Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$1,750,000
4 Beds 5 Baths 983468 MLS 2,352 SqFt.
Open for Showings Aug 1-5!! Imagine waking up to the sound of waves crashing just steps from your door, sipping coffee on your private balcony as dolphins play in the surf, and ending your evenings with breathtaking sunsets over the Gulf. This is the lifestyle awaiting you in this rare 3-story Gulf-front townhome, that truly feels more like a private beach home. Experience true Gulf-front living with over 2,200 square feet, 4 spacious bedrooms, and 4.5 baths, designed for both relaxation and entertaining. The main level features an open concept with high ceilings, crown molding, and freshly updated LVP flooring. A well-appointed kitchen with granite countertops, stainless steel appliances, and plenty of cabinetry flows easily into the dining and living areas, where double sliding doors open to an expansive Gulf-front deck. A wet bar with wine cooler adds the perfect touch for entertaining. On the second and third floors, you'll find two Gulf-front master suiteseach with private balconies and spa-like baths featuring large tubs, separate showers, and new vanities. An additional oversized en-suite bedroom provides space and comfort for family and guests. Every upgrade has been thoughtfully handled, including hurricane glass film protection on doors and windows, new Trex decking, fresh exterior paint, and updated HVAC systems. The exterior has undergone extensive replacement and waterproofing, ensuring durability and peace of mind. Step outside to enjoy the private Gulf-front pool shared by just five units, or take your own stairs down to the white sand beach. Perfectly located in the heart of Panama City Beach, you'll be just minutes from the best shopping and dining at Pier Park, family attractions like Top Golf and Pirates Voyage Dinner & Show, and only 15 minutes from the airport. This property is ideal as a luxury residence or a strong vacation rental investment. With 2 assigned parking spaces, 3 additional overflow spots, excellent rental history, and solid financials, this is a turnkey opportunity you won't want to miss. This condo is made to provide ample space and sleeping for large families! All engineering inspections have been completed as per new condo rules!! This rare opportunity combines low-density living with breathtaking Gulf views and modern updates throughout. Schedule your private showing today and start living the Gulf-front lifestyle you've always dreamed of! Rental income for 2025 is over $88,000.00 with no rentals for January and February due to HOA repairs.

17657 Front Beach Rd Unit B, Panama City Beach

$399,900
1 Beds 2 Baths 783093 MLS
GULF-FRONT | 1BR + BUNK | 2BA | SUNRISE BEACH RESORT | PANAMA CITY BEACH Wake up to sweeping Gulf views in this beautifully furnished beachfront condo located at Sunrise Beach Resort. This spacious 1-bedroom unit with a dedicated bunk room and 2 full bathrooms offers a rare and functional layout—ideal for both personal enjoyment and short-term rental income. Inside, the open-concept living, dining, and kitchen area features granite countertops, stainless steel appliances, and a custom steel pot rack for a modern touch. Floor-to-ceiling glass doors provide abundant natural light and open to an oversized Gulf-front balcony—larger than what's typically found in similar condos. The primary suite includes direct balcony access, panoramic water views, and a private en suite bath with a garden tub. A full-size washer and dryer add convenience. The unit is fully furnished and turn-key—ready for immediate occupancy or rental. PROPERTY HIGHLIGHTS: • 1 Bedroom + Bunk Room • 2 Full Bathrooms • Gulf-Front Primary Suite with Balcony Access • Open Kitchen with Granite & Stainless Steel Appliances • Oversized Gulf-Front Balcony • Full-Size Washer & Dryer • Turn-Key, Fully Furnished SUNRISE BEACH RESORT AMENITIES: • 2 Gulf-Front Pools (one heated) • 2 Hot Tubs + Splash Pad • Gulf-Front Fitness Center • Under-Building Parking • BBQ Grills + Seasonal Snack Bar Located just 1.3 miles from Pier Park—close to top shopping, dining, and entertainment, including the new Top Golf. Whether you're looking for a personal beach retreat or a high-performing short-term rental, this condo offers both luxury and value. All information is believed to be accurate but should be verified by the buyer.

14825 Front Beach Road Unit 2205, Panama City Beach

$288,000
1 Beds 1 Baths 783086 MLS
***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

4726 Bay Point Road Unit A208, Panama City

$639,000
3 Beds 3 Baths 783055 MLS
**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

2222 W 29th Plaza, Panama City

$367,500
1 Beds 1 Baths 782949 MLS
1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th floor of a 22 story building constructed in 2005, the unit provides Gulf views from the private balcony and direct beach access through the building. Short term rentals are permitted, offering flexibility for personal use, seasonal stays, or vacation rental income potential. Inside the unit, the layout includes a primary bedroom, living room, kitchen, and a hallway bunk alcove with built in bunks designed to provide additional sleeping capacity. Tile flooring runs throughout the interior for easy maintenance. The kitchen features granite countertops and an extended breakfast bar that accommodates seating for dining or casual gatherings. Crown molding and elevated ceilings add definition to the main living areas while balcony access allows natural light and Gulf views. Major systems include central heating and cooling with electric service, ceiling fans, and kitchen appliances including refrigerator, electric cooktop, oven, dishwasher, microwave, and stacked washer and dryer. The building is constructed with concrete and stucco exterior materials and includes fire safety systems, gated entry, security monitoring, and controlled building access. Boardwalk Central residents and guests have access to a Gulf-front pool deck with a freeform tropical pool, heated spa areas, sun decks, and seasonal food and beverage service near the pool area. Additional amenities include recreation facilities, meeting spaces, beach access points, and community gathering areas designed for coastal condominium living. The property is located along South Thomas Drive in Panama City Beach, placing it near restaurants, retail, entertainment venues, and beach access points throughout the central beach corridor. The condominium is being offered furnished with immediate occupancy available. Quarterly homeowners association dues are currently $2,378.23 and include services such as cable TV, internet, water, sewer, trash service, exterior maintenance, pest control, building insurance, security, and professional management.

9450 S Thomas Drive Unit 1406D, Panama City

$477,000
2 Beds 2 Baths 782948 MLS
2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005. This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished, allows short term rentals, and offers immediate occupancy. Located on the 12th floor of a 22 story high rise, Unit 1209C is positioned to balance view height with practical access, giving buyers evaluating investment property, second home, or full time residence options a clear combination of Gulf exposure and rental flexibility. Inside, the layout is designed for durability and efficient turnover. Tile flooring runs throughout the residence for simplified maintenance after beach days, and crown molding adds a finished look across the main living areas. The kitchen includes granite countertops, an oversized breakfast bar with seating for four, brushed nickel appliances, and a dedicated pantry area. The living area opens directly to the Gulf-front balcony, creating a continuous indoor outdoor flow supported by floor to ceiling glass and dedicated outdoor space overlooking the shoreline. The primary bedroom opens directly to the Gulf with approximately 16 feet of floor to ceiling glass framing shoreline views. The ensuite bath includes a double vanity, separate shower, jetted tub, and walk in closet. The guest bedroom is positioned separately from the primary suite, supporting privacy for owners and guests. A stackable washer and dryer are included, allowing immediate personal use or rental readiness. Boardwalk Central is a gated Gulf-front complex with 24 hour security and a structured amenity package. The oversized free form pool, multiple hot tubs, heated features, sun decks, splash pad area, community room, grilling areas, and direct beach access create a setting designed for both recreation and guest appeal. Onsite rental management operates from the lobby level, supporting owners who choose professional rental oversight. Quarterly HOA dues of 3,347.67 include accounting, cable TV, gas, insurance, internet, legal, maintenance grounds and structure, management, pest control, security, sewer, trash, and water, consolidating many recurring ownership expenses. Positioned on S Thomas Drive near the convergence of Thomas Drive and US Highway 98, the location offers access to shopping, dining, entertainment, and St. Andrews State Park while maintaining direct Gulf frontage. For buyers comparing furnished, rental eligible Panama City Beach condominiums built in the mid 2000s, this Boardwalk Central residence delivers documented square footage, established amenities, and true beachfront placement in a professionally managed high rise environment.

9450 S Thomas Drive Unit 1209C, Panama City

$475,000
3 Beds 3 Baths 782902 MLS
Beautiful 3 bed 3 bath condo with views of the Gulf from the main living space and main bedroom. 2 bedrooms are en suites and the 3rd bedroom shares with the bunk room! Sleeps 10 without being cramped for that beach time. Everyone has their space. This condo is ready for a new owner and new stories to create with familyand friends. No carpet, fresh paint throughout, fresh white cabinets with new hardware ready for new stories to be written there. Main bed walks right out on the large balcony the width of the unit and 8 ft deep for ample space to enjoy whether taking in the rays, or cheers at sunset. This unit is perfect for the whole family. Located in the sought-after Laketown Wharf Resort, this condo gives you access to a vibrant lineup of amenities. The resort features five pools, including a zero-entry pool, a heated pool, and a kid-friendly pool, along with two hot tubs and a fitness center overlooking the Gulf. A putting green and multiple onsite restaurants are just steps away, and the brand-new 810 Billiards & Bowling with axe throwing offers the perfect option for rainy-day fun. The private boardwalk is a favorite, offering stunning 360-degree views of the property and showcasing a nightly water fountain light show that never fails to impress. Whether you're seeking a personal beachfront escape or an investment-ready vacation rental, this property delivers an unbeatable blend of luxury, leisure, and location. Don't miss the chance to own this striking piece of paradise.

9860 S Thomas Drive Unit 720, Panama City Beach

$725,000
3 Beds 3 Baths 782864 MLS
A distinguishing characteristic of this unit is its three balconies, making it one of only two at Pinnacle Port to offer this feature. Conveniently situated on the first (not ground) floor adjacent to the stairwell--with elevator access available--the layout ensures both accessibility and privacy. This meticulously renovated Gulf-front condominium features three bedrooms and three bathrooms across two levels, offering inviting aesthetics inspired by the sun, sky, sea, and sand. The residence is fully furnished and move-in ready. Notable interior features include elegant crown molding, distinct ceiling treatments with shiplap detail in the kitchen, recessed lighting, tile backsplash, upgraded cabinetry with solid-surface countertops, ceiling fans, and smooth ceilings throughout. Appliances--including the stove, refrigerator, microwave, and stacked washer/dryer--are less than two years old. Upgraded bath vanities and fixtures are found in all three bathrooms. Kitchen and laundry spaces have been thoughtfully redesigned to optimize available floor area. Luxury vinyl plank flooring extends through living areas, with tile present in each bathroom. An open staircase enhances the entry, providing an immediate line of sight to the first level Gulf and Beach and to the upper level while showcasing wood steps. The main level primary bedroom includes an ensuite bath with a tiled shower, a spacious walk-in closet, and private balcony overlooking the Gulf and beach. The second primary bedroom is located upstairs and offers its own ensuite bath with a tub/shower combination, plus a private balcony with views of the Gulf, beach, and Tower Pool Deck. The third bedroom presents a wall-to-wall window framing the Gulf and beach, complemented by ample closet space for storage and apparel. The third bathroom, situated off the hallway, includes a large walk-in tiled shower. Pinnacle Port Resort is set on over 25 acres within a secure, gated community, with more than a quarter-mile of beach frontage. Amenities include two swimming pools, tennis courts, sauna/steam room, fitness center, private freshwater dock with boat slips and launch, and complimentary Wi-Fi. Association fees cover electricity for heating, cooling, and hot water; owners are responsible only for a minor electric cost associated with lighting and appliances.

23223 Front Beach Road Unit A-123, Panama City Beach

$980,000
3 Beds 3 Baths 782758 MLS
Here is your opportunity to experience Gulf-Front Luxury Living at the Premier residence of Palazzo. One of the most desirable condominium communities along the Gulf Coast. Perfectly positioned along 220 ft of pristine sugar-white sands and emerald waters. This beautifully appointed 3BR/3Bth unit has been gently used as a non-rental. Seller improvements include New Glass in all Floor to Ceiling Windows and Doors. Fresh Paint throughout and tile floor to brighten up the space. HVAC was replaced last year. Lighting and Thermostat are controlled by Alexa app. New High End outdoor furniture was added October 2025. The Kitchen is equipped with Stainless appliances, Granite counter top and an oversized wrap around breakfast bar. This 1475 sq' unit is being offered furnished. The kitchen, living and dining areas feature unobstructed Gulf views provided by the 9-foot floor to ceiling glass doors and windows that lead to the expansive private balcony Perfect for morning coffee, alfresco dining and wine sunsets. The waterfront master bedroom has private access to the balcony. Its ensuite bath features two separate vanities, an oversized walk-in closet, a jetted soaking tub, a separate shower and private water closet. There are two guest bedrooms, one with its own ensuite bathroom, a third full bathroom is conveniently located off the entry hall. The laundry room holds a full-size washer and dryer with built-in cabinetry. Whether you are seeking a primary residence, vacation retreat, or investment property, Palazzo stands apart for its strong and well-managed HOA and premium amenities, including: Gated, covered parking directly under the building (four levels), Three high-speed elevators. Elegant lobby and conference room. Fitness center with Gulf views, Heated beachfront pool and spa, Beachfront boardwalk and direct beach access, Picnic and grill area. Ideally located across from the new McGuire's Irish Pub, just 1.2 miles west of Pier Park, and only 15 minutes east of Scenic Highway 30A, this property offers the perfect balance of tranquil beachfront living and easy access to world-class shopping, dining, and entertainment. BUYER TO VERIFY ALL IMPORTANT INFO

17281 Front Beach Road Unit 602, Panama City Beach

$890,000
4 Beds 3 Baths 782720 MLS
4BD/BA3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

263 Lullwater Drive, Panama City Beach

$699,600
2 Beds 2 Baths 782703 MLS
LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want—and very few ever get! Why is the 08 stack so coveted? Simple: more direct Gulf-front windows than any other unit in the building—and arguably on the beach. The views are breathtaking, expansive, and impossible to replicate. Then there's the massive Gulf-front balcony—a true showstopper. Designed for entertaining, it comfortably hosts 20+ guests for sunset cocktails, coastal breezes, and unforgettable evenings overlooking miles of emerald water and sugar-white sand! Perched on the 10th floor, this unit hits the sweet spot. High enough for panoramic views and privacy, yet low enough to clearly see the pool, beach, and ocean—while staying comfortably above the noise of lower floors. Guests and owners alike love this level! Watercrest is widely regarded as one of the premier Gulf-front condominiums on Panama City Beach, and opportunities like this are increasingly rare. Units in this location, with this floor plan and view, do not last! If owning a standout beachfront property is your goal, now is the time to act. Prime locations like this are always in demand—and rarely available. Don't miss your chance to claim one of the finest condos on the beach!

6201 Thomas Drive Unit 1008, Panama City

$825,000
3 Beds 3 Baths 782467 MLS
Stunning Waterfront Home with Gulf Access and Deep Water Boating Amenities. Don't miss this incredible opportunity to own a newly renovated waterfront retreat with direct access to the Gulf! Situated in a secluded, gated community, this home is a boater's paradise, complete with a deep-water boat slip and boathouse. Step outside to enjoy Florida's fabulous weather on two oversized, southern-style screened porches—perfect for entertaining family and friends. Inside, the home features exquisite finishes, including light sand-colored quartz countertops in the kitchen and bathrooms, complemented by immaculate white cabinetry and modern gold hardware for a clean, sophisticated look. Elegant, opaque white tiled showers and a convenient outdoor shower provide multiple options to refresh after a day at the beach or on the water. Pale wide-plank wood tile flooring runs seamlessly throughout the home, adding warmth against the charming white shiplap walls. Modern, sleek windows and doors introduce a touch of metropolitan flair, while designer lighting mimics the natural outdoor ambiance. With two separate living areas one downstairs and one upstairs this home offers the flexibility for kids to hang out downstairs while adults relax and socialize upstairs. Conveniently located less than 10 miles from Pier Park, you'll have access to excellent dining, shopping, and entertainment. Additional highlights include a climate-controlled garage, making this home as functional as it is beautiful.This exceptional waterfront property truly has it all. Schedule your private tour today and make it your coastal oasis!

1001 Lighthouse Lagoon Court, Panama City Beach

$542,000
2 Beds 2 Baths 782502 MLS
Experience beachfront living at its best in this beautifully updated condo at Sunrise Beach, where floor-to-ceiling views showcase the emerald Gulf waters and the iconic PCB shoreline. This spacious layout features 2 bedrooms, 2 bathrooms, and a full bunk room, offering the flexibility of a three-bedroom setup—perfect for guests, extended family, or maximizing rental potential. The main living area is filled with natural light, enhanced by high ceilings and seamless tile flooring that flows straight out to the oversized private balcony. Whether you're sipping your morning coffee or unwinding at sunset, the Gulf views here are nothing short of spectacular. The kitchen is designed for both style and function, complete with granite countertops, a breakfast bar, and modern appliances, while the full laundry room adds everyday convenience. The Gulf-front primary suite creates a peaceful retreat, offering balcony access and a large ensuite with double vanities, a soaking tub, and a separate walk-in shower. Guests will appreciate the comfortable second bedroom and the dedicated bunk room that makes excellent use of space. At Sunrise Beach, every amenity is thoughtfully placed on the Gulf side of Front Beach Road for effortless beach access. Enjoy two gulf-front pools (one seasonally heated), hot tubs, a splash area for kids, a fitness center, grilling stations, an owners' lounge, arcade, and high-speed elevators. With 346 feet of pristine beachfront and some of the most reasonable HOA fees on the coast, this resort feels like a true getaway. Ideally located less than a mile from Pier Park and within walking distance of dining hotspots, this condo places the best of Panama City Beach right at your doorstep. Whether you're seeking a second home, investment property, or full-time beach retreat, this Sunrise Beach beauty delivers incredible views, comfort, and convenience in one exceptional package.

14825 Front Beach Road Unit Unit #903, Panama City

$240,000
1 Beds 2 Baths 782480 MLS
Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and seasonal residents appreciate. The practical interior layout features tile flooring throughout, a functional kitchen with pantry storage, and a private washer and dryer — all valuable perks for longer stays. The full bedroom connects to the main bath, while the extra half bath and sleeper sofa allow guests to stay comfortably, increasing rental flexibility and occupancy potential. Villas of St. Thomas provides amenities that enhance guest experience, including a lagoon-front pool, tennis courts, clubhouse, sauna, and a community dock with direct access to Grand Lagoon for boating, fishing, and kayaking. Short-term rentals are allowed, making this an income-producing opportunity from day one. Located on the east end of Panama City Beach, the condo sits close to the shoreline, local restaurants, marinas, and popular attractions — a convenient spot that keeps renters returning year after year. A turnkey beach property with amenities, location, and rental demand, this unit is ideal for anyone seeking a coastal getaway that can also serve as an investment.

8730 Thomas Drive Unit 102, Panama City

$479,900
2 Beds 2 Baths 782414 MLS
Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and utensils for at home convenience during your stay. You will find large Tv's in every room along with new top of the line luxurious mattresses. Relax outside on the private balcony 17 floors above rolling waves of the Gulf coast. This stylish beachfront condo will accommodate a total of 6 guests. Condo Features: '' Furnished Private Balcony '' Living area with Television, Sleeper Sofa and Balcony Access '' Master Bedroom with King Sized Bed, Television and Secluded Balcony Access '' Master bathroom with Garden Tub, and Walk-In Shower '' 2nd Bedroom with 1 Queen Sized Bed, Television and Secluded Bathroom Access '' Shared 2nd Bathroom with Bathtub / Shower Combination '' Washer and Dryer '' High speed Internet and Cable Boardwalk Beach Resort is situated directly on the beach and offers a tremendous strip of private beach for guests to enjoy. This 22 story Gulf Front condominium is located in the heart of Panama City Beach. The resort is surrounded by restaurants, golf, nightlife, shopping and family attractions. In keeping with a sensational reputation, Boardwalk features an endless variety of amenities and extravagances to ensure an unforgettable visit. The hardest part is deciding what to take advantage of first! Resort Features: '' Beach and Water Sport Activities '' 16 Acres of Private Beach '' Beachfront Bar and Grill '' 2 Swimming Pools '' 2 Gulf Side Hot Tubs '' Interactive Children's Splash Zone Pool Area '' Arcade / Game room '' Food Court open seasonally '' Covered Parking and Security Gated Access **Age, dimensions and square footage are approximate. Buyer should verify if important.**

9450 S Thomas Drive Unit 1703C, Panama City

$669,000
3 Beds 3 Baths 782372 MLS
Experience coastal living at its finest in this waterfront 3-bedroom, 3-bathroom Ocean Ritz condominium, offering breathtaking, unobstructed views of the Gulf through stunning floor-to-ceiling glass windows. Located in a low-density building with only three units per floor, owners enjoy a quieter environment, less crowding, and more space to relax on the beach. Step inside to find plank tile flooring throughout and an inviting open-concept layout that highlights the incredible Gulf views. The spacious kitchen features abundant cabinetry, granite countertops, a breakfast bar, and a wine refrigerator. The primary bedroom offers private access to the balcony and is appointed with a king-size bedroom suite. Its ensuite bathroom includes an updated double vanity and a convenient shower-tub combination. Two additional guest bedrooms each enjoy direct access to full bathrooms, both updated with modern vanities, ensuring comfort and privacy for family or guests. Enjoy panoramic sunsets from the oversized balcony, accessible from both the living area and the primary bedroom, perfect for sunrise coffees, sunset dinners, and year-round relaxation. Additional conveniences include a dedicated parking space in the garage on the same side of the street as the building, with overflow parking located directly across the street. Ocean Ritz offers excellent amenities, including a Gulf-front pool and hot tub, picnic area, and an exercise facility. The building is also within walking distance to popular restaurants and shopping, making it an unbeatable location for full-time living, vacationing, or as an investment property.

10611 Front Beach Road Unit 1502, Panama City Beach

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