Bay County, FL Real Estate Search

Bay County, FL Homes between $400,000 and $450,000 for Sale

Bay County, FL offers a diverse array of real estate opportunities for buyers seeking homes in the $400,000 to $450,000 range. This charming region boasts a variety of styles, from modern coastal contemporary designs to more traditional family homes, catering to a wide range of tastes and preferences. Many properties are located near beautiful beaches, vibrant community parks, and top-rated schools, making this area an attractive option for families, retirees, and investors alike. As more people discover the allure of Bay County's welcoming atmosphere, burgeoning local amenities, and stunning natural beauty, the housing market continues to thrive, providing ample options for potential homeowners.

Our website features the best real estate search for homes between $400,000 and $450,000 available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Homes between $400,000 and $450,000 for Sale

$439,900
4 Beds 3 Baths 790868 MLS
Introducing the Ozark a new plan featured at Titus Park in Panama City, Florida. This beautiful two-story home offers 4-bedrooms with 3-bathrooms, a 2-car garage, and a seamless open layout. At just over 2,400 square feet, there is plenty of room to enjoy this home. As you enter the home on the first floor, you are met with the foyer featuring a full bathroom and first additional bedroom, perfect for guests. Walking past the foyer is a large open concept living space including the kitchen, living room and dining space. The kitchen includes quartz countertops, under mount sink, smooth top range, stainless steel appliances, pantry, stylish shaker cabinetry, and a center island. With natural light and nearby covered patio access, the living and dining area are integrated perfectly. Towards the back of the main living room is the primary bedroom. This bedroom is a spacious and relaxing space that includes an attached primary bathroom. The double vanity, separate toilet, shower and walk-in closet will provide a haven of relaxation. Returning to the foyer you will find stairs leading to the 2nd floor. The additional 2nd and 3rd bedrooms are both located on the 2nd floor with a gorgeous full bathroom. This bathroom features dual vanities, a soaking tub, and toilet. You will also find a second living space to use however it best fits your needs. In addition to all the features and amenities the Ozark Plan offers, this home is also outfitted with Smart Home technology, like all our beautiful homes at Titus Park. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features a Hardie board siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail on the exterior of this home. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard with gutters! Our Titus Park community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Ozark will be a popular floor plan for new home buyers. Don't forget to ask us about available upgrades and options for this home! To see this floor plan and learn more schedule an appointment online or give us a call.

4809 Windrow Way, Panama City

$404,900
5 Beds 3 Baths 790860 MLS
Welcome to the Kennedy, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. When you enter this beautiful home, you will notice beautiful quartz countertops in the kitchen and all bathrooms, 5 panel wood doors, carpet in the bedrooms, engineered vinyl plank flooring throughout the entire home and 9-foot ceilings throughout. The kitchen is equipped with stainless-steel appliances including a free-standing smooth top range, microwave, and dishwasher. The kitchen features a large walk-in pantry, disposal, and water filtration system, as well has an island with extra cabinet storage underneath. This floor plan features a large dining room, perfect for having guests in town or family to gather around a large table comfortably. The primary bathroom features a walk-in shower with glass doors, a tub, a double vanity, and a closet. These homes come with Smart Home Technology, enhancing your home in a modern way. On the outside of the home, it is protected with stylish Hardie Board siding and has a rear covered patio perfect for a patio furniture set to enjoy the sunrises and sunsets in the shade. Each home comes with a fully sodded yard, gutters, and shingles with a 30-year warranty. THIS ONE SITS ON AN OVERSIZED LOT! Don't forget to ask us about the available upgrades and options for this home! Come and see why the Kennedy is the perfect next home for you and your family. Find your new home at Titus Park and schedule a tour with us today!

4788 Windrow Way, Panama City

$414,900
4 Beds 3 Baths 790781 MLS
Introducing the Ozark a new plan featured at Hodges Bayou Plantation in Southport, Florida. This beautiful two-story home offers 4-bedrooms with 3-bathrooms, a 2-car garage, and a seamless open layout. At just over 2,400 square feet, there is plenty of room to enjoy this home. As you enter the home on the first floor, you are met with the foyer featuring a full bathroom and first additional bedroom, perfect for guests. Walking past the foyer is a large open concept living space including the kitchen, living room and dining space. The kitchen includes quartz countertops, under mount sink, smooth top range, stainless steel appliances, pantry, stylish shaker cabinetry, and a center island. With natural light and nearby covered patio access, the living and dining area are integrated perfectly. Towards the back of the main living room is the primary bedroom. This bedroom is a spacious and relaxing space that includes an attached primary bathroom. The double vanity, separate toilet, shower and walk-in closet will provide a haven of relaxation. Returning to the foyer you will find stairs leading to the 2nd floor. The additional 2nd and 3rd bedrooms are both located on the 2nd floor with a gorgeous full bathroom. This bathroom features dual vanities, a soaking tub, and toilet. You will also find a second living space to use however it best fits your needs. In addition to all the features and amenities the Ozark Plan offers, this home is also outfitted with Smart Home technology, like all our beautiful homes at Hodeges Bayou. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features a Hardie board siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail on the exterior of this home. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Hodges Bayou community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Ozark will be a popular floor plan for new home buyers. Don't forget to ask us about available upgrades and options for this home! To see this floor plan and learn more schedule an appointment online or give us a call.

7209 Shady Oak Way, Panama City

$444,000
2 Beds 2 Baths 790727 MLS
Rare opportunity to own a highly sought-after 2-bedroom, 2-bath lockout condominium at Origin at Seahaven. Lockout units are among the most versatile floor plans in Panama City Beach, offering the flexibility to use the property as a single spacious residence or separate accommodations. Whether you're searching for a vacation getaway, investment property, or full-time residence, this unique layout provides options that few other properties can match. This one is used as an office for the Management company. Directly across from Elevators as you enter on the 4th floor pool and amenities area. Located directly across from the Gulf of Mexico, Origin at Seahaven is one of Panama City Beach's premier resort-style communities. Owners and guests enjoy access to outstanding amenities including a heated swimming pool, hot tub, fitness center, theater room, game room, owner's lounge, covered parking garage, and a rooftop observation deck with panoramic coastal views. The complex also features interior corridors, providing comfort and convenience year-round. Situated just minutes from Pier Park, Gulf-front dining, shopping, entertainment, fishing, and some of the area's most beautiful beaches, this property places you in the heart of everything Panama City Beach has to offer. Whether you choose to enjoy it yourself, generate rental income, or both, this lockout condo presents an exceptional opportunity and value in one of the beach's most desirable locations. Listing Photos Coming Soon!

15100 Front Beach Road Unit 419/421, Panama City Beach

$448,900
2 Beds 2 Baths 1004320 MLS 1,055 SqFt.
Welcome to Unit 308 in Tower II at Edgewater Beach Resort! This beautifully maintained 2-bedroom, 2-bath Gulf-front condominium offers the perfect combination of breathtaking views, resort-style amenities, and investment potential. Enjoy stunning west-facing sunsets from your private balcony, along with rare sunrise views that make this unit especially desirable for both personal enjoyment and vacation renters. Located on the convenient 3rd floor, you'll appreciate quick access to your condo with minimal elevator wait times during busy seasons. The highly sought-after floor plan is one of the most efficient in the towers, offering spacious living while maintaining some of the lowest HOA dues in the resort--an exceptional value for owners and investors alike. This rental-ready unit features a new appliance package and is ready for immediate enjoyment or income production. Whether you're searching for a primary residence, vacation getaway, or turnkey investment property, Unit 308 checks all the boxes. As an owner at Edgewater Beach Resort, you'll enjoy world-class amenities including an 11,000-square-foot lagoon-style beachfront pool, private beach access, multiple hot tubs, executive 9-hole golf course, tennis and pickleball courts, fitness center, on-site dining and bar, tram service throughout the property, and 24-hour gated security. Don't miss this opportunity to own in one of the most established and amenity-rich Gulf-front communities in Panama City Beach! 🌴

11619 Front Bch Unit UNIT 308, Panama City Beach

$435,000
2 Beds 2 Baths 790405 MLS
Origin 919 + 921 delivers the kind of Panama City Beach ownership opportunity that is becoming harder to find: a 9th-floor coastal-view condo with a flexible lockout-style layout, two private balconies, two separate entrances, and strong short-term rental appeal inside the highly recognizable Origin at Seahaven. This 2-bedroom, 2-bath retreat is designed for flexibility. Keep the space connected as one comfortable beach condo, or use the adjoining layout to create privacy between guests, families, or owner use and rental use. From the balconies, enjoy elevated coastline views and beautiful morning light, while being positioned just steps from the Gulf and minutes from Pier Park, Gulf World, Sharky's, restaurants, shopping, and entertainment. Origin at Seahaven offers the amenities vacationers look for in a PCB resort condo, including a pool, hot tub, fitness center, game room/arcade, theater-style common areas, covered parking, and easy beach access. For investors, second-home buyers, and buyers searching specifically for a Panama City Beach vacation rental near Pier Park, Origin 919 + 921 stands out because of its location, lockout-style functionality, guest-friendly layout, and placement in one of the area's most searched resort corridors. This is not just another beach condo. It is a flexible coastal asset in a high-demand Panama City Beach location. Interior Photos Coming Soon!

15100 Front Beach Road Unit 919/921, Panama City Beach

$410,900
2 Beds 2 Baths 1003617 MLS 1,315 SqFt.
Welcome to Latitude Margaritaville Watersound, where resort-style 55+ living meets coastal comfort at 8386 Jollymon Way. This move-in-ready Camelia floor plan offers the easy, low-maintenance lifestyle buyers want, without the wait for new construction. From the inviting covered front porch to the bright, open interior, this beach cottage is designed for relaxed everyday living. The popular Camelia layout features more than 1,300 square feet of well-planned space with vaulted ceilings in the main living area and luxury vinyl plank flooring throughout for a clean, coastal feel. The kitchen is thoughtfully appointed with stainless steel appliances, granite countertops, and soft-close shaker cabinetry, creating a stylish and functional space for cooking and entertaining. The spacious primary suite provides a comfortable retreat with a walk-in closet and private en-suite bath. Additional living areas offer flexibility for guests, hobbies, or a home office. A golf cart is included with the home, along with a brand-new lithium battery, making it easy to enjoy the community's signature lifestyle. Ride the golf cart path located minutes from your front door to Town Square and take advantage of the amenities that make Latitude Margaritaville Watersound so desirable, including the Paradise Pool, Latitude Bar & Chill, Fins Up! Fitness Center, pickleball and tennis courts, amphitheater, and dog parks.

8386 Jollymon Way, Panama City Beach

$450,000
3 Beds 2 Baths 790052 MLS
HIGHLY MOTIVATED SELLER..... THE SELLER KNOWS THIS HOME HAS GREAT BONES THAT NEEDS YOUR UPDATES TO MAKE IT YOUR OWN...... Welcome to your slice of coastal living in the highly sought-after Summer Breeze subdivision, nestled in the heart of the West End of Panama City Beach, Florida. This charming 3-bedroom, 2 full bath ranch-style home offers comfort, convenience, and incredible value just minutes from the sugar-white sands and emerald waters of the Gulf. Enjoy the ultimate beach lifestyle with a quick golf cart ride to the shoreline, making every day feel like a vacation. Located near Pier Park, you'll have easy access to premier shopping, dining, and entertainment options, all just a short drive away. NOTE: This home has already had a PRE-LISTING HOME INSPECTION COMPLETED and the sellers have taken care of all noted repairs, giving you peace of mind and a truly move-in-ready experience. While the home is in great condition, the sellers understand you may want to add your own personal touches and updates and are highly motivated--making this an excellent opportunity to negotiate and create your dream space. WITH LOW ANNUAL HOA'S OF ONLY 300.00....this property is not only a fantastic primary residence or vacation home, but also a solid investment in one of Panama City Beach's most desirable areas. Don't miss your chance to own in Summer Breeze--schedule your showing today and make your offer before it's gone.

130 Summer Breeze Road, Panama City Beach

$450,000
4 Beds 3 Baths 789787 MLS
Welcome to your private slice of Florida paradise in desirable Lynn Haven. This beautifully refreshed pool home offers space, privacy, and thoughtful updates, all tucked away on a generously sized lot backing to a natural wooded setting with no rear neighbors. Step inside to soaring ceilings, abundant natural light, and an airy open concept layout designed for comfortable everyday living and effortless entertaining. Fresh interior paint gives the home a crisp, move in ready feel, while spacious living areas flow seamlessly into the kitchen and out to the backyard retreat. The kitchen features stainless steel appliances, abundant cabinetry, generous prep space, and a functional layout overlooking the main living area and pool, keeping everyone connected. A formal dining or flex space at the front of the home offers versatility for entertaining, a home office, or additional sitting area. The oversized primary suite is a true retreat with dual vanities, a soaking tub, and a beautifully renovated spa inspired walk in shower with designer tilework and modern finishes. Out back is where this home truly shines. Enjoy your oversized screened private pool enclosure with a sparkling in ground pool, expansive patio space, and the privacy buyers dream of. The large fenced backyard offers room for pets, play, or gardening. As an added bonus, residents also enjoy access to a community pool. Additional highlights include a spacious laundry room, storage shed, vaulted ceilings, no rear neighbors, and a prime location near Bay Haven Charter Academy, shopping, dining, parks, beaches, and more.

3720 Bay Tree Road, Lynn Haven

$407,000
2 Beds 2 Baths 1002861 MLS 1,254 SqFt.
Location, Location!! Pool Villa 2713 just listed for sale at Edgewater Beach & Golf Resort in Panama City Beach, Florida. This isn't just an average condo--it's a lifestyle! Step into the comfort of this sought after beach community. Perfectly positioned over a sparkling heated pool, this fully furnished condo offers the ideal blend of privacy, convenience, and resort style living. Inside, you're welcomed by floor to ceiling windows that flood the spacious layout with natural light. There are shiplap accents, new LVP and ceramic tile flooring to create a welcoming feel that's easy to maintain. The AC is newly installed. A good-sized private balcony extends your living space outdoors--perfect for unwinding after a day at the beach. The large owner's suite is a true retreat, complete with balcony access, a walk in closet, and an en suite bathroom. The big guest bedroom is equally inviting, offering two queen beds, private balcony, and direct access to the guest bath--ideal for hosting family and friends. The equipped kitchen, paired with full size laundry, ensures comfort and practicality for both everyday living and vacation stays. Owning a Villa at Edgewater means embracing a lifestyle centered around relaxation, recreation, and convenience. Enjoy tropical pools, hot tubs, splash pad, golf, pickleball, tennis, fitness facilities, on site dining and market, and private beach access--all within a gated, beautifully maintained resort. Bella Salon services are available by appointment and the resort is walkable to shopping and dining. Rest easy with gated entrances, 24-hour security, building-side parking, vehicle charging stations and parking for RVs, boats, jet skis, trailers. Pet-friendly for owners, with both the dog beach and park just minutes away. Whether you're seeking a personal getaway, a second home, or a rental investment, this Pool Villa delivers the coastal experience so many dream of.

520 N Richard Jackson Blvd Unit UNIT 2713, Panama City Beach

$429,000
2 Beds 2 Baths 789736 MLS
Here's your chance to own a 2 bed, 2 bath lockout condo at Origin! Lockout units are rare in PCB, and rarely do they come up for sale. Unit 1019/1021 is being offered fully furnished and rental ready! Unit 1019 is a 562 sqft studio unit complete with it's own kitchenette, HVAC unit, water heater, private balcony, and sleeps 4. Unit 1021 is a 877 sqft 1 bed, 1 bath unit with a full kitchen, HVAC and water heater, stackable washer and dryer, a large private balcony with Gulf views, and sleeps an additional 4 people. Both units have been renovated together making the flow through the lockout doors seamless. There is no carpet in either unit, just beautiful LVP flooring and ceramic tile. Recent renovations include new lighting, new paint, new drapes throughout, upgraded washer and dryer, smart thermostat, several new pieces of furniture, a new dishwasher, 2 recently replace hot water heaters, and new decor. From the moment you walk in either unit, you are welcomed with the subtle beach tones and relaxing vibes! These lockout units are a great way to acquire your dream of beach property while getting 2 units for less than each separately. Studio units in Origin are asking in the low 200's currently, and 1 bed units are asking around $300k. With a combined value of over $500k, units 1019 and 1021 can be had together for well under those values! Additionally, your options are endless. You can rent both units on the short term rental market as individual rentals, rent them together as one large unit, live in one and rent the other, or simply live in both and have the much needed space for guests, a home office, a roommate, or any other configuration you can dream up. There are Gulf views in unit 1021 from the living room window, and from the balcony. The county pier is well within sight, giving you a great place to watch the many displays of holiday fireworks over the Gulf. Both 1019 and 1021 also have views of West bay from the living areas and balconies. There is a deeded beach access just across Front Beach Road, and within walking distance to a multitude of beachfront bars, restaurants, entertainment, Pier Park, and Top Golf. Origin offers many amenities including two BBQ grill/picnic areas, a heated pool, hot tub, theater, game room, laundry facility, vending, a gated community with 24-hour security, Beaches and Cream convenient store and grill, and a Sunsations beach store located on the ground level. Origin is also one of the only high-rise condos on the beach that offers interior corridors that will keep you out of any inclement weather. The seller is motivated, so give me a call today to schedule your private viewing and make your dreams a reality with your own piece of paradise!

15100 Front Beach Road Unit 1019/1021, Panama City Beach

$440,000
5 Beds 3 Baths 1002771 MLS 2,792 SqFt.
Located in a top-rated school district and tucked away on a quiet cul-de-sac in the heart of Lynn Haven, this spacious five-bedroom, two-and-a-half-bath home is designed for connection, comfort, and effortless living. Soaring ceilings and an open, airy layout create an inviting first impression, while the first-floor primary suite offers both privacy and convenience. The main living area flows seamlessly into the kitchen and dining space--perfect for everyday living and entertaining alike. Thoughtful upgrades and improvements throughout provide both value and peace of mind. The home features a Culligan reverse osmosis water filtration system with softener (2024), a brand-new water heater (2026), and a whole-home surge protector. The kitchen is equipped with a newer refrigerator and stove (2022), along with a microwave (2024), while updated lighting, including an overhead kitchen fixture (2015) adds warmth and functionality. Additional enhancements include a replaced HVAC system (2019), updated front and rear doors (2018), a new garage door opener, and a garage motion security light (2024). An oversized two-and-a-half-car garage and expansive driveway ensure ample room for parking and storage. For outdoor enjoyment, a 2023 grill conveys with the sale--perfect for hosting and relaxing at home. Upstairs, four additional bedrooms and a full bath offer incredible flexibility, ideal for guests, a home office, or growing households. Situated in a golf-cart-friendly neighborhood with NO HOA, this home is just minutes from a local sports complex, bay access, nature preserves, and everyday conveniences. With new commercial development and Publix nearby, convenience meets lifestyle in one of Florida's most desirable communities. Lynn Haven continues to stand out as one of the Top 10 Best Places to Live in Florida, offering a perfect blend of community charm, coastal proximity, and lasting value.

1403 New Jersey Ave, Lynn Haven

$440,000
5 Beds 3 Baths 789697 MLS
Located in a top-rated school district and tucked away on a quiet cul-de-sac in the heart of Lynn Haven, this spacious five-bedroom, two-and-a-half-bath home is designed for connection, comfort, and effortless living. Soaring ceilings and an open, airy layout create an inviting first impression, while the first-floor primary suite offers both privacy and convenience. The main living area flows seamlessly into the kitchen and dining space--perfect for everyday living and entertaining alike. Thoughtful upgrades and improvements throughout provide both value and peace of mind. The home features a Culligan reverse osmosis water filtration system with softener (2024), a brand-new water heater (2026), and a whole-home surge protector. The kitchen is equipped with a newer refrigerator and stove (2022), along with a microwave (2024), while updated lighting--including an overhead kitchen fixture (2015)--adds warmth and functionality. Additional enhancements include a replaced HVAC system (2019), updated front and rear doors (2018), a new garage door opener, and a garage motion security light (2024). An oversized two-and-a-half-car garage and expansive driveway ensure ample room for parking and storage. For outdoor enjoyment, a 2023 grill conveys with the sale, perfect for hosting and relaxing at home. Upstairs, four additional bedrooms and a full bath offer incredible flexibility--ideal for guests, a home office, or growing households. Situated in a golf-cart-friendly neighborhood with NO HOA, this home is just minutes from a local sports complex, bay access, nature preserves, and everyday conveniences. With new commercial development and Publix nearby, convenience meets lifestyle in one of Florida's most desirable communities. Lynn Haven continues to stand out as one of the Top 10 Best Places to Live in Florida, offering a perfect blend of community charm, coastal proximity, and lasting value.

1403 New Jersey Avenue, Lynn Haven

$409,500
4 Beds 3 Baths 789521 MLS
Waterfront living meets everyday comfort in this beautifully appointed 4-bedroom, 3-bath home on stunning Lake Martin! Designed for both relaxation and entertaining, this spacious property features two private en suites, including one with direct access to the backyard oasis and sparkling in-ground saltwater pool complete with a diving board. Inside, the home is filled with natural light thanks to an abundance of windows that create a bright, airy atmosphere throughout. The kitchen is both stylish and functional, showcasing granite countertops and a decorative glass tile backsplash that adds the perfect touch of elegance. Step outside and enjoy everything Florida living has to offer -- a fully fenced backyard, pool house, storage shed, and stairs leading down to a generous lakeside deck ideal for fishing, boating, sunset views, or simply unwinding by the water. A nearby public boat landing makes getting out on the lake quick and convenient. Additional highlights include hurricane shutters for added peace of mind during storm season and partial solar power to help keep energy costs lower year-round. Conveniently located just minutes from Tyndall Air Force Base, as well as grocery stores, dining, shopping, and everyday conveniences, this property offers the perfect blend of privacy, recreation, and accessibility. Whether you're searching for a full-time residence, vacation retreat, or entertainer's dream home, this lakeside gem delivers the best of Florida waterfront living. All zoning, sizes, and measurements are approx. please verify if important. Also, sellers are very motivated.

109 Arlington Drive, Panama City

$450,000
2 Beds 2 Baths 789423 MLS
Welcome to Summerhouse 309 in the heart of Mexico Beach a beautifully updated 2-bedroom, 2-bath coastal condo with hall bunks, offering Gulf views, laid-back charm, and the peaceful beach lifestyle buyers are searching for. If you're not quite into the hustle and bustle of nearby beach towns, Mexico Beach is the perfect escape known for its uncrowded beaches, friendly small-town feel, world-class fishing, and slower pace of life. Located just steps from the sugar-white sand (less than 200 steps to the beach), this spacious unit comfortably accommodates guests and offers flexibility for personal use, second-home enjoyment, or vacation rental potential. Inside, you'll find a welcoming coastal interior, Gulf-view balcony, and an open living space designed for easy, relaxed living. The Summerhouse Condominiums community features desirable amenities including a swimming pool, hot tub, sauna, elevator access, outdoor shower, grilling area, and an adjacent city park with playground. The building is currently undergoing roof replacement and exterior improvements an added bonus for future owners seeking long-term value and peace of mind. Why people love Mexico Beach: boating, fishing, stunning sunsets, golf cart-friendly charm, local seafood, nearby marina access, and a quieter coastal atmosphere that feels like Old Florida. Enjoy nearby favorites like Mango Marley's, local food trucks, fresh catch, and the Mexico Beach Marina just minutes away. Whether you're looking for a relaxing getaway, a second home with rental potential, or your own place by the Gulf, this is a rare opportunity to own in one of Florida's most beloved hidden gems.

2202 Highway 98 Unit 309, Mexico Beach

$449,000
2 Beds 2 Baths 789342 MLS
GULF-FACING BALCONY. RENOVATED INTERIOR. TURN-KEY BEACHFRONT CONDO. Regency Towers 1319 is a furnished beachfront condo in Panama City Beach, Florida, with a gulf-facing balcony and westward coastline views over the white sand beaches of PCB. The balcony is set up with high-top Polywood furniture, creating an elevated outdoor space for taking in the Gulf views. Inside, the unit features updated windows and sliding glass doors, consistent tile flooring throughout, and a renovated kitchen centered around natural stone countertops with gold-accent details that make a statement. The kitchen also includes stainless steel appliances, updated cabinetry, and a tiled backsplash. The primary bedroom features a king bed, balcony access, and an ensuite bath with a granite-topped vanity and tiled walk-in shower. The guest bedroom includes a full bed and access to its own bath with a tiled tub/shower combination. Additional sleeping space is available with the living room sleeper sofa, allowing the unit to sleep up to eight guests. Fully furnished and turn-key, Regency Towers 1319 is currently on the Regency Towers on-site rental program. Regency Towers has been a favorite Panama City Beach destination for more than 40 years. Located in the South Lagoon area, the gated beachfront community is minutes from St. Andrews State Park, area attractions, and dining options including Captain Jack's, Schooners, and Patches Pub. Community amenities include 24-hour security, ample parking, two beachfront pools, one seasonally heated, a wading pool, indoor hot tub, owners' lounge, fitness center, game room, picnic area with grills, private beach access by boardwalk, and The Sandbar, a recently remodeled on-site dining option open daily from 11 AM to 6 PM. Recent additions to Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge, continue to add to the area's appeal for visitors, owners, and rental guests. HOA dues are currently $2,546.30 per quarter and include water, sewer, trash service, pest control, and access to community amenities. Pets are not permitted under current association rules. Assistance animals are governed by applicable law and association procedures. All information is deemed reliable but not guaranteed; buyer to verify if important.

5801 Thomas Drive Unit 1319, Panama City Beach

$439,900
2 Beds 2 Baths 789284 MLS
Experience coastal living at its finest in this stunning 19th floor penthouse Gulf-front condo at Sterling Reef Condominiums. This beautifully updated two-bedroom, two-bath residence offers breathtaking views of the turquoise and emerald-green waters of the Gulf, perfectly complemented by sugar-white sands stretching for miles. Designed for both comfort and style, this turnkey-rental ready condo comfortably sleeps up to six guests and features fresh updates throughout--including new paint completed within the last week, along with a new couch, chair, and rug that bring a bright, modern feel to the space. The open living area flows seamlessly onto a spacious Gulf-front balcony, where you can relax, dine, or simply take in the unforgettable sunsets. The primary suite is a true retreat, complete with a private en-suite bath and its own direct balcony access--perfect for enjoying your morning coffee with the sound of the waves. The second bedroom and full bath provide ample space and privacy for guests or family. Sterling Reef offers exceptional amenities, including a beachfront pool, fitness center, outdoor grilling stations, and picnic areas--everything you need for the perfect beachside lifestyle. The location is unbeatable: situated directly next to M.B. Miller County Pier, you'll have front-row seats to incredible views and fishing opportunities. You're also across the street from Shipwreck Island Waterpark and just minutes from shopping, dining, and entertainment at Pier Park. Even better, enjoy spectacular Independence Day fireworks right from your own balcony--no crowds required. This condo is a proven rental with great rental history. Even better, reservations are already secured for 2026, offering immediate, turnkey income for the next owner. Whether you're looking for a personal getaway, investment property, or vacation rental, this penthouse truly has it all--luxury, location, and lifestyle you simply can't beat. All measurements and items if importance are to be confirmed by buyer or buyer agent.

12011 Front Beach Road Unit 1902B, Panama City Beach

$429,900
2 Beds 2 Baths 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City

$430,000
2 Beds 2 Baths 788890 MLS
Experience refined coastal living at 5314 Beach Dr, ideally situated just two blocks from the pristine sugar-white sands of Panama City Beach. Enjoy effortless access to the Gulf with a short stroll or leisurely golf cart ride, placing sun, sand, and sea at your fingertips. Set within a well-established neighborhood with no HOA, this residence offers comfort and convenience just moments from local dining, marinas, and the natural beauty of St. Andrews State Park. The public boat ramp is only 0.7 miles away! This thoughtfully designed 2-bedroom, 1.5-bath home features a desirable split-bedroom layout, creating separate spaces for privacy and retreat. The interiors are warm and inviting, highlighted by an elegantly updated kitchen with modern appliances, a light-filled living area designed for relaxation and entertaining, and the added benefit of being fully furnished for immediate enjoyment or rental readiness. Outdoors, the property truly shines with exceptional outdoor living spaces. A spacious covered patio with a beach bar, seating area, grilling space, and sand-filled lounging area creates the perfect atmosphere for hosting friends and family or relaxing after a day on the water. The fully fenced yard provides a private and secure retreat. Low-maintenance landscaping and ample parking complete the exterior appeal. Whether envisioned as a sophisticated primary residence, an exclusive coastal retreat, or a high-performing vacation rental, this property presents a compelling opportunity. Discover the essence of elevated beachside living--where comfort, style, and location converge.

5314 Beach Drive Unit 5314, Panama City

$445,000
3 Beds 2 Baths 788748 MLS
Escape to your own slice of coastal heaven at this stunning, fully furnished retreat in the heart of Panama City Beach! Located at 118 Lake Side Circle, this property offers the perfect blend of relaxation and entertainment, ideal for both a permanent residence or a lucrative vacation rental. Step inside and be greeted by a bright and airy open floor plan, designed for comfortable living and seamless entertaining. This home features: Move-In Ready: This home is being sold fully furnished! Simply bring your swimsuit and start enjoying the beach lifestyle immediately. Outdoor Living at its Finest: Prepare to be amazed by the incredible outdoor living space, complete with your very own tiki bar! Perfect for hosting gatherings, enjoying sunset cocktails, or simply unwinding after a day at the beach. Comfortable Living: With 3 bedrooms and 2 bathrooms, this home provides ample space for family and guests. Prime Location: Situated in a desirable area of Panama City Beach, you'll be just moments away from world-class beaches, dining, shopping, and entertainment. The square footage of the home is 1444 sqft. Imagine yourself sipping tropical drinks at your private tiki bar, feeling the gentle Gulf breezes, and creating unforgettable memories. Don't miss this opportunity to own your piece of paradise! Contact us today to schedule your private showing of 118 Lake Side Circle, Panama City Beach, FL 32413. Your beach dream awaits!

118 Lakeside Circle, Panama City Beach

$439,000
3 Beds 2 Baths 788683 MLS
Welcome to your perfect beach getaway in the highly sought-after Venture Out Resort in Panama City Beach! This beautifully maintained 3 bedroom, 2 bath home is being sold fully furnished and includes a golf cart, making it completely turnkey and ready for immediate enjoyment or rental income. Step inside to a bright and inviting open floor plan featuring durable vinyl plank flooring throughout the main living areas and a light, coastal color palette that creates a relaxed beachy vibe. The spacious living room flows seamlessly into the kitchen, offering plenty of room for family and guests to gather. The kitchen is well-equipped with ample cabinetry, generous counter space, and everything needed for everyday living or vacation stays. Just off the main living area, you'll find comfortable bedrooms, including a flexible third bedroom that can easily serve as a bunk room or additional guest space. Enjoy your morning coffee or unwind after a day at the beach in this cozy and welcoming home designed for easy coastal living. Located in a gated, golf cart-friendly community, Venture Out offers incredible amenities including private beach access, two swimming pools, fishing pier, boat ramp, playground, and 24/7 security. Whether you're looking for a second home, investment property, or full-time residence, this one checks all the boxes. Don't miss this opportunity to own a turnkey beach home in one of PCB's most popular resort communities!

359 Amberjack Drive, Panama City Beach

$415,000
2 Beds 3 Baths 788428 MLS
Welcome to Shores of Panama Unit 2218, a beautifully updated Gulf-front condo for sale in Panama City Beach offering stunning Gulf views, resort-style amenities, direct beach access, and strong short-term rental potential. Located on the 22nd floor, this 2-bedroom + bunk, 3-bath beachfront condo features an open-concept layout with floor-to-ceiling glass doors leading to your private balcony-perfect for enjoying the emerald waters and white sand beaches of the Gulf of Mexico. This turnkey, Panama City Beach condo has been fully updated in 2024, including new flooring, updated furniture package, new appliances, and new HVAC system, providing both style and peace of mind. The spacious layout comfortably accommodates larger groups, making it ideal for a high-performing vacation rental or Airbnb investment in Panama City Beach. Shores of Panama offers unmatched resort-style amenities including a lagoon-style Gulf-front pool, indoor heated pool & hot tub, beachfront tiki bar & grill, fitness center & spa, direct beach access, covered parking and security Located on Front Beach Road, just steps from Pineapple Willy's and minutes to shopping, dining, and entertainment, this is one of the most sought-after beachfront condo communities in Panama City Beach. Whether you're searching for a Panama City Beach condo for sale, a short-term rental investment, or a second home on the Gulf Coast, this property delivers exceptional value, lifestyle, and income potential. Don't miss this opportunity--schedule your private showing today and secure your piece of paradise at Shores of Panama.

9900 S Thomas Drive Unit 2218, Panama City Beach

$411,142
5 Beds 4 Baths 788270 MLS
This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a soothing soaking tub, Separate shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

7188 Legacy Court, Panama City

$449,900
2 Beds 2 Baths 788235 MLS
Welcome to this beautifully maintained 2 bedroom, 2 bathroom gulf-front condo in Tower II at Edgewater Beach Resort--the ONLY full-service resort in Panama City Beach. This is true beachfront living with direct views of the Gulf of Mexico, offering the perfect combination of personal enjoyment and strong investment potential. This unit is exceptionally clean and well cared for, featuring tile flooring throughout, a spacious open layout, and a large primary closet. Sold fully furnished and turnkey, it is completely rental-ready from day one. Recent updates include a brand new refrigerator and dishwasher (2025), washer and dryer (2026), microwave (2024), hot water heater (2024), and stove (2021). HVAC replaced in 2017. Additional upgrades include new smoke detectors and alarms, plus a pullout couch to maximize guest accommodations. Edgewater Beach Resort is widely recognized as the premier luxury resort on the Emerald Coast, offering unmatched amenities that drive both lifestyle appeal and rental demand. Owners and guests enjoy 11 resort-style pools, including the iconic lagoon pool with waterfalls, private deeded beach access with new poolside cabanas, on-site dining at Oceans Bar & Grill and multiple poolside bars, a 9-hole golf course with pro shop, state-of-the-art fitness center, tennis and basketball courts, and a rapidly expanding pickleball facility. The resort also features an on-site Starbucks market, retail shops, ice cream parlor, arcade, convenience market, full-service spa, electric vehicle charging stations, and secure gated access with trailer parking. Exclusive owner benefits include 20% discounts at on-site restaurants and shops (which can be extended to immediate family), plus complimentary annual beach chair service. Located in the heart of Panama City Beach, this property is adjacent to Edgewater Shoppes, offering dining, entertainment, bowling, arcade, axe throwing, escape rooms, salons, and more. Nearby conveniences include Publix, Walmart, and easy access to charter fishing, boating, dolphin tours, and all the top attractions along the Emerald Coast. This condo presents a strong investment opportunity, with similar units generating approximately $45,000-$50,000 in annual rental income. Whether you're looking for a beachfront getaway, second home, or income-producing property, this unit checks every box. Schedule your private showing today and experience why Edgewater continues to be one of the most in-demand beachfront resorts in Panama City Beach.

11619 Front Beach Road Unit 1108, Panama City Beach

$424,900
2 Beds 2 Baths 788058 MLS
The bright lights of Panama City Beach is introducing you to this SHOWSTOPPER! Introducing a completely remodeled luxury townhome on the highly desirable west end of Panama City Beach--where refined coastal design meets effortless beachside living. With a low HOA and the opportunity for 10% down financing through a local lender, this is a rare blend of accessibility and upscale appeal. Perfectly positioned just 0.3 miles from Beach Access 76B, this stunning 2BR/1.5BA residence has been thoughtfully transformed with high-end finishes and designer touches throughout. The heart of the home is a showstopping kitchen featuring endless granite countertops, stainless steel appliances, custom tile backsplash, and crisp white storybook cabinetry, all flowing seamlessly into a bright, open living space designed for both relaxation and entertaining. Upstairs, retreat to a beautifully appointed primary suite complete with a spa-inspired walk-in shower and a private balcony, the perfect setting for sunset evenings along the Gulf Coast. The guest bedroom offers two queen beds, comfortably accommodating family and guests, while the home sleeps up to six with ease. Step outside to your expansive, newly built private deck, an inviting outdoor living space ideal for morning coffee or evening gatherings. A second-floor balcony adds yet another layer of elevated coastal charm. Residents enjoy access to a community pool, all within moments of the beach. Located just 3.5 miles from Pier Park and minutes from top attractions like Shipwreck Island Waterpark, this property places world-class dining, shopping, and entertainment at your fingertips. Whether you're seeking a refined personal getaway or a high-performing investment, this luxury coastal retreat delivers style, location, and lifestyle in one exceptional package.

32 Chateau Road, Panama City Beach

$445,000
3 Beds 3 Baths 788022 MLS
BEAUTIFULLY UPDATED THROUGHOUT! Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED , TOO MANY EXTRAS TO LIST THEM ALL!. The open floorplan is extremely spacious with an impressive great room & dining room as you enter, including a wood burning fireplace that offers a 7' wide brick hearth. There is fresh paint & Luxury Vinyl Plank flooring throughout. The new kitchen has been opened to the living area and is appointed with recessed lighting and a magnificent quartz countertop, white with gray veins. A brushed stainless GE appliance pkg has been installed, along with full length cabinets to the ceiling & topped with crown moulding. Moving on to the master bdrm find plenty of room at 20 ft wide. The new master bath includes an elegant fully tiled shower with seamless glass. Complete with new fixtures & toilets. The double vanity comes with lighted mirrors, new cabinets & countertops. Includes new roof & windows and original construction built with 2x6 walls for strong bones. New 50 gal water heater. A/C blower unit and compressor replaced about 2 yrs ago. New electric service panel & breakers, upgraded to a 200 amp service, plus all outlets & switches replaced. There is also a GENERAC WHOLE HOUSE GENERATOR with a 500 gal propane tank (buried & full of gas). Plus a deep water submersible well along with a Culligan water softener system. The workshop out back will come in handy too. And the incredibly large back yard has unlimited possibilities for a pool or outdoor kitchen/entertainment area. Owner financing terms: 4.9% RATE!! With 20% down, amortized 30yrs with a 7 yr balloon. (Owner financing is available only for an owner occupant/primary residence of purchaser)

2734 Jamedon Drive, Panama City

$425,000
2 Beds 2 Baths 787993 MLS
Gulf front 2 bedroom, 2 bathroom condo located in the highly sought after Tower I at Edgewater Beach and Golf Resort. Situated on the 2nd floor, this unit offers beautiful views of the lagoon style pool, tropical landscaping, and the Gulf, along with the relaxing sound of waves in the background. Inside, tile plank flooring runs throughout, offering a clean look and easy maintenance. The kitchen features a granite breakfast bar that's perfect for quick meals, along with a separate dining nook that includes additional cabinetry for extra storage. Both bedrooms are generously sized. The primary suite includes an ensuite bathroom with a soaking tub and shower combo. The guest bedroom has convenient access to a full bathroom, which can also be accessed from the hallway. Updated HVAC system replaced approximately 2.5 years ago and the water heater was replaced approximately 3 years ago. Edgewater Beach and Golf Resort is known for its impressive list of amenities including multiple pools, a fitness center, tennis and pickleball courts, a golf course, on site market, and a year round restaurant. The resort also offers direct beach access and gated parking on the same side of the street, so there's no need to deal with a parking garage. Whether you're looking for a primary residence, second home, or investment property, this condo offers a great combination of comfort, location, and resort style living.

11483 Front Beach Road Unit 205, Panama City Beach

$419,500
4 Beds 2 Baths 787842 MLS
NEW PRICE + BUYER INCENTIVE! Discover the freedom of owning a quality-built Florida home with space, savings, and peace of mind at 2417 Kirkwell Avenue. Seller concessions up to $10,000 are available toward buyer closing costs, prepaids, and/or an interest rate buydown (with lender approval), making this an incredible opportunity to make this home yours. Built with durability in mind, this home features 2x6 exterior wall construction, impact-rated windows, and a peel-and-stick roof underlayment - valuable upgrades designed to provide added strength, efficiency, and protection from Florida weather. Enjoy the freedom of NO HOA restrictions while benefiting from the savings of a private well and septic system, eliminating traditional monthly water and sewer bills and putting more money back in your pocket. Inside, you'll find a comfortable and versatile layout designed for everyday living, entertaining, and creating memories. Whether you're looking for a place to call home, additional space, or the flexibility to enjoy your property your way, 2417 Kirkwell delivers. Conveniently located near shopping, dining, schools, and all that the Lynn Haven area has to offer, this home combines thoughtful construction, financial savings, and the freedom you've been searching for. Don't miss this opportunity to own a home that offers more space, more flexibility, and more value, with incentives available to help make it yours! Buyer to verify all information. Information deemed reliable, but not guaranteed.

2417 Kirkwell Avenue, Lynn Haven

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