Bay County, FL Real Estate | Bay County, FL Land for Sale

Beautiful 12 Acres with a stream. Approximately 1000 feet on Hwy 77 with road frontage on Annie Lee Brock. Zoning can be changed to commercial. Ideal for storage units or RV storage, rentals multiple opportunities.. Do not drive on the property without being accompanied by a real estate agent. No value given to the mobile home on property. Mobile home is occupied. Do not disturb. Call for appointment to view the property.

11802 Highway 77, Southport

$30,000

773743 MLS

1.01ACRE VACANT LAND IN BAYOU GEORGE AWAY FROM CITY LIFE WHERE YOU CAN RAISE YOUR CHCKENS AND GARDEN!! PERFECT LOCATION TO BUILD YOUR DREAM HOME OR FOR MANUFACTURED HOME, LOCATED APPROX. 25 MINUTES FROM TOWN AND APPROX. 35 MINUTES FROM THE WORLDS MOST BEAUTIFUL BEACHES.

000 Oakridge Lane, Youngstown

$699,000

737685 MLS

Beautiful large spacious beach front lot right on the Gulf of Mexico!! This lot is being split into two lots with a gulf lot and a Hwy 98 lot. Seller is willing to sell as a whole. This is just one of a few lots that have direct access on to Hwy 98 and the beach with city access next to the property. This location could make way for commercial use, multiple town houses, duplex, or your new beach home!! This is an investment you don't want to miss!! All offers welcome!!

2207 Highway 98 Highway, Mexico Beach

$895,000

748062 MLS

REDUCED TO SELL! One of the only vacant parcels in Bay County at a major intersection is now available for development. High, Dry and cleared, this is truly an exceptional parcel.

1318 Ohio Avenue, Lynn Haven

$55,000

774427 MLS

One of the final two buildable lots at Barrett's Park, this lot offers a cul-de-sac location overlooking a pond and is near the entry to the neighborhood. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

7131 Riverbrooke Street, Panama City

$21,562

673735 MLS

Large Vacant Lot in the Bayou George/Youngstown area. All information and measurements should be verified if important

9108 RUFF Drive, Youngstown

$1,450,000

737687 MLS

Beautiful large spacious beach front lot right on the Gulf of Mexico!! This cleared 75'x120' lot needs DEP Approval and permitting required as property is seaward of CCCL Line. Previously had a beach cottage on the property. This location could make way for commercial use, multiple town houses, duplex, or your new beach home!! This is an investment you don't want to miss!! All offers welcome!!

XXX 23rd Street, Mexico Beach

$72,500

763135 MLS

Discover the perfect place to build your dream home on this beautiful corner lot in well established Lynn Haven city. Offering added space with great curb appeal, this property provides multiple access and plenty of room for personal design. This is a rare opportunity to own a premium homesite at this location! Sellers have a new survey.

000 Virginia Avenue, Lynn Haven

$1,000,000

771348 MLS

Prime 1-Acre Outparcel - 7099 Hwy 98 W, Panama City Beach, FL 32408 Now available: a high-visibility 1-acre outparcel at 7099 Hwy 98 West in Panama City Beach, FL. Situated within a retail center anchored by Murphy USA, Dollar General, and the high-speed electric go-kart attraction Cartona, this site benefits from exceptional traffic counts and a strategic location. The site lies directly adjacent to NSA Panama City Naval Base, surrounded by residential neighborhoods and year-round demand drivers. With multiple AADT corridors converging nearbyâ”including 69,718 vehicles per day on Hwy 98 Front Beach Rd, and 36,500 on Thomas Drive, the exposure and access are unmatched in this submarket.

7099 HWY 98 W, Panama City Beach

$95,000

777857 MLS

This prime commercial offering is located at the high-traffic, signalized intersection of Panama City Beach Parkway and Clara Avenue, with +/-51,000 vehicles per day (AADT). Positioned on the northwest corner, the site features approximately 360.89 feet of frontage and 273.99 feet of depth, offering outstanding visibility, access, and development potential. Surrounded by a dense residential base of approximately 1,400 single-family and multifamily units, the property is ideally suited for hotels, quick-service restaurants, banks, urgent care centers, and other retail uses. The site is centrally located between two of the market's most vibrant commercial hubs—just 1.5 miles east of Breakfast Point Marketplace (home to Publix, Starbucks, Lowe's, CVS, Chick-fil-A, and more) and 2 miles west of Pier Park, a premier shopping and entertainment destination with over 120 national retailers and restaurants. Nearby attractions such as Topgolf, Shell Point Surf Park, Shipwreck Island Waterpark, and Dolly Parton's Pirates Voyage Dinner & Show further enhance the area's year-round draw for both tourists and residents. Panama City Beach, situated along Florida's scenic Gulf Coast, is a dynamic and fast-growing market that welcomes over 17 million visitors annually. Long recognized for its tourism-driven economy, the city is evolving into a more diversified regional hub with increasing residential growth, healthcare expansion, and infrastructure investment. Planned communities like Breakfast Point and major developments by The St. Joe Company have contributed to a rising year-round population and heightened demand for supporting services and retail. Infrastructure enhancements, including upgrades to Northwest Florida Beaches International Airport and improved transportation corridors, continue to fuel the area's momentum. With strong consumer demand, a robust tourism base, and growing economic diversification, Panama City Beach stands out as one of the most active and opportunity-rich markets in Northwest Florida. Signalized Intersection Site Dimensions: 18,883.17' of frontage and +/-273.99' to +/-400.11' of depth Hard Corner Site Available - NWC of Clara Ave. Restaurants, banks, urgent care centers, and other retail uses. The site is centrally located between two of the market's most vibrant commercial hubs—just 1.5 miles east of Breakfast Point Marketplace (home to Publix, Starbucks, Lowe's, CVS, Chick-fil-A, and more) and 2 miles west of Pier Park, a premier shopping and entertainment destination with over 120 national retailers and restaurants. Nearby attractions such as Topgolf, Shell Point Surf Park, Shipwreck Island Waterpark, and Dolly Parton's Pirates Voyage Dinner & Show further enhance the area's year-round draw for both tourists and residents. C-Store Committed to NEC of Clara Ave. +/- 51,000 AADT on Panama City Beach Pkwy Strong Surrounding Residential Density: +/-1,400 single-family and multifamily units directly adjacent Proximity to Key Retail and Employment Hubs:  • 1.5 miles east of Breakfast Point Marketplace (Publix, Starbucks, Lowe's, CVS, Home Depot, Chick-fil-A, and more)  • 2 miles west of Pier Park - Panama City Beach's premier lifestyle center with 120+ stores and restaurants, including Walmart, Dick's Sporting Goods, and The Fresh Market Ideal Uses: Hotels, QSRs, Banks, Urgent Care Centers, and Other Retail Nearby Attractions: Topgolf, Shell Point Surf Park, and Dolly Parton's Pirates Voyage Dinner & Show, Shipwreck Island

12614 Panama City Beach Parkway, Panama City Beach

$39,500

777855 MLS

BACK ON THE MARKET! Seller is actively pursuing easement rights for legal access in accordance with Florida Statutes 704.01. (Currently land-locked until easement granted) 🔥 NO BANK NEEDED! 3% OWNER FINANCING - ONLY $15K DOWN! 🔥 Own 5 Acres in Florida for Less Than Rent! Now is the perfect time to invest in land. Secure your own slice of high-and-dry Florida paradise with simple owner financing--no credit checks, no banks, no hassle. 💰 Owner Financing Details: • $15,000 down • 3% interest rate • 5-year term • $440.23/month 🌲 HIGH & DRY 5-ACRE WOODED RETREAT 🌲 📍 Just 46 miles from Panama City Beach Escape to your own private 5-acre wooded sanctuary filled with towering pines, magnolias, and native saw palmettos. Ideal for a homestead, cabin, weekend retreat, or long-term investment. ✨ Property Highlights: ✅ High & dry - no flood concerns ✅ Power nearby - ready for connection ✅ Ultra-low taxes - only $183.69/year ✅ No HOA - use your land your way ✅ Quiet and secluded - privacy and nature Whether you're ready to build, invest, or enjoy peaceful weekends under the stars, this property delivers. 📞 Message now before it's gone (again)! If you want to push urgency harder (since it fell out of contract), I can tweak the tone to address that without raising red flags to buyers.

Timbercrest Road, Fountain

$6,500,000

746124 MLS

7 Acres in the Heart of Panama City Beach located across from Signal Hill Golf Course. Prime location for a hotel, multifamily development or resort. Almost 900 feet along North Lagoon, you are less than 1500 feet to the beach. This property is located in the Tourist District and is zoned Commercial High Intensity. The property can be developed for up to 200 hotel rooms or 74 townhome units. Conceptual Renderings are available. Topo and Boundary Survey on File.

9129 N Lagoon Drive, Panama City Beach

$110,000

774980 MLS

The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for strolling through the lakes. This lot features a beautiful view of a waterway making this the perfect location to build your dream home! The mail center is just across the street. Come enjoy nature at its finest with the resident deer and blue heron, ducks, and the many other beautiful birds and natural habitat.

5226 Kingston Circle, Panama City

$14,990

765730 MLS

*OWNER FINANCING AVAILABLE!* Cleared 0.19 acre vacant lot in heart of Springfield. Zoning approved for Modular, Manufactured or Site Built homes. Power, city water and sewer are available.

613 Powell Avenue, Panama City

$215,000

768238 MLS

Lot is owned by listing agent. Lot is close to pool and boat house. Very private and lots of trees. Lot back up to wet lands and from the back of the lot you can see lake Powell. Close to boat house, gym, pool and park. The lot next door is also owned by seller if new buyer wanted to combined both lots for extra room privacy. listing agent is seller.

1117 E Water Oak Bnd, Panama City Beach

$114,000

775798 MLS

Prime Commercial Opportunity Near Watson Bayou - Cleared Corner Lot in Central Millville Business District Strategically situated at a busy intersection with dual road frontage, the site benefits from excellent accessibility and exposure, boasting a high daily traffic count of 21,500 vehicles (FDOT, 2017). This makes it an ideal location for businesses seeking maximum visibility and customer convenience. Discover the potential of this high-visibility corner parcel located in the heart of the revitalizing Millville Community of Panama City, just steps from the scenic Watson Bayou. Positioned within the Central Millville Business District and zoned General Commercial (GC-2), this cleared property offers unmatched flexibility for a wide range of commercial ventures retail, office, service industry, mixed-use development, and more. Whether you're an investor, developer, or business owner, this property presents a rare opportunity to establish a presence in an area poised for growth, with easy access to Downtown Panama City, major transportation routes, and waterfront attractions. Key Features: Zoned GC-2 - broad commercial use allowances High-traffic corner parcel with superior visibility Cleared and ready for development Two road access points for optimal traffic flow. Close proximity to Watson Bayou and Downtown Panama City Located within a designated business district, fostering economic development This is more than just a parcel it's a platform for your next successful venture.

425 Maine Avenue, Panama City

$149,500

769379 MLS

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67,500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to check out the Creek House by the creek and the Summer House by the pool.

9816 Summer Creek Drive, Panama City

$199,500

769391 MLS

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67,500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to check out the Creek House by the creek and the Summer House by the pool.

9878 Summer Creek Drive, Panama City

$949,000

752132 MLS

Great High and Dry Commercial corner with water and sewer.

211 Skunk Valley Road, Southport

$225,000

776419 MLS

A spectacular deep water homesite in the desirable Laird Point! A massive 138ft on the water and excellent year-round water depths. Can easily accommodate large cruisers and fishing vessels. Only s short boat dock is needed. No low bridges to block your path to the Gulf of Mexico and several full-service marinas in route for fuel and ice. At .381 of an acre, there is plenty of space to build your dream home. A nice open water view from this lot. No preset time to build so you can lock in your spot now and build when the time is right. Laird Point is gated waterfront peninsula offering ribbon curbed streets and underground city utilities. Amenities include RV/Boat storage, a tennis court, a pickleball court, and a basketball court. A beautiful community with custom home throughout. Private and off the beaten path, but still great proximity to Panama City Beach and Mexico Beach.

1101 Mizzen, Panama City

$134,000

775220 MLS

Prime Mixed-Use Lot | 0.95 AC Near New City Hall. Unlock the massive potential of this versatile, high-visibility 0.955-acre lot, perfectly positioned near the brand-new Springfield Government Complex and City Hall! Boasting premium Commercial Mixed-Use zoning, this property offers rare development flexibility for savvy investors, builders, or business owners. Dual Street Access & High Functionality: Seamless Traffic Flow: Premium frontage on 11th Street with highly functional rear access from Wave Avenue--perfect for easy commercial deliveries, customer parking, or private residential entry. Ultimate Versatility: Maximize your return! Build your custom dream home on the quiet back portion and run your business out of the front. Endless Possibilities: Fully approved for Boat/RV storage, retail storefronts, modern office spaces, or multi-use commercial structures. The Location & Infrastructure Advantage: Ready to Connect: Steps away from expanding city infrastructure in a high-growth sector. Direct Broker/Owner Sale: Sold strictly As-Is, ensuring a direct and transparent buying process. Bring Your Vision: Tap into the city's future growth boom--consult with the City Hall planning department to finalize your custom blueprints! Don't let this prime commercial footprint pass you by. Submit your offer today and secure your stake in a booming district!

3905 E 11th Street, Panama City

$339,900

762708 MLS

Great opportunity to own in beautiful Venture Out. This stunning corner lot is perfect for building your dream home or bring your RV! The location is amazing within the resort... close proximity to pool, boat launch, fishing pier and more! Venture Out is a golf cart community that has exploded with popularity recently... With 300' on the beautiful pristine beaches of the Gulf of Mexico and 1,000' on the Grand Lagoon. Venture Out has something for everyone. With 2 pools, fishing pier, boat ramp, mini golf, children's playground and much more!

398 Red Snapper Lane, Panama City Beach

$49,500

767714 MLS

This spacious parcel offers an incredible opportunity to build your dream home in a peaceful, well-established neighborhood. With a generous lot size, you'll have plenty of room to create the ideal living space. The lot is ideally situated with easy access to major highways. This location offers both convenience and tranquility. Adjoining parcel also available.

6013 Wedgewood Lane, Youngstown

$700,000

770514 MLS

Prime commercial corner location! 2 acres located on intersection with Traffic Light. Property is located at the intersection of State Road Hwy 77 and State Road Hwy 20. This is a Main corridor to Panama City from Interstate 10. Property has 899.17 FT of HWY Frontage on State Road Hwy 77 and 792.42 feet HWY Frontage on State Road Hwy 20. Property is zoned C-3 Bay County. Utilities include Well and Septic- Electric available. Forced main located 2.8 miles south on same side of road at Deane Bozeman School. Commercial Septic System is alternative to sewer connection. Please call for further details...potential out parcels available as well. Florida Licensed Real Estate Agent is Partial Owner.

00 N Hwy-77, Southport

$129,900

775986 MLS

Ten acres of beautiful secluded land backing up to a small creek. This parcel has been selectively cleared with plenty of trees remaining. Beautiful natural contours of gradual hills throughout. The back of the property features a clear and flowing creek. The lot is more than than 1,350 ft deep and 325+/- ft wide. Perfect place for horses, chickens, goats and other livestock. Bring your animals and create your homestead. This 10-acre parcel has been selectively cleared providing several options for your next home site with a view of the creek and surrounding property.With Deeded access to Kathy Lane from Highway 20, your access is protected. The contours of this beautiful property offer a rare view for this area. Your private driveway is already cleared, leading from Kathy Lane down to the middle of the property where you will find a livestock pen. Jump in the ATV or walk over the hill and down to your private creek access. Call today and schedule a private tour.

16208 Kathy Lane, Youngstown

$999,999

774656 MLS

Prime opportunity on Fanning Bayou! This beautiful property offers endless potential, perfect for investors, ideal for developers( Could be Bay Counties next waterfront community), and fantastic location for a business venture. With excellent access to Highway 77, this property combines waterfront appeal with high traffic visibility. Whether you're planning a thriving business or a thoughtfully developed neighborhood, the location can't be beat! This property is zoned C-1 Neighborhood commercial with deep water access! All measurements are approximate and should be verified by buyer.

2026 Fulton Street, Southport

$1,850,000

759811 MLS

Great Location off Business Highway 98 with road and water frontage. This Commercial Waterfront parcel Zoned GC-2 fronts Watson Bayou and sits next to the exclusive Watson Landings Marina for your boating needs. New 14 wet slips and custom lifts recently added with power and water to each slip. Hydraulic lifts on slips. More slips can be added going through the proper channels. Can accommodate plus 40 foot boat. All utilities in place with city sewer and water, as there used to be a dwelling on the premises prior to Hurricane. Land has a seawall (250 ft) in place and a 136 foot long boat Dock (deep water access), to include over 250 feet of waterfront. Excellent location and land size to build a storage facility, Retail, multi family or single-family homes as it is zoned Commercial and Mixed Use. Easy water access to Gulf with upscale marina next door for your boat fuel, storage and goods. New City Public Boat Ramp in close vicinity. Will seller finance if needed. Zoned Special Needs with tax incentives.

1524 E 5th, Business 98 Street, Panama City

$880,000

754227 MLS

LOCATION, LOCATION, LOCATION This is where you want to be, on the quiet east side of Carillon Beach. BEACH - Step out of your future home, cross the circle and enter the short path to Beach Walkover #8 in less than a minute. This corridor will allow a view of the Gulf from your home. POOL The East Side heated pool and Lake Carillon are only one house away. ALL OTHER CARILLON AMENITIES - in this safe gated community are a convenient walk, bike or golf cart ride away. This large lot provides the opportunity to build your dream home, private pool, garage and/or guest house. There are very few lots remaining, this close to the beach, in Carillon Beach or on the 30A corridor. Don't miss out.

501 Beachside Gardens, Panama City Beach

$149,500

769382 MLS

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67,500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to check out the Creek House by the creek and the Summer House by the pool.

9832 Summer Creek Drive, Panama City

$89,000

772817 MLS

Don't miss this incredible opportunity to own 5 Acres of vacant land just off of HWY 231. This parcel offers easy access and endless potential- ideal for your dream home or investment project. Located in a peaceful rural setting, yet just a short drive to Panama City. EASY SELLER FINANCING available, making this the perfect chance to invest with flexible terms. Whether you you're looking to build now or hold for the future, this property checks all boxes!

20429 Fettinger Road, Fountain

$47,000

764895 MLS

Large residential lot in Cedar Branch on a cul-de-sac. Convenient location within walking distance to Tommy Smith Elementary and Merritt Brown Middle School. Perfect lot for you to build your new home!

4906 Christy Lane, Panama City

$69,000

765269 MLS

Nearly 1/2 acre lot in The Meadows & The Point subdivision located on a cul-de-sac, this lot offers privacy and tranquility! Perfect for building a home and taking advantage of the nearby golf course. Lot offers mature oaks along with existing spectacular wooded area. All measurements, sizes and other listing information should be verified if deemed important.

402 MEADOWVIEW Terrace Unit LOT 1, Lynn Haven

$30,475

673740 MLS

Large Vacant Lot in the Bayou George/Youngstown area. All information and measurements should be verified if important

LOT 10 Sage Brush Drive, Panama City

$449,000

761477 MLS

PRICE REDUCTION on this beautiful piece of property near downtown Panama City! PRICE includes bonus lot on Harmon Ave. 612 McKenzie Ave is a large valuable commercial investment property located inside the downtown district of Panama City. Zoned commercial DTD, which aligns with the vision of redevelopment and vitality in the downtown area and allows for many different commercial or residential uses. Per planning and zoning, but verify with Leslie, DTD zoning allows for a maximum density of 30 units per acre. The property appraiser website shows that the acreage is 0.701. This would allow for a maximum of 21 units. If you are an investor looking to invest in the growth of the downtown district this property can be developed and used as single or multi-family structures, bars and restaurants, professional offices, open air retail space, cafes and lounges, and specialty food stores to name a few of the choices that encourage and promote economic growth in the City. This property is also located in an 'Opportunity Zone- which allows for favorable federal tax capital gains treatment.' Location is the key for this oversized lot as it is perfectly situated close to the hub of Panama City. This .70-acre piece of property is strategically situated near the corner of 6th Street and McKenzie Ave. The revitalization that is currently taking place around this land makes it most desirable. Current growth within the proximity of 612 McKenzie Blvd includes some very favorable developments. Invest in the future of Downtown Panama City by acquiring this property as a commodity to be converted into cash flows and future wealth for your business. Check out this valuable piece of property and invest in the future growth of Panama City!

612 McKenzie Avenue, Panama City

$475,000

756601 MLS

SELLER FINCANCE AVAILABLE. Seller is willing to do some creative short term financing. Hard to find 2 acre COMMERCIAL lot located on 231 with frontage on both HWY 231 and CR 2301. North Bay County is growing fast and this type of property is going to become scarce. With the growing number of homes being built in the North Panama City area, the need for business is great and this vacant lot has unliited possiblities. The location offers signifcant traffic counts on both HWY 231 and County Road 2301 and with access from both, it allows ease of ingress and egress. Get the exposure your business needs right here at 6725 HWY 231. ADJOINING LAND OWNERS HAVE INDICATED THEY WILL ALSO SELL

6725 Highway 231, Panama City

$618,000

774978 MLS

This exceptional waterfront property on East Bay offers approximately 103 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for multiple possibilities: you could build several residences to create a family compound. The property is suitable for living the great outdoor life; create walking trails, ride 4 wheelers, have your own horse farm with plenty of room to ride, grow your own vegetable and herb gardens, raise chickens and other farm animals. It also holds great potential for a corporate retreat, imagine water sports, hiking, bonfires, hunting or shooting range, outdoor pavilions, and individual cabins. There is so much you can do on 100+ acres. The site boasts between 850 to 1000 feet of waterfront frontage and over 800 feet of road frontage giving you plenty of privacy. Currently, the land features planted pines, some hardwood trees, and abundant wildlife. Enthusiasts will find exceptional fishing opportunities and various water sports right at their doorstep. Additionally, it is common to spot dolphins swimming in the bay in front of the property. Zoning is Bay County CSVH - Conservation Habitation. Zoning uses are attached in documents.

Parcel 3 Allanton Road, Panama City

Bay County, FL Land for Sale

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