Bay County, FL Real Estate | Bay County, FL 3 Bedroom Homes for Sale

Welcome to 115 N Larry Drive! This charming 3-bedroom, 2-bathroom home offers the perfect combination of comfort, convenience, and outdoor living. Relax and enjoy your morning coffee on the spacious covered front porch or unwind in the evenings on the large covered back porch overlooking the fenced backyard. The property features two large storage buildings, providing plenty of space for tools, equipment, hobbies, or additional storage needs. The fully fenced backyard offers privacy and room for pets, play, or entertaining. Conveniently located just 7 miles from Tyndall Air Force Base and only 15 miles from the beautiful white-sand beaches of Panama City Beach, this home is ideal for military families, first-time homebuyers, or anyone looking to enjoy the Florida lifestyle while remaining close to work, shopping, dining, and recreation. Don't miss your opportunity to own this well-located property with plenty of outdoor space and storage!

115 N Larry Drive, Panama City

$279,000

3 Beds ⋅ 1 Baths ⋅ 791192 MLS

RARE 2.99% ASSUMABLE VA LOAN available to qualified buyers. Welcome to this classic brick home in the Cove, filled with natural light, hardwood floors, and the timeless appeal that makes this neighborhood so special. - Classic brick home - Hardwood floors - Large lot, partially fenced - Rear alley access for convenient boat parking and storage - Single car garage with additional storage - No HOA - Bright, airy interior filled with natural light - Minutes from historic downtown Panama City with dining, shopping and local events With its blend of space, location, and timeless appeal, this Cove home offers a rare opportunity to enjoy one of Panama City's most desirable neighborhoods.

111 N Marie Drive, Panama City

$659,000

3 Beds ⋅ 4 Baths ⋅ 791173 MLS

Welcome to 112 St. Frances Street, a 3BR/3.5BA custom-built home in Mexico Beach's Casuna subdivision, sitting on a corner lot just two blocks from the beach and a one-minute golf cart ride away. Built in 2023, this home is framed with 2x6s instead of the standard 2x4s, features a metal roof, spray foam insulation throughout the attic and above the garage, impact-resistant doors and windows, and an insulated garage door with Ring flood cameras for added security. The kitchen features custom cabinetry, KitchenAid appliances, granite countertops, and hidden outlets for a clean, modern look. The first-floor master suite offers a massive 7x15 walk-in closet complete with an 8-foot mirror in the pocket door, while both upstairs bedrooms are spacious and each have their own private bathroom with quartz countertops. The attached garage is already wired for a mini split and features a heat pump water heater that keeps the space comfortable even in the peak of summer. Out back, a covered patio with an outdoor kitchen setup is perfect for entertaining, and the community pool and clubhouse are just a short walk away. With a low $900 annual HOA, a gulf view from the balcony, and golf cart-friendly surroundings, this home is a great find in Mexico Beach. Call today!

112 St Frances Street, Mexico Beach

$275,000

3 Beds ⋅ 2 Baths ⋅ 791142 MLS

PRICE IMPROVEMENT! Welcome to this beautiful, well-maintained 2023-built home offering 3 bedrooms, 2 bathrooms, and modern finishes throughout. Better than new, this move-in-ready property includes a fully fenced backyard, irrigation system, storage shed, washer and dryer, and children's playset, all conveying with the sale. Inside, you will find an open-concept layout featuring granite countertops, stainless steel appliances, luxury vinyl plank flooring, and smart home features designed for everyday comfort and convenience. The spacious primary suite offers a walk-in closet and double vanity, while the split-bedroom floor plan provides added privacy for family or guests. Best of all, there is no HOA. Conveniently located just minutes from Tyndall Air Force Base, shopping, restaurants, parks, and schools, this home is an excellent opportunity for first-time buyers, military families, or anyone looking for a low-maintenance, move-in-ready home. Schedule your private showing today and see everything this home has to offer! Explore this beautiful property and picture the memories you will create. Your next chapter starts here. Call your realtor and make your dream home a reality!

7224 Cherry Street, Panama City

11347 Front Beach Road Unit 601, Panama City

$899,000

3 Beds ⋅ 3 Baths ⋅ 791108 MLS

This newly remodeled and beautifully maintained 3-bedroom with additional bunk besd in the hallway, 3-bathroom corner condo in the iconic Edgewater Beach Resort is a rare find. Lightly used as a second home, this fully furnished turnkey ready property is ready to generate strong rental income or serve as your private beachfront retreat. Located on the 6th floor, this spacious end unit offers 1,847 square feet of open living space and breathtaking, unobstructed Gulf views. The expansive wraparound balcony sports a 180 degree view of the beach. Two bedrooms, along with the living and dining areas, open to the balcony through five tinted sliding glass doors, blending indoor comfort with outdoor beauty. Inside, the open-concept layout is bright and airy, perfect for entertaining or relaxing. The unit comes fully furnished, making it ideal for short-term rentals with immediate income potential or personal use. Edgewater Beach Resort is Panama City Beach's only full-service resort, featuring gated access and 24-hour security, direct beach access, multiple pools with cabanas, hot tubs, a fitness center, golf course, tennis and pickleball courts, as well as on-site dining, BBQ areas, picnic spots, elevators, and upgraded fire safety systems. Whether you're seeking a high-performing rental or a luxurious second home, this condo offers exceptional value in one of the most sought-after beachfront communities on the Emerald Coast.

11347 Front Beach Road Unit 601, Panama City

$450,000

3 Beds ⋅ 2 Baths ⋅ 791122 MLS

Private pool home in The Glades, a golf cart-friendly Panama City Beach neighborhood about 1/2 mile to the beach at Public Beach Access 36. This home offers 3 bedrooms, 2 bathrooms, 1,582 sq ft, an attached 2-car garage, additional driveway parking, and low annual HOA fees. New HVAC System & New 50 gallon Water Heater. Inside, you'll find vaulted ceilings, an open living and dining area, stainless steel appliances, and sliding glass doors that open to the screened pool area. The primary suite includes a private bathroom with double vanity and walk-in shower. The outdoor space is a standout feature with a private in-ground pool, screened enclosure, covered lanai, and fenced backyard. The home is equipped with removable EZ Max hurricane fabric screens and .050-inch aluminum storm panels for added storm protection. Whether you are looking for a full-time home or second home, this Glades home offers an easy Panama City Beach lifestyle close to the beach, shopping, dining, and everyday conveniences. Buyer to verify all information deemed important.

255 S Glades Trail, Panama City Beach

$298,000

3 Beds ⋅ 2 Baths ⋅ 791097 MLS

ADDITIONAL UNITS AVAILABLE! Welcome to luxury living just minutes from Tyndall Air Force Base! These beautifully crafted townhomes offer the perfect combination of quality construction, modern finishes, and everyday convenience--with no HOA fees and no restrictive covenants. Built with durable 2x6 exterior wall construction for enhanced energy efficiency and long-term value, these homes stand apart from typical new construction. The thoughtfully designed open-concept floor plan creates an inviting space for entertaining and daily living, seamlessly connecting the living room, dining area, and kitchen. The stylish kitchen features butcher block countertops, white shaker-style cabinetry, soft-close drawers, stainless steel GE appliances, and ample workspace for cooking and gathering. Luxury vinyl plank flooring throughout the main level adds both elegance and durability. Upstairs, the spacious primary suite offers a private retreat with a beautifully tiled walk-in shower, dual vessel sinks, and designer finishes. Additional bedrooms provide comfortable accommodations, while the convenient second-floor laundry room adds everyday functionality. The insulated, heated, and cooled garage offers incredible flexibility--perfect for a home gym, workshop, office, hobby space, or climate-controlled storage. Additional upgrades include R-19 insulated interior walls for enhanced sound reduction and energy efficiency. Outdoor living is equally impressive with a welcoming covered front porch and a private rear patio ideal for grilling, relaxing, or entertaining guests. As an end unit, this home enjoys additional yard space and the freedom to add fencing or customize the outdoor area to fit your lifestyle. Conveniently located near shopping, restaurants, fitness centers, local bayous, and the waters of St. Andrews Bay, this exceptional property delivers the perfect balance of comfort, quality, and location. Whether you're looking for a primary residence, military relocation, or investment opportunity, this is a home you'll want to see.

5333 Cherry Street, Panama City

$199,000

3 Beds ⋅ 2 Baths ⋅ 791085 MLS

SELLER IS OFFERNG 2% of the purchase price for an interest rate buy down!!! Call today LIKE NEW, freshly renovated 3 bedroom, 2 bath home located in a private rural setting just 20 minutes from Panama City. This home looks and feels like brand new because it has been completely transformed with new paint, life proof flooring, crown molding, new counter tops, new stainless appliances and and brand new master bath. If you are looking for space, the interior of the home has a large living area, huge kitchen with island and a formal dining room. The master bedroom has a new shower and sinks and has two walk in closets. Both bedrooms 2 and 3 are extra large with tons of closet space. The exterior or the home is durable vinyl siding with a metal roof for years of maintenace free enjoyment. A large covered front porch is set up with a wheel chair ramp and the back covered porch over looks the private back yard. The lot is just over 1/2 acre and with a well and septic there are NO WATER or SEWER BILLS! Come check this one out FAST, it will qualify for VA or FHA Financing. Buy with confidence with seller paying for home warranty

6811 Rebekah Lane, Youngstown

$475,000

3 Beds ⋅ 3 Baths ⋅ 791084 MLS

Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City

17155 Front Beach Rd Unit 606W, Panama City Beach

$719,000

3 Beds ⋅ 2 Baths ⋅ 1005111 MLS ⋅ 1,405 SqFt.

Wow - JUST LIKE NEW! Come see this gorgeous updated 3 bedroom coastal condo with amazing gulf views in Panama City Beach! This condo is located in the highly desirable 6th floor and west building in Aquavista Condos. Open the door and fall in love with the spacious open floor plan, and wall to wall windows with one of the best views in all of Panama City Beach! Seller has just replaced all of the slider doors and windows with impact glass. Upgrades include ship lap walls and ceilings, vinyl plank flooring, new furniture inside and out, leathered granite countertops in the kitchen, newer appliances, beautiful backsplash, 2 new walk-in showers, marble and quartz countertops in bathrooms and more! Aquavista Condos is a gated community with convenient covered parking under the building, gulf front pool, hot tub and a fabulous owners lounge. This low-density condo complex features 4 elevators so no waiting for elevators. You also have a huge stretch of white sand to spread out and relax on your deeded beach - you never have to worry about where to put your chair at the beach at Aquavista! This community is ideally located near to Pier Park, and the west end and close to popular Inlet Beach and 30A. Call today to make this your next full-time home, second home or vacation rental!

17155 Front Beach Rd Unit 606W, Panama City Beach

$386,000

3 Beds ⋅ 2 Baths ⋅ 791058 MLS

Sweet Bay area without the HOA .Beautifully maintained and barely lived-in newer home, only a few hundred feet away and a few years old, located in one of Panama City's most convenient waterfront areas. This 3-bedroom, 2-bath home offers an open floor plan, quartz countertops, a 2-car garage, and a fresh, move-in-ready feel throughout. The home sits on a desirable corner lot, giving easy access to the backyard and added privacy. The inside pictures are all from when the property was sold but accurately depicts the current condition of the inside. Although it appears to be part of the surrounding community area, this home was built by a separate builder and is not subject to HOA fees, a rare and valuable advantage. Enjoy peaceful views with no neighbors directly behind you, just the pond area where egrets and birds are often seen. Located within walking distance to the SweetBay waterfront community area, where you can enjoy concerts in the park, farmers markets, shopping, restaurants, and community events. Centrally located near hospitals, schools, St. Andrews, Historic Downtown Panama City, and only a short drive to Panama City Beach. A beautiful newer home with no HOA fees, a corner lot, that would be convenient if yu wanted a gate to back up boat or materials or pool equipment if you decided to get a pool . A convenient location with no neighbors behind you except the egrets who frequent the pond. This one is ready for its next owner.

2942 Lisenby Avenue, Panama City

$224,900

3 Beds ⋅ 1 Baths ⋅ 791054 MLS

This is a cute older Lynn Haven home that has been upgraded and remodeled over the years. This is an all electric home with utility bills around $130/month. Very energy efficient. The ac ducts and system was cleaned approx. 3 yrs ago and a new thermostat installed. There is crown molding in the living room and several other areas. It has a nice large covered front porch and a smaller covered back porch, and a large fenced back yard. This is an affordable home with many positive features. New paint inside and out, tile backsplash in the kitchen, laundry room with washer and dryer. The third bedroom does not have a built in closet but does have a wardrobe for clothes. It has a 4 year old metal roof and vinyl fenced back yard. No flood zone, No HOA fees, nice corner lot. The house is being offered with limited furnishings, and a new dishwasher.

1501 Kentucky Avenue, Lynn Haven

9902 S Thomas Drive Unit 1328, Panama City

$265,000

3 Beds ⋅ 2 Baths ⋅ 791050 MLS

This unit is the owners personal unit and hasn't been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF (across the street) & Pool area views are incredible from the front door and Lake View and boardwalk views from the balcony. COA is reasonable and include : Insurance, Cable, Internet, Water, Garbage, Pest Control, Amenity usage and 2 car parking in the 10 story garage with parking passes. Enjoy 5 pools, boardwalk with shops and restaurants, pickleball, New 2 story gym and private coded gate access to the beach! Unit comes completely furnished.

9902 S Thomas Drive Unit 1328, Panama City

15928 Front Beach Road Unit 1411, Panama City Beach

$625,000

3 Beds ⋅ 2 Baths ⋅ 791033 MLS

Welcome to Calypso Tower III Unit 1411 -- a rare opportunity to own one of the most sought-after luxury vacation properties in all of Panama City Beach. Perfectly positioned in the newest tower at Calypso Resort, this beautifully decorated 3-bedroom, 2-bath residence combines breathtaking Gulf views, exceptional rental performance, and an unbeatable location directly next to Pier Park -- making it the ultimate investment property, second home, or full-time coastal retreat. Located at 15928 Front Beach Road, Unit 1411 offers the lifestyle buyers dream about and vacationers return to year after year. From the moment you walk through the door, you are welcomed by designer-inspired interiors, an open-concept floorplan, and floor-to-ceiling views that instantly capture the beauty of the Emerald Coast. Every detail of this condo has been thoughtfully curated to create a luxury beach experience guests rave about. This owner-managed property is already on target to generate approximately $80,000 gross rental income this year, offering buyers not only a stunning beachview escape, but also a proven income-producing investment. One of the biggest advantages? The owner is willing to provide all management contacts, vendor relationships, and operational systems, creating a seamless transition for the next owner and making this an incredible turnkey opportunity. Calypso Tower III is known for its upscale resort-style amenities and modern construction as the newest resort in Panama City Beach. Owners and guests enjoy: • Massive heated zero-entry resort pool • Relaxing hot tub • Fire pit gathering area • Poolside tiki bar • Onsite restaurant and café • Attached covered parking garage with convenient access • Fitness center and resort amenities • Steps from the sugar-white sand beaches of the Gulf of Mexico And the location simply cannot be beat. Situated directly next to Pier Park, you are within walking distance to Panama City Beach's best dining, shopping, entertainment, nightlife, festivals, and attractions. Whether guests want sunset dinners, live music, shopping, amusement rides, or beachfront fun -- everything is right outside the door. Properties like this rarely become available -- especially in Calypso Tower III. With luxury finishes, incredible rental potential, resort amenities, and one of the best locations on the beach, Unit 1411 is more than just a condo... it is a lifestyle and an investment wrapped into one extraordinary opportunity. Come experience why so many visitors fall in love with Calypso Tower III -- and why Unit 1411 stands out from the rest.

15928 Front Beach Road Unit 1411, Panama City Beach

$400,000

3 Beds ⋅ 2 Baths ⋅ 791015 MLS

-Situated high above the pristine upper reaches of Deerpoint Lake, this custom-designed home offers panoramic water views that must be seen to be believed. Facing due west to capture breathtaking Florida sunsets, the home boasts a half-mile unobstructed view across the water to state-protected land that will never be developed--ensuring your privacy and wild, natural surroundings forever. Designed to maximize its incredible setting, the home features a striking prow-front design with soaring vaulted ceilings and floor-to-ceiling windows, offering a dramatic 270-degree view of the lake, majestic cedars, and cypress trees. Watch ospreys and eagles fish from the comfort of the massive great room, anchored by a cozy wood-burning fireplace. Step outside onto over 1,000 square feet of expansive decking--perfect for entertaining or peaceful morning coffee. The property slopes gently down to the water's edge, complete with a private dock and a covered boathouse ready for your fishing or pontoon boat. This home offers a wide array of premium outbuildings, all architecturally matched to the main home for a clean, cohesive look. You have an oversized 24x24 two-car garage with an attached 12x24 workshop, fully outfitted with counters and cabinetry. There is a separate, covered high-clearance port perfect for an RV or large boat, while a dedicated utility building with a roll-up garage door and ramp easily accommodates a riding mower or golf cart. Plant lovers will also rejoice, as the property even features its own private greenhouse. Inside, the massive master suite serves as a private sanctuary, featuring a generous walk-in closet, double vanities, a jacuzzi soaking tub, and private sliding glass door access to a shaded deck. The spacious kitchen is perfect for hosting, equipped with durable solid-surface countertops and a brand-new stainless steel refrigerator. Added bonus all the appliances currently on site (3 fridges, a freezer, and washer and dryer) stay with the house. Also, ''The Cherokee Landing county park and boat ramp are less than a half a mile from your driveway'' Current wind mitigation and 4 point inspection reports are on file. New interior and exterior paint 2026, New roof 2024, New water heater 2021, New HVAC 2015, New septic 2013.

5955 Piza Circle, Youngstown

$799,000

3 Beds ⋅ 2 Baths ⋅ 790982 MLS

191 FEET OF WATERFRONT • 0.55 ACRE • NO HOA • PRIVATE DOCK & BOAT LIFT • DIRECT BAY ACCESS Opportunities like this are increasingly difficult to find in Panama City Beach. Situated on more than half an acre in the established Woodlawn community, this canal-front property offers approximately 191 feet of seawall frontage, a private dock, substantial boat and RV parking, and direct access to St. Andrews Bay and the Gulf of Mexico. For boaters, this property is the main event. The wide canal measures approximately 80 feet across and averages 5-6 feet deep at center, providing excellent maneuverability and access for larger vessels. The private dock features an I-beam boat lift capable of accommodating a vessel up to approximately 30 feet, allowing you to keep your boat at home and be on St. Andrews Bay in minutes. From your backyard, spend the morning fishing, cruise to Shell Island for the afternoon, visit one of the area's boat-accessible restaurants, or finish the day with a sunset ride across the bay. This is the kind of property where boating isn't something you plan around--it becomes part of everyday life. The 0.55-acre lot and approximately 191 feet of waterfront provide a combination of space and shoreline that can be difficult to replicate. A wide electronic gate, extensive paver area, and dedicated space for a boat trailer or RV add even more flexibility--all with NO HOA. Built in 1958, the 3-bedroom residence reflects the Old Florida character of Woodlawn, one of the area's earlier planned waterfront communities. Inside, you'll find 2 full bathrooms plus a convenient half bath near the garage, along with a Florida room that expands the living space and creates an easy transition between the home and waterfront. Unique features give the property additional character, including a built-in mini bar, covered outdoor patio, and built-in BBQ grill with a functioning flue system--an ideal setup for entertaining after a day on the water. And while the property feels tucked away from the busier tourist corridor, the location remains exceptionally convenient. Historic St. Andrews, Downtown Panama City, restaurants, shopping, and entertainment are just minutes away, while Panama City Beach and Pier Park are within an easy drive. This isn't simply a home near the water--it's a waterfront property built around the boating lifestyle. With approximately 191 feet of seawall, more than half an acre, a private dock and boat lift, room for your boat or RV, direct access to St. Andrews Bay, and no HOA, 405 Bay Shore Drive offers a combination that's increasingly hard to find. Bring your boat and come experience what waterfront living in Panama City Beach can look like.

405 Bay Shore Drive, Panama City Beach

517 Cove Villa Street, Panama City Beach

$365,000

3 Beds ⋅ 2 Baths ⋅ 790954 MLS

Home was taken off market to list for rent; home is now listed for rent and for sale. This upgraded 2021 3BR/2BA home offers a SMALL LOW MAINTENANCE yard and a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!

517 Cove Villa Street, Panama City Beach

$724,990

3 Beds ⋅ 2 Baths ⋅ 1004902 MLS ⋅ 1,269 SqFt.

Just one block from the sugar-white sand and emerald waters of the Gulf of America, this 3-bedroom, 2-bath Florida beach house offers the coastal lifestyle buyers are searching for. Full of classic Old Florida character, the home features a private backyard pool, two full bathrooms, and plenty of opportunity to add your own style and make it truly special. Whether you're looking for a primary residence, second home, vacation retreat, or income-producing short-term rental property, this home delivers location, lifestyle, and investment potential. Spend your days at the beach, unwind by the pool, and enjoy the laid-back coastal atmosphere that makes this area one of the most sought-after destinations on the Emerald Coast. Beach-close homes with owner financing options are hard to find--don't miss the chance to make this Florida beach cottage your own.

125 Malaga Pl, Panama City Beach

8431 Island Breeze Avenue, Panama City Beach

$749,000

3 Beds ⋅ 3 Baths ⋅ 790903 MLS

New Landscaping added!! Price Reduced!! Luxury Pool Home in Phase 3 in Latitude Margaritaville!! Within a 5 minute walk to the amenities and the new Publix!! Welcome to this stunning Breeze Bay home with a pool located in Latitude Margaritaville. This is a beautifully appointed home with many upgrades features a custom heated, saltwater pool and spa with waterfall spillover under a covered lanai all screened in creating an outdoor oasis perfect for entertaining and relaxing. This open concept 3 bedroom, 3 full bath home effortlessly blends luxury with relaxed, resort-style comfort. A striking foyer features tongue-and-groove ceilings and custom chandeliers while the spacious living room is highlighted with custom beams and tongue-and-groove inlay, enhanced by a wall of sliding glass doors that brings the outdoors in. The chef's kitchen is a standout offering 42'' cabinets with crown molding, under-cabinet lighting, quartz countertops and custom tile backsplash, SS appliances with gas range and double oven, pots-and-pans drawers, pullout organizers. The adjacent dining area features a tongue-and-groove accent wall, additional can lighting, and a chic chandelier for elevated everyday dining. The primary suite overlooks the pool and boasts a tray ceiling with beams, his-and-hers closets with floor length mirror in hallway with pocket door. The ensuite bath includes his/her vanities, quartz countertops, seamless shower enclosure with pebble tile floor. Spacious secondary bedrooms are equally well-appointed. All guest baths include upgraded cabinetry, quartz countertops, and tile shower walls. The garage features an epoxy floor, sink, upgraded smart enabled garage door opener with camera, hurricane impact door, a dedicated 20-amp outlet. The attic includes decked storage and pull down steps. Additional upgrades include custom paint, 8' doors, and LVP flooring throughout, along with a well-equipped laundry room featuring cabinetry and sink in cabinet with quartz countertop.Hurricane impact glass windows, sliders and front door give an extra layer of safety. Residents enjoy World-class amenities that include live music, restaurant with Intracoastal views, resort-style pool, tennis & pickleball courts, bocce ball, fitness center, indoor lap pool, kayak launch, game lawn, theater, workshop, pottery studio, pet grooming shop, dog park. A monthly calendar of events and scenic walking and golf cart trails. Exciting future development includes a Publix, public marina, and a vibrant commercial district with shopping, dining, and entertainment. This exceptional home offers the perfect blend of luxury, comfort, and the laid-back Margaritaville lifestyle--your private coastal retreat awaits.

8431 Island Breeze Avenue, Panama City Beach

15928 Front Beach Road Unit 3-606, Panama City Beach

$599,000

3 Beds ⋅ 2 Baths ⋅ 790885 MLS

Welcome to a luxurious coastal retreat at Calypso Tower III! This stunning 3-bedroom, 2-bathroom unit offers breathtaking unobstructed views of the Gulf of Mexico, providing a serene backdrop for your beach getaway. Enjoy beautiful sunsets year-round that will leave you mesmerized. The beautifully furnished living space is designed for comfort and style, making it perfect for family gatherings or entertaining guests. The gourmet kitchen is a chef's dream, featuring high-end stainless steel GE appliances and a chic subway tile backsplash. Quartz countertops add a touch of sophistication, while durable LVP flooring flows throughout the unit, with stylish tile in the bathrooms and laundry room. Each of the three bedrooms is spacious and thoughtfully designed, ensuring everyone has their own private haven. The two modern bathrooms boast sleek finishes and quartz countertops, enhancing the overall luxury of the space. Located just a short walk from Pier Park, you'll have access to a vibrant array of shopping and dining options, along with a host of exciting local events like concerts, Jazz Fest, Gulf Coast Jam, and a new Topgolf and Dolly Parton Pirates Voyage Dinner & show coming soon. Tower III amenities are truly exceptional, featuring a heated pool, hot tub, tiki bar, and nine rentable cabanas equipped with TVs and refrigerators. Stay active in the amazing fitness center or enjoy the convenience of a restaurant right downstairs. Whether you're looking for a vacation home or a rental investment, this condo offers the perfect blend of elegance and coastal living. Don't miss the opportunity to own this exceptional property--schedule your private showing today!

15928 Front Beach Road Unit 3-606, Panama City Beach

15928 Front Beach Road Unit 3-201, Panama City Beach

$699,000

3 Beds ⋅ 3 Baths ⋅ 790878 MLS

Welcome to Calypso Tower 3! Stunning in every way, from its ideal low floor height especially for people with height issue, to its designer interior and extraordinary huge balcony, this unit delivers truly unmatched panoramic views. Enjoy unobstructed vistas of the Gulf, Pier Park, and the dazzling city lights, all complemented by breathtaking sunsets. Located in Panama City Beach, a destination now gaining national recognition as it evolves from its former spring break reputation into a premier family-friendly luxury market, this property places you at the center of it all. Welcome to a rare coastal oasis featuring one of the most exclusive floor plans in the building. This is the only 3-bedroom, 3-bath end unit per floor, with just 22 units of this kind in the entire tower-making it truly one of a kind. Whether you're seeking a private retreat or a high-performing vacation rental, this residence offers exceptional versatility. Spanning approximately 2,117 square feet, this unit is highlighted by an expansive 609-square-foot wraparound balcony-perfect for entertaining or simply taking in sweeping views from every angle. The Gulf-front primary suite offers a luxurious escape, complete with a spa-inspired bathroom featuring a large walk-in shower with dual shower heads. From day to night, enjoy spectacular scenery including the illuminated Pier Park, the iconic Ferris wheel, and seasonal fireworks displays (weather permitting), all from the comfort of your private balcony. Professionally furnished and thoughtfully upgraded throughout, this unit is more than just a condo-it's a statement of refined beachfront living. From the moment you enter, the quality and attention to detail are undeniable. Enjoy an impressive collection of resort-style amenities, including a lagoon-style pool, hot tub, well-appointed fitness center, on-site dining with al fresco seating, and direct beach access-offering a true luxury lifestyle just steps from the sand. Don't miss this rare opportunity to own one of the most distinctive and sought-after units in Panama City Beach. Schedule your private showing today and experience elevated coastal living at its finest.

15928 Front Beach Road Unit 3-201, Panama City Beach

$664,000

3 Beds ⋅ 3 Baths ⋅ 1004804 MLS ⋅ 2,317 SqFt.

LOWEST PRICE IN MARTINIQUE. Coastal Elegance in a Gated Panama City Beach Community! Experience the perfect balance of luxury, comfort, and coastal charm in this beautifully appointed three-story residence, ideally situated within one of Panama City Beach's desirable gated communities. Surrounded by swaying palms and lush tropical landscaping, this exceptional home offers a relaxed lifestyle with refined finishes and inviting living spaces throughout. From the moment you arrive, the brick paver driveway and welcoming curb appeal set the tone for what awaits inside. Thoughtfully designed with both everyday living and entertaining in mind, the home features an abundance of natural light, builder upgrades, custom lighting, and spacious interiors that create a warm yet sophisticated atmosphere. The open-concept living areas flow seamlessly, providing comfortable gathering spaces for family and guests alike. With three generously sized bedrooms and three full bathrooms, this home offers flexibility and privacy for a variety of lifestyles. The private primary suite serves as a peaceful retreat, complete with a spacious walk-in closet and a well-appointed ensuite bath designed for relaxation and convenience. Spanning three levels, the home offers versatile living spaces that can easily accommodate guests, a home office, media room, or hobby space, allowing you to tailor the home to your needs. A single-car garage provides additional storage and functionality. Beyond the home itself, residents enjoy an impressive collection of community amenities, including a sparkling resort-style pool, basketball courts, and a playground, creating opportunities for recreation, connection, and enjoyment year-round. Perfectly positioned just minutes from the sugar-white sands of the Gulf, as well as premier shopping, dining, entertainment, and outdoor recreation, this property offers the ideal blend of tranquility and accessibility. Whether you're searching for a full-time residence, a vacation getaway, or an investment in the coastal lifestyle you've always imagined, this beautiful home presents an outstanding opportunity to enjoy the very best of Panama City Beach living.

5434 Hopetown Ln, Panama City Beach

$664,000

3 Beds ⋅ 3 Baths ⋅ 790866 MLS

LOWEST PRICE IN MARTINIQUE. Coastal Elegance in a Gated Panama City Beach Community! Experience the perfect balance of luxury, comfort, and coastal charm in this beautifully appointed three-story residence, ideally situated within one of Panama City Beach's desirable gated communities. Surrounded by swaying palms and lush tropical landscaping, this exceptional home offers a relaxed lifestyle with refined finishes and inviting living spaces throughout. From the moment you arrive, the brick paver driveway and welcoming curb appeal set the tone for what awaits inside. Thoughtfully designed with both everyday living and entertaining in mind, the home features an abundance of natural light, builder upgrades, custom lighting, and spacious interiors that create a warm yet sophisticated atmosphere. The open-concept living areas flow seamlessly, providing comfortable gathering spaces for family and guests alike. With three generously sized bedrooms and three full bathrooms, this home offers flexibility and privacy for a variety of lifestyles. The private primary suite serves as a peaceful retreat, complete with a spacious walk-in closet and a well-appointed ensuite bath designed for relaxation and convenience. Spanning three levels, the home offers versatile living spaces that can easily accommodate guests, a home office, media room, or hobby space, allowing you to tailor the home to your needs. A single-car garage provides additional storage and functionality. Beyond the home itself, residents enjoy an impressive collection of community amenities, including a sparkling resort-style pool, basketball courts, and a playground, creating opportunities for recreation, connection, and enjoyment year-round. Perfectly positioned just minutes from the sugar-white sands of the Gulf, as well as premier shopping, dining, entertainment, and outdoor recreation, this property offers the ideal blend of tranquility and accessibility. Whether you're searching for a full-time residence, a vacation getaway, or an investment in the coastal lifestyle you've always imagined, this beautiful home presents an outstanding opportunity to enjoy the very best of Panama City Beach living.

5434 Hopetown Lane, Panama City

$425,000

3 Beds ⋅ 2 Baths ⋅ 790840 MLS

This charming beautifully updated 3-bedroom, 2-bath block home offers the perfect blend of character, comfort, and durability. Located in the highly desirable Cove area, you'll enjoy close proximity to the Yacht Club, top rated schools, parks, waterfront attractions, dining, and all that this beloved neighborhood has to offer. The backyard features a charming private courtyard garden area, offering a serene outdoor oasis with plenty of privacy, also this home features thoughtful updates to include new impact windows, tile flooring, new HVAC, counter tops and more, while maintaining the timeless charm and appeal, providing a strong and reliable foundation for years to come. Whether you're relaxing at home, taking a stroll though the neighborhood, or enjoying what this exceptional location has to offer, you will find this is more than a home it's a life style. All measurements are to be verified by buyer.

523 S Bonita Avenue, Panama City

$349,900

3 Beds ⋅ 2 Baths ⋅ 790831 MLS

Built by G6 Development Co., a local award-winning builder, this thoughtfully designed home blends quality craftsmanship with a functional, inviting layout. Nine-foot ceilings enhance the spacious feel, while the living room flows seamlessly into a beautiful kitchen featuring custom cabinetry, quartz countertops, and a coordinating backsplash. A generous island offers plenty of room for barstool seating, making it the perfect gathering spot for everyday meals and entertaining. The spacious primary suite offers a comfortable retreat, complete with a double vanity, quartz countertops, and a custom tile shower. Situated on a .29-acre lot with no HOA, this home offers everyday convenience just 5 minutes from Publix, Marco's Pizza, McDonald's, San Marcos Mexican Restaurant, and Starbucks, and only 10 minutes from the heart of Panama City.

5663 Maude Road, Panama City

$240,000

3 Beds ⋅ 2 Baths ⋅ 790822 MLS

**Welcome Home to 1014 Hamilton Ave, Panama City, FL 32401** Discover incredible value in this charming 3-bedroom, 2-bathroom home now available in the heart of Panama City! At just 1,056 square feet, this thoughtfully designed residence proves that smart living doesn't have to break the bank. Every dollar stretches further here, making this an exceptional opportunity for first-time buyers, savvy investors, or anyone seeking affordable coastal living. Step inside and you'll immediately notice the beautiful tile flooring flowing seamlessly throughout the entire home. Vaulted ceilings in the living and dining areas create an airy, open atmosphere that makes the space feel wonderfully expansive. The kitchen is a true standout, featuring gleaming granite countertops and stainless steel Whirlpool appliances that blend modern style with everyday functionality. The spacious master bedroom offers a private en-suite bath, providing your own personal retreat after long days. Outside, this gem continues to impress. A durable metal roof delivers lasting peace of mind, while lush Bermuda grass in both the front and back yards is maintained effortlessly thanks to a built-in irrigation system. Gather friends and family around the outdoor fire pit on cool Florida evenings, all within the comfort of a privacy-fenced backyard. The location is equally appealing. Bay High School sits just minutes away, with nearby Whittington Park offering green space for recreation and Target Grocery providing convenient shopping access. At this price point, opportunities like this don't linger on the market. Schedule your showing today before this one slips away!

1014 Hamilton Avenue, Panama City

$245,000

3 Beds ⋅ 2 Baths ⋅ 1004745 MLS ⋅ 1,056 SqFt.

**Welcome Home to 1014 Hamilton Ave, Panama City, FL 32401** Discover incredible value in this charming 3-bedroom, 2-bathroom home now available in the heart of Panama City! At just 1,056 square feet, this thoughtfully designed residence proves that smart living doesn't have to break the bank. Every dollar stretches further here, making this an exceptional opportunity for first-time buyers, savvy investors, or anyone seeking affordable coastal living. Step inside and you'll immediately notice the beautiful tile flooring flowing seamlessly throughout the entire home. Vaulted ceilings in the living and dining areas create an airy, open atmosphere that makes the space feel wonderfully expansive. The kitchen is a true standout, featuring gleaming granite countertops and stainless steel Whirlpool appliances that blend modern style with everyday functionality. The spacious master bedroom offers a private en-suite bath, providing your own personal retreat after long days. Outside, this gem continues to impress. A durable metal roof delivers lasting peace of mind, while lush Bermuda grass in both the front and back yards is maintained effortlessly thanks to a built-in irrigation system. Gather friends and family around the outdoor fire pit on cool Florida evenings, all within the comfort of a privacy-fenced backyard. The location is equally appealing. Bay High School sits just minutes away, with nearby Whittington Park offering green space for recreation and Target Grocery providing convenient shopping access. At this price point, opportunities like this don't linger on the market. Schedule your showing today before this one slips away!

1014 Hamilton Ave, Panama City

112 Sand Oak Boulevard, Panama City Beach

$369,900

3 Beds ⋅ 3 Baths ⋅ 790817 MLS

Seller now offering $10,000 towards Buyer Closing Costs! Welcome to 112 Sand Oak Boulevard, a beautifully maintained home in the highly desirable Whisper Dunes community on the west end of Panama City Beach. Offering 1,749 square feet of thoughtfully designed living space, this 3-bedroom, 2.5-bath villa features a versatile upstairs loft that can easily serve as a home office, media room, playroom, or additional guest space. The open-concept floor plan creates an inviting atmosphere for everyday living and entertaining, with abundant natural light flowing throughout the main living areas. The spacious owner's suite provides a private retreat and includes a rare convenience--a stackable washer and dryer located directly within the primary bathroom. An additional full-size laundry area upstairs means you'll never have to carry laundry between floors again. Upstairs, two guest bedrooms share easy access to the loft and secondary bath, creating a functional layout that offers both privacy and flexibility. Outside, enjoy the low-maintenance lifestyle Whisper Dunes is known for, with beautifully maintained common areas and community amenities. Ideally located just minutes from the sugar-white beaches of the Gulf, Pier Park, dining, shopping, entertainment, and the scenic communities of 30A, this home combines comfort, convenience, and coastal living in one exceptional package. Whether you're searching for a primary residence, second home, or investment opportunity, 112 Sand Oak Boulevard offers a unique blend of functionality and location in one of Panama City Beach's most sought-after west-end neighborhoods.

112 Sand Oak Boulevard, Panama City Beach

$285,000

3 Beds ⋅ 2 Baths ⋅ 790782 MLS

Welcome to this beautifully remodeled and updated 3-bedroom, 2-bathroom brick home situated on a spacious .34-acre lot in the highly desirable Lorraine Estates community of Callaway, Florida. With major updates already completed, including a new roof (2019), new water heater (2020), new electrical system (2022), and new HVAC system (2022), this home offers peace of mind and modern comfort for years to come. Inside, you'll find an abundance of natural light, newer flooring installed in 2020, and a spacious layout designed for everyday living. The large living room provides plenty of space for gathering and entertaining, while the generously sized bedrooms offer comfort and flexibility for family, guests, or a home office. Step outside to enjoy the fully fenced backyard, offering endless possibilities for pets, play, gardening, or outdoor entertaining. The property also features a detached shed/workshop, perfect for hobbies, storage, or projects. An exterior access door from the two-car garage adds additional convenience and functionality. Best of all, there is no HOA, giving you the freedom to enjoy your property without additional fees or restrictions. Ideally located near Tyndall Air Force Base, Mexico Beach, and Panama City Beach, this home combines a peaceful neighborhood setting with easy access to shopping, dining, recreation, and some of the area's most beautiful coastal destinations. Move-in ready and loaded with updates, this is an opportunity you won't want to miss!

150 Lauren Lane, Panama City

$291,000

3 Beds ⋅ 2 Baths ⋅ 790764 MLS

Welcome to this beautifully maintained **Celeste floor plan** in the heart of Panama City, Florida, where modern design meets everyday comfort. From the moment you arrive, you'll be greeted by exceptional curb appeal and an inviting entry highlighted by an elegant prairie-style front door that sets the tone for the warmth and charm found throughout the home. Offering **3 bedrooms, 2 bathrooms, and 1,439 square feet** of thoughtfully designed living space, this home features a bright, open-concept floor plan that's perfect for both relaxing and entertaining. The spacious living room flows effortlessly into the dining area and beautifully appointed kitchen, creating a welcoming space where family and friends can gather with ease. The kitchen is truly the centerpiece of the home, boasting **gorgeous granite countertops**, ample cabinet storage, generous workspace, and a large island that's ideal for meal preparation, casual dining, or hosting guests. Whether you're preparing a weeknight dinner or entertaining during the holidays, this space is designed to meet your every need. The private primary suite provides a peaceful retreat after a long day, complete with **two walk-in closets**, a double vanity, a linen closet, and a convenient shower/tub combination that offers both comfort and functionality. The thoughtfully designed split-bedroom floor plan places the two spacious secondary bedrooms on the opposite side of the home, separated by a full bathroom, providing added privacy for family members or overnight guests. Step outside to your fully fenced backyard, enclosed by a beautiful **6-foot white vinyl privacy fence**, creating the perfect outdoor space for children, pets, weekend barbecues, or simply relaxing with your morning coffee or evening sunset. The covered patio offers an inviting extension of the living space, making outdoor entertaining effortless throughout the year. Additional highlights include durable finishes throughout, abundant natural light, a **professionally finished epoxy-coated garage floor**, and a layout that balances style, functionality, and low-maintenance living. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and the beautiful white-sand beaches of Panama City, this move-in-ready home offers the perfect combination of location, comfort, and modern amenities. **Welcome home!** Come experience everything this beautiful property has to offer and imagine the memories waiting to be made. Your next chapter starts here!

6619 Atkins Road, Panama City

$779,000

3 Beds ⋅ 2 Baths ⋅ 790744 MLS

Looking for a unicorn? This is a once in a lifetime property! Located just a 2-minute walk to the World's Most Beautiful Beaches and a short 10 min stroll to Pier Park! This single story 3-bedroom 2 bath house offers an open floor plan and is currently a successful short-term rental that has room for the whole family! This property is perfect for entertaining as it is set up to sleep 10 guest and with two driveways there is plenty of parking for 6-8 vehicles, trailers or an RV! Wanna get away from it all, step out back to your own slice of paradise! You will enjoy the private fenced in backyard where you can soak up some sun in the large saltwater swimming pool (with optional heating.) There is also a storage shed to hold all of your pool and beach toys along with custom hurricane shutters! If you are looking for an investment property, this one has great guest reviews and projections of over 85k. This West end location is hard beat with a 2 min. drive to Frank Brown Park, 1/2 mile to Pier Park and a short 15 min. drive to the airport or to 30A. Your guest will enjoy seeing the Pier Park Skywheel and seasonal firework views from the front yard! They will also love the close proximity to attractions like Dolly's Pirate Voyage, Top Golf and the Simulated Surf Park coming soon and all within a 5-minute drive! Another rare find that this property offers is the large lot zoned commercially and across the street from Lake Lullwater and the sugary white sands! The sellers have recently replaced the roof, added rock landscaping for easy upkeep and the 2nd concrete driveway! This property is turn key and just in time for vacation season with several reservations on the books for 2026! Don't let this one slip away, call me or your favorite agent today!

278 Lullwater Drive, Panama City

$1,399,000

3 Beds ⋅ 4 Baths ⋅ 790734 MLS

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City

$610,000

3 Beds ⋅ 2 Baths ⋅ 790733 MLS

Welcome to laid-back coastal living in the South Lagoon area of Panama City Beach where beach days, boating adventures, and golf cart rides become part of everyday life. This beautifully designed beach house blends durability, style, and comfort with an all Hardie Board exterior, a striking metal roof, and a spacious two-car garage. With plenty of room for beach gear, water toys, and extra storage. Inside, the home feels fresh, bright, and inviting with soaring trey ceilings, luxury vinyl plank flooring in a hand-scraped finish, and soft coastal-inspired colors that instantly create a relaxed vacation atmosphere. A well though out split floor plan offers privacy for the spacious primary suite, complete with an attractive ensuite bath and generous walk-in closet. The heart of the home is the open-concept kitchen and living area, featuring quartz countertops, stainless steel appliances, and plenty of room to gather with family and friends after a day on the water or at the beach. Every detail was selected with both style and easy coastal living in mind. Located in a fun, golf-cart-friendly neighborhood with no HOA and no flood insurance required, this home offers the freedom to truly enjoy the Panama City Beach lifestyle. Spend mornings launching the boat from one of two nearby public boat ramps, afternoons soaking up the sun on the sugar-white beaches just a short walk away, and evenings cruising the neighborhood by golf cart to local restaurants, marinas, and entertainment. Whether you're searching for a full-time residence, vacation getaway, or investment property, this South Lagoon gem delivers the perfect combination of beach charm, convenience, and everyday paradise. Schedule a private tour today, fall in love and make an offer!

6003 Hilltop Avenue, Panama City Beach

$340,000

3 Beds ⋅ 2 Baths ⋅ 790722 MLS

Rare opportunity to own a spacious home on an oversized corner lot with NO HOA! If you've been searching for room to spread out, park your toys, and enjoy your property without restrictive HOA rules, this is the one. Situated on a massive corner lot in the heart of Panama City, this property offers endless possibilities. Bring your RV, boat, work trailer, or outdoor hobbies--there's plenty of room for it all. In addition to the attached one-car garage, the driveway provides parking for up to six vehicles, and the fully fenced backyard is easily accessible through two separate double gates located on both the front and side of the property. This convenient setup provides exceptional access for RVs, boats, trailers, recreational vehicles, equipment, or future backyard projects. A gated parking area within the yard offers additional flexibility and storage options. Inside, you'll find generously sized rooms throughout, creating a comfortable and functional layout. The spacious primary suite features a walk-in closet and private bath. The kitchen offers a large pantry, abundant storage, and a sink overlooking the backyard so you can enjoy views of your outdoor space while preparing meals. Luxury vinyl plank flooring runs throughout most of the home, with carpet in the primary bedroom and one additional bedroom. Step outside to enjoy the large covered patio overlooking the expansive backyard which is perfect for entertaining, relaxing, gardening, or creating your dream outdoor oasis. Conveniently located near shopping, dining, schools, and everyday amenities, this property combines space, flexibility, and freedom in a location that's hard to beat.

3140 Douglas Road, Panama City

$752,253

3 Beds ⋅ 3 Baths ⋅ 790705 MLS

A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The WELLINGTON II I in Saltaire community offers a 3BR/2.5BA open design with flex space. Upgrades for this home include wood look ceramic tile flooring throughout, upgraded cabinets with soft close drawers, quartz countertops, upgraded kitchen backsplash, LED coach lights on each side of the garage, blinds for the windows, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, double vanity in 2nd bath, kitchen island, pantry, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3755 Saltaire Court, Panama City

$505,500

3 Beds ⋅ 2 Baths ⋅ 790701 MLS

Welcome home to one of Panama City Beach's most coveted neighborhoods, Palmetto Trace. This beautifully updated 3-bedroom, 2-bathroom residence offers 1,579 square feet of thoughtfully refreshed living space, perfectly positioned in the heart of everything that makes PCB such an exceptional place to call home. Step inside and feel the difference. Brand-new Luxury Vinyl Plank flooring flows seamlessly throughout the entire home, delivering a clean, modern aesthetic that's as durable as it is stunning. The kitchen has been completely transformed with new cabinetry and updated countertops, creating a space that inspires everything from quiet morning coffee to entertaining friends and family. The refreshed bathroom rounds out the interior upgrades, giving this home a true move-in-ready feel from the moment you walk through the door. But the real opportunity? The backyard. Expansive and full of potential, this generous outdoor space is a blank canvas ready for your vision, whether that's a resort-style pool, a covered entertainment area, a lush garden retreat, or the ultimate Florida outdoor living experience. In a market where outdoor space is gold, this yard delivers. Location is everything, and Palmetto Trace puts you at the center of it all: Pier Park, World-class shopping, dining, and entertainment minutes away. Frank Brown Park, Premier sports complex right in your backyard. Aaron Bessant Park, Beautiful green space and community events. Russell Fields Pier, Iconic fishing and coastal lifestyle access. PCB's only dog-friendly beach section, Perfect for your four-legged family members. Northwest Florida Beaches International Airport (ECP), Only 15 minutes away. Tallahassee Memorial Hospital (coming soon), A major medical facility arriving nearby, bringing long-term value and stability to the surrounding area. Palmetto Trace isn't just a neighborhood, it's a lifestyle. Families, professionals, investors, and beach lovers all recognize what this community offers, and homes here don't last long. Whether you're looking for your primary residence, a 2nd home, or a smart long-term rental investment, this property checks every box. Opportunities like this don't come around often. Schedule your private showing today.

249 Oxford Avenue, Panama City Beach

$271,200

3 Beds ⋅ 2 Baths ⋅ 790693 MLS

Move in Ready! No carpet and several upgrades! Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating a seamless flow and promoting interaction. The kitchen features modern appliances, ample cabinet space, and a convenient breakfast bar, making meal preparation a breeze. The master suite offers a private retreat, complete with a well-appointed en-suite bathroom and a spacious walk-in closet, providing ample storage as well as a walk in shower. Two additional bedrooms offer versatility, whether for accommodating family members, guests, or setting up a home office or hobby space. The 1317 floorplan also includes a patio, extending your living space outdoors and providing a perfect spot for enjoying the fresh air or hosting outdoor gatherings. With Adams Homes' commitment to quality craftsmanship and attention to detail, this home radiates comfort and style.

7108 Traditions Drive, Panama City

229 Sand Oak Boulevard, Panama City Beach

$300,000

3 Beds ⋅ 3 Baths ⋅ 790691 MLS

Tucked into Whisper Dunes, this 1,577-square-foot townhome delivers an updated 3-bedroom, 2.5-bathroom floor plan designed for simple, modern living. The location places you minutes from both 30A and Pier Park, offering direct access to area dining, shopping, and beaches while avoiding heavy traffic corridor noise. Highlights include modern interior finishes, a low-upkeep exterior, and a short walk to the community pool. An ideal match for anyone seeking a turn-key primary residence or a private beach getaway.

229 Sand Oak Boulevard, Panama City Beach

$520,000

3 Beds ⋅ 2 Baths ⋅ 1004429 MLS ⋅ 1,839 SqFt.

Why wait months to build when this stunning new construction home is ready for you today? Located in the desirable Salt Grass at Ward Creek community, this beautifully designed Camden floor plan by Fischer Homes offers modern finishes, thoughtful design, and a prime central Panama City Beach location just minutes from shopping, dining, entertainment, schools, and the world's most beautiful beaches. Step inside to discover tons of upgrades, no carpet, 9-foot ceilings and an open-concept layout designed for both everyday living and entertaining. The spacious island kitchen features stainless steel appliances, upgraded cabinetry with 42-inch upper cabinets and soft-close hinges, durable quartz countertops, and a large walk-in pantry. The adjoining morning room opens to a rear patio and flows seamlessly into the expansive family room. Privately situated at the rear of the home, the owner's suite offers a peaceful retreat complete with dual vanities, a walk-in shower, and a generous walk-in closet with direct access to the laundry room for added convenience. Two additional bedrooms and a centrally located full bath provide plenty of space for family or guests. Additional features include an attached two-car garage, covered front porch, energy-efficient new construction, and the peace of mind that comes with a brand-new home. Don't miss this opportunity to enjoy all the benefits of new construction without the wait.

639 Millbridge Dr, Panama City Beach

$336,635

3 Beds ⋅ 2 Baths ⋅ 790654 MLS

Discover the elegance and functionality of the 1717 floor plan. Light floods in through the front bay window opening up to a large kitchen with a convenient breakfast bar. Transition into the cozy family area. Retreat to the master suite, featuring a generous walk-in closet and an ensuite bathroom. Two additional bedrooms provide versatility for a growing family or guest. The 1717 floorplan includes a covered patio perfect for enjoying outdoor gatherings or quiet moments. With Adams Homes impeccable craftsmanship and attention to detail. This home is an ideal choice for those seeking both practicality and sophistication.

3620 Basal Street, Panama City

$359,000

3 Beds ⋅ 3 Baths ⋅ 790640 MLS

New Construction in this bright open and spacious 3 bedroom, 3 bath home with 1,733 sf including a one and a half garage. Own a new home tailored to your unique style! Currently under construction, this residence offers buyers the chance to personalize their dream home with some custom finishes. Current finishes include Custom Birch wood cabinets, tile in all bathrooms, and coastal exterior hardy board trim package. Builder is working on completing the exterior landscape finishes and some interior touches. Home is almost complete.

7523 Highway 2302, Panama City

$130,000

3 Beds ⋅ 2 Baths ⋅ 790612 MLS

Welcome home to this well-cared-for 3-bedroom, 2-bathroom home, perfectly situated on a quiet cul-de-sac. Featuring modern finishes throughout, this home offers an open and airy layout designed for both comfortable everyday living and effortless entertaining. The spacious floor plan is complemented by durable luxury vinyl plank (LVP) flooring, creating a seamless flow throughout the main living areas. The bright and inviting living spaces connect beautifully to the kitchen and dining areas, making the home feel both functional and welcoming. Conveniently located close to shopping, dining, schools, and all your daily essentials, this home combines comfort, style, and location. Whether you're a first-time homebuyer, downsizing, or looking for your next family home, this property is ready to impress.

6020 Michelle Circle, Panama City

$290,035

3 Beds ⋅ 2 Baths ⋅ 790589 MLS

** 5K IN FLEX CASH*PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS! ** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

11503 Singo Drive, Panama City

$520,000

3 Beds ⋅ 2 Baths ⋅ 790582 MLS

Why wait months to build when this stunning new construction home is ready for you today? Located in the desirable Salt Grass at Ward Creek community, this beautifully designed Camden floor plan by Fischer Homes offers modern finishes, thoughtful design, and a prime central Panama City Beach location just minutes from shopping, dining, entertainment, schools, and the world's most beautiful beaches. Step inside to discover tons of upgrades, no carpet, 9-foot ceilings and an open-concept layout designed for both everyday living and entertaining. The spacious island kitchen features stainless steel appliances, upgraded cabinetry with 42-inch upper cabinets and soft-close hinges, durable quartz countertops, and a large walk-in pantry. The adjoining morning room opens to a rear patio and flows seamlessly into the expansive family room. Privately situated at the rear of the home, the owner's suite offers a peaceful retreat complete with dual vanities, a walk-in shower, and a generous walk-in closet with direct access to the laundry room for added convenience. Two additional bedrooms and a centrally located full bath provide plenty of space for family or guests. Additional features include an attached two-car garage, covered front porch, energy-efficient new construction, and the peace of mind that comes with a brand-new home. Don't miss this opportunity to enjoy all the benefits of new construction without the wait.

639 Millbridge Drive, Panama City Beach

$245,000

3 Beds ⋅ 2 Baths ⋅ 790578 MLS

Move-in ready and packed with value, this beautifully updated 3-bedroom, 2-bath brick home is the perfect opportunity for first-time homebuyers, military families, or savvy investors. Conveniently located in the heart of Panama City, you'll enjoy easy access to shopping, dining, schools, colleges, medical facilities, and Tyndall Air Force Base, while being just 10 minutes from the stunning white-sand beaches of the Gulf Coast. Inside, you'll find a completely renovated kitchen featuring modern finishes and functionality, along with updated bathrooms that provide both style and comfort. The spacious floor plan offers comfortable everyday living, while major improvements have already been completed for added peace of mind, including a metal roof installed in 2022, HVAC system replaced in 2017, and water heater installed in 2018. The home also features a one-car carport with a conveniently enclosed laundry room, providing additional storage and utility space. Step outside to a large backyard with endless possibilities--perfect for entertaining, gardening, pets, play areas, or creating your own outdoor retreat. Whether you're looking for an affordable primary residence, a rental investment, or a property close to Tyndall Air Force Base and the beach, this home checks all the boxes. With its desirable location, significant updates, and strong potential, this is an opportunity you won't want to miss.

1929 Frankford Avenue, Panama City

$249,000

3 Beds ⋅ 2 Baths ⋅ 790566 MLS

CLOSE TO THE GULF OF MEXICO! Welcome home to GREENWOOD ACRES - a coveted 55+ resort community! Conveniently located in the heart of Panama City Beach, close to PIER PARK MALL with plenty of family friendly entertainment venues, restaurants and shops! Just a short 3-mile drive to the white sandy beaches, emerald-blue waters and warm breezes of the GULF of MEXICO! ************RESORT LIVING: This large beautiful 3BR/2BA home is conveniently located right next to the Clubhouse and Community Pool! Enjoy relaxing and hosting family and friends on the large front patio deck! As you enter the home from the patio, the natural Florida sunshine illuminates the impressive open floor plan of the huge living room! The adjacent Dining room to both the Living Room and Kitchen complements the easy living conveniences of this amazing home! The large Kitchen area features matching Whirlpool appliances, stackable Washer & Dryer hidden in the private closet with plenty of cabinet and pantry storage space. The Master bedroom features a walk-in closet and ensuite private master bathroom. The (2) Guest bedrooms has plenty of closet space with adjacent guest bathroom between them. The large corner lot offers (2) built-in 8' x 12' garden sheds for easy access with plenty of shelving and storage. ***********HOA FEATURES: Well-kept resort community with very low monthly dues and enjoyable planned event activities -- great for seasonal SNOWBIRDS since the HOA maintains all the landscaping and lawn care! The HOA also includes water, sewer, trash, Wifi Internet & cable TV, large event clubhouse and beautiful community pool for only $304/month --this is clearly a bargain compared to other higher HOA dues! There's also a private gated parking area within the resort to store your fishing boat or RV camper! ***********WELCOME HOME: No need to look any further -- this is your perfect retirement home and 55+ resort community! Life is good, but even better in Panama City Beach! Call me quickly to schedule an appointment as this home will not last long!

1647 Acre Circle, Panama City Beach

$379,000

3 Beds ⋅ 2 Baths ⋅ 790565 MLS

Opportunity is knocking just two blocks from the Gulf! Whether you're looking for an affordable beach getaway, an investment property, or a home you can make your own, this unique property offers endless possibilities because its sits on two lots on the corner. Previously owner-occupied and most recently used as a long-term rental, this home is located in a short-term rental friendly area, giving you flexibility to enjoy it personally, generate rental income, or both. The main living area features 2 bedrooms and 1 bathroom upstairs, while the lower level offers an additional 1-bedroom, 1-bathroom living space that could potentially be utilized separately for guests, extended family, or additional rental opportunities. Sitting on a generously sized lot with exceptional parking, there's room for multiple vehicles, boats, trailers, golf carts, and all your beach toys. The front yard easily accommodates several vehicles, while the rear parking area includes a dedicated Bahama rock pad designed for boat and trailer storage. Even better, you're just two blocks from public beach access and only two blocks from the Dolphin Boat Ramp, making it easy to enjoy both the Gulf and the Lagoon lifestyle. With good bones, a large deck, a spacious sunroom, and a location that screams summer fun, this property is ready for its next chapter. Move in and enjoy it as-is, continue using it as an income-producing property, or update it to maximize its full potential. Beach properties with this much flexibility, parking, and location don't come along often at an affordable price point. HVAC 2024 Water heater 2025 New Roof and Vinyl 2019

6010 Sunset Avenue, Panama City

$295,900

3 Beds ⋅ 3 Baths ⋅ 790491 MLS

***SELECTIONS AND COLORS WILL VARY!*** Come check out this new construction 1,648 square foot two story home. The home features 3 bedrooms and 2.5 baths, Cortec Pro Plus flooring in all formal and wet areas, and Quartz counter tops in the kitchen and bathrooms. Bermuda sod will be added before completing. The master bedroom features double walk-in closets, and master bathroom features a double vanity. Spare bedrooms are large as well. This community is located approximately 9 miles from Tyndall Air Forces Base, 22 miles from Mexico Beach, and 22 miles from Panama City Beach. Home is expected to be finished in August.

7144 Fox Meadow Drive, Panama City

$253,900

3 Beds ⋅ 2 Baths ⋅ 790488 MLS

*** SELECTIONS AND COLORS MAY VARY*** Come check out this brand-new construction, 1,365 square footage home. Featuring 3 bedrooms and 2 baths. It features coretec pro plus flooring in all formal and wet areas, quartz countertops, as well as stainless steel appliances. The master bedroom features a knockout ceiling, and a spacious walk-in closet. It is located in the desired Fox Glenn community. This community is located approximately 9 miles from Tyndall Air Forces Base, 22 miles from Mexico Beach, and 22 miles from Panama City Beach. Home is expected to be finished in August.

7140 Fox Meadow Drive, Panama City

$269,700

3 Beds ⋅ 2 Baths ⋅ 790486 MLS

***SELECTIONS AND COLORS WILL VARY.*** This Brand-new construction 1,317 square foot home features a cozy floor plan, knock out ceilings in the family room and primary bedroom. The kitchen features stainless-steel appliances, quartz countertops and a breakfast bar. This model features coretec pro plus flooring all throughout. Primary bathroom features a double vanity and a walk in shower. This community is approximately 9 miles from Tyndall Air Force base, 22 miles from Mexico beach, and 22 miles from Panama City beach. Come and experience the difference with Adams Homes.

7130 Fox Meadow Drive, Panama City

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