Bay County, FL Real Estate Search

Bay County, FL Waterfront Homes for Sale

Bay County, FL, is a vibrant coastal destination known for its stunning waterfront homes that offer breathtaking views and direct access to the beautiful Gulf of Mexico. With a diverse range of properties, from charming single-family homes to luxurious estates, this area caters to various lifestyles and budgets. Residents can enjoy an array of outdoor activities, including boating, fishing, and beachcombing, making it an ideal locale for those seeking a serene yet active lifestyle. The real estate market in Bay County is thriving, drawing both seasonal visitors and permanent residents who appreciate the blend of natural beauty and community amenities. Whether you're looking for a vacation retreat or a year-round residence, Bay County's waterfront homes promise a captivating living experience surrounded by the allure of Florida's coastal charm.

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Newest Bay County, FL Waterfront Homes for Sale

$775,000
3 Beds 3 Baths 1001859 MLS 1,255 SqFt.
Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children's splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

11483 Front Beach Rd Unit UNIT 1205, Panama City Beach

$775,000
3 Beds 3 Baths 789137 MLS
Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children's splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.

11483 Front Beach Road Unit 1205, Panama City Beach

$335,000
1 Beds 1 Baths 789100 MLS
If you are looking for a proven rental powerhouse or a high-end beachfront escape, Unit 203 at the Continental Condominiums is a rare find with a track record of success. This property is a verified income producer, boasting a history of high rental revenue that reached over $43,000 in 2024 alone. Remarkably, this was achieved prior to the extensive 2025-2026 exterior renovations and modern updates, signaling even greater earning potential for the next owner. Investing here is made even simpler by an all-inclusive HOA that covers your electric bill along with water, cable, WiFi, trash, pest control, and exterior insurance, allowing for predictable margins and effortless management. The unit's unique positioning offers the perfect blend of convenience and scenery. Located on the street level, you can enjoy the luxury of walking directly from your vehicle to your front door without ever waiting for an elevator--yet because the parking garage is tucked below the building, your private balcony still provides an elevated, million-dollar view of the Gulf of Mexico sunsets. Inside, the 600-square-foot layout has been meticulously updated and feels incredibly spacious, featuring a master bedroom and a dedicated bunkroom to comfortably accommodate families and maximize your nightly rates. The interior reflects a high-end coastal aesthetic with durable LVP flooring throughout and a chef-inspired kitchen featuring custom cabinetry, quartz countertops, a wrap-around bar, and a built-in under-bar ice maker. With two brand-new HVAC units, a stackable washer and dryer, and a designer shower accessible from both sleeping areas, the unit is truly turn-key. The Continental offers a charming, boutique atmosphere with a seasonally heated pool and is perfectly situated just steps from the premier dining and shopping at Pier Park, Sharkey's, and Diego's. Whether you want to continue its legacy as a high-performing short-term rental or keep it as your own private sanctuary, this is an opportunity that stands out from the rest. Schedule your showing today and see why this unit has been such a consistent favorite for beachgoers.

15413 Front Beach Road Unit 203, Panama City Beach

$620,000
4 Beds 3 Baths 789098 MLS
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.

7111 Winona Street, Panama City

$295,000
1 Beds 1 Baths 789093 MLS
Imagine waking to the sound of gentle waves and stepping onto your private balcony to take in breathtaking panoramic views of the emerald Gulf of America and 500 feet of pristine, sugar-white sands. This one-bedroom condo at the highly sought-after Sunbird Beach Resort offers the perfect blend of coastal luxury and unbeatable value, set within one of Panama City Beach's most iconic beachfront complexes. Featuring a thoughtfully designed living space, the unit includes a fully equipped kitchen, comfortable queen bedding, and a queen sofa sleeper--ideal for families, couples, or savvy investors. Residents enjoy direct private beach access to one of the area's largest stretches of private shoreline, three Gulf-side pools (including a heated option), tennis courts, a state-of-the-art fitness center, Gulf views, shuffleboard, BBQ grills, and high-speed Wi-Fi throughout the gated community. Located next to the legendary Pineapple Willy's and within walking distance of amenities and vibrant nightlife, this condo offers unmatched convenience and rental demand. In today's Panama City Beach market, where one-bedroom beachfront condos in established complexes like Sunbird are listed in the $300,000-$400,000 range and have strong short-term rental potential, this property offers exceptional value and long-term appreciation in a high-tourism destination. Whether you're seeking a personal coastal retreat or a turnkey investment with income-generating power, this Sunbird one-bedroom is your gateway to the ultimate Florida beach lifestyle. Don't miss your chance to own a slice of paradise where memories are made every day.

9850 S Thomas Drive Unit 202E, Panama City

$1,750,000
3 Beds 4 Baths 789091 MLS
ATTENTION BOATERS AND FISHERMEN! CANAL FRONT, BEACHSIDE NEWLY BUILT TOWNHOME WITH COVERED BOAT SLIP! Don't miss this rare opportunity to own a canal-front property on the beachside of Hwy 98. This beautiful 3 BR/3.5 BA townhome with an additional bunk area is located a half block from the beach making it perfect for the fisherman and family! The townhome is beautifully furnished with high-end furniture, making it truly turnkey. Upon entry, you will notice the Coretec LVP that is throughout the main floor as well as the Wet bar featuring a beverage cooler and additional cabinet space. Making your way into the kitchen you will see the custom cabinets, granite countertops, and Bosch stainless steel appliances. The first floor features the garage, perfect for parking or storing fishing equipment and beach gear, and the first bedroom which is an ensuite with a tiled walk-in shower and access to a private porch overlooking the canal. The main floor features a kitchen with custom cabinets, granite countertops, and Bosch stainless steel appliances, a living room with a wet bar that holds a beverage fridge, a powder room, and the laundry room, which features a GE washer and dryer. The top floor features the master suite, with dual vanities, an oversized walk-in shower, and a private balcony perfect for watching the boats come by, an additional bedroom with its own bathroom and balcony with a GULF VIEW, and an additional bunk area, holding two twin-size built-in bunks. The amenities of the property include a personal covered boat slip with a 13,000 lb lift, great deck space, and a 13x15 garage. Being on the beach side eliminates the worry of having to go under the Hwy 98 bridge which is perfect for anyone with a tower. Don't miss this rare opportunity!

102 Miramar Drive Unit A, Mexico Beach

$294,900
1 Beds 1 Baths 789067 MLS
HOLY SMOKES THE VIEW FROM HERE IS AMAZING! GULF FRONT AND HIGHLY DESIREABLE 11TH FLOOR UNIT ON THE SHADY EAST TOWER STEPS TO THE WHITE SANDY BEACHES OF PANAMA CITY BEACH! OVERLOOKING EAST POOL AND AMAZING VIEWS EASTWARD TOWARDS THE NEW TOOTSIES BEAR BAR AND CLUB! You also are right next to the EAST POOL and the picnic area with grills, restrooms and the gate to the beach! Walk to Pineapple WIlly's for lunch and dinner and to see the absolutely AMAZING SUNSETS EACH NIGHT right in front of your unit! SUNBIRD has been renovated, painted, new tennis courts and pickle ball, and fitness center upgrades! BUILDING INSPECTION/MILESTONE INSPECTION COMPLETED AND SPECIAL ASSEMENTS HAVE BEEN PAID. This is also walking distance to Pizza, Ice cream, Parlour donuts, Waffle House and shopping at SUPER WALMART right up the street! Take in the very best of Panama City Beach from this location! Captain Andersons Marina and restaurant only 10 minutes, Golfing is 5 minutes away, fun with PUTT-PUTT, RIPLEYS adventures, BOWLING AT 810 ENTERTAINMENT AND SPORTS BAR across the street and even more are at your fingertips! New restaurants and bars opening daily! Walk the beach to the NEW TOOTSIES ORCHID LOUNGE opening MAY 1, featuring LIVE MUSIC! Deep Sea Fishing, Dolphin cruises and fun in the sun await you! Bring your sunscreen and your binoculars and LET'S GET STARTED ON YOUR DREAMS OF OWNING AN AFFORDABLE BEACH CONDO ON ONE OF THE WORLD'S MOST BEAUFITUL BEACHES! CALL TODAY!

9850 S Thomas Drive Unit 1103E, Panama City

$1,475,000
5 Beds 4 Baths 789058 MLS
Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available

8120 S Lagoon Drive, Panama City

$299,000
1 Beds 2 Baths 789054 MLS
Gulf views... Pool views... and just steps to the beach... what else could you ask for? This is the kind of beach condo people are looking for. Search on YouTube ''Largo Mar Condo C140 in Panama City Beach'' for video tour. Strong STR potential with solid projected GRI of $40k+! Located in a gated beachfront complex, this 1 bedroom 1.5 bath unit offers the right mix of views, updates, and rental potential. From your private balcony, enjoy overlooking the pool with beautiful Gulf views... the perfect spot to relax after a day on the sand. Inside, the unit feels clean, comfortable, and easy to maintain, with updates where they matter most. The primary suite features an updated bathroom with a walk in shower and the convenience of a stackable washer and dryer. A second private balcony off the bedroom gives you extra outdoor space... something not often found in similar units. Granite counter tops in the kitchen and baths. The layout works well for both personal use and guests, making it a great option for a beach getaway or income producing property. This unit comes with an outdoor storage closet! It is being sold fully furnished and ready to use or rent from day one. The gated community offers everything you need for a true beach lifestyle... pool, hot tub, and a private beachfront deck with picnic area and outdoor shower. Pool views... Gulf views... two balconies... strong rental potential... and a prime beachfront location. This one checks the boxes. If this feels like your place... let's go see it!

5717 Thomas Drive Unit C140, Panama City Beach

$620,000
4 Beds 3 Baths 1001723 MLS 1,750 SqFt.
THIS CAN'T BE REAL... THE ONLY 4 BEDROOM FULLY FURNISHED CONDO ON THE GULF UNDER $800,000!!! The sellers have meticulously cared for this unit for 33 years, and have spared no expense in making sure the next owner will have a true RENTAL BEAST! Over $100,000 invested in the last few years which includes all new: kitchen, flooring throughout, bathrooms, HVAC, water heater, washer/dryer, hurricane doors and windows, paint, and the list goes on! This unit is 100% rental ready as is (with all assessments paid in full and none upcoming), but if a new owner would just add their own flare with some new furniture, this unit would be unlike anything else available on the beach. The neighbor's unit just sold for $615k and was located in the back of the complex with limited gulf views. This one is just a few feet from the pristine white sandy beaches and has AMAZING views from the living room and primary bedroom. That unit had $86k in rental income last year, so needless to say... with these updates and this view, this unit truly has unlimited potential and could surpass those numbers easily! Sugar Beach is a highly desirable gated community due to its prime location. Park at your door, no elevators, and right in the heart of the historic Thomas Dr. Restaurants, Bars, Minigolf, Go-karts, Ice Cream, and the list goes on. And all of this is within 1-2 blocks - so park your car and no need to touch it again. And did I mention the new Tootsies Beach Honky-Tonk opening 2 doors down? That right... The concert scene is already lighting up with numerous Big Name Headliners performing this Spring and Summer!!! In addition to the best location in town, this gem of a community offers a pool, clubhouse, tennis, pickleball, shuffleboard courts, and gated private beach access. And if you need to simply wind down after a long day enjoying the best that PCB has to offer, Sugar Beach has an expansive peaceful greenspace unlike any other community on the beach. Get lost in tranquility as you watch the giant Koi Fish, turtles, and sea birds at the large sprawling pond. And if all of the above wasn't enough, TAKE NOTE that this is one of the only pet-friendly complexes on the ENTIRE BEACH. That's right... this offers an extreme competitive advantage, and much higher income! Please look at all the other 4 bedrooms available, and then come fall in love with this truly special opportunity (priced $200K less than the next). With some of the lowest HOA's of all the comps, this one is a CAN'T MISS!!!

8727 Thomas Dr Unit UNIT A6, Panama City Beach

$369,000
4 Beds 2 Baths 1001688 MLS 1,749 SqFt.
Beautifully maintained and move-in ready, this 4-bedroom, 2-bath Rhett floor plan offers peaceful pond views and a thoughtfully designed layout in the highly sought-after Bridge Harbor community. Ideally located just off Tyndall Parkway, you're minutes from shopping, dining, Tyndall AFB, and everyday conveniences. Inside, the home showcases quality Horton upgrades, including luxury vinyl plank flooring, granite countertops throughout, tray ceilings, and crown molding. The spacious entryway welcomes you with two guest bedrooms and a full bath to the left, while a third bedroom and laundry room are tucked privately down the hall. The heart of the home features an open-concept kitchen and living area, perfectly positioned to capture serene water views. The kitchen is equipped with granite countertops, a large island with breakfast bar and additional cabinetry, a walk-in pantry, recessed lighting, stainless steel appliances, and a dedicated dining space. The living room is highlighted by a double tray ceiling with crown molding, adding an elevated touch. The primary suite offers a relaxing retreat with pond views, a tray ceiling, dual granite vanities, a garden tub, separate shower, and a spacious walk-in closet. Bridge Harbor residents enjoy beautifully maintained grounds with sidewalks throughout, scenic ponds, a resort-style community pool with pavilion and BBQ area, a charming park centered around a historic oak tree, and access to the bay. This home blends comfort, style, and community amenities--schedule your private showing today.

321 Highbrook Rd, Panama City

$445,000
2 Beds 2 Baths 789008 MLS
'Investor Alert! Turnkey Gulf View Condo, priced to sell. Seller says bring offers!! ''DONT MISS OUT'' currently rented, no worries we can still get you in for a showing. Welcome to your dream coastal retreat at the highly sought-after Dunes of Panama in Panama City Beach! This beautifully updated 2 bedroom, 2 bath condo offers the perfect blend of comfort, style, and breathtaking scenery, making it an ideal primary residence, vacation home, or investment property. Situated on the 7th floor, this turnkey unit showcases stunning, unobstructed views of the Gulf from both the main living area and the spacious primary suite. Wake up to the sound of the waves and enjoy your morning coffee while taking in the sparkling emerald waters and sugar-white sands. Inside, the condo has been thoughtfully upgraded with modern finishes. The kitchen features sleek granite countertops, ample cabinetry, and a functional layout perfect for entertaining. Primary bathroom has been enhanced with beautifully tiled shower, adding a touch of luxury to your daily routine. Durable and stylish LVP flooring flows seamlessly through main living areas with carpeted bedrooms, offering both elegance and low maintenance living. Gulf views, creating a bright and inviting atmosphere. With two generously sized bedrooms, there's plenty of space for family, guests, or rental potential. Located in one of Panama City Beach's premier beachfront communities, Dunes of Panama offers resort-style amenities including multiple pools, tennis courts, fitness facilities, and direct beach access. 1500Ft of Beach front, letting you stretch out and enjoy your own personal space while lounging on the beach. Ample parking Whether you're looking to relax, invest, or enjoy the best of beachfront living, this exceptional condo is truly move in ready and waiting for you. Schedule your private showing today and experience the beauty of Gulf front living at its finest! If measurements deemed important, buyer to verify

7205 S Thomas Drive Unit D704, Panama City

$385,000
2 Beds 3 Baths 789002 MLS
DEEDED 11TH-FLOOR PARKING. GULF AND POOL VIEWS. FULLY FURNISHED AND RENTAL-READY. Shores of Panama Unit 1104 in Panama City Beach, Florida offers the convenience of driving up to the 11th floor to your own deeded parking space, paired with the desirable ''B'' floor plan. This 2-bedroom condo with a bunk area and 3 full bathrooms is positioned on the west side of the building and features strong balcony views of the resort-style pool along with views down the coastline of Panama City Beach. Gulf views from both bedroom windows add to the appeal. The unit conveys fully furnished and rental-ready, with coastal decor, new stainless steel appliances, fresh paint, new LVP flooring throughout the living areas, tile in the kitchen and bathrooms, and a water heater replaced in 2020. The property is also under new rental management, creating a strong setup for buyers seeking a turnkey opportunity. Shores of Panama Resort features the largest gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

9900 S Thomas Drive Unit 1104, Panama City Beach

$569,999
2 Beds 3 Baths 1001604 MLS 1,131 SqFt.
Take advantage of this rare opportunity to own a desirable low-floor condo on the west end of Tidewater Beach Resort. Situated on the 6th floor, this spacious 2-bedroom unit also features a bunk room and 3 full bathrooms, offering excellent flexibility for guests and strong rental potential. The open-concept living, dining, and kitchen areas are designed to showcase beautiful Gulf views, filling the space with natural light and a true coastal feel. The interior offers hard surface flooring throughout--no carpet--and includes stainless steel appliances for a clean, updated look. Step out onto the private balcony and enjoy stunning Gulf views from a level that perfectly balances scenery and convenience. Low-floor units are highly sought after for their ease of access--skip long elevator waits and take advantage of the option to use the stairs when you choose. Offered fully furnished, this condo is turnkey and ready for immediate enjoyment as a second home or income-producing rental. Residents and guests of Tidewater enjoy an impressive lineup of resort-style amenities, including multiple Gulf-front pools, a heated indoor pool, hot tubs, a well-equipped fitness center with Gulf views, sauna and steam rooms, an on-site restaurant and bar, movie theater, game room, and private beach access. Ideally located near Pier Park, The Back Porch Seafood & Oyster House, Sharky's Beachfront Restaurant, and Northwest Florida Beaches International Airport, this property offers the perfect combination of convenience, lifestyle, and investment potential.

16819 Front Beach Rd Unit UNIT 610, Panama City Beach

$569,999
2 Beds 3 Baths 788973 MLS
Take advantage of this rare opportunity to own a desirable low-floor condo on the west end of Tidewater Beach Resort. Situated on the 6th floor, this spacious 2-bedroom unit also features a bunk room and 3 full bathrooms, offering excellent flexibility for guests and strong rental potential. The open-concept living, dining, and kitchen areas are designed to showcase beautiful Gulf views, filling the space with natural light and a true coastal feel. The interior offers hard surface flooring throughout--no carpet--and includes stainless steel appliances for a clean, updated look. Step out onto the private balcony and enjoy stunning Gulf views from a level that perfectly balances scenery and convenience. Low-floor units are highly sought after for their ease of access--skip long elevator waits and take advantage of the option to use the stairs when you choose. Offered fully furnished, this condo is turnkey and ready for immediate enjoyment as a second home or income-producing rental. Residents and guests of Tidewater enjoy an impressive lineup of resort-style amenities, including multiple Gulf-front pools, a heated indoor pool, hot tubs, a well-equipped fitness center with Gulf views, sauna and steam rooms, an on-site restaurant and bar, movie theater, game room, and private beach access. Ideally located near Pier Park, The Back Porch Seafood & Oyster House, Sharky's Beachfront Restaurant, and Northwest Florida Beaches International Airport, this property offers the perfect combination of convenience, lifestyle, and investment potential.

16819 Front Beach Road Unit 610, Panama City Beach

$429,900
2 Beds 2 Baths 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City

$539,900
3 Beds 3 Baths 1001589 MLS 1,916 SqFt.
MOTIVATED SELLER BRING OFFERS. Experience elevated coastal living in this exquisite 3-bedroom, 3-bathroom Bayfront residence offering breathtaking panoramic views of St. Andrews Bay. Thoughtfully designed to capture the beauty of the water from nearly every vantage point, this exceptional condo features an expansive private balcony--an ideal setting for entertaining, relaxing with a glass of wine, or enjoying unforgettable sunsets overlooking the bay. Inside, the light-filled open-concept layout showcases refined finishes and spacious living areas designed for both comfort and style. Floor-to-ceiling sliding glass doors frame the water views and open seamlessly to the oversized balcony, creating a true indoor-outdoor living experience where the beauty of the bay becomes part of everyday life. The balcony also features a built-in grill, making it the perfect space for outdoor dining and entertaining. The thoughtfully designed split floor plan offers both privacy and functionality, highlighted by two private waterfront primary suites, each featuring stunning bay views and direct balcony access--creating peaceful retreats for owners and guests alike. Assigned parking spaces 9 and 81. New stove 23, HVAC system and water heater 2021, storage room in breezeway. The beautifully renovated kitchen combines modern elegance with everyday practicality, featuring black stainless appliances, a deep black undermount sink, and upgraded finishes that complement the home's contemporary coastal style. Recessed lighting throughout the residence enhances the bright, sophisticated atmosphere, while upgraded sliding doors with soft-touch rollers provide effortless access to the balcony. Residents of Marina Landing enjoy an exceptional array of resort-style amenities, including a stunning bayfront pool and hot tub, a well-appointed fitness center, and a conference room. Boating enthusiasts will appreciate the private deep-water marina with quick access to the Gulf. Additional conveniences include a private exterior owner storage closet and a covered assigned parking space (#), along with convenient first-floor ramp parking visible from the front balcony--offering rare ease and accessibility. This is more than a residence--it is a lifestyle defined by waterfront beauty, luxury comfort, and effortless coastal living. Don't miss the opportunity to experience the very best of bayfront living.

6422 W Hwy 98 Unit 1006, Panama City Beach

$1,650,000
5 Beds 4 Baths 788926 MLS
Welcome home to this North Bay-front custom resort style property. Delight in the view of the bay and spectacular sunsets from almost every room. Watch the dolphins jump while you enjoy morning coffee on the oversized 2nd or 3rd floor balconies. In addition to the balconies, there is a large covered lanai that span the entire length of the house. The lush landscaping, sparkling pool, custom summer kitchen and private 2 level, 2 boat-slip dock make this the perfect Florida home. The sizable lot is ideal for weddings or large get-togethers. Entertaining is a breeze with a full kitchen on the first floor in addition to the primary oversized kitchen on the second floor. If that isn't enough, there is a wet bar (second floor) and a kitchenette (third floor). Fireplaces are in the owner's suite and the flexible area, both on second floor. The bedroom on the first floor is currently being used as a theater room. The living room on the first floor is being used as a recreational space. The possibilities are endless!!!!! No worries about climbing stairs. The elevator is conveniently located in the front foyer. Storage is abundant. There are two double car garages, 4 garage spaces total. Every bedroom has a large closet. There are numerous multi-purpose closets/storage rooms throughout the home. This home has a newer roof (Fall 2023). Ask your Realtor for a list of the recent upgrades located in the documents). They are too numerous to list here. You will be a hero to family and friends when you make this resort style pool/bayfront home your own. 210 Montana Ave is an adjacent property that is deeded separately. The buyer of 212 Montana Ave has the first option to purchase this home. The description is 1798 square feet, 4 bedrooms, 2 full baths, 2 living rooms, and a 3 car detached garage. The garage includes 2 car spaces and 1 golf cart space. This property was fully renovated in 2020.

212 Montana Avenue, Lynn Haven

$839,000
3 Beds 2 Baths 788896 MLS
Condo Just Reduced $25K for QUICK CLOSE! This is one of the few condos that has paid off in advance ALL HOA Assessments, including the Everything is a Dollar procurement!! This is THE condo of your dreams! This west-facing unit offers floor to ceiling unobstructed views from the kitchen, dining room, and living area all the way down the beach to Phillips Inlet on a clear day!! Seychelles sits right beside Schooners, so dinner is only an elevator ride away. Situated on the ideal 4th floor, you will be at the perfect height to dodge the noise of the pool deck and have easy access to your room without using the elevators. And, you have a huge balcony that wraps from the master bedroom, past the living room, and all the way around to the guest bedroom balcony! This unit was fully renovated in 2019 and includes all new wood-look luxury vinyl plank flooring, coastal wall colors and furnishings, updated fans and led lighting, wall mounted flat screen TV's, stainless appliances, full sized stackable washer/dryer, new single-level kitchen countertops with porcelain backsplash, white cabinets, and a spectacular master bathroom with double shower heads, tiled walls and floors, and double vanities. It is in pristine condition as the sellers never put it on a rental program. And, Seychelles is one of the only resorts that includes your electricity in your HOA fees! This complex has 2 Gulf front pools, a hot tub, gated parking garage, conference center, and state of the art fitness center! Plus, outdoor closets are available to rent. Note: All measurements are approx. Please verify if important!

5115 Gulf Drive Unit 409, Panama City

$1,991,100
4 Beds 3 Baths 788875 MLS
To be built the Solera, with AR Homes, a thoughtfully designed luxury residence offering over 4,300 square feet of refined living space, perfectly suited for a premier waterfront homesite. This two-story plan features 4 bedrooms, 4 full baths, a powder room, and a 3-car garage, blending elegant architecture with modern functionality. The main level is designed for both everyday living and entertaining, highlighted by a grand two-story foyer and a light-filled great room with soaring ceilings and expansive walls of glass that seamlessly connect indoor and outdoor living. The open-concept kitchen and dining area flow effortlessly to a spacious lanai, creating the ideal setting to capture water views and coastal breezes. A private owner's suite on the first floor offers a true retreat, complete with a spa-inspired bath and a secluded wing for added privacy. Additional main-level features include a den or office and a versatile bonus room, perfect for a media space or entertaining lounge. Upstairs, a generous loft with optional wet bar and access to a covered balcony provides an elevated gathering space overlooking the main living areas. Three additional bedrooms each offer comfort and privacy for family or guests. Designed with waterfront living in mind, the Solera's expansive outdoor living areas can be customized to include a pool, outdoor kitchen, and cabana, creating a seamless extension of the home's luxurious interior. This is a rare opportunity to build a fully customized coastal dream home, combining sophisticated design, flexible spaces, and exceptional indoor-outdoor living in a prime waterfront setting. -No fill dirt, clearing, additional foundation or lot preparation is included. It's an additional expense. Pool/outdoor living and outdoor kitchen are optional, and they're not included in the base price. The sale of the lot is a separate transaction.

3030 W 27th Court, Panama City

$1,639,600
4 Beds 3 Baths 788873 MLS
Introducing the Veranda, a beautifully AR Homes designed two-story residence offering over 3,500 square feet of thoughtfully crafted living space, ideal for a stunning waterfront homesite. This plan features 4 bedrooms, 3 full baths, a powder room, and a 2-car garage, combining modern design with everyday functionality. The main level showcases a bright, open-concept layout where the contemporary kitchen overlooks the great room and casual dining area, creating a seamless flow for both daily living and entertaining. Expansive glass doors lead to a spacious covered lanai, perfectly positioned to capture water views and enhance indoor-outdoor living. The first-floor owner's suite offers a private retreat with a spa-inspired bath, generous closet space, and a layout designed for comfort and privacy. A dedicated den provides flexibility for a home office or quiet workspace, while thoughtful storage and utility areas enhance everyday convenience. Upstairs, a large bonus room with optional wet bar and access to a covered balcony creates the perfect space for entertaining or relaxing while enjoying elevated waterfront views. Three additional bedrooms offer ample space for family and guests. Designed for coastal living, the Veranda's outdoor spaces can be customized with a pool, outdoor kitchen, and expanded entertaining areas, making it easy to enjoy year-round waterfront living. This is an exceptional opportunity to build a fully customized home that blends sophisticated design, flexible living spaces, and seamless indoor-outdoor living in a premier waterfront setting. -No fill dirt, clearing, additional foundation or lot preparation is included. It's an additional expense. Pool/outdoor living and outdoor kitchen are optional, and they're not included in the base price. The sale of the lot is a separate transaction.

3034 W 27th Court, Panama City

$462,000
2 Beds 2 Baths 788872 MLS
Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.

14415 Front Beach Road Unit 805, Panama City Beach

$634,700
2 Beds 2 Baths 788858 MLS
Welcome to an exceptional Barbuda Bay in Latitude Margaritaville, perfectly positioned on a corner pond lot designed for luxury coastal living. This beautifully upgraded home offers the rare combination of privacy, luxury, and thoughtful design, complete with a private pool and a setting that provides privacy and minimal upkeep as the HOA provides lawn service, sprinklers and landscaping. Inside, every detail has been carefully curated. The kitchen and living spaces shine with custom cabinetry featuring 42-inch upper cabinets with crown molding, upgraded drawers and pullouts, a pullout trash system, and even a built-in mini fridge for added convenience. The island is accented with blue nickel lap feature to mirror the main suite. Stunning level 6 quartz countertops are carried seamlessly up the backsplash, creating a clean, high-end designer finish. They designed and installed a built-in entertainment center with an electric fireplace that anchors the main living area. The home is enhanced with 8-foot doors, custom closets throughout including a fully designed pantry, and framed mirrors that add a polished, custom feel. The primary suite offers a true retreat with a striking blue nickel lap feature wall and a thoughtfully designed custom closet. Bathrooms continue the theme of function and beauty with added storage, pullouts, and intentional upgrades. The laundry room is equally impressive with added cabinetry, a sink, and additional lower storage. Beyond aesthetics, the home is equipped with a whole-house water filtration system, IMPACT WINDOWS (costly upgrade option) for quiet and peace of mind, and a gas stove for those who love to cook. The garage features a professionally finished epoxy floor, while the exterior showcases sealed pavers, added fencing around the pond, and enhanced landscaping that further elevates both curb appeal and functionality. Set on a private lot at the end of a cul-de-sac with only one neighboring home, this property offers a rare sense of space and tranquility. The pond views combined with the private pool create a backyard experience that feels like your own personal resort. This is more than a home, it is a lifestyle upgrade within one of the most sought-after active communities on the Gulf Coast, where every detail has already been elevated for you to simply move in and enjoy. The world-class amenities which include; Expansive Fins Up! Fitness Center with state-of-the-art equipment, Resort-style lagoon pool with private cabanas, Indoor pool and dedicated lap lanes, Bar & Chill Restaurant and Changes in Attitude Bar overlooking the Intracoastal Waterway, Tennis, pickleball, and bocce courts, miles of walking, biking, and golf-cart trails throughout the community. Dog park, green spaces, and community gathering areas. Ceramic shop, wood-working shop, theater, meeting rooms, and multipurpose event spaces. Full calendar of events including special interest clubs, concerts, fitness classes, and social gatherings year round. Adjacent commercial conveniences include- shopping, dining, banking and a future Publix grocery store opening '27. Future Marina adjacent to the amenities center off of Latitude Blvd. A new medical center opened is open now with a new state of the art hospital opening in '27 just 3 miles away. Best of all - the BEACH is just 7 miles from Margaritaville! Don't miss this opportunity for a highly upgraded Villa. Sought after picturesque phase 8 location! Discover the unmatched lifestyle of Latitude Margaritaville Watersound- where everyday feels like a vacation!

8401 Dockside Place, Panama City Beach

$399,000
3 Beds 2 Baths 788842 MLS
Did you say waterfront? Life on the water becomes your everyday backdrop in this beautifully updated waterfront home, where you can swim, fish, boat, or paddleboard right from your backyard. Designed to embrace both comfort and lifestyle, the home features 9-foot ceilings that create an open, airy feel, along with thoughtful upgrades throughout that elevate both form and function. Recent improvements offer peace of mind and modern efficiency, including a 2019 roof and a 2023 hot water recirculator for added convenience of warm water almost instantly. The outdoor living experience has been enhanced with a 2023 screened in lanai, perfect for enjoying tranquil water views and coastal breezes. Inside, updated appliances in 2023, custom pull-outs, an air purifier (2023) integrated into the HVAC system adding an extra layer of comfort. Additional upgrades include a slider with a lifetime warranty, elegant crown molding, quartz countertops, cabinet pull outs, . Even the natural surroundings add to the charm, with local wildlife like turtles often making an appearance along the water's edge. Perfectly located in the heart of Panama City, this home places you just minutes from historic downtown Panama City, the charm of historic St. Andrews, and the white sand beaches of the Gulf. Everyday conveniences like shopping and dining are close by, while your own backyard offers a private waterfront escape that feels like a world away.

104 Lakeridge Drive, Panama City

$612,350
2 Beds 2 Baths 788829 MLS
Discover the ideal family beach getaway in this low second-floor condo, perfectly designed for families with children. Overlooking the grand lagoon pool and splash pad, your kids will love the easy access to fun water features and the nearby beaches of the Gulf. The condo is just steps from the game room and onsite market serving ice cream--making every day an adventure for the little ones. Enjoy a private balcony with stunning pool and beach views, a spacious living room for family gatherings, and an owner's suite with resort views and a luxurious bathroom. The full kitchen with breakfast bar and dining area is perfect for family meals, while the guest room features two full beds just for the kids and convenient access to the guest bathroom. There is a tub for bubbly baths, cushy new carpet for small feet, and stylish low maintenance porcelain tile. Move-in or rental ready, this condo offers everything a family needs to create lasting memories together. Pets are part of the family so bring them along; both the dog beach and dog park are just minutes away. Being an Edgewater Beach & Golf Resort owner brings exclusive access to beaches, pools, hot tubs, restaurant, market, pickleball, tennis, fitness center, golf+pro shop, kids splash pad, game room--all within a fenced, beautifully maintained property. This property is safe and secure with manned, gated entrances, roving security, and lighting throughout. Convenient building-side parking, vehicle charging, and parking for RVs, boats, jet skis, trailers is readily available. Edgewater Find the beach lifestyle you've always dreamed of living!

11483 Front Beach Road Unit 110, Panama City Beach

$749,000
3 Beds 3 Baths 788777 MLS
Welcome to Tidewater Beach Resort Unit 717--one of the most sought-after east-facing corner residences on the west end of Panama City Beach. This coveted ''J'' floor plan is defined by its exceptional wraparound balcony, offering a perspective that simply cannot be replicated in most units. From this elevated vantage point, enjoy sweeping panoramic views of the emerald Gulf waters, sugar-white sand beaches, and breathtaking sunrise-to-sunset coastal scenery. Whether sipping morning coffee or unwinding in the evening, the balcony becomes a true extension of the living space and the highlight of the home. Inside, 9-foot ceilings and walls of glass flood the residence with natural light, enhancing the open-concept layout and keeping the Gulf views front and center from the main living areas. The kitchen and living space flow seamlessly together, featuring granite countertops, stainless steel appliances, and coastal finishes designed to complement the beachfront setting. Thoughtfully configured for both personal enjoyment and strong rental performance, the condo comfortably accommodates up to 10 guests. The layout includes two spacious primary suites, an additional guest bedroom, and a custom built-in bunk area with wainscoting--ideal for families and larger groups. Offered fully furnished with high-end pieces, this residence is truly turnkey and ready for immediate enjoyment or rental income. Positioned at an ideal elevation and conveniently located near the elevator, Unit 717 also includes three assigned parking spaces in the covered garage, connected via a covered skywalk across Front Beach Road--an exceptional convenience in a resort of this scale. Tidewater Beach Resort remains one of the premier destinations in Panama City Beach, offering over 600 feet of Gulf frontage and one of the area's most extensive amenity packages. Owners and guests enjoy multiple outdoor pools, a heated indoor pool, Gulf-view fitness center, on-site movie theater, coffee bar, and an exclusive top-floor owner's lounge. Ideally located just minutes from Pier Park's shopping, dining, and entertainment, this west-end location combines resort-style beachfront living with unmatched convenience. Whether you are seeking a private coastal retreat, second home, or high-performing investment property, Tidewater 717 delivers a rare combination of corner-unit privacy, expansive Gulf views, premium amenities, and proven rental potential. All measurements and information are deemed reliable but should be verified if important.

16819 Front Beach Road Unit 717, Panama City Beach

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