Panama City Beach, FL Real Estate | Panama City Beach, FL Homes between $1,000,000 and $1,500,000 for Sale

4 Beds ⋅ 4 Baths ⋅ 1007071 MLS ⋅ 2,827 SqFt.

Experience elevated coastal living at 210 Marlin Circle in Bay Point--an elegantly updated waterfront sanctuary on a quiet canal east of the Bonefish Bridge. True move-in readiness meets peace of mind in this pre-inspected, one-level residence located in Zone X, featuring a clean claim history, insurable status, and a recent vinyl seawall evaluation with no issues. The Resort-Style arrival features a circular paver driveway, automated landscape lighting, and a water feature surrounded by soothing beach pebbles. Inside, the Great Room rises to soaring ceilings anchored by a functional gas-to-wood burning fireplace, flowing seamlessly into a wet bar with custom waterfall granite, a beverage fridge, and an ice maker. The efficient kitchen boasts updated cabinetry, soapstone countertops, upgraded KitchenAid appliances, a 6-burner natural-gas cooktop with pot filler, and convection microwave wall oven. Designed for ultimate versatility, the interior layout showcases four en-suite bedrooms. The primary suite features a Turkish-inspired steam shower with Delta/Ferguson dual heads, Bluetooth speakers, and mood lighting, alongside a soaking tub, dual vanities, and a private courtyard with Trex decking, a hot tub, and a dual-temperature outdoor shower. Guests or caretakers enjoy a private-entry suite with its own courtyard, frameless shower, floating vanity, and dedicated laundry zone. A third mobility-friendly front suite includes a curbless roll-in tile shower with dual fixtures, while the fourth suite offers a floating granite vanity paired with a full tiled tub and shower combo. The fenced back yard with lush Zoysia turf serves as your launchpad for deep-water adventure. Positioned on approximately 70 ft of waterfront, the private dock was upgraded in 2019, with a new seawall cap, pilings, and ladder. In addition to, 30-amp shore power, watercraft washing stations, and zero height restrictions--offering uninhibited passage to Shell Island and the Gulf for tall-masted sailboats, flybridge yachts, or tuna towers. There's even a spot for a boat lift! Multiple entertaining and relaxation areas aligned toward western-facing sunsets let you connect and unwind in total serenity with space for a swimming pool! Behind the scenes, mechanical and building infrastructure is entirely turn-key. Upgraded dual HVAC systems with replaced ductwork (2020) feature semi-annual service history and REME HALO® air purification. The 2020 natural gas installation feeds two annually serviced Navien tankless water heaters, cooktop, fireplace, primary laundry, and an outdoor stub for a future fire pit or grill. Additional features include a 2019 roof, gutters, a complete chimney overhaul (cap, chase cover, flue pipe, and collar), storm drain system, dual laundry zones including a boater's closet, smart Honeywell thermostats, Orbit B-hive irrigation, and integrated surround sound with global surveillance access. Every system is checked, completed, and move-in ready. Schedule your private showing today.

210 Marlin Cir, Panama City Beach

$1,275,000

3 Beds ⋅ 4 Baths ⋅ 792207 MLS

Stunning Southern Living home in the exclusive gated waterfront community of RiverCamps! Built in 2007, this beautifully updated 2,433-square-foot home offers 3 bedrooms, 3.5 bathrooms, and exceptional craftsmanship throughout. Situated on two lots totaling 1.95 acres with only one HOA fee, this rare property offers privacy, quality, and resort-style living. Inside, you'll find hardwood floors throughout, tongue-and-groove walls and ceilings, custom built-ins, and timeless architectural details. Each of the three spacious bedrooms features a private en-suite bath, providing comfort and privacy for family and guests. Recent updates include a new HVAC system, metal roof, appliances, water heater, washer and dryer, pool pump, solar system, and a private irrigation well. Enjoy peaceful pond views from more than 800 square feet of screened porches, a wood burning fireplace, relax by the private in-ground pool, and take advantage of the cargo lift for added convenience. All appliances convey. RiverCamps is a premier 1,500-acre gated waterfront community surrounded by West Bay, the Intracoastal Waterway, and Crooked Creek. With fewer than 450 homes planned, residents enjoy an unmatched blend of privacy and outdoor recreation, including a community pool, boat ramp with direct Gulf access via West Bay, day-use boat slips, more than seven miles of scenic trails and boardwalks, kayaking, boating, fishing, wildlife viewing, and golf cart-friendly streets. A new fitness center is currently under construction and is expected to be completed by the end of 2026. Conveniently located just 10 miles from the sugar-white beaches of Panama City Beach and the shopping, dining, and entertainment at Pier Park, approximately 10 minutes from Northwest Florida Beaches International Airport, the new FSU Health hospital and medical campus, and only 2 miles from the new Publix and a planned 500,000-square-foot retail development, this home offers the perfect balance of peaceful coastal living and everyday convenience. This is a rare opportunity to own one of RiverCamps' most distinctive homes in one of Northwest Florida's most sought-after waterfront communities. Close to everything yet far from the traffic and crowds!

8500 Grass Lake Lane, Panama City Beach

$1,170,000

4 Beds ⋅ 3 Baths ⋅ 792030 MLS

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open. Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thoughtfully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view. The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate. Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections. Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special. From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living! Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

3207 Swordfish Drive, Panama City Beach

$1,200,000

4 Beds ⋅ 4 Baths ⋅ 1006211 MLS ⋅ 4,472 SqFt.

Designed for refined golf course living, this 4-bedroom, 3.5-bath Bay Point home pairs custom architectural details with exceptional indoor-outdoor entertaining spaces. The entry makes an immediate impression with 8ft mahogany doors and a 17ft barrel ceiling painted by a local artist. The living and dining areas feature 15ft ceilings and extensive crown molding. The rest of the home features 12ft ceilings and custom closets in each bedroom all uniquely designed with their own charm including automatic lighting, complemented by custom blinds and drapery in each. French doors lead you to the primary suite with lush new carpet, tray ceiling, and absolute comfort. The master bath has a large Jacuzzi tub, shower for two, an electric fireplace, television, and marble flooring that leads you to a custom walk in closet to dream about. It features a center island, custom storage, automatic and decorative lighting. New high end carpet has also been installed in the large open living room which also has a fireplace and is perfect for entertaining with the wet bar off to the side. The kitchen is equipped with a Thermador 5-burner gas cooktop, Bosch dishwasher, 2016 GE double ovens and microwave, and upper and under-cabinet lighting for added function and ambiance. This kitchen is a hostess' inspiration with an abundance of natural light. The garage has been newly painted, and the attic above is spray-foam insulated. Exterior features include rubber mulch in the garden areas for long-term durability and privacy hedges positioned along the golf course. The outdoor room and pool house are designed for year-round use and include porcelain plank tile, a wood ceiling, stone accent wall, televisions, speakers, a 6ft electric fireplace, wet bar with marble countertop and glass backsplash, and sliding doors that fully open the indoor and outdoor living areas. The pool deck is finished with shell stone tile and includes a gas ceramic fire pit. A private putting green provides space to sharpen your game before heading out for 18 holes on the Nicklaus Course. After golf, stroll the docks at the new Point South Marina or dine at Neon's Bar 72, featuring nightly specials and live music.

119 Legend Lakes Dr, Panama City Beach

119 Legend Lakes Drive, Panama City Beach

$1,200,000

4 Beds ⋅ 4 Baths ⋅ 791637 MLS

Designed for refined golf course living, this 4-bedroom, 3.5-bath Bay Point home pairs custom architectural details with exceptional indoor-outdoor entertaining spaces. The entry makes an immediate impression with 8-foot mahogany doors and a 17-foot barrel ceiling painted by a local artist. The living and dining areas feature 15-foot ceilings and extensive crown molding. The rest of the home features 12-foot ceilings and custom closets in each bedroom all uniquely designed with their own charm including automatic lighting, complemented by custom blinds and drapery in each. French doors lead you to the primary suite with lush new carpet, tray ceiling, and absolute comfort. The master bath has a large Jacuzzi tub, shower for two, an electric fireplace, television, and marble flooring that leads you to a custom walk in closet to dream about. It features a center island, custom storage, automatic and decorative lighting. New high end carpet has also been installed in the large open living room which also has a fireplace and is perfect for entertaining with the wet bar off to the side. The kitchen is equipped with a Thermador 5-burner gas cooktop, Bosch dishwasher, 2016 GE double ovens and microwave, and upper and under-cabinet lighting for added function and ambiance. This kitchen is a hostess' inspiration with an abundance of natural light. The garage has been newly painted, and the attic above is spray-foam insulated. Exterior features include rubber mulch in the garden areas for long-term durability and privacy hedges positioned along the golf course. The outdoor room and pool house are designed for year-round use and include porcelain plank tile, a wood ceiling, stone accent wall, televisions, speakers, a 6-foot electric fireplace, wet bar with marble countertop and glass backsplash, and sliding doors that fully open the indoor and outdoor living areas. The pool deck is finished with shell stone tile and includes a gas ceramic fire pit. A private putting green provides space to sharpen your game before heading out for 18 holes on the Nicklaus Course. After golf, stroll the docks at the new Point South Marina or dine at Neon's Bar 72, featuring nightly specials and live music.

119 Legend Lakes Drive, Panama City Beach

$1,330,000

4 Beds ⋅ 4 Baths ⋅ 1005782 MLS ⋅ 3,617 SqFt.

Imagine waking up in your modern, coastal organic new construction home in RiverCamps on a spacious 1.41-acre homesite. Tucked deep inside one of Panama City Beach's most coveted gated preserves, this brand-new 4-bedroom, 3.5-bath home, currently under construction by Guyson Construction, offers over 3,600 square feet of heated/cooled living space has been thoughtfully designed for the way you actually want to live, with room to gather yet still have the privacy you desire. Set on a generous 1.41-acre wooded homesite, this home offers a summer kitchen, Florida room, 3-car garage, gym storage and flex space. The main level opens into a gallery room separating the primary suite retreat into a sprawling trayed ceiling great room, dining area, powder room, laundry room, mud room and a kitchen built for both everyday life and entertaining. You're going to love the walk-in pantry and the coffee bar in this home and also stepping outside to a 29' expansive screened porch overlooking the trees and the 16'x18' Florida room, your own private front-row seat to Florida's natural beauty. Love the indoor-outdoor experience? Enjoy dinners outside year-round with your summer kitchen! The primary suite offers a true retreat, with vaulted ceilings, expansive walk-in closet, and a spa-style bath featuring a freestanding soaking tub and an 11' walk-in shower. Upstairs you'll find three additional bedrooms with two full baths and a loft area ideal for family or guests who desire their own space. The ground floor adds even more versatility, with a flex room and dedicated gym/storage space offering endless possibilities: home gym, workshop, golf cart parking, or hobby space. And attached 3-car garage is perfect for keeping your golf cart under cover and keeping your vehicles and toys protected and ready to go. Outdoor living is front and center here, with a spacious 1.41-acre homesite perfect for evening gatherings under the trees, room for a future pool to add, if desired, and expansive outdoor living area and a layout designed to make the most of the lot's natural privacy buffer in RiverCamps. Living in RiverCamps means trading rush hour for time on the water. This gated, 1,500-acre wildlife preserve community along Crooked Creek and West Bay in Northwest Florida is home to fewer than 450 homesites, with the majority of the land set aside for conservation. Residents enjoy access to the Riverhouse with a pool, fitness center, fireplace, games, and commercial-grade kitchen for hosting events, plus miles of walking and biking trails, complimentary boat storage, a community boat launch, private docks, a fishing area, remarkable playground, and pickleball and recreation courts. Kayak the creek, cast a line, watch the sunset from the dock, or simply enjoy the quiet of a true nature sanctuary. RiverCamps is where living really begins! All of this sits just minutes from the sugar-white sand of Panama City Beach, Pier Park shopping and dining, and the Northwest Florida Beaches International Airport, giving you the best of both worlds: total seclusion when you want it, and total convenience when you need it. Estimated completion for this stunning new construction home is late 2026. Schedule your private tour today of this new construction home and the community and watch your dream home come to life!

6500 Ogeeche Trl, Panama City Beach

7509 Morning Marsh Trl, Panama City Beach

$1,499,000

3 Beds ⋅ 3 Baths ⋅ 1005667 MLS ⋅ 2,454 SqFt.

Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. The primary suite serves as a true retreat and features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trl, Panama City Beach

7509 Morning Marsh Trail, Panama City Beach

$1,499,000

3 Beds ⋅ 3 Baths ⋅ 791500 MLS

Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. Designed as a true retreat, the primary suite features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trail, Panama City Beach

$1,330,000

4 Beds ⋅ 4 Baths ⋅ 791494 MLS

Imagine waking up in your modern, coastal organic new construction home in RiverCamps on a spacious 1.41-acre homesite. Tucked deep inside one of Panama City Beach's most coveted gated preserves, this brand-new 4-bedroom, 3.5-bath home, currently under construction by Guyson Construction, offers over 3,600 square feet of heated/cooled living space has been thoughtfully designed for the way you actually want to live, with room to gather yet still have the privacy you desire. Set on a generous 1.41-acre wooded homesite, this home offers a summer kitchen, Florida room, 3-car garage, gym storage and flex space. The main level opens into a gallery room separating the primary suite retreat into a sprawling trayed ceiling great room, dining area, powder room, laundry room, mud room and a kitchen built for both everyday life and entertaining. You're going to love the walk-in pantry and the coffee bar in this home and also stepping outside to a 29' expansive screened porch overlooking the trees and the 16'x18' Florida room, your own private front-row seat to Florida's natural beauty. Love the indoor-outdoor experience? Enjoy dinners outside year-round with your summer kitchen! The primary suite offers a true retreat, with vaulted ceilings, expansive walk-in closet, and a spa-style bath featuring a freestanding soaking tub and an 11' walk-in shower. Upstairs you'll find three additional bedrooms with two full baths and a loft area ideal for family or guests who desire their own space. The ground floor adds even more versatility, with a flex room and dedicated gym/storage space offering endless possibilities: home gym, workshop, golf cart parking, or hobby space. And attached 3-car garage is perfect for keeping your golf cart under cover and keeping your vehicles and toys protected and ready to go. Outdoor living is front and center here, with a spacious 1.41-acre homesite perfect for evening gatherings under the trees, room for a future pool to add, if desired, and expansive outdoor living area and a layout designed to make the most of the lot's natural privacy buffer in RiverCamps. Living in RiverCamps means trading rush hour for time on the water. This gated, 1,500-acre wildlife preserve community along Crooked Creek and West Bay in Northwest Florida is home to fewer than 450 homesites, with the majority of the land set aside for conservation. Residents enjoy access to the Riverhouse with a pool, fitness center, fireplace, games, and commercial-grade kitchen for hosting events, plus miles of walking and biking trails, complimentary boat storage, a community boat launch, private docks, a fishing area, remarkable playground, and pickleball and recreation courts. Kayak the creek, cast a line, watch the sunset from the dock, or simply enjoy the quiet of a true nature sanctuary. RiverCamps is where living really begins! All of this sits just minutes from the sugar-white sand of Panama City Beach, Pier Park shopping and dining, and the Northwest Florida Beaches International Airport, giving you the best of both worlds: total seclusion when you want it, and total convenience when you need it. Estimated completion for this stunning new construction home is late 2026. Schedule your private tour today of this new construction home and the community and watch your dream home come to life!

6500 Ogeeche Trail, Panama City Beach

$1,399,000

4 Beds ⋅ 4 Baths ⋅ 791430 MLS

MASSIVE $150,000 PRICE REDUCTION! Now offered at $1,399,000, 322 Sea Breeze has just become one of the most compelling opportunities in the area. Sellers are motivated and have made a significant move to position this home to sell, making now the time to take another look. Welcome to your turnkey coastal haven at 322 Sea Breeze Drive, a stunning Rosemary Beach-inspired retreat nestled in the rapidly emerging west end of Panama City Beach, just moments from beach access. Whether you're seeking a premier short-term rental investment or your ultimate dream vacation escape, this property delivers on every level. Currently enrolled in a rental program with $68k already on the books and projected to generate nearly $80k this year, the income potential here is truly impressive. Step outside into your own private oasis, where an oversized veranda, fully equipped outdoor kitchen, and resort-style saltwater pool with waterfall feature and sun ledge create the ultimate setting for entertaining and unwinding. A whole-home generator ensures true peace of mind year-round. Inside, the designer finishes are nothing short of extraordinary. The light-filled living room showcases a dramatic coffered ceiling and sleek linear electric fireplace, while the chef's kitchen dazzles with quartz countertops, custom cabinetry, an apron sink, a striking accent island, designer lighting, and a bold statement backsplash. A floating staircase with cable railings adds breathtaking architectural flair from the moment you arrive. The thoughtfully designed split floor plan offers two primary suites, one on the main level and one upstairs, providing privacy and comfort for every guest. The upper level also features a welcoming loft, a fun bunk bedroom with full-size bunks, and an additional guest room with a queen bed, all sharing a convenient Jack-and-Jill bath. Just off the loft, a charming shaded porch with shutters offers the perfect nook to curl up with a book or decompress after a sun-filled day at the beach.

322 Sea Breeze Drive, Panama City Beach

3908 Ocean View Drive Unit A, Panama City Beach

$1,190,000

8 Beds ⋅ 4 Baths ⋅ 791403 MLS

***ATTENTION INVESTORS*** Spectacular and Modern ''Miami style'' Beach Income producing Quadplex with Top-of-the-line finishes (Over $300K in upgrades) ... 8Beds/4Baths Fully rented in Panama City Beach! Only a few steps from Beach access in the best side of town. The nicest Beachfront restaurants, Beach clubs, Shopping, Parks, convenience stores, and much more! Brand new everything: New impact windows/doors, new A/C units, Calacatta Tile flooring, Kitchen cabinets, White Quartz countertops, recessed lighting, gorgeous showers, Stainless steel appliances, freshly painted, washer/dryer inside the units! Very easy to show, call now...it won't last!!!

3908 Ocean View Drive Unit A, Panama City Beach

$1,050,000

4 Beds ⋅ 3 Baths ⋅ 1003838 MLS ⋅ 2,820 SqFt.

Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways.

523 Wahoo Rd, Panama City Beach

$1,200,000

5 Beds ⋅ 4 Baths ⋅ 1003676 MLS ⋅ 2,625 SqFt.

***OPEN HOUSE! SUNDAY, NOV 1, NOON-2PM*** Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned directly on the lagoon and just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and awesome short-term rental (STR) potential, all with no HOA restrictions. It could be perfect as a primary residence, a second home, or an income-producing investment. The seller just received a home inspection report, made updates, and is happy to share the results. This home is ready to SELL! Thoughtfully renovated from top to bottom, the residence features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor then the primary suite and two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. The home is in great shape and ready to be sold. The seller has also just replaced all 10 panes of glass in the sliders, so you get a crisp, clear view of the lagoon! Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Dr, Panama City Beach

$1,236,600

4 Beds ⋅ 4 Baths ⋅ 790213 MLS

To Be Built - The Bayshore II by AR Homes is a stunning custom-designed two-story residence offering approximately 3,095 square feet of luxurious living space with 4 bedrooms, 4 bathrooms, and thoughtfully designed indoor and outdoor living areas. This open-concept floor plan features a dramatic great room, gourmet kitchen with expansive island, casual dining area, and dry bar that flow seamlessly to the spacious lanai, creating the perfect setting for entertaining and everyday living. The private owner's suite offers a spa-inspired bath and relaxing retreat, while additional bedrooms provide comfort and privacy for family and guests. A flexible den/study and second-floor living space add versatility to fit your lifestyle needs. Designed with exceptional craftsmanship, elegant architectural details, and customizable finishes, this home provides the opportunity to personalize selections and create a truly one-of-a-kind luxury residence. Renderings are for illustrative purposes only and may reflect optional features. Customize and build this home or choose one from our collection. Clarifications: THE PRICE OF THE HOME DOES NOT INCLUDE ANY IMPROVEMENTS TO THE LOT SUCH AS CLEARING OR FILL. The sale of the lot is a separate transaction. Lot MLS 762914

228 Magnolia Drive, Panama City Beach

$1,399,000

4 Beds ⋅ 4 Baths ⋅ 1003614 MLS ⋅ 2,566 SqFt.

MASSIVE $150,000 PRICE REDUCTION! Now offered at $1,399,000, 322 Sea Breeze has just become one of the most compelling opportunities in the area. Sellers are motivated and have made a significant move to position this home to sell, making now the time to take another look. Welcome to your turnkey coastal haven at 322 Sea Breeze Drive, a stunning Rosemary Beach-inspired retreat nestled in the rapidly emerging west end of Panama City Beach, just moments from beach access. Whether you're seeking a premier short-term rental investment or your ultimate dream vacation escape, this property delivers on every level. Currently enrolled in a rental program with $68k already on the books and projected to generate nearly $80k this year, the income potential here is truly impressive. Step outside into your own private oasis, where an oversized veranda, fully equipped outdoor kitchen, and resort-style saltwater pool with waterfall feature and sun ledge create the ultimate setting for entertaining and unwinding. A whole-home generator ensures true peace of mind year-round. Inside, the designer finishes are nothing short of extraordinary. The light-filled living room showcases a dramatic coffered ceiling and sleek linear electric fireplace, while the chef's kitchen dazzles with quartz countertops, custom cabinetry, an apron sink, a striking accent island, designer lighting, and a bold statement backsplash. A floating staircase with cable railings adds breathtaking architectural flair from the moment you arrive. The thoughtfully designed split floor plan offers two primary suites, one on the main level and one upstairs, providing privacy and comfort for every guest. The upper level also features a welcoming loft, a fun bunk bedroom with full-size bunks, and an additional guest room with a queen bed, all sharing a convenient Jack-and-Jill bath. Just off the loft, a charming shaded porch with shutters offers the perfect nook to curl up with a book or decompress after a sun-filled day at the beach. Modern craftsmanship, coastal allure, and effortless luxury, all in one address.

322 Sea Breeze Dr, Panama City Beach

$1,095,500

3 Beds ⋅ 4 Baths ⋅ 1002578 MLS ⋅ 2,502 SqFt.

1.1 Acres Incredible Forever Views. Modern home with outstanding finishes and Wolff Appliances (stove and fridge) If space, nature and great forever bay views are your thing welcome to your home paradise. What is the point living in the most beautiful community in the state if you are not going to enjoy breathtaking views all the time to help you forget about the mortgage payment. This home is arbitrarily the BEST built home in River Camps, meticulously crafted construction sits on a 1.1-acre lot with stunning views of West Bay. Furniture, golf cart and day swing on the grand back porch for additional 25k just pack a suitcase and move in. Furniture, golf cart and grand porch swing RiverCamps has a boat launch with direct water access to Crooked Creek, West Bay, and the Gulf of Mexico-offering unmatched access to some of the area's most scenic waterways. Boat to Uncle Ernie's Restaurant and Shell Island in 15-30 minutes! if you have a speedboat Enjoy kayaking, paddleboarding, fishing, or simply enjoy water views from your living room. This gated, luxury community also has a wildlife sanctuary that sprawls 1,500 acres. Residents can enjoy miles of trails that wind through the community, bird watching, camping, and pickle ball. A brand new community pool is finished.

7507 Loons Call Ln, Panama City Beach

22005 Belgrade Avenue, Panama City Beach

$1,470,000

6 Beds ⋅ 6 Baths ⋅ 789095 MLS

IDEAL 1031 EXCHANGE OPPORTUNITY-TURNKEY, INCOME PRODUCING BEACH INVESTMENT. Investors seeking a replacement property can step into an established Panama City Beach vacation rental with proven rental history, a private pool, and strong guest appeal. Seller is prepared to accommodate an efficient closing timeline for qualified buyers, making this an excellent option for investors working within 1031 exchange deadlines. Oceanview Oasis - Luxury 6-Bedroom Retreat with Private Pool & Gulf Views in Panama City Beach. Welcome to 22005 Belgrade Ave, a stunning single-family home perfectly positioned in the desirable Kiska Beach area of Panama City Beach, FL. This spacious 3,510 sq ft residence offers 6 bedrooms, 5 full bathrooms, and 1 half bath, comfortably sleeping up to 21 guests--ideal for large families, multi-generational vacations, or high-yield vacation rental investors. Step inside to discover an open-concept living area flooded with natural light, featuring a generous great room perfect for gatherings. The gourmet kitchen boasts modern appliances and ample counter space, making meal prep effortless whether you're cooking for a crowd or enjoying casual coastal dining. Multiple living spaces and three master suites provide privacy and comfort for every guest. Outside, unwind in your own private pool enclosed by a privacy fence--perfect for cooling off after a day at the beach. Enjoy partial gulf views from the home and easy access to the world-famous white-sand beaches of Panama City Beach. The beach is just minutes away on foot, offering convenient access to swimming, shelling, and sunset strolls. Additional highlights include: Built in 2016 with modern finishes throughout Ample parking and outdoor space Prime location near restaurants, shopping, Pier Park, 30A and area attractions Strong rental history potential (previously generating significant income as a vacation rental) Whether you're seeking a luxurious primary or second home, or a turnkey investment property in one of Florida's top beach destinations, Oceanview Oasis delivers unbeatable value, comfort, and coastal charm. Property Details: 6 Beds | 5.5 Baths | 3,510 Sq Ft Built: 2016 Private Pool Gulf Views Minutes to the Beach Don't miss your opportunity to own a piece of paradise on Belgrade Avenue. Schedule your private showing today! This information is believed to be accurate, but without any warranty. BUYER TO VERIFY ALL DIMENSIONS, ASSESSMENTS AND ANY INFORMATION DEEMED IMPORTANT.

22005 Belgrade Avenue, Panama City Beach

111 Paradise Found Circle, Panama City Beach

$1,250,000

5 Beds ⋅ 5 Baths ⋅ 788517 MLS

Welcome to 111 Paradise Found, a beautifully appointed coastal retreat located within the highly sought-after Margaritaville Beach Cottage Resort. This property offers the perfect blend of comfort, style, and location. Step inside to find a bright, open-concept layout designed for relaxed coastal living, featuring spacious living areas, abundant natural light, and seamless flow for entertaining. The well-equipped kitchen opens to the main living space, creating an inviting atmosphere for gatherings with family and guests. Enjoy the Florida lifestyle outdoors with private space perfect for morning coffee or evening relaxation. As part of Margaritaville, residents and guests experience resort-style amenities, a laid-back island atmosphere, and easy access to the sugar-white sands and emerald waters of the Gulf. Whether you're looking to generate rental income or secure your own piece of paradise in one of Panama City Beach's premier resort communities. The home features 5 bedrooms and 4.5 baths. The open concept first floor has a chef's kitchen with huge island, quartz countertops, soft close maple cabinets, and stainless Frigidaire appliances including a six-burner gas cooktop. The first floor also features one of two primary bedrooms with a king size bed and ensuite bath. Upstairs you'll find the second primary bedroom with a king size bed and ensuite bath, a queen bedroom with an ensuite bath and two additional queen bedrooms with a large, shared bath. The first floor patio features a dining table and large hot tub and the second level balcony features generous seating and partial gulf views. There is room for three vehicles to park on the paver driveway. This floorplan is perfect for families to enjoy. Margaritaville Beach Cottage Resort offers owners and their guests a true resort with fantastic amenities and services. Float along the 425 foot long lazy river, enjoy the water slides, relax in the huge oasis pool, or enjoy a cheeseburger and margarita at the poolside bar and grill. And let's not forget you can also enjoy 580 feet of dedicated beachfront offering a full suite of beach services, emerald green waters and soft sandy beaches! Enjoy a full service restaurant, fitness center, arcade and more! Margaritaville Beach Cottage Resort is a short-term rental community with every amenity a guest would love to enjoy while on vacation. Call today to set up your private showing.

111 Paradise Found Circle, Panama City Beach

$1,198,000

4 Beds ⋅ 4 Baths ⋅ 999641 MLS ⋅ 2,594 SqFt.

Rare and exceptional investment opportunity located on the East End of Panama City Beach in the desirable South Lagoon area. This 4-bedroom, 3.5-bath, 2,500+ sq ft home is being sold fully furnished and turnkey, with NO HOA and NO rental restrictions. Situated on TWO lots just a few short blocks from beach access, this 3 story home is designed to maximize both guest experience and income potential. The first floor features a large game room with a pool table, TV and other games, while the main living areas offer ample space, perfect for entertainment and large groups. Step outside and you'll find what truly sets this property apart! The outdoor space is one of a kind featuring a heated custom lagoon style pool with a lazy river, swim up bar, waterslide, and jacuzzi.... all in the shape of a fish. Yes, a fish. Its the kind of feature guests talk about and rebook for. Add in the tiki bar, grilling area, and expansive outdoor space, and you have a private resort right in your back yard. The rear lot is gated and offers road access with a separate entrance, providing ample space for your boat, RV, or jet ski storage. Conveniently located near the public boat ramp with Gulf access, making trips to Shell Island quick and easy. With NO restrictions, the possibilities are endless. Properties with this level of amenities, lot size, and flexibility are extremely rare. This is more than home, its an experience and you don't want to miss out on it!

3910 Wasp St, Panama City Beach

$1,125,000

4 Beds ⋅ 4 Baths ⋅ 787810 MLS

PRICED TO SELL! Rare and exceptional investment opportunity located on the East End of Panama City Beach in the desirable South Lagoon area. This 4-bedroom, 3.5-bath, 2,500+ sq ft home is being sold fully furnished and turnkey, with NO HOA and NO rental restrictions. Situated on TWO lots just a few short blocks from beach access, this 3 story home is designed to maximize both guest experience and income potential. The first floor features a large game room with a pool table, TV and other games, while the main living areas offer ample space, perfect for entertainment and large groups. Step outside and you'll find what truly sets this property apart! The outdoor space is one of a kind featuring a heated custom lagoon style pool with a lazy river, swim up bar, waterslide, and jacuzzi.... all in the shape of a fish. Yes, a fish. Its the kind of feature guests talk about and rebook for. Add in the tiki bar, grilling area, and expansive outdoor space, and you have a private resort right in your back yard. The rear lot is gated and offers road access with a separate entrance, providing ample space for your boat, RV, or jet ski storage. Conveniently located near the public boat ramp with Gulf access, making trips to Shell Island quick and easy. With NO restrictions, the possibilities are endless. Properties with this level of amenities, lot size, and flexibility are extremely rare. This is more than home, its an experience and you don't want to miss out on it!

3910 Wasp Street, Panama City Beach

$1,195,000

3 Beds ⋅ 3 Baths ⋅ 999372 MLS ⋅ 2,072 SqFt.

Beautiful home with Gulf view on the Westend of Panama City Beach!! Primary residence, 2nd home or investment property with stunning view of the gulf. There is lots of room in this 3 bedroom 3 bathroom home with an additional room that could be a 4th bedroom/office and 3rd floor loft with balcony. With the double lot there is plenty of room to add a pool and outdoor living space. Fully furnished turnkey property. Enjoy beautiful sunsets from one of the balconies or from the white sandy beach. The home is between Pier Park and Scenic 30a and just a few miles from the sports complex and Panama City airport. Note: AC 2023, Water Heater 2018 and Roof 2021

125 1st St, Panama City Beach

$1,195,000

3 Beds ⋅ 3 Baths ⋅ 787649 MLS

Beautiful home with Gulf view on the Westend of Panama City Beach!! Primary residence, 2nd home or investment property with stunning view of the gulf. The home is built on one lot with adjacent lot included in the purchase. Seller does not want to sell lots sepearately. There is lots of room in this 3 bedroom 3 bathroom home with an additional room that could be a 4th bedroom/office and 3rd floor loft with balcony. With the double lot there is plenty of room to add a pool and outdoor living space. Fully furnished turn key property. Enjoy beautiful sunsets from one of the balconies or from the white sandy beach. The home is between Pier Park and Scenic 30a and just a few miles from the sports complex and Panama City airport. Note: AC 2023, Water Heater 2018 and Roof 2021

125 1st Street, Panama City Beach

11800 Front Beach Road Unit 1404, Panama City Beach

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 787314 MLS

Experience luxury coastal living in this stunning 4-bedroom penthouse at Grand Panama Beach Resort. Unit 1404 offers breathtaking, unobstructed views stretching for miles down the sugar-white sands and emerald waters of the Gulf--truly some of the best views on the beach. Spanning approximately 2,266 square feet, this spacious 4-bedroom, 3-bath residence features an open-concept layout with floor-to-ceiling windows that flood the home with natural light and showcase the incredible views from nearly every room. Enjoy a double balcony setup, with both the living room and primary suite opening directly to the Gulf-front balcony--perfect for morning coffee or sunset evenings. The interior is thoughtfully appointed with granite countertops, all-tile flooring, stainless steel appliances, and a newer HVAC system. This impeccably maintained,Penthouse has been primarily a owner-occupied second home, offering a level of care and condition that truly stands out. The layout includes a large family room, separate dining area ideal for entertaining, two master bathrooms with jetted tubs, and ample walk-in closet space throughout. Grand Panama offers a true resort-style experience with top-tier amenities including two pools, hot tubs, tiki bars, a fitness center, business center, and a newly opened on-site general store for added convenience. Owners also enjoy easy access between Tower 1 and Tower 2 via the covered walkover. Additional highlights include a 5-level parking garage with one assigned space, ample overflow parking nearby, and additional parking expansions underway. As a homeowner-driven resort, decisions are made with ownership value and experience in mind--making this one of the most desirable communities in Panama City Beach. Whether you're looking for a primary residence or a premium second home, this penthouse delivers the ultimate beachfront lifestyle.

11800 Front Beach Road Unit 1404, Panama City Beach

6415 Thomas Drive Unit 1203, Panama City Beach

$1,095,000

4 Beds ⋅ 4 Baths ⋅ 787300 MLS

Under Contract - Taking Backups. Furnished 4-bedroom, 4-bathroom condo on the 12th floor of the exclusive Princess Condominiums, offering an impressive 2,400 sq. ft. of thoughtfully designed living space. This unit features tile floors in the living areas and plush carpeting in the bedrooms. The spacious, open kitchen layout is perfect for entertaining, complete with a wet bar, breakfast bar, granite countertops, elegant glass upper cabinets, a stainless steel refrigerator and dishwasher, and an ice maker. Each bedroom includes its own en-suite bath, providing privacy and convenience for both residents and guests. The master suite is a true sanctuary, featuring a luxurious garden tub, a tiled walk-in shower, and dual vanities. The expansive balcony, accessible from both the main living area and bedrooms, offers a serene space to enjoy breathtaking views of the Gulf from the 12th floor. Additional features include a separate walk-in laundry room with a sink and two A/C units to ensure year-round comfort. Princess Condominiums provide unmatched resort-style amenities, including 24-hour gated entry, two outdoor pools, an indoor heated pool, a hot tub, sauna, steam room, fitness center, game room, community room, and two private beach access points. Recreational options include tennis courts, basketball, shuffleboard, and BBQ grills, ensuring endless entertainment for all ages.

6415 Thomas Drive Unit 1203, Panama City Beach

$1,429,000

4 Beds ⋅ 5 Baths ⋅ 997790 MLS ⋅ 2,705 SqFt.

Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! • On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) • Bike path along Front Beach Road for cycling and walking • Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park • 17 miles to Northwest Florida Beaches International Airport (ECP) See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer! PROPERTY HIGHLIGHTS: " Spacious 3-story coastal home, built in 2020 " Short 3-minute walk to the white sandy beaches - Access #82 " Water views of the Gulf and coastal lake " Sleeps up to 14 guests - ideal for large families or vacation rentals " Three levels, each with living area, kitchen/kitchenette, and covered balcony " 4 bedrooms including two king suites plus bunk room " Ground floor guest suite with king bed, living area, kitchenette, and patio access " Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities " Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views " Third floor living area with additional kitchenette and balcony access " Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs " Community pool shared by only 10 other homes " Garage plus driveway parking for up to 3 vehicles " Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video.

116 Riviera Dr, Panama City Beach

$1,100,000

4 Beds ⋅ 4 Baths ⋅ 786572 MLS

Seller is offering $15k at closing for the addition of a full bathroom on the 1st floor!! Turnkey Panama City Beach investment opportunity just minutes from the Gulf! This spacious 4-bedroom, 2.5-bath coastal home is ideally suited for a short-term rental, second home, or full-time residence and comfortably accommodates up to 12 guests. The thoughtfully designed two-story layout features an open-concept living area, a well-equipped kitchen with ample seating, and a dining space perfect for hosting larger groups. The main-level primary suite includes a walk-in closet, double vanity, and walk-in shower. Upstairs living spaces open to a private balcony--perfect for enjoying coastal breezes after a day at the beach. Downstairs you'll find additional guest bedrooms including a large bunk room designed for fun and functionality, making the home ideal for vacation rental guests and larger families. Multiple smart TVs, workspace areas, and high-speed internet provide comfort for both vacationers and remote workers. Outside, enjoy your private fenced backyard retreat complete with a plunge pool, fire pit, grilling area, and lounge space--perfect for relaxing evenings and memorable beach vacations. Conveniently located just 8 minutes from Pier Park and about 10 minutes to Rosemary Beach and Scenic Highway 30A, Top Golf, Dolly Parton's Pirate Voyage, and Camp Helen State Park this home offers easy access to some of the Emerald Coast's most popular dining, shopping, beaches, and entertainment. With parking for multiple vehicles and a layout designed to host larger groups, this property presents an excellent opportunity for buyers seeking a Panama City Beach vacation home with strong short-term rental appeal.

224 Broderick Place, Panama City Beach

$1,429,000

4 Beds ⋅ 5 Baths ⋅ 786550 MLS

Welcome to your fabulous beach home, vacation property, or short term rental investment! All furnishings, appliances, decor, and accessories convey with sale, including natural gas Weber grill and outdoor patio seating and 8 Smart TVs. LOCATION, LOCATION, LOCATION! Â• On the quiet west end of Panama City Beach in a low-density residential neighborhood (no high-rises) Â• Bike path along Front Beach Road for cycling and walking Â• Close to Camp Helen State Park, Conservation Park, Frank Brown Park, and Pier Park Â• 17 miles to Northwest Florida Beaches International Airport (ECP) PROPERTY HIGHLIGHTS: Â• Spacious 3-story coastal home, built in 2020 Â• Short 3-minute walk to the white sandy beaches - Access #82 Â• Water views of the Gulf and coastal lake Â• Sleeps up to 14 guests - ideal for large families or vacation rentals Â• Three levels, each with living area, kitchen/kitchenette, and covered balcony Â• 4 bedrooms including two king suites plus bunk room Â• Ground floor guest suite with king bed, living area, kitchenette, and patio access Â• Primary suite on second floor with king bed, en-suite bath, soaking tub, glass shower, and double vanities Â• Open-concept main living area with full kitchen, dining space for 12, and large balcony with water views Â• Third floor living area with additional kitchenette and balcony access Â• Bunk room with two sets of bunks plus additional queen and king bedrooms upstairs Â• Community pool shared by only 10 other homes Â• Garage plus driveway parking for up to 3 vehicles Â• Lakefront setting with fishing access and community fire pit Low HOA includes pool maintenance and insurance, maintenance and insurance of all common ground areas and maintenance of palm trees around the property. See listing for floor plans and walkthrough video. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

116 Riviera Drive, Panama City Beach

$1,195,000

3 Beds ⋅ 3 Baths ⋅ 785446 MLS

Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.

7835 Surf Drive, Panama City Beach

228 George C Wallace Boulevard, Panama City Beach

$1,325,000

4 Beds ⋅ 4 Baths ⋅ 783801 MLS

This modern 4 bedroom, 3.5 bathroom home offer just over 2,000 square feet of stylish living space. Located just a 5 minute walk from the beach, this property features a private heated pool, turf backyard and a grill area perfect for outdoor entertaining. Built in 2024, this newer build is a turn-key vacation rental.

228 George C Wallace Boulevard, Panama City Beach

13649 Banana Wind Way Unit 31, Panama City Beach

$1,189,000

5 Beds ⋅ 5 Baths ⋅ 783789 MLS

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

13649 Banana Wind Way Unit 31, Panama City Beach

$1,399,000

5 Beds ⋅ 5 Baths ⋅ 991037 MLS ⋅ 2,783 SqFt.

Beach house with stunning views of the gulf and beach. This three-story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Bch, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 983991 MLS ⋅ 1,848 SqFt.

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Ave, Panama City Beach

$1,337,000

4 Beds ⋅ 4 Baths ⋅ 987562 MLS ⋅ 2,887 SqFt.

Welcome to your coastal retreat! This stunning 2025 new construction home blends luxury, durability, and style, just a short walk from the world-famous white sandy beaches. Offering 4 bedrooms, 3 full baths, and a half bath, this thoughtfully designed property features two bedrooms on the first floor with private en suite baths, making it ideal for family, guests, or rental versatility. Inside, enjoy the warmth of cypress and pine accent ceilings, expansive LVP flooring, and a light-filled loft area perfect for extra living space. The spa-like primary bathroom creates a true retreat, while the custom cabinetry with quartz countertops, gas stove with custom hood, and open-concept kitchen elevate everyday living. Step outside to your private paradise with a saltwater pool and covered back patio, perfect for entertaining year-round. Built with quality in mind, this home showcases 2x6 framing and a durable metal roof for peace of mind. Located in a golf cart-friendly neighborhood, this property allows short-term rentals, making it an incredible investment opportunity. Explore nearby favorites like Dolly Parton's Pirate Voyage, Top Golf, Pier Park, 30A dining and shopping, and Camp Helen State Park all just minutes away. Whether you're looking for a full-time residence, vacation home, or income-producing rental, this property is the perfect blend of luxury and lifestyle.

21511 Pompano Ave, Panama City Beach

17820 Front Beach Rd Unit UNIT B, Panama City Beach

$1,400,000

5 Beds ⋅ 4 Baths ⋅ 991357 MLS ⋅ 2,250 SqFt.

NO HOA!!! Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Rd Unit UNIT B, Panama City Beach

17657 Front Beach Rd Unit B, Panama City Beach

$1,500,000

4 Beds ⋅ 5 Baths ⋅ 983468 MLS ⋅ 2,352 SqFt.

Imagine waking up to the sound of waves crashing just steps from your door, sipping coffee on your private balcony as dolphins play in the surf, and ending your evenings with breathtaking sunsets over the Gulf. This is the lifestyle awaiting you in this rare 3-story Gulf-front townhome, that truly feels more like a private beach home. Experience true Gulf-front living with over 2,200 square feet, 4 spacious bedrooms, and 4.5 baths, designed for both relaxation and entertaining. The main level features an open concept with high ceilings, crown molding, and freshly updated LVP flooring. A well-appointed kitchen with granite countertops, stainless steel appliances, and plenty of cabinetry flows easily into the dining and living areas, where double sliding doors open to an expansive Gulf-front deck. A wet bar with wine cooler adds the perfect touch for entertaining. On the second and third floors, you'll find two Gulf-front master suiteseach with private balconies and spa-like baths featuring large tubs, separate showers, and new vanities. An additional oversized en-suite bedroom provides space and comfort for family and guests. Every upgrade has been thoughtfully handled, including hurricane glass film protection on doors and windows, new Trex decking, fresh exterior paint, and updated HVAC systems. The exterior has undergone extensive replacement and waterproofing, ensuring durability and peace of mind. Step outside to enjoy the private Gulf-front pool shared by just five units, or take your own stairs down to the white sand beach. Perfectly located in the heart of Panama City Beach, you'll be just minutes from the best shopping and dining at Pier Park, family attractions like Top Golf and Pirates Voyage Dinner & Show, and only 15 minutes from the airport. This property is ideal as a luxury residence or a strong vacation rental investment. With 2 assigned parking spaces, 3 additional overflow spots, excellent rental history, and solid financials, this is a turnkey opportunity you won't want to miss. This condo is made to provide ample space and sleeping for large families! All engineering inspections have been completed as per new condo rules!! This rare opportunity combines low-density living with breathtaking Gulf views and modern updates throughout. Schedule your private showing today and start living the Gulf-front lifestyle you've always dreamed of! Rental income for 2025 is over $88,000.00 with no rentals for January and February due to HOA repairs.

17657 Front Beach Rd Unit B, Panama City Beach

9614 Beach Boulevard Unit E, Panama City Beach

$1,250,000

3 Beds ⋅ 4 Baths ⋅ 781910 MLS

Enjoy breathtaking Gulf views from this beautifully maintained adorable end unit gulf-front townhome located in the heart of Panama City Beach. Completely re-built from inside out. NO HOA! Sleeps 13 and could sleep more. Right next to beach access 26 in a very quite area off of Thomas Drive. This updated 3 bedroom and 4 full bathroom residence offers an unbeatable combination of beachfront living and convenience—step outside and you're just footsteps from the sugar-white sand and emerald waters. 2 King Master Suites, one with it's own private gulf front balcony! Featuring a bright coastal exterior and an inviting layout, this townhome offers comfortable living spaces and ample natural light. An updated kitchen with quartz countertops, offering both style and durability for everyday living or entertaining. The primary suite is located on the second floor and features a private balcony with panoramic gulf front beach views, elevated ceilings, and an en-suite bath with a walk-in shower. The second and third bedroom also features a private en-suite bath, providing convenience for additional guests or family members. This Gulf-front property offers excellent potential for short-term rental income due to its desirable location and layout. Property is conveniently located near all the main attractions in Panama City Beach. Reframed exterior west wall with two by fours, exterior cinder blocks, stucco and concrete board, new windows throughout hurricane rated and Miami Dade turtle rated. All new tile flooring throughout, shiplap, light fixtures, new wiring, cabinets, appliances, quartz and granite, new bathrooms, walls, ceilings, HVAC 2 years, Pollywood outdoor furniture, new stairs, custom built cedar garage doors, Roof is after Michael and Rubber Seamless, 8'' double firewall, 5/8'' sheetrock, Converted Garage can be used as non-conforming 4th bedroom. Information deemed accurate but verify. . Home has been used as a second home only!

9614 Beach Boulevard Unit E, Panama City Beach

$1,425,000

5 Beds ⋅ 3 Baths ⋅ 781328 MLS

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

17820 Front Beach Road Unit B, Panama City Beach

$1,400,000

5 Beds ⋅ 4 Baths ⋅ 781115 MLS

NO HOA!! - Steps to the Sand | Private Pool | Gulf Views. Welcome to Aloha Beaches, your ultimate Panama City Beach investment property. Just 100 feet from the sugar-white sand, this spacious three-story coastal home offers excellent potential as a short-term rental, vacation retreat, or income-producing asset. Designed for comfort and entertainment, it provides the ideal setup for large groups and families looking to enjoy the Gulf Coast lifestyle. What You'll Love: Private heated pool for relaxing after beach days 4 bedrooms plus a bonus lounge area that can sleep up to 14 guests 4 full bathrooms offering convenience and privacy Elevator access to all three floors Gulf views from the expansive top-floor balcony Multiple king suites with private balconies First-floor suite with kitchenette and pool access ideal for guests seeking privacy Bright, open-concept living area perfect for gatherings and entertaining The home is fully appointed with coastal finishes, stylish furnishings, and thoughtful details that make it turnkey and ready to perform as a high-income rental. Location Highlights: Situated on the desirable west end of Panama City Beach, this property offers a peaceful setting just minutes from Pier Park, 30A, and top dining, shopping, and entertainment. Guests love the combination of tranquility and convenience, making Aloha Beaches a consistent favorite among vacation renters. Whether you're seeking a strong cash-flowing investment property or a personal coastal getaway that pays for itself, Aloha Beaches delivers unmatched lifestyle and income potential on Florida's Emerald Coast.

17820 Front Beach Road Unit B, Panama City Beach

$1,199,999

3 Beds ⋅ 3 Baths ⋅ 779329 MLS

PERFECT AIRBNB LOCATION. MOVE-IN READY. FULLY FURNISHED. BOAT AVAILABLE FOR PURCHASE. SELLER WILL CONSIDER OFFERS INCLUDING THE HOME AND BOAT. RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. Offered fully furnished and move-in ready, the property also presents an opportunity to purchase the boat currently at the home. The seller is having the boat appraised and will consider offers involving both the home and boat. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience, with passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. The interior also features black walnut cabinetry and custom-made, full-size solid oak bunks, adding distinctive craftsmanship and durable materials to the home. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. Additional property features are worth noting. All fencing that lines the property is owned by the seller. The side of the home includes a full RV hookup, along with a grinding system connected to the sewer. The irrigation system is supplied by well water, adding another practical feature for ongoing landscape maintenance. For buyers comparing Panama City Beach waterfront homes with rental potential, 3530 Treasure Circle brings together private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, furnished convenience, RV capability, and the option to purchase the boat for an even more complete waterfront setup. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

3530 Treasure Circle, Panama City Beach

$1,349,000

5 Beds ⋅ 3 Baths ⋅ 778756 MLS

Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2. Golf Cart can be included as part of purchase.

522 Lyndell Lane, Panama City Beach

$1,200,000

3 Beds ⋅ 3 Baths ⋅ 769470 MLS

Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.

1033 Bay Circle, Panama City Beach

13641 Banana Wind Way, Panama City Beach

$1,250,000

5 Beds ⋅ 6 Baths ⋅ 777112 MLS

Owner is ready to sell! Huge price reduction! This unit is very popular being by the ''Lazy River'' and pool. Unit is turn key, everything down to the Margaritaville Frozen Drink Machine! Now there's no where else to go, the new Amenity Center has everything you will need on your vacation. In addition to 2.5 acres of Slides and pools. Featuring a poolside bar and snack truck for your guests convenience. Private Beach Access with beach chairs and paddle boards available to resort guests and owners. It's vacant now to view, during the summer it's packed!

13641 Banana Wind Way, Panama City Beach

15817 Front Beach 1601 Road Unit 1601, Panama City Beach

$1,165,000

3 Beds ⋅ 3 Baths ⋅ 769539 MLS

Gulf-Front Caribbean-Inspired Condo with Spectacular Views - Fully Furnished & Turnkey Rental Ready! New AC unit just installed. (June 2025) Experience the ultimate beachfront lifestyle in this stunning corner unit three-bedroom, three-bathroom condo located in a Caribbean-inspired Gulf-front resort on the world's most beautiful white sandy beaches. Overlooking the emerald waters of the Gulf of America, this luxurious retreat offers breathtaking views and a spacious, open-concept design perfect for entertaining or a high-performing short-term rental investment. Step onto the large private balcony, where you can relax and take in unforgettable sunsets over the water. The gulf-front master suite is a true sanctuary, featuring gulf views, private balcony access, and an en-suite bath for ultimate comfort and privacy. Each additional bedroom also boasts its own private full bathroom, making this condo an ideal getaway for families and guests. This unit is fully furnished and completely turnkey, ready for immediate enjoyment or rental income. New hardwood floors installed in all the bedrooms. The resort-style amenities include: Gulf-front pools & hot tubs (including a seasonally heated pool) On-site tiki bar for tropical drinks by the water State-of-the-art fitness center overlooking the Gulf Direct beach access to pristine white sand beaches Perfectly situated adjacent to the famous Pier Park, you'll be steps away from top restaurants, premier shopping, and endless entertainment. Plus, with Topgolf coming soon on Front Beach Road, this location is poised to be even more desirable. Don't miss your opportunity to own a proven income-producing beachfront escape in one of the most sought-after locations on the gulf coast. Whether you're looking for a luxurious vacation home or a lucrative rental investment, this condo is the perfect choice! Contact us today for more details! *All measurements and items of importance are to be confirmed by buyer or buyer agent.*

15817 Front Beach 1601 Road Unit 1601, Panama City Beach

$1,000,000

4 Beds ⋅ 2 Baths ⋅ 778175 MLS

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home today!

122 Monterey Avenue, Panama City Beach

19906 Front Beach Road, Panama City Beach

$1,399,000

5 Beds ⋅ 5 Baths ⋅ 769930 MLS

Beach house with stunning views of the gulf and beach. This three story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

19906 Front Beach Road, Panama City Beach

$1,337,000

4 Beds ⋅ 4 Baths ⋅ 778544 MLS

Welcome to this luxury 2025 new construction beach home just a short walk to the white sandy beaches of Panama City Beach. Designed as a primary residence, second home, or high-performing short-term rental investment, this 4-bedroom, 3.5-bath coastal retreat offers exceptional style, durability, and strong income potential. Currently configured to sleep up to 16 guests, this property is ideal for vacation rental income and large family gatherings at the beach. The flexible floor plan features two first-floor bedrooms with private en suite baths--perfect for guests or maximizing short-term rental appeal. Interior highlights include beautiful cypress and pine accent ceilings, durable luxury vinyl plank flooring, a bright loft providing additional living or sleeping space, and a spa-inspired primary suite designed for relaxation. The chef's kitchen features custom cabinetry, quartz countertops, and a gas stove with designer hood--perfect for entertaining after a day at the beach. Step outside to your private saltwater pool and covered patio, creating a perfect setting for outdoor living and vacation enjoyment. Built with durable 2x6 framing and a metal roof, this home offers long-lasting quality and peace of mind. Located in a golf-cart-friendly Panama City Beach neighborhood where short-term rentals are allowed, this property is minutes from Pier Park, Scenic Highway 30A, Camp Helen State Park, TopGolf, and Dolly Parton's Pirate Voyage. Whether you're searching for a Panama City Beach beach house, a Gulf Coast vacation home, or a high-income short-term rental property that sleeps up to 16 guests, this exceptional coastal home delivers both lifestyle and investment potential.

21511 Pompano Avenue, Panama City Beach

17657 Front Beach Road Unit B, Panama City Beach

$1,500,000

4 Beds ⋅ 5 Baths ⋅ 777746 MLS

Imagine waking up to the sound of waves crashing just steps from your door, sipping coffee on your private balcony as dolphins play in the surf, and ending your evenings with breathtaking sunsets over the Gulf. This is the lifestyle awaiting you in this rare 3-story Gulf-front townhome that truly feels more like a private beach home. Experience true Gulf-front living with over 2,200 square feet, 4 spacious bedrooms, and 4.5 baths, designed for both relaxation and entertaining. The main level features an open concept with high ceilings, crown molding, and freshly updated LVP flooring. A well-appointed kitchen with granite countertops, stainless steel appliances, and plenty of cabinetry flows easily into the dining and living areas, where double sliding doors open to an expansive Gulf-front deck. A wet bar with wine cooler adds the perfect touch for entertaining. On the second and third floors, you'll find two Gulf-front master suitesÂ—each with private balconies and spa-like baths featuring large tubs, separate showers, and new vanities. An additional oversized en-suite bedroom provides space and comfort for family and guests. Every upgrade has been thoughtfully handled, including hurricane glass film protection on doors and windows, new Trex decking, fresh exterior paint, and updated HVAC systems. The exterior has undergone extensive replacement and waterproofing, ensuring durability and peace of mind. Step outside to enjoy the private Gulf-front pool shared by just five units, or take your own stairs down to the white sand beach. Perfectly located in the heart of Panama City Beach, you'll be just minutes from the best shopping and dining at Pier Park, family attractions like Top Golf and Pirates Voyage Dinner & Show, and only 15 minutes from the airport. This property is ideal as a luxury residence or a strong vacation rental investment. With 2 assigned parking spaces, 3 additional overflow spots, excellent rental history, and solid financials, this is a turnkey opportunity you won't want to miss. This condo is made to provide ample space and sleeping for large families! All engineering inspections have been completed as per new condo rules!! This rare opportunity combines low-density living with breathtaking Gulf views and modern updates throughout. Schedule your private showing today and start living the Gulf-front lifestyle you've always dreamed of!

17657 Front Beach Road Unit B, Panama City Beach

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