Bay County, FL Real Estate Search

Bay County, FL Homes for Sale

Overview of Bay County Real Estate

Bay County, FL, is a vibrant and rapidly growing region known for its stunning coastal scenery and robust real estate market. Located in the heart of the Florida Panhandle, this area features a diverse array of properties, ranging from beachfront condominiums to charming single-family homes. The beautiful beaches of Panama City Beach and the surrounding areas not only attract tourists but also provide a desirable lifestyle for residents. With a balanced combination of affordable housing options and luxury developments, Bay County has become a hotspot for homebuyers and investors alike.

Market Trends and Investment Opportunities

The real estate market in Bay County has experienced noticeable trends in recent years, with a surge in both property values and demand. As more individuals seek to move to this sun-soaked region, the competition for homes has intensified. Investors are particularly drawn to rental properties due to the increased influx of tourists and seasonal residents. Coastal properties, in particular, have seen significant appreciation, making them an attractive option for income-generating investments. Potential buyers should stay informed about market trends to make educated decisions.

Types of Properties Available

Bay County offers a wide variety of properties to cater to different lifestyles and budgets. The coastal areas host luxurious beachfront homes and condominiums, providing breathtaking views and easy access to the sand. Inland, buyers can find charming single-family homes and townhouses that offer a more suburban feel. Additionally, the area boasts a range of new constructions that appeal to those looking for modern amenities. Whether seeking a vacation home or a primary residence, Bay County's real estate market accommodates diverse preferences.

Community and Lifestyle

Living in Bay County means embracing a vibrant community and enjoying an outdoor-oriented lifestyle. The area is known for its recreational activities, including water sports, fishing, and golfing. Communities often organize events, ensuring there is always something happening for residents and visitors. The friendly and welcoming atmosphere of Bay County encourages new residents to integrate into the community easily. Proximity to schools, shopping centers, and healthcare facilities adds convenience to an already attractive living environment.

Future Prospects and Considerations

As Bay County continues to grow, the future of its real estate market looks promising. With ongoing infrastructural developments and an increasing influx of residents, property investment is likely to remain a wise choice. However, potential buyers should conduct thorough research and consider factors such as property taxes, insurance costs, and market saturation. Engaging with a knowledgeable local real estate agent can be invaluable in navigating this dynamic market and making informed decisions that align with individual goals.

Our website features the best Bay County, FL real estate search for homes available. It is the only site you will ever need for Bay County, FL homes for sale! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Read more...

Bay County, FL Homes for Sale

Avg. No of Beds
Avg. No of Baths
Avg. Living Ft2
Avg. Listing Price
Cost per ft2
Days on Market

Newest Bay County, FL Homes for Sale

$399,000
3 Beds 3 Baths 791544 MLS
BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity. Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel appliances, flat-screen TVs, and a washer and dryer. The oversized balcony captures beautiful views of Panama City Beach's eastern coastline, creating an inviting outdoor space for coffee, coastal views, or unwinding after time at the beach. This condo is turn key and move-in ready! Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,358 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and newly opened Tootsie's Orchid Lounge. All information is deemed reliable but should be verified by the buyer if important.

9860 S Thomas Drive Unit 1612, Panama City

$724,000
791536 MLS
SELLER OFFERING $25,000 TOWARD BUYER CLOSING COSTS, PREPAIDS, OR RATE BUYDOWN! Welcome to 119 College Avenue, an exceptional income-producing property featuring six rental units in a well-maintained, recently remodeled setting, currently generating approximately $83,460 in gross annual income. Situated on a spacious 0.4-acre corner lot in Flood Zone X (no flood insurance required), the property consists of four total buildings, all with newer 30-year dimensional shingle roofs installed in 2019. The primary residence has been fully renovated down to the studs and rebuilt with quality finishes throughout, offering three separate rental units (Units 1, 2, and 3) totaling 8 bedrooms and 5 bathrooms, along with a welcoming front porch, three new HVAC systems, and updated kitchens with new appliances. Unit 1 is a 3-bedroom, 2-bath upstairs unit rented for $1,290/month, featuring a private entrance to the primary suite, oversized laundry room, new LVP flooring, updated kitchen and baths, and two living areas. Unit 2 is a 3-bedroom, 2-bath downstairs unit rented for $1,450/month, offering a split floor plan, spacious living area, and new LVP flooring throughout. Unit 3 is a 2-bedroom, 1-bath rear apartment rented for $1,000/month. In addition to the main house, the property includes three detached single-family homes: Unit 7, a 3-bedroom, 2-bath unit with a utility/storage area rented for $1,100/month; Unit 5, a 2-bedroom, 1-bath unit rented for $990/month; and Unit 6, a 2-bedroom, 1-bath unit rented for $1,125/month and extensively remodeled. Altogether, the property offers 15 bedrooms and 9 bathrooms across six income-producing units. All rentals are professionally managed by ERA Property Management, making this a seamless, turnkey investment opportunity. Floor plans are available in the Documents section and photo gallery. Schedule your private showing today to explore the full potential of this multi-unit property.

Panama City

$540,000
4 Beds 3 Baths 791524 MLS
Pool days, backyard barbecues, football Saturdays, and unforgettable family gatherings--this Kings Point home was built for making memories. Located near SweetBay, this beautifully maintained 4-bedroom, 2.5-bath all-brick home combines spacious living, thoughtful design, and exceptional outdoor entertaining. Inside, you'll find an open-concept floor plan featuring soaring ceilings, a fireplace, and custom built-ins. The spacious kitchen is designed for gathering, offering granite countertops, rich wood cabinetry, stainless steel appliances, and a breakfast bar overlooking the main living area. The split-bedroom layout provides privacy for the primary suite, complete with tray ceilings, dual vanity, a walk-in shower, and ample storage. Three additional bedrooms offer flexibility for family, guests, hobbies, or a home office. Step outside and discover what truly sets this property apart. The fenced backyard is designed for year-round enjoyment with an in-ground fiberglass pool, covered patio, fire pit, and an incredible outdoor entertaining pavilion featuring a Blackstone griddle, Recteq grill, smoker, kegerator, television, and plenty of seating for friends and family. Additional features include new roof, all-brick construction, a two-car garage, boat parking, mature landscaping, and solar panels that will be paid off by the seller at closing. Kings Point is a well-established, family-oriented neighborhood offering convenient access to SweetBay, shopping, dining, schools, Tyndall Air Force Base, downtown Panama City, and the area's beautiful beaches. If you've been searching for a home that blends comfort, functionality, and resort-style outdoor living, 2907 Tupelo Drive is ready to impress.

2907 Tupelo Drive, Panama City

$455,000
4 Beds 4 Baths 791523 MLS
YOUR COASTAL BEAUTY AWAITS! A 2021 CRAFTSMAN, TUCKED AWAY ON A PRIVATE CUL-DE-SAC. Deeply loved and meticulously maintained by its current family, this property is filled with warmth, character, and an incredible sense of home. Spanning over 2,600 square feet of brilliantly designed living space, this immaculate 4-bedroom, 3.5-bathroom residence is the definition of modern coastal comfort. With a fresh, open-concept layout and premium upgrades throughout, this house proves you do not have to sacrifice space for a phenomenal location. DESIGNED FOR EFFORTLESS EVERYDAY LIVING, THE FLOOR PLAN FEATURES TWO SEPARATE LIVING ROOMS TO GIVE EVERYONE IN THE FAMILY PLENTY OF COMFORTABLE SPACE TO SPREAD OUT. The main level offers ultimate privacy with a spacious 1ST FLOOR PRIMARY BEDROOM retreat featuring a massive walk-in closet and an en-suite bathroom that serves as a true oasis, boasting a large walk-in shower. The heart of the home is a beautiful chef's kitchen equipped with stunning granite countertops, a sleek smooth-top stove, high-end stainless steel appliances, pantry, and cabinetry offering incredible storage. Beautiful, durable vinyl plank flooring runs throughout the downstairs living areas, perfectly complementing the modern finishes while standing up to a busy lifestyle. Fully equipped for convenience, the property includes built-in smart-home technology with keyless entry, a touch-screen control panel, a smart doorbell, and Echo Dot integration. THE SECOND LEVEL IS AN ABSOLUTE DREAM FOR FAMILIES OR HOSTING GUESTS, HIGHLIGHTED BY A MASSIVE SECONDARY LIVING ROOM. This spacious upstairs family or game room is the perfect, comfortable flex space for a pool table, a cozy media room, or a private retreat for kids to relax and play. The generously sized upstairs bedrooms feature cozy carpeting and share a highly functional Jack-and-Jill bathroom. Step outside to your private outdoor oasis, where a covered patio overlooks a fully privacy-fenced backyard, creating a secure environment that has been the setting for countless weekend cookouts and wonderful family memories. LOCATION IS EVERYTHING, AND FOR MILITARY BUYERS, THIS IS THE ULTIMATE PCS DREAM WITH NSA PANAMA CITY RIGHT AT YOUR DOORSTEP. From your quiet cul-de-sac, your morning commute to the Navy base is literally under five minutes, making it an absolute dream for active duty families or busy professionals. When it is time to unwind, you are perfectly positioned less than ten minutes from the pristine shores of St. Andrews State Park and the sugar-white sand beaches. Spend your weekends exploring the waterfront dining and shopping of the Grand Lagoon, grabbing authentic local flavor at Dat Cajun Place, or celebrating the sunset at the legendary Schooners. PRICED COMPETITIVELY, THIS INCREDIBLY LOVED HOME REPRESENTS A FANTASTIC VALUE AND THE PERFECT LANDING SPOT FOR A RELOCATION. This property is incredibly versatile and warmly welcomes VA, FHA, Conventional, and Cash buyers. A nearly-new build with two living spaces, this much square footage, and this level of comfort is a rare find on the coast, so schedule your private tour today!

532 Cove Villa Street, Panama City Beach

$659,900
5 Beds 4 Baths 791518 MLS
OPEN HOUSE SUNDAY, AUGUST 2ND 2-4 PM! PRICE IMPROVEMENT!!!! Welcome to this exceptional custom-built residence, offering 2,815 heated and cooled square feet of thoughtfully designed living space on a generously sized oversized lot. With 5 spacious bedrooms and 3.5 beautifully appointed bathrooms, this home seamlessly blends quality craftsmanship, modern convenience, and timeless style. From the moment you enter, you'll appreciate the inviting open-concept design that creates the perfect setting for both everyday living and entertaining. Soaring 10-foot ceilings enhance the sense of space throughout the home, while the elegant step-up tray ceiling in the family room adds architectural character and sophistication. Durable luxury vinyl plank flooring flows throughout most of the home, providing both beauty and easy maintenance. At the center of the home is a stunning custom-designed kitchen that is sure to impress. Featuring quartz countertops, beautifully stained custom cabinetry, pull-out drawers for optimal organization, a gas cooktop, and a built-in microwave and oven combination, this kitchen offers the perfect balance of style and functionality. Whether preparing meals for family or hosting large gatherings, this space is designed to accommodate it all with ease. The oversized primary suite serves as a private retreat, offering a spacious bedroom and a luxurious spa-inspired bathroom. Unwind after a long day in the walk-in jetted hydrotherapy tub or enjoy the expansive tiled walk-in shower. Seller is open to installing a free-standing soaking tub in the place of the walk-in tub if buyer prefers. Thoughtfully designed with comfort in mind, this owner's suite provides a peaceful sanctuary within the home. The additional four bedrooms offer flexibility to meet your needs, whether for family members, guests, a home office, fitness room, or hobby space. With ample storage and well-planned living areas throughout, this home is designed to adapt to a variety of lifestyles. Step outside and discover your own backyard paradise. The newly constructed saltwater swimming pool serves as the centerpiece of the outdoor living space and is equipped with a propane heater, allowing for extended enjoyment throughout the year. Elegant paver decking surrounds the pool, creating an attractive and low-maintenance area for lounging and entertaining. The large privacy-fenced backyard provides plenty of room for children, pets, outdoor games, or future additions. Gather around the fire pit on cool evenings and create lasting memories with family and friends under the stars. Additional features include an oversized double garage with an 8 foot tall garage door and a dedicated electric vehicle charging outlet, offering convenience for today's modern homeowner. The oversized lot provides a sense of privacy and space rarely found in newer homes, while the home's custom finishes and attention to detail set it apart from the ordinary. Combining luxurious indoor living, resort-style outdoor amenities, and exceptional craftsmanship, this remarkable property offers everything you've been searching for. From the custom finishes to the thoughtfully designed floor plan and incredible outdoor retreat, this is more than just a house--it's a place to call home. Call today for your private showing.

3409 Nautical Drive, Southport

$685,000
4 Beds 3 Baths 791513 MLS
Take a look at this stunning coastal home in the heart of Panama City Beach! This home has been thoughtfully enhanced with significant improvements that elevate both style and livability. With close proximity to the white sandy beaches and Beach Access 64, this centrally located property offers easy access to everything the beach has to offer. Pier Park is just minutes away making dining, shopping, and entertainment convenient and close by. This home is situated in a neighborhood with no HOA and no flood zone. This location does not allow short-term rentals, so the area is ideal for full-time residents who value a true sense of community and consistency year-round. Built in 2019 and meticulously maintained, the home has been further upgraded and cared for, making it truly move-in ready. Inside, you'll find 4 bedrooms, 3 bathrooms, and approximately 2,250 square feet of well-designed living space. The open floor plan feels bright and welcoming with plenty of natural light throughout. The kitchen serves as a true gathering place, offering granite countertops, a large island with additional seating and storage, built in wine cooler, custom cabinetry, and plenty of room for everyday meals or get-togethers. The master bedroom is located downstairs with ensuite bathroom and there is an additional bedroom and full bath. Upstairs, a spacious family or bonus room, with 2 bedrooms and full bath provide flexible living space-perfect for movie nights, a home office, or a quiet retreat separate from the main living area. With generous room sizes and a well thought out layout this home offers plenty of space to grow and settle in. The outdoor living area is an entertainment delight. A large, screened lanai (rated for 140mph wind) overlooks a beautiful pool and expansive paver deck, creating an inviting space for entertaining friends, hosting family gatherings, or simply enjoying peaceful evenings outdoors. The covered area by the pool hosts outdoor fans and a mounted TV. Pool lighting adds to the atmosphere, and a separate area outside the lanai is ideal for a firepit and relaxed conversation. Additional features include a large storage building, an outdoor shower, extra paver parking, Google Nest exterior security cameras, a programmable thermostat, and an irrigation system using reclaimed water. With extensive indoor and outdoor living space, thoughtful upgrades, and an unbeatable location, this home offers exceptional value for those ready to put down roots and enjoy coastal living at its finest.

207 San Gabriel Street, Panama City Beach

$699,000
4 Beds 3 Baths 791451 MLS
Welcome to 709 Landing Circle, a beautiful coastal-style home located in The Preserve at Lake Powell, a desirable and secluded community on the west end of Panama City Beach. Perfect as an investment property (furnishings negotiable), second home, or full-time residence, this property offers excellent income-producing potential. Additional value and rental demand could be achieved by accommodating pets, maximizing occupancy, or adding a pool or hot tub. Situated on a private cul-de-sac with no through traffic, this spacious 4-bedroom, 3-bathroom home features an open-concept floor plan designed for comfortable coastal living. The well-appointed kitchen boasts new appliances, a large island, abundant cabinet space, and a walk-in pantry while overlooking the dining area and great room, creating an ideal space for entertaining. A second-floor living area provides additional flexibility as a media room, game room, or family gathering space. The home is equipped with two separate HVAC systems, ceiling fans, window treatments, walk-in bedroom closets, and televisions throughout the home, including the covered back porch seating area. Outdoor living is equally impressive with front and rear covered porches, an extended paver patio perfect for barbecues and gatherings, a privacy-fenced backyard, and parking for up to four standard-size vehicles. Whether you're looking to capitalize on Panama City Beach's strong rental market or enjoy a coastal retreat for yourself, 709 Landing Circle presents a rare opportunity to own a home in one of the area's most sought-after locations. Conveniently located just one-half mile from the Gulf and only one-quarter mile from Lake Powell Park, residents and guests can easily enjoy swimming, paddleboarding, kayaking, canoeing, fishing, and outdoor recreation. Lake Powell Park also features covered pavilions, picnic areas, barbecue grills, basketball courts, and playground swings. Located on the desirable west end of Panama City Beach, this home offers the best of both worlds--close proximity to the charming communities of 30A while enjoying Panama City Beach's more accessible shoreline. Unlike some neighboring beach communities where private beach ownership can limit public access, residents and guests here can take full advantage of the area's beautiful Gulf beaches with fewer access concerns, making every beach day simple and enjoyable. This prime location offers easy access to Camp Helen State Park, Frank Brown Park, Pier Park, golf courses, sports complexes, water parks, fishing piers, shopping, dining, entertainment, and healthcare services. You're also just a short drive from the scenic communities and attractions of 30A, including Rosemary Beach, Alys Beach, Seacrest, Inlet Beach, Santa Rosa Beach, and South Walton's nature trails and coastal amenities. Whether you're looking to capitalize on Panama City Beach's strong rental market or enjoy a turnkey coastal retreat for yourself, 709 Landing Circle presents a rare opportunity to own a fully furnished home in one of the area's most sought-after locations.

709 Landing Circle, Panama City Beach

$1,499,000
3 Beds 3 Baths 1005667 MLS 2,454 SqFt.
Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. The primary suite serves as a true retreat and features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trl, Panama City Beach

$1,499,000
3 Beds 3 Baths 791500 MLS
Overlooking West Bay with unobstructed water views, this custom-built residence is set on a premium 0.76-acre corner waterfront homesite with paved road access. The beauty of the setting extends indoors, where designer finishes and thoughtful details create a refined coastal home that feels both elevated and inviting. The kitchen serves as the centerpiece of the home, anchored by a Venetian plaster hood, Hallman Majestic gas range, quartz countertops, clay tile backsplash, open cypress shelving, and a dining nook featuring built-in bench seating with storage. A striking cypress beam connects the kitchen and living area, where a Venetian plaster fireplace serves as a focal point against a backdrop of sweeping water views. Designed as a true retreat, the primary suite features scenic water views. The adjoining bath features Carrera marble finishes, polished nickel fixtures, an oversized glass shower and a freestanding soaking tub. Dual custom closets, including a dressing area with built-in vanity complete the suite. The expansive screened porch, complete with a gas fireplace, provides a breathtaking setting to relax and take in the views of West Bay. Thoughtfully designed landscaping complements the home's natural surroundings, with ample room for a future pool or addition. Additional features include an elevator, impact-rated windows, EV charging station, whole-home Generac generator, and finished split garages with abundant storage. RiverCamps offers a lifestyle unlike any other along the Emerald Coast. This private, gated waterfront community is bordered by West Bay and Crooked Creek, providing direct boating access to Shell Island and the Gulf. Residents enjoy dry boat storage, a community boat launch and day-use slips, a resort-style pool and pavilion, a 600-foot pier, miles of scenic trails and boardwalks, and a fitness center coming soon. Ideally located just minutes from Northwest Florida Beaches International Airport, Pier Park, and the area's white-sand beaches.

7509 Morning Marsh Trail, Panama City Beach

$1,330,000
4 Beds 4 Baths 791494 MLS
Imagine waking up in your modern, coastal organic new construction home in RiverCamps on a spacious 1.41-acre homesite. Tucked deep inside one of Panama City Beach's most coveted gated preserves, this brand-new 4-bedroom, 3.5-bath home, currently under construction by Guyson Construction, offers nearly 3,400 square feet of heated/cooled living space has been thoughtfully designed for the way you actually want to live, with room to gather yet still have the privacy you desire. Set on a generous 1.41-acre wooded homesite, this home offers a summer kitchen, 3-car garage, gym storage and flex space. The main level opens into a gallery room separating the primary suite retreat into a sprawling trayed ceiling great room, dining area, powder room, laundry room, mud room and a kitchen built for both everyday life and entertaining. You're going to love the walk-in pantry and the coffee bar in this home and also stepping outside to a 47' expansive screened porch overlooking the trees, your own private front-row seat to Florida's natural beauty. Love the indoor-outdoor experience? Enjoy dinners outside year-round on the screened porch with your summer kitchen! The primary suite offers a true retreat, with vaulted ceilings, expansive walk-in closet, and a spa-style bath featuring a freestanding soaking tub and an 11' walk-in shower. Upstairs you'll find three additional bedrooms with two full baths and a loft area ideal for family or guests who desire their own space. The ground floor adds even more versatility, with a flex room and dedicated gym/storage space offering endless possibilities: home gym, workshop, golf cart parking, or hobby space. And attached 3-car garage is perfect for keeping your golf cart under cover and keeping your vehicles and toys protected and ready to go. Outdoor living is front and center here, with a spacious 1.41-acre homesite perfect for evening gatherings under the trees, room for a future pool to add, if desired, and expansive outdoor living area and a layout designed to make the most of the lot's natural privacy buffer in RiverCamps. Living in RiverCamps means trading rush hour for time on the water. This gated, 1,500-acre wildlife preserve community along Crooked Creek and West Bay in Northwest Florida is home to fewer than 450 homesites, with the majority of the land set aside for conservation. Residents enjoy access to the Riverhouse with a pool, fitness center, fireplace, games, and commercial-grade kitchen for hosting events, plus miles of walking and biking trails, complimentary boat storage, a community boat launch, private docks, a fishing area, remarkable playground, and pickleball and recreation courts. Kayak the creek, cast a line, watch the sunset from the dock, or simply enjoy the quiet of a true nature sanctuary. RiverCamps is where living really begins! All of this sits just minutes from the sugar-white sand of Panama City Beach, Pier Park shopping and dining, and the Northwest Florida Beaches International Airport, giving you the best of both worlds: total seclusion when you want it, and total convenience when you need it. Estimated completion for this stunning new construction home is late 2026. Schedule your private tour today of this new construction home and the community and watch your dream home come to life!

6500 Ogeeche Trail, Panama City Beach

$683,900
4 Beds 4 Baths 791469 MLS
Reduced! Don't miss out on this exclusive Waterfront Pool Home with an Assumable 3.65% FHA Loan for qualified buyers! Situated on over half an acre directly on the Community Lake. This beautifully maintained custom 2649 sq. ft all-brick home offers 4 bedrooms, 3.5 bathrooms, bonus/flex room (or office), formal dinning room, informal breakfast room, large kitchen, and a back yard designed for enjoyment of your salt water pool, and Florida living year round. Located in the desirable Kirkland Manor and not in a flood zone. This property presents a rare opportunity in today's market. The open floor plan features granite counter tops, custom frame windows, crown molding, abundance of natural lighting and surround system throughout the the interior and exterior of home. The kitchen offers stainless steel appliances, a center island, large breakfast bar, walk-in pantry and extensive cabinetry, thus making it ideal for everyday living and entertaining with the open floor plan. Two additional bedrooms share a Jack and Jill bathroom. New roof installed in 2024, HVAC installed in 2025, two new water heaters installed in 2025, new pool pump in 2024, microwave/dishwasher both installed in 2024. Step outside to your own Lake waterfront retreat featuring a saltwater pool with upgraded sand filtration, a 5 person hot tub, expansive brick paved patio, covered porch, professional landscaping, sprinkler system, and a fully fenced backyard overlooking the lake. Enjoy fishing kayaking and paddle boarding right from your backyard. Deerpoint Lake is minutes away with a public boat ramp. Conventionally located and move-in-ready custom home offers the perfect combination of waterfront living, modern and upscale updates, and outdoor enjoyment. This is a fabulous opportunity to own a waterfront pool home with and assumable and rare 3. 65% FHA Loan. Schedule your showing today!

7508 Nautical Court, Southport

$421,900
3 Beds 2 Baths 791477 MLS
Welcome to 344 Robinson Bluff Road at Colonial East in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Delilah floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. Entering the home through the covered entry, you will find a hall with two delightful guest bedrooms, each offering a peaceful retreat for your family or guests. The guest bedrooms share a full bath with a single vanity and shower tub combination. Continuing through the hall, you will enter the heart of the home where an open-concept layout unites the kitchen, dining and living areas. This is an ideal space for entertainment and relaxation and offers guests and family a comfortable living space. The Delilah floorplan is designed as a cottage style home, with a comfortable layout and a single car garage. The well-equipped kitchen features modern cabinetry, a generous center island for meal preparation, and effortless interaction with family and guests. Adjacent to the kitchen, there is a small pantry and a laundry room that can accommodate a full-size washer and dryer. The living area provides access to the back patio, where you can dine al fresca or just enjoy your mornings outdoors. Features of this home will include quartz countertops, EVP flooring throughout, matte black plumbing fixtures and appliance package that will include a stove, microwave and dishwasher. The primary bedroom is situated at the back of the home and has a sizable walk-in closet and an ensuite bathroom with a single sleek vanity and a rejuvenating shower. Images are of a Delilah model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase.

344 Robinson Bluff Road, Panama City Beach

$999,900
3 Beds 2 Baths 791455 MLS
LYNN HAVEN WATERFRONT LIVING WITH AN INCREDIBLE GARAGE! Situated on scenic Anderson Bayou, this thoughtfully designed 3-bedroom + bunk room home offers panoramic water views and exceptional indoor and outdoor living. Nestled on a beautifully landscaped lot with mature trees and a circle driveway, this property provides easy boat access to North Bay and is just a golf cart ride from the Panama Country Club. Designed for both everyday living and entertaining, the spacious interior features an inviting open living area with vaulted ceiling, a gas fireplace, and a dining room complete with a wet bar. (Great for Entertaining) The chef's kitchen boasts a large island with breakfast bar seating, stainless steel appliances, a walk-in pantry, and an additional butler's pantry/utility room. Just off the kitchen and overlooking the bayou, there is a covered back porch AND a large paver patio, creating the perfect settings for relaxing or entertaining guests. The waterfront master suite is a private retreat featuring a gas fireplace with room to sit around it, direct access to the backyard, a walk-in closet, and breathtaking bayou views. The additional bedrooms are generously sized and offer ample closet space. Outdoor amenities include a covered boat lift, dock, and access to a small boat launch. The oversized 46x30 detached garage is truly a showpiece, featuring high-end trim work, a kitchen area, air compressor hookups, specialty lighting, and a climate-controlled upstairs room ideal for storage, a home office, gym, or game room. Additional highlights include a carport with built-in column storage, dual HVAC systems, security system, sprinkler system on a well, landscape lighting, a newer roof, and a desirable dead-end street location near the Panama Country Club and Lynn Haven boat launch. This exceptional waterfront property offers the best of the Florida lifestyle. Call today to schedule your private showing.

700 Iowa Avenue, Lynn Haven

$452,956
3 Beds 3 Baths 791474 MLS
Welcome to 349 Robinson Bluff Road at Colonial East in Panama City Beach Florida. This home is under construction and features the Monroe floor plan. There is a small nook just off the entry and a brightly lit entry hall leading to a grand living space on the main level. The open concept design of the main living area features a kitchen with peninsula bar that has pace for seating. Traditional 9' ceilings grace the living area which opens to the covered back porch. The main level serves as the heart of the home with plenty of space. The interior of this home will include elegant features with a modern flair including a tile backsplash in the kitchen and quartz countertops, EVP flooring throughout creating a seamless transition between rooms. The kitchen is equipped with stainless appliances including a smooth top stove, microwave and dishwasher. Upstairs you will find all bedrooms and a landing with laundry area and shared bathroom. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and offer plenty of space for your wardrobe needs. The primary bathroom has the feel of a private oasis with a soak tub and a separate tile shower with glass enclosure. The dual sink vanity offers lower cabinetry for storage. Enjoy a quiet evening on your covered balcony located off the primary bedroom. The laundry room is conveniently located on the second floor. Images are of model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home.

349 Robinson Bluff Road, Panama City Beach

$485,000
3 Beds 3 Baths 791467 MLS
Nestled in a quiet cul-de-sac just off North Lagoon Drive, this beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of comfort, convenience, and coastal living in the desired Palm Bay Subdivision. From the moment you arrive, you'll see the pride of ownership throughout. Lovingly cared for and well-maintained, this home features spacious open living areas and an inviting outdoor space designed for enjoying Florida's year-round sunshine. Relax with your morning coffee on the screened porch, entertain friends on the patio, or let pets and children play in the large backyard. Located on the highly desirable east end of Panama City Beach, this community offers easy access to everything that makes beach life so special. Hop on your golf cart and cruise down North Lagoon Drive to local favorites including Captain Anderson's, Grand Marlin, Off The Hook, and several marinas, golf courses, waterfront restaurants, and entertainment options. When you're ready for a day on the sand, simply take Joan Avenue straight to the beach. Whether you're looking for a primary residence, second home, or a place to enjoy the coastal lifestyle, this Palm Harbor Blvd gem offers a fantastic location, a welcoming neighborhood, and the convenience of being close to both the beach and the lagoon. Coastal living, Southern charm, and an unbeatable location this is Panama City Beach living at its best.

101 Palm Harbour Boulevard, Panama City Beach

$685,000
2 Beds 2 Baths 791463 MLS
Welcome to one of the most unique and highly customized homes in Latitude Margaritaville Watersound! Located in the sought-after Phase 6BC, this exceptional Nevis Villa has been thoughtfully redesigned and upgraded to create a truly one-of-a-kind residence. At the heart of the home is a spectacular $100,000+ gourmet kitchen that will impress even the most discerning chef. Featuring state-of-the-art Thermador appliances, a built-in Thermador refrigerator and separate freezer, 6-burner dual oven gas range, custom vent hood, pot filler, built-in coffee machine, warming drawer, wine/beverage refrigerator, porcelain sink, stunning hand-poured Moroccan tile backsplash, and gorgeous Taj Mahal quartzite countertops. Custom designer cabinetry with offers incredible functionality with features including a spice drawer, mixer lift, specialized storage solutions, and abundant workspace. This extraordinary kitchen must be seen in person to be fully appreciated. The open-concept floorplan is ideal for both everyday living and entertaining, offering a spacious Great Room with a cozy gas fireplace, an inviting dining area, and a versatile den featuring French doors and a custom-built dry bar with cabinetry and butcher block countertop. The private owner's suite offers a luxurious retreat with a beautifully upgraded ensuite bath featuring a frameless glass shower enclosure. The guest bedroom is conveniently located adjacent to a fully upgraded bath, providing comfort and privacy for visitors. Step outside to enjoy the covered porch and screened lanai overlooking a peaceful preserve setting, lots of space between neighbors, creating the perfect place to relax and enjoy Florida's beautiful weather. Additional upgrades include: 8-foot interior doors, Designer lighting and ceiling fans, Custom interior paint, Whole-house water filtration system, Attic stairs for additional storage access, Coated garage floor, Spacious laundry room with abundant cabinetry, Washer and dryer included All TVs remain, Sonos speaker system remains. *Furniture available for purchase separately. Enjoy added peace of mind with a Builder Master Care Warranty through October 2026 and a 10 structural warranty from the original build date. The Villa HOA provides outstanding low-maintenance living, including lawn care/ landscaping maintenance, exterior painting, and roof replacement on a scheduled maintenance program. Latitude Margaritaville Watersound offers a resort-inspired lifestyle unlike any other on Florida's Emerald Coast. Residents enjoy a world-class amenities campus featuring a 2 story full service restaurant, resort-style pool, fitness center, pickleball and tennis courts, walking and biking trails, live entertainment, social clubs, events, and endless opportunities to stay active and connected. Located along the Intracoastal Waterway and just 7 miles from the white-sand beaches of Panama City Beach, residents also enjoy convenient access to Pier Park, Northwest Florida Beaches International Airport, dining, shopping, boating, and the exciting new commercial district anchored by a future Publix grocery store, as well as a new hospital currently under construction just minutes away. This is more than a home--it's a lifestyle.

9050 Parrot Place, Panama City Beach

$1,175,000
4 Beds 5 Baths 1005620 MLS 3,384 SqFt.
GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons room that is perfect for watching wildlife. The main living space includes 2,079 square feet. Ceramic Tile floors are found throughout main living area, kitchen, bedrooms, and bathrooms. Bullnose-Edge Quartz countertops, and oversized kitchen island are found in the modern kitchen. A gorgeous wood burning fireplace with 100 year old hard pine mantel sits at the focus of the living room. This home boasts 8 foot entry and closet doors in the main living space. And features 10 foot ceilings throughout with cathedral ceiling in living room and kitchen. It also offers oversized two car garage with 10 foot ceilings and 8 foot entry doors. As well as 220 power in garage. There are two master suites in main living space. The primary master bathroom features a claw foot tub, and curb less walk in shower. A new HVAC was installed in main house in December 2025. The Four Seasons Room is adorned with full wall windows that are perfect for watching the neighborhood wildlife. It also features LVP flooring, and a Mini Split HVAC system.This home truly provides a rare opportunity with the inclusion of the guest house. The guest house which was built in 2022 features a master bedroom, and master bathroom with a curb less walk in shower. It also includes a living area and kitchen. Other key features include a dedicated car port, and screened in porch. This homesite offers usable outdoor space that includes a fire pit, and an outdoor shower. RiverCamps on Crooked Creek is a Certified Nature Preserve Community. The community offers resort style amenities. Amenities include gated access, a future river house, newly built community pool, boardwalks and trails, kayak and paddle boards, fitness center currently being built, as well as community boat ramp, and boat storage for residents. The home is within walking distance to additional boat dock on crooked creek. RiverCamps is in close proximity to many local businesses's. It is only 10 miles from Pier Park and the famous white sandy beaches. It's also 2 and a half miles from NW Florida Beaches International Airport. 3 and a half miles from Publix, to be opening soon. And approximately 5 miles to new hospital, to be opening in 2028. Furnishings are negotiable. Measurements approximate. All information is deemed reliable, but not guaranteed. Buyer to verify if important.

6408 River Bluff Trl, Panama City Beach

$316,900
4 Beds 2 Baths 791447 MLS
Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a large, spacious covered rear porch as well. Both porches have plenty of room for patio furniture to enjoy your day reading a book or watching those beautiful Florida sunsets. As you walk inside the home, the guest bedrooms and guest bathroom with are located at the front of the home. Each bedroom comes with soft carpet floors and a spacious closet for clothing and storage. Further down the hallway is the garage and additional guest bedroom next to the laundry room. The hallway opens to the large open living room and kitchen leading to primary bedroom and backdoor. The kitchen has an island, a large pantry, and stainless-steel appliances. Next to it is the dining area with a double window next to the back door looking out into your covered rear patio and large back yard. The bathrooms and kitchen have beautiful white cabinets and granite countertops for modern style and durability. The large primary bedroom has soft carpet floors and plenty of space for a king size bed and furniture since the closet is in the primary bathroom. In the primary bathroom you will see beautiful EVP flooring and a double vanity with granite countertops as well as a walk-in shower. The Ryder floor plan is a popular choice at Morningside. Schedule a showing to see it today!

7521 Delancey Street, Panama City

$314,900
4 Beds 2 Baths 791446 MLS
Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a large, spacious covered rear porch as well. Both porches have plenty of room for patio furniture to enjoy your day reading a book or watching those beautiful Florida sunsets. As you walk inside the home, the guest bedrooms and guest bathroom with are located at the front of the home. Each bedroom comes with soft carpet floors and a spacious closet for clothing and storage. Further down the hallway is the garage and additional guest bedroom next to the laundry room. The hallway opens to the large open living room and kitchen leading to primary bedroom and backdoor. The kitchen has an island, a large pantry, and stainless-steel appliances. Next to it is the dining area with a double window next to the back door looking out into your covered rear patio and large back yard. The bathrooms and kitchen have beautiful white cabinets and granite countertops for modern style and durability. The large primary bedroom has soft carpet floors and plenty of space for a king size bed and furniture since the closet is in the primary bathroom. In the primary bathroom you will see beautiful EVP flooring and a double vanity with granite countertops as well as a walk-in shower. The Ryder floor plan is a popular choice at Morningside. Schedule a showing to see it today!

7520 Delancey Street, Panama City

$648,000
4 Beds 3 Baths 791444 MLS
Welcome to your dream home in the highly sought-after Breakfast Point community! This beautifully maintained 4-bedroom, 3-bathroom home, built in 2017, offers over 2,300 square feet of bright, open living space designed for comfort and functionality. In addition to the four bedrooms, there's a dedicated office, making it ideal for working from home, studying, or creating a flex space to fit your lifestyle. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining. Move-in day will be easy because the refrigerator, washer, and dryer all stay with the home. You'll also enjoy significant energy savings with fully paid-off solar panels. The seller is even offering a $2,000 carpet allowance so you can add your own personal touch. Car enthusiasts and those needing extra storage will appreciate the oversized 3-car garage, built approximately two feet deeper than standard. The widened driveway provides even more parking space for guests, boats, or additional vehicles. Every bathroom has been upgraded with tile showers instead of standard surrounds, and the front bathroom features a spacious walk-in tiled shower in place of the original tub, adding both style and convenience. Step outside to your private backyard retreat featuring a fully fenced yard with an attractive black wrought-iron-style rear fence overlooking a peaceful preserve. Relax year-round in the hot tub under the screened-in back porch, while the beautifully manicured lawn is kept lush with an automatic sprinkler system. Two storage sheds provide plenty of room for tools, lawn equipment, and outdoor gear. Located in a quiet, friendly neighborhood, you'll be just minutes from shopping, dining, and highly rated Breakfast Point Academy, with the white-sand beaches of Panama City Beach and Pier Park only a short drive away. This home truly combines thoughtful upgrades, energy efficiency, privacy, and an unbeatable location, don't miss your opportunity to make it yours!

104 Johnson Bayou Drive, Panama City Beach

$599,900
3 Beds 3 Baths 791443 MLS
Watch the sunrise and sunset from your private balcony! Marina Landing #601 is a beautiful 3 bedroom, 3 bathroom corner-unit condo featuring over 1,900 square feet of interior living space plus more than 600 square feet of wraparound balconies. This waterfront condo is located on the marina side directly overlooking St. Andrews Bay, with a marina next door offering boat slips available to lease. Lightly lived in as an occasional part-time retreat, the condo is in excellent condition and is move-in ready. It is being sold fully furnished with all furniture, appliances, décor, and home goods included -- just bring your clothes and enjoy waterfront living in Panama City Beach. The bright BoHo Coastal interior features artisan and international décor, bright colors, and custom finishes throughout. The fully stocked chef's kitchen includes a dedicated coffee bar. Recent updates include a new water heater, washer, dryer, and refrigerator. This grandkid-friendly home is beach and paddleboard ready. The huge wraparound balcony offers a bar, grill, and teak bar chairs with outstanding marina and bay views. Additional features include a large secure storage closet, prime parking space, private gym, owner private party area, and a private pier. The building has been newly painted with completed stucco restoration. Marina Landing is a peaceful waterfront community with no vacation rentals allowed and a six-month minimum lease policy. This turnkey condo is ready for immediate enjoyment on St. Andrews Bay.

6422 W Highway 98 Unit 601, Panama City Beach

$249,900
4 Beds 2 Baths 791441 MLS
Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door are the 3 guest bedrooms, a full bathroom, and down the hallway is the laundry room and storage area leading into the kitchen and living room. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen is equipped with beautiful granite countertops, stainless steel appliances, and beautiful white cabinetry. The pantry is located next to the laundry room across from the linen and coat closets. Natural light illuminates this main area for your family and friends to enjoy. The back yard features a back patio located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with granite countertops, a large walk-in closet, and a relaxing shower. Both bathrooms feature beautiful granite countertops and white cabinetry. In addition to all the features and amenities our Sutton plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7352 John Levitow Lane, Panama City

$244,900
3 Beds 2 Baths 791438 MLS
Welcome to the Poppy, a new plan located at Liberty in Panama City, Florida. The Poppy is a spacious 3-bedroom, 2-bathroom home spanning 1,281 square feet and features a single car garage. As you walk inside, you will be welcomed by the Engineered Vinyl Plank flooring which spans the main areas and bathrooms with soft carpet in the bedrooms. Upon entering, the front entrance is met with a long hallway next to the bedrooms and full bathroom next to the garage. Walking down the hallway, you'll find the natural light pouring into the open kitchen and living area, offering ample space for all your needs. The Primary bedroom is conveniently located off the living area, providing a private retreat at the back of the home, complete with a bathroom and walk-in closet. The kitchen comes with an island for extra counter space, and you'll find stylish granite countertops in the kitchen and bathrooms seated on beautiful white cabinetry. Your new home also comes with our Smart Home Technology package, designed to elevate your living experience with elegance and modernity. This package offers unparalleled convenience, giving you effortless control over key features such as lighting automation, an IQ panel, a video doorbell, keyless front door entry, and temperature control from your smartphone. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7340 John Levitow Lane, Panama City

$475,202
4 Beds 4 Baths 791437 MLS
This home is under construction, and offers a perfect blend of elegance and relaxation, ideally suited for those in search of an exquisite second home or a serene vacation retreat. With two stories, this home has four bedrooms, 3.5 well-appointed bathrooms, and the convenience of a single car garage. As you step through the inviting covered entry you enter a graceful foyer that flows seamlessly into an elegant dining area, setting the stage for memorable family gatherings. The heart of the Alabaster features an open-concept kitchen and family room, where a spacious center island, ample pantry, and abundant cabinetry invite culinary exploration and effortless entertaining. Interior design features of this home include EVP flooring throughout, elegant quartz countertops, tile backsplash in the kitchen and stainless-steel appliances. Tranquility defines the main-level primary suite, complete with a luxe ensuite bath featuring a dual sink vanity, an oversized shower, and a spacious walk-in closet. Venture upstairs to discover a versatile living space that is ideal for media enjoyment or as an additional lounge space--flanked by three additional bedrooms. Each additional bedroom has been designed with spacious closets and two share a bath while the fourth bedroom has a private ensuite bathroom. Added conveniences include a substantial main-level laundry room with provisions for full-size appliances and a discreetly located powder room near the foyer.

345 Robinson Bluff Road, Panama City Beach

$242,000
3 Beds 2 Baths 791436 MLS
PRIME CORNER LOT • UPDATED SYSTEMS • INVESTOR FRIENDLY. Welcome to this exceptional corner-lot property ideally located just minutes from Historic St. Andrews, St. Andrews Bay, Downtown Panama City, shopping, dining, parks, and top-rated schools. Offering over 1,500 square feet of well-maintained living space, this move-in-ready home combines flexibility, location, and income-producing potential. Featuring two separate entrances, ample parking, and a versatile floor plan, the possibilities are endless for homeowners, investors, or those seeking additional space to customize. Recent improvements include a NEW A/C system, NEW water heater, remodeled kitchen, metal roof, and durable concrete block construction. The home's flexible layout offers opportunities for a home office, bonus room, guest space, or potential additional bedroom. Situated on a fully fenced corner lot, this property stands out as an excellent option for primary residence, vacation home, short-term rental, or long-term investment property. With no HOA restrictions and both short-term and long-term rentals allowed, this is a rare opportunity to maximize value in one of Panama City's most convenient locations. Whether you're searching for your next home or your next investment, this property offers the perfect combination of comfort, flexibility, and location. Don't miss your chance to own a property with unlimited potential just moments from the water, Historic St. Andrews, and everything Panama City has to offer!

1609 W 13th Street, Panama City

Start Your Search

Vendor Member Number : 28166