Bay County, FL Real Estate Search

Bay County, FL 3 Bedroom Homes for Sale

Bay County, FL, offers a diverse selection of charming 3-bedroom homes for sale, perfect for families and individuals seeking a tranquil coastal lifestyle. Nestled between the beautiful Gulf of Mexico and lush inland parks, the area is known for its friendly communities and vibrant neighborhoods. Potential buyers can explore various architectural styles, from modern designs featuring open floor plans to cozy, traditional homes exuding southern charm. With proximity to stunning beaches, recreational activities, and excellent schools, these properties not only provide comfortable living spaces but also access to an array of amenities that enhance the quality of life in this picturesque region. Whether you're looking for a vacation retreat or a permanent residence, Bay County's real estate market has something to offer for everyone.

Our website features the best real estate search for 3 bedroom homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL 3 Bedroom Homes for Sale

212 Turtle Cove, Panama City Beach
$459,000
3 Beds ⋅ 2 Baths ⋅ 790457 MLS
Welcome to 212 Turtle Cove in Panama City Beach, where coastal luxury, modern design, and effortless living come together in one incredible turnkey property. Completely renovated in 2025, this stunning 3-bedroom, 2-bath villa has been thoughtfully redesigned with high-end finishes and upscale details throughout. HVAC new 08/26 Step inside to a light-filled interior featuring luxury vinyl plank flooring throughout with absolutely no carpet, plantation shutters in every room, designer lighting, and beautifully selected quartz and quartzite countertops that elevate the entire space. Every inch of this home was designed with both style and comfort in mind, creating a sophisticated yet relaxed coastal feel perfect for full-time living, a second home, or investment property. Located in the highly sought-after Turtle Cove at Lake Powell community, residents enjoy an unmatched lifestyle surrounded by nature, recreation, and convenience. Lake Powell, Florida's largest coastal dune lake spanning nearly 800 acres with direct connection to the Gulf of Mexico, is right at your fingertips. Spend your days kayaking, paddleboarding, boating, or simply enjoying the peaceful waterfront setting. Community amenities are truly resort-style and include a private dock, pool, hot tub, fitness center, clubhouse with gathering space and catering kitchen, plus basketball, tennis, and pickleball courts. And when you are ready for the beach, the sugar-white sands of the Gulf are just minutes away along with Inlet Beach, Scenic 30A, and Pier Park for dining, shopping, and entertainment. Properties this updated, this amenity-rich, and this close to everything rarely come available. Don't live under a shell. Experience the best of beachside living at Turtle Cove.

212 Turtle Cove, Panama City Beach

3767 Saltaire Court, Panama City
$732,576
3 Beds ⋅ 2 Baths ⋅ 790448 MLS
Awesome builder rate plus FREE window blinds! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The NEIMAN II G in Saltaire community offers a 3BR/2BA open design. Upgrades for this home include wood look ceramic tile flooring throughout, quartz countertops, LED coach lights on each side of the garage, blinds for the windows, upgraded kitchen backsplash, upgraded cabinets with soft close doors and drawers, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, boot bench in mudroom, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3767 Saltaire Court, Panama City

3765 Shoreline Circle, Panama City
$382,892
3 Beds ⋅ 3 Baths ⋅ 790442 MLS
Awesome builder rate plus FREE window blinds! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. POND VIEW LOT! The COMET II G in Saltaire community offers a 3BR/2.5BA 2-story design. Upgrades for this home include revwood flooring, custom tiled shower in master bathroom, upgraded kitchen backsplash, undermount cabinet lighting, LED coach lights on each side of the garage, upgraded cabinets with soft close doors and drawers, quartz countertops, wood look ceramic tile flooring, and more! Special Features: double vanity, large shower, and walk-in closet in master bathroom, kitchen island, pantry, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3765 Shoreline Circle, Panama City

3769 Shoreline Circle, Panama City
$397,540
3 Beds ⋅ 3 Baths ⋅ 790436 MLS
Awesome builder rate plus FREE window blinds! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. POND VIEW LOT! The WHITTIER II H in Saltaire community offers a 3BR/2.5BA 2-story design with a flex room. Upgrades for this home include revwood flooring, custom tiled shower in master bathroom, blinds for the windows, upgraded kitchen backsplash, undermount cabinet lighting, LED coach lights on each side of the garage, framed mirrors in all bathrooms, soft close doors and drawers for cabinets, quartz countertops, wood look ceramic tile flooring, and more! Special Features: double vanity, large shower, and 2 walk-in closets in master suite, double vanity in 2nd bathroom, kitchen island, pantry, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3769 Shoreline Circle, Panama City

621 Crystal Bayou Boulevard Unit LOT 47 - SHEFFIELD PLAN, Panama City Beach
$619,834
3 Beds ⋅ 3 Baths ⋅ 790411 MLS
Quick closing incentive with illustrative first-year payment rates as low as 3.75% for qualified VA buyers with builder's preferred lender! See financing example and qualifications below. This stunning Sheffield plan by Harris Doyle Homes is move-in ready in Breakfast Point East. This spacious home has 3 bedrooms with 2.5 baths (optional powder bath added) and is situated on a corner home site with conservation woods on one side, pond view in the front of the home and across from the community mailboxes. This plan offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The impressive round foyer will wow your guests. The primary suite features a large tile-to-ceiling shower and walk-in closet. Breakfast Point East is a walkable and golf-cart friendly community near the Gulf! VA financing example: 780 credit score, 0% down, with $30,000 used for seller-paid discount points toward a permanent rate buydown, plus a separate 2/1 temporary buydown through Silverton Mortgage. Illustrative payment rates: 3.75% in year one, 4.75% in year two and 5.75% in years 3-30; 5.773% APR. Payments increase after years one and two. Based on lender ballpark estimates as of October 29, 2026, not a current rate quote or loan commitment. Actual rates vary with credit score, down payment and market conditions. Subject to credit approval, VA eligibility, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

621 Crystal Bayou Boulevard Unit LOT 47 - SHEFFIELD PLAN, Panama City Beach

13708 Millcole Avenue, Panama City Beach
$899,900
3 Beds ⋅ 2 Baths ⋅ 790345 MLS
Welcome to your Beachside Paradise in the highly sought after community of Bid-A-Wee Beach! Discover the charm of this beautifully renovated 3-bedroom, 2-bath cottage, located just 100 steps from the private, gated Bid-A-Wee Beach. Sitting on the corner lot of Millcole and Albatross, this Coastal Cottage has amazing Gulf views from kitchen and living room. With five exclusive beach access points, this home offers the perfect blend of coastal living and modern convenience. Completely Renovated: This home boasts updated features and brand new metal roof (2025). Move-in ready and designed for peace of mind! Spacious Lot: Situated on a generous 75' x 100' lot, the property offers endless possibilities. Add a carriage house, or even a pool - the choice is yours! Large fenced-in yard that includes a spacious storage building and a private backyard oasis. Fully furnished and rental-ready, This Coastal Cottage is perfect for weekly rentals or as your personal beach retreat. Start your mornings with coffee on the front porch smelling all of the flowers and end your evenings watching breathtaking sunsets. Prime Location: •Pier Park, Top Golf, and Dolly Parton's Pirate Adventure: Less than 2 miles away •Scenic 30A: Just 9 miles away •Golf cart-friendly area with easy access to the best of Panama City Beach Bid-A-Wee Beach is a hidden gem with no HOA, offering a serene and private coastal lifestyle. Don't miss the opportunity to own this stunning beach cottage. Schedule your showing today!

13708 Millcole Avenue, Panama City Beach

3640 Basal Street, Panama City
$347,370
3 Beds ⋅ 2 Baths ⋅ 790310 MLS
Introducing the 1901 floorplan by Adams Homes, a true gem in the world of home design. This single-story masterpiece offers an impressive array of features and a layout that perfectly blends style, comfort, and functionality. Step into the grand foyer and be captivated by the spaciousness and elegance that awaits you. The open-concept design flawlessly connects the kitchen, dining area, and living room, creating a seamless flow that is perfect for both entertaining and everyday living. The kitchen is a chef's dream, equipped with top-of-the-line appliances, ample cabinet space, and a breakfast nook that serves as a gathering point for friends and family. The master suite is a true retreat, featuring a luxurious bedroom, a walk-in closet, and an ensuite bathroom with double vanities, Walk in Shower, and a linen closet. Two additional bedrooms are strategically placed at the front of the home, providing privacy and space for family members or guests. The 1901 floorplan also includes a designated laundry room, ensuring that this chore is a breeze to handle. With ample storage space and well-designed layout, this home truly caters to your every need. Enjoy the beauty of outdoor living with a covered patio that extends your living space and provides a perfect spot for relaxation and outdoor gatherings. The two-car garage offers convenience and security for your vehicles and additional storage needs. Make the 1901 floorplan your own by personalizing it to match your unique style and preferences. Imagine creating a home that reflects your personality and becomes the backdrop for countless cherished memories.

3640 Basal Street, Panama City

8319 Thomas Dr, Panama City Beach
$895,000
3 Beds ⋅ 5 Baths ⋅ 1003734 MLS ⋅ 2,244 SqFt.
FINANCIAL POWERHOUSE! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Dr, Panama City Beach

11347 Front Beach Rd Unit UNIT 601, Panama City Beach
$899,000
3 Beds ⋅ 3 Baths ⋅ 1003609 MLS ⋅ 1,847 SqFt.
This newly remodeled and beautifully maintained 3-bedroom with additional bunk besd in the hallway, 3-bathroom corner condo in the iconic Edgewater Beach Resort is a rare find. Lightly used as a second home, this fully furnished turnkey ready property is ready to generate strong rental income or serve as your private beachfront retreat. Located on the 6th floor, this spacious end unit offers 1,847 square feet of open living space and breathtaking, unobstructed Gulf views. The expansive wraparound balcony sports a 180 degree view of the beach. Two bedrooms, along with the living and dining areas, open to the balcony through five tinted sliding glass doors, blending indoor comfort with outdoor beauty. Inside, the open-concept layout is bright and airy, perfect for entertaining or relaxing. The unit comes fully furnished, making it ideal for short-term rentals with immediate income potential or personal use. Edgewater Beach Resort is Panama City Beach's only full-service resort, featuring gated access and 24-hour security, direct beach access, multiple pools with cabanas, hot tubs, a fitness center, golf course, tennis and pickleball courts, as well as on-site dining, BBQ areas, picnic spots, elevators, and upgraded fire safety systems. Whether you're seeking a high-performing rental or a luxurious second home, this condo offers exceptional value in one of the most sought-after beachfront communities on the Emerald Coast.

11347 Front Beach Rd Unit UNIT 601, Panama City Beach

726 Gulf View Drive, Panama City Beach
$459,900
3 Beds ⋅ 2 Baths ⋅ 790183 MLS
TENANT IN PLACE WITH A MONTHLY RENT OF $2,500. NEW CONSTRUCTION 2026 | High-Quality Build in a Prime Location Near 30A! NO HOA FEES | SHORT- TERM RENTAL ALLOWED | This beautifully designed 3-bedroom, 2-bathroom home offers the perfect combination of comfort, style, and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home is a rare opportunity in one of Panama City Beach's fastest-growing areas. The open-concept layout features 9-foot ceilings, plenty of natural light, a spacious living area, and a modern kitchen with brand-new stainless steel appliances and upscale finishes. Each bedroom includes tray ceilings and built-in closets, while the bathrooms showcase sleek modern finishes, stylish mirrors, and a tiled glass shower for an elevated look. The home also features a dedicated laundry room with washer and dryer hookups. The 40-foot driveway provides parking for up to 4 vehicles. The fully fenced backyard includes a private well and an already installed sprinkler system for easy landscape maintenance year-round. The oversized backyard also offers the potential to add a pool or create additional outdoor living space. There is also an opportunity to extend the backyard if desired, as additional land behind the fence may be utilized for even more outdoor space and future possibilities. Located in a quiet neighborhood just minutes from beach access, Inlet Beach, Rosemary Beach, and the popular dining, shopping, and entertainment along 30A. High-quality construction, excellent rental potential, and an unbeatable location make this property a standout opportunity. SCHEDULE YOUR SHOWING TODAY !

726 Gulf View Drive, Panama City Beach

17281 Front Beach Road Unit 1502, Panama City Beach
$995,000
3 Beds ⋅ 3 Baths ⋅ 790160 MLS
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Road Unit 1502, Panama City Beach

17281 Front Beach Rd Unit 1502, Panama City Beach
$995,000
3 Beds ⋅ 3 Baths ⋅ 1003571 MLS ⋅ 1,475 SqFt.
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Rd Unit 1502, Panama City Beach

1525 Donna Avenue, Panama City
$265,000
3 Beds ⋅ 2 Baths ⋅ 790151 MLS
Just minutes from Tyndall Air Force Base, this well-located home offers convenience, flexibility, and coastal charm in a peaceful established neighborhood. Whether you're searching for a primary residence, investment opportunity, first home, or an off-base property near Tyndall AFB, this home provides an excellent opportunity to make it your own. A subtle bay view from the driveway offers a daily reminder of nearby water access, beautiful sunsets, and relaxed coastal living. The spacious corner lot features a fully fenced backyard, providing added privacy and plenty of room for outdoor enjoyment, pets, entertaining, or creating your own private retreat. Take advantage of the double car garage with custom-built workbench and outdoor storage shed. Major updates provide peace of mind, including a 2019 roof, 2022 HVAC system, and 2025 gas water heater. Inside, the home features a functional layout with a dedicated dining room, vaulted ceilings, and an electric fireplace adding warmth and character to the living space. The brick foundation offers timeless appeal and a durable construction feature designed for long-term enjoyment. Located just 1 minute from Under The Oaks Park, Smuggler's Cove Marina, and Gulf Oaks RV Park, outdoor recreation is right at your fingertips. Enjoy walking paths, playgrounds, disc golf, picnic areas, boat ramps, fishing spots, and scenic bay views beneath beautiful historic oak trees. Conveniently located near Callaway's growing shopping and dining options, Historic St. Andrews, revitalized downtown Panama City, and just a short drive to Panama City Beach's world-famous white sand beaches and emerald waters. This home offers the location, flexibility, and lifestyle you've been looking for.

1525 Donna Avenue, Panama City

1900 Beck Ave, Panama City
$265,000
3 Beds ⋅ 2 Baths ⋅ 1003483 MLS ⋅ 1,727 SqFt.
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Ave, Panama City

8700 Front Beach Road Unit 7101, Panama City Beach
$346,900
3 Beds ⋅ 3 Baths ⋅ 790110 MLS
Location! Location! Location! A rare ground floor corner unit is now available at an affordable price. Walking distance and steps away from your covered car parking, no elevators to deal with, very close proximity to the front gate, pool area, clubhouse and amenities. Welcome to the Exclusive Island Reserve Condominium Community. This stunning ground floor corner unit is a spacious three bedroom, two and 1/2 bath boasting 1761 square feet of beautifully designed living space and open floor plan concept. The unit features high ceilings, bamboo and tile throughout, crown molding and additional storage space. The kitchen is equipped with stainless steel appliances, granite counter-tops, and ample cabinetry and pantry. Large split master bedroom with trey ceilings and as you walk into the master bathroom, you are greeted by a garden tub, separate shower, granite counters with double sink. You have and abundance of large windows surrounding the living room, thus bringing in natural lighting through. Built in wall cabinets and separate dinning area overlooking the living room, with entertainment and relaxation in mind. The wrap around porch is ideal for your morning sip of coffee and tranquility. The amenities are above and beyond and offering more than your normal local beach condos. A large waterfall pool with hot tub, indoor basketball court, ping pong area, theater room with a 100 inch screen, club house, pickle ball court, and updated exercise room, volley ball and aerobics area and conference room. Walking distance to the peaceful grounds and serene amazing courtyard out of this world. This is a 5 star resort living and only less than 2 miles from our white sandy beaches, restaurants and shopping. You cannot find a 1700 plus square foot condo with all of these amenities. If you have children, they will love this community and will beg to visit the pool and indoor basketball court daily. Pier Park is 15 minutes away and San Destin only 25 minutes. HOA includes numerous services and all you pay is your Electricity and personal Wifi upgrades. The Association covers all external repairs, grounds-keeping and pest control. Take advantage of this immaculate bottom floor corner unit as it will not last long.

8700 Front Beach Road Unit 7101, Panama City Beach

1609 New Hampshire Avenue, Lynn Haven
$345,000
3 Beds ⋅ 3 Baths ⋅ 790095 MLS
3 BEDROOM | 3 BATH brick-front home in desirable Lynn Haven, FL offering approximately 1,922 sq. ft. and featuring 2 private master suites plus numerous upgrades throughout. Step inside to vaulted ceilings in the living room, highlighted by a cozy wood-burning fireplace, dining area, and kitchen with granite countertops, stainless steel appliances, and an undermount sink. Brand-new 2026 LVP flooring runs throughout the home, complemented by tile in select bathrooms. The spacious primary suite addition includes its own mini-split system for enhanced comfort, trey ceilings, beadboard accents and trim, two oversized walk-in closets, double vanities, a soaking tub, and a separate step-in shower. Attached is a versatile 13x13 bonus room with a closet--perfect for a nursery, office, gym, or sitting room. The second master suite features a walk-in closet and private full bath, ideal for guests or multi-generational living. Additional highlights include: * Extended 2-car garage * Large corner .35-acre lot in an X Flood Zone * Vacant lot behind the home for added privacy * Fully fenced backyard with 8-foot privacy fencing * 2015 metal roof * 2018 4-ton HVAC system * Updated PEX plumbing * TECO natural gas service with generator hookup capable of powering the home's outlets and master mini-split * Tankless water heater, gas stove, and outdoor gas grill hookup All sizes, measurements, and information are approximate and should be verified by buyer if important.

1609 New Hampshire Avenue, Lynn Haven

1900 Beck Avenue, Panama City
$265,000
3 Beds ⋅ 2 Baths ⋅ 790063 MLS
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Avenue, Panama City

7066 George Day Lane, Panama City
$274,900
3 Beds ⋅ 2 Baths ⋅ 790047 MLS
**MOVE IN READY AND ALREADY FINISHED FOR YOU!** Why wait on new construction when you can move right into a nearly new home where the finishing touches are already done? Welcome to 7066 George Day Lane, a beautifully maintained 3 bedroom, 2 bath home in the popular Liberty community of Panama City. Built in 2025, this home offers the modern design and energy efficient features buyers love about new construction, with the added benefit of upgrades already in place. Enjoy a fully fenced backyard with 6 foot white vinyl privacy fencing, installed window blinds, smart home technology and a professionally installed 3 stage whole home water filtration system. Inside, the bright open concept floor plan features vinyl plank flooring throughout the main living areas, granite countertops, white soft close cabinetry, stainless steel appliances and a large kitchen island perfect for gathering and entertaining. The split bedroom layout offers added privacy, while the spacious primary suite includes a double vanity, walk in shower and generous walk in closet. Outside, the fenced backyard is ready to enjoy from day one, and construction on this street is complete, giving you the benefit of a newer community without active building right outside your door. Liberty offers an impressive lineup of amenities including two community pools, a splash pad, fitness center, yoga room, pickleball and basketball courts, playgrounds and more. If you love the idea of a newer home but would rather skip the waiting, construction and after move in projects, this one deserves a closer look. **Move in, unpack and start enjoying your new home from day one!**

7066 George Day Lane, Panama City

114 Bid A Wee Lane, Panama City Beach
$499,000
3 Beds ⋅ 2 Baths ⋅ 789984 MLS
BACK ON THE MARKET-NO FAULT OF THE SELLERS!!! 114 Bid A Wee Lane -- Private, Gated Beach Access in One of PCB's Most Established Communities. As a Bid-A-Wee property owner you're eligible to join the park association for just $100 a year which grants you the access codes to a members-only stretch of sugar-white beach, plus a voice and a vote in the community. 114 Bid-A-Wee Lane has the same private beach shared by Bid-A-Wee homes valued well into seven figures. Inside, you'll find a single-level living floor plan offering space most beach properties simply don't have: Open, light-filled rooms with generous closets and storage, rarely found this close to the water. This home works as easily for full-time coastal living as it does for a seasonal residence. Because Bid-A-Wee Lane is protected from short-term and vacation rentals, it provides something special on the beach, real neighbors. Historic Bid-A-Wee is a beachside community with a genuine neighborhood feel. This beautiful house is also minutes from shopping, dining, and everything Panama City Beach has to offer. Recent improvements include a new HVAC condenser and refreshed vents, solid wood interior doors, upgraded attic and crawl-space insulation including ground moisture barrier, and a hot water heater sized to serve the jacuzzi tub in the primary bath. If you're looking for a home in one of the area's most sought-after communities, 114 Bid A Wee Lane is where it starts! Don't miss it!

114 Bid A Wee Lane, Panama City Beach

8319 Thomas Drive, Panama City Beach
$895,000
3 Beds ⋅ 5 Baths ⋅ 789978 MLS
NO HOA! FINANCIAL POWERHOUSE! PRIVATE POOL! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Drive, Panama City Beach

114 Bid A Wee Ln, Panama City Beach
$499,000
3 Beds ⋅ 2 Baths ⋅ 1003237 MLS ⋅ 1,900 SqFt.
BACK ON THE MARKET-NO FAULT OF THE SELLERS!!! 114 Bid A Wee Lane -- Private, Gated Beach Access in One of PCB's Most Established Communities. As a Bid-A-Wee property owner you're eligible to join the park association for just $100 a year which grants you the access codes to a members-only stretch of sugar-white beach, plus a voice and a vote in the community. 114 Bid-A-Wee Lane has the same private beach shared by Bid-A-Wee homes valued well into seven figures. Inside, you'll find a single-level living floor plan offering space most beach properties simply don't have: Open, light-filled rooms with generous closets and storage, rarely found this close to the water. This home works as easily for full-time coastal living as it does for a seasonal residence. Because Bid-A-Wee Lane is protected from short-term and vacation rentals, it provides something special on the beach, real neighbors. Historic Bid-A-Wee is a beachside community with a genuine neighborhood feel. This beautiful house is also minutes from shopping, dining, and everything Panama City Beach has to offer. Recent improvements include a new HVAC condenser and refreshed vents, solid wood interior doors, upgraded attic and crawl-space insulation including ground moisture barrier, and a hot water heater sized to serve the jacuzzi tub in the primary bath. If you're looking for a home in one of the area's most sought-after communities, 114 Bid A Wee Lane is where it starts! Don't miss it!

114 Bid A Wee Ln, Panama City Beach

9860 S Thomas Drive Unit 508, Panama City
$369,900
3 Beds ⋅ 2 Baths ⋅ 789951 MLS
Experience the best of coastal living with this Gulf-side condo at Laketown Wharf, offering a front-row seat to some of the most incredible Florida sunsets. This spacious 3-bedroom, 2-bathroom residence features a thoughtfully designed floor plan that truly feels like home. A new HVAC was just installed in June 2026. Inside, the open-concept layout creates a seamless flow between the kitchen and living areas--perfect for relaxing or entertaining. The kitchen is well-appointed with granite countertops, stainless steel appliances, and ample space for gathering. The living room has been updated with luxury vinyl plank flooring, adding both style and durability, while the in-unit washer and dryer provide everyday convenience. The Gulf-front primary suite serves as a private retreat, complete with direct balcony access and a spacious en-suite bathroom featuring a double vanity, large soaking tub, and a walk-in shower. Step outside to your expansive private balcony, where you can unwind and take in breathtaking views of the Gulf--an ideal setting for morning coffee or evening sunsets. Laketown Wharf offers an unmatched resort-style experience with an impressive list of amenities, including: Five unique pools, including a rooftop pool and Gulf-view zero-entry pool, Direct gated beach access, Famous nightly fountain show, On-site dining, buffet, and bars, Fitness center, Covered parking. The monthly HOA covers cable TV, WiFi, insurance, security, and all resort amenities, making ownership both convenient and stress-free. Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this Gulf-side condo offers the perfect blend of location, lifestyle, and value.

9860 S Thomas Drive Unit 508, Panama City

2400 Grandiflora Boulevard Unit E601, Panama City
$515,000
3 Beds ⋅ 3 Baths ⋅ 789942 MLS
BAYFRONT LIVING AT MAGNOLIA BAY! Welcome to your coastal oasis at Magnolia Bay! This exceptional 3-bedroom, 3-bathroom condominium nestled on the serene bayfront, offers a lifestyle of luxury and convenience. Featured are two master bedrooms and private bathrooms, with an added bonus of a generously sized bonus room, perfect for a 4th bedroom or your home office. This condo features high end stainless steel appliances, custom granite countertops, tile and luxury vinyl plank flooring throughout, a custom marble wall under the kitchen bar area, plantation blinds and custom drapes, newer hot water heater , and newer HVAC and dishwasher. The open concept design seamlessly leads to an expansive, wrap around, corner balcony, inviting you to enjoy bayfront views, including those mesmerizing sunsets! This bay front condo is a coastal living haven, just a short boat ride away from the emerald waters of the Gulf of Mexico. This gated community boasts a wealth of amenities for your pleasure to include a waterfront fitness room, a community room complete with a pool table and a pool that is heated during several months. For outdoor enthusiasts, a pier and kayak rack are available, ensuring you can make the most of the bay at your leisure. This unit comes with one covered parking space. Don't miss the chance to experience bay front living in this splendid coastal condominium! As always, dimensions are approximate. Buyer to verify if deemed important.

2400 Grandiflora Boulevard Unit E601, Panama City

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