Okaloosa County, FL Real Estate | Okaloosa County, FL Waterfront Homes for Sale

3 Beds ⋅ 4 Baths ⋅ 990823 MLS ⋅ 3,648 SqFt.

PRICED $350,000 BELOW THE MOST RECENT SALE AT REGENCY TOWERS! Welcome to Regency Towers Unit 6081, an exceptional 8th-floor Gulf-front residence offering approximately 3,648 square feet, 3 bedrooms, 3.5 baths, and breathtaking panoramic views of the Gulf of Mexico. Regency Towers is one of Destin's most private and exclusive Gulf-front communities, offering an owners-only, non-rental lifestyle with just 44 residences and only two units per floor. Enjoy the peace, privacy, and spaciousness rarely found in today's beachfront market. This residence features expansive living and dining areas, a Gulf-front primary suite, ensuite guest bedrooms, generous storage, and a private balcony overlooking the emerald waters and sugar-white sand. Residents enjoy outstanding resort-style amenities including approximately 333 feet of private beach, heated pool, hot tub, tennis courts, basketball, shuffleboard, fitness center, sauna, clubhouse and game areas, picnic pavilion, grills, covered parking, climate-controlled owner storage, gated entry, security, and on-site services. The most recent Regency Towers sale closed at $2,100,000. Unit 6081 is offered at $1,750,000 -- $350,000 below that sale. A rare opportunity to own substantial Gulf-front square footage in one of Destin's most exclusive residential communities. Luxury. Privacy. Gulf-front living. Exceptional value. Bring an offer. Regency Towers is renowned for its exclusivity and peaceful, residential atmospherea true owners-only resort, free from the crowds and turnover of vacation rentals. Residents enjoy an unmatched collection of amenities, including 333 feet of private beach frontage, a rooftop heated swimming pool, rooftop hot tub, tennis courts, basketball court, shuffleboard, and a picnic pavilion with gas grills. Inside, owners appreciate a fitness center with sauna, game room with billiards, clubhouse, covered parking garage, and climate-controlled storage for each residence. The property also features concierge services, gated entry with 24-hour security, on-site security staff, and free WiFi throughout the community.

950 E Hwy 98 Unit 6081, Destin

1326 Miracle Strip Pkwy Unit 507, Fort Walton Beach

$619,000

3 Beds ⋅ 2 Baths ⋅ 976068 MLS ⋅ 1,568 SqFt.

Heron 507 is a great family condo overlooking the Destin West lazy river and pool. From the 5th floor, you can enjoy unobstructed views of the bay and watch the sunrise in the East. Afternoon shade on your patio means you can enjoy time outside with cool Gulf breezes. Nearby boat rentals make this location convenient for getting out on the water and exploring the Crab Island fun. Granite counters in the kitchen, new vinyl plank flooring throughout, and washer/dryer combo provide the comforts of home. Good rental history for this 3 bedroom condo makes this an excellent investment opportunity.

1326 Miracle Strip Pkwy Unit 507, Fort Walton Beach

308 Miracle Strip Pkwy Unit UNIT 19C, Fort Walton Beach

$182,000

2 Beds ⋅ 2 Baths ⋅ 991945 MLS ⋅ 1,029 SqFt.

Located on the Santa Rosa Sound, this fully furnished and turnkey 2-bedroom, 2-bathroom second-story condo offers a rare feature within the Fountainhead community: a private in-unit washer and dryer. Unit 19C is currently the only unit in the complex with this feature. Enjoy the waterfront lifestyle with access to a community boat dock, pool, tennis court, clubhouse, and boat trailer parking. Boat slips may also be available through the HOA upon request, making it easy to spend more time on the water enjoying boating, fishing, paddleboarding, and everything the Emerald Coast has to offer. This move-in ready condo includes major updates already completed, including HVAC replaced in 2020 and water heater replaced in 2016. The seller is also providing an Achosa Home Warranty at closing for added peace of mind. Whether you're looking for a primary residence, second home, vacation getaway, military relocation property, or investment opportunity, this condo offers flexibility to fit your needs. HOA dues include water, sewer, and trash service. Conveniently located near Okaloosa Island, downtown Fort Walton Beach, Hurlburt Field, Eglin Air Force Base, shopping, dining, and the beautiful white-sand beaches of the Emerald Coast. Affordable waterfront living, boat access, and a truly unique feature set make this Fountainhead condo one you won't want to miss.

308 Miracle Strip Pkwy Unit UNIT 19C, Fort Walton Beach

$245,000

2 Beds ⋅ 2 Baths ⋅ 978697 MLS ⋅ 982 SqFt.

Fully furnished and rental-ready! This 2 bed, 2 bath unit features dual walk-in showers, a coffee bar, and carpet in most areas. Located in the private part of Gulf Terrace, this unit is clean, comfortable, and move-in ready and best of all has a beautiful view of the lake and green belts. Located in a well-maintained community with 3 pools, a tennis court, and grill/picnic areas—many of which have been renovated. Just 0.5 mi to Big Kahuna's, 0.8 mi to Publix & Target, less than 1 mi to beach access, and 2 mi to Destin Commons. Great for short- or long-term stays! Buyer to verify all measurements and pertinent information. Schedule your private showing today.

4000 Gulf Terrace Dr Unit 282, Destin

340 Bluefish Dr Unit UNIT 109, Fort Walton Beach

$885,000

4 Beds ⋅ 3 Baths ⋅ 975594 MLS ⋅ 1,872 SqFt.

DOCUMENTS ATTACHED, Welcome to coastal living at its finest! This stunning sound-side townhome offers a private 28X12 BOAT SLIP #14 WITH A LIFT, GREAT Intracoastal Waterway Views & BOATING actvity, private community pool. a 1-car garage, and beautiful upscale finishes throughout.Currently on Vacation Rentals! SHORT WALK TO PUBLIC beaches of the Emerald Coast and just a short boat ride to Crab Island, this home is perfect for those who crave both relaxation and adventure. Step inside to discover a bright, open living area featuring soaring 14' lofted ceilings, impact-rated windows and doors and a durable metal roof. The kitchen is equipped with stainless steel appliances and granite countertops, OPEN TO the living space AND BALCONY with breathtaking views of the sound. CALL TODAY TO VIEW!!! Each residence in this exclusive community includes: A private boat slip Access to a community pool with sundeck A private dog park This unit is being sold fully furnished and is ideal as a primary residence, vacation getaway, or income-producing VACATION OR LONG-TERM rentals. Don't miss your chance to own a piece of paradise. Call today to schedule your private showing!

340 Bluefish Dr Unit UNIT 109, Fort Walton Beach

1114 Santa Rosa Blvd Unit 309, Fort Walton Beach

$489,900

2 Beds ⋅ 2 Baths ⋅ 991468 MLS ⋅ 1,040 SqFt.

Experience coastal living on Okaloosa Island in Fort Walton Beach in this fully furnished, beautifully remodeled and updated 2 bedroom, 2 bathroom condo in the Gulf front Sea Oats Condominiums. Offering a heated community pool, hot tub, tennis courts, exercise room, private beach access, and more! Located just minutes from local Fort Walton Beach attractions such as the Okaloosa Island Pier, Gulfarium, and tons of shopping, dining and entertainment spots! Located on the 3rd floor, this entire unit has been updated and is move-in-ready. The kitchen features upgraded shaker-style cabinets and beautiful granite countertops - with a breakfast bar looking out into the dining and living areas, and your very own private balcony! Just off the living room is the primary suite with newly remodeled ensuite - featuring a gorgeous, cultured marble walk-in shower. Perfect for a spa-like retreat after a day on the beach! Both bathrooms have also been upgraded with matching granite countertops and new cabinetry. Whether you're looking for a new primary residence or investment property - this is a fantastic opportunity to own a little piece of paradise!

1114 Santa Rosa Blvd Unit 309, Fort Walton Beach

$733,000

3 Beds ⋅ 3 Baths ⋅ 989310 MLS ⋅ 1,566 SqFt.

$106K -$138K RENTAL PROJECTION - Beautifully maintained and decorated 3 bedroom/3 bathroom waterfront condo in the popular Emerald Grande resort! Enjoy breathtaking views of Crab Island, the Gulf and intercoastal waterway from the 2 balconies - including an incredible sunset view. This unit is truly a turnkey investment property, ready to welcome guests immediately . Emerald Grande's amenities are unmatched - private beach with shuttle transportation, zero entry outdoor pool, 2 hot tubs, indoor pool, pool bar, huge fitness center, onsite spa and restaurant, EV charging stations and so many more! Emerald Grande sits on the Destin Harbor giving you amazing views and access to everything Harborwalk Village has to offer just steps away - restaurants, shopping, entertainment, watersports. Guests love parking their car upon arrival and not having to get back in until it's time to go home!

10 Harbor Blvd Unit W329, Destin

$3,350,000

5 Beds ⋅ 7 Baths ⋅ 989788 MLS ⋅ 7,033 SqFt.

Experience a level of coastal living rarely offered along the Emerald Coast. This Spanish Mediterranean waterfront residence blends architectural elegance, fortress-level engineering, and intentional design for everyday comfort. Set on 102 feet of Choctawhatchee Bay frontage, the home offers more than 9,000 sq. ft. of total space with 7,272 sq. ft. of heated/cooled living area, positioned off of two quiet dead-end streets with only local traffic. Built with 12-inch Logix ICF concrete walls, impact-rated Low-E windows and doors, open-cell foam attic and garage insulation, Hurriquake roofing nails, a concrete barrel tile roof, an upgraded double-thickness vinyl seawall with granite rip rap, Snap Jacket dock piling protection, and a 45kW natural gas whole-house generator, this residence is engineered for strength, stability, and long-term peace of mind. It is also pre-wired for solar and fully framed and prewired for a future elevator, adding future-ready capability to its substantial resilience profile. After walking up the paved driveway and past lush landscaping with mature trees, the grand entrance begins with bay views through custom 10-foot Spanish Cedar and beveled-glass front doors that lead into a foyer centered around a free-standing engineered travertine staircase crowned by a motorized chandelier set in Pecky Cypress ceiling. Chiseled marble flooring extends throughout the first floor, guiding you through expansive living and dining areas framed by two full-wall retractable sliding glass doors that open to sweeping bay views. Four gas fireplaces, custom wood cabinetry, granite surfaces throughout, and a dedicated wet bar with ice maker and wine cooler elevate both everyday living and entertaining. The home's layout reflects thoughtful intentionality. A hidden private staircase leads directly to the study from the master wing, providing private access without disturbing activity elsewhere in the home. The upstairs study/lounge offers flexible space for reading, gaming, work, or relaxation. A full in-law suite includes its own entrance, driveway, kitchenette, bath, and laundry. Additional conveniences include a heated/cooled insulated workshop/garage, four zoned HVAC systems, whole-home A/V and Internet/Data wiring, central vacuum, hands free intercom system, and a stand-up attic for storage. Outdoor living is exceptional. A 20,000-gallon concrete heated saltwater pool with attached hot tub and custom lighted stone fountain anchors the bayfront backdrop, complemented by two screened lanais (one with a retractable screen), a NatureKast outdoor kitchen with gas grill and hood, and Pecky Cypress ceilings on all covered lanais and balconies. From the pool area, enjoy direct access to the outdoor shower or a dedicated pool bathroom complete with shower and floor drain. The Polaris EOS smart pool/landscape lighting system enables easy control from indoors or remotely. The reinforced dock offers water, electric, a boat lift, and a jet ski lift allowing you to keep your boat and wave runner on the lift, not in the driveway. From here, you can reach Destin by boat often faster than by car. This location embraces a lifestyle that feels like a postcard: beautiful sunrises and sunsets, dolphins in your backyard, and the ability to walk or take a golf cart to Shalimar Golf Course. On holidays, watch the Niceville, Destin, and Fort Walton fireworks simultaneously over the bay from your fire pit, hot tub, or pool deck. Walk to the end of your dock to pull up blue crabs or catch redfish and trout for dinner. Positioned in Flood Zone X, the home does not require flood insurance under current lender guidelines, providing additional ease and confidence for coastal living. Zoned for the Okaloosa County School District, known for its consistent "A" rating by the State of Florida, this home offers the perfect blend of beauty, strength, practicality, and coastal freedom. Best of all... NO HOA! Paint your mailbox whatever color you want!

7 Bay Cove Ln, Shalimar

500 Gulf Shore Dr Unit UNIT 119B, Destin

$634,900

2 Beds ⋅ 2 Baths ⋅ 971491 MLS ⋅ 1,030 SqFt.

Jetty East is a Gated 6-story midrise with under building parking located on the beautiful sugar sand beach in Destin, Fl. The location is noteworthy due to its position on Holiday Isle (Gulf Shore Drive), which ends at Norriego Point and Destin Harbor. It's great for biking or walking. The jetties of the east pass make a great spot to snorkel or fish from the jetties. Jetty East is one of the few condos to offer covered parking. The required Milestone Study and Structural Reserve Study were completed mid-summer. There was an assessment August 1, 2024, for replacing the building sky lights and the work has been completed. Unit 119B is a 2 bedroom 2 bath unit featuring an open, remodeled floor plan which is elevated offering pool and gulf-views. The laundry area has been relocated to allow has been relocated to allow additional space in the living and kitchen area. The kitchen features updated granite countertops and backsplash, stainless-steel appliances, and crown molding. Master bath has been updated with a double vanity and walk in shower. It is conveniently located near the elevator or stairs for quick and easy access to the beach or pool. The breathtaking gulf views are visible from the kitchen, the living room and Master Bath. Rental Income 2023 $44,304, 2024 $36465 The unit features EFCO (category4) sliding glass doors and windows paid for by the seller. Approximately $30,000 value. Begin and end each day enjoying spectacular morning views of the Gulf of Mexico. Enjoy evening sunsets and seasonal fireworks from the beach. Great location for shopping, grocery stores (New Publix) and restaurants. Jetty East Amenities: 800 feet of beach, 2400 sq. ft. pool with sun deck, hot tub, beach side pavilion with charcoal grills, tennis courts, pickleball, fitness room, kids' activities, music entertainment, shuffleboard, covered parking, 24-hour security. Spacious owners room with full kitchen for meetings or parties. Financing Note: Jetty is a Non-warrantable/ Condotel. No conventional (government backed Fannie or Freddie) financing.

500 Gulf Shore Dr Unit UNIT 119B, Destin

$750,000

2 Beds ⋅ 2 Baths ⋅ 990779 MLS ⋅ 1,160 SqFt.

Welcome to this beautifully maintained 2-bedroom, 2-bath Gulf-front owners only retreat on the 6th floor of the prestigious Grand Mariner in Destin. From the moment you step inside you're met with breathtaking, unobstructed views of the Gulf of America. The open-concept layout is perfect for relaxing or entertaining. A spacious guest bedroom and second full bath provide comfort for family and friends. Residents of the Grand Mariner enjoy a quiet, private Gulf-front lifestyle with amenities including a beachfront pool, owner-only beach access, fitness center, community room, and secure gated entry. The property's no short-term rental policy creates a peaceful, residential environment--an exceptional benefit for those seeking a serene coastal retreat without the constant turnover of vacation rentals.

1100 E Hwy 98 Unit A-602, Destin

$1,499,000

3 Beds ⋅ 3 Baths ⋅ 989177 MLS ⋅ 1,624 SqFt.

This is the only unit available in the Jade East community and is a top-performing property on the Newman-Dailey onsite management program. Recently updated with no spared expense, the condo features new flooring, paint, quartz countertops, kitchen cabinets, shiplap walls, drapes, bathrooms and more. The decor includes white shiplap walls, modern glass tile in the kitchen and bathrooms, driftwood furnishings and a fully outfitted kitchen with stone waterfall counter and stainless steel appliances. The three-bedroom, three-bathroom layout offers privacy—no two rooms share a wall—and the primary suite boasts breathtaking beach views, a sitting area and a luxury bathroom with a huge walk-in shower. The furnished beachfront balcony invites you to reconnect and enjoy Destin's sunsets. Deeded beach access, pool access, fitness center, barbecue decks and tennis courts are just an elevator ride away. Two parking spaces are included. In addition, the entire unit features ceiling and wall finishes without any texture professionally removed to achieve a seamless, highest-end Level 5 finish throughout for a premium look and feel. Managed by Newman Dailey, this property consistently exceeds guest expectations and reviews highlight its cleanliness, maintenance, views and comfort.

1018 E Hwy 98 Unit UNIT 1720, Destin

500 Gulf Shore Dr Unit UNIT 115B, Destin

$649,900

2 Beds ⋅ 2 Baths ⋅ 967582 MLS ⋅ 1,030 SqFt.

Gulf front 2-bedroom 2 bath condo. The upgrades have paid off in its 1st year on the rental program. 2023 Gross Rental income of $54,000 2023 upgrades: all new stainless appliances, new furniture, new mattresses, new décor and rugs 2024 New luxury plank flooring, new double vanity counter tops in the master bathroom, new countertop, cute backsplash and new sink in the kitchen. New sink and countertop in guest bath, new faucets and patio furniture. Custom Shutters NEW AC & HOT WATER HEATER 2025 115B is located on the 1st floor, which is above the covered parking garage, allowing for great views. Centrally located to the elevator or stairs. The unit features EFCO (category4) sliding glass doors and windows paid for by the seller. (Roughly $30,000) . Begin and end each day enjoying spectacular morning views of the Gulf of Mexico. Enjoy evening sunsets and seasonal fireworks from the beach. Great location for shopping, grocery stores (New Publix) and restaurants. Jetty East Amenities: 900 feet of beach, 2400 sq. ft. pool with sun deck, hot tub, beach side pavilion with charcoal grills, tennis courts, pickleball, fitness room, kids' activities, music entertainment, shuffleboard, covered parking, 24-hour security. Nice owners room with full kitchen for meetings or parties. Financing Note: Jetty is a Non-warrantable/ Condotel. No conventional (government backed Fannie or Freddie) financing. Milestone Inspection and Structural Studies competed August 1, 2024 special assessment to replace building ski lights ($11,616) has been paid work will be completed 2/20/25

500 Gulf Shore Dr Unit UNIT 115B, Destin

$685,000

2 Beds ⋅ 2 Baths ⋅ 990557 MLS ⋅ 1,160 SqFt.

5.875% Low Interest Rate Available for Financing!! Experience true Gulf-front living from this highly sought-after first-floor residence at the exclusive Grand Mariner in Destin. Enjoy breathtaking, unobstructed views of the emerald-green waters and sugar-white quartz sandy beaches from your deep covered patio--just steps from the pool, lush landscaping, and the private 375-foot deeded beach. This is a must-see property -- this million-dollar value truly needs to be experienced in person to really appreciate everything it has to offer. From the moment you enter, the panoramic Gulf views take center stage. This single-level condo offers the ultimate in convenience with front-door parking and no stairs or elevators to navigate. Your patio doors open directly to paradise--perfect for morning coffee, sunset cocktails, or effortless beach access. Inside, the spacious open-concept kitchen, dining, and family room are designed for coastal living and entertaining. The Gulf-facing primary suite offers incredible views and a private ensuite bath. A generous guest bedroom and second full bath provide ample space for family or guests. Exterior storage is included for all your beach gear. Offered fully furnished and turn-key, this lovingly maintained second home has been cherished by one family for years. Furnishings include a bronze dolphins glass top coffee table and original artwork. Short-term rentals are not permitted, preserving the tranquility of this private, owner-exclusive community. Location is unbeatable -- minutes to the private Destin Airport, Indian Bayou Country Club, and the Destin Harbor for fishing, boating, dining, and entertainment. Enjoy nearby world-class golf at Indian Bayou, Kelly Plantation, and Regatta Bay, or walk to some of Destin's best restaurants and family attractions. Resort living at its finest -- Grand Mariner offers a Gulf-front pool, fitness center, gated entry, and pristine beachfront grounds. Facing due south, this rare ground-floor unit provides effortless access, captivating views, and coastal luxury in one perfect package.

1100 E Hwy 98 Unit Unit C103, Destin

$739,000

2 Beds ⋅ 2 Baths ⋅ 966867 MLS ⋅ 949 SqFt.

Seller to pay Assessment of 81k in Full at closing! Beautifully Renovated 2-Bedroom Condo at SunDestin Beach Resort. Take advantage of this exceptional opportunity to own a fully furnished, renovated 2-bedroom, 2-bath condo at SunDestin Beach Resort, with the assessment paid in full by the seller. Just steps from the Gulf's sugar-white sands, this stunning unit features new appliances, luxury vinyl plank flooring throughout, updated lighting, cabinetry, and stylish new living room and balcony furniture. SunDestin Beach Resort is a top-tier rental income property along the Panhandle, offering an impressive array of resort-style amenities. Enjoy heated indoor and outdoor pools, a hot tub, spa, fitness center, splash park, outdoor BBQ area, and a seasonal tiki bar. Additional perks include an on-site bar and grill, gift shop, massage therapy, game room, and a conference center. Ideally located in the heart of Destin, this property is close to premier shopping, dining, entertainment, and world-class golf courses. Big Kahunas and The Track Amusement Park are across the street. And Harbor Walk is a few minutes away! A 24/7 front desk and Laundry rooms on each floor ensures convenience for you and your guests. This condo is the perfect blend of comfort, style, and income potential. Whether you're seeking a vacation home, an investment property, or both, don't miss this exceptional opportunity to own a piece of paradise!

1040 Hwy 98 Unit UNIT 518, Destin

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