Bay County, FL Real Estate Search

Bay County, FL Homes between $400,000 and $450,000 for Sale

Bay County, FL offers a diverse array of real estate opportunities for buyers seeking homes in the $400,000 to $450,000 range. This charming region boasts a variety of styles, from modern coastal contemporary designs to more traditional family homes, catering to a wide range of tastes and preferences. Many properties are located near beautiful beaches, vibrant community parks, and top-rated schools, making this area an attractive option for families, retirees, and investors alike. As more people discover the allure of Bay County's welcoming atmosphere, burgeoning local amenities, and stunning natural beauty, the housing market continues to thrive, providing ample options for potential homeowners.

Our website features the best real estate search for homes between $400,000 and $450,000 available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL Homes between $400,000 and $450,000 for Sale

$429,000
4 Beds 3 Baths 792478 MLS
Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Drive, Panama City

$420,000
2 Beds 2 Baths 792743 MLS
TWO FOR THE PRICE OF ONE! This property is equal parts investment and enjoyment. Welcome to 412 California Avenue--a rare opportunity in the heart of Mexico Beach offering two completely separate living spaces under one roof. Whether you're looking for a primary residence with rental income, a beach retreat for extended family, or an investment property with short or long-term rental potential, this one checks all the boxes. A local vacation rental management company conservatively estimates average annual gross rental income at approximately $15,000 for the combined units. On the long-term rental market, each unit can command approximately $1,400/month. Located in desirable Flood Zone X--where flood insurance is not typically required by lenders--this home features a fully equipped upper residence with an open-concept living area, kitchen, spacious bedroom, full bath and soaring wood-accented ceilings that create a warm coastal retreat. The lower level is completely independent with its own private entrance, kitchenette, living area, bedroom and full bath, making it ideal for guests, multi-generational living or generating rental income while maintaining privacy for everyone. Outside, the Mexico Beach lifestyle truly comes to life. Start your mornings with coffee on the expansive upper deck, spend afternoons relaxing beneath the covered patio, and enjoy the beautifully landscaped yard filled with mature palms and plenty of room to entertain. The detached shed/workshop provides exceptional storage for beach gear, fishing equipment and all the toys that come with living at the beach. Best of all, you're just a short golf cart ride or bike ride from Mexico Beach's sugar-white sand, Gulf waters, locally owned restaurants, marina, parks and unforgettable sunsets. Being sold mostly furnished, this is a turnkey opportunity to begin enjoying the Forgotten Coast lifestyle from day one--whether you're moving in full-time, creating a family beach getaway or adding a versatile income-producing property to your portfolio.

412 California Avenue, Mexico Beach

$425,000
2 Beds 2 Baths 792570 MLS
Marina Landing #202 is a stunning, fully renovated 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,400 square feet of interior living space plus an expansive 450 sq. ft. balcony overlooking beautiful St. Andrews Bay. Located on the marina side of the building, this residence offers breathtaking sunset views, dolphin and boat watching, and direct access to the waterfront lifestyle. The marina offers boat slips for lease, a private boat club with multiple boats and jet skis, full-service docking and cleaning, and direct access to the Gulf inlet. The beautifully renovated chef's kitchen features an oversized quartz island, custom stone accents, brand-new cabinetry, stainless steel appliances, and elegant gold hardware and fixtures. The open living area showcases panoramic bay views and a floor-to-ceiling stone fireplace with a new electric insert installed in 2024. Additional upgrades include LifeProof flooring throughout, a new water heater (2025), new thermostat (2026), fresh interior paint, updated smoke detectors, and spacious bedrooms with floor-to-ceiling windows, private balcony access, and beautiful sunrise views. Community amenities include a private fitness center, owners' clubroom, private pier, assigned premium parking space, and a large secure storage closet. The building has recently completed exterior painting and stucco restoration. Marina Landing is a peaceful waterfront community with no short-term rentals and a six-month minimum lease policy. Don't miss the opportunity to own one of Panama City Beach's most desirable waterfront residences. Call me to schedule your private showing!

6422 W Highway 98 Unit 202, Panama City Beach

$415,000
2 Beds 2 Baths 1007461 MLS 1,472 SqFt.
Priced to SELL! Amazing Aloha floor plan on a gorgeous private lot. Experience coastal-inspired living in this beautifully maintained Aloha Cottage located in Latitude Margaritaville Watersound. Featuring two bedrooms plus a versatile den, this popular floor plan offers flexible living space and an open-concept design that blends comfort, functionality, and style. The standout feature of this home is its exceptional location. Situated with preserve space on both sides, it offers a level of privacy rarely found among cottage homes and creates a peaceful setting surrounded by natural beauty. Enjoy morning coffee or evening relaxation from the screened porch while taking in the tranquil preserve views. Inside, the spacious great room features vaulted ceilings and abundant natural light since you can keep the blinds open and still maintain privacy. The kitchen features a large center island, quartz countertops, upgraded cabinets, tile backsplash, and ample workspace for cooking and entertaining. A dedicated dining area provides the perfect setting for gatherings. The primary suite includes a generous walk-in closet, an ensuite bath with dual vanities, and a tiled walk-in shower. On the other side of the home, the guest bedroom and full bath provide spacious accommodations. The den offers endless possibilities as a home office, hobby room, media room, or additional guest space. Quality finishes throughout include Mohawk RevWood flooring in the main living areas, tile in wet areas, custom ceiling fans, and thoughtful design upgrades. Beyond the home, residents enjoy access to an impressive collection of resort-style amenities, including a waterfront pool, restaurant, fitness center, indoor lap pool, spa, pickleball and tennis courts, kayaking, bocce ball, cornhole, live entertainment, and a full calendar of social activities. Additional shopping, dining, medical, and marina offerings are planned for the surrounding area, adding even more convenience and lifestyle opportunities. Located just minutes from the Emerald Coast's renowned white-sand beaches, this home combines a private preserve setting with easy access to everything the area has to offer. HOA-maintained lawn care and scheduled exterior maintenance provide a low-maintenance lifestyle, allowing more time to enjoy the community and coastal surroundings. Opportunities to own an Aloha Cottage with this level of privacy are uncommon. Come discover what makes this homesite one of the most desirable cottage locations in the Active 55+ community of Latitude Margaritaville Watersound!

8511 Dreams Float Ct, Panama City Beach

$419,000
3 Beds 2 Baths 1007459 MLS 1,023 SqFt.
Fully renovated beach cottage and RENTAL MACHINE only .3 miles from the Gulf! This stunning 3-bedroom, 2-bath coastal home sits on a huge lot with no HOA in the heart of Lower Grand Lagoon, offering the kind of space that is nearly impossible to find this close to the water. Every inch of this cottage has been meticulously updated, including a 2020 metal roof, HVAC, Hardie Board siding, vinyl windows, septic system, PEX plumbing, and copper wiring. The coastal interior shines with granite countertops, white cabinets, stainless appliances, wood-look tile flooring, and updated fixtures throughout. All of the furnishings convey to the new buyer. Beyond the beautiful renovations, this property is a proven high-producing investment that has consistently delivered impressive results, generating $58,642 in 2023, $50,378 in 2024, and $45,591 in 2025. It is currently self-managed and the seller would be happy to share his process and vendors so a new buyer could continue. 2026 is on track with HUGE numbers! Over $41,500 already completed in Jan-July 2026! The massive yard provides plenty of room to add a private pool, while the oversized driveway offers an abundance of parking for a boat, jet skis, and golf cart. An amazing covered front porch offers the perfect hangout, while the private outdoor shower makes cleaning off the sand effortless after a day at the beach. This prime location puts you mere blocks from the community boat ramp and minutes from the area's best-loved dining spots like Schooners, Patches, and Finn's, offering guests the ultimate coastal lifestyle with world-class boating, fishing, and white sandy beaches just down the street. This property perfectly balances a relaxed coastal vibe with a proven track record of rental success. Schedule your showing today. A video tour is also available

5616 Pinetree Ave, Panama City Beach

$430,000
1 Beds 2 Baths 792463 MLS
23RD-FLOOR GULF-FRONT PENTHOUSE | PANORAMIC VIEWS | QUIET WEST END | TURNKEY & FULLY FURNISHED Experience the best of Panama City Beach from this exceptional 23rd-floor Gulf-front penthouse at Celadon Beach Resort. Positioned on the desirable and quieter west end of the beach, this fully furnished residence delivers sweeping, unobstructed views of the emerald Gulf waters, sugar-white beaches, Pier Park, and the coastline stretching toward Scenic Highway 30A. From sunrise coffee to spectacular evening sunsets, the oversized private balcony is the perfect place to take it all in. This is more than a beach condo--it's a turnkey beachfront retreat with excellent second-home and vacation rental potential. The spacious floor plan features a king-size primary suite with private bath, hallway twin bunks, a queen sleeper sofa, and a second full bathroom, comfortably accommodating family and guests. The fully equipped kitchen offers ample cabinetry, dining for six, and additional seating at the breakfast bar. Recent improvements include a new HVAC system installed in 2025 and a 2018 water heater, adding valuable peace of mind for the next owner. Step outside onto the oversized Gulf-front balcony and you'll quickly understand what makes this penthouse special. With its elevated top-floor location, the views are simply incredible. Watch dolphins in the Gulf, enjoy unforgettable sunsets, or relax to the sound of the waves without the feeling of being surrounded by neighboring buildings. Beach service is already paid through October 31 and includes two beach chairs, one umbrella, and a beach table--an added benefit for owners and guests. Celadon Beach Resort offers an impressive lineup of amenities, including indoor and outdoor pools, two Gulf-front hot tubs, fitness center, sauna, steam room, beachfront grilling area, and covered parking with an enclosed pedestrian skywalk. The location is equally appealing. Enjoy the peaceful atmosphere of the west end while remaining only minutes from Pier Park, restaurants, shopping, entertainment, and the area's world-famous beaches. Scenic Highway 30A is approximately 15 minutes away, putting some of the Emerald Coast's most sought-after destinations within easy reach. Whether you're looking for a personal beachfront escape, a second home, or a turnkey investment property, this top-floor Gulf-front penthouse checks the boxes that today's Panama City Beach condo buyers are looking for. Opportunities to combine this level of elevation, Gulf frontage, panoramic views, and turnkey convenience don't come along often. Schedule your private showing and experience the view for yourself.

17757 Front Beach Road Unit 2307D, Panama City Beach

$427,000
2 Beds 2 Baths 1007324 MLS 1,260 SqFt.
45k+ IN RENTAL! GREAT BEACH INVESTMENT! BRING ALL OFFERS! Turnkey, fully furnished end-unit townhome offering a rare combination of short-term rental potential, private outdoor space, and flexibility in Panama City Beach. Less than five minutes to the sugar-white sand and Gulf waters, this property is positioned for buyers looking to enjoy the beach lifestyle while owning an income-producing coastal asset. Unlike many nearby properties, there is no required HOA. Owners may choose to opt into the community amenities if desired, but participation is not mandatory. As a townhome rather than a condominium, the property does not require condo financing, providing added flexibility for buyers. Currently enrolled in a rental program, this well-maintained home is ready for immediate personal use or continued short-term rental operation. It is being offered fully furnished, allowing the next owner to step into a turnkey opportunity without the added time and expense of furnishing a beach property. As an end unit, the townhome also features additional private lawn space--an attractive benefit for owners, guests, and pet owners. The pet-friendly community includes access to a private pool, gazebo, and shuffleboard area. The home also carries a termite bond for added peace of mind. Conveniently located just a few miles from Pier Park, dining, shopping, entertainment, and the best of Panama City Beach, this property offers both rental appeal and long-term value in a highly desirable coastal market. COME SEE IN PERSON AND BRING AN OFFER! GREAT INVESTMENT!

17642 Front Beach Rd Unit UNIT C1, Panama City Beach

$450,000
4 Beds 4 Baths 792443 MLS
Home warranty offered and ask about a 4.99% rate buy down with 2-1 temp rate buy down with preferred lender. Welcome to Titus Park, one of Panama City's most desirable communities! This home showcases an exclusive floorplan you won't find often, complete with a versatile bonus suite perfect for a mother-in-law setup, home office, or private guest retreat. Inside, you'll find spacious open-concept living, a modern kitchen with sleek finishes, and abundant natural light throughout. The bonus suite provides flexibility for multigenerational living or extended stays, offering privacy while keeping everyone connected under one roof. The oversized 3-car garage is a dream for car enthusiasts, those needing extra storage, or anyone envisioning their own garage gym or hobby space. Enjoy access to the community pool, ideal for relaxing weekends or after-work swims. Just down the road, convenience abounds with a Publix shopping center featuring Starbucks, and exciting new additions, a McDonald's under construction and a Mexican restaurant coming soon, plus more local favorites nearby. Families love Titus Park for its proximity to North Bay Haven Charter School, while commuters and military personnel appreciate being only 14 miles to Tyndall Air Force Base and 6.9 miles to Gulf Coast Hospital. Experience the perfect blend of comfort, convenience, and community, all in the heart of Panama City's growing north side. Homes with this layout rarely come available, so schedule your private showing today!

4765 Rosemary Street, Panama City

$419,500
3 Beds 3 Baths 792257 MLS
**UPDATE** Big expenses taken care of! NEW ROOF 9/24 and a NEW RUDD HVAC 4/24. Home is now vacant so come see this great floorplan as its a blank canvas for your beachy designs in a nicely manicured subdivision. Come and see all that Summerwood has to offer, conveniently located to the best shopping, golf cart approved, quick beach access and lovely community pool, picnic area and community room. Pier Park is less than a mile away, Top Golf, Pirates Show by Dolly Parton and Walmart nearby too! (HOA only $177 qtr. includes pool and clubhouse access). The home features an open floorplan, vaulted ceilings and arched doorways. Bar area at the large kitchen opens up to a huge vaulted grand-room. ** BONUS FULL SIZE Office** with 3 Bedrooms and 2.5 Baths. All major kitchen appliances remain. Back yard has full privacy with white vinyl and white wood painted fence. Well established yard, beautiful grass and many fruit trees planted. Two car attached garage, palm trees out front and just a beautiful coastal living feel! Other facts: All bedrooms have large walk-in closets, ceiling fans. The yard has a 4 zone sprinkler system (front and back yard), Master bedroom has dual walk-in closets and double vanities. Main living area of the home has NEW LVP Vinyl Plank Flooring! Location is less than a mile to the Gulf of Mexico with Subdivision quick access. A MUST SEE HOME INDEED!***** NEW PRICE IMPROVEMENT****NOW $468,500

334 Summerwood Drive, Panama City Beach

$419,000
1 Beds 1 Baths 792119 MLS
Boardwalk Beach Resort, Panama City Beach, Florida | Gulf-Front Condo For Sale | Brand New Updates! Ready to wake up to sugar-white sand, sparkling Gulf views, and that easy Panama City Beach lifestyle? This beautifully spacious 1-bedroom condo with a bunk area puts you right in the heart of the fun while giving you a relaxing coastal retreat to call your own. Step onto your private balcony and take in sweeping beachfront views--the perfect backdrop for morning coffee, sunset cocktails, and unforgettable beach memories. Inside, you'll find thoughtful upgrades that make this condo feel polished and inviting, including, elegant crown molding, nine-foot ceilings, wood-look tile flooring, new paint, new bath vanity+mirror, new hardware throughout, and new front door with Schlage Encode Smart Lock. You'll find new modern furnishings and TVs, new mattresses and bedding, new curtains, chic lighting fixtures, bold wallpaper and much more! Whether you're looking for your own beach getaway, a rental investment, or a little of both, this condo is designed to impress. Boardwalk Beach Resort is known for its incredible seaside setting, with 1,700 feet of pristine shoreline and amenities that make every day feel like vacation. Enjoy the zero-edge beachfront pool, relaxing hot tub, kid's splash area, warm sundeck, covered parking, and the popular Under the Boardwalk Bar & Grill. Condo owners here enjoy a guard gate at the entrance, top notch resort management, and some of the lowest HOA dues on our beach. The quiet, tucked away beach location is just as exciting as the views. Still near to many of Panama City Beach's favorite attractions like Tootsies Nashville Honkytonk, Pineapple Willy's, Signal Hill Golf Course, WonderWorks, Ripley's Believe It or Not, eateries, shopping, and more. Grab your flip-flops and reach out today to claim your dream of a coastal lifestyle!

9450 S Thomas Drive Unit 905D, Panama City Beach

$412,500
4 Beds 3 Baths 792006 MLS
SELLER IS OFFERING $5,000 IN BUYER CONCESSIONS TOWARDS CLOSING COSTS! Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in Hodges Bayou Plantation, offering a thoughtfully designed floor plan that blends comfort, functionality, and modern style. Luxury vinyl plank flooring extends throughout the main living areas, while the spacious kitchen features granite countertops, a center island, a walk-in pantry, and a seamless view into the living room. The home is also equipped with a filtered water system and smart home features, adding convenience and peace of mind. The private primary suite offers a spacious bedroom, an en-suite bath with dual vanities, a walk-in shower, and a large walk-in closet. The additional bedrooms are generously sized and provide flexibility for family, guests, or a home office. A spacious two-car garage offers plenty of room for vehicles, storage, or weekend projects. Approximately $10,000 in thoughtful upgrades have already been completed, including a fully fenced vinyl backyard, an expanded concrete patio that's perfect for outdoor entertaining, a custom built-in electric fireplace that adds warmth and character to the living space, updated hardware throughout for a fresh, modern look, and an ADT security system featuring door and window sensors, glass-break detection, and smart home integration. Offering a functional floor plan, quality finishes, and tasteful upgrades throughout, this home is ready for its next owners to enjoy. Buyer to verify all information and measurements deemed important.

3111 Willie Drive, Southport

$409,999
3 Beds 2 Baths 791905 MLS
Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties Whether you're searching for a home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living.

6836 Forsythe Drive, Panama City

$400,000
4 Beds 3 Baths 791838 MLS
Welcome to 8614 Wood Circle, a peaceful retreat tucked away on a quiet cul-de-sac in Panama City. Offering the perfect balance of privacy and convenience, this property provides a serene setting away from the hustle and bustle of town while still being within an easy commute to both Naval Support Activity Panama City and Tyndall Air Force Base. Situated on a spacious lot with a large yard, this home offers plenty of room to relax, play, garden, or create your own outdoor oasis. The expansive backyard is ideal for entertaining family and friends, featuring a beautiful patio area perfect for outdoor dining, morning coffee, or evening gatherings. A separate fire pit creates the perfect setting for enjoying cool evenings under the stars and making lasting memories year-round. Inside, you'll find a thoughtfully designed split floor plan offering both comfort and privacy. The home features 3 bedrooms and 3 full bathrooms, including a spacious primary suite complete with a private ensuite bath. A second bedroom also features its own ensuite, making it ideal for guests, multi-generational living, or providing additional privacy for family members. One of the secondary bedrooms is exceptionally large and offers incredible flexibility, with the potential to be converted into two separate bedrooms with the simple addition of a wall--creating an opportunity for expanded living space without a major renovation. Adding to the home's versatility is a stunning spiral staircase that leads to an expansive upstairs bonus room. This impressive space can easily serve as a fourth bedroom, media room, game room, home office, fitness area, or guest retreat, providing endless possibilities to suit your lifestyle needs. Located at the end of a quiet cul-de-sac with minimal traffic, this property offers the privacy and peaceful atmosphere many buyers desire while remaining conveniently close to shopping, dining, schools, and the area's major employers. Combining space, flexibility, and outdoor enjoyment, this unique property offers the best of Florida living in a highly desirable setting.

8614 Wood Circle, Panama City

$425,000
3 Beds 2 Baths 791784 MLS
What's Special: 2 self-contained units Ample parking Mature shade trees Covered patio Walking distance to the beach Welcome to 132 San Vincente! This cottage is perfectly positioned within walking distance of the iconic white sandy beaches and several restaurants, and just 1.5 miles from Pier Park with all of its entertainment options. This property is located in a short-term rental and golf cart-friendly neighborhood. There are two self-contained units. Both Unit A and Unit B are 1-bedroom, 1-bath units with tile flooring throughout. Each unit features a pantry, ample closet space, a breakfast bar, dishwasher, washer/dryer, and plenty of shelving. Unit B also features a large carpeted, closet-lined addition with double-paned windows and a brand-new AC/heat unit. This space could be used as a bedroom, hobby room, or playroom. There is a covered patio tucked away for privacy from the street, featuring two porch swings. The property also includes a small, fully fenced backyard. Nearby Attractions: Frank Brown Park is just 2 minutes away and offers: Public swimming pool Dog park Skate park Sports facilities Playground Home of Gulf Coast Jam Conservation Park is 5 minutes away and boasts: 24 miles of walking and biking trails 2,900 acres of natural beauty Pine forests, wetlands, and cypress domes This home features a metal roof. Recent upgrades within the last 5 years include: New HVAC system in Unit B New water heater in Unit A New refrigerator and dishwasher in Unit A Expand your investment portfolio or enjoy a beachside getaway that could help pay for itself. Live in one unit and rent the other, or maximize income potential with short-term rentals in this highly desirable beach community.

132 San Vincente Street, Panama City Beach

$429,000
3 Beds 2 Baths 791600 MLS
Welcome home! Take your golf cart to the beach from this super cute and well-maintained home in the desirable neighborhood of Summerwood! Featuring a welcoming entrance, open layout, 3 bedrooms, and 2 full baths, this home has been gently used and well maintained by owners as a second home. Enjoy a split bedroom plan with large primary bedroom and primary bath with double vanity and large closet. New roof as of 2019, exterior painted and new HVAC in the last 5 years, new microwave and garage door opener in the last year. Corrugated shutters for all windows and doors give you peace of mind and also make insurance lower. With a low HOA, neighborhood sidewalks, community pool access, a golf cart friendly neighborhood, and so close to the beach, Summerwood neighborhood provides the ideal neighborhood for the coastal lifestyle. This home has a great location within the neighborhood; easy to get in and out, convenient to retreat to swim or relax at the community pool, and also easy to get to the beach and Pier Park! The location is exceptionally convenient, situated within a mile of Aaron Bessant Amphitheater, numerous walking trails, Pier Park, Top Golf, a wide variety of restaurants, dining options and extensive shopping. The beach is just a short walk or golf cart ride making this home the perfect blend of location and lifestyle. This well-maintained home is an excellent choice as your next primary residence, second home, or long-term rental investment property in one of Florida's most coveted beach destinations. Call today!

119 Summerwood Drive, Panama City Beach

$409,000
5 Beds 3 Baths 791575 MLS
Come see all this spacious home has to offer! A large corner lot compliments the generous living spaces inside. Located on one of the best streets in the neighborhood--a quiet dead-end street--just a few homes down from the community playground. Hodges Bayou Plantation is a wonderful community to be part of and the location is perfect for anyone who loves to be on the edge of town. Built in 2023, this home offers the advantages of new construction without the typical new-home drawbacks. All the initial adjustments and finishing details have already been addressed, so you can move in with confidence and peace of mind. Unlike a brand-new build, this home has already settled and won't experience the same immediate depreciation that often comes with the first year of ownership. Plus, a home warranty through Old Republic is included for added peace of mind--without the typical builder warranty process. This home delivers exceptional value through its flexible living spaces. The flex room off the foyer is ideal for a home office, formal dining area, playroom, or guest suite, giving you the adaptability to match your lifestyle. Off the dining area, you can enjoy seamless indoor-outdoor living with direct access to the backyard. The home also includes energy-efficient construction, modern finishes, durable materials, and a two-car garage. Hodges Bayou Plantation offers a peaceful setting with excellent amenities and unbeatable access to Florida's best outdoor lifestyle. The community includes a playground and sidewalks throughout for safe, active living, along with HOA-maintained surroundings. Residents enjoy proximity to saltwater and freshwater boat ramps, with Ira Hutchinson Park just 1.5 miles away providing direct access to North Bay and the Gulf of Mexico. Nearby nature trails, parks, and kayaking opportunities are readily available. Families benefit from quick access to Deer Point Elementary and Deane Bozeman schools. The location is only a short drive to Tyndall Air Force Base and Panama City Beach's white sand shores, and to Panama City shopping, dining, and amenities. Contact your favorite Realtor to schedule a showing!

3041 Willie Drive, Southport

$449,900
4 Beds 4 Baths 791523 MLS
NEW PHOTOS! MOTIVATED SELLER! LOW HOA! SHORT TERM RENTAL FRIENDLY! Exceptional value meets prime coastal living-this is currently the LOWEST priced 4-BED, 2,600+ sq ft home featuring a MAIN-FLOOR PRIMARY SUITE anywhere in PCB! YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location. DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration. THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories. LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners. PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!

532 Cove Villa Street, Panama City Beach

$424,370
3 Beds 3 Baths 791474 MLS
Welcome to 349 Robinson Bluff Road at Colonial East in Panama City Beach Florida. This home is under construction and features the Monroe floor plan. There is a small nook just off the entry and a brightly lit entry hall leading to a grand living space on the main level. The open concept design of the main living area features a kitchen with peninsula bar that has pace for seating. Traditional 9' ceilings grace the living area which opens to the covered back porch. The main level serves as the heart of the home with plenty of space. The interior of this home will include elegant features with a modern flair including a tile backsplash in the kitchen and quartz countertops, EVP flooring throughout creating a seamless transition between rooms. The kitchen is equipped with stainless appliances including a smooth top stove, microwave and dishwasher. Upstairs you will find all bedrooms and a landing with laundry area and shared bathroom. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and offer plenty of space for your wardrobe needs. The primary bathroom has the feel of a private oasis with a soak tub and a separate tile shower with glass enclosure. The dual sink vanity offers lower cabinetry for storage. Enjoy a quiet evening on your covered balcony located off the primary bedroom. The laundry room is conveniently located on the second floor. Images are of model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home.

349 Robinson Bluff Road, Panama City Beach

$450,000
3 Beds 3 Baths 791467 MLS
Nestled in a quiet cul-de-sac just off North Lagoon Drive, this beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of comfort, convenience, and coastal living in the desired Palm Bay Subdivision. From the moment you arrive, you'll see the pride of ownership throughout. Lovingly cared for and well-maintained, this home features spacious open living areas and an inviting outdoor space designed for enjoying Florida's year-round sunshine. Relax with your morning coffee on the screened porch, entertain friends on the patio, or let pets and children play in the large backyard. Located on the highly desirable east end of Panama City Beach, this community offers easy access to everything that makes beach life so special. Hop on your golf cart and cruise down North Lagoon Drive to local favorites including Captain Anderson's, Grand Marlin, Off The Hook, and several marinas, golf courses, waterfront restaurants, and entertainment options. When you're ready for a day on the sand, simply take Joan Avenue straight to the beach. Whether you're looking for a primary residence, second home, or a place to enjoy the coastal lifestyle, this Palm Harbor Blvd gem offers a fantastic location, a welcoming neighborhood, and the convenience of being close to both the beach and the lagoon. Coastal living, Southern charm, and an unbeatable location this is Panama City Beach living at its best.

101 Palm Harbour Boulevard, Panama City Beach

$415,000
3 Beds 2 Baths 791330 MLS
OPEN HOUSE THIS SATURDAY 1-4PM! Welcome to The Flip Flop House, a proven vacation rental opportunity just minutes from the sugar-white sands of Panama City Beach. Offered fully furnished and already established as an Airbnb ''Guest Favorite,'' this turnkey property is ready to start generating income from day one. Featuring 3 bedrooms and 2 bathrooms, this beautifully updated beach retreat combines coastal charm with smart investment appeal. Guests love the prime location that is nestled in a quiet neighborhood with no HOA restrictions, yet within walking distance of public beach access (Richard Selzer Park), and just minutes from St. Andrews State Park, waterfront dining, shopping, and local attractions. Inside, you'll find a bright and inviting interior with coastal-inspired finishes, spacious bedrooms, and a thoughtfully renovated kitchen showcasing granite countertops, white shaker cabinetry, custom tile backsplash, and upgraded stainless steel appliances. Luxury vinyl plank flooring runs throughout the home, providing durability and easy maintenance ideal for short-term rental use. Enjoy tranquil views of Grand Lagoon from the property, adding to the relaxed coastal atmosphere guests seek. Recent improvements include updated bathrooms, impact-resistant vinyl windows, a metal roof installed in 2022, and dual water heaters for added guest comfort. Outside, the large backyard offers plenty of space for entertaining, grilling, and relaxing under the covered patio. Boat owners will appreciate the on-site boat parking and the public boat ramp located just two blocks away, making it easy to enjoy fishing, boating, and waterfront adventures. Whether you're looking to expand your investment portfolio, secure a vacation getaway, or own a beach home with strong rental potential, The Flip Flop House delivers location, updates, and income-producing opportunity all in one package.

7005 S Lagoon Drive, Panama City Beach

$410,000
2 Beds 3 Baths 791204 MLS
SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable ''B'' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

9900 S Thomas Drive Unit 1207, Panama City Beach

$429,000
4 Beds 3 Baths 1005118 MLS 1,834 SqFt.
Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously rebuilt this home from the studs out with the intention of making it their forever home. Quality craftsmanship and thoughtful improvements can be found throughout, including a new seawall, impact-resistant windows and doors, roof, HVAC system, electrical, water heater, exterior siding, flooring, completely renovated kitchen and bathrooms and much more. The rear deck overlooking the canal has also been rebuilt, creating the perfect spot to enjoy morning coffee and afternoon barbecues. As an end unit, the home benefits from additional privacy, abundant natural light, and only one shared wall, which was rebuilt with soundproofing insulation for enhanced comfort. A portion of the garage has been converted into a heated and cooled fourth bedroom, creating flexible space for guests, a home office, or multi-generational living. With short-term rentals allowed, the home also offers excellent potential as a vacation rental or second-home investment. Conveniently located near Tyndall Air Force Base, Lynn Haven Sports Complex, hospitals, shopping, dining and Panama City's beautiful beaches.

1319 Capri Dr, Panama City

$449,900
5 Beds 4 Baths 791056 MLS
Welcome to the Embry, a new home floor plan at Hodges Bayou in Panama City, Florida. The Embry plan is a 5-bedroom, 3.5-bathroom two-story home with over 2800 Sq. Ft. and a two-car garage. As you step inside, you're greeted by a versatile flex space right off the foyer--perfect for a bright home office, a formal dining room, or a cozy reading nook. The open-concept design flows seamlessly into the heart of the home: a stylish kitchen featuring sleek stainless-steel appliances, crisp white cabinetry, and a massive center island. This space connects directly to an expansive great room, creating the ultimate hub for daily life and entertaining guests. The main-level primary suite is designed as a peaceful retreat, offering a private escape from the hustle and bustle. The en-suite bathroom combines function and luxury, boasting a double vanity, private water closet, spacious shower, a relaxing garden soaking tub, and an oversized walk-in closet. Upstairs, you'll find a large, flexible living area ideal for a game room, media center, or family hangout. Four generously sized secondary bedrooms share two full bathrooms, providing ample room for everyone. One bedroom even includes a private, attached bathroom--perfect for guests or a teen suite. On the outside of this home, you'll see durable Hardie board siding on all sides of the home. There is also a covered front patio area for you to sit and enjoy the beautiful Florida weather. Located in the fast-growing Panama City area, this new construction home in Hodges Bayou is equipped with modern Smart Home Technology to simplify your life. Don't miss your chance to own in this premier community--contact us to tour the Embry plan today!

7232 Shady Oak Way, Panama City

$439,000
3 Beds 2 Baths 791015 MLS
-Situated high above the pristine upper reaches of Deerpoint Lake, this custom-designed home offers panoramic water views that must be seen to be believed. Facing due west to capture breathtaking Florida sunsets, the home boasts a half-mile unobstructed view across the water to state-protected land that will never be developed--ensuring your privacy and wild, natural surroundings forever. Designed to maximize its incredible setting, the home features a striking prow-front design with soaring vaulted ceilings and floor-to-ceiling windows, offering a dramatic 270-degree view of the lake, majestic cedars, and cypress trees. Watch ospreys and eagles fish from the comfort of the massive great room, anchored by a cozy wood-burning fireplace. Step outside onto over 1,000 square feet of expansive decking--perfect for entertaining or peaceful morning coffee. The property slopes gently down to the water's edge, complete with a private dock and a covered boathouse ready for your fishing or pontoon boat. This home offers a wide array of premium outbuildings, all architecturally matched to the main home for a clean, cohesive look. You have an oversized 24x24 two-car garage with an attached 12x24 workshop, fully outfitted with counters and cabinetry. There is a separate, covered high-clearance port perfect for an RV or large boat, while a dedicated utility building with a roll-up garage door and ramp easily accommodates a riding mower or golf cart. Plant lovers will also rejoice, as the property even features its own private greenhouse. Inside, the massive master suite serves as a private sanctuary, featuring a generous walk-in closet, double vanities, a jacuzzi soaking tub, and private sliding glass door access to a shaded deck. The spacious kitchen is perfect for hosting, equipped with durable solid-surface countertops and a brand-new stainless steel refrigerator. Added bonus all the appliances currently on site (3 fridges, a freezer, and washer and dryer) stay with the house. Also, ''The Cherokee Landing county park and boat ramp are less than a half a mile from your driveway'' Current wind mitigation and 4 point inspection reports are on file. New interior and exterior paint 2026, New roof 2024, New water heater 2021, New HVAC 2015, New septic 2013.

5955 Piza Circle, Youngstown

$415,000
2 Beds 2 Baths 790952 MLS
Priced to SELL! Amazing Aloha floor plan on a gorgeous private lot. Experience coastal-inspired living in this beautifully maintained Aloha Cottage located in Latitude Margaritaville Watersound. Featuring two bedrooms plus a versatile den, this popular floor plan offers flexible living space and an open-concept design that blends comfort, functionality, and style. The standout feature of this home is its exceptional location. Situated with preserve space on both sides, it offers a level of privacy rarely found among cottage homes and creates a peaceful setting surrounded by natural beauty. Enjoy morning coffee or evening relaxation from the screened porch while taking in the tranquil preserve views. Inside, the spacious great room features vaulted ceilings and abundant natural light since you can keep the blinds open and still maintain privacy. The kitchen features a large center island, quartz countertops, upgraded cabinets, tile backsplash, and ample workspace for cooking and entertaining. A dedicated dining area provides the perfect setting for gatherings. The primary suite includes a generous walk-in closet, an ensuite bath with dual vanities, and a tiled walk-in shower. On the other side of the home, the guest bedroom and full bath provide spacious accommodations. The den offers endless possibilities as a home office, hobby room, media room, or additional guest space. Quality finishes throughout include Mohawk RevWood flooring in the main living areas, tile in wet areas, custom ceiling fans, and thoughtful design upgrades. Beyond the home, residents enjoy access to an impressive collection of resort-style amenities, including a waterfront pool, restaurant, fitness center, indoor lap pool, spa, pickleball and tennis courts, kayaking, bocce ball, cornhole, live entertainment, and a full calendar of social activities. Additional shopping, dining, medical, and marina offerings are planned for the surrounding area, adding even more convenience and lifestyle opportunities. Located just minutes from the Emerald Coast's renowned white-sand beaches, this home combines a private preserve setting with easy access to everything the area has to offer. HOA-maintained lawn care and scheduled exterior maintenance provide a low-maintenance lifestyle, allowing more time to enjoy the community and coastal surroundings. Opportunities to own an Aloha Cottage with this level of privacy are uncommon. Come discover what makes this homesite one of the most desirable cottage locations in the Active 55+ community of Latitude Margaritaville Watersound!

8511 Dreams Float Court, Panama City Beach

$422,900
4 Beds 3 Baths 790942 MLS
GENEROUS $10,000 SELLER CREDIT WITH ACCEPTABLE OFFER! Welcome to this immaculate Hawthorne floor plan in the highly sought-after Titus Park community! Enjoy the neighborhood's inviting community pool and dedicated dog park, while living in one of the area's most desirable locations. This exceptional home offers the perfect blend of comfort, style, and convenience with over 2,500 square feet of living space. This popular split floor plan design features four bedrooms, three full bathrooms, and a spacious three-car garage, providing plenty of room for family, guests, and everyday living. From the moment you step inside, you'll appreciate the inviting foyer opening into a bright and expansive open-concept living area. The spacious living room is accented by a tray ceiling and flows seamlessly into the kitchen and dining area. The kitchen features a beautiful backsplash, abundant cabinetry, and a large corner pantry. It serves as the heart of the home with its oversized center island which provides extensive underneath storage for functionality and style. Overlooking the main living space and dining area, it creates an inviting space for casual dining, meal preparation, and is perfect for entertaining or simply enjoying time at home. Thoughtful design touches can be found throughout the home, including decorative wood wall accents and custom lighting in the foyer. The generously sized primary suite features a tray ceiling, his and hers closets, and provides a comfortable retreat that leads to a large master bath with dual vanities, a shower, and garden tub. One of the home's standout features is the oversized secondary bedroom highlighted by an eye-catching wood trim accent wall and its own private en-suite bathroom, making it ideal for guests or anyone seeking additional privacy. Two additional bedrooms, a third bathroom, and the laundry room are situated off the foyer at the front of the home. Additional features include window blinds throughout the home, gutters, and convenient drop-down attic stairs in the garage providing easy access to extra storage space above. Enjoy the abundant space the three-car garage has to offer for your vehicles and recreational equipment, as well as providing flexibility for extra storage, a workshop or gym area. Outside, you'll enjoy one of the community's more desirable homesites, backing to a spacious open area with no rear neighbors and the backyard offering an expansive view. Durable Hardie siding adds both curb appeal and long-term value. Residents also enjoy the convenience of having North Bay Haven Charter Academy located in the adjacent connected neighborhood, making daily commutes to school simple and convenient. Just minutes away, Lindsey Crossing continues to grow with new restaurants, shopping, grocery options, and Starbucks. Situated approx. 25 minutes to Tyndall Air Force Base and the Naval Support Activity Panama City Base, this home is also an ideal location for those seeking proximity to key military installations. To top it off, outdoor enthusiasts will appreciate being only five minutes to Lynn Haven's Bayou Park and Preserve, a 99-acre manicured park, offering playgrounds, open classroom pavilions, nature walk trails, fitness loops, docks, board walks, and so much more. If you've been searching for a move-in ready home with this popular spacious floor plan, thoughtfully designed living space, a three-car garage, and a convenient location close to schools, shopping, and recreation, 4890 Loblolly Way is a home you won't want to miss! You have to see this home to really appreciate how well it has been maintained! All measurements are approximate; buyer to verify if important. Schedule your private showing of this exceptional home today and discover why Titus Park remains one of Panama City's most sought-after communities.

4890 Loblolly Way, Panama City

$434,900
4 Beds 3 Baths 790872 MLS
Welcome to the Victoria, a new home floor plan located at Titus Park in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Titus Park. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet on a corner lot and includes many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As you approach the Victoria floor plan, you will notice the large covered front porch and beautiful Hardie Board Plus siding that covers all sides of the house. There is also a covered back patio that has plenty of room for patio furniture to enjoy your morning coffee or having friends over. On the inside of the Victoria, you'll notice the sunlight that radiates throughout the home from the many windows and the EVP flooring throughout the main areas of the home. Each bedroom has plush carpet floors and closets with ventilated shelving. The large open living room has tray ceilings and a ceiling fan and opens to the kitchen and dining area. The kitchen and full bathrooms have beautiful white cabinets and elegant white quartz countertops. The primary bathroom features a double vanity and a separate tub and a shower with glass doors next to a walk-in closet, saving you space in the main bedroom. The guest bathroom also features a double vanity and plenty of cabinet space. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this corner lot home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Titus Park community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Titus Park can enjoy exclusive access to the newly built amenity center with a pool, BBQ pits and lounge chairs! Come see for yourself why the Victoria is a popular floor plan for new home buyers. To see this floor plan in Titus Park, stop by our model home today or schedule an appointment online.

4817 Windrow Way, Panama City

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