the second full bathroom, providing additional sleeping space for family and rental guests. A dedicated storage closet outside the unit adds valuable space for owner belongings, rental supplies, or beach gear without taking up room inside the condo. Tidewater Beach Resort delivers an amenity-rich Gulf-front experience with direct beach access, two Gulf-front outdoor pools, a heated indoor pool, hot tubs, a 4,300-square-foot fitness center with Roman spa, sauna and steam room, movie theater, game room, on-site dining, coffee shop, and convenience store. Located on the west end of Panama City Beach and approximately half a mile from Pier Park, owners and guests have convenient access to shopping, dining, entertainment, and some of PCB's most popular attractions. Unit 615 brings together the right floor plan, the right floor, and an attractive price point for a buyer looking to add a Gulf-front Panama City Beach property to their investment portfolio while still having a beach getaway to enjoy with family and friends. This won't last long!

16819 Front Beach Road Unit 615, Panama City Beach

$410,000
2 Beds 2 Baths 793948 MLS
Welcome to your tropical escape in the heart of Latitude Margaritaville Watersound, just a short drive from Panama City Beach and the world's most beautiful sugar-white sand beaches. This fully furnished Camellia cottage located on one of only eight premier lots that offers unmatched privacy, with no neighbors across from you--just open, green space that makes it feel like your own expansive front yard. You'll enjoy serene views and plenty of breathing room, with no street parking directly in front of the cottage--an incredibly rare find in Latitude Margaritaville Watersound! From the moment you step inside, you'll be greeted by the relaxing Tommy Bahama-inspired design, where every detail has been carefully curated for style and comfort. The open-concept layout features: Quartz countertops throughout the kitchen and baths, Exposed ceiling beams for a warm, coastal charm, Upgraded lighting fixtures and fans that add a modern yet relaxed island vibe. Tastefully selected furnishings included, making this a truly turnkey opportunity. Move-in ready so you can start enjoying paradise immediatelyJust steps away is Flip Flop Square, a community hub where you can grill out, relax, and connect with fellow ''Fins Up'' friends. It's a vibrant space where memories are made, and lifelong friendships are formed. The seller is even open to discussing rent-to-own possibilities--a rare and flexible opportunity in such a high-demand community. As the cherry on top... HOA include lawn maintenance/landscape and sprinklers. Living in Paradise close to Town Square, the lively hub of the community, offering: Bar & Chill Restaurant, with stunning views of the Intracoastal Waterway, State-of-the-art fitness center, plus indoor fitness classesLap pool, designed for both exercise and relaxationLive entertainment at the bandshell every weekendBocce ball, cornhole, and pool tables for socializing and friendly competitionZero-entry resort-style pool, offering plenty of space to loungeKayak & paddleboard launch, perfect for exploring the waterwaysPickleball and tennis courts to stay active and engagedThis home is not just a place to live--it's a lifestyle upgrade a nd change in latitude. The combination of privacy, location, thoughtful upgrades, and resort-style amenities makes this an extraordinary opportunity in Latitude Margaritaville Watersound. Don't miss your chance to own this truly special home! Schedule your private tour today and start living the dream. No pets, Under 6 months is $2,600/month, 12 month lease $2,300 plus utilities and prepaid cleaning fee. First month plus deposit due upfront Must be 55+ per HOA to lease and live in this community.

8994 Parrot Place, Panama City Beach

$430,000
4 Beds 3 Baths 793917 MLS
Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!

324 Madison Circle, Panama City Beach

$435,000
1 Beds 2 Baths 1009692 MLS 1,074 SqFt.
Experience elevated Coastal style living and breathtaking gulf views from this beautiful 5th floor condo in Calypso Tower 3 the newest high-rise resort in Panama City Beach. This fully furnished 1 BR/2 BA retreat offers a west-facing vantage point with unobstructed views of the Coastline. Floor to ceiling glass doors fill the open concept kitchen and living areas with natural light and leads to a spacious balcony perfect for morning coffee, relaxing or fabulous sunsets! The gulf view primary suite features a slider glass door which opens directly to the balcony, large walkin shower ,double vanities and a large walkin closet. This meticulously maintained condo is offered fully furnished with beautiful coastal decor. The condo sleeps 4 comfortably - making it the perfect sized unit to ensure that it is booked year-round. Futhermore, it has a unique feature: only 22 units within the resort are located in a secure, enclosed area with protected elevator access to ensure your comfort on rainy days! VIEWS, LOCATION, AMENITIES and PRICE - this condo has it all! Outside tiki bar, cabanas, cafe, fitness center, large lagoon style pool, hot tub, direct beach access, and more. From day to night there is always something to do! If you don't want to drive, rest assured knowing that you are in the heart of it all the best that PCB has to offer. Pier Park features lots of shopping, dining and entertainment and nightlife! Steps away you will find the Iconic Ferris Wheel, TopGolf, Dolly Parton Pirate Voyage, and the ECP Airport is just 30 minutes away. All data and dimensions to be verified by Buyer.

15928 Front Beach Rd Unit 3-509, Panama City Beach

$430,000
4 Beds 3 Baths 1009685 MLS 1,972 SqFt.
Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!

324 Madison Cir, Panama City Beach

$439,000
3 Beds 2 Baths 793815 MLS
Enjoy the advantages of a newly built home without the wait. Built in 2024, this 3BR/2BA home in Breakfast Point East offers the modern finishes, fresh feel, and peace of mind that come with new construction, while already being complete and ready to enjoy. The roof, HVAC, and water heater are all original to the 2024 construction, and the major appliances and fully fenced backyard were added at the same time, so the home is ready to enjoy from day one. Inside, 9' ceilings and abundant natural light give the main living area a bright, airy feel, complemented by LVP flooring that brings a clean, modern look while being easy to care for. The open layout keeps the kitchen, dining, and living areas connected, making everyday living feel spacious and inviting. The kitchen combines style and function with quartz countertops, stainless steel appliances, a tile backsplash, generous cabinetry, and a center island with bar seating for three. The bedrooms offer a comfortable retreat from the main living areas, with plush carpeting and thoughtful storage throughout. Wood shelving in the closets adds a custom touch, while making it easier to keep everything organized. Tile flooring in both bathrooms provides a clean, polished look while making everyday cleanup simple. The separate laundry room keeps household tasks conveniently contained. Outside, the fully fenced backyard opens to a wooded setting with no rear neighbors, giving you a peaceful backdrop and a greater sense of privacy. It's an inviting space to enjoy your morning coffee, let the day wind down, or simply appreciate having trees instead of another home directly behind you. Breakfast Point East offers the convenience of sidewalks, walking and biking trails, and golf-cart-friendly streets, with Publix, restaurants, schools, Frank Brown Park, Pier Park, and the white-sand beaches of Panama City Beach all just minutes away. It's a location that makes it easy to enjoy the best of Panama City Beach while still having a quieter place to come home to. Schedule a showing to see it today!

833 Walsonham Drive, Panama City Beach

$425,000
3 Beds 2 Baths 793796 MLS
COASTAL CHARM, NO HOA, AND A LOCATION THAT PUTS PANAMA CITY BEACH AT YOUR FINGERTIPS! This Craftsman-style home at Gulf Highlands pairs relaxed beach style with everyday convenience, just minutes from Pier Park, the West End beaches, and Frank Brown Park.The crisp white exterior, metal roof, rustic shutters, and Leaf Filter Gutter Guards combine curb appeal with low-maintenance features. Inside, the bright, open floor plan creates an easy flow between the kitchen and living spaces. The kitchen is both stylish and functional, featuring white quartz countertops, generous cabinetry, ample workspace, and Smart Stainless Steel Appliances that bring added convenience to everyday living. Tray ceilings in the living area and primary bedroom add character and dimension while enhancing the home's open, airy feel. Outside, there's even more to appreciate. The landscaped yard features a sprinkler system and offers plenty of room for entertaining, relaxing, or enjoying the Florida sunshine. A backyard STORAGE BUILDING WITH SHELVING provides a convenient place for lawn equipment, beach gear, tools, and more. EXTRA PARKING has been added with pavers, giving you additional space for vehicles, guests, or a golf cart. The garage door opener is also included for added convenience. When you're ready to get out and explore, you're close to some of the best of PCB. Take a short walk to Scott Field Park with a playground, basketball court and pavilion with picnic tables. Enjoy easy access to Frank Brown Park, nearby walking and biking trails, the dog park, community pool, shopping, restaurants, entertainment, and the sugar-white sands of Panama City Beach. Best of all, there is NO HOA and NO FLOOD INSURANCE REQUIRED, giving you more freedom and fewer ongoing expenses. Whether you're looking for a primary residence, beach-area retreat, or simply a home that keeps you close to everything you love about PCB, this one deserves a closer look!

113 Heather Drive, Panama City Beach

$405,000
2 Beds 2 Baths 1009526 MLS 1,315 SqFt.
Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.

8450 Dreams Float Ct, Panama City Beach

$410,000
1 Beds 2 Baths 793779 MLS
Rare 1BR + 2 Full Bath Condo w/Gulf Front King Master Suite and Private Bunk Room with Queen Bed! This luxury Sunrise Beach condo features a stunning 24th floor view of the Gulf and has undergone a full custom coastal upgrade that includes all new furniture and bedding in every room! Plus, new stainless kitchen appliances, stackable washer/dryer, LED Lighting + Fans, plumbing fixtures and toilets, vanities, mirrors, and door hardware. LVP flooring is in all bedrooms. It also has extra large wall-mounted flat screen TV's. Your king master en-suite features double vanities, an oversized garden tub, and a separate shower. It also has direct access to the large Gulf front balcony that is fully furnished with new Polywood balcony furniture. Sunrise Beach is one of the very few resorts in PCB that has covered parking directly under the building (NO NEED TO PARK AND WALK ACROSS THE STREET!) It is conveniently located 1 mile east of Pier Park and is convenient to all of the dining and entertainment venues that PCB is famous for (including the new Top Golf and Dolly's Pirate Voyage Dinner Theatre). It has amazing resort style amenities such as a BBQ area with gas grills, Gulf front fitness center, 2 swimming pools, 2 jacuzzi's, a popular children's mushroom play fountain, and a new snack/drink bar and market! Sunrise is also owner controlled, which means the homeowners own the gym, the pools, and receive the income from the beach chairs, etc.! And, their HOA's capital budget is fully funded! NOTE: ALL INFORMATION AND MEASUREMENTS ARE DEEMED RELIABLE HOWEVER NOT GUARANTEED. BUYER SHOULD CONFIRM ALL INFORMATION.

14825 Front Beach Road Unit 2407, Panama City Beach

$419,900
1 Beds 2 Baths 793739 MLS
Whether you're looking for a personal retreat, a high-performing rental investment, or a mix of both, Splash 204E is perfectly positioned inside PCB's most iconic family-friendly resort and offers a rare combination of prime location, unparallelled amenities, and a comfortable beach lifestyle. Step inside to bright coastal style, an open living space with a well-planned 884 sq ft layout that accommodates six featuring 9' ceilings, a King bedroom, hall bunk area, the convenience of TWO baths, a galley kitchen with breakfast bar, and living area opening to a private balcony overlooking the sugar-white sand and emerald water. Turnkey decorated as a personal beach escape or an income-producing vacation rental, including furnishings, accessories, housewares, and appliances. Splash is unique on the PCB coastline, delivering the ultimate Gulf-front resort with unmatched amenities including a waterpark, lazy river, splash pad, two Gulf front pools including one heated, hot tub, Gulf view fitness center, arcade, candy shop, poolside bar and grill, and direct private beach access to 400' of sparkling Gulf. The amenities truly become part of the lifestyle as kids stay entertained for hours, adults relax without compromise, and every day feels like the perfect beach getaway. There are fun activities for the whole family without ever leaving the resort. If you do venture out...Pier Park, Top Golf, Pirates Voyage, 30A, dining, shopping, entertainment, Frank Brown Park, Conservation Park, Gayle's Trails, and ECP are just minutes away. Covered parking garage with elevated walkway, beach service, full-time security, and an onsite rental management option. Come see why Splash raises the bar for family fun in Panama City Beach!

17729 Front Beach Road Unit 204E, Panama City Beach

$405,000
2 Beds 2 Baths 793712 MLS
Welcome to the most desirable townhome layout in Margaritaville, the Camellia, ideally located in Phase 5 of Latitude Margaritaville Watersound, a premier gated 55+ community. Conveniently located by the tunnel where you don't have to cross the road to get to community amenities. This exceptional property has not been lived in. The owner very rarely visits, so it is like buying your own, brand new, property. Inside, the bright open-concept floor plan is filled with natural light and features numerous upgrades, including brand-new quartz countertops in the kitchen and both bathrooms, quartz backsplash, upgraded window treatments, and a chef's double oven. The spacious primary suite offers a large walk-in closet and a spa-inspired bath with dual vanities, built in's, quartz countertops, and a fully tiled walk-in shower (ceiling to floor) with glass enclosure. The guest bath also features an upgraded quartz countertops. Enjoy one of the community's most desirable locations, just a short walk or golf cart ride to Town Square, Bar & Chill overlooking the Intracoastal Waterway, Barkaritaville Dog Park, fitness center, lap pool, and weekend live entertainment. Resort-style amenities include a zero-entry pool with daily live music, pickleball and tennis courts, kayak and paddleboard launch, scenic walking trails, bocce ball, cornhole, and more. Experience the best of active adult living in one of the Emerald Coast's most sought-after communities. Schedule your private showing today.

8450 Dreams Float Court, Panama City Beach

$435,000
1 Beds 2 Baths 793692 MLS
Experience elevated Coastal style living and breathtaking gulf views from this beautiful 5th floor condo in Calypso Tower 3 the newest high-rise resort in Panama City Beach. This fully furnished 1 BR/2 BA retreat offers a west-facing vantage point with unobstructed views of the Coastline. Floor to ceiling glass doors fill the open concept kitchen and living areas with natural light and leads to a spacious balcony perfect for morning coffee, relaxing or fabulous sunsets! The gulf view primary suite features a slider glass door which opens directly to the balcony, large walkin shower ,double vanities and a large walkin closet. This meticulously maintained condo is offered fully furnished with beautiful coastal decor. The condo sleeps 4 comfortably - making it the perfect sized unit to ensure that it is booked year-round. Futhermore, it has a unique feature: only 22 units within the resort are located in a secure, enclosed area with protected elevator access to ensure your comfort on rainy days! VIEWS, LOCATION, AMENITIES and PRICE - this condo has it all! Outside tiki bar, cabanas, cafe, fitness center, large lagoon style pool, hot tub, direct beach access, and more. From day to night there is always something to do! If you don't want to drive, rest assured knowing that you are in the heart of it all the best that PCB has to offer. Pier Park features lots of shopping, dining and entertainment and nightlife! Steps away you fill find The iconic Ferris Wheel, Top Golf and Dolly Parton's Pirates Voyage and the ECP Airport is only a few minutes away. You'll also enjoy seasonal fireworks from your own balcony! If you are looking for a great investment, this condo offers everything you could ever dream of and so much more!!

15928 Front Beach Road Unit 3-509, Panama City Beach

$437,000
3 Beds 2 Baths 793435 MLS
West Panama City Beach charmer with inground pool, extra RV/boat parking, and no HOA. Beautifully styled and move-in ready. This professionally decorated 3-bedroom, 2-bath shabby-chic coastal home delivers the lifestyle everyone wants on the west end. Located just 5 minutes to the nearest beach access, 5 minutes to Pier Park, and 15 minutes to ECP Airport, the west-end setting delivers a comfortable, well-connected location suited for both full-time living and a relaxed second-home lifestyle. A vaulted living room sets the tone with a custom floor-to-ceiling board-and-batten feature wall, creating an elegant architectural focal point. The crisp white interior color scheme enhances the natural light throughout, including the front guest bedroom with its own vaulted ceiling. The bedrooms feature LVP flooring, and the hallway bath has been updated with a new vanity and resurfaced tub/shower. The kitchen offers stainless steel appliances that convey, with easy flow to the large covered back porch, complete with privacy curtains overlooking your private outdoor oasis. Enjoy an inground pool with newly installed patio surround, river-rock hardscape landscaping, and a cozy fire pit perfect for evenings at home. The fenced backyard also includes a versatile she-shed/storage building. The primary bedroom overlooks the pool and backyard, offering a peaceful retreat. Outside, the property shines with no HOA, a two-car garage, paved driveway, extra parking pad for a boat or RV, plus additional gravel parking space. A rare west-end find with style, function, and outdoor living dialed in, ready for its next owner to enjoy.

108 Jeanette Avenue, Panama City Beach

$449,000
2 Beds 2 Baths 1002199 MLS 1,144 SqFt.
GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT CONDO. Regency Towers 1319 is a furnished beachfront condo in Panama City Beach, Florida, with a gulf-facing balcony and westward coastline views over the white sand beaches of PCB. The balcony is set up with high-top Polywood furniture, creating an elevated outdoor space for taking in the Gulf views. Inside, the unit features updated windows and sliding glass doors, consistent tile flooring throughout, and a renovated kitchen centered around natural stone countertops with gold-accent details that make a statement. The kitchen also includes stainless steel appliances, updated cabinetry, and a tiled backsplash. The primary bedroom features a king bed, balcony access, and an ensuite bath with a granite-topped vanity and tiled walk-in shower. The guest bedroom includes a full bed and access to its own bath with a tiled tub/shower combination. Additional sleeping space is available with the living room sleeper sofa, allowing the unit to sleep up to eight guests. Fully furnished and turn-key, Regency Towers 1319 is currently on the Regency Towers on-site rental program. Regency Towers has been a favorite Panama City Beach destination for more than 40 years. Located in the South Lagoon area, the gated beachfront community is minutes from St. Andrews State Park, area attractions, and dining options including Captain Jack's, Schooners, and Patches Pub. Community amenities include 24-hour security, ample parking, two beachfront pools, one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic area with grills, private beach access by boardwalk, and The Sandbar, a recently remodeled on-site dining option open daily from 11 AM to 6 PM. Recent additions to Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, continue to add to the area's appeal for visitors, owners, and rental guests. All information is deemed reliable but should be verified by the buyer if important. Pets are not permitted except for verified service animals or emotional support animals.

5801 Thomas Dr Unit 1319, Panama City Beach

$439,000
2 Beds 2 Baths 1008637 MLS 1,075 SqFt.
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design as a turnkey, vacation rental. This 2 bedroom, 2 bath unit at Summerhouse is a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Dr Unit 503, Panama City Beach

$419,000
3 Beds 4 Baths 793213 MLS
WATERFRONT LIVING ON NORTH LAGOON! Opportunities like this are becoming harder to find. This beautifully updated 3-bedroom, 3-bath condo includes a private covered boat slip, boat lift, jet ski lift, and deep-water access to the Gulf--all included in the purchase price. Inside, you'll find a bright open-concept floor plan and an oversized south-facing waterfront balcony with plenty of room to relax or entertain while enjoying beautiful water views. Whether you're heading to Shell Island, spending the day fishing in the Gulf, or simply enjoying the waterfront, this property was designed for the boating lifestyle. Located in Greenwood Estates, you'll appreciate the recent community improvements, including updated docks, common area, pool and more! Just minutes from St. Andrews State Park, marinas, restaurants, shopping, and the beach. The home has been extensively updated, including a custom white oak staircase with white oak treads, trim, and handrails, satin black iron balusters, and a beautiful pecky cypress accent column. The first-floor guest bath features a new tiled shower floor and new toilet, with new trim in both first-floor bathrooms. Additional improvements include new luxury vinyl plank flooring in the upstairs guest bedroom, fresh interior paint throughout much of the home, a completely rebuilt waterfront balcony with new balusters, new 4x4 posts, and fresh paint, completely rebuilt and stained exterior entry stairs, an updated front porch with new wood, and extensive dock improvements including a new boat lift, new pulleys, jet ski lift, rebuilt dock with new decking, and new shingles on the covered dock. All appliances and furnishings currently in the home will convey! All you got to do is make it your own!

7813 N Lagoon Drive Unit 9D, Panama City Beach

$439,000
2 Beds 2 Baths 793140 MLS
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design as a turnkey, vacation rental. This 2 bedroom, 2 bath unit at Summerhouse is a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Drive Unit 503, Panama City Beach

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