Bay County, FL Real Estate Search

Bay County, FL Homes between $400,000 and $450,000 for Sale

Bay County, FL offers a diverse array of real estate opportunities for buyers seeking homes in the $400,000 to $450,000 range. This charming region boasts a variety of styles, from modern coastal contemporary designs to more traditional family homes, catering to a wide range of tastes and preferences. Many properties are located near beautiful beaches, vibrant community parks, and top-rated schools, making this area an attractive option for families, retirees, and investors alike. As more people discover the allure of Bay County's welcoming atmosphere, burgeoning local amenities, and stunning natural beauty, the housing market continues to thrive, providing ample options for potential homeowners.

Our website features the best real estate search for homes between $400,000 and $450,000 available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Homes between $400,000 and $450,000 for Sale

$448,900
2 Beds 2 Baths 1004320 MLS 1,055 SqFt.
Welcome to Unit 308 in Tower II at Edgewater Beach Resort! This beautifully maintained 3-bedroom, 2-bath Gulf-front condominium offers the perfect combination of breathtaking views, resort-style amenities, and investment potential. Enjoy stunning west-facing sunsets from your private balcony, along with rare sunrise views that make this unit especially desirable for both personal enjoyment and vacation renters. Located on the convenient 3rd floor, you'll appreciate quick access to your condo with minimal elevator wait times during busy seasons. The highly sought-after floor plan is one of the most efficient in the towers, offering spacious living while maintaining some of the lowest HOA dues in the resort--an exceptional value for owners and investors alike. This rental-ready unit features a new appliance package and is ready for immediate enjoyment or income production. Whether you're searching for a primary residence, vacation getaway, or turnkey investment property, Unit 308 checks all the boxes. As an owner at Edgewater Beach Resort, you'll enjoy world-class amenities including an 11,000-square-foot lagoon-style beachfront pool, private beach access, multiple hot tubs, executive 9-hole golf course, tennis and pickleball courts, fitness center, on-site dining and bar, tram service throughout the property, and 24-hour gated security. Don't miss this opportunity to own in one of the most established and amenity-rich Gulf-front communities in Panama City Beach! 🌴

11619 Front Bch Unit UNIT 308, Panama City Beach

$440,000
3 Beds 3 Baths 1004319 MLS 1,448 SqFt.
BACK ON THE MARKET at NO FAULT to the sellers! The buyer's financing fell through, giving you a second chance at this rare opportunity. Plus, we have a lender who is locked, loaded, and ready to roll for qualified buyers! Welcome to one of the most desirable Villas at Edgewater Beach Resort! This beautifully maintained 2nd-floor, 3-bedroom, 3-bath beachfront villa offers 1,448 sq. ft. of coastal living and over $7,000 in 2026 rental bookings already on the books--with a new management company that's just getting started. The star of the show? Not one, not two, but THREE Gulf views from the south-facing balcony, where you can enjoy breathtaking emerald waters and stunning sunsets. The Gulf-front primary suite features private balcony access, while the north-facing guest suite overlooks the private Villas pool. The open-concept layout is perfect for relaxing, entertaining, or maximizing rental potential. Owners enjoy access to Edgewater's world-class amenities, including direct beach access, lagoon-style pools, hot tubs, fitness center, spa, tennis and pickleball courts, on-site dining, tram service, and a unique 9-hole executive golf course designed by Wes Burnham. Whether you're looking for a vacation home, investment property, or full-time residence, this villa offers the perfect blend of luxury, comfort, and resort living in the heart of Panama City Beach. Don't miss your chance to own this rare Edgewater Villa--schedule your showing today!

520 N Richard Jackson Unit UNIT 3207, Panama City Beach

$435,000
2 Beds 2 Baths 790405 MLS
Origin 919 + 921 delivers the kind of Panama City Beach ownership opportunity that is becoming harder to find: a 9th-floor coastal-view condo with a flexible lockout-style layout, two private balconies, two separate entrances, and strong short-term rental appeal inside the highly recognizable Origin at Seahaven. This 2-bedroom, 2-bath retreat is designed for flexibility. Keep the space connected as one comfortable beach condo, or use the adjoining layout to create privacy between guests, families, or owner use and rental use. From the balconies, enjoy elevated coastline views and beautiful morning light, while being positioned just steps from the Gulf and minutes from Pier Park, Gulf World, Sharky's, restaurants, shopping, and entertainment. Origin at Seahaven offers the amenities vacationers look for in a PCB resort condo, including a pool, hot tub, fitness center, game room/arcade, theater-style common areas, covered parking, and easy beach access. For investors, second-home buyers, and buyers searching specifically for a Panama City Beach vacation rental near Pier Park, Origin 919 + 921 stands out because of its location, lockout-style functionality, guest-friendly layout, and placement in one of the area's most searched resort corridors. This is not just another beach condo. It is a flexible coastal asset in a high-demand Panama City Beach location. Interior Photos Coming Soon!

15100 Front Beach Road Unit 919/921, Panama City Beach

$425,000
2 Beds 2 Baths 790364 MLS
Summerhouse Unit 802 seller is MOTIVATED and willing to give $20K future assessment credit to buyer at closing with accepted offer. This us rents well and is a beautifully positioned 2 bedroom, 2 bath Gulf-front condo located on the highly desirable east end of Panama City Beach. This spacious unit offers breathtaking direct Gulf views with the sugar white sand and emerald waters serving as your backdrop from sunrise to sunset. Summerhouse has remained a guest favorite for years because of its family-friendly atmosphere, generous floor plans, unbeatable beachfront location, and incredible amenities. Unlike many crowded high-rise resorts, guests love the relaxed coastal feel while still having everything needed for the perfect beach vacation right on site. Owners and guests enjoy: • Two large beachfront swimming pools • Kiddie pool • Gulf-front hot tub • Covered beachfront gazebo and lounging areas • Tennis & pickleball courts • Shuffleboard & horseshoes • Game room, billiards & arcade • Picnic and grilling areas • Private beach access • Spacious balconies with stunning Gulf views • Plenty of parking and a quieter east-end location Summerhouse is perfectly situated on Thomas Drive just minutes from St. Andrews State Park, marinas, waterfront dining, fishing charters, pontoon rentals, and some of the best local restaurants in PCB. Guests return year after year because of the convenience, beach access, spacious layouts, and welcoming atmosphere that feels like a true home away from home. Whether you are looking for a second home, investment property, or full-time beachfront escape, Unit 802 delivers the perfect mix of comfort, views, and location.

6505 Thomas Drive Unit 802, Panama City Beach

$419,900
2 Beds 2 Baths 1003617 MLS 1,315 SqFt.
Welcome to Latitude Margaritaville Watersound, where this move-in-ready Camelia floor plan at 8386 Jollymon Way delivers true resort-style 55+ living without the wait of new construction. This popular single-story cottage offers over 1,300 square feet of light-filled, open-concept space designed for easy coastal living. A charming covered front porch leads into a great room with vaulted ceilings and coastal-inspired luxury vinyl plank flooring throughout. The stylish kitchen features stainless steel appliances, stone countertops, upgraded soft-close shaker cabinetry, and an island that flows seamlessly into the dining and living areas-ideal for everyday living and entertaining. The spacious primary suite includes a walk-in closet and a well-appointed en-suite bath, while the guest room and additional bath provide comfortable accommodations for visitors or a home office. Latitude Margaritaville Watersound is known for its resort amenities, including a resort-style pool, on-site dining at Latitude Bar & Chill, and Fins Up! Fitness Center, pickleball and tennis courts, dog parks, and Town Square with regular entertainment. Located near the white-sand beaches of the Emerald Coast and scenic Highway 30A, this home offers a low-maintenance, golf-cart-friendly community close to shopping, dining, and medical services. Schedule your private showing and experience the Latitude Margaritaville Watersound lifestyle.

8386 Jollymon Way, Panama City Beach

$419,900
2 Beds 2 Baths 790188 MLS
Welcome to Your Slice of Paradise at Latitude Margaritaville Watersound! Step into the ultimate 55+ resort-style living with this pristine Camelia floor plan, perfectly situated at 8386 Jollymon Way in the highly sought-after Latitude Margaritaville Watersound community. Why wait months for a new build when your coastal dream home is ready right now? As you approach this charming beach cottage, the inviting covered front porch sets the tone for relaxed Florida living. Inside, the popular Camelia layout offers an expansive, open-concept design boasting over 1,300 square feet of bright, airy living space. Vaulted ceilings soar above the main living area, perfectly complementing the coastal-inspired luxury vinyl plank flooring that flows seamlessly throughout. The chef's kitchen is an entertainer's delight, featuring premium stainless-steel appliances, sleek stone countertops, and upgraded soft-close shaker cabinetry. Retreat to the spacious primary suite, complete with a generous walk-in closet and a beautifully appointed en-suite bathroom. Beyond your front door, the legendary Latitude Margaritaville lifestyle awaits. Jump in your golf cart and head down to the Town Square--the beating heart of the community. Spend your days lounging by the resort-style Paradise Pool, grabbing a bite at the Latitude Bar & Chill, or staying active at the Fins Up! Fitness Center, pickleball, and tennis courts. With live entertainment at the amphitheater, dog parks. Every day feels like a vacation. Located just minutes from the pristine beaches of the Emerald Coast and scenic Hwy 30A, this home blends luxury, convenience, and endless fun. Don't miss your chance to secure this Camelia cottage and start living your best beach life today. Schedule your private showing before the sun sets on this incredible opportunity!

8386 Jollymon Way, Panama City Beach

$400,586
3 Beds 2 Baths 790169 MLS
This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Delilah floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. Entering the home through the covered entry, you will find a hall with two delightful guest bedrooms, each offering a peaceful retreat for your family or guests. The guest bedrooms share a full bath with a single vanity and shower tub combination. Continuing through the hall, you will enter the heart of the home where an open-concept layout unites the kitchen, dining and living areas. This is an ideal space for entertainment and relaxation and offers guests and family a comfortable living space. The Delilah floorplan is designed as a cottage style home, with a comfortable layout and a single car garage. The well-equipped kitchen features modern cabinetry, a generous center island for meal preparation, and effortless interaction with family and guests. Adjacent to the kitchen, there is a small pantry and a laundry room that can accommodate a full-size washer and dryer. The living area provides access to the back patio, where you can dine al fresca or just enjoy your mornings outdoors. Features of this home will include quartz countertops, EVP flooring throughout, matte black plumbing fixtures and appliance package that will include a stove, microwave and dishwasher. The primary bedroom is situated at the back of the home and has a sizable walk-in closet and an ensuite bathroom with a single sleek vanity and a rejuvenating shower. Images are of a Delilah model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase.

347 Robinson Bluff Road, Panama City Beach

$407,000
2 Beds 2 Baths 1002861 MLS 1,254 SqFt.
Location, Location!! Pool Villa 2713 just listed for sale at Edgewater Beach & Golf Resort in Panama City Beach, Florida. This isn't just an average condo--it's a lifestyle! Step into the comfort of this sought after beach community. Perfectly positioned over a sparkling heated pool, this fully furnished condo offers the ideal blend of privacy, convenience, and resort style living. Inside, you're welcomed by floor to ceiling windows that flood the spacious layout with natural light. There are shiplap accents, new LVP and ceramic tile flooring to create a welcoming feel that's easy to maintain. The AC is newly installed. A good-sized private balcony extends your living space outdoors--perfect for unwinding after a day at the beach. The large owner's suite is a true retreat, complete with balcony access, a walk in closet, and an en suite bathroom. The big guest bedroom is equally inviting, offering two queen beds, private balcony, and direct access to the guest bath--ideal for hosting family and friends. The equipped kitchen, paired with full size laundry, ensures comfort and practicality for both everyday living and vacation stays. Owning a Villa at Edgewater means embracing a lifestyle centered around relaxation, recreation, and convenience. Enjoy tropical pools, hot tubs, splash pad, golf, pickleball, tennis, fitness facilities, on site dining and market, and private beach access--all within a gated, beautifully maintained resort. Bella Salon services are available by appointment and the resort is walkable to shopping and dining. Rest easy with gated entrances, 24-hour security, building-side parking, vehicle charging stations and parking for RVs, boats, jet skis, trailers. Pet-friendly for owners, with both the dog beach and park just minutes away. Whether you're seeking a personal getaway, a second home, or a rental investment, this Pool Villa delivers the coastal experience so many dream of.

520 N Richard Jackson Blvd Unit UNIT 2713, Panama City Beach

$435,000
2 Beds 2 Baths 789675 MLS
Welcome to Reflections at Bay Point, one of Panama City Beach's premier luxury resort communities offering the perfect blend of refined coastal living and resort-style amenities. Whether you're searching for a full-time residence, second home, or investment property with short-term rental potential, this beautifully updated 2-bedroom, 2-bath condo is truly turnkey and ready to impress. Located on the convenient first floor, this immaculate unit has undergone over $66,000 in upgrades and renovations. Interior features include LifeProof LVP flooring throughout, crown molding, custom shutters, designer remote-control ceiling fans with lighting, new baseboards, fresh floor-to-ceiling paint including trim and doors, a custom Ruvati sink, Kohler commercial faucet, and Samsung stainless steel appliances, including a smart refrigerator with internet access. Additional updates include newer AC coils and a hot water heater, both less than four years old. Step into a lifestyle surrounded by breathtaking sunrises and sunsets, dolphins playing in the bay, herons along the shoreline, and views of golfers enjoying the signature fifth hole of the only Nicklaus Course in Northwest Florida. Reflections offers exceptional amenities including a 10,000-square-foot tropical resort-style pool, seasonally heated pool, hot tub, fire pit, grilling stations, tennis courts, and lush tropical landscaping throughout the property. Just steps away at Bluegreen Vacations Bayside Resort, you'll enjoy multiple dining options including Cabana Café, Flip Flop's, Tides Restaurant & Lounge, and Pelican's. Outdoor enthusiasts will love the nearby Paradise Adventures kiosk offering watersport rentals, private charters, Shell Island shuttles, and adventure tours right from the marina pathway. If you've been dreaming of a luxury coastal retreat with incredible amenities, strong rental potential, and an unbeatable Bay Point location, this stunning condo checks all the boxes. Schedule your private showing today and start enjoying the Northwest Florida lifestyle you deserve

4100 Marriott Drive Unit 111, Panama City

$414,900
3 Beds 2 Baths 789654 MLS
MOTIVATED SELLER | ALL OFFERS WELCOME! Welcome to 2816 Mary Baldwin Circle, a meticulously maintained 3-bedroom, 2-bath home situated on a spacious corner lot beneath beautiful mature oak trees. Every improvement has been thoughtfully completed, creating a home that offers both timeless character and modern convenience. From the moment you step inside, you'll notice soaring vaulted ceilings, abundant natural light, and gorgeous real bamboo flooring throughout the main living areas. Every detail has been carefully considered, from the upgraded matching light fixtures to the matching mahogany exterior doors, including the matching mahogany sliding glass door in the primary suite. The updated kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a large island overlooking the dining room, making it ideal for entertaining or everyday living. Major improvements have already been completed for the next owner, including a new roof, HVAC system, and beautifully renovated bathrooms in 2019. An active transferable termite bond offers additional peace of mind, while the oversized garage features a newly epoxy-coated floor and electric car charging station. Outside, you'll also find a large storage building with the potential for electrical hookup and beautifully maintained landscaping surrounding the spacious corner lot. For even greater flexibility, the home is being offered furnished or unfurnished, allowing the next owner to move right in or personalize the space to fit their lifestyle. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to the white-sand beaches of Panama City Beach, this home offers both comfort and convenience in one exceptional package. This home has been lovingly cared for, exceptionally maintained, and is truly move-in ready. If you've been searching for a quality home where the major updates have already been completed, this is one you don't want to miss. Schedule your private showing today!

2816 Mary Baldwin Circle, Panama City

$414,995
4 Beds 3 Baths 789521 MLS
Waterfront living meets everyday comfort in this beautifully appointed 4-bedroom, 3-bath home on stunning Lake Martin! Designed for both relaxation and entertaining, this spacious property features two private en suites, including one with direct access to the backyard oasis and sparkling in-ground saltwater pool complete with a diving board. Inside, the home is filled with natural light thanks to an abundance of windows that create a bright, airy atmosphere throughout. The kitchen is both stylish and functional, showcasing granite countertops and a decorative glass tile backsplash that adds the perfect touch of elegance. Step outside and enjoy everything Florida living has to offer -- a fully fenced backyard, pool house, storage shed, and stairs leading down to a generous lakeside deck ideal for fishing, boating, sunset views, or simply unwinding by the water. A nearby public boat landing makes getting out on the lake quick and convenient. Additional highlights include hurricane shutters for added peace of mind during storm season and partial solar power to help keep energy costs lower year-round. Conveniently located just minutes from Tyndall Air Force Base, as well as grocery stores, dining, shopping, and everyday conveniences, this property offers the perfect blend of privacy, recreation, and accessibility. Whether you're searching for a full-time residence, vacation retreat, or entertainer's dream home, this lakeside gem delivers the best of Florida waterfront living. All zoning, sizes, and measurements are approx. please verify if important. Also, sellers are very motivated.

109 Arlington Drive, Panama City

$450,000
2 Beds 2 Baths 789423 MLS
Welcome to Summerhouse 309 in the heart of Mexico Beach a beautifully updated 2-bedroom, 2-bath coastal condo with hall bunks, offering Gulf views, laid-back charm, and the peaceful beach lifestyle buyers are searching for. If you're not quite into the hustle and bustle of nearby beach towns, Mexico Beach is the perfect escape known for its uncrowded beaches, friendly small-town feel, world-class fishing, and slower pace of life. Located just steps from the sugar-white sand (less than 200 steps to the beach), this spacious unit comfortably accommodates guests and offers flexibility for personal use, second-home enjoyment, or vacation rental potential. Inside, you'll find a welcoming coastal interior, Gulf-view balcony, and an open living space designed for easy, relaxed living. The Summerhouse Condominiums community features desirable amenities including a swimming pool, hot tub, sauna, elevator access, outdoor shower, grilling area, and an adjacent city park with playground. The building is currently undergoing roof replacement and exterior improvements an added bonus for future owners seeking long-term value and peace of mind. Why people love Mexico Beach: boating, fishing, stunning sunsets, golf cart-friendly charm, local seafood, nearby marina access, and a quieter coastal atmosphere that feels like Old Florida. Enjoy nearby favorites like Mango Marley's, local food trucks, fresh catch, and the Mexico Beach Marina just minutes away. Whether you're looking for a relaxing getaway, a second home with rental potential, or your own place by the Gulf, this is a rare opportunity to own in one of Florida's most beloved hidden gems.

2202 Highway 98 Unit 309, Mexico Beach

$439,900
2 Beds 2 Baths 789284 MLS
Experience coastal living at its finest in this stunning 19th floor penthouse Gulf-front condo at Sterling Reef Condominiums. This beautifully updated two-bedroom, two-bath residence offers breathtaking views of the turquoise and emerald-green waters of the Gulf, perfectly complemented by sugar-white sands stretching for miles. Designed for both comfort and style, this turnkey-rental ready condo comfortably sleeps up to six guests and features fresh updates throughout--including new paint completed within the last week, along with a new couch, chair, and rug that bring a bright, modern feel to the space. The open living area flows seamlessly onto a spacious Gulf-front balcony, where you can relax, dine, or simply take in the unforgettable sunsets. The primary suite is a true retreat, complete with a private en-suite bath and its own direct balcony access--perfect for enjoying your morning coffee with the sound of the waves. The second bedroom and full bath provide ample space and privacy for guests or family. Sterling Reef offers exceptional amenities, including a beachfront pool, fitness center, outdoor grilling stations, and picnic areas--everything you need for the perfect beachside lifestyle. The location is unbeatable: situated directly next to M.B. Miller County Pier, you'll have front-row seats to incredible views and fishing opportunities. You're also across the street from Shipwreck Island Waterpark and just minutes from shopping, dining, and entertainment at Pier Park. Even better, enjoy spectacular Independence Day fireworks right from your own balcony--no crowds required. This condo is a proven rental with great rental history. Even better, reservations are already secured for 2026, offering immediate, turnkey income for the next owner. Whether you're looking for a personal getaway, investment property, or vacation rental, this penthouse truly has it all--luxury, location, and lifestyle you simply can't beat. All measurements and items if importance are to be confirmed by buyer or buyer agent.

12011 Front Beach Road Unit 1902B, Panama City Beach

$414,900
1 Beds 2 Baths 789266 MLS
Welcome to Calypso Tower III which presents a compelling investment opportunity, along with one of the best views of the gulf, from one of Panama City Beach's most sought-after beachfront locations, just steps from Pier Park and provides direct Gulf access. This spacious floor plan is designed to comfortably sleep six. The unit features a primary king suite, custom-built hall bunks, and a sleeper sofa, maximizing occupancy potential while maintaining livability. Two full bathrooms adds significant functional value, supporting premium nightly rates. From its elevated 20th-floor vantage point, enjoy front-row views of the Pier Park pier, where seasonal holiday fireworks illuminate the sky over the Gulf, creating a spectacular backdrop from your oversized private balcony. Offered fully furnished and turnkey, this property is positioned for immediate summer rentals , with no additional setup required. Quartz countertops in the kitchen and bathrooms, custom light fixtures, custom window treatments and wainscoting throughout elevate the interior beyond typical builder-grade finishes, creating a differentiated product within a competitive short-term rental market. The open-concept kitchen, complete with GE stainless steel appliances, appeals to families and extended-stay guests, broadening its rental audience. Completed in 2020, Tower III offers modern construction and newer systems, helping mitigate near-term capital expenditure concerns often associated with older beachfront buildings. Resort-style amenities, including a seasonally heated zero-entry pool, hot tub, fire pit, fitness center, tiki bars, rentable cabanas, on-site dining, and deeded beach access approximately 400 feet away enhance guest experience and drive repeat bookings. The property's five-minute walk to Pier Park, with its dining, shopping, entertainment venues, Top Golf, SkyWheel, movie theater, and family attractions, further strengthens occupancy performance and seasonal rate potential. With six-person occupancy, two full baths, 20th-floor Gulf views, and its' premier location, this residence is strategically positioned to capture strong rental demand while offering long-term appreciation potential along the Florida Gulf Coast. Golden hour, elevated! The views from this unit are stunning and delivers front-row seats to breathtaking sunsets that melt into the horizon night after night. Coastal luxury meets sky-high serenity... this is where every evening feels like a private show!

15928 Front Beach Road Unit 32005, Panama City Beach

$439,000
5 Beds 5 Baths 789143 MLS
Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

3911 E 11th Street, Panama City

$429,900
2 Beds 2 Baths 788967 MLS
Experience resort-style living in this beautifully updated, fully furnished 2-bedroom, 2-bath condo located in a highly sought-after gated, golf course community - Reflections at Bay Point. Perfect as a primary residence, second home, or income-producing short-term rental, this property offers the ideal blend of luxury, comfort, and investment potential--with rental bookings already in place that can convey. This spacious unit features updated flooring throughout, stainless steel appliances, and a bright, open-concept layout with soaring 12-foot ceilings that create an expansive feel. The large kitchen includes an island, perfect for entertaining or hosting guests. Just away from the living area offers generous storage, including a large interior closet and a lockable owner's closet for convenience. The primary suite is located on the first floor and is designed for privacy and comfort, featuring stunning views of the pool, water, and golf course. Enjoy a spa-like ensuite with a massive walk-in shower, dual vanities with granite countertops, updated fixtures, and separate his-and-her closets. The private guest bedroom is equally well-appointed with a large closet and access to a full bathroom with a tub/shower combo. Step outside to your screened-in patio with extra-high ceilings--ideal for outdoor dining and entertaining. The desirable 8-stack location offers additional porch space and elevated views overlooking the resort-style pool, water features, and golf course. Durable Polywood exterior furnishings are included, making this outdoor space both stylish and low-maintenance. Major system updates include a new HVAC (2025) and hot water heater (2022), along with a brand-new LG washer and dryer--providing peace of mind for years to come. This amenity-rich, gated community offers unmatched features including a championship golf course, tennis courts, marina access, on-site restaurants, full-service spa, private beach access, event center, and 24-hour security. Residents and guests enjoy a stunning oasis-style pool, heated pool, hot tub, cabanas, outdoor grilling areas, and multiple spaces designed for relaxation and entertainment. Whether you're searching for a turnkey investment property with proven rental potential or a luxurious coastal retreat, this condo checks every box.

4100 Marriott Drive Unit 108, Panama City

$430,000
2 Beds 2 Baths 788890 MLS
Experience refined coastal living at 5314 Beach Dr, ideally situated just two blocks from the pristine sugar-white sands of Panama City Beach. Enjoy effortless access to the Gulf with a short stroll or leisurely golf cart ride, placing sun, sand, and sea at your fingertips. Set within a well-established neighborhood with no HOA, this residence offers comfort and convenience just moments from local dining, marinas, and the natural beauty of St. Andrews State Park. This thoughtfully designed 2-bedroom, 1.5-bath home features a desirable split-bedroom layout, creating separate spaces for privacy and retreat. The interiors are warm and inviting, highlighted by an elegantly updated kitchen with modern appliances, a light-filled living area designed for relaxation and entertaining, and the added benefit of being fully furnished for immediate enjoyment or rental readiness. Outdoors, the property truly shines with exceptional outdoor living spaces. A spacious covered patio with a beach bar, seating area, grilling space, and sand-filled lounging area creates the perfect atmosphere for hosting friends and family or relaxing after a day on the water. The fully fenced yard provides a private and secure retreat. Low-maintenance landscaping and ample parking complete the exterior appeal. Whether envisioned as a sophisticated primary residence, an exclusive coastal retreat, or a high-performing vacation rental, this property presents a compelling opportunity. Discover the essence of elevated beachside living--where comfort, style, and location converge.

5314 Beach Drive Unit 5314, Panama City

$445,000
3 Beds 2 Baths 788748 MLS
Escape to your own slice of coastal heaven at this stunning, fully furnished retreat in the heart of Panama City Beach! Located at 118 Lake Side Circle, this property offers the perfect blend of relaxation and entertainment, ideal for both a permanent residence or a lucrative vacation rental. Step inside and be greeted by a bright and airy open floor plan, designed for comfortable living and seamless entertaining. This home features: Move-In Ready: This home is being sold fully furnished! Simply bring your swimsuit and start enjoying the beach lifestyle immediately. Outdoor Living at its Finest: Prepare to be amazed by the incredible outdoor living space, complete with your very own tiki bar! Perfect for hosting gatherings, enjoying sunset cocktails, or simply unwinding after a day at the beach. Comfortable Living: With 3 bedrooms and 2 bathrooms, this home provides ample space for family and guests. Prime Location: Situated in a desirable area of Panama City Beach, you'll be just moments away from world-class beaches, dining, shopping, and entertainment. The square footage of the home is 1444 sqft. Imagine yourself sipping tropical drinks at your private tiki bar, feeling the gentle Gulf breezes, and creating unforgettable memories. Don't miss this opportunity to own your piece of paradise! Contact us today to schedule your private showing of 118 Lake Side Circle, Panama City Beach, FL 32413. Your beach dream awaits!

118 Lakeside Circle, Panama City Beach

$417,000
2 Beds 2 Baths 1000857 MLS 1,472 SqFt.
Step into the best of low-maintenance, resort-style living in this barely lived-in Aloha Cottage! Perfectly situated in Phase 5 near the golf cart underpass, you're just minutes from the vibrant Town Square amenities of Latitude Margaritaville Watersound -- one of Northwest Florida's premier 55+ active adult communities. Nestled on a fabulous oversized corner lot, this charming 2-bedroom, 2-bath Florida cottage with a versatile flex room delivers 1,472 square feet of thoughtfully designed living space -- complete with upgrades galore, including granite countertops, elevated cabinetry, and beautiful laminate flooring throughout. The spacious kitchen flows seamlessly into the dining and family rooms, while a large laundry room and a lovely screened-in porch add everyday comfort and coastal charm. Just 7 miles from pristine Gulf beaches and situated within a golf-cart-friendly community, you'll enjoy world-class amenities set along the Intracoastal Waterway -- including a resort-style pool, two-story waterfront restaurant, state-of-the-art fitness center with indoor pool and spa, tennis and pickleball courts, and a lively bandshell for concerts and outdoor events. With two garage spaces, furnishings negotiable, and a brand-new Publix coming soon nearby, this turnkey cottage is ready to become your perfect primary retreat or sun-soaked second home. Live where others vacation -- your coastal dream starts here!

8944 Coral Reef Way, Panama City Beach

$415,000
2 Beds 3 Baths 788428 MLS
Welcome to Shores of Panama Unit 2218, a beautifully updated Gulf-front condo for sale in Panama City Beach offering stunning Gulf views, resort-style amenities, direct beach access, and strong short-term rental potential. Located on the 22nd floor, this 2-bedroom + bunk, 3-bath beachfront condo features an open-concept layout with floor-to-ceiling glass doors leading to your private balcony-perfect for enjoying the emerald waters and white sand beaches of the Gulf of Mexico. This turnkey, Panama City Beach condo has been fully updated in 2024, including new flooring, updated furniture package, new appliances, and new HVAC system, providing both style and peace of mind. The spacious layout comfortably accommodates larger groups, making it ideal for a high-performing vacation rental or Airbnb investment in Panama City Beach. Shores of Panama offers unmatched resort-style amenities including a lagoon-style Gulf-front pool, indoor heated pool & hot tub, beachfront tiki bar & grill, fitness center & spa, direct beach access, covered parking and security Located on Front Beach Road, just steps from Pineapple Willy's and minutes to shopping, dining, and entertainment, this is one of the most sought-after beachfront condo communities in Panama City Beach. Whether you're searching for a Panama City Beach condo for sale, a short-term rental investment, or a second home on the Gulf Coast, this property delivers exceptional value, lifestyle, and income potential. Don't miss this opportunity--schedule your private showing today and secure your piece of paradise at Shores of Panama.

9900 S Thomas Drive Unit 2218, Panama City Beach

$411,142
5 Beds 4 Baths 788270 MLS
This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur that awaits. The heart of the home is the breakfast-bar kitchen, which is both functional and visually stunning. It features spacious pantry & storage, this kitchen is a chef's dream come true. The dining nook is the perfect spot to savor your morning coffee or enjoy casual family meals while basking in the natural light streaming through the windows. The master suite is a true haven, boasting a generous layout and featuring an expansive walk-in closet that can accommodate even the most extensive wardrobe. The ensuite bathroom offers a tranquil escape with its luxurious fixtures, a soothing soaking tub, Separate shower, a linen closet, and dual vanities. The remaining bedrooms are located upstairs and provide ample space for family members or guests, ensuring everyone has their own private retreat. These rooms can be versatile and adapted to suit your needs, whether you prefer a dedicated home office, a hobby room, or a play area for the little ones. The 2525 floorplan combines thoughtful design, impeccable craftsmanship, and luxurious features to create a home that exceeds expectations. From the grand entryway to the well-appointed living spaces, every detail has been carefully considered to enhance your living experience. Like plan. Colors may be different than shown.

7188 Legacy Court, Panama City

$439,000
2 Beds 2 Baths 788269 MLS
Welcome to Latitude Margaritaville Watersound, a true resort-style, active adult 55+ community where every day feels like vacation! Step into the best of low maintenance resort-style living in this barely lived in Aloha Cottage home. Perfectly situated in Phase 5 near the golf cart underpass which gets you to the Town Square amenities in just a few minutes. This thoughtfully designed home sitting on a premium end lot surrounded by green space offers 2 spacious bedrooms & 2 full baths and ''Den/Office'' room for extra living area. Spacious open concept floorplan with vaulted ceilings and an abundance of natural light! The kitchen with center island overlook the main living & dining areas, making it ideal for entertaining! Fresh neutral paint and durable laminate flooring with carpet in guest room and den/office room. This home is immaculate and move-in ready!! Split bedroom plan assures privacy for all. The spacious primary suite has a fabulous walk in closet and dual sinks and a tiled shower. The guest suite is on the opposite end of the home adjacent to the 2nd full bath. A fabulous screened front porch is an ideal place to sip your morning coffee, curl up with a good book or relax with a glass of wine after a long day! Equipped with an attached 2 car garage plus designated parking space and the garage has newly epoxy flooring and an added wash-tub sink. This perfect primary, second home or investment property is ready for immediate move-in. This house is ready for you to start enjoying the fabulous Latitude lifestyle! HOA reserves for exterior paint, roof replacement & shared driveways. Peaceful setting in established area of the neighborhood means you don't have to put up with the noise and mess of new construction! Whether it's a sunset golf cart ride, cocktails by the pool or mingling with neighbors at one of the many social functions, this is a place where every day feels like a vacation. Latitude Margaritaville Watersound offers world class amenities including a Town Square boasting a bandshell with live music every Friday and Saturday evenings. Homeowners also enjoy the resort-style pool and on-site Bar & Chill restaurant and Overlook Bar which sit along the Intracoastal waterway offering spectacular sunset views. There is also a state-of-the-art fitness center with indoor lap pool & spa as well as an abundance of fitness classes. Golf cart, bike and walking trails are abundant throughout the community. Other amenities include tennis & pickleball courts, bocce ball, cornhole, putting green, ping-pong, kayak launch, theater, ceramics studio, woodworking shop, dog/pet grooming, Barkaritaville dog park & and more. Future nearby developments include a Marina (coming in 2027), Publix and commercial shopping/dining area (2027), Health Care Campus within new hospital (2027) and just 7 miles to the picturesque Emerald Coast beaches. This is more than just a home-it's a gateway to the Latitude Margaritaville lifestyle. This meticulously maintained home in prime phase 5 location is ready for you to enjoy the Latitude lifestyle! Call today to schedule your private showing! Welcome to Latitude Margaritaville Watersound, a true resort-style, active adult 55+ community where every day feels like vacation! Step into the best of low maintenance resort-style living in this barely lived in Aloha Cottage home. Perfectly situated in Phase 5 near the golf cart underpass which gets you to the Town Square amenities in just a few minutes. This thoughtfully designed home sitting on a premium end lot surrounded by green space offers 2 spacious bedrooms & 2 full baths and "Den/Office" room for extra living area. Spacious open concept floorplan with vaulted ceilings and an abundance of natural light! The kitchen with center island overlook the main living & dining areas, making it ideal for entertaining! Fresh neutral paint and durable laminate flooring with carpet in guest room and den/office room. This home is immaculate and move-in ready!! Split bedroom plan assures privacy for all. The spacious primary suite has a fabulous walk in closet and dual sinks and a tiled shower. The guest suite is on the opposite end of the home adjacent to the 2nd full bath. A fabulous screened front porch is an ideal place to sip your morning coffee, curl up with a good book or relax with a glass of wine after a long day! Equipped with an attached 2 car garage plus designated parking space and the garage has newly epoxy flooring and an added wash-tub sink. This perfect primary, second home or investment property is ready for immediate move-in. This house is ready for you to start enjoying the fabulous Latitude lifestyle! HOA reserves for exterior paint, roof replacement & shared driveways. Peaceful setting in established area of the neighborhood means you don't have to put up with the noise and mess of new construction! Whether it's a sunset golf cart ride, cocktails by the pool or mingling with neighbors at one of the many social functions, this is a place where every day feels like a vacation. Latitude Margaritaville Watersound offers world class amenities including a Town Square boasting a bandshell with live music every Friday and Saturday evenings. Homeowners also enjoy the resort-style pool and on-site Bar & Chill restaurant and Overlook Bar which sit along the Intracoastal waterway offering spectacular sunset views. There is also a state-of-the-art fitness center with indoor lap pool & spa as well as an abundance of fitness classes. Golf cart, bike and walking trails are abundant throughout the community. Other amenities include tennis & pickleball courts, bocce ball, cornhole, putting green, ping-pong, kayak launch, theater, ceramics studio, woodworking shop, dog/pet grooming, Barkaritaville dog park & and more. Future nearby developments include a Marina (coming in 2027), Publix and commercial shopping/dining area (2027), Health Care Campus within new hospital (2027) and just 7 miles to the picturesque Emerald Coast beaches. This is more than just a home-it's a gateway to the Latitude Margaritaville lifestyle. This meticulously maintained home in prime phase 5 location is ready for you to enjoy the Latitude lifestyle! Call today to schedule your private showing!

8456 Dreams Float Court, Panama City Beach

$449,900
2 Beds 2 Baths 788235 MLS
Welcome to this beautifully maintained 2 bedroom, 2 bathroom gulf-front condo in Tower II at Edgewater Beach Resort--the ONLY full-service resort in Panama City Beach. This is true beachfront living with direct views of the Gulf of Mexico, offering the perfect combination of personal enjoyment and strong investment potential. This unit is exceptionally clean and well cared for, featuring tile flooring throughout, a spacious open layout, and a large primary closet. Sold fully furnished and turnkey, it is completely rental-ready from day one. Recent updates include a brand new refrigerator and dishwasher (2025), washer and dryer (2026), microwave (2024), hot water heater (2024), and stove (2021). HVAC replaced in 2017. Additional upgrades include new smoke detectors and alarms, plus a pullout couch to maximize guest accommodations. Edgewater Beach Resort is widely recognized as the premier luxury resort on the Emerald Coast, offering unmatched amenities that drive both lifestyle appeal and rental demand. Owners and guests enjoy 11 resort-style pools, including the iconic lagoon pool with waterfalls, private deeded beach access with new poolside cabanas, on-site dining at Oceans Bar & Grill and multiple poolside bars, a 9-hole golf course with pro shop, state-of-the-art fitness center, tennis and basketball courts, and a rapidly expanding pickleball facility. The resort also features an on-site Starbucks market, retail shops, ice cream parlor, arcade, convenience market, full-service spa, electric vehicle charging stations, and secure gated access with trailer parking. Exclusive owner benefits include 20% discounts at on-site restaurants and shops (which can be extended to immediate family), plus complimentary annual beach chair service. Located in the heart of Panama City Beach, this property is adjacent to Edgewater Shoppes, offering dining, entertainment, bowling, arcade, axe throwing, escape rooms, salons, and more. Nearby conveniences include Publix, Walmart, and easy access to charter fishing, boating, dolphin tours, and all the top attractions along the Emerald Coast. This condo presents a strong investment opportunity, with similar units generating approximately $45,000-$50,000 in annual rental income. Whether you're looking for a beachfront getaway, second home, or income-producing property, this unit checks every box. Schedule your private showing today and experience why Edgewater continues to be one of the most in-demand beachfront resorts in Panama City Beach.

11619 Front Beach Road Unit 1108, Panama City Beach

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