Bay County, FL Real Estate Search

Bay County, FL 3 Bedroom Homes for Sale

Bay County, FL, offers a diverse selection of charming 3-bedroom homes for sale, perfect for families and individuals seeking a tranquil coastal lifestyle. Nestled between the beautiful Gulf of Mexico and lush inland parks, the area is known for its friendly communities and vibrant neighborhoods. Potential buyers can explore various architectural styles, from modern designs featuring open floor plans to cozy, traditional homes exuding southern charm. With proximity to stunning beaches, recreational activities, and excellent schools, these properties not only provide comfortable living spaces but also access to an array of amenities that enhance the quality of life in this picturesque region. Whether you're looking for a vacation retreat or a permanent residence, Bay County's real estate market has something to offer for everyone.

Our website features the best real estate search for 3 bedroom homes available in Bay County, FL and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Bay County, FL 3 Bedroom Homes for Sale

$925,000
3 Beds 5 Baths 1003734 MLS 2,244 SqFt.
FINANCIAL POWERHOUSE! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Dr, Panama City Beach

$282,500
3 Beds 2 Baths 790214 MLS
Opportunities like this are exceptionally rare -- a beautifully remodeled property with MIXED USE zoning that allows you to legally LIVE and WORK in the same space. Whether you're an entrepreneur, small business owner, creative professional, investor, or simply someone who wants flexibility for the future, this property delivers a lifestyle and business opportunity that's hard to duplicate. Perfectly positioned near Tyndall Air Force Base and just off busy Tyndall Parkway, the location offers both convenience and visibility with strong traffic counts for potential business exposure. Unlike standard commercial zoning, the Mixed-Use designation in this area allows residential occupancy -- giving you the freedom to operate a business without sacrificing the comfort of home. Inside, the remodel is nothing short of brilliant. Every inch of the space has been thoughtfully reimagined for maximum functionality, flow, and style. The main area of this home features a living room, dining area, remodeled kitchen with quartz countertops and new stainless appliance package and 2 bedrooms and 2 full baths, including a stunning newly created primary suite complete with an ensuite bath and walk-in closet. On the opposite side of the home, on the other side of the living room, there is a separate flex space with an oversized closet and an exterior door that walks out into the carport, which creates endless possibilities. Use it as a private third bedroom, client office, salon studio, creative workspace, consultation room, boutique, or home-based business -- all without clients or customers ever needing to enter your main living space. It's the ideal setup for maintaining both professionalism and privacy. Outside, the oversized corner lot adds even more value and versatility. The fully fenced yard with front and side gates provides security and functionality, while the drive-through carport and generous parking areas make access easy for personal vehicles, trailers, work trucks, or business clients. There's plenty of room here to truly make the property work for your lifestyle. Additional features include: huge corner lot with excellent accessibility; fully fenced with solar light post caps and multiple gated access points; large slab for the addition of a future shed; drive-through carport; working irrigation pump; flexible floor plan with residential and business potential; excellent visibility and convenience near shopping, dining, and Tyndall AFB; rare zoning flexibility in a rapidly growing area! This is more than just a remodeled home -- it's a smart lifestyle investment that gives you options, flexibility, visibility, and freedom all in one property.

5220 Cherry Street, Panama City

$899,000
3 Beds 3 Baths 1003609 MLS 1,847 SqFt.
This newly remodeled and beautifully maintained 3-bedroom with additional bunk besd in the hallway, 3-bathroom corner condo in the iconic Edgewater Beach Resort is a rare find. Lightly used as a second home, this fully furnished turnkey ready property is ready to generate strong rental income or serve as your private beachfront retreat. Located on the 6th floor, this spacious end unit offers 1,847 square feet of open living space and breathtaking, unobstructed Gulf views. The expansive wraparound balcony sports a 180 degree view of the beach. Two bedrooms, along with the living and dining areas, open to the balcony through five tinted sliding glass doors, blending indoor comfort with outdoor beauty. Inside, the open-concept layout is bright and airy, perfect for entertaining or relaxing. The unit comes fully furnished, making it ideal for short-term rentals with immediate income potential or personal use. Edgewater Beach Resort is Panama City Beach's only full-service resort, featuring gated access and 24-hour security, direct beach access, multiple pools with cabanas, hot tubs, a fitness center, golf course, tennis and pickleball courts, as well as on-site dining, BBQ areas, picnic spots, elevators, and upgraded fire safety systems. Whether you're seeking a high-performing rental or a luxurious second home, this condo offers exceptional value in one of the most sought-after beachfront communities on the Emerald Coast.

11347 Front Beach Rd Unit UNIT 601, Panama City Beach

$459,900
3 Beds 2 Baths 790183 MLS
TENANT IN PLACE WITH A MONTHLY RENT OF $2,500. NEW CONSTRUCTION 2026 | High-Quality Build in a Prime Location Near 30A! NO HOA FEES | SHORT- TERM RENTAL ALLOWED | This beautifully designed 3-bedroom, 2-bathroom home offers the perfect combination of comfort, style, and investment potential. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home is a rare opportunity in one of Panama City Beach's fastest-growing areas. The open-concept layout features 9-foot ceilings, plenty of natural light, a spacious living area, and a modern kitchen with brand-new stainless steel appliances and upscale finishes. Each bedroom includes tray ceilings and built-in closets, while the bathrooms showcase sleek modern finishes, stylish mirrors, and a tiled glass shower for an elevated look. The home also features a dedicated laundry room with washer and dryer hookups. The 40-foot driveway provides parking for up to 4 vehicles. The fully fenced backyard includes a private well and an already installed sprinkler system for easy landscape maintenance year-round. The oversized backyard also offers the potential to add a pool or create additional outdoor living space. There is also an opportunity to extend the backyard if desired, as additional land behind the fence may be utilized for even more outdoor space and future possibilities. Located in a quiet neighborhood just minutes from beach access, Inlet Beach, Rosemary Beach, and the popular dining, shopping, and entertainment along 30A. High-quality construction, excellent rental potential, and an unbeatable location make this property a standout opportunity. SCHEDULE YOUR SHOWING TODAY !

726 Gulf View Drive, Panama City Beach

$396,087
3 Beds 2 Baths 790169 MLS
This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Delilah floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. Entering the home through the covered entry, you will find a hall with two delightful guest bedrooms, each offering a peaceful retreat for your family or guests. The guest bedrooms share a full bath with a single vanity and shower tub combination. Continuing through the hall, you will enter the heart of the home where an open-concept layout unites the kitchen, dining and living areas. This is an ideal space for entertainment and relaxation and offers guests and family a comfortable living space. The Delilah floorplan is designed as a cottage style home, with a comfortable layout and a single car garage. The well-equipped kitchen features modern cabinetry, a generous center island for meal preparation, and effortless interaction with family and guests. Adjacent to the kitchen, there is a small pantry and a laundry room that can accommodate a full-size washer and dryer. The living area provides access to the back patio, where you can dine al fresca or just enjoy your mornings outdoors. Features of this home will include quartz countertops, EVP flooring throughout, matte black plumbing fixtures and appliance package that will include a stove, microwave and dishwasher. The primary bedroom is situated at the back of the home and has a sizable walk-in closet and an ensuite bathroom with a single sleek vanity and a rejuvenating shower. Images are of a Delilah model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home purchase.

347 Robinson Bluff Road, Panama City Beach

$1,025,000
3 Beds 3 Baths 790160 MLS
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Road Unit 1502, Panama City Beach

$1,025,000
3 Beds 3 Baths 1003571 MLS 1,475 SqFt.
Welcome to your luxurious beachfront retreat at Palazzo Condominiums in Panama City Beach. This stunning 3-bedroom, 3-bath residence showcases breathtaking Gulf views through dramatic floor-to-ceiling glass windows and sliders that flood the space with natural light. Beautifully updated with upscale furnishings, modern lighting, and newer appliances, the unit offers a seamless blend of elegance and comfort while feeling virtually brand new, as it has never been rented by the current owner. The spacious beachfront primary suite is designed as a private sanctuary, featuring panoramic Gulf views, a serene atmosphere, a large walk-in closet, and a luxurious en-suite bath. Elegant oversized porcelain tile with a marble-inspired look flows throughout all bedrooms, enhancing the refined coastal aesthetic. The open-concept layout is ideal for entertaining, while the 75-inch flat-screen TV creates the perfect space to unwind after a day on the sugar-white sands. Offered fully furnished and turn-key, every detail has been thoughtfully curated to exude luxury and effortless coastal living. Pride of ownership is immediately evident, with the residence having been impeccably maintained and rarely used. Residents of Palazzo Condominiums enjoy upscale amenities including an elegant lobby, owner's lounge, elevated Gulf-front pool & hot tub, Gulf view fitness center, and three elevators. With only 129 units, Palazzo offers a more peaceful, low-density beachfront experience. Conveniently located near Pier Park, an array of restaurants and entertainment options are just moments away, including the newly opened McGuire's Irish Pub directly across the street. Northwest Florida Beaches International Airport is also approximately 15 minutes away, making travel to and from your beachfront getaway exceptionally convenient. Don't miss the opportunity to experience Gulf-front living at its finest.

17281 Front Beach Rd Unit 1502, Panama City Beach

$285,000
3 Beds 2 Baths 790151 MLS
SELLER OFFERING $13,000 IN CONCESSIONS + NO HOA + BAY VIEWS. Just minutes from Tyndall Air Force Base, this well-located home offers convenience, flexibility, and coastal charm in a peaceful established neighborhood. Whether you're searching for a primary residence, investment opportunity, first home, or an off-base property near Tyndall AFB, this home provides an excellent opportunity to make it your own. A subtle bay view from the driveway offers a daily reminder of nearby water access, beautiful sunsets, and relaxed coastal living. The spacious corner lot features a fully fenced backyard, providing added privacy and plenty of room for outdoor enjoyment, pets, entertaining, or creating your own private retreat. Take advantage of the double car garage with custom-built workbench and outdoor storage shed. Major updates provide peace of mind, including a 2019 roof, 2022 HVAC system, and 2025 gas water heater. Inside, the home features a functional layout with a dedicated dining room, vaulted ceilings, and an electric fireplace adding warmth and character to the living space. The brick foundation offers timeless appeal and a durable construction feature designed for long-term enjoyment. Located just 1 minute from Under The Oaks Park, Smuggler's Cove Marina, and Gulf Oaks RV Park, outdoor recreation is right at your fingertips. Enjoy walking paths, playgrounds, disc golf, picnic areas, boat ramps, fishing spots, and scenic bay views beneath beautiful historic oak trees. Conveniently located near Callaway's growing shopping and dining options, Historic St. Andrews, revitalized downtown Panama City, and just a short drive to Panama City Beach's world-famous white sand beaches and emerald waters. This home offers the location, flexibility, and lifestyle you've been looking for.

1525 Donna Avenue, Panama City

$289,000
3 Beds 2 Baths 1003483 MLS 1,727 SqFt.
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Ave, Panama City

$346,900
3 Beds 3 Baths 790110 MLS
Location! Location! Location! A rare ground floor corner unit is now available at an affordable price. Walking distance and steps away from your covered car parking, no elevators to deal with, very close proximity to the front gate, pool area, clubhouse and amenities. Welcome to the Exclusive Island Reserve Condominium Community. This stunning ground floor corner unit is a spacious three bedroom, two and 1/2 bath boasting 1761 square feet of beautifully designed living space and open floor plan concept. The unit features high ceilings, bamboo and tile throughout, crown molding and additional storage space. The kitchen is equipped with stainless steel appliances, granite counter-tops, and ample cabinetry and pantry. Large split master bedroom with trey ceilings and as you walk into the master bathroom, you are greeted by a garden tub, separate shower, granite counters with double sink. You have and abundance of large windows surrounding the living room, thus bringing in natural lighting through. Built in wall cabinets and separate dinning area overlooking the living room, with entertainment and relaxation in mind. The wrap around porch is ideal for your morning sip of coffee and tranquility. The amenities are above and beyond and offering more than your normal local beach condos. A large waterfall pool with hot tub, indoor basketball court, ping pong area, theater room with a 100 inch screen, club house, pickle ball court, and updated exercise room, volley ball and aerobics area and conference room. Walking distance to the peaceful grounds and serene amazing courtyard out of this world. This is a 5 star resort living and only less than 2 miles from our white sandy beaches, restaurants and shopping. You cannot find a 1700 plus square foot condo with all of these amenities. If you have children, they will love this community and will beg to visit the pool and indoor basketball court daily. Pier Park is 15 minutes away and San Destin only 25 minutes. HOA includes numerous services and all you pay is your Electricity and personal Wifi upgrades. The Association covers all external repairs, grounds-keeping and pest control. Take advantage of this immaculate bottom floor corner unit as it will not last long.

8700 Front Beach Road Unit 7101, Panama City Beach

$350,000
3 Beds 3 Baths 790095 MLS
3 BEDROOM | 3 BATH brick-front home in desirable Lynn Haven, FL offering approximately 1,922 sq. ft. and featuring 2 private master suites plus numerous upgrades throughout. Step inside to vaulted ceilings in the living room, highlighted by a cozy wood-burning fireplace, dining area, and kitchen with granite countertops, stainless steel appliances, and an undermount sink. Brand-new 2026 LVP flooring runs throughout the home, complemented by tile in select bathrooms. The spacious primary suite addition includes its own mini-split system for enhanced comfort, trey ceilings, beadboard accents and trim, two oversized walk-in closets, double vanities, a soaking tub, and a separate step-in shower. Attached is a versatile 13x13 bonus room with a closet--perfect for a nursery, office, gym, or sitting room. The second master suite features a walk-in closet and private full bath, ideal for guests or multi-generational living. Additional highlights include: * Extended 2-car garage * Large corner .35-acre lot in an X Flood Zone * Vacant lot behind the home for added privacy * Fully fenced backyard with 8-foot privacy fencing * 2015 metal roof * 2018 4-ton HVAC system * Updated PEX plumbing * TECO natural gas service with generator hookup capable of powering the home's outlets and master mini-split * Tankless water heater, gas stove, and outdoor gas grill hookup All sizes, measurements, and information are approximate and should be verified by buyer if important.

1609 New Hampshire Avenue, Lynn Haven

$259,000
3 Beds 2 Baths 790088 MLS
PRICE IMPROVEMENT - PRICED TO SELL! PLUS $10,000 TOWARD BUYER CLOSING COSTS! Move-in ready and packed with upgrades, this brand-new construction home offers the perfect blend of style, quality, efficiency, and affordability. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,200 square feet of thoughtfully designed living space, this home is ideal for first-time homebuyers, growing families, or anyone seeking low-maintenance living. Inside, you'll find an open-concept floor plan with soaring 9-foot ceilings, luxury vinyl plank flooring throughout, beautiful quartz countertops, and a complete appliance package, making move-in day effortless. Built with quality in mind, the home also features durable Hardie Board siding, hurricane-rated windows and doors, and full spray foam insulation for enhanced energy efficiency and year-round comfort. Enjoy your morning coffee on the full-length front porch or take advantage of the spacious pole barn, perfect for storage, a workshop, recreational equipment, or hobbies. Conveniently located just minutes from Downtown Panama City, you'll have easy access to shopping, dining, schools, and entertainment--all with the added benefit of NO HOA. To help showcase the property's full potential, select listing photos have been virtually enhanced using AI to illustrate possible landscaping and interior staging. These images are for visualization purposes only and do not represent the property's current condition or included improvements. Take advantage of the $10,000 buyer closing cost incentive and schedule your private showing today!

2201 E 6th Street, Panama City

$249,900
3 Beds 3 Baths 790081 MLS
Welcome to 1635 Caleigh Court. This home offers the perfect blend of modern style, everyday comfort, and low-maintenance living in the heart of highly sought-after Lynn Haven. Built in 2021 and thoughtfully maintained, this move-in ready townhome features 3 bedrooms, 2.5 bathrooms, and over 1,400 square feet of beautifully designed living space filled with natural light. The open-concept main level boasts 9-foot ceilings, luxury vinyl plank flooring, and a bright, airy layout ideal for both relaxing and entertaining. The kitchen overlooks the living and dining areas and is beautifully appointed with granite countertops, shaker-style cabinetry, stainless steel appliances, a large pantry, breakfast bar seating, and clean modern finishes. A convenient half bath downstairs adds extra functionality for guests. Upstairs, the spacious primary suite serves as a private retreat with a walk-in closet, dual vanities, and a large walk-in shower with glass enclosure. Two additional bedrooms are thoughtfully positioned on the opposite side of the home for added privacy and share a full bathroom. The second-floor laundry area adds everyday convenience. Additional highlights include a one-car garage, double-wide driveway, and a covered back patio. Enjoy a truly simplified lifestyle with HOA services that include lawn care, exterior maintenance, and quarterly power washing, allowing you to spend more time enjoying your home and less time maintaining it. Conveniently located near shopping, dining, schools, and major roadways, this turnkey Lynn Haven townhome is an exceptional opportunity for primary homeowners, first-time buyers, or investors alike.

1635 Caleigh Court, Lynn Haven

$289,000
3 Beds 2 Baths 790063 MLS
Welcome to 1900 Beck Ave., a beautifully maintained all-brick home perfectly positioned just minutes from the heart of Historic St. Andrews which is one of Panama City's most sought-after waterfront communities known for its vibrant coastal charm, local restaurants, marinas, boutique shopping, waterfront parks, farmers markets, and year-round community events. Situated on a spacious corner lot, this 3-bedroom, 2-bathroom residence combines comfort, functionality, and convenience. Step inside to discover a massive 23x25 living room highlighted by luxury vinyl plank waterproof flooring, creating the perfect space for entertaining or relaxing. The updated kitchen features stainless steel appliances, elegant white cabinetry, granite countertops, and a custom backsplash, blending style and practicality seamlessly. Additional upgrades include all new PEX plumbing throughout, a reliable ADT security system, and the added benefit of being located in Flood Zone X, where flood insurance is not typically required. A new roof was installed in 2018, and the home currently carries an affordable homeowner's insurance premium available upon request. Outside, the oversized double driveway and covered carport provide ample parking for multiple vehicles, while the large, fenced backyard with convenient access gates offers ideal space for boat or RV storage, perfect for those wanting to take advantage of the nearby bay, marinas, and waterfront lifestyle. Enjoy outdoor gatherings on the spacious covered patio or unwind in the private backyard complete with a farmhouse-style storage shed. Living near Historic St. Andrews offers a unique coastal lifestyle where golf cart rides to dinner, sunset walks along the bay, live music, boating adventures, and weekends at the marina become part of everyday life. Whether you are enjoying fresh seafood at locally loved restaurants, exploring nearby coffee shops and boutiques, or taking advantage of the area's shopping, dining, entertainment, and commercial conveniences, this location places you near the very best of Panama City. With exceptional accessibility and strong appeal for both homeowners and investors alike, this property presents an incredible opportunity for first-time buyers, long-term rental potential, or anyone looking to embrace the relaxed coastal lifestyle that makes St. Andrews such a desirable place to live. Schedule your private showing today!

1900 Beck Avenue, Panama City

$288,900
3 Beds 2 Baths 790047 MLS
OPEN HOUSE! FRI 7/30 2-4PM Welcome to 7066 George Day Lane in the highly sought-after Liberty community of Panama City! This move-in ready 3-bedroom, 2-bath home offers the perfect combination of modern design, everyday comfort, and valuable upgrades already completed for you. Best of all, the street construction is complete, allowing you to enjoy an established neighborhood feel without the inconvenience of ongoing building nearby. Inside, you'll find a bright open-concept layout with durable vinyl plank flooring throughout the main living areas, granite countertops, white soft-close cabinetry, stainless steel appliances, and a spacious kitchen island ideal for entertaining or casual dining. The thoughtfully designed split-bedroom floor plan provides privacy for the primary suite while still offering comfortable guest bedrooms and bath space for family or visitors. The spacious primary suite features a double vanity, walk-in shower, and large walk-in closet. Throughout the home, you'll appreciate features that many new construction homes do not include, such as installed blinds and a fully fenced backyard with 6-foot white vinyl fencing for added privacy and security. The refrigerator can also convey with an acceptable offer, making your move even easier. This home is also equipped with smart home technology, allowing you to conveniently manage features right from your phone, along with a professionally installed 3-stage water filtration system for enhanced water quality throughout the home. Additional highlights include a two-car garage, dimensional shingle roof, and underground utilities. Residents of Liberty enjoy access to incredible community amenities including two pools, a splash pad, playgrounds, pickleball courts, basketball court, fitness center, yoga room, and more. If you're looking for a newer home where the upgrades are already done and the home is truly move-in ready, 7066 George Day Lane is one you won't want to miss.

7066 George Day Lane, Panama City

$287,000
3 Beds 2 Baths 789987 MLS
This updated Florida cottage puts you right in the middle of everything people love about living in Panama City. With 3 bedrooms, 2 bathrooms, and a layout designed for everyday living as well as entertaining, this home offers the kind of space and functionality that's hard to find at this price point. Natural light fills the interior, highlighting the updated flooring, newer appliances, and the well-maintained condition throughout. Major improvements have already been taken care of, including the HVAC system, roof, and water heater, all which have been replaced within the last few years for added peace of mind. Outside, the home continues to impress with a screened-in patio, oversized deck, privacy-fenced backyard, and additional outdoor storage. The oversized true two-car garage provides plenty of room for vehicles, tools, beach gear, or hobbies. The street itself has recently been repaved and improved with new curbs and sidewalks adding to the overall appeal of the neighborhood. Location is one of the standout features here. This home is less than five minutes from Beach Drive and the public beach access at Calhoun Beach Park and just minutes from Historic St. Andrews and Downtown Panama City. You're also under 20 minutes from the white sandy beaches of the Gulf. Tyndall Air Force Base and the Navy Base are also both just a short drive away. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity with short-term rental potential, this property checks all the boxes for enjoying the Florida lifestyle year-round. The city will be laying sod out front sometime in the next few weeks where they were working on the road/curbs.

1403 Arthur Avenue, Panama City

$387,810
3 Beds 2 Baths 789979 MLS
Welcome to 343 Robinson Bluff Road, a new home under construction at Colonial East in Panama City Beach, Florida. This single-story floor plan perfectly blends style, comfort, and practicality for modern living. Just off the foyer, you'll find a versatile study, a convenient laundry room, and easy access to the garage. Continuing down the hall, you'll be drawn into the expansive, open-concept great room where the kitchen, living, and dining areas flow together effortlessly, creating a space that's perfect for both everyday living and entertaining. Natural light pours in, filling the entire area with warmth and creating a bright, inviting atmosphere. The kitchen is the focal point of this home, and it is designed for both beauty and functionality. Featuring crisp white shaker-style cabinets, stunning quartz countertops, a large center island, sleek stainless-steel appliances, and a spacious pantry, it's a chef's dream come true. The primary bedroom offers a tranquil retreat, with a generously sized bedroom, a spacious walk-in closet, and a private ensuite bathroom designed for relaxation. The ensuite features a double vanity with granite countertops, an enclosed shower, and plenty of storage. Bedrooms two and three are ideal for children, guests, or even a home office, and they share a conveniently located bathroom with a tub/shower combination. Interior features of this home will include quartz countertops, EVP flooring throughout, matte black plumbing fixtures and appliance package with a stove, microwave and dishwasher. Images are of model home and may include custom design features not available in other homes. Furnishings and decorative items are not included with home.

343 Robinson Bluff Road, Panama City Beach

$925,000
3 Beds 5 Baths 789978 MLS
NO HOA! FINANCIAL POWERHOUSE! HEATED POOL! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Drive, Panama City Beach

$278,200
3 Beds 3 Baths 789977 MLS
This exterior unit townhome offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, granite countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Beautiful windows surround the living area allowing for natural light. Interior features of this home include EVP flooring throughout the common areas and stairs, the upstairs has plush carpet, quartz countertops in the kitchen and an appliance package that includes stainless smooth top stove, microwave and dishwasher. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. This townhome is equipped with a Smart Home Technology Package featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for more information on this townhome.

258 Phillips Bluff Avenue, Panama City Beach

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