Bay County, FL Real Estate Search

Bay County, FL Land for Sale

Bay County, FL, offers a diverse array of land for sale, making it an appealing destination for investors, developers, and those seeking a tranquil place to build their dream homes. With its stunning coastal landscapes, including pristine beaches along the Gulf of Mexico, Bay County boasts a unique blend of residential and commercial opportunities. The region is characterized by rich natural resources, proximity to recreational activities, and a growing community, which enhances its allure. Whether you are looking for waterfront properties, wooded lots, or expansive parcels in more rural settings, the real estate market in Bay County caters to a variety of needs and preferences, ensuring that buyers can find the perfect piece of land to suit their vision.

Our website features the best real estate search for land and farm properties available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Bay County, FL real estate market? Sign up for a  Bay County, FL Real Estate Market Report to see what’s active, under contract, and sold!

Newest Bay County, FL Land for Sale

$672,800
790384 MLS
BUILD 3 HOMES ON THESE TWO LOTS! Attention Builders and Investors, Lock in these buildable home lots for $672,800. today. R2 zoning allows you to build 3 homes across these parcels, your land cost drops to an unbeatable $224,266 per house lot! No HOA: Complete architectural freedom to build high-occupancy Airbnb/VRBO floor plans with no architectural review committee. Water Views: Vertical layouts capture overlapping views of the Gulf and the adjacent natural pond. Public Sewer Access: Skip the five-figure costs and footprint limits of coastal septic systems. Easy walking/golf-cart distance to the beach, the Carousel, and Thomas Donut & Snack Shop. Secure the bundle today and maximize the best pro-forma per-door land price on the West End. Proof of funds or builder pre-approval required. Short-term seller financing considered for qualified buyers. The Shovel-Ready Margin Potential: All-In Cost: ~$1.63M (Includes $672,800 land, $910,000 build budget for ~3,500 total sq ft, and $55,000 for permits/fees) estimated. The Exit Value: $2,040,000+ total portfolio retail value based on recent West End sales possibilities. The Profit Potential: Net over $400,000 in gross profit (~24.5% margin) by mobilizing one crew for anticipated gains. Agents standing by, call now.

120-124 Deluna Place, Panama City Beach
$209,000
1003940 MLS
Corner lot located approximately 800 feet from the beautiful, sugar white sands beach with dedicated public access. This X flood zone lot was a former homesite and already has water and sewer taps paid. There are also some established palm trees, an existing driveway, and electric stub out. Many options for building as the X flood zone designation allows one to build on grade if desired. Quiet neighborhood with a nice boulevard (Florida Ave) for added privacy. Priced to sell and will not last long.

201 Louisiana Dr, Mexico Beach
$209,000
790373 MLS
Corner lot located approximately 800 feet from the beautiful, sugar white sands beach with dedicated public access. This X flood zone lot was a former homesite and already has water and sewer taps paid. There are also some established palm trees, an existing driveway, and electric stub out. Many options for building as the X flood zone designation allows one to build on grade if desired. Quiet neighborhood with a nice boulevard (Florida Ave) for added privacy. Priced to sell and will not last long.

201 Louisiana Drive, Mexico Beach
$97,000
790370 MLS
Great opportunity to own a residential lot in Lynn Haven! This spacious lot is ready for you to build and is situated in a desirable area. Whether you are looking to build your primary residence, or you are a builder or investor looking for your next project, this one is worth a look. The seller has 6 additional parcels available on this street that may be purchased together, offering added opportunity for those looking to acquire multiple lots in the area. A wonderful option for a variety of buyers and uses. All measurements are approximate and should be verified.

00 Maryland Avenue, Lynn Haven
$91,000
790369 MLS
Great opportunity to own a residential lot in Lynn Haven! This spacious lot is ready for you to build and is situated in a desirable area. Whether you are looking to build your primary residence, or you are a builder or investor looking for your next project, this one is worth a look. The seller has 6 additional parcels available on this street that may be purchased together, offering added opportunity for those looking to acquire multiple lots in the area. A wonderful option for a variety of buyers and uses. All measurements are approximate and should be verified.

00 Maryland Avenue, Lynn Haven
$72,700
790367 MLS
Great opportunity to own a residential lot in Lynn Haven! This spacious lot is ready for you to build and is situated in a desirable area. Whether you are looking to build your primary residence, or you are a builder or investor looking for your next project, this one is worth a look. The seller has 6 additional parcels available on this street that may be purchased together, offering added opportunity for those looking to acquire multiple lots in the area. A wonderful option for a variety of buyers and uses. All measurements are approximate and should be verified.

000 Maryland Avenue, Lynn Haven
$240,000
790342 MLS
21 acres of endless possibilities! Over 700 ft. of frontage on Hwy 231 and only 12 miles north of Hwy 77 and Hwy 231 intersection. Additional land available (05461-000-000)

0000 Hwy 231, Panama City
$1,490,000
790230 MLS
MOTIVATED SELLER!!! AN APPRAISAL REPORT IS AVAILABLE. Seller financing may be available for a qualified buyer with a strong down payment and acceptable terms. Seller will also consider discounted offers for a fast, clean closing where seller receives full proceeds at closing. Zoned-3 Commercial land that has been entitled with completed Development Order and engineering plans. Engineering and plans completed for 6 buildings of 16,000 sq/ft each for a total of 96,000 sq/ft Intended purpose of project was for Flex warehouse space with spaces dividable from 2000 sq/ft up. Rapidly growing area on main corridor of Hwy 77 and Hwy 388 near the airport.

9322 Florida 77, Panama City
$289,000
790199 MLS
Build your dream beach getaway in the highly sought-after gated community of Venture Out Resort or bring your RV! This vacant lot located at 242 Barracuda Drive offers the perfect opportunity to create your ideal coastal retreat or investment property in one of Panama City Beach's premier golf cart communities. Conveniently situated near the beach and resort amenities, this property provides the perfect setting for enjoying the laid-back coastal lifestyle Venture Out is known for. Venture Out features approximately 300 feet of private Gulf-front beach access and over 1,000 feet on Grand Lagoon, along with outstanding amenities including two swimming pools, tennis courts, pickleball courts, shuffleboard, basketball court, playground, fishing pier, private boat ramp, marina, picnic areas, and 24/7 gated security. Cruise the community by golf cart and enjoy easy access to the beach, boating, fishing, dining, and entertainment. Whether you are looking to build a personal vacation home, second home, or income-producing rental property, this is a fantastic opportunity to own property in the heart of Panama City Beach. Don't miss your chance to be part of the Venture Out lifestyle!

242 Barracuda Drive, Panama City Beach
$60,000
790182 MLS
Build your dream home in the desirable Cedar Creek Chase community. This approximately 0.80-acre wooded lot offers privacy, natural surroundings, and a quiet residential setting just minutes from Lynn Haven and Panama City. Located among established custom homes, the property features paved road access, underground utilities, and plenty of space for a custom home, pool, workshop, or outdoor living area. Enjoy the peaceful feel of a larger homesite community while still being close to schools, shopping, dining, and everyday conveniences. Property Highlights: • Approx. 0.80-acre wooded residential lot • Located in established Cedar Creek Chase • Paved road frontage with underground utilities available • Quiet setting with spacious surrounding homesites • Convenient to Lynn Haven, Panama City, schools, shopping, and dining • No HOA Rare opportunity to own a spacious homesite in one of the area's most desirable residential communities. Buyer to verify all measurements and information if important.

3508 High Cliff Road, Southport
$109,000
790163 MLS
Wow! Waiting for a great piece of property on the West end of desirable PCB to build your dream home or vacation getaway? Check out this spacious vacant lot (.33) acre located at the end of street with no through traffic! This property provides plenty of space to build your dream home or vacation getaway, all while being conveniently close everything PCB has to offer. And No HOA. Per Bay County Planning & Zoning Dept; zoned R1. No wetlands. Just minutes from PIER PARK, you'll enjoy easy access to Shopping, Restaurants, Entertainment, Fishing and the beautiful white sand Beaches! A fantastic opportunity to own property in a prime location near the beach and local attractions!

570 N Lakeshore Drive, Panama City
$155,000
790157 MLS
Excellent WATERFRONT residential building lot in a gated community with direct access to the Bay and the Gulf of Mexico for boating. On of the only remaining vacant waterfront Gulf Access lots in this subdivision. The lot sits in front of the first median cut in the main road so ingress and egress in and out of the project is quick and easy. There are 2 nice pools and Pickle Ball Courts in the project. Houses are in the $500,000 to $700,000. price range. Excellent location for a investment or a primary or secondary private home. One the best prices for a waterfront property with access to gulf anywhere in the area.

6716 Harbour Boulevard, Panama City Beach
$235,000
790105 MLS
RARE SOUTHPORT OPPORTUNITY! Prime 8-acre parcel located in the heart of the rapidly growing Southport area, offering endless potential for development, investment, or your private estate. Properties with this much usable acreage, existing improvements, and development flexibility are becoming increasingly hard to find in North Bay County. This property has already undergone major improvements, saving buyers both time and expense. The previous home has been removed, creating a clean slate ready for your vision. A culvert has been installed, providing improved access throughout the property and opening the door for multiple uses. The existing layout offers the potential for two buildable lots as-is, with additional room for future development opportunities. A scenic creek runs through the property, adding natural beauty, privacy, and character rarely found on parcels this size. An existing barn remains on-site and could be repurposed for storage, workshop space, agricultural use, or future improvements. Conveniently located just minutes from Panama City, schools, shopping, and area amenities while still offering the peaceful feel of country living. Whether you're looking to build, develop, invest, or secure land in one of Bay County's fastest-growing areas, this is a rare opportunity you do not want to miss. Seller is motivated so bring all offers!

7909 Madison Avenue, Panama City
$85,000
790089 MLS
Nestled within the gated coastal community of Laird Bayou, this beautiful vacant lot on almost a full acre offers the perfect canvas to build your dream home. Surrounded by natural beauty and a peaceful, serene atmosphere, this spacious homesite provides both privacy and a true sense of coastal living. Residents enjoy exclusive access to a community boat ramp with Bay and Gulf access, making it ideal for boating, fishing, and water enthusiasts. The neighborhood also features a refreshing community pool and the convenience of private RV and Boat storage. Whether you're envisioning a full-time residence or a relaxing coastal retreat, this property combines tranquility, security, and exceptional amenities in one desirable location.

831 Vista Del Sol Lane, Panama City
$125,000
790079 MLS
4407 Deer Point Cove presents the perfect opportunity to build your custom dream home in one of the area's desirable gated communities near Deer Point Lake. This oversized vacant homesite offers a peaceful setting surrounded by natural beauty and established homes, while still allowing you the freedom to create a property tailored to your vision. The lot has not yet been cleared, giving buyers a blank canvas to design exactly what they want from the ground up. Deer Point Cove features neighborhood covenants and restrictions that help preserve the community's appeal and long-term value. Property will require well and septic installation. Conveniently located near public boat ramps, outdoor recreation, shopping, dining, and local schools, this property offers the ideal blend of privacy, flexibility, and location. Call a REALTOR® today to schedule a private tour. If important, buyer to verify all measurements and restrictions. No survey available.

4407 Deer Point Cove Lane, Panama City
$78,000
790066 MLS
This beautiful, gated community is the perfect location for your new home. Ammenities include a private boat ramp and a clubhouse with community pool.

723 Vista Del Sol Lane, Panama City
$125,000
790011 MLS
Cedar Creek at Deerpoint Lake is an incredible subdivision with incredible amenities. This subdivision is nestled in a natural setting with access to Deerpoint Lake. The subdivision boasts a large pavilion for picnics and parties, an outdoor catering kitchen, swimming pool, playground with updated play equipment, decorated clubhouse, & fire pits! This lot makes for the perfect place to build your dream home! Public Water and Electricity are available to the lot.

9812 Summer Creek Drive, Panama City
$250,000
789961 MLS
Central located, oversize residental lot, .0.353 acres with many options for development. Go see. Buyer to verify all information. Please submit all offers on AS-IS vacant land contract.

000 Laurie Avenue, Panama City Beach
$79,000
789937 MLS
AMAZING PRICE REDUCTION on this pristine 1.499 acre lot that is loaded with potential! Build your new home and have plenty of room for gardening, live stock, and outdoor activities. You'll have that spacious country living feel but you are just minutes to everything! There is no HOA and the lot is high and dry. There is beautiful trees, a pond and a blank slate to build your oasis. This beautiful lot can be accessed in multiple locations with 330 feet along John Pitts Road. The location is just a few miles to Majette Park, HG Harders Recreation Complex and only 4 miles to the new Publix. There was a home on the lot prior to hurricane Micahel with power, well and septic tank but all will need to be assessed by the new buyer. Survey is available. Seller is motivated...make an offer today!

6807 John Pitts Road, Panama City
$50,000
789879 MLS
You have heard it said, it is all about the location! This mixed use ( per the city of PC ) could not be in a better one! Located less then a 1/4 of a mile from Ascension Sacred Heart Hospital, it could be a great temporary location for your FOOD/COFFEE TRUCK!!! Maybe even a commercial type ICE MACHINE//// Buyer to check with all Governing Municipalities for specific desired use.

831 N Cove Boulevard, Panama City
$8,500
789840 MLS
Affordable buildable land in Fountain, Florida! This oversized 1/3-acre corner lot located at Magnolia Street and Pine Grove Avenue offers a rare opportunity to build a home in a peaceful Florida setting without the high price tag. The lot offers plenty of space for a single-family home, mobile home, with room for a detached garage, workshop, RV or boat parking, garden, or outdoor entertaining area. The corner location provides added flexibility for home design and access. Whether you are looking for affordable Florida land, a homesite for a new construction home, an investment property, or a future retirement spot, this property offers flexibility and value. Located within driving distance to Panama City, Panama City Beach, outdoor recreation, springs, fishing, and the Gulf Coast, this property combines small-town living with access to everything people love about Northwest Florida. Build now or hold for the future -- opportunities for affordable buildable lots in Florida are becoming increasingly hard to find.

Lot 11 Magnolia Street, Fountain
$395,000
789773 MLS
Rare opportunity to own approximately 0.85 acres in a highly desirable Panama City Beach location just minutes from the Gulf, shopping, dining, and entertainment. Tucked away on Hinson Ave near Front Beach Rd and Thomas Dr, this property offers a unique blend of privacy and convenience with easy access to everything the beach lifestyle has to offer. Whether you're looking to build your dream home, a private coastal retreat, or hold as a future investment, this oversized parcel provides endless potential in one of the area's fastest-growing locations. Buyer to verify dimensions, zoning, land use, and utility availability.

00 Hinson Avenue, Panama City Beach
$395,000
789772 MLS
Prime commercial development opportunity in the heart of Panama City Beach. This approximately 0.85-acre commercially zoned parcel on Hinson Ave offers excellent investment potential just off Front Beach Rd near the Thomas Dr intersection. Positioned in a high-growth area surrounded by residential communities, vacation rentals, hotels, restaurants, and strong tourist traffic, the property is ideal for a variety of commercial or mixed-use developments. Its central location provides quick access to the beach, major attractions, and key thoroughfares, making it a strategic opportunity for investors, developers, or business owners looking to capitalize on Panama City Beach's continued growth.

00 Hinson Avenue, Panama City Beach
$75,000
789770 MLS
Affordable coastal living in Panama City Beach! Why break the bank when you can enjoy the Gulf Coast lifestyle at a fraction of the cost? This vacant lot in Bayside Park allows mobile homes and offers a great opportunity for a weekend getaway, primary residence, or short- or long-term rental property. Boating and fishing enthusiasts will love being near Bayside Marina, a newly renovated full-service marina offering valet storage, rentals, and an in-house mechanic. Just minutes by boat from the Gulf, you can be at the island or on your favorite snapper fishing hole by sunrise. The seller has already brought in fill dirt, making this lot ready for your new home. Best of all -- NO HOA!

7024 Sunrise Drive, Panama City Beach
$210,000
1002899 MLS
Two affordable lakefront residential lots, low HOA that Seller prefers to sell together for one large homesite. Discover secluded luxury living at Martinique in Panama City Beach, Florida. This exclusive enclave, renowned for its coastal charm and tranquil woodlands, offers a serene retreat that will rejuvenate your spirit. Embrace the essence of Mother Nature and Old Florida architecture in this prestigious neighborhood, where every detail is designed to enhance your lifestyle. Enter through a gated, cobblestoned entrance that ensures peace of mind, and explore winding walking trails that promote health and well-being. Enjoy shared amenities that cater to families, including a stunning pool and play park nestled on the banks of Lake Martinique, the heart of the community. This exceptional double homesite on one of the smaller scenic lakes creates an estate sized parcel and is primed for your dream home. With utility lines already in place and ready for clearing, you can start building immediately. Adhering to thoughtfully crafted building and landscape guidelines, you can maximize the beauty and value of this extraordinary location. Conveniently located just off the bay near marinas, St. Andrews State Park, the pass to the Gulf of Mexico, and the breathtaking beach, Martinique is one of the most unique and sought-after developments in the area. You can walk to nearby restaurants and the exciting Pier Park shopping and entertainment plaza is 10 minutes away. Panama City Beach is buzzing with exciting new attractions set to make waves in 2025! Top Golf is bringing its high-tech, climate-controlled hitting bays to Pier Park, offering a fun and modern golf experience for all skill levels. Dolly Parton's Pirates Voyage Dinner & Show is setting sail with thrilling acrobatics, pyrotechnics, and a four-course feast, making it a must-see entertainment spot. Plus, the highly anticipated Wave Park promises exhilarating water adventures, adding even more fun to this vibrant coastal destination. Whether you're swinging a club, cheering on pirates, or riding the waves, PCB is gearing up for an unforgettable year! Measurements sourced from property appraiser site, verify if important and get a survey. Are you a nature enthusiast, boating aficionado, or beach lover? Let's find out! Don't miss this opportunity to create your perfect sanctuary. Contact us today for more information.

5224 Kingston Cir, Panama City Beach
$80,000
1002883 MLS
Build your dream home at 5309 Hometown Lane in the exclusive, gated community of Martinique! Located on the quiet East End of Panama City Beach, Martinique is highly sought after for its classic ''Old Florida'' charm, peaceful nature trails, and freshwater lakes. It's a very golf-cart-friendly neighborhood packed with great amenities, including an island-style community pool, a pavilion, a playground, and a basketball court. The location is unbeatable. You're just a short ride away from the white-sand beaches of St. Andrews State Park, the Grand Lagoon, Lighthouse Marina, and local waterfront staples like Captain Anderson's and The Grand Marlin. This is a great opportunity to secure a prime, buildable lot in one of PCB's best neighborhoods.

5309 Hopetown Ln, Panama City Beach
$399,000
1002882 MLS
Highly Motivated Seller! 11 ACRES! Bonus! Seller will remove the existing red iron building and offer a $25,000 price reduction, creating added flexibility and opportunity for future use of the property. Rare opportunity in booming Southport! This 11-acre property offers the space, privacy, and flexibility that is almost impossible to find today. Located on a paved road with no HOA, this property gives you the quiet lifestyle people want while still being close to everything--about 10 minutes to Lynn Haven, 20 minutes to the airport, and 30 minutes to the beaches and Pier Park. With new construction and growth expanding north, this is a prime opportunity for a private estate, family compound, or potential subdivision for multiple homes or spec builds. The property already has septic, well, power, and full camper hookups on site. There is plenty of room for your RV, boat, heavy equipment, and all the toys, plus space to create your own micro-farm with chickens, horses, goats, and more. A massive red iron building has also been started, offering approximately 14,000 square feet of heated and cooled space when completed. Permits are pulled, and a floor plan is available. Whether you are looking for land, privacy, investment potential, or room to build something big, this Southport property is an opportunity worth paying attention to, come tour today!

1002 Skunk Valley Rd, Southport
$184,000
789677 MLS
Fantastic opportunity in one of the most desirable locations in Panama City Beach! Situated just over a mile from the sugar white sands and emerald waters of the Gulf, this property offers the perfect spot to build your dream home or investment property. Owners will consider selling the lots separately or together for added flexibility. No flood zone and only a short walk to Frank Brown Park through the new Escanaba Way trail, you'll enjoy access to some of the best recreational amenities in the area. Frank Brown Park features baseball and soccer fields, basketball courts, playgrounds, fishing lakes, walking and biking trails, a dog park, skate park, and the aquatic center with two swimming pools and splash areas. Pickleball courts are also coming soon! Enjoy the convenience of being just minutes from Pier Park, dining, shopping, entertainment, and the beach, while still tucked away in a quiet residential neighborhood with no HOA fees. No mobile homes, apartments, or vacation rentals nearby help maintain the charm and appeal of the neighborhood. City utilities are available and no septic tank is required. Conveniently located near Highway 79 and the new hospital, this is a rare chance to secure a homesite in a rapidly growing area of Panama City Beach. Call today for more details

142 Half Acre Lane, Panama City Beach
$149,000
789663 MLS
Welcome to an exceptional opportunity in the gated waterfront community of RiverCamps. This vacant lot is the perfect canvas to build your custom dream home in a setting defined by natural beauty and coastal tranquility. Positioned among preserved conservation land and scenic marsh surroundings, this homesite provides a peaceful, private atmosphere with frequent wildlife sightings and stunning natural views. Grab a bike or put on some sneakers and head over to the miles of trails that run parallel to the bay, just minutes from this lot. RiverCamps is renowned for its exceptional amenities, including a pool overlooking the bay, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

7522 Morning Marsh Trail, Panama City Beach
$195,000
789661 MLS
This 1.2 acre homesite provides the perfect setting for a private retreat, one of the largest buildable lots in the community! Experience the RiverCamps lifestyle surrounded by lush conservation and scenic waterways. RiverCamps is a gated waterfront community known for its exceptional amenities, including a pool overlooking the bay, miles of walking trails, boat ramp and storage, day-use boat slips, and future fitness center. Residents enjoy direct access to Crooked Creek, West Bay, and the Intracoastal Waterway, all ideal for boating, fishing, kayaking, and exploring the natural beauty of the Florida Panhandle. Conveniently located near the best of Panama City Beach: new hospital, shopping at Pier Park, dining, a 10 minute drive to the beach, and less than 30 minutes to 30A. Select your own builder and customize your dream home on your own terms. Builder plans and Survey available upon request.

6703 Egret Pond Lane, Panama City Beach
$260,000
789657 MLS
HUGE INVESTMENT POTENTIAL!! Positioned in a prime location in the heart of Panama City, this exceptional 2.5-acre corner parcel offers unlimited potential for developers, investors, and business owners alike. Located in an opportunity zone. Zoned Mix Use 3, the property is ideally suited for medium to high-density residential development combined with professional offices, educational facilities, and low-intensity neighborhood commercial uses. Multifamily development opportunities allow for up to 20 units per acre, creating incredible possibilities for apartments, townhomes, mixed-use concepts, or a live/work community. Extensive due diligence has already been completed, including an environmental/ecological site assessment, GEO-technical engineering report, boundary and topographical survey, and wetland survey--saving valuable time and expense for future development. With its highly visible corner location, strong development flexibility, and convenient access to shopping, dining, medical facilities, and major thoroughfares, this parcel is perfectly positioned for growth and long-term value. Whether you are looking to develop multifamily housing, professional office space, educational facilities, or a mixed-use investment project, this property presents a rare opportunity in one of the area's most desirable and rapidly growing locations. All measurements and items of importance are to be confirmed by buyer or buyer agent.

1014 Mercedes Avenue, Panama City
$39,000
789646 MLS
Looking for land but overwhelmed by permits, wetlands, and all the ''extra stuff'' that usually comes with building? This property already has much of the hard work completed for you. Welcome to 12109 Caruso Drive in Panama City, Florida -- an approximately 0.97-acre homesite with an approved Environmental Resource Permit already in place for a single-family home, pool, garage, yard, and driveway. What does that mean for you? It means the current owner has already gone through the lengthy and expensive environmental permitting process that many buyers don't realize can take months -- sometimes over a year -- to complete. Surveys, environmental studies, wetland evaluations, engineering plans, and mitigation requirements have already been addressed, potentially saving a future buyer significant time, stress, and thousands of dollars in upfront costs. Instead of starting from scratch, you can move forward with a property that already has a development plan approved through the state for a homesite with room for outdoor living and a pool. Public water and sewer are available at the road, along with electric access, making the building process even more convenient. The property offers a peaceful, natural setting while still being close to shopping, schools, dining, and everything Bay County has to offer. Whether you are planning your forever home, a private getaway, or simply investing in land for the future, this parcel offers flexibility and opportunity. Even better -- the seller is offering owner financing with only $14,000 down, making it easier to secure land now without traditional bank financing. Build sooner. Skip months of permitting headaches. Save money on upfront environmental work. And start creating your vision on a property that is already one step ahead.

12109 Caruso Drive, Panama City
$27,500
789620 MLS
Property is raw land, uncleared. It's a 1 acre corner lot with electrical service at the street. The property has no mailing address. Next door neighbor address is 2201 BJ Drive. Buyer should verify all zoning, measurements and land uses plus all other information deemed important. Property is in a flood zone. Property is on a dirt road less than a mile to the paved road.

000 BJ Drive, Panama City
$649,500
789597 MLS
Potential opportunity for single family or multifamily development in the heart of Mexico Beach. This vacant lot sits approximately 110 feet from the white sandy beaches and includes a full survey, X flood zone designation, and site plans for an approximately 4,000 sq ft coastal home. Enjoy easy access to public beach entries along Highway 98, nearby canal access, and a public boat ramp just minutes away for boating and fishing in the Gulf. Ideal for a primary residence, vacation retreat, or investment opportunity in one of the Panhandle's most beloved beach communities.

117 S 41st Street, Mexico Beach
$649,500
1002613 MLS
Potential opportunity for single family or multifamily development in the heart of Mexico Beach. This vacant lot sits approximately 110 feet from the white sandy beaches and includes a full survey, X flood zone designation, and site plans for an approximately 4,000 sq ft coastal home. Enjoy easy access to public beach entries along Highway 98, nearby canal access, and a public boat ramp just minutes away for boating and fishing in the Gulf. Ideal for a primary residence, vacation retreat, or investment opportunity in one of the Panhandle's most beloved beach communities.

117 41st St, Mexico Beach
$395,000
789572 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City
$525,000
789569 MLS
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach
$850,000
1002556 MLS
Lot is located on the Sharks Tooth Golf Course with view a beautiful view of Lake Powell. Wild Heron is a 734-acre sanctuary on the shore of Florida's largest coastal dune lake, Lake Powell. You will enjoy the lakefront heated swimming pool, hot tub, fitness center, fishing dock boathouse with kayaks for resident's use to explore Lake Powell, lakefront boardwalk fire pit and a gathering area with fireplace overlooking Lake Powell. Wild Heron is located between Rosemary Beach on Scenic Highway 30A and the west end of Panama City Beach which offers beach, restaurants and Pier Park.

1506 Los Ninos Cir, Panama City Beach
$239,900
1002549 MLS
Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important

Lot 12 1st, Mexico Beach
$239,900
789557 MLS
Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.

Lot 12 1st Street, Mexico Beach
$1,250,000
1002516 MLS
This 1.01-acre parcel sits on the rapidly growing west end of Panama City Beach, offering exceptional visibility and a daily traffic count of roughly 30,000 vehicles. With a convenient median cut providing full access, the site is perfectly positioned for high-impact commercial development. Nearby landmarks include the gated golf community of Wild Heron, Publix, and Phillips Inlet leading to scenic Highway 30A. The area continues to expand with new residential and retail growth, including the recently completed Vintage at Lake Powell community featuring approximately 20,000 square feet of vibrant restaurant and specialty retail space. This location places the property at the center of one of the most promising corridors in the market.

22000 Panama City Beach 1 Ac Pkwy, Panama City Beach
$239,900
1002483 MLS
Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important

Lot 7 Florida, Mexico Beach
$239,900
789513 MLS
Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important

Lot 7 Florida Avenue Unit Lot 7, Mexico Beach
$84,999
789509 MLS
This large property has No wetlands or flood zone and is located one hour from multiple Gulf beaches and beach-towns. It is zoned Agricultural-Residential, and per Bay County there is no minimum size, allowing for mobile, modular, and site build homes. Partially Improved land that is perfect for your dream home, small farm, or homestead! Save Thousands on improvements already done, including electricity on property, a well for a reliable water supply, circular drive cleared, and gate at drive entrance. Electricity has been brought onto the land through an aerial line, complemented by a dedicated 250' underground supply line leading to a secondary power pole. This is where to live if you want Privacy, Serenity, Relaxation, and Fun! Many outdoor activities to enjoy, such as National and State Forests, Wildlife Refuges, Trailheads, Rivers and the Gulf for fishing and boating, off-road parks and a speedway! The town of Fountain is just a few minutes down the road where you can find everyday local amenities.

20455 Morrow Road, Fountain
$140,000
789496 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Larger Lot next door (5224 Sunset Ave MLS I.D. 789493) is also available for purchase (both lots combined total 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5220 Sunset Avenue, Panama City Beach
$227,000
789493 MLS
Ready for you to construct your beach home/homes located just a 7 minute walk or 2 minute golf cart ride to the beautiful white sand and turquoise water of the Gulf. Closest Beach Access is #4. Builders, this lot is level, deemed high and dry, and located in a desirable pocket of Panama City Beach. Enjoy NO HOA and STVR ability. Zoned R-3 allowing single family, duplex, triplex or quadraplex constructions. Personal enjoyment + excellent income potential! Walk to famous Schooners beachfront restaurant! Close proximity to St. Andrews State Park and Treasure Island Marina. A 7 minute drive to the new Tootsies Orchid Lounge beach front music venue! Sewer connection available. Lot next door (5220 Sunset Ave MLS i.d. 789496) is also available for purchase (totaling 0.21 of an acre). Seller will consider package price to convey both lots to buyer. Sign on property. Information provided is deemed accurate and reliable. Buyer to complete their own due diligence.

5224 Sunset Avenue, Panama City Beach
$899,000
1002434 MLS
Remarkable views of the Shark Tooth's Golf Course and Lake Powell. Wild Heron is a 734-acre sanctuary on the shore of Florida's largest coastal dune lake, Lake Powell. You will enjoy the lakefront heated swimming pool, hot tub, fitness center, fishing dock boathouse with kayaks for resident's use to explore Lake Powell, lakefront boardwalk fire pit and a gathering area with fireplace overlooking Lake Powell. Wild Heron is located between Rosemary Beach on Scenic Highway 30A and the west end of Panama City Beach which offers beach, restaurants and Pier Park.

22600 Turtleback Ln, Panama City Beach
$2,800,000
789480 MLS
The site features approximately 335 feet of frontage along Jenks Avenue, providing excellent visibility and access in a growing area. Located just 2,000 feet south of 23rd Street, a primary commercial thoroughfare with traffic counts exceeding 36,000 vehicles per day. The property sits contiguous to the 280+ bed HCA Florida Gulf Coast Hospital, creating strong positioning for medical office, urgent care, pharmacy, or service-oriented users. The property also offers convenient access to major transportation routes including U.S. Highway 98, U.S. Highway 231, and State Road 77.

1937 Jenks Avenue, Panama City
$499,000
1002433 MLS
Opportunity to build your dream home in the gulf coast's most unique gated lakefront community. Wild Heron is a 734-acre sanctuary on the shore of Florida's largest coastal dune lake, Lake Powell. You will enjoy the lakefront heated swimming pool, hot tub, fitness center, fishing dock boathouse with kayaks for resident's use to explore Lake Powell, lakefront boardwalk fire pit and a gathering area with fireplace overlooking Lake Powell. Wild Heron is located between Rosemary Beach on Scenic Highway 30A and the west end of Panama City Beach which offers beach, restaurants and Pier Park.

1626 Lost Cove Ln, Panama City Beach
$1,500,000
789474 MLS
This developable commercial acreage offers visibility and access with deeded frontage to FL Highway 77, which sees approximately 30,000 vehicles per day. Strategically positioned adjacent to a Walmart-anchored retail corridor, the property benefits from strong existing traffic drivers and established consumer patterns. Zoned for Mixed Use, this site offers flexibility for retail, office, service, or residential integrated projects.

2213 S Florida 77, Lynn Haven
Start Your Search

Vendor Member Number : 28166