Okaloosa County, FL Real Estate Search

Okaloosa County, FL Homes between $1,000,000 and $1,500,000 for Sale

Okaloosa County, Florida, offers a diverse selection of luxurious homes that cater to discerning buyers seeking upscale properties between $1,000,000 and $1,500,000. Nestled along the stunning Emerald Coast, these homes often feature breathtaking waterfront views, expansive living spaces, and modern architectural designs. Many properties boast high-end finishes, gourmet kitchens, private pools, and beautifully landscaped yards, providing a perfect backdrop for entertaining or relaxing. The area's vibrant community is complemented by access to pristine beaches, top-rated schools, and a variety of recreational activities, making it an ideal location for families and retirees alike. Whether you desire a serene beachfront escape or a sophisticated residence in a charming neighborhood, Okaloosa County's real estate market has something to offer for everyone seeking an exceptional coastal lifestyle.

Our website features the best real estate search for homes between $1,000,000 and $1,500,000 available in Okaloosa County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Okaloosa County, FL Homes between $1,000,000 and $1,500,000 for Sale

662 Harbor Blvd Unit 540, Destin
$1,339,900
4 Beds ⋅ 4 Baths ⋅ 1005824 MLS ⋅ 2,525 SqFt.
Some waterfront homes offer beautiful views. Few offer a lifestyle that begins the moment you step outside your door! Perfectly positioned above the sparkling waters of Destin Harbor, this exceptional four-bedroom waterfront residence in the prestigious, gated Grand Harbor community combines over 2,525 square feet of luxurious living with one of the property's most coveted features--a Private Deep-Water Boat Slip with a 16,000-pound Lift. From morning cruises through Destin Harbor to sunset dinners by boat & effortless access to the East Pass, the Gulf of Mexico, Choctawhatchee Bay, & world-famous Crab Island, this is a residence designed for those who truly embrace Life On The Water. Offering breathtaking panoramic views of both the Destin Harbor & the emerald waters of the Gulf of Mexico, this remarkable residence lives more like a private waterfront home than a traditional condominium. Expansive windows & sliding glass doors fill the home with natural light while showcasing spectacular water views from nearly every room. Thoughtfully designed for both everyday living & effortless entertaining, the open-concept floor plan features generous gathering spaces, abundant storage, and seamless indoor-outdoor living centered around an oversized covered balcony complete with a built-in gas grill. Whether enjoying your morning coffee as boats leave the harbor or unwinding with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility (MORE) with spectacular sunsets over the Gulf, every space has been designed to capture the beauty & tranquility of its extraordinary setting. The spacious living room features a gas fireplace and flows seamlessly into the dining area & well-sized chef's kitchen. Designed to impress, the kitchen offers a gas cooktop, double ovens, abundant custom wood cabinetry, a walk-in pantry, and an oversized breakfast bar with generous seating, making it equally suited for intimate family dinners or entertaining larger gatherings. The luxurious primary suite is a private waterfront retreat, complete with a sitting area, breathtaking harbor views, direct balcony access, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, a separate walk-in shower with dual shower heads, a private water closet, & an oversized walk-in closet. Three additional guest bedrooms each feature private en suite bathrooms, ensuring exceptional comfort and privacy for family & guests. The fourth bedroom is currently utilized as a secondary living area, offering flexibility as a media room, executive office, hobby space, or additional sleeping quarters. A spacious laundry room provides additional storage, while the exterior storage room with power, conveniently located just outside the front door, offers ample space for beach gear, fishing equipment, water toys, or even an additional refrigerator. Enhancing the value of this extraordinary residence is the highly sought-after Private Boat Slip accommodating up to a 32-foot vessel with a 16,000-pound lift. Boat slips are limited within Grand Harbor, making this an exceptional opportunity for boating enthusiasts seeking immediate access to some of the finest boating destinations along the Emerald Coast. Spend your days cruising to waterfront restaurants, exploring Crab Island, fishing the Gulf, or enjoying the pristine waters of Choctawhatchee Bay-- all just moments from your private dock. Grand Harbor offers an owner-focused waterfront lifestyle with exceptional amenities, including a private marina, resort-style pool & spa overlooking the harbor, an expansive waterfront sun deck, outdoor gathering areas with elevated bar seating, a fitness center, covered garage parking, Tesla charging stations, abundant overflow parking, an owner's gathering room with a fireplace and large-screen television, a private board room, paddleboard & kayak launch, & a private community dog park. An exclusive overflow guest suite is available for visiting family & friends, allowing your guests to enjoy a comfortable stay while preserving the tranquility of your own residence. Unlike many Destin condominiums, Grand Harbor was thoughtfully designed for owners who value privacy, security, and a true residential atmosphere. With long-term rentals only, residents enjoy a quieter waterfront lifestyle without the constant turnover of weekly vacation guests, creating a community that feels more like an exclusive waterfront neighborhood than a resort. It is an ideal setting for a primary residence, an elegant second home, or a retirement retreat for buyers seeking an exceptional Coastal Lifestyle. This is not simply another luxury condominium competing with every waterfront property in Destin. It is one of the area's rare opportunities to own a private, owner-focused waterfront residence that includes a coveted deep-water boat slip, immediate Gulf access, panoramic harbor and Gulf views, & the peace of a true residential community. Whether you're relocating or simply searching for your forever home along the Emerald Coast, this exceptional residence offers a lifestyle that is increasingly difficult to find. Combining luxury, privacy, world-class boating access, and the unmatched Grand Harbor lifestyle, this remarkable waterfront home represents one of Destin's most exclusive offerings. Schedule your private showing or virtual tour today & experience waterfront living at its finest!

662 Harbor Blvd Unit 540, Destin

5 Poquito Rd, Shalimar
$1,075,000
5 Beds ⋅ 3 Baths ⋅ 1005606 MLS ⋅ 3,349 SqFt.
Unlimited possibilities can make all your dreams come true on the Bayou at 5 Poquito. Poquito Bayou, known for its unique homes, larger lots, no HOA, community boat ramp & playground, is conveniently located near Eglin AFB, schools, shopping, dining, parks & area beaches. This property offers modern updates & added flexibility in one of the most beautiful & established communities. Spectacular sunrises & stunning sunsets are the perfect setting for life here. From the moment you arrive, you'll find something for everyone & every lifestyle. Extra living space can be found in the charming 2-bedroom, 1-bath guest cottage with small kitchen--perfect for guests, a mother-in-law suite or office. The cottage has easy access to the main house with 3 bedrooms & 2 baths. The recently updated kitchen features an exceptional island seating up to 8. The open living area includes a cozy gas fireplace, pecky cypress accent wall & expansive floor-to-ceiling windows & glass door framing your first views of the Bayou below. This home's design will not disappoint, with outdoor spaces on different levels--from the wooden deck to the stone patio & finally to the deep-water boat dock with ample decking for fishing, swimming or relaxing. Looking back up at the house showcases an elevation unequalled in most coastal homes. This property was made to be enjoyed & celebrated by you, your family & friends. Updates: Kitchen/layout (2021/2022) | HVAC (2024) | Roof (2015) | Water heater (2015)

5 Poquito Rd, Shalimar

221 Foxglove Run, Niceville
$1,219,990
4 Beds ⋅ 5 Baths ⋅ 1005135 MLS ⋅ 3,539 SqFt.
Estimated Completion November! Welcome to the Charlotte C Plan, a beautifully designed 3,539-square-foot home offering the perfect blend of luxury, comfort, and functionality. This spacious residence features 4 bedrooms, 3 full bathrooms, and 2 half baths, thoughtfully arranged to accommodate a variety of lifestyles. The main level showcases an open-concept floor plan highlighted by engineered hardwood flooring throughout all living areas and bedrooms, with tile flooring in the wet areas for durability and style. The chef-inspired kitchen is the heart of the home, featuring an oversized island, abundant cabinetry, and seamless flow into the expansive living room, making it ideal for entertaining and everyday living. The primary suite is conveniently located on the first floor, providing a private retreat, along with an additional guest bedroom and a dedicated study perfect for working from home. Upstairs, you'll find two additional bedrooms, a spacious loft, and plenty of room for family and guests. One of the home's most desirable features is its exceptional setting. The backyard overlooks a beautiful, protected green space, offering peaceful views and added privacy with no future development planned behind the property. Combining elegant finishes, generous living spaces, and a premium homesite, this Charlotte C Plan presents a rare opportunity to enjoy refined living in a serene setting.

221 Foxglove Run, Niceville

400 Kelly Plantation Dr Unit 902, Destin
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 1005130 MLS ⋅ 2,649 SqFt.
Welcome to Unit 902 at One Water Place, an impeccably updated Barclay residence within the prestigious gated community of Kelly Plantation. Encompassing approximately 2,649 square feet, this three-bedroom, two-and-a-half-bath condominium offers the ideal blend of luxury, comfort, and effortless coastal living. Thoughtfully enhanced in preparation for market, the residence showcases a stunning series of recent updates completed in 2026, including a beautifully redesigned kitchen featuring new cabinetry, countertops, and backsplash. The primary and guest bathrooms have also been refreshed with new cabinetry, countertops, mirrors, and designer lighting. Recessed lighting was added throughout the residence, complemented by more carefully selected fixtures that elevate the home's sophisticated aesthetic. The highly sought-after Barclay floor plan offers an exceptional layout with a spacious open-concept living and dining area, a private primary suite separated from the guest wing, and expansive windows that fill the home with natural light. The kitchen opens seamlessly to the living spaces, creating an ideal setting for both everyday living and entertaining. Residents of One Water Place enjoy resort-style amenities including multiple pools, a fitness center, sauna and steam rooms, tennis and pickleball courts, beautifully maintained grounds, and the security of a guard-gated community. Included with the residence are two ideally positioned parking spaces and a private storage unit, providing convenience rarely found in luxury condominium living. Experience elevated living in one of Destin's most coveted condominium communities, where exceptional amenities, a premier location, and extensive recent updates combine to create a truly move-in-ready opportunity.

400 Kelly Plantation Dr Unit 902, Destin

4014 Sugarcane Creek Run, Niceville
$1,199,000
5 Beds ⋅ 4 Baths ⋅ 1003416 MLS ⋅ 4,394 SqFt.
Welcome to Swift Creek, one of the best neighborhoods in Niceville! This custom-built, 4,394-square-foot home sits directly across from the tennis courts and is just a quick walk down the block from the clubhouse, pool, and basketball courts. It features a beautiful Mediterranean style with stucco siding and a classic clay tile roof, but what really sets this place apart is how it was built. The original owners focused heavily on quality where you can't see it. It's constructed with 2x6 exterior walls, heavy-duty 2x10 roof trusses, and solid 5/8'' plywood decking instead of the cheaper OSB you usually find. They also went all-out on energy efficiency and safety, using closed-cell insulation in the attic, open-cell in the walls, and premium Jeld-Wen impact-glass hurricane windows throughout. It's incredibly solid, energy-efficient, and built to last. Inside, the house feels bright, open, and high-end. The kitchen and butler's pantry feature gorgeous granite countertops, high-quality 42'' all-wood cabinets, stainless steel appliances, and a beautiful tile backsplash. You'll notice great architectural details everywhere you look, like the coffered ceiling in the living room and custom tray ceilings in the family room, dining room, master bedroom, and breakfast nook. The main living area is completely wired for surround sound and has a cozy gas fireplace to gather around. The master bathroom is another huge highlight, it's been beautifully updated with a freestanding soaking tub, sleek mirrors, modern gold hardware, and eye-catching tile work. One of the coolest parts of the property is the massive 700-square-foot bonus room (5th Bedroom) above the 3-car garage. Because it's heated and cooled and has its own full bathroom (complete with a shower, vanity, and even a urinal), it makes the perfect man cave, a private home office, or a separate guest suite. Out back, you can look forward to hanging out on the massive 655-square-foot screened lanai, which already has a gas hookup ready for your grill. The backyard is completely private thanks to a 6-foot fence. This property has been extremely well maintained, and the pride of ownership truly shows! Be sure to check out the 360 virtual tour to get a real feel for the layout.

4014 Sugarcane Creek Run, Niceville

6722 N Hwy 85, Laurel Hill
$1,500,000
2 Beds ⋅ 2 Baths ⋅ 1003240 MLS ⋅ 1,218 SqFt.
120± Acres | Development & Investment Opportunity | 5 Parcels Together | Hwy 85 Frontage Rare opportunity to acquire approximately 120± acres comprised of five parcels with approximately 275 ft. of frontage along Highway 85 in growing North Okaloosa County. This unique property offers a combination of open land, mature timber, a creek corridor, & a small lake/pond feature located on the corner of the land. The residential structure is 1911 sq. ft. constructed in 1997; featuring 2 bedrooms, 2 bathrooms, garage, and a porch. The home is currently unoccupied and its condition is unknown. The property's expansive acreage, unique layout, natural features, and direct Highway 85 access offer exceptional versatility and potential for a variety of future uses. Whether envisioned as a residential development, private estate lots, family compound, farm, long-term land investment, or recreational hunting retreat, there are many possibilities to suit your vision. Currently zoned RR with water available through Auburn Water System and electric on SR 85. Land and improvements are being sold AS-IS. Buyers are encouraged to conduct all inspections and due diligence to verify condition, zoning, land use, development feasibility, utilities, access, & intended use. Conveniently located near Crestview, Duke Field Military base & the rapidly expanding Northwest Florida growth corridor, this property offers the perfect balance of accessibility, privacy, & rural charm.

6722 N Hwy 85, Laurel Hill

519 Dorado Ave, Fort Walton Beach
$1,095,000
4 Beds ⋅ 3 Baths ⋅ 1002598 MLS ⋅ 2,502 SqFt.
Under Contract with Kickout Clause. Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Termite bond renewed and transferable Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

4701 Seastar Vis, Destin
$1,460,000
5 Beds ⋅ 5 Baths ⋅ 1002477 MLS ⋅ 4,183 SqFt.
Back on Market at NO FAULT OF SELLER. Beautiful Mediterranean home located in the sought after community of Destiny East. GOLF CART friendly and less than 1/2 mile from the WHITE SAND BEACH! This home would make a perfect primary residence, second home or VACATION RENTAL / INVESTMENT opportunity! Rental Projections range between 120K-140K. Destiny East is a secure, private, gated community with amenities to include (2) community pools, easy beach access, clubhouse, tennis, pickleball and basketball courts, fitness center, theater, playground, lake access, walking trails and an outdoor grilling area. Located only a few minutes away from shopping, entertainment & Gulf-front restaurants. Situated on a large PRIVATE lot backing up to a nature preserve and positioned at the end of a cul-de-sac with minimal traffic. Chef's kitchen, open concept living, private courtyard POOL and built in BBQ area with a separate GUEST HOUSE, Master Suite has a private entrance from the pool area, First level designated office space, a large laundry room. and a large (2) car garage. Second level boasts extra outdoor living space with multiple covered balconies from the bedrooms. Home features a third floor space perfect for a media room, library, home gym, or craft space. Amazing views. One of the most beautiful Mediterranean homes Destiny East has to offer! Two car garage with GOLF CART included. If you are looking for privacy, amazing amenities and close proximity to the beach, this could be your new dream home!

4701 Seastar Vis, Destin

130 Cayman Cv, Destin
$1,099,500
3 Beds ⋅ 3 Baths ⋅ 1001569 MLS ⋅ 2,324 SqFt.
Welcome to the coveted Destiny gated community! Ideally positioned in one of Destin's most sought-after neighborhoods, this home offers the perfect opportunity for a full-time residence, second home, or vacation rental investment. Designed for convenience and comfort, the home features main-level living with an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen is well-appointed with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar, making it ideal for both everyday living and entertaining. Step inside to a light-filled foyer showcasing crisp white tones, soaring ceilings, and easy-care tile flooring. Plantation-shuttered windows and glass sliders invite in natural light while enhancing the home's coastal elegance. The living area is anchored by an inviting fireplace, creating a warm and welcoming atmosphere. The primary suite is a true retreat, offering a walk-in closet, private balcony, and a spacious ensuite featuring a garden tub, separate shower, and dual vanities. Outdoor living is just as impressive with a large, newly added back patio, perfect for relaxing or entertaining. The fenced backyard provides privacy, and the outdoor shower adds a practical coastal touch. One car attached garage and large lockable storage area. Residents of Destiny enjoy access to resort-style amenities, including a stunning community pool, hot tub, fitness center, tennis courts, and beautifully maintained grounds. Located just across the street from the Gulf of Mexico's sugar-white sands and emerald waters, this home truly offers the best of coastal living. Currently on a short term rental program and performing well.

130 Cayman Cv, Destin

35 Tranquility Ln, Destin
$1,170,000
4 Beds ⋅ 4 Baths ⋅ 999713 MLS ⋅ 2,831 SqFt.
Set along Tranquility Lane in the gated enclave of Destiny East, this 2,800-plus square foot coastal residence reads as a relaxed retreat designed for both quiet living and effortless entertaining. Just moments from the Gulf, the home unfolds across two levels, where light-filled interiors and generous proportions create a sense of ease throughout. The main level is anchored by an open living, dining, and kitchen space, where natural light moves freely across the interiors. The kitchen is thoughtfully composed with stainless steel appliances, a wine refrigerator, walk-in pantry, and two islands that balance function with gathering. One offers expansive prep space, while the other provides casual bar seating. A custom hood and tile backsplash frame the electric range, adding a tailored architectural detail. At the rear of the home, a secondary family room introduces an additional living area, ideal for relaxed evenings or hosting guests. The primary suite is positioned on the first floor, offering privacy and comfort, accompanied by a well-appointed guest suite with its own bath. Upstairs, two additional bedrooms, each with ensuite baths, create a private guest wing. A spacious deck extends from this level, inviting coastal breezes and providing a quiet vantage point for outdoor relaxation. Beyond the home, Destiny East presents a fully realized coastal lifestyle. The gated, golf-cart-friendly community offers a collection of amenities including lagoon-style and lakeside pools, tennis and pickleball courts, a fitness center, putting green, cabana grill, and private movie theater. Paved walking paths wind through the neighborhood, while nearby public beach access places the white sands of the Gulf within easy reach. The property offers versatility as a primary residence, second home, or investment opportunity, all within one of Destin's most established coastal communities.

35 Tranquility Ln, Destin

230 Kono Way, Destin
$1,339,000
6 Beds ⋅ 4 Baths ⋅ 999357 MLS ⋅ 2,600 SqFt.
LUXURY. LOCATION. INCOME POTENTIAL. If you've been waiting for a vacation rental that actually stands out, this is it. Completely reimagined from top to bottom, this three-story showstopper in the Villages of Crystal Beach delivers the kind of experience guests book, rebook, and share with friends. Every detail has been elevated: new designer furnishings, updated lighting throughout, and a fully refreshed kitchen featuring new appliances that make hosting effortless. With 6 bedrooms and 5 bathrooms (3 full, 2 half), this home was built to accommodate a crowd without sacrificing comfort. A first-floor primary suite offers convenience and privacy, while the upper levels are designed for fun, function, and flexibility. The second floor brings the wow-factor with a dedicated media, complete with an arcade game, foosball table, and wet bar. It creates a true entertainment hub that keeps guests on-site and loving every minute. Step outside and you're two blocks from the sugar-white sands of the Emerald Coast, with easy access to everything Destin and Miramar Beach have to offer. Located in a gated community with a stunning resort-style pool, Villages of Crystal Beach is one of the area's most sought-after vacation rental neighborhoods. Whether you're looking to expand your portfolio or secure a high-performing second home, this property checks every box. This isn't just a beach house, it's a fully curated vacation experience.

230 Kono Way, Destin

83 Sunfish St, Destin
$1,395,000
5 Beds ⋅ 4 Baths ⋅ 999119 MLS ⋅ 2,450 SqFt.
2026 rental bookings and revenue $170,000 Gross, $150,000 Net, exceeding 2025 rentals! Excellent, turnkey beach investment in the heart of Destin, one of the most sought-after destinations along the Emerald Coast. This thoughtfully maintained property offers the perfect combination of prime location, relaxed coastal lifestyle, and impressive income potential. What truly sets this property apart is its strong, consistent rental performance. This is more than a vacation home, it's a proven, income-producing asset with repeat guest demand. Whether you're a seasoned investor or entering the short-term rental market, this opportunity offers immediate returns with documented success. A major upgrade includes a brand-new roof, providing peace of mind and minimizing near-term capital expenses, an invaluable advantage for any investor focused on maximizing ROI. Just a short 3-minute trek to the sugar-white sands and emerald-green waters of the Gulf of Mexico, this home delivers the effortless beach experience vacationers crave--no parking hassles, just easy access to the shoreline. Designed with comfort and functionality in mind, the home accommodates families and groups with ease. Inviting living spaces, well-appointed bedrooms, and a private pool surrounded by durable TREX decking create the perfect setting to relax after a day in the sun. Guests will also enjoy close proximity to Destin's top dining, shopping, and entertainment, supporting strong occupancy year-round. Positioned in one of Florida's most vibrant vacation rental markets, this property benefits from year-round tourism, stunning natural beauty, and the unmatched appeal of the Emerald Coast. Turnkey. Profitable. Coastal. This is the investment you've been waiting for!

83 Sunfish St, Destin

54 Terra Cotta Way, Destin
$1,065,000
4 Beds ⋅ 4 Baths ⋅ 999033 MLS ⋅ 2,193 SqFt.
Discover the perfect blend of location, comfort, and investment opportunity at 54 Terra Cotta Terrace. This beautifully designed 4-bedroom, 4-bathroom beach home spans 2,193 square feet of thoughtfully laid-out living space and is perfectly positioned just a short stroll from the sugar-white sands and emerald waters of the Gulf--with deeded beach access making every day feel like a vacation. From the moment you step inside, you're welcomed by a bright, open-concept living area filled with natural light and coastal elegance. The home's three-story layout offers ideal separation of space, making it perfect for hosting guests, accommodating multiple families, or maximizing rental income. Three of the four spacious bedrooms are paired with its own full bath, creating a true retreat for owners and guests alike. The well-appointed kitchen, multiple entertainment spaces, private deck with peekaboo Gulf view and backyard patio provide the perfect setting for entertaining or unwinding after a day at the beach. Located within the desirable Terra Cotta Terrace community, residents enjoy gated community pool access, pickle ball/tennis courts, sand volleyball and deeded beach access, all just minutes from Destin's top dining, shopping, and entertainment. Whether you're searching for a primary residence, second home, or a high-performing short-term rental, this property checks every box--with rental projections exceeding $120K+ annually offering serious income potential. Opportunities like this--combining location, lifestyle, and income--are rare. Don't miss your chance to own a turnkey beach home in one of the most sought-after destinations on the Emerald Coast. Buyer to verify all information. Professional photos will be added soon.

54 Terra Cotta Way, Destin

830 Gulf Shore Dr Unit 5045, Destin
$1,049,000
2 Beds ⋅ 2 Baths ⋅ 999027 MLS ⋅ 1,620 SqFt.
The Tides of Destin #5045 is a 2-bedroom 2-bath Gulf front condo, located on Holiday Isle in the heart of Destin, FL. The entire building is non-rental, so this property is perfect for a second home, or a full-time residence. The centerpiece of this 1,620 sqft. unit has an oversized living area with an amazing Gulf view, as well as access to the large balcony. 9 ft ceilings add to the appeal of this unit. The main bedroom also has a Gulf view with balcony access. and floor-to-ceiling windows. This bedroom has a private bath with a double-sink vanity, a dressing area & a spacious closet. The second bedroom is very large and private with direct access to the guest bath. The oversized kitchen features a large breakfast bar and abundant countertop & cabinet space. Interior features include new windows & new floor-to-ceiling sliding glass doors, new HVAC, new water heater, and new sink fixtures. A wet bar in the living area makes entertaining a breeze. Tile flooring throughout (carpet in bedrooms) Only 10 two-bedroom units of the 76 in the Tides of Destin, so this is a less common opportunity to purchase a spacious unit in a building designed for beach life. Tides amenities include: gated entry with 24-hour security, covered parking, on-site association manager, on-site maintenance superintendent, and a dune walkover to 387 feet of beach. Private pool with an expansive deck, plus tennis/pickleball courts and playground. Another amenity is an owner-assigned 6x6 exterior storage unit located on the same floor.

830 Gulf Shore Dr Unit 5045, Destin

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach
$1,025,000
3 Beds ⋅ 3 Baths ⋅ 998315 MLS ⋅ 1,513 SqFt.
Fall price adjustment: Azure 414 is now the lowest-priced 3BR/3BA residence of its floor plan in the building, on a higher floor than the next-lowest. Azure has completed its required Structural Integrity Reserve Study (SIRS), the resulting repairs, and a major building renovation, with all special assessments paid and none pending. In today's Florida condo market, buying into a building that is already done matters. Positioned mid-building on the 4th floor, this 1,513 SF Gulf-front residence offers unobstructed Gulf views, a spacious 273 SF balcony, and a primary suite with private balcony access and a garden tub ensuite. Tile floors, crown molding, granite counters, and stainless appliances throughout. Sold fully furnished and turnkey, with refreshed living room furnishings. Proven rental performance: $74,312 in gross rental income in 2026 through early October, on pace for its best year yet, following $70,000 in 2023 and $75,000 in 2024. Cleaning fees are paid by guests, and the association's walls-out master insurance is included in the dues. Owners also enjoy an in-unit owner's closet, a storage cage down the hall, a 2025 A/C, and two parking spaces. Azure amenities include two Gulf-front pools, hot tubs, a fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Complete cost to own and rental history available. The Azure unit serious buyers compare everything else against. AZURE #414 -- SIRS AND RENOVATION COMPLETE Azure has completed its Florida-required Structural Integrity Reserve Study (SIRS), along with the resulting repairs and a major building renovation. Built in 2005, Azure is not yet subject to a milestone inspection under Florida law. All related special assessments have been paid, and none are pending. Association dues of $1,525/month include the walls-out master insurance policy. For buyers comparing older Gulf-front buildings with this work still ahead of them, that difference matters. THE RESIDENCE 1,513 SF, 3 bedrooms, 3 full baths, 4th floor, Gulf-front with unobstructed Gulf views. 273 SF balcony plus private balcony access from the primary suite. Garden tub ensuite, tile floors, crown molding, granite counters, stainless appliances. Sold fully furnished and turnkey with refreshed living room furnishings. Private owner's closet in the unit, plus a dedicated storage cage in the owners' storage area down the hall. A/C replaced in 2025. Two parking spaces (unassigned, first come, first served). ACTUAL RENTAL PERFORMANCE (GROSS) 2023: $70,000 | 2024: $75,000 | 2025: $60,000 (transition year from owner self-management to the on-site program) | 2026: $74,312 through early October, with three additional October weeks booked. The current owner's management agreement is 10% of gross, a favorable negotiated rate; a new owner's terms may differ. Cleaning fees are paid by guests. ANNUAL OWNER EXPENSES Property taxes (2025): $10,657 | HOA: $18,300 | Walls-in unit insurance: $1,975 | Power: approx. $1,560. Net operating income at list price: 2.98% (2023), 3.42% (2024), 2.10% (2025), 3.36% (2026 YTD, partial year against full-year expenses). Full cost to own available. AZURE 1,513 SF FLOOR PLAN -- MARKET SNAPSHOT Sold: #610 (6th floor), $1,075,000, Jan. 2026 | #307 (3rd floor), $1,000,000, Jan. 2026 Active: #414 (4th floor), $1,025,000 -- THIS LISTING | #214 (2nd floor), $1,060,000 | #113 (1st floor), $1,095,000 | #305 (3rd floor), $1,100,000 #414 is the lowest-priced active residence in this floor plan and sits above every other active unit. AMENITIES AND LOCATION Two Gulf-front pools, hot tubs, fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Information deemed reliable but not guaranteed. Buyers should independently verify all information.

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach

251 Foxglove Run, Niceville
$1,450,000
4 Beds ⋅ 3 Baths ⋅ 995814 MLS ⋅ 4,570 SqFt.
Seller-paid financing incentive may provide an interest rate as low as 5.75% (6.253% APR) through the List & Lockâ„¢ program. Rate quoted as of 09/10/2026 and is subject to change. Buyer must qualify through the participating lender; loan type, credit approval, property eligibility and other terms and conditions apply. See associated documents or contact the listing agent for complete program details. Terms apply, see disclosures for more information. This home is luxury living, framed by nature.!! Encompassing 4570 square feet of thoughtfully curated design, this all-brick basement walkout estate is gracefully positioned on a coveted perimeter homesite overlooking serene natural surroundings in Deer Moss Creek. Designed with both sophistication and comfort in mind, this 4-bedroom residence offers refined spaces, architectural presence, and exceptional detail throughout. Extra sq footage in the amount of 457 q ft will accommodate a safe room as well as potentially a 5th BR! The main level features an expansive primary suite retreat, a grand great room anchored by a statement fireplace, and a separate den ideal for a private study or lounge. The designer kitchen is a true showpiece -- appointed with premium CafĂ© Thermador appliances, quartz countertops throughout, and a seamless flow into the living spaces for effortless entertaining. The fully finished walkout basement creates an entirely separate level of luxury living, complete with an additional bedroom and full bath, an expansive game and bonus area, a dedicated exercise room, and an impressive recreation space featuring its own island and wet bar with custom cabinetry -- perfect for hosting on any scale. Outdoor living is equally elevated with two covered porches -- one on the main level and one below -- offering tranquil views and year-round enjoyment. An oversized garage provides generous storage, while the paver driveway enhances curb appeal with distinctive detail. Located within Deer Moss Creek, a premier master-planned community offering resort-style amenities including a pool, clubhouse, playground, paved walking trails, basketball court, outdoor kitchens, and charming gazebos -- delivering a lifestyle as exceptional as the home itself. Interior images are AI-generated conceptual renderings provided for visualization purposes only. Home is currently under construction. Actual layout, colors, materials, fixtures and finishes may vary. Please refer to construction documents and builder specifications for included features.

251 Foxglove Run, Niceville

98 Cayman Cv, Destin
$1,059,000
3 Beds ⋅ 4 Baths ⋅ 994705 MLS ⋅ 2,647 SqFt.
Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home. All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel. The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day. Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space. A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

98 Cayman Cv, Destin

15400 Emerald Coast Pkwy Unit 202, Destin
$1,500,000
3 Beds ⋅ 3 Baths ⋅ 994599 MLS ⋅ 1,970 SqFt.
Soak up the sunshine and endless Gulf views from your expansive, gulf-front terrace. Your front row seat to paradise! Step straight from your terrace to the pool or beach with zero elevators to slow you down. This lanai-level, 3-bedroom, 3-bath residence is ideal for full-time living or the perfect coastal escape. Inside, soaring 11-foot ceilings and walls of windows in every room flood the space with natural light, creating an airy, open feel throughout. Upgrades include travertine tile, granite kitchen countertops, Corian bath surfaces, a double oven, and elegant crown molding. The luxurious primary suite features a spacious walk-in closet and a spa-like bath with double vanities, a Jacuzzi tub, and a separate walk-in shower. Completing this exceptional offering is a private one-car garage and a climate-controlled storage cage, because coastal living should be as effortless as it is beautiful. St. Thomas has a private pool, hot tub and grill area and just steps away from the beach. An elegant and beautifully remodeled lobby makes a "WOW" first impression. The Silver Shells Resort sits on 27+ beautifully landscaped acres and is gated/guarded 24/7. Additional amenities include a massive lagoon pool, hot tub and kiddie pool, 6 pickle ball courts, 2 tennis courts, basketball court, indoor/outdoor pool, state of the art cardio and weight rooms and a Sand Bar on the beach. Also located on the resort is a Ruth Chris Steakhouse and the Silver Shells Day Spa. With approximately 1000 ft. of beach frontage, no other resort compares to Silver Shells!

15400 Emerald Coast Pkwy Unit 202, Destin

602 Harbor Blvd Unit 301, Destin
$1,299,999
3 Beds ⋅ 4 Baths ⋅ 994245 MLS ⋅ 2,280 SqFt.
Discover coastal elegance in this stunning harbor-front condo offering an unmatched blend of comfort, convenience and breathtaking views. Perfectly positioned in the heart of Destin, this non-rental property is your private oasis, delivering panoramic sunsets and fireworks from your very own balcony. Step inside to find plantation shutters throughout and blackout shades that create a serene, stylish environment. The open concept living area is ideal for entertaining, featuring a sleek wet bar, perfect for evening cocktails or hosting guests. This condo boasts high-end updates, including a 2-year old A/C system, new washer, dryer, and an O3 Pure Professional Ozone Eco Laundry Washer System and a Stielbel Eltron tankless water heater for endless hot water. Smart living is at your fingertips with an EcoBee smart thermostat and a Ring camera and alarm system, giving you comfort and security wherever you are. Convenient water transportation is available to harbor front restaurants aboard the Destin Water Taxi. This residence also includes: Private boat slip (Boat slip C) with a 3-year old lift, Owner's closet in garage for secure personal storage, one parking space and presenting 10ft ceilings throughout the unit. Whether you're unwinding on the balcony or heading out for an evening cruise from you private slip, this harbor-front gem offers the best of coastal living with all the right upgrades. Schedule your private showing today and experience the sunset views and unbeatable location for yourself. See list of items that do not convey in document section.

602 Harbor Blvd Unit 301, Destin

400 Kelly Plantation Dr Unit 303, Destin
$1,225,000
3 Beds ⋅ 3 Baths ⋅ 994188 MLS ⋅ 3,220 SqFt.
MOVATED SELLER! PLEASE BRING AN OFFER! Experience effortless luxury living in the highly desirable ground-level Castleton floorplan, offering the rare convenience of walk-out access paired with an elevated vantage point and sweeping, unobstructed views of Choctawhatchee Bay and the Fred Couples-designed championship golf course. Designed for both comfort and sophistication, this residence features a rare expanded primary closet, soaring 10-foot ceilings, elegant crown molding, and rich hardwood floors throughout the main living areas. The spacious chef's kitchen is outfitted with granite countertops and Viking professional-grade appliances, ideal for entertaining or everyday living. Relax by the gas fireplace or step directly onto your private wraparound balcony, where sweeping bay and golf course vistas create a seamless indoor-outdoor living experience. Additional highlights include an air-conditioned storage unit and two assigned garage parking spaces (E126 & E125). One Water Place at Kelly Plantation offers an unmatched resort-style lifestyle, featuring two expansive pools, a hot tub, indoor and outdoor spas, a full-sized fitness center, movie theater, game room, dog park, car wash station, and beautifully maintained common areas ideal for entertaining and social gatherings. This property sold unfurnished, allowing you to personalize the space to your own taste. SELLER SAYS BRING ME AN OFFER! Experience unparalleled luxury and refinement in a residence that truly redefines condominium living along the Emerald Coast. This motivated seller invites you to make this extraordinary home yours today.

400 Kelly Plantation Dr Unit 303, Destin

640 W Sunset Blvd, Fort Walton Beach
$1,300,000
5 Beds ⋅ 5 Baths ⋅ 993867 MLS ⋅ 4,228 SqFt.
New Roof 2021! Experience exceptional waterfront living on this rare deep-water property, perfectly positioned on a spacious 0.66-acre lot. This all-brick residence, complete with a separate guest carriage house, offers breathtaking water views, direct Gulf access, and an unbeatable location just minutes from shopping, dining, VPS Airport, Fort Walton Beach Medical Center, Hurlburt Field, and Eglin Air Force Base. Thoughtfully updated, recent improvements include a new boat lift and ski lifts, fresh interior paint, a tankless water heater, updated lighting, new landscaping, and newly constructed stairs for both the rear deck and carriage house. The home was completely renovated in 2006, taken down to the studs and rebuilt with new plumbing, electrical systems, and high-quality finishes throughout. The main home features three bedrooms and two-and-a-half baths on the upper level. The lower level provides additional living space with a fourth bedroom, full bath, expansive family room, and a cozy wood-burning fireplace. Above the garage, the private carriage house offers a one-bedroom, one-bath layout complete with a living room and full kitchen, making it ideal for guests, extended family, or rental opportunities. Combining deep-water access, expansive outdoor space, and a beautifully maintained interior, this remarkable property embodies the very best of waterfront living. while the lower level includes an additional bedroom, full bath, spacious living room and wood burning fireplace. Above the garage you'll find a 1 bed/1 bath carriage house with living room and full kitchen. With its deep-water access, expansive grounds and beautifully maintained interior, this property captures the essence of waterfront living at its finest.

640 W Sunset Blvd, Fort Walton Beach

110 Gulf Shore Dr Unit 626, Destin
$1,049,900
3 Beds ⋅ 3 Baths ⋅ 981154 MLS ⋅ 2,367 SqFt.
Back on market at no fault of Sellers. SIRS complete and all assessments paid. Perched on the sixth floor at the very tip of Holiday Isle, this gracious residence offers panoramic views that sweep from the Destin Harbor to the sparkling gulf waters of the East Pass. Walls of floor-to-ceiling glass, a gas fireplace and a generous balcony that spans the full width of the unit invite both sunlight and sea breezes into nearly every corner, creating a serene waterfront sanctuary. The spacious layout unfolds with ease, offering a large living and dining area that is seamlessly connected to a well-appointed kitchen, complete with granite countertops, stainless steel appliances, a generous bar, and a dedicated wine bar, all designed for effortless entertaining. Two private master suites, each with its own ensuite bath, provide luxurious accommodations for owners and guests alike, while a third bedroom and full bath offer additional flexibility. Resort-style amenities elevate everyday living, featuring an exclusive owners-only seasonally heated pool, hot tub, fitness center with sauna, a club room for events, as well as a private stretch of white-sand beach. A covered garage space right by the elevator entrance a dedicated storage room room add convenience. A private marina just across the street offers deep-water boat slips for sale, for boaters who want to enjoy Destin's famed waterways. No boat, no worries, as you can call the boat taxi to pick you up at the East Pass Marina dock for quick trip across the water to award winning, boat-to-table seafood restaurants and night life on the harbor. East Pass Towers II is a secure, gated building renowned for its quiet, residential atmosphere with a 3-month minimum rental period. Featuring thoughtful updates, the condo association has proactively completed all needed maintenance and improvements and all assessments have been paid by the seller. From fireworks and air shows on summer nights to tranquil mornings watching boats or dolphins glide by, this is waterfront living at its finest. Destin Executive Airport is just 2.3 miles away for all the pilots wanting to escape the beach or if you prefer charter services. Don't miss the new and improved Norriego Point Beach Access and Park which include ADA accessible restrooms, showers, drinking fountains, environmental educational signage, bike racks, boardwalk, dune crossovers, and vehicle parking.

110 Gulf Shore Dr Unit 626, Destin

237 Matties Way, Destin
$1,449,000
4 Beds ⋅ 6 Baths ⋅ 974131 MLS ⋅ 4,330 SqFt.
Back on Market at no fault of Seller! Showings commence 9/5 once property is vacated. Lease Purchase agreement fell through due to finance! Tucked behind the gates of the coveted Kelly Plantation community, 237 Mattie's Way is a refined 4-bedroom, 6-bath estate that embodies timeless luxury. Framed by mature oaks and lush, manicured landscaping, this exquisite property offers a sense of arrival, serenity, and seclusion. Upon entering, you're greeted by a grand and airy open-concept layout designed for effortless entertaining and upscale living. The main level showcases two elegant living spaces, a formal dining room, a full-service wet bar, and an expansive gourmet kitchen featuring a central island, peninsula with bar seating, walk-in pantry, and casual dining area - ideal for hosting intimate dinners or lavish soirées. Don't miss this opportunity! Spacious home located in Kelly Plantation! Golf cart to the beach and enjoy all the ammenities of this fabulous, Golf course and near Gulf private community! The primary suite on the main floor is a private sanctuary, with its own entrance to the rear of the property. The luxurious ensuite bathroom offers dual vanities, a spa-style jacuzzi tub, water closet, built-in makeup vanity, and an oversized walk-in closet. Ascend to the second level, where a thoughtfully designed entertainment lounge with a wet bar becomes the heart of the upstairs living space. This floor features two additional bedroom suites, each with private bathrooms and walk-in closets, as well as a spacious bonus room or fourth bedroom with its own ensuite bath and closet. A second laundry room and generous storage spaces further enhance the convenience and functionality of the upper level. Step outside to a private backyard oasis designed for year-round enjoyment. The expansive screen-enclosed lanai surrounds a resort-style pool and 7+ person spa, perfect for relaxing under the stars or hosting poolside gatherings. A custom-designed, removable child safety fence ensures peace of mind for families. Beyond the lanai, the property opens to a tranquil natural setting - the perfect backdrop for evening bonfires or outdoor entertaining. Enjoy 18 holes of championship golf, tennis and pickleball courts, two parks with playgrounds, scenic walking and jogging trails, an equestrian center, a dog park, a fitness facility, an owners' club with dining, and a community pool. You can also cast a line in the many ponds throughout the neighborhood. Just beyond the gates, you'll find a variety of restaurants, shops, and everyday conveniences and of course, you're only minutes away from the stunning sugar-white sands of the Emerald Coast.

237 Matties Way, Destin

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