Bay County, FL Real Estate Search

Bay County, FL Homes between $400,000 and $450,000 for Sale

Bay County, FL offers a diverse array of real estate opportunities for buyers seeking homes in the $400,000 to $450,000 range. This charming region boasts a variety of styles, from modern coastal contemporary designs to more traditional family homes, catering to a wide range of tastes and preferences. Many properties are located near beautiful beaches, vibrant community parks, and top-rated schools, making this area an attractive option for families, retirees, and investors alike. As more people discover the allure of Bay County's welcoming atmosphere, burgeoning local amenities, and stunning natural beauty, the housing market continues to thrive, providing ample options for potential homeowners.

Our website features the best real estate search for homes between $400,000 and $450,000 available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Homes between $400,000 and $450,000 for Sale

$424,900
2 Beds 2 Baths 788058 MLS
The bright lights of Panama City Beach is introducing you to this SHOWSTOPPER! Introducing a completely remodeled luxury townhome on the highly desirable west end of Panama City Beach--where refined coastal design meets effortless beachside living. With a low HOA and the opportunity for 10% down financing through a local lender, this is a rare blend of accessibility and upscale appeal. Perfectly positioned just 0.3 miles from Beach Access 76B, this stunning 2BR/1.5BA residence has been thoughtfully transformed with high-end finishes and designer touches throughout. The heart of the home is a showstopping kitchen featuring endless granite countertops, stainless steel appliances, custom tile backsplash, and crisp white storybook cabinetry, all flowing seamlessly into a bright, open living space designed for both relaxation and entertaining. Upstairs, retreat to a beautifully appointed primary suite complete with a spa-inspired walk-in shower and a private balcony, the perfect setting for sunset evenings along the Gulf Coast. The guest bedroom offers two queen beds, comfortably accommodating family and guests, while the home sleeps up to six with ease. Step outside to your expansive, newly built private deck, an inviting outdoor living space ideal for morning coffee or evening gatherings. A second-floor balcony adds yet another layer of elevated coastal charm. Residents enjoy access to a community pool, all within moments of the beach. Located just 3.5 miles from Pier Park and minutes from top attractions like Shipwreck Island Waterpark, this property places world-class dining, shopping, and entertainment at your fingertips. Whether you're seeking a refined personal getaway or a high-performing investment, this luxury coastal retreat delivers style, location, and lifestyle in one exceptional package.

32 Chateau Road, Panama City Beach

$425,500
2 Beds 2 Baths 788036 MLS
***Price Improvement*** Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage Fully furnished and with a full-price offer the golf-cart will be included. Located in sought-after Phase 3 this home offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, upgraded Beams in the family room and designer recessed lighting in all rooms. The gourmet kitchen is a standout with Upgraded Whirlpool appliances, a quartz island, upgraded light gray -colored cabinetry, upgraded pull-out shelving, sleek quartz countertops and the subway tile backsplash is great with the under-cabinet lighting--ideal for entertaining or everyday living. The bedrooms are finished with recessed lighting, while baths feature tile flooring and tiled shower for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. The spacious laundry room includes washer and dryer, plus shelving for extra storage. Additional highlights include: Maytag Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar--all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Don't miss out on this cottage located in phase 3 (closest to the amenities). Come experience why so many choose to live the Latitude lifestyle--this Camellia Cottage is truly move-in ready and a must-see! Welcome to your coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage Fully furnished including the golf-cart located in sought-after close-in Phase 3, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities. The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, upgraded Beams in the family room and designer recessed lighting in all rooms. The gourmet kitchen is a standout with Upgraded Whirlpool appliances, a quartz island, upgraded gray -colored cabinetry, upgraded pull-out shelving, sleek quartz countertops and the subway tile backsplash is great with the under-cabinet lighting--ideal for entertaining or everyday living. The bedrooms are finished with recessed lighting, while baths feature tile flooring and tiled shower for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. The spacious laundry room includes washer and dryer, plus shelving for extra storage. Additional highlights include: Maytag Washer & dryer included,10-year structural warranty from original build date. Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience. As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar--all just 7 miles from the sugar-white beaches of the Emerald Coast. A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience. Don't miss out on this cottage located in phase 3 (closest to the amenities). Come experience why so many choose to live the Latitude lifestyle--this Camellia Cottage is truly move-in ready and a must-see!

8463 Landshark Boulevard, Panama City Beach

$445,000
3 Beds 3 Baths 788022 MLS
BEAUTIFULLY UPDATED THROUGHOUT! Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED , TOO MANY EXTRAS TO LIST THEM ALL!. The open floorplan is extremely spacious with an impressive great room & dining room as you enter, including a wood burning fireplace that offers a 7' wide brick hearth. There is fresh paint & Luxury Vinyl Plank flooring throughout. The new kitchen has been opened to the living area and is appointed with recessed lighting and a magnificent quartz countertop, white with gray veins. A brushed stainless GE appliance pkg has been installed, along with full length cabinets to the ceiling & topped with crown moulding. Moving on to the master bdrm find plenty of room at 20 ft wide. The new master bath includes an elegant fully tiled shower with seamless glass. Complete with new fixtures & toilets. The double vanity comes with lighted mirrors, new cabinets & countertops. Includes new roof & windows and original construction built with 2x6 walls for strong bones. New 50 gal water heater. A/C blower unit and compressor replaced about 2 yrs ago. New electric service panel & breakers, upgraded to a 200 amp service, plus all outlets & switches replaced. There is also a GENERAC WHOLE HOUSE GENERATOR with a 500 gal propane tank (buried & full of gas). Plus a deep water submersible well along with a Culligan water softener system. The workshop out back will come in handy too. And the incredibly large back yard has unlimited possibilities for a pool or outdoor kitchen/entertainment area. Owner financing terms: 4.9% RATE!! With 20% down, amortized 30yrs with a 7 yr balloon. (Owner financing is available only for an owner occupant/primary residence of purchaser)

2734 Jamedon Drive, Panama City

$425,000
2 Beds 2 Baths 787993 MLS
Gulf front 2 bedroom, 2 bathroom condo located in the highly sought after Tower I at Edgewater Beach and Golf Resort. Situated on the 2nd floor, this unit offers beautiful views of the lagoon style pool, tropical landscaping, and the Gulf, along with the relaxing sound of waves in the background. Inside, tile plank flooring runs throughout, offering a clean look and easy maintenance. The kitchen features a granite breakfast bar that's perfect for quick meals, along with a separate dining nook that includes additional cabinetry for extra storage. Both bedrooms are generously sized. The primary suite includes an ensuite bathroom with a soaking tub and shower combo. The guest bedroom has convenient access to a full bathroom, which can also be accessed from the hallway. Updated HVAC system replaced approximately 2.5 years ago and the water heater was replaced approximately 3 years ago. Edgewater Beach and Golf Resort is known for its impressive list of amenities including multiple pools, a fitness center, tennis and pickleball courts, a golf course, on site market, and a year round restaurant. The resort also offers direct beach access and gated parking on the same side of the street, so there's no need to deal with a parking garage. Whether you're looking for a primary residence, second home, or investment property, this condo offers a great combination of comfort, location, and resort style living.

11483 Front Beach Road Unit 205, Panama City Beach

$435,000
1 Beds 2 Baths 787882 MLS
Investor Alert! Major price drop! Highly motivated seller, on this incredible investment opportunity. Don't miss your chance before its gone! Looking for the perfect floor to capture the best views? This is the one. Ideally positioned on the 12th floor, this unit offers the perfect balance-elevated Gulf views without the concerns of high-floor living. Welcome to an unparalleled coastal oasis at Calypso Tower III, where refined luxury meets the serene beauty of a gulf view living. This one-of-a-kind 1-bedroom, 2-bath residence features a rare and thoughtfully designed floor plan, complemented by high-end finishes throughout. Step inside to a sophisticated coastal ambiance, highlighted by custom shiplap accents at the kitchen bar. Every detail has been carefully curated, including premium window treatments that elevate both style and comfort. This exceptional unit boasts a Gulfview primary bedroom and a highly sought-after double balcony, creating seamless indoor-outdoor living with breathtaking panoramic views. Both bathrooms are elegantly appointed with timeless finishes that enhance the home's upscale coastal design. With premium upgrades throughout, this unit is more than just a condo--it's a statement of refined beachfront living. From the moment you enter, the quality and attention to detail are undeniable. Enjoy an impressive collection of resort-style amenities, including a large lagoon-style pool, hot tub, well-appointed fitness center, on-site restaurant with al fresco dining, and direct beach access--delivering a true luxury lifestyle just steps from the sand. Don't miss this rare opportunity to own in one of the most sought-after locations in Panama City Beach. Schedule your private showing today and experience the elevated coastal lifestyle firsthand.

15928 Front Beach Road Unit 3-1204, Panama City Beach

$419,500
4 Beds 2 Baths 787842 MLS
NEW PRICE + BUYER INCENTIVE! Discover the freedom of owning a quality-built Florida home with space, savings, and peace of mind at 2417 Kirkwell Avenue. Seller concessions up to $10,000 are available toward buyer closing costs, prepaids, and/or an interest rate buydown (with lender approval), making this an incredible opportunity to make this home yours. Built with durability in mind, this home features 2x6 exterior wall construction, impact-rated windows, and a peel-and-stick roof underlayment - valuable upgrades designed to provide added strength, efficiency, and protection from Florida weather. Enjoy the freedom of NO HOA restrictions while benefiting from the savings of a private well and septic system, eliminating traditional monthly water and sewer bills and putting more money back in your pocket. Inside, you'll find a comfortable and versatile layout designed for everyday living, entertaining, and creating memories. Whether you're looking for a place to call home, additional space for your family, or the flexibility to enjoy your property your way, 2417 Kirkwell delivers. Conveniently located near shopping, dining, schools, and all that the Panama City area has to offer, this home combines thoughtful construction, financial savings, and the freedom you've been searching for. Don't miss this opportunity to own a home that offers more space, more flexibility, and more value, with incentives available to help make it yours! Buyer to verify all information. Information deemed reliable, but not guaranteed.

2417 Kirkwell Avenue, Lynn Haven

$409,900
3 Beds 3 Baths 787633 MLS
Your Whisper Dunes villa awaits - this two-story 3BR/2BA home features a first-floor master, adaptable upstairs loft, and a private screened porch, all just minutes from the beaches, Pier Park, and 30A in Panama City Beach. Open, airy, and designed for everyday living, the first floor boasts 9-foot ceilings and a seamless flow between the living, dining, and kitchen spaces. The master suite features a large walk-in closet and a spa-inspired bath with double china vanities, granite countertops, a separate shower, and a garden tub. Upstairs, two additional bedrooms and a huge loft provide flexible space for a media room, playroom, home office, or guest retreat. A laundry room with cabinets adds convenience and extra storage. Recent updates make this home move-in ready: fresh interior paint, new LVP flooring upstairs, carpeted stairs replaced in 2023, and a newly installed screened enclosure in summer 2025. Additional features include a roof replaced in 2023, and HVAC replaced in 2024. Built to Energy Star Qualified standards, this home offers enhanced energy efficiency, water conservation, and improved indoor air quality. Whisper Dunes is a low-maintenance, pet-friendly community with HOA-covered landscaping, making yard care effortless. Located in the highly desirable West End of Panama City Beach, this home is close to top beaches, shopping, dining, Pier Park, 30A, and Northwest Florida International Airport - offering the perfect combination of comfort, convenience, and coastal lifestyle.

300 Sand Oak Boulevard, Panama City Beach

$425,000
3 Beds 2 Baths 787601 MLS
Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway, income-producing short-term rental, or full-time residence, this versatile property delivers. The interior features a bright, open layout designed for relaxed coastal living, with updated finishes that create a welcoming, low-maintenance space for owners and guests alike. Step out onto the second-floor balcony and take in views of the Gulf--perfect for morning coffee or unwinding after a day at the beach. What truly sets this property apart is the flexibility and long-term value. With no HOA, no flood insurance requirement, and no restrictions on short-term rentals, owners have the freedom to maximize income potential while keeping operating costs manageable. Notable improvements--including a new roof (2019), updated siding, Trex decking, PVC railings, and a new AC system installed in April 2023--provide peace of mind and added durability for years to come. Located just minutes from the area's top dining, shopping, and entertainment, this property combines lifestyle, convenience, and investment potential in one compelling package. Whether you're building your portfolio or securing your own place at the beach, this property offers the location, flexibility, and upside that make coastal investments worthwhile.

7405 Beach Drive Unit B, Panama City

$425,100
5 Beds 4 Baths 787589 MLS
This home will be built on a cul-de-sac lot on Parkbrook Cove. The pictures are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a tiled shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

5023 Parkbrook Cove, Panama City

$414,900
1 Beds 2 Baths 999125 MLS 1,103 SqFt.
Unit 3-2005, a 20th-floor condominium at Calypso Tower III, presents a compelling investment opportunity, along with one of the best views of the gulf, from one of Panama City Beach's most sought-after beachfront locations, just steps from Pier Park and provides direct Gulf access. This spacious one-bedroom, two full bath floor plan is designed to comfortably sleep six. The unit features a primary suite, custom-built hall bunks, and a sleeper sofa, maximizing occupancy potential while maintaining livability. Two full bathrooms adds significant functional value, supporting premium nightly rates. From its elevated 20th-floor vantage point, enjoy front-row views of the Pier Park pier, where seasonal holiday fireworks illuminate the sky over the Gulf, creating a spectacular backdrop from your oversized private balcony. Offered fully furnished and turnkey, this property is positioned for immediate rental placement with no additional setup required. Quartz countertops in the kitchen and bathrooms, custom light fixtures, custom window treatments and wainscoting throughout elevate the interior beyond typical builder-grade finishes, creating a differentiated product within a competitive short-term rental market. The open-concept kitchen, complete with GE stainless steel appliances, appeals to families and extended-stay guests, broadening its rental audience. Completed in 2020, Tower III offers modern construction and newer systems, helping mitigate near-term capital expenditure concerns often associated with older beachfront buildings. Resort-style amenities, including a seasonally heated zero-entry pool, hot tub, fire pit, fitness center, tiki bar, rentable cabanas, on-site dining, and deeded beach access approximately 400 feet away, enhance guest experience and drive repeat bookings. The property's five-minute walk to Pier Park, with its dining, shopping, entertainment venues, Top Golf, SkyWheel, movie theater, and family attractions, further strengthens occupancy performance and seasonal rate potential. With six-person occupancy, two full baths, 20th-floor Gulf views, and its' premier location, this residence is strategically positioned to capture strong rental demand while offering long-term appreciation potential along the Florida Gulf Coast. Golden hour, elevated. The views from this unit are stunning and delivers front-row seats to breathtaking sunsets that melt into the horizon night after night. Coastal luxury meets sky-high serenity... this is where every evening feels like a private show!

15928 Front Beach Rd Unit # 32005, Panama City Beach

$405,000
2 Beds 3 Baths 787411 MLS
Experience the best of coastal living in this beautifully positioned two-story condominium at Pinnacle Port, ideally located on the highly desirable west end of Panama City Beach. Offering a rare blend of Gulf-front and lakeside access, this property delivers a unique lifestyle surrounded by both the emerald waters of the Gulf and the tranquility of Lake Powell. The main level features a bright and open living space that flows seamlessly to a private balcony overlooking the lake, creating the perfect setting for relaxing or entertaining. The kitchen is thoughtfully designed with both style and functionality in mind, while a convenient half bath is ideal for guests. Upstairs, two spacious bedrooms provide comfort and privacy, each offering its own scenic perspective. The primary suite includes access to a private balcony, while the guest bedroom captures stunning coastal views. This well-designed layout maximizes both space and functionality. Residents of this gated community enjoy an impressive array of amenities, including direct beach access, multiple pools, tennis and shuffleboard courts, a fitness center, and access to Lake Powell with a boat launch and dock. Bordering Camp Helen State Park, the setting offers a peaceful, natural backdrop while remaining just minutes from the shopping, dining, and entertainment of 30A and Pier Park. Whether you are searching for a primary residence, vacation getaway, or investment opportunity, this property presents an exceptional opportunity to enjoy the very best of Panama City Beach waterfront living.

23223 Front Beach Road Unit 505A, Panama City Beach

$419,000
3 Beds 2 Baths 787034 MLS
Fully renovated beach cottage and RENTAL MACHINE only .3 miles from the Gulf! This stunning 3-bedroom, 2-bath coastal home sits on a huge lot with no HOA in the heart of Lower Grand Lagoon, offering the kind of space that is nearly impossible to find this close to the water. Every inch of this cottage has been meticulously updated, including a 2020 metal roof, HVAC, Hardie Board siding, vinyl windows, septic system, PEX plumbing, and copper wiring. The coastal interior shines with granite countertops, white cabinets, stainless appliances, wood-look tile flooring, and updated fixtures throughout. All of the furnishings convey to the new buyer. Beyond the beautiful renovations, this property is a proven high-producing investment that has consistently delivered impressive results, generating $58,642 in 2023, $50,378 in 2024, and $45,591 in 2025. It is currently self-managed and the seller would be happy to share his process and vendors so a new buyer could continue. 2026 is on track with HUGE numbers! Over $41,500 already completed in Jan-July 2026! The massive yard provides plenty of room to add a private pool, while the oversized driveway offers an abundance of parking for a boat, jet skis, and golf cart. An amazing covered front porch offers the perfect hangout, while the private outdoor shower makes cleaning off the sand effortless after a day at the beach. This prime location puts you mere blocks from the community boat ramp and minutes from the area's best-loved dining spots like Schooners, Patches, and Finn's, offering guests the ultimate coastal lifestyle with world-class boating, fishing, and white sandy beaches just down the street. This property perfectly balances a relaxed coastal vibe with a proven track record of rental success. Schedule your showing today. A video tour is also available

5616 Pinetree Avenue, Panama City

$421,000
2 Beds 2 Baths 786900 MLS
Top-floor 2-Bedroom Condo at Ocean Villa. Discover unmatched coastal luxury in this gorgeous 2-bedroom unit at Ocean Villa, situated directly on the beautiful white sands of Panama City Beach. Boasting one of the largest balconies available in a two-bedroom floor plan, this home offers breathtaking Gulf vistas--ideal for savoring morning coffee at sunrise or unwinding amid stunning sunset colors. The interior features a welcoming open-concept layout, perfect for short weekend getaways or extended vacations. Units on the top five floors enjoy elevated 10-foot ceilings. The stylish, modern finishes include smooth tile flooring throughout for a clean, contemporary vibe. The upscale kitchen impresses with stainless steel appliances and elegant granite countertops, blending beauty with functional design. An owner's storage closet just outside the door provides added practicality. This condo is already part of a successful short-term rental program. Ocean Villa delivers exceptional amenities: two inviting pools (one outdoor and one seasonally heated indoor), a spacious hot tub, and a lively grilling area. Stay active or relax in the fully equipped fitness center, complete with sauna and steam room. Hassle-free access and safety are ensured by a covered walkover linking to a three-story parking garage across the street. Additional parking is offered in the two-story garage on the south side of Front Beach Road, right beneath the building. Don't miss your chance to own this turnkey beachfront treasure, where refined luxury embraces relaxed seaside living.

10625 Front Beach Road Unit 2305, Panama City Beach

$430,000
1 Beds 2 Baths 786896 MLS
Looking for that hidden gem that offers the most amenities along a white sandy beach with turquoise waters, lower dues and built in rental revenue? How about just steps to the sand, no elevator required? Windward 105 is it! As members of The Club at Edgewater, owners and guests enjoy an array of first class amenities including a large tropical lagoon-style beachside pool with lush landscaping, waterfalls and private cabana rentals, a kids' splash pad, gulf-front hot tubs, 10 plexicushion tennis courts, 5 pickleball courts, 10 shuffleboard courts, basketball court, an executive par-3 golf course, a robust fitness center, tram service around the property, Ocean's Restaurant onsite with poolside service, Edgie's market (Starbuck's) for treats and essentials, a conference center, and more all behind a gated complex with 24-hour security. The Windward building is a low-density, mid-rise condominium that sits on the quiet, far west side of the property. Owners and guests get the best of both worlds; private and peaceful open beach space with all the amenities just a short walk or tram ride away. No elevators are required, as this unit is on the coveted 1st floor just steps away from the beach. W-105 is the only 1-Bedroom/2-Bath unit with this floor plan currently available, which has the *LOWEST* HOA dues in Leeward/Windward. The condo offers 816 square feet of living space and comfortably sleeps 4. The floor-to-ceiling beachside glass and patio door was replaced in 2024 to meet current hurricane and turtle glass standards (not many units have this upgrade). The south-facing view offers both sunrise and sunset, giving you unparalleled beauty from the private covered balcony any time of day. Views of the pier, seagulls, dolphins at play, peaceful tides rolling in, it's all here! Step inside the unit and immediately take in the stunning Gulf views from the living, dining and kitchen areas. The kitchen has updated Diamond cabinets, granite countertops, stainless steel appliances and comes fully stocked with everything needed. It overlooks the living and dining area with a built in breakfast bar, creating the perfect setting for entertaining. The Master Bedroom Suite offers a private bath and a laundry area with a new stackable washer and dryer, adding extra convenience for longer stays. The second bathroom is large and located away from the living area. Both bathrooms have the same Diamond cabinetry and granite countertops as the kitchen for a cohesive aesthetic. The wood-look tile floor throughout the unit allows for easy upkeep. The hot water tank was replaced in 2020. The HVAC is from 2018 and has been on a maintenance contract (2 routine visits per year) since the owners purchased the unit in 2019. This condo is sold fully furnished and rental ready, making it an excellent turnkey investment or a luxurious second home. New furniture and upgraded mattresses in the bedroom and on the sleeper sofa ensure continued guest comfort. The unit has a proven rental history with many repeat guests. Rental actuals can be provided upon request (see agent to agent remarks). The current rental bookings for 2026 date out into October with more bookings being added every day, and they can transfer with the sale if the Buyer chooses to use the same rental management company. Discover your dream coastal retreat at Windward 105 in Panama City Beach today before it's gone!

11757 Front Beach Road Unit W105, Panama City Beach

$429,000
3 Beds 2 Baths 786826 MLS
Just off Thomas Drive and directly across from Publix, this beautifully maintained 3-bedroom, 2-bath brick home offers the perfect balance of beach convenience, privacy, and functionality. Originally built in 1993 and thoughtfully updated since 2017, the home blends solid construction with modern upgrades and distinctive interior craftsmanship. Inside you'll find luxury vinyl plank flooring, solid wood interior doors, tongue-and-groove paneling, and craftsman-style trim that create a warm, cohesive feel throughout the home. The kitchen features Samsung stainless appliances, farmhouse-style touches, and inviting lighting, opening naturally into the dining and living areas where a custom fireplace and rustic wood accents create a comfortable gathering space. Each room reflects pride of ownership and intentional design. With 1,756 heated and cooled square feet (2,412 total under roof), the home also offers impressive efficiency thanks to solar panels that have reduced the current owner's electric bill to approximately $30 per month, along with newer windows that enhance comfort year-round. Outside, the property is built for both practicality and entertaining. An expansive insulated metal panel covered driveway provides space for up to six vehicles in addition to the two-car garage, making it ideal for guests, boats, or multiple vehicles. The large covered rear porch and outdoor dining area, also built with insulated metal panel roofing, create a shaded and comfortable outdoor living space. Custom sun shades add additional cooling, making it perfect for relaxing or entertaining after a day at the beach. The backyard has been designed for low-maintenance enjoyment, featuring paved walkways, decorative pebble rock borders, and a stylish custom fence with wood framing and corrugated metal panels. A large side gate provides access for equipment or a tractor and leads to a dedicated workshop/storage area with pegboard walls, plus an additional covered lean-to for tools and lawn equipment. And for buyers who fall in love with the style, much of the home's furniture and décor is negotiable, offering the opportunity to purchase the home nearly turnkey. Located just minutes from the beach, dining, and shopping, this solid brick home combines location, character, energy efficiency, and exceptional parking

6537 Pine Drive, Panama City

$439,000
2 Beds 2 Baths 786790 MLS
2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit***

6505 Thomas Drive Unit 411, Panama City

$413,300
2 Beds 3 Baths 786779 MLS
WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

9900 S Thomas Drive Unit 1704, Panama City

$429,000
2 Beds 2 Baths 786667 MLS
POPULAR DREAMSICLE FLOOR PLAN WITH PRIVATE FRONT AND SIDE YARDS. Large end unit with wraparound porch has tranquil sunset views over beautifully-landscaped green space! Each window provides a private view - no overlooking the neighbors' homes here. Ideally located close to Town Square with walking trails providing a shortcut to the amenities, in the fun and social phase 6BC. Walk to Flip Flop Square, the gathering place for this phase, where weekly meet-ups and special events occur. Nearby West Bay Center, including our new Publix grocery is already under construction and a quick golf cart ride away. This perfectly upgraded home features an inviting open-concept great room highlighted by a Margaritaville-style beamed ceiling. Numerous upgrades including cool tile flooring throughout which has been sealed, decorator pendant lighting, granite countertops, upgraded cabinetry with soft close drawers, designer paint and wallpaper accents. Additional highlights: Wraparound screened porch with additional retractable shade. This exceptional home offers a rare opportunity to enjoy a move-in-ready cottage in one of Latitude Margaritaville Watersound's most desirable locations--just steps from the community's celebrated amenities, events, and lifestyle. Looking for an investment property? Tenant is now in place through September with another possible long-term tenant lined up when current lease ends. Living in Latitude Margaritaville Watersound means embracing a true resort-style, active adult 55+ community, coastal lifestyle designed for fun and relaxation. At the heart of it all is the Town Square where live entertainment fills the air each afternoon plus every Fri/Sat night! Homeowners enjoy the Resort-style pools - perfect for lounging in the Florida sunshine or enjoying a swim with friends. State-of-the-art fitness center & group classes - including yoga, spin classes and lap pool and spa, water aerobics to name a few. Walking, biking, and golf cart trails that wind through the community with easy access to all amenities and a underpasses for safe and convenient access throughout the neighborhood.

8964 Parrot Place, Panama City Beach

$425,000
3 Beds 2 Baths 786586 MLS
Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your needs. As you enter through the grand front entrance, you are welcomed by a formal dining room, perfect for hosting gatherings and special occasions. The kitchen is truly built for entertaining, offering ample counter space and a layout that flows seamlessly into the living areas. Just off the kitchen, you will find a breakfast area complete with built-in china and wine storage, giving you both convenience and charm. This home offers the best of both worlds with a full breakfast area as well as a separate formal dining space. The primary suite is truly impressive, featuring a large master bedroom, a huge master bath, and a spacious walk-in closet located just off the bathroom. The split floor plan provides privacy for the additional bedrooms and guest areas. Additional features include a good-sized laundry room and an oversized garage with two main bays plus a third rear-access bay perfect for a golf cart or additional storage. This classic Southern ranch-style brick home welcomes you with a wrap-around front porch, perfect for relaxing and enjoying the neighborhood. Step out back to the back porch, a great spot for winding down and enjoying quiet Florida evenings. The location is exceptional--just one street over from waterfront property and close to family-friendly parks, including Gore Park right around the corner. Located in the heart of Callaway and just minutes from Tyndall Air Force Base, the area has grown tremendously and now offers a variety of shops, restaurants, and everyday conveniences just around the corner. This home offers space, charm, and an incredible location all in one.

313 S Mary Ella Avenue, Panama City

$449,000
1 Beds 2 Baths 996410 MLS 846 SqFt.
😎NEW PRICE & EXCELLENT RENTALS 😎Welcome to your slice of paradise located on the first floor of Celadon Beach Resort at 17757 Front Beach Rd, Panama City Beach, FL This beautifully designed 1-bed 2-bath condo offers the perfect coastal retreat with a blend of comfort and convenience. Unload your car steps from the door. Features include 9 foot ceilings and incredible views. This updated well maintained unit boasts modern laminate floors throughout, creating a seamless and low-maintenance living space. The charm and decor are meant to make beach life enjoyable and the location is second to none with amenities and ease of access to the beach. Natural light floods the interior through dual-pane windows, enhancing energy efficiency while providing serene views. Step out onto your private balcony to savor breathtaking sunrises, sunsets & the calming sea breeze. The unit also includes a new full size stackable washer dryer unit, offering ultimate convenience for day-to-day living. Enjoy added peace of mind with smart locks and security staff, ensuring safety and ease of access. For those prioritizing fitness and wellness, the building features a fully equipped gym right on site, an indoor heated pool for swimming no matter the weather, and an outdoor pool for the sun lover. Do you want to play tennis or pickleball? Both are available at Celadon Beach Resort! Then relax in one of the two pools or hot tubs! Life is good! Ideally located along Front Beach Road, this condo is perfect for anyone seeking a balance of privacy and proximity to popular coastal attractions. Pier Park shopping and restaurants are 2.5 miles away and Top Golf is a 10 minute drive. Whether you're looking for a permanent home, a vacation property, or an investment opportunity, this condo delivers a premier beachside experience. Schedule a private showing today and discover all that this stunning property has to offer!

17757 Front Beach Rd Unit 104, Panama City Beach

$449,000
1 Beds 2 Baths 785941 MLS
😎NEW PRICE & EXCELLENT RENTALS😎 Welcome to a slice of paradise located on the first floor of Celadon Beach Resort at 17757 Front Beach Rd, Panama City Beach, FL This beautifully designed 1-bed 2-bath condo offers the perfect coastal retreat with a blend of comfort and convenience. Unload your car steps from the door. Features include 9 foot ceilings and incredible views. This updated well maintained unit boasts modern laminate floors throughout, creating a seamless and low-maintenance living space. The charm and decor are meant to make beach life enjoyable and the location is second to none with amenities and ease of access to the beach. Natural light floods the interior through dual-pane windows, enhancing energy efficiency while providing serene views. Step out onto your private balcony to savor breathtaking sunrises and your favorite drink as you embrace the calming sea breeze. The unit also includes a new full size stackable washer dryer unit, offering ultimate convenience for day-to-day living. Enjoy added peace of mind with smart locks and security staff, ensuring safety and ease of access. For those prioritizing fitness and wellness, the building features a fully equipped gym right on site, an indoor heated pool for swimming no matter the weather, and an outdoor pool for the sun lover. Do you want to play tennis or pickleball? Both are available at Celadon Beach Resort! Then relax in one of the two pools or hot tubs! Life is good! Ideally located along Front Beach Road, this condo is perfect for anyone seeking a balance of privacy and proximity to popular coastal attractions. Pier Park shopping and restaurants are 2.5 miles away and Top Golf is a 10 minute drive. Whether you're looking for a permanent home, a vacation property, or an investment opportunity, this condo delivers a premier beachside experience. Schedule a private showing today and discover all that this stunning property has to offer!

17757 Front Beach Road Unit 104, Panama City Beach

$439,900
5 Beds 3 Baths 786007 MLS
Welcome to 231 Dama Del Mar Way, a new home at Caballeros Estates at Hombre, located in Panama City Beach, Florida. This stunning home offers a combination of comfort and elegance, perfect for a primary residence or a luxurious second home. This home is under construction and features the Kennedy floorplan, beautifully crafted with five bedrooms and three full bathrooms, complemented by a spacious two-car garage. As you enter this home you will find a bright, open-concept living space, where natural light floods through windows, highlighting the home's contemporary charm. Entertain with ease in the expansive living area and appointed dining room, where the large kitchen island serves as the centerpiece, perfect for hosting gatherings or enjoying casual family meals. The kitchen is designed with functionality and modern conveniences with quartz countertops, sleek soft-close Shaker-style cabinets, stainless-steel appliances that include a stove, microwave and dishwasher as well as a large center island and a spacious corner pantry. Retreat to the privacy of the primary bedroom that features an ensuite bathroom with a soak tub, a separate standing shower, a dual sink vanity with quartz countertops and lower cabinetry for storage. This home has four additional bedrooms, and two shared bathrooms located in separate areas giving the feel of a split bedroom design. EVP flooring throughout the home provides for a seamless transition between rooms. Embrace the opportunity to create lasting memories in this idyllic community. Call us today to find out more about this home.

231 Dama Del Mar Way, Panama City Beach

$420,000
1 Beds 2 Baths 785996 MLS
SMART LAYOUT, SWEET-SPOT FLOOR, EXPANDED GULF VIEWS! Located in Building 2 at Tidewater Beach Resort, Unit 716 sits on one of the most loved floors in the complex, high enough for stunning Gulf views, yet low enough for easy access and a comfortable connection to the beach below. In fact, the current owners love this floor so much, they are retaining another unit on this same level for personal use. This 817-square-foot Unit K floor plan is one of the most efficient of the one-bedroom, two-bath layouts with a bunk area, and it lives exceptionally well. The intelligently designed layout includes; Bunk area with adjacent full bath immediately upon entry, Private primary bedroom with ensuite bath, Open-concept kitchen, dining, and living area and a Gulf-front balcony with a distinctive angled design. Unlike many balconies in the building, this floor plan features a uniquely slanted side wall, eliminating the boxed-in retaining wall effect and opening up a broader, more dynamic view of the coastline. The result is a panoramic Gulf experience that feels larger than the footprint suggests. The owners have updated much of the unit over their years of ownership including several updates in 2024; a new refrigerator, sleeper sofa, washer and dryer and a 65'' TV for the living room. Fully furnished and rental-ready, this is a streamlined, turnkey investment opportunity providing the systems, layout, and amenities today's short-term rental guests expect. Residents and guests alike enjoy access to one of the most comprehensive amenity packages on the west end of Panama City Beach. Amenities include: 2 Lagoon-style swimming pools, hot tubs, heated indoor pool, Roman spa, sauna, game room, poolside Tiki Bar, movie theater, on-site gift shop, direct beach access and optional chair and umbrella beach rentals. Resort amenities set the stage, but location is what defines the experience -- and Tidewater's placement on the desirable west end of Panama City Beach delivers the perfect balance of access and escape. 1 mile to Pier Park, home to 120+ shops, restaurants, and entertainment venues. 0.8 miles to Aaron Bessant Park offering 70 acres of green space, walking trails, amphitheater, and a free summer concert series. 0.6 miles to PCB Dog Beach, ideal for owners traveling with pets. Just 1.3 miles away, the newly opened Topgolf brings a nationally recognized entertainment venue to Panama City Beach, while Pirates Voyage Dinner & Show, Dolly Parton's immersive dinner theater experience, 1.5 miles away, offers a unique, family-friendly attraction featuring live performances and themed dining -- both contributing to the area's expanding year-round appeal. Convenience is key at Tidewater, and Unit 716 benefits from the property's dedicated multi-level covered parking garage with elevator access and a protected walkway leading directly to the building. Easy arrivals, simple unloading, and no traffic crossings make this floor especially attractive for repeat guests and owners alike. Set against the backdrop of Panama City Beach's signature emerald waters, this Gulf-front residence delivers the lifestyle owners dream of and the performance investors demand.

16819 Front Beach Road Unit 716, Panama City Beach

$425,000
1 Beds 2 Baths 785983 MLS
Perched on the 29th floor with rare penthouse-level ceiling heights, this Gulf-front residence offers a noticeably brighter, more expansive feel than standard Tidewater units--an immediate difference you see the moment you walk through the door. Fully furnished and truly turn-key, this 1-bedroom, 2-bath plus bunk layout is designed to maximize both comfort and rental performance, easily accommodating guests while maintaining a clean, coastal aesthetic that today's buyers are searching for. Thoughtfully maintained and updated, the unit features fresh interior paint, a newer refrigerator, updated living room television, in-unit washer and dryer, and a water heater replaced within the past few years, providing peace of mind and minimizing upfront costs for the next owner. The elevated position on the 29th floor delivers sweeping, unobstructed views of the emerald Gulf waters, while the enhanced ceiling height creates an airy, open atmosphere rarely found outside of top-floor units. Tidewater Beach Resort offers one of the most comprehensive amenity packages on Panama City Beach, including two Gulf-front lagoon pools, indoor heated pool, Roman spa, sauna and hot tub, fitness center, on-site dining, movie theater, and direct beach access, making it a consistent favorite for vacationers year-round. Ideally located on the quieter west end of Panama City Beach, yet just minutes from Pier Park, Topgolf, and Pirates Voyage Dinner & Show, this property offers the perfect balance of accessibility and relaxation that both owners and guests value. Whether you are seeking a personal coastal retreat or a proven income-producing investment, Unit 2903 stands apart with its top-floor feel, strong rental appeal, and move-in-ready condition.

16819 Front Beach Road Unit 2903, Panama City Beach

$450,000
4 Beds 3 Baths 785504 MLS
Spacious Two-Story Home with Vaulted Ceilings & Flexible Living Areas This well-designed two-story home offers generous living space, vaulted ceilings, and multiple flexible areas to suit a variety of needs. The welcoming living room features soaring ceilings, abundant natural light, and an open staircase that adds architectural interest. The kitchen includes ample cabinetry, a pantry closet, tile flooring, a dishwasher, electric range, and a large window over the sink providing natural light. An adjacent dining area offers convenient access to the backyard through French doors. Also, just off the kitchen is a formal dining room great space for those Holiday dinners. The primary bedroom is located on the main level and features a spacious layout, large closet with mirrored doors, and en-suite bath with vanity, dressing area and tub/shower combination. An additional full bathroom serves the remaining bedrooms on the 2nd level. Upstairs, you'll find 3 additional bedrooms and flexible loft-style space overlooking the main living area--ideal for a desk and computer space. Exterior features include a two-car garage, extended driveway, large, fenced backyard, patio space, and mature trees providing shade and privacy. List of most recent improvements: *Roof replaced 2021 *HVAC 2025 *Hot Water heater 2023 *Impact windows in front, newer windows on 2nd floor with shutters. Conveniently located near shopping, dining, and local amenities.

209 Boca Shores Drive, Panama City Beach

$437,900
2 Beds 3 Baths 785898 MLS
Gulf-Front Primary Suite Strong Rental Income See Walk-through Video Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy: • 500 feet of Gulf frontage • 14,000 sq. ft. lagoon-style pool • Heated indoor pool, hot tub, sauna, and steam room • Fitness center • On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential. See Documents section for additional details. Buyer to verify all information deemed important.

9900 S Thomas Drive Unit 1920, Panama City

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